Downers Grove 11-14-12 by Bugle, Sentinel & Enterprise Newspapers

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News Downers Grove fights heroin epidemic

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Our Village, Our News

NOVEMBER 14, 2012

Vol. 4 No. 50

Foster wins big on Election Night DuPage County saw both decisive and down-to-the wire wins during the Nov. 6 elections. By Robin Ambrosia Staff reporter

One of the most intensely watched races throughout the country was Democrat Bill Foster’s challenge to incumbent U.S. Rep. Judy Biggert for the re-districted Congressional District 11. Since 1998, Biggert has represented the Illinois Congressional District 13. But the Nov. 6 election featured other significant races as well. Despite getting the endorsements of the Illinois Education Association, Chicago Tribune and the International Union of Operating Engineers Local 150, Biggert lost to Foster by 3,286 votes. In 2008, Foster won the U.S. Congressional District 14 seat in a special election when Speaker of the House Dennis Hastert stepped down, but then lost in the 2010 election to U.S.

Rep. Randy Hultgren. “For our district and for our country, the debate on Obamacare is over,” Foster said. “The debate about whether our financial system should return to a world of unlimited leverage and zero regulation — the debate is over. And for our district and for our country, the debate as to whether all Americans should be asked to share of the sacrifice for the difficult cures to the real problems our nation faces, that debate is over, too.” This race was never supposed to happen, according to Biggert in her concession speech on election night. “When the new congressional districts were formed in Springfield by the Democrats, Illinois State Senate President John Cullerton said ‘Biggert is gone’,” Biggert said. “We turned what was supposed to be in a Democratic slam dunk into one

Laura Katauskas/Bugle Staff

Democrat Bill Foster at Tuesday’s speaks to a crowd of supporters at the Holiday Inn in Bolingbrook.

of the most competitive races in the country. We made them work for it.” Republican U.S. Rep. Peter Roskam was re-elected significantly to the Illinois Congressional District 6th seat, receiving 59 percent of the vote over his Democratic challenger Leslie Coolidge.

“Thank you, 6th District, for your strong showing of support,” Roskam said. “I am honored to be your voice in the 113th Congress and to return with a strong GOP majority.” Even with the addition of Foster, Republicans still will have the majority in U.S. House, while Democrats continue their

majority in the U.S. Senate. In the state races, incumbent Republican Kirk Dillard won decisively with 65 percent of the vote over Democratic challenger A. Ghani in Illinois Senate District 24. Dillard stated the focus See ELECTION, page 2

THE BUGLE NOVEMBER 14, 2012

News ELECTION Continued from page 1 of 2013 should be the fiscal conditions of the state. “The most important issue facing Illinois is pension reform, and we must finalize a plan to pay down the largest state debt in the United States,” Dillard said. “The focus should be on the fiscal conditions of our state, so we can encourage job creators to relocate here.” Republican incumbent and Senate Minority Leader Christine Radogno did not have a challenger for Senate District 41. None of the Illinois house candidates representing Downers Grove, Woodridge or Westmont had a challenger. Ron Sandack,former Downers Grove mayor and Republican state senator, was elected to

be the new representative for House District 81. Republican Patti Bellock continues to serve in House District 47, while Democrat Emily McAsey remains the representative in District 85. With Republicans losing five state senate seats and seven house seats in the 2012 election, Democrats will have a veto-proof majority in both houses.

DuPage County Democrat Elizabeth Chaplin, along with two Republicans, Elmhurst Mayor Pete DiCianni and Sean Noonan, won by a small margin for County Board District 2. Republicans won all three County Board District 3 seats. Republican Burr Ridge Mayor Gary Grasso will join incumbents John Curran and Brian J. Krajewski.

The office of DuPage County Circuit Court Clerk was the only challenged race for countywide offices. Republican Chris Kachiroubas won 56 percent of the vote to beat Democrat Ralph Scalise. Incumbent Republican Robert Berlin will continue to serve as the DuPage County state’s attorney, Republican Bob Grogan as the county auditor and Republican Fred Bucholz as the county recorder. The newly elected Republican Richard Jorgenson will serve as county coroner. President Barack Obama won again in DuPage County receiving 49.57 percent of the vote over Mitt Romney’s 48.54 percent. Independent Gary Johnson received 1.57 percent. The race was closer than in 2008 when Obama received 54.72 percent of the vote over U.S. Sen. John McCain, R-Ariz.

THE BUGLE NOVEMBER 14, 2012

Drug markets are lucrative business By Robin Ambrosia Staff Reporter

Due to an alarming increase in heroin use, arrests and overdose deaths in Downers Grove, the Downers Grove Police Department organized a forum of professionals to share stories, trends and facts on the dangers of drug use. In 2011, Downers Grove had 17 arrests for heroin possession, four medical cases and three overdose deaths. By the end of September, there have been 13 arrests for possession, five medical cases and four overdose deaths. Heroin is a highly addictive drug and the most rapidly acting of the opiates, according to the DEA. Heroin is typically sold as a white or brownish powder, or as black sticky substance known on the streets as black tar heroin. Heroin can be injected, smoked,sniffed or snorted.Users report a feeling of euphoria

followed by a twilight state of sleep and wakefulness. Although purer heroin is becoming more common, most street heroin is “cut” with other drugs or substances such as sugar, starch, powdered milk or quinine. The high incidence of overdoses is due to the amount of unknown ingredients. The user has no idea of its purity. The higher the purity increases the chance of overdosing.

DuPage County’s fight against heroin “The reality is that the criminal justice system only goes so far,” DuPage County State’s Attorney Bob Berlin said. “We have systems in place to prosecute distributors, but it does society no good to incarcerate users and addicts. Some people can be in drug court for two or three years before they graduate, and even then there’s no guarantee that they won’t relapse.”

“(We are) now equipped to handle live ride investigations, including, but not limited to, undercover drug purchases, search warrants, controlled drug deliveries and wiretaps,” DuPage Metropolitan Enforcement Group Director Matt Gainer said. DuMeg represents 23 DuPage County communities, as well as the Illinois State Police and the state’s attorney’s office, he said. The group also has a relationship with many federal and state agencies, including the Immigration and Customs Enforcement; Bureau of Alcohol, Tobacco, and Firearms; DEA and the FBI. He noted that Chicago has been given the title of the heroin capitol of the United States by law enforcement. “Within the city limits, Chicago’s West Side has become a focal point for heroin’s availability. Considering DuPage County’s close proximity has no doubt a contributing factor as

to why DuMeg’s heroin seizures and purchases have increased in the past several years,” Gaines said. In 2011, DuMeg seized more than 650 grams of heroin, an increase of 218 percent from 2010, according to Gaines. A typical undercover purchase is approximately 15 grams of heroin. This qualifies that dealer for a Class X felony, punishable by up to 30 years in Illinois Department of Corrections. DuMeg is also part of a DuPage County Task Force, a cooperative effort between all DuPage County law enforcement agencies to work with the Chicago Police Department and the Chicago Cook County State’s Attorney’s Office to follow the sale of heroin into Chicago and western Cook County. Gaines said he has been asked many times by parents why they don’t do more to stop the flow of heroin into DuPage County. “In western Chicago, there are approximately 175 open

air drug markets,” Gaines said, adding that many offer heroin. “These open air drug markets operate just like a business here in Downers Grove. For example, dealers are organized; they work shifts, (have) a chain of command and consequences for employees who do not follow the rules. “On average, these open air drug markets profit approximately $3,000 to $6,000 per day. In 2011, the Chicago police arrested approximately 9,000 offenders for drug relatedcrimes, of which 4,000 were drug crimes related to heroin.” Unfortunately,it’s been proven over and over that once a drug market is dismantled, it is back up and running within hours, according to Gaines. “Communication is key,” Gaines said. “The best time to talk with your kid is in the car, because they have nothing else to do especially if you take the phone away. Ask the questions your kids hate to talk about.”

THE BUGLE NOVEMBER 14, 2012

Cyclists to deliver Christmas gifts to pediatric patients A group of local bicyclists will be pedaling from downtown Downers Grove to Advocate Good Samaritan Hospital to deliver Christmas gifts to young patients. More than 20 members of the Pedal Heads are planning to participate in the ride, which will kick off at 10 a.m. Saturday, Nov. 24 at the Lemon Tree Grocer, 935 W. Burlington Ave. The cyclists will head north 2 miles along Main Street to the hospital, where they will deliver toys and other gifts to pediatric patients. Riders will

wear Christmas attire and their bikes will be adorned with festive decorations. “The bike ride is our opportunity to give something back to Good Samaritan Hospital, which for several years has sponsored our team’s charity fundraising events,” said Vicky Tate, Pedal Heads team captain and group exercise instructor at the Good Samaritan Health and Wellness Center. “The hospital is such a vital part of our community.” Vita Zadura, a Pedal Heads team member and Chicago

Police officer, came up with the idea to deliver gifts to pediatric patients. The Pedal Heads are affiliated with the Downers Grove Bicycle Club; the majority of team members are from Downers Grove. “On behalf of our pediatric patients, we want to thank the Pedal Heads for their gifts,” said Peggy Farrell, manager of the pediatric and neonatal intensive care units at Good Samaritan Hospital. “Getting Christmas presents will make their hospital stay brighter.”

Calendar ONGOING Crafters Wanted. The Westmont Park District is seeking crafters for the annual Holly Days Gift Bazaar. The craft show will be held Sunday, Nov. 18 from 9 a.m. to 3 p.m. Anyone with a talent for making unique items or who wants to highlight their small business is invited to be a participant. Spaces are approximately 8’x 5’. Included in your fee is a table, two chairs, advertising, complimentary coffee and a breakfast discount. For more information, please contact the Westmont Park District at 630-969-8080. Third Thursday. 5–7 p.m. every third Thursday at the DuPage Children’s Museum.Third Thursdays are a special time once a month for families of children with autism spectrum disorder, visual, and mobility impairments to come play at the Museum. All activities are free with admission or membership. Do you want to stop drinking? Contact Alcoholics Anonymous at 630-887-8671 to get help, or go online to www. aa-nia.org to find a local meeting. Alcoholics Anonymous. Meetings daily at the West Suburban Alano Club, 17 W. Quincy St., Westmont. Open speaker meetings at 7 p.m. Saturdays and 10 a.m. Sundays, other meetings listed by day and hour on www.wsacaa. org. Memberships available: inquire at the Club. Baby andToddler Storytime. 10:15-10:45 a.m. Wednesdays and Thursdays at the Westmont Library. Get ready for stories, songs, and interactive play.Young children and a caregiver can enjoy this weekly time together while nurturing a love of reading. For ages 0-3. Toddler & Me Playgroup. 10:45-11:30 a.m. Thursdays at the Westmont Library. Bring your young children to a special morning playtime in the library’s

meeting room. Interact with other moms and caregivers while the kids play and eat snacks. Saturday morning storytime. 9:30-10 a.m. at the Downers Grove Library. Join in every Saturday morning for storytime filled with stories, songs, and fingerplays. This program is for children of all ages and their caregivers. Adult participation is an important part of this storytime. Job club. Mondays from 10 a.m. to 1:30 p.m. at the Woodridge Library, 3 Plaza Drive, Woodridge. Job Club members learn to write résumés and cover letters,develop interviewing skills and find job leads. No sign-up, no fee, just drop in. For further information call 630-964-7899, email askus@ woodridgelibrary.org, or visit www.woodridgelibrary.org.

NOVEMBER 16 Super Smash Brawl & Melee Tournament. 5 to 8 p.m. at the Woodridge Public Library, 3 Plaza Drive, Woodridge. Super Smash Tournaments. Double elimination. Please bring your own controller. Ages 10- 18. Registration required. Register at www.woodridgelibrary.org.

NOVEMBER 17 Teen Practice Tests (SAT). 12 p.m. at the Downers Grove Public Library, 1050 Curtiss St., Downers Grove. For questions or special accommodations, contact Lynette at (630) 960-1200. Handbell Concert. 7 to 8:30 p.m. at First United Methodist Church, 1032 Maple Ave., Downers Grove. The handbell choirs of First United Methodist Church present their “Hanging of the Greens 2012” Christmas Concert. Also featured will be vocal artist and published composer, Cathy DeLanoy.Tickets are $7 in advance; $9 at the door. More info at (630) 968-7120, or email bellhog@juno.com. Midwest Ballet Theater: “The Nutcracker”. 1:30

to 3:30 p.m. at Tivoli Theatre, 5021 Highland Ave., Downers Grove. Treasured holiday classic performed by company dancers and guest artists from the Joffrey Ballet. Tickets $16 adults, $14 s e n i o r s / s t u d e n t s / ch i l d re n . Tickets at www.midwestballet. org. (630) 971-9751.

NOVEMBER 18 Free Turkeys for Families in Need. The West Hills Community Church in Westmont will be giving away free turkeys for families in need for thanksgiving. This special event will be held at the West Hills Community Church on Sunday Nov. 18 from 12 – 3 pm. We are asking Westmont Chamber members to share this information with their customers and provide them with a coupon that they can redeem for their turkey. If anyone would like to participate, please contact whccoffice@gmail.com and leave a message, which includes how many coupons you would like us to send you and your contact name and phone. Midwest Ballet Theater: “The Nutcracker”. 1:30 to 3:30 p.m. at Tivoli Theatre, 5021 Highland Ave., Downers Grove. Treasured holiday classic performed by company dancers and guest artists from the Joffrey Ballet. Tickets $16 adults, $14 s e n i o r s / s t u d e n t s / ch i l d re n . Tickets at www.midwestballet. org. (630) 971-9751. Sunday Afternoon Concert: West Towns Chorus. 2 p.m. at the Downers Grove Library, 1050 Curtiss St., Downers Grove. Heart-felt, four part a cappella barbershop harmonies. Registration required.

NOVEMBER 19 “Festive Touch”: Boutique and Luncheon. 10:30 to 12 p.m. at The Carlisle, 435 E.

THE BUGLE NOVEMBER 14, 2012 Butterfield Rd., Lombard. The Garden Club of Downers Grove will present this boutique, luncheon and floral design program.Doors open at 10:30 am for “sip and shop: with lunch at noon. Reservations are required Tickets are $30.00 until November 5 and $35.00 after. For tickets contact Rolle Burgeson at 630-852-3912 or at rolleburg@aol.com

NOVEMBER 23 Holiday Tree Lighting Ceremony. 4:30 to 6 p.m.at Main Street Train Station, Downers Grove. Located on the corner of Main Street and Burlington Avenue, join us as Mayor Tully lights the Holiday Tree. 630-4345555, events.downers.us

NOVEMBER 24 Visit with Santa. 12 to 3 p.m. at the Gingerbread House at

Main St. and Curtiss St., Downers Grove. Visits are free. Parents, bring your camera to capture the moment. More info at (630) 7250991.

NOVEMBER 25 Visit with Santa. 1 to 3 p.m. at the Gingerbread House at Main St. and Curtiss St., Downers Grove. Visits are free. Parents, bring your camera to capture the moment. More info at (630) 725-0991.

NOVEMBER 26 Don’t Get Stressed During the Holidays. 7 p.m. at the Woodridge Public Library, 3 Plaza Drive, Woodridge. Does holiday anxiety ruin your pleasure during these busy months? Psychologist John R. Brauer will discuss the nature of stress and how to minimize the effects of it, while setting limits and budgeting time.

THE BUGLE NOVEMBER 14, 2012

The following items were compiled from the official reports of the Downers Grove, Woodridge and Westmont police departments. Appearing in the police blotter does not constitute a finding of guilt, only a court of law can make that determination.

Downers Grove Hannah Werner, 23, Oswego, was arrested on Nov, 2 at 63rd and Powell for driving under the influence of alcohol. Jason Anderson, 21, Downers Grove, was arrested on Nov. 2 at Hummer Park for driving under the influence of alcohol and criminal damage to property. Gary Hanley, 51, Riverside, was arrested on Nov. 2 at Ogden and Lindley for driving under the influence of alcohol. Mary Michaels, 25, Downers Grove, was arrested on Nov. 2 in the 3100 block of Finley Rd for possession of a controlled substance and drug paraphernalia. Russell Nelson, 31, Downers Grove, was arrested on Nov. 2 at Maple and Woodward for driving with revoked license. Michael Devaney, 51, Downers Grove, was arrested in the 400 block of Ogden for driving under the influence of drugs. Molly Papesh, 42, Wheaton, was arrested on Nov. 3 at the Downers Grove Police Department for violation of a court order. Robert Kretshmer, 73, Downers Grove, was arrested on Nov. 3 in the 2500 block of Ogden Ave. for criminal damage to property. Demone Williams, 29, Aurora, was arrested on Nov. 4 in the Butterfield and Woodcreek for driving under the influence. Umair Ilyas, 28, Bolingbrook, was arrested on Nov. 4 at Butterfield and Highland for driving under the influence of alcohol, unlawful use of weapon and possession of cannabis and drug equipment.

Police Blotter

Ramonito Quijano, 48, Willowbrook, was arrested on Nov. 4 in the 800 block of Burlington for theft and forgery. Matthew Engler, 37, Downers Grove, was arrested on Nov. 10 for possession of cannabis, obstructing a peace officer, resisting arrest and obstructing justice. Robert Marsh, Downers Grove, was arrested on Nov. 8 in the 5100 block of Blodgett for driving under the influence of alcohol, failure to signal turning, speeding and no insurance. Carlos Ecoto, 37, Downers Grove, was arrested on Nov. 7 in the 3000 block of Finley Rd for driving with no valid driver’s license and revoked registration. Manuel Jimenez-Guerrero, 21, Woodridge, was arrested on Nov. 7 at Ogden and Highland Ave. for driving while license is suspended and registration suspended for no insurance.

Woodridge A Theft occurred at approximately 9:1 0p.m. Nov. 2 in the 8200 block of Janes Avenue. Unknown persons removed two bicycles. At approximately 10:59 p.m. Nov. 21, Nicholas Petrovic, 19, 3252 Pitcher Drive, Darien, was charged with Illegal Possession of Alcohol by a Minor following a traffic stop in the 1900 block of 75th Street. A Criminal Damage to Property occurred sometime between 11:59 p.m. Nov. 2 and 4 a.m. Nov. 3 in the Lake Harriet underpass, 7700 block of Woodridge Drive. Unknown persons spray painted graffiti on the walls of and ceiling of the tunnel. A Burglary to Motor Vehicle occurred sometime between 10 p.m. Nov. 2 and 7:22 a.m. Nov. 3in the 7000 block of Newport Drive. Unknown persons made entry to and removed paperwork from a parked vehicle.

A Burglary to Motor Vehicle occurred sometime between 3 p.m. Nov. 2 and 7:22 a.m. Nov. 3 in the 7000 block of Andover Court. Unknown persons made entry to and removed paperwork and spare change from a parked vehicle. A Burglary to Motor Vehicle occurred sometime between 9 p.m. Nov. 2 and 7:57 a.m. Nov. 3 in the 7000 block of Andover Court. Unknown persons made entry to and removed paperwork from a parked vehicle. A Burglary to Motor Vehicle occurred sometime between 10 p.m. Nov. 2 and 7 a.m. Nov. 3 in the 7000 block of Newport Drive. Unknown persons made entry to and removed spare change and gift cards from a parked vehicle. At approximately 2 p.m. Nov. 3, Mariela Cortes, 57, 6206 Santa Barbara Court, Plainfield, was charged with Retail Theft after removing various items of clothing and jewelry from Kohl’s, 1001 75th St. At approximately 6:50 p.m. Nov. 3, a juvenile (age16) was charged with Retail Theft after removing various items of clothing from Kohl’s, 1001 75th St. At approximately 9:52 p.m. Nov. 3, Bruce Madurzak, 33, 3422 83rd St., Woodridge, was charged with Loud Noise, Obstructing an Officer, and Resisting Arrest following an incident in the 3400 block of 83rd Street. A Theft of Gas occurred at approximately 4:51 a.m. Nov. 4, from the Thornton’s Gas Station, 2401 63rd St. Unknown persons removed $37.20 worth of gasoline. At approximately 10:15 a.m. Nov. 4, Dearron Wims, 18, 8232 South Maryland, Chicago, was charged with Theft following an incident at the Janes Avenue Skate Park, 7927 Janes Ave. A Theft of Gas occurred at approximately 1:05 p.m. Nov. 4, from the Thornton’s Gas Station, 2401 63rd St. Unknown persons removed $40 worth of gasoline.

A Theft occurred at approximately 3:45 p.m. Nov. 4 at Seven Bridges Golf Course, 1 Mulligan Drive. Unknown person removed a wallet and an iPhone from a golf cart. At approximately 2:02 a.m. Nov. 4, Travis Chiaro, 19, 6913 Sun Drop, Woodridge, was charged with Criminal Defacement of Property after being observed spray painting in the Lake Harriet underpass, 7700 block of Woodridge Drive. At approximately 1:49 p.m. Nov. 4, a juvenile (age 16) was charged with Battery and Criminal Damage to Property following an incident at the Naperville Bridge School, 2221 64th Street. A Criminal Defacement of Property occurred between 3 and 4 p.m. Nov 7. Unknown persons wrote on the walls in the foyer of a building in the 7700 block of Deer. At approximately 7:51 p.m. Nov. 7, a juvenile (age 14) was charged with Retail Theft after removing items of clothing from Kohl’s, 1001 75th St. At approximately 5:30 p.m. Nov. 9, Joseph Belice, 44, 11306 S. Troy, Chicago, was charged with Driving Under the Influence and Operating an Uninsured Motor Vehicle following a traffic stop on Route 53 at Justamere.

Westmont Sometime between 7 p.m. Oct. 28 and 7 a.m. Oct. 29, an unknown offender(s) broke out a window of a vehicle and stole

a radar detector in the 0-100 block of West 59th Street. The estimated loss is $750. Sometime between 9 p.m. Oct. 28 and 2 p.m. Oct. 29, an unknown offender(s) stole camera equipment from a residence in the 400 block of North Park Street.The estimated loss is $8,000. At approximately 2:30 Oct. 31, officers responded to the 0-100 block of West 63rd Street for a theft. Officers arrested Judith Hecht, female, age 67, of 8240 Cambridge Court, Downers Grove, and charged her with retail theft. Hecht was released on her own recognizance. Sometime between 7 a.m. and 5 p.m. Oct. 31, an unknown offender(s) stole electronic equipment from a residence in the 1100 block of Florence Avenue. The estimated loss is $2,000. At approximately 11 a.m. Nov. 1, officers responded to the 0-100 block of Chicago Avenue for a traffic accident. After investigation, officers arrested Richard Goodfriend, male, age 47, of 6726 Charleston Drive, Darien, and charged him with driving under the influence. He was cited for disobeying a stop sign, improper lane usage, and failing to reduce speed to avoid an accident. Goodfriend was released on his own recognizance. Sometime between 9:50 and 10 a.m. Nov. 2, an unknown offender(s) stole tools from a vehicle in the 0-100 block of West Ogden Avenue. The estimated loss is $100.

Forum What’s on your mind? You are invited to use the Forum page of The Bugle to express your opinions about matters that affect our community. E-mail your letter to Matt Honold, managing editor, at mhonold@buglenewspapers.com. For more information, call (815) 436-2431. Letters to the editor must include the writer’s name, address and daytime phone number for verification purposes. Please try to limit your comments to 500 words or less. The editors reserve the right to publish, condense, revise or reject any submissions.

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Send us your photos Did your club host a bake sale? Did your Cub Scout run a fundraiser car wash? Did your church group volunteer to paint a senior’s home? If you have photos from your group’s fundraisers or events we would be glad to publish them. Please submit them to sweditor@buglenewspapers.com. Be sure to include information about the event, such as when, why and where it occurred.

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THE BUGLE NOVEMBER 14, 2012

Illustrated Opinions

THE BUGLE NOVEMBER 14, 2012

Schools

Board Statement Regarding Negotiations with WTA On Thursday, Nov. 8, the Board of Education and Superintendent of Community Unit School District 201 received a notice from the Westmont Teachers’ Association advising us that its members had passed an intentto-strike vote on Oct. 31 and that it would proceed to file a 10-day intent-to-strike notice with the Illinois Educational Labor Relations Board. To clarify, the law regulating school labor strikes in Illinois determines the timeline a school board and union must follow before a work stoppage can occur. Under the statutory

requirements, Dec. 12 is the earliest the Westmont Teachers’ Association could strike. The CUSD 201 Board of Education and WTA have been hard at work since February 2012. After approximately 10 sessions, the Board of Education and the WTA reached agreement on several issues. The only item that still needs to be resolved is teacher compensation. The reason that the WTA filed the notice of intent to strike is because the Board of Education wants the most fiscally responsible contract possible. In the recently expired

contract, the WTA agreed to a “hard” freeze where teachers received no salary increase in the first year. In the second year of that contract, the WTA agreed to a “soft” freeze, thus allowing most teachers to receive an automatic salary increase that is provided under the contract salary schedule structure. This contract, along with other cost saving measures by the Board of Education, allowed the school district to close the gap on projected deficit budgets. The teachers are not working “without a contract.” The Board of Education appreciates the

WTA continuing to work under the current expired contract. As a result and required by law, the teachers are able to continue to receive their salary and benefits and are protected under the expired contract. Our students are able to continue to receive a quality education. In September, both parties jointly secured the services of a mediator from the Federal Mediation and Conciliation Service. The Board held the first of the three jointly agreed upon mediation sessions with the WTA on Oct. 30. The next two mediation sessions are scheduled

on Nov, 19 and 20. Additionally, the Board will review its negotiation parameters in closed session at its regular meeting on Nov. 13 to prepare for the next mediation sessions. The Board of Education is confident it can reach an agreement with the WTA regarding compensation in the near future. The Board of Education values all of its employees and believes the WTA is fairly compensated today. The Board is confident that the WTA will continue to be fairly compensated as a result of a new contract.

taKe 5 C ro s s w o rd P u z z l e

Across

THE BUGLE NOVEMBER 14, 2012

H o ro s c o p e s Let’s get physical. The more energy you expend, the more you have. Take big strides on the jogging path of life this week. You might find out that someone doesn’t trust you as much as you think.

First impressions can be faulty. A misconception may make you overly cautious or too trusting in a social situation. Diplomacy may be taken to extremes early in the week and camouflage the facts.

You are sharper than cheddar cheese. Since you can easily step back to maintain a broad view of future consequences you will be able to avoid problems and misunderstandings in the early part of the week.

Grease the gears of necessity. By acting the part of the consummate professional, you can overcome obstacles. Avoid making new investments or major purchases in the early part of the week ahead.

Make your point crystal clear. Do not leave your motives open to interpretation in the week to come. Explain yourself completely and leave nothing to chance. Avoid romantic digressions in the first half of the week.

When it rains, it pours. You may encounter a sticky mechanism in your emotional metabolism early in the week. Hold off on making crucial financial decisions and avoid disputes with loved ones.

Use powers of observation. Some people see more in a walk around the block than others see in a trip around the world. Avoid making financial decisions or commitments in the first half of the week to come.

Chill out. Decisions about love and relationships can wait a little longer. There could be a temporary period early this week when you think the worst of others or they may not reveal true feelings.

Develop dynamic ideas. You might not be able to persuade others in the early half of the week. Keep notes and start putting them into motion late in the week to demonstrate clear leadership abilities.

Waiting is wise. Gathering helpful information in advance will make it easier to choose optimum timing. Don’t accept or make promises in the first half of the week, as they may be difficult to honor.

Mull it over. In the first half of the week, seek advice from wiser and more experienced heads before you rush headlong into a new course of action. Expert guidance can prevent mistakes.

Intuitions can trip you up. When in retrograde, Mercury usually doesn’t cause real problems - but nevertheless you would be wise to watch paperwork and communications carefully during the first half of this week.

Down

1 “Close!” 7 Cartoon monkey 10 __ bonding 14 Create trouble 16 Mount near Olympus 17 See 64-Across 19 Marx’s “__ Kapital” 20 Smallish quarrel 21 With attitude 22 It may be painted 23 NASA moon lander 24 See 64-Across 33 “Alfred” composer, 1740 34 Study fields 35 Something golfers often break 36 Martial arts facility 37 Molasses-like 38 LaBeouf of “Transformers” films 39 Latin 101 word 40 Drummer in Goodman’s band 41 Crammer’s concern

42 See 64-Across 46 Quite a while 47 Unsafe? 48 It’s sometimes shaved 51 Smith’s item 53 Contend 56 See 64-Across 60 “__Cop”: 1987 film 61 Plant-based weight loss regimen 62 Former cygnet 63 Scale notes 64 Clue for this puzzle’s four longest answers

1 Riding sch., e.g. 2 Dharma teacher 3 Rose Parade flowers 4 Home of the Woody Hayes Athletic Ctr. 5 Electric eye, e.g. 6 Capital SSW of Seoul 7 Going head to head 8 Vita 9 Spigoted vessel 10 Parisian words of friendship 11 Sale caveat 12 WWII transports 13 Lenient 15 Short stop? 18 Windows openers 22 Palm in one’s palm? 23 Reporter’s source 24 Co-Nobelist with Begin in 1978 25 Teaser 26 One variety of it remains green when ripe 27 Book after Micah

28 Kvetch 29 Hard nut to crack 30 Questionnaire catchall 31 Certain believer 32 Election prizes 37 Air__: Southwest subsidiary 38 BA or HR 40 Titan of publishing 43 Put trust in 44 Where distasteful humor often goes 45 Hopi home 48 Violas, cellos, etc.: Abbr. 49 Bad thing to eat 50 “Rubáiyát” rhyme scheme 51 Georgia and Latvia, once: Abbr. 52 Fireplace shelf 53 Gold source 54 Really ticked 55 Some attendance figs. 57 TV dial letters 58 Herd dining area 59 Prof’s address letters

Sudoku

J umble

Tribune Media Services 2012

Previous puzzle ’s answers

Previous puzzle ’s answers Jumbles: • BROOD • AGING • MORBID • BRANCH

Answer:

Another name for an ornithologist -- A “BIRD BRAI”

THE BUGLE NOVEMBER 14, 2012

Bugle Kids

INSIDE: North swimming wins sectional title, page 12; Redwings top Trojans on touchdown as time expires, page 13

www.buglenewspapers.com By Mark Gregory Sports Reporter

During the season, the Benet girls volleyball team only went three sets four times, twice in wins and in both of their losses. In the state finals Nov. 9 and 10 at Illinois State University’s Redbird Arena, Benet went to three sets twice. Despite losing the first set both times, and both times looking as if they would be defeated in straight sets, the Redwings battled back to win their second-straight Class 4A state title. “I don’t know how to explain it,” said Benet coach Brad Baker. “We were like Jekyll and Hyde. We were going to lose, and we just didn’t want to lose. They outplayed us in the first half, and we outplayed them in the second half. That’s what mattered. You’ve got to finish, and we finished.” They won the championship match with a 21-25, 25-22, 2517 win over New Trier. “I can’t even explain it,” said Benet setter Hannah Kaminsky. “If we are down, there is something inside us that makes us come back. We were going to go out on top.” Benet (40-2) is the first back-to-back Class 4A state champions and the first bigclass champion to repeat since Mother McAuley did so in 1994 and 1995. “I don’t think this will sink in for a very long time,” said libero Shelia Doyle. “This is so amazing, I can’t even believe we won two in a row.” After winning the opening set, the Trevians (39-2) were ahead by as much as 20-16 in the second set, but Benet outscored New Trier 9-2 to close out the match. Cara Mattaliano, who posted a match-best 21 kills, closed out the second game with four See REPEAT, page 14

THE BUGLE NOVEMBER 14, 2012

REPEAT PERFORMANCE

Mark Gregory/Bugle Staff

Benet celebrates a second straight Class 4A state title.

THE BUGLE NOVEMBER 14, 2012

Sports

Mike Sandrolini/Bugle Staff

Gabriele Serniute is headed to state for Downers North.

North dominates sectional By Mark Gregory Sports Reporter

Early in the season, Downers Grove North swimmers Gabby and Maddy Sims knew the girls swim team would be good, but as the season has progressed, they have realized the team has a chance to be better than expected. “It was hard to tell in the beginning of the season when you have all the freshmen coming in and the sophomore and the JV team moving up and it takes time to see how we will be,” Gabby said. “Now we are starting to see how talented and fast we are. We have a chance to get a state trophy and I am really excited about that.” The Trojans advanced several events to the state meet and won the York Sectional with 290 points. Wheaton North was second with 241 and the host Dukes were third with205. Individually, Maddy Sims was a sectional champion in the 200-yard individual medley in 2 minutes, 7.3 seconds. She also won the 100 butterfly in 56.48 seconds. Gabby Sims was sectional champ in the 100 free in 50.53 and the 100 backstroke in 54.89. “It feels really great. It was a great experience,” Maddy said. “I am so proud of this team and the way we came together.”

In the 50 free, sophomores Emily Albrecht (24.13) and Gabriele Serniute (24.55) finished first and second, respectively. Serniute was also second in the 100 breaststroke in 1:06.69. Sophomore Daria Wick was third in the 100 butterfly in 58.29 seconds and fourth in the 200 freestyle in 1:55.56. In relays, the North 200-yard medley relay placed first at the sectional in 1:44.42 and advanced to state, as did the 200 relay team advanced with a firstplace time of 1:37.61 and the 400 free relay team of 3:30.42. The Trojans advanced 10 of the 11 swimming events and Maddy said that snowball effect of emotion and advancement can propel the team to big things. “It is insane,” she said. “It is great to look over and see my teammates do well and that really fires me up and then knowing that they are watching me in my race too, that makes my performance much more important to me. That snowball effect inspires me to do my best.” The Trojans will need that same energy as they attempt to equal or better the school’s best finish ever, which was fourth in 2010. “We have a really ambitious team goal and we are looking to do better than we have before and that is fourth place,” Maddy

said. North knows the talent is there. “It is really cool that we can compete for a trophy and we are really excited,” Gabby said. “The past few weeks have been really exciting and we have all been amped up and trying to get that last bit of training in.”

BENET Benet tied for fifth place in the Waubonsie Valley Sectional with 133 points. The Redwings qualified their 200 medley relay, which placed fourth in 1:48.15, Individually, junior Kate Joyce advanced in the 200 freestyle in 1:53.35 and the 100 butterfly as she was fifth in 57.92 Sophomore MaryClaire Webb advanced in the 50 freestyle (6th, 24:38) and the 100 freestyle (2nd, 52.69) Sophomore Alanna Galvin was second in the 500 freestyle in 5:10.58 to advance. Senior Taylor Kramer advanced by winning the diving with 426.60 points.

DOWNERS SOUTH Downers Grove South was seventh in their own sectional with 56 points and did not advance anyone to state. mark@buglenewspapers.com

Sports

THE BUGLE NOVEMBER 14, 2012

Clutch Redwings clip Trojans as time expires By Matt Le Cren Contributing Writer

Less than six miles separate Benet and Downers Grove North, but the two schools had never met on the football field until Saturday. They were separated by mere inches in a Class 7A state quarterfinal at Carstens Field in Downers Grove. That was the margin between the foot of Benet receiver Jack Toner and the back of the end zone when Toler came down with the gamewinning touchdown catch as time expired. The five-yard pass from sophomore quarterback Jack Beneventi to Toner gave Benet a thrilling 26-24 victory and its first state semifinal berth since 1984. The Redwings (11-1), which tied the school record for wins, will host Lincoln-Way East (12-0) at Benedictine University. “That was my first time in an ending like that,” Beneventi said. See CLUTCH, page 14

Mike Sandrolini/Bugle Staff

The Redwings’ Porter Ontko leans forward for extra yardage while being brought down by Downers North’s Michael Dashut (45) and Vontae Diggs (9).

THE BUGLE NOVEMBER 14, 2012

CLUTCH Continued from page 13 “It was just crazy with how loud it got and Jack Toner made a great play. I threw the ball a little high and for a second my heart dropped, but he just had his arms all the way out, got his feet in and made a great catch.” For a minute, there was confusion as no official signaled touchdown and many in the announced crowd of 4,875 assumed Toner was out of bounds, but he knew he got one foot down. “I knew I had to catch it otherwise my high school career would be over,” said Toner, who made three of his four receptions on the final drive.“I looked down for the line. The defender was in front of me so Jack put it where he couldn’t get it and I could.” The decisive play started with just three seconds remaining after Beneventi stopped the clock by spiking the ball after keeping Benet’s hopes alive with

a 13-yard pass to Toner on fourthand-five. The Trojans defended it well but Beneventi threaded the needle. “It was a slant,” Toner said. “I got jammed by that corner – he did a pretty good job – and I kind of just slipped behind him. Beneventi rolled out and saw me in the back of the end zone, he threw it up and I went up and got it.” As the Redwings stormed the field, the host Trojans (7-5) stood in stunned silence as their improbable playoff run came to an excruciating end. “That last three seconds I’m going to remember for the rest of my life,” Downers North junior defensive lineman Vontae Diggs said.“That ball was put on the money, but if you ask any of us we’ll tell you he was out of bounds. It looked like he was out of bounds but the ref called him in and we can’t take anything back.” It was Diggs who sparked an amazing rally by the Trojans, who trailed 20-7 after three quarters. First, Diggs blocked a

Sports punt and returned it 15 yards for a touchdown with 22 seconds gone in the fourth quarter. Three plays later, he recovered a fumble at the Benet 37, which set up Brandon Salter’s 24yard touchdown run that put Downers North ahead 21-20 with 7:39 left. Kendrick Schultz then recovered a fumble at the Benet 26 on the ensuing kickoff, leading to a 30-yard field goal by Gareth Jones that extended the lead to 24-20. Things looked rosy for North when the Redwings turned the ball over on downs at the Trojans 36 with 1:48 remaining. The hosts needed only a first down to run out the clock, but Benet’s defense forced a punt and the visitors took over at their own 35 with 1:24 to go. Beneventi, who completed 25 of 46 passes for 236 yards, two touchdowns and an interception, calmly drove his team 65 yards for a score, just as he had at the end of the first half, when he tossed a 14-yard TD pass to Nick McTarnaghan with 25 seconds left and a 20-7 cushion.

“I wasn’t nervous, for some reason,” Beneventi said. “It was a weird feeling. With how loud the stadium was getting, you felt all the support. We have great players out there so there was no way for me to get nervous. I knew everyone was going to make the plays out there.” So did Toner, part of a senior class that has led Benet’s remarkable progress from last year’s 1-8 record. “I had no doubt that we were going to score,” Toner said. “We made a few mistakes in a row and we could have given up. But our team is strong and we came back and we got the win.” The Redwings needed some good fortune to do it. In addition to Toner’s last two catches, Joe Batina kept Benet’s hopes alive when he made a diving catch on a deflected pass for a 25-yard gain of third-and-15 from midfield. “It was a fun game to watch, probably, for the fans,” Downers North coach John Wander said. “I wish it would have gone the other way, but that’s the way things go in life. [The last] three

seconds I wish we had back, but you can’t get them back. We should have gotten that first down and we wouldn’t have had that problem.” The loss ended a turnaround season for the Trojans, who were 2-7 in 2011 but stunned unbeaten Batavia and upset Thornton on the road to reach the quarterfinals. “I thought it was a great year for us,” said North sophomore quarterback David Edwards, who rushed for 54 yards and a two-yard touchdown. “We fought extremely hard and they just made a play at the end. All my teammates are great. I love each and every one of them. We gave our best effort each and every game and each and every practice and I’m extremely grateful for that.” Wander was grateful for his squad’s efforts. “I can’t fault my young men at all,” Wander said. “Their work ethic, their practice habits, everything they did is first class and I think they went out in a first-class way.”

REPEAT

last year, either to graduation or to a transfer, and they were not favorites to repeat. “This year’s team didn’t have as many stars that we had last year,” Mattaliano said. “But this team is as close as we were last year and that is what made us win.” Baker said it is all about having more players ready to step in when others leave. “Our coaching staff makes sure the kids are ready to go when it is their turn,” Baker said. “We graduated everyone and no one expected us to be here at the beginning of the season.” Kaminsky said the reason the team won is that the goal never changed. “We lost a lot to graduation and lost the Haggertys (junior Maddie transferred to St. Francis along with freshman Molly.They won the Class 3A title, while Meghan is at the University of Nebraska),” Kaminsky said. “But the goals never changed. The goal of Benet volleyball is always to win the state title. No one gave us a chance, but we proved them wrong.”

Continued from page 1 consecutive kills. The 6-foot-1 senior outside hitter then helped the Redwings jump out to a fast start in a dominating third set. Brittany Pavich added nine kills and six digs, while Hannah Kaminsky posted a match-best 33 assists. “It shows that we can battle through even if we don’t come out fast,” Pavich said. “It is such an honor to come down here and win this.” In the state semifinal game, the Redwings fell 25-20 in the first set and to Libertyville and found themselves down 15-10 before rattling off nine straight points to get the lead back. Mattaliano served the last eight in a row for Benet. Mattaliano would lead the Redwings with 12 kills, while Pavich added 11. Kaminsky again had a match-high 32 assists. Heading into this season, Benet lost all but three players who saw significant playing

mark@buglenewspapers.com

21 www.buglenewspapers.com/football

THE BUGLE NOVEMBER 14, 2012

Ivlow, defense carry JCA to semifinals By Mark Gregory Sports Reporter

When it was determined on the Joliet Catholic Academy sideline that star running back Ty Isaac would not be able to continue with a reinjured hamstring, the JCA coaching staff went into scramble mode to figure out what to do. The decision? Go to the same offense they ran against Niles Notre Dame earlier this year with fullback Mike Ivlow to a running back position and pound the football at the Lincoln Way West defense. “I was cramping up and Rietz said to go back to the offense we had in the Notre Dame game with me at wingback and Ben Hart at fullback,” Ivlow said.“Ben came in and blocked amazing and I was able to get the yards.” With the chunks of yards Ivlow was gaining, it made the decision of play calling easy, especially in overtime. “Mike Ivlow wants the ball every time,” said JCA coach Dan Sharp. “He has a fire and great football IQ. He runs hard and keeps his legs moving. He has a strong lower body. The way he was running, we were just going to keep feeding him. It was not difficult play calling. Even Reitz said to give it to Ivlow. Reitz said he could clear the way. He has no ego, Reitz is a captain and he wanted to do what we needed to win. He wanted to play in the semifinals.” That fire makes his teammates rally around the junior transfer from Minooka. “It is fun to block for him because he just runs so hard and he wants to win as much as all of us,” said junior offensive lineman J.B. Butler. “He has the biggest heart on the team and he willed us to win today.” Ivlow gained the bulk of his 77 yards in the fourth quarter and overtime and scored the gamewinning touchdown in overtime as the Hillmen defeated West 2120 to advance to the Class 5A state semifinals. Ivlow carried the ball three times in the overtime period to

get the score. “I told coach Sharp I wanted the ball every time and I was surprised I got it all three times,” Ivlow said.“This is the best game I have ever been a part of.This is amazing.” They will host nemesis Montini at 1 p.m. Saturday. Montini was a 42-27 winner over Marian Central Catholic in quarterfinal play. Montini defeated JCA 70-45 in the state finals a year ago. It wasn’t all Ivlow that helped advance the Hillmen, as the defense played well all game, including making the gamewinning stop on the Warriors’ two-point conversion. After Javier Montalvo answered Ivlow’s score, but instead of kicking the point after, West decided to go for the two-point conversion and the win. West quarterback Justin Keuch tried to get in on a quarterback keeper up the middle and while Butler, a part-time defensive lineman, and crew had his legs at the bottom of the pile, Keuch fought to lean his upper body over the goal line. That was when Joliet Catholic junior linebacker Zach Rezin grabbed Keuch and pulled him back, keeping him from breaking the plane of the goal line and preserving the win for JCA. “I took his legs his out and he was leaning with his upper body and Zach just came and took control,” Butler said. It was Rezin’s read on the play that helped JCA win. “I thought they were going to run to the outside, so I was on my guy and I saw the quarterback take it up the middle,” he said. “Guys were grabbing his legs, but he still had a chance to get to the end zone, but I just jumped on his back and pulled him.” The Hilltoppers jumped out early to a 14-0 lead thanks to a pair of TD runs by Isaac (20 carries, 180 yards) before halftime. The defense, which only allowed 209 yards all game, got a boost early on from a pair of Grant Harrison interceptions. “The offense has picked us up so much this year, so it was nice

Mark Gregory/Bugle Staff

JCA running back Mike Ivlow carried the team in the second half of a 21-20 quarterfinal win.

to come through and play hard in a game they were not at their best,” Rezin said. The Hillmen will now face Montini, marking the fourth time the teams have played in the last four years. Historically, JCA is 2-3 against the Broncos, 1-2 since

2009. The Hillmen have lost both meetings in the playoffs the last three years, falling last season as well as losing 29-28 in the state title game in 2009. In 2010, JCA defeated Montini at Joliet’s Memorial Stadium 21-7 to open

the season. Montini advanced to the semifinal behind an eight carry, 240 yard, five touchdown performance from quarterback Mark Gorogianis. Dimitri Taylor added 17 carries for 163 yards. mark@buglenewspapers.com

PLAYER OF THE WEEK Nominees

Last week’s results

Zach Rezin, JCA GW tackle on 2-point attempt Jack Beneventi, Benet 25-46 pass, 236 yards, 2 TDs Ty Isaac, JCA 20 carries, 180 yards, TD Jack Toner, Benet GW TD catch as time expired Go to buglenewspapers.com to vote for your winner!

Porter Ontko Benet

27%

Ty Isaac JCA

36%

Aaron Bailey Bolingbrook

18%

Herb Betancourt Notre Dame

18%

THE BUGLE NOVEMBER 14, 2012

Seniors

National save for retirement week By Jill Schlesinger Tribune Media Services

Happy National Save for Retirement Week! Retirement has become such a hot issue that the Senate passed a resolution “with the goal of increasing the retirement savings and personal financial literacy of all people in the United States.” To help further the Senate’s cause, this week’s column is devoted to outlining the steps you need to take to get your retirement plan on track. What are the core components of every retirement plan? - Determine how much money you spend. Whether you use a software program (Quicken), an app (Mint. com), a spreadsheet or an oldfashioned legal pad, it’s nearly impossible to build a retirement plan without determining how much money is coming in and going out these days. - Pay down outstanding consumer debt. This includes credit cards, auto loans, etc., but not mortgage debt. - Establish an emergency

cash (or cash equivalent) reserve fund of 6-12 months of expenses (1-2 years if you are in, or within two years, of retirement). - Crunch your retirement numbers. Use an online retirement calculator like EBRI’s Choose to Save Ballpark E$timate (www.choosetosave. org/ballpark/) to determine where you currently stand. To be conservative, use 4 to 4.5 percent for an inflation assumption; a 4-6 percent rate of investment return; for life expectancy, use 95 if you are younger than 50, and use 90 if you are over 50 (for a more precise estimate, go to www. livingto100.com and use their Life Expectancy Calculator). You can also go to the Social Security estimator at http://ssa. gov/estimator/ to review your future benefit. With those steps completed, let’s break down the next steps by age. Under 25: About two-thirds of those who earned bachelor’s degrees last year graduated with student loan debt, and

of those, the average amount of debt is about $26,500. With that burden, combined with a tough job market, it’s hard to help young workers focus on retirement. If you are fortunate enough to have a job, now is the time to begin the habit of saving for retirement. The goal is to contribute an amount that will allow you to qualify for your employer’s match into its retirement plan. For many, this will be 6 percent of salary. Ages 25-40: Those college years are fading fast and now it’s time to increase retirement contributions to at least 10 percent of income. There will always be competing goals during these years, like saving for a house down payment or putting away college money for your kids, but these should occur after your own retirement contribution, or at least simultaneously, if you can afford to do so. Securing your own financial future is paramount during these years. Ages 40-55: Hopefully, you are entering your prime earning years, which means that your

retirement contributions should be increasing to 15 percent or more. The contribution limit for 401(k) plans will increase by $500 to $17,500 next year, and if you are 50 or over, the catch-up contribution level is $5,500. Ages 55-70: Retirement is just around the corner, so you may need to begin adjusting your asset allocation to reduce risk. The sooner you need your money, the less risk you should be taking. You may also need to consider purchasing long-termcare insurance to protect your retirement assets. Over 70: It’s time to reap the benefits of all that hard work! In addition to the stream of income from Social Security or pension, you will begin tapping your retirement funds. How much can you safely withdraw from your portfolio without draining it too soon? This is called the “withdrawal rate,” and it generally should be no more than 4 percent of your total portfolio value, not including your emergency reserve fund. Four percent

is not a hard and fast rule: If you are retiring earlier than age 65, use a 3.5 percent rate. That means if your retirement funds total $500,000, you could safely withdraw $20,000 to supplement your other streams of income. Once you reach age 70 1/2, IRS rules require you to withdraw at least a certain minimum amount from your Traditional IRAs and workplace retirement plans each year. This is referred to as your required minimum distribution (RMD). You can calculate your RMD with a calculator like http:// apps.finra.or g/calcs/1/r md or you can ask your CPA or investment adviser to guide you. (Jill Schlesinger, CFP, is the Editor-atLarge for www.CBSMoneyWatch.com. She covers the economy, markets, investing or anything else with a dollar sign on her podcast and blog, Jill on Money, as well as on television and radio. She welcomes comments and questions at askjill@ moneywatch.com.)

Five tips to boost retirement readiness (StatePoint) In challenging financial times, it can be difficult to pay bills today, let alone save for the future. In fact, a recent survey conducted by Lincoln Financial Group found that 72 percent of Americans say that the state of the economy is making it challenging for them to stay on track with their retirement savings. “With everything that Americans have on their minds today, the economy can weigh heavily on retirement savings decisions,” says Chuck Cornelio, president of Retirement Plan Services at Lincoln Financial Group. “But it’s important not to take a break from saving.” Even if you are already enrolled in your employersponsored retirement plan, like a 401(k) or 403(b), there are steps you can take to help better prepare you for retirement. Here are five tips to help you get you started.

• Enroll in your employer sponsored retirement plan: Participating in your employersponsored retirement plan reduces your taxable income today, while helping to build retirement savings for tomorrow. If you don’t know how to get started, contact your benefits administrator or human resources department to help you enroll. • Consolidate assets: Consolidating your retirement assets into one account helps to simplify the savings and income planning process and can help your money grow over time. • Schedule a retirement plan check-up: Make it a habit to schedule an annual plan checkup just as you would your health exam.An annual meeting with a financial professional will help you stay on track of goals.

• Resist the temptation to borrow against your retirement plan: While the best plans can be impacted by unexpected events, avoid borrowing against your retirement plan savings. When you do that, you may miss out on potential returns when the market recovers. All the time you spend paying back the loan is time you’re not making contributions, missing out on the ability for your money to grow. • Increase contributions with income boosts: Whenever you receive extra cash from a tax refund, a bonus, a salary increase or some other pleasant surprise, consider increasing your retirement plan contributions. Even increasing by a percentage or two can make a big difference in the long run. When you hit the maximum contribution level

Photo Courtesy of Rido - Fotolia.com

in your employer-sponsored retirement plan, a financial advisor can help you find the right place to invest additional savings. Although retirement may seem far off when you are in

the middle of your working years, getting on track early and saving steadily can help you fund the lifestyle you want to live in your retirement years. For more information, visit www.lincolnfinancial.com.

Business & Real Estate

THE BUGLE NOVEMBER 14, 2012

Getting what you want at work Q. I notice there are two schools of thought about getting ahead at work: the altruistic (if you help others, you’ll get good things) and the aggressive (go ahead and run people over if it gets you what you want). Neither of these approaches seem right to me. Is there any other alternative? A. Yes, the third alternative is to recognize that the workplace is big enough for both you and the other person to win. From the first minute you speak to a customer, coworker or boss, learn to listen to their agenda (what they want). Sometimes you’ll hear an emotional agenda - for example, they want to be respected. Sometimes you’ll hear a logistical agenda, such as that they want to learn a software program. Most of us are so busy thinking about what we want

or need that the needs of anyone else are relatively invisible. Any good negotiator will tell you that if you want to have influence with other people, you must appeal to their agenda. After listening to discover what the other party wants emotionally or logistically, you must come up with a plan on how you can help make that agenda happen. When you speak to the other person, you must start by making clear that you can see what they probably want and you can be their ally. Ironically, the easiest part of a workplace negotiation is to tell the other party what you want. But if you skip the first two parts, where you really

listen to the needs of another person and then offer a plan to help them, any need you have will fall on deaf ears. We may have been given two ears and one mouth because having influence, power and authority in the workplace is more about deep listening than overwhelming your coworkers with a verbal onslaught. To make matters worse, if your coworker listens to your needs first, he will probably decide you have no interest in his agenda. He’ll then make sure you don’t get what you want either. The simple truth about workplace negotiation is that people at work are happy to see you get what you want ... but only if they are guaranteed you are also looking out for them. You will notice in a long career that people who believe they can win through intimidation

Not ready to combine finances Dear Dave, I recently got engaged. Is it okay for us to go ahead and combine finances and start working on a budget before we get married? Adam Dear Adam, No, it is not okay to combine finances with anyone to whom you’re not married.And by “okay,” I mean wise. I’m happy that you’ve found love, but all kinds of things can happen before the rings are slipped onto your fingers. I’m not wishing bad things on you, but what if you spend time paying off her debt, or vice versa, and then the relationship doesn’t work out? Bringing finances into that kind of situation is just asking for trouble.You do not want to go there! Now, all this doesn’t mean that you can’t begin working together on budgets for the future and goals for your lives. We’re talking about full disclosure to make this happen. She knows all about your income and debts, and you know about hers too. You guys need to have some serious discussions about saving, spending and debt, and get on the same page with your finances before the big day.

But no, my advice is that you each pay your own bills until after you’re married. Once that happens,there’s no “yours” and “mine” anymore. It all becomes “ours.” —Dave

Can I self-insure long term? Dear Dave, I just turned 57 and have been researching long-term care policies. Is there a point where you can self-insure for long-term care needs without a policy? Peter Dear Peter, Mathematically, I’d say you could safely self-insure if you have the resources available to support your care in a nursing home or other facility for 25 years. Of course, if you’re married you have to think about your spouse and make sure she has enough to

live on comfortably at the same time. That’s a lot of money. In my mind, it’s a large enough bill that it makes sense to transfer the risk to a long-term care insurance policy. The simple truth is most people won’t have enough money to self-insure for that kind of thing when the time comes. If you have $20 million liquid sitting around, then you could easily set aside $2 to $3 million for long-term care and still be in great shape. But I advise virtually everyone to have good, long-term care coverage in place by age 60. For many folks, it can make the difference between living with dignity and having to depend on the government. And that’s not something I ever want to do for anything—especially not my healthcare! —Dave * Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times bestselling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 5 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

are in the end brought down by the people they stepped upon on the way up. Unfortunately, the people who think they’ll win by having no needs and taking care of everyone else just get burned out, used and bitter. In my column and my work, I am simply a fan of what works. I’ll throw away philosophy or theory any day in favor of results. I prefer my clients and readers to do the same with my advice.Try running over people, and see how that works. Try sacrificing yourself consistently to help others. Now try hearing what others want, giving it to them, and then asking for what you want. You’ll discover that when you leave people better than you found them, you’ll end up with a network of cheerleaders that will leave no stone unturned to see you succeed!

The last word(s) Q. I’d like to believe the most people will be nice if I’m nice to them. Do you think I’m being too idealistic? A. Yes, most people will do what they perceive to be in their short-term self-interest, whether you are “nice” to them or not.

(Daneen Skube, Ph.D., executive coach, trainer, therapist and speaker, also appears as the FOX Channel’s “Workplace Guru” each Monday morning. She’s the author of “Interpersonal Edge: Breakthrough Tools for Talking to Anyone, Anywhere, About Anything” (Hay House, 2006). You can contact Dr. Skube at www. interpersonaledge.com or 1420 NW Gilman Blvd., #2845, Issaquah, WA 98027. Sorry, no personal replies.)

“THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE” W12-1085 21567 IN THE CIRCUIT COURT OF THE 18TH JUDICIAL DISTRICT DUPAGE COUNTY, ILLINOIS COUNTY DEPARTMENT, CHANCERY DIVISION Bank of America, N.A.; Plaintiff, VS. Amy R. Conrad; The Woodridge Country Club Condominium Association No. 7; Woodridge Condominium Homeowners Association; Defendants. 12 CH 2080 Judge Robert Gibson NOTICE OF JUDICIAL SALE OF REAL ESTATE MORTGAGE FORECLOSURE NOTICE IS HEREBY GIVEN, that pursuant to a judgment heretofore entered by the said court occurred in the above entitled cause, John E. Zaruba, Sheriff of DuPage, Illinois, will on December 6, 2012, at the hour of 10:00 AM at DuPage County Sheriff`s Office, 501 North County Farm Road, Southwest Lobby, Wheaton, IL 60187, sell at public auction to the highest bidder for cash, all and singular, the following described real estate in the said judgment mentioned, situated in the County of DuPage, State of Illinois, or so much thereof as shall be sufficient to satisfy such judgment to wit: C/K/A: 2275 Country Club Drive, Unit 1, Woodridge, IL 60517 PIN: 08-25-421-019 The person to contact regarding information regarding this property is: Sales Dept., The Wirbicki Law Group, 33 W. Monroe St., Suite 1140, Chicago, IL 60603. Any questions regarding this sale should refer to file number W12-1085. The terms of the sale are Cash. 10% at time of sale, with the balance due within 24 hours. The property is improved by: Condominium. The Property is not open for inspection prior to sale. The real estate, together with all buildings and improvements thereon, and tenements, hereditament and appurtenances thereunto belonging shall be sold under such terms. Russell C. Wirbicki (6186310) Kenneth J. Nannini (3121924) Laurence J. Goldstein (0999318) James A. Meece (6256386) James D. Major (6295217) Christopher J. Irk (6300084) Emily S. Kresse (6294405) Shara Netterstrom (6294499) Ryan P. McNeil (6308006) Amelia R. Niemi (6308051) Brian M. Larson (6307947) The Wirbicki Law Group LLC Attorney for Plaintiff 33 W. Monroe St., Suite 1140 Chicago, IL 60603 Phone: 312-360-9455 Fax: 312-572-7823 Atty. No. 21567 W12-1085 I479551 Published 10/31, 11/7, 11/14

THE BUGLE NOVEMBER 14, 2012

IN THE CIRCUIT COURT OF THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY- WHEATON, ILLINOIS JPMorgan Chase Bank, National Association Plaintiff, vs. Antanas Sereiva; Ligija Sereiviene; JPMorgan Chase Bank, N.A.; Prentiss Creek Homes Association; Unknown Owners and Non-Record Claimants Defendants. 11CH2467 Property Address: 2231 Midhurst Road, Downers Grove, Illinois 60516 NOTICE OF SHERIFF SALE Public notice is hereby given that in pursuance of a judgment of said Court entered in the above-entitled cause on September 13, 2012, I, Sheriff, John E Zaruba of Dupage County, Illinois, will hold a sale on December 18, 2012 , commencing at 10:00 am, at Dupage County Sheriff’s Office, 501 North County Farm Road, Wheaton, IL 60187. to sell to the highest bidder or bidders the following described real estate, or so much thereof as may be sufficient to satisfy said decree, to-wit: Commonly known as: 2231 Midhurst Road, Downers Grove, Illinois 60516 P.I.N.: 08-24-208-004 First Lien Position; Single-Family Residence; Judgment Amount $275,681.04 IN ACCORDANCE WITH 735 ILCS 5/15-1507(c)(1)(H-1) AND (H-2), 765 ILCS 605/9(g)(5), AND 765 ILCS 605/18.5(g-1), YOU ARE HEREBY NOTIFIED THAT THE PURCHASER OF THE PROPERTY, OTHER THAN A MORTGAGEE, SHALL PAY THE ASSESSMENTS AND LEGAL FEES REQUIRED BY SUBSECTIONS (g)(1) AND (g)(4) OF SECTION 9 AND THE ASSESSMENTS REQUIRED BY SUBSECTION (g-1) OF SECTION 18.5 OF THE ILLINOIS CONDOMINIUM PROPERTY ACT. The property will not be open for inspection. Terms of Sale: CASH - 10% down at the time of sale and the balance due within 24 hours of the sale. All payments fo the amount bid shall be in certified funds payable to the Sheriff of Dupage County. The person to contact for information regarding this property is: Anthony Porto at FREEDMAN ANSELMO LINDBERG LLC 1807 West Diehl Road, Naperville, IL (866)402-8661. For bidding instructions, call 630-4536713 25 hours prior to sale. This communication is an attempt to collect a debt and any information obtained will be used for that purpose. FREEDMAN ANSELMO LINDBERG LLC 1807 W. Diehl Rd., Ste 333 Naperville, IL 60563 630-983-0770 866-402-8661 630-428-4620 (fax) I479994 Published 11/7, 11/14, 11/21

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY BANK, SUCCESSOR BY MERGER TO MIDAMERICA BANK, FSB PLAINTIFF VS CELINA BABA; PNC BANK, N.A. SUCCESSOR BY MERGER TO MIDAMERICA BANK, FSB; FARMINGDALE NORTH NO. 2 CONDOMINIUM ASSOCIATION; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 12 CH 1797 480 74TH STREET UNIT 204 DOWNERS GROVE, IL 60516 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on September 11, 2012, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 13, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00 AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: TAX NO. 09-29-214-094 COMMONLY KNOWN AS: 480 74TH STREET UNIT 204 DOWNERS GROVE, IL 60516 Description of Improvements: MULTI UNIT CONDOMINIUM WITH NO GARAGE The Judgment amount was $98,375.72. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/ expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.atty-pierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1207427 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale. I479004 Published 10/31, 11/7, 11/14

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP PLAINTIFF VS ADRIJA BAKAITYTE; ALMIRA KVEDARAVICIENE; WEBSTER BANK, NATIONAL ASSOCIATION; THE HIGHLANDS (WOODRIDGE ) UNIT 6 HOMEOWNERS ASSOCIATION; UNKNOWN HEIRS AND LEGATEES OF ADRIJA BAKAITYTE, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 10 CH 3429 2716 MOHAWK AVENUE WOODRIDGE, IL 60517 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on September 11, 2012, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 13, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00 AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: TAX NO. 08-25-104-022 COMMONLY KNOWN AS: 2716 MOHAWK AVENUE WOODRIDGE, IL 60517 Description of Improvements: TWO STORY SINGLE FAMILY HOME WITH TWO CAR GARAGE The Judgment amount was $265,900.80. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g) (4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.atty-pierce. com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1013204 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP PLAINTIFF VS HOURYEH R. HARIRI; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR 1ST ADVANTAGE MORTGAGE, LLC; UNKNOWN HEIRS AND LEGATEES OF HOURYEH R. HARIRI, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 10 CH 1666 2487 CONCORD DRIVE WOODRIDGE, IL 60517 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on August 10, 2010, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 11, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: TAX NO. 08-25-112-005 COMMONLY KNOWN AS: 2487 CONCORD DRIVE WOODRIDGE, IL 60517 Description of Improvements: ONE LEVEL HOUSE WITH TAN VINYL SIDING AND A TWO CAR ATTACHED GARAGE. The Judgment amount was $207,106.22. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g) (4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.atty-pierce. com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1005107 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

I478933

I481261

Published 10/31, 11/7, 11/14

Published 11/7, 11/14, 11/21

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS SOVEREIGN BANK, N.A., FORMERLY KNOWN AS SOVEREIGN BANK PLAINTIFF VS EBASTIAN MAIOR; LISA MAIOR; NETBANK; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 10 CH 003192 5919 WOODWARD AVENUE DOWNERS GROVE, IL 60516 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on September 11, 2012, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 13, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00 AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: TAX NO. 09-18-300-006 COMMONLY KNOWN AS: 5919 WOODWARD AVENUE DOWNERS GROVE, IL 60516 Description of Improvements: BROWN WOOD SIDING ONE STORY SINGLE FAMILY HOME WITH A TWO CAR DETACHED GARAGE The Judgment amount was $259,385.51. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.attypierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 3722060. Please refer to file #PA1014467 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale. I478938 Published 10/31, 11/7, 11/14

Across 1 “Close!” 7 Cartoon monkey 10 __ bonding 14 Create trouble 16 Mount near Olympus 17 See 64-Across 19 Marx’s “__ Kapital” 20 Smallish quarrel 21 With attitude 22 It may be painted 23 NASA moon lander 24 See 64-Across 33 “Alfred” composer, 1740 34 Study fields 35 Something golfers often break 36 Martial arts facility 37 Molasses-like 38 LaBeouf of “Transformers” films 39 Latin 101 word 40 Drummer in Goodman’s band 41 Crammer’s concern

When it rains, it pours. You may encounter a sticky mechanism in your emotional metabolism early in the week. Hold off on making crucial financial decisions and avoid disputesNOVEMBER with loved ones. 14, 2012 THE BUGLE

Chill out. Decisions about love and relationships can wait a little longer. There could be a temporary period early this week when you think the worst of others or they may not reveal true feelings.

Mull it over. In the first half of the week, seek advice from wiser and more experienced heads before you rush headlong into a new course of action. Expert guidance can prevent mistakes.

Down 42 See 64-Across 46 Quite a while 47 Unsafe? 48 It’s sometimes shaved 51 Smith’s item 53 Contend 56 See 64-Across 60 “__Cop”: 1987 film 61 Plant-based weight loss regimen 62 Former cygnet 63 Scale notes 64 Clue for this puzzle’s four longest answers

Sudoku

J umble

Tribune Media Services 2012

Previous puzzle ’s answers

Jumbles: • BROOD • AGING • MORBID • BRANCH

Answer:

Another name for an ornithologist -- A “BIRD BRAI”

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THE BUGLE NOVEMBER 14, 2012

LEGAL SHERIFF’S SALE

“THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE” W12-1085 21567 IN THE CIRCUIT COURT OF THE 18TH JUDICIAL DISTRICT DUPAGE COUNTY, ILLINOIS COUNTY DEPARTMENT, CHANCERY DIVISION Bank of America, N.A.; Plaintiff, VS. Amy R. Conrad; The Woodridge Country Club Condominium Association No. 7; Woodridge Condominium Homeowners Association; Defendants. 12 CH 2080 Judge Robert Gibson NOTICE OF JUDICIAL SALE OF REAL ESTATE MORTGAGE FORECLOSURE NOTICE IS HEREBY GIVEN, that pursuant to a judgment heretofore entered by the said court occurred in the above entitled cause, John E. Zaruba, Sheriff of DuPage, Illinois, will on December 6, 2012, at the hour of 10:00 AM at DuPage County Sheriff`s Office, 501 North County Farm Road, Southwest Lobby, Wheaton, IL 60187, sell at public auction to the highest bidder for cash, all and singular, the following described real estate in the said judgment mentioned, situated in the County of DuPage, State of Illinois, or so much thereof as shall be sufficient to satisfy such judgment to wit: UNIT 1A IN BUILDING 2 IN THE WOODRIDGE COUNTRY CLUB CONDOMINIUM NO. 7, AS DELINEATED ON A SURVEY OF THE FOLLOWING DESCRIBED REAL ESTATE: THAT PART OF THE SOUTH 1/2 OF THE SOUTHEAST 1/4 OF SECTION 25, TOWNSHIP 38 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN DUPAGE COUNTY, ILLINOIS; WHICH SURVEY IS ATTACHED AS EXHIBIT “A” TO THE DECLARATION OF CONDOMINIUM RECORDED AS DOCUMENT R79-17268; TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS. C/K/A: 2275 Country Club Drive, Unit 1, Woodridge, IL 60517 PIN: 08-25-421-019 The person to contact regarding information regarding this property is: Sales Dept., The Wirbicki Law Group, 33 W. Monroe St., Suite 1140, Chicago, IL 60603. Any questions regarding this sale should refer to file number W121085. The terms of the sale are Cash. 10% at time of sale, with the balance due within 24 hours. The property is improved by: Condominium. The Property is not open for inspection prior to sale. The real estate, together with all buildings and improvements thereon, and tenements, hereditament and appurtenances thereunto belonging shall be sold under such terms. Russell C. Wirbicki (6186310) Kenneth J. Nannini (3121924) Laurence J. Goldstein (0999318) James A. Meece (6256386) James D. Major (6295217) Christopher J. Irk (6300084) Emily S. Kresse (6294405) Shara Netterstrom (6294499) Ryan P. McNeil (6308006) Amelia R. Niemi (6308051) Brian M. Larson (6307947) The Wirbicki Law Group LLC Attorney for Plaintiff 33 W. Monroe St., Suite 1140 Chicago, IL 60603 Phone: 312-360-9455 Fax: 312-572-7823 Atty. No. 21567 W12-1085

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS 2012 CH 004919 JPMorgan Chase Bank, N.A. PLAINTIFF Vs. Sari Harvey; Cameo Terrace West Condominium Association - 5540; Unknown Heirs and Legatees of Ruth E. Harvey a/k/a Ruth Ellen Harvey; Unknown Owners and Nonrecord Claimants DEFENDANTS NOTICE BY PUBLICATION NOTICE IS GIVEN TO YOU: Unknown Heirs and Legatees of Ruth E. Harvey a/k/a Ruth Ellen Harvey Unknown Owners and Nonrecord Claimants That this case has been commenced in this Court against you and other defendants, praying for the foreclosure of a certain Mortgage conveying the premises described as follows, to-wit: UNIT 26-C, IN CAMEO TERRACE WEST CONDOMINIUMS AS DELINEATED ON A SURVEY OF THE FOLLOWING DESCRIBED REAL ESTATE: PART OF SECTIONS 11, 12 AND 14, TOWNSHIP 38 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN DUPAGE COUNTY, ILLINOIS, WHICH SURVEY IS ATTACHED AS AN EXHIBIT TO THE DECLARATION OF CONDOMINIUM RECORDED AS DOCUMENT R66-12740, AS AMENDED FROM TIME TO TIME, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS, ALL IN DUPAGE COUNTY, ILLINOIS. COMMONLY KNOWN AS: 5540 Walnut Avenue Unit #26C Downers Grove, IL 60515 and which said Mortgage was made by: Ruth E. Harvey a/k/a Ruth Ellen Harvey executed the mortgage, however this individual is deceased and is not named as a defendant in this lawsuit the Mortgagor(s), to JPMorgan Chase Bank, N.A., as Mortgagee, and recorded in the Office of the Recorder of Deeds of DuPage County, Illinois, as Document No. R2007-042303; and for other relief; that summons was duly issued out of said Court against you as provided by law and that the said suit is now pending. NOW, THEREFORE, UNLESS YOU file your answer or otherwise file your appearance in this case in the Office of the Clerk of this Court, Chris Kachiroubas Clerk of the Circuit Court 505 N. County Farm Road P.O. Box 707 Wheaton, IL 60187 on or before November 30, 2012, A DEFAULT MAY BE ENTERED AGAINST YOU AT ANY TIME AFTER THAT DAY AND A JUDGMENT MAY BE ENTERED IN ACCORDANCE WITH THE PRAYER OF SAID COMPLAINT. CODILIS & ASSOCIATES, P.C. Attorneys for Plaintiff 15W030 North Frontage Road, Suite 100 Burr Ridge, IL 60527 (630) 794-5300 DuPage # 15170 Winnebago # 531 Our File No. 14-12-27135 NOTE: This law firm is deemed to be a debt collector.

I479551 Published 10/31, 11/7, 11/14

I479458 Published 10/31, 11/7, 11/14

THE BUGLE NOVEMBER 14, 2012 LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP PLAINTIFF VS ADRIJA BAKAITYTE; ALMIRA KVEDARAVICIENE; WEBSTER BANK, NATIONAL ASSOCIATION; THE HIGHLANDS (WOODRIDGE ) UNIT 6 HOMEOWNERS ASSOCIATION; UNKNOWN HEIRS AND LEGATEES OF ADRIJA BAKAITYTE, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 10 CH 3429 2716 MOHAWK AVENUE WOODRIDGE, IL 60517 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on September 11, 2012, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 13, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00 AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: LOT 781 IN THE HIGHLANDS (AMENDED), BEING A SUBDIVISION IN SECTION 25, TOWNSHIP 38 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 26, 1964 AS DOCUMENT R646164, IN DUPAGE COUNTY, ILLINOIS. TAX NO. 08-25-104-022 COMMONLY KNOWN AS: 2716 MOHAWK AVENUE WOODRIDGE, IL 60517 Description of Improvements: TWO STORY SINGLE FAMILY HOME WITH TWO CAR GARAGE The Judgment amount was $265,900.80. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.attypierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1013204 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY BANK, SUCCESSOR BY MERGER TO MIDAMERICA BANK, FSB PLAINTIFF VS CELINA BABA; PNC BANK, N.A. SUCCESSOR BY MERGER TO MIDAMERICA BANK, FSB; FARMINGDALE NORTH NO. 2 CONDOMINIUM ASSOCIATION; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 12 CH 1797 480 74TH STREET UNIT 204 DOWNERS GROVE, IL 60516 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on September 11, 2012, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 13, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00 AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: UNIT 204R IN GALLAGHER AND HENRY’S FARMINGDALE NORTH UNIT NO. 2 CONDOMINIUM, AS DELINEATED ON THE SURVEY OF PART OF LOT 1 IN GALLAGHER AND HENRY’S FARMINGDALE NORTH CONDOMINIUMS IN PART OF THE NORTHEAST 1/4 OF SECTION 29, TOWNSHIP 38 NORTH, RANGE 11, EAST OF THE THIRD PRINCIPAL MERIDIAN, RECORDED AS DOCUMENT R7230225 IN DUPAGE COUNTY, ILLINOIS, WHICH SURVEY IS ATTACHED AS EXHIBIT “D” TO THE DECLARATION OF CONDOMINIUM RECORDED AS DOCUMENT R72-59864, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS. TAX NO. 09-29-214-094 COMMONLY KNOWN AS: 480 74TH STREET UNIT 204 DOWNERS GROVE, IL 60516 Description of Improvements: MULTI UNIT CONDOMINIUM WITH NO GARAGE The Judgment amount was $98,375.72. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.attypierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1207427 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

I478933

I479004

Published 10/31, 11/7, 11/14

LEGAL SHERIFF’S SALE IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS SOVEREIGN BANK, N.A., FORMERLY KNOWN AS SOVEREIGN BANK PLAINTIFF VS EBASTIAN MAIOR; LISA MAIOR; NETBANK; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 10 CH 003192 5919 WOODWARD AVENUE DOWNERS GROVE, IL 60516 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on September 11, 2012, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 13, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00 AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: LOT 33 IN BLOCK 20 IN DOWNERS GROVE GARDENS, BEING A SUBDIVISION IN SECTION 13, TOWNSHIP 38 NORTH, RANGE 10 AND SECTION 18, TOWNSHIP 38 NORTH, RANGE 11, ALL EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED MAY 7, 1924 AS DOCUMENT 177390, IN DUPAGE COUNTY, ILLINOIS. TAX NO. 09-18-300-006 COMMONLY KNOWN AS: 5919 WOODWARD AVENUE DOWNERS GROVE, IL 60516 Description of Improvements: BROWN WOOD SIDING ONE STORY SINGLE FAMILY HOME WITH A TWO CAR DETACHED GARAGE The Judgment amount was $259,385.51. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.attypierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1014467 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale. I478938 Published 10/31, 11/7, 11/14

LEGAL SHERIFF’S SALE

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP PLAINTIFF VS HOURYEH R. HARIRI; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR 1ST ADVANTAGE MORTGAGE, LLC; UNKNOWN HEIRS AND LEGATEES OF HOURYEH R. HARIRI, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; DEFENDANTS 10 CH 1666 2487 CONCORD DRIVE WOODRIDGE, IL 60517 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on August 10, 2010, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on December 11, 2012, in 501 North County Farm Road, Wheaton, IL, at 10:00AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: LOT 23 IN WOODRIDGE CENTER UNIT NO. 18, BEING A SUBDIVISION OF PART OF SECTIONS 24 AND 25, TOWNSHIP 38 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED NOVEMBER 13, 1984 AS DOCUMENT R84-91548 AND CERTIFICATE OF CORRECTION RECORDED MARCH 6, 1985 AS DOCUMENT R85-15318, IN DUPAGE COUNTY, ILLINOIS. TAX NO. 08-25-112-005 COMMONLY KNOWN AS: 2487 CONCORD DRIVE WOODRIDGE, IL 60517 Description of Improvements: ONE LEVEL HOUSE WITH TAN VINYL SIDING AND A TWO CAR ATTACHED GARAGE. The Judgment amount was $207,106.22. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.attypierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060. Please refer to file #PA1005107 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

IN THE CIRCUIT COURT OF THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY- WHEATON, ILLINOIS JPMorgan Chase Bank, National Association Plaintiff, vs. Antanas Sereiva; Ligija Sereiviene; JPMorgan Chase Bank, N.A.; Prentiss Creek Homes Association; Unknown Owners and NonRecord Claimants Defendants. 11CH2467 Property Address: 2231 Midhurst Road, Downers Grove, Illinois 60516 NOTICE OF SHERIFF SALE Public notice is hereby given that in pursuance of a judgment of said Court entered in the above-entitled cause on September 13, 2012, I, Sheriff, John E Zaruba of Dupage County, Illinois, will hold a sale on December 18, 2012 , commencing at 10:00 am, at Dupage County Sheriff’s Office, 501 North County Farm Road, Wheaton, IL 60187. to sell to the highest bidder or bidders the following described real estate, or so much thereof as may be sufficient to satisfy said decree, to-wit: LOT 16 IN PRENTISS CREEK UNIT NO. II, A SUBDIVISION SITUATED IN THE NORTHEAST QUARTER OF SECTION 24, TOWNSHIP 38 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN DUPAGE COUNTY, ILLINOIS. Commonly known as: 2231 Midhurst Road, Downers Grove, Illinois 60516 P.I.N.: 08-24-208-004 First Lien Position; Single-Family Residence; Judgment Amount $275,681.04 IN ACCORDANCE WITH 735 ILCS 5/15-1507(c)(1)(H-1) AND (H-2), 765 ILCS 605/9(g)(5), AND 765 ILCS 605/18.5(g-1), YOU ARE HEREBY NOTIFIED THAT THE PURCHASER OF THE PROPERTY, OTHER THAN A MORTGAGEE, SHALL PAY THE ASSESSMENTS AND LEGAL FEES REQUIRED BY SUBSECTIONS (g)(1) AND (g)(4) OF SECTION 9 AND THE ASSESSMENTS REQUIRED BY SUBSECTION (g-1) OF SECTION 18.5 OF THE ILLINOIS CONDOMINIUM PROPERTY ACT. The property will not be open for inspection. Terms of Sale: CASH - 10% down at the time of sale and the balance due within 24 hours of the sale. All payments fo the amount bid shall be in certified funds payable to the Sheriff of Dupage County. The person to contact for information regarding this property is: Anthony Porto at FREEDMAN ANSELMO LINDBERG LLC 1807 West Diehl Road, Naperville, IL (866)402-8661. For bidding instructions, call 630-453-6713 25 hours prior to sale. This communication is an attempt to collect a debt and any information obtained will be used for that purpose. FREEDMAN ANSELMO LINDBERG LLC 1807 W. Diehl Rd., Ste 333 Naperville, IL 60563 630-983-0770 866-402-8661 630-428-4620 (fax)

I481261 Published 11/7, 11/14, 11/21

I479994 Published 11/7, 11/14, 11/21

Travel

THE BUGLE NOVEMBER 14, 2012

O’er the ramparts: Castles in Great Britain For centuries, Great Britain’s castles were the literal and political high points of their communities. Designed to keep people out, today these formidable structures are wide open to visitors and appreciated for their romantic allure. Adults and kids alike love a good castle - who can resist the appeal of drawbridges, secret passageways, and pointy turrets towering over a moat? Much of the fun of a visit to a castle comes from learning the nitty-gritty facts about what life was really like for its inhabitants. Life in the Middle Ages was actually a lot like the people: nasty, brutish, and short. Most countryside castles began not as palaces for princes, but as armored bunkers, with all the romance of a fallout shelter. Sure, they had a lofty tower or two, but only to spot trespassers and to give attackers second thoughts. And while your home may be far less impressive on the outside than the castles you’ll see, you’ll definitely come away with a renewed appreciation for the state of your plumbing. The habit of castle building came to Britain with William the Conqueror in 1066. To protect himself and his invading Norman force, William left a trail of wooden forts throughout the land. They were in the classic “motte-and-bailey” design, with an earthen mound - the motte - providing a lookout tower for the stockade encircling the protected area - the bailey. One of the first was at Windsor, high above the Thames River, built to secure the western approach to London (and today an easy day trip away). Over time, later monarchs spiffed up the original fortress, and today’s stone heap - with sprawling grounds and lavish staterooms - is said to be the largest and oldest occupied castle in the world. It’s been the official home of England’s royal family for 900 years. Windsor may be the biggest of England’s castles, but the award for most spectacular goes to Warwick (just north of Stratford), with its lush, green, grassy moat and fairy-tale fortifications. It too

Photo Courtesy of Dominic Bonuccelli

The evocative ruins of Scotland’s Urquhart Castle overlook Loch Ness (monster sightings possible).

was originally built at William the Conqueror’s command and then gradually rebuilt in stone throughout the Middle Ages by the earls of Warwick.The current earl has turned to professionals to wring maximum tourist dollars from his home, and the greedy feel of the place can be a little annoying. But there’s something for every taste - an educational armory, a terrible torture chamber, a queenly garden, merry bands of musical jesters, and a peacock-patrolled, picnic-perfect park. Even with its crowds of modern-day barbarians and its robber-baron entry fee ($35), Warwick’s worthwhile. The biggest concentration of castles is in Wales, said to have more per square mile than any place in Europe. And most of them are English castles, built in the 13th century by King Edward to establish his rule over the feisty Welsh. The greatest of Edward’s castles - like Caernarfon and Conwy - were masterpieces of medieval engineering. Their towers were round, with no corners to knock off, making

them tougher to break through. Their castle-within-a-castle floor plan gave defenders a place to retreat and wreak havoc on the advancing enemy, or just wait for reinforcements. And every castle Edward built had a river or sea exit, so he could resupply - or escape - on the water. Conwy Castle - my personal favorite - is dramatically sited on a rock overlooking the sea, with eight mighty drum towers. It was a power statement from the English king to the Welsh - who had little more than bows and arrows to fight with. The castle is built on solid rock, making it impossible forWelsh malcontents to tunnel underneath the walls. The English paid dearly for Conwy’s construction through heavy taxes. And today, with the Welsh flag proudly flying from its top, the English happily pay again just to visit. Because British castles often protected key roads and rivers, many of them match up with the main sightseer circuit. More than a few are jazzed up with battle re-enactments, sound-and-

light shows, catapult demos, dress-up costumes, and medieval banquets. But beyond the touristy venues are the castles I prefer - the forgotten ones. Medieval fortresses are rotting away throughout Britain, their stones picked over and carted away to build other things. In Scotland, St. Andrews Castle is an evocative empty shell that invites you to fill-in-the-moat, and the ruins at Urquhart Castle, on the Loch Ness, are gloriously situated with a view of virtually the entire lake.The grassy hilltop at the textbook motte-and-bailey Norman ruins at Pickering, in the North York Moors, is perfect for

understanding the fort’s strategic location. These landmarks from times past tell their stories all over Great Britain. Make time for both castle types - some forgotten, some discovered - in your itinerary. You’ll find castle thrills lurking in every direction. (Rick Steves (www.ricksteves.com) writes European travel guidebooks and hosts travel shows on public television and public radio. Email him at rick@ricksteves.com and follow his blog on Facebook.)

THE BUGLE NOVEMBER 14, 2012