The Press 01.29.2021 by Brentwood Press & Publishing

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Newsom Spreading positivity lifts regional stay-at-home orders

by Kyle Szymanski Staff Writer

jacent public infrastructure. The San Joaquin Joint Powers Authority estimates 10 daily trains will serve the station – five westbound toward Oakland and five eastbound toward Bakersfield. Annual ridership numbers are expected to range between 35,000 and 52,000 in 2025. A consultant team projected that the project will fuel retail and lower-density mid-rise residential growth. “The study concluded that the impacts are positive,” said Community Development Director Joshua McMurray. The council, whose three

BRENTWOOD The community has long suggested that Susannah Meyer should be on the city council. Now it’s a reality. The 12-year city resident and state senate senior district representative secured the District 3 seat in a three-person race in November’s election. “A lot of people over the years have said, ‘You should be on council,’” Meyer said. “I was like, ‘I don’t think it is my thing.’ But it comes up in conversation, and you really start to think, especially during a crisis. When something that impactful and life-altering comes your way, it makes you think, on a really grand level, ‘What am I doing? How can I be involved? What can I do to make my community and the lives of the people around me better?’” Meyer’s new role is a natural extension of her passion to serve. The mother of two adult sons has been a senior district representative for California State Senator Steve Glazer (D Contra Costa) since 2019. She previously held multiple autism support roles and positions with Meals On Wheels Diablo Region and the Volunteer Center of the East Bay. The pandemic, she said, only amplified her desire to give back. “In thinking about it after COVID hit, it was all about what can I do for Brentwood? What

see Train page 18A

see Meyer page 18A

Staff Writer

REGIONAL In a move that appeared to catch many by surprise, Gov. Gavin Newsom lifted the regional stay-at-home order that, until Monday, impacted more than 90% of all Californians. “California is slowly starting to emerge from the most dangerous surge of this pandemic yet, which is the light at the end of the tunnel we’ve been hoping for,” said California Health and Human Services Secretary Dr. Mark Ghaly. “Seven weeks ago, our hospitals and front-line medical workers were stretched to their limits, but Californians heard the urgent message to stay home when possible, and our surge after the December holidays did not overwhelm the health care system to the degree we had feared.”

Photo by Tony Kukulich

eeling the need to share a positive message during challenging times, Hannah Smith held this sign while standing on the corner of Balfour Road and Griffith Lane in Brentwood, Tuesday, Jan. 26. The Brentwood youth said she just wanted to give people some expression of hope and To view a video of the event, visit www.thepress.net/multimedia optimism.

see Newsom page 18A

Future train platform could arrive in 2022 “ Once you are part of this network, the sky

by Kyle Szymanski Staff Writer

OAKLEY The long-awaited downtown Amtrak train platform project continues to inch forward, city officials said during a recent council update on the plans. The estimated 700-foot-long grant-funded train platform, which could be completed in 2022, will be situated north of Main Street, between Second Street and O’Hara Avenue. It will likely allow commuters to jump on a train and arrive in Oakland in under an hour. A transit center connecting existing transit service to the station, a 300-space parking lot,

is the limit for where you want to travel.

Oakley City Manager Bryan Montgomery a plaza (expected to be used for civic events), and new roadways designed to streamline access, circulation, parking and drop-offs will also be included nearby. “While this is intended to be a commuter rail that can get you to Oakland, moving west, at a very early hour — say, before 8 o’clock — this is also part of a network,” said Oakley City Man-

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ager Bryan Montgomery. “Once you are part of this network, the sky is the limit for where you want to travel.” The San Joaquin Joint Powers Authority has secured an $8.6 million grant comprising state and federal money to pay for the platform, with the city agreeing to fund the roadway design and construction, parking lot and ad-

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January 29, 2021

Meyer ready for council role

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Theater Director Takes A Bow

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Changing of the guard at El Campanil Theatre by Dawnmarie Fehr Correspondent

ANTIOCH Rick Carraher of the El Campanil Theatre in Antioch announced his retirement effective Jan. 1 of this year, though he said he will still hang around the office and find something to do on occasion. “For over 19 years I have had the pleasure to steer the historic El Campanil Theatre to become the grandest and most stateof-the-art performing arts venue in Eastern Contra Costa County,” Carraher said. “Now, at the age of 72, I will step down from the leadership role as executive director.” Carraher has been a driving force behind the revitalization of downtown Antioch for two decades. As owner of the café Rick’s on Second for 25 years, restoring the unique downtown feel to Antioch was important to him. He said he remembers the day in 2001 when he and a friend were enjoying a cup of coffee and agreed the aging theater would provide the focus of a revitalization project. He established an interest group of local residents to create a place for families to come together

and enjoy live entertainment of all kinds. “What’s wonderful about Rick and his approach to this theater is who he is and how he does it,” said Steven Shore, El Campanil’s director of programming. “He is old school. He is the kind of guy that approached things from passion and compassion and follows through. He was all about people and how they feel and how they respond and connecting and getting input and responding to their input. It was never about him.” Shore added Carraher’s respect for the building, the community and the patrons made El Campanil the positive environment it was, encouraging everyone there to work hard and achieve big things. Carraher said his time at the theater has been rewarding, and he will continue to serve on the board in whatever capacity he is needed. “I’m so proud of what El Campanil Theatre has become over the years,” he said. “The number of people who attend events on an annual basis reinforces the opinion that El Campanil is the cornerstone of the continuing process toward the revitalization

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of Rivertown.” Taking on the role of executive director is Joel Roster of Martinez, who joined the El Camp team as a theater manager in 2019. One of Roster’s focuses has been arts education for children, and he hopes to make El Campanil a center for performing arts and education through the theater’s new academy. “Looking at the other programs in the area, we felt the community could benefit from not only arts education, but career

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JANUARY 29, 2021

P6 votes additional enforcement funds Board looks “ We’ve had at least one

by Dawnmarie Fehr Correspondent

DISCOVERY BAY At a meeting held on Jan. 20, the P6 (police services) Committee passed a motion to approve additional funds for crime suppression efforts in Discovery Bay – not to exceed $10,000 – over the next three months. If approved by the Contra Costa County Sheriff’s Office, the funds will be used to address the rise of property crimes in the town. Exact measures have not been decided upon, though some possibilities include adjusting existing schedules or increasing patrol hours. These decisions would likely be based on the Sheriff’s Office crime analysis unit projections for future incidents. During the meeting, Delta Station Commander Lt. Mark Johnson noted the experts in the analysis unit would use data collected in previous months to project when crimes are most likely to happen. Johnson also said though crime reports were low for most of 2020, incidents had increased in mid-December, and January was shaping up to be the area’s busiest month yet. “We’ve had at least one commercial burglary and one attempted burglary in the Sandy Cove Shopping Center in recent months,” Johnson said. “We continue to see a fair amount of shoplifting at the CVS and Safeway.” Johnson noted his team’s efforts to pre-

commercial burglary and one attempted burglary in the Sandy Cove Shopping Center in recent months. We continue to see a fair amount of shoplifting at the CVS and Safeway.

”

Lt. Mark Johnson, Delta Station commander vent crime would continue, regardless of the committee’s vote on the funds. Also discussed were the unique challenges facing law enforcement officers during the COVID-19 pandemic. Due to jails only holding people for more serious crimes – and citing and releasing those guilty of smaller offenses – Johnson said there are more active criminals on the streets. “Because the county jail is limiting the number of inmates they will take right now, we are trying to be more visible and trying to come up with ways to deter the criminals from coming to Discovery Bay and committing crimes in the first place,” Johnson said. In October, when the committee originally discussed using additional P6 funds, they were intended for traffic enforcement. At this month’s meeting, the board changed

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gears in light of the recent increase in property crimes and the fact only those arrested for violent crimes are being placed in jail. “I just want to make sure we aren’t directing resources to traffic when we have a bigger problem going on,” P6 Director Bob Mankin said. “I just want to make sure we aren’t diluting the more important resources for traffic.” Johnson and his team are still drawing up a plan to present to the sheriff’s office for specific use of the funds. The Discovery Bay P6 Committee is comprised of one person from each of the five P6 zones in Discovery Bay, though two seats are currently vacant. The committee submits reports and recommendations to the county, based on residents’ needs and suggestions. Volunteers serve staggered twoyear terms and are appointed by the Contra Costa County Board of Supervisors. The committee funds, which come from property taxes paid by homeowners in Discovery Bay West, pay for police services in town. These services, performed by the Contra Costa County Sheriff’s Office, include two resident deputies and a community service officer whose sole job is to patrol Discovery Bay. The next regularly scheduled Discovery Bay P6 Citizen Advisory Committee meeting will be held on April 14 at 6 p.m. – location yet to be determined due to COVID-19. For more information or meeting notifications, call 925-252-4500 or visit https://goo.gl/Shmg0M.

to the future

OAKLEY Over the past two years, the Diablo Water District Board of Directors has seen some new faces (due to resignations and recent elections). “The fresh group of proactive and passionate directors are offering progressive and responsible direction regarding the District’s future,” said Board President Paul Seger. On Jan. 12 and 14, the new board spent hours revisiting and re-visioning best practices regarding the environment, water supply resiliency, critical infrastructure of the district, and its customers’ needs. Key conversations held that will be further developed and incorporated into a fiveyear strategic plan and district policies include: • Developing innovative policies to ensure new development is environmentally friendly and fiscally responsible. • Committing to partner with associated agencies to establish a recycled water program for our community, as part of the district’s water supply portfolio. • Establishing policy criteria and securing grants funds for strategically locating groundwater monitoring wells. • Exploring a range of alternative water rate structures that encourage rate equity. • Cooperating with local water mutuals and community water systems on Bethel Island and Sandmound Road to find sustainable long-term solutions. For more information and updates, visit www.diablowater.org/strategicplan2021.

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An urgent need for blood donations REGIONAL The American Red Cross typically has a tough time keeping the blood supply strong during the winter months when inclement weather and seasonal illnesses can impact donors. This year the pandemic adds in another challenge in keeping the blood supply strong. The Red Cross is urging healthy individuals to make an appointment to give blood or platelets this month. As a thank-you for helping ensure a stable blood supply, those who come to give this February will receive a $5 Amazon.com Gift Card via email, courtesy of Amazon. (Restrictions apply. Additional information and details are available at RedCrossBlood.org/Together.) Make your appointment to give blood, platelets or plasma with the Red Cross by downloading the Red Cross Blood Donor App, visiting RedCrossBlood.org, calling 1-800-RED CROSS (1-800-733-2767) or enabling the Blood

Donor Skill on any Alexa Echo device. Upcoming February blood donation opportunities Contra Costa County Locations: Brentwood • Feb. 11, 9 a.m. to 3 p.m.; The Church of Jesus Christ of Latter-day Saints, 2350 Jeffery Way Antioch • Feb. 17, 10 a.m. to 4 p.m.; Rotary Club Antioch, 4800 Golf Course Road Important COVID-19 information for donors The Red Cross is testing blood, platelet and plasma donations for COVID-19 antibodies. The test may indicate if the donor’s immune system has produced antibodies to this coronavirus, regardless of whether an individual developed COVID-19 symptoms. Red Cross antibody tests will be helpful to identify individuals who have COVID-19 anti-

bodies and may now help current coronavirus patients in need of convalescent plasma transfusions. Convalescent plasma is a type of blood donation collected from COVID-19 survivors that have antibodies that may help patients who are actively fighting the virus. Plasma from whole blood donations that test positive for COVID-19 antibodies may be used to help COVID-19 patients. COVID-19 antibody test results will be available within one to two weeks in the Red Cross Blood Donor App or donor portal at RedCrossBlood.org. A positive antibody test result does not confirm infection or immunity. The Red Cross is not testing donors to diagnose illness, referred to as a diagnostic test.

To protect the health and safety of Red Cross staff and donors, it is important that individuals who do not feel well or believe they may be ill with COVID-19 postpone donation. Each Red Cross blood drive and donation center follows the highest standards of safety and infection control, and additional precautions – including temperature checks, social distancing and face coverings for donors and staff – have been implemented to help protect the health of all those in attendance. Donors are asked to schedule an appointment prior to arriving at the drive and are required to wear a face covering or mask while at the drive, in alignment with Centers for Disease Control and Prevention public guidance. To find an upcoming blood drive near you and schedule an appointment, visit redcrossblood.org and enter your ZIP code.

Survey shows drastic economic downturn ANTIOCH The chamber of commerce conducted a COVID-19 Small Business Impact Survey to assess the needs in the community and the effects of the coronavirus community restrictions on the future of business owners and their families. The survey asked three questions: 1) What assistance would be helpful to your business?

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JANUARY 29, 2021

Time to register for kinder OAKLEY The Oakley Union Elementary School District (OUESD) will soon begin registration for incoming kindergarten students. Your student must be 5 on or before Sept. 1, 2021, to attend kindergarten for the 2021-22 school year. A student whose fifth birthday falls between Sept. 2, 2021, and Dec. 2, 2021, will be placed in a transitional kindergarten class. The district will not know which sites will have TK classes until May. The following documentation is required for kinder and transitional kinder registration: • Current immunization records; • Birth certificate (Original only, no copies); • Two current and different proofs of residence (utility bills, escrow papers, property tax bill). If you are unsure which school is your school of residence, visit https:// www.ouesd.k12.ca.us/attendance. Almond Grove Elementary 925-625-6720 Feb. 18, 9 a.m. to 3 p.m.; Feb. 19, 9 a.m. to 3 p.m.; Feb. 24, 5:30 to 7 p.m. Almond Grove Office Registration will be by appointment only; please call to schedule an appointment. Registration packets will be available the week of Feb. 8 - 11.

Oakley Elementary School 925-625-7050 Feb. 18, 9 a.m. to 2 p.m.; Feb. 24, 9 a.m. to 2 p.m.; Feb. 25, 9 a.m. to 2 p.m.; Oakley Elementary Office Registration will be by appointment only. Please call to schedule an appointment. Registration packets will be available the week of Feb. 8 to 11. Gehringer Elementary 925-625-7070 Feb. 16 to Feb. 26, 9 a.m. to 2:30 p.m. Gehringer School Office Registration will be by appointment only; please call to schedule an appointment. Registration packets will be available one week prior for parents to pick up. Iron House Elementary 925-625-6825 Feb. 19, 9 a.m. to 3 p.m.; Feb. 23, 9 a.m. to 3 p.m. Iron House Office Registration will be by appointment only, please call to schedule an appointment. Registration packets will be available one week prior for parents to pick up.

Laurel Elementary 925-625-7090 Feb. 18, 9 a.m. to 3 p.m.; Feb. 23, 9 a.m. to 3 p.m. Laurel Office Registration will be by appointment only. Please call to schedule an appointment. Registration packets will be available the week of Feb. 8 to 11. Summer Lake Elementary 925-625-6730 Feb. 16, 19, 22, 25, from 9 a.m. to 3 p.m.; Feb. 17, 4 p.m. to 7 p.m. Summer Lake Library Registration will be by appointment only. Please call to schedule an appointment. Registration packets will be available Feb. 8 - 11. Vintage Parkway Elementary 925-625-6800 Feb. 16, 18, 22, 23, from 10 a.m. to 2 p.m.; Feb. 17, 4 to 7 p.m. By appointment only. Please call to schedule an appointment. Registration packets will be available one week prior for parents to pick up. FOR ALL SCHOOLS • Please contact your school of residence to schedule a TK/Kinder registration appointment. • You will need to have all paperwork completed and all documentation with you at the appointment. If something is incomplete or documentation is missing, we will need to reschedule your appointment.

City accepting grant applicants BRENTWOOD The city is now accepting applications from organizations through the Economic Development Grant Program to provide small business support and marketing, local tourism and community based promotional events and projects that support the Brentwood business community. The grant period covers projects occurring between July 1, 2021, and June 30, 2022. Applications must be submitted, no later than the deadline of 5 p.m., Friday, March 26, 2021. In 2002, Brentwood voters approved the restructuring of the city’s Business License tax, and also approved the creation of the Business License Tax Program, (Ordinance 707 – May 2002) now called the Economic Development Grant Program. The City of Brentwood sets aside 20% of its business license revenues for economic development with the explicit purpose of business promotion and institutional advertisement for the City of Brentwood. As part of this effort, each year the city offers reimbursement grants for local marketing, events, and business development projects through the Economic Development Grant Program. Economic Development Grant application forms and program rules can be found at: https://www.brentwoodca.gov/gov/cd/ed/grants_ and_incentives.asp. Organizations interested in participating in the grant program may contact the City of Brentwood Economic Development Division at economicdevelopment@brentwoodca. gov or leave a voicemail at 925-516-5440.

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A sign of the weather G

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A contingency is something that a buyer holds as a way to get out of the contract. The most common are inspection, financing and appraisal contingencies. The “standard” method of how contingencies are officially removed has changed quite a bit over the years. There are two main ways – passive and active. Passive contingency removal means that when the deadline passes and the party in question has not cancelled the agreement, by default they have removed their contingency. That is why it is called “passive.” If you do nothing, you are deemed to have removed your contingency. Active contingency removal means that when the deadline passes, if the party in question has not removed their contingency, they still retain it. For example, if the contract gives the Buyer 17 days to remove their inspection contingency, and on the 18th day the Buyer has not removed their contingency, they still have that contingency in place. The Seller at that point can give the Buyer a Notice

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to Perform or Quit, but the Seller can’t just declare the Buyer in default or force them to close escrow or try to retain their deposit. The passive method definitely favors the Seller, and the active method definitely favors the Buyer. Years ago, the California Association of Realtors (CAR) used the passive method in our contracts, but then agents lost a couple of lawsuits where the Buyer claimed the passive method wasn’t fair and the judge agreed. So now our standard CAR contract does use the active method. However, some banks (for bankowned properties) and new home builders insist on their own contracts and they often use the passive method. So, if you are a buyer, you need to ask your agent which method of contingency removal applies. If it’s passive, you need to REALLY watch your deadlines. If you have questions about real estate, call me at (925) 240-MOVE (6683). Voted “Best of Brentwood” multiple times. To search the MLS for free, go to: www.SharpHomesOnline.com. Sharp Realty. #01245186

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Cracking the glass ceiling As a woman who was hired by just my first initial so corporate would think I was a man, I was the first and only female in the entire company who was hired for an inside sales position as opposed to a job in the Senior secretarial pool. My typing orner was awful, using my two-finger pecking in spite of all the practice in Mrs. Harris’ typing class, pounding ffff and jjjj over and Marla over again. It Luckhardt not only left me with zero skills at all, to this day I still need to look at the keyboard when I type. There were no spell check, delete or backspace buttons on those typewriters at that time, so my teacher saw every mistake and jumbled word. Since I would never make secretary of the year, I had to rely on what I knew I was good at, but an outside sales representative was a job denied to me based solely on my gender. It was 1978 and the glass ceiling was very high and extremely thick, so I compromised with an inside sales position and waited. The young man who had the job I wanted was a nice guy, but he was just “passing time” until a job in his field came up. As he bragged about how he knew how to work the system, he’d show up in the morning only to head right back out for home. It would have been fine with me, but he supplied the orders that I needed to do my job. The frustration was amplified with the fact that I liked

him and his family, but how could I do my job if he didn’t do his? So, from inside, I did both. After a few months of this nonsense, I approached the salesman and asked when he thought he might be moving on. He laughed and said he was about to give them his notice, but he was grateful for my silence and support. That was my chance, and I wasn’t going to take no for an answer. Speaking from the strength of my work over the past several months, I got the promotion. When the first national sales meeting took place back east at corporate headquarters, I was the only woman in the room besides the vice president’s executive secretary and a copy editor. The VP was a very gracious and charming man who treated me with a great deal of dignity and respect. He asked what each of us did right after we secured a new contract, and as we went around the horseshoe shaped table each person responded with their approach to the paperwork or follow up on the orders but when it came to me, I shouted “I yell woohoo and ring a bell on my desk.” Then I slithered back in my seat and waited for the silence to end. It was the longest twenty seconds or so of my life, but the VP was smiling and declared he would put a large brass Miz Marla’s bell in every office. Another sliver of that glass ceiling came down that day. There were a few more promotions over the 11 years that I spent there, but I never got a vice presidency. I would probably have regretted not pushing harder for that title, had it not been such a great job

with wonderful people. All I felt was gratitude for the somewhat comical path of opportunities and the stepping stone to other challenges. I also met Grandpa in the hallway, so I got the best job bonus ever! After another 30 plus years of sales and sales management, it was time for retirement a few years ago. I no longer have to pull glass out of my hair, but for our country’s new vice president, I am proud to have those slivers in my past. Before they knew that cigarettes were deadly, there was a commercial touting “You’ve come a long way, baby.” First, baby??? But the takeaway was that we thought having a more feminine cigarette was actually an achievement. Over the decades, females have been able to change the old school image of Mrs. Cleaver in the kitchen with her dress, pearls and apron, cooking breakfast for Ward and the boys, in a pair of heels no less. Grandpa gets his omelets from me in my sweats, slippers and bed head. Maybe we really have come a long way, baby! Politics aside, the idea of a female finally in such a prestigious and powerful position is an achievable goal that our granddaughters can strive for and our grandsons can respect. Anyone can move up freely and not be afraid to try. Best wishes and blessings for our new Vice President Kamala Harris and our new President Joe Biden who had the guts to crack that glass wide open. Marla Luckhardt is a Brentwood resident who works with several local senior care and advocacy groups. Reach her at marla2054@aol.com.

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Barbara Bonnickson is 100 Years Old!

Barbara Bonnickson was born in Brentwood 100 years ago on Jan. 20. She lived in her house at 613 Second St. since she was 2 years old. She was a nurse in World War II, but her greatest contribution to Brentwood was as the extraordinary school nurse at Liberty High School for 20 years. Her compassionate care helped many struggling young students, including at times taking them into her home. If you would like to help celebrate Barbara’s 100th birthday, please send cards to Angel Care II, 1912 Blue Mountain Court, Antioch CA 94531

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Cop logs EMER GENC Y SER VICES DISPATCH LOGS

A person called authorities to report a physical fight on Brentwood Boulevard that began outside, then moved inside. The reporting person said they did not know if it continued. Brentwood – Jan. 5, 10:36 a.m. The following is a selection of recent law enforcement activity.

BRENTWOOD Jan. 5, 1:26 a.m. A missing person was reported on Pomona Drive. Jan. 5, 6:35 a.m. A person reported five bottles of methadone were stolen from Las Colinas Drive. Jan. 5, 9:31 a.m. Authorities received a report of two vehicles apparently abandoned near the intersection of Heidorn Ranch and Old Sand Creek roads. One vehicle was a red and gold Ford Expedition and the other was a blue and gray Dodge truck without wheels. The reporting person said there were no people near the vehicles. Jan. 5, 9:35 a.m. License plates were stolen from a vehicle parked on MacArthur Way. Jan. 5, 10:10 a.m. A court ordered restraining order violation was reported on Village Drive. The reporting person said he saw subjects going in and out of his apartment on camera but didn’t know if they were still there. Jan. 5, 10:36 a.m. A person called authorities to report a physical fight on Brentwood Boulevard that began outside, then moved inside. The reporting person said they did not know if it continued. Jan. 5, 2:08 p.m. A person called authorities to report a white Jeep Grand Cherokee backed into their vehicle, then left. This report came from Brentwood Boulevard. Jan. 5, 3:27 p.m. Authorities received a report of an accident with no injuries at the intersection of Balfour Road and Griffith Lane between a Mazda and a truck. The reporting person said the Mazda was in the middle of the intersection, unable to move. Jan. 5, 6:38 p.m. A hit-and-run with no injuries occurred on Balfour Road near State Route 4. The suspect vehicle was a silver Scion that hit an unknown vehicle, then left. An arrest was made. Jan. 6, 2:40 a.m. A woman called to report the window of her car parked on Shady Willow Lane had been shattered and she did not know what caused it.

Jan. 6, 4:09 a.m. A domestic verbal dispute was reported on Gracie Lane. Jan. 6, 8:06 a.m. Grand theft of various types of solar equipment was reported on Trilogy Parkway. Jan. 6, 8:11 a.m. A person called authorities to report a man left a bike in front of a store on Balfour Road. Jan. 6, 11:25 a.m. Authorities received a report that a white Jeep Cherokee on Brentwood Boulevard had been spray painted black, and had hockey sticks and its license plates stolen. Jan. 6, 12:29 p.m. An employee at a store on Sand Creek Road called authorities to report an adult female took eight fragrances and left the store. The employee said the subject was wearing a lavender hoodie, gray sweats, and possibly had two tattoos on her neck and hands. Jan. 6, 2:40 p.m. A woman called from Kingfisher Street to report shots fired at her home. She had bullets through her patio door, curtains, kitchen table and chairs. She said she had casings and bullets. Jan. 6, 4:44 p.m. A woman called to report an unknown adult male swung a metal stick at her on Sand Creek Road. Jan. 6, 7:02 p.m. Authorities received a report an unknown subject broke into a black Audi S5 parked on Lone Tree Way and took items.

ANTIOCH Jan. 10, 7:25 a.m. A vehicle theft was reported on Somersville Road. Jan. 10, 7:26 a.m. A traffic stop revealed weapons violations on Somersville Road. Jan. 10, 11:01 a.m. A person brandishing a weapon was reported on West 9th Street. Jan. 10, 12:05 p.m. A suspicious vehicle was reported on Country Hills Drive. Jan. 10, 12:38 p.m. A garage burglary was reported on Gentrytown Drive. Jan. 10, 3:18 p.m. Simple assault was reported on Mahogany Way. Jan. 10, 4:31 p.m. A missing adult was reported on L Street. Jan. 10, 4:38 p.m. An accident with no injuries was reported at the intersection of Somersville

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www.facebook.com/thepress.net and Buchanan roads. Jan. 10, 5:03 p.m. A stolen vehicle was recovered on Wymore Lane. Jan. 10, 6:49 p.m. A narcotics health and safety code violation was reported on Rockford Drive. Jan. 10, 7:56 p.m. Vehicle theft was reported on Madrid Lane. Jan. 10, 8:11 p.m. Grand theft was reported on A Street. Jan. 10, 10:35 p.m. A warrant arrest was made on Fitzuren Road. Jan. 11, 9:07 a.m. Petty theft was reported on South San Francisco Way. Jan. 11, 9:09 a.m. A suspicious vehicle was reported on East Tregallas Road. Jan. 11, 9:59 a.m. A suspicious vehicle was reported on West 8th Street. Jan. 11, 10:14 a.m. An accident with injuries was reported at the intersection of Somersville and Buchanan roads. Jan. 11, 10:49 a.m. A stolen vehicle was reported on Chaparral Court. Jan. 11, 11:30 a.m. A commercial burglary was reported on San Jose Drive. Jan. 11, 12:31 p.m. A weapons violation was reported on Buck Mountain Court. Jan. 11, 1:49 p.m. Grand theft from a residence was reported on Quail Court. Jan. 11, 3:36 p.m. Property was found on Peppertree Way. Jan. 11, 3:41 p.m. A stolen vehicle was recovered on Fulton Shipyard Road. Jan. 11, 10:03 p.m. A stolen vehicle was recovered on Deer Valley Road.

OAKLEY Jan. 5, 5:11 a.m. Vehicle theft was reported on the 300 block of Watchtide Way. Jan. 5, 6:30 a.m. A service to a citizen was performed at Creekside Park. Jan. 5, 7:38 a.m. A patrol request was made on the 200 block of Hearthstone Circle. Jan. 5, 7:53 a.m. A parking violation was reported on Freemark Lane. Jan. 5, 8:25 a.m. An ordinance violation was reported at the intersection of Main Street and Sandy Lane.

Jan. 5, 8:50 a.m. Forgery was reported on the 400 block of Bayview Drive. Jan. 5, 10:51 a.m. A disturbance of the peace was reported on the 300 block of 4th Street. Jan. 5, 11:36 a.m. A welfare check was made on the 800 block of Santa Fe Court. Jan. 5, 11:47 a.m. A patrol request was made on East Cypress and Bethel Island roads. Jan. 5, 11:58 a.m. A service to a citizen was performed on the 2800 block of Main Street. Jan. 5, 1:58 p.m. Petty theft was reported at the intersection of Carpenter Road and Empire Avenue. Jan. 5, 7:37 p.m. A DUI misdemeanor was reported on Rose Avenue and Simoni Ranch Road. Jan. 5, 10:41 p.m. A property accident was reported on the 2600 block of East Cypress Road. Jan. 6, 12:55 a.m. A patrol request was made at Orchard Park Elementary School. Jan. 6, 4:43 a.m. A welfare check was made on the 1100 block of Woodglen Drive. Jan. 6, 7:16 a.m. Grand theft was reported on the 800 block of Souvrain Court. Jan. 6, 8:51 a.m. A suspicious vehicle was reported on the 50 block of Carol Lane. Jan. 6, 8:57 a.m. Suspicious circumstances were reported on the 10 block of Brooks Court. Jan. 6, 10:26 a.m. Identity theft was reported on the 100 block of East Home Street. Jan. 6, 12:06 p.m. A parking violation was reported on the 1300 block of Main Street. Jan. 6, 3:45 p.m. An unwanted guest was reported at the post office. Jan. 6, 4:16 p.m. Authorities received a report of a vehicle blocking a driveway on the 40 block of Matisse Court. Jan. 6, 4:43 p.m. Petty theft of a purse and shoplifting were reported at Ace Hardware. Jan. 6, 6:04 p.m. Grand theft was reported on the 5400 block of Sunset Meadows Lane. Jan. 6, 8:34 p.m. Harassment was reported on the 1700 block of Walnut Meadows Drive. Jan. 6, 8:36 p.m. A suspicious vehicle was reported at the intersection of Concannon Drive and Chandon Court.

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Opinion EDITORIALS, LETTERS & COMMENTARY

Letters

An indisputable truth

Editor: There’s a hole in our society’s social safety net for seniors and those on fixed incomes. This is due to inadequate cost of living allowances, deficiencies in county, state and federal legislation and lack of support from city governments. Senior citizens and those on fixed incomes are in danger of being forced into homelessness. Our seniors are paying up to 80% of their income on rent alone and facing increases in rent up to 10%. With the cost of Medicare, food and other costs rising, those on fixed low income are being priced out of existence. Health is a problem when those on fixed incomes and seniors are anticipating being suddenly homeless or dying. Many have died due to this. Renters, especially senior citizens who are unable to increase their incomes to match the growing cost of living need local, state and federal protections. The current Social Security system was originally intended to make sure that Social Security Cost of Living Adjustments are updated to match the

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actual increases in the cost of living. In 1984, President Reagan began taxing Social Security. All of the current legislation for housing assistance is not designed for tenants. It’s designed to benefit developers, investors and landlords. Those on fixed incomes have been losing money for decades. We must create a Housing Analyst position at the city to oversee affordable housing projects to ensure compliance with California Tax Credit Allocation Committee rules and provide advocacy for seniors and tenants for complaint resolutions. HUD must change Median Area Income calculations to be more equitable. IRS must change Internal Revenue code 42, low-income housing credit, to increase the credit period for developers from 10 years to 20 years. Make our lawmakers make changes

Editor

to existing legislation to protect our senior citizens and those on fixed incomes from inadequate Social Security Cost of Living Adjustments. End taxation of Social Security. Revert the low and very low-income limit from 50% of median incomes back to 30%. Update the California Tax Credit Allocation system accordingly. And create state and federal tax exemptions for all those on permanent fixed low incomes. Mike DuPray Oakley

Many thanks

Editor: A gorgeous tote bag, filled with Challah (bread eaten by Jews on our Sabbath) as well as a container of delicious chicken soup with matzo balls was delivered to Jewish homes

in our communities this past Sabbath (Friday). This kindness project, aptly named “Loaves of Love,” is inspired by the Rebbe, Rabbi Menachem Mendel Schneerson, who dedicated himself to kindness to all humanity and to change the world, one person at a time, with love and care. To this end, many volunteers cooked, planned and delivered hundreds of these beautiful packages of love. Thank you to all the volunteers who took the lead in sharing the love. Let’s keep sharing the love! If you would like the opportunity to volunteer in the future, please sign up on JewishDelta. com/share. Rabbi P. Goldshmid and Mrs. M. Goldshmid Chabad of the Delta

LETTERS POLICY The Press invites your comments. Letters must be no longer than 325 words and include name, address and phone number for confirmation. The Press reserves the right to edit submissions for length, clarity, potential libel and taste, or to not print letters we feel violate our standards of acceptance. Opinions expressed in letters are not necessarily the opinions of The Press, whose opinions are contained in clearly marked editorials. Send correspondence to The Press, 248 Oak St., Brentwood, California, 94513; or email editor@ brentwoodpress.com.

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GOVERNMENT OFFICIALS City of Brentwood City Manager and City Council City Hall 150 City Park Way Brentwood, CA 94513 Phone: 925-516-5440 www.brentwoodca.gov City of Antioch City Manager and City Council City Hall 3rd and H streets Antioch, CA 94509 Phone: 925-779-7000 www.ci.antioch.ca.us City of Oakley City Manager and City Council

City Hall 3231 Main St. Oakley, CA 94561 Phone: 925-625-7000 www.ci.oakley.ca.us Town of Discovery Bay Town Manager and Community Services District 1800 Willow Lake Road Discovery Bay, CA 94505 Phone: 925-634-1131 www.todb.ca.gov County Supervisor, Dist. III Diane Burgis 3361 Walnut Blvd., Suite 140 Brentwood, CA 94513

Phone: 925-252-4500 Fax: 925-240-7261 dist3@bos.cccounty.us County Supervisor, Dist. V Federal D. Glover 190 E 4th St. Pittsburg, CA 94565 Phone: 925-608-4200 Fax: 925-427-8142 district5@bos.cccounty.us State Sen. Steve Glazer Seventh Senate District Capitol Office: State Capitol, Room 4082 Sacramento, CA 95814 Phone: 916-651-4007

District Office: 420 West Third St. Antioch, CA 94509 Phone: 925-258-1176 Fax: 925-258-9982 Cell: 925-963-1611 http://sd07.senate.ca.gov Assemblymember Jim Frazier 11th Assembly District Capitol Office: P.O. Box 942849 Sacramento, CA 94249 Phone: 916-319-2011 District Office: 150 City Park Way Brentwood, CA 94513

Phone: 925-513-0411 Fax: 925-513-3511 www.asmdc.org/members/a11 Gov. Gavin Newsom State Capitol, Suite 1173 Sacramento, CA 95814 Phone: 916-445-2841 Fax: 916-558-3160 www.gov.ca.gov U.S. Rep. Jerry McNerney 9th Congressional District Washington, DC Office: 2265 Rayburn HOB Washington, DC 20515 Phone: 202-225-1947 Fax: 202-225-4060

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Hometown Sports

JANUARY 29, 2021

HIGH SCHOOLS, RECREATION & SIGN-UPS

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This week in Press Sports’ history 1-29-20

In 2016, the Freedom boys’ basketball team bounced back from a rough start against Heritage to stun the Patriots. The Patriots (16-3 overall and 2-1 in league play at the time) led by 10 in the first quarter, 15 in the second, and by 8 with 3:20 left in the contest. But the momentum swung in Freedom’s favor less than a minute later. Senior guard Tre’von Collins drained a 3 to close the gap (70-68) and 2:08 left to play. He then executed a 3-point play off a steal from senior John Ketchel with 1:31 remaining, giving Freedom its first lead (71-70), which it didn’t relinquish. Heritage had a chance to retake the lead about a minute later, but junior guard Tyriq Mack

missed two free throws with 34 seconds left. Collins came up with a huge steal on the Patriots’ final possession, which he threw ahead to Ketchel. He iced the victory on a 3-point play. Ketchel scored 9 of his 16 points, and Collins collected 8 of his final 9 in the fourth quarter. Junior guard Jared Stokes added 11 points and senior guard Devin Pierce finished with 8. The Patriots were buoyed by senior guards Marcus Wallace (23 points) and Jason Augliera (13 points) and junior guard Anthony Dennis (10 points), but faltered down the stretch, going scoreless the final 3:20 of the contest.

Countdown of historic athletic moments

Press file photo

In 2016, Heritage High School’s Marcus Wallace glided to the hoop during the Patriots’ 76-70 loss to Freedom.

Liberty soccer star drafted into the National Women’s Soccer League It wasn’t long ago that former Liberty soccer star Delanie Sheehan called the fields of Brentwood home. Now she’s a professional. The Liberty class of 2017 graduate and UCLA senior was recently drafted by the New Jersey-based Sky Blue FC in the fourth round (pick 33) of the National Women’s Soccer League College Draft. Sheehan could not be reached as of press time, but did post on Twitter that she was “so grateful for the opportunity.” The 5-foot-6-inch defender has been a standout at each step of her soccer career. She was a Gatorade State Player of the Year finalist in high school, in addition to being a three-time North Coast Section first-team honoree and a two-time Bay Valley Athletic League MVP. Her stock only soared at UCLA, where she started 54 of her 70 games, scoring 11 goals and 13 assists over three seasons. Along the way, she earned Pac-12 AllFreshman honors in 2017 and All-Pac-12 honors in 2018, in addition to securing Pac12 Defensive Player of the Week honors twice and contributing to 25 shutouts, according to a UCLA news release. She also played with the U.S. under-20, under-19 and under-18 national teams and was an alternate for the U.S. at the 2018

Heritage High School continues to countdown the school’s 15 top athletic moments in its first 15 years. The standout contests and feats were voted on by a panel of longtime Heritage coaches and administrators. Just a handful of historic moments released thus far include the boys’ volleyball team downing Irvington to reach North Coast Section (NCS) Division I semifinals in 2019; the boys’ soccer team defeating De La Salle for its first NCS playoff victory; the football team knocking off Pittsburg in the NCS Division I playoffs in 2010; and Aaron Hanible winning a NCS Meet of Champions title in 2017. For more details on the moments, or to follow along with the countdown, visit https://bit. ly/36dIJfE.

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Liberty soccer star Delanie Sheehan (#17), a class of 2017 graduate, was recently drafted by Sky Blue FC of the National Women’s Soccer League. FIFA under-20 World Cup, according to the school. It’s expected Sheehan will finish out her college career in the spring, before joining the New Jersey squad. Sky Blue FC is slated to begin its pre-

season in February, prior to a 24-match season in May. To view Sheehan’s complete college stats, visit https://bit.ly/39lAyA0. For more information on the Sky Blue FC, visit skybluefc.com.

Follow these #hashtags. #AntiochHS #HeritageHS #DeerValleyHS #LibertyHS #FreedomHS #PittsburgHS

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JANUARY 29, 2021

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Graham joins CSD board of directors how to pull people together and get stuff done. She has a great background in running different departments within a company. And she is retired, so she has the time to put into it, and that’s a big thing.” As part of the CSD Board, Graham said the goals she discussed during her campaign haven’t changed, only become more focused. “I’m still concerned about the appearance of the entire town – the landscaping and sound walls,” she said. “With input from the town, I want to work on the activities and amenities in the town, especially at the community center and in the parks . . . we are working on the linear park on Clipper Drive and I think it’s going to be wonderful.” She also wants to continue maintaining and improving infrastructure for water and wastewater systems and improve the overall quality of life in town through communications with residents about how and why decisions are made and money is spent. During her free time, Graham said she enjoys boating, golfing and participating in her clubs. She looks forward to a time when she can once again enjoy the restaurants and other amenities currently on hold due to the COVID-19 pandemic. “My drive and my passion is to make improvements on where we are and look toward the future and see what else can be done to keep the magic in our little town,” she said. “It really is a special place.” To comment, visit www.thepress.net

by Dawnmarie Fehr Correspondent

DISCOVERY BAY The town’s Community Services District (CSD) board welcomed a new face in December when Carolyn Graham was sworn in for her first term as director. Graham is now the third woman in the town’s history to serve on the five-member board, which includes retired individuals, parents with young children and working professionals. Graham has lived in town since 2011 when she moved from San Ramon with her husband, Bob, their four cats and one dog. She said the move to a house on the water fulfilled a dream she had cherished for years. “We are longtime boaters and kept our boat at the marina before moving here, and we loved living on the water,” Graham said. “What far exceeded our expectations is the community of Discovery Bay. Not only our friends and neighbors, but the many events and recreational activities. And when someone needs help, people are always there.” Carolyn said she decided to run for the CSD board because she felt she could get involved and do some good for the community. She saw big issues arising – like the renovation of the community center pool – and felt interaction between residents and the town could be improved. “We need to listen and respond to peo-

Carolyn Graham is one of two new directors on the Community Services District (CSD) board and the third woman in the town’s history to serve.

Photo by Tony Kukulich

ple,” said Graham. “For several years, people told me when they asked a question, the standard answer they would get was they should come to a meeting. That does not always work for people, and with so many communications now online, we should take advantage of that where possible.” She said she intends to continue the tradition of supporting stakeholders and partners such as the Division of Boating and Waterways, Reclamation 800 District, Save the California Delta Alliance and

CalTrans, noting their help is essential to ensuring the wonderful lifestyle available in Discovery Bay. During her campaign, Graham leaned on friends to help get the word out and garner support. Eve Ferrante was one of those friends and said she had fun working with Graham and believes Graham will work toward positive change. “Carolyn has good, good leadership,” Ferrante said. “I’ve seen her in action in our yacht club and the Lions. She knows

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ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Barry Strock II SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court Street Martinez, CA 94553 PETITION OF: Barry Strock II and Amber Hess-Strock CASE NUMBER: N21-0017 TO ALL INTERESTED PERSONS: 1. Petitioner Barry Strock II and Amber Hess-Strock filed a petition with this court for a decree changing names as follows: Present Name: a. Ashley Christianne Strock to Proposed Name: Katherine Christianne Strock. 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 03/03/2021 Time: 9:00 a.m. Dept.: 30 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 12/31/2020 Judge of the Superior Court Brentwood Press No. 02-1273 84915 Publish Dates: January 22, 29, February 5, 12, 2021.

the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 2/8/2021 Time: 9:00 a.m. Dept.: 30 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: October 21, 2020 Judge of the Superior Court Brentwood Press No. 02-1273 84782 Publish Dates: January 8, 15, 22, 29, 2021.

Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. ¡AVISO! Lo han demandado. Si no responde dentro de 30 días, la corte puede decidir en su contra sin escuchar su versión. Lea la información a continuación. Tiene 30 DÍAS DE CALENDARIO después de que le entreguen esta citación y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefónica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y más información en el Centro de Ayuda de las Cortes de California (www.sucorte.ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede más cerca. Si no puede pagar la cuota de presentación, pida al secretario de la corte que le dé un formulario de exención de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podrá quitar su sueldo, dinero y bienes sin más advertencia. Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisión a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov) o poniéndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperación de $10,000 ó más de valor recibida mediante un acuerdo o una concesión de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso. The name and address of the court is: (El nombre y dirección de la corte es): SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 COURT STREET, RM. 103, MARTINEZ, CA 94553 The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El nombre, la dirección y el número

de teléfono del abogado del demandante, o del demandante que no tiene abogado, es): David Hermelin 162344 Herlmelin Law Firm 706 Main Street, Suite C Martinez, CA 94553 (925) 228-6500 DATE (Fecha): March 3, 2020 Clerk, by (Secretario): D. Wagner, Deptuty NOTICE TO THE PERSON SERVED: You are served - Brentwood Press No. 02-1273 84858 Publish Dates: January 15, 22, 29, February 5, 2021.

ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Connie Vieira SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court Street Martinez, CA 94553 PETITION OF: Connie Vieira CASE NUMBER: N20-1592 TO ALL INTERESTED PERSONS: 1. Petitioner Connie Vieira filed a petition with this court for a decree changing names as follows: Present Name: a. Maria Conceição Silveira b. AKA Connie Vieira to Proposed Name: Connie Vieira. 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at

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SUMMONS (CITACION JUDICIAL) CASE NUMBER (Número del Caso): C20-00460 NOTICE TO DEFENDANT (AVISO AL DEMANDADO): Ramesh Chandra; all persons unknown, claiming any legal or equitable right, title, estate, lien, or interest in the Properties described in the complaint adverse to Plaintiff’s title, or any cloud on Plaintiff’s title thereto; and Does 1 through 50. YOU ARE BEING SUED BY PLAINTIFF (LO ESTÁ DEMANDANDO EL DEMANDANTE): Josephine Shah NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below. You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www. courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www.lawhelpcalifornia. org), the California Courts Online Self-Help

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FICTITIOUS BUSINESS NAME STATEMENT File No. F-2021-0000149 The name of the business: Choice Plans and Permit Services Located at: 1021 Vineyard Drive In: Oakley, CA 94561, is hereby registered by the following owner: Debra Fromme. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1/4/2021. Signature of registrant: Debra Fromme. This statement was filed with the County Clerk of Contra Costa County on: January 12, 2021 by Deputy Clerk Expires on 1/11/2026 Oakley Press No 03-0477 84927 Publish dates: January 22, 29, February 5, 12, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0005991 The name of the business: SKC Wood & Stone Located at: 803 Pathfinder Ct In: Oakley, CA 94561, is hereby registered by the following owner: 1. Kenneth Evoniuk 2. Savannah Evoniuk. This business is conducted by: Married Couple. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Kenneth Evoniuk. This statement was filed with the County Clerk of Contra Costa County on: December 11, 2020 by Deputy Clerk Expires 12/10/2025 Oakley Press No. 03-0477 84803 Publish dates: January 8, 15, 22, 29, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006017 The name of the business: Heavenly Blue Pool Service Located at: 260 Merganser Dr In: Oakley, CA 94561, is hereby registered by the following owner 1. Julio Padilla 2. Lilaeva Padilla. This business is conducted by: A Married Couple. The registrant commenced to transact business under the fictitious business name or names listed above on 12/01/2020. Signature

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of registrant: Julio Padilla. This statement was filed with the County Clerk of Contra Costa County on: December 14, 2020 by Deputy Clerk Expires 12/13/2025 Oakley Press No. 03-0477 84794 Publish dates: January 8, 15, 22, 29, 2021.

sures.com 1/29/21 & 2/5/21 Run Dates. The auction end date will be 2/12/21 at 12:00 pm. All bids must be placed prior to this time. Oakley Press No. 03-0477 84973 Publish dates: January 29, February 5, 2021.

at the sale. Purchase must be in cash only paid at the time of the sale. Sale is subject to prior cancellation, in the event of settlement between owner and obligated party. Oakley Press No. 03-0477 84931 Publish Dates: January 22, 29, 2021.

LIEN SALE NOTICE The following persons are in lien at Oakley Gateway Self Storage 2101 Laurel Road Oakley, CA 94561: C1616 Lamont Abbitt C200 Dianna Buzzelli C1013 Nicole Callison C1603 Marquise Davis C167 Gabrielle Seres F1113 LaWanda Ware C1529 Cassie Warner B8 Rhiannon White The items to be sold include: Furniture clothes, toys, and miscellaneous electronics. The date of the sale will be: 2/12/21 at 11:00 am. The location of the sale will be: Online at: www.storagetrea-

NOTICE OF LIEN SALE Live Oak Storage,1315 Main Street Oakley, CA 94561, has possessory lien on all of the goods stored in the prospective units below. #987 Kurtis Galloway, #967 Thea Woods, #948 Danny Jones, #225 Brian Rezendes. The goods are described as furniture, tools and miscellaneous personal property items being sold pursuant to the assertion of the lien on February 4th at 10:30am. In order to collect the amounts due from you. The sale will take place at 1315 Main Street, Oakley, CA 94561 County of Contra Costa state of California. This lien sale is pursuant to Chapter 10 Section 21700-21716 of the California Self Service Storage Facility Act. Auction is to be held by Jason Whitt ms#199016. Owner reserves the right to bid

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2021-0000040 The name of the business: Frontline Sales Located at: 2092 Omega Rd Suite H2 In: San Ramon, CA 94583, is hereby registered by the following owner: ALGO CORPORATION. This business is conducted by: A Corporation, State of Incorporation: California. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Mohammad Farsai, President. This statement was filed with the County Clerk of Contra Costa County on: January 5, 2021 by Deputy J. Graff Expires 1/4/2026 Brentwood Press No. 02-1273 84986 Publish dates: January 29, February 5, 12, 19, 2021.

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CITY NOTICES

LEGAL NOTICES

Notice Inviting Bids 1. Bid Submission. The City of Brentwood (“City”) will accept sealed bids for its Water Emergency Back-Up Generators - Rebid (“Project”), by or before Tuesday, February 16, 2021 at 2:00 p.m., at its Brentwood City Hall office, located at: 150 City Park Way, Brentwood, California, 94513, California, at which time the bids will be publicly opened and read aloud in the Council Chambers. On Tuesday, February 16th, the Council Chambers will be open from 1:30 p.m. to exactly 2:00 p.m. to accept bids in person. Limited seating will be available, allowing one representative per bid, for the reading of the bids. Anyone attending the bid opening must wear a face mask and adhere to the County’s social distancing requirements. 2. Project Information. 2.1 Location and Description. The Project locations are 2222 Elkins Way; 2663 Presidio Dr; 2767 St. Andrews Dr; 1290 Fairview Ave; 20 Summerset Dr; and 2201 Elkins Way, and is described as follows: The work to be done consists of furnishing all labor, materials, equipment, and services for installing new permanent emergency generators and automatic transfer switches, including ATS and associated electrical auxiliaries; all trenching and backfilling; all piping; all paving; all structural facilities, all site work and grading; and all miscellaneous work as shown, specified or required for a complete, operational installation. 2.2 Time for Final Completion. The Project must be fully completed within 250 working days from the start date set forth in the Notice to Proceed. City anticipates that the Work will begin on or about April 12, 2021, but the anticipated start date is provided solely for convenience and is neither certain nor binding. 3. License and Registration Requirements. 3.1 License. This Project requires a valid California contractor’s license for the following classification(s): Class “A” or combination of Class “C” Specialty Contractor’s License(s). 3.2 DIR Registration. City may not accept a Bid Proposal from or enter into the Contract with a bidder, without proof that the bidder is registered with the California Department of Industrial Relations (“DIR”) to perform public work pursuant to Labor Code § 1725.5, subject to limited legal exceptions. 4. Contract Documents. Bidders must request and obtain an electronic copy of the plans, specifications, bid forms and contract documents for the Project, and any addenda thereto (“Contract Documents”) directly from the City (at no charge) by completing and submitting the “Document Request Form” located on the City’s website at: https://www. brentwoodca.gov/gov/pw/cip/pw_projects_out_to_bid.asp. 5. Bid Security. The Bid Proposal must be accompanied by bid security of ten percent of the maximum bid amount, in the form of a cashier’s or certified check made payable to City, or a bid bond executed by a surety licensed to do business in the State of California on the Bid Bond form included with the Contract Documents. The bid security must guarantee that within ten days after City issues the Notice of Potential Award, the successful bidder will execute the Contract and submit the payment and performance bonds, insurance certificates and endorsements, and any other submittals required by the Contract Documents and as specified in the Notice of Potential Award. 6. Prevailing Wage Requirements. 6.1 General. Pursuant to California Labor Code § 1720 et seq., this Project is subject to the prevailing wage requirements applicable to the locality in which the Work is to be performed for each craft, classification or type of worker needed to perform the Work, including employer payments for health and welfare, pension, vacation, apprenticeship and similar purposes. 6.2 Rates. These prevailing rates are on file with the City and are available online at http://www.dir.ca.gov/DLSR. Each Contractor and Subcontractor must pay no less than the specified rates to all workers employed to work on the Project. The schedule of per diem wages is based upon a working day of eight hours. The rate for holiday and overtime work must be at least time and one-half. 6.3 Compliance. The Contract will be subject to compliance monitoring and enforcement by the DIR, under Labor Code § 1771.4. 7. Performance and Payment Bonds. The successful bidder will be required to provide performance and payment bonds, each for 100% of the Contract Price, as further specified in the Contract Documents.

8. Substitution of Securities. Substitution of appropriate securities in lieu of retention amounts from progress payments is permitted under Public Contract Code § 22300. 9. Subcontractor List. Each Subcontractor must be registered with the DIR to perform work on public projects. Each bidder must submit a completed Subcontractor List form with its Bid Proposal, including the name, location of the place of business, California contractor license number, DIR registration number, and percentage of the Work to be performed (based on the base bid price) for each Subcontractor that will perform Work or service or fabricate or install Work for the prime contractor in excess of one-half of 1% of the bid price, using the Subcontractor List form included with the Contract Documents. 10. Instructions to Bidders. All bidders should carefully review the Instructions to Bidders for more detailed information before submitting a Bid Proposal. The definitions provided in Article 1 of the General Conditions apply to all of the Contract Documents, as defined therein, including this Notice Inviting Bids. 11. Non-Mandatory Bidders’ Conference. A non-mandatory bidders’ conference will be held on Tuesday, February 2, 2021 at 10:00 a.m. starting at the City’s Municipal Service Center located at 2201 Elkins Way, Brentwood and proceeding to the other sites. The purpose of this conference is to acquaint all prospective bidders with the Worksite and changes to the Contract Documents since it was bid on December 1, 2020. Please note that the Design Professional will not be present and questions requiring their expertise should be submitted in writing to the City afterwards. If you are planning to attend these visits, please contact Meghan Laporta at (925) 390-8923 at least 24 hours prior. City of Brentwood complies with all COVID-19-related requirements; including wearing a mask and 6’ social distancing protocol. By: Margaret Wimberly MMC, City Clerk Date: 1/21/2021 Brentwood Press No. 02-1273 84923 Publish Dates: January 22, 29, 2021.

5. Bid Security. The Bid Proposal must be accompanied by bid security of ten percent of the maximum bid amount, in the form of a cashier’s or certified check made payable to City, or a bid bond executed by a surety licensed to do business in the State of California on the Bid Bond form included with the Contract Documents. The bid security must guarantee that within ten days after City issues the Notice of Potential Award, the successful bidder will execute the Contract and submit the payment and performance bonds, insurance certificates and endorsements, and any other submittals required by the Contract Documents and as specified in the Notice of Potential Award. 6. Prevailing Wage Requirements. 6.1 General. Pursuant to California Labor Code § 1720 et seq., this Project is subject to the prevailing wage requirements applicable to the locality in which the Work is to be performed for each craft, classification or type of worker needed to perform the Work, including employer payments for health and welfare, pension, vacation, apprenticeship and similar purposes. 6.2 Rates. These prevailing rates are on file with the City and are available online at http://www.dir.ca.gov/DLSR. Each Contractor and Subcontractor must pay no less than the specified rates to all workers employed to work on the Project. The schedule of per diem wages is based upon a working day of eight hours. The rate for holiday and overtime work must be at least time and one-half. 6.3 Compliance. The Contract will be subject to compliance monitoring and enforcement by the DIR, under Labor Code § 1771.4. 7. Performance and Payment Bonds. The successful bidder will be required to provide performance and payment bonds, each for 100% of the Contract Price, as further specified in the Contract Documents. 8. Substitution of Securities. Substitution of appropriate securities in lieu of retention amounts from progress payments is permitted under Public Contract Code § 22300. 9. Subcontractor List. Each Subcontractor must be registered with the DIR to perform work on public projects. Each bidder must submit a completed Subcontractor List form with its Bid Proposal, including the name, location of the place of business, California contractor license number, DIR registration number, and percentage of the Work to be performed (based on the base bid price) for each Subcontractor that will perform Work or service or fabricate or install Work for the prime contractor in excess of one-half of 1% of the bid price, using the Subcontractor List form included with the Contract Documents. 10. Instructions to Bidders. All bidders should carefully review the Instructions to Bidders for more detailed information before submitting a Bid Proposal. The definitions provided in Article 1 of the General Conditions apply to all of the Contract Documents, as defined therein, including this Notice Inviting Bids. City of Brentwood /s/ Margaret Wimberly MMC, City Clerk; Dated: January 28, 2021 Brentwood Press No. 02-1273 84982 Publish Dates: January 29, February 5, 2021.

CA 94531, is hereby registered by the following owner: Marcos Chavez Duarte. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 12/15/2020. Signature of registrant: Marcos Chavez Duarte. This statement was filed with the County Clerk of Contra Costa County on: December 23, 2020 by Deputy Clerk Expires 12/16/2025 Brentwood Press No. 02-1273 84874 Publish dates: January 15, 22, 29, February 5, 2021.

THE NORTH SIDE OF THE PITTSBURG CIVIC CENTER NEAR THE GRASS LOCATED AT 65 CIVIC AVENUE, PITTSBURG, CA 94565 Estimated amount of unpaid balance, reasonably estimated costs and other charges: $ 247,571.24 NOTICE OF TRUSTEE’S SALE THE TRUSTEE WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: All right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as: More fully described in said Deed of Trust. Street Address or other common designation of real property: 110 Campbell Avenue, Antioch, CA 94509 A.P.N.: 067-328-007 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $ 247,571.24.Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE OF TRUSTEE’S SALE NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource.com/ MortgageServices/DefaultManagement/ TrusteeServices.aspx using the file number assigned to this case 2019-02247CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. NOTICE OF TRUSTEE’S SALE NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction, if conducted after January 1, 2021, pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase

the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call (866)-960-8299, or visit this internet website http://www.altisource. com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 201902247-CA to find the date on which the trustee’s sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid, by remitting the funds and affidavit described in Section 2924m(c) of the Civil Code, so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. Date: January 12, 2021 Western Progressive, LLC, as Trustee for beneficiary C/o 1500 Palma Drive, Suite 237 Ventura, CA 93003 Sale Information Line: (866) 960-8299 http://www.altisource. com/MortgageServices/DefaultManagement/TrusteeServices.aspx Trustee Sale Assistant WESTERN PROGRESSIVE, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Antioch Press No. 06-1617 84844 Publish Dates: January 15, 22, 29, 2021.

County on: December 11, 2020 by Deputy Clerk Expires 12/10/2025 Brentwood Press No. 02-1273 84797 Publish dates: January 8, 15, 22, 29, 2021.

Notice Inviting Bids 1. Bid Submission. The City of Brentwood (“City”) will accept sealed bids for its Pavement Management Program 2021 (Asphalt Repairs) (“Project”), by or before Tuesday, February 23, 2021 at 2:00 p.m., at its Brentwood City Hall office, located at: 150 City Park Way, Brentwood, California, 94513, at which time the bids will be publicly opened and read aloud. On Tuesday, February 23rd, the Council Chambers will be open from 1:30 p.m. to exactly 2:00 p.m. to accept bids in person. Limited seating will be available, allowing one representative per bid, for the reading of the bids. Anyone attending the bid opening must wear a face mask and adhere to the County’s social distancing requirements. 2. Project Information. 2.1 Location and Description. The Project is located at various sites throughout the City, and is described as follows: Grind and overlay on existing roadways and trails; as well as asphalt overlay for roadway widening. Project includes adjusting existing facilities to grade, and removing and replacing existing roadway median (Balfour Rd & Mountain View Dr). 2.2 Time for Final Completion. The Project must be fully completed within 30 working days from the start date set forth in the Notice to Proceed. City anticipates that the Work will begin on or about April 19, 2021, but the anticipated start date is provided solely for convenience and is neither certain nor binding. 3. License and Registration Requirements. 3.1 License. This Project requires a valid California contractor’s license for the following classification(s): Class “A” or combination of Class “C” Specialty Contractor’s License(s). 3.2 DIR Registration. City may not accept a Bid Proposal from or enter into the Contract with a bidder, without proof that the bidder is registered with the California Department of Industrial Relations (“DIR”) to perform public work pursuant to Labor Code § 1725.5, subject to limited legal exceptions. 4. Contract Documents. Bidders must request and obtain an electronic copy of the plans, specifications, bid forms and contract documents for the Project, and any addenda thereto (“Contract Documents”) directly from the City (at no charge) by completing and submitting the “Document Request Form” located on the City’s website at https://www. brentwoodca.gov/gov/pw/cip/pw_projects_out_to_bid.asp.

REQUEST FOR PROPOSALS FOR CONCEPTUAL DESIGN SERVICES BRENTWOOD EDUCATION & TECHNOLOGY CENTER AND BRENTWOOD SENIOR ACTIVITY CENTER PUBLIC NOTICE IS HEREBY GIVEN by the City of Brentwood (“City”) that proposals will be received no later than Friday, February 26, 2021 at 4:00 p.m. City invites qualified architectural firms to submit proposals for Conceptual Design Services for the Brentwood Education & Technology Center and Brentwood Senior Activity Center, both facilities which are located in Brentwood, California. To obtain an electronic copy of the RFP (via email) at no charge, a “Document Request Form”, located on the City’s website at: https://www.brentwoodca.gov/gov/ pw/cip/pw_rfps.asp, should be completed and emailed to ParksAndRecreation@ brentwoodca.gov. City of Brentwood /s/ Margaret Wimberly, MMC, City Clerk; Dated: January 27, 2021. Brentwood Press No. 02-1273 84984 Publish Dates: January 29, February 5, 2021.

LEGAL NOTICES FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006146 The name of the business(es): MC Designz Located at: 4423 Horseshoe Circle In: Antioch,

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006176 The name of the business: Casa Maria Daycare Located at: 2720 Dolores St. In: Antioch, CA, 94509, is hereby registered by the following owner(s): 1. Maria Jesus TubbsOlgar 2. Christopher Tubbs. This business is conducted by: A Married Couple. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Maria Jesus TubbsOlgar. This statement was filed with the County Clerk of Contra Costa County on: F-2020-0006176 by Deputy Clerk Expires 12/23/2025 Antioch Press No. 06-1617 84864 Publish dates: January 15, 22, 29, February 5, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2021-0000013 The name of the business: NJ Moving Located at: 2409 Roca Street In: Antioch, CA 94509, is hereby registered by the following owner: Joseph Chavan. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Joseph Chavan. This statement was filed with the County Clerk of Contra Costa County on: January 4, 2021 by Deputy Clerk Expires 1/3/2026 Antioch Press No. 06-1617 84963 Publish dates: January 29, February 5, 12, 19, 2021. NOTICE OF PUBLIC SALE Pursuant to the California Self-Storage Facility Act. (B&P) Code 21700 et, Seq.), the undersigned will sell at public auction the self-storage unit contents, containing household and other goods, of the following customers, for cash by CubeSmart to satisfy a lien on February 11th, 2021 at www.storagetreasures.com at or after 10am: CubeSmart #5975 (925)5264580. 1790 Vineyard Dr. Antioch, Ca - Kim Hernandez, Tiffany Stevenson, Sabrina Ortiz, Sabrina Ortiz . Purchases must be paid for at the time of sale in CASH or CREDIT CARD only. Items are sold AS IS WHERE IS and must be removed at the time of sale. CubeSmart reserves the right to refuse any bid or cancel auction. Antioch Press No. 06-1617 84966 Publish Dates: January 29, February 5, 2021. NOTICE OF TRUSTEE’S SALE T.S. No.: 2019-02247-CA A.P.N.:067-328-007 Property Address: 110 Campbell Avenue, Antioch, CA 94509 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE § 2923.3(a) and (d), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR.NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨 부 문서에 정보 요약서가 있 습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀYIMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/10/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Trustor: Loren Romero, A married man as his sole and separate property Duly Appointed Trustee: Western Progressive, LLC Deed of Trust Recorded 06/22/2005 as Instrument No. 2005-0226982-00 in book —-, page—- and of Official Records in the office of the Recorder of Contra Costa County, California, Date of Sale: 03/04/2021 at 01:30 PM Place of Sale:AT

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006004 The name of the business: Handmayde Creations Located at: 35 Beverly Circle In: Baypoint, CA 94565, is hereby registered by the following owner: May Saenkaew. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: May Saenkaew. This statement was filed with the County Clerk of Contra Costa County on: December 11, 2020 by Deputy Clerk Expires 12/10/2025 Brentwood Press No. 02-1273 84796 Publish dates: January 8, 15, 22, 29, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006011 The name of the business: Designs With A Flair Located at: 1331 Panwood Ct In: Brentwood, CA 94513, is hereby registered by the following owner: Michele A. Hinchcliff. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Michele A Hinchcliff. This statement was filed with the County Clerk of Contra Costa County on: December 14, 2020 by Deputy Clerk Expires 12/13/2025 Brentwoood Press No. 02-1273 84805 Publish dates: January 8, 15, 22, 29, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006016 The name of the business: Angie’s Kitchen Addiction Located at: 2389 Fernwood Ln In: Brentwood, CA 94513, is hereby registered by the following owner(s): Angela M. Young. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Angela M. Young. This statement was filed with the County Clerk of Contra Costa County on: December 14, 2020 by Deputy Clerk Expires 12/13/2025 Brentwood Press No. 02-1273 84790 Publish dates: January 8, 15, 22, 29, 2021.

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0005939 The name of the business(es): SUMMERSET 1 KARE BEARS Located at: 1675 Crispin Drive In: Brentwood, CA 94513, is hereby registered by the following owner(s): 1. Barbara Pilling 2. Jerrie White. This business is conducted by: An Unincorporated Association other than a partnership. The registrant commenced to transact business under the fictitious business name or names listed above on October 1, 2010. Signature of registrant: Barbara Pilling. This statement was filed with the County Clerk of Contra Costa County on: December 10, 2020 by Deputy Clerk FICTITIOUS BUSINESS Expires 12/9/2025 Brentwood Press No. NAME STATEMENT 02-1273 84916 Publish dates: January File No. F-2020-0006030 The name of 22, 29, February 5, 12, 2021. the business: Hecha de pedazos Located at: 369 Bougainvilla Dr In: BrentFICTITIOUS BUSINESS wood, CA 94513, is hereby registered by NAME STATEMENT the following owner: Brenda Molinar File No. F-2020-0005959 The name of Chacon. This business is conducted the business: Flextranslation Located by: An Individual. The registrant comat: 12 Litke Lane In: Walnut Creek, CA menced to transact business under the 94597, is hereby registered by the fol- fictitious business name or names listed lowing owner(s): Martina Reyer. This above on N/A. Signature of registrant: business is conducted by: An Individual. Brenda Molinar Chacon. This statement The registrant commenced to transact was filed with the County Clerk of Contra business under the fictitious business Costa County on: December 15, 2020 by name or names listed above on N/A. Deputy Clerk Expires 12/14/2025 BrentSignature of registrant: Martina Reyer. wood Press No. 02-1273 84808 Publish This statement was filed with the County dates: January 8, 15, 22, 29, 2021. Clerk of Contra Costa County on: December 10, 2020 by Deputy Clerk Expires FICTITIOUS BUSINESS 12/9/2025 Brentwood Press No. 02NAME STATEMENT 1273 84792 Publish dates: January 8, File No. F-2020-0006042 The name of 15, 22, 29, 2021. the business: A Ray of Light Located at: 713 Crocket Dr In: Brentwood, CA 94513, FICTITIOUS BUSINESS is hereby registered by the following NAME STATEMENT owner(s): Suzi Puccioni. This business File No. F-2020-0005969 The name of is conducted by: An Individual. The the business: Pyramid Private Secu- registrant commenced to transact busirity Solutions Located at: 1073 Mill ness under the fictitious business name Creek Way In: Brentwood, CA 94513, or names listed above on 10/1/2020. is hereby registered by the following Signature of registrant: Suzi Puccioni. owner: Suleiman Shahin. This business This statement was filed with the County is conducted by: An Individual. The reg- Clerk of Contra Costa County on: Decemistrant commenced to transact business ber 15, 2020 by Deputy J. Graff Expires under the fictitious business name or 12/14/2025 Brentwood Press No. 02names listed above on N/A. Signature of 1273 84787 Publish dates: January 8, registrant: Suleiman Shahin. This state- 15, 22, 29, 2021. ment was filed with the County Clerk of Contra Costa County on: December FICTITIOUS BUSINESS 10, 2020 by Deputy 12/9/2025 Expires NAME STATEMENT 12/9/2025 Brentwood Press No. 02- File No. F-2020-0006055 The name of 1273 84789 Publish dates: January 8, the business: GC Services Located at: 15, 22, 29, 2021. 420-440 Railroad Ave In: Pittsburg, CA 94565, is hereby registered by the GC FICTITIOUS BUSINESS Services, LLC. This business is conducted NAME STATEMENT by: A Limited Liability Company, State of File No. F-2020-0005984 The name of Organization: California. The registrant the business: INK’D COSMETICS Located commenced to transact business under at: 3850 Balfour Rd # 204 In: Brentwood, the fictitious business name or names 94513 by the following owner(s): Hol- listed above on N/A. Signature of reglie Nguyen. This business is conducted istrant: Giselle Cazares, Manager. This by: An Individual. The registrant com- statement was filed with the County menced to transact business under the Clerk of Contra Costa County on: Decemfictitious business name or names listed ber 15, 2020 by Deputy J Graff Expires above on N/A. Signature of registrant: 12/14/2025 Brentwood Press No. 02Hollie Nguyen. This statement was filed 1273 84962 Publish dates: January 29, with the County Clerk of Contra Costa February 5, 12, 19, 2021.

PUBLIC NOTICES

FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006076 The name of the business: Freestyle Riy Located at: 470 Front St In: Pittsburg, CA 94565, is hereby registered by the following owner: Riyanna Davis. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 10/7/2020. Signature of registrant: Riyanna Davis. This statement was filed with the County Clerk of Contra Costa County on: December 17, 2020 by Deputy Clerk Expires 12/16/2025 Brentwood Press No. 02-1273 84861 Publish dates: January 15, 22, 29, February 5, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006083 The name of the business: JayJay’s Auto & Aviation Spa Located at: 3512 Sailboat Dr In: Discovery Bay, CA 94505, is hereby registered by the following owner: Joseph Benito Lopez-Ortiz. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 9/9/2020. Signature of registrant: Joseph B. Lopez-Ortiz. This statement was filed with the County Clerk of Contra Costa County on: December 17, 2020 by Deputy Clerk Expires 12/16/2025 Brentwood Press No. 02-1273 84879 Publish dates: January 15, 22, 29, February 5, 2021. FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006093 The name of the business: The Perfect Transaction Located at: 239 Birch St In: Brentwood, CA 94513, is hereby registered by the following owner: Byron Demond Teasley. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on 11/30/2020. Signature of registrant: Byron Demond Teasley. This statement was filed with the County Clerk of Contra Costa County on: December 18, 2020 by

LEGAL NOTICES

at: 2201 Harbor St Ste D In: Pittsburg, CA 94565, is hereby registered by the following owner: Jenny O. Ramos Laura. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Jenny O. Ramos Laura. This statement was filed with the County Clerk of Contra Costa County on: January 4, 2021 by Deputy Clerk Expires on 1/3/2026 Brentwood Press No 02-1273 84930 Publish dates: January 22, 29, February 5, 12, 2021.

delier. 10. Jennifer Guevara - Mirror, file cabinet, lamps, sofa, toys & tote. 11. Cameron Cheak - Dining table, books, rugs, bedroom furniture & toys. 12. Kimberly Wright - Dishes, pans, sofa, speakers, rugs, office chair, speakers & clothing. 13. Denise Wendt - Heater, telescope, clothing, bedroom furniture & rocking chair. 14. Cenoris Jinks - Nightstand, microwave, appliances, suitcases, bedroom furniture & collectables. 15. Erika Hernandez - A light, box, & a picture. 16. Lynda Curry - Toys, big screen, dresser, end table, rugs & bedroom furniture. 17. Rayshonda McLemore - Vacuum, toys, dishes & wheelchair. Purchases must be paid for at the time of purchase by cash only. All purchased items sold as-is, where-is, and must be removed at the time of sale. Sale subject to cancellation in the event of settlement between owner and obligated party. Call ahead to make sure sale is still scheduled. Contraband, or items subject to regulation or registration will not be transferred with the liened unit unless otherwise noted. Dates Published: 1/29/2021 and 2/5/2021 or Cal Storage Auctions, Inc., Bond #7900390179, Tel. (916) 604-9695 Brentwood Press No. 02-1273 84952 Publish Dates: January 29, February 5, 2021.

STORAGE 5205 RAILROAD AVE PITTSBURG, CA 94565 1990 JAGUAR XJ6 License: 2SHX263 CA VIN: SAJFY1743LC606138 5. Jeremy Jones - Cleaners, Clothing, Lamps 6. Christina Brox - Cleaners,25+ Boxes, Kitchen Items, Shoes, Books 7. Melissa Billeci - Entertainment Center, Speakers, Television, 4+ Boxes 8. Asjonti Kirk - Toys, Gloves, 2 Plants 9. Earline Walker - Collectables, Lamps, Storage Cabinets, 20+ Boxes Purchases must be paid for at the time of purchase by cash only. All purchased items sold as-is, where-is, and must be removed at the time of sale. Sale subject to cancellation in the event of settlement between owner and obligated party. Call ahead to make sure sale is still scheduled. Contraband, or items subject to regulation or registration will not be transferred with the liened unit unless otherwise noted. Dates Published 01/29/2021 and on 02/05/2021 Nor Cal Storage Auctions, Inc., Bond #7900390179, Tel. (916) 6049695. Brentwood Press No. 02-1273 84978 Publish dates: January 29, February 5, 2021.

of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters a general personal representative as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney forPetitioner: Jenifer L. Wallis (SBN 308330) 2950 Buskirk Ave., Suite 300 Walnut Creek, California 94597 (925) 360-9332 Brentwood Press No. 02-1273 84860 Publish Dates: January 15, 22, 29, 2021.\ cs2 NOTICE OF PUBLIC SALE OF PERSONAL PROPERTY Notice is hereby given that pursuant to Section 21700 of the Business and Professions Code, State of California, the undersigned will sell at public sale by competitive bidding on Wednesday February 10th 2021 at 11:00 A.M. at Brentwood Self Storage, 190 Sand Creek Road, Brentwood CA 94513. County of Contra Costa, State of California, the goods, chattel or other personal property including but not limited to furniture, clothing, tools and/or other household items. Stored by the following person(s): Ajay Singh Rebecca Brown Tashi Page Sharp-Jordan-Oliver All purchased goods are sold as is and must be paid for at the time of purchase. Cash Only. Management reserves the right to set a minimum bid and/or refuse any bids. This notice is subject to cancellation without notice in the event of a settlement between owner and obligated party. All sales are subject to prior cancellation. Terms, rules, and regulations are available at sale. Auction to be conducted by Nor Cal Storage Auctions, Inc. CA Bond #7900468597 #916-604-9695. Legal EC 8976 Publication Dates: Jan. 29th & Feb. 5th 2021. Brentwood Press No. 02-1273 84977 Publish dates: January 29, February 5, 2021.

LIEN SALE NOTICE Notice is hereby given pursuant to Section 3071 of the Civil Code of the State of California, the undersigned, Oliver’s Tow, Inc., 2800 Radiant Ave., Richmond, CA, 94801, will conduct a public sale on February 12, 2021, at 10:00 a.m. on the following vehicle: 2016 Nissan, VIN #: 1N4AL3AP9GC222401, CA License Plate: AC62H25. Brentwood Press No. 02-1273 84972 Publish dates: January 29, 2021. NOTICE OF LIEN SALE SELF STORAGE AUCTION NOTICE IS HEREBY GIVEN that the undersigned intends to sell the liened personal property described below, pursuant to the provisions of the California Code of Civil Procedure and the provisions of the California Self-Storage Facilities Act, Business and Professions Code Sections 21700 et seq. On the 10th day of February 2021, at 10:30 AM, the undersigned will sell the contents of liened storage units by public sale by competitive bidding on the premises where said property has been stored and which are located at Acorn II Self Storage LLC, at 6900 Lone Tree Way, Brentwood, California 94513, Tel. (925) 240-5000. Self-storage liened units generally include miscellaneous household goods, office or business equipment, furniture, furnishings, clothing and personal effects. In addition to those general contents, the pre-lien inventory revealed the following described goods: Names: 1. Toni Silveria - Bookcase, nightstand, vases, chairs, hutch, dresser & bedroom furniture. 2. Kasey Tenorio - Basket, dresser, aquarium & storage cabinet. 3. Richard Valdez - Lamps, nightstand, paintings, toys, appliances, auto parts, clothing & heater. 4. Sarah Martinez - Speakers, clothing, chairs, fan & computer. 5. Kimberly Hoyt - Toys, bedding, bedroom furniture, dresser, heater, sofa & tools. 6. Marshall Konaris - Toy house, headboard, clothing, collectables & bats. 7. Ettina Ariunbaatar - Artwork, curio cabinet, clothing, tables, rugs. 8. Freeman Williams - Canvas, paint, clothing & tri pod. 9. Teresita N. Delrosario - End table, couch, TV, treadmill, office chair & chan-

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NOTICE OF LIEN SALE SELF STORAGE AUCTION NOTICE IS HEREBY GIVEN that the undersigned intends to sell the liened personal property described below, pursuant to the provisions of the California Code of Civil Procedure and the provisions of the California Self-Storage Facilities Act, Business and Professions Code Sections 21700 et seq.. On the 10th day of February 2021, at 12:00 P.M., the undersigned will sell the contents of liened storage units by public sale by competitive bidding on the premises where said property has been stored and which are located at Acorn Self Storage LLC, at 5205 Railroad Avenue, Pittsburg, California 94565, Tel. (925) 4323200. Self-storage liened units generally include miscellaneous household goods, office or business equipment, furniture, furnishings, clothing and personal effects. In addition to those general contents, the pre-lien inventory revealed the following described goods: Customer Name: 1. Robert Avelino - Collectables, 20+ Bag, Boxes & Totes, Artwork, Statues. 2. Claudia Saravia- Toys, Lamps, Collectables, Speakers, Bedroom Furniture. 3. Wanda Williams - Cleaners, Kitchen Ware, 4 + Totes, Clothing, Shoes, 10 + Bags. 4. Johnny Cummings - LIEN SALE ON 12/9/20 @ 12:30 PM ACORN SELF

NOTICE OF PETITION TO ADMINISTER ESTATE OF: Linda L. Podwalny, deceased CASE NUMBER 20-PRO-01702 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: Linda L. Podwalny, deceased. A Petition for Probate has been filed by: Daniel James Podwalny in the Superior Court of California, County of: SAN MATEO. The Petition for Probate requests that: Daniel James Podwalny be appointed as personal representative to administer the estate of the decedent. The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court. The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A hearing on the petition will be held in this court as follows: a. Date: 3/18/2021 Time: 9:00 a.m. Dept: 28. b. Address of court: 400 COUNTY ROAD, REDWOOD CITY 94063. BRANCH NAME: HALL OF JUSTICE. If you object to the granting

Deputy Clerk Expires 12/17/2025 Brent- business name or names listed above on wood Press No. 02-1273 84783 Publish N/A. Signature of registrant: Olivia Humdates: January 8, 15, 22, 29, 2021. phrey. This statement was filed with the County Clerk of Contra Costa County on: FICTITIOUS BUSINESS January 12, 2021 by Deputy Clerk Expires NAME STATEMENT 1/11/2026 Brentwood Press No. 02-1273 File No. F-2020-0006124 The name of the 84956 Publish dates: January 29, Februbusiness: Barrera Beginnings Located ary 5, 12, 19, 2021. at: 487 Richdale Court In: Brentwood, CA 94513, is hereby registered by the FICTITIOUS BUSINESS following owner(s): 1. Keo Barrera 2. NAME STATEMENT Araceli Barrera. This business is conduct- File No. F-2020-0006182 The name of ed by: A Married Couple. The registrant the business(es): In Training Located commenced to transact business under at: 1240 Laverock Lane In: Alamo, CA, the fictitious business name or names 94507, is hereby registered by the followlisted above on 8/1/2020. Signature of ing owner: Suzanne Cordes. This busiregistrant: Araceli Barrera. This statement ness is conducted by: An Individual. The was filed with the County Clerk of Contra registrant commenced to transact busiCosta County on: Decembmer 22, 2020 by ness under the fictitious business name Deputy Clerk Expires 12/21/2025 Brent- or names listed above on 12/18/2020. wood Press No. 02-1273 84880 Publish Signature of registrant: Suzanne Cordes. dates: January 15, 22, 29, February 5, This statement was filed with the County 2021. Clerk of Contra Costa County on: December 24, 2020 by Deputy Clerk Expires FICTITIOUS BUSINESS 12/23/2025 Brentwood Press No 02NAME STATEMENT 1273 84926 Publish dates: January 22, File No. F-2021-0000015 The name of the 29, February 5, 12, 2021. business: PorchLight Realty Located at: 2603 Camino Ramon Suite 200 In: San FICTITIOUS BUSINESS Ramon, CA 94583, is hereby registered NAME STATEMENT by the following owner: Mark Pattison. File No. F-2020-0006152 The name of the This business is conducted by: An In- business: Lions Center For The Visudividual. The registrant commenced to ally Impaired Located at: 175 Alvarado transact business under the fictitious Avenue In: Pittsburg, CA 94565, is hereby business name or names listed above on registered by the following owner: Lions March 18, 2020. Signature of registrant: Blind Center Of Diablo Valley, Inc. This Mark Pattison. This statement was filed business is conducted by: A Corporation, with the County Clerk of Contra Costa State of Incorporation: CA. The registrant County on: January 4, 2021 by Deputy commenced to transact business under Clerk Expires 1/3/2026 Brentwood Press the fictitious business name or names No. 02-1273 84965 Publish dates: Janu- listed above on 1/15/1965. Signature ary 29, February 5, 12, 19, 2021. of registrant: Charles “Duke” Dunham, President Of The Board. This statement FICTITIOUS BUSINESS was filed with the County Clerk of ConNAME STATEMENT tra Costa County on: December 23, 2020 File No. F-2021-0000051 The name of by Deputy Clerk Expires on 12/22/2025 the business: Life’s A Groove Located Brentwood Press No 02-1273 84928 at: 2413 Berkshire Ln In: Brentwood, Publish dates: January 22, 29, February CA 94513, is hereby registered by the 5, 12, 2021. following owner: Victor R Little. This business is conducted by: An Individual. FICTITIOUS BUSINESS The registrant commenced to transact NAME STATEMENT business under the fictitious busi- File No. F-2020-0006251 The name of the ness name or names listed above on business(es): J’s Plumbing Located at: 1/6/2015. Signature of registrant: Victor 815 Court St #94 In: Martinez, CA 94553, is R Little. This statement was filed with the hereby registered by the following owner: County Clerk of Contra Costa County on: Jason Ulloa. This business is conducted by: January 5, 2021 by Deputy Clerk Expires An Individual. The registrant commenced 1/4/2026 Brentwood Press No. 02-1273 to transact business under the fictitious 84863 Publish dates: January 15, 22, 29, business name or names listed above on February 5, 2021. 1/1/2019. Signature of registrant: Jason Ulloa. This statement was filed with the FICTITIOUS BUSINESS County Clerk of Contra Costa County on: NAME STATEMENT December 29, 2020 by Deputy Clerk ExFile No. F-2021-0000151 The name of pires on 12/28/2025 Brentwood Press No the business: Whole Being Healing 02-1273 84929 Publish dates: January 22, Located at: 2125 Gold Poppy Street In: 29, February 5, 12, 2021. Brentwood, CA 94513, is hereby registered by the following owner: Olivia FICTITIOUS BUSINESS Humphrey. This business is conducted by: NAME STATEMENT An Individual. The registrant commenced File No. F-2021-0000019 The name of to transact business under the fictitious the business: Joe Auto Smog Located

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FICTITIOUS BUSINESS NAME STATEMENT File No. F-2020-0006057 The name of the business: North State Hauling And Services Located at: 166 Trent Place In: Brentwood, CA 94513, is hereby registered by the following owner: Khashayar Kash Ghazanfarpour. This business is conducted by: An Individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Khashayar Kash Ghazanfarpour. This statement was filed with the County Clerk of Contra Costa County on: December 16, 2020 by Deputy J.Graff Expires 12/15/2025 Brentwood Press No. 02-1273 84795 Publish dates: January 8, 15, 22, 29, 2021.

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The curfew initiated in November that limited nonessential activities between the hours of 10 p.m. and 5 a.m. was also lifted. The move, which took effect immediately upon its announcement Monday morning, Jan. 25, cleared the way for the resumption of outdoor dining, outdoor worship services and the reopening of hair salons, barber shops and other personal services. “For small business owners like us, it means a lot,” said Tammy Zickuhr, owner of Harry’s Wine Depot & Tavern in Brentwood. “It puts us back on the scales to be able to serve the community, and it gives us a chance to boost our sales. A lot of people have lost a lot during the shelterin-place (order). I’m just just hoping that it actually stays open versus giving us a three-week taste and taking it away again. Other than that, we are happy – very, very happy.” Facing surging infection rates and shrinking hospital capacity, the state announced the regional stay-at-home order on Dec. 3, 2020. It split the state into five regions and implemented restrictions more stringent than those in the four-tied, color-coded Blueprint for a Safer Economy. Any region with an intensive care unit

Train

(ICU) capacity less than 15% fell under the order. For a region to exit the order, its ICU capacity projected four weeks into the future had to be above 15%. As recently as Jan. 24, the California Department of Public Health (CDPH) indicated that the Bay Area region did not meet the four-week projected ICU capacity threshold to qualify a lifting of the order. The same was true for the Southern California and San Joaquin Valley regions. At the time, CDPH was not in the practice of publishing the four-week projected ICU capacity. The following morning, a CDPH press release stated that all three regions exceeded the 15% threshold for the fourweek ICU capacity, and the order was lifted. The current ICU capacity in the Bay Area region was reported by Contra Costa Health Services (CCHS) at 2.5% while the current ICU capacity in Southern California was 0%. “The ICU capacity projections are based on four factors: current estimated regional ICU capacity available; measure of current community transmission; current regional case rates and the proportion of ICU cases being admitted,” said a CDPH spokesperson in an email to The Press. “It is possible for a region to have a current ICU capacity below 15%, but a

from page 1A

new members were recently briefed on the project, appeared mostly supportive of the endeavor during a project update last week. “I believe this is a net benefit for all of Oakley, especially the downtown,” said new member Aaron Meadows. Fellow City Councilmember Anissa Williams agreed. “I’m for it, the people I talk to are for it,” she said. City Councilmember George Fuller, however, said he’d like the city to suspend construction until a definite arrival timeline is established. He also expressed concerns about homeless individuals congregating around the area. “My biggest fear is (this will be) underutilized public

Meyer

from page 1A

do I see as missing on council now that I can be a part of filling in some puzzle pieces?” Meyer said. Despite her doubts about securing the district seat, she entered her name in the race against business owner Indrani Golden and businesswoman and realtor Olga Vidriales.Then Meyer began opening up for any public questions or interview requests. That accessible campaign approach, she feels, paid off when she secured the win with 44.31% of the vote. “The women I was running against were really strong women and strong community members, highly respected for the work they were doing and the groups they were involved in,” Meyer said. “Two really good community leaders. I did not go into this thinking I was a shoo-in by any means. I was concerned about both of them. They were both strong candidates.” Now a councilmember, Meyer has wasted no time trying to make an impact. In just her first few meetings, she has requested future agenda items that

JANUARY 29, 2021

four-week projected ICU capacity which is at or above 15%.” The Greater Sacramento region was the first region to qualify for a lifting of the regional order when its four-week projected ICU capacity exceeded 15% on Jan. 12. ICU capacity in the Northern California region never fell below 15%. “Under no circumstances should anyone view the state action today as a reason to let down their guard,” said Dr. Chris Farnitano, Contra Costa County health officer. “We have made progress, but we need to continue what we are doing to keep our families and communities safe. It is just common sense.” The first hint of the action came from an unlikely source. An email from the California Restaurant Association to its members issued Sunday, Jan. 24, stated that Newsom intended to lift the regional stay-at-home order that was in place currently in place across much of the state. “Late this evening, senior officials in the Newsom administration informed us that the governor will announce tomorrow that the stay-at-home order will be lifted in all regions of the state,” read the email. During his press conference, Newsom bristled at the suggestion that the move to lift the order was influenced by political pressures. He said that lifting the order

property,” Fuller said. Vice Mayor Randy Pope noted that past councils have shared similar homeless-related concerns, prompting the platform design to feature unique security elements. Those elements include specialized benches that discourage sleeping; no concealed spaces; and security cameras. Oakley Police Chief Dean Capelletti, who said he has no present public safety concerns, added that his department intends to step up area patrols once the platform is built. “My goal is always to be proactive,” Capelletti said. “I don’t want to wait until an issue comes up. It’s been my experience that the more police presence there is, the more people decide to go commit crimes somewhere else.”

increase meeting accessibility, transparency, small-business support and adaptive programing for older adults with special needs. Those initial desires align with Meyer’s background as an advocate for equity, accessibility and the value of people’s voice. But she also intends to delve into other matters, such as smart growth, COVID-19 recovery and general economic development. As with any job, she admits that some topics, such as growth and state-mandated affordable housing requirements, will be more challenging than others. “Residents, I believe, understand we are state-mandated to reach a certain number of affordable housing numbers,” she said. “Sometimes the challenge is to work within the state mandate but to do it in a way that keeps the charm and the tradition, legacy and agriculture and open space of our city. “Regardless of where you sit in that discussion, whether you feel like we need growth or we need to be more cautious, that is still a discussion that will be challenging – a discussion where the residents

as quickly as possible was more important than ensuring every interested party was notified of the action before it was taken. Still, not everyone believes this is the right action at the right time. Throughout the course of the COVID-19 pandemic, State Senator Steve Glazer has advocated for more stringent lockdowns as the only method to stop the spread of the virus. As recently as Jan. 5, Glazer repeated that call in a guest commentary that appeared on Calmatters. org. In a social media post following Newsom’s announcement, he took issue with the move. “Happily, we are seeing some reductions in COVID spread,” said Glazer. “However, we are eliminating the stay-athome order when we have the equivalent of a 747 airliner crashing in California every day. We must not be numbed by the deadly circumstances of our current situation.” Contra Costa County, which just surpassed 500 coronavirus-related deaths, will now revert to the purple tier restrictions as spelled out in the Blueprint for a Safer Economy. For more information, visit Contra Costa Health Services at cchs.org or the California Department of Public Health at cdph.ca.gov.

It’s expected that the city will construct the 300-space parking area, likely in phases, from O’Hara Avenue heading west toward ACE Hardware. The lot will serve all area businesses in addition to platform visitors. To streamline roadway access to the platform, it’s expected that O’Hara Avenue will extend north and Second Street will go north and then west to connect to O’Hara. There will also be a road built in phases along the northern edge of the parking lot. “This will be a draw, not only for Oakley but also for Brentwood, Discovery Bay and the surrounding area,” Montgomery said. For more information on the project, visit bit. ly/3sHedV6.

MEYER will be reaching out to us and saying, ‘This is not OK. We need to rethink this.’ And in some ways we are going to be able to say, ‘Yes, you are absolutely right, and we will listen and take everything into consideration.’ But in other ways, some of these state mandates mean we are not going to make the answer black and white.”

District 3 resident Wayne Francis, who knew Meyer before she became a councilmember, showered her with praise. He said she exhibits dedication, leadership, accessibility, compassion and wonderful listening skills. “She is a genuinely compassionate person,” he said. “That concern shows. I feel as a resident of District 3, we are taken care of because this is someone who cares.” Fellow resident Julia Carroll added that Meyer goes above and beyond to serve the community, noting that she recently scheduled Zoom meetings with Carroll’s children after learning they had an interest in government. “She scheduled two different Zoom meetings for an hour, just teaching how the city government operates, so that was really good,” Carroll said. For her part, Meyer said engaging with residents is one of the best and most important parts of the job. “I’ve always strived in everything I’ve done – whether career-wise or personally – to help people have a voice,” Meyer said. “That empowers me. It feels great.”

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By Michael J. Amthor, Esq.

HAVE YOU TALKED WITH YOUR FAMILY ABOUT MONEY? YOU SHOULD. HERE’S WHY.

I have discussed the importance of estate planning many times in these articles. Saving money, peace of mind and making things easier for those you leave behind are just a few of the benefits. However, with estate planning typically comes difficult conversations with family members that does not come natural. Subjects such as who you want to be in charge of your estate after death, who should receive your assets and end of life issues are just the beginning. Nine out of 10 Americans consider it important to have a financial plan but almost half have difficulty discussing finances with loved ones. There are three reasons for this: It can be overwhelming, it can be awkward and talking about a future plan is difficult when you don’t have one in place. The statistics tell an interesting story. 38% of people do not even talk to their spouse or partner about the other’s financial situation before getting married. 55% of those without a financial plan say they are not confident in their retirement and a full 86% of us do not feel they have saved enough for retirement. It starts with a conversation and

JANUARY 29, 2021

Saving money while slowing the spread

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sometimes we just need a little help to take that first step. When I talk to clients about estate planning, I do so without making them feel guilty or being ashamed. The most important step you take is talking with someone. I reassure my clients that it is never too late nor too early to start talking about finances after death. Most of my clients have a very real sense of accomplishment and relief because many have been putting it off for years. I cannot emphasize enough the peace of mind my clients walk away with when we complete their estate plan and they know this important issue has been handled. Make a commitment to yourself and talk to your family today about these issues. Keep it light and do not take it too seriously. Your next call should be to my office and we will put your plans into action. If you have questions on this or any other estate planning topic, call me at (925) 5164888. East County Family Law Group, 1120 Second Street, Brentwood – Advertisement www.eastcountyfamilylaw.com

I would recommend they pay down debt … if they have no debt, then adding extra money to their existing accounts, or establishing a Roth IRA, I think would make very good sense.

or nearly a year, East County residents have stayed home, sheltered-in-place and missed

out on vacations, theme parks and other crowd-filled outings. But one opportunity residents haven’t missed out on has been the chance to save a little money by staying home, making some wise investments, paying down debt and stashing some cash away for a rainy day. With more time spent at home, many families are spending extra time on meal planning and cooking. Instead of eating out multiple times per week, many families found ways to save extra dollars on home cooked meals or by supporting local businesses a few times a week or month with takeout orders. For many, the pandemic has provided the perfect opportunity to invest in their gardens. “We are seeing a lot of vegetable gardens, they are number one right now, followed by succulents,” said Luis Perez of

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– David Roche of Apex Securities and Asset Management Perez Nursery. “The third would be typical flowering gardens. I think the COVID-19 brought in a new interest with people being home and growing their own stuff and it’s a great home project, so people are giving a lot of attention to it right now.” see Money page 4B

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Sellers’ market continues into new year

A lot of properties are selling in one to three days. It’s not unusual to get 15 to 25 offers on some hot properties. The demand is high, and inventory is low.

DAWNMARIE FEHR

n 2020, East County saw a shortage of properties for sale and an increase in homebuyers, leading

to a dream come true for sellers. For those in house-hunting mode, the reality wasn’t so dreamlike, and that reality appears to have no end in sight. “We are definitely in a sellers’ market,” said Jim Graydon, mortgage and real estate broker/owner at All Phase Brokers in Brentwood. “A lot of properties are selling in one to three days. It’s not unusual to get 15 to 25 offers on some hot properties. The demand is high, and inventory is low.” He said the historically low interest rates are driving many people to the market in search of their first home or an upgrade on their current home. Though he can see the evidence daily, he said he is still surprised. “You have the country divided, but it’s been that way for a year,” he said. “The reports from Zillow show that values have gone up 7% in the last 12 months, and they are projected to go up another 10% in 2021. It doesn’t make sense. We have a pandemic, there have been layoffs, but then the economy appeared to be

– Jim Graydon, owner, All Phase Brokers Despite the pandemic, real estate in East County remains a sellers’ market. doing well, but the news said something else. But in spite of it all, the market continued on.” Heidy Hurst, an agent with the Dudum Real Estate Group, said she is seeing the same record-low inventory and difficult journey for buyers. She had some advice to stay competitive. “I’m noticing that there’s a lot of people from the larger cities coming into Brentwood and buying, and they are bringing their cash they are getting from selling their homes in the larger cities,” Hurst said. “They are putting down large

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down payments. You are going to get killed in this market if you come in with 5% or 10% down.” Hurst suggested serious buyers come up with as much cash as they can, or retreat and save a little longer to come up with a better down payment. As for sellers, she said to get the most for your property, make sure it is move-in ready. Reducing the price and calling it a “fixer upper” won’t cut it. “Buyers are definitely willing to pay a little extra for the property as long as the home is turn-key, and I think that’s key

in this market,” she noted. “They don’t want to do the extra work, they want it ready to go.” For those who own their homes and are happy where they are, but might be interested in saving some money on their monthly mortgage payment, Graydon said now is a good time to refinance a mortgage, once again thanks to low interest rates. Jim Graydon can be reached at 925-584-9886. For more information, visit http://allphasebrokers.com/. Heidy Hurst can be reached at 925-584-6377, heidyhurstfirst@gmail.com or visit www.hursthomes.com.

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Money from page 2B Another way people can cut back on spending is to take a look at their subscriptions. Monthly subscription clubs have increased in popularity over the past few years and even more so in the past year. With subscriptions available for everything from food and reading to clothes and makeup to music and fitness, many families may be underestimating what they spend each month on their various memberships. A survey conducted by West Monroe Partners in 2018 found the average American assumed they spent about $80 each month on subscription fees. The actual cost was over $230 a month. Now is a good time to take a look at what you pay for each month and compare it to what you actually use. Though the federal government extended the tax deadline to July 15, now is the time to shop around for the best tax software if you plan on doing your taxes yourself. Some websites, like TaxAct, even allow you to file your returns for free in some cases. If you are fortunate enough to have received a stimulus check and considered it extra money, David Roche of Apex Securities and Asset Management has some advice. “I would recommend they pay down debt,” Roche said. “If they have no debt, then adding extra money to their existing accounts, or establishing a Roth IRA, I think would make very good sense. Post-tax money goes into a Roth IRA and the money comes out tax-exempt.” He also suggested depositing the money into an easily accessible savings account in case of a rainy day. Interest rates are historically low right now. That means this could be a good time to refinance your mortgage or student loans, saving money on your monthly payments and putting cash back in your pocket. Other ways to save money are to avoid retail therapy, search for online coupons when you do shop, and try to buy in bulk. Apex Securities and Asset Management is located at 8660 Brentwood Boulevard, Suite G, in Brentwood. For more information, call 925-516-2739 or visit https://fa.wellsfargoadvisors.com/apexsecurities/index.htm. Perez Nursery is located at 2601 Walnut Blvd. For more information, call 925-516-1052.

Changing jobs, switching employers, or retiring? Don’t leave your 401(k) or 403(b) unattended It’s important that you understand your options so that you can take action now to help ensure your retirement savings continue working for you. Options generally include:

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• Roll over your assets into an Individual Retirement Account (IRA)

• Move your assets directly to your current or new employer’s QRP (if the plan allows)

• Leave your assets in your former employer’s qualified retirement plan (QRP) (if the plan allows)

• Cash out and pay the associated taxes

Learn the advantages and disadvantages of each of these options as it pertains to your individual circumstances.

Renee Parrett Senior Financial Advisor Managing Director – Investments 1115 2nd Street Brentwood, CA 94513 Direct: (925) 513-6004 renee.c.parrett@wellsfargo.com wellsfargoadvisors.com CA Insurance # 0C92754 Each option has advantages and disadvantages and the option that is best depends on your individual circumstances. You should consider features such as investment options, fees and expenses, and services offered. A Financial Advisor can help educate you regarding your choices so you can decide which one makes the most sense for your specific situation. Before you make a decision, read the information provided in this piece to become more informed and speak with your current retirement plan administrator, and tax professional before taking any action.

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The pros and cons of early retirement

Some people even work to retire early. But what are the advantages of early retirement beyond starting a life of leisure? And are there any detriments to this plan? A survey by the financial services provider TIAA-CREF found that 37% of Americans plan to retire before age 65. However, many of them will not have control over the matter. Those who do may want to consider the pros and cons of early retirement.

Advantages

One of the disadvantages of early retirement is a loss of income. Contributions to retirement accounts also ceases at retirement. This can lead to financial setbacks if adequate savings were not allocated for retirement. According to the resource Wealth How, some people who retire early fear outliving their savings. While retiring early may be good for health, it also can have negative consequences. An analysis from the National Bureau of Economic Research found that retirement can lead to declines in mental health and mobility as well as feelings of isolation. Retiring early may jump start these health implications. Another consideration is that health insurance provided by an employer typically ends at retirement. That means having to pay out of pocket until a person ages into government-subsidized healthcare, such as Medicare in the United States, at age 65. Retiring early is a complex issue that requires weighing the pros and cons. – Courtesy Metro Creative

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Many people seek early retirement so that they can live a life free of the constraints of schedules. In retirement, time becomes, more or less, a retiree’s own. Leaving a job can be a boon to a person’s health as well. Relieving oneself of the pressures and stresses of professional life can free up the mind and body. Stress can affect mental and physical health, taxing the heart and contributing to conditions such as depression or anxiety. According to the Mayo Clinic, stress can cause headache, muscle and chest pain and contribute to trouble sleeping. The earlier the retirement, the more

Disadvantages

Many people are looking to retire early, but there are both perks and setbacks to consider.

forward to their retirement.

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opportunity to travel before health issues begin to limit mobility. Early retirement also can be a way to volunteer more or even start a new job opportunity — one where workers have greater control over their schedules and careers.

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Financial Advice for 2021 By Eric Soiland

Having been in the financial advice business for over 33 years, Eric Soiland is in complete agreement with Booker T. Washington’s statement, “Those who are happiest are those who do the most for others.” His desire to help and serve others has guided Eric in business and in life. He genuinely enjoys helping people and trying to make a difference in their lives. He has lived and been involved in the East County community for many, many years. As a member of the Oakley Chamber of Commerce, he helped stage several fundraising events to enable Oakley to become a city. As a member of the Brentwood Chamber of Commerce, he held the position of ambassador and welcomed new members. He is a new member of the Brentwood Rotary Club and is involved in several projects in the local community. He strongly believes in supporting charities and has financially supported groups such as Juvenile Diabetes, Disabled American Veterans, Battered Women, Meals on Wheels, and victims of the recent wildfires. In April of 2020 he moved his business from Orinda, CA to APEX Securities and Asset Management, LLC here in Brentwood, and looks forward to becoming even more actively involved in the local community as a local business owner and partner at APEX. One of the main reasons he joined APEX Securities was because of their deep commitment and history of being involved in the local community.

As a financial advisor, he enjoys helping individuals and couples who need and value his planning services and advice. His primary focus is working with pre-retirees, retirees, widows, and divorcees. Helping people reach their long-term goals without running out of money is what motivates and gives him personal and professional fulfillment. Eric is a strong advocate for financial life management which he describes as the intersection of life and money. It goes beyond just investing and planning to discussing what’s important in clients’ lives and the intentions for their money over their entire financial lives. He defines success as helping clients stay true to their ideals. That means asking clients questions, such as “What do you want your life to be like?” and “Are you doing the things that you say are important?” It’s also about helping clients make smart choices with their money and how they spend it, not just how they invest it. Financial life management also recognizes that people want transparency and control over their own money, and at the same time they want access to their information beyond office hours. For Eric, it’s really important to the get his clients’ complete story; that is their history of money, their visions, their values, and their goals. It’s also important to help clients find and maintain purpose in retirement and in the later stages of life. This is especially important for widows and divorcees as well. Eric seeks to help his clients get the most out of their lives. It’s more about building and enjoying a rich life, not about dying rich. APEX Securities & Asset Management, LLC Eric B. Soiland, CFP®, CIMA®, CIMC® Senior Financial Advisor/Partner 8660 Brentwood Blvd., Suite G Brentwood 925-516-2732 / 877-781-2739 eric.soiland@wfafinet.com www.apexsecurities.net Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Apex Securities and Asset Management, LLC is a separate entity from WFAFN. – Advertisement

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Financial planners can help people from all backgrounds establish and achieve their financial goals

How to find help with financial planning

inancial advisors can be invaluable resources for people who need help managing their

money.

There’s an existing misconception that financial advisors are only for the rich, but anyone can benefit from some guidance in regard to their finances. The key is finding a planner who understands your needs and is willing to work with you, no matter how big or small your financial dreams may be. According to U.S. News and World Report, some financial advisors are no longer interested in working with people without substantial portfolios. Certain firms have stopped paying commissions to brokers for accounts that are considered small, including customers with assets worth between $100,000 and $500,000. While that can make it difficult to find financial help, there are ways to receive assistance. ♦ Ask friends for recommendations. If a financial advisor has worked with a colleague, friend or family member, he or she may also be able to provide services to you. To find professionals with reputable credentials, look for someone who has a Certified Financial Planner or Personal Financial Specialist designation. Those who are relying on investment advisors should work with one who has a Chartered Financial Analyst certificate. These credentials are indicative of proficiency in financial planning. ♦ Look around online. Various online resources, including U.S. News & World

Financial planners can help people from all backgrounds establish and achieve their financial goals. Report, offer searchable databases. The Garrett Planning Network at garrettplanningnetwork.com offers a map of the United States where users can find financial advisors in their areas who cater to the middle class. ♦ Contact a professional association. The National Association of Personal Financial Advisors can provide resources for finding local financial advisors. Visit www.napfa.org for a listing. Middleincome individuals can look at the Accredited Financial Counselor website at www.afcpe.org to find professionals. Accredited financial counselors often focus on helping low- and middle-income people at affordable prices with relevant financial assistance. ♦ Research compensation. Financial advisors may receive compensation in one of two ways: fee-only and non-feeonly. A fee-only advisor typically charges an hourly fee or flat rate for services. A non-fee-only advisor may be compensated at a percentage of assets earned or may receive incentives and commissions from their companies based on pre-established sales goals or objectives. There are no right and wrong answers to fee schedules, but find a situation that works for you. – Courtesy Metro Creative.

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Tips to staying solvent, Financial wellness for happier, healthier and recession-proof

inancial planning is an umbrella term that can be applied to various aspects of money

management. Many people associate financial planning with retirement. However, effective financial planning can help people confront today’s challenges just as much as it can help them prepare for their golden years. The pandemic that spread across the globe throughout 2020 posed numerous challenges, including a recession sparked by widespread job loss and declines in economic activity. The U.S. Bureau of Labor Statistics noted that the unemployment rate in the United States exceeded 10% in July 2020. The sudden rise in unemployment and decline in global economic activity underscores the need to plan for recessions, even during those times when economies are thriving. Build up your savings. A recent poll from the Kaiser Family Foundation found that 45% of adults said their mental health had been negatively affected due to stress related to the virus. That poll was conducted in March, shortly after lockdown measures were instituted and the term “social distancing” entered the North American lexicon. As

the pandemic wore on through the summer, fall and into the winter, stress remained a big concern for many people. Each person’s financial needs are different, but many planners recommend clients have at least six months’ worth of expenses in their savings as a cushion to help them get through job loss. ♦ Pay down debt. Debt, particularly highinterest debt, can compromise your ability to save. A 2019 survey from Bankrate.com found that 13% of Americans admitted that debt was preventing them from saving more money. Pay down debt like credit cards and only make credit card purchases if you have the money to pay the bill in full when it’s due. ♦ Avoid overspending. Many financial planners recommend a 50-30-20 approach to money management. Such an approach advises people to devote 50% of their earnings to needs, 30% to their wants and 20% to savings. ♦ Expect the unexpected. The American economy was doing historically well as recently as January, only to have the bottom fall out during the pandemic. If you want to recessionproof your finances, do not take your foot off the gas in regard to insulating yourself from the next recession. No matter how strongly the economy is performing, continue to expect the unexpected and prioritize saving. – Courtesy Metro Creative

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Programs, changing the game for how employees can access their paycheck. Early Wage Access gives workers access to a portion of the money they’ve already earned ahead of payday, so they can cover unexpected expenses without having to use payday loans, paying overdraft fees or being late on bill payments. Previously, if an employee wanted an advance prior to payday, they’d have to borrow using a high-interest payday loan, but Early Wage Access is changing that. Employers can now feel confident giving employees on-demand access to a portion of the money they have already earned, without the fear of risk and overhead. More than 78% of Americans are living paycheck to paycheck, with American households paying $577 annually between overdraft fees, late payment charges and high interest rates. Early Wage Access gives employees control over their finances and brings them one step closer

to financial freedom. Providing employees Early Wage Access to a portion of their earned wages and financial education can reduce financial stress and improve employee productivity and satisfaction. The Financial Wellness Program is included in the Earned Wage Access Program, so employees also gain access to valuable tools and financial education. This employee benefit will help increase employee productivity and promote a positive company culture. For more information on the Early Wage Access and Financial Wellness Program, please call us today at (925) 240-2400 or email: info@californiapayroll.com. California Payroll has been providing Payroll, Time & Attendance and HR Solutions to California-based businesses since 2001. Our clients range in size from 5 to over 10,000 employees, and represent a variety of industry- and company-specific needs. We offer flexible, tailored solutions to meet and exceed those needs using the latest technology coupled with local expertise and world-class service. www.californiapayroll.com

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Can I have a Reverse Mortgage and still leave a legacy to my kids?

Yes, you can with the HECM Reverse Mortgage

he short answer is yes you can! Many people have a preconceived notion that it is one or the other. I either take out

a reverse mortgage and spend my kid’s inheritance; OR I do not take out a reverse mortgage and I have something to leave to my kids. Not the case any longer. In October 2017, HUD made significant changes to the FHA insured reverse mortgage (HECM) program. At the time, the changes were very controversial because they reduced the percentage of the value of the home that could be borrowed under the program. Many felt that the government was withholding what was rightfully theirs or that HUD was overstepping their bounds by reducing how much equity they could pull out of their own property. I heard it all. People were up in arms over the changes. The bottom line is that FHA, as relates to reverse mortgages, is an insurance fund. They insure reverse mortgages; they do not fund loans. We are The Reverse Mortgage Group, a branch of American Pacific Mortgage, and we are the lender, we are the company that funds the loans. HUD was looking at the insurance fund in relation to the percentage of equity they were allowing and contrasting that with extended longevity. The future of the insurance fund was certain insolvency. HUD had to make a move. They did. On October 2, 2017, the new principal limit factors (loan to values) took effect. The reduction in the percentage of the value that could be borrowed was reduced by approximately 20%. For example, if you could previously borrow 50% of the value of your home, you can now borrow 40%. If previously you could borrow 70% you can now borrow about 56%. That may seem draconian, but it was a do or die move. People were outliving the actuarial tables by a considerable number of years. People were unprepared or underprepared for retirement and/or their longevity. Then let us not forget 76,000,000 baby boomers coming into retirement. The baby boomer cohort represents a record number of retirees coming through the pike, and the most underprepared cohort in history, often through no fault of their own. HUD was looking at a national retirement crisis. Pension funds were (are) underfunded, people had lost much of their savings and retirement assets during the 2008 economic collapse, and people were living longer than they were supposed to. The math was not adding up. As I met with seniors to review the pros and cons of reverse mortgages, prior to the changes made by HUD, the two biggest concerns were: What if I need to sell my house later on to pay for health care but I have used all my equity? What if there is nothing left to leave to my kids? The GREAT news about the changes HUD made is that it addresses both of these concerns. Under the previous guidelines, using a 4% appreciation rate, with interest accruing at approximately 5%, it was possible to run out of equity at around year 17 of the loan. This would depend on how the person/people chose to use their reverse mortgage funds, but the point is that it was possible to use up all your equity.

With the new reverse mortgage, it is virtually impossible to “run out of equity” unless we have another 2008, Heaven forbid. As a matter of fact, using just 4% appreciation and 5% accrual rate, you will gain equity over the life of the loan even if you were to draw 100% of the funds upfront. The math is brilliant. Granted if you never borrowed against your home at all, using the same 4% appreciation assumption, you would have more equity by the time you pass away. But, the post 10/2 reverse mortgage, allows you to live in your home without a mortgage payment, or to have your home generate monthly income for you and you still gain equity, assuming a 4% appreciation rate, and a 5% or less average interest rate. It may seem to be too good to be true, but it isn’t. Let me show you, in black and white, and you will see how the math works. Regardless of anyone’s political leanings, this was a great move on the part of HUD. They are a huge government agency. Government agencies, big and small, don’t always get it right but in this case, they did get it right, in a big way. Some of the benefits of the changes include: Having substantial equity in later life if you need some type of long-term care* Being able to leave a legacy to your children when you pass* Having the option to leave a living legacy to your children so you can see them enjoy it. Having access to tax free proceeds depending on your current equity position Eliminating a current mortgage payment and thereby increasing your cash flow *assuming a 4% appreciation rate, and a 5% or less average interest rate. Whether you decide a reverse mortgage is right for you or not, it all starts with education. That is what I provide as a Reverse Mortgage Specialist, I provide you with insight as to how the complex nuances of a reverse mortgage may or may not work for you and your family. I am not a jack of all trades. I specialize in reverse mortgages. I offered traditional “forward” mortgages for 25 years before I decided to focus exclusively on reverse mortgages 12 years ago. The reverse mortgage is a big decision. It will affect the rest of your life and it involves your home, your money, your lifestyle, and your legacy – it is a huge decision. It is important for me to be extremely well versed in all the shades and tones that will help you to make the best decision for you and your family. Sure, you could call 1-800-reversemortgage and talk to a celebrity but then you are working with a call center. Your loan application is passed from one person to the next. You never speak to the same person. No one knows your name. Your loan is closed using a signing service agent who does not know anything about reverse mortgages. You often work with a “registered loan officer” not a licensed, trained, mortgage loan officer. And the worst part is once you make that phone call, they will call you 5 times a day telling you that you have to sign right away before “this limited time offer expires”. They are relentless. I cannot count the number of people who call me in total frustration after waiting months for the call center to come through with what they promised. I ask why they signed the application and they say “I finally gave up, they just kept pushing me, and I finally said ‘okay, fine’!” I am extremely low key. It is not a limited time offer. Sure, things can change but you still deserve time to review the material, think things through, and make an educated decision without pressure.

Beth Miller-Rowe has been in the mortgage industry for 38 years specializing in reverse mortgages for the past 12 years. Beth has degrees in economics and business administration. I meet with you in the comfort of your own home (pre and post Covid). I review the program, the process, the costs, and the pros and cons - face to face. This face-to-face meeting is critical to the immediate success of your reverse mortgage but more importantly it is critical to the success of your reverse mortgage over the long run. If we cannot meet face-to-face at this time, we will be on the phone, zoom, face-time, until you are comfortable with all the material, and feel that you can make a good decision. Call me today, I would love to sit down and chat. – Advertorial

Let’s take a look and see if we can Make Your Retirement Dreams Come True.

Beth Miller-Rowe NMLS: 294774

Branch Manager and Reverse Mortgage Specialist

The Reverse Mortgage Group • A Division of American Pacific Mortgage Corp.

Office: 925-969-0380 Cell: 925-381-8264 Beth@YourReverse.com

3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523

Your Retirement Dreams Can Come True! A Division of American Pacific Mortgage Corporation NMLS 1850

DRE: 00950759/01215943 • NMLS: 294774/831612/1850 Licensed by the Dept of Business Oversight under the California Residential Mortgage Lending Act

*Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency. **American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation.