Hired Ezine November 2015

Spotlight

ON BANKING AND FINANCE

HAVE YOU GOT WHAT IT TAKES TO START A BUSINESS AT UNIVERSITY?

WOMEN IN BANKING WITH LLOYDS How to make your money go further at University Q&A with the Bank of England | Sign up for the 2015 Employability Event at Aston Villa Football Club

CONTENTS Page 3: Welcome from the team Page 4:

Introduction in careers in Banking and Finance

Page 5: Q&A with the Bank of England

NATIONAL AWARD SPONSORS BPP Society of the Year [Strathclyde Bright Futures] www.bpp.com

St James’ Place Fastest growing Society [King’s College Bright Futures] www1.sjp.co.uk

Page 6-7: Lloyds Women in Banking Insight Days Page 8-9: Starting a business whilst at University Page 10: Clifford Chance Intelligent Aid Competition Page 11: 2015 Annual Employability Event

HSBC Most Collaborative Society [Lancaster Bright Futures] www.hsbc.com/careers

Page 12: How to get the best graduate job event Page 13: Regional working vs the City Page 14: Preboarding Page 15: Making the most out of your money whilst at University Page 16

Company profiles

Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28

Lloyds Banking Group Santander M&S RPC KPMG Accenture Nestlé UK&I Civil Service Fast Stream HSBC TUI Arcadis (EC Harris) Vodaphone

The Civil Service Most Inclusive/Diverse Society [Worcester Bright Futures] candidate.faststream.gov.uk

RPC President of the Year [Shah Ahmad - Aston] www.rpc.co.uk/manifesto

CAPP/Jobmi National Ambassador of the year [Adam Engdahl - Royal Holloway] www.jobmi.com

Lancaster University Corporate Investor of the Year [RPC] www.lancaster.ac.uk/careers/

M&S Newcomer of the Year [Southampton Bright Futures] careers.marksandspencer. com/graduate-careers

GE Aviation Event of the Year [Strathclyde Bright Futures] www.geaviation.com

EDITOR’S letter Welcome to the November edition of the MyKindaFuture Hired Ezine! This month, we are looking into the world of banking and finance along with some top tips of how to make money go further on a student budget! If you have never considered a role in finance then take a look, even if we can’t change your mind you will still pick up some great pointers to help you on your job hunt.

not quantity with the amount of applications you make. Spend time on the roles which you are most interested in and matches your experience and never send off an application form which you are not 100% happy with! Practice makes perfect so keep your answers from each application you repeat, learn from them and gain feedback.

Why not take them into your university careers department to see where you can improve?

November is an exciting time for many companies hiring graduates and students with a lot of the large graduate schemes closing before Christmas. Many students who we work with are currently in the process of tweaking their CV and writing their application forms for graduate roles and it can be a really hard time!

Many students end up filling out multiple forms and spending a large amount of time writing applications and answering testing questions about their abilities and experiences.

Remember, think about quality

In this issue, we have some fantastic hints and tips from companies such as Lloyds, Marks and Spencer, Accenture and Santander. If you would like to hear from these big employers face to face to find out how you can set yourself apart in the competitive graduate market then join us on the 18th November in Birmingham. We have our 4th Annual Employability Event which aims to bring together top students with employers and careers advisors to spend the day focusing on how students can boost their

employability with interactive workshops such as ‘Maximising your profile on LinkedIn’, ‘How to tackle Assessment Centres’ and a ‘Presentation Skills Masterclass’. To find out more information and to sign up then please go to page 11. If you want something a bit closer to home then why not look for your universities Bright Futures society and attend one of their events? Many of our societies are running an event called ‘How to get the best graduate job’ packed full of great tips for ensuring success!

We look forward to seeing you at one of our events soon!

Lucy Godwin National Societies Executive at MyKindaFuture

www.mykindafuture.com

If you don’t have a Society at your university then set up your own!

Contact us at society@mykindafuture.com and we can get you started right away!

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Careers in Banking and Finance Banking and finance are one of the most sought-after career options amongst graduates and despite the recent global economic crisis, this sector still has a lot to offer. There are many different areas within the sector including accountancy, banking and building societies, financial planning, insurance and investments and pensions. Whatever the area, the sector is fast paced and constantly challenging – the global economy is shifting every day.

Many graduates enter the sector through fast track programmes which can sometimes lead to a managerial position within the firm. The starting salary can range from £15,000 to £42,000 indicating the range of different positions and size of organisations with the major banks paying the highest salaries. Many roles, especially those with the higher salaries, demand long hours and dedication from graduates.

Benefits of working in Finance Training and development

International Travel

Being a global industry, many graduates are able to travel to the world’s financial hubs whilst working in finance. For example, JP Morgan sends all of their graduates to New York for their training.

There are many professional training and development opportunities: Many of the big organisations have structured training programmes including the opportunity to obtain professional qualifications.

Opportunities to progression

Salary and financial benefits

Social

Some of the starting salaries within the big banks are much larger than the average graduate salary and many offer a wealth of benefits including private health care, insurance, subsidised travel and food and gym membership.

Bonuses are also often associated with the banking and finance sector and despite being a touchy political subject, it is still a big draw for many graduates.

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Financial services firms reward high performers by advancing them through the organisation, regardless of ages, making this particularly attractive for ambitious young people!

Financial organisations have an air of seriousness and professionalism around them which is important to consider when choosing your career direction. However, many graduates tell us that there are plenty of opportunities to fun within their teams and that there is a large social scene which goes along with the long hours!

A key skill for working in the finance sector: Emotional Intelligence

Emotional intelligence is the ability to understand and control your emotions and also understand what another person is feeling and act accordingly. In Finance, relationships with clients are incredibly important and being able to emphasise and understand a client’s need is key to closing deals. On another level, it is also important to use emotional intelligence within your team to understand individual’s needs.

Team work is a great indicator of emotional intelligence so when applying for a career in finance, or any sector, highlight times where you have helped your team achieve a goal or worked successfully to bring a team together.

Define tomorrow by contributing today a comprehensive and challenging As the central bank But I haven’t studied development programme. And of the United Kingdom, economics! from September 2016, working with Warwick Business School, the Bank the Bank of England’s Can I still apply? will offer all new graduates the mission is to promote opportunity to study for a postYes! The Bank is refreshing its the good of the people approach to early careers graduate qualification in central of the UK, by keeping recruitment to attract and inspire banking in the second year of their graduate programme, further the best graduates from diverse the economy and enhancing their skills and the disciplines. It’s all about building financial system on outstanding careers, and it all starts opportunities available. here – you can define tomorrow. a stable footing.

Where can I find more If you join us, you can The Bank welcomes applications information? expect a stimulating from graduates of all disciplines and provides relevant training career – and above As part of our new approach, the to enable them to succeed in a all, an opportunity Bank will be hosting events at a wide range of roles throughout the number of university campuses to contribute to the organisation – this can range from over the autumn and invites you to economy and society, prudential regulation, financial come along to meet our people. operations, economic research from a unique position. and information technology.

The schedule of events can be Today, the Bank’s influence is greater than ever before. Through the Monetary Policy Committee (MPC) setting interest rates; the Financial Policy Committee (FPC) protecting and enhancing the resilience of the UK financial system; and the Prudential Regulation Authority (PRA) ensuring the UK’s banks and insurance companies are safe and sound.

The Bank is a hub of dynamic new thinking in every area, and we pride ourselves on creating an inclusive, supportive and knowledge-sharing environment.

found on our newly relaunched careers website. You can also find out more about graduate careers and our range of programmes available at the Bank by visiting: www.bankofenglandearlycareers.co.uk

The Bank has a dedicated early careers team which is responsible for all aspects of the graduate and school-leaver population, all the way from assessment to delivering

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Women in Finance Insight Days

BRISTOL

Lloyds Banking Group

LONDON

Date: 27th November 2015 Location: Canons House, Canons Way, Bristol, BS1 5LL Time: 11:00am-5:00pm

Date: 20th November 2015 Location: 25 Gresham Street, London, EC2V 7HN Time: 11:00am-5:00pm

Are you a penultimate or final year undergraduate? Join us for an insight day at Lloyds Banking Group’s offices (London & Bristol) to learn about the fundamental role of the finance function - and get a great experience to go on your CV.

This day is a perfect opportunity for those who want to understand more about banking in general as well as the career opportunities we offer through summer internships and graduate schemes.

You don’t need to be studying maths or economics to join us - our internship and graduate programmes are open to any degree background - and so is this event. Diversity of thinking is more important to us than the subject you specialised in. Because we can teach the technical skills.

During the day you will you’ll: • Get an overview of Lloyds Banking Group • Meet current graduates currently in Finance • Receive a best in class professional development session • Receive support and up skilling on the LBG graduate assessment approach • Hear from a keynote speaker, a senior leader

• Get to network in the evening over drinks and nibbles with Lloyds Banking Group colleagues and graduates Why a women in Finance event?

Lloyds Banking Group is committed to supporting both male and female colleagues at all levels of the organisation. We know that diversity can make a material difference to the success of our business, from the way we make decisions, to how collaboratively we work. But we also know that women remain under-represented at senior levels within the financial services industry, and that often women can be put off seeking to enter what they perceive as a male-dominated industry. We believe that acting to change this situation is not only the right thing to do but a business imperative.

We’ve made great progress to date, but women still remain under-represented at our senior management grades. We’ve

demonstrated our commitment to change this publicly - as part of our Helping Britain Prosper Plan – aiming to have 40% of senior roles held by women in 2020. While the roles might be senior, we know that developing our entry level talent is key, because many of our graduates go on to fulfil senior positions.

Ultimately, we want to inspire more women at university to see a great future for themselves in financial services.

If this event is something you would like to be a part of, register below...

Click here for: BRISTOL Click here for: LONDON

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Starting a business whilst studying Whether you fancy yourself in a large corporate organisation or making your impact within a small company, having experience of starting your own business is a fantastic way to set yourself apart and may even inspire you to become an entrepreneur! Don’t be daunted by the phrase ‘starting a business’, it may sound like a big task but many students try it out whilst at university and your business does not have to be long term, it may just be for a few months or year.

Believe it or not, your time at university is the best time to try and start a new business. As a university student you have access to top quality support and a network of students looking to get involved in projects. Whether it be a cake stand at a farmers market or a high tech new app, there is a wealth of support available to university students to help them succeed in their ventures. If nothing else, it is a great way of making a few extra pounds to make that student budget stretch a little further.

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Coming up with business ideas Your Universities enterprise department will help you to develop your idea but to start you off, trying thinking about these things: • Evaluate your skills and knowledge so far, do you have a particular interest in a certain area or have had a hobby growing up? Use your expertise to help fuel your project, do you have a skill for making something or a knowledge of a geographic area?

• Think about where you would like your career to go. This will help to make your experience much more worthwhile and be useful if you are thinking for applying for jobs! For example, if you would like to go into marketing then set up a small consultancy for local businesses by helping them with their marketing for products or services. This will

give you first-hand knowledge of creating proposals and running campaigns which is key for a job in marketing.

• What is achievable? Think about your timescale and availability, if you just want to run something for less than a year then you may want something with a low amount of investment which is relatively easy to set up. A big part of entrepreneurship is failure, it is the best thing to learn from! So make sure that you are not going to lose too much if things go a bit wrong.

Where to find support when starting your business University Enterprise Department As a university student, the first place to go is your enterprise or entrepreneurship department – most likely to be found through the careers service. Most universities have a dedicated team who support student entrepreneurs with advice, funding and connections to mentors and support.

Careers or Enterprise Society You may also find that a society focused around enterprise or careers may run events which can inspire and educate you to develop your ideas.

Your course Depending on your area of study, there may be some enterprise activities that you can get involved in within your course and earn you credits, for example many business degrees have the opportunity to develop an idea as part of your course, whether it be a small project or your dissertation.

Local Networking Events If you are studying in a city or large town you are more than likely going to find a great network of entrepreneurs and small business owners who attend networking events. Going to these events are great for you to learn how others have set up

their business and get advice and feedback on your idea. It can be daunting, but networking is a crucial skill for any career so learning how to do it now will be invaluable in the future.

Other Student Entrepreneurs If going into a room of ‘adult’ entrepreneurs is a bit too much in the beginning, speak to your universities enterprise department to find out what other students are also entrepreneurs and meet them.

These students will be in the same shoes as you and could be a great way of finding support if things get tough.

Global Entrepreneurship Week 16th – 22nd November 2015.

One of the best times to get involved in entrepreneurship is during November as it is home to Global Entrepreneurship Week (GEW).

All across the world there will be events, activities and challenges to celebrate innovators and entrepreneurs. GEW UK is particularly successful with many events happening all across the UK, especially within universities so get involved!

Find out what is going on across the UK by clicking here.

Go online There is a massive range of online support for entrepreneurs, from online communities to training programmes so take advantage of it! There is a lot of advice, you won’t be able to read all of it so just skim through the stuff which interests you the most! Check out organisations such as Start Up Loans, Unltd, NACUE, Virgin Entrepreneurs, Erasmus for Entrepreneurs, The Princes Trust, Young Enterprise, Entrepreneurs Organization and many more to be found online!

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Clifford Chance Intelligent Aid Competition Intelligent Aid is the competition that asks big questions about the modern world – and your answer could get your commercial law career off to a flying start.

Clifford Chance is offering you the unique opportunity to bypass the traditional route of online applications and assessment days, to win a place on their prestigious vacation scheme.

To enter, all you have to do is write a 600-word essay answer to the above question and then submit it via the firm’s website before 21st February 2016.

The challenge is open to all undergraduates and post graduates students, irrespective of the degree subject that you are studying. What’s most important is your display of intellect, creativity and understanding of the topic – and your ability to write with impact!

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The Big Question

Whatever approach you choose to take, this topic is one that has been at the heart of much controversy and debate and Clifford Chance are very much looking forward to reading your submission!

The concept of business ethics applies to all aspects of business conduct and is relevant to the conduct of individuals and entire organisations. In the wake of the financial crisis, culture and ethics have emerged as key themes for regulators, enforcement authorities and courts as they seek to promote systemic change. Senior individuals are increasingly held to account and the calls for criminalisation of both institutions and individuals spreading around the globe.

Join a university workshop

Ethics in Business: Ethical business culture can only be created by strong regulation. Discuss with reference to one or more industry sectors. (600 words max.)

You could approach the question from a number of different perspectives, whether your interests lie in history, economics, current affairs or legal theory.

This challenge demands the kind of enthusiasm, curiosity and intellectual edge that’ll make you successful as a lawyer with Clifford Chance.

We are hosting workshops at targeted universities across the country to present the challenge and help you understand how to write a winning entry.

Last year, half of the winning students attended one of our university workshops, including the ultimate winner. By attending this workshop and entering the competition, you have an excellent opportunity to put yourself on the radar of a magic circle law firm.

If you are interested in attending one of the below workshops then please email: penny@mykindafuture.com for more details.

• The University of York - Mon 16-Nov • University of Sussex - Wed 18-Nov • University of Exeter - Mon 23-Nov • University of Surrey - Tue 24-Nov • University of Nottingham - Wed 25-Nov • University of Birmingham - Wed 25-Nov

AGENDA Doors open from 9am and conference starts at 10.15am

Topics for the day include: • Brand|ME. Defining your brand, checking your brand, and promoting yourself.

• Industry challenge • Breakout sessions for school and university students • The employment journey - explore how employment works • Q&A - Q&A with a twist • Networking Conference wrap up at 4pm.

MyKindaFuture ‘up skills’ and helps students across the UK to connect with employers and make the right choices about their future careers. We specialise in helping young people to develop their employability skills through face to face workshops and online challenges in partnership with top employers and big brands.

Our 4th Annual Employability Event will take place on Wednesday, 18th of November 2015 at Aston Villa Football Club. We are bringing together top employers, careers advisors and students to discuss how young people can make themselves more employable in the competitive job market.

This event presents an excellent opportunity to network with employers from huge brands and take part in engaging and lively workshops such as ‘How to tackle Assessment Centres’ and ‘Maximising your Profile on LinkedIn’. You’ll also have the opportunity to take part in a Presentation Skills Masterclass and hear first-hand from employers on what they look for when hiring new recruits.

Themes include: Brand|Me – a focus on the core skills involved in branding yourself. Defining your brand, checking your brand, and promoting yourself.

Networking – Learn the soft skills needed to network successfully with future employers. Put this into practice with a networking session with employers including Tesco, HSBC, Costain, Channel 4, TFL, Nestle, Vodafone and many more.

What is the right career option? – We will explore the different options available to you with experts from different sectors The student voice – have your voice heard throughout the day and ask your burning questions to employers.

To sign up, all you need to do is email society@mykindafuture.com with your full name, university and mobile number.

Employers include:

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“Very informative and possibly the most productive hour I have spent in the lecture theatre!”

“It was good to see someone with such a positive outlook, it was very honest about searching for a job and I feel I learned a lot from the seminar.”

“I thought I already knew a lot about job hunting, but I learnt so many useful hints and tips which have really helped!”

Do you feel like you are making the most out of your time at University?

During October and November, MyKindaFuture are on tour to present our flagship event‘How to get

the Best Graduate Job’ in collaboration with Bright Futures societies in Universities across the UK. This is a great opportunity for students in any stage of their university life to learn the best hints and tips for securing yourself that dream internship, placement or job.

During the event, we look at the graduate market to understand how tough it really is, talk about what to include (and what to chuck out) on your CV, how to cope with online tests and application forms and how to stand out at interviews and assessment centres. We will also be exploring the different types of companies you could work for and most importantly, how to find them.

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This is the perfect time of year to be thinking about your CV and jobs, although the summer may seem like a long way away, it is important to understand what you can be doing now to make the most out of university and how you can make yourself competitive to your future employer.

You can find us at Universities across the UK, to find out when your event is happening please head over to the MyKindaFuture website and find your society. If you can’t see an event at your university then get in touch with: society@mykindafuture.com

We look forward to meeting you all soon!

A graduate career in Retail Banking & Wealth Management - the first steps

By Daniel J. Barrie My advice to anyone considering a career with HSBC would be to absolutely go for it!

HSBC is an amazing place to work, with so much variety and opportunities to enjoy a varied and exciting career path. The best thing about working for HSBC is the people that you get to meet and work with. We are all united by our values which are to be open, dependable and connected and everyone at work tries to bring these to life every day. I feel really lucky to work for an organisation that is all about doing the right things and helping colleagues and customers and gives so much more than a career; including mentoring, career development schemes, academic qualifications, personal development courses, opportunities to get involved with charity, community initiatives and so much more!

During my time with HSBC, I have been based in the North Region and have been fortunate enough to have been able to experience lots of varied and interesting placements. The great thing about working in the North is the exposure to the Senior Regional Management Team, who despite being very senior within the organisation, are really supportive and mentor you on a personal level to help you succeed.

They give you different roles in key business areas - for example, I have worked in branches in Preston and Liverpool looking at growing revenues, Leeds on Business strategy planning as well as working in Aberdeen on a three month secondment which focused on recruitment and training, as well as coaching new recruits to be fully confident in serving customers. Whilst moving around with my work, it has been great to live in some brilliant cities and meet lots of interesting people who all work in different business areas. I believe that the experiences and exposure that I have had working in the North has really supported my development and has set me up for a successful career in the organisation.

The Graduate Programme exceeded all of my expectations that I had prior to starting.

I thought it would be fun, challenging and interesting and it was all of these things and more. The programme is incredibly

fast paced with so many opportunities to get involved in different projects and initiatives and as well as my day job, I have done so much more than I would have thought possible; including organising a National Graduate Conference in London, presenting to the Group General Manager in the Head Office on two occasions, leading a team of graduates to raise over £300 for charity, delivering a 45 minute presentation to over 100 people at a Development Academy. I have also lead several team projects and worked with the Senior Regional Management Team to compile reports on Business Risk Management and Digital Banking within the North Region. Throughout my time on the programme, I have had so much support with personal as well as professional development. I genuinely love what I do and feel very well placed to fulfil all of my career ambitions.

you are globally mobile and get to work in different roles all over the world. The programme is extremely challenging but rewarding - it would be great to take advantage of our global presence and learn new cultures, languages and business practices. I am really fortunate that all of the support that I have had from working in the North has given me the necessary skills and experiences to apply and if successful, I will certainly be able to call upon the help and support of the network of people that I have met in my career so far.

The level of support given to me to help me find a role after the graduate programme was overwhelming. As well as support from my line manager, I was given lots of support from the Emerging talent Team and Graduate Programme Manager who went out of their way to help me find the right role. I have also had support from Area and Regional management teams, who have given me great development opportunities that have given me a big network of people to help me throughout my career.

The process of finding the right role started a few months before I was due to come off Programme – together we looked at what I wanted to do, what skills I had, what I wanted to develop and what career path I wanted to pursue. Once I found the right role, I had lots of support with my application and the recruitment process and I am now twelve months into my first managerial role – a job that I absolutely love!

My dream role is to become an International Manager, which is a programme that “fast tracks” people in to senior management roles. The programme is open to those who successfully come through the graduate programme and have endorsement from different stakeholders. As an International Manager,

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Day one at a new job can be daunting… is there a way companies can help you get more prepared?

The whole process of searching and finding a job can be stressful and all leading up to that all important job offer! But what happens after you accept and get your start date? The countdown begins to your first day, how do you prepare? What should you wear? What will your new team be like? We are interested in your experience of starting a new job and what would help you to hit the ground running when you get into your role.

What is Pre-boarding?

• The time period between job offer and day 1.

• Normally new recruits would get access to a graduate Facebook page and contact with your line manager to get in touch, but more could be done with regards to pre-boarding.

• For most organisations, they need to realise how important preengagement of an employee is to future success.

Allie, who has just started her graduate role in marketing, told us about her own pre-boarding experience.

“In terms of contact with my manager, I did feel supported prior to starting as we exchanged quite a few calls and emails. She explained to me what the company culture was like so I knew what to expect. However, in terms of what my role would consist of I knew fairly little so on day 1 I felt very overwhelmed, I wish I had known how important excel would be in my job as I would have practised prior to starting.

From speaking to my friends, most didn’t even have more than 1 email from their manager, so I think there is definitely room for improvement in this area of company engagement.”

We are conducting a survey to understand what you would want from a company you had just accepted an offer from, in the time between accepting an offer and your first day.

The survey should take less than 20 minutes to complete. Remember to share your name and email to be entered into the prize drawer to win the £50 amazon voucher!

This is your chance to talk to employers and influence how they support graduates before their first day. We look forward to hearing from you!

Click here to complete the survey & win a £50 amazon voucher!

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Making the most of your money whilst at University Student life can be expensive at the best of times with all of the nights out and parties to go to, never mind the added financial stress of everything you need for studying towards your degree.

This short guide contains our top tips for making the most of your money whilst at university!

1. Pot Noodles are not the only option – it’s a myth! There is a myth that students only eat junk food such as Pot Noodles and baked beans whilst studying away from home. The truth is that it is possible to eat healthily regardless of your budget and there are many ways to do this. The easiest way to overcome impulse purchases is by making a shopping list and sticking to it! It is also a good idea to cook in bulk and then freeze what you won’t eat immediately!

This way nothing gets wasted and there is always a quick and easy alternative when the cupboards are empty! Making a packed lunch is also always going to be a cheaper alternative to buying food on the go!

2. Don’t buy brand new books just because they look nice! Many universities have second hand book sales both on campus and online so be sure to check these out! More and more texts are also being made available online so check with your digital library to see which books you need to physically purchase. Don’t buy everything in your reading list – check which books are essential (and not currently available to borrow from the library) and then look to see where you can use your student discount to take advantage of the maximum savings!

3. Take advantage of special offers and value brands for the essential items! It is only when you move away to university that you realise how much you underestimate the price of basic items such as toiletries. Shop around and see which supermarket is offering the best deal for the items you are looking for. The best way to do this is by using a comparison website such as mysupermarket.co.uk. It is also important to remember that value products are often just as good as those brands we know so well.

4. Make the most of Fresher’s discounts on household items and stationery! During the month of August in the lead up to the new school term and Freshers’ Week, there are always great bargains to be had in supermarkets on both stationery and household items for those moving into new accommodation! Stock up on notepads and pens for the semester both whilst they are on discount and whilst you have the budget!

5. Resist the temptation to head to the shops every time you have money! It is tempting that as soon as you have received your student loan or been paid that you head to the shops. We can tell you now that you will regret blowing your clothes budget in the first week of the term.

There are many ways for you to save money on clothes especially by taking advantage of the student discounts available in most shops and online. You can also make money on all of those items you don’t wear anymore by using cash back websites or charities such as ‘Cash for Clothes’.

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You Make Us Different At Lloyds Banking Group, we’re looking for people with personal passions, independent ideas and open minds. With a role that matters, you’ll help us to be the best bank for customers, and help Britain prosper.

This is the ultimate platform for an influential, diverse and successful accountancy career. Finance at Lloyds Banking Group sits at the heart of every decision-making process.

We are one of the largest banks in the UK and one of the biggest companies of any type on the FTSE 100. Everything from customer satisfaction to sales growth, risk metrics to service levels is figures-driven. And we help lead in all these areas. For

you, that means a career with almost limitless potential.

Your journey You’ll explore four different placements. These can take place in any area of Finance - from tax to statutory reporting, business partnering to development capital. Crucially, you’ll also enjoy scope to find out how the function interacts with the rest of this complex and sophisticated organisation - and see the impact Finance has on the whole Group.

Learning and development Your development experience will include study for professional qualifications, in-house courses, and rapid on-the-job learning.

You can look forward to a

Lloyds Banking Group

COMPANY PROFILE

FINANCE Graduate Programme at Lloyds Banking Group combination of tailored and universal training - covering everything from the customer perspective, to leadership, to diversity and inclusion. You’ll also enjoy personal support and mentoring from experienced business leaders.

What we’re looking for Naturally, we’re looking for people who are comfortable with numbers and can understand their connection to the business. But that doesn’t mean you need a degree in Maths. What’s most important is that you can interpret numbers to identify and manage risks.

Organised and commercially aware, you’ll need to translate facts and figures into digestible concepts.

Discover more and apply at: www.lloydsbankinggrouptalent.com

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Santander

Thinking about what comes after University life?

Take the next step with Santander Early in Careers!

COMPANY PROFILE

It’s the time of year when most students start thinking about their next steps, whether that be another year of study, coming face to face with the world of work or embarking on an Intern/Graduate scheme. In the Early in Career team, we’re planning for a successful campaign to bring on board individuals to join our Santander family and build a successful long-term career with us. Currently we have both Graduate and Intern opportunities ranging across a number of business areas for those individuals who want to continue developing the skills they have learned during their studies and also be challenged through contributing to projects, such as around building new digital platforms, and creating new relationships.

Our Internship opportunities provide a really great snap shot into what it is like to work for Santander and dependent upon performance, also offers the chance to be given a place on the Graduate programme without having to go through the assessment process again. Not only does this relieve any pressure to complete interviews in the final year of your university life, it allows you to focus all of your efforts on obtaining the best results in your degree.

Our Internships last for 10 weeks over the summer and the feedback we have had from the latest Interns is that they were surprised as to how much they were able to learn about Santander in the time that they had in the business, how much responsibility they were given on projects and how many people they were able to meet and network with. The Internship has opened up many doors for the students helping them to understand what the world of work is all about but also giving them a flavour of what else was to come if they moved onto the Graduate programme and we’ve seen the highest numbers of Interns move onto our Graduate programmes this year, for this very reason.

Should you choose to stay onto a Graduate programme with us, you will have a number of developmental opportunities as well as advice and guidance throughout the programmes from knowledgeable colleagues who know what you’re going through. You will have the chance to take part in our CSR project, supporting our charity of the year, which is a great opportunity to build a network of fellow graduates that will influence the rest of your career. By the time you’ve finished your programme, you’ll have earned an

industry-recognised qualification in your area – such as a CIOBS, Professional Banker Diploma, ACCA or CIMA. We have a number of opportunities available in different business areas as below:

• Finance • Risk • Internal Audit • Human Resources • Marketing • Corporate & Commercial Banking & Global Corporate Banking • UK Banking • Technology & Operations

We base our decisions on how long the opportunities stay on the website according to the number of applications we receive and have already closed Graduate Finance, Graduate Human Resources and Graduate Risk programmes – so don’t leave it too late to visit the website and make your application!

For more information on the programmes mentioned please visit our website below:

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www.santanderearlyincareer.co.uk

Perfect Products, Perfect Careers

We strive for perfection in everything we do. You can find it in all of our stores and every aspect of our operations. You can see it in our exquisitely executed, expertly edited fashion collections; and taste it in our melt-in-the-mouth food ranges. You can feel it in every fibre of our fabrics and experience it through the warmth of our customer service.

Perfection is what inspires us; and what our customers have come to expect. As a bright, talented graduate, we see no reason why you should settle for anything less. Which is why we’ve created perfect careers with you in mind.

We now welcome over 33 million customers through our doors and over 6.1 million people to our website every single week.

And our continued growth has seen us develop new channels and expand into new markets.

Meaning, for you, that we can offer virtually unlimited opportunities.

COMPANY PROFILE

You’re an ambitious graduate looking for the perfect place to make the most of your talents and build a career.

You’ve found it at M&S.

M&S

The perfect role is waiting for you at M&S; applications open now.

Applications for our business placement and graduate programmes open from 14 September 2015.

So whether you want to pursue a career in retail management or specialise in one of the many Head Office disciplines that make our business tick, the perfect role is waiting for you here at M&S.

You can find out more about our programmes by visiting; www.marksandspencergrads.com

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RPC

RPC London Summer Scheme...

Apply now!

COMPANY PROFILE

If you never go against the grain, always follow the well-trodden path and consistently take the safe option, you could find yourself sleepwalking into a predictable career with a traditional firm. If that’s how you see your future, we wish you every success. But please look away now.

If you prefer the bold to the boring, however, and find the prospect of joining a different kind of law firm enticing, we’d love to talk to you.

We run summer vacation schemes each year to enable prospective trainees to spend time with us, getting a feel for what we do and what it’s like to work here.

If this sounds like the type of role for you, we want to hear from you.

Closing date for Summer Vacation Scheme is 31 January 2016.

We want to break the mould, rewrite the rules and redefine the legal profession. Your mission could be to build the law firm of the future, today.

And to define your career at the same time.

www.rpc.co.uk/manifesto or follow us on twitter @LifeinaLawFirm

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Lucy

Lucy says she’s been able to achieve a huge amount over the three years that she’s been at KPMG. “I’ve been working in a variety of teams and sectors, giving clients insights and advice to help protect them from risk and improve the way they operate. I’ve learnt a lot about KPMG and the wider consultancy sector – as well as developing all sorts of business skills. I started off working in data analytics before moving on to Cyber and the McLaren Alliance team. Just recently I’ve moved to our Financial Services Technology Risk team. My day-to-day role varies – I could

be doing everything from having meetings with senior people at the clients’ offices through to working on bids and proposals at KPMG.” She’s particularly proud of the positive impact her work can have for clients.

“We advise our clients on technology – what they have in place and any potential updates – and this advice can make a real difference to improving how they operate.”

She also has internal clients.

“I had the chance to work on a project that involved looking at our own cyber strategy. It meant working closely with the Head of Cyber Security within the defence sector. That kind of exposure was a great opportunity for me to develop new skills.”

COMPANY PROFILE

“I chose to join Technology Risk Consulting because I knew I’d get a great mix of client work and training.

I was also fascinated by the idea of using technology to protect and support different clients,” she says.

“Cyber Security was totally new to me when I joined KPMG, but there’s been loads of training to help me learn quickly.”

KPMG

Having studied Economics and Politics at the University of Bristol, Lucy wanted to challenge herself with a career in technology. KPMG gave her the opportunity to turn her passion into an accelerated career, and she’s made the most of every opportunity since. she’s been on the committee of NextSec – a UK networking group for young professionals working in cyber security and information risk management.

She’s also part of KPMG’s leadership team for BeyondMe – a nationwide initiative that matches charitable projects with businesses.

“There are so many opportunities to get involved in things at KMPG. You can really push yourself here – having never picked up a rugby ball in my life before, now I’m the Ladies Captain for KPMG’s touch rugby team! I’m a member of the running club too, and of KPMG’s Network of Women (KNOW).”

And Lucy’s top tip for making the most of life at KPMG? “KPMG gives you the opportunity, it’s up to you what you make of it.”

Lucy has also been busy outside of her day-to-day role. For example,

Click here to view our Technology opportunities.

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Accenture

Everyday digital payments...

Author: Jeremy Light, Managing Director, Accenture Payment Services

COMPANY PROFILE

Digital payments continue to surge in the UK, paving the way for Payment Service Providers (PSPs) to build innovative payment technologies. To successfully do so in a fragmented and highly competitive space, PSPs must tap into the youth market. Accenture and students at the University of Bath have researched strategies for doing so.

With mobile payments propositions launching thick and fast – Apple Pay, Samsung Pay, Android Pay, Zapp to name a few, how

can banks ensure that these propositions are adopted quickly, and what can they do to increase their chances of commercial success?

Full article: accenture.com/click

Young people are often the ‘gatekeepers’ to mass market acceptance and – as the UK moves towards becoming a cashless society – their behaviours and preferences provide good indication of where the market will go.

Already, among this socially influential and technologically fluent generation, 80% own a smartphone and 41% make mobile payments.

Facebook: Accenture Careers UK Twitter: @accentureukjobs Google+: Accenture UK Careers YouTube: Accenture UK Careers Instagram: accenture_uk_careers

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Nestlé UK&I

Applications are now open!

Nestlé Academy - Finance On a Finance programme you’ll be at the core of our business.

At Nestlé, we offer a wide variety of Finance roles. You may be placed in a factory which would involve liaising with senior managers and providing financial support to ensure metrics and targets are successfully achieved.

Or you could be supporting our different businesses, with their sales, promotions and marketing plans. Other roles may include working in the Audit team at Nestlé sites around Europe or reporting key financial figures to board members.

We’re looking for candidates who can build strong working relationships, understand new concepts quickly and stay focused on their goals. With a systematic and analytical approach, you’ll have a keen eye for detail and the ability to see the commercial implications of any issues that

arise. You’ll also ensure that you always deliver exceptional customer service.

information at the right time can drive efficiency and improve the overall performance of operations.

Case Study

What’s the best aspect of your job?

Name:

James Keller

Scheme:

Finance Graduate Scheme

Job title:

Factory Finance Controller Assistant

Why did you choose Finance?

Working in finance has given me the opportunity to work in roles which can have a great influence on the success of the business and its KPIs. I enjoy working with people, and my current role allows me to provide financial support to management for key decision making. Giving these stakeholders the right

COMPANY PROFILE

As the world’s leading Nutrition, Health and Wellness Company, we are constantly on the lookout for the next generation of future leaders.

Applications for our 2016 intake of Graduates, Placements, Interns and Fast-Starts are now open; please visit nestle.apply.cappats.com/ Jobs to see the job opportunities available.

Working with a wide range of people. The FMCG (Fast-Moving Consumer Goods) industry is very dynamic and there are a number of different challenges presented every day. This gives me the opportunity to liaise with a diverse range of people on a day-to-day basis.

One tip you would give someone thinking about applying for Nestlé?

Be yourself. Show your true personality and passion throughout the recruitment process.

To see all of the opportunities we have available please visit - nestle.apply.cappats.com/Jobs Follow us on Twitter to stay up to date with the latest happenings within the business - twitter.com/NestleAcademy

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Civil Service Fast Stream

Civil Service Fast Stream Internship programmes: Where will you lead?

Are you looking for an insight into the world of government but aren’t sure where to start? Want a taste of working in the Civil Service?

Need some myths debunking?

COMPANY PROFILE

If you are a diverse first year undergraduate or a diverse penultimate or final year undergraduate, look no further than our Diversity Internship Programmes, which are now open for applications!

If you are from a Black, Asian or Minority Ethnic (BAME) background, or from a disadvantaged social or economic background, or disabled (only for the Summer Programme) you can apply for our two Diversity Internships:

Early Diversity Internship Programme • For first year undergraduates, this is a one week placement in a governmental department.

• You will attend networking sessions and skills workshops, and shadow an actual Fast Streamer as they work in the department.

• We’ll also provide assessment survival workshops with all you

00

need to know about applying for graduate vacancies.

• The programme is ideal if you want to learn, in a short space of time, whether the Civil Service is right for you.

• You’ll need at least a 2:2 (expected or achieved) in any degree field

APPLICATIONS CLOSE 30 NOVEMBER 2015 Summer Diversity Internship Programme

place on an intensive coaching programme, designed specifically to enhance your chances of success in the Fast Stream selection process – as high as 40% success rate.

• You’ll need at least a 2:2 (expected or achieved) in any degree field, and be a UK, EEA, Commonwealth or Swiss citizen.

• £300-350 per week, including travel and other expenses.

• You’ll need to be available to work between June and September 2016

APPLICATIONS CLOSE 4 JANUARY 2016

• For undergraduates or postgraduates in their penultimate or final year of study.

• This is a six to nine week paid placement in a governmental department, carrying out challenging project-related work such conducting research and shadowing senior civil servants, with an end-of-programme appraisal report.

• Opportunity to compete for a

See www.gov.uk/government/organisations/civil-service-fast-stream for more in-depth information on any of the streams.

We need forward-thinking, driven, perceptive students and graduates to help our customers realise their hopes, dreams and ambitions. This means people who are dependable, open to different ideas and cultures, and enjoy being part of a team. People who have the potential to become the future leaders of HSBC. We offer internships and global graduate programmes in many parts

www.hsbc.com/careers

of the world, in Commercial Banking, Global Banking and Markets, Global Private Banking, and Retail Banking and Wealth Management.

At every stage of your journey, you will learn and discover new skills in our diverse, values led culture. We’ll be there to help guide and encourage you to explore new paths, as well as provide the opportunities for you to connect with customers, colleagues and the communities in which we operate. Joining one of our internships or global graduate programmes will be the start of a rewarding career in banking.

COMPANY PROFILE

The World is changing.

New trade routes are being pioneered. New centres of wealth are emerging.

Regulation has a greater impact than ever. In this rapidly evolving climate HSBC is committed to setting the benchmark for banking and we’re looking for progressive minds to join us.

HSBC

HSBC Graduate and Internship Opportunities: Progressive Minds Apply

into the future. Valuing difference is a core principle at HSBC. We know that we achieve more when we bring people together, in business and in communities.

Ours is an inclusive environment that supports flexible working, treats people with respect and welcomes different opinions.

We focus on doing the right thing, and delivering long-term sustainable value to our clients and communities.

A world of possibilities awaits you.

We aim to be the world’s leading international bank. We’ll achieve this by recruiting talented students and graduates who share our vision and can lead us

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You + TUI = a profitable investment in your future career TUI

COMPANY PROFILE

TUI UK & Ireland contributes almost half of the profitability of the TUI Group and so your contribution as a member of our high performing Finance Team counts from Day One! A member of the TUI Group, TUI UK & Ireland is the UK’s largest tour operator with key brands including Thomson, First Choice and Thomson Cruises Our airline, Thomson Airways, is the UK’s third largest with 60 aircraft operating to over 73 destinations in 20 countries and was the first in the UK to take delivery of Boeing’s 787 Dreamliner.

With a team of 13,300 employees, we serve more than 5.2 million customers each year within the UK.

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On our Finance Graduate Programme you could find yourself supporting any aspect of our business, over at least three distinct rotations across our UK Finance Teams, whether it be the aircraft we fly, our Thomson & First Choice stores and websites, our holiday programme or the hard financials. Examples of some of our recent finance graduate roles have included Cruise Accountant, Finance Analyst – Trading & Pricing, Revenue Accountant and Airline Engineering Finance Analyst.

If you possess numeracy and analytical skills combined with a positive and optimistic “can do” attitude, commercial awareness and ability to make brave decisions then we would like to hear from you. We are currently accepting applications for our Finance Leadership Graduate Programme – see www.tuijobsuk.co.uk for full details and information on how to apply.

Application closes on 15th January 2016.

As well as supporting you through an accelerated CIMA qualification, we commit to providing you with a development programme which covers aspects of financial & management accounting, reporting and analysis whilst giving you the business overview that you can build upon as you progress through your career at TUI.

To find out more and apply visit: www.tuijobsuk.co.uk

Please join us from the 2nd November for the above competition.

Pursue your passion. Choosing to start your career with Arcadis is a bold decision it shows you’re thinking big for the future. As part of our global business, there’s every chance you’ll get to work on some of the world’s most high profile, challenging and transformative projects. Everyone is a vital and meaningful part of our vision. From day one you will we encouraged to play your part in the wider scheme of things.

www.arcadisukgrads.com

We operate across a wide range of sectors and our professional skills include disciplines from asset and facilities strategy to cost consultancy, programme management, engineering and environmental consulting.

COMPANY PROFILE

Show the world where you have been and capture images that make our world a better place.

Arcadis

Win an all expenses paid weekend break and go pro to show the world where you have been – in our Twitter competition #ArcadisVisionsUK. most iconic buildings and structures. In London these include the current London Bridge Station redevelopment, the Cycle Superhighway design and the original design engineering for Tower Bridge in the 1890’s.

EC Harris became part of ARCADIS in 2011 and in the UK it is the leading built asset advisory practice, program and cost management consultancy. It has worked on many of the UK’s most important structures including Terminal Five at Heathrow, the Thames Tideway tunnel and the Olympic Park. Founded over 100 years ago it employs the most Chartered Surveyors in the UK. Hyder became part of ARCADIS in 2014 and is a multinational design and engineering consultancy renowned for working on some of the world’s

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Vodaphone

We’re at our best when you’re at yours

COMPANY PROFILE

Vodafone didn’t become a global technology leader by accident. We did it by looking after our people. From flexible working and great training to rewards, you’ll find there’s plenty to smile about. And if that wasn’t enough, you’ll have the chance to shape the world for our 407 million customers.

We are now recruiting for talented graduates to join our two year Graduate Discover programme in September 2016.

Discover what you can achieve in two years

During your two years with us you’ll work on real business projects, with real responsibility from the start.

You’ll get to know all about us, how we work and what we stand for.

And you’ll learn lots about yourself too

Whilst some of our programme areas may appear to be more suited to certain degrees, we welcome applications from any degree discipline, what’s more important is that you love innovation and are customer focused.

There are 7 different areas you can choose to join:

• Commercial Marketing • Customer Experience and Sales • External and Corporate Affairs • Finance • Human Resources • Retail Management • Technology

The Graduate Discover Programme is a fantastic and unique opportunity to experience life at one of the world’s most innovative companies.

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To find out more visit: careers.vodafone.co.uk/graduates