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Davao port

DAVAO City -- The government is set to privatize the entire operation of the Port of Davao in 2013 to keep up with its fast-growing cargo volume.

The terms of the privatization plan are now being drafted by the Department of Transportation and Communications, said Christian Santilian, district manager for Southern Mindanao of the Philippine Ports Authority (PPA).

“We’ve been seeing volume growth in the port at a rate of 7 percent to 10 percent every year for the last eight years,” Santillan, who is also the port manager of Davao, said in an interview with reporters. “We [the Port of Davao] are the best-performing port in Mindanao even compared with Northern Mindanao.”

PPP projects

MALACAÑANG said more PublicPrivate Partnership projects would be up for grabs next year as the government would intensify its spending, particularly on infrastructure development.

“We’re going full blast by 2012 and we expect more PPP projects coming out…both from the Department of Public Works and Highways and the Department of Transportation and Communication,” Presidential Spokesman Edwin Lacierda said.

According to the government, projects that can still be included in the 2011 bidding list will be the P6.8-billion New Bohol (Panglao) airport project, the P8.85-billion Light Rail Transit Line 2 East extension, the P83.25-billion LRT Line 1 South extension, the P4.14-billion Puerto Princesa airport development project, the P450- to P675-million-a-year Laguindingan Airport contract and the P6.88-billion new Legaspi airport development.

By ROLANDO SUDARIA, Reporter

T

HE BANGKO Sentral ng Pilipinas (BSP) is extending relief to banks in areas affected by tropical storm Sendong so these lenders can in turn extend assistance to their clients.

In a statement, the central bank said the relief measures apply to thrift, rural and cooperative banks in Catanduanes, Capiz, Bohol, Negros Oriental, Zamboanga del Norte, Bukidnon, Lanao del Norte, Misamis Occidental and Oriental, Compostela Valley, Davao del Norte, Agusan del Sur, Surigao del Sur, and Lanao del Sur. These banks can exclude the loans of affected clients from computation of their past due ratios, as long as these loans are restructured.

They pay a general loan loss provision of 1% instead of 5% on clients’ restructured loans.

They are freed from penalties on legal reserves deficiencies as well as penalties for delays in the submission of supervisory reports.

Similar relief measures were extended by the BSP to thrift and rural/cooperative banks in cities/provinces that were affected by landslide/flooding last September 2011 and previous typhoons such as Frank, Evacuees continue to swarm relief operations by various civic organizations and PHOTO BY ROLANDO SUDARIA BSP/PAGE 7 private corporations in Cagayan de Oro City.

Primer opens 5 more GSIS extends P626-M loans stores at Abreeza to Sendong-hit members

By CARMELITO Q. FRANCISCO, Correspondent

DAVAO City -- Primer Group of Companies, a distributor of foreign brands, opened five stores during the last two months at the Abreeza, the mall in the 10-hectare mixed-use project of the Ayala Land Inc. and Anflo Management and Investment Corp.

Based on company information, Primer Group spent about P40 million in opening Columbia, BauPRIMER/PAGE 7

By ALLAN MEDIANTE Executive Editor

T H E G OV E R N M E N T Service Insurance System (GSIS) has released more than half a billion pesos in emergency loans to members affected by tropical storm Sendong.

The pension fund for government employees granted P626.1 million in emergency loans to nearly 32,000 GSIS members from December 21 to 27, a statement read last week. It will continue accepting applications for assistance until January 20, 2012.

“As a social insurance fund, it is our responsibility to respond quickly to the needs of our members, particularly during difficult times,” GSIS President and General Manager Robert G. Vergara said in the statement.

GSIS/PAGE 7

Filipinos view New Year with hope, survey says ALMOST all Filipinos view the New Year with hope, results of the latest Social Weather Stations survey showed.

The SWS’ Fourth Quarter 2011 survey showed 95 of the respondents “are entering the New Year with hope,” with only four percent saying they were greeting it with fear.

However, the survey FILIPINOS/PAGE 10

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Economy

Jan. 2-5, 2012

BusinessWeek mindanao

Business climate improves in Cotabato City in 2011 COTABATO City -- The Cotabato City local government on Monday reported an increase in business activities in the city this year.

Cotabato City Mayor Japal Guiani Jr said since January this year, the city business licensing office has recorded more than 3,000 new business opening in the city, higher than more than 2,000 new business last year.

“The improved peace and order in the city contributed much to the increase in investments,” Guiani told reporters.

Notably, the biggest investment this year comes from Al Nor Business complex located along Sinsuat Avenue, this city.

Guiani said the intensified business name registration was also a contributory factor.

“We expect more investments to come in in 2012,” Guiani said adding that it was one of his priorities next year.

Aside from business establishments opening, the city also has witnessed the construction boom and the development

toward the outskirts of the city.

Cotabato City is home to both Muslims and Christians with the city hosting Asia’s biggest mosque.

Filipino-Chinese traders also restored its confidence in the capability of the city government in rebuilding the city’s image.

An indication of an improved peace and order condition was the rehabilitation of the city Rizal Park and the construction of Sultan Kudarat statue at the corner of Sinsuat and Quezon

MERRY CHRISTMAS and a HAPPY NEW YEAR to all!

722765

Avenues.

Vice Mayor Muslimin Sema also vowed to continue helping restore business confidence in the city with the passage of business-friendly legislation.

Sema, who also served as three-term mayor before become the city’s deputy mayor, said the improved infrastructure such as road concreting and asphalt overlay through the efforts of Maguindanao and Cotabato City Rep. Bai Sandra Sema, the vice mayor’s better-half, was a major contributory factor. (pna)

Coco sugar ‘Sweet Peace’ gaining global market attention

By AIDA C. AGAD, Contributor

KORONADAL City -- “We witnessed how “Sweet Peace” had its simple beginnings,” recalled Flora Gabunales, provincial director of the Department of Trade and Industry (DTI) – South Cotabato What started to be a small focus-discussion-group of former members of the Moro National Liberation Front (MNLF)-turned Peace and Development Advocates (PDAs) in South Central Mindanao is now making names in the international market with their coco sugar product labeled as ‘Sweet Peace’, relates Gabunales, a member of the project advisory group.

In 2010, the former rebels formed the Mindanawan Coco Sugar Corporation (MCSC) and ventured on coco sugar production making use of raw materials that abound in their community. The group chose Mr. Johnny Akbar to led them as the President of the corporation.

MCSC also sought the assistance of a project advisory group led by the DTI-South Cotabato.

Initial support also came in during this time from the United Nations Development Programme-ACT for Peace Programme especially in developing their product and in capacitating their organization in business development.

COCO/PAGE 10

BusinessWeek mindanao

Jan. 2-5, 2012

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Companies

BusinessWeek mindanao

NEWS CAPS Davao water firm allots P1B

By Laurel Media

INTERNATIONAL YEAR OF FAMILY FARMING The Department of Foreign Affairs (DFA) said that the United Nations General Assembly formally approved the passage of the Philippine initiative for the declaration of the International Year of Family Farming, 2014. “This was an initiative which the Philippines initially pushed at the Food and Agricultural Organization (FAO) conference last June 2011 in recognition of the fact that there are more than one billion people in the world working as farmers in plots less than five acres in size, and that the lack of support for them has fueled massive migration to cities, with all its impacts for food security and environmental sustainability,” said Philippine Permanent Representative to the United Nations Libran Cabactulan.

PHILIPPINE COAST GUARD A Philippine Coast Guard (PCG) vessel that was supposed to bring relief goods to storm-damaged Cagayan de Oro was forced to dock at the Batangas port because of mechanical problems. PCG Spokesman Lieutenant Commander Algier Ricafrente said that the BRP Pampanga left PCG headquarters in Manila on the morning of Dec. 24 and by evening, when it was already in Mindoro, a problem in the fuel system was discovered. The ship docked for repairs the next day.

SOUTH KOREAN FUGITIVE A South Korean fugitive from the law in his country is being hunted by the Bureau of Immigration (BI) after he escaped from the agency’s custody on Saturday while confined at St. Luke’s Medical Center in Taguig City.

Lawyer Maria Antonette Bucasas-Mangrobang, acting BI intelligence chief, said that she assigned a team to track down Kim Tae Dong on instructions of Immigration Commissioner Ricardo David Jr.

SURVIVAL FUND Senator Loren Legarda called for the immediate creation of a People’s Survival Fund with an annual budget of P1 billion to cope with environmental disasters. Legarda said that the Senate needed to initiate a legislative framework for climate change adaptation in the face of the hesitance of developed countries to respond to the issue in the recently concluded United Nations climate talks in Durban, South Africa.

NERIC ACOSTA Adviser on environmental protection Nereus Acosta is fighting a move to suspend him from office while his trial for graft is ongoing, saying that to do so “would be tantamount to suspending President Aquino himself, and thus encroaches upon his exclusive prerogative to appoint people whom he thinks are the best to advise him as head of state.” He said his being a Cabinet member who served at the pleasure of the President was prevention enough.

Acosta, in an opposition filed with the Sandiganbayan’s Fourth Division, is contesting his preventive suspension, which the Office of the Special Prosecutor said was mandatory under the anti-graft law.

WEATHER Climate projections for 2020 and 2050 by the weather bureau are even grimmer: The dry season would be drier and the wet season would be wetter, and the damage to crops and water sources would be far-reaching. Mary Ann Lucille Sering, Vice Chairperson of the Climate Change Commission, said that worst-case projections were for 2020.

During the 2020-2050 period, there would be less rainfall during summer, “making the usually dry season drier,” the Philippine Atmospheric Geophysical and Astronomical Services Administration (PAGASA) said in its 2011 report, “Climate Change in the Philippines.”

Rainfall, however, is likely to increase during the rainy season from June to August, and then from September to November, “making these seasons wetter.” Hence, these areas would be hit by droughts and floods, PAGASA said.

to enhance water systems

D

AVAO City -- The Davao City Water District (DCWD) has allotted a P1 billion funding this year to enhance its water systems in the northern part of the city, particularly in Barangays Buhangin and Sasa.

also pursue a hydrology profile to assess the availability of water resources by this year. The budget for the study will be appropriated from the funds set aside for enhancing the infrastructure.

She said a consulting firm was hired to conduct the study and assessment that will cover watershed areas in Tamugan, Suawan, Malagos, Talomo, Subasta, Tagakpan, Tagluno, Tagu-

rano, Kilate, Bato, Bayabas, Sibulan, Baracatan, DalagLumot, Magsaysay, Malamba and Marilog.

Magsuci also said about 40 percent residents in the in the far-flung areas of Barangays Binugao and Sirawan in the second district of the city are still unserved by DCWD. DCWD is now studying the possibilities to provide water systems in the area, she added. (pna)

Imelda Magsuci, spokesperson of DCWD, said the amount will be for the repair of interior parts of the facilities to better serve the public.

The planned improvement includes drilling, placing

of distribution lines and reservoir.

“We need to repair some of the transmission lines which were already broken,” she said.

Magsuci said they would

Alsons buys majority stake in affiliate

PSE eyes easier SME listing rules

ALSONS Consolidated Resources Inc. (ACR), the listed power holding company of the Alcantara family, is buying a 72-percent stake in sister firm, C. Alcantara and Sons Inc., for P1.2 billion. In a stock exchange fi ling on Tuesday, ACR said the shares will be acquired from Alsons Development and Investment Corp.

“This acquisition provides ACR the right to own and develop 21.27 hectares of land and 3 hectares of foreshore leased area in Lanang, Davao City,” ACR said in its disclosure.

“The Lanang property is strategically located in an area of mixed residential, commercial and industrial use.”ACR, which made the announcement after trading closed, saw its shares close flat at P1.22 each.

The company reported earlier that net income as of September hit P402.4 million, up 58 percent. Its revenues during the period rose 4 percent to P2.08 billion.

THE PHILIPPINE Stock Exchange (PSE) is mulling easier listing rules for small and medium enterprises (SMEs) next year, a ranking official said this week.

“I would like to see simpler listing rules and procedures to encourage more SMEs to list. This will be done in the f irst half of 2012,” Jose T. Pardo, PSE chairman, said.

The bourse will partner with industry groups such as the Philippine Chamber of Commerce and Industry (PCCI), Filipino-Chinese Chambers of Commerce and Industry (FFCCI), and the Philippine Exporters Confederation, Inc. (PhilExport) in order to encourage their respective member companies to list on the SME board, Mr. Pardo said.

This comes as small firms remain wary about the requirements for listing.

“There has to be a lot of convincing and information dissemination to be able to make [SMEs] list,” said PCCI Chairman Sergio R.

Ortiz-Luis, Jr. in a telephone interview on Tuesday.

“This is difficult for some SMEs because it entails expenses and changing some of their practices in their companies,” Mr. Ortiz-Luis said.

SMEs, which are mostly family-owned units, will have to get accustomed first with PSE policies such as those on reportorial requirements, Mr. Ortiz-Luis, who is also PhilExport president, added.

“Reportorial requirements are something listed companies deal with and these SMEs do not have available professionals to be able to guide them. They do not have enough knowledge,” he admitted.

SMEs are defined as businesses with assets worth more than P3 million but less than P100 million or employing 10 to 199 employees.

The PSE’s SME board was launched in 2001 to provide SMEs another avenue to secure funds for working capital requirements and expansion programs apart

from securing loans.

Companies looking to list on the SME board are required to have a one-year operating history, an authorized capital of P20 million to P100 million, net tangible assets of P5 million, and positive net operating income.

SMEs are then subjected to an evaluation of management integrity and capability, growth and profitability prospects, and business viability, among others.

Listing activity has so far been weak. To date, only two firms have listed on the PSE SME board: information technology firm iRipple, Inc., and lending company Makati Finance Corp.

Analyst Joseph Y. Roxas, president of brokerage Eagle Securities, Inc. said SMEs, in the meantime, can always look to private placements for fund raising amid low borrowing costs.

But Mr. Pardo insisted on more listings: “I am confident that with reforms... the capital market will grow as well,” he said.

San Miguel says PAL seeking help for refleeting DI V E R SI F I E D CONGLOMERATE San Miguel Corp. yesterday said it was invited by Philippine Airlines (PAL) to pitch in for the flag carrier’s refleeting program.

This, even as the airline’s majority stakeholderPAL Holdings, Inc., in a separate disclosure yesterday, denied there were any talks ongoing with San Miguel.

“We confirm that the company was invited by Mr. Lucio Tan, the controlling stakeholder of PAL Holdings, Inc., to participate and assist in the refleeting and modernization of the aircrafts,” San Miguel said, confirming persistent speculation it could invest in the carrier.

“In the event a definitive agreement is concluded, an appropriate disclosure shall be made to the exchange,” San Miguel said.

San Miguel said PAL’s re-fleeting program will be to accommodate foreseen

increase in tourist arrivals in the country in the coming years. “[Such will be] in preparation for the projected heavy inf lux of tourists in the coming years which will be beneficial to the tourism industry of the country,” San Miguel said.

But despite yesterday’s confirmation from the conglomerate, PAL Holdings later in the day denied that there were ongoing negotiations between the two firms.

“There is presently no discussion on possible investment by San Miguel in PAL Holdings,” the airline’s holding firm said.

The denial was also reiterated by Jaime J. Bautista, president and director for PAL Holdings, yesterday.

“I do not know anything about it.” Mr. Bautista, who also sits as president and chief operating officer of PAL, said in a telephone interview yesterday.

Last August, PAL said

the implementation of its outsourcing program that laid off some 2,500 ground crew will make the airline “attractive to investors.”

“Implementing an outsourcing program [will] make [PAL] attractive to possible investors ... aside from [improving] operational efficiency,” Mr. Bautista had said back then.

The outsourcing program of the airline’s three non-core businesses -- catering, airport services and call center reservations -- will allow PAL to save as much as $15 million a year.

Mr. Bautista previously said the savings that the airline can book from the outsourcing program can go to PAL’s refleeting program and rehabilitation of its systems.

The airline is expecting the delivery of four Boeing 777-300ER aircraft in 2012 to 2013, and four Airbus A320 next year.

Despite PAL’s denials,

San Miguel Chairman Ramon S. Ang confirmed in a text message yesterday his “interest” in PAL. This could mean the conglomerate was looking to gain a controlling stake in the airline, an analyst said.

“I think San Miguel is always looking at acquiring a controlling stake because there’s no point in getting a minority stake and having someone else manage,” analyst Joseph Y. Roxas, president of brokerage firm Eagle Equities, Inc., said.

Mr. Roxas went on to add such move may be in line with the firm’s interest in developing transportation and infrastructure projects.

San Mig uel ’s ninemonth net income stood at P11.9 billion, 6.3% lower year ago levels.

PAL Holdings swung to a loss of P2.14 billion in the six months ending in September.

BusinessWeek mindanao

Companies

Jan. 2-5, 2012

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AboitizPower units extend supply deal

Filinvest carves another city attraction Citta Di Mare in Cebu

ABOITIZPOWER Corp. on Tuesday said its affiliates inked a deal with the Manila Electric Co. (Meralco), Power Sector Assets and Liabilities Management (PSALM) Corp. and the National Power Corp. (Napocor) for an extension of the contract.

In a disclosure to the stock exchange, Therma Luzon Inc. (TLI) and AP Renewables Inc. (APRI) signed a letter agreement with PSALM, Napocor and Meralco for the extension of the term of the load allocations of TLI and APRI following the government’s extension of the transition supply contract and other power-related programs.

The agreement extends the load allocation of APRI for one year, effective December 26.

TLI’s load allocation was also extended for up to 12 months, subject to the finalization of a power supply agreement to be executed between Meralco and TLI. Under this extension, TLI and APRI will deliver and supply to Meralco annually, 2,953.63 gigawatt-hours (GWh) and 2,078.88 GWh, respectively.

The other day, Meralco welcomed the government’s decision to extend the TSC with the NPC, the customer choice program and the ecozone rate program.

THERE is no doubt that Cebu City is one of the country’s most exciting destinations. Fondly referred to as the ‘Queen City of the South’, Cebu has transformed from being an idyllic town to an exciting metropolis, a must-visit city where one can stay in world-class hotels, dine in posh restaurants or enjoy shopping in its various malls.

The main draw of Cebu lies in its natural beauty, and this is what Filinvest accentuates with Citta di Mare. A joint project of Filinvest and the Cebu City Government, this 50-hectare master-planned community in South Road Properties captures the charm and excitement of the city.

Citta di Mare, or “the City by the Sea”, takes advantage of the city’s unique surroundings with majestic views of Mactan’s coast and Cebu’s mountains. The Cebu Coastal Road cuts through the development creating two sections that completes the resort living experience: the Oasis residential communities and the Il Corso waterfront lifestyle strip.

“We are excited to welcome future residents, and we know that they will delight in the lifestyle that we offer in our Asian and European resorts-inspired residential communities,” said Filinvest VisMin Cluster Head Tristan Las Marias.

The amenities such as in Citta di Mare’s Amalfi Oasis upscale community will entice those who enjoy leisure activities within easy reach.

“The Amalfi Oasis’ courtyard is

a great gathering place for neighbors, as the clubhouse features a sports bar, fitness center, function rooms and a ballroom. These exciting amenities provide residents with a venue to mix and mingle, celebrate milestones or create new ones,” he added.

“And of course, what resortinspired community would it be without swimming pools and numerous recreational areas – these features will certainly draw kids and adults alike to have hours of fun swimming or relaxing to their

hearts’ content.”

The Oasis enclaves will not only have grand amenities but also exquisitely designed leisure and residential facilities, conceptualized by a global design studio.

“Exclusive areas will have highend condominium units with three to four bedrooms, generous pools, water parks and recreation areas,” noted Las Marias.

For San Remo Oasis, the foundation for one of the buildings has also been completed, while the service road leading to this

enclave is nearly finished.

The Il Corso waterfront lifestyle center on the other side of the Cebu Coastal Road will certainly become one of Cebu’s top leisure hotspots.

“Il Corso has a boardwalk, terraced beach, and marina – these places are the perfect spots to watch the sunset,” said Las Marias.

Residents and visitors can also watch gorgeous views while enjoying a good meal or a glass of wine from the numerous bars, cafes and restaurants in Il Corso. “Completing FILINVET/PAGE 10

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Jan. 2-5, 2012

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Does one of your New Year resolutions concern getting out of credit card debt and getting those insistent and constant calls from collection agencies out of your life?

The BSP’s Financial Consumer Affairs Group (FCAG), in its Weekly Wealth Watch e-leaflet, has answered common consumer inquiries on the legal liabilities of cardholders for nonpayment of credit card debts and regulations concerning collecting agencies.

The following issues, as explained by FCAG, will enable you to learn about your rights as a consumer and help you know what to do when you find yourself in a credit card-related quagmire.

Can you go to jail or get

sued for credit card debt?

A civil action for collection of sum of money may be filed by the credit card issuer for non-payment after the credit card debt becomes “due and demandable.” According to the FCAG, this is not punishable by imprisonment. However, there is a possibility of the “attachment of your properties” to satisfy the amount claimed by the credit card issuer.

It should be noted that a criminal case may be filed against the cardholder for committing prohibited acts under Republic Act No. 8484, otherwise known as

Opinion

BusinessWeek mindanao

Picture of Peace THINK a minute…

A king was offering a prize to the artist who could paint the best picture of peace. Many artists from around the country tried.

The king looked at all the pictures and there were only two he really liked. But he had to choose between them.

One picture was of a calm lake. The lake was surrounded with peaceful, towering mountains. Above them, was a blue sky with fluffy white clouds. Everyone who saw this picture thought that it was a perfect picture of peace.

The other picture had mountains too. But these

were rugged and bare. Above was a dark, angry sky and heavy rain with flashes of lightning. Down the side of the mountain roared a huge, powerful waterfall.

It did not look peaceful at all.

But w he n t he k i ng looked closely at the second picture, he saw behind the waterfall a tiny bush growing in the crack of the rock. A mother bird had built her nest in the bush.

There, in the middle of all the noise of rushing water and scary, thundering skies, that mother bird sat—in perfect peace.

Which picture do you think won the prize? The

king chose the second picture because He said: “Peace does not mean you must be in a place where there is no noise, trouble, pain, or pressure from work. The real meaning of peace is to be right in the middle of all those difficult experiences, and still be calm and confident in your heart.”

It doesn’t matter what difficult situation you’re in right now. Jesus, the Christ of Christmas and Prince of Peace, loves you. And this Christmas season, even with everything you may be going through, you also can have peace in your heart.

If you’ll ask Jesus, God the Son, to forgive you for all

THINK A MINUTE

JHAN TIAFAU HURST your wrongs, and then ask Him to take full control of every area of your life, every day. He will fill your heart with His power and peace that you can never find anywhere else.

Just Think a Minute…

Cagayan de Oro, the beautiful city Notwithstanding the continuous heavy downpour that came in the middle of total darkness, the helplessness of its people who were asLeep, the city that has always been beautiful, remained nearly untouched and still standing proudly.

It is the usual brave and strong that resist anything that attempt to deface its beauty. Cagayan de Oro is still the beautiful despite the furies of a great tragedy, Nearly a thousand people died, barangays destroyed, homes washed away towards the Macajalar Bay, yet such incidents did not put people in total despair. The survivors walk around to rehabilitate things and still think of rebuilding a great city. The fact is the city right now does not stand on its bended knees, it stands upright, proud, attractive and strong.

In matter of destructions, Cagayan de Oro is innocent, young and ignorant.

There never was heavy typhoon before,. There never was high magnitude earthquake before. There was no big incidents that

“Today, the city is weak. It is like a beautiful lady who was awakened from a deep slumber. She was battered with force, yet able to stand up to enjoy the sunlight, It remains strong and brave and never afraid of anything.” touched the lives of people.

Nothing, so to speak, and it is for that reason that people took everything easy not knowing things that happpened were terrific.

They never though the city that was heavily battered by heavy typhoon was in the center of a major catastrophe, Those who survived the typhoon, stood up and organized themselve to help people who were victimized.

They did not stop their search for the missing souls and everyone cooperated to bring back to safety the living while disposing the dead. The sight of helping one another was just amazing, scenes that usually appear in the movies.

Nobody ever lost his decision. Everyone was aware of what really happened and the things they can do to help those who were seriously affected.

People were calm and moving. They gathered the dead and fixed the homes of some of them. They behaved as if things happen daily and doing them normally.

People were terribly surprised. The city has been there for nearly two hundred years and nothing took place like the one last week. The place has always been quiete and peaceful.

People enjoy everywhere and managed to survive the hardship of life. Strangers come and go and everybody think the city is very

friendly. It is truly the city of golden friendship.

Today, the city is weak.

It is like a beautiful lady who was awakened from a deep slumber. She was battered with force, yet able to stand up to enjoy the sunlight, It remains strong and brave and never afraid of anything.

Its river that claimed the lives of hundreds is part of its beauty. It is a treasure that makes Cagayan de Oro a beautiful city. Its mountains and creeks are its pride and things that form part of a great city. Its beaches are a source of joy to everyone.

Cagayan de Oro is the real queen of the south.

Inquiries on Credit Card Debts the Access Devices Regulation Act of 1998. Such illegal acts include obtaining money or anything of value through the use of an access device, with intent to defraud or with intent to gain, and fleeing thereafter (as provided under Section 9 of the law).

There is presumption and prima facie evidence to have utilized the credit card with intent to defraud under Section 14 of R.A. No. 8484 if a cardholder abandons or secretly leaves the place of employment, business or residence stated in the cardholder’s application or credit card, without informing the credit card company of the place where he or she could actually be found or contacted—if at the time of such abandonment or

“surreptitious leaving,” the outstanding and unpaid balance is past due for at least ninety (90) days and is more than P10,000.

Can people from collecting agencies go to your house? What can you do when they do this?

There is no law or regulation banning collecting agents to go to the house of the cardholder, according to FCAG. Collection agents may resort to all reasonable and legally permissible means to collect from the cardholder the amount due under the credit card agreement, provided that in the exercise of their rights and performance of duties, they must observe good faith and reasonable conduct and refrain from engaging in unscrupulous and untoward acts. Subsec-

tion X320.14 of the BSP’s Manual of Regulations for Banks (MORB) lists possible unfair collection practices by these agencies.

Section 4 of BSP Circular No. 702, Series of 2010 also requires that banks/quasi-banks and their subsidiary/affiliate credit card companies inform their cardholders in writing of the endorsement of the collection of their account to a collection agency/agent, or the endorsement of their account from one collection agency/agent to another, at least seven (7) days prior to the actual endorsement.

The notification shall include the full name of the collection agency and its contact details.

You can access these regulations through these

SPEAKING OUT

IGNACIO BUNYE links: http://www.bsp.gov.ph/ downloads/Regulations/ MORB.pdf http://www.bsp.gov.ph/ downloads/regulations/ attachments/2010/c702.pdf Note: You may email us at totingbunye2000@ gmail.com. Past articles may be viewed at http:// speakingout.ph/speakingout.php .

BusinessWeek mindanao

Jan. 2-5, 2012

Healthy Living and YOU AS I write this, it is approximately 37 hours and 27 minutes to new year’s day. What better time then to tackle a topic that is very close to my heart: healthy living.

Most of us have new year’s resolutions and for the young at heart, topping their list of what to do for the coming year, I should say must at least include “ staying healthy”.

The challenge I pose is not for an individual personal resolution but it would be most appropriate if, we include all the members of our family. For, one’s sickness can truly impact everyone’s life at home, the workplace and community at large.

Lifestyle is a way of life.

It isn’t something that one does for a day and voila!

Good health. It being a way of life, simply means, that

it is being practiced day in and day out, 24/7, 365 days of the year.

One’s lifestyle is a reflection of one’s attitude and values. Many people today suffer from chronic ailments, among which are cardiovascular diseases, diabetes, and cancer. More than the financial, physical, emotional and social impacts , is the quality of life that these patients have. So, what better way to start 2012 than to include a workable plan for healthy living.

Lifestyle includes: healthy eating. Eat more fruit, sneak in more veggies like adding lettuce, cucumber or tomato into your sandwiches, eat low fat or fat free dairy or biting into a delicious apple or a banana when snacking, instead of having that slice of cake oozing with that tempting icing.

These are simple changes you can introduce this year.

There is no need for drastic change. Regular exercise or adding more movement to your daily activities will help improve circulation , reduce risk of disease, improve joint mobility, improve mood( and yes, sexual activity ) and reduce symptoms of depression and anxiety.

Every little bit of activity counts. Instead of taking the elevator, take the stairs. Instead of being a potato couch, spend time to walk the dogs out, or while talking on the phone, pace around. Adequate sleep is as much a part to healthy living as food and exercise.

Good hygiene, a positive mental attitude, all these are important components if one were to remain healthy.

Discipline, consistency and perseverance are MUST

Delivery of lies HEALTH IN FOCUS

DR. MARY JEAN LORECHE-DIAO haves, for your resolution to achieving that healthier you.

A healthy lifestyle will leave you fit, energetic, improve self esteem, and reduce your visits to your doctors and stay in the hospital! To quote Sir George W. Curtis “ Happiness lies FIRST of all in Health”. A healthy happy and prosperous new year to all!

Thank God for good people THE supra-natural yet historical birth of Christ, brings to fore certain signal truths, some of which are the following: He found it proper and acceptable to become a human. He also deemed it right and necessary to teach human beings the good to be done as well as the evil to be avoided. He ultimately considered it appropriate that He suffered, died and arose from death for the redemption of humanity as a whole - irrespective of their race, color and creed. All these wonderful and gratifying realities are in favor of all men, women and children the world over - the Filipinos in particular, majority of whom believe in Christ as Someone no less than their divine Teacher and holy Redeemer.

Thank God for the special place He gave man as the centerpiece of His creation.

Thank Christ for Christmas, His birth among and for man.

Thank the Father, the Son and the Holy Spirit for the good people either already counted among the dead or numbered still among the living. And this threefold “Thank You!” has particular relevance to the People of the Philippines. By and large, they are poor and miserable.

They are the victims of envy, greed and lust. They are the casualty of the covetousness and insatiability if the wealthy and powerful - particularly done through manipulation and deceit of their own supposedly elected or appointed public leaders in particular.

Question: Why the “Thank You” then? What is there to thank for? What is there to be grateful about? Answer: There are millions upon millions of people in the world who are good and upright. There are but thousands who are the cross of humanity, the curse of the people. In the same way, there are millions upon

millions of Filipinos who are kind and honest. There are but thousands if not only hundreds of them who are criminals and thieves, who are vicious and violent, and this is not but poetry. Neither is this but a mere dream for consolation and comfort. It is truth and reality.

Otherwise, this Country would not be only unbearable but also unlivable. The Filipinos would be a pitifully accursed and thereby an entirely lost people. There would be no private charitable institutions, beneficent projects, free clinics. No one would be really giving and forgiving neighbor. No one could be trusted, no one would be trustworthy. There would be no place that is safe to be at, to walk by, to frequent and enjoy. Then, there should be one police to guard every Filipino. But who guards the police in turn?

Yes, there are criminal

elements in the Philippines.

But there are multi-millions of honorable and noble Filipinos. Yes, there are lawless individuals in the Country.

But there are million upon millions of admirable and wonderful law-abiding people in the Philippines.

Thank God for good people!

BSP...

a maximum of five years for all types of credit extended to individuals and businesses.

Banks are given a 60-day period within which to settle outstanding rediscounting obligations as of Dec. 15 with the BSP. They can also restructure with the BSP, on a case-to-

case basis, the outstanding rediscounted loans of their clients.

Lastly, they can extend assistance to their officers and employers, including those that are not within the scope of the BSP-approved Fringe Benefit Program.

The central bank had extended the same regulatory

relief measures to banks in the aftermath of destructive storms and typhoons such as Ondoy, Pepeng and Pedring.

“These measures will be in effect for a defined period and covered by additional specific and other prudential conditions,” the BSP said.

American company known for its products for surfing and other sports wear; Ellesse is an Italian sports wear company; and, Tretorn is a Sweden brand for shoes and other apparel.

During the opening of its 14 stores and kiosks, the company projected a 45% increase in its Mindanao revenues as it also has stores in SM City Davao, Limketkai in Cagayan de Oro, and Robinsons Mall and KCCC Mall in General Santos City.

Although he did not mention how much the revenues were from its Mindanao-based stores, Quintos was confident that it will be “substantial.”

He said these stores have

lured high-end shoppers that have been looking for brands that will fit their lifestyle. In one instance, a moneyed family based in Central Mindanao tried but failed to persuade one store to close down for one day so its members could shop.

Although its request was not granted, the family went on shopping for its members wanted.

The entry of these new stores have also resulted in more spaces rented for Abreeza, which has 330 spaces out to be rented.

The mall is looking at filling 90% of those spaces by the end of 2011, but it has yet to release the report on how many stores have

yet to be filled.

In October, about 80% of the spaces were already filled up, said Antonio Luigi C. Escano, operations manager of the mall.

The projecting is also opening within the next three years the hotel and the 26-story condominium, the Abreeza Residences of Alveo Land, another Ayala Land subsidiary.

In 2012, the mall component of Centrio, a Cagayan de Oro mixed-use joint venture project of Ayala and Floirendo companies will be opened.

Quintos of Primer Group said his company will likely also open stores in that location.

from page 1

Ondoy, Pepeng, Juaning, Mina and Pedring.

Banks undergoing rehabilitation can stop paying the monthly dues to the BSP. Allowance for probable losses may be booked over

Primer... from page 1

haus, Quicksilver, Ellesse and Tretorn.

Jacky E. Quintos, Primer Group chief operating officer, said the company has confidence in the city being a mature market for foreign brands.

When the mall opened in May, Primer Group also opened 14 stores and kiosks, including outlets for the Travel Club, Bratpack and Res|Toe|Run, a brand of shoes.

Columbia is a 70-year old name in sports wear; Bauhaus is a clothing brand based in Melbourne, Australia; Quicksilver, is an

7

Totalitarian regimes have never been sustaining leading only SUPERto its ruin and degeneration of BRANDING its communities and people.

The delivery of lies and myth are the cause of ruin for many great empires. While there are still a number of states that force these issues as seen in the news around the world, its people continue to suffer.

Revolutions become inevitable toppling dictatorships at most times initiated by the masses who have reached the tipping point of no return. The boiling HARRY TAMBUATCO point is academic for its identification but critical mass is learn of personal experiences of required for a unified dissent frustration that are not addressed against the strong ruler. And involving corruption and worse in most cases as we have seen incompetence. The devastation recently, dictators that refuse to caused by the floods for sure accept the change and end up is not reason to blame leaders slaughtering its citizens only but disaster response, relief to repent eventually if not die and re-building should be. Are a violent death suffer this fate. local governments responsible My story is about the de- to the national leadership having livery of lies. While truth is established corruption to be enexacerbated by perceptions, demic or are they not the cause what really is the truth and of alarm? We continue to see the how can we identify it? The sustaining powers of oligarchs perceptions of the man on the represented in national positions street are generated by media. if not business empires. Is the Surveys can be manipulated if oppression of the people real the integrity of its operators is or is it only media generating imbued with other interests by perceptions for sale? With the relation or for money. The real- media clearly biased – we no ity may take time for sure but longer have a true evaluation its consequential effect is real of things to come except for and this can only metastasize the circus that continues to when critical mass is achieved. perform for our entertainment.

The question begging to be The constitutional conflict is the asked then is; are we living the latest showing when it should be truth? Is our economy improving? about food production, energy Are there real improvements development, water resources towards corruption vis a vis and distribution, more infrapoverty? Are the sirens truly structures, tourism and more. no longer enforced on to the Do we even have ideals and masses or are they a mere aspirations of who the Filipino replacement of an alternative is or should be? called the blinking lights, the We have entered into anmotorcade of security forces other year but we will be preocaccompanying VIPs, rail-roading cupied with another convolution of whatever priorities and doing of electoral fraud perpetuated away with the rules of law? You by computer choices for our tell me. oligarch leaders to remain. Its The popularity of the given electioneering once again but mandate no doubt allows our at the least, money will need leader to initiate changes we to be spent to buy the people have seen to be endemic and who are unaware of what they paralyzing but are the accom- are selling. Sadly enough this plishments real? Are there less rigodon is for the entertainment starving? Is there economic the masses who are endlessly development? The problem enamored with diversions away with rumors is this become from the true picture. perceptions especially when we -harrytabuatco@yahoo.com

GSIS... from page 1

GSIS extends up to P20,000 in emergency loans to members residing or working in areas under a state of calamity, as declared by the Sangguniang Panlalawigan or Panglungsod and approved by the GSIS Board of Trustees. The loans have an interest rate of 8% per annum, payable in equal monthly installments for three years.

For Tropical Storm Sendong, the approved disaster areas are the provinces of Misamis Oriental and Negros Oriental.

Also included are the the municipalities and cities of Dipolog and Polanco in Zamboanga del Norte; Ozamiz and Clarin in Misamis Occidental; Asuncion in Davao del Norte; Tagbina, Hinatuan, Bislig and Lingig in Surigao del Sur; Talacogon in Agusan del Sur; Valencia in Bukidnon; Nabunturan, Montevista,

Compostela, New Bataan and Monkayo in Compostela Valley; Iligan in Lanao del Norte; and Bubong and Kapai in Lanao del Sur. GSIS has also made its emergency loans available to members in the entire province of Bukidnon, as well as the municipalities of Mawag and Pantukan, Compostela Valley; Sto. Tomas, Davao del Norte; and Matungao and Tubod, Lanao del Norte. Members in these areas may apply for assistance until January 26, 2012.

Eligible members can apply for emergency loans through the GSIS Wireless Automated Processing System kiosks installed in all GSIS branches and in select government offices throughout the country.

Over-the-counter applications are also accepted.

Emergency loans are credited to the bank accounts of GSIS members within three to five days from the time of approval.

AggieNews

8 Jan. 2-5, 2012

Local farmers receive cows for livelihood TAGUM City -- Ten (10) farmers from Barangay Busaon in Tagum City each received cattle courtesy of the Local Government of Tagum.

Rolled under the Cattle Dispersal Project initiated

by Mayor Rey T. Uy under the City Veterinarian Office, the said project also jumpstarted in several barangays in the city.

Barangay Captain Bienvenido Lagmay, Jr. expressed his gratitude to the local government for selecting his barangay to become a recipient of this program.

The ten farmer-beneficiaries who were selected randomly through a raffle “bunot” system are Miguel Taroy, Demetrio Sumatra, Jr., Grace Hernane, Allan Gamposilao, Joel Benaning, Anastacio Basalan, Jr., Trinidad Goliat, Dominador Tugao, Sr., Avelinoma Obsioma and Mario Lor. In an interview, Miss Gia-Luvim Suan-Moring, City Veterinarian IV said

that the local government allocated P300,000 for this project.

As stipulated in the Memorandum of Agreement signed between the local government and the recipient, the city veterinarian office shall conduct an animal health service as well as conduct regular monthly inspection of all dispersed cattle including its offspring.

Nine acquired cows were

heifers (female) while one is a bull (male). The female animals will be used for both for draft and production and purposes. Hence, the heifer has to be dispersed to another farmer once it has produced an offspring. The male animals, on the other hand, will be used for draft and as breeding stocks for natural mating/breeding purposes. The bulls shall not be re-dispersed but shall be kept as such.

Tangub City won the first place in the Household category, with P10,000. Don Victoriano and Lopez Jaena got the second and third place, respectively, giving them P8,000 and P5,000.

In the communal garden category, which has 13 contenders, Segatic Daku Barangay Council and Farmers Association won P50,000 for the first place, while Sinacban won P30,000 for the second place, while Tangub City won P10,000 for the 3rd place.

The school category with 14

contenders: First place, Oroquieta City Central Elemenary School, P20,000, 2nd place, Clarin Elementary School, Clarin town, P15,000 and 3rd place, Doňa Consuelo Elementary School in Ozamiz City, P10,000.

All non-winners in the school category were given consolation prizes of P3,000 each.

Criteria for the contest included the organization of the vegetable garden, production and use of their own organic fertilizers and pesticides and sustainability in taking care of the garden from the first cropping up to the second cropping.

Also included was the development and maintenance of a nursery and seed bank, vermie culture production, maintenance of a sales and expenses record, as well as cooperation and participation of the members of the organization and school teachers.

Also considered was the contender’s dedication and sincerity to show that only the vegetable produce from their gardens were displayed during the final judging and awarding at the Provincial Capitol.

BusinessWeek mindanao

DA to enhance agricultural productivity THE Department of Agriculture (DA) will prioritize next year the strategy of further providing nationwide infrastructure and post-harvest facilities that will increasingly boost Philippine agriculture’s performance over the longer term particularly as government is promoting its centerpiece Food Staples Sufficiency Program (FSSP).

“In general, we shall veer away from provision of private goods and shift to the more strategic intervention of providing public goods which should be the role of government in the first place,” it said.

The department said such public goods plus research and development, education as well as extension and training services will yield longer-term real productivity in agriculture nationwide.

“Lessons in the past taught us providing short-term interventions like direct input subsidies not only cultivates a culture of dependency among farmers and fishers

but breeds corruption and wastes scarce government resources,” DA noted.

Such subsidies include fertilizer, seeds, chemicals and pesticides.

DA earlier identified several infrastructure projects for funding using part of this agency’s P61.73-billion budget for 2012.

Among such projects are various large-scale irrigation-related work across 223,850 hectares of agricultural land nationwide as well as another 4,584 small-scale irrigation undertakings requiring shallow tube wells, spring development, small water reservoirs and small water impounding.

“We hope to regain momentum in irrigation,” DA said.

The infrastructure projects also include constructing and rehabilitating some 1,284 kilometers of farm-to-market roads and establishing trading centers across strategic locations in Benguet, Pangasinan, Camarines Sur and Cebu provinces.

DA likewise said part of its 2012 budget will be for post-harvest interventions like distributing some 4,526 units of equipment and machinery as well as providing nearly 2,777 drying, storage, processing and transport facilities.

The budget will further cover maintenance of mariculture parks as well as regional and municipal fish ports nationwide.

“An important feature of FSSP is frontloading investments particularly in infrastructure and post-harvest facilities,” it said.

Programs of DA are aligned with targets under the 2011-2016 Philippine Development Plan (PDP) which seeks to develop a competitive and sustainable agriculture and fisheries sector in the country.

PDP’s three thrusts to achieve such goal are improving food security while increasing rural income levels, raising the sector’s resilience to climate change and enhancing policy environment governance. (pna)

DAR intensifies land for Organic veggie production landless bid in 2011 contest winners bared

By CATHERINE J. TEVES

By PAT NANO, Contributor

OROQUIETA City– The Provincial Government has announced the winners of the GO HERMIE Organic Vegetables Production Contest.

Launched last April by Gov. Herminia Ramiro, the contest had three categories: household, communal garden and school category participated in by 12 municipalities and three cities of the province, Tangub, Ozamiz and Oroquieta.

Among the 14 contenders,

NONOY LECHON SERVICES OFFERED OUT OF TOWN ORDER

Wedding • Anniversary Birthday • Party Located at 31-22 Brgy. Nazareth, CDO & Westfield Subdivision, Brgy. Iponan, Entrance Brgy. Balulang, Cagayan de Oro City For more details, contact Tel. No.: 309-5276 Manager: HERMILINO VILLALON

“ORDER NA OG LECHON”

EXTRA-JUDICIAL SETTLEMENT OF REAL ESTATE WITH DEED OF ABSOLUTE SALE NOTICE is hereby given that the intestate estate of the late SANTIAGO NOGALIZA SR., who died at Burgos, SURIGAO del Norte, Philippines ; that the said deceased left a parcel of coco land with an area of TWO HUNDRED ELEVEN (211) square meters, including the 35 s.m.foreshore lot, situated at BRGY.1, Poblacion, Burgos, surigao del Norte, Philippines, declared under Real Property Tax Declaretion No. 0100247 .Lot No. 255-B,still registered in the name of the late ANECTO CAGAS, and more particularly described as follows; north; Lot no. 255- A EAST: SeaShore/Pacific Ocean South Seashore/Pacific Ocean west:Lot No.256, That pursuant to Rule 74, Section 1 of the Revised Rules of Court of the Philippines, and all parties being with full capacity to contract, we do hereby adjudicated unto ourselves the land described above,in equal shares; that for and in consideration of the sum of TWO HUNDRED FORTY SIX THOUSAND PESOS (246,000.00) philipine Currency, receipt of which is in full and in cash as the full and complete satisfaction of thes instrument, the VENDORS hereby SELL, CEDE, TRANSFER and CONVEY all our rights and interest over the above-describe parcel of beach lot in a manner ABSOLUTE AND IRREVOCABLE, in favor of herein VENDEE, her heirs .successors and assigns: that the VENDORS hereby warrant that this land is free from all liens and encumbrances, and that forever defend the same unto the said VENDEE , her heirs, successors and assigns agains the unlawful claims that may arise in the future by any person or person whomsoever; under notary public Atty.JOSE E .

VILLACES Doc No.104 482 Page no.133 Book no.II Series of 2010, BWM: Jan. 2, 9 & 16, 2012

THE Department of Agrarian Reform (DAR) further boosted this year its land for the landless bid, moving closer to Republic Act 9700’s target of acquiring and distributing by 2014 all Philippine agricultural lands under government’s extended Comprehensive Agrarian Reform Program (CARP).

Latest available official DAR data show the agency was able to distribute during the first semester 15,302 agrarian reform beneficiaries (ARBs) nationwide, private and government agricultural land totaling 28,483 hectares.

Such major land tenure improvement (LTI) accomplishment exceeds the 17,501 hectares of CARP land DAR distributed to 15,414 ARBs during the same period last year.

“This administration will continue fast-tracking land distribution,” assured DAR Secretary Virgilio de los Reyes.

The government earlier set for each of 2010 and 2011 a land distribution target of 200,000 hectares.

DAR’s first semester land distribution performance this year helped bring to 4.30 million hectares, as of June 2011’s end, total land given to ARBs nationwide since 1972 when former president Ferdinand Marcos commenced implementing his agrarian reform program.

Land distribution during the 1972-June 2011 period benefited a total 2.51 million ARBs nationwide, DAR noted.

LTI, agrarian justice delivery (AJD) and program beneficiaries development (PBD) are CARP’s three main pillars.

For its major AJD accomplishment during 2011’s first semester, DAR reported resolving 22,198 agrarian law implementation cases covering 53,969 hectares of land in the country.

The cases affected 21,806 ARBs nationwide, DAR noted.

DAR resolved 22,332

similar cases during the same reference period in 2010.

Throughout 2011’s first semester, DAR also continued providing ARBs various major PBD support services aimed at helping them improve their lives so they can eventually break free from poverty.

Such services range from preparing ARBs for livelihood activities, extending financial assistance for such pursuits as well as facilitating provision of infrastructure and basic services for them.

“It’s expected that as land acquisition and distribution balances decline, PBD activities will increase to serve the needs of ARBs awarded with land,” DAR noted.

To achieve the extended CARP’s target asset reform by 2014, DAR earlier said it must complete distributing 1.102 million hectares of land nationwide.

DAR said it must also subdivide 1.3 million hectDAR/PAGE 10

EXTRA JUDICIAL PARTITION WITH WAIVER

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers – Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739a

Notice is hereby given that the intestate estate of the Late DIONESIO O. RECOLITO who died on November 2, 1910 at Libertad, Misamis Oriental, died without leaving a will and left no debts; left parcels of land more particularly bounded and described as follows; “A parcel of land situated at Initao, Misamis Oriental, covered by ARP No. 21-0001-00282 Property Index No. 052-21-0001-009-04; Lot No. 175-P, declared under the name of RECOLITO, DIONESIO (HRS OF), containing an area of 270 SQUARE METERS, more or less, is the subject of EXTRA JUDICIAL PARTITION WITH WAIVER among LUCINA R. CABIGQUEZ, legal age, married, resident of Libertad, Misamis Oriental and DONATO RECOLITO, legal age, married, resident of Villanueva, Misamis Oriental, are the legitimate surviving heirs, hereby waives our rights and participations of the above-described properties in favor to SACRIS O. RECOLETO under Notary Public of BUENAVENTURA E. SAGRADO as per Doc. No. 422; Page No. 85; Book No. 88; Series of 2011.

MDB: DECEMBER 19, 26, 2011 & JAN. 3, 2012

BusinessWeek mindanao

Congress.Watch

Killer logs cut to build homes, to rebuild lives ILIGAN City—Logs, including those that pummeled many flood victims to death here at the height of the flash floods spawned by Tropical Storm “Sendong,” are being tapped to provide shelter to survivors.

There’s at least 5 kilometers of coastline here clogged with logs.

The effort was spearheaded by the city government and the nongovernment organization Ecosystems Work for Essential Benefits (Ecoweb).

Volunteers for the shelter program have started scouring the beaches of Barangays (villages) Tibanga, Santiago, Hinaplanon and Acmac for logs that can be made into lumber.

The lumber will be used to build some of the houses for thousands of families left homeless by the flooding.

Regina Antequiza, Ecoweb executive director, said that as of Tuesday afternoon, dozens of logs had been recovered and formed into lumber by volunteers using chainsaws.

“What we intend to do is use the lumber for the reconstruction of houses instead of ending up in the hands of unscrupulous illegal loggers,” Antequiza said.

Melvin Anggot, city information officer, said some people had tried to bribe officials so they could get the logs that the floods had washed away on December 17.

“They are illegal loggers and we will pursue charges

against them when the situation normalizes,” Anggot said.

With the supply of lumber from recovered logs assured, the city government is hoping that the construction of houses in relocation sites can start immediately, Mayor Lawrence Cruz said.

“We are moving fast and we want this problem solved soon. We have identified and acquired relocation sites,” he said.

Cruz said that based on government figures some 4,000 homeless families had been included in the program’s initial phase.

He said thousands claimed to have lost their homes in the floods. “Some of them appeared to be just pretending.

That’s why we are validating their claims,” he said.

Cruz said Social Welfare Secretary Corazon Soliman had pledged shelters for other victims who could not be accommodated in the local resettlement program.

In Cagayan de Oro City, displaced residents of the second congressional district may have to spend two more months in tent cities before they can move to their new homes, which are being jointly built by the government and good Samaritans.

Houses finished in February Cagayan de Oro Representative Rufus Rodriguez said the construction of the

houses for Sendong victims could be finished in February.

The houses are being built on a 4-hectare lot in Barangay Gusa and on a 10-ha piece of property in Barangay Indahag.

Relocation sites have also been identified in Barangays Lumbia and Calaanan for those who used to live on the western bank of the Cagayan River, Rodriguez said.

The Jesuit-owned Xavier University has granted the government usufruct rights to its 5-ha property in Barangay Lumbia.

Usufruct is the legal right granted to a person or entity to use and derive profit or benefit from property that either belongs to another person or which is under common ownership, as long as the property is not damaged or destroyed.

Cagayan de Oro Councilor Nadya Emano said the city had also allocated 9 ha in Barangay Calaanan for the relocation of Sendong victims.

Generosity The property, she said, was part of the 64-ha area that the city government bought in 1996 for its resettlement program.

Emano said a ChineseFilipino businessman, who wished to remain anonymous, offered to bankroll the building of an initial 300 houses in Calaanan for storm victims.

The businessman has offered to build about a total of 1,000 houses on the property, she said.

9 CdO solon pushes rights of internally displaced persons Jan. 2-5, 2012

T

HE House of Representatives has approved on second reading a bill promoting and protecting the rights of internally displaced persons (IDPs) in situations of armed conflict and violence.

House Bill 5627, authored by Rep. Rufus Rodriguez, likewise provides that IDPs rights shall be protected in any other land conf lict like land conversion, environmental destruction, aggressive implementation of development projects and other man-made disasters.

The bill, to be known as the Internal Displacement Act of 2011, was co-authored by Deputy Speaker Lorenzo Tañada III (4th District, Quezon), Reps.

Maximo Rodriguez, Jr. (Party-list, Abante Mindanao), Walden Bello and Kaka Bag-ao (Party-list, Akbayan) and Joseph Victor Ejercito (Lone District, San Juan City).

R o d r i g u e z s ai d t h e measure seeks to afford similar protection to citizens w ho are noncombatants in cases where armed conflict of a noninternational character is inevitable, and that they shall not be discriminated against in their enjoyment of rights and freedoms on the ground that they are internally-displaced.

“The bill defines and criminalizes acts of arbitrary internal displacement committed by any

person or group of persons and directed against the civilian population,” Rodriguez stressed.

Tañada said the bill aims to provide monetary compensation, including immediate relief and humanitarian assistance to victims of internal displacement, their families and communities and to ensure their safe return, resettlement and rehabilitation in their respective communities.

The measure defines “arbitrary internal displacement” as those “acts of displacement or any other coercive act committed by any person or group of p ers ons and directed against the civilian population, which are contrary to law, good morals, public order and public policy, and comm itte d w it h abu s e of authority, oppressive or wanton disregard of the right to life, liberty or property and abode of the residents of an area in which they are lawfully present.”

The prohibited acts of arbitrary internal displacement shall include those committed based on policies of apartheid,

Rep. Rufus Rodriguez ethnic cleansing or similar practices, based on situations of armed conflict, large-scale development projects and disasters, and when used as a form of collective punishment and in violation of the rights of IDPs as defined in the proposed Act. The bill establishes a Joint Congressional Oversight Committee which shall have the power to inquire into, summon and investigate the orders of Battle as defined in the Act, as well as the legal and factual justification for the inclusion of specific persons and groups in the said Order of Battle.

Co-authors of the measure are Reps. Rene Relampagos (1st District, Bohol), Chairman of the House Committee on Human Rights and Emmeline Aglipay (Party-list, DIWA).

Multi-Sectoral effort fast-tracks XU relocation site for homeless flood victims

By MIKE BANOS Correspondent

CAGAYAN DE ORO CITY - Xavier University , the Philippine Red Cross, the Department of Social Welfare and Development, and private sector stakeholders like the Oro Chamber and A. Brown & Co. Inc., are spearheading the fast track development of a five-hectare site in Barangay Lumbia that the school has made available as a relocation site for homeless victims of the Tropical Storm Sendong calamity.

“A memorandum of agreement with the Cagayan de Oro City government is being worked out by XU,” said incoming Oro Chamber President Ma. Teresa R. Alegrio. “The five hectare property will be developed as a permanent relocation site, with two hectares being made initially available as an interim relocation site where safari style canvas tents for a 500 family tent city are now being installed courtesy of the Philippine Red Cross and the Kuwaiti Red Crescent.”

Groundbreaking for the project was held December 30, barely a week after XU offered the area as a resettlement area for flood victims.

Among those present were Philippine National Red Cross Chair Richard Gordon , PRC Secretary General Gwen-

dolyn Pang, XU Operation Tabang Sendong Head Fr. Eric Velandria S.J., XU Lumbia Resettlement Project Chair Dean Roel Ravanera, XU Board of Trustees Chair Elpidio M. Paras, incumbent Oro Chamber Pres. Antonio Uy, A Brown Co. Inc. Chair Walter Brown, Misamis Oriental Red Cross Chapter Chair Antonio Soriano, Red Cross CDO Chapter Administrator Myra Balandra, Promote CDO Pres. Ruben Vegafria, IFRC officers and representatives from the public and private sector broke ground at noon in the Lumbia property of XU. Media personalities Maria Rezza, Patricia Evangelista and other international and national crews covered the event.

Chair Gordon also announced that aside from the tents, the Red Cross is committed to fund the construction of up to 1,000 houses in the permanent site. Red Cross officials showed the plans for the proposed permanent shelter houses similar to those constructed in Isabela where beneficiaries were required to contribute their equity in the project’s sustainability by participating in the construction of the units.

According to Gordon, these permanent structures

made from concrete columns, hollow block walls, wooden rafters and corrugated roofing would be sourced from local suppliers to jumpstart the local economy.

Ms. Alegrio said site development is being undertaken by A. Brown Co., Inc. while a potable water supply will be provided by Rio Verde Water Consortium, Inc. and portable waterless toilets will be installed by the XU Eco-San Center.

Among other commitments for the projects already made by the private sector include drip -irrigation facilities for a one hectare communal farm to be patterned after XU’s Peri-Urban Vegetable Project and pre-fab shelter panels from China which can be quickly installed by the Filipino-Chinese Community which earlier provided 300 units for the six-hectare relocation site of the city in Calaanan.

For his part, Fr. Velandria of XU, thanked the Red Cross for its commitment, A Brown Co. Inc. for the site development and other private sector stakeholders who are contributing to the relocation effort. XU engineering faculty and students have started the topographic survey of the five hectare property.

In a memorandum to the XU community dated 29

Groundbreaking for the XU relocation site was held December 30, barely a week after XU offered the area as a resettlement area for flood victims.

December 2011, XU President Fr. Robert C. Yap, S.J. confirmed that Mayor Vicente Y. Emano has accepted XU’s offer of five hectares of the university’s property in Lumbia to be used as a resettlement area for families rendered homeless by the Sendong disaster.

Earlier Tuesday, 27 December 2011, XU Board of Trustees Chair, Mr. Elpidio M. Paras, Ms Alegrio, XU Trustee and President of the Oro Chamber and others met with Mayor Emano to discuss XU’s offer and to present the planned XU-Governmentprivate sector-NGO engage-

ment in building 500 houses in the permanent relocation site.

Mayor Emano accepted XU’s offer and requested XU to meet immediately with private sector prospective donors and partners including Oro Chamber, Promote CdO, Gawad Kalinga, Habitat for Humanity and others. He also said the city government would be responsible for identifying the families who chose to relocate to Lumbia.

“Xavier University reiterates its commitment to work with the city government; regional and national government agencies; local,

national and international non-government organizations and foundations; and the private sector in developing this relocation site in an environmentally-sustainable way, including among other activities: building houses, developing the land (road works, water works, electricity works) and promoting livelihood opportunities,” Fr. Yap said.

“Let us pray that the Christ-child who pitched his tent among us, bless this project that it may truly help alleviate the suffering of our homeless sisters and brothers,” he added.

BusinessWeek mindanao

10 Jan. 2-5, 2012 DAR... from page 8

ares of distributed tracts of land still covered by collective titles but which aren’t conducive to collective farming.

Achieving asset reform likewise requires fast-tracking documentation of and payment for 163,289 hectares of land that’s already distributed, DAR continued.

Aside from land distribution, DAR’s other LTI activities during 2011’s first semester included placing under leasehold operation 5,430 hectares of “tenanted retained and yet to be distributed” tracts of land.

Such move sought to secure the tenurial status of 2,457 ARBs within and outside the country’s agrarian reform communities (ARCs).

For the same reference period last year, DAR reported placing under leasehold arrangement a total 5,250 hectares of similar land tracts in ARCs and non-ARCs, benefiting 2,570

ARBs. DA R a ls o rep or te d undertaking in 2011 LTI documentation and survey activities as well as installing 1,374 ARBs in 1,792 hectares of previously contentious agricultural land.

The agency installed last year in 1,675 hectares of agricultural land a total 2,004 ARBs who were previously barred from entering and tilling the area.

To further enhance AJD, DAR lawyers represented before judicial and quasijudicial courts during 2011’s first semester 9,411 ARBs in 5,809 cases involving 19,445 hectares of land.

DAR reported its lawyers represented during the same period in 2010 ARBs in 9,278 cases before judicial and quasi-judicial bodies.

A total 7,033 agrarian cases were resolved under the adjudication process in 2011’s first semester, DAR continued.

“In the area of agrarian legal assistance and adjudication, DAR continued with its aggressive mediation

activities to minimize conflicts maturing into court cases,” the agency said.

Of DAR Adjudication Board’s nearly 16,000 cases during the same reference period in 2010, data show a total 7,194 cases were resolved then.

DAR undertook various PBD activities during 2011’s first semester included confirming one regular ARC and three strategic ARCs, training 50,694 ARBs on courses like sustainable area-based rural enterprise as well as developing 202 products and services of which 113 were launched in commercial markets.

DAR facilitated throughout the reference period preparation of 128 ARB business plans covering 12,039 hectares of land for agri-business and provided then some PhP498.95 million in credit and microfinance assistance for entrepreneurial activities of agrarian organizations.

The agency was also instrumental in signing of 499 marketing contracts

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between agri-business firms and farmers’ organizations in ARCs and non-ARC areas, generating negotiated sales totaling some PhP286 million.

Such measures helped generate during 2011’s first semester a total 22,687 jobs including those from micro, small and medium enterprises and development of new land for agri-business, DAR noted.

DAR’s support to ARBs likewise included conduct of trade fairs and exhibits - in coordination with government agencies, local government units and the private sector - to help promote their products.

Such exposure aims to provide ARBs better chances of securing respective marketing contracts.

To further help ARBs, DAR likewise facilitated completing 372 physical infrastructure projects and providing ARBs basic social services.

Such infrastructure projects are 49 irrigation systems covering a service area of 5,116 hectares of land, 244

farm-to-market roads totaling 1,452 kilometers long, 399 units of pre- and postharvest facilities, 21 bridges measuring 556 linear meters in length and 34 multipurpose pavements with a combined area of 14,756 square meters.

Basic services DAR provided for ARBs are installing 818 potable water supply systems, constructing and rehabilitating 77 classrooms and 40 health centers as well as completing 18 power supply projects.

DAR further reported a total 1,505 grantees under its Programang Agraryo Iskolar (PAI) scholarship program were enrolled in different State universities and colleges during school year 2010-2011.

Recipients of such scholarship grants are qualified children, grandchildren and wards of ARBs. Such recipients are expected to either manage or help in managing land awarded to their ascendants, DAR noted.

PBD activities of DAR during 2010’s first semes-

ter included confirming three regular ARCs, training 63,010 ARBs on enhancing their entrepreneurial capabilities, facilitating preparation of 81 agri-business plans for 13,575 hectares of agricultural land as well as developing 281 products and services of which 131 were launched in commercial markets.

DAR also facilitated then signing of 646 marketing contracts between agri-business firms and farmers’ groups, bringing forth negotiated sales totaling almost PhP359 million.

PBD activities during the 2010 reference period likewise included facilitating completion of 74 irrigation systems covering 5,787 hectares, 444 farmto-market roads 1,999 kilometers long, 71 pre- and post-harvest facilities and 74 multi-purpose pavements, DAR reported.

The agency likewise facilitated providing during the period 59 health centers, 247 classrooms, 342 potable water supply systems and 37 power supply facilities.

Filipinos...

high levels, starting at 87% when SWS first polled about it in December 2000 and 88% in December 2001.”

While hope in the New Year was shared across all geographic areas and socioeconomic classes, “recordhigh” hopes were registered in both Mindanao, where it rose five percentage points from 2010’s 89 percent to 94 percent, and Metro Manila.

Hope is at 96 percent in Metro Manila.

A “record-high” New Year hope was also registered among Class E respondents, at 93 percent, compared to 89 percent in 2010. Hope stayed at a high 97 percent among the middle to upper classes.

The survey was conducted among 1,200 adults across the country with sampling error margins of +/-3 percent for national percentages and +/-6 percent for area percentages.--InterAksyon

from page 1

was conducted from December 3 to 7, or more than a week before tropical storm “Sendong” slammed into northern Mindanao, unleashing deadly flashfloods that claimed more than 1,200 lives and devastated Cagayan de Oro and Iligan cities and parts of Negros Oriental.

The polling firm said the survey findings matched “the all-time high 95% in 2002 who were hopeful of entering the 2003 New Year” and was “also two points higher than the 93% who entered 2011 New Year with hope.”

At the same time, it said that “hope with the coming year has customarily been at

REPUBLIC OF THE PHILIPPINES REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th JUDICIAL REGION CAGAYAN DE ORO CITY OFFICE OF THE PROVINCIAL SHERIFF

Republic of the Philippines REGIONAL TRIAL COURT 10TH Judicial Region BRANCH 27 Gingoog City

SHERIFF’S NOTICE OF SALE FILE NO.2011-696

NOTICE OF EXTRA-JUDICIAL SALE EJF NO. 177

Upon extra –judicial petition for sale under act no.3135,as amended by act no. 4118, filed by BALIKATAN PROPERTY HOLDINGS, INC., mortgagee/ assignee, with business address located at 24th floor, BFI Buendia center, sen. Gil puyat avenue, Makati city, against SPS. ARTURO H. LABRADOR AND ELIZABETH P. LABRADOR, with postal addresses at camp philipps manolo fortich , bukidnon and lot 10 BLK. 7ph. 1, MEGA HEIGHTS SUBD., BRGY. GUSA, CAGAYAN DE ORO CITY, MISAMIS ORIENTAL, the mortgagor/s , to satisfy the mortgage indebtedness which as of September 19,2011 , amounts to PESOS; Three hundred six Thousand Two Hundred Fifty Pesos (PhP306,250.00) including interest , penalties and charges, court fees, attorney’s fees and expenses of foreclosure, the undersigned will sell at public auction on_ January 16, 2012 10: am or soon thereafter at Regional Tria Court, br. Regional Trial Court, Hall of justice . Cagayan de oro city, to the highest bidder for cash or manager check and in Philippine currency, the following real property/ies, with all the improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-80311 A PARCEL OF LAND (Lot 10 block 7, psd-10-015315, being a portion of lot 2291- C, psd-10-015287), situated in the barrio of gusa, city of cag. De oro Island of Mindanao. Bounded on the SE., along line 3-4by road lot 5, on the SW ., along line 4-1 by lot 12, on the NW ., along line 1-2 by lot 9, on the NE. along line 2-3 by lot 8, all of all of block 7, of the suvdivision plan. Plan psd -10-015315.xxx containing an area of one hundred (100) square meters more or less.

ALL sealed bids must be submitted to the undersigned on the abovestated date, time and place. In the event the public auction should not take place on the said date for whatever reason. The same will proceed on the following working day, without further notice , posting and publication.

Prospective buyers may investigate for themselves the title hereinabove describe and encumbrances thereon, if any there be.

Cagayan de oro city,November 28,2011 (Sgd) EFREN G. MACABAYA SHERIFF IV BWM: Jan 2, 9, 16, 2012

Upon extra-judicial petition for sale under act 3135 as amended by act 4118, filed by Coorperative Bank of Misamis Oriental as mortgagee, agains Spouses Jimmy and Mercidita Castanares as mortgagors, whose residence and postal address is at BRGY.17, Gingoog City, to satisfy the mortgage indebtedness which as of October 17, 2011 have amounted to TWO HUNDRED FORTY SIX THOUSAND SEVEN HUNDRED NINETY TWO and 50/100 Only (P246,792.50) excluding attorney ‘s fees and expenses, expenses for foreclosure and the other fees incurred in the foreclosure proceedings, the undersigned sheriff will sell at public auction to the highest bidder for CASH on February 17, 2012 at 10:00 o’clock in the morning or soon thereafter at the Office of the Clerk of Court, Regional Trial Court, Gingoog City , the following property with all the improvements existing thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO.T-42717 “A PARCEL OF LAND,Lot 8343 C-16,CAD-556-D), situated in the Barrio of Consuelo, Mun. of Magsaysay, Prov. Of Misamis Oriental, Island of Mindanao. Bounded on the NE & E. along lines 1-2-3 by Lot 3441; on S., along line 3-4 by Lot 3442; on the W., along line 4-1 by national Hiway.

Beginning at a point marked ‘’1’’ on the plan being S 4 deg. 04’ E., 11505.08 m. from BLLM NO. 1. CAD-556-D, Magsaysay Cadastre, registered in the name of Jimmy Castanares. Of legal age, Filipino, married to Mercidita Castanares and a resident of Cabilto St., Gingoog City containing an area of TWO HUNDRED SEVEN (207) square meters, more or less’’.

ALL sealed bids must be submitted to the undersigned on the above stated date and time.

In the event that on the date of the scheduled aution sale the participation of two (2) bidders or more is not met, the aution sale shall be rescheduled on February 24,2012 at the same time and place pursuant to supreme Court Circular A.M. No. 99-10-05-0 dated Decemeber 14, 1999.

In the event also that the public auction falls on a holiday, it shall be held on the next working day without further notice.

Gingoog City, December 14, 2011 FOR THE EX-OFFICIO SHERIFF:

BWM: Jan 2, 9, 16, 2012

BY: (Sgd.) ROMEO B.GAPUTAN Sheriff IV

Cargill... from page 5

“Completing the array of establishments are the retail outlets and amphitheaters that provide various options for leisure activities to both the residents and their guests,” he added.

Two of Amalfi Oasis’ residential buildings, its amenities, as well as the seaside promenade will be ready to turn for turnover to its new residents by 2012. Meanwhile, the groundbreaking for Il Corso is set latter part of the year, as construction will be completed within 18 months.

To make it a truly complete community, Filinvest has also started the development of

Coco... from page 2

Massive market exposure and business development services were also provided to the MCSC by DTI-Rural Micro-enterprise Promotion Programme (RuMEPP).

These Gabunales recalled had resulted to an increased demand of their product.

Its participation to the International Food Expo on May 2011 resulted to a P 2.6 million worth of sales, that’s why MCSC officers now agree that “Peace is sweeter with coco sugar.”

Mindanawan Coco Sugar Corporation is designed as big brother Micro-enterprise (Level 3) of about 43 coco sap producers (Level 1 MEs)

the Filinvest Festival Seaside mall.

This complex will feature commercial buildings and a seaside promenade walk featuring beautiful ponds that continue the nature theme of the entire development.

While providing a range of amenities, Citta di Mare is also very accessible thanks to the service roads being built by Filinvest to ensure ease of transportation for residents and visitors. It is 10 minutes from the Cebu’s central business district and international port, as well as a mere 30 minutes from the Cebu International Airport.

It is a prime development of Filinvest, a leader in property development for almost 50 years.

at the community level.

Using this approach RuMEPP South Cotabato provided entrepreneurial training, quality coco sap production, GMP, hygiene and sanitation to coco sap producers. On the other hand, using firm level needs assistance, MCSC is also being capacitated on corporate management, marketing skills, and exposures to different types of market.

RuMEPP is a DTI arm which seeks to reduce rural poverty through increased economic development, job creation, and better incomes for poor rural households by promoting profitable and sustainable micro enterprises (MEs). (pia 12)

Across.Mindanao

BusinessWeek mindanao

Jan. 2-5, 2012

11

HOTELS RESTAURANTS Pryce Plaza Hotel

Carmen Hill, CDO, Tel. No.722791 to93/858-4537 E-mail:reservations@pryceplaza.ph

Hotel Koresco

Pueblo de Oro Golf Course,CDO, fax. No. [088] 858-9748

tel. Nos. 858-9748 to 54, E-mail:hotelkoresco@yahoo.com

Mallberry Suites

Limketkai Drive ,CDO, Tel. No. [088]854-3999 / 854-7999 E-mail:info@mallberrysuites.com

Dynasty Court Hotel

Tiano-Hayes Sts. CDO, Tel. No. 726876 / 726962 / 857-5410 E-mail:dynasty@philcom.ph

The Marigold Hotel Velez cor. Luna Sts, CDO Tel Nos. 856-4320, 726937

Marco Resort Tel. No. 732182 / 855-220

VIP Hotel

A.Velez St. CDO, Tel. No. 726080 / 726590 / 856-2505 E-mail: info@theviphotel.com.ph The devastation wrought havoc to the lives of thousands of people in Mindanao.

Philtown Hotel

Aid for Mindanao reaches P84M

M

ORE than P84 million worth of relief aid was poured into calamitystruck areas in Northern Mindanao as the eve of 2012 nears, the National Disaster Risk Reduction and Management (NDRRMC) said in its latest update Friday.

A total of P84,776,868.39 from the combined resources of the NDRRMC, Department of Social Welfare and Development (DSWD), Department of Health (DOH), non-government organizations (NGOs), and local government units (LGUs) was provided to the flooddevastated areas in regions VII (Central Visayas), IX (Zamboanga Peninsula), X (Northern Mindanao), XI (Davao Region), CARAGA, and the Autonomous Region in Muslim Mindanao.

Bulk of the relief ass i s t a n c e w e nt t o R e gion X (Northern Mindanao), which received P63,992,884.82.

Misamis Oriental province got P27,139,787.83 while Cagayan de Oro

City alone received P24,688,229.43.

Lanao del Norte province received P16,571,515 and P15,985,850 for Iligan City.

Groups from the international community, private sector, and government donated food and non-food items.

The AECID Spanish Agency for International Development Corporation provided assorted relief goods worth P5,460,976.14 Italy gave 3,100 4×6-meter Tarpaulins, 580 common tarpaulins, 286 25 square meter tents, 6,000 jerry cans that can contain 10 liters of water each, and eight 8 water-purifier units that have a capacity of four cubic meters per hour.

Good Neighbors Inter-

national organization of South Korea donated 4,000 Hygiene kits.

Petron oil company donated 8,000 hotdogs and sandwiches, 8,150 t-shirts, 16,606 pieces of bottled water, and 80 water drums.

The United Nations Children’s Fund (Unicef ) gave resource materials or play kits to Cagayan de Oro and Iligan Cities. Cagayan de Oro received 13 sets and Iligan received 15 sets while 29 sets have yet to be distributed.

Noche Buena packs were distributed by DSWD’s local field offices. Cagayan de Oro received 13,656 packs, Iligan received 15,000 packs, Valencia received 1,180 packs, and Kinoguitan, Misamis Oriental got 150 packs.

The Depar tment of Agriculture distributed 32 sacks of used clothing, 18 cartons of sardines, four bags of sugar, two sacks of assorted vegetables, 18 boxes of noodles and 38 sacks of packed goods to various

barangays in Cagayan de Oro. The DSWD has also allocated P206,360,000 for the construction of core shelters at a resettlement site owned

by Xavier University in Zone 3, Barangay Lumba, Cagayan de Oro city.

The DSWD, in cooperation with NGOs such as Child Fund, World Vision, Philippine Service of Mercy Foundation Inc, and Hope World Wide Philippines, has also been conducting counseling to relatives of the victims and survivors.

Other regions that received relief assistance were Region VII (Negros Oriental) which received P18,031,592.57, Region IX (Zamboanga del Norte) which received P446,342, Region XI (Compostela Valley) which received P224,00, CARAGA region which received P229,000, and Lanao del Sur province of ARMM which received P1,853,049.

Makahambus-Velez St. CDO,Tel. No. 723089 / 856-1813

De Luxe Hotel

Capt. V. Roa St. CDO, Tel. No. 726527 /857-2144

Maxandrea Hotel

J.R. Borja St. CDO, Tel. No. 729943/ 857-2244 / 857-4154

Grand City Hotel

A.Velez- Sts. CDO Tel. No. 723551 / 723658 / 857-1900

Country Village Hotel

Carmen, Cag. de Oro Tel. No. 71-22-03, 71-22-01, 7122-05

Southwinds Hotel

Capt. V. Roa Sts.CDO,Tel. No. 727623 / 724803 / 856-2036 E-mail:i_agudo@hotmail.com

Apple Tree Resort and Hotel

Taboc, Opol, Misamis Oriental, Tel. Nos. 754525/ 754263/ 3091986, Fax No. (8822) 754497

Pearlmont Inn

Limketkai,Drive,CDO Tel. No. 729111 / 856-2654 / 729455

Red Palm Inn

EVChaves Building, Capistrano corner Cruz Taal Sts. Cagayan de Oro City Tel. No. 721197 and 8562671 Cell No. 0908-885-5643 Email: redpalm_inn07@yahoo.com

Chali Beach Resort

Cugman,CDO,Tel. No. 723929 / 855-2108 E-mail:chali_beach@yahoo.com

Nature Pensionne

Toribio Chavez Sts., CDO Tel. No. 723598 / 723718 / 857-2274

NEW DAWN PENSIONNE Velez-Macahambus Sts, CDO Tel Nos. 8571776, 721776 email : gchreservation@yahoo.com

Malasag Eco Tourism Villages Cugman, CDO Tel. No.855-6183 [088]309-3752

LOT FOR SALE BEACH HOUSE

Baloy, Cagayan de Oro City Ayala Business Club shows its social concern for Typhoon Sendong victims in Iligan city as it initiated its relief operation last week intended for the remote affected village in Iligan City.

BWM photo

By appointment only Tel. #: (088) 855 3898

12 Jan. 2-5, 2012

BusinessWeek

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