Bolingbrook 7-19-12

INSIDE

News Boughton Road construction ends

SPORTS Local helps South win All-Star game

PAGE 5

PAGE 13

www.bolingbrookbugle.com

Our Village, Our News

JULY 19, 2012

Vol. 6 No. 1

TOWNSHIP TO HOST FAMILY FUN FEST Annual Family Fun Fest includes face painting, portable climbing wall, live music and fun for the entire family

By Laura Katauskas Staff Reporter

The DuPage Township is reaching out to families, offering a little fun and support, and lining up a variety of events for its residents.

The annual Family Fun Fest will be held from 12 to 4 p.m. July 29 at the Township Center, 241 Canterbury Lane. The event is free and is open to all residents in DuPage Township. Kids activities such as face painting, games, a portable climbing wall, two clowns, dunk tank and much more will all be part of the fest.

According to Youth Services Director Anthony Morelli, this year’s event was able to be “super-sized,” thanks to the support of sponsors such as the VFW, who is coordinating its motorcycle event with the fun fest.

In addition, live music by Rumor Hazit

will be performed and beer and wine will be available for purchase for those who are over the age of 21.

The township is also gearing up for its major giveaway. In its last big event of the summer, it will host the Tools for School event at the end of August, which keeps growing every year.

Last year more than 600 kids in the area were able to sport a new backpack filled with school supplies thanks to the efforts of the DuPage Township Youth Service Department.

Morelli, said this year, this event will be “super-sized” as well. Thanks to local sponsors, the township will add free haircuts courtesy of Paul Mitchell School in Chicago, free health screenings courtesy of Bolingbrook Adventist Hospital, and free See FUN FEST, page 5

Bugle File Photo

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THE BUGLE JULY 19, 2012

BEST

VOYAGER MEDIA OF THE BRINGS HOME IPA AWARDS

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EDITORIAL AWARDS

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And it’s all thanks to you, our readers.

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News

Village continues path to electrical aggregation

By Laura Katauskas Staff Reporter

The move to cheaper electric rates is close, but officials warn residents that a deal has yet to be confirmed, despite companies trying to solicit customers.

Garnering cheaper electric rates is one step closer as the village of Bolingbrook continues the path to electrical aggregation.

In March, voters chose to band together in what is the largest aggregate group to come together in Illinois to purchase electricity at a cheaper rate.

A referendum to allow communities to pursue such an option was approved.

Each of the 15 communities has to complete various steps before that savings will be realized, including holding two public hearings. Bolingbrook held those hearings on April 16 and May 8.

The village has also just adopted a plan of operation and governance, and is now going out for bid to solicit electrical supply. DaCott Energy has been retained by the Will County Government League to conduct the process of bidding the electricity needs of the group and analyzing the bid results.

Bolingbrook Mayor Roger Claar explained that once an alternative power company is chosen by bid, all applicable accounts would be moved.

The process is automatic, and residents are not required to do anything. However, individual customers will have the option to opt-out of the aggregation for whatever reason and will be given information on how to do

so before any changes occur.

Nearly 135,000 households stand to benefit from the passed referendum, and there still remains the potential for others to come on board.

According to the Will County Government League, electric aggregation allows local governments to bundle residential and small commercial retail electric accounts and seek bids for a cheaper supply of power. Currently, ComEd customers receive electricity at a price set each year by the Illinois Power Agency, a governmental body that secures electricity on the wholesale market on behalf of ComEd. By bundling residential and small commercial accounts, municipalities can go out into the open market to seek a lower rate for electrical supply.

The sole purpose of electric aggregation is to save residents money of the supply side of their electric bill. Savings may start to be seen as early as August. lkatauskas@buglenewspapers.com

THE BUGLE JULY 19, 2012 3

Quinn ends legislative scholarship program

By Sherri Dauskurdas Staff Reporter

After more than three years in discussion, a controversial scholarship program has been abolished in Illinois.

Last week, Gov. Pat Quinn signed a law dismantling the long-time General Assembly Scholarship Program, which had allowed elected state officials to annually waive tuition and fees at state universities to eight students within in their district.

Designed with the intent of giving needy and deserving constituents an opportunity to attend college, the program had become marred by ongoing reports of abuse. Allegations that some politicians had been granting the scholarships to the sons and daughters of friends, family and campaign donors had come to light. Over the past several years, members of the Illinois General Assembly have begun voluntarily opting out of

the scholarship program.

The Illinois House has been supportive of the bill, and Quinn has tried to make it law since the beginning of his term in 2009.

“Because of the abuses of some lawmakers, the program became tainted,” Rep. Tom Cross said.

“Over the last couple of years, the Illinois House has voted to eliminate the program. Finally, the bill has made it through the Senate and onto the Governor’s desk for signature.”

Recipients already nominated for the 2012-13 school year still will be awarded their scholarships, but House Bill 3810 provides that members of the General Assembly may no longer grant such awards after Sept. 1.

The cost of higher education has risen dramatically over the past two decades. In Illinois, the cost of attending a public university has in some cases tripled since 1992. Because of rising costs, student loan debt has risen dramatically.

During the 2010-11 school year, the scholarship program cost 11 of 12 public state universities an aggregated $13.4 million in waived tuition fees, monies for which the schools are never reimbursed. Those costs are often passed onto paying students, driving the cost of a college education even higher.

“There is no place for political scholarships in Illinois,” Quinn said as he signed the new bill into law. “I believe in the power of education, the importance of ethics and integrity, and the idea that you can get ahead in life with a little hard work.”

HB 3810 also creates a task force to review all tuition and fee waivers offered by state universities, ensuring that taxpayer dollars funding these public institutions are being spent appropriately and helping those of merit in financial need.

The task force must report its findings on or before April 15, 2013.

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THE BUGLE JULY 19, 2012

Boughton Road construction project comes to a close

By Laura Katauskas Staff Reporter

The end is in sight.

Construction to remedy the bulging of a section of Boughton Road is set to finish by the week’s end.

According to Public Works Director Mike Drey, the last layer of asphalt will be completed along with the striping of the lanes—the final process that will end the project that began in June and stretched for two miles along Boughton Road.

FUN FEST Continued from page 1 dental exams courtesy of the Will County Dental Van. The generosity of local businesses is what keeps this program growing, one that started out being able to support 100 kids in its first year, Morelli explained.

road from Sunshine Drive to Schmidt Road.

To be able to provide power to the village, ComEd was allowed to place junction boxes, about 8 feet tall, 20 feet wide and 20 feet deep, along a section of Boughton Road nearly a decade ago. At these sections of road where the boxes were placed, water seeped into the area due to extreme changes in weather and the road would buckle in the eastbound lane.

“Traffic flow is fine and the project should be done by the end of the week,” Drey said.

The village had hoped to complete the project in the fall of last year, however, long delays with the Illinois Department of Transportation and the contractor pushed back the start date.

The portion of Boughton Road was laden with buckling pavement in effect caused by Commonwealth Edison years ago, which required a complete overhaul of the section of the

katauskas@buglenewspapers.com

The township welcomes individuals, businesses, churches, non-for-profits and organizations to help by donating finances, supplies and their time.

Morelli reminds potential participants of the program that they do need to meet certain requirements to be eligible. To register, contact the DuPage Township at 630-759-1317 or visit www.DuPageTownship. com.

Organizations or companies that would like to make a donation can drop supplies off at 241 Canterbury Lane, Bolingbrook.

The DuPage Township Youth Service Department was established to support and provide youth services to its residents. Its goal is to provide and expose the youth to programs that are fun, offer prevention services, safety awareness and build self-esteem and self-confidence.

THE BUGLE JULY 19, 2012 5

Man arrested for Bolingbrook shooting

By Laura Katauskas Staff Reporter

Bolingbrook Police arrested a man involved in a shooting Friday evening in the area of Lot J on Beaconridge Drive.

According to Lt. Mike Rompa, police responded to the area after a report of shots being fired and a person seen on the ground with several on top of him. Rompa said as police units began to arrive an officer observed an individual running northbound on Route 53.

At Route 53 and Beaconridge Drive, the officer stopped the man, later identified as Guadalupe Galvin. A .25

caliber handgun was found in his possession. Galvin was taken into custody at that time and charged with aggravated discharge of a firearm, unlawful use of a weapon and no firearm owners identification card. He was subsequently transported to the Will County Adult Detention Facility Rompa said no victims were located at this point and it was unknown if any exist. He reported that allegedly several subjects were observed fleeing the area prior to police arrival.

The incident remains under investigation. katauskas@buglenewspapers.com

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THE BUGLE JULY 19, 2012

Police

blotter

The following items were compiled from the official reports of the Bolingbrook Police Department. Appearing in the police blotter does not constitute a finding of guilt, only a court of law can make that determination.

22 21

Mario Pena, 42, 218 Malibu Court, was arrested at 10:05 p.m. on July 4 and charged with unlawful use of weapon and battery, after striking the victim several times with a pair of nun chuck on the 100 block N. Bolingbrook Drive.

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15 11 12

3 9

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2 17 20

Malik Chappell, 19, 1863 Marne Road, was arrested at 4:15 p.m. on July 4 and charged with retail theft at Meijer, 225 N. Weber Road.

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7

1

2

8 BHS

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Otis Simpson, 23, 332 Drake Ave., was arrested at 3:19 a.m. on July 4 and charged with two counts of DUI and speeding, following a traffic stop at Route 53 and Robinhood Way.

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4

13 18 19

3

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Andres Gomez, 44, 439 Salem Square, was arrested at 1:20 a.m. on July 5 and charged with a traffic sign violation, driving on as suspended license and two counts of DUI, following a traffic stop at Route 53 and Beaconridge Drive.

4

Devon Wallace, 21, 1 Raven Court, was arrested at 10:36 p.m. on July 5 and charged with criminal damage to property, disorderly conduct and interfering with reporting domestic violence, following a call to the 310 building of Woodcreek Drive.

5

Sean Buckley, 20, 591 Euclid Ave., Glen Ellyn, was arrested at 2:51 a.m. on July 5 and charged with DUI, possession of cannabis and possession of drug equipment, following a traffic stop at Weber Road and Rodeo Drive.

6

Five vehicles parked on the 100 block of Sunset Lane, were burglarized between 2 and 7 a.m. on July 5. Two stereos, two GPS units, a brief case, U.S. currency and payroll check were taken.

Losses valued at $1,100.

7

Christopher Gunn, 29, 5657 W. North Ave., Chicago, was arrested at 3:05 p.m. on July 6 and charged with criminal trespass to property on the 100

8

block Jamestown Lane, after a call to the area for a fight.

Two juveniles were charged with curfew violation and possession stolen property and Cameron Morris, 18, 1032 Churchill Drive, was arrested at 1:30 a.m. on July 6 and charged with possession of stolen property at Route 53 and Rockhurst Road.

9

A 1999 trailer was taken from a parking lot on the 500 block of Territorial Drive between July 4 and July 7.

10

Watson, 44, 365 N. 11 Lorna Pinecrest Road,was arrested at 10:19 p.m.on July 7 and charged with improper lane usage, improper turn at intersection, DUI and illegal transportation of alcohol, following a traffic stop at Barbers Corner Lane and Boughton Road.

12

Derick Rimpson, 18, 808 Grove Lane, was arrested

at 1 p.m. on July 8 and charged with retail theft at Target, 1188 W. Boughton Road.

Brian Fitch, 35, 4001 W. Devon Ave., Chicago, was arrested on July 8 and charged with a warrant on the 400 block of Devonshire Lane.

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Govan, 18, 252 Tudor 14 Paris Court, was arrested at 4:59 p.m. on July 8 and charged with credit card fraud and resisting a peace officer on the 100 block of Lily Cache Lane.

Carl Banks, 33, 7 Wood Court, was arrested on July 9 and charged with suspended registration, driving on a suspended license and two counts of DUI, following a traffic stop at Boughton Road and Route 53.

15

Anna Latheridge, 53, 625 W. Briarcliff Road, was arrested at 5 p.m. on July 10 and charged with forgery on the 300

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block of W. Briarcliff Road.

Derrick Robinson II, 41, 412 Wellington Lane, was arrested at 1:27 p.m. on July 10 and charged with speeding and DUI, following a traffic stop at Jennifer Lane and Weber Road.

17

Martin Hopper, 33, 727 N. Grand Ave., Springfield, was arrested at 9:16 p.m. on July 11 and charged with two in-state warrants, possession of drug equipment and possession of controlled substance, following a traffic stop on the 100 block of E. North Frontage Road.

18

Speedon, 31, 501 19 Jose N. 4th St., Fairbury, was arrested at 9:16 p.m. on July 11 and charged with a seat belt violation, possession with intent to deliver, possession of controlled substance and possession of drug equipment, following a traffic stop on the 100 block of E. North Frontage Road.

Myisha Bridges, 32, 13L Fernwood Drive, was arrested at 4 p.m. on July 11 and charged with an in-state warrant on the 300 block of W. Briarcliff Road.

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Tashiana Gant, 19, 606 Preston Drive, was arrested at 6:36 p.m. on July 11 and charged with battery and Kimberly Hollister, 25, 606 Preston Drive, was charged with battery and an in-state warrant, following a call to the 500 block of Kildeer Drive for the report of a fight.

21

Kimberly Long, 43, 4N 120 Kaelin, West Chicago, was arrested at 5:09 p.m. on July 11 and charged with retail theft at Meijer, 755 E. Boughton Road.

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Adam Cappello, 20, 4 West Bailey Road, Naperville, was arrested at 9:40 a.m. on July 11 and charged with an instate warrant on the 300 block of Deering Lane.

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Forum

What’s on your mind?

You are invited to use the Forum page of The Bugle to express your opinions about matters that affect our community.

E-mail your letter to Matt Honold, managing editor, at mhonold@buglenewspapers.com. For more information, call (815) 436-2431.

Letters to the editor must include the writer’s name, address and daytime phone number for verification purposes. Please try to limit your comments to 500 words or less. The editors reserve the right to publish, condense, revise or reject any submissions.

Send us your news It’s easy; just follow the 5 W’s: What is happening: Describe the event or the purpose of the news release.

Who: The subject of the event. Also, include a name and phone number or e-mail address that can be published so readers can call for more information.

When: Give date and time.

Why, or for what purpose: Explain the nature of the event.

Where is it happening: Give the exact street address.

E-mail community news releases to sweditor@ buglenewspapers.com The Bugle reserves the right to subsequent publication of all submissions, in full or in part, through the newspaper’s archives or any other electronic library.

Send us your photos Did your club host a bake sale? Did your Cub Scout run a fundraiser car wash? Did your church group volunteer to paint a senior’s home? If you have photos from your group’s fundraisers or events we would be glad to publish them. Please submit them to sweditor@buglenewspapers.com. Be sure to include information about the event, such as when, why and where it occurred.

Opinions printed on this page, whether in Letters to the Editor or in columns or cartoons, are the opinions of the writer and not necessarily of this newspaper, its publishers, editor or employees. Only editorials reflect the views of the newspaper.

Publisher & Editor Rich Masterson publisher@buglenewspapers.com Managing Editor Matt Honold mhonold@buglenewspapers.com Reporters Sherri Dauskurdas Rick Kambic Laura Katauskas Jonathan Samples Robin Ambrosia Sports Reporters Mark Gregory mgregory@buglenewspapers.com Scott Taylor staylor@buglenewspapers.com Editorial Deadlines Calendar & News: 3 p.m. Monday, three weeks before date of publication Letters to Editor: 9 a.m. Friday sweditor@buglenewspapers.com

www.buglenewspapers.com Vice President of Advertising and Marketing Michael James mjames@voyagermediaonline.com Production Manager Andrew Samaan andrew@buglenewspapers.com Advertising Sales sales@buglenewspapers.com Voyager Media Group, Inc. P.O. Box 1613 Plainfield, IL 60585 (815) 436-2431 • Fax (815) 436-2592 Mon. - Fri. 9 a.m. to 5 p.m.

Ad Deadlines Space and Copy deadlines for Display and Classified Ads is 3 p.m. Friday before date of insertion. classifieds@buglenewspapers.com Legals, Obituaries and Happy Ads are due at 3 p.m. Friday. announcements@buglenewspapers.com

THE BUGLE JULY 19, 2012

Illustrated Opinions

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THE BUGLE JULY 19, 2012

Schools

VVSD personnel get ready for 2012-13 school year

By Laura Katauskas Staff Reporter

With the school year set to start in nearly a month, the Valley View School District 365U is lining up its personnel.

The district is near its completion of the Reduction in Force (RIF) process, resulting in the majority of its teachers and aids being recalled. However, 38 individuals did not receive a recall. According to Executive Director for Human Resources Sharon Hawks, the certified process has been complete, with all but five teachers being recalled. Within the classified personnel, 33 aides were not

called back.

Hawks said all individuals that were not called back will have the opportunity to be called back if a position opens within the year and will be called back in the order of seniority.

The board also approved other new changes in personnel positions within the district.

Kathleen Nigro was named assistant principal at R. C. Hill Elementary School in Romeoville. Nigro, comes from B.J. Ward Elementary School in Bolingbrook,where she was a first grade teacher. She has worked in various roles throughout the district since 2002. Nigro holds a bachelor degree in elementary

education from Elmhurst College and a master of education degree in administration and leadership from Benedictine University.

She is taking over the position left by Robert Halverson who pursued another position outside the district.

Laura Lucas will take on the role of assistant principal at Irene King Elementary in Romeoville.

She has served the district in various roles since 2003-2004, the last as a reading specialist at Irene King. She holds a bachelor degree in education from Northern Illinois University, a master degree in reading and literacy with an English language learner endorsement from

Benedictine University, and a master degree in educational leadership from the American College of Education. She succeeds Jeremy Majeski who left to take a position in another school district.

“I look forward to serving the families of the community and am very proud to be given the position,” said Lucas.

Kristin Soprych was named the new student services administrator for the Valley View School District’s Secondary Transition Experience Program.

She has served the district since 2008 serving as Brooks Middle School Student Services Resource Team Leader and has

prior experience as a seventh grade learning specialist and a special education teacher. The STEP program, housed in the southeastern portion of the Brooks Middle School building, is designed to assist selected 18-to21 year-olds with their transition from high school to life on their own.

In addition, the school district continues to be in contract negotiations with the teacher’s union. According to School Board President Steve Quigley a meeting has been scheduled to review the contract which he believes will be settled shortly. katauskas@buglenewspapers.com

BHS student volunteers help make summer fun for kids Summertime means fun time for nearly 120 elementary school students enrolled in DuPage Township’s Summer Bridge Program at Bulldog Park in Bolingbrook.

Summer Bridge,designed to keep children fit and moving during summer break, was launched last year through a partnership that included Bolingbrook resident Toni Greathouse, DuPage Township’s Youth Director Anthony Morelli, and Chris Martner of the Bolingbrook Park District. This year, the Township has taken the lead.

“Our goal is to get the kids away from video games, off the couch and outside,” said DuPage Township Youth Director Anthony Morelli. “Plus, we have such a

diverse community that this is a great way to get them together to play and socialize and become friends.”

Jackie Smith, the Township’s summertime assistant to the youth director, is back for a second year as Summer Bridge on-site coordinator, while fellow Bolingbrook High School grad Kristina Parro is assisting. Also on hand are 42 BHS National Honor Society members who are volunteering their time to work with the children.

“They are the best,” Smith said.

“They’re out here interacting with the kids, playing with them as opposed to supervising them.

They’re really helpful. We’re thankful for them.”

Summer Bridge meets for two

hours three days a week.

“Although we still start the day with some calisthenics, we took out most of the jumping jacks per

se from last year and incorporated more play games like dodge ball,” Morelli said. “That’s the best way to keep their enthusiasm. If you

make it too much like a class, it tends to not be as fun for them.”

See VOLUNTEER, page 10

Calendar ONGOING Senior Services Center of Will County Activities.

Senior Services Center of Will County wants to keep seniors healthy and living independently as long as possible. We have two exercise classes that we would like to feature; Tai Chi and our Westfield Walkers Club. Tai Chi is offered here at the center on Tuesday’s and other locations throughout the county. This is a 12-week program and is enjoyed by all the seniors that participate. Join us on Mondays and Wednesdays as we walk the mall. Not only do you get the benefit of walking twice a week, once a month we offer a free breakfast at Panera and an opportunity to hear a speaker provided by Provena Health.You can take a 12 week Tai Chi class for a $20.00 suggested donation, and you can join our Westfield Walkers Club for $25.00 per year.

For more information please give us a call at 815-723-9713.

BolingbrookAmateur Radio Society.

The Bolingbrook

Amateur Radio Society meets on the third Monday of each month at 7:30 p.m. at Fire Station #5, 1900 W. Rodeo Drive in Bolingbrook. All ham radio enthusiasts are invited to attend.

Meetings usually include a presentation and refreshments.

VE testing is held prior to each meeting at 6:30 p.m. for those wishing to take any level of license exam. Candidates must bring a photo ID, any pending Certificates of Successful Completion, and the test fee of $15. For more information, visit www.k9bar.org.

the storytime room.

Concert Series. 3 p.m. on the third Sundays of February, March, April and May at Friendship United Methodist Church, 305 E. Boughton Road, Bolingbrook. Performers include current church members, former members, and guest artists.

Birth After Cesarean.

Meet other moms who are planning their natural birth after cesarean section. Come for encouragement, support and information to plan your next birth. Meetings are held at noon the first Monday every month in Romeoville. Call Melanie at 253861-5897 -VBACesarean@aol. com

Family storytime. 7-7:30 p.m.

Tuesdays at the Fountaindale Public Library. On Tuesday evenings, get the family together to hear stories and sing songs in

Knitter’s Nest. 10 a.m. to noon at the Fountaindale Public Library. Weekly drop-in knitting and crochet group in the library’s board room.

Fly tying. 7-8:30 p.m. at Outdoor World, 709 Janes Ave., Bolingbrook. Join master fly tier Bob Davenport in the Fly Fishing Department for some great tips on fly tying and to answer any questions or concerns you may have. For more information, call the store at 630-296-2700.

Need a Job or GED Classes?

Education Service Network

THE BUGLE JULY 19, 2012 NFP Inc.’s Career Seekers GED/ Workforce program, a program of the Regional Office of Education is located at 179 North Chicago St. Joliet, Illinois 60432.

We offer GED classes/resume preparation/job placement for participants between the ages of 16 and 21. Classes meet Monday through Thursday from 9 a.m. to noon; Tuesday and Thursday evenings from 6 to 8 p.m. and Saturdays from 1 to 3 p.m. We also offer GED classes at our satellite site at the Friendship Centre at HighPoint, 175 South HighPoint Drive, Romeoville on Monday and Wednesday from 6 to 8 p.m. Equal Opportunity Employer/Program Auxiliary aids and services are available upon request to individuals with disabilities. For more information call 815-774-8902 or 815-7748922.

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Employment. Will County Workforce Services host its free weekly Career Café for job seekers at 10:30 a.m. every Tuesday in Room 519 of the JJC Renaissance Center, 214 N. Ottawa St., Joliet. Reserve a spot by calling 815-727-4444, Ext. 122, or emailing bwashington@ willcountyillinois.com.

Large Food Pantry. To better serve your needs, Power Connection’s Large Food Pantry will now be open on the 2nd and 4th Mondays of the month from 1 to 6:45 p.m. Due to the holiday, our Large Pantry will be open on Tuesday, May 29th, at 999 Remington Blvd, Suite F, Bolingbrook, and grab a shopping cart! Next month, June 11 and 25. For a $20 donation you can shop the aisles See CALENDAR, page 10

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THE BUGLE JULY 19, 2012

CALENDAR

makeithappendupage.com.

Main Street Live. 7 to 9 p.m. at the Promenade Bolingbrook, Continued from page 9 631 E. Boughton Road, of canned/boxed goods, drinks, Bolingbrook. Bring your chairs deserts, snacks, breads, fruits & or sit on a blanket to enjoy vegetables. You will also receive the free concert (weather a pre-selected bag of meat. There permitting). This week, Windy is no income verification and all City Country will play hit residents of Illinois are welcome. country songs.

The Clothing Pantry is open JULY 21 from 9 a.m. to 6:45 p.m. on those Mondays. We carry clothing for Lamaze. 9 a.m. Adventist men/women/children as well Bolingbrook Hospital, 500 as household items, furniture, Remington Blvd. This class will sundries, toys and so much focus on childbirth as a natural more! Cleaning out your house? process of life and discuss We accepts donations Monday- relaxation and breathing Thursday, 9 a.m. to 4 p.m. Call techniques, pain management, (630) 679-6899 or visit www. epidurals, variations in labor thepowerconnection.org for and cesarean births. The class more information/services is taught by certified Lamaze available such as our Extension instructors.Tour of the women’s Food Pantry, Computer Classes, unit is included. To register, call Forklift Classes.

Volunteer 630-856-7525. Cost is $90 per opportunities also available to couple. serve your community!

JULY 19 Farmers’ Market. 3 to 8 p.m. near the Village Green in Bolingbrook. To participate in the market or get more information about it, visit www.

JULY 25

Great Reads Book Club.

7-8 p.m. in the Fountaindale Public Library’s Board Room.

Discussion of “The Paris Wife”

by Paul McLain. For more information visit the library.

VOLUNTEER Continued from page 8 Morelli credits DuPage Township officials with their foresight in supporting such a program.

“In order to make this work, you have to have a board that really believes in what we’re doing,” he said. “Our Board of Trustees and Supervisor William Mayer believe in taking a proactive approach with youth by keeping them active and involved. If it wasn’t for them, we wouldn’t be able to do this.”

Morelli added that Linda Youngs, assistant to the supervisor,has been invaluable in helping the program to succeed.

Even though this year’s program doesn’t end until the first week in August, Morelli and his team are already thinking about next year’s Summer Bridge Program.

“We’d like to double in size again and have multiple locations,” he said. “I’d like to get us toward Romeoville.”

Take 5

THE BUGLE JULY 19, 2012 11

H o ro s c o p e s

Across

1 Brother of Ham 5 Finishes (up) the gravy 9 Performance lead-in 14 Mystique 15 Aussie water hazard 16 Aired, as “Hogan’s Heroes,” say 17 Urban area set aside for pekoe purveyors?

19 Symphony section 20 Cross 21 Half of MXIV 22 “Julie & Julia” co-star 25 New Zealand lamb-exporting method?

28 End of the line?

31 Swimmer who channeled her energy?

32 Store, as ashes 33 Contests ending in draws?

35 Drifts off 36 Pinkish yellow 37 Hoax 41 Low lands

42 Wine made from the Garganega grape 43 Have a onetrack mind 47 “The Look of Love” and “Suddenly I See,” e.g.?

49 Pitch notation for Debussy’s “La Mer”?

51 Revered Mother 52 Keen 53 Team playing in The Big A 56 Icelandic literary treasures 58 Island allotment?

62 Rubbed-out spirits 63 Needing darning 64 Polis starter 65 What wavy lines may represent 66 It’s about a foot 67 Regretted

Down

1 Wasn’t used 2 Shade 3 Stat for CC Sabathia 4 People who knead people 5 Work with clay, say 6 Lacking a paper trail 7 Skin feature 8 Dramatic division 9 Bargain basement abbr.

10 As required, after “if” 11 “Felicia’s Journey” writer William 12 Like some saws and tires 13 Not remote 18 Versatile game piece 22 Magazine ad meas.

23 __ melt 24 Do another stint 26 “Let me think...”

27 Mad VIPs 29 Hot star 30 Turn to mush 34 “Calm down!”

36 Winery buy

37 Like expensive restaurants, hopefully 38 Meet assignment 39 Madison et al.: Abbr.

40 Cubs’ spring training city 41 PC dial-up upgrade 42 Commemorative pillar 43 Lake Ontario port 44 Like some women’s evening bags 45 Refused 46 Filled pastry 48 Unlimited, in verse 50 Almanac offerings 54 Sodium hydroxide, in lab shorthand 55 Sandwich with tzatziki sauce 57 Family girl 59 Post-op stop 60 Unrefined metal 61 Quiet bid

©2012 TRIBUNE SERVICES, INC.

Happiness is a warm puppy. Like that cute pup, your exuberance can get you into trouble once in awhile. In the week ahead, remember to be extra considerate of others. Endear yourself; lick a few faces.

Learn to listen.

Opportunity could knock on your door very gently and unless you are listening, you might miss it. This week you can make headway in achieving your dreams if you pay close attention.,

Jeepers, creepers, someone wants to know where you got those peepers. You may receive extra attention from admirers in the week ahead. It could be due to beneficial Venus and Jupiter in your sign.

Sensitive Cancers always look forward to the new moon.

This week, you can look forward to a new moon in your sign - which gives you a chance to reset your intentions and follow new visions.

Wisdom gives you a wink. In the first half of week ahead, it is best to remain open to receiving guidance and advice from others. In tense situations, your generous and forgiving attitude puts others at ease.

Multitasking makes you merry. According to Horace Walpole, “The whole secret of life is to be interested in one thing profoundly and in a thousand things well.” This week you can enjoy that secret.

To err is human, to forgive divine. In the coming week, there could be collisions and cross currents that set tempers on edge. You are capable of displaying a kindhearted attitude of “forgive and forget.”

Play nice, children. This week, rivalries could be pushed into the spotlight. Your foresight and fairness will protect you from getting caught up in a campaign to choose sides.

Sincerity smoothes out the rough spots. A genuine belief in the goodness of your fellow humans will serve to compel others to treat you fairly. No one is willing to disappoint you in the week to come.

There is no clear winner in an argument. In the week ahead, even if you win a debate, you could lose ground by participating in a polarizing situation.

Concentrate on maintaining harmony.

That “do unto others” catchphrase always works in a crisis.

During the first half of the upcoming week, you will find others who will support your aims and who can offer sound and timely advice.

Dream about tomorrow, but live for today. You have the stars in your corner this week whenever you try to give substance to thoughts. Grab ideas out of thin air; make something concrete from them.

SUDOKU

MEDIA

Previous puzzle ’s answers

Previous puzzle ’s answers

Previous puzzle ’s answers Jumbles: • ABBOT • JOKER • BANTER • TUSSLE

Answer:

When he lost the balloon race, he became a -“SOAR” LOSER

12

THE BUGLE JULY 19, 2012

Bugle Kids

INSIDE: Bolingbrook fall tryout information,

www.bolingbrookbugle.com

page 15; Raiders in new role as defending football champs, page 17

THE BUGLE JULY 19, 2012

13

Stevens MVP as South wins MCL All-Star game

By Mark Gregory Sports Reporter

Although nothing can erase the 8-6 sectional final loss to Gordon Tech in the IHSA Class 2A playoffs, Bolingbrook resident and Walther Lutheran graduate Chris Stevens at least earned a big win on the same field Wednesday.

BASEBALL Stevens, now playing for the Southland Vikings, went 2-for4 with an RBI, stolen base and a run scored and was named the game’s Most Valuable Player as his South team defeated the North 3-2 in the Midwest Collegiate League All-Star game.

“The last time I played on this field, we lost the sectional championship,” said Stevens,

who will attend Alcorn State University in Mississippi next year.

Stevens is a rarity in the MCL, as he has yet to play a game of college baseball, making his AllStar selection more special.

“It was a good day, a very fun atmosphere,” Stevens said.

“I am proud to be an All-Star, especially coming straight from high school. I love baseball and I knew I would have to up my game.”

There is not much higher his game can go from high school, where he hit .462 with 42 hits in 91 at-bats as a senior. He recorded five doubles, three triples and five home runs and batted in 35 runs, while striking out only seven times. Stevens ended the season with a .562 See ALL-STAR, page14

Mark Gregory/Bugle Staff

Bolingbrook resident Chris Stevens was MVP of the MCL All-Star game.

14

THE BUGLE JULY 19, 2012

ALL-STAR Continued from page 13 on-base percentage and stole 21 bases.

Stevens’ offense propelled Will County CrackerJacks’ Right-hander Ben Gullo, who started the game for the South, to earn the victory by tossing a perfect opening inning with one strikeout.

The save went to Mike Hamilton of the Illinois Lincolns, as he struck out the final batter of the game, coming in relief with two outs and the tying run on third.

“I am used to starting, so I felt a little pressure out there,” Hamilton.“There is a lot of good competition in this league, its good. I just have to keep an aggressive attitude out there.”

Winning is nothing new for the former Lockport lefty, as Hamilton was the leader in innings pitched for the National Champion Joliet Junior College team this spring.

“You have to keep the momentum,” Hamilton said. “I didn’t finish the year at Joliet as good as I had started it, but I really bounced back once the season started and I have been consistent.”

Lincolns’ pitcher Lee Weld followed the starter Gullo and got tagged for a run, allowing one hit and a walk, but striking out a pair.

Brandon Duplessis, a Lockport graduate, allowed a hit and a walk but no runs in his inning of work representing the Southland Vikings.

Will County righty Matt Borens worked a perfect inning in the sixth, striking out a pair, while Lincolns’ hurler Sam Welvaert got the first two outs in order in the top of the eighth.

At the plate, locals had a hand in six of the nine South hits.

Other than Stevens pair of singles, Lincolns catcher Zack Yesko was 2-for-2, Kenny Mahala of the Lincolns was 1-for-3 and Illinois right fielder Chris Hipchen was also 1-for-3.

CrackerJacks Mitch Elliot, Michael Vilardo and Daniel Nevares played but did not get a hit, but Elliott did earn a walk and stole a base.

Defensively, Nevares played all nine innings for the South All-Stars at shortstop.

“Making an All-Star game is an honor no matter where you are or what league you are in,” Elliot said. “It is nice to have a game

that doesn’t mean anything, but you still want to win. We are competitive and you never want to lose.”

Although the game was for fun, CrackerJacks manager Vern Hasty, who skippered the South team, was happy to get the win.

“We told them before it started that would be nice to win,” Hasty said.“But more important, we wanted to get everyone in the game and with Mike closing out that last out of the game, he was our last guy on the bench, so we were successful.

“This was a heck of a game.

There was some great talent out there. I would have liked to have been in the stands watching this one. There were some hard hit balls and some good plays made out there.”

In only its second year, the MCL is showing the talent level.

“This is a quality league and it

Sports is only going to get better,” Hasty said. “There were some good players last year, but this year is head and shoulders above last year. It has really grown by leaps and bounds. I can only imagine what it will be next year and the year after that because I know it will only get better.”

SLAMMERS The Slammers had three representatives in the 2012 Frontier League All-Star game and the West lost the game 9-6.

Starter Abel Nieves played left field and went 1-for-3, while Hector Pellot came off the bench to play shortstop and went 0-2.

Right hander Amalio Diaz pitched a scoreless ninth inning, walking one and struck out one. mark@buglenewspapers.com

Sports

THE BUGLE JULY 19, 2012

15

Bolingbrook fall sport tryout information released As a member of the IHSA, Bolingbrook must adhere to its regulations.

You must have proof of a current physical exam in the Athletics and Activities Office along with a participation form, signed by a parent/guardian, and the $100 participation fee before participating in any tryouts, practice, or issuance of equipment.

Participation forms may be picked up in the Athletics and Activities Office after August 1 between 7:30 a.m. and 4 p.m. and are available online at www. athletics2000.com/bolingbrook.

Physicals are valid from 395 days from the date of the exam.

All sophomore, junior and senior new transfer students are required to see Mr. Rose to complete the IHSA transfer paper work. You will not be allowed to compete until this process is complete and your transfer approved by the IHSA.

FOOTBALL Equiptment needed: cleats (gym shoes if raining), athletic shorts • Varsity (Head coach John Ivlow): August 8–10, 4:30–8:30 p.m.

• Sophomore (Head coach Brian Weil):August 8–10, 2:30 – 6 p.m. ; August 11, 7:30 – 11 a.m.

• Freshmen (Head coach Ben

Williams): August 8–10, 2:30–6 p.m.

• August 8, Mandatory Freshmen Parent/Athlete Meeting at 6 p.m. in the Cafeteria

GIRLS CROSS • Head Coach Merry Darrah.

Equipment: running shoes, shorts, t-shirts, socks, water bottle • August 8, 7:30 a.m. on the outside track

BOYS CROSS · Head Coach Art Pahl.

Equipment: running shoes, shorts, t-shirt, socks, water bottle • August 8 - 8 a.m.at Door 27.

BOYS GOLF · All Levels (Head Varsity Coach Chuck Marik): August 8 at Bolingbrook Golf Club Academy, 9 – 11 a.m.

• August 9–10: Varsity, 6 a.m. noon, Bolingbrook Golf Club

• August 9–10th: JV, 9 – 11 a.m. at Bolingbrook Golf Club Academy

GIRLS GOLF • Head varsity coach Chris Malinoski. All Levels: August 8 10 a.m. at Bolingbrook Golf Club Academy

GIRLS TENNIS • Head varsity coach Chris Mallon. All levels: August 8–9, 8 -10:30 a.m.

Equipment: athletic shoes, weather appropriate attire, racket, and water bottle

GIRLS VOLLEYBALL • Tryouts August 8–9 in the Main Gym/Field House • Varsity (Head coach Andrea Bercot) 10:30 a.m. – 1 p.m.

• Sophomore (Head coach Katie Timmer) 9:30 – 11:30 a.m.

• Freshmen (Head coach Jen

McKaufsky) 8:30–10:30 a.m.

• Equipment: knee pads, water bottle, gym shoes; • No jewelry should be worn

BOYS SOCCER • All Levels: August 8–10, 10 a.m. – 1 p.m. in the stadium.

16

THE BUGLE JULY 19, 2012

Sports

THE BUGLE JULY 19, 2012

17

Defending champions new territory for Raiders

By Mark Gregory Sports Reporter

Scott Taylor/Bugle Staff

Bolingbrook and Jaden Huff hope to run away from Plainfield South in the season-opener again this year.

For the first time ever, the Bolingbrook Raider football team will take the field opening weekend as the defending Class 8A state champions.

The first test for the Raiders will be home for a 7:30 p.m. kickoff with Plainfield South.

The two teams first played each other last year as the Raiders opened their season with a 4016 win over the Cougars.

Week two will renew an old rivalry for Bolingbrook as the Raiders travel across Valley View School District and face in-district rival Romeoville.

It is the first time the two have faced each other since the 2004 season when both teams were members of the SICA Gray.

Bolingbrook won that final meeting 41-20 over the Spartans. If fact, the last win for Romeoville over Bolingbrook was a 21-15 victory in 2002.

After facing Romeoville, the Raiders head play their first of back-to-back Joliet teams on Saturdays.

The trips open with a 1 p.m. kick off Sept. 8 at Joliet Central, while the Raiders travel to Joliet West for a 12:30 p.m. game Sept.

15.

The Joliet schools didn’t provide much of a test for the Raiders last year, as they defeated Central 60-6 and West 49-12 Possibly the toughest stretch of games for Bolingbrook opens when they host HomewoodFlossmoor for a 7:30 p.m. match-up Sept. 21, that game is followed by an away game at Lincoln-Way East at 7:30 p.m.

Sept. 28. East was the lone loss for Bolingbrook last year.

H-F gave the Raiders a quality game early last year, but Bolingbrook came out on top 41-28.

The game was followed last

year by the Lincoln-Way East game, which the Griffins won 20-14.

The Raiders then face Sandburg (7:30 p.m. Oct. 5) and Lincoln-Way Central (7:30 p.m., Oct. 12) at home before closing out the regular season at 7:30 p.m. Oct. 19 at Lockport.

Bolingbrook hopes that, like last season, the final stretch is a tune up for the post season.

Last year, Bolingbrook defeated Sandburg 27-3 and beat Lockport 42-17.

The Raiders earned their lone shutout of the year with a 45-0 win over Lincoln-Way Central. mark@buglenewspapers.com

18

www.buglenewspapers.com/outdoors

THE BUGLE JULY 19, 2012

Pastrana to highlight weekend of racing

By Mark Gregory Sports Reporter

The world’s best-known action sports athlete - Travis Pastrana will put his driving skills to the test in a Traxxas TORC Series, presented by AMSOIL, short course off-road truck when TORC stops at Route 66 Raceway, July 19-20.

He is also driving in the NASCAR Nationwide race Sunday at Chicagoland Speedway.

“It really is exciting,” said Speedway President Scott Paddock. “Here is a guy who has conquered just about everything you can conquer in the action sports world and now he is looking for his next challenge and he has decided to make NASCAR stock car racing that challenge and we are excited to welcome him out here for both.

“With Danica Patrick, Travis and Kyle Busch all driving Sunday in the Nationwide race, it gives us a lot of star power. Danica bringing in females and Travis is bringing in the action sports fans, which tend to be a younger demographic.

Pastrana is a highly decorated amateur motocross champion, 125cc AMA Motocross and Supercross champion, eleventime X Games gold medalist, fourtime Rally America champion and World Rally Championship (WRC) competitor, NASCAR Nationwide Series driver and USHRA Monster Truck driver.

Pastrana’s “Nitro Circus The Movie 3D” will be released nationwide on August 8.

“Travis’ resume is second-tonone in American motorsports history in terms of diversity at the

opening ceremonies begin at 7 p.m. Tickets are $20 for adults and $10 for kids 12 and under.

Saturday will feature the NASCAR Camping World Truck Series and Sunday will have the Nationwide race on a rare offweekend for the Cup series.

Tickets for Saturday can be purchased for as little as $25 and Sunday for as little as $30, will all children 12 and under free.

A purchase of a ticket for either NASCAR race also gets you into the Traxxas race for free.

As always, parking at Chicagoland Speedway is free and coolers are allowed in the grandstands for Saturday and Sunday races.

“We really are proud of the fact that we can provide affordable family entertainment,” Paddock said.

There are two burning questions heading into this year’s British Open.

The first is if Tiger Woods will win his first major title since 2008.

The second question is if there will be a first time major champion for the 16th straight major.

To answer the two questions together, my thought is that if it is a repeat champion, it will be Tiger.

He has had a strong year in general and has had success on a links course in the past. The way he is striking the ball makes him hard to beat.

The only question with him is if he can make enough putts.With all of the talk about his sing in the past couple years, his putter has been his biggest downfall consistently, which makes sense since it was the underrated part of his game back when he was dominant.

With the way the greens tend to be at the Open, Tiger will have a good chance of knocking in some putts and I fully expect him to be in contention come Sunday.

As for the possibility of first time major winners, there are tons who are candidates. All of the big time U.S. players have to be thought of,, such as Hunter Mahan and Dustin Johnson. However, you can’t forget about Lee Westwood or Luke Donald, either.Then there is the surprise finisher from the European Tour who comes out of nowhere to content.

mark@buglenewspapers.com

staylor@buglenewspapers.com

Drew Hallowell/Getty Images

Travis Pastrana will drive both the Traxxas trucks and NASCAR Nationwide series in Joliet.

highest levels of competition. His transition to a TORC Series PRO 2WD truck in Chicago next week will be seamless - tailor-made for his motocross and rally racing skills,” said Kevin Miller, President of TORC/USAC. Pastrana will drive a Menzies Racing Red Bull/Ram/Mopar/ KMC Wheels TORC PRO 2 truck for the first time in his career and though the 900-horsepower, 4,000 pound off-road behemoth is a bit beyond what Pastrana’s raced in the past, his Menzie’s Racing teammate and motocross kindred spirit Ricky Johnson is equally confident that the former motocross champ will have no problem adjusting to TORC’s mash-‘em-up short course racing action.

“Anyone that’s won an overall national motocross title knows what it’s like to bang bar-to-bar

from one end of a track to the other.Travis is no stranger to that,” said Johnson.“Add to that the fact he’s an accomplished rally car racer, along with the advantage of a Menzies Racing-built PRO 2 truck, and Travis will be a strong contender for a podium spot next week in Chicago.”

There will be two nights of racing action under the lights at Route 66 Raceway’s dirt oval feature four PRO classes (three truck, one buggy) in the fastest, most punishing short course truck racing series on the planet.

TORC features legendary off-road heavyweights in defending TORC PRO 4x4 class champion and fivetime AMA Motocross champion Ricky Johnson battling former class champion Johnny Greaves from nearby Green Bay, Wisc.

Gates open at 2 p.m., qualifying begins at 4 p.m., main event

Real Estate & Business

THE BUGLE JULY 19, 2012

19

Want leverage? Stop asking ‘Pretty please’ Q. I find that I often ask repeatedly for things in the workplace without results.

I follow your advice about being specific and behavioral, but it doesn’t help. What am I missing?

A. What you are missing is ... leverage. You are ahead of most people on being effective because you know you have to be specific and list behavior.

However, without using solid leverage, what you say will go in one ear and out the other with your coworkers.

Leverage is making sure you always tie what you are asking for to something your coworker wants to happen or wants to avoid. Otherwise, people you work with have zero investment in doing what you want.

Some of my clients get huffy about having to use other

people’s agendas to motivate and influence.

They think people should help them because it is the right or responsible thing to do.

These same clients are perpetually disappointed in others until they trade in their ideals for a realistic viewpoint. Many of us may think that selfish is a dirty word but selfishness and personal goals are the keys to motivating your coworkers. If you get too busy being upset about this fact, you’ll never get the results you seek.

When the people go to work, they bring all their personal values and professional ambitions to their cubicle. To be effective, you have to be

able to know and read your coworkers goals and especially their emotional agendas.

Try this exercise if you want to get what you want at work: 1) Write down a result you want at work.

2) Make sure you can see this result on a video screen (list behavior and specifics).

3) Write down the reason your result is important to you.

4) Write down all the reasons you think the result should be important to your coworker.

5) Now write down all your guesses about the ways this result will benefit your coworker, especially emotionally.

After you’ve written down this list, take a black marker and draw a line through No. 3 and No. 4 - because they don’t matter. Never in workplace negotiation blather on about how a request benefits you (no

SHERIFF’S SALE OF REAL ESTATE at 4 Lilac Court, Bolingbrook, IL 60490 (Single family). On the 15th day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: Bank of America, N.A. Plaintiff V. Chong Ok Park a/k/a Chung Ok Park a/k/a Chong O. Park; Sang Hyun Park a/k/a Sang H. Park; Foster Bank; Augusta Village Homeowners’ Association Defendant.

Case No. 10 CH 2838 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

one cares). You can also skip the part where you lecture others about why your goals should matter to them (you’ll only make them mad).

Navigating workplace relationships is a lot like dealing with any law of nature.You may not agree with or like gravity, hurricanes or riptides, but if you argue with Mother Nature, she will win anyway.

Remember: In evolution, adaptability allows a species to survive. If you enter the workplace insisting people conform to your viewpoint, all your energy will go into fighting human nature. Once you work with and not against nature, you can put your energy into thriving at your job!

into conflicts to prove he is right. Is there any way to point out he is ruining his career?

The last word(s)

(c) 2012 INTERPERSONAL EDGE DISTRIBUTED BY TRIBUNE MEDIA SERVICES, INC.

Q. I have a friend at work who always insists on getting

A. No, he has signed up for an education with the School of Hard Knocks. Numerous bad experiences will have to be his teacher.

(Daneen Skube, Ph.D., executive coach, trainer, therapist and speaker, also appears as the FOX Channel’s “Workplace Guru” each Monday morning. She’s the author of “Interpersonal Edge: Breakthrough Tools for Talking to Anyone, Anywhere, About Anything” (Hay House, 2006). You can contact Dr. Skube at www.interpersonaledge. com or 1420 NW Gilman Blvd., #2845, Issaquah, WA 98027. Sorry, no personal replies.)

SHERIFF’S SALE OF REAL ESTATE at 199 Roman Circle, Bolingbrook, IL 60440 (Single family). On the 15th day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: First Horizon Home Loans, a Division of First Tennesse Bank, National Association Plaintiff V. Sigmond Markowski, III; American General Financial Services of Illinois, Inc.; Unknown Owners and NonRecord Claimants Defendant.

Case No. 10 CH 5936 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact:

For Information Please Contact:

FISHER & SHAPIRO, LLC. 2121 Waukegan Road Suite 301 Bannockburn, Illinois 60015 847-291-1717 847-291-3434 (Fax)

FISHER & SHAPIRO, LLC. 2121 Waukegan Road Suite 301 Bannockburn, Illinois 60015 847-291-1717 847-291-3434 (Fax)

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Published 7/19, 7/26, 8/3

Published 7/19, 7/26, 8/3

20

THE BUGLE JULY 19, 2012

SHERIFF’S SALE OF REAL ESTATE at 1366 PARKSIDE DRIVE BOLINGBROOK, IL 60490 (GRAY ALUMINUM SIDING TWO STORY SINGLE FAMILY HOME WITH A TWO CAR ATTACHED GARAGE).

On the 8th day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Plaintiff V. GERI T. SCHULKE, (O) AS TRUSTEE UNDER THE PROVISIONS OF A TRUST AGREEMENT DATED AUGUST 9, 2006 Defendant.

Case No. 10 CH 5717 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. Judgment amount is 237,684.09 plus interest, cost and post judgment advances, if any.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g) (1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: PIERCE & ASSOCIATES ONE NORTH DEARBORN THIRTEENTH FLOOR CHICAGO, ILLINOIS 60602 312-346-9088 312-346-1557 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/12, 7/19, 7/26

SHERIFF’S SALE OF REAL ESTATE at 432 SALEM SQ., BOLINGBROOK, IL 60440 (SINGLE FAMILY RESIDENCE). On the 1st day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATE HOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2004-10, Plaintiff V. JOSE RAMIREZ AND EDUARDO LOBATO, BEACONRIDGE IMPROVEMENT ASSOCIATION, STATE OF ILLINOIS, HOUSEHOLD FINANCE CORPORATION III AND ALEJANDRA RAMIREZ, Defendant.

Case No. 11 CH 3691 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: LAW OFFICES OF IRA T. NEVEL, LLC 175 N. FRANKLIN STREET SUITE 201 CHICAGO, ILLINOIS 60606 (312) 357-1125 (312) 357-1140 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/5, 7/12, 7/19

SHERIFF’S SALE OF REAL ESTATE at 5 Grace Court Unit #2 Bolingbrook, IL 60440 (Residential). On the 8th day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: Federal National Mortgage Association Plaintiff V. Bernardo Valle; et. al. Defendant.

Case No. 10 CH 7407 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: Codilis & Associates, P.C. 15W030 N. Frontage Road Suite 100 Burr Ridge, IL 60527 630-794-5300 630-794-9090 fax 14-10-33501 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/12, 7/19, 7/26

SHERIFF’S SALE OF REAL ESTATE at 113 Davis Court Bolingbrook, Illinois 60440 (single family residence). On the 1st day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: CITIMORTGAGE, INC., ASSIGNEE OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR UNIVERSAL FINANCIAL GROUP, INC. Plaintiff V. TOMMY W. SCOTT, CHRISTINE A. SCOTT, STATE OF ILLINOIS, UNDER MEMORANDUM OF JUDGMENT RECORDED AS DOCUMENT NUMBER R2008-149520, HSBC NEVADA, N.A., F/K/A HOUSEHOLD BANK, UNDER MEMORANDUM OF JUDGMENT RECORDED AS DOCUMENT NUMBER R2009-062512 Defendant.

Case No. 09 CH 3827 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: LAW OFFICES OF IRA T. NEVEL, LLC 175 N. FRANKLIN STREET SUITE 201 CHICAGO, ILLINOIS 60606 (312) 357-1125 (312) 357-1140 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/5, 7/12, 7/19

THE BUGLE JULY 19, 2012 SHERIFF’S SALE OF REAL ESTATE at 185 GARDEN DRIVE BOLINGBROOK, IL 60440 (multi family unit). On the 1st day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: MIDFIRST BANK Plaintiff V. FRANK ALESI; DONNA ALESI A/K/A DONNA M. ALESI A/K/A DONNA MARIE ALESI; JAMES L. WILLS A/K/A JAMES WILLS; LAURA M. WILLS A/K/A LAURA WILLS. Defendant.

SHERIFF’S SALE OF REAL ESTATE at 425 LONG LANE BOLINGBROOK, IL 60440 (SINGLE-FAMILY, TWO-STORY, BRICK HOUSE WITH ATTACHED, TWO-CAR GARAGE.). On the 1st day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW2 Plaintiff V. EVA CALINGO Defendant.

Case No. 08 CH 1404 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Case No. 09 CH 2392 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.

All payments shall be made in cash or certified funds payable to the Sheriff of Will County. Judgment amount is 286,649.56 plus interest, cost and post judgment advances, if any.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: FISHER & SHAPIRO, LLC. 2121 Waukegan Road Suite 301 Bannockburn, Illinois 60015 847-291-1717 847-291-3434 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/5, 7/12, 7/19

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: PIERCE & ASSOCIATES ONE NORTH DEARBORN THIRTEENTH FLOOR CHICAGO, ILLINOIS 60606 312-346-9088 312-346-1557 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/5, 7/12, 7/19

SHERIFF’S SALE OF REAL ESTATE at 579 Norman Rd., Bolingbrook, IL 60440 (Single family residence with detached garage). On the 15th day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Plaintiff V. Kimberly Owens; Winston Village Association; Unknown Owners and Non-Record Claimants Defendant.

SHERIFF’S SALE OF REAL ESTATE at 1909 Eisenhower Lane, Bolingbrook, Illinois 60490 (Single Family Residence). On the 15th day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: PNC BANK, NATIONAL ASSOCIATION Plaintiff V. EDWARD G. QUINLISK, LEIGH R. QUINLISK, STATE BANK OF COUNTRYSIDE, BANK OF AMERICA, and AMERICANA ESTATES OF HOMEOWNERS ASSOCIATION Defendant.

Case No. 11 CH 5560 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Case No. 10 CH 5843 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund.

No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund.

No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act.

Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: Randall S. Miller & Associates 120 N. LaSalle Street Suite 1140 Chicago, Illinois 60601 312-239-3512 312-284-4820 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/19, 7/26, 8/3

For Information Please Contact: Heavner, Scott, Beyers & Mihlar, LLC 111 East Main Street, Suite 200 Decatur, Illinois 62523 217-422-1719 217-422-1754 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/19, 7/26, 8/3

21

SHERIFF’S SALE OF REAL ESTATE at 439 SIOUX DRIVE BOLINGBROOK IL 60440 (SINGLE FAMILY RESIDENCE). On the 1st day of August, 2012, to be held at 12:00 noon, on the first floor in the Will County Courthouse under Case Title: CITIMORTGAGE, INC., SUCCESSOR BY MERGER TO PRINCIPAL RESIDENTIAL MORTGAGE, INC., ASSIGNEE OF CARL I. BROWN AND COMPANY D/B/A ABC MORTGAGE COMPANY OF ILLINOIS, Plaintiff V. MICHAEL E. STEWART AND LAURA W. STEWART, NORWEST FINANCIAL ILLINOIS, INC., UNDER MORTGAGE RECORDED AS DOCUMENT NUMBER R97001523 AND UNITED STATES OF AMERICA, UNDER JUDGMENT RECORDED AS DOCUMENT NUMBER R2003190160, Defendant.

Case No. 05 CH 1726 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g) (1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/151512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: LAW OFFICES OF IRA T. NEVEL, LLC 175 N. FRANKLIN STREET SUITE 201 CHICAGO, ILLINOIS 60606 (312) 357-1125 (312) 357-1140 (Fax) PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 7/5, 7/12, 7/19

22

THE BUGLE JULY 19, 2012

THE BUGLE JULY 19, 2012

23

24

THE BUGLE JULY 19, 2012 LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

BOLINGBROOK

BOLINGBROOK

BOLINGBROOK

BOLINGBROOK

BOLINGBROOK

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

MIDFIRST BANK Plaintiff,

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006CW2 Plaintiff,

CITIMORTGAGE, INC., ASSIGNEE OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR UNIVERSAL FINANCIAL GROUP, INC. Plaintiff,

CITIMORTGAGE, INC., SUCCESSOR BY MERGER TO PRINCIPAL RESIDENTIAL MORTGAGE, INC., ASSIGNEE OF CARL I. BROWN AND COMPANY D/B/A ABC MORTGAGE COMPANY OF ILLINOIS, Plaintiff,

THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATE HOLDERS OF CWABS, INC., ASSETBACKED CERTIFICATES, SERIES 2004-10, Plaintiff,

vs.

vs.

vs.

vs.

EVA CALINGO Defendant. No. 09 CH 2392

TOMMY W. SCOTT, CHRISTINE A. SCOTT, STATE OF ILLINOIS, UNDER MEMORANDUM OF JUDGMENT RECORDED AS DOCUMENT NUMBER R2008-149520, HSBC NEVADA, N.A., F/K/A HOUSEHOLD BANK, UNDER MEMORANDUM OF JUDGMENT RECORDED AS DOCUMENT NUMBER R2009-062512 Defendant. No. 09 CH 3827

MICHAEL E. STEWART AND LAURA W. STEWART, NORWEST FINANCIAL ILLINOIS, INC., UNDER MORTGAGE RECORDED AS DOCUMENT NUMBER R97-001523 AND UNITED STATES OF AMERICA, UNDER JUDGMENT RECORDED AS DOCUMENT NUMBER R2003190160, Defendant. No. 05 CH 1726

JOSE RAMIREZAND EDUARDO LOBATO, BEACONRIDGE IMPROVEMENT ASSOCIATION, STATE OF ILLINOIS, HOUSEHOLD FINANCE CORPORATION III AND ALEJANDRA RAMIREZ, Defendant. No. 11 CH 3691

vs.

FRANK ALESI; DONNA ALESI A/K/A DONNA M. ALESI A/K/A DONNA MARIE ALESI; JAMES L. WILLS A/K/A JAMES WILLS; LAURA M. WILLS A/K/A LAURA WILLS. Defendant. No. 08 CH 1404 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 24th day of June, 2008, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 1st day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 124, IN CINNAMON CREEK UNIT NO. 2, BEING A SUBDIVISION OF PART OF LOTS 3 AND 6, IN SCHOOL TRUSTEES’ SUBDIVISION OF SECTION 16, TOWNSHIP 37 NORTH, AND IN RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED MARCH 19, 1971, AS DOCUMENT NO. R71-5666, AND CERTIFICATE OF CORRECTION RECORDED SEPTEMBER 3, 1971, AS DOCUMENT NO. R71-21037, IN WILL COUNTY, ILLINOIS. Commonly known as: 185 GARDEN DRIVE BOLINGBROOK, IL 60440 Description of Improvements: multi family unit P.I.N.: 02-16-104-071 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: FISHER & SHAPIRO, LLC. 2121 Waukegan Road Suite 301 Bannockburn, Illinois 60015 847-291-1717 847-291-3434 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/5, 7/12, 7/19

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 19th day of January, 2010, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 1st day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 385 IN HUNTINGTON ESTATES UNIT 2, A SUBDIVISION OF PART OF THE SOUTHEAST 1/4 OF SECTION 16, TOWNSHIP 37 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED JULY 29, 1997 AS DOCUMENT NO. R97-63712, AND CERTIFICATES OF CORRECTION RECORDED AS DOCUMENT NUMBER R97-70721 AND R98-75781, IN WILL COUNTY, ILLINOIS. Commonly known as: 425 LONG LANE BOLINGBROOK, IL 60440 Description of Improvements: SINGLE-FAMILY, TWO-STORY, BRICK HOUSE WITH ATTACHED, TWO-CAR GARAGE. P.I.N.: 12-02-16-403-009-0000 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

Judgment amount is 286,649.56 plus interest, cost and post judgment advances, if any.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: PIERCE & ASSOCIATES ONE NORTH DEARBORN THIRTEENTH FLOOR CHICAGO, ILLINOIS 60606 312-346-9088 312-346-1557 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/5, 7/12, 7/19

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 21st day of October, 2010, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 1st day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 19 IN BLOCK 4 IN CHERRYWOOD RESUBDIVISION OF BLOCKS 1, 4, 5, 6 AND 8 IN CHERRYWOOD, A SUBDIVISION IN THE EAST 1/2 OF SECTION 10, TOWNSHIP 37 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED APRIL 10, 1972 AS DOCUMENT R72-9064 IN WILL COUNTY, ILLINOIS. Commonly known as: 113 Davis Court Bolingbrook, Illinois 60440 Description of Improvements: single family residence P.I.N.: 02-10-411-020 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: LAW OFFICES OF IRA T. NEVEL, LLC 175 N. FRANKLIN STREET SUITE 201 CHICAGO, ILLINOIS 60606 (312) 357-1125 (312) 357-1140 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/5, 7/12, 7/19

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 22nd day of March, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 1st day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 2, IN BLOCK 40, IN INDIAN OAKS UNIT NUMBER 9, A SUBDIVISION IN THE WEST HALF OF SECTION 10, IN TOWNSHIP 37 NORTH AND IN RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED NOVEMBER 12, 1976, AS DOCUMENT R76-37294, IN WILL COUNTY, ILLINOIS. Commonly known as: 439 SIOUX DRIVE BOLINGBROOK IL 60440 Description of Improvements: SINGLE FAMILY RESIDENCE P.I.N.: 02-10-311-021 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: LAW OFFICES OF IRA T. NEVEL, LLC 175 N. FRANKLIN STREET SUITE 201 CHICAGO, ILLINOIS 60606 (312) 357-1125 (312) 357-1140 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/5, 7/12, 7/19

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 29th day of March, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 1st day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: PARCEL 1: LOT 3, AREA 1, UNIT 9, IN BEACONRIDGE SUBDIVISION UNIT 3, BEING A SUBDIVISION OF PART OF THE NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 37 NORTH, RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED JANUARY 11, 1968 AS DOCUMENT R68-537. PARCEL 2: EASEMENTS FOR INGRESS AND EGRESS FOR THE BENEFIT OF PARCEL 1, AS SET FORTH AND DEFINED IN DOCUMENT R68-12502, IN WILL COUNTY, ILLINOIS. Commonly known as: 432 SALEM SQ., BOLINGBROOK, IL 60440 Description of Improvements: SINGLE FAMILY RESIDENCE P.I.N.: 12-02-14-103-006 A/K/A 02-14103-006 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: LAW OFFICES OF IRA T. NEVEL, LLC 175 N. FRANKLIN STREET SUITE 201 CHICAGO, ILLINOIS 60606 (312) 357-1125 (312) 357-1140 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/5, 7/12, 7/19

LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

THE BUGLE JULY 19, 2012 25 LEGAL SHERIFF’S SALE LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

BOLINGBROOK

BOLINGBROOK

BOLINGBROOK

BOLINGBROOK

BOLINGBROOK

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

PNC BANK, NATIONAL ASSOCIATION Plaintiff,

Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Plaintiff,

First Horizon Home Loans, a Division of First Tennesse Bank, National Association Plaintiff,

BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Plaintiff, vs.

GERI T. SCHULKE, (O) AS TRUSTEE UNDER THE PROVISIONS OF A TRUST AGREEMENT DATED AUGUST 9, 2006 Defendant. No. 10 CH 5717 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 3rd day of April, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 8th day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 85, IN LAKEWOOD FARMS, PHASE 1, BEING A SUBDIVISION IN THE NORTHEAST 1/4 OF SECTION 19, TOWNSHIP 37 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN THE VILLAGE OF BOLINGBROOK, DUPAGE TOWNSHIP, ACCORDING TO THE PLAT OF SUBDIVISION THEREOF RECORDED APRIL 14, 1992, AS DOCUMENT NO. R92-0027005, IN WILL COUNTY, ILLINOIS. Commonly known as: 1366 PARKSIDE DRIVE BOLINGBROOK, IL 60490 Description of Improvements: G R AY ALUMINUM SIDING TWO STORY SINGLE FAMILY HOME WITH A TWO CAR ATTACHED GARAGE P.I.N.: 12-02-19-201-001 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

Judgment amount is 237,684.09 plus interest, cost and post judgment advances, if any.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: PIERCE & ASSOCIATES ONE NORTH DEARBORN THIRTEENTH FLOOR CHICAGO, ILLINOIS 60602 312-346-9088 312-346-1557 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/12, 7/19, 7/26

OF

THE

Federal National Mortgage Association Plaintiff, vs.

Bernardo Valle; et. al.

Defendant. No. 10 CH 7407 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 11th day of April, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 8th day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: UNIT 2, IN BUILDING 19 IN COUNTRYLANE CONDOMINIUM AS DELINEATED ON SURVEY OF LOT 303 IN COUNTRY MANOR, A SUBDIVISION OF PART OF THE EAST 1/2 OF SECTION 10, IN TOWNSHIP 37 NORTH, AND IN RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN WCI, PURSUANT TO A PLAT THEREOF RECORDED AS DOCUMENT NUMBER R75-33578 (HEREINAFTER REFERRED TO AS “PARCEL”) WHICH SURVEY IS ATTACHED AS EXHIBIT C TO DECLARATION OF CONDOMINIUM MADE BY U.S. HOME CORPORATION RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS OF WILL COUNTY, ILLINOIS, AS DOCUMENT NUMBER R77-44700 AS AMENDED FROM TIME TO TIME TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN SAID PARCEL (EXCEPTING FROM SAID PARCEL ALL THE PROPERTY AND SPACE COMPRISING ALL THE UNITS THEREOF AS DEFINED AND SET FORTH IN SAID DECLARATION AND SURVEY) IN WILL COUNTY, ILLINOIS. Commonly known as: 5 Grace Court Unit #2 Bolingbrook, IL 60440 Description of Improvements: Residential P.I.N.: 12-02-10-211-052 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: Codilis & Associates, P.C. 15W030 N. Frontage Road Suite 100 Burr Ridge, IL 60527 630-794-5300 630-794-9090 fax 14-10-33501 PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/12, 7/19, 7/26

vs.

EDWARD G. QUINLISK, LEIGH R. QUINLISK, STATE BANK OF COUNTRYSIDE, BANK OF AMERICA, and AMERICANA ESTATES OF HOMEOWNERS ASSOCIATION Defendant. No. 10 CH 5843

vs.

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 27th day of March, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 15th day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: Parcel 1: Lot 108 in Americana Estates Unit 2, being a Subdivision of part of the Southeast _ of Section 25 and part of the Northeast _ of Section 36, all in Township 37 North, Range 9, East of the Third Principal Meridian, according to the Plat thereof recorded October 7, 2004, as Document Number R2004-185405, in Will County, Illinois. Parcel 2: Easement for the benefit of Parcel 1 for ingress and egress as created by Instrument recorded as Document R2004185406 on October 7, 2004, over Outlot E in Americana Estates Unit 2, aforesaid.

Commonly known as: 1909 Eisenhower Lane, Bolingbrook, Illinois 60490 Description of Improvements: Single Family Residence P.I.N.: 07-01-25-406-005-0000

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 3rd day of April, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 15th day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: Parcel 1: Lot 2, Area 30 in Centex-Winston Corporation Bolingbrook Townhomes, Unit 3, being a subdivision of part of the West 1/2 of the Southwest 1/4 of Section 2, Township 37 North, Range 10, East of the Third Principal Meridian according to the plat thereof recorded May 24, 1971 as document R71-11172 and corrective plat recorded November 5, 1971 as document R71-27397, in Will County, Illinois Parcel 2: Easement appurtenant to Parcel 1 as set forth in declaration recorded as document R71-15260 and supplemented by document R71-25538, in Will County, Illinois Commonly known as: 579 Norman Rd., Bolingbrook, IL 60440 Description of Improvements: Single family residence with detached garage P.I.N.: 02-02-303-073-0000

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: Heavner, Scott, Beyers & Mihlar, LLC 111 East Main Street, Suite 200 Decatur, Illinois 62523 217-422-1719 217-422-1754 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/19, 7/26, 8/3

Kimberly Owens; Winston Village Association; Unknown Owners and NonRecord Claimants Defendant. No. 11 CH 5560

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: Randall S. Miller & Associates 120 N. LaSalle Street Suite 1140 Chicago, Illinois 60601 312-239-3512 312-284-4820 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/19, 7/26, 8/3

vs.

Sigmond Markowski, III; American General Financial Services of Illinois, Inc.; Unknown Owners and Non-Record Claimants Defendant. No. 10 CH 5936 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 22nd day of March, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 15th day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 11 IN BLOCK 2, IN BROOK POINT UNIT ONE RESUBDIVISION, BEING A RESUBDIVISION OF PART OF THE SOUTH HALF OF SECTION 12, IN TOWNSHIP 37 NORTH, AND IN RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED AUGUST 24, 1989 AS DOCUMENT R89-42644, IN WILL COUNTY, ILLINOIS. Commonly known as: 199 Roman Circle, Bolingbrook, IL 60440 Description of Improvements: Single family P.I.N.: 02-12-315-062 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: FISHER & SHAPIRO, LLC. 2121 Waukegan Road Suite 301 Bannockburn, Illinois 60015 847-291-1717 847-291-3434 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/19, 7/26, 8/3

26

THE BUGLE JULY 19, 2012 LEGAL SHERIFF’S SALE

BOLINGBROOK PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS Bank of America, N.A. Plaintiff, vs.

Chong Ok Park a/k/a Chung Ok Park a/k/a Chong O. Park; Sang Hyun Park a/k/a Sang H. Park; Foster Bank; Augusta Village Homeowners’ Association Defendant. No. 10 CH 2838 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 15th day of March, 2012, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Wednesday, the 15th day of August, 2012, commencing at 12:00 o’clock noon, on the first floor in the Will County Courthouse, 14 West Jefferson Street, in the City of Joliet, Will County, Illinois, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 226 IN THE GREENS OF AUGUSTA VILLAGE, BEING A SUBDIVISION OF THE WEST FRACTIONAL HALF OF THE NORTHWEST FRACTIONAL QUARTER OF SECTION 18, AND THE SOUTHWEST QUARTER OF SECTION 7, TOWNSHIP 37 NORTH, RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED JUNE 4, 2003, AS DOCUMENT NO. R2003126157, IN WILL COUNTY, ILLINOIS. Commonly known as: 4 Lilac Court, Bolingbrook, IL 60490 Description of Improvements: Single family P.I.N.: 02-18-106-029 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c) (1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: FISHER & SHAPIRO, LLC. 2121 Waukegan Road Suite 301 Bannockburn, Illinois 60015 847-291-1717 847-291-3434 (Fax) PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 7/19, 7/26, 8/3

Seniors

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Exercise power on financial issues you have control over

By Jill Schlesinger Tribune Media Services

The European Union is once again on the brink of economic collapse;global economic growth is slowing; job creation has stagnated; and on top if it all, we’re once again in the uncomfortable position of relying on lawmakers to address expiring tax cuts and reductions in spending across-the-board as part of the debt ceiling deal.

Since you can’t do much about these big-picture issues now, it seems to be a perfect time, halfway through 2012,to revisit the financial issues over which you actually have control: your investments, retirement savings and some of those other New Year’s resolutions that are already gathering dust.

Investments: Quit complaining about the markets and DO SOMETHING. Remember that if you are a long-term investor, periodic market pull-backs are great opportunities to rebalance your accounts so that your allocation remains in check.This requires that you override your emotional urge to keep winning funds and dump those that are lagging. But that’s the point of asset allocation - various funds are supposed to move in different directions at different points in the economic cycle.

Retirement: Many people say they are worried about retirement, but most of them haven’t done any planning to help themselves.

As I noted in my article “What’s Your Retirement Number?” any conversation about retirement

must start with an easy step: calculating retirement numbers.

EBRI’s “Choose to Save Ballpark E$timate”(www.choosetosave.org/ ballpark/) is easy to use, or check out your retirement plan/401(k) website for more retirement tools.

Real Estate: Nationally, home prices have tumbled an average of 34 percent from their peak in 2006.

Housing economists are predicting that home prices could stabilize this year, which means that now is a great time to shop for a house. If you aren’t sure about taking the real estate plunge, check out this rent vs. buy calculator (www.nytimes. com/interactive/business/buy-rentcalculator.html) for guidance.

If you already own a home,

consider refinancing now!

Mortgage rates are at historically low rates (for borrowers with good credit, 30-year fixed-rate mortgages are now an amazing 3.75 percent!)

Use this re-fi calculator (www. hsh.com/refinance-calculator) to determine how much you may be able to save or how many years you could potentially shave off the term of your mortgage.

One more item for homeowners: Make sure your property insurance is up to date. Summer often brings scary weather from tornados to hurricanes. Before an event occurs, make sure that your current coverage is adequate. According to insurance agent Stephen Testa of Testa Brothers, the three biggest

mistakes that people make when they’re buying/owning a home are: 1) under-insuring, 2) shopping for price only and not comparing apples to apples and 3) not reading policy details before a loss occurs.

(Jill Schlesinger, CFP, is the Editor-at-Large

for www.CBSMoneyWatch.com. She covers the economy, markets, investing or anything else with a dollar sign on her podcast and blog, Jill on Money, as well as on television and radio. She welcomes comments and questions at askjill@ moneywatch.com.)

(c) 2012 TRIBUNE MEDIA SERVICES, INC.

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THE BUGLE JULY 19, 2012