BusinessMirror March 22, 2025 by BusinessMirror

ABy Reine Juvierre S. Alberto

S the government aims to increase tax revenue collections in 2025, the Bureau of Internal Revenue (BIR) has set an ambitious goal of raising a record P432 billion this coming April.

Based on the Revenue Memorandum Order No. 014-2025 issued by Internal Revenue Commissioner Romeo D. Lumagui Jr., the BIR targets to collect P431.946 billion in April—the peak of tax filing season in the Philippines. The revenue goal for April 2025 represents an 11.20-percent increase from the P388.407 billion it set during the same month a year ago. Historically, the month of April accounts for a significant portion of the BIR’s full-year collections, as taxpayers settle their taxes to contribute to the country’s development. The deadline for filing the annual income tax return is April 15. Data from the BIR showed the agency was able to collect a total of P378.521 in April last year, driven by taxes on net income and profit worth P181.484 billion.

Breaking down the BIR’s target for April this year, almost half will come from taxes on net income and profit. This amounts to P207.630 billion, 13.03 percent higher than last year’s goal of P183.681 billion. Almost half of the BIR’s target for April will come from taxes on net income and profit amounting to P207.630 billion. This is 13.03 percent higher than last year’s goal of P183.681 billion.

This was followed by valueadded tax (VAT) at P124.170 billion and percentage taxes worth P34.777 billion.

Further, excise target collection for the month is estimated at P31.027 billion, while other taxes to be generated are pegged at P28.545 billion.

Meanwhile, the BIR has set its 2025 full-year target to P3.232

trillion based on the 2025 Budget of Expenditures and Sources of Financing (BESF).

The target is higher by 13.36 percent than the P2.851-billion goal in 2024.

The 2025 goal for BIR operations amounts to P3.130 trillion composed of existing and new mea-

sures amounting to P3.108 trillion and P21.979 billion, respectively.

The BIR aims to raise a total of P1.630 trillion from taxes on net income and profits, P343.103 billion from excise taxes and P710.042 billion from VAT.

About P178.464 billion is eyed from percentages taxes and P268.162 billion from other taxes.

On the other hand, the new measures expected to generate P21.979 billion consist of VAT on digital service providers, windfall tax on mining, royalty on mining,

single-use plastics, tax on passive income, tax on financial intermediaries, tax on transactions and corporate income tax from CREATE MORE.

This also includes prospectively final withholding taxes on interest income, as well as long-term negotiable certificates of deposits.

Revenue goal from nonBIR operations is also pegged at P101.916 billion, consisting of final withholding tax and documentary stamp tax on government securities.

BSP: DIGITAL FRAUD OBSCURES GAINS FROM DIGITAL FINANCE

By Bless Aubrey Ogerio

THE focus on digital fraud

overshadows the real benefits of better banking access and financial growth, the Central Bank chief said on Thursday.

Bangko Sentral ng Pilipinas (BSP) Governor Eli Remolona Jr. urged the public to embrace digital finance, emphasizing that safeguards are in place to curb fraudulent activities.

“In digitalization, we hear a lot about online fraud and scams because they tend to be dramatic trends. We don’t talk enough about the boring benefits—faster consumption, better financial access, and new opportunities,” Remolona said.

While acknowledging that small business owners remain hesi-

In a statement on Friday, the DOF said the Interagency Task Force on Sustainable Finance (ITSF), which it is a part of, is creating a policy and legal framework for Carbon Markets on Voluntary Carbon Markets (VCM).

Carbon markets are carbon pricing mechanisms allowing governments and non-state actors to trade greenhouse-gas emission credits. Meanwhile, a voluntary carbon market allows companies and governments to buy and sell carbon credits to offset their greenhouse gas emissions.

“It is our priority to work in close coordination with other key

its technical working group (TWG) on carbon pricing instruments.

In designing carbon policy, the DOF said the TWG considers its possible socioeconomic impacts to ensure that the policy will be non-inflationary, conducive for investment and suited for the Philippines.

Apart from this, the DOF said the ITSF is also working on Article 6 of the Paris Agreement on “Internationally Transferred Mitigation Outcomes” (ITMOs), allowing countries to collaborate and achieve their nationally determined outcomes by transferring emissions reductions.

The DOF also said it has been collaborating with other government agencies and the private sector to develop the Climate Finance Strategy (CFS).

This aims to help finance the Philippines’ climate priorities, support its active membership in the

Continued on A2

PANCIT PARADE: PHL TOPPLES CHINA’S RECORD IN GUINNESS NOODLE FEAT! Malabon City’s LGU successfully broke the Guinness World Record for the longest line of noodle bowls on Friday, with 6,549 bowls of Pancit Malabon, each containing 200 grams, surpassing China’s 2019 record of 3,988 bowls with 100 grams. Held at the Malabon Sports Complex, the event saw volunteers meticulously arranging the bowls, while Mayor Jeannie Sandoval personally lined up bowls during the final round. Guinness World Records Japan Adjudicator Sonia Ushirogochi carefully inspected each bowl to ensure compliance with official guidelines. Behind the scenes, cooks and volunteers from various participating outlets worked tirelessly in the cooling area, preparing the beloved Pancit Malabon, a dish that reflects the city’s rich seafood heritage. Top left photo shows a Guinness World Records representative handing over the official certificate to Mayor Sandoval, confirming the city’s successful attempt. BERNARD TESTA

InvestPH highlights country as investment destination

THE Philippine Stock Exchange, Inc.’s (PSE) inaugural InvestPH showcased the Philippines as a prime investment destination through its threeday event from March 19 to 21, 2025, at the Grand Hyatt in Taguig City.

On March 19, over 300 participants attended the InvestPH Conference that featured government officials, policymakers, regulators, and business leaders spearheaded the investment pitch for the country.

“InvestPH was organized for institutional investors who contribute 80-percent of PSE’s trading activity. We wanted to have a venue where investors, especially foreign shareholders, can interact in person with PSE-listed companies, something which can be more meaningful than your usual earnings call or virtual investor meet-

ings. We hope this event and future versions of it, alongside other PSE initiatives for investors, will help boost liquidity in our stock market,” said PSE Chairman Jose T. Pardo in his welcome remarks during the event.

Department of Finance Secretary Ralph G. Recto delivered the keynote message, underscoring the

Philippines’s resilience amid global challenges. He said, “We are one of the fastest-growing economies in the Asia-Pacific—not just when times are good, but even in the face of tough global challenges such as trade wars and high inflation and high interest rates.” Recto also cited government’s initiatives to make the capital market more inclusive, efficient, and competitive, including the expected passage of the Capital Markets Efficiency Promotion Act. “This is designed to simplify taxation, lower transaction costs, and improve financial access for both institutional and retail investors.”

Special Assistant to the President for Investment and Economic Affairs Frederick Go participated in a fireside chat on Capitalizing on Potential: Expanding Investments in the Philippines with HSBC Philippines CEO Sandeep Uppal. Bangko Sentral ng Pilipinas Assistant Governor Zeno Ronald Abenoja shared updates on Philippine Monetary Policy. The panel on “Empowering Growth Through Capital Market

Reforms” was led by Securities and Exchange Commission Commissioner McJill Bryant T. Fernandez, PSE President and CEO Ramon S. Monzon, and Milbank LLP Partner James Grandolfo, with Bloomberg’s ASEAN Head of Market and Product Specialist Vignesh R S as moderator.

Department of Energy Undersecretary Rowena Cristina Guevara, Aboitiz Power Corporation President and CEO Danel C. Aboitiz, BloombergNEF Head of APAC Ali Izadi-Najafabadi were the featured resource persons for the topic “Industry Spotlight: Powering the Future of Energy in the Philippines.” HSBC Managing Director and Head of Climate Change for Asia Pacific Justin Wu served as moderator.

Meantime, the “Industry Spotlight: Logistics and Infrastructure as the Country’s Growth Pillars” had Megawide Construction Corporation President and CEO Edgar B. Saavedra, Department of Transportation Spokesperson Maricar Bautista, and HSBC HK Global Financing Solutions Director Max

Digital fraud…

tant about digital finance because of their risk of scams, he emphasized the importance of highlighting success stories and ensuring a safer digital environment.

“The Anti-Financial Account Scamming Act, or AFASA, was actually enacted to fight fake accounts, fraud, and scams. The implementing rules and regulations are in the works,” he explained.

He also pointed to efforts to simplify digital banking, citing QR and the Standard Business Loan Application Form (SBLAF), launched last December, which he said has already streamlined payment and credit applications.

Another key step, per the BSP governor, is broadening digital access. “The moratorium on digital banking licenses has been lifted. This means more digital banks will help smaller businesses in opening accounts and file for loans,” he added.

“Let’s show everyone in the world that digital finance isn’t something to fear. It’s something to embrace,” Remolona said.

The Central Bank head made these remarks during the 4th Digital Financial Inclusion Awards launch at the BSP Manila office, joined by Microfinance Council of the Philippines Inc. chairman Gilbert Maramba and Citi Philippines chief executive officer Paul Favila.

Thomas as panelists, and Bloomberg Intelligence Asia-Pacific Infrastructure Analyst Denise Wong as moderator.

Telco industry titans Globe Telecom Inc. President and CEO Ernest L. Cu, PLDT Inc. COO Menardo G. Jimenez Jr., and Converge Information and Communications Technology Solutions Inc. CFO Robert L. Yu, along with Maybank Singapore VP for Research Hussaini Saifee and moderator Bloomberg Intelligence ASEAN Telecom Analyst Chris Muckensturm, delved into “Identifying HighGrowth Opportunities in Emerging Markets.”

From March 19 to 21, over 180 one-on-one meetings were held between institutional investors and participating publicly listed companies.

“We received positive feedback from the corporate meetings, even the programs presented by government. We hope this translates to more investments for the Philippine market, in general,” PSE President and CEO Ramon S. Monzon said.

Honoring digital finance leaders THE Digital Financial Inclusion Awards recognize microfinance institutions (MFIs) and microentrepreneurs who leverage technology to provide inclusive financial services, improve customer experience, streamline operations and develop innovative solutions for underserved communities. Nominees are evaluated based on their “digital adoption,” “measurable impact” and “contributions to financial inclusion,” and awardees will receive P100,000 in cash and laptops.

Four MFIs and 15 microentrepreneurs will be recognized this year during the awarding ceremony on November 21.

Voluntary carbon market…

the country has a reliable funding mechanism to help local government units implement climate change adaptation projects.

The Philippines was also renewed for another term in the Green Climate Fund Board as an

Alternate Board Member under the Asia Pacific Group Constituency and was also appointed as a member of the Adaptation Fund Board for 2025 to 2027 last January 2025. The DOF said it is advancing its application to be a national implementing entity of the Adaptation Fund to allow it to receive direct financial transfers to implement adaptation projects and programs.

Reine Juvierre S. Alberto

(FROM left): PSE President and CEO Ramon S. Monzon, Special Assistant to the President for Investment and Economic Affairs Frederick Go, Department of Finance Secretary Ralph G. Recto, and PSE Chairman Jose T. Pardo

(FROM left): SEC Commissioner McJill Bryant T. Fernandez, Milbank LLP Partner James Grandolfo, PSE President and CEO Ramon S. Monzon and Bloomberg ASEAN Head of Market and Product Specialist Vignesh R S

MARY ROSE MARBIL

The general’s wife and her advocacy for the welfare of PNP personnel

By Anne Ruth Dela Cruz

SHE decided to retire from corporate life on December 31, 2024, thinking that after two months, she would be joined by the Chief of the Philippine National Police Gen. Rommel Francisco D. Marbil.

Gen. Marbil was supposed to retire on his birthday last February 7, 2025. However, President Ferdinand R. Marcos, Jr. decided to extend his appointment.

“I’m legally unemployed.

I was hoping to retire with my husband because he was due to retire on February 7. But he got extended so I was left behind. Prior to that, I’ve been in the corporate sector for more

than 30 years, most of it in the telecommunications industry where I did sales, marketing and partnerships,” Mary Rose Marbil related in an interview. Mrs. Marbil recalled that she met her future husband back in high school, became a couple towards the end of college and married eight years later. When asked about how it felt to be the wife of a policeman, Mrs. Marbil related that she really did not

know how to describe it, saying that it was all her mindset.

“Maybe it’s different from the rest of my friends but it is a matter of getting used to. My father was in the military, but he was in the medical corps. I am used to that kind of life and it’s okay,” she said.

Staying home

SHE added that whenever Marbil was assigned in the provinces, she and their daughter Robyn would stay behind in their house in Paranaque

as she needed to report for work and Robyn was going to school.

“Now that he is Chief PNP, we had to move here because I figured if I wanted to see him, I had to stay here with him. Now that my daughter is back from her studies, she stays in our house in Paranaque because she works in the south,” she said.

Now that she had more time on her hands, Mrs. Marbil has been busy working on the PNP OLC Foundation Inc., the

predecessor of which was the PNP Officer Ladies Club. The foundation was registered as such last July 31, 2024 with Marbil’s support.

“When my husband was named Chief PNP, he was always looking out for the welfare of the policemen. When I floated the idea that the club should be turned into a foundation so that it would be able to raise its own funds, my husband supported it right way with the message that the beneficiaries should be the

policemen,” Mrs. Marbil said.

While she was employed, Mrs. Marbil started the LAB Virus, with LAB standing as Love and Blessings which extended assistance to unformed and nonuniformed PNP personnel and their dependents who are in need.

“Since our funds were extremely limited, we limited extending assistance to those who were critically ill. Even so, we were able to visit all the police regions in the country and in our little way, we were able to extend whatever assistance we could to those who were in need.

Positive feedback

THE feedback, Mrs. Marbil pointed out, has been incredibly positive. The policemen she and the other foundation members have visited are profoundly grateful because for the very first time, a group is actually looking out for the welfare of the policemen.

“The policemen have a higher morale now that they see that there is a group looking out for them. An example of this was when my husband went to Pampanga to give assistance to the policemen and the policemen were saying before they were the ones helping others and now there is someone helping them,” she related.

While waiting for the Chief PNP to retire, Mrs. Marbil is busy working on the foundation, making sure that the projects that it started will continue beyond Marbil’s term. She is also working closely with the PNP to ensure that even without an adviser, a position that is given to the wife of the Chief PNP, the foundation will continue.

Mrs. Marbil pointed out that the foundation had started a partnership with the Quezon City government on the preschool/ Child Development Center inside Camp Crame.

“We are also re-opening a Child Development Center, continuing with the LAB Virus program and we are also doing livelihood workshops like soap making for the street sweepers in Camp Crame,” she said, adding that she is working out that she remains a part of the foundation even after Marbil’s retirement. Women empowerment BEYOND her work in the foundation, Mrs. Marbil is a strong advocate for women empowerment. She believes that women—whether in uniform, in leadership roles, or as homemakers—play a crucial role in shaping society.

She encourages women to embrace their strength, pursue education, and take leadership roles in their respective fields. Through her advocacy, she has championed projects that provide women with skills training and livelihood opportunities, enabling them to achieve financial independence and self-sufficiency.

“Don’t lose your identity. Always make sure that you have your own life because this makes you interesting to your partner,” she said.

Furthermore, she emphasizes the importance of resilience and confidence, inspiring women to break barriers and challenge societal norms that limit their potential. Her message is clear: women have the power to lead, nurture, and create lasting impact.

Mrs. Marbil’s journey is a testament to the power of compassionate leadership. Whether through her role in the foundation, her support for the PNP, or her advocacy for women empowerment, she has demonstrated that true strength lies in service, resilience, and the ability to uplift others.

As she continues to champion these causes, her work serves as an inspiration to many—showing that leadership is not just about authority, but about the positive change one can bring to the lives of others.

Mary Rose Marbil and Philippine National Police Chief Gen. Rommel Francisco Marbil.

Mary Rose Marbil at the LAB Virus event at Camp Crame.

Mary Rose Marbil posing beside her and her daughter's portrait.

One of the beneficiaries receives assistance and a gift pack from Mary Rose Marbil.

A dependent of a PNP personnel receives a gift pack from Mary Rose Marbil.

Unified PWD ID to feature an updated condition list

By Bless Aubrey Ogerio

THE government is gearing up to introduce a new list of conditions that will qualify for the soon-to-be-launched Unified ID system for Persons with Disability (PWD), the country’s disability office chief said on Friday.

The government was constrained to issue the unified PWD ID system amid estimates – reiterated on Friday by Bureau of Internal Revenue (BIR) commissioner Romeo Lumagui Jr.—that the revenue loss from fake PWD ID misuse in 2023 was around P88.2 billion, based on a recent Senate hearing.

During a press conference on the proliferation of fake PWD IDs opn Friday, National Council on Disability Affairs (NCDA)

executive director Glenda Relova announced that the current 10 categories of PWDs will be reduced to nine.

“The Department of Health [DOH] is responsible for deter -

mining the categories of persons with disabilities. Usually, these include physical, orthopedic, blind, deaf, hard of hearing, visual, mental, intellectual, cancer and cancer survivor, rare diseases,” Relova said in Filipino.

“Within this year, a new categorization of persons with disability will be issued by the Department of Health, which passed through several townhall discussions and dialogues,” she added, though she did not specify whether categories would be removed or entirely revised. To combat the growing issue of fake PWD IDs, the government introduced the Unified PWD ID system, which will include advanced

security features like QR codes and integration with PhilSys to ensure only those who qualify can avail of benefits.

The Department of Social Welfare and Development (DSWD) announced that by late June, a technical working group will meet to address the fake PWD ID problem.

Afterward, the departments of interior and local government, social welfare and development, and health will approve a joint memorandum circular, and the system will be presented to DSWD Secretary Rex Gatchalian.

The official launch of the Unified PWD ID system is set for July, in line with National Disability Rights Week. The pilot rollout will cover 32 local government units (LGUs) across the country, benefiting around 200,000 PWDs, an increase from the initial 50,000.

The full implementation, covering the remaining 19 percent of PWDs, is expected by 2026. Relova attributed the delay to challenges with procurement during the election period.

“Procurement processes were restricted during the elections, which caused a lag time,” Relova told reporters on the sidelines of the event.

So far, she reported that 19 fake PWD IDs have been confiscated. While the NCDA chief did not provide exact figures, she estimated the number of reported cases to be in the hundreds.

Revenue loss

IN the same event, BIR chief Lumagui Jr. cited anew the estimated revenue loss from fake PWD ID misuse in 2023 of P88.2 billion.

Asked for more updated data, Lumagui said their agency is still working with the previous estimate. “What we’re doing is we are auditing the companies, of course, we are checking the discounts that were claimed by the establishments,” he said.

The internal revenue chief also warned that using fake PWD IDs is considered tax evasion, which carries severe penalties, including imprisonment and civil fines.

Under Republic Act 9442, which amends the Magna Carta for Disabled Persons, the misuse of fake PWD IDs is punishable by fines ranging from P50,000 to P200,000 and imprisonment of up to six years.

As of March 7, the DSWD recorded 2.07 million registered persons with disabilities in the country.

TUCP wants justice for 2 Pinoy seafarers in anchor-chain case

Justine Xyrah Garcia

THE Trade Union Congress of the Philippines (TUCP) is demanding accountability following the death of a Filipino seafarer and the injury of his colleague in an anchor chain accident aboard an oil tanker in Indonesia.

In a statement, TUCP President and House Deputy Speaker Raymond C. Mendoza said the tragedy underscores the urgent need for stricter enforcement of maritime safety regulations to prevent similar incidents.

“This is a painful reminder of the dangers faced by our Filipino seafarers—modern-day heroes who brave perilous working conditions to provide for their families and power global trade,” Mendoza said. The accident occurred on March 10 when longtime seafarers Junry Popera and Romulo Gollayan were troubleshooting a stuck anchor.

While working on it, a loosened anchor chain struck Popera,

killing him instantly. Gollayan, who sustained injuries, remains hospitalized. TUCP is calling on the Department of Migrant Workers and other relevant agencies to conduct a full and transparent investigation into the incident.

The union stressed that authorities must assess the vessel’s compliance with international safety standards and hold accountable parties found negligent, including shipowners, employers, and manning agencies.

Mendoza also urged the government to ensure that Gollayan receives full medical treatment and rehabilitation.

He added that the Overseas Workers Welfare Administration (OWWA) must provide financial assistance and reintegration support should he be unable to return to work.

In a televised interview, Popera’s wife, Elsie, raised concerns over possible lapses that led to the accident.

“It’s an accident, but it could have been prevented; I can’t say if they just forgot to do so, or they failed to double check to make sure the chain above is locked,” she said.

She said she remains in coordination with her husband’s local agency, the oil tanker’s owner, and OWWA regarding the case.

However, she is still waiting for the autopsy results from Indonesia before his remains can be repatriated.

The shipowner has committed to cover all expenses related to the incident.

Magna

Carta

MEANWHILE , TUCP urged the government to fully implement the Magna Carta of Filipino Seafarers, a law designed to strengthen protections for the country’s maritime workers.

Republic Act No. 12021, ratified in September 2024, sets clear guidelines on the rights and welfare of Filipino seafarers, including provisions on decent working

conditions, fair compensation, access to medical care, legal assistance, and mandatory social protections.

Mendoza emphasized that enforcing the law is crucial in preventing further tragedies at sea.

“Filipino seafarers have become the backbone of global shipping, yet their safety and dignity are too often an afterthought. This ends now. The TUCP stands in solidarity with the victims and their families in pursuing justice, demanding full accountability, and continuing the fight to uphold the safety and dignity of every Filipino seafarer,” he said.

Before the passage of RA 12021, the European Maritime Safety Agency had repeatedly flagged deficiencies in the Philippines’ maritime safety standards.

In 2021, the European Union even considered revoking the recognition of Filipino seafarer certifications due to concerns over training and regulatory compliance.

Stronger PHL-Japan ties cited in JMSDF chief visit to Teodoro

HE strong military ties between the Philippines and Japan was further highlighted by the courtesy call of Japan Maritime Self-Defense Force

(JMSDF) chief-of-staff Admiral Saito Akira on Defense Secretary Gilberto Teodoro Jr. last March 19.

“Building on the outcomes of the

Defense Ministerial Meeting between Secretary Teodoro and Defense Minister Nakatani Gen last February, the SND [Secretary of National Defense] welcomed the visit to the Philippines of Admiral Saito to concretize bilateral initiatives in strengthening cooperation in maritime security,” Department of National Defense (DND) spokesperson Assistant Secretary Arsenio Andolong said in a statement late Thursday.

During the Japanese naval official’s visit, Andolong said Saito briefed Teodoro on the outcomes of his meeting with Philippine Navy commander Vice Admiral Jose Ma. Ambrosio Ezpeleta earlier.

“Both Navy chiefs agreed to advance engagements in key areas, including high-level exchanges, equipment transfer, and military exercises upon the entry into force of the Reciprocal Access Agreement [RAA],” he added.

As this developed, Teodoro reiterated the Philippines’ commitment to maintain the positive momentum of

With only 270K beneficiaries in ’24, ECC to boost claim disbursement

By Justine Xyrah Garcia

THE Employees’ Compensation Commission (ECC) is working to increase compensation payouts and expand its coverage as the number of claims remains low despite available funds.

In 2024, the commission disbursed P2 billion in benefits to 270,000 beneficiaries—just a fraction of the millions of workers covered nationwide.

ECC Executive Director Kaima B. Velasquez said on Wednesday the actual number of employees eligible for compensation is likely higher, but many are unaware of their benefits.

“We need to close the information gap and make sure workers know their rights. That’s why we’re intensifying our media coverage and advocacy programs to ensure employees are aware of the aid they can receive,” Velasquez said in a sideline interview.

The ECC, an attached agency of the Department of Labor and Employment, provides financial and medical assistance to employees suffering from job-related injuries, illnesses, or death. Contributions for these benefits are automatically deducted from salaries and remitted through the Social Security System (SSS) for private-sector workers and the Government Service Insurance System (GSIS) for publicsector employees.

These ECC benefits are separate from other SSS or GSIS benefits, which workers may also claim.

To ensure more employees receive support, the ECC is reviewing proposals to expand its list of work-related illnesses beyond the current 33 recognized diseases.

defense cooperation with Japan while awaiting the full implementation of the RAA.

The DND chief also expressed support for the development of Japan’s defense industries and emphasized the significance of cooperation and possible co-production with Japan to bolster the Philippines’ defense capabilities and industry.

“Secretary Teodoro conveyed the Philippines’ full support to initiatives of the Japan Self-Defense Forces to deter any attempt to destabilize peace and security over the East China Sea and South China Sea. He, likewise, highlighted the importance of strategic communication to counter false narratives and propaganda of China in the region, as well as to uphold the spirit of human rights and international law,” Andolong noted.

He added the meeting concluded with both countries affirming their commitment to continue ongoing efforts to strengthen naval cooperation. Rex Anthony Naval

“The board reviews new additions to the list every year, but even if a disease isn’t included, workers may still be eligible if they can prove it was caused or aggravated by their job,” she said. The commission is also considering raising the reimbursement rate for medical expenses, which currently covers only 40 to 60 percent of out-of-pocket costs.

Velasquez said the goal is to increase this to 100 percent to ease the financial burden of workers.

Easier claim filing

TO streamline the claim process, ECC has made filing more accessible.

Workers can now submit applications online through the SSS digital platform or at any GSIS branch nationwide.

The commission expects this move to speed up processing times and encourage more employees to claim their benefits.

“We process claims quickly as long as the documents are complete. That’s why part of our advocacy is ensuring workers know the requirements. HR officers should also assist employees in filing their EC benefits,” Velasquez added.

To further raise awareness, the commission regularly conducts seminars in communities with low knowledge of compensation benefits and how to file it.

On Wednesday, the ECC marked its 50th anniversary at Rizal Park Hotel in Manila, where it recognized past commission leaders, as well as outstanding employers and persons with work-related disabilities.

However, Velasquez clarified that employees can still qualify for compensation even if their illness is not on the official list.

Nation torn apart by fake news–PCO’s Ruiz

By Jovee Marie N. dela Cruz

THE nation is being torn apart by online

disinformation, misinformation and fake news, Presidential Communications Office (PCO) chief Jay Ruiz told lawmakers on Friday.

Speaking at the House Tri-Committee’s (Tri-Comm) third hearing on malicious and fake online content, Ruiz lamented how Filipinos are being pitted against one another due to the unchecked spread of false information.

“What is happening to us right now is we are being polarized, being divided online. Filipinos are being pitted against Filipinos,” Ruiz said. Ruiz compared the country’s growing divisions to the deep political and social discord seen in the United States.

He welcomed the ongoing congressional inquiry into fake news and urged a stronger collaboration between the PCO, the Department of Justice (DOJ), and the Department of Information and Communications Technology (DICT) to tackle the problem.

He said neutralizing malicious online content “is the big fight” the nation should be waging.

“Lies, repeated a thousand times, become the truth. We have to fight lies with truth. The voice of truth should be louder than lies,” he said.

The PCO chief also raised concerns about the dangers of deepfake technology, citing reports from overseas Filipino workers who had fallen victim to scams using AI-generated videos of celebrities.

Ruiz called for the regulation of not just online media practitioners but also social media platforms such as TikTok, Facebook, and YouTube. However, he acknowledged the challenge posed by these platforms’ lack of physical presence in the Philippines.

Growing crisis

The House Tri-Committee investigating fake news has ramped up its probe into the growing crisis of disinformation, warning that unchecked false narratives pose serious threats to democracy, national security, and public trust.

Surigao del Norte Rep. Johnny Pimentel, a co-chair of the Tri-Comm, emphasized the urgency of tackling the issue head-on. “We convene today [Friday] to continue

our crucial inquiry into the pervasive issues of fake news and misinformation that have increasingly threatened our democratic processes, societal cohesion, and individual understanding of truth,” Pimentel said.

“This is no longer a trivial matter. Fake news has become rampant, and those behind it show no regard for its impact on individuals and the country. No one is safe. Wala nang sinasanto [They spare no one],” he added. The inquiry follows a privilege speech by Surigao del Norte Rep. Robert Ace Barbers raising concerns over the spread of disinformation on social media and its potential to disrupt public order and national security.

Pimentel emphasized the need to scrutinize how false information spreads online.

“We are here to examine the mechanisms that allow misinformation to proliferate— from social media algorithms that prioritize engagement over truth to the role of various actors in producing and disseminating false narratives,” he said.

Agusan del Norte Rep. Jose “Joboy” Aquino, another co-chair of the Tri-Comm, also highlighted the scale of the problem.

“Given the recent surge in disinformation posts, it becomes more imperative to explore effective countermeasures,” he said.

According to Aquino, past hearings have revealed how fake news is systematically created and spread.

“During the past two meetings, we have heard our resource persons discuss the information disorder and its impact on our society. The academe has laid the foundation by explaining the various types of information disorder, how troll accounts and fake news are produced, the consequences of spreading disinformation, and the strategies that we can utilize to combat false narratives on social media,” Aquino said. The inquiry has also examined the role of social media platforms, independent fact-checkers, and influencers.

“The concerned government agencies presented the actions they have undertaken so far in response to this issue and the challenges that they have encountered. Likewise, the independent media organizations walked us through the fact-checking process, while social media influencers shared their experience in creating social media content,” Aquino added.

Still a lot to live, a lot to give!

WHEN the news of Gene Hackman’s demise went viral, I got confused for a moment. I thought he had already died a long time ago! Those are probably the saddest words that can be said about a person in advanced age who is still living. Mea culpa. I’m guilty of “killing” people while they’re yet much alive. But there are actual cases of individuals who are prematurely “dead” even before their actual death. Consider the news item in India about a 25-year-old man who was declared dead on arrival at the hospital and who suddenly awoke moments before he was to be set on fire on a funeral pyre. He was rushed to hospital for a second time, but was confirmed dead during treatment. How about the case of another man, again in India, who was pronounced dead at the hospital after an accident and left in the mortuary freezer for six hours until his family miraculously found he was still alive. He got to live again for four more days but eventually died again on the fifth day.

Metaphorically speaking, I thought I saw a bunch of prematurely dead people at the diagnostic clinic yesterday when I and my wife went there for our quarterly blood works. The room was packed with seniors of varying ages, men and women, waiting for their names to be called. They looked drooped and frail, emaciated, slow-moving, and from time to time stare at me and my wife with vacant eyes. I thought I was watching a clip of a George Romero zombie film.

So let’s not just grow old, let’s become purpose-driven golden agers. Consider some of Hollywood’s aging film directors who are still doing “late work.” Clint Eastwood, Nancy Meyers, Steven Spielberg, Martin Scorsese, Francis Ford Coppola, and Michael Mann continue to make films in their 70s, 80s and even 90s!

Then I pinched myself: these are your age-group, your fellow passengers at the departure lounge of life. I sank into sadness at the realization. These seniors were stuck in neutral. Ringing in my inner ear was a monologue line in one of Shakespeare’s plays where the main character, Richard II, laments: “I wasted time and now doth time waste me.”

Too many of my fellow seniors shut down on life too soon as they move into their sixties and seventies. Facing a biased-for-youth society, they plod through life in semi-conscious resignation that “life has passed them by” and are already “over the hill,” reinforcing negative stereotypes about aging. Even in their own families, they are relegated to one corner, regarded as worthless “sacred cows.”

Aging is too valuable a gift to be wasted on passive phlegmatic third-agers. Seniors should not allow themselves to be invisible passengers in the final journey of life but should strive to put themselves in the driver’s seat. So, let’s not just sit there quietly. Let’s reframe the narrative of aging to counter and challenge widespread social perception or attitude.

As seniors, we need to realize that we are in a “sweet spot” of life. More time and freedom to pursue what we like to do best. More time to strengthen our inner selves, fine tune our best qualities, to tip the balance towards our fullness as a human being, after more than 60 years of pursuing solely the material and the sensual.

Experimental Alzheimer’s treatment shows promise

By Lauran Neergaard & Shelby Lum | The Associated Press

AN experimental treatment appears to delay Alzheimer’s symptoms in some people genetically destined to get the disease in their 40s or 50s, according to new findings from ongoing research now caught up in Trump administration funding delays.

The early results—a scientific first—were published Wednesday even as study participants worried that politics could cut their access to a possible lifeline.

“It’s still a study but it has given me an extension to my life that I never banked on having,” said Jake Heinrichs of New York City.

Now 50, Heinrichs has been treated in that study for more than a decade and remains symptom-free despite inheriting an Alzheimer’scausing gene that killed his father and brother around the same age.

The Spanish painter Francisco Goya once drew a picture of an old man showing all the signs of advancing years. He gave it a caption, “I’m still learning.” The old man in the picture was the artist himself. In traditional societies, elders were never ignored. On the contrary, they were highly valued and respected for their distilled wisdom. They were consulted by the community when a great undertaking is about to be done. They presided over community rituals, rites of passage, and were asked to bless wedded couples as well as newborns.

If we want to have our voices heard as respected elders, then let’s prove ourselves worthy. For it is not a title that comes simply by the number of years, like “grandfather” or “grandmother.” It must be earned.

Elderhood is therefore an invitation to us grown-ups to grow up some more. Don’t let your mind stagnate. Go with the flow. Be current. And don’t hesitate to speak your mind. In other words, age proof yourself against oblivion.

Elderhood is a calling, a missiondriven vocation not only to nurture yourself but also to serve others. Find something to which you can wholeheartedly commit yourself. Family, art, religious faith, concern for the environment, compassion for people who are in need. In short, a purpose that is larger than yourself and has a lasting positive impact on our grandchildren and their children.

Think of elderhood also as a time for wrapping our gifts for the future in the form of advice and counsel as distilled from the vista of the final season about what really counts for living a contributory life. Share your memories during family gatherings, share your insights in social media platforms, write down your memoirs with lessons to learn. Be a mentor, a coach or counselor, even if only to your children and grandchildren.

Remember, you are far from finished. You might live to 80 years or more. That’s a lot of life to live ahead of you. And we have a lot of accumulated wisdom to give and share.

Tell the world: this old fellow isn’t done yet!

If blocked funding stops Heinrichs’ doses, “how much time do we have?” asked his wife, Rachel Chavkin. “This trial is life.”

Two drugs sold in the US can modestly slow worsening of early-stage Alzheimer’s by clearing the brain of one of its hallmarks, a sticky gunk called amyloid. But until now, there haven’t been hints that removing amyloid far earlier—many years before the first symptoms appear—just might postpone the disease.

The research led by Washington University in St. Louis involves families that pass down rare gene mutations almost guaranteeing they’ll develop symptoms at the same age their affected relatives did—information that helps scientists tell if treatments are having any effect.

The new findings center on a subset of 22 participants who received amyloid-removing drugs the longest, on average eight years. Long-term

amyloid removal cut in half their risk of symptom onset, researchers reported Wednesday in the journal Lancet Neurology.

Despite the study’s small size, “it’s incredibly important,” said Northwestern University neuroscientist David Gate, who wasn’t involved with the research.

Now participants have been switched from an earlier experimental drug to Leqembi, an IV treatment approved in the US, to try to answer the obvious next question.

“What we want to determine over the next five years is how strong is the protection,” said Washington University’s Dr. Randall Bateman, who directs the Dominantly Inherited Alzheimer’s Network of studies involving families with these rare genes. “Will they ever get the symptoms of Alzheimer’s disease if we keep treating them?”

Here’s the worry: Bateman raised money to start that confirmatory study while seeking National Institutes of Health funding for the full project but his grant has been delayed as required reviews were canceled. It’s one example of how millions of dollars in research have been stalled as NIH grapples with funding restrictions and mass firings.

At the same time researchers wonder if NIH will shift focus away from amyloid research after comments by Dr. Jay Bhattacharya, nominated as the agency’s new director.

“One of the reasons I think that we

have not made progress in Alzheimer’s, as much as we ought to have, is because the NIH has not supported a sufficiently wide range of hypotheses,” Bhattacharya told senators, responding to one who brought up an example of earlier science misconduct unrelated to current research.

Scientists don’t know exactly what causes Alzheimer’s, a mind-destroying disease that affects nearly 7 million Americans, mostly late in life.

What’s clear is that silent changes occur in the brain at least two decades before the first symptoms—and that sticky amyloid is a major contributor. At some point amyloid buildup appears to trigger a protein named tau to begin killing neurons, which drives cognitive decline.

Tau-fighting drugs now are being tested. Researchers also are studying other factors including inflammation, the brain’s immune cells and certain viruses.

NIH’s focus expanded as researchers found more potential culprits. In 2013, NIH’s National Institute on Aging funded 14 trials of possible Alzheimer’s drugs, over a third targeting amyloid. By last fall, there were 68 drug trials and about 18% targeted amyloid.

Northwestern’s Gate counts himself among scientists who “think amyloid isn’t everything,” but said nothing has invalidated the amy-

loid hypothesis. He recently used brain tissue preserved from an old amyloid study to learn how immune cells called microglia can clear those plaques and then switch to helping the brain heal, possible clues for improving today’s modest therapies. For now, amyloid clearly is implicated somehow and families with Alzheimer’s-causing genes are helping answer a critical question for anyone at risk: Can blocking amyloid buildup really stave off symptoms? Without NIH funding, Bateman said, that opportunity will be lost.

“It’s absolutely insane,” said longtime study participant June Ward, who lives near Asheville, North Carolina, and plans to ask friends to complain to lawmakers. Ward turns 64 in June and is healthy, two years older than when her mother’s symptoms appeared. “It is exciting to think about the possibility that Alzheimer’s disease might not be what gets me,” she said.

In New York, Heinrichs said he has hope that his 3-year-old son won’t “experience the stress and sorrow that I lived through as a young man to watch my father fade away.”

“We need the NIH to be not politicized,” added Chavkin, his wife. “It’s just about keeping people alive or helping them live better. And in this case, it’s helping my husband survive.”

Balance training: A key component for heart and brain health as we age

By Genaro C. Armas American Heart Association News/AP

IT’S an ability and skill often taken for granted. It affects quality of life and has been linked to heart disease and stroke. As we age and our muscles weaken, balance becomes crucial to staying active and supporting a healthy heart and brain.

“Balance is important because it’s one of the attributes that allows you do to physical activity,” said Dr. Kelley Gabriel, a professor of epidemiology and associate dean at the University of Alabama at Birmingham School of Public Health.

“Everything you do involves some level of balance—standing at the sink, mopping, walking the dog. It’s embedded into almost every single activity.”

According to federal physical activity guidelines, balance training should be part of the weekly exercise routine for older adults to help prevent falls, another frequent problem for stroke survivors. Such exercises include walking backward, standing on one leg or using a wobble board. Use caution and work with a coach or training partner if needed. Activities that strengthen the back, abdomen and legs also improve balance, the guidelines say.

pants without cardiovascular disease who were 70 years old. Their balance was measured at the start of the study using a balance board.

After five years of follow-up, researchers found that problems with lateral balance—the ability to remain stable while shifting weight from one side of the body to the other—were associated with a higher risk for heart attack and stroke.

Dr. Pei-Shiun Chang, associate professor of community and health systems at the University of Indiana School of Nursing in Bloomington, said that while impaired balance may be an early indicator of brain and heart health, and vice versa, “you can never say if someone has issues with their balance that they also have some issues with their brain or heart. You need to dig more into their” medical history. Gabriel agreed, saying that direct connections between balance and heart and brain health cannot be made because conditions such as cardiovascular disease and dementia develop over decades, and may arise because of other risk factors.

“It becomes very challenging to measure the relationship between balance and things like cardiovascular disease and dementia given balance is so challenging to isolate from other aspects of physical activity,” she said.

Similarly, a 2023 study in the European Journal of Medical Research found that among nearly 130,000 adults age 60 and older in Korea, those with balance impairment may be at increased risk for coronary heart disease or stroke.

Balance is a “multifaceted physiological process” that involves vision, the vestibular system in the inner ear and the nervous system, researchers wrote in a 2024 study in the Journal of the American Heart Association. The Swedish study included 4,927 partici-

Two 2024 studies—one in the Journal of Prevention of Alzheimer’s Disease and the other in the Journals of Gerontology Series A—also found an association between balance impairment and increased risk of dementia among older adults.

One relationship that is more certain, Gabriel said, is that the more active someone is, the better their balance is likely to be. And balance is a key factor in preventing falls, which is the leading cause of injury among adults 65 and older, according to the Centers for Disease Control and Prevention. Clinicians should assess balance and risk for falling in people with cardiovascular diseases, according to a 2022 American Heart Association scientific statement that says patients with any loss of balance should be referred for physical therapy. Balance exercises can help with the

recovery process for those who have had a heart event or stroke. People should plan their exercise program with a health care professional, Chang said. Start slowly with exercises that strengthen the foot and lower leg muscles, and work with a rehabilitation specialist or family member who can assist if needed. Gradually build up duration and intensity.

“Maybe start with a short walk in your neighborhood, and once you feel like you can tolerate that level, slowly increase intensity. Then move on to other exercises,” Chang said. She recommended toe stands, which is a balance exercise that requires someone to stand or move on the tips of their toes, as great balance training for older adults since it strengthens the calves and ankles. In general, many lower-body strength training exercises can improve balance for people of all ages. Practicing yoga and Pilates can help with balance, strength and flexibility. Chang also recommends qigong, a form of traditional Chinese mind-body exercise, as another practice that can improve balance, flexibility, muscle strength and overall health, especially for older adults. Qigong, which is similar to tai chi, combines slow and precise body movements with controlled breathing and mental focus.

American Heart Association News covers heart and brain health. Not all views expressed in this story reflect the official position of the American Heart Association. Copyright is owned or held by the American Heart Association, Inc., and all rights are reserved.

Angel R. Calso

AMONG the elderly, balance is a key factor in preventing falls, which is the leading cause of injury among adults 65 and older, according to the Centers for Disease Control and Prevention.

PHOTO BY ANADOLU/PNA

BusinessMirror

Signify offers sustainable lighting solutions for multiple segments

GLOBAL lighting company Signify, formerly Philips Lighting, will invest heavily in research and development to provide digital solutions and products with advanced applications for emerging and established markets.

Raghuraman Chandrasekhar, country leader for professional business at Signify Philippines, said the company services the public, which includes local government units in charge of running and operating sports stadiums, railways, and transportation; the public sector; industries, retail, and hospitality.

During the Signify distributor conference, dubbed Race to Growth, at Seda Manila Bay in Parañaque City, Chandrasekhar unveiled the company’s comprehensive roadmap that combines the company’s breakthrough innovations with excellent customer engagement.

Part of the Race to Growth initiative is for Signify to expand its distribution channels and harness datadriven insights.

The company will also roll out comprehensive training initiatives and enhanced after-sales support to empower professional partners. These efforts will ensure that every Signify client benefits from the full spectrum of Signify’s expertise.

Former

BusinessMirror

Honor X8C review: That friendpretty for keeps

WE all have that one friend. Not the glue that holds the group together, but the glitter. Pretty, sparkly, and utterly useless when it comes to actual structure. She forgets her share of the potluck but redeems herself by ordering overpriced—but undeniably good—delivery. Meet-ups? She’s late. Every. Single. Time. “Beauty takes time, babe,” she’ll chirp, twirling manicured fingers as if that excuse is enough for missing the movie, dinner, or half the concert. And yet—she’s a walking meet-cute magnet. There’s always a cute guy nearby when she’s around.

Directionally challenged? Absolutely. Still, that doesn’t stop her from being a backseat driver— second-guessing Waze and insisting her shortcut’s faster. Spoiler: it’s not. But she bats those lashes, flashes that grin, and somehow even the traffic enforcer forgets why he pulled you over.

Ganda lang ambag,” as we’d say—but weirdly, she’s become your comfort person. And you love her for it.

HONG KONG TO INVEST IN AI TO TACKLE RISING DEFICIT

HONG KONG—Hong Kong will cut thousands of civil service jobs and boost spending in artificial intelligence as it seeks to tackle an increasing deficit, authorities said Wednesday.

Finance Secretary Paul Chan said during a budget speech that there would be a “cumulative reduction” of government recurrent expenditure by 7 percent from now until 2027-2028. Hong Kong’s deficit had reached $87.2 billion Hong Kong dollars ($11.2 billion) for the financial year of 2024-2025, making it the third straight year of losses.

“It gives us a clear pathway towards the goal of restoring fiscal balance,” Chan said.

He said 10,000 civil servant posts would be cut by April 2027, representing a reduction of about 2 percent of the civil service in each of the next two years. Salaries will also be frozen in the civil service this year.

Chan also said that up to $195 billion Hong Kong dollars ($25 billion) worth of bonds will also be issued in the next five years to ensure progress of important infrastructure projects, with more than half used to refinance sort-term debt. To boost income, Hong Kong will also raise its airport departure tax from 120 Hong Kong dollars ($15.50) to 200 Hong Kong dollars ($25.70) from the third quarter of the year, representing a 67 percent increase.

Separately, Hong Kong will also make a push into artificial intelligence by leveraging the city’s “internationalized characteristic to develop Hong Kong into an international exchange and co-operation hub for the AI industry.” Authorities have also earmarked $1 billion Hong Kong dollars for an AI research and development institute, and will set up a $10 billion ($1.29 billion) innovation and technology fund to invest in “emerging and future industries of strategic importance.” Hong Kong’s finances have been impacted by a weak property sector, as home prices plunged some 30 percent over the last three years. It is also grappling with economic uncertainty and geopolitical tensions as US-China relations deteriorate. The amount of land premiums paid by developers to the government has declined, hurting Hong Kong’s revenues. Land sales typically made up about a fifth of government income, but this has fallen to just above 5 percent in the last fiscal year. Hong Kong’s fiscal reserves will shrink 12 percent from $734.5 billion Hong Kong dollars ($94.5 billion) to about $647.3 billion Hong Kong dollars ($83.3 billion) by the end of March, and a further 10 percent in 2025-26, Chan said. AP

Now, meet the Honor X8c—all looks, just enough charm, and somehow...it works. The real question is: does it deserve your hard-earned cash?

DESIGN & BUILD: GREEN AND WANTING

I’M not going to lie—first impressions matter. Honor knows this. The Honor X8c doesn’t just show up, it arrives. It comes in a new version of the X8 series trademark green colorway and the year’s most popular color recognized by Made Thought “Marrs Green.” That checkerboard design is giving off some serious Bottega Veneta “intrecciato” vibes. It’s playful, trendy and perfect for its Gen Z target market. But if green isn’t your thing, it also comes in Moonlight White.

At 7.12mm thin and 174g light, it’s easy to forget you’re holding it. Honestly, it feels lighter than most power banks. It slips into your pocket, disappears into a purse, and somehow manages to avoid looking like every other rectangle on the market.

But here’s the surprise: beneath all that style, the Honor X8c has some serious backbone. Just like the other phones they released this year, the Honor X8c also comes with added protection. With an IP64 rating, it laughs in the face of sudden rain, accidental spills, or the occasional “oops, dropped it on the floor” moment.

Pretty but not fragile, and that’s a combo you don’t see every day.

DISPLAY: DON’T BLAME IT ON SUNSHINE LET’S talk about one of the Honor X8c’s biggest flexes—its display. And, no, this isn’t your typical “meh” midrange screen that looks good indoors but turns into a useless mirror the moment you step outside.

Up front, you’re getting a 6.7-inch OLED panel that feels bigger once you start using it, probably because of that 93.7 percent screen-to-body ratio. But what really makes this display stand out is its peak brightness of 2800 nits. With the Honor X8c, you can scroll through your feed while standing under the bright sun and still see everything clearly.

The screen also supports a 120Hz ultra-high refresh rate so everything just feels smoother, whether you’re mindlessly doomscrolling, playing games, or just swiping through your camera roll wondering why you took 12 identical selfies. For eye protection, Honor also packed in 3840Hz risk-free PWM dimming, which means it’s easier on your eyes, especially when you’re scrolling in bed at 2 am. If you’re the type who ends up with headaches or strained eyes after staring at your screen all day, you’ll actually appreciate this. Plus, the display has TÜV Rheinland Flicker-Free and Low Blue Light certification, which makes it kinder to your eyeballs during those late-night TikTok marathons you swear

And then there’s the 3x digital zoom, which honestly holds up surprisingly well for a midrange device. It’s perfect for those sneaky zoom-ins or capturing your friend goofing off across the street. It’s not flagship-level telephoto, but it’s good enough for social media—and let’s face it, that’s where most of these shots end up anyway.

Flip over to the front and there’s a 50MP selfie camera that again surprisingly holds its own. You do lose the selfie LED flash from last year’s X8b, but the AI seems to have stepped up. It adjusts lighting well enough even in those dimly lit coffee shops where we all pretend to work but really just take selfies. One thing I did appreciate was the AI Wide-Angle mode. The phone’s smart enough to know when it’s just you or when the whole barkada’s trying to squeeze into the frame, and it automatically switches to 90° field of view.

Video recording is capped at 1080p, which is a bit of a letdown if you’re dreaming of 4K vlogs. But the addition of OIS means your handheld footage finally looks steady enough for TikTok, Instagram Reels, or those random stories.

And let’s not forget the AI Eraser—like I said in my other reviews, Honor’s AI Eraser is one of the best so I don’t need to download any other photo editing apps. Circle a random photobomber or that trash can ruining your shot, and poof—gone. It’s not perfect (complex backgrounds still trip it up), but when it works, it feels like magic. Like erasing your ex from a vacation photo...emotionally satisfying.

PERFORMANCE: RELIABLE BUT... HERE’S where things get interesting. The Snapdragon 685 chipset is the same as last year’s processor with a caffeine shot. It’ll keep up with daily stuff—social media, video calls, and everyday work or school duties. But for gaming? This isn’t the phone you are looking for.

let’s be real, half the reason we even care about new phones is to check if our selfies will look better. And in the case of the Honor X8c, there’s good news: it’s a solid shooter, especially now that OIS (Optical Image The 108MP main camera seems to be the standard

a burger: nice to have, but it’s the meat (read: image

What saves the Honor X8c is its generous 512GB of storage paired with 8GB RAM (expandable by another virtual 8GB). You can hoard thousands of photos, videos, and offline playlists without worrying about running out of space. Plus, the extra RAM boost helps keep apps running in the background without turning the phone into a sluggish mess.

FINAL WORD: At P13,999, the Honor X8c is exactly what it promises—a pretty face with just enough brains and brawn to make you overlook the flaws. You’re getting a gorgeous design and display, improved cameras with OIS, and more storage than you’ll know what to do with. Sure, the Snapdragon 685 won’t win any races. The speaker’s meh. But if you’re not a heavy gamer or a specs snob and just want a phone that feels premium, takes solid photos, and doesn’t crap out on you halfway through the day? The Honor X8c charms its way into your budget—just like that pretty friend because, sometimes, having them around just makes life a little more fun. ■

Micro credentials: Key to future of learning in era of AI, new tech

By Rizal Raoul S. Reyes

FUTURE-PROOFING

the current crop of Filipino students is one major step to make them competitive in the digital economy dominated by artificial intelligence

Moreover, by 2030, 30 percent of jobs in the Philippines will either be eased or displaced by AI. As such, micro credentials are arguably some of the best methods to empower the students in the digital economy currently being dominated by the said technology.

Chair and CEO OF iPeople Inc.

Dr. Reynaldo Vea said the government recognizes the importance of propagating micro credentials, as it provides more learning tools to students. These short-term learning courses aim to develop learners into being more productive and competent in current technologies like AI.

He confirmed that the government through the Commission on Higher Education seeks to roll out its micro-credentials program by the third week of March: “We will promote and proliferate micro cre -

(AI).

dential in the degree programs of the country’s universities.”

Dr. Vea said college students can proceed directly to their programs of choice for their micro credential units: “For college graduates, 30 units are required; nine units for masters, and seven for the doctoral program.”

He also pointed out that “micro credential units will accelerate social mobility and…uplift the students’ economic status.”

According to a study, micro credentials are important for Filipino students under the following reasons:

Employability and career advancement: They provide key skills that align with industry demands, enhancing employability and career opportunities.

Flexibility and accessibility:

They offer flexible learning options, allowing students to acquire new skills without the need for full-time enrollment, which is particularly beneficial in a rapidly changing job market.

Lifelong learning: Micro credentials support lifelong learning by providing continuous skill-development opportunities crucial in today’s fast-paced technological environment; and Cost-effectiveness: They are often more affordable than traditional degree programs, reducing financial barriers to education.

Dr. Vea also shared that micro credentials should be part of the

ArticulatePH lets learners listen to the ‘art and soul’ of great Filipino masters

IT used to be that learning about the country’s fine arts required extensive reading about the artists, keenly studying their craft and closely observing their style.

Now,studentscanlistentotheactualvoicesofPhilippines’artmasters throughrarerecordingscapturedon audio cassette tapes.

This, as ArticulatePH recently made available to the public neverbefore-released taped interviews from decades past between art historian, critic and author Cid Reyes and revered giants of Philippine visual arts. Said exchanges may be accessed through the group’s YouTube Channel “dedicated to the preservation of the oral history of Filipino visual art.”

The c hannel was forma l ly launched in a simple event entitled “The Lost Conversations” at the National Museum to mark this year’s Art Month.

Thetapesservedassourcematerial for Reyes’ book “Conversations on Philippine Art” which was published in 1989.

On ArticulatePH, these remastered audio interviews can be listenedtointheirentirety,providing inspiration, insight, and even practical tips for future generations of artists. This comes at a time when Philippine visual art is very much on the rise, and Filipino art is selling at record prices both locally and abroad.

Treasure trove of art

“HOW lucky is the Filipino artist to be creating art now?” rhetorically asked Reyes at an interview for the event. “Because the market is ready for them. [We are witnessing the emergence of so many talented Filipino artists who are so young, and their works are being accepted now by the market composed of a] burgeoning art audience willing to pay for their creations. Look at the success of the art auctions… Look at the success of art fairs….”

A dedicated chronicler of the

emerging Philippine visual art scene since he was a young man in the era of early Filipino artists such as Fernando Amorsolo and Victorio Edades, Reyes gushed at how far Philippine art has come: “The emerging audience and market for [such] is overwhelming.”

He furthered that the generation of Edades and Amorsolo would be amazed by the manner local art has been accepted by the Filipino audience: “The level of acceptance in the Philippine auctions of masterpieces [is unbelievable. During their time, their work could not be sold for P50; now, they range in the multimillions]—totally unheard of in their day.”

Reyes also pointed out that great Filipino art has gained immeasurable value, as he shared that National Artist Jose Joya’s painting Space Transfiguration , which was done in 1959 and originally sold for merely around P350, recently sold for P112 million. “If you had put P350 in the bank all those years ago, there is no way it would have grown to millions…It is now unquestionable that art is a bluechip investment.”

The art aficionado also marveled at the way innovative Filipino art has become, as local art enthusiasts nurture this creative direction: “I am amazed and truly grateful that

an emergent audience and market is now very accepting of adventurous experimental art [and those] that may appeal to them mysteriously. But they’re willing to gamble on these artists who are creating works that are breaking barriers.”

Documenting history

THE goal of “The Lost Conversations,” ultimately, was to underscore the importance of oral history. Apart from written history, Reyes believes that history imparted through storytelling is of paramount value: “With oral history, which is history being lived at the very moment, is history [told straight from the ‘horse’s mouth’ or from the actual artist], and you cannot change that.”

He shared his fervent wish that moreyounghistorians,writersand art critics would emerge and rise to thechallengeofdocumentingsome of the most exciting art being created by Filipino artists: “Now, we needdocumentation;becausewithout documentation, with no literature, there is no history.”

Reyes also shared what he hopes future artists can gain from The Lost Conversations: “I want today’s youngFilipinoartiststorealizethe richtraditionthathasbeenhanded down to them…Now, they have a legacy that they are obliged to continue;alevelofexcellencethatthey must pursue and aspire to; and that way before [they were born, we had Filipino artists who worked in the same way and went through the same struggles that they are going through now. They] triumphed against difficulties and challenges, and managed despite these problems to create tremendously excellent works of Philippine art.” Draw inspiration from the great masters who have carved our rich visual arts heritage by listening to The Lost Conversations, plus check out other videos of great Filipino artistsandartluminariesat https:// www.youtube.com/@articulateph.

Philippine Qualifications Framework (PQF). It is composed of eight levels of qualifications, each differentiated by descriptors of expected learning outcomes across three domains: knowledge, skills and values; application; and degree of independence.

The PQF aims to benefit various sectors and stakeholders of education and training by encouraging lifelong learning of individuals; providing employers specific training standards and qualifications aligned with industry standards; as well as ensuring that training and educational institutions adhere to specific norms.

Coursera, one of the world’s largest and best-known online learning plat -

forms, is expected to play a major role in the expansion of micro credentials in the country. Recently, iPeople Inc. which is the education joint venture of the Yuchengco Group of Companies and Ayala Corp. announced that its current partnership with Coursera has achieved significant gains as its learners tripled to 45,000 from 15,000.

All-inclusive

AS one of “Coursera for Campus’” three major customers globally, iPeople’s president Alfredo Ayala said the collaboration with Coursera is part of the organization’s commitment to provide a globally competitive, AI-enabled and skills-based education to as many Filipinos as possible.

“AI-powered education is transforming [the way] students learn, faculty teach, and institutions prepare graduates for the future of work. Our strengthened partnership with Coursera will better equip our students, faculty, and alumni with the skills and credentials [that will allow them to] thrive in an AI-driven digital economy, preparing them for success anywhere in the world,” Ayala explained.

Further, he said iPeople is embarking on an expansion program that will equip students and faculty across its six universities and colleges with industryrecognized skills, micro-credentials, and Generative AI or Gen AI-powered

learning, preparing them for an AIdriven job market. He shared that iPeople and Coursera’s solid partnership that started in 2019 has enabled the latter to form partnerships with Mapúa University, Mapúa Malayan College Laguna, Mapúa Malayan College Mindanao, Mapúa Malayan Digital College, University of Nueva Caceres, and National Teachers College. As a result, the iPeople official confirmed that students can now earn 20 percent to 30 percent of their academic credits through Coursera courses, further embedding industry micro credentials into their degrees. To date, more than 38,000 students at schools under iPeople have amassed nearly 260,000 enrollments, and clocked over 760,000 learning hours, as they gained vital skills in AI, data, cybersecurity, project management and leadership.

iPeople has also received Coursera’s “Global Maximizing Impact Award” in 2024 in recognition of its leadership in integrating technology, skills-based learning, and AI-powered education at scale.

“iPeople has been a trailblazer in leveraging online learning to integrate cutting-edge skills and micro-credentials into their curriculum, redefining how universities prepare graduates for a digital-first, globalized world,” said Karine Allouche who is the Global Head of Enterprise at Coursera.

‘WHO KNOWS YOU?’ Corporate communication coach and international best-selling author Stephen Krempl is currently conducting a series of workshops on leadership. Entitled “Take Your Game to the Next Level,” the globally renowned speaker provides tools that empower careers, evolve leadership styles, and boost personal branding. To stand out and thrive in competitive workplaces, Krempl encourages attendees to discover the “5-percent opportunities” that will make their superiors notice them. His challenge for those who want to get ahead: “Sometimes, it’s not who you know; but rather, ‘Who knows you?’” For more details, visit JM Consulting Services’ web site: https://www.jmircservices.com/kremplevent.

London School of Economics journal names editorial team, calls for 2025 issue submissions

HE London School of Econom -

Tics’ International Development Review (LSE IDR) has officially announced its editorial team for the upcoming 2025 issue, which will include one main volume and three specialized editions focusing on Cities, Artificial Intelligence, as well as Development and Conflict.

The journal, which is a leading student-run publication at the LSE, provides a platform for global voices to contribute their stand on pressing issues involving international development.

Leading this year’s publication is Anna Mae Yu Lamentillo who will serve as editor in chief. She will be supported by an accomplished editorial group who include Imane Belrhiti and Caitlin Rieuwerts as deputy editors; with Cyprine Odada, Sofia Zarama and Hanna Dooley as section editors.

“Our goal this year is to foster meaningful discussions on the most pressing challenges in international development,” said Lamentillo. “By providing a platform for diverse perspectives and interdisciplinary research, we hope to contribute to innovative and inclusive solutions that can drive positive change globally.”

Call for submissions

LSE IDR is inviting students, academics and practitioners from across the world to contribute original research, essays and analyses addressing seven key themes: Artificial Intelligence and Development: Examining the role of AI and machine learning in global development, AI’s ethical implications in emerging economies, and the impact of automation on employment structures in the Global South.

Impact of War and Conflict on Development: Exploring the socioeconomic consequences of war, strategies for post-conflict reconstruction, and the role of international organizations in peacebuilding.

Climate Change, Environmental Sustainability and Indigenous Knowledge: Analyzing climate change effects on vulnerable communities, sustainable policies and the integration of indigenous knowledge in climate solutions.

Global Health and Pandemic Response: Addressing health disparities, lessons from past pandemics, and strengthening health-care systems with culturally sensitive approaches. Migration, Refugees, Human Rights and Indigenous Peoples: Investigating

migration trends affecting indigenous populations, refugee policies and the sociopolitical impact of displacement. Economic Inequality, Inclusive Growth and Indigenous Economies: Identifying strategies that bridge economic inequality, support indigenous economies, and assess globalization’s impact on traditional livelihoods. Governance, Corruption, Institutional Development and Indigenous Rights: Examining governance and anti-corruption efforts while recognizing indigenous governance structures and rights.

Global platform LSE IDR has established itself as a respected publication for advancing discussions in international development. With an emphasis on evidence-based research and inclusive policymaking, the journal seeks to provide a space for fresh perspectives from young scholars, particularly those from underrepresented regions. Deadline for submissions will be announced soon, with the 2025 issue set for release later in the year. Manuscripts will be rigorously reviewed by the editorial team and selected based on originality, relevance and contribution to the field.

Editor: Mike Policarpio

PEOPLE chair and CEO Dr. Reynaldo Vea (from left), Coursera’s global head of Enterprise Karine Allouche, Mapua president Dr. Dodjie Maestrecampo and iPeople president Alfredo Ayala

REYES: History imparted through storytelling is of paramount value. MIKE POLICARPIO

Tourism Editor: Edwin P. Sallan

BEST UNDERWATER TREASURES

TOP DIVING SPOTS IN THE PHILIPPINES

Story by Arabelle Jimenez

Photos by Tessa Neri and Avic Maramot

THERE’S nothing quite like the feeling of slipping beneath the waves and entering a world of vibrant corals, curious sea creatures, and the gentle sway of the ocean. As a certified diver with over a thousand of hours exploring the waters of the Philippines, I’ve had the privilege of seeing some of the country’s best underwater treasures. It’s been more than twenty-five years diving for me, and I still get enthralled, as each dive is different. From the critter-filled muck dives of Anilao to the thrilling drifts of Puerto Galera, each spot has its own magic. If you’re looking for incredible dive destinations, these are my absolute favorites.

Anilao, Batangas—A Macro

Photographer’s Paradise

ANILAO is the ultimate haven for macro lovers.

Just a couple of hours from Manila to Mabini, Batangas, it’s famous for its mind-blowing biodiversity, especially when it comes to tiny, weird, and wonderful marine life. At Secret Bay, you can spend an entire dive searching for blue-ringed octopuses, flamboyant cuttlefish, and frogfish camouflaged so well they look like part of the reef. Twin Rocks offers a different kind of spectacle, with schools of jacks swirling above the corals and sea turtles making regular appearances. If you’re in the mood for something a little more fast-paced, Mainit Point is a fantastic drift dive where the current carries you past giant sea fans and hunting trevallies. But the real stars of Anilao are the nudibranchs—tiny, colorful sea slugs that come in every shape and pattern imaginable. It’s no surprise this place is considered the nudibranch capital of the Philippines!

DUTCH TREAT

Black Water Diving is growing to be one of the popular scuba diving activities in Mabini, Batangas. Blackwater diving, also known as pelagic diving, involves diving in the dark, open ocean, often far from shore, suspended in the water column. The primary goal is to observe and photograph marine life that is not typically seen during daytime dives, such as larval and juvenile stages of fish, squid, jellyfish, and other pelagic creatures. Blackwater diving offers a unique perspective on the ocean’s ecosystem, allowing divers to witness the daily vertical migration of pelagic organisms and the bioluminescence of some species. Many blackwater divers are also photographers, capturing the mesmerizing images of these rarely seen creatures. It is typically done in areas known for strong currents and deepsea channels, where the vertical migration of marine life is most prominent.

San Juan, Batangas—Coral Gardens and Hidden Gems WHILE Anilao gets most of the attention, San Juan (home to Laiya’s beaches) has some spectacular dive sites of its own. Layag-Layag Reef is a stunning coral garden teeming with reef fish, while Maricaban Island offers fascinating swim-throughs and caves where whitetip reef sharks sometimes rest. If you’re up for a boat ride, Verde Island Drop-off— one of the most biodiverse dive sites in the world—is just nearby. Here, the sheer volume of marine life is overwhelming, with massive schools of fish, vibrant corals, and even the occasional passing pelagic. What makes San Juan special is its accessibility and healthy reef formations, making it a great choice for divers who want beautiful underwater landscapes without the long travel time. San Juan is still considered as a hidden sanctuary for scuba enthusiasts, still gaining popularity as a top dive destination. Unlike

5 cities to visit in the Netherlands—and why

Hi, I’m Kach Medina Umandap, a Filipina traveler who’s been fortunate enough to visit all 195 countries in the world using my Philippine passport. It’s been an incredible journey filled with challenges, triumphs, and unforgettable experiences. Along the way, I’ve learned that travel isn’t just about ticking off destinations—it’s about immersing yourself in the stories, cultures, and people that make each place unique. One country that holds a special place in my heart is the Netherlands.

The Netherlands isn’t just tulips and windmills; it’s a country where history meets innovation, and tradition blends seamlessly with modernity. Whether you’re strolling along picturesque canals or marveling at cutting-edge architecture, each city offers something different. Here are five Dutch cities I believe every traveler should visit—and why they left such a lasting impression on me.

1. The Hague: A City of Diplomacy and Culture THE Hague (Den Haag) is often overlooked as a mere political hub, but it offers so much more. As the seat of the Dutch government and home to the International Court of Justice, this city is steeped in global significance. However, its appeal extends far beyond politics, making it a must-visit destination for

crowded sites, its vibrant reefs and rich marine life create a unique underwater ecosystem, teeming with colorful fish and rare critters. Perfect for both recreational divers and underwater photographers, its unspoiled beauty offers a more intimate and breathtaking experience. Conveniently located near other dive spots, San Juan remains an untouched gem waiting to be explored. Enjoy a few days at the sprawling La Luz Beach Resort as your base while in San Juan.

Puerto Galera—Where the Currents Bring Life PUERTO Galera is where things start to get exciting—literally. Known for its strong currents, it’s the go-to spot for drift diving.

Airport, take the train, which takes approximately 36 minutes, with direct services available. This convenient connection makes The Hague easily accessible for travelers arriving at Schiphol.

The most famous site, The Canyons, is a thrill ride where divers get swept through three deep canyons covered in soft corals and sea fans, while schools of snapper, trevallies, and groupers hover in the blue. For those who love wreck diving, Sabang Wrecks is a great place to explore old ships that have become artificial reefs, home to moray eels, batfish, and even the occasional scorpionfish. If you’re looking for something more relaxed, Coral Gardens is a shallow, easy dive with stunning coral formations, making it perfect for beginners. Thanks to the currents, Puerto Galera attracts plenty of pelagic fish, and you never know what might show up on a dive.

Misamis Oriental—A Hidden

Gem in Mindanao TUCKED away in Northern Mindanao, Misamis Oriental is an underrated dive destination with incredible biodiversity and some of the healthiest reefs I’ve seen. Agutayan Island is a marine sanctuary that feels untouched, with sea turtles lazily gliding over vibrant corals and occasional sightings of reef sharks. Duka Bay is famous for its deep walls and massive gorgonian sea fans, where lucky divers might even spot a manta ray passing through. One of my personal favorites is the house reef at Mantangale Alibuag Dive Resort, a fantastic spot for muck diving where frogfish, ribbon eels, and juvenile cuttlefish make their home. What makes this region special is how pristine and uncrowded it is—diving here feels like

soaking up the city’s vibrant atmosphere, Amsterdam has something for everyone.

creativity makes it a must-visit for anyone interested in technology and design.

discovering a secret paradise. Southern Leyte—Whale Shark Encounters and Pristine Reefs IF diving with whale sharks is on your bucket list, skip the crowds in Oslob and head to Southern Leyte instead. This is one of the few places in the Philippines where you can encounter these gentle giants naturally, without the feeding that happens in other locations. The best time to see them is between November and May in Sogod Bay, where they cruise through the deep blue, giving divers an unforgettable experience. But Southern Leyte isn’t just about whale sharks. Napantao Wall is a spectacular dive site with a dramatic drop-off covered in soft corals, massive schools of fusiliers, and the occasional passing eagle ray. Limasawa Island, meanwhile, offers a mix of coral bommies, swim-throughs, and resident sea turtles. Because this region isn’t as developed for tourism, the reefs here are in excellent condi -

any traveler interested in history, culture, and coastal charm.

n Historical Landmarks: Visit the Binnenhof, a historic government complex where the Dutch Parliament convenes. The Peace Palace, home to the International Court of Justice, is a symbol of global peace and justice. The Mauritshuis Museum is a mustvisit for art lovers, featuring masterpieces like Vermeer’s Girl with a Pearl Earring.

n Cultural Attractions: For something different, visit Escher in Het Paleis, which mesmerizes visitors with its mind-bending optical illusions. The city also hosts numerous festivals throughout the year, such as the Holland Festival, which showcases music, theater, and dance performances.

n Relaxation by the Sea: Just a short tram ride away, Scheveningen Beach offers sandy shores and lively boardwalks. Enjoy the sunset over the North Sea, indulge in seafood at one of the many restaurants, or try your hand at water sports. The nearby Haagse Bos, one of the oldest forests in the Netherlands, provides a serene escape from urban life.

n Why Visit? The Hague seamlessly combines cultural richness, historical gravitas, and seaside relaxation—a trifecta for any traveler. Its unique blend of old and new makes it a fascinating destination for those interested in exploring beyond the typical tourist spots.

n Travel from Schiphol Airport: To reach The Hague from Amsterdam Schiphol

2. Amsterdam: The Vibrant Capital AMSTERDAM is synonymous with canals, museums, and a vibrant urban pulse. This iconic capital is a city that caters to every kind of traveler, from history buffs to art enthusiasts and party goers alike.

n World-Class Museums: The Rijksmuseum and Van Gogh Museum are treasure troves for art enthusiasts. The Rijksmuseum houses works by Rembrandt, Vermeer, and other Dutch Masters, while the Van Gogh Museum offers the largest collection of Vincent Van Gogh’s paintings and letters. Meanwhile, Anne Frank House provides a moving historical experience, offering a poignant glimpse into the life of the young Jewish girl who wrote her famous diary during WWII.

n Picturesque Canals: A UNESCO World Heritage site, Amsterdam’s canal belt offers stunning views whether you’re on foot or aboard a boat. Take a canal cruise to admire the city’s unique architecture from a different perspective. The city’s bridges, like the Magere Brug (Skinny Bridge), add to its romantic charm.

n Neighborhood Charm: Explore Jordaan for boutique shops and cozy cafés or De Pijp for its multicultural vibe. The Vondelpark is a serene oasis in the heart of the city, perfect for picnics or leisurely strolls.

n Why Visit? Amsterdam’s dynamic blend of history, culture, and modernity makes it an unmissable destination. Whether you’re interested in art, history, or simply

n Travel from Schiphol Airport: Amsterdam is conveniently located just 22 km from Schiphol Airport. The fastest way to reach the city center is by train, which takes only 20 minutes. Alternatively, a taxi ride takes about 25 minutes.

3. Eindhoven: Innovation at Your Fingertips

EINDHOVEN may not be as famous as Amsterdam or The Hague, but it’s a city that thrives on creativity and technology. Conveniently located less than an hour from major cities like Utrecht and Amsterdam, it’s an easy addition to any itinerary.

n Design Capital: Eindhoven hosts Dutch Design Week annually, showcasing cutting-edge innovation in art and design. This event attracts visitors from around the world who come to witness the latest trends in design and technology.

n Industrial Revival: Strijp-S, once an industrial zone for Philips, has transformed into a hub for art galleries, trendy cafés, and unique shops. The area is a testament to Eindhoven’s ability to reinvent itself, turning old factories into vibrant spaces that reflect the city’s creative spirit.

n Technological History: Learn about Philips’ legacy at the Philips Museum, which tells the story of how this company shaped the city and the world with its innovations. Eindhoven is also home to the High Tech Campus, a hub for tech companies and startups.

n Why Visit? Eindhoven offers a fresh perspective on Dutch ingenuity while being perfectly situated for day trips from nearby cities. Its unique blend of innovation and

n Travel from Eindhoven Airport: Eindhoven Airport is just 9 km from the city center, with a travel time of about 15 minutes by car or taxi. Public buses like line 400 and 401 also provide convenient access to the city.

4. Rotterdam: A Modern Marvel ROTTERDAM is unlike any other city in the Netherlands. Known for its modern architecture and bustling port—the largest in Europe—it’s a city that celebrates reinvention.

n Architectural Marvels: From the Cube Houses to the Erasmus Bridge, Rotterdam’s skyline is bold and futuristic. The city’s architecture is a testament to its resilience and ability to rebuild after WWII, turning destruction into opportunity.

n Cultural Hotspots: Markthal combines food markets with public art displays under one spectacular roof. The Boijmans Van Beuningen Museum offers diverse artistic collections, ranging from medieval to modern art.

n Waterfront Adventures: Take a harbor tour to explore Europe’s busiest port or enjoy riverside parks like Het Park near Euromast Tower. For thrill-seekers, the Euromast observation deck offers panoramic views of the city.

n Why Visit? Rotterdam’s innovative spirit makes it ideal for travelers seeking modernity paired with cultural depth. Its unique blend of architecture, art, and urban energy ensures that visitors leave with unforgettable memories.

n Travel from Rotterdam The Hague Airport: Rotterdam The Hague Airport is conveniently located near the city, with a

33 or 40 also provide access to the

center. 5. Utrecht: A Cozy Canal City OFTEN overshadowed by Amsterdam, Utrecht offers all the charm of its more famous neighbor but with fewer crowds. Its historic canals and youthful energy make it one of the Netherlands’ most delightful cities.

n Unique Canals: Utrecht’s two-level canals are lined with wharf cellars turned into cafés and shops—a feature unique to this city. Visitors can enjoy a meal or drink while overlooking the water, creating a serene and picturesque atmosphere.

n Historic Highlights: Climb the Dom Tower for panoramic views or visit St. Martin’s Cathedral for Gothic splendor. The city’s medieval architecture is well-preserved, offering a glimpse into its rich past.

n Vibrant Atmosphere: As a university town, Utrecht buzzes with youthful energy reflected in its nightlife and cultural events. The city hosts numerous festivals throughout the year, such as the Utrecht Festival, which celebrates music, theater, and dance.

n Why Visit? Utrecht combines old-world charm with modern vibrancy—a perfect balance for any traveler. Its unique character and relaxed atmosphere make it an ideal destination for those seeking a more laid-back Dutch experience.

n Travel from Schiphol Airport: To reach Utrecht from Amsterdam Schiphol Airport, take the train, which takes approximately 34 minutes, with direct services available. This convenient connection makes Utrecht easily accessible for travelers arriving at Schiphol. As a traveler who has explored over 195 countries, I always look for unique stories and experiences in each place I visit. The Netherlands, with its blend of history, culture, and modernity, is a country that truly captivates. From the diplomatic hub of The Hague to the vibrant streets of Amsterdam, each city offers a distinct narrative that reflects the country’s rich heritage and forward-thinking spirit. In writing about these cities, I aim to share not just facts but the essence of each place—what makes them special and why they should be on every traveler’s bucket list. Whether you’re a seasoned explorer or embarking on your first international adventure, the Netherlands is a destination that promises unforgettable experiences.

Photos by Kach Medina Umandap

JELLYFISH

CONFETTI of fishes from La Luz house reef

turtle poses for the camera

BLANKET Octopus FLYINGFISH near surface

March 22, 2025

The World

Israel resumes military actions in Gaza with broader objectives, backed by political support from Trump

By Joseph Krauss The Associated Press

ISRAEL’S renewed military offensive in the Gaza Strip threatens to be even deadlier and more destructive than the last, as it pursues wider aims with far fewer constraints.

Israel resumed the war with a surprise bombardment early Tuesday that killed hundreds of Palestinians, ending the ceasefire and vowing even more devastation if Hamas doesn’t release its remaining hostages and leave the territory.

President Donald Trump has expressed full support for the renewed offensive and suggested last month that Gaza’s 2 million Palestinians be resettled in other countries. Iran-backed militant groups allied with Hamas are in disarray.

Israeli Prime Minister Benjamin Netanyahu’s coalition is stronger than ever, and there are fewer hostages inside Gaza than at any point since Hamas ignited the war with its October 7, 2023, attack, which gives Israel’s military more freedom to act. It all suggests that the war’s next phase could be more brutal than the last, in which tens of thousands of Palestinians were killed, the vast majority of the population was displaced and much of Gaza was bombed to rubble.

“If all the Israeli hostages are not released and Hamas is not expelled from Gaza, Israel will act with an intensity that you have not seen,” Defense Minister Israel Katz said Wednesday. “Return the hostages and expel Hamas, and other options will open up for you, including going to other places in the world for those who wish. The alternative is complete destruction and devastation.”

Even less US pressure to spare civilians

THE Biden administration provided crucial military and diplomatic support to Israel throughout the first 15 months of the war. But it also tried to limit civilian casualties. In the early days of the war, Biden persuaded Israel to lift a complete siege on Gaza and repeatedly urged it to allow in more humanitarian aid, with mixed results. He opposed Israel’s offensive in southern Gaza last May and suspended a weapons shipment in protest, only to see Israel proceed anyway. Biden also worked with Egypt and Qatar to

broker the ceasefire through more than a year of negotiations, with Trump’s team pushing it over the finish line.

The Trump administration appears to have set no restrictions. It hasn’t criticized Israel’s decision to once again seal off Gaza, to unilaterally withdraw from the ceasefire agreement that Trump took credit for, or to carry out strikes that have killed hundreds of men, women and children.

Israel says it only targets fighters and must dismantle Hamas to prevent a repeat of the October 7 attack, when Palestinian militants killed roughly 1,200 people, mostly civilians, and took 251 hostages.

The Biden administration voiced doubt about those aims, saying months ago that Hamas was no longer able to carry out such an attack.

The offensive killed more than 48,000 Palestinians before the January ceasefire, according to Gaza’s Health Ministry. It does not distinguish between militants and civilians in its count but says more than half of the dead were women and children.

Trump has suggested Gaza be depopulated

TRUMP appeared to lose interest in the ceasefire weeks ago, when he said it should be canceled if Hamas didn’t immediately release all the hostages.

A short-lived White House attempt to negotiate directly with Hamas was abandoned after it angered Israel. Trump’s Mideast envoy, Steve Witkoff, then blamed Hamas for the demise of the truce

because it didn’t accept proposals to immediately release hostages.

Hamas has said it will only release the remaining hostages—its only bargaining chip—in exchange for more Palestinian prisoners, a lasting ceasefire and an Israeli withdrawal from Gaza, as called for in the ceasefire agreement.

Trump, meanwhile, has suggested that Gaza’s entire population be transferred to other countries so that the US can take ownership of the territory and rebuild it for others.

Palestinians say they don’t want to leave their homeland, and Arab countries roundly rejected the proposal. Human rights experts said it would likely violate international law.

Israel has embraced the proposal and said it is drawing up plans to implement it.

Netanyahu’s government is stronger than ever NETANYAHU came under heavy pressure from families and supporters of the hostages to stick with the truce in order to bring their loved ones home. For months, thousands of protesters have regularly gathered in downtown Jerusalem and Tel Aviv, blocked major highways and scuffled with police.

In restarting the war, though, Netanyahu brushed them aside and strengthened his hardline coalition.

Israel’s far-right national security minister, Itamar Ben-Gvir, who resigned to protest the ceasefire, returned to the government

shortly after Tuesday’s strikes. He and Bezalel Smotrich, another far-right ally of Netanyahu, want to continue the war, depopulate Gaza through what they refer to as voluntary migration, and rebuild Jewish settlements there that Israel removed two decades ago.

Netanyahu has also fired or forced out several top officials who had appeared more open to a hostage deal.

Hamas and its allies are in disarray

Hamas still rules Gaza, but most of its top leaders have been killed and its military capabilities have been vastly depleted. Israel says it has killed some 20,000 militants—without providing evidence.

In its first attack since Israel ended the ceasefire, Hamas fired three rockets on Thursday that set off air raid sirens in Tel Aviv, without causing casualties.

Lebanon’s Hezbollah, which traded fire with Israel throughout much of the war, was forced to accept a truce last fall after Israel’s air and ground war killed most of its top leadership and left much of southern Lebanon in ruins. The overthrow of Syrian President Bashar Assad removed a key ally and further diminished the militant group.

Iran, which supports Hamas and Hezbollah, and which directly traded fire with Israel twice last year, appears unlikely to intervene. Israel said it inflicted heavy damage on Iran’s air defenses in a wave of retaliatory strikes last fall, and Trump has threatened

US military action if Iran doesn’t negotiate a new agreement on its nuclear program.

The Iran-backed Houthi rebels in Yemen have resumed long-range missile fire against Israel, which has rarely caused casualties or serious damage. The US, meanwhile, launched a new wave of strikes on the Houthis, which could further limit their capabilities.

International criticism could be more muted

The first phase of the war sparked worldwide protests, some criticism from European leaders and action at the United Nations. Israel was accused of genocide at the International Court of Justice, and the International Criminal Court issued an arrest warrant for Netanayahu.

This time could be different.

The Trump administration has detained foreign-born proPalestinian student activists and others, and threatened to pull billions of dollars in federal funding from universities accused of tolerating antisemitism, making a repeat of last year’s US campus protests unlikely. Europe is already locked in high-stakes disputes with Trump over aid to Ukraine and American tariffs, and appears unlikely to push back on the Middle East. The US and Israel have adamantly rejected the actions by both international courts, accusing them of bias. Trump signed an executive order in early February imposing sanctions on the ICC, of which neither the United States nor Israel are members.

Prabowo faces investor revolt over Indonesia’s economic path

By Philip J. Heijmans & Chandra Asmara

FOR months, President Prabo -

wo Subianto’s moves to chip away at Indonesia’s longestablished economic guardrails have stoked anxiety in markets. This week’s sudden rout suggests investor patience is wearing thin. The ex-general has been causing unease with his populist spending measures, plans to dilute the central bank’s independence and aggressive policies against foreign businesses like Apple Inc. He fasttracked laws to expand the role of the military too, triggering angry student protests in Jakarta.

The tipping point came on Tuesday, when rumors that Finance Minister Sri Mulyani Indrawati, who has kept a tight rein on spending during her cumulative 14 years in office, would resign. The stock market dropped the most in three years on the day, prompting government officials and Indrawati herself to come out, one by one, to dispel the speculation. Bank Indonesia was forced to step in to protect the rupiah, Asia’s worst performing currency this year. The rumors have “renewed fears of reformists being purged and was a catalyst for exposing all the economic problems the country is facing,” said John Foo, founder of Valverde Investment Partners Pte.

While there’s been some reprieve in the markets since then, investors remain rattled by Prabowo’s policy moves, coming at a time when Southeast Asia’s biggest economy is also grappling with US President Donald Trump’s tariff threats and waning demand from

China for raw materials.

Top of mind for investors is the fiscal outlook. Once cited by Morgan Stanley as one of the “Fragile Five” markets prone to wild swings in foreign sentiment, Indonesia has steadily improved its credibility to investors thanks to prudent economic management that’s lifted its credit rating out of junk status.

Prabowo, 73, is now threatening to upend that trajectory. His policy steps since taking office in October could push the budget deficit closer to its legal limit of 3 percent of gross domestic product. He increased his cabinet to more than 100 from around 60 under his predecessor Joko Widodo. After a public outcry, he backtracked on hiking the value-added tax rate, a move which would’ve boosted government revenue.

He implemented a free lunch program for students—a signature campaign pledge—that will cost $30 billion a year, the equivalent of 14 percent of Indonesia’s entire 2024 budget. To pay for that, he slashed spending in other areas, like infrastructure projects and travel.

“People in the markets are concerned about economic policy making,” said Achmad Sukarsono, lead analyst for Indonesia at Control Risks. “They have seen that many policies—let’s just say—do not have sound economic grounding.”

Prabowo’s office didn’t immediately respond to a request for comment.

‘Wake-up call’

THE government delayed releas -

ing monthly budget data for January, leading investors to question the state of the government’s finances. The figures were finally published last week, showing a surprise deficit as both revenues and expenditures plunged.

None of that bodes well for Prabowo’s biggest pledge of all: boosting economic growth to 8 percent. Analysts say that goal is unrealistic, with the market consensus closer to 5 percent growth this year.

“The president remains focused on fulfilling his populist campaign promises, which require efficient execution,” said Aditya Perdana, a political lecturer at the University of Indonesia, describing the effort as uneven and selective. “From a political perspective, this should serve as a wake-up call for the government to adjust its course before losing further credibility.”

Prabowo’s creation of a sovereign wealth fund, Danantara, is another source of concern. The fund will take control of the nation’s state-owned enterprises and have a sweeping mandate to invest across industries. The government will channel $20 billion from the existing budget into the fund, which will be run by businesssavvy allies and report directly to the president.

Authoritarian past PRABOWO’S actions appear in many ways to be at odds with the very institutions put in place to win the faith of voters and investors after the downfall of former dictator Suharto, who ruled Indonesia for three decades until his ouster amid street protests in the

Sudan’s military says it has retaken Khartoum’s Republican Palace, seat of country’s government

By Samy Magdy & Jon Gambrell

CThe Associated Press

AIRO—Sudan’s military said Friday it retook the Republican Palace in Khartoum, the last heavily guarded bastion of rival paramilitary forces in the capital, after nearly two years of fighting.

The seizure of the Republican Palace, surrounded by government ministries, represents a major symbolic victory for Sudan’s military against the paramilitary Rapid Support Forces. However, it likely doesn’t mean the end of the war as the RSF holds territory in Sudan’s western Darfur region and elsewhere.

Social media videos showed its soldiers inside giving the date as the 21st day of Ramadan, the holy Muslim fasting month, which corresponds to Friday. A Sudanese military officer wearing a captain’s epaulettes made the announcement in the video, and confirmed the troops were inside the compound.

The palace appeared to be partly in ruins, with soldiers’ steps crunching broken tiles underneath their boots. Soldiers carrying assault rifles and rocket-propelled grenade launchers chanted: “God is the greatest!”

Khaled al-Aiser, Sudan’s information minister, said the military had retaken the palace in a post on the social platform X.

“Today the flag is raised, the palace is back and the journey continues until victory is complete,” he wrote.

Palace’s fall a symbolic and strategic moment

THE fall of the Republican Palace, a compound along the Nile River that was the seat of government before the war erupted and is immortalized on Sudanese banknotes

and postage stamps, marks another battlefield gain for Sudan’s military. It has made steady advances in recent months under army chief Gen. Abdel-Fattah Burhan.

It means the rival Rapid Support Forces, under Gen. Mohammed Hamdan Dagalo, have been mostly expelled from the capital, Khartoum, after Sudan’s war began in April 2023. Sporadic gunfire could be heard throughout the capital Friday, though it wasn’t clear if it involved fighting or was celebratory.

Brig. Gen. Nabil Abdullah, a spokesperson for the Sudanese military, described its troops as holding the palace, surrounding ministry buildings and the Arab Market to the south of the palace. Khartoum International Airport, only some 2.5 kilometers (1.5 miles) southeast of the palace, has been held by the RSF since the start of the war.

The RSF did not immediately acknowledge the loss, which likely won’t stop the fighting as the paramilitary force and its allies still hold territory elsewhere in Sudan.

Late Thursday, the RSF claimed it seized control of the Sudanese city of al-Maliha, a strategic desert city in North Darfur near the borders of Chad and Libya. Sudan’s military has acknowledged fighting around al-Maliha, but has not said it lost the city.

Al-Maliha is around 200 kilometers (125 miles) north of the city of El Fasher, which remains held by the Sudanese military despite near-daily strikes by the surrounding RSF.

The head of the UN children’s agency has said the conflict created the world’s largest and humanitarian crisis.

The war has killed more than 28,000 people, forced millions to flee their homes and left some families eating grass in a desperate attempt to survive as famine sweeps parts of

late 1990s.

His allies in parliament, for example, moved swiftly to pass a controversial law to expand the role of the military, despite public criticism that the changes are reminiscent of the Southeast Asian nation’s authoritarian past. Thousands of students took to the street in the capital on Thursday, throwing stones, spray-painting walls and setting tires ablaze as they demanded lawmakers reverse the changes, according to local reports.

Market reaction to the law’s passage indicates a cautious approach from investors reflecting concerns “about potential shifts in Indonesia’s democratic trajectory and governance structures,” said SGMC Capital Pte Ltd senior partner Mohit Mirpuri.

“We believe this could provide some uncertainty in the market,” Citigroup Inc. analyst Ferry Wong said of the protests.

Lawmakers have also been talking about potentially expanding the mandate of the central bank. That renewed investor concerns about Bank Indonesia’s independence after an earlier draft of the financial sector omnibus law added job creation to the central bank’s objectives. Governor Perry Warjiyo said this week the rule changes would only “emphasize,” but not fundamentally change its current goals.

To be sure, none of this appears to pose any imminent threat to Prabowo, who enjoys an overwhelming parliamentary majority, while the country’s sole opposition party is still seen lending legislative support on matters like the

2023.

the country. Other estimates suggest a far higher death toll.

The Republican Palace had been the seat of power during the British colonization of Sudan. It also saw some of the first independent Sudanese flags raised over the country in 1956. It also had been the main office of Sudan’s president and other top officials.

The Sudanese military have long targeted the palace and its grounds, shelling and firing on the compound.

Sudan has faced years of chaos and war

SUDAN , a nation in northeastern Africa, has been unstable since a popular uprising forced the removal of longtime autocratic President Omar al-Bashir in 2019. A shortlived transition to democracy was derailed when Burhan and Dagalo led a military coup in 2021.

The RSF and Sudan’s military then began fighting each other in

Burhan’s forces, including Sudan’s military and allied militias, have advanced against the RSF since the start of this year. They retook a key refinery north of Khartoum. They then pushed in on RSF positions around the capital itself. The fighting has led to an increase in civilian casualties.

Al-Bashir faces charges at the International Criminal Court over carrying out a genocidal campaign in the early 2000s in the western Darfur region with the Janjaweed, the precursor to the RSF. Rights groups and the UN accuse the RSF and allied Arab militias of again attacking ethnic African groups in this war.

Since the war began, both the Sudanese military and the RSF have faced allegations of human rights abuses. Before US President Joe Biden left office, the State Department declared the RSF are committing genocide.

The military and the RSF have denied committing abuses.

Gambrell reported from Dubai, United Arab Emirates.

military law. State revenues are also poised to see a turnaround in March, Indrawati reassured on Tuesday, and the government has pledged to maintain its budget deficit at 2.5 percent of GDP this year, well within the legal limit. It remains to be seen whether those assurances will be enough to ease investor concerns.

“This is a clear warning, and we must prevent the situation from deteriorating further,” said Perdana of the University of Indonesia. “While some corrective measures have been introduced, poor implementation remains a critical issue.” With assistance from Abhishek Vishnoi, John Cheng, Claire Jiao and Prima Wirayani/ Bloomberg

Thousands rally outside Istanbul city hall for 2nd night over mayor’s arrest

By Mehmet Guzel & Suzan Fraser The Associated Press

STANBUL—Thousands of

Ipeople gathered at Istanbul’s city hall for a second night Thursday to rally against the arrest of the city’s mayor, which many see as a politically driven attempt to remove a key rival of President Recep Tayyip Erdogan from the next presidential race.

Mayor Ekrem Imamoglu was arrested in a dawn raid on his residence on Wednesday over alleged corruption and terror links, escalating a crackdown on opposition figures and dissenting voices. Several other prominent figures, including two district mayors, were also detained.

The detention of the popular opposition leader deepened concerns over democracy and sparked protests in Istanbul and elsewhere, despite road closures and a fourday ban on demonstrations in the city. It also caused a shockwave in the financial market, triggering temporary halts in trading on Wednesday to prevent panic selling.

Addressing the rally outside city hall, Ozgur Ozel, the leader of mayor’s Republican People’s Party, or CHP, called on supporters to take to the streets to claim

their rights without resorting to violence. “Yes, I am calling the people to the streets,” he said.

Mansur Yavas, the mayor of the capital Ankara and another popular opposition figure, joined the rally, calling on all opposition parties to join forces against “injustices.”

Police blocked a group of youths who attempted to breach a barricade in an effort to march toward Taksim, Istanbul’s central square and used pepper spray to break them up. In Ankara, police deployed tear gas and water cannons to disperse a protest at the city’s prestigious Middle East Technical University. Protests also broke out in the cities of Adana and Izmir.

The Interior Ministry said six police officers were injured in scuffles with demonstrators in Istanbul.

Erdogan’s party rejects accusations of interference CRITICS see the crackdown as an effort by Erdogan to extend his more than two-decade rule following significant losses by the ruling party in local elections last year. Government officials reject claims that legal actions against opposition figures are politically motivated and insist that the courts operate independently.

Omer Celik, the spokesman of Erdogan’s ruling Justice and

Development Party, disputed allegations by the opposition that the detentions were governmentorchestrated and urged respect for the judicial process.

“What a politician should do is to follow the judicial process,” Celik told journalists. “None of us have any information about the content of the (criminal) file.”

He also rejected accusations leveled by the main opposition Republican People’s Party, or CHP, that the mayor’s arrest amounted to a “coup” saying, “The name of our party, our president can only be associated with democracy—on the opposite side of a coup.”

In his first comments on the mayor’s detention, Erdogan accused the opposition of failing to respond to the allegations of corruption with evidence or legal arguments.

“The opposition never responds to the allegations brought forward by the judiciary,” Erdogan said. “Instead, they confine the matter to political slogans, resorting to the easy way of provoking their base and deceiving the public.”

Earlier, Interior Minister Ali Yerlikaya said authorities had detained dozens of people for sharing “provocative” social media content related to the mayor’s detention.

The authorities identified 261 social media accounts that shared posts that allegedly incited public hatred or crime, including 62 that are run by people based abroad, Yerlikaya wrote on X. At least 37 of the suspected owners were detained and efforts to detain other suspects were continuing.

Imamoglu’s arrest came just days before he was expected to be nominated as the opposition Republican People’s Party’s presidential candidate in a primary scheduled for Sunday. The party’s leader has said the primary will go ahead as planned.

Germany calls the arrest a bad sign

GERMAN Chancellor Olaf Scholz expressed concern over the mayor’s detention, saying it was a “very, very bad sign” for Turkey’s relations with the European Union.

Scholz said it was “depressing for democracy in Turkey, but certainly also depressing for the relationship between Europe and Turkey.”

“We can only call for this to

end immediately and for opposition and government to stand in competition with each other, and not the opposition being brought to court,” he said.

Prosecutors accused Imamoglu of exploiting his position for financial gain, including the improper allocation of government contracts.

In a separate investigation, prosecutors also accuse Imamoglu of aiding the outlawed Kurdistan Workers’ Party, or PKK, by allegedly forming an alliance with Kurdish groups for the Istanbul municipal elections. The PKK, behind a decades-long insurgency in Turkey, is designated a terrorist organization by Ankara, Washington and other allies.

It was not clear when authorities would begin questioning the mayor, who can be detained without charges for up to four days. Analysts say Imamoglu could be removed from office and replaced by a “trustee mayor” if he is formally charged with links to the PKK.

Imamoglu faces other charges BEFORE his detention, Imamoglu already faced multiple criminal cases that could result in prison sentences and a political ban. He is also appealing a 2022 conviction for insulting members of Turkey’s Supreme Electoral Council, a case that could result in a political ban.

This week, a university nullified his diploma, citing alleged irregularities in his 1990 transfer from a private university in northern Cyprus to its business faculty, a decision Imamoglu said he would challenge. The decision effectively bars him from running for president, since the position requires candidates to be university graduates.

Imamoglu was elected mayor of Turkey’s largest city in March 2019, a historic blow to Erdogan and the president’s Justice and Development Party, which had controlled Istanbul for a quartercentury. Erdogan’s party pushed to void the municipal election results in the city of 16 million, alleging irregularities.

The challenge resulted in a repeat of the election a few months later, which Imamoglu also won. The mayor retained his seat following local elections last year, during which his party made significant gains against Erdogan’s governing party.

Fraser reported from Ankara, Turkey. Geir Moulson contributed from Berlin.

Military leaders discuss Ukraine peacekeeping force as

Kpartial ceasefire plans are worked out

By Hanna Arhirova & Jill Lawless

The Associated Press

YIV, Ukraine—Senior military officers from more than 30 countries across Europe and beyond met in England on Thursday to flesh out plans for an international peacekeeping force for Ukraine as details of a partial ceasefire are worked out.

UK Prime Minister Keir Starmer said he didn’t know whether there would be a peace deal in the Russia-Ukraine war, but “we are making steps in the right direction” as a “coalition of the willing” led by Britain and France moves into an “operational phase.”

“We hope there will be a deal but what I do know is if there is a deal, the time for planning is now,” he said during a visit to the meeting of military planners at a British base in Northwood, just outside London. “It’s not after a deal is reached.”

“It is vitally important we do that work, because we know one thing for certain which is a deal without anything behind it is something that (Russian President Vladimir) Putin will breach,” he said.

French President Emmanuel Macron said a meeting of the “coalition of the willing” will take place Thursday in Paris in the presence of Ukraine’s President Volodymyr Zelenskyy.

Ukraine and Russia agreed in principle Wednesday to a limited ceasefire after US President Donald Trump spoke with the countries’ leaders this week, though it remained to be seen when it might take effect and what possible targets would be off limits to attack.

Zelenskyy, speaking in Norway on Thursday, said that although he originally had sought a broader ceasefire, he was committed to working with the US to stop arms being directed at power production and civilian facilities.

“I raised this issue with President Trump and said that our side would identify what we consider to be civilian infrastructure,” Zelenskyy said. “I don’t want there to be any misunderstanding about what the sides are agreeing on.”

‘Shuttle diplomacy’ expected after Saudi Arabia talks

THE tentative deal to partially rein in the three-year war came after Putin rebuffed Trump’s push for a full 30-day ceasefire.

The difficulty in getting the combatants to stop targeting one another’s energy infrastructure highlights the challenges Trump will face in trying to fulfill his campaign pledge to quickly end the war.

Negotiators from Moscow and the US will meet Monday in Riyadh, Saudi Arabia, Putin’s foreign affairs adviser Sergei Ushakov told Russian news agencies.

Zelenskyy said his team would also meet with the US in Saudi Arabia to discuss technical issues, and then the US will act as an intermediary running “shuttle diplomacy” between Kyiv and Moscow.

Despite the negotiations, hundreds of drone attacks were launched overnight by both sides, injuring several people and damaging buildings.

Kropyvnytskyi, a city in central Ukraine,

faced its biggest attack of the war as about four dozen drones injured 14 people, including a couple with serious burns, and damaged houses and apartments.

“In a cruel twist, enemy drones hit Myru Street (‘Peace Street’ in English),” Andrii Raikovych, head of the regional administration, said.

More than 50 drones were intercepted in Russia’s Saratov region—the largest attack of its kind in the area—shattering windows in a hospital and damaging two kindergartens, a school and about 30 homes, Gov. Roman Busargin said. The attacks were focused on Engels, an industrial city near Russia’s main base for nuclear-capable strategic bombers.

Battlefield losses mount, though official numbers elusive In its latest estimate, the UK Defense Ministry said Russian troops suffered 900,000 casualties—including up to 250,000 killed— since Moscow’s invasion of Ukraine three years ago. That’s a jump of 200,000 from a fall estimate.

Western estimates of the parties’war losses have varied and couldn’t be independently verified.

War losses have been a tightly guarded secret in Russia. The Defense Ministry’s most recent figures were from 2023 when it reported 6,000 deaths, which was regarded as unreliable.

The UK did not release a similar estimate for Ukrainian casualties.

Zelenskyy told NBC News last month that more than 46,000 Ukrainian soldiers had been killed, and more than 350,000 wounded. Those figures couldn’t be independently confirmed and could be an undercount.

Russia resistant to NATO peacekeepers IF peace comes to Ukraine, the number of troops that would help enforce it is vague. Officials have cited figures of between 10,000 and 30,000 troops as part of what’s been termed a “reassurance force.”

Only Britain and France have said they are willing to send troops, though countries including Australia, Canada and Finland say they are open to being involved in some way. At Thursday’s meeting, which involved 31 countries, Starmer said planning was broken down into four areas: “the sea in one scenario, the sky, obviously land and borders, and regeneration.”

Russia has said it will not accept any troops from NATO countries being based on Ukrainian soil. And Trump has given no sign the US will guarantee reserve firepower in case of any breaches of a truce. Starmer says the plan won’t work without that US “backstop.”

Jack Watling, a senior research fellow at military think-tank RUSI, said Thursday that the purpose of the Western military force would be to “give Ukraine confidence that a violation of the ceasefire would lead to the Russians having to contend with European forces, and in particular European air power.”

In addition to the meeting in England,

See “Ukraine,” A13

Chaos at Heathrow: Hundreds of thousands affected by airport shutdown following fire

By The Associated Press

LONDON—Hundreds of thousands of passengers

faced flight cancelations at Europe’s busiest travel hub after a fire knocked out power to London’s Heathrow Airport, forcing it to close for the day.

At least 1,350 flights to and from Heathrow were affected already, including several from US cities that were canceled, flight tracking service FlightRadar 24 said.

Here’s the latest:

Air India suspends Heathrow flights, with one turning around in mid-air

NEW DELHI —All Air India flights to Heathrow were suspended until Friday midnight, the carrier said in a statement, adding that it will “update about resumption of operations as soon as we have more information.”

The airline also said one of its flights had to return mid-air to Mumbai and another was diverted to Frankfurt. The company didn’t specify how many flights were affected in total.

Some passengers at New Delhi’s Indira Gandhi International Airport said they had been informed of cancellations, while others said they were still waiting for the airline to provide them with alternate flights.

“As soon I went inside to get my boarding pass, they (airline staff) told us that the flight has been cancelled and there is no flight for next two, three days,” passenger Vikas Swarup said.

Emma Fulton, who was in India’s Jaipur city for a wedding, said she received a text message en route to the airport.

“We had a text message about 20 mins before we arrived here, but we were already on the road,” she said.

9 flights through Dubai canceled after Heathrow closure

DUBAI—Eight outbound flights from Dubai International Airport to Heathrow, and one inbound from London to Dubai, were canceled Friday, according to Dubai Airports.

Travelers were told to contact their airlines for rebooking options.

What should travelers do?

ANY travelers impacted by the Heathrow closure should contact their airline.

If a phone call doesn’t go through, travelers can also try

Ukraine. . .

Continued from A12

EU leaders in Brussels planned to discuss Ukraine’s security needs with Zelenskyy during a meeting about ramping up defense spending after the Trump administration signaled Europe must take care of its own security.

The German parliament’s budget committee is expected to decide Friday to clear up to 3 billion euros ($3.3 billion) in extra funding for German military aid to Ukraine this year. That comes after parliament voted to loosen Germany’s debt rules for military and security spending.

Kremlin spokesman Dmitry Peskov said European plans for raising military spending conflicted with Putin and Trump’s efforts to reach a peace deal.

“Europe has engaged in militarization and has turned into a party of war,” Peskov said. Residents of Kyiv voiced a mix of optimism,

contacting the airline on social media. Several airlines were responding to passengers’ posts on social platform X on Friday. A representative for British Airways, for example, was telling customers on X to send a direct message to the airline’s account so they could assist in rebooking.

For customers who are seeking a refund or other compensation, a European Union regulation known as EU261 could apply. Because the United Kingdom is no longer part of the EU, however, not every flight will be covered under EU261. The regulation covers flights within the EU, as well as flights departing from the EU to a non-EU country.

London flights from Barcelona and Madrid canceled

SPANISH airport operator Aena said on Friday morning that 20 flights to and from Madrid and Barcelona had been cancelled due to the Heathrow power outage.

A total of 54 flights headed to or departing from its terminals were affected.

In a post on X, the state-controlled commercial airport operator advised travelers to contact airlines for more information about disrupted flights.

Limited disruption in Rome from Heathrow closure

ROME—The fire that shut Heathrow airport has caused limited disruption at Rome’s Leonardo da Vinci international airport in Fiumicino.

A spokesperson said that so far 10 flights, to and from Heathrow, have been canceled, but passengers have been kept informed and there were no lines at the airport.

‘An incredibly long day’ for travelers

GL ASGOW—Lawrence Hayes was three-quarters of the way to London from John F. Kennedy International in New York when Virgin Atlantic announced they were being diverted to Glasgow.

“It was a red-eye flight and I’d already had a full day, so I don’t even know how long I’ve been up for,” Hayes told the BBC as he was getting off the plane in Scotland.

“Luckily I managed to get hold of my wife and she’s kindly booked me a train ticket to get back to Euston (railway station in London), but it’s going to be an incredibly long day.”

Ryanair adds ‘rescue flights’ between Dublin and London Stansted to help Heathrow travelers

DUBLI N—Ryanair has added eight

skepticism and confusion about a potential ceasefire.

Olena Morozova, an accountant, said she hoped Putin would agree to the terms of a peace agreement while Volodymyr Zakusylo, a retiree, said he didn’t trust Trump and he thinks Russia will renege on any agreement.

Natalia Volkotrub, a medic, said she didn’t know what to think because Russia had betrayed Ukraine when it failed to provide the protection it offered when Kyiv agreed to surrender its nuclear weapons after the collapse of the Soviet Union in 1991.

“We gave up our arms and were promised peace and protection,” she said. “But as of today, all promises were broken.”

Lawless reported from London. Bela Szandelszky and Yehor Konovalov in Kyiv, Dasha Litvinova in Tallinn, Estonia, Geir Moulson in Berlin; Lorne Cook in Brussels, and Brian Melley in London contributed to this report.

A PASSENGER stands in front of a flight information screen

to Heathrow Airport in London, at the

Friday, March 21, 2025. AP/SHONAL GANGULY

“rescue flights” between Dublin and Stansted, another London airport, on Friday and Saturday to help travelers impacted by the fire at Heathrow, the budget airline announced.

Ryanair does not operate at Heathrow.

Four of the flights will occur Friday afternoon, and the remaining on Saturday morning.

Lufthansa Group cancels flights to and from Heathrow BER LIN—All flights by Lufthansa Group to and from Heathrow were canceled on Friday.

The company didn’t specify how many flights were affected in total, but said in an emailed statement that “passengers affected by the flight cancellations have been rebooked on other flights and informed about it.”

Lufthansa Group includes Germany’s biggest airline, Lufthansa, as well as Austrian Airlines, Swiss, Brussels Airlines and others.

No evidence that substation fire was suspicious, UK officials say LONDON—British officials working to determine the cause of an electrical substation fire that shut Heathrow Airport have not yet found evidence it’s suspicious.

Energy Secretary Ed Miliband says “it’s too early to say” what caused the huge blaze, but there’s “no suggestion” of foul play.

London’s Metropolitan Police say the fire brigade is leading the investigation, suggesting it’s not thought to be criminal.

Flights from Tokyo diverted or turned around TOKYO—The closure of Heathrow forced two Japanese flights that had already departed to return to Tokyo and a third to change its destination, airline officials said.

Japan Airlines said one of its two Heathrow-bound flights Friday returned to Tokyo’s Haneda international airport, and another one diverted to the Finnish capital, Helsinki. A third flight out of Tokyo, operated by All Nippon Airways, another major Japanese carrier, also returned to Haneda.

Airline officials advised passengers to check the latest flight information for Saturday.

Birdsong replaces aircraft noise for Heathrow neighbors

THE noise from Europe’s busiest airport is a constant bugbear for those who live nearby, but has temporarily fallen silent.

“Basically living near Heathrow is noisy. There are planes every 90 seconds or so, plus the constant hum of traffic, but you get used to it, to the point of no longer noticing,” said James Henderson, who has lived next to Heathrow for over 20 years.

“Today is different. You can hear the birds singing.”

Qantas diverts Heathrow flights to Paris

AUSTRALIAN airline Qantas diverted its Singapore-London and Perth-London flights to Paris on Friday and then bused the travelers to London, a spokesperson said.

Customers will be contacted directly if their flight is impacted.

Aviation expert compares impact to 9/11 or Icelandic volcano

LONDON —Aviation consultant

John Strickland says it will take several days for global airline travel to recover from a daylong closure of Heathrow Airport.

He said: “We’re talking about several days’ worth of disruption to get the planes recovered

and start using them again to move planned and disrupted passengers.”

Strickland compared the disruption to “a contained version of 9/11 or, to an extent, the Icelandic volcanic eruption” that shut European airspace in 2010.

“I remembered seeing on those occasions—particularly more so on 9/11—it happened so quick and then U.S. airspace was closed, they were turning back aircraft and holding planes. That’s the parallel I would make.

“Heathrow being such a busy airport and full, there’s no kind of wriggle room for getting out of these kinds of things.”

Heathrow closure has widespread impact on air travel

THE closure of Heathrow rippled through global aviation. The longhaul carrier Emirates in Dubai, which has London as one of its top destinations, cancelled six round-trip flights to Heathrow on Friday alone.

Etihad in neighboring Abu Dhabi cancelled two round-trip flights, while one flight diverted to Frankfurt, Germany. Qatar Airways said at least seven scheduled flights were “impacted,” with its staff working with passengers.

Blaze that shut down Heathrow is unprecedented, UK government minister says

A BRITISH government minister says a “catastrophic” fire knocked out a backup generator as well as the electrical substation that supplies power to Heathrow Airport.

Energy Secretary Ed Miliband told the BBC that the blaze is “unprecedented.”

He said it’s too early to know the cause but that lessons will have to be learned about “protection and the resilience that is in place for major institutions like Heathrow.”

Flights from Hong Kong rerouted to Amsterdam, airline says HONG KONG’S Cathay Pacific Airways rerouted two overnight flights to Amsterdam and canceled at least two daytime flights to Heathrow, according to the flight status page on its website.

Fire that closed Heathrow is now under control but not out

THE London Fire Brigade says the electrical substation blaze closed Heathrow Airport is under control.

The fire caused a widespread power outage, affecting thousands of homes, local businesses, and disrupting thousands of flights.

LFB Assistant Commissioner Pat Goulbourne says the fire was under control just after 8 a.m. “This was a very visible and significant incident, and our firefighters worked tirelessly in challenging conditions to bring the fire under control as swiftly as possible,” he said. “Thanks to their efforts and a coordinated multiagency response, we successfully contained the fire and prevented further spread.”

Heathrow is one of the world’s busiest airports

HEATHROW is one of the world’s busiest airports for international travel. It had its busiest January on record earlier this year, with more than 6.3 million passengers, up more than 5% for the same period last year. January also was the 11th month in a row it averaged over 200,000 passengers a day, with the airport citing transatlantic travel as a key contributor. Heathrow normally opens for flights at 6 a.m. due to nighttime flying restrictions. It said the closure would last until 11:59 p.m. Friday.

The U.K. government earlier this year approved building a third runway at the airport to boost the economy and connectivity to the world.

Flights turn around as airport closes SEVEN United Airlines flights returned to their origin or diverted to other airports and its flights Friday to Heathrow were canceled, the airline said.

The FlightAware website showed more cancelations including two from John F. Kennedy International in New York, a Delta Airlines flight and an American Airlines flight.

Other jets were diverted to Gatwick Airport outside London, Charles de Gaulle Airport in Paris and Ireland’s Shannon Airport, tracking services showed. National Rail canceled all trains to and from the airport.

Fire cuts off power to Heathrow and thousands of homes FLAMES soared into the sky when a transformer at an electrical substation caught fire in west London late Thursday night. The fire continued to smolder after daybreak. Scottish and Southern Electricity Networks said in a post on X the power outage affected more than 16,300 homes. About 150 people were evacuated. The cause of the fire is yet to be determined.

displaying canceled flights headed

Indira Gandhi International Airport, in New Delhi, India,

Kirsty Coventry: Signal that IOC’s gone truly global

COSTA NAVARINO, Greece—Kirsty Coventry was elected president of the International Olympic Committee (IOC) on Thursday and became the first woman and first African to get perhaps the biggest job in world sports.

“It is a signal that we are truly global,” the Zimbabwe sports minister and two-time Olympic swimming gold medalist said.

It was a stunning first-round win for Coventry in the seven-candidate contest after voting by 97 IOC members. The 41-year-old Coventry gets an eight-year mandate into 2033 with a likely early test in meeting with US President Donald Trump about the 2028 Los Angeles Olympics.

Coventry was asked at a news conference about going to the White House.

“I have been dealing with let’s say difficult,” taking a pause, “men in high positions since I was 20 years old. What

V-League brings volleyball action, thrills to Visayas

THE country’s first amateur volleyball league, formed in 2004, is making its way to the Visayas as the V-League expands its reach with the introduction of V-League Visayas.

With this expansion, volleyball fans in the Visayas region will witness high-level competition featuring some of the best collegiate teams.

Leading the charge are the reigning Cebu Schools Athletic Foundation Inc. champions University of San Carlos (USC) Lady Warriors and University of Southern Philippines Foundation Inc. (USPF) Lady Panthers, who finished as runners-up in last year’s CESAFI tournament.

Joining them in this inaugural tournament are University of Cebu (UC), University of San Jose-Recoletos (USJ-R), University of the PhilippinesCebu (UP-Cebu), and Cebu Institute of Technology-University (CIT-U).

Sports Vision Management Group Inc. president Richard Palou said the expansion is long-overdue.

“Many of the country’s top volleyball stars have come from Cebu, and it’s about time we help grow the game even further in the Visayas,” Palou said. “With V-League Visayas, we are providing another platform to support the CESAFI tournaments and give players more opportunities to shine.”

“The Visayas has been a powerhouse in the volleyball national program,” League Visayas commissioner Ken Ucang said. “The dedication and hard work of our coaches and players in this region have been our foundation. It’s about time that we give them the platform to showcase the best talents.”

I have learned is that communication will be key,” she said. It was the most open and hard-tocall IOC presidential election in decades with Coventry expected to lead the first round short of an absolute majority. Though several rounds of votes were widely predicted, she got the exact majority of 49 needed.

Coventry’s win also was a victory for outgoing IOC president Thomas Bach, who has long been seen as promoting her as his successor. He did not use his right to vote.

“I will make all of you very, very proud and hopefully extremely confident in the decision you have taken,” Coventry said in her acceptance speech. “Now we have got some work together.”

Walking to the podium, she was congratulated and kissed on both cheeks by Juan Antonio Samaranch, her expected closest rival who got 28 votes.

“For her to start her presidency with those numbers, it is a sign of optimism

to all of us,” Samaranch said. “We will all be behind her.”

Also in the race were four presidents of sports governing bodies: Track and field’s Sebastian Coe, skiing’s Johan Eliasch, cycling’s David Lappartient, and gymnastics’ Morinari Watanabe. Also contending was Prince Feisal al Hussein of Jordan.

Coventry will formally replace her mentor Bach at a June 23 handover— officially Olympic Day—as the 10th IOC president in its 131-year history. The 71-year-old Bach reached the maximum 12 years in office.

Key challenges for the Auburn University graduate, who is youthful by the historical standards of the IOC, will be steering the Olympic movement through political and sporting issues toward 2028 in LA.

Coventry’s IOC will also need to find a host for the 2036 Summer Games which could go to India or the Middle East. A key IOC member, who voted Thursday, is Nita Ambani from the wealthiest family in Asia. AP

THE eighth edition of the Smart Spike Volleyball Tournament, copresented by Meralco, gets going Sunday at the Meralco Gymnasium.

From its humble beginnings in 2017 as a grassroots event with just eight teams, the tournament has grown into a platform for young volleyball talents, featuring 40 school-based squads in eight divisions this year.

“It’s heartwarming to see how far Smart Spike has come. What started as a small initiative has now turned into a tournament that brings together so many talented young

athletes,” Smart Spike tournament director Revie Pioquinto said.

“This tournament is not just about preparing schools for their respective competitions, but it also serves as a platform for players to be discovered,” Pioquinto added.

The 18-and-under Girls’ Prime Category will feature National University Nazareth School, Ateneo de Manila University, Chiang Kai Shek College, Canossa Academy Lipa, San Felipe Neri Catholic School, De La Salle Medical & Health Sciences Institute, Gracel Christian College

Sports

McGregor’s

anti-immigrant remarks do not represent us—Irish minister

By Malou Talosig-Bartolome

VISITING Irish Minister John Cummins dismissed the controversial remarks made by UFC fighter Conor McGregor that immigrants are causing increased in criminality in Dublin.

“Conor McGregor does not represent the Irish government, the Irish people,” Cummins told the BusinessMirror in an exclusive oneon-one interview.

The Irish Minister of State responsible for Local Government and Planning was in Manila as part of Ireland ministerial delegation who travelled to 42 countries for the St. Patrick’s Day celebration.

Irish prime minister Micheál Martin led this delegation and met US President Donald Trump last week. A few days later, Conor McGregor also went to the White House, spoke to the press claiming that the Irish government is being overrun by immigrants.

Martin was also piqued at McGregor’s anti-immigrant remarks.

Foundation, Immaculada Concepcion College and Holy Trinity Academy.

The 18-and-under Girls’ Homegrown Category has De La Salle-Zobel, Immaculate Conception Academy - Greenhills, Assumption Antipolo, Marist School, Assumption College, Saint Pedro Poveda College, Domuschola International School, International Christian Academy, Colegio De Los Baños, Faith Academy, Makati Hope Christian School, St. Scholastica’s Academy Marikina, San Gabriel Elementary School and Army’s Angels Integrated School.

“St. Patrick’s Day around the world is a day rooted in community, humanity, friendship and fellowship,” Martin wrote on the social media platform X. “Conor McGregor’s remarks are wrong, and do not reflect the spirit of St Patrick’s Day, or the views of the people of Ireland.”

In Manila, Minister Cummins said Ireland places “importance” to immigrants especially that Ireland is a small economy.

“Our economy will not function without immigration. The Filipino community add greatly to our community in Ireland,” Cummins said.

There are 35,000 Filipinos living and working in Ireland, most of them are nurses.

“We are a small country of 5 million people. So 35,000 people are very significant for our country,” he explained.

Immigration has become an issue in Ireland over the years as antiimmigration and racist rants picked up during the elections last November 2024. But Cummins stressed that the Irish people have spoken and voted for a new government.

Ldrained a

wracking putt on No. 8 to claim a hard-fought two-stroke victory over Johanna Uyking—her final-round 79 capping off a dramatic, day-long duel of skill, strategy and resilience— in the USwing Mojing Junior World Qualifying at The Country Club (TCC) in the City of Santa Rosa on Friday. The girls’ 13-14

handing Sarines the hard-earned victory with a 54-hole total of 232. Uyking ultimately carded an 82, finishing at 234, while Mona Sarines and Precious Zaragosa rounded out the top four. Their performances secured them berths in the Junior World Championships in San Diego, California, this July, where they will compete against the world’s best rising stars. Only the division winners, however, earned the coveted prize of free airfare to the event. Mona Sarines shot a 78 for 242, while Zaragosa ended up with a 251 after an 85.

The boys’ 15-18 division also delivered a dramatic and unpredictable finish with Tristan Padilla emerging victorious after a tense sudden-death playoff with Shinichi Suzuki. Padilla secured the win with a routine par from six feet on their return to No. 18, edging out Suzuki in the decider.

CONNOR MCGREGOR meets President Donald Trump at the White House. PHOTO VIA X @THENOTORIOUSMMA

IT’S a stunning first-round win for Kirsty Coventry in the seven-candidate contest after voting by 97 International Olympic Committee members. AP

ISA SARINES