BRENTWOOD City of Brentwood police arrested a sec ond suspect on Aug. 24 in con nection with the shooting at a 24 Hour Fitness on Lone Tree Way that left an Antioch man dead nearly two weeks before, and the county district attorney has charged him with murder. The suspect was identified as Faatino Tauane, 20, of Pitts burg, in an Aug. 26 press release by the department, which added that he was arrested without in cident on Aug. 24 at 4:45 a.m. at a home in TauaneAntioch.waslater booked at the Martinez Detention Facility on suspicion of murder, police said. One firearm has been re covered, and the vehicle Tauane used to flee the scene is now in police custody. A second fire arm used in the shooting has not beenTauanerecovered.was charged with “one count of murder with en hancements and additional felonies” by the Contra Costa County District Attorney’s Of fice, according to the release. The first suspect arrested was a 17-year-old Brentwood resident whose name was withheld due to his age. He was booked into the Contra Costa County Juvenile Detention Center for suspected murder, according to an Aug. 12 social media post by Brentwood police. A second suspect had also been arrested and released after police determined he was not one of the shooters, according to the post.
Vol. 24, No. 35 YOUR HOMETOWN NEWS SOURCE | WWW.THEPRESS.NET September 2, 2022 Business 19A Calendar 7A Classifieds 15A Opinion 8A Pets 22B Sports 10A
ANTIOCH City Council did not appoint Cornelius “Con” John son as its city manager despite Mayor Lamar Thorpe calling for a special meeting during a press conference on Aug. 22 to do just that.Thorpe’s call for this special meeting was in response to eight Antioch police officers being placed under investigation for “crimes of moral turpitude” by the FBI and the Contra Costa County District Attorney’s Of fice. “I can say that currently of the 57 patrol officers in our department, eight are under in vestigation by the FBI and (the county District Attorney’s) Of fice. That’s about 15% of our pa trol officers or an estimated 10% of the Antioch Police Force. For those who are familiar with the process, you know that at some point a criminal grand jury will be handling the case, and, as a result, could increase the num ber of officers under investiga tion,” Thorpe said. Thorpe discussed a recent meeting with the Antioch Police Officers Association and said that in light of the investigation that Antioch’s police officers need to have stable leadership. “I wanted to let our Antioch Police Officers Association know that I hear them and I hear them loud and clear,” Thorpe said. “That is why I want to announce I will be calling for a special meeting where we can officially appoint Con Johnson as our permanent city manager and subsequently as by Rene De Amaral Staff Writer “ As part of our police reform initiative, we were setting out to develop a process that permanently establishes how we hire the chief of police. But given the circumstances today, we just can’t wait for that process.
REGIONAL Brentwood and Oakley have finalized their re spective lists of City Council candidates for the midterm elec tions on Nov. 8. This year’s City Council elections will be district-based as opposed to the at-large elections in previous years. Both cities ap proved district plans in the last year, based on 2020 Census num bers. The data was used to deter mine appropriate district lines. This brings both elections in line with the California Voting Rights Act, which bans at-large election methods that hinder a protected class’ ability to elect its selected candidates or influence an election outcome. Brentwood has split into four districts; Oakley has five. Both cities will be holding City Council elections for their respective districts 2 and 4. Can didates are required to be a resi dent and registered voter in the city and district that they hope to represent. Each City Council term is four years.
• Brayden Haena, Student, District 2
killedMan PageshootingOakleyin9A 50+ PagewelltoyourClub:guideliving1B
Second suspect from Brentwood fitness center shooting arrested
Brentwood • Patanisha Davis Judge,attorney/TemporaryPierson,District2
• Mark Duke, Clergy/Ex ecutive Pastor, District 2
Photo courtesy of Brentwood DepartmentPolice
threedeadthatfitnessashootingwithinwasTauane,FaantinoresidentPittsburg20,arrestedconnectionaatBrentwoodcenterleftoneandinjured.
City manager not appointed
planned see Manager page 18A
” Antioch Mayor Lamar Thorpe Serving East County | To subscribe, visit www.thepress.net/subscribe | To advertise, call 634-1441 CLOCKED IN SUBSCRIBE Call or sign up online: 634-1441 www.thepress.net/site/services SEPT.5 Contractor’s Lic. #533790 C-20 FAIRVIEW HEATING & AIR CONDITIONING, INC. Service • Repair • Installation 925-625-4963 • www.fairviewair.com $20 OFF Repairs $100-$200 $40 OFF Repairs $201-$400 $60 OFF Repairs $401+UP SAVE NOW 20 2021 1 BRENTWOOD GOLD DALAWARD THE PRESS 20 2021 1 OAKLEY GOLD DALAWARD THE PRESS Activity Guide INSIDE murdermanDAwww.ebparks.org/activities/rin/default.htmchargeswith
finalizedcandidatesCouncilCity
• Sinziana Todor, Business Execution Consultant, District 2 see Candidates page 18A see Shooting page 18A by Jake Menez Staff Writer by Melissa van Ruiten Staff Writer
Temple installed as new Postmaster in Discovery Bay 2023 - 2031 Housing Element Update The City is pleased to announce the release of the Public Review Draft of the 2023 - 2031 Housing Element. Community members are invited to participate and provide feedback through September 27, 2022. For more information or to review the Draft Housing Element visit: By Mail: Attention Planning City Hall, 150 City Park Way By
BARNES
Byhttps://brentwood.info/HE_formByplanning@brentwoodca.govE-mail:DigitalForm:AttendingPublicMeetings:PlanningCommissionHearingSeptember20,2022CityCouncilHearingSeptember27,2022
Kevin Temple was sworn in as the new Postmaster in Discovery Bay in a ceremony on Tuesday, Aug. 30, at the Byron Discovery Bay post office at 3345 Bixler Road in Discov of 2015 before he transferred to the Antioch Post Office to the same job. Temple later changed crafts and became a postal support employee working as a Sales, Services and Distribution clerk at the Concord Post Office. Temple became a career employee in 2018. In March of 2019, he was promoted to Su pervisor Customer Service in the Livermore Post Office. He held positions as an Officer in Charge in Diablo, Crockett, San Lorenzo, and now Byron. Temple also worked as a Super visor Customer Service in Moraga, Antioch, and Alamo prior to his recent promotion as Postmaster.“Forme, being a Postmaster means that I must uphold postal values and treat employ ees and customers with dignity and respect. I hope to improve daily operations to make this post office one of the best places for our employees to work, and to provide the best experience for the customers in this commu nity,” he said. To view a video, visit www.thepress.net/ multimedia
Barnes named new Tri Delta Transit CEO
2A | WWW.THEPRESS.NET COMMUNITY SEPTEMBER 2, 2022
After an extensive nationwide search, the Board of Directors unanimously se lected Rashidi Barnes as Tri Delta Tran sit’s new CEO. He will assume the role of Chief Executive Officer on Sept. 7. Barnes replaces long-time CEO Jeanne Krieg who is retiring after 32 years at the agency. Barnes started his transit career 20 years ago as the Western Sales Manager for Transit Marketing Group, a leader in marketing and sales for transit product manufacturers. From there, he became the Director of Procurement for Foothill Transit where he was responsible for ensur ing contract compliance and procurement of materials/supplies and professional, architectural and engineering services. He also served as Foothill Transit’s Disadvan taged Enterprise Liaison Officer during his tenure. His next five and a half years were spent with Central Contra Costa Transit Authority (County Connection) as Senior Manager of Transportation, Senior Man ager of Innovation and Shared Mobil ity, and then Director of Innovation and Shared Mobility. Projects that he helped to deliver included the initial Clipper System implementation for the transit authority, introducing on-demand transportation service, shepherding bus on shoulder leg islation and congestion mitigation op tions, working with the regions local utility provider to help launch the agency’s first electric bus. During his other roles at the transit agency, Barnes oversaw the daily operations of 160 bus operators, 12 super visors and 1 transit manager. Daily as an operations team, their focus was on pro viding efficient service. Most recently, Barnes has been work ing for First Transit as the Director of Mobility as a Service, a national position where he worked with various transit agen cies, payment solution companies and mi cro mobility providers to deliver innovative mobility solutions. Through the introduc tion of MaaS mobile applications, data an alytics and focus on improving the custom ers journeys, Barnes believes that transit agencies will be able to re-solidify its place in people’s daily transportation decisions. In 2015, Mr. Barnes was listed by Mass Transit Magazine as one of the Top 40 Under 40 to watch and follow. Tri Delta Transit provides more than two million trips each year to a population of over 315,000 residents in the 225 square miles of eastern Contra Costa County. They operate 15 local bus routes Monday – Friday, five local bus routes on weekends, door-to-door bus service for senior citi zens and people with disabilities, and ondemand rideshare services. Krieg will be CEO Transitional Offi cer until she retires officially in February.
TEMPLE
SEPTEMBER 2, 2022 COMMUNITY WWW.THEPRESS.NET | 3A C ommunity NEIGHBORHOOD NEWS & EVENTS Have an interesting photo or breaking news story? Email your information to editor@brentwoodpress.com. Scan the QR code to get breaking news toupdatesanddeliveredyourinbox. Sign up! Know your news. SPECIAL LIVE PERFORMANCES AUTHENTIC HISPANIC FOOD PIÑATA DECORATING & MARDI GRAS MASK MAKING Saturday, Sept. 10, 2022 Brentwood12pm-4:30pmCityPark FOR MORE INFO CALL 925.642.6038 www.BRENTWOODCHAMBER.com GAMESFREE EVENTFREE BRENTWOOD CHAMBER OF COMMERCE PRESENTS Sponsored by: Contra Costa Jewish Community Center CCJCC
The City Council decided on Thurs day, Aug. 25, to order an election for the open District 4 council seat on Nov. 8, even though only one candidate is run ning.Shannon Shaw was the only person nominated for the ballot who also col lected the required valid signatures to qualify. City staff also reported receiv ing information from a resident within District 4 who had expressed interest in being a write-in candidate. The resident, Adam Gerhart, how ever did not submit the required num ber of valid signatures by the submis sion deadline to qualify as a write-in. Nor did he appear at the Thursday night meeting. In a public comment filed by email, Gerhart asked the council to qualify his nomination for the ballot. “I hope you will allow the demo cratic process to take place and put the ultimate decision in the hands of the citizens of Oakley,” he requested.
Oakley will proceed with Nov. 8 election despite just 1 candidate for District 4 council seat
But Mayor Randy Pope thought otherwise.“Ifit isn’t important enough to make your case in person before the council, then there’s nothing we can do,” Pope said. “We all have to play by the rules. All of us (council members) fulfilled the requirements to run.” Despite being left off the ballot, Gerhart can still run as a write-in can didate in the District 4 race. Council member George Fuller urged his colleagues to go through with the election rather than taking the op tion to simply appoint the sole candi date nominated for the ballot. “Let the people vote,” Fuller insisted. The elec tion will cost the city about $20,000 which was already accounted for in the city budget. The vote to proceed with the election was unanimous. Oakley does not have term limits on city council members. City Clerk Libby Vreonis clarified Monday that Pope and Council mem ber Sue Higgins, whose terms expire in November this year, are ineligible to run in the election for Districts 2 and 4. Their next opportunity to run for City Council is in 2024 when one seat in each of Districts 1, 3 and 5 will be up for election. by Chris CorrespondentCampos “ The election will cost the city about $20,000 which was already accounted for in the city budget. The vote to proceed with the election was unanimous. ”
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Photo by Dawnmarie Fehr
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East County residents recently got a glimpse of the sheriff’s office inner work ings during a Citizen’s Academy during six weeks in June and July at the Sheriff’s Delta Station in Brentwood.
The Contra Costa County Office of the Sheriff recently held a Citizen’s Academy for East County residents that was intended to provide further understanding of the department’s mission, duties, responsibilities and services. local news anytime! download. day. day.
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by Dawnmarie CorrespondentFehr
Citizen’s Academy offers glimpse into sheriff’s office
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The course provided residents with an inside look at the Office of the Sheriff and its mission, duties and services. Each week, a different department within the Sheriff’s Office gave a presen tation, explaining its role in public safe ty. Among those included were investi gations, K-9, Marine Patrol and search and Therescue.academy was free and open to the public. Delta Station Commander Lt. Mark Johnson said he feels citizen acad emies are important tools for the public. “I think having a citizen’s academy gives the community a deeper under standing of the services we provide and the role we all play in keeping our com munity safe,” Johnson said. About 20 participants in the class came each week to see and take part in demonstrations, including driving a po lice car and learning what goes into a traffic stop. Participants were also treat ed to a demonstration by K-9 officers and their dogs, and a tour of a marine patrol vessel. “I learned quite a bit,” said Bethel Island resident Robert Kenny. “There are different ways to do law enforcement, and I enjoyed learning about this and how they do things. They did a good job making their presentations, and that was where I learned the most about the vari ous subjects.”Kennysaid he joined the class be cause it gave him an opportunity to get out and meet new people while learning about the Sheriff’s Office. The Sheriff’s Office is accepting ap plications for the fall Citizen’s Acad emy to be held in Martinez beginning on Sept. 22 and running for six consecutive Thursdays from 6 to 9 p.m., and one Sat urday, Oct. 15, from 9 a.m. until 2 p.m. Applications are available at www.co cosheriff.org and can be submitted via email to csu@so.cccounty.us. Application deadline is Sept. 2. For more information, email Afont@ so.cccounty.us or call 925-584-9878.
4A | WWW.THEPRESS.NET COMMUNITY SEPTEMBER 2, 2022 1510 Neroly Road • Oakley • (925) 420-4575 sparetimesportsclubs.com t he bestpart o f yourday FO R STRENGTH FOR YOUR BEST TOMORROW At Diamond Hills Sports Club and Spa, we build strong bodies and strong minds. One nourishes the other. And when healthy mind and body align, life’s possibilities are Yourboundless.besttomorrow awaits. Join today with this fantastic September special. save $35/MO.UPTO FOR A WHOLE YEAR save $20 /MO. FOR 4 MONTHS OR FREE FITNESS CONSULTATION AND SESSION WITH A CERTIFIED TRAINER! CARDIO • WEIGHT TRAINING • GROUP EXERCISE • PERSONAL & SMALL GROUP TRAINING BOOTCAMPS • YOGA • PILATES • TENNIS • PICKLEBALL • LAP SWIMMING & AQUA CLASSES CHILDREN’S SPORTS & FITNESS • CHILDCARE ...AND SO MUCH MORE! Offer expires September 30, 2022 and is a first visit joining incentive. Offer varies by membership type. Annual membership savings requires a 12-month agreement. Month-to-month memberships also available. Please see club for details. Requires a one-time $29 initiation fee. Cannot have been a member in the past 31 days to be eligible. Cannot be combined with other membership offers. Other restrictions may apply.
Brentwood City Park will play host to the first La Gran Fiesta Saturday, Sept. 10 from noon-4:30 p.m. to begin the cel ebration of National Hispanic HeritageEventmonth.chairman and Brentwood Cham ber of Commerce member Tony Agui lar pitched the idea to the Chamber last HispanicdesireinspiredDecember,byhistocelebrateculture closer to home.“Why drive an hour to the city when it’s just a few miles away to come to downtown Brentwood and celebrate,” he said. There will be live performers from Ballet Folklorico Alma de México & Bal let Folklorico Asi se siente Mexico, lots of authentic Hispanic food, music and even a car show. Aguilar said there will be more than 70 cars featured in the Low Rider Car Show. One Day at a Time helped organize the car show portion of the event. The group is a local organization that provides educational and personal growth opportunities for youth that would like to become more self-em powered and develop leadershipBayskills.Area Salsa disc jockey, DJ Su per Chino, will be providing music all day. There also will be pinata and masquerade mask decorating, games for the kids and adults alike, in cluding a coloring area and papel picadoFormaking.details, contact Aguilar at 925642-6038 or the Brentwood Chamber of Commerce at 925-634-3344. To view a video, visit www.thepress.net/ multimedia by Caitlyn CorrespondentPruitt
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To comment, visit www.thepress.net by Jake Menez Staff Writer
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Brentwood to hold ceremony Sept. 28 for outgoing police chief
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The city of Brentwood has an nounced plans to hold a ceremony on Sept. 28 to send off retiring Police Chief Tom Hansen while also swearing in his replacement, who has not been named. The ceremony will be held from 4:30 to 6:30 p.m. in the Brentwood Commu nity Center at 35 Oak St., according to an Aug. 29 press release from the city. During this ceremony, Hansen will say good-bye and the city’s new chief will be introduced.Although the ceremony will serve as the swearing in of the new chief, one has not been selected, according to As sistant City Manager Darin Gale. The city is conducting an open recruitment for the role that will run until Friday, Sept. 2, with the new chief expected to be announced a week before the cer emony.“The city of Brentwood has been blessed to be led by a leader in Chief Hansen,” Gale said. “The city looks for ward to going through the recruitment process and finding a candidate that can quickly fill Chief Hansen’s shoes and continue the strong leadership of the Brentwood police department.”
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Brentwood will say goodbye to outgoing Police Chief Tom Hansen on September 28.
Antioch’s Recreation Department Is hosting the family-friendly event, Big Truck Day, where kids can learn about all the different vehicles that clean, repair, and keep the city safe. Police cars, trash trucks, street sweepers and other vehicles will be on display. This free event will be at the Antioch Community Center from 5 to 8 p.m.
The nonprofit Opportunity Junction is accepting applications for its Certified Nursing Assistant (CNA) program at two locations including the Opportunity Junction Antioch office at 3102 Delta Fair Blvd. Classes begin in September. The CNA program includes 12 weeks of training, life skills training, hands-on clinical experience, and job placement assistance. The first step in taking the course is to complete an application form online by visiting secure.force.com/apply/HCPhttps://opportunityjunction.
Friday Night Bites
Tuesday, Sept. 6 Free Composting Class Joie Spinelli, UC Master Gardener, will help you for free start and properly use a great compost pile at 7 p.m. at the Rivertown Demonstration Garden at 1201 West 10th St. in Antioch. Nothing helps plants grow like compost, and it is easier than you think to get one started. To get to the garden, enter the Contra Costa County Fairgrounds from 10th Street, then take the first right into the administration parking lot. The talk will be in the big red barn. Wednesday, Sept. 7
A free health and resource fair will be held from 9 a.m. to 3 p.m. at St. Anthony’s Church, 971 O’Hara Avenue, in Oakley. Organizations expected to attend include BART, City of Oakley, Oakley Police Dept, Oakley Recreation, Oakley Seniors, Oakley Veterans, Rotary of Oakley, East Bay Park District, CAL Fresh, Columbiettes of St. Anthony’s, Liberty Adult Education, Oakley Library, Oakley Delta Lions, ConFire, Tri Delta Transit, Contra Costa County Health, Diablo Water District, Iron House Sanitary District, Delta Veterans Group, California Department of Insurance and more. A blood drive and vaccine clinic are also planned. For more information, call 925-813-9069 or email rsnmhig@yahoo.com.
Brentwood City Park will be transformed into a colorful and vibrant space for the community to gather and celebrate during the La Gran Fiesta Hispanic Heritage event at 35 Oak St. from noon4 p.m. The La Gran Fiesta event will include food, music and performances for all ages. For more information, visit https://bit.ly/3Kh73jx Sunday, Sept. 11 Delta Harvest Run
Friday Night Bites, a monthly celebration of com munity, music and curbside cuisine, is scheduled to take place the first Friday of every month at Oakley’s Civic Center Plaza. The event, from 5-9 p.m., will feature gourmet food trucks, including tasty desserts and beer. Event officials say that as COVID-19 restrictions have eased, it’s possible that other family-friendly activities will recom mence, such as free face-painting for kids and jumbo-size games like Connect 4, Giant Jenga and cornhole.
Saturday, Oct. 22
Veterans Claims Seminar
The Delta Gallery in Association with the John Marsh Historic Trust is hosting The Life and Times of John Marsh an art show consisting of artwork featuring the John Marsh property, Rancho Los Meganos or pastoral views of Contra Costa County as it would have been in the 1850s. The free show is being displayed at the Delta Gallery at 2485 Sand Creek Road, Suite 128, in Brentwood. The gallery is open Thursday-Sunday from 1-5 p.m. For more information, visit https:// www.deltagallery.com/ Nonprofit offers Health Care Career Courses
Saturday, Oct. 15
The Brentwood Lions Club will host its monthly meeting on Wednesday, Sept. 7 from 6:30 to 9 p.m. at Straw Hat Pizza Parlor at 6680 Lone Tree Way, in Brentwood. The club encourages everyone to join them for an evening of fun and food. Attendees can learn how they can make a difference with the oldest community service organization in Brentwood. For more information, visit http://lcobw.com Thursday, Sept. 8
La Gran Fiesta Hispanic Heritage Event
Health and Resource Fair
Antioch Peddlers
Oaktober Harvest Festival
Ongoing Events
Brentwood Community Chorus
Discovery Bay Corvette Club Meetings
Brentwood Lions Club Meeting
The Brentwood Community Chorus meets every Tuesday, from 7 to 9 p.m., at the Brentwood Community United Methodist Church (809 Second St.) in Brentwood to rehearse for their holiday concerts. All are welcome. Delta Gallery Art Show Delta Gallery Community Art Center in Brentwood is hosting two art shows. These include the Art Guild of the Delta Third Quarter Art Show with original artwork by local artists and a special show by the P.A.I.N.T. Group (Promoting Arts, Individuals and Natural Talents) program. The second quarter show from the Art Guild of the Delta includes painting, pho tography, sculpture, ceramics and jewelry. The P.A.I.N.T. Group art show is a collection of artwork showcasing local talent from participants of the P.A.I.N.T. Group program, a Brentwood-based creative arts day program for adults with intel lectual challenges. The gallery is located at 2485 Sand Creek Road, Suite 128. The gallery is open Thursday-Sunday from 1-5 p.m. For more infor mation, visit https://www.deltagallery.com/
The East Contra Costa Historical Society will host its annual barbecue on Sunday, Sept. 11 from 2 to 5 p.m. at the East Contra Costa Historical Society Museum at 3890 Sellers Ave. in Brentwood. Dinner will be served at 3:30 p.m. The cost is $30 for adults and $15 for children. All tickets must be purchased in advance. Take-out dinners will be available. The dinner is expected to include tri-tip with all the fixings. For more information, visit eastcontracostahistory.org Saturday, Sept. 17 Patriots Jet Team Foundation 9th annu al benefit gala for patriotic heroes
The Patriots Jet Team Foundation presents its ninth annual benefit gala for patriotic heroes. Keynote speaker is Heather ‘Lucky’ Penney, a National Guard pilot who was ready to crash her F-16 fighter jet into United Flight 93 that was hijacked by terrorists on Sept. 11, 2001 and sup posedly headed for Washington, D.C. There will be a Champagne reception, live music, dinner and jet flybys from 5-10 p.m.. For more information, or to reserve a seat, visit https://conta.cc/30a5dSC First Brentwood Craft Beer Festival to end polio
The nonprofit Discovery Bay Corvette Club meets on the first Thursday of each month at 7:30 p.m. at the Discovery Bay Yacht Club, 5871 Marina Road, Bilge Room. The club is dedicated to the enjoyment of owning and driving America’s sports car. For more information, drop by a meet ing or contact the membership vice president at 925-341-9433. For more information on the club, visit www.discoverybaycorvetteclub.com East Contra Costa Historical Society Museum opens The East Contra Costa Historical Society Museum (3890 Sellers Ave. in Brentwood) is now open Saturdays between 2 and 4 p.m. and the third Sunday of each month until October. Displays in Byer-Nail House and Homer’s Shed have been updated, according to officials. For more informa tion, visit https://eastcontracostahistory.org
Faire A free peddlers’ fair will be held at Antioch’s Rivertown District on Sept. 10, from 9 a.m. to 3 p.m., at G and 2nd streets in Antioch. The Rivertown Peddlers Faire features 75 dealers selling vintage goods, antiques, collectibles, repurposed and handmade items, arts and crafts, live music, food and fun. Parking and entry are free. For more information, visit http://www. rivertownpeddlersfaire.com
The 11th Annual Delta Harvest Run is scheduled for Brentwood City Park (35 Oak St.) on Sunday, Sept. 11, at 7:30 a.m. The Delta Harvest Run offers a half marathon, 10K, 5K and a 1-Mile Family Fun Run. The run begins and ends at the City Park in downtown Brentwood at the corner of Oak and 2nd streets. The flat route meanders through the tree-lined city streets and on the peaceful and scenic Marsh Creek trail. The run is facilitated by a professional race and timing company. All partic ipants will receive a finishers metal, a custom per formance T-shirt, a swag bag and snacks at the finish line. For more information about the run or to register as a runner or a volunteer go to http:// www.deltaharvestrun.com/. You can also call the race director Patti Shaner at 925-584-1614.
SEPTEMBER 2, 2022 WWW.THEPRESS.NET | 7A IMPORTANT SCHEDULE CHANGES EffectiveSeptemberMonday,12thEfectivoellunes,12deseptiembredel2022 WeTimetablesNewWeekendRouteChangesandmore!listenedtothecommunityandtransformed!Visit www.trideltatransit.com CambiosHorariosnuevosderutasenfinesdesemanaymás¡Hicimoscambiosalescucharalacomunidad! For print, email your events to calendar@brentwoodpress.com one week prior to publication. For online, post your events for free on The Press Community Calendar www.thepress.net/calendar. Calendar LOCAL EVENTS & SERVICE CLUBS www.thepress . net/calendar Looking for more things to do? Look at the many local events on
Events
The Celebrate Antioch Foundation is hosting a Fall Fest and barbecue cook-off in Downtown Antioch’s Rivertown District. The Fall Fest will have live music, craft vendors, and local wine and beer and will take place from 11 a.m.-4 p.m. Thursday, Oct. 13
The Veterans of Foreign Wars Post 10789 and La Clinica are hosting their third veterans claims development target seminar on Sunday, Sept. 11 from 1 to 6 p.m. at the Veterans Memorial Building, 757 1st St. in Brentwood. The seminar will provide veterans with the ability to have their evidence reviewed and receive advice on how to properly submit a claim. Private interviews will be provided by VFW Post 10789’s veterans service officer. Speakers will also present on such things as death benefits and end-of-life planning/plan ning. Free will be provided. For more information, visit https://bit.ly/3cZ4p5s East Contra Costa Historical Society Barbecue
Life and Times of John Marsh Art Show Opens at the Delta Gallery
The 14th Oaktober Harvest Festival is happening on Saturday, Oct. 22 from noon-4 p.m. in Civic Center Plaza. This year’s Oaktober has been revamped to include beer and wine, a familyfriendly costume parade, the return of the canine parade, a pumpkin decorating contest, and more!
The First Brentwood Craft Beer Festival to end polio will be at Brentwood City Park from 1-5 p.m. Proceeds support local scholarships and help the Rotary Club end polio worldwide. The event features more than 40 local craft beers and ciders (21 and older only) and music by Dawglips. For tickets, visit https://tinyurl.com/bwbeerfest Saturday, Sept. 24 Heart of Oakley Festival
Moms Take over Downtown A night dedicated to Brentwood’s moms. Downtown Brentwood businesses are planning a night of music, drinks, treats, giveaways, sales and more. The free event starts at the Press Building on 248 Oak St. and takes place throughout down town from 5 to 9 p.m. Saturday, Sept. 10
The Heart of Oakley Festival runs from 11 a.m.-5 p.m. at Civic Center Plaza. Carnaval recreates the music of Santana. For more information, call 925625-7041 or visit heartofoakleyfestival.com Saturday, Oct. 1 Fall Fest and Barbecue Cook-Off
Letters to the editor
PG&E does not add any markup on the energy we buy for our customers’ use, neither gas nor electric. What we pay, you pay. Yet, the market prices for energy supply costs, which account for about half of a customer’s monthly electric bill, are expected to be about 75% higher this summer compared to last year.
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• Change air filters regularly. A dirty air filter makes the air-conditioning system work harder, using more energy.
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me in urging Congress to take action to #StopSuicide! Lisa Lim San Francisco
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• Close window coverings. Keep blinds and curtains closed to prevent the sun’s rays from heating the home.
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Reduce energy costs and bill fluctuations this summer
• Set thermostat at 78 degrees or higher when at home.
Editor: We understand no one likes energy bills that are higher than expected. Heat waves are causing customers to crank up their air conditioning, which can lead to higher summer energy bills.
• Pre-cool the home. Use the air conditioning in the morning or overnight.
8A | WWW.THEPRESS.NET SEPTEMBER 2, 2022
EDITORIALS, LETTERS & COMMENTARY
• Enroll in free programs including Bill Forecast Alerts, and Budget Billing to spread energy costs evenly throughout the year.For more tips on how to save this summer, visit www.pge.com/summer Aaron Johnson, Vice President of PG&E’s Bay Area Region Brent Aasen
September is National Suicide Prevention Awareness Month
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Customers can take simple steps to improve energy efficiency in their home to help reduce energy usage and lower costs and sign up for programs to avoid bill surprises as the mercury rises.
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Irene San Filipo
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Editor: September is National Suicide Prevention Awareness Month. As a volunteer advocate with the American Foundation for Suicide Prevention, I am calling on my members of Congress to pass legislation to prevent suicides and support crisis care. Suicide prevention is so important to me as I lost a family member to suicide in September 2018. The 988 Suicide and Crisis Lifeline must be sustainably funded so that confidential, voluntary services by trained counselors are accessible. H.R. 7116, the 988 Implementation Act, would provide federal funding and guidance to states for 988 crisis services across the nation. An alternative to 911 for mental health crises, 988 connects callers to Lifeline centers. These centers de-escalate 98% of crisis calls without dispatching emergency services. Well-resourced crisis support systems can connect callers with local resources, including someone to talk to (call centers), someone to respond (mobile crisis teams), and somewhere to go (crisis stabilization centers). We must ensure that every state has the capacity to provide comprehensive crisis response services to help save lives. For more information, go to afsp. org/988Join
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SEPTEMBER 2, 2022 COMMUNITY WWW.THEPRESS.NET | 9A Worship Services Brentwood Community United Methodist Church Love God Love People Serve The World Sunday Worship Service 10:30 AM (925) &Sunday634-3093SchoolYouthMinistry www.brentwoodumc.org 809 Second Street Downtown Brentwood Sunday School & Youth Ministry 809 Second Street Downtown Brentwood (925) 634-3093 Reconciling Congregation Brentwood Community United Methodist www.brentwoodumc.orgChurchSundayWorshipService10:30AM Join Sundaysus www.goldenhills.org (925)516-0653 HeartImmaculateofMary 500 Fairview • Brentwood • 634-4154 MASSES / SATURDAY/SÁBADO:MISAS 5pm English; 6:30pm Español SUNDAY/DOMINGO 7:30am • 9:00am • 12:30pm English 10:45am • 2:00pm Español; 5:00pm Latin www.IHMBrentwood.com 1900 Willow Lake Rd. Discovery Bay (925) 634-0184 www.dcpcfamily.org Delta PresbyterianCommunityChurch Camino Diablo Rd. & McCabe Rd. Byron • 634-6625 MASSES Sat. Evening 5:00 pm CommunitySundayMassLifeCenter8:30&10:30am12:30pm/EspañolWeekday:Mon-Thurs:9:00am–Chapel P.O. Box 476, Byron www.stannechurchbyron.com94514 Advertise your hours & location here for as low as Call 925-634-1441 today! $25 Let others know about your services WORSHIP in person SUNDAYS @ 10AM EXCELSIOR MIDDLE SCHOOL GONZALEZ GYM 14301 BYRON HWY, BYRON 925-354-1096 WATCH AT OURMDC.ORG Welcome TO CHURCH Mariner's ChurchDISCOVERY Sponsored by: Contra Costa Jewish Community Center CCJCC
Police fatally shoot Oakley man in domestic dispute
Photo by Melissa van Ruiten by Melissa van Ruiten Staff Writer
A man was shot by police on the 1800 block of Teresa Lane in Oakley after officers responded to a domestic dispute call. The man fired several shots at officers, causing officers to return fire.
An Oakley man is dead following a do mestic dispute on Thursday night, Aug. 25. At about 10:40 p.m., Oakley Police received a call from a woman who said her boyfriend had a gun and had been driving around with her in the car, not letting her leave. The boyfriend told her he was going to kill her and himself, according to a press release from Oakley police. Upon the couple’s return to their home on the 1800 block of Teresa Lane in Oakley, the woman escaped and called 911. When officers arrived on scene, they at tempted to talk to the man, recently identi fied as Frank Anthony Correa, 58, but to no avail. A police drone was used to locate Cor rea inside the home and ascertain that he had a handgun. Officers continued their at tempts to de-escalate the situation, but were answered with shots fired within the home. “Our officers are trained to de-escalate situations at every opportunity when that is a viable option,” said Oakley Police Chief Paul Beard. “Our officers attempted to deescalate this tragic situation [early Friday morning], but the suspect would not allow for our attempts to take hold. When officers are presented with such grave situations, and when no other options work or are available, they must sometimes fall back on other critical training they receive on a regu lar basis. This is the training they fell back on [Friday morning] to ensure there was no loss of lives of innocent victims or the of ficersAtthemselves.”1:18a.m., a few hours after the in cident began, the suspect exited the house and fired several shots at the officers outside. One officer returned fire and struck the sus pect. Medical aid was provided on scene, but Correa died from his injuries, according to the press release. “The victim in this case, that original caller that started this whole thing in mo tion, she’s safe,” said Oakley Lt. Robert Roberts. “Although this [situation] is tragic, it could’ve been much, much worse.” In the course of the investigation, Con tra Costa County Sheriff’s Office Crime Lab collected a minimum of 16 spent 9mm casings from the scene, each of which are believed to have been fired by Correa in the direction of the domestic violence victim or Oakley Police Officers, according to the statement released by Beard on Aug. 30. Some officers reported that they felt debris striking them, attributed to bullets passing through vehicles, producing secondary pro jectiles, or from bullets ricocheting off of the ground. One of the involved officers re ceived a wound to his forearm from a piece of a vehicle that was blown off by a bullet fired by Correa, according to Beard. “These volleys of fire came after sev eral attempts were made to communicate with Correa and pleas were made for him to surrender,” Beard stated. “This review of camera footage clearly demonstrates how dangerous of an event this was for the Oakley Police Officers and I remain grateful none of my officers were seriously injured.”
Beard identified the officer who fired the deadly shot as Brett Johnson, who has served on the Oakley Police force for over a year and is a 7-year law enforce ment veteran. To comment, visit www.thepress.net
Excessive heat watch issued for holiday weekend
The National Weather Service has is sued an excessive heat watch for eastern Contra Costa County for this Labor Day holiday weekend, with a Spare the Air advi sory also possible because of the wildfires in Northern California and southern Oregon. The weather service said tempera tures in the Delta and East County are forecast to top 100 degrees for three days over the weekend — Saturday through Monday, the holiday. Temperatures could reach 105 to 110 degrees. Sunday is forecast to be the hottest day of the weekend, with area tempera tures expected to hover around 110. The dangerous weather is caused by a strengthening high pressure center over Nevada and the desert Southwest, forecasters said. The weather service defines a ‘heat wave’ as abnormally hot weather lasting more than two days. In addition, the Bay Area Air Quality Management District could issue a Spare the Air alert for those three days. Such alerts advise drivers to not drive their vehicles and to take public transit instead to reduce the amount of ozone in the air. Smog, haze and air pollution are expected to be visible over the region because of the McKinney Fire in far Northern California and the Rum Creek fire northwest of Medford, Oregon that has burned more than 4,000 acres. Forecasters recommend not being outside during the afternoon and early evening on those days -- the peak heat hours -- because of the high tempera tures, drinking plenty of water, staying in an air-conditioned place and wearing loose clothing.
IMCA Sport Modified Main Event Andrew Pearce won the 20-lap IMCA Sport Modified Main Event. This was his first win of the season. Jason Ryan Jr. took the early lead ahead of Tyler Browne. How ever, Browne grabbed the lead on a Lap 4 re start. Previous winner Kenny Shrader brief ly moved into third on Lap 11, but Pearce took second on a Lap 12 restart. Pearce made an inside pass on the backstretch on Lap 13 to take the lead from Browne with Shrader making the move around Browne for second a lap later. Pearce went on to vic tory ahead of Shrader, Browne, point leader Fred Ryland and Jacob Mallet Jr.
Troy Foulger won the 20 lap IMCA Modified Main Event last Saturday night at Antioch Speedway. This was the third win of the season for the five-time cham pion aboard the Bowers Motorsports ownedJeffModified.Brownehad a front-row start and took the early lead ahead of Terry DeCarlo Sr. and Brian Cass. DeCarlo spun, collect ing three others for a yellow flag. Browne led Foulger and Cass on the restart. Foulger was giving Browne lots of pressure until he made an inside pass in Turn 1 on Lap 8 to gain the lead. Points leader Nick DeCarlo slipped past Browne for second and would challenge Foulger the rest of the way. How ever, Foulger prevailed at the checkered flag. Championship contender Kellen Chadwick made a last- turn pass on Cass for third as Bobby Motts Jr ended up fifth. IMCA Stock Car Kellen Chadwick picked up his first 20-lap IMCA Stock Car feature win of the season aboard the Rich Quadrelli-owned entry. Looking to get back into the win column, championship contender Jason Robles took the early lead ahead of Dave Hill. However, Chadwick slipped into second on Lap 3 and started pressuring Robles immediately. Top rookie Jason Jen nings settled into third. As the leaders hit slower traffic on Lap 18, Chadwick used his momentum to make a move on the outside, taking the lead from Robles on Lap 19. Points leader Travis Dutra made a move into third on Lap 19, and Chadwick was the happy winner ahead of Robles, Dutra, Jennings and Dan Gonderman.
The Lions head south next week to take on Los Gatos High School. To view a slideshow, visit www.thepress.net/ multimedia/slideshows Joshua Terry of the Enochs Eagles is tackled by a host of Liberty defenders in last Friday’s loss to the Lions in Week 1 of the season.
Photo by Angelo Garcia, Jr. by Juan CorrespondentCebreiros
Unofficial Race Results August 27 Antioch Speedway IMCA Modifieds Heat winners (8 laps)-Brian Cass, Terry DeCarlo Sr. Main Event (20 laps) --Troy Foulger, Nick DeCarlo, Kellen Chadwick, Brian Cass, Bobby Motts Jr., Jeff Browne, Kenneth Robles, Trevor Clymens, Terry De Carlo Sr, Terry DeCarlo Jr.
Foulger, Pearce, Chadwick, Holbrook win in Antioch
10A | WWW.THEPRESS.NET SEPTEMBER 2, 2022
Photo by Katrina Kniss
The Liberty Lions defended home turf and started their season in dominant fash ion with a 56-0 victory over the James C Enochs Eagles last Friday night. The Lions offense was powerful through both the passing and running game with quarterback Nate Bell completing over 75% of his passes for 250 yards and three touchdowns while also rushing for 113 yards and another touchdown. Jamar Searcy, Giancarlo Olveda, and Keoni Barbadillo all had rushing touch downs with Giancarlo Olveda leading the team in carries with 10 and two touchdowns. Receivers Deuce Carr and Niko Rieb both caught touchdown passes from Bell, with Carr totalling more than 100 receiv ing yards along with two touchdowns. The Lions’ offense surrendered only one punt, which came with just seven minutes left in the game.Ondefense, the Lions were just as dominant, completing a shutout against the Enochs offense holding quarterback Adam Ammar to 2-6 passing for -1 pass ing yard. The Enochs’ offense ran only one play past the 50 yard line, but that one play was an interception right into the arms of a Lions defender, killing any momentum the Eagles tried to gain.
Five-time champion Troy Foulger #49 won his third IMCA Modified Main Event of the season.
Immediately out the gate, Bell con nected on two long touchdown passes on back-to-back drives from 25 and 45 yards out. By the end of the first quarter the blowout was already on as Liberty had led 28-0. The rest of the game went the same as Liberty continued to march down the field behind Bell’s precision passing and their multi-headed monster out of the backfield at running back with Searcy, Olvedo, Barbadillo, and Bell proving himself as a running threat even as the quarterback.Byhalftime, Liberty led 42-0. Getting the ball to start the second half, the Lions picked up right where they left off con tinuing their dominant running game and wearing down the Eagles defense with each running back refusing to get tackled easily and always fighting for the extra yards. That was the theme the rest of the way as Liberty scored once in the third and fourth quarters en route to the victory. “It was a great team win, everyone con tributed,” Liberty coach Mike Cable said after the game. “We wanted to come out strong and show the world what this team was capable of and I think we did a pretty good job of doing just that.”
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Liberty stomps Enochs in Week 1 victory
Hometown SportS
Pacific Coast General Engineering Hobby Stock Main Event Clarence Holbrook III scored his third 20-lap Pacific Coast General Engineering Hobby Stock Main Event win. Derek Og den set the early pace over Taylor DeCarlo, but Holbrook moved into second on the fifth lap. A low move in Turn 4 of the sev enth lap put Holbrook into the lead, and Brad Coelho had motor issues to end a third place run on Lap 10. Holbrook led Ogden on the restart. However, Ogden got out of shape exiting Turn 4 on Lap 19, and Jared Baugh got by Ogden for second. Holbrook beat Baugh by a straightaway for the win. Point leader Misty Welborn beat Ogden back to the line for third as Jewell Crandall ended up fifth.
IMCA Stock Cars Heat winners (8 laps)-Jason Robles, Ja son Jennings. Main Event (20 laps) – Kellen Chadwick, Jason Robles, Travis Dutra, Ja son Jennings, Dan Gonderman, Raymond Noland, Dave Hill, Joe Gallaher, Jeff Benta nourt, Scott Foster. Pacific Coast General Engineering Hobby Stocks Heat winners (8 laps) – Clarence Hol brook III, Brad Coelho, Misty Welborn. B Main (14 laps)-Michaela Taylor, Gene Haney, Jess Paladino. Main Event (20 laps)Clarence Holbrook III, Jared Baugh, Misty Welborn, Derek Ogden, Jewell Crandall, Taylor DeCarlo, Jon Haney, Michaela Tay lor, James Graessle, Gavin Griffiths To view a slideshow, visit www.thepress. net/multimedia/slideshows
IMCA Sport Modifieds Heat winners (8 Laps) – Jason Ryan Jr., Joseph Pato. Main Event (20 laps)-Andrew Pearce, Kenny Shrader, Tyler Browne, Fred Ryland, Jacob Mallet Jr., Joseph Pato, Kev in Brown, Matt Pitts, Breanna Troen, Jason Ryan Jr.
Early deficit too much for Falcons to overcome GET YOUR HIGH SCHOOL SPORTS TWEETS! #DeerValleyHS#AntiochHS #HeritageHS#FreedomHS #PittsburgHS#LibertyHS Follow these #hashtags. https://twitter.com/thepress_sports
The Wildcats were the state cham pions in Division 4-AA last year and re turned many key players from that team. Throughout the first half, they looked the part. Marin Catholic scored four touch downs in the first quarter and led 27-7. The second quarter was more of the same. The Wildcats scored three more touch downs and went up 48-7 over the Falcons at halftime. For all intents and purposes, the game was over. “I don’t think we got intimidated,” Freedom coach Zach Sims said. “That’s a program full of kids that have been playing together since they were little kids. They’ve worked out a lot of kinks and we haven’t. Being a relatively new program here with me in my second year and we really only have a couple of seniors. I think it was more them being more crisp with experience than us being flustered.” But while there was little doubt as to who was going to win after two quarters, the third quarter was an entirely different game. The Wildcats came out flat with a big lead. Conversely, the deficit did nothing to limit the energy of the Fal cons.Freedom scored on its opening possession of the second half, with junior running back Herschel Turner Jr. scoring from two yards out. Af ter forcing a Marin Catholic three-and-out, the Falcons were quickly back in the end zone on one of the most exciting plays of the game. Turner seemed bottled up at the line of scrimmage but broke two tackles then burst past the rest of Marin Catholic’s defense for a 53-yard touchdown run. “I just had to go,” Turner said. “I knew my team needed a spark. I saw some good blocking from the O-Line and I knew I had to do my part. Once I broke one dude off of me, I knew I was gone.”The Fal cons got the ball back quickly with a strip-sack on the first play of Marin Catholic’s next pos session. That opened the door for Turner to score his third touchdown of the night right before the third quarter ended. The extra point was missed but a running into the kicker penalty on the Wildcats gave Freedom one more chance. The Falcons elected to try for the two-point conversion and succeeded on a run fromWithTurner.that,Marin Catholic’s lead was 48-29 heading into the fourth quarter. And while 19 points is still a commanding lead, Freedom winning the third quarter 22-0 made a miraculous comeback feel possible. The Wildcats did finally quell the Falcons’ charge on their next possession, though. Marin Catholic not only killed more than three minutes of the clock but punctuated the drive with a one-yard touchdown run from quarterback Sam Testa, making the score 55-29. While the first half was dominated by the Wildcats, Freedom did have the longest play. That came when sophomore quarter back Myles Hunt connected with senior receiver Samaje Featherstone on a 67-yard pass that nearly scored. A dead ball un sportsmanlike conduct penalty moved the Falcons back 15 yards but didn’t stop them from scoring. On the first play after the penalty, Hunt and Featherstone connected again, this time for an 18-yard touchdown.
Looking at the 55-29 final score, it would appear as though Marin Catholic’s football team vastly outplayed Freedom’s as both teams opened their season on Friday, Aug. 26. For much of the game, that’s what happened. But the story of that game can’t be told simply by its final score.
Freedom’s next game will be at El Cer rito on Friday, Sept. 2. The Gauchos are 1-0 after a 7-3 win against Amador Valley on Friday. The Falcons will next be home on Friday, Sept. 9, against Sacramento’s Grant High School. Both of those games are at 7 Turnerp.m.hopes that the loss in the open er proves to be something that Freedom can draw from for the rest of its season. “The positive I take is that you can learn from a loss,” he said. “And we have nine more games to go. Once you’re down, the only way you can go is up.” To view a video, visit www.thepress.net/ multimedia by Michael Dixon Staff Writer
“There’s a lot of promise,” Sims said. “We fell behind. I think we had a bad couple of drives to start the game. From there, it was very even. I think our effort was great. I loved the fact that our kids stuck together. We had a really intense, re ally good third quarter. That’s what we’re going to build off of.”
SEPTEMBER 2, 2022 SPORTS WWW.THEPRESS.NET | 11A 6 Months Interest Free Financing* w/minimum mo. payments on purchases of $199 or more We service all makes and models! 8085 Brentwood Blvd. • 925-634-9900 Across the street from Bill Brandt Ford Quick Lane is a registered trademark of Ford Motor Company SHOP BRENTWOOD FIRST! With 36-month warranty. With exchange. Taxes and installation extra. Warranty includes FREE towing on Quick Lane®installed battery. *See store for details.$149.95BatteriesTough®TestedPLUS BRAKECOMPLETESERVICE ■ Brake pads or shoes ■ Machining rotors or drums ■ Labor included Per-axle price on most vehicles. Exclusions apply Taxes extra. $249.95ORLESS See Quick Lane® Manager for vehicle exclusions and details. We honor major fleet plans, e.g. GE Fleet, PH&H, ARI, Lease Plan & Donlon ■ Motorcraft oil and filter change ■ Rotate and inspect tires ■ Check air and cabin air filters ■ Inspect brake system ■ Test battery ■ Check belts and hoses ■ Top off fluids W RKSTHE Fuel Saver Package The quick way to save fuel.$6995 or less Quick Lane®-installed retail Motorcraft® pads or shoes only, on most cars and light trucks. Front or rear axle. Includes machining rotors or drums. Inspect and rotate four tires. Taxes extra. See Quick Lane Manager for vehicle applications and details.TIRE SALE We’ll Beat Your Best Price... ON ALL 13 NAME-BRAND TIRES WE SELL. Low Price Leader – Hometown Dealer! Shop Local! CheCk for speCials at www.QuiCklaneofBrentwood.Com 2021 2021 SLVER EDALAWARD THE PRESS BRENTWOOD IS YOUR CAR READY FOR SUMMER? #1 SELECT IN THE NATION! SERVICE & PRODUCT SPECIALS SUMMER
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The Combo toured extensively before COVID-19 struck in support of their Ameripolitan Award for West ern Swing Group of the Year (2018) and their Marty Robbins-inspired album ‘Return to El Paso’ in 2019. In November 2021, Sills was named the Academy of Western Artists’ Western Swing Female of the Year. The ensemble is on the road again with new tales of the Yukon gold rush, baseball history, Robbins and maple glazed doughnuts, told by dueling guitar and steel leads and three-part vocal harmonies. Good Times magazine called Carolyn Sills “the real deal of throwback country music. She has enough soul, heart, style and swag to convince audiences and listeners that they may have been transported to an era where country swing rules the waves, juke joints were the place to be.”
The Carolyn Sills Combo will celebrate the life and music of Patsy Cline with a show at the El Campa nil Theatre in Antioch on Wednesday, Sept. 7 at 2 p.m. This award-winning group of musicians will be performing renditions of some of Cline’s most famous hits, such as ‘Crazy,’ ‘I Fall to Pieces,’ and ‘Walkin’ Af ter Midnight.’Sillsisthe current Academy of Western Artists Western Swing Female Vocalist of the Year. It also is the 2020 NEXTie Band of the Year, and 2018 Amerip olitan Western Swing Group of the Year.
Photo courtesy of Carolyn Sills Combo Carolyn Sills Combo to play matinee
SEPTEMBER 2, 2022 COMMUNITY WWW.THEPRESS.NET | 13A
1 dead in vehicle rollover on Byron Highway
FINDING UNCLAIMED LIFE INSURANCE BENEFITS by Joan Grimes, Esq.
Photo by Melissa van Ruiten by Melissa van Ruiten Staff Writer – Advertisement
In order to ensure that you do not have an unclaimed benefit after your death, it is very important for you to let you beneficiaries know about your life insurance policies and annuity contracts. Leave a copy of the policy or contract with your Estate Planning documents. Give a copy of the contract to the beneficiaries.
One unidentified person was killed when a solo vehicle rolled over on Byron Highway, Monday, Aug. 29. The rollover was reported shortly before 9 p.m. The driver of a black 2017 Nissan Altima was traveling southbound on Byron Highway at about 90 mph ap proaching a curved section of the road where the posted speed limit is 55 mph be fore losing control of his vehicle. The ve hicle rolled several times before coming to a stop about 500 feet from where the car left the roadway. The driver was ejected from the vehicle, police said, adding that they don’t know if drugs or alcohol were a factor in the crash. When emergency crews arrived on scene, the driver, a male in his late 20s, was found trapped under the vehicle. He was later determined to be dead at the scene. Air bags did deploy, but the driver did not ap pear to be wearing a seat belt, according to officials. CHP could not release his name or hometown.Emergency crews were unsure if there were any other occupants in the vehicle, so assistance from a REACH medical he licopter and a California Highway Patrol helicopter was requested to check the area for any other victims. None were located. “REACH air ambulance came out to do a concentric search pattern with their night vision optics to check for possible victims that were ejected from the ve hicle,” said Contra Costa Fire Protection District Battalion Chief Jeff Burris. The incident remains under investi gation and the CHP asks any witnesses to call them at 925- 646-4980. To view a slideshow, visit www.thepress. net/multimedia/slideshows
If you do not have Estate Planning Worksheet outlining all of your assets and how to make claims on them, I strongly encourage prepare one and put it with your Estate Planning documents.
If you need an Worksheet, you can download one at my website, JoanSuitePHONEattorney.alegalonlyand30needhowplanning-worksheetswww.grimesep.com/estate-IfyouhavequestionsaboutyourassetsandtheywillbedistributedafteryourdeathorhelpreviewingyourTrust,weofferFREEminuteconsultationsinourWalnutCreekBrentwoodoffices.Thisarticleprovidesgenerallegalinformationandnotspecificadvice.TheinformationcontainedisnotsubstituteforapersonalconsultationwithanLAWOFFICEOFJOANGRIMES,(925)939-16801600S.MainStreet,100,WalnutCreek,CA94596©2022Grimes
One of the most common questions people ask me after someone dies is about life insurance. How can I find out if my parent had life insurance? What if I can’t find a copy of the policy? It is estimated in the United States that 1 out of every 600 life insurance policies remains unclaimed with the average benefit being $2,000.00 It is believed that billions of dollars has gone unclaimed. The reasons that claims are not made on policies is usually because either the life insurance company and the policy owner are no longer in contact or the life insurance company does not know that the insured has died. What most people do not know is that anyone can locate a policy for a policy holder. If you know the name of the life insurance company or the name of the insurance company when the policy was issued, you can look up the address and phone number of their claims department at the National Association of Insurance Commissioners’ (NAIC) website toalife-policy-locator/#/requestor.theaServicecaninsuranceinsurancenaic.org/state-insurance-departmentshttps://content.Ifyoudon’tknowthenameofthelifecompany,butthinktherewasalifeorannuitycontractontheperson,yougototheNAICLifeInsurancePolicyLocatorandtheywillresearchtoseeifthereispolicyintheperson’sname.Thewebsiteoflocatorserviceishttps://eapps.naic.org/However,tomakerequestonthelocatorservice,theyaregoingrequirethatyouhavemadeadiligentsearch
by Melissa van Ruiten Staff Writer
of the deceased person’s records and property, including bank statement and safety deposit boxes and that you have asked family members to identify all life insurance policies and annuity contracts that you have reason to believe covered the life of the deceased person.
crews found one victim that had stab wounds to the back, who was later transported via Con Fire air am bulance to John Muir Medical Center,” said Contra Costa Fire Protection Dis trict Battalion Chief Gil Guerrero. “The three other victims had what were consid ered minor wounds and refused treatment at theThescene.”suspects fled the scene, and in the process, reportedly struck another person with their vehicle. However, the addition al victim was not located by EMS person nel for treatment, according to Guerrero. One additional victim suffered undis closed minor injuries, officials said. The following morning, deputies ar rested both suspects. Mitchell Wiese, 32, of Oakley was booked into the Martinez Detention Facility on five counts of as sault with a deadly weapon, two counts of battery, and carrying a loaded firearm. He is being held in lieu of $750,000 bail. Luis Guerrero, 41, of Oakley was booked on five counts of assault with a deadly weapon, two counts of battery, and probation violation. He is being held without bail. The investigation is ongoing. Anyone with any information on this incident is asked to contact the Investigation Divi sion at (925) 313-2600. For any tips, email tips@so.cccounty.us or call (866) 846-3592 to leave an anonymous voice message.
Two arrested after several people stabbed in Bethel Island fight Advertise in the Home & Garden special edition and reach the hundreds of new families that move into our marketplace each month! Reserve your ad today! CALL TODAY! Publication925-634-1441Date:Sept. 23, 2022 Deadline for space reservation: Sept. 9, 2022 There’s no place like
Two men were arrested after multiple people were stabbed at the Rusty Port hole, a popular bar on the 3800 block of Willow Road in Bethel Island, Saturday, Aug.“[Emergency]27.
A rollover vehicle accident on Byron Highway, south of Clifton Court Road in Byron, Calif. resulted in the death of the driver, Monday, Aug., 29. Speed is believed to have been a factor in the crash, according to officials.
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Candidates from page 1A
ed Antioch resident Mark Jordan. “It is a clown car on fire. You would propose to hire a man who is absolutely unquali fied and to have a non-open process. You should all be ashamed if you vote to do this. Open the process up or hire that per son” pointing to Assistant City Manager Rosanna Bayon Moore. There was some support for Johnson during public comments from Ralph Her nandez.“Ido support the appointment of him becoming a permanent city manager. He has a background from before, else where. But it’s what he has done here that I think has been positive.” After public comments, council mem bers met during a closed session. Follow ing the session, City Attorney Thomas Lloyd Smith stated that the City Council considered one item, the appointment of city manager, and that there was “no reportable action.” In contrast to the an nouncement made previously by Thorpe, there was no call for the permanent ap pointment of Chief of Police. Johnson was initially brought on as interim City Manager after former City Manager Ron Bernal ended his position during the end of 2021. Johnson’s Interim contract ends Dec. 21, 2022. To watch the meeting in full, visit: https://bit.ly/3pTinZY To comment, visit www.thepress.net
Manager from page 1A
• Shannon Shaw, Nonprofit Property Manager, District 4
Photo by Angelo Garcia, Jr.
Members of Wreaths Across America, Gold Star and Blue Star families, and vet erans will join forces to share in the patri otic act of waving the flag, and sharing the stories of those who raised their hand to serve following the events of that day. You too can join by tuning in to the organization’s Facebook page, to share pic tures and videos from your own community flag waving. Participants are encouraged to take video and pictures of their participa tion in the national flag waving and share them withWreaths Across America, their family, and their friends to help remember, honor and teach the generation born after 9/11, how hard times can strengthen the nation. Use the hashtag #FlagsAcrossthe Country and #AmericaStrong when post ing on social media and tag the Wreaths Across America Official Facebook page. Wreaths Across America waves the American Flag every Tuesday morning be tween 9 and 10 Eastern time and encour ages the public to join them. Each week, messages of unity and remembrance are shared and the legacy of the “Freeport Flag Ladies” – who took to the Hill in Free port on Sept. 11, 2001 following the events of that morning to hoist the flag and share a message of strength – lives on as it did each week for 18 years. After they retired on Sept. 11, 2019, Wreaths Across Amer ica took over the tradition and continues the weekly flag waving along US Route 1 in Jonesboro, Maine. To learn more go
• Jacob Singh, Chief Executive Officer, District 4 Oakley • Hugh Henderson, Retired Firefighter, District 2
• Anthony Oerlemans, Police Officer, District 4
Shooting from page 1A appoint Dr. Steve Ford as our permanent chief of Thorpepolice.”said that once Johnson was appointed as permanent city manager, Antioch’s Interim Chief of Police, Steve Ford, Ph.D, would also be appointed to the position permanently. “Once officially in place, we will move to appoint Dr. Steve Ford as chief of police permanently,” Thorpe said. “As part of our police reform initiative, we were setting out to develop a process that permanently establishes how we hire the chief of police. But given the circum stances today, we just can’t wait for that process. The uncertainty of this investiga tion leads me to believe we do need stabil ity at the city and the police department.”
The Brentwood Veterans of Foreign War held a ceremony before the Aug. 26 Liberty High School football game honoring the 13 U.S. service members killed in Kabul, Afghanistan on the one - year anniversary of their deaths. To view more photos of the event, visit www.thepress.net/multimedia/slideshows
Controller Sandie McNulty Interim Editor Jake Menez Interim Production Manager Eric
The special meeting was held Aug. 26 with the closed session scheduled early in the meeting.Two people spoke against the appointment of Johnson, saying he was not qualified for the job. “I cannot believe what is going on down here at the city council,” comment
• Rachelle “Shelly” Fitzgerald, Registered Nurse, District 2
Since Shaw is the only candidate who qualified to run in her district, the Oakley City Council held a special meeting on Thursday, Aug. 25 to determine whether Shaw would be ap pointed to the council position, or if they would move forward with running her name on the November ballot. Council mem bers decided to place her name on the ballot. However, there is still an option on the ballot for a write-in candidate. If you are not registered to vote, or you need to check your current registration status, visit https://registertovote.ca.gov/ To comment, visit www.thepress.net
wreath,https://fb.me/e/2UPjaByZj.pages/19520/News/804/?relatedId=0.https://www.wreathsacrossamerica.org/toTowatchtheFacebookliveeventgotoFormoreinformationortosponsoravisitwww.wreathsacrossamerica.org.
Americans urged to wave flags on 9/11 anniversary
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The Press Newspapers are adjudicated in the cities of Antioch, Brentwood, Oakley, and the Delta Judicial District of Contra Costa County. Legal Deree #N02-1273, N03-0477, N06-1617 No part of this publication may be reproduced for commerce or trade without written permission from the publisher.
The investigation into the shooting showed that the victim who was killed during the Aug. 11 incident, Antioch resident Cesar Arana, 21, was an innocent by stander. Police say Arana was struck by gunfire while try ing to help a person who had fallen to the ground during a fight outside the fitness center. Three other victims were injured in the shooting. They were taken to area hospitals but police did not dis close the nature of their injuries. The Aug. 11 shooting occurred at about 2 a.m., ac cording to police, and was allegedly the result of an argu ment that began in the gym and escalated in the parking lot.
• Holley Bishop-Lopez, Businesswoman, District 4
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On Sunday, Sept. 11, national non profit Wreaths Across America is calling on all Americans to wave the American flag in their own communities to commemorate the 21st anniversary of the 9/11 terror attacts. At 8:46 a.m. Eastern time, on Tuesday, Sept. 11, 2001, five hijackers took control of American Airlines Flight 11 and flew it into New York City and the northern facade of the World Trade Center’s north tower.At 9:03 a.m., five other hijackers flew United Airlines Flight 175 into the south ern facade of the south tower. At 9:37 a.m., another five hijackers flew American Airlines flight 77 into the western facade of the Pentagon in Arling ton County, Virginia. At 10:03 a.m., passengers forced four hijackers to crash United Airlines Flight 93 into a field in Stonycreek Township near Shanksville, Pennsylvania after they fig ured the hijackers had steered the plane to ward either the Capitol or the White House.
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Police have encouraged anyone with information re garding the outstanding firearm or any additional infor mation related to this investigation to contact Detective Greene at 925-809-7797.
18A | WWW.THEPRESS.NET COMMUNITY SEPTEMBER 2, 2022
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SEPTEMBER 2, 2022 Travel Adventures Essential travel tips for seniors Helping Hands Local Rotary Clubs serve seniors with a smile Careers Navigating a job change after age 50 Your Guide to Living Well THE PRESS 50Club
2B | WWW.THEPRESS.NET 50+ CLUB SEPTEMBER 2, 2022
♦ Go back to school. Much like young people go to college before entering the professional arena, adults over 50 who want to change careers may need to go back to school to improve their career prospects. Remote learning and part-time schooling can make juggling a career and school more manageable. A successful career change after 50 is entirely possible for individuals willing to make some sacrifices to be happier in their professional lives.
individuals who want to delay retirement won’t be alone. Delaying retirement af fords individuals more time to save, and a financial adviser can help adults over 50 come up with a new retirement plan that reflects their willingness to work longer.
rofessionals change careers for many reasons. Some do so in pursuit of a higher salary, while others seek a more even balance between their personal and professional lives. Career changes can renew a person’s passion for working, which can grow stale for individuals who have been doing the same job for years on end. Though there’s not necessarily a bad time to change careers, there are times when making such a transition carries more risk. Such is the case for persons older than 50. Many people over 50 may not have the finan cial obligations they had when they were younger, as children may have grown up and moved out of the house. That can make changing careers after 50 more palat able. However, some individuals in their 50s may be hesitant to leave the security of an established career behind in favor of some thing new. Hesitance about job prospects after age 50 also can make some less likely to take the plunge into a new career. Though hesitancy about a career change after 50 is understandable, a recent survey from the American Institute for Economic Research found that 82 percent of workers who responded to the survey were able to successfully transition to a new career after age 45. In addition, projections from the U.S. Bureau of Labor Statistics estimated that labor force participation among individuals aged 65 and over would increase signifi cantly by 2022, nearly doubling the rate of participation in 1990. Those figures suggest that a midlife career change is not necessarily the same thing as a late-career career change. That should give profession als the confidence they need to success fully transition to a new career. Anyone considering a career change after 50 also can take these steps to make such a transition less risky. ♦ Pay down as much debt as possible. Financial freedom can be an ally for indi viduals 50 and over who want to change careers. Career changes often require a pay cut, so individuals who can pay off their mortgages, consumer debts and/or auto loans prior to making a career change may find the transition to a lower income goes more smoothly than it might if they’re still carrying such sizable financial commitments.
Delaying retirement also means delaying withdrawals from retirement savings ac counts, which can provide peace of mind against a loss of income resulting from a career change.
Photo courtesy of Metro Creative Hesitance about job prospects after age 50 can make some less likely to take the plunge into a new career.
Empty nesters can consider moving into a smaller home, while travelers can cut back on the number of trips they take each year.
♦ Make plans to delay retirement. As Bureau of Labor Statistics data indicates,
Cutbacks won’t necessarily be easy, but they can be worth it for individuals looking for new career challenges.
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♦ Downsize your lifestyle. Even a post50 career change that will require a sig nificant drop in income can be doable for professionals who downsize their lifestyles.
DANE DICKERSON
rentwood and Oakley’s Rotary Clubs are all about assisting the community. They’ll even come to fix your grandparents’ leaky faucet, free of charge.
FIND YOUR RHYTHM
Photo courtesy of Oakley and Brentwood Rotary Home Team
The Rotary Home Team is a program in which Rotarians provide free essential home maintenances major or minor to older adults in need.
The Rotary Home Team is a program in which Rotarians provide free essential home maintenance to older adults in need. Volunteers replace those hard-to-reach light bulbs, change smoke alarm batteries, repair finicky doors, and perform many other minor repairs. The Brentwood Rotary Club offers this program on the last Saturday every other month, while Oakley offers theirs the third Saturday of every other month. The next event scheduled for Brentwood is Sept. 24, with Oakley’s on Sept. 17. The Rotary club is the world’s oldest service organization, with 1.4 million members worldwide completing 47 million volunteer hours to transform communities annually. Both 501 (c) 4 nonprofit organiza tions, Brentwood’s Rotary Club has been serving the public since 1949 while Oakley’s Home Team was established in 2019. Their club motto, “service above self,” aligns with the free home repairs. However, Adam Martinez, Brentwood Rotary Home Team manager, says their work is about more than “We’rethat. thinking of the senior citizens in the community that don’t have somebody that they can call on, that may not have family that can change a lightbulb for them,” he said. “That’s where we kind of step in, and a lot of the times the seniors just want somebody to talk to. It’s also about keeping the seniors safe. That’s a thing we’re really big on because we don’t want senior citizens falling and hurting themselves.” Martinez delegates a group of about 15 Rotarians to an average of five clients’ homes. Clients generally provide repair items such as smoke alarms or lightbulbs, but Rotary Club funds cover expenses when clients cannot. If necessary repairs go beyond the Home Team’s capabilities, Martinez has his construction business finish the job. Joe Bray, the manager of the Oakley Home Team, echoes Martinez’s passion. “Our goal is helping the senior community in Oakley with their minor home repairs,” he says. “We want to keep them safe and off ladders.”
The Rotary Home Team makes house calls B
At Harrah’s Northern California, we say, take a day - whatever kind of day you want to take. Try a cool drink at Louie Oliver’s, give the Roulette wheel a spin or boogie to the sound of winning slots. Most importantly, COME AS YOU ARE & FIND YOUR PEOPLE. You deserve a you day.
The COVID-19 pandemic temporarily halted The Home Team’s service until this year, and it has been difficult to recover a client base since then, Martinez said. If you or someone you know might benefit from a helping hand, call 888-204-5573 or visit their website at www.rotaryhometeam. com for more information.
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6B | WWW.THEPRESS.NET 50+ CLUB SEPTEMBER 2, 2022 925.757.4500 | 2500 E. 18th Street, Antioch, CA 94509 | oakviewmemorialpark.com
CBD a dream in more ways than one R emember being young and feeling free? Almost as if you didn’t have a care in the world? Well, at least not the aches and discomfort that sometimes come with aging. Getting older unfortunately usually comes with its fair share of ailments and yes, sometimes pain. You are not alone and there is a natural option out there that can helpPurpleyou.Hayes CBD offers many remedies that can assist in offering relief to many different unwanted feelings while benefiting your overall wellness. CBD (Cannabidiol) is derived from the “hemp” plant and does not contain any psychoactive effects. It is designed to natu rally help and relieve the body from numer ous symptoms including pain, inflamma tion, anxiety, headaches, and insomnia, to name just a few. We shouldn’t have to suffer in silence or become dependent on over-thecounter medicines when we have other options available to us at our fingertips. That is how and why Purple Hayes CBD was born and why our main goal is to help educate people on the positive effects of CBD overall.
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Purple Hayes CBD is a women-owned business, owned and operated by Kristin and Rachel. And yes, our legal last name is Hayes, so we thought to ourselves, “How can we not call our new CBD business, Purple Hayes”? Our 50-and-older demo graphic always gets a kick out of that one! We strive to help others explore a new way of living, with health and wellness as a priority. For many years, we both lived the “rat race” of life, and knew that one day, we would want to slow down and really follow our dreams. CBD has become the perfect solution for us. In 2019, Rachel was involved in a life-changing car accident that left her with a mild traumatic brain injury. The endless nights of insomnia and nerve damage in her hands, arms, and feet made her feel hopeless and like it was never going to end. Rachel decided to put the overthe-counter drugs aside and try CBD for more long-term relief. It has since worked wonders for her. In 2021, Rachel also developed rheumatoid arthritis and CBD has helped tremendously. From that point on, we knew what we wanted to do, and that was … offer our own products. We also knew we wanted to offer premium hemp-derived options and partnered with a manufacturer to bring our vision to life. From there, we jumped with both feet in! In addition, Kristin has also taken steps to further her knowledge and is now a certified life and wellness coach. She is also about to complete her studies to also be certified CBD and cannabis coach. Education is key and Purple Hayes is here to educate you on any questions you may have regarding our wonderful products. Let Purple Hayes CBD help you take control of your life and enjoy it. CBD has changed our lives, and we know it can do the same for you. We can’t wait for you to try ourForproducts.moreinformation, call 925-548-3635 or e-mail kristin@purplehayeswellness.com or visit www.purplehayescbd.com – Advertorial
Photo courtesy of Purple Hayes CBD Kristin and Rachel own Purple Hayes CBD.
SEPTEMBER 2, 2022 50+ CLUB WWW.THEPRESS.NET | 7B
8B | WWW.THEPRESS.NET 50+ CLUB SEPTEMBER 2, 2022 HopeHospice.com (925) 829-8770| HOPE HOSPIC E AND HEALTH SERVICES Compassion and quality when it matters most. When your loved one is faced with a life-limiting illness, you want a care team that treats them with compassion, dignity, and respect. Hope Hospice has been that trusted resource for families in the East Bay Area since 1980. Programs & Services P Hospice care P Palliative care P Dementia education P Senior-care classes P Caregiver resources P Grief support P Volunteering Our griefconsultations,classes,caregiverdementiaandsupportare free of charge to our learnVisithospicearewhoseevencommunity,forthoselovedonesnotonourservice.usonlinetomore. (coming soon) Ceiling fans Drywall RunningFenceOutletsrepairrepairsPaintingToilets Light TileFurniturefixturesassemblyTVmountsRepair&InstallCurtainsBlinds Kitchen & PressureRemodelBathwashingHaulingDoorsLandscaping ClosetShelvingFaucetsorganizersGaragestorageMuchmore! 2 207 17 LDMEDAL AWARD 2 208 18 LDMEDAL AWARD 2 209 G19 OLDMEDAL AWARD 20 2021 1 BRENTWOOD GOLD MEDALAWARD THE PRESS ASK ABOUTUSOURSENIORDISCOUNTS 20 2020 0 BRENTWOOD GOLD MEDALAWARD THE PRESS How to stay mentally sharp after retirement R esearchers have long recog nized that certain cognitive abilities begin to decline with advanced age, even among elderly individuals who are healthy. However, despite that decline, the Centers for Disease Control and Prevention notes that dementias like Alzheimer’s disease are not an inevi table part of aging. In fact, the CDC estimates that as many as 40 percent of dementia cases may be prevented or delayed. In addition, the CDC reports that it’s not uncommon for routine memory, skills and knowledge to stabilize or even improve as the brain ages. That’s good news for retirees who want to spend their post-work life pursu ing their passions and hobbies. Individuals also can embrace some strategies to stay mentally sharp in retirement.
♦ Enroll in an adult education course. A 2014 study published in the journal JAMA Neurology examined the assocition see Sharp page 21B
♦ Consider delaying retirement. Even if early retirement is a dream, it might be better to work a little longer than you had planned.
A 2021 study published in the journal SSM - Population Health found that postponed retirement is beneficial to cognitive function for all genders, races/ ethnicities, educational levels, and profes sional status. The study reported that indi viduals who waited until age 67 to retire experienced less cognitive decline than those who retired prior to turning 67. ♦ Make exercise part of your retire ment routine. A lack of structure may seem enticing to individuals who have spent decades working. However, many retirees find that little structure loses its appeal quickly after calling it quits. When creating a new routine in retirement, include regular exercise. According to the Mayo Clinic, studies indicate that people who are physically active are less likely to experience a decline in their mental function. So daily exercise not only gives retirees something to do, but also benefits their brains.
SEPTEMBER 2, 2022 50+ CLUB WWW.THEPRESS.NET | 9B
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If you ever find yourself at a Zumba class in Summerset III, you’re likely to meet Evelyn Kramer. Evelyn has been a Brentwood resident for 22 years, attends a weekly Zumba class, and just so happens to be the oldest student at 99 years old. Zumba is a Latin-inspired dance work out that has grown in popularity in recent years due to its health benefits. According to WebMd.com, Zumba is a great form of cardio-vascular and strength training. The best part about Zumba is that anyone can do it, according to students and teachers. You don’t have to be a profes sional dancer or workout enthusiast, Zumba is all inclusive and can be beneficial to any age group. However, teachers recommend that you contact your physician if you plan on taking up new forms of exercise. Health. gov, the website of the federal Department of Health and Human Services, says that seniors who are active for at least 150 minutes a week will find improvement in their overall mood and a reduced risk of life-threatening illnesses. About a year after moving into Summerset, Evelyn began taking ChiBall classes with Cheryl Ortiz. Evelyn describes Ortiz as an inspiration for exercising. Ortiz was an activities director at an assistedliving facility when Evelyn started attend ing her workout classes. Now, classes are offered in Summerset III’s Recreational room and are much closer to home. Other activities Evelyn enjoys are bocce ball and walking. Before the COVID-19 pandemic, she also played golf. Evelyn’s message to seniors who want to get back into exercising is to just go for it. If you’re interested in taking Zumba classes and would like more informa tion, call the Summerset III main office 925-516-7397. To view a video, visit www.thepress.net/ multimedia courtesy of
Cheryl Ortiz
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Adults over 50 may be more comfortable with social media now than they were a decade ago, but it’s still a good idea to brush up on basic security measures that can help men and women protect their privacy as they use platforms like Facebook, Twitter and Instagram. No matter how comfort able users become, it’s still best to keep various social media safety protocols in mind ♦ Protect your personal information. No social media user has the right to access your personal information, including your address, date of birth or other data unique to you. Avoid interact ing with anyone who requests personal information, employing the function to block such users from connecting with you when possible. It’s also important to keep information about travel plans
erhaps due to the popularity of social media among a generation of young people who grew up with it, platforms such as Instagram and Facebook are often associated with people born in the 21st century.
– Courtesy of Metro Creative Photo courtesy of Metro Creative
A 2018 study from the Pew Institute found that 65 percent of adults aged 50-64 used Facebook and 68 percent used YouTube.
♦ Aim for quality, not quantity, when building social media networks. Avoid accepting friend requests from anyone you don’t know. Cyber criminals often gain access to victims via social media, so limit your social media network to people you know and trust.
Privacy. Discuss others’ privacy con cerns before posting to social media. Social media use isn’t for everyone, and some people may not want photos of themselves or their children posted to platforms like Facebook or Instagram.
Prior to posting pictures or information about other people, confirm that they’re OK with you doing so.
Social media is often on the receiv ing end of negative attention, but it’s also a potentially valuable tool that can help men and women over 50 stay connected with their communities. That’s not always so easy for adults who no longer have children at home. And as its name suggests, social media can help users connect with others who share their interests. Such connections also can be hard to make for adults over 50.
Social media: It’s not just for kids anymore P
♦ Turn off location information. The technology behind social media is impressive and even makes it possible to determine where users are when they tweet or post to other platforms. But many users, especially those concerned about their privacy, don’t want to share location information with anyone, much less strangers. Turn off location informa tion and routinely double check to make sure it’s still turned off.
private. For example, sharing details of an upcoming vacation can serve notice to potential criminals that no one will be in your house, making it a potential target for burglars.
♦
12B | WWW.THEPRESS.NET 50+ CLUB SEPTEMBER 2, 2022
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♦ Explore chair exercises
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In November 2020, the WHO released new exercise guidelines for people of all ages. Adults should get between 150 and 300 minutes a week of moderate to vigorous aero bic activity, and that includes older adults and those with chronic conditions or disabilities. Individuals with limited mobility due to age or preexisting medical conditions may wonder how they can meet the guidelines for exercise. Those with chronic pain or illness sometimes find that exercising for more than a few minutes can be challenging. Even brief periods of exercise can pay dividends, and there are various approaches people can take to work around mobility and other issues.
♦
Mind-body exercises are an option Elder Gym, a fitness from home service for seniors, suggests exercises like Tai Chi and yoga for those with limited mobility. These exercises integrate awareness of body movement with the exercise through coordinated breathing.
The exercises encourage people to focus on slow, fluid movements – Courtesy of Metro Creative
♦ Work out in the water Exercising in the water can assist with movement and reduce strain on the body. The Arthritis Foundation says the water’s buoyancy supports body weight, which minimizes stress on joints and can alleviate pain. Water provides gentle resistance as well - up to 12 times the resistance of air.
Exercise can help increase your mobility hysical activity is vital to over all health. The World Health Organization (WHO) says limit ing time spent being idle and taking advantage of opportunities to get moving — even if it’s just a little bit of exercise — can go a long way toward improving overall health.
♦ Use resistance bands Resistance bands are like giant rubber bands that can be used to build up strength and flexibility. Resistance bands are effective, low-cost gear that can offer high-impact results for building muscle, staying fit and increasing mobility. Resistance bands can be used in lieu of hand weights for many exercises and be ideal for those who find barbells and dumbbells are challenging to maneuver.
Just because you are seated doesn’t mean you can’t get a workout in. Seated chair exercis es can work various muscle groups. Seated arm rows, tummy twists, overhead arm raises, hand squeezes with a tennis ball, inner thigh squeezes, leg lifts and extensions, and many other exercises can be customized to be performed in a chair.
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at St. Anne Village C
Call for more information regarding residential services and evaluation for either live-in or adult day program. is key ommunity is not fostered simply with good intentions. St. Anne Village’s priority is to build relationships while responding to specific demonstrated needs of our senior community in the East Contra Costa community of Byron. In 2014, a group of dedicated indi viduals began brainstorming ways to best make a long-term positive impact. So many of the seniors in our own community desired to continue living in their own homes, but family members had no options for short-term respite. As a result, St. Anne Village, Inc. (SAV), a 501 (c) (3) nonprofit corporation, was born. St. Anne Village’s successful respite care facility and program is now in its seventh year of operation. St. Anne Village has become a leader in the area providing an anchor of support to numer ous families, giving respite to caregivers, and providing positive social interactions to ourManyseniors.ofour clients live with demen tia, Alzheimer’s or other cognitive impair ments, and they benefit from a variety of interactions, including past intergenera tional activities with our preschool and youth programs, animal visitors, arts and crafts, games, dance, and music. St. Anne Village is currently licensed to care for up to 15 individuals at any given time. With more than 20 enrolled partici pants, we are considering expanding our license to 30. Our respite care program has laid the groundwork for the construc tion of a commercial mixed-use develop ment in OneByron. ofour more ambitious proj ects, the creation of 184 senior hous ing units, a restaurant and café, retail space and nondenominational chapel in Byron, has been paused since the onset of the COVID-19 pandemic. With seniors being so susceptible to serious cases of COVID-19, the organization questioned whether the original model was still viable. However, after much deliberation, some modifications to our plans, as well as the advent of vaccines and treatment, we believe the need for high-quality social interaction outweighs risk of seri ous illness. SAV is looking to take this development to the county’s Board of Supervisors for final approval soon. In the meantime, St. Anne Village is looking to acquire one or two singlefamily housing units to create affordable assisted living environments that will help keep seniors active and engaged within the community. This element is a new piece of the St. Anne Village vision and will bring much-needed services to the area. Ourhomes will consist of 6-8 seniors in a compassionate and active board and care residence operated by St. Anne Village staff. St. Anne Village strives to bring continuity to our elder peers and provide them with long-term care through all the stages of their particular needs. We are excited about this new venture that will further encompass our passion for giving the best possible care. For more information regarding our day program or to be put on the waiting list for our residential opportunity, call 925-240-4757 or email us @ saintannevil lage@gmail.com. You may also visit our website https://www.stannevillage.com/ –
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♦ Consider risk. The coronavirus pandemic of 2020 taught the world that situations can change rapidly. Before book ing any travel, weigh the risks and the benefits of a trip. Determine if COVID-19 is spreading where you live or at your destination. Older adults have a higher risk for severe illness caused by the virus. Until you are vaccinated, it may be best to wait to Dinahtravel.Thompson, retired Brentwood resident and avid globetrotter, says seniors can still travel safely but it means taking extra precaution and avoiding enclosed spaces when“Wearpossible.N95s and double mask on an airplane or crowded transport or venue. Do not go on cruise ships!” warns Thompson. “With new variants the contagion is off the charts. We are double vaccinated and boosted. We still got the [Delta variant] during a cruise.”
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♦ Get travel insurance. According to Liz Dahl, co-founder of Boomer Travel Patrol, a website featuring expert advice geared toward the Baby Boomer demographic, travel insur ance can be essential for older travelers. Older travelers may be more at risk of falling or getting sick and some may need extra medication if travel is interrupted or delayed. Travel insurance can provide extra coverage for a relatively low price if something goes wrong.
Seniors have the ability to travel much more than other age groups, and they can make the experience enjoyable by focusing on safety. Age does not have to restrict one’s ability to travel, and with age comes experience and more opportunities to enjoy travel. Before taking off for parts unknown, men and women over 50 can take steps to ensure their excursions are as safe as they are memorable by doing the following:
♦ Use senior-friendly services. Seek out travel services that offer the best perks for older adults. Many travel providers no longer offer senior discounts, but they may offer other ben efits, such as early boarding or assistance with traveling from gates to baggage areas.
Vera Martinez, travel agent of Best of Brentwood’s Dream Vacations, says she strives to help seniors find discounts that are otherwise overlooked.
“Yes, it’s true that most vendors no longer offer senior discounts but a few cruise lines like Carnival and Celebrity do offer a discount for those who are at least 55 years of age,” says Martinez “Personally, I look for the best promotions for my clients based on the type of vacation they are looking for so I know they have the best value. I have learned that some times a promotion will be better than a ‘senior discount’.”
♦ Give our itinerary to trusted friends or family. Keep loved ones apprised of your general travel itinerary, especially if you are traveling solo, recommends AARP. Keep a mobile phone on you at all times.
According to the U.S. Census Bureau, there are roughly 52 million people who are age 65 or older in the United States. With a $1.6 trillion total net worth, seniors spend more on groceries, pharmaceutical items and travel and leisure than any other demographic, statistics show.
♦ Don’t advertise your absence. It may be tempting to upload photos of your beachside vacation to social media as you are immersed in paradise. Unfortunately, seniors tend to be targets for thieves because they are seen as vulnerable. Don’t make the job easier by advertising you are away from home. In addition, have a neighbor periodi cally pick up your mail and set lights on timers to give the impression you are home even when you’re not.
♦ Pack copies of important documents. If the paperwork is lost while traveling, request copies of prescriptions and/or statements of medical conditions from each physician and medical treatment center so you have a second set. Keep copies of your passport, driver’s license, insurance cards, travel tickets, and other documents as well.
Photo courtesy of Metro Creative Seniors can travel more than some other age groups and should focus on safety.
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of the perks of getting older is having more time to devote to recreation and traveling.
Limitations modifications:and
Seat belts: Seat belts save countless lives. Some older drivers may have grown up during a time when seat belts were not standard on vehicles and may not recognize the importance of wearing them. However, seat belts are crucial each and every time drivers get behind the wheel.
The CDC recommends that adults have their vision checked by an eye doctor at least once per year. Corrective lenses or glasses also should be worn if they are needed to improve vision.
Discussing driving with seniors – what to focus on
Physical fitness: Driving is more than just understand ing road signs and how the car works. Safe driving requires sufficient physical fitness to operate a vehicle. Exercising and being active by walking daily, stretching and performing strength-training exercises can make it easier to steer and get in and out of the car.
Getting older may come with certain physical limitations that can be remedied with a few modifications. An occupational therapist may be able to recommend assis tive devices, such as steering wheel covers that make gripping the wheel easier, or a swiveling seat pad to make getting out of a vehicle less strenuous.
management:Medications
Individuals should exercise caution when taking medications, especially sleep and pain medications. Even cold remedies can affect driver safety, advises the Mayo Clinic. Always read medication labels and pharmacy inserts to determine if it’s safe to drive while on a given medication.
Vision checkups:
About 45 million licensed drivers on the roads today are aged 65 and older. Driving is one way for seniors to stay independent and live fuller lives, but traffic crashes are a leading cause of injury and death for older adults, accord ing to the Centers for Disease Control and Prevention. Older adults are more than twice as likely than younger drivers to report having medical conditions that make it difficult to drive, and usage of certain medications can further affect the ability to drive safely. The National Highway Traffic Safety Administration urges older drivers, friends and family to talk about driving safety. The following are some points to emphasize during such discussions.
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Photo courtesy of Metro Creative Older drivers are more likley to have conditionsmedicalthatmakedrivingmoredifficult.
♦ Reconnect with old friends. Some people experiencing empty nest syndrome may be hesitant to admit they’re experiencing feelings of sadness and loneliness. But a recent Sky Mobile study of parents of teenagers in England found that 47% were fretting about having an empty nest. So it’s likely that old friends and fellow parents are experiencing feelings associated with empty nest syndrome. Reaching out to old friends is a great way to reconnect and can provide an outlet to discuss feelings parents might be hesitant to share with others. But empty nesters who experience significant feelings of sadness and loneliness are urged to speak with a healthcare professional as well. ♦ Replace kids’ activities with your own. After years of toting kids from one extracurricular activity to another, empty nesters can now do the same for themselves. Visit local community centers and libraries and ask about classes for adults. Many offer classes on everything from crafts to sports. Adults also can research continuing education programs at local colleges and universities if they’re interested in a career change or pursuing an advanced degree for personal enrichment. – Courtesy of
♦ Give your home a new look. Parents go to great lengths to make their homes welcoming safe havens for their children. Moms and dads often joke that, between play rooms and study areas, kids get the bulk of the real estate under their roofs. Now that the children have moved out, parents can take back that space and refresh their homes. A home that’s adapted for empty nesters will look quite different from one designed for families with young children. So a renovation or redesign can provide plenty of work that can fill idle time and instill a sense of excitement about the future. ♦ Become a weekend road warrior. Newly minted empty nesters are likely still working full-time. But now that there’s no soccer practices or band recitals taking up valuable real estate on your weekend schedule, Saturdays and Sundays can provide perfect opportunities to travel. Plan routine weekend getaways, choosing different locales for each trip. Visit a city one weekend and devote a subsequent trip to the great outdoors.
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Discovery Bay Office: 2453 Discovery Bay Blvd. Discovery Bay CA. 94505 empty nesters can overcome boredom aising children is a significant responsibility. Parents know there’s no such thing as a day off, which is why the first day they come home to an empty nest can be so confounding. After roughly two busy and likely hectic decades or more of looking after their children, parents whose sons or daughters have left home for the first time may experience feelings of sadness and loss. That’s not unusual, as the Mayo Clinic notes. It’s a phenomenon known as “empty nest syndrome.” Though it’s not a clinical diagnosis, empty nest syndrome can be a difficult hurdle to overcome, especially for parents who find themselves suddenly bored after years of being so busy. Newly minted empty nesters can look at their empty nest as an opportunity to engage in activities that pique their interests after years of catering to the needs and wants of their children. Those parents looking to banish boredom can consider these strategies.
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♦ Pay in cash. It’s not enough to simply pay off unsecured debt like consumer credit.
– Courtesy of Metro Creative Photo courtesy of Metro Creative
♦ Address unsecured debt. Unsecured debt, which can include credit card bal ances and medical bills, tends to carry higher interest rates than debts that carry a col lateral requirement. According to the Federal Reserve, about 12.5 percent of individuals over 50 still have student loan debt, which is another type of unsecured debt. If possible, people over 50 should pay off these debts immediately or make their best effort to pay extra each month so they are paid off as soon as possible.
♦ Reexamine your housing situation.
Adults 50 and over who purchased their home in their late 20s or early 30s are likely nearing the maturity date on their mortgages. If so, paying a little extra toward the principal each month will help you pay off that mortgage a good deal earlier than if you keep paying the same amount you’ve been paying for years. Though paying extra money each month may not seem like reducing your financial load, it will do so considerably over time. For example, the financial experts at Wells Fargo note that individuals with a fixed-rate mortgage loan of $200,000 at 4 percent can cut the term of that loan by more than 4.5 years by paying as little as $100 extra each month toward their principal. Homeowners older than 50 who have already paid off a significant percentage of their mortgage loans could reach maturity much sooner if they start paying more toward principal now. Since housing costs are many people’s greatest expense, removing a mortgage payment from your financial ledger by the time you reach 55 could create significant financial flexibility as you get closer to retirement.
Though data from the U.S. Census Bureau indicates the number of people working into their 70s increased significantly during the first two decades of the 20th century, the vast majority of professionals still call it a career sometime during their 60s. Retirement may still be a long way off for people who are in their early 50s, but around this time thoughts of what retirement could look like could compel many people to seek ways to reduce their financial load in anticipa tion of the day when they will no longer be working. Cutting back needn’t be complicat ed, and the following are some simple ways for anyone 50 and over to save money.
It’s also important to stop accruing addi tional debt. People over 50 should resist the temptation to use their credit cards, instead paying with cash or debit cards. Credit card debt is often characterized as a problem for young consumers, but a 2021 report from ValuePenguin.com found that the median credit card debt among individuals aged 55-64 was higher than it was for consum ers aged 35-44. Paying in cash, whether it’s with paper currency or a debit card, ensures you’re not digging yourself into debt.
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MIKE’S ESTATE PLANNING MINUTE 20 2021 1 BRENTWOOD GOLD MEDALAWARD THE PRESS
Estate planning documents cover the distribution of assets after death but do not always provide the details you may want those you leave behind to have. This is partly because these types of details and information typically change often. Changes to a will or trust require certain formalities (i.e. must be in writing, signed by you, etc.) This is where a letter instruction can be helpful. Although the letter is not binding, it can be very helpful in identifying final wishes you may have, such as social media posts, financial information, a list of assets and even desired distributions of personal property to assist those appointed to make those distributions. The letter can include account numbers, location of important documents, a list of professionals you use, website passwords, etc. Obviously, it is important to make sure the letter is updated on a regular basis to make sure the information is current. On the issue of personal property, another option is the use of a separate letter to make a binding distribution of personal property items such as vehicles, jewelry, furniture, family heirlooms, etc. To use a letter in this context, your will must state that you are authorizing the distribution of personal property in a separate writing, the separate writing must be dated and be either in your handwriting or signed by you. The benefit here is that you can change this letter at any time and add and subtract property as you see fit. Changes do not require you to amend your will or even contact an attorney, etc. In short, this method provides you flexibility in the distribution of personal property. If your will does not already include a reference to the use of such a letter, make sure you revise your will ASAP and have the necessary language added. We can certainly assist you with this and all other estate planning needs you may have. Every person is different, and we have many suggestions and options available to address your unique situation. If you have questions on this or any other estate planning topic, call me at (925) 5164888. East County Family Law Group, 1181 Central Blvd., www.eastcountyfamilylaw.comBrentwood
he Oakley Senior Center will be hosting a free resource fair Sept. 8 at 215 2nd St., from noon-2 p.m. Companies, nonprofit organizations and government programs will gather to connect with seniors and provide information about their servicesl. The array of services offered is diverse, ranging from insurance, trans portation, health, and legal advice. It will even feature a free vaccine clinic. More than 30 groups are scheduled to hold booths.Although a lot of the groups are geared towards seniors, family members and caregivers of all age groups are invited to attend. Jim Fridas, project coordinator for the Oakley Senior Center, says these fairs are all about providing knowledge as an extension of the center’s mission of service. “It should be called an information clinic more than anything, because they’re getting valuable information. And when I say ‘valuable’, I can’t emphasize the word enough,” said Fridas. “After they come the first time, they will be looking forward to the next one. I have people asking me all year ’when are you going to have it?’ over and over again. They are very inter ested and excited.” The event is managed and sponsored by the East County Senior Coalition. Registration fees for organizations are $25 for non-profits, $50 for commercial busi nesses, and free for government agencies. Simultaneously, Oakley Senior Center volunteers will be distributing food as part of their weekly food distribution. With deliveries from the Food Bank of Contra Costa, they will be supplying 30-pound boxes of dry essentials and fresh produce to upwards of 150 people. “We have to provide services for our
DANE DICKERSON see Fair page 21B
Various services for Oakley residents
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By Michael J. Amthor, Esq.
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he Antioch Senior Center is hosting a free resource fair on Sept. 30 from 10 a.m. to noon at the center at 145 W. 2nd St. Among the vendors will be informa tion about: caregiving resources, educa tional programs, preventing slips and falls, financial retirement planning, technology tools for seniors. For details, call 925-778-1158 members and the community and this is one particular method that we use,” said Fridas. “Our whole operation is to be of service, and we serve the community. We would serve the whole nation if we could.” For more information regarding the East Bay Senior Coalition’s health and resource fairs, visit https://eastcountyse niors.org/events/. To learn about the Oakley Senior Center and their event schedule, call the front desk at (925) 626-7223. Fair from page 20B between lifetime intellectual enrichment and cognitive decline in the older popu lation. The study’s authors found that higher levels of late-life cognitive activ ity were associated with higher levels of cognition. The study’s authors concluded that lifetime intellectual enrichment might delay the onset of cognitive impairment. Retirees can look into adult learning pro grams at local colleges and universities to see if anything piques their interest. Sharp from page 8B
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Feeling of purpose: Caring for an animal not only stimu lates physical activity, but it also can give seniors a reason to get up and go, which equates to a feeling of purpose.
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P
ets bring much joy to the lives they touch. So it should come as no surprise that the 2019-2020 National Pet Owners Survey which was conducted by the American Pet Products Association found that about 85 million families in the United States own a pet. In Canada, 7.5 million households are home to companion animals, states the PetBacker blog. Pets offer companionship and uncon ditional love. While they are fitting for any family, seniors may find that having a pet is especially beneficial. The organization A Place for Mom, which helps match fami lies with senior living residences, says pets provide a comfort system that produces measurable health results. Caring for pets and being around them can produce a chemical chain reaction in the brain that may help to lower stress hormones while also increasing production of the feelgood hormone serotonin. This is not the only health benefit pets may provide. A recent study from the Mayo Clinic, which looked at 1,800 people between the ages of 25 and 64 who had healthy hearts, found that almost half owned a dog. Having a dog was likely to spur heart-healthy behav iors, like exercising with the pet, eating well and having ideal blood sugar levels. Pets also provide emotional support and companionship that can help seniors - including those who may be divorced or widowed - feel more secure and happy. The National Poll on Healthy Aging found that, among respondents who had pets, 88 percent said their pets helped them enjoy life, and 86 percent said their pets made them feel loved. Seniors considering getting a pet can explore the many benefits to doing so.
Altered focus:
Having a pet can help seniors focus on something other than physical or mental health issues and preoccupations about loss or aging, according to New York-based psychologist Penny B. Donnenfeld. Increased physical activity: Pets require care, and that interac tion can get seniors moving more than if they didn’t have a pet. Improved health: Ongoing research from Harvard Medical School has found dog owners have lower blood pressure, healthier cholesterol levels and lower risk of heart disease than those who don’t own a dog.
Stick to routine: Caring for pets helps seniors main tain a routine. Having structure after retirement can be important to ward off risk of depression. Staying on top of feeding, grooming and other pet needs also can help prevent cognitive decline.
Caring for pets is beneficial for seniors
Reduce pain: A 2012 study published in Pain Magazine found therapy dogs provided “significant reduction in pain and emotional distress for chronic pain patients.”
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Anti-inflammatory foods: Foods rich in omega-3 fatty acids may help prevent inflammation that can cause cancer and rheumatoid arthritis. Aging.com says foods that are high in omega-3 fatty acids, like salmon, should be consumed at least twice per week.
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Photo courtesy of Metro Creative
♦ Energy-boosters: Choose whole grains that can provide sustained energy by way of healthy carbohydrates over processed grains.
The National Council for Aging Care says micronutrient deficiency is often a problem among the aging due to factors like lack of variety in diet and reduced food intake.
According to the World Health Organization, poor diet is a major contribu tor to many of the diseases that affect older people. Poor diet has been connect ed to the development of diabetes, and degenerative diseases such as osteoporosis also may be linked to the foods one eats.
♦ Fruits and vegetables: Fresh, canned or frozen produce tend to be high in micronutrients, including a variety of important vitamins that are essential for all components of health. The Academy of Nutrition and Dietetics advises eating dark green vegetables, such as leafy greens or broccoli, and orange vegetables, such as carrots and sweet potatoes.
♦ Bone-friendly foods: Calcium-rich foods, such as milk, yogurt and cheese, can prevent calcium from being leached from the bones, which contributes to con ditions like osteoporosis.
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For seniors with medicine cabinets full of over-the-counter and prescription medications, the idea of relying predomi nantly on food to promote optimal health may be tempting, and various foods can be particularly useful to those 50 and older.
ippocrates, the ancient scholar considered to be the father of modern medicine said, “Let food be thy medicine.”
♦ High-iron foods: Without enough iron in the body, a person may feel tired and lethargic from a reduced production of hemoglobin, which carries oxygen in the blood from the lungs to the rest of the body. A lack of oxygen in body tissues from anemia can be serious, says the National Council for Aging Care. Tofu, spinach, lentils, pumpkin seeds, and fortified breads and cereals are high in iron.
♦ Digestive system-friendly foods: The digestive system slows down as the body ages, as the walls of the gastrointestinal tract thicken and digestive contractions that push waste along may slow down and become fewer. Foods rich in fiber can promote proper digestion by moving food through the digestive tract more easily. High-fiber foods also may help naturally reduce blood cholesterol levels.
Brain-friendly foods: Foods such as av ocado, leafy vegetables, sunflower seeds, blueberries, and salmon are good sources of vitamin E, antioxidants, omega-3 fatty acids, and other nutrients that may help ward off dementias like Alzheimer’s disease, according to Sonas Home Health Care.
Eating a variety of foods can provide all of the nutrients people need to stay healthy as they get older. Certain foods may be particularly helpful.
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PREBUILT
The saying relates to the notion that what people put in their bodies can heal and/or prevent certain conditions.
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A poor diet contributes to some diseases that can affect seniors, according to the World Health Organization.
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Rates go up and Rates go down Y es, we have seen a dramatic increase in rates in the last 7 months. People ask me “how much have they really changed?” Well, it all started around the end of January and since then they are up around 3.5%. People say, “Oh my gosh, what should we do?” and I say the same thing I have said for 40 years… rates go up and rates go down. What we want to focus on are our goals. Why are we even looking at interest rates? Are you thinking about refinancing? Are you thinking about purchasing a new home? Are you going to buy a car? Or do you just hear all the ruckus on the news constantly and wonder what’s up? Yes, interest rates do affect the economy in general but if you are not planning a big purchase or a refinance of your home, it does not impact you directly. It doesn’t feel so personal. What about inflation? Now inflation on the other hand does impact each and every one of us directly, and indirectly. It is personal! Right now, as a matter of fact, it is wreaking havoc on everyone. I spent $200 at the grocery store and came home with 3 bags and a case of water, and I even bought the off brand of water. And then my husband took my car down to fill it up for the week and by the time he filled my car and his car, we had to take out a second mortgage.Allkidding aside, the perfect storm that we are dealing with right now is really hard to balance and even more so for many of my clients who are living on a fixed income. When everything keeps going up except their paycheck, they have to look at where they can cut costs. Cut cable, no more Friday lunches, get a cheaper phone plan… yes, these help but it is really pennies on the dollar.. If there are just no more costs that can be cut, another option is to liquidate assets. That may be stocks, bonds, IRAs, 401K, or even home equity. As for stocks, and any assets that is invested in the markets, right now is the worst time to liquidate unless you want to lock in losses. If you own something that is definitely a loss and is never coming back, you might as well sell, then come April 15th, you get a little gift from the IRS. As for accessing your equity, intuitively, it may seem like a bad time due to increased interest rates. That can be true depending on your other options. Or it may be that accessing your equity is still cheaper money than, say cash advances, or personal loans.There are many ways to access your equity. They may include a HELOC (Home Equity Line of Credit), a second mortgage, or a cash out refinance. Each of these come with an additional mortgage payment. I don’t know about you but the last thing I need is another payment to make through the month that is alreadyManytight.banks are holding back on doing HELOCs right now because property values are unstable.
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Traditional HELOCs can be frozen, reduced, or closed down the roadway based on the estimated value of your home. With values being a little wobbly, some of the big banks have pulled out of the HELOC market altogether. Credit Unions and other smaller, community banks are still offering the HELOCs, with the caveat that they can be frozen, reduced, or closed at their sole discretion. If we continue to see credit tightening, and inflation running out of control, along with softening property values, we may run out of options for equitySo,access.selling stock or withdrawing from IRA/401K don’t sound appealing. A second mortgage of some sort just adds to the cash flow problem. HELOCs may not be available at all, or if they are, they can be closed at the whim of your banker. What is available to help provide additional cash flow that also provides some security? Are you 55 years of age or older? Do you own your home? Even with a mortgage on it, that is okay. Do you have significant equity in your home? You may qualify for a reverse mortgage. Don’t get scared. A simple education on Today’s Reverse Mortgage will show you that, with changes that took place after the 2008 economic debacle, reverse mortgages have more consumer protections built into them than just about any other type of homeYouloan.can never be sued for any deficit if you end up owing more on your home than it is worth, nor will you receive a 1099 if you choose to turn in the keys.Your heirs and your estate are not responsible for anyThedeficit.oddsof ending up upside down have been greatly reduced with the reduction of the percentage of the value you can borrow. This allows you access to some of your equity today and protects you in the event you need your equity later in life, either to borrow against for in-home care, or to access through a sale to accommodate a different type of livingTheseenvironment.arejustsome of the consumer protections that are in place to make sure that you, as a protected class, are protected from unscrupulous loan originators, and inappropriate loan products. We currently offer both FHA Home Equity Conversion Mortgages and Jumbo/Proprietary reverse mortgages. It might seem obvious which program would be best for which borrower but in actuality, each has their own nuances. It is super important that you work with a licensed specialist to make sure that all stones are overturned to ensure you end up with all the information that is important for you to make an educated decision.
For example, if you have a spouse who is under 55, or both of you are between 55 and 62, there are particular programs available to you. Or if you have a condo that is not FHA approved, or a singlefamily home with an illegal ADU, or a ranch that is 20 acres, there are particular programs that are available to you. Or perhaps you are dealing with a sibling that is on title from an inheritance and wants to stay on title, or convoluted trust issues that need to be parsed out. There are any number of quirks that need to be addressed, and it takes a reverse mortgage specialist to help you to navigate the process, and programs, and to help you determine if it is a good fit. Let’s chat. An educated decision is a good decision. We will review how the programs work, the rates and the costs. We will talk through which programs(s) we feel might work best to meet your goals. Then we leave it to you to determine if a reverse mortgage is right for you. We will be here if you want to talk but we won’t call you every day telling you that if you don’t sign right away you will lose your opportunity. We don’t believe in that kind of pressure. We respect you and your time. You decide when, and if, a reverse mortgage is right for you.Today’s reverse mortgage is nothing like your grandmother’s reverse mortgage.
Beth Miller-Rowe has been in the mortgage industry for 38 years specializing in reverse mortgages for the past 12 years. Beth has degrees in economics and business administration.
Licensed by
A Division of American Pacific Mortgage Corporation NMLS 1850 Your Retirement Dreams Can Come True! Branch Manager and Reverse Mortgage Specialist The Reverse Mortgage Group • A Division of American Pacific Mortgage Corp. Office: 925-969-0380 Cell: Beth@YourReverse.com925-381-8264 3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523 – Advertorial Let’s take a look and see if we can Make Your Retirement Dreams Come True. BethNMLS:Miller-Rowe294774
*Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency. **American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation. 00950759/01215943 • NMLS: 294774/831612/1850 the Dept of Business Oversight under the California Residential Mortgage Lending Act
