Romeoville 11-14-19

NOVE MBER 1 4 , 2 0 1 9 VO L . 1 6 I SS U E 18

# BUGL E N E W S YOUR COMM U N I T Y. YOUR NE WS .

IN THI S I SSU E E VENTS

Calendar Events Upcoming events in your area SEE PAGE 4

SP ORTS

Second round win Raiders win in 2OT over Oswego SEE PAGE 5

BU SI NESS

Dave Says Dave Ramsey’s Column SEE PAGE 7

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your Communit y. your news. thursday, novemBer 14, 2019 | BuglenewsPaPers.Com

loCal news

Rock Bottom Restaurant hosts elected officials chili cook off fundraiser

state senator Jennifer Bertino-tarrant wins best chili By ryan ostry Bugle staff

@RyanOstry_BR18 rostry@buglenewspapers.com Although the April election has long passed, officials elected are still competing against each other.

Last weekend, several local politicians were featured at Rock Bottom Restaurant in Bolingbrook for a chili cook off hosted by the bipartisan group Bolingbrook United.

“Tonight we have Bolingbrook United here and they’re doing the fundraiser for their event which is the chili cook off,” said manager Simon Sulaica. “The money raised will be used to help for their campaigns.”

This fundraiser that raised more than $3,000 last Thursday night, hosted elected officials such as the state senator, village board members and local school board members. To participate, there was a $10 buy in where whoever paid, not only had the chance to taste all of the chili, but also help pick the winner by voting.

The winner of the chili cook off went to State Senator Jennifer Bertino-Tarrant, who took home the award, “the golden spoon”.

A few of the other elected officials that were there engaging with families and residents of Bolingbrook were Jason Cann, Debi Savage and Jackie Traynere.

Cann, who works as a Plainfield Library Trustee, is a community activist who seeks to increase transparency in government on behalf of the taxpayers.

“I think it’s very important for people to support the Bolingbrook United Group,” Cann said. “It’s important people have a different voice, for far too long people just had one vision and one voice.”

Savage, is an elected Will County Regional School Board Trustee, that wants to bring her talents and ideas to the Valley View School District Board to make a more direct and impactful difference in the education and lives of Valley View students, parents and faculty.

“We want to make a change in Bolingbrook,” Savage said. “We want things to be fiscally sound, we might need some help with that, but we feel like we have some really good ideas and really good people with great integrity.”

PHOTO BY RYAN OSTRY

last weekend, several local politicians were featured at rock Bottom restaurant in Bolingbrook for a chili cook off hosted by the bipartisan group Bolingbrook united.

Traynere, is someone who recently ran for the Mayor of Bolingbrook and has been a member of the county board since 2008.

“Three years ago I won re-election to the County Board and I got together with some neighbors who were upset with how things were going in Bolingbrook,” Traynere said.

“We decided it was time to ban to-

gether and figure out something we could do about it so we found some candidates and we ran them under the banner for Bolingbrook United.”

Sulaica said although this event was meant for publicity for elected officials’ campaigns, it was good to see those in office and future candidates from both parties getting along and coming together for a en-

graders explain the origin of taps

irene king students write thank you letters to veterans For a student community service project this school year, the fourth grade teachers at Irene King Elementary School have set up a partnership with Applebee’s Restaurant in Joliet.

This Veterans’ Day, vets can get a free meal and with the meal comes a Thank You Card from a fourth grader at Irene King.

tibbott 5th

Tibbott Elementary School students welcomed a dozen veterans to their school for a program honoring their service.

In addition to singing patriotic songs, the Tibbott 5th graders shared the origin of Taps, quite possibly the most recognizable 24 musical notes ever written.

skoff invites all veterans to Pancake Breakfast on sat. nov. 16 Skoff Elementary School will host their annual Veterans’ Day Pancake Breakfast at 8:30 am on Sat. Nov. 16. Veterans’ get to dine for no charge and tickets are $3 per person at the door.

Skoff 2nd grade students will be performing patriotic songs beginning at 9:30 am.

joyable fundraising event.

“This is good for us at Rock Bottom because we’re helping Bolingbrook and their campaign by teaming up with the community,” Sulaica said.

“It’s also nice to see even though it is a political event, for so many people to show up and all seem to be enjoying themselves while trying and enjoying some chili.”

november 1115 is school Psychologist awareness week The second week in November is National School Psychologist Awareness Week and it brings a focus to the psychologists who work in schools around the world to advance effective practices to improve students’ learning, behavior, and mental health.

In VVSD, our school psychologists are essential members of the student support teams in each of our school buildings.

We visited with Salk Elementary School Psychologist Ms. Lara Van Beek for a more detailed explanation about how school psychologists assist student learning, and we learned why Ms. Van Beek chose this incredibly vital profession.

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3

loCal news >> valley view sChool distriCt Board

Boudouris awarded board seat after recount

election results previously had been certified with Carlson having a three-vote victory over Boudouris By mark gregory editorial director

@Hear_The_Beard mark@buglenewspapers.com

On his final meeting as a member of the Valley View School District, James ‘JT’ Boudouris said the service of the Boudouris family had come to an end after his parents had spent more that 70 combined years working in the district.

After a recount of votes, that service has returned.

The Will County Clerk’s Office on Tuesday amended the results in the school board race for the Valley View School District in the April 2, 2019 Consolidated Election by order of the 12th Judicial Circuit Court, making Boudouris the third-highest vote getter and Sandra E. Carlson the fourthhighest vote getter.

Judge Roger Rickmon discarded eight votes for Carlson in court on Tuesday because Election Judges at either a polling place or an early vot-

ing location did not initial blank ballots before they were issued to the voter. The judge’s ruling gave Boudouris 3,291 votes and Carlson 3,286 votes, a five-vote victory for Boudouris.

The election results previously had been certified with Carlson having a three-vote victory over Boudouris.

Boudouris challenged the outcome of this narrow election in court.

“I am super excited about the outcome,” Boudouris said. “I gave a speech my last board meeting and the purpose was calling out people who have bad things to say and who spread false things about the School District and about people I know personally. That kind of divisive behavior isn’t helping. They are sewing seeds of discourse and you have no facts to speak of. They were saying bad things about other board members and spreading things about (Valley View Superintendent Dr.) Jim Mitchem and spreading rumors about the quality of the schools.

“They took that as me whining about losing.”

Boudouris said when he originally challenged the votes, he was looking for abnormalities on the ballots something most candidates do when losing a close race. He never expected to find what he did.

“On election night, I was up by 10 votes,” Boudouris said. “On the day the county counted the mail-in ballots, I lost by three votes - and that was what I did - I lost. A county employee approached me with a discovery recount and for $10 per precinct, I can count up to 25 percent of the precincts. That was a no-brainer. It was curiosity. I saw ballots with no judge initials - then the focus went from a long shot to there is something here.

“No one can say the ballots were cast honestly and truthfully. We never came out and said there was fraud.

I think very highly of Lauren Staley Ferry and her staff. I don’t think they did anything unbecoming of their jobs. There is no validation on the ballot. For everything I know, the law was followed. There was no disagreement by the judge, myself and my lawyer and the Clerk’s office that uninitialled

loCal news

Workforce Center to offer customer service training on Nov. 15 dedicated trainers will provide support and guidance on how to be successful in a fastpaced work environment

The Workforce Center of Will County will partner with Goodwill Workforce Connection Center to offer a special customer service training from 9:00 a.m. until 1:30 p.m. on Friday, Nov. 15 at its location in Suite 100, 2400 Glenwood Avenue in Joliet.

“We are pleased to partner with Goodwill to offer this training at no cost to Will County residents,” said Will County Executive Larry Walsh. “The ability to effectively work in teams and good communication skills are important in every job, and businesses are looking for these skills. Plus it’s a great way to add skills to a resume.”

Dedicated trainers will provide support and guidance on how to be

successful in a fast-paced work environment. Topics will include basic customer service and communication skills, professionalism, and building relationships.

Advance registration is required by emailing ekohl@willcountyillinois. com no later than Nov. 12.

For more information about this event or any of the other services available at the Workforce Center of Will County, call (815) 727-4444 or visit the website: www.will.works.

workforce Center of will County to host Job fair nov. 14 The Workforce Center of Will County will host a job fair from 9:00 a.m. until 11:00 a.m. on Thursday, November 14 at its location in Suite 100, 2400 Glenwood Avenue in Joliet.

Available positions include flex and security officers, certified medical as-

sistant, snow pushers, forklift drivers, HVAC service and install techs, bus drivers, warehouse associates, customer service representative, general laborer, machine operator, and materials handler.

Job seekers should bring a current resume, dress professionally, and be ready for an interview. Will County Executive Larry Walsh encourages anyone looking for a job to attend this job fair.

“Our Workforce Center of Will County is the place to find a job,” he said. “This job fair is an excellent opportunity to meet with multiple employers and learn about employment opportunities. The center can also help to polish a resume and learn other skills to prepare for a new job. I advise any Will County resident who is looking for work to use these services.”

For more information about this job fair or other services offered by the Workforce Center of Will County, call (815) 727-4444 or visit the website: www.will.works.

ballots were to be counted. All of the validated ballots were counted.”

Boudouris said there was nothing personal with Carlson, who he will now replace on the board.

“She seems like she is a very nice lady and none of this was personal,” he said. “I wish her the best and if she runs again, and I hope they do, I will vote for her.”

Boudouris said being back on the board to him means serving the district.

“When the campaigning started and the election happened, I had a newborn daughter,” he said. “I missed a lot, and I would not have sacrificed that if I didn’t care. I want to be part of this to make it better, the Romeoville and Bolingbrook schools have been a big part of my life.”

The County Clerk’s Office said on a release it was “was disappointed by the judge’s decision to disregard those eight votes cast in only five precincts in the Valley View School District. The County Clerk’s Office, in a court response filed in June, argued strongly that if ballots without initials were to be disregarded, the standard should have been applied to every precinct

in the district, not just the five selected by the challenger. The Will County Clerk’s Office was prepared to devote resources needed for a district-wide examination of all ballots. The Clerk’s Office takes no interest in which candidates win their elections, but it does have an abiding commitment to the administration of the election process.

The release read, “Disappointment with the court ruling does not negate the fact that training for more than 1,500 Election Judges needs improvement. The Will County Clerk took office in December and began preparing for the April 2 Consolidated Election utilizing training practices that already had been established. The process of improving those practices already has begun.”

Those practices include: Revamping its Training Manual to make it easier for Election Judges to understand and use, creating online training videos to refresh and guide Election Judges on key procedures as Election Day approaches, developing plans to update Election Judges on key issues – the initialing of ballots now being the top priority – in advance of Early Voting and Election Day.

County news Briefs

Joliet man arrested for Nov. 2 shooting

By Brian stanley

Bugle staff

@BugleNewspapers bstanley@buglenewspapers.com

A Joliet man was arrested after allegedly shooting a woman in the leg Nov. 2. The shooting occurred at 4:52 p.m. in the 200 block of O’Neill Street. Police said officers arrived to find a 22-yearold woman had been shot in the leg. Her injury was not lifethreatening.

Police said “a description of the possible vehicle that was used in the incident” was given out to other officers and a traffic stop was made a short time later in the 1000 block of Gardner Street.

Investigators reportedly matched the driver, Dominique Travis, 26, as the suspect in the shooting.

“The reason for the shooting is still being investigated,” police said. Travis was arrested on a charge of aggravated battery

with a firearm and booked into the county jail. Travis has previous pleaded guilty to unlawful use of a weapon for a Sept. 2013 confrontation in Joliet where he shot at a group of people in the 200 block of North Broadway. He served prison time for both that incident and striking his pregnant girlfriend earlier that year.

Travis was also tried on a charge of attempted murder for an Oct. 2013 shooting at a party in the 100 block of Malibu Drive in Bolingbrook. A 20-year-old man was shot in the chest and a 21-year-old man was shot in the leg, according to court records.

Police said Travis fled with another man in an SUV that led officers on a high-speed chase to Joliet. During Travis’ 2014 trial, the driver of the SUV and other party guests testified they could not remember Travis attending the party and he was found not guilty.

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Calendar

uPComing events in your area thursday, novemBer 14, 2019 | BuglenewsPaPers.Com

NOV 1-DEC 6 SKOKIE letters from santa. Skokie Park District. Surprise your child with a letter written by Santa. Due to Santa’s extremely busy schedule, participants are encouraged to sign up early. Registrations forms are available at any Skokie Park District facility and online at www. skokieparks.org beginning November 1, 2019. Letters will be on Friday, December 13, 2019 to ensure delivery by Christmas Eve, December 24, 2019. Registration deadline is Friday, December 6, 2019.

NOVEMBER 2 PARK RIDGE treasures & trinkets holiday BaZaar. 10 a.m.3 p.m. at the Centennial Activity Center.

Looking for the perfect holiday gift? Look no further. Handmade holiday crafts, sweaters and Afghans, baked goods, and yesterday’s treasures are for sale during our Annual Bazaar. Bring your wallet and a friend to support the Centennial Activity Center. Lunch items are available for purchase. Visit www.prparks.org for more information.

NOVEMBER 2 PARK RIDGE PumPkin smash & Bash. 12:30-1:30 p.m. at Centennial Park. Recycle your pumpkin at the Pumpkin Smash and Bash. Roll your pumpkin down the Centennial Sled Hill in a fun competition that kicks off the event, smash and bash them, then launch them into piles of compost. Go green by helping to clean up the newly smashed pumpkins and learn about composting. Please remove any candles, stickers, and glow sticks before bringing your pumpkin to the event. Event is free, but registration required.

NOVEMBER 2 JOLIET nature mystery night. 6-8 p.m. at Pilcher Park Nature Center. Wizarding World and Magical Creatures fans, come be sorted into your houses at Pilcher Park’s School of Magic, and help us solve a mystery in our Magical Forest. Listen to musical clues from your favorite wizarding movies; bring your sharpest senses, and quench your thirst for observing natural phenomena. One night only. No flashlights, please, but costumes are encouraged. Cost is per participating child. Registration is required. Dress for the weather.

NOVEMBER 2 BOLINGBROOK BolingBrook Park distriCt holiday Craft show. 9 a.m.- 3 p.m. at the Annerino Community Center. Crafters mark your calendar for the 34th Annual Holiday Craft Show. Exhibits are limited to handmade items only. Commercially made items or flea market items will not be accepted. Please call (630) 7391700 for more information.

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BASKETBALL SOCCER CROSS COUNTRY FOOTBALL SOCCER TENNIS BASEBALL SOFTBALL VOLLEYBALL TRACK & FIELD SWIMMING CHEERLEADING DANCE Bowling footBall

douBle the

Pleasure

Bolingbrook needs two overtime periods to defeat oswego in second round of Class 8a playoffs By mark gregory editorial director

@Hear_The_Beard mark@buglenewspapers.com The last time Bolingbrook was in the IHSA Class 8A quarterfinals was 2014 after defeating Oswego 31-28 in overtime to get past the second round.

Saturday night, the Raiders advanced again with another win over Oswego – only this time it took two overtime periods and the Raiders won 31-30.

The teams traded first-play touchdowns in the first extra period and after Antonio King scored the go ahead touchdown to open the second OT, Oswego answered, but instead of sending the game to a third extra frame, the Panthers went for the twopoint conversion and the win.

The ball went to defensive end Jack Hugunin, who doubles as a fullback around the goal line.

“We knew who was getting the ball — that was no secret,” said Bolingbrook coach John Ivlow.

Raider junior linebacker Tyler McLaurin knew whatever happened, the play was going through the 6-foot, 3-inch, 275-pound Northern Illinois University commit.

“We knew we had to hit the big guy,” McLaurin said. “We knew the ball was either going to go to him or he was going to lead the quarterback to the end zone. We put our big lineman John Williams out there in the Agap and that made him slide inside.

When he did that, we had that one inch we needed to make the tackle.”

Alex Tran opened the scoring for

the Raiders when he broke free from 55-yards out with 8 minutes, 19 seconds left to play in the opening quarter to give Bolingbrook the 7-0 lead.

There was no score again until Joseph Balas hit a 35-yard field goal to extend the Bolingbrook lead to 10-0 with 3:47 left in the third quarter.

Oswego got on the board in the closing minute of the third quarter on a Hugunin run to cut the lead 107.

The Panthers took the 14-10 lead with 6:29 left in the fourth quarter, then five minutes later King scored his first touchdown of the game out of the wildcat formation from 17-yards away.

Oswego moved the ball in the final seconds and sent the game into overtime with a 28-yard field goal.

In the first OT, quarterback Devyn Suggs hit tight end Trevor Borland in the back of the end zone.

“This took heart,” King said. “Nobody ever gave up and I am really happy with my team. I hate the cold, but I love (that we get to practice another week).”

That game will be at Bolingbrook as the No. 21 seed Raiders host No. 4 Warren.

“It has been since 2014 the last time we were in the quarterfinals. We went through some things that people don’t realize – we’ve been through eight offensive coordinators, seven defensive coordinators in the last six years,” Ivlow said. “We have been through some changes and now we are starting to get some stability and you see it. Hopefully, we are back on the rise.”

PHOTO BY MARK GREGORY

antonio king and the raiders defeated oswego in double overtime to advance to the Class 8a quarterfinals.

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College

lewis women earn win over northern michigan

Lewis’ women’s basketball team hit 13 three-pointers while shooting 52 percent from beyond the arc to pick up its first win of the season defeating Northern Michigan 65-41 on Sunday afternoon at Neil Carey Arena. The Flyers improve to 1-1 while the Wildcats drop to 1-1.

Lewis fell behind early on threepointer by Jessica Schultz 1:43 into the contest. The Flyers responded with back-to-back three’s from Morgan Glatczak (Mukwonago, Wis./ Mukwonago) and Kaitlyn Williams (Homer Glen, Ill./Joliet Catholic) sparking a 10-0 run.

Lewis never trailed after that point.

The Wildcats cut the lead to 10-8 but the Flyers responded with three’s from Reilly Olmstead (Brownsburg, Ind./Brownsburg) and Stephanie Hart (Geneva, Ill./Geneva) to take a 16-8 with 0:11 left in the quarter.

Northern Michigan threw in a three right before the buzzer from about 35 feet out to cut Lewis’ lead to five at the quarter break.

The Flyers opened the second quarter on a 9-0 run behind a pair of three’s from Hart and one from Glatc-

zak to extend its lead to 14 points.

The Wildcats the lead to 12 with 4:43 to go in the quarter but Lewis countered with a 7-1 run over the next 3:41 to take its largest lead of the half at 34-16 on a pair of free throws from Dajae Black (Chicago, Ill./Marist).

Northern Michigan hit a three on the next possession to cut the Flyer lead to 34-19 at the half.

Lewis shot 44 percent (11-for-25) from the floor in the opening half but did most of its damage from downtown making 8-of-15 three’s. Glatczak and Hart each had nine points in the half to pace the Flyers.

Lewis’ defense held the Wildcats to just 26 percent shooting (6-for-23) in the half and 4-of-11 from three. Erin Honkala led NMU in scoring with six points while Schultz and Lexi Smith had five points each.

The Flyers scored the first five points of the second half to extend their lead to 20 the ‘Cats responded with a 5-0 run of their own to get it back to 15 but Lewis outscored them the rest of the quarter 7-4 to take an 18-point lead into the final quarter.

Northern Michigan cut the lead to

15 early in the fourth quarter before the Flyers put the game away with a 12-4 run. The run was highlighted by a Williams three that seemed to circle around the rim three times before dropping to extend the lead to 58-37 with 4:17 to play.

Lewis led by as many as 25 on Alyssa Streeter’s (Chicago, Ill./Jones Prep) three-pointer with 2:14 remaining.

The Flyers finished the game shooting 46 percent (22-for-48) from the field and was 8-of-9 at the foul line to go along with their 13for-25 shooting from three. They outrebounded the Wildcats 31-26 and forced 19 turnovers in the contest.

Glatczak led all scorers with 15 points while Hinders added 11. Hart and Williams chipped in with nine points each. Nine different Flyers scored in the contest. Hinders and Williams had seven rebounds apiece while Glatczak blocked four shots.

Smith led Northern Michigan with 11 points while Schultz added seven rebounds. The Wildcats finished the contest shooting 31 percent (14-for-

46) from the floor and was 7-for-22 from three.

MEN’S BASKETBALL Lewis’ men’s basketball team held a one-point lead at halftime but struggled to score in the second half of its 63-54 loss to Michigan Tech at the Harry Statham Sports Center on Sunday afternoon in Lebanon, Ill. The Flyers fall to 0-2 while the Huskies improve to 2-0.

Lewis fell behind early before going on a 12-1 run over a span of 3:20 to take its biggest lead of the game at 24-15. Jake Reinhart (Bloomington, Ill./Central Catholic) had six points in the run while Anthony D’Avanzo (Harwood Heights, Ill./Notre Dame), Adam Pischke (Cary, Ill./Marian Central Catholic) and Dre Bell (Detroit, Mich./River Rouge) each added two points.

Michigan Tech cut the deficit to three on back-to-back three-pointers from Kyle Monroe near the midway point of the first half. Lewis extended its lead back to eight thanks to a 7-2 run. Reinhart hit his third three of the half while D’Avanzo added four points in the run.

The Huskies closed the half on a 10-3 run to cut the Flyer lead to 34-33 at the half.

Lewis shot 50 percent (13-for-26) in the opening half and was 6-of-12 from downtown and 2-for-2 at the foul line. It outrebounded MTU 1714 but turned the ball over six times.

Reinhart and D’Avanzo had nine points apiece to lead the Flyers while Bell added seven and Pischke had six.

Monroe led all scorers with 20 points in the half on 7-of-13 shooting and was 4-for-8 from beyond the arc.

Tech shot 39 percent (11-for-28) as a team and was 6-of-15 from three and shot 83 percent at the foul line.

Both sides struggled to score in the first eight minutes of the second and the game was tied at 39 after a layup

by D’Avanzo with 12:26 left.

The Huskies took the lead for good with five straight points and never let Lewis get closer than three points the rest of the contest. Michigan Tech pulled away thanks to a 12-3 run in a span of 3:12 to take a 58-46 lead.

The Flyers cut the lead to 58-52 with 1:22 to play on a pair of free throws by Pischke but the Huskies sealed the game at the line hitting five of its last seven attempts at the foul line.

D’Avanzo and Pischke were the lone Lewis players to reach double figures in scoring as D’Avanzo had 18 and Pischke finished with 10. The Flyers were held to just 23 percent

shooting in the second half (7-for-31) and went 1-of-13 from downtown.

Lewis’ defense did a better job on Monroe in the second half limiting him to just three points but Tech had three players in double figures as Dawson Bilski and Owen White added 14 and 13 points respectively.

The Huskies shot 35 percent (10-for29) in the second half, were 4-of-16 from three and shot 75 percent at the foul line.

The Flyers open the home portion of their 2019-20 schedule next Saturday (Nov. 16) hosting Wayne State (Mich.) at 4 p.m.

WOMEN’S VOLLEYBALL Lewis’ 12th ranked Lewis women’s volleyball team knocked off Drury in a five set thriller on Saturday afternoon at the O’Reilly Family Events Center in Springfield, Mo. The Flyers improve to 24-4, 10-3 GLVC while the Panthers fall to 17-13, 11-2 GLVC. Lewis trailed 11-7 in the final set before ending the match on an 8-0 run to win the set 15-11 and avoid the upset. Drury opened the door with a service error and then Alexandra Preuss (Elmhurst, Ill./York) served the next seven points in the run. Lewis’ defense forced three Panther attack errors in the run which included a double block from Tori Foster (Munster, Ind./Munster) and Colleen Wilhelm (Euclid, Ohio/Lake Catholic) to set up match point. Preuss finished it off with her second ace of the run to end the match.

The Flyers won the opening set 2518 using an 8-4 run to extend a 13-10 lead to 21-14. Drury got within 21-17 but Lewis closed the set out scoring four of the final five points. Preuss had five kills in the frame while Juliana Van Loo (Burbank, Calif./John Burroughs) added three. The Flyers hit .167 in the stanza while holding the Panthers to .000 attack percentage.

The second set featured 14 ties and eight lead changes with Drury coming out on top 25-23. Lewis held a 2322 lead but the Panthers scored the final three points to take the frame and even the match at set apiece.

Lewis led by as many as 11 in the middle set but Drury went on an 8-3 run to cut the Flyer lead to 23-17 and force a Flyer timeout. Lewis finished the set off scoring two of the final three points.

The Panthers dominated the fourth set scoring the first five points of the stanza and led by as many as 14 points. Drury hit .278 in the frame while holding the Flyers to a negative .045 hitting percentage.

ne w s a B o u t lo Ca l B u si nesses i n yo u r C o mmu ni t y

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Column >> dave says

don t let emotions guide your spending habits spending money on a bunch of stuff you don t need and probably don t even really want isn t going to bring you contentment Q. I’ve gotten out of debt before following your plan, but I always seem to fall right back in. I find myself spending more than I mean to whenever I go out shopping or running errands. I’m tired of all this, and I want to stop busting my budget and get control of my money once and for all. Do you have any advice?

A. Years ago, when I lost everything financially, there were two or three extremely strong emotions that spurred me toward change. Probably the biggest emotion was fear. I was scared to death I’d be broke for the rest of my life and not be able to take care of my family. Don’t misunderstand me, though. I don’t think you should ever live your life in fear. But a reasonable, healthy level of fear where some things are concerned can be a fantastic motivator.

Another emotion was disgust. I realized the way I had been living and handling money was stupid. So, I made a proactive, conscious decision that I was going to change, and things were going to be different. The third emotion was contentment. You know, advertisers try to make us believe our lives will be better, and we’ll be happier, if we just go out and buy their stuff. I can tell you from personal experience when this idea is crammed down your throat every day, it can warp your perception of contentment and happiness. Lots of stuff does not equal lots of happiness.

If you’ve tried several times and are still falling back into the same old trap, maybe you should approach your situation in a practical, day-today way. Stop going places where you’re tempted to spend money on silly things. When you go out running errands and shopping, make a list of only the bare necessities, and take along just enough cash to pay for them.

Spending money on a bunch of stuff you don’t need and probably don’t even really want isn’t going to bring you contentment. It’s just going to bust your budget, and put you in a financial hole that will, sooner or later, become very difficult • if not impossible – to dig your way out of!

DAVE RAMSEY is CEO of Ramsey Solutions. Follow him on the web at daveramsey.com and on Twitter at @DaveRamsey.

dave says By dave ramsey

@DaveRamsey daveramsey.com

SHERIFF’S SALE OF REAL ESTATE of 1915 TRAFALGAR DRIVE, ROMEOVILLE, IL 60446 (SINGLE FAMILY HOME WITH ATTACHED 2 CAR GARAGE.). On the 5th day of December, 2019 to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: SN SERVICING CORPORATION SERVICING AGENT FOR NP154, LLC Plaintiff V. ZULEKHA SALODAWALA; SIRAJ SALODAWALA; PORTFOLIO RECOVERY ASSOCIATES, LLC; LAKEWOOD FALLS PHASE 5 HOMEOWNERS ASSOCIATION Defendant.

SHERIFF’S SALE OF REAL ESTATE of 545 Cottonwood Circle, Bolingbrook, IL 60440 (Single Family Residence). On the 5th day of December, 2019 to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: Wells Fargo Bank, National Association, as Trustee to Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-HEl Plaintiff V. David Jones; Sherice Taylor; The State of Illinois; Dennis Cummings; Eileen Cummings; Unknown Owners and Non-Record Claimants Defendant.

Case No. 17 CH 0417 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Case No. 16 CH 0833 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. Judgment amount is $102,189.53 plus interest, cost and post judgment advances, if any.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: PIERCE AND ASSOCIATES 1 N. Dearborn Suite 1300 Chicago, Illinois 60602 P: 312-346-9088 F: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: Manley Deas Kochalski, LLC One East Wacker Suite 1250 Chicago, IL 60601 P: 1-614-220-5611 F: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Published 11/14, 11/21, 11/28 Published 11/14, 11/21, 11/28

SHERIFF’S SALE OF REAL ESTATE of 264 Berkeley Dr, Bolingbrook, IL 60440 (Single Family ). On the 21st day of November, 2019 to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: NEWREZ LLC, F/K/A NEW PENN FINANCIAL, LLC D/B/A SHELLPOINT MORTGAGE SERVICING Plaintiff V. SHADRACH S. AMEGASHIE, VERONICA L. AMEGASHIE, CORPORATE AMERICA FAMILY CREDIT UNION, LAKEWOOD RIDGE HOMEOWNERS ASSOCIATION, UNKNOWN OWNERS, GENERALLY, AND NON-RECORD CLAIMANTS Defendant.

Case No. 17 CH 1915 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact:

SHERIFF’S SALE OF REAL ESTATE of 686 Kingsbrooke Crossing, Bolingbrook, IL 60440 (SINGLE FAMILY). On the 21st day of November, 2019 to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: Bank of America, N.A. Plaintiff V. DORWANA TOWNSEND A/K/A DORWANA SMITH; BENEFICIAL FINANCIAL I, INC., SUCCESSOR IN INTEREST TO BENEFICIAL ILLINOIS, INC. D/B/A BENEFICIAL MORTGAGE CO. OF ILLINOIS; UNITED STATES OF AMERICA; Defendant.

Case No. 16 CH 1962 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact:

KLUEVER AND PLATT, LLC. 150 N. Michigan Ave. Suite 2600 Chicago, Illinois 60601 P: 312-201-6765 F: 312-236-0514

SHAPIRO KREISMAN AND ASSOCIATES, LLC. 2121 Waukegan Rd, Suite 301 Bannockburn, Illinois 60015 P: 847-770-4348 F: 847-291-3434

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Published 10/31, 11/7, 11/14

Published 10/31, 11/7, 11/14

8

deadline for cl assifieds: friday at 11 a .m.

Thursday, November 14, 2019 | buglenewspapers.com

Business & Private Party Classified Ads: $21 per week, 20 words or less. Weddings, Births & Engagements: Black & White - $45, Color - $55. Obituaries: start at $45.

Phone: 815.436.2431 web: buglenewspapers.com/classifieds email: classifieds@buglenewspapers.com

9 Thursday, November 14, 2019 | buglenewspapers.com

Phone: 815.436.2431 >> Mon. - Fri. 9 a.m. to 5 p.m. FAX: 815.439.2548 email: classifieds@enterprisepublications.com IN PERSON: Enterprise Publications >> 23856 Andrew Rd. >> Plainfield, IL

10

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legal listings real estate

real estate

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL )

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS NEWREZ LLC, F/K/A NEW PENN FINANCIAL, LLC D/B/A SHELLPOINT MORTGAGE SERVICING Plaintiff, vs.

SHADRACH S. AMEGASHIE, VERONICA L. AMEGASHIE, CORPORATE AMERICA FAMILY CREDIT UNION, LAKEWOOD RIDGE HOMEOWNERS ASSOCIATION, UNKNOWN OWNERS, GENERALLY, AND NON-RECORD CLAIMANTS Defendant. No. 17 CH 1915

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS

NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 15th day of August, 2019, MIKE KELLEY, Sheriff of Will County, Illinois, will on Thursday, the 21st day of November, 2019 , commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 463 IN LAKEWOOD RIDGE UNIT 1, BEING A SUBDIVISION OF THAT PART OF SECTION 9 LYING SOUTHERLY OF THE INDIAN BOUNDARY LINE, ALL IN TOWNSHIP 37 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED MARCH 22, 2002 AS DOCUMENT NUMBER R2002-050730 AND AMENDED BY CERTIFICATE OF CORRECTION RECORDED MAY 21, 2002 AS DOCUMENT NUMBER R2002-084623, IN THE VILLAGE OF BOLINGBROOK, WILL COUNTY, ILLINOIS. Commonly known as: 264 Berkeley Dr, Bolingbrook, IL 60440 Description of Improvements: Single Family P.I.N.: 12-02-09-302-003-0000 ________________________________________ P.I.N.: 12-02-09-302-003-0000 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: KLUEVER AND PLATT, LLC. 150 N. Michigan Ave. Suite 2600 Chicago, Illinois 60601 P: 312-201-6765 F: 312-236-0514 MIKE KELLEY Plaintiff’s Attorney Sheriff of Will County

Published 10/31, 11/7, 11/14

Bank of America, N.A. Plaintiff, vs.

DORWANA TOWNSEND A/K/A DORWANA SMITH; BENEFICIAL FINANCIAL I, INC., SUCCESSOR IN INTEREST TO BENEFICIAL ILLINOIS, INC. D/B/A BENEFICIAL MORTGAGE CO. OF ILLINOIS; UNITED STATES OF AMERICA; Defendant. No. 16 CH 1962 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 19th day of December, 2017, MIKE KELLEY, Sheriff of Will County, Illinois, will on Thursday, the 21st day of November, 2019 , commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 82 IN HUNTINGTON ESTATES UNIT 2A, A SUBDIVISION OF PART OF THE SOUTHWEST 1/4 OF SECTION 16, TOWNSHIP 37 NORTH, RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED JULY 29, 1997, AS DOCUMENT NUMBER R97-63713, AND CERTIFICATE OF CORRECTION RECORDED AUGUST 19, 1997 AS DOCUMENT NO. R97-70720, IN WILL COUNTY, ILLINOIS. Commonly known as: 686 Kingsbrooke Crossing, Bolingbrook, IL 60440 Description of Improvements: S I N GLE FAMILY P.I.N.: 12-02-16-401-010-0000 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: SHAPIRO KREISMAN AND ASSOCIATES, LLC. 2121 Waukegan Rd, Suite 301 Bannockburn, Illinois 60015 P: 847-770-4348 F: 847-291-3434 MIKE KELLEY Plaintiff’s Attorney Sheriff of Will County

Published 10/31, 11/7, 11/14

Thursday, November 14, 2019 | buglenewspapers.com

real estate

real estate

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT JOLIET, WILL COUNTY, ILLINOIS AMERICAN ADVISORS GROUP,

LIEF ASKED IN THE COMPLAINT FOR FORECLOSURE.

Plaintiff, vs.

UNKNOWN HEIRS AND DEVISEES OF VIRGINIA R. COWEN, DECEASED, UNKNOWN CLAIMANTS AND LIENHOLDERS AGAINST THE ESTATE OF VIRGINIA R. COWEN, DECEASED, UNKNOWN CLAIMANTS AND LIENHOLDERS AGAINST THE UNKNOWN HEIRS AND DEVISEES OF VIRGINIA R. COWEN, DECEASED, CYNTHIA J. MALNIC, RICHARD G. COWEN, MICHAEL MALNIC, DEBORAH L. MALNIC, WAYNE LAUDENBACH, UNITED STATES OF AMERICA ACTING BY AND THROUGH THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT and JOSEPH CERNUGEL, AS SPECIAL REPRESENTATIVE OF VIRGINIA R. COWEN, DECEASED,

THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Danielle Patterson (#6306717) HEAVNER, BEYERS & MIHLAR, LLC Attorneys at Law P.O. Box 740 Decatur, IL 62525

Defendants.

CASE NO. 19-CH-599 PROPERTY ADDRESS: 564 REDWOOD RD. BOLINGBROOK, IL 60440 NOTICE BY PUBLICATION NOTICE IS GIVEN YOU, Unknown Heirs and Devisees of Virginia R. Cowen, deceased, Unknown Claimants and Lienholders Against the Estate of Virginia R. Cowen, deceased and Unknown Claimants and Lienholders Against the Unknown Heirs and Devisees of Virginia R. Cowen, deceased, Defendants, this case has been commenced in this Court against you and others, asking for foreclosure of the Mortgage held by the Plaintiff on the property located at 564 Redwood Rd., Bolingbrook, IL 60440, more particularly described as: i.

The names of all plaintiffs and the case number are identified above. ii.

The court in which said action was brought is identified above. iii.

The names of the title holders of record are: Heirs and Devisees of Virginia R. Cowen, deceased iv.

A legal description of the real estate sufficient to identify it with reasonable certainty is as follows: LOT 27 IN BLOCK 23 IN BOLINGBROOK SUBDIVISION UNIT NO. 4 A SUBDIVISION OF PART OF THE SOUTHWEST 1/4 OF SECTION 12, TOWNSHIP 37 NORTH RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN ACCORDING TO PLAT RECORDED SEPTEMBER 6, 1961 AS DOCUMENT 938091 IN WILL COUNTY, ILLINOIS Permanent Index Number: 12-02-12-310-0480000 v.

A common address or description of the location for the real estate is as follows: 564 Redwood Rd., Bolingbrook, IL 60440 vi.

An identification of the mortgage sought to be foreclosed is as follows: Names of the Mortgagors: Virginia R. Cowen Names of the Mortgagee: MERS, Mortgage Electronic Registration Systems, Inc., as nominee for American Advisors Group Date of the Mortgage: March 20, 2015 Date of the recording: April 15, 2015 County where recorded: Will County Recording document identification: Document No. R2015031578 YOU MAY STILL BE ABLE TO SAVE YOUR HOME. DO NOT IGNORE THIS DOCUMENT. By order of the Chief Judge of the Circuit Court of the Twelfth Judicial Circuit, this case is set for Mandatory Mediation on December 12, 2019 at 1:30 PM at the Will County Court Annex-3rd Floor (Arbitration Center), 57 N. Ottawa Street, Joliet, Illinois 60432. A lender representative will be present along with a court appointed mediator to discuss options that you may have and to pre-screen you for a potential mortgage modification.

YOU MUST APPEAR ON THE MEDIATION DATE GIVEN OR YOUR RIGHT TO MEDIATION WILL TERMINATE. UNLESS YOU FILE your answer or otherwise file your appearance in this cause in the Office of the Clerk of this Court at the Will County Courthouse, 14 West Jefferson Street, Joliet, IL 60432-4399 on or before December 9, 2019, A JUDGMENT OR DECREE BY DEFAULT MAY BE TAKEN AGAINST YOU FOR RE-

CLERK OF THE COURT

Send Notice/Pleadings to: Veronika J. Miles (#6313161) Email: Non-CookPleadings@hsbattys.com Telephone: (217) 422-1719 Facsimile: (217) 422-1754 Published 11/7, 11/14, 11/21

real estate IN THE CIRCUIT COURT OF WILL COUNTY, ILLINOIS BANK OF AMERICA N.A. Plaintiff, Vs. Belinda Peeples-Pace; Jaiver Pace; Secretary of Housing and Urban Development; American General Financial Services of Illinois; Illinois Department of Revenue; Carmel Financial Corporation; Unknown Owners and NonRecord Claimants, Defendants.

19CH770 NOTICE OF PUBLICATION NOTICE IS GIVEN TO YOU: Belinda PeeplesPace; JAIVER PACE; Secretary of Housing and Urban Development; American General Financial Services of Illinois; Illinois Department of Revenue; Carmel Financial Corporation; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; defendants, that this case has been commenced in this Court against you and other defendants, asking for the foreclosure of a certain Mortgage conveying the premises described as follows, to wit: Lot 119 in Marquette`s Crossing East, being a Subdivision of part of the Northwest 1/4 of Section 7, Township 36 North, Range 10 East of the Third Principal Meridian according to the Plat thereof recorded May 1, 2002 as Document R2002-073954, and Certificate of Correction recorded October 8, 2002 as Document No. R2002167720, in Will County, Illinois.

Commonly known as: 44 Kenilworth Ave, Romeoville, IL 60446 and which said mortgage was made by, Belinda Peeples-Pace and Jaiver Pace; Mortgagor(s), to Mortgage Electronic Registration Systems, Inc. as nominee for AEGIS Wholesale Corporation; Mortgagee, and recorded in the Office of the Recorder of Deeds of Will County, Illinois, as Document No. R2003301762; and for other relief.

UNLESS YOU file your answer or otherwise file your appearance in this case in the Office of the Clerk of this County, Will 57 N. Ottawa St., Joliet, IL 60432, on or before December 2, 2019, A JUDGMENT OR DECREE BY DEFAULT MAY BE TAKEN AGAINST YOU FOR THE RELIEF ASKED IN THE COMPLAINT. RANDALL S. MILLER & ASSOCIATES, LLC Attorneys for Plaintiff 120 North LaSalle Street, Suite 1140, Chicago, IL 60602 Phone: (312) 239-3432 Fax: (312) 284-4820 pleadings@rsmalaw.com File No: 19IL00165-1 NOTE: Pursuant to the Fair Debt Collection Practices Act you are advised that this firm may be deemed to be a debt collector attempting to collect a debt and any information obtained may be used for that purpose.

Published 10/31, 11/7, 11/14

real estate PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS Wells Fargo Bank, National Association, as Trustee to Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-HEl Plaintiff, vs.

David Jones; Sherice Taylor; The State of Illinois; Dennis Cummings; Eileen Cummings; Unknown Owners and Non-Record Claimants Defendant. No. 16 CH 0833 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 8th day of May, 2017, MIKE KELLEY, Sheriff of Will County, Illinois, will on Thursday, the 5th day of December, 2019 , commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the following-described real estate: Lot 58 in Block 23 in Indian Oaks Unit No. 8 being a subdivision in the East 1/2 of the Southeast 1/4 of Section 9, and the East 1/2 of the Northeast 1/4 of Section 18, in Township 37 North, Range 10, East of the Third Principal Meridian, in the Village of Bolingbrook, according to the plat thereof recorded August 8, 1972, as document number R72-22795, in Will County, Illinois.

Commonly known as: 545 Cottonwood Circle, Bolingbrook, IL 60440 Description of Improvements: Single Family Residence P.I.N.: 12-02-09-402-058-0000 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: Manley Deas Kochalski, LLC One East Wacker Suite 1250 Chicago, IL 60601 P: 1-614-220-5611 F: MIKE KELLEY Plaintiff’s Attorney Sheriff of Will County

Published 11/14, 11/21, 11/28

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legal listings real estate PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS SN SERVICING CORPORATION SERVICING AGENT FOR NP154, LLC Plaintiff, vs.

ZULEKHA SALODAWALA; SIRAJ SALODAWALA; PORTFOLIO RECOVERY ASSOCIATES, LLC; LAKEWOOD FALLS PHASE 5 HOMEOWNERS ASSOCIATION Defendant. No. 17 CH 0417 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 28th day of May, 2019, MIKE KELLEY, Sheriff of Will County, Illinois, will on Thursday, the 5th day of December, 2019 , commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 214 IN LAKEWOOD FALLS UNIT 5, POD 24, BEING A SUBDIVISION OF PART OF THE NORTH 1/2 OF THE SOUTHWEST 1/4 OF SECTION 12, TOWNSHIP 36 NORTH, RANGE 9, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF, RECORDED OCTOBER 12, 1999, AS DOCUMENT R99-124552, IN WILL COUNTY, ILLINOIS. Commonly known as: 1915 TRAFALGAR DRIVE, ROMEOVILLE, IL 60446 Description of Improvements: S I N GLE FAMILY HOME WITH ATTACHED 2

Thursday, November 14, 2019 | buglenewspapers.com

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CAR GARAGE. P.I.N.: 06-03-12-305-002-0000

IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT JOLIET, WILL COUNTY, ILLINOIS

Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. Judgment amount is $102,189.53 plus interest, cost and post judgment advances, if any.

INVICTUS RESIDENTIAL POOLER L.P., NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS ADMINISTRATOR FOR INVICTUS RESIDENTIAL POOLER TRUST 3A,

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1) (H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act.

Defendants.

Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: PIERCE AND ASSOCIATES 1 N. Dearborn Suite 1300 Chicago, Illinois 60602 P: 312-346-9088 F: MIKE KELLEY Plaintiff’s Attorney Sheriff of Will County Published 11/14, 11/21, 11/28

Plaintiff, vs.

RICHARD RODRIGUEZ, GARRY W. LOSEY, YVONNE N. LOSEY, TUTTLE ESTATES HOME OWNERS ASSOCIATION, INC. and TUTTLE ESTATES COMMUNITY ASSOCIATION,

CASE NO. 19-CH-1439 PROPERTY ADDRESS: 25416 PAVILION PLACE PLAINFIELD, IL 60585 NOTICE BY PUBLICATION NOTICE IS GIVEN YOU, Tuttle Estates Home Owners Association, Inc., Defendant, this case has been commenced in this Court against you and others, asking for foreclosure of the Mortgage held by the Plaintiff on the property located at 25416 Pavilion Place, Plainfield, IL 60585, more particularly described as: LOT 231 IN TUTTLE ESTATES-UNIT 2, BEING A SUBDIVISION OF PART OF THE NORTHWEST 1/4 OF SECTION 32; TOWNSHIP 37 NORTH, RANGE 9, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED OCTOBER 20, 2003 AS DOCUMENT R2003262973 IN WILL COUNTY, ILLINOIS Permanent Index Number: 07-01-32-106-0320000 Commonly known as: 25416 Pavilion Place, Plainfield, IL 60585 YOU MAY STILL BE ABLE TO SAVE YOUR HOME. DO NOT IGNORE THIS DOCU-

real estate MENT. By order of the Chief Judge of the Circuit Court of the Twelfth Judicial Circuit, this case is set for Mandatory Mediation on December 12, 2019 at 1:30 PM at the Will County Court Annex-3rd Floor (Arbitration Center), 57 N. Ottawa Street, Joliet, Illinois 60432. A lender representative will be present along with a court appointed mediator to discuss options that you may have and to pre-screen you for a potential mortgage modification.

YOU MUST APPEAR ON THE MEDIATION DATE GIVEN OR YOUR RIGHT TO MEDIATION WILL TERMINATE. UNLESS YOU FILE your answer or otherwise file your appearance in this cause in the Office of the Clerk of this Court at the Will County Courthouse, 14 West Jefferson Street, Joliet, IL 60432-4399 on or before December 16, 2019, A JUDGMENT OR DECREE BY DEFAULT MAY BE TAKEN AGAINST YOU FOR RELIEF ASKED IN THE COMPLAINT FOR FORECLOSURE.

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real estate CLERK OF THE COURT THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Danielle Patterson (#6306717) HEAVNER, BEYERS & MIHLAR, LLC Attorneys at Law P.O. Box 740 Decatur, IL 62525 Send Notice/Pleadings to: Veronika J. Miles (#6313161) Email: Non-CookPleadings@hsbattys.com Telephone: (217) 422-1719 Facsimile: (217) 422-1754 Published 11/14, 11/21, 11/28

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