INS URANCE

With That Mutual Interest

Expert counsel to prevent fi.resSpecialized policies to protect against lossSubstantial dividends to protect against cost. '\UTrite any of our companies.

such State code, impose such conditions (including requirements for the making of reports and the keeoing of accounti) foi the oro- accounts) for the pro- tection of consumers, competitors, employees, and others. and in e furtherance of the public interest. an( public interest, and may provide such exceptions to and exemptions from the provisions of such State code, as the provrstons chief in his discretion deems necessary to eftectuate the policy herein declared. The c.hief may from time to time bv an apolication lrr nrs srscrcrlon enectuate poltcy nereby therefor amend any State code of fair competition, approved under the authority of this act, where. such amendment is in the public interest and in accord with the purposes of this act. The chief may also revoke his approval of any code or amendment or provision thereof.

The chief s,hall have power to make and promulgate rules and regulations consistent with and to carry out the purposes and administer the provisions of this act.

The chief shall not approve any code nor shall any code become effective nor shall he make or promulgate any rule under the provisions of this act without the concurrence, in writing, of the Director of the Department of Industrial Relations.

Section 4. Every State code of fair competition approved under this act shall contain the following conditions: (l) That employees shall have the right to organize and bargain collectively through representatives of their own choosing, and shall be free from the interference, restraint, or coercion of employers of labor, or their agents, in the designation of such representatives or in self-organization or in other concerted activities for the purpose of collective bargaining or other mutual aid or protection; (2) that no employee and no one seeking employment shall be required as a condition of employment to join any company union or to refrain from joining, organizing, or assisting a labor organization of his own choosing; and (3) that employers shall comply with the maximum hours of labor, minimum rates of pay, and other conditions of employment, provided for in said State code of fair competition, approved by the chief.

Nothing contained in this act shall, however, be construed to repeal or in any way modify the terms of any public works labor law now in effect in this State or heretofore approved or of any other law for the protection of workers in this State. The provisions of this act shall instead be construed to supplement such laws. Nor shall anything in this act contained be held to afiect or supersede any contract or agreement as to any standard or standards of conditions of employment agreed upon or established by means of collective bargaining between employers and employees, or by and between or with organizations of employers or of employees, where any such standard of condition of employment is higher or more advantageous to employees under such collective agreement than the corresponding standard provided under a fair code of competition established under this act, and where such standard otherwise will promote and effectuate the policy of said act, or to preverrt employers and employees from making any such contracts, or agreements which do not violate the terms of such code.

Section 5. For filing in his office any application for the approval or amendment of any State code of fair competition authorized, by this act the chief shal{ be entitled to charge and collect a fee of twenty-five dollars ($25). When and if the code applied for shall be approved by the chief, the chief shall be entitled to charge and collect a license fee to be determined by the chief not to exceed twenty-five cents (25c) per annum, or fraction thereof, for each employee in the trade or industry or subdivision thereof, based on thg number of employees employed at the time the chief declares the fee to be due, this license fee to be paid to the chief by each employing person, firm, association or corporation forming a component part of the trade or industry or subdivision thereof covered by the code. All moneys collected by the chief shall be deposited with the State Treasurer once each week, together with a complete statement as to the source of the coltections. and shall become a part of a special fund to be known as the Industrial Recovery fund, which fund is hereby created and which shall be

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Gord Only Knows

Gord keep account of de sparrers dat fall, We stan'a-waitin', we soon hyer Him call. Gord bring de wintah De rain an' de snows, Gord make de wind blow. But jes' whar it goesGord only lmows, chile, Gord only knows.

-Ben King.

MAYBE THE SECOND TIME v/AS BEST

The following correction appeared in a certain small town newspaper, recently:

"Our paper carried the notice last week that Mr. John Doe is a defective on the police force. This was a typographical error. What we meant is that Mr. Doe is a detective on the police farce."

And then the editor really took a trip.

A Man Is Poor

If he is without friends.

If he has low ideals.

If he has a gulty conscience.

If he has lost his self-respect.

If his morals are questionable.

If he has lost his grip upon himself.

If he is selfish, uncharitable, or cruel.

If he has forfeited his health or wealth.

If his mind and soul have been neglected.

If he has traded away his character for money.

If he has a disagreeable disposition that makes enemies or repels friends.

If making money has crowded out the cultivation of his spiritual life.

-Royal Arcanum Bulletin.

Not Too Soon

"Am dey anybody in dis congregashun what wishes prar fo' dey failin's?" asked the colored preacher when he opened the prayer meeting.

"Yassuh," replied Brother Amos Dickery. "Ah's a spen'thrif', an' Ah th'ows mah money 'round reckless lak."

"We sho' prays fo' you, Brothah Dickery," said the Parson, "Jes' afteh we passes de colleckshun plate."

A List Of Friends

Douglas Malloch in "The Rotarian".

I made a list of friends, Of friends to hold.

One stole my happiness, . And one, my gold.

One went away, nor came To say goodbye,

One told a secret, and One told a lie.

I made a listof friends My friends to be.

One grew too famous to Remember me.

And, when I faltered and Must pay the price,

One gave me censure, and One gave advice.

But someone came and put His arms around, Yes, in my hour of grief

A friend I found.

One gave me strength when I Began to fall, A friend who was not on My list at all.

A Detour

The roughest distance between two points.

Past Forty

Around forty is the time when reputation begins to count. Between thirty and forty a man builds his reputation for integrity, but it is seldom until he is past forty that he begins, so to speak, to cash in on his reputation.

-August Heckscher.

DON'T WORRY

I joined the new Don't \A/orry Club, And how I hold my breath; f'm so scared for fear I'll worry That I'm worried most to death.