Medicare: what’s new and FAQs ................... Daniel Curry

What’s new and some FAQs

BY DANIEL CURRY

older, as well as some people under sixty-five with certain conditions and disabilities. Medicaid is a joint federal and state program that helps provide health coverage to those with limited income and resources. Those who qualify can have both Medicare and Medicaid.

Q: What are some resources available right now?

A: For more answers about Medicare, consult these resources. medicare.gov 1-800-MEDICARE (1-800633-4227) FY

Daniel Curry is Assistant Editor of Forever Young.

Whether you are nearing the age to enroll in Medicare or are simply curious about the changes that may affect your coverage, here is an FAQ that may help.

This information and more can be found at Medicare.gov, along with other helpful guides.

Q: What are the most recent changes to Medicare?

A: Some of the most recent include an increase in Part B’s monthly premium, as well as an increase in Part B’s deductible. Additionally, there is now more help with insulin costs, as well as increased availability of mental health services via telehealth.

Q: What are the different parts of Medicare, and what do they cover?

A: Part A (Hospital Insurance) helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Part B (Medical Insurance) helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and many preventive services.

Part D (Drug Coverage) helps cover the cost of prescription drugs (including many recommended shots or vaccines). Advantage, is a Medicare-approved plan from a private company that offers an alternative to original Medicare for your health and drug coverage.

Q: What do supplemental plans do?

A: Also known as Medigap, supplemental plans are sold by private companies to help fill in the “gaps” in original Medicare. They work well for those who have specific and/or specialized medical expenses.

Q: How old do you have to be to get original Medicare?

A: You’re eligible for Medicare at age sixty-five and must have been an American citizen for at least five years at the time of enrollment.

Q: Can I receive Medicare before age sixty-five?

A: Yes, under certain circumstances. If you receive Social Security Disability benefits or if you have specific diagnoses.

Q: How do I know when I can get Medicare?

A: If you are unsure about your Medicare eligibility, speak to a licensed agent to figure out your best course of action.

Q: What is the difference between Medicare and Medicaid?

A: Medicare is federal health insurance for those sixty-five and

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