FEBRUARY 24,2012 BUSINESSWEEKMINDANAO

BusinessWeek

YOUR LOCAL ONLINE BUSINESS PAPER

www.businessweekmindanao.com Issue No. 51, Volume III • February 24-26, 2012

Market Indicators

AS OF 5:55 P.M., FEB. 22, 2012 (Thursday)

FOREX

PHISIX

US$1 = P42.62

4,934.25 points

; ; Briefly 4 cents

33.35 points

Palm plantation

DAVAO City -- The provincial government of Davao del Norte is pooling its resources for the development of 5,000 hectares of oil palm plantation.

Davao del Norte Gov. Rodolfo P. del Rosario, who was guest in Wednesday’s Club 888 forum at the Marco Polo Hotel here, said the 5,000 hectares is just an initial target as communicated by Federation of ARB/BananaBased Cooperatives of Davao (FEDCo) chief executive officer Ireneo D. Dalayon.

FEDCo is the proponent in developing more oil palm production sites in the province.

Oil palm is the source of palm oil which is produced three to four years after planting.

Del Rosario said the expansion will boost the present 473.5 hectares total oil palm production area in the province. However, this is still way below the 80,000 hectares available for oil palm plantation.

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Solons bat for disaster planning for M’danao

By BONG FABE, Correspondent

L Guingona

AWMAKERS from Mindanao are asking the government for the urgent need for more planning to respond to the growing threats of disaster aggravated by climate change such as the devastation brought by the recent series of floods, earthquakes and tsunamis.

Sen. Aquilino “Koko” Oro over the weekend, told Pimentel III, who, together the 500 participants mostly with Sen. Teofisto Guingona from Mindanao that better III, convened the Mindanao planning is needed as the Summit on Disaster Risk vulnerability of the country Reduction and Geo-Hazard to catastrophes is growing.

Awareness in Cagayan de Guingona called for the

crafting of a comprehensive disaster management plan for Mindanao, noting that what happens in one place in the island affects other places.

“It is now time to have a Mindanao island-wide disaster management plan.

Disaster and calamities such as typhoons and storms no longer spare Mindanao.

What happened in one place also affect others,” he said at the sideline of the Mindanao SOLONS/PAGE 9 Koko Pimentel

Lawmakers back rehabilitation of Sendong-hit areas

By MIKE BAÑOS, Correspondent

First cruise ship

DAVAO City -- This city will welcome the first cruise ship to dock on March 30, carrying 371 French nationals to visit Davao.

Travel agency owner Wanda Teo announced in today’s Club 888 the coming of NDS Voyages Princess Danae ship from France after it will dock at Papua New Guinea.

“In the past years, it’s just Manila and Cebu that cruise ships like this dock at. It took me some time to convince this group to try and take a look of Davao,” said Teo.

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NEW-FOUND LIVELIHOOD. Some Sendong victims Cagayan de Oro are now engaged in a livelihood project making floor rugs. The project is handled by women who sell these rugs for P50 each.

PHOTO BY GERRY L . GORIT

CONGRESSMEN from Cagayan de Oro City, Iligan and Misamis Oriental joined forces to support the P43.017 billion Strategic Action Plan for the rehabilitation and recovery of areas affected by Tropical Storm Sendong (International Name: Washi) for approval by the full RDC-X council.

Rep. Rufus B. Rodriguez (2nd District, Cagayan de Oro), Rep. Vicente F. Belmonte, Jr. (Lone District, Iligan City) and Rep. Yevgeny Vincente B. Emano (2nd District, Misamis Oriental) joined the Regional Advisory Committee (RAC) in a meeting Feb. 19 with the Executive Committee of the Regional Development Council of Region X (RDC-X) to assess how the congressmen from Region X could enhance and complement the SAP. The RDC-X Execom earlier passed two resolutions endorsing the SAP for approval by the RDC-X Full Council and Priority Programs and Projects for the rehabilitation and recovery LAWMAKERS/PAGE 8

Business leaders ask gov’t to allow Tampakan project

By CARMELITO Q. FRANCISCO Correspondent

DAVAO City -- Mindanao leaders have called on the national government to pave the way for the implementation of the Tampakan

mining project in South Cotabato by approving the environmental compliance certificate of Sagittarius Mines, Inc., which it denied last month.

Lawyer Jesus G. Dureza, formerly presidential

adviser on Mindanao affairs, and Vicente T. Lao, chairman of the Mindanao Business Council, agree that Mindanao and the entire country needs the $5.9-billion project in the BUSINESS/PAGE 9

MinDA forges partnersship to boost investments in Mindanao

By APIPA P. BAGUMBARAN Contributor

SEEKING to generate more investments for the island, the Mindanao Development Authority (MinDA) is set to forge a partnership INVESTMENT/PAGE 9

2

February 24-26, 2012

Economy

BusinessWeek

MINDANAO

Hydro power expansion to ensure enough power for Davao Sur

D

IGOS City -- The expansion project of a hydro power system of the AboitizPower company here would ensure sufficient power supply for the province, Governor Douglas Cagas said.

Cagas has recently signed a Memorandum of Agreement (MOA) with the officials of Hedcor Tudaya, Inc. (HTI), signifying the onset of the 14.7 mega watts run-of-river hydro power systems at Sitio Tudaya, Barangay Sibulan in Sta. 42.5-megawatt Sibulan HyCruz town, this province. dropower Project at baThe project is an extenrangay Sibulan, Sta. Cruz, sion to the existing 42.5 MW Davao del Sur.

Sibulan hydro power plant operated by the Hedcor Sibulan, Inc. (HSI), also located in Sta. Cruz, and which started operations in 2010.

The governor said the additional power supply to be generated by Hedcor’s hydro power plants along with the forthcoming solar power project of the

Ayala group would provide enough power to meet the need of Davao del Sur. At present, the province does not suffer from power curtailment, Cagas told the media after the MOA signing on February 17 at the governor’s office.

HTI president and chief operating officer Rene Ronquillo said the construction of two new hydro power plants would cost to about P2.5 billion.

He said that HTI would develop Tudaya plant 1 at the upstream of the existing Sibulan hydro power plant A, and the Tudaya plant 2 would be built downstream of Sibulan hydro power plant B. Ronquillo said that the 14.7MW hydro power facility to be operated by HTI is estimated to generate 76 million kilowatt hour of clean and renewable energy annually.

The project will have its groundbreaking rites on March 16 this year, and construction is expected to be completed in 18 to 20 months, he said.

Ronquillo said that Hedcor or the Hydro Electric Development Corporation, a wholly-owned subsidiary of AboitizPower Corporation, recognizes the power need of Mindanao.

“Developing the hydro power plants is a good opportunity (for the company) to give and serve the needs of Mindanao, especially with renewed energy,” he told the media in an interview.

He said that Hedcor is also developing hydro power plants in Kitaotao, Bukidnon. He added that the company is also hoping for its hydro power project proposal at Barangay Tamugan in Davao City to push through.

Hedcor is said to be the

largest developer of run-ofriver hydropower plants in the country with 18 plants in Benguet, Ilocos Sur and Davao Region.

Meanwhile, Sta. Cruz Mayor Joel Ray Lopez was thankful for the hydro power expansion project, saying that this would guarantee sufficient power required especially in his municipality where big industrial companies are operating.

Lopez said that this new development would be additional attraction for investors to pour in the town.

Cagas, on the other hand, said that he assured with Hedcor to give priority as power distributor to Davao del Sur Electric Cooperative, Inc. (DASURECO).

The electric coop is currently servicing electric power to more than a hundred thousand households in the entire province of Davao del Sur.

Nipa sugar production to boost Caraga’s economy

By ROBERT E. ROPEROS Contributor

BUTUAN City -- It used to be that all sugars came from cane and nobody knew any better. But with the changing lifestyle and the rise of specific diseases caused by food, there is today a concerted effort to plan what one eats. “The nipa sugar production is a good potential to boost the economy of Caraga Region,” said Foundation for Rural Enterprise and Ecology Development

of Mindanao (FREEDOM) Executive Director Antonio Peralta during a recent roundtable discussion with PIA-Caraga personnel.

Peralta said since Caraga Region is a coastal region where nipa tree is abundant, there is a potential of economic development as this can also be a substitute for coco sugar.

The official said the processing of the nipa sugar is the same with coco sugar but some modifications are still needed to produce sugar

which has the same quality with that of coco sugar.

Dir. Peralta further said since nipa trees belong to the same family as that of the coconut tree, the produced sugar has low glycemic index, and according to international standards, if the glycemic index is within 50 or below 50, the product is good for the body.

He added that for coco sugar, the glycemic index is about 35 and for the nipa, it is lower than that of the coco sugar. However, he said this has to be verified first by the Department of Science and Technology (DOST).

According to http://www. glycemicindex.com, the glycemic index (GI) is a ranking of carbohydrates on a scale from 0 to 100 according to the extent to which they raise blood sugar levels after eating. Foods with a high GI are those which are rapidly digested and absorbed and result in marked fluctuations in blood sugar levels.

Low-GI foods, by virtue of their slow digestion and absorption, produce gradual rises in blood sugar and insulin levels, and have proven benefits for health. Low GI diets have been shown to improve both glucose and lipid levels in people with diabetes (type 1 and type 2). They have benefits for weight control because they help control appetite and delay hunger. Low GI diets also reduce insulin levels and insulin resistance.

Recent studies from Harvard School of Public Health indicate that the risks of diseases such as type 2 diabetes and coronary heart disease are strongly related to the GI of the NIPA/PAGE 9

4 February 24-26, 2012

Companies

BusinessWeek

MINDANAO

GSIS vows improved service for members

B

UTUAN City -- Vowing to carry out a proactive responsive service, the leadership of the state pension fund, Government Service Insurance System (GSIS) met with stakeholders here recently.

Daniel Lacson Jr., GSIS chairman of the Board of Trustees and Robert G. Vergara, president and general Manager, held a dialogue with more than 200 of its stakeholders who included local government officials, government employees, pensioners, and retirees.

The consultation forms part of the effort of the new GSIS leadership to “be more consultative, transparent, and member-focused” in line with its new vision and mission.

Lacson said that the current Board is focusing on three areas toward this goal.

“First, we are revisiting previous policies deemed unfair by our stakeholders; second, we are reviewing programs that have gone sour in the past such as our direct home lending program; and third, we are re-channeling our investments back to the local market as the opportunities in the country are more conducive and provide better prospects compared to the foreign markets,” he said.

Robert G. Vergara on the other hand, outlined the initiatives launched for the past year and a half by the new

leadership to bring its services closer to its stakeholders.

He cited the expanded partnership with the Land Bank to include pensioners and active members; the deployment of 500 additional GWAPS (GSIS Wireless Automated Processing System) kiosks in key cities, clusters of municipalities and big government agencies such as the Education Department.

He also noted the cancellation of the annual renewal of active status for local pensioners; relaxing the entitlement qualifications for survivorship pension; empowering retirees to choose the repayment scheme for outstanding service loans under the Choice of Loan Amortization Schedule for Pensioners.

Likewise he also mentioned the initiatives in improving the terms of the emergency loan program by reducing the interest rate from 8% to 6%, removing the service fee of 1% and extending the grace period for payment of amortization by 3 months to make it more responsive to the needs of members at their greatest

time of need; and partnership with the Pag-IBIG Fund for a more efficient implementation of the direct home lending program.

Vergara admitted that even as the posting and reconciliation of members’ accounts is taking some time to fully address, “at the moment, 97 percent of members’ remittances are now being posted accurately”.

He assured that the pension fund is doing everything to address the volume in inaccurate statements including the creation of nine separate task forces and the deployment of all resources to resolve this long-standing issue.

In the next six months, the new GSIS will focus on the following: establishment of a 50-seater, 24/7 call center

by May this year; adoption of a one-stop shop set-up in all field offices; design of a new insurance policy with a bigger savings component; review of the premium-based policy; and review of pre-need funeral and educational plans Vergara pledged that the new GSIS commits to carry out a pro-active responsive service “without need for our members to come to our office to ask about their benefits… we will go to them instead, because that is their basic right.”

LIGHT FOR ECOVILLE PROJECT: Energy firm STEAG State Power Inc (SPI) handedover some 500 pieces of solar-powered emergency rechargeable lamps to the residents of Xavier EcoVille in Lumbia Cagayan de Oro City as part of its support to the rehabilitation efforts for the victims of Typhoon Sendong. The solar lamps will provide alternative source of lighting for the residents of the relocation

site considering the limited supply of electric power in the area. The project is implemented in partnership with Xavier University, CARD Business Development Service Foundation Inc., and Hapinoy .

Present during a simple turn-over program were Steag officials led by Dr. Carsten Evers and Ghaye Alegrio, Fr. Eric Velandria of Xavier University and Mr. Bam Aquino of Hapinoy.

Alsons posts 20% profit hike to P455M ALSONS CONSOLIDATED Resources, Inc. on Tuesday reported a 20% profit hike for 2011 over the year previous.

Alsons Consolidated sees higher income by yearend The Alcantara-led holding company with interests in power, property and mining, saw its net income attributable to the parent rise to P455 million in 2011 from P378 million in 2010 on the back of higher revenues.

Revenues of the company

increased by 8% to P2.92 billion in 2011 from the P2.71 billion it previously posted.

The company’s revenue streams include those from its power subsidiaries Western Mindanao Power Corp. and Southern Philippines Power Corp. along with its water units.

Western Mindanao Power operates a 100-megawatt (MW) diesel-fired power plant in Zamboanga City.

Southern Philippines

Power operates a 55-MW diesel plant in Sarangani.

Its water subsidiaries provide water for the Lima Technology Center in Batangas.

Alsons Consolidated expressed optimism that its revenues and income will grow. “[The firm] expressed optimism that revenues and income will continue to improve in 2012 on the back of the company’s core ALSONS/PAGE 5

BPI gains net income of P12.8b in 2011

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THE Bank of the Philippine Islands (BPI) posted an unaudited net income of P12.8 billion for full year 2011, a 13.4% increase over the P11.3 billion reported in 2010. This result translated to a Return on Equity of 15.2% and a Return on Assets of 1.6%.

Total revenues grew by 7% as net interest income improved by 10% due to the expansion of P48 billion in average asset base. Amid a low interest rate environment, net interest margin was not only preserved but ended higher by 13 basis points. Non interest income was better by 3% due to higher service charges, trust fees, income from the insurance companies and credit card income.

Operating expenses increased by 12% with almost half of the increase brought about by salary related increases. Manpower cost though remained at BPI/PAGE 5

Misor Today

BusinessWeek

MINDANAO

February 24-26, 2012

5

SM welcomes new biller companies BILLS Payment facility of SM Department Store Cagayan de Oro welcomes Liceo de Cagayan University (LDCU) and Cagayan

Electric Power and Light Company (CEPALCO) as its new biller companies.

Payments shall be accepted for processing at all

Bills Payment Counters of SM CDO (SM Department Store, SM Supermarket and all Savemore branches).

582 players, the most ever to attend a Jr. NBA Clinic in the Phlippines, joined the 2012 Jr. NBA Clinic held last Jan. 19 at the ACSAT Gym in Carmen, Cagayan de Oro City.

PHOTO COURTESY OF ERICKA ALCANTARA

2012 Junior NBA clinic draws record number of players FLASH FLOODS, Sendong and all proved no match for the grit and enthusiasm of kids in Cagayan de Oro as a record number of players flocked to the 2012 Junior NBA Clinic held January 19 at the ACSAT gym in this city.

Marivi Gabagat, account manager for Jr. NBA Philippines of Larc & Asset PR Consultants, informed the Misamis Oriental provincial press office that 582 players of all ages from 34 schools attended the Jr. NBA clinic conducted by Jr. NBA Coach and Legend

Marty Conlon with the assistance of hometown basketball hero and PBA legend Jojo Lastimosa of Alaska and Head Coach Jun Noel of the host Misamis Oriental Meteors. Earlier the same afternoon, 83 coaches also joined the coaches clinic held at the same venue.

The National Basketball Association’s international youth development program tipped off with a coaches clinic at Treston International College in Taguig City on January 14, then went on a whirlwind

tour of coaches and school clinics in Puerto Princesa, Pampanga and Cagayan de Oro from January 15 to 20.

The Jr. NBA also conducted an NBA Cares activity at an evacuation center in Bgy. Carmen, one of the barangays gravely affected by killer flash floods spawned by the rains of Tropical Storm Sendong.

The Jr. NBA returns in April to Cagayan de Oro on April 14-15, 2012 for the Regional Selection Camps.

BPI...

market segments: middle market by 24%, top tier corporations by 21%, SMEs by 20%, and consumer by 12%. Loan to deposit ratio was 68% from last year’s 54%.

Asset quality continued to improve as the net 30-day NPL ratio went down further to 1.9% from prior year’s 2.1%, with a reserve cover of 116%.

BPI remains as the bank with the largest market capitalization at P196 billion as of end 2011.

Its capital level continues to be strong with a Basel II Capital Adequacy Ratio (CAR) of 14.9% and Tier 1 CAR at 13.4%.

BPI President and CEO Aurelio R. Montinola III commented, “2011 was both challenging and exciting. Despite Eurozone troubles, below 2010 Philippine GDP growth, and low interest rates, BPI performed creditably.

We grew loans 20%, Assets under Management almost 40%, and significantly increased our loan to deposit ratio. We exceeded

our 5 million customer goal, improved our ROA to 1.6%, and maintained ROE above 15% during our 160th anniversary year. We look forward to 2012 as a better year for the country and for BPI as we intend to continue our loan growth path and differentiate ourselves through superior Relationship Managers and ever growing, easy to use Online Banking.”

from page 4 of total expenses. Also increasing were premises costs, regulatory costs, and other variable costs. Impairment losses were lower at P2.15 billion in view of the continuous decline in non-performing assets.

With the focus on the safety of the Bank’s assets and the maintenance of yields at the expense of assets growth, total resources of P843 billion was slightly lower than previous year.

The Bank continued its thrust of growing low cost deposits to fund its loan growth. Though total deposits contracted by about 5% to P681 billion, total intermediated funds reached P1.35 trillion, or a 12% increase as assets under management went up by 38%.

The Bank’s net loan portfolio reached P453 billion, increasing by 20% from the previous year, with the growth coming from all

Alsons... from page 4

net income coming from the sales of its subsidiaries in the energy and utility sectors,” the company said in its disclosure.

It approved a consolidated budget for 2012 “which forecast a substantial increase in gross revenues, matched by an increase in expenses arising mainly from the projected addition of a rehabilitated diesel power plant it will be acquiring.”

The board of directors of Alsons Consolidated also approved the investment in a subsidiary that will build and operate the first phase of a 200MW coal-fired power plant in Sarangani.

The plant was supposed to be built in November last year.

The plant, located in Maasim, Sarangani Province, is expected to commence operations in June 2014.

The plant is estimated to cost around $280 million.

It will provide power to Southern Cotabato Electric Cooperative II Corp.

Alsons Consolidated has investments in several energy firms aside from Western Mindanao Power and Southern Philippines Power: Conal Holdings Corp., Alsing Power Holdings, Inc., Northern Mindanao Power Corp., and Alto Power Management Corp.

Alsons Consolidated recently acquired majority shares in C. Alcantara & Sons, Inc. for P1.2 billion, which will allow the firm to develop 21.27 hectares of land.

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region Branch 07 Tubod, Lanao del Norte PENELOPE AGUIPO Petitioner,

SPL. PROC. NO. 253-07-2012 (i) - for Correction of Entry

- versus – LOCAL CIVIL REGISTRAR OF TUBOD, LANAO DEL NORTE, Respondent. x---------------------/

LUISITA R. ALVAREZ, Petitioner, -versus-

FC CIVIL CASE NO. 2011 – 086 FOR:

FELIX C. PEN, ORDER

A verified petition for correction of entry in the Certificate of Live Birth of PENELOPE AGUIPO as to her gender/sex was filed before this Court on February 08, 2012 by the herein petitioner praying among others that after notice and hearing, an Order be issued directing the Respondent to effect the correction sought for.

Petitioner alleges that she is of legal age, Filipino, and a resident of Purok 1, Daniel C. Mantos, Mahayag, Zamboanga del Sur. She was born on July 29, 1955 at Bulod, Tubod, Lanao del Norte and said birth was duly registered at the Respondent’s office. However, under the entry of her “sex”, the one entered to is “MALE” instead of “FEMALE”, her true and correct sex or gender. The erroneous entry may have been inadvertently done by the one who entered the facts of her birth. That she had never undergone sex organ transplant neither she intends to submit fro medical operation to change her sex. She filed the instant petition as pauper litigant under OCA Circular No. 121-2007.

Set the initial hearing of this case to March 27, 2012 in the morning before the sala of this Court. Any person/s interested to the petition may come to Court on said date and time to show cause why said petition should not be granted.

Furnish copy of the Order to the Office of the Solicitor General at Makati City, Office of the Public Prosecutor in Tubod, Lanao del Norte, Office of the Local Civil Registrar of Tubod, Lanao del Norte, Public Attorney’s office in Tubod, Lanao del Norte and to the petitioner, Penelope Aguipo at her address in Purok 1, Daniel C. Mantos, Mahayag, Zamboanga del Sur. The petitioner is hereby directed to publish copy of this Order to BUSINESSWEEK MINDANAO, a newspaper of general circulation for three consecutive weeks, at her expense.

SO ORDERED. Tubod, Lanao del Norte.

February 14, 2012.

BWM: FEB. 24, MARCH 2 & 9, 2012

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 22 Cagayan de Oro City 2012 – 070

(Sgd.) ALAN L. FLORES Presiding Judge

DECLARATION OF NULLITY OF MARRIAGE

Respondent. x---------------------------------------------/ ORDER (Summons by Publication in the newspaper of general Circulation in the Philippines) This is a petition for the declaration of nullity of marriage between petitioner, Luisita R. Alvarez and Respondent, Felix C. Pen praying that a judgment be issued declaring such marriage null and void pursuant to Article 3 in relation to Article 4 and Article 36 of the family Code of the Philippines.

As prayed for in the complaint for the service of summons by publication and in accordance with Sec. 6 (2) and Sec. 8 of AM. No. 02-11-10-SC, summons is hereby given to: FELIX C. PEN, Lot 3, Block 4 PN Roa Subdivision, Cagayan de Oro City The above-named defendant, FELIX C. PEN is directed to file his answer to the herein petition within a period of 30 days from the last issue of the publication verified by the defendant himself and not by counsel or attorney-in-fact, otherwise, trial will proceed for the relief demanded in the petition.

SO ORDERED. Given this 10th day of February 2012 at Cagayan de Oro City, Philippines.

BWM: FEB. 24, MARCH 2 & 9, 2012

(Sgd.) RICHARD D. MORDENO Presiding Judge

6

February 24-26, 2012

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Opinion

BusinessWeek MINDANAO

Raise Your Standard of Living THINK a minute…

You’ve heard of people who try to raise their standard of living at almost any cost. They’ll go without many things to get a higher education, hoping it will later get them a higher-paying job and career. Some even move their family to another country to raise their standard of living.

Still others will only let their children marry someone whose standard of living is the same or higher than theirs. Many of us spend much of our life working to raise our standard of living in terms of money and status.

Then when we finally reach the standard of living we want, we still have to work hard to make sure we stay there!

But there are people whose standard of living

never changes, whether they have a lot of money or not.

They always enjoy a high standard of living in their own character and daily lifestyle. They’re always honest, loving, and kind.

They’re quick to forgive others who wrong and hurt them. They’re in control of their physical desires for pleasure, so they always have great fun in life without hurting their own bodies or other people. They enjoy real happiness and closeness every day in their marriage and with their kids.

You see, the kind of person we are inside is what gives us our real standard of living, not material things or status! So what kind of character and daily lifestyle do you have? What kind of marriage and family do you

have? What kind of friends?

There are many people who have heaps of money and status, but they have a low standard of living, because of the low level of their own personal character.

They’re dishonest, greedy, competitive, and jealous of what other people have.

They gossip and use people to get what they want. They don’t have much love and forgiveness in their heart for people who wrong and hurt them. There are heaps of rich people who do not possess real love, peace, and satisfaction in their marriage and family!

This is why our Maker is the only One Who can give us the power, honesty, and love we need to raise our standard of living by raising the level of our character.

Phishing involves an unscrupulous person sending a fraudulent e-mail message that appears to come from a reputable source. This e-mail message aims to entice an individual to provide personal and confidential information such as user IDs, passwords, account, and Personal Identification Numbers (PINs) that the phisher may illegally take advantage of.

Here are the common characteristics of phishing that the FCAG says we should watch out for: • Phishing is often accompanied by spoofing.

In a phishing e-mail, a hyperlink is often provided. When clicked, the hyperlink leads the user to a phony or spoofed website. It is here that the unsuspecting victim keys in his personal and financial data.

JHAN TIAFAU HURST It’s only when we ask Jesus Christ to start changing us that we can start enjoying a truly high standard of living. So why not ask Jesus to take complete charge of your heart and way of living?

It’s only then you can start climbing the ladder of REAL success and satisfaction for the rest of your life.

Just think a minute…

The right mix of the familiar and the strange DAY travel from Cagayan de Oro to Davao via BUDA or the Bukidnon to Davao Road leaves some 276 kilometers of countryside and mountain scener y which opens the eyes to the green splendors and bounties of nature.

Sugar cane fields and corn land stretches beyond what the naked eyes can see while rice paddies intercrops with roadsides agricultural clearings. From Maramag to the municipality of Quezon, pineapples and bananas dominate some 829,378 hectares of cool and moist flatlands and mountains in the land locked province where day temperature stood at 24.04 degrees centigrade which sometimes goes down to 18.05 fahrenheight in the evening.

Bukidnon is a first class agri-industrial province where demographics are characterized by deep ravines, canyons and pas-

turelands. The thickly forested mountains protect the agricultural and populated communities from storms. It also serves as the aquifer of Misamis Oriental which lies adjacent lower by an elevation some 915 meters below.

The province of Bukidnon is one of the most established modern day food baskets of the Philippines.

Travel via Buda needs familiarity to the road system where the road cuts and four landslide pruned areas are located.

It has been there for a year adding hazards and discomfort to land travelers. The sordid state of the road network adds cost to travel for the wear and tear of the vehicles and the human body.

Buda road is the direct link between Northern Mindanao and the South, two regions positioning to become the center of agriindustrial business, trade

and tourism in Mindanao.

Buda travers e in a cultural heritage areas of the indigenous tribes which migrated to the central areas in the 20th century. For years these tribal agrupations have their folk tales and belief that Goddess watches the source of water, forests and the earth. Prominent are the Talaandig tribes of Talaingud, a scenic village where a recent gathering of Mindanao peoples support group who are peace weavers occurred. The tribe is also pushing for a School of Living Traditions to preser ve their culture, traditional farm instruments, music and the land of their ancestors.

Years back, an American freelance photographer of the National Geographic Magazine, Mr. Tony Collins, came over to document in still and films the farming methods of the tribes. Ancient land

Avoid being hooked by ‘Phishing’ HAVE you ever received an e-mail from your bank or credit card company that looks like the “real thing”?

The Bangko Sentral ng Pilipinas warns the public of circulating e-mails that “phish” from unsuspecting consumers: you receive a “real-looking” e-mail from what you think is your bank or credit card company, you give them your financial information (credit card or bank details), and before you know it, your money disappears faster than you can say poof !

According to the BSP Financial Consumer Aff a i r s G roup ( F C AG ) , phishing is a common online virus spreading and identity theft method.

The term obviously comes from the word “fishing” — that is, “to fish for information.”

THINK A MINUTE

• Phishing is difficult to detect at a glance because it contains official-looking logos and other identifying information from legitimate organizations.

• A phishing e-mail normally starts with a generic greeting, such as “Dear Customer” or “To our valued client.” Phishers send out millions of messages to randomly generated e-mail addresses hoping that people who can relate to the message would reply to them. Banks, in contrast, personalize their greetings and indicate your full name when sending official correspondences.

• Most phishing e-mails include threats requiring immediate action. They contain phrases such as “Verify your account,” “Update your account,” and “Failure to do so will result in account suspension.”

• Phishing scams always request for your personal information. Most legitimate banks will not demand this information online or through e-mail.

• Phishing e-mails frequently misspell words or construct grammatically poor sentences. The FCAG reminds us that professional organizations such as banks usually have a team of copy editors who proofread and edit advisories/notices before they send them out to the public.

The FCAG has given us a list of what-to-dos in case we receive suspiciouslooking mails: • Do not reply to it.

Just ignore and delete the message.

• Do not click any links in the message. Instead, type the company’s website address directly on your browser or use your

TRAVERSING THE TOURISM HI-WAY

PED T. QUIAMJOT architectures similar to the rice terraces in Mountain Province do exist in the heartland of Bukidnon.

Bamboo musical instruments and leaves used as oral harmonics but lost in the acoustics of time are rediscovered.

Music that uses the melodies of the grass crickets and winds are strange ancient sounds used to relay tribal offerings to their Gods that protect their forests and their farms for future tribal generation.

SPEAKING OUT personal bookmarks when going to certain sites.

• Check if a website is secure by checking if the URL begins with an “https” and if a closed padlock icon is displayed on the browser’s status bar.

• Be cautious about opening any attachment or downloading any file from e-mails that you receive.

Scan files for viruses.

• As much as possible, do not disclose personal or financial information being asked through email.

• If you think you have given out information to a phisher, report the incident immediately to the company that was spoofed.

• Routinely review bank and credit card statements for unexplained charges you did not initiate.

• Change the passwords and PINs of all your online accounts that you think

IGNACIO BUNYE may have been compromised. If possible, close those accounts.

T h e F C AG f u r t h e r warns us that phishing is not exclusive to e-mail form; scammers have become more resourceful and seek out victims through cell phone or SMS, chat rooms, fake banner ads, message boards and mailing lists, fake job search sites and job offers, and fake browser toolbars.

Vigilance is the best way to avoid being hooked by phishing.

BusinessWeek

MINDANAO

February 24-26, 2012

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February 24-26, 2012

Corp. News

BusinessWeek MINDANAO

UPDATE : BusinessWeek Mindanao’s Nominees for OUTSTANDING ENTREPRENEURS & BUSINESS LEADERS AWARDS 2012 BUSINESS LEADER ( Corporate Category)

Solar Entertainment Corporation SOLAR Entertainment Corporation (also operating under the trade name Solar Television Network) is a Makati, Philippines-based media company with 6 cable channels [1] 4 Free-TV Channels (RPN, SBN, RJTV, and BEAM TV) and a film distribution company. The film distribution unit is the local affiliate for United

International Pictures.

The company was founded in 1976 when it started as Solar Films.

From SkyCable to Terrestrial Television Solar’s channels have ceased airing on SkyCable, the Philippines’ largest cable company. An insider claims that these troubles with SkyCable started when

boxing champ Manny Pacquiao, whose fights Solar Entertainment has the exclusive right to air and distribute, moved from ABS-CBN, a sister company of Sky, to rival GMA. Another insider claims that SkyCable wanted to remove ETC and JackTV to make room for their own channels, Velvet and Maxxx.

SkyCable wanted to retain C/S, 2nd Avenue, Solar Sports and Basketball TV, but Solar made a decision that they will only renew their contract if SkyCable carries all six channels.

Thus, Solar decided to pull out all their channels rather than remove ETC and JackTV. However, Solar has inked

Globe Telecom, first to receive BS 25999 Business Continuity certification from BSI Group among peers

a deal with local terrestrial channels TV5, RPN, SBN and RJTV for block-time programming. C/S, ETC and 2nd Avenue progamming are seen on terrestrial TV channels RPN, SBN and RJTV, respectively, while NBA and WWE programming were seen on TV5, now moved to RPN. Basketball TV, Solar Sports & C/S Origin (Now Solar TV) are now back on SkyCable for no additional fee. Jack TV is also scheduled to return to SkyCable effective October 1, 2010 replacing Maxxx.

Meanwhile, Pacquiao’s boxing promotion, Top Rank boxing, signed a nonguaranteed contract with ABS-CBN to exclusively air fights promoted by Top Rank, with the exception of Pacquiao fights which

are still signed exclusively through Solar Entertainment.

Dream Satellite TV remove three Solar Channels Dre am Satellite T V ceased carrying three (3) Solar Channels namely, Solar Sports, ETC and 2nd Avenue (Except C/S 9) effective 1 February, 2009. Dream’s carriage contract with Solar Entertainment which expired on 31 December 2008 was not renewed by Dream citing financial constraints as its main reason. The three Solar channels were replaced

by A&E’s The History Channel, Biography Channel and Crime and Investigation Channel.

However on May 1, 2009, only 2nd Avenue are now back on Dream Satellite TV and its available in channel line-up.

Nipa...

In 1999, the World Health Organization (WHO) and Food and Agriculture Organization (FAO) recommended that people in industrialized countries base their diets on low-GI foods in order to prevent

the most common diseases of affluence, such as coronary heart disease, diabetes, and obesity.

With these developments, Peralta is hopeful that entrepreneurs will invest on nipa sugar production as sources of nipa trees are abundant in this coastal region of northeastern Mindanao.

Manila, February 13th, 2012 – BSI Group, the global independent business services organization and certification body has recently awarded Philippine’s leading telecommunications giant; Globe Telecom, with the much sought after BS 25999 Business Continuity Management System (BCMS).

Being certified to BS 25999 Business Continuity Management System showcases the highest confidence and assurance to stakeholders that the organization is more than capable to proactively plan, prevent and navigate through difficult periods. As one of the largest telecommunications provider in the Philippines, it is important for Globe Telecom’s management to ensure that there will always be continuous service even during possible disruption period.

The BS 25999 Business Continuity Management System provide the specification needed to comply with global international business continuity practice and it is a standard that heavily emphasizes on the formation and maintenance of a proper control framework within an organization to systematically plan for disaster recovery and also to ensure minimal disruption downtime in the organisation.

The standard is most attractive to higher-risk industries within the economy which includes the banking sector, transportation sector, public sector and the telecommunication sector.

Since the BS 25999 BCMS standard was published in December 2006, BSI Group has since certified thousands of organisations globally. Within the telecommunication sector in

Southeast Asia, Globe Telecom is currently the first in Philippines to be certified by BSI Group to receive the BS 25999 BCMS certificate.

“Certifying to BS 25999 BCMS is really about taking a pledge of excellence and commitment that necessary steps have been taken to make sure that the organization survives through disruptions and maintains a business as usual motion. Being certified also enforces to the organization that implementation alone is never enough; and that improvement is always welcome when the organisation conduct regular audits with both internal and external parties” shares Carol Sim, Sales Director, BSI Singapore.

“Globe is proud to be the first telecommunications company in the Philippines to receive the

BS 25999 certification. Using global standards in our Business Continuity Management Program is a testament of our greater resolve to put our customers first and help them mitigate business risks, said Albert de Larrazabal, Chief Financial Officer of Globe Telecom. “With Globe as their telecom partner, our customers can enjoy a higher standard of assurance especially during critical periods of any business,” adds de Larrazabal.

Business continuity is a reality that all organisations must soon come to realize. The sooner any organization acknowledges this importance and implements a systematic approach to manage this area; the less likely they would be caught off guard when disruption happens in their business.

Lawmakers...

bilitation and construction of Cagayan de Oro and Iligan arising from Tropical Storm Sendong; HB 5685 – an act granting 50% subsidy on electric bills of residents of Cagayan de Oro and Iligan who are victims of Sendong with funds from the Malapmpaya fund; HR 2027 – a resolution directing the Department of Health to concentrate all efforts and all available re-

sources to Cagayan de Oro City to address the medical needs of people affected by TS Sendong; HR2028 – a resolution directing the National Housing Authority to concentrate all efforts and all available resources to Cagayan de Oro City and establish permanent housing in resettlement areas; HR2030 – a resolution urging the Department of Public Works and Highways

(DPWH) to immediately start reconstructing all damaged and destroyed infrastructures in Cagayan de Oro City as a result of TS Sendong and immediately release P1-Billion from its lump sum funds to finance these reconstruction projects; HR 2031 – a resolution directing the Department of Social Welfare and Development (DSWD) to exert all efforts and pour all available

resources to Cagayan de Oro City in order to hasten the recovery of people affected

by TS Sendong; HR 2042 – a resolution to investigate the continuous illegal logging activities in Lanao del Sur. HR 2153 – a resolution directing the DFA to remit all the donations it received to the NHA and the DSWD to be used to construct permanent housing in CDO and

Iligan.

Rep. Rodriguez said Rep. Belmonte would also consider filing similar resolutions for Iligan City.

Other measures already filed by Rep. Rodriguez include the moratorium for all loan payments by members of the GSIS, SSS and PAG-IBIG; considering the inclusion of all insurance policies not covered by Acts of God; and other similar measures.

“[Mining companies] are responsible [and] the government must protect them,” Mr. Lao said, adding that the South Cotabato provincial government were not taking investors seriously as several provincial government officials said small-scale miners want to mine Tampakan if Indophil backs out of the project.

“Are they [provincial government] saying that smallscale miners are better at protecting the environment?”

Mr. Lao said in reference to news reports that some groups want to replace Sagittarius in mining the area.

Last month, the Environment department denied the company’s application for environmental compliance certificate on the grounds that the open-pit mining ban of the provincial government is still in effect.

The department’s move is opposed to the position of other national officials, among them Interior and

Local Government Secretary Jesse M. Robredo, that the ban cannot supersede the Mining Act of 1995, which only spells out responsible mining and does not ban any other mining process.

Because of this, three of the four mayors whose towns will be affected by the implementation of the mining project have appealed that the project be allowed to start.

In a forum on the economic impact of the project sponsored by the Chamber

of Mines of the Philippines, mayors Leonardo V. Escobillo, Sr. of Tampakan, South Cotabato, Datu Amir M. Musali of Columbio, Sultan Kudarat, and Marivic C. Diamante of Kiblawan, Davao del Sur informed the President that their respective communities need the project badly.

The other town where part of the project will be located is Malalag, Davao del Sur where the company was planning to build its port

and power plant.

Artemio F. Disini, chairman of the Chamber of Mines of the Philippines, said the government must ensure the project will proceed to assure the business community it is serious in protecting private investments. Mr. Disini said the government must ensure all its instrumentalities “follow the law” considering that the mining company has been doing its best to comply with the requirements of the government.

investment facilitation and generation.

The Regional Board of Investments Autonomous Region in Muslim Mindanao (RBOI-ARMM) has also expressed its interest to forge cooperation with MinDA. Altogether, the three agencies will undertake collaborative efforts to promote and facilitate investments in Mindanao, both domestic and foreign.

The partnership is already eyeing the Middle East to

be one of the major target markets of the now booming Halal production industry in ARMM. An attached agency of Department of Trade and Industry, BOI is the lead government agency responsible for the promotion of investments in the country.

It also assists both local and foreign investors to venture and prosper in desirable areas of economic activities.

BOI has firmed up its support through the MOA

to assist MinDA and RBOIARMM in linking with target investors, both domestic and foreign, as well as for investment efforts that cover the regions of Mindanao and Palawan which are the country’s focus areas to the Brunei Darussalam-Indonesia-Malaysia-Philippines East ASEAN Growth Area (BIMP-EAGA).

Angeles also reported that with the specific arrangements they have with RBOI-ARMM, the latter

can directly approve and provide for the investment incentives, instead of the central BOI. Meanwhile, MinDA will focus on coordinating with relevant agencies and linking with the private sector in Mindanao and Palawan to facilitate the marketing of investment opportunities in the said areas. It will also take the lead in preparing the implementation plan and results monitoring framework of the investment program.

“This is a significant move in achieving our vision of a Mindanao that is financially self-reliant and able to effectively use its own funds to direct a self-determined development path,” said MinDA chair Luwalhati R. Antonino.

There are 37 BOI registered investments in Mindanao as of September 2011, mostly driven by local investors in the power industry, mineral development, and real estate development.

from page 1

areas affected by TS Sendong for Funding by the Office of the President (OP).

Among the measures already on the ground and in the pipeline towards this end are the following: House Bill (HB) No. 5663 an act appropriating P2-billion as supplemental appropriation for the reha-

Business... from page 1

government’s fi ght against poverty.

“This project needs the support of government,” said Mr. Dureza, who now runs several businesses. Mr. Lao, on the other hand, said there is “no way for the project to be stopped” saying this will determine the seriousness of the Aquino administration in luring investors to the country.

Investments... from page 1

agreement with the Philippine Board of Investments (BOI) that would enhance mechanisms on investment promotion in Mindanao.

The MinDA Board has approved during its regular meeting recently a draft memorandum of agreement between MinDA and BOI, underscoring greater collaboration in increasing capacities of MinDA in

from page 2

BusinessWeek

MINDANAO

Congress Watch

February 24-26, 2012

9

Oro solon pushes promotion of medical tourism industry medical tourism industry.

Rodriguez said medical tourism in other countries in Southeast Asia was able to attract more medical tourists because they have very organized government support and remedied their language barriers by employing interpreters.

“Foreigners who will invest in healthcare facilities and service in the Philippines will result in increased job opportunities for Filipinos and will also motivate

local hospitals to follow the best, world–class standards and medical practices to be able to compete on a global level,” Rodriguez said.

Rep. Maximo Rodriguez, Jr. (Party-list, Abante Mindanao), co-author of the measure, said the country still needs to upgrade its standards for doctors and healthcare facilities with international levels to effectively entice foreign travelers to come and avail of the medical services the

country could offer.

“While the medical tourism industry of the country is growing, there is still a lot of room for improvement,” Rodriguez said.

Rodriguez cited the report of the Philippine Medical Tourism Inc. (PMTI), saying the Philippines has internationally recognized health care professionals who have excellent healthcare education and training.

“Compared to the cost of health care in the USA,

Canada, Japan, Australia, Europe, and other Asian countries, the cost of having medical procedures done in the Philippines can be 50%-80% cheaper,” Rodriguez said.

Rodriguez said the Philippines’ share of the 3.5 million medical travelers in Southeast Asia was a measly three percent with Malaysia having 393,000 foreign patients and South Korea with 200,000 patients in 2010.

REP. RUFUS RODRIGUEZ

L

AWMAKERS have urged the Department of Tourism (DOT) to adopt a more attractive program to promote medical tourism in the country.

Rep. Rufus Rodriguez (2nd District, Cagayan De Oro City), author of House Resolution 2025, said foreign nationals, Overseas Filipino Workers (OFW) and Filipinos living abroad are among the potential targets of medical tourism.

Rodriguez said the DOT should implement proper programs to attract foreigners and Overseas Filipino Workers (OFWs) to get health care, medical, surgical, aesthetic and other wellness needs in the Philippines to boost the country’s

Solons...

tation of disaster management and climate-change adaptation, especially during natural calamities such as volcanic eruption, typhoons, landslides, floods and storm surges.

He said Albay Gov. Joey Salceda is an “effective manager and mover” in terms of handling disasters and formulating proactive responses and measures to prevent casualties during calamities.

In response, Salceda said local government units “now have more reason to strengthen their efforts to make the country disasterresilient at the grassroots level.”

Guingona said the biggest challenge for the country is how to better respond to future disasters and adapt to the changing global weather pattern.

“In the aftermath of Typhoon Sendong, we all finally had to face a difficult reality that times have changed and with it, climate also changed,” Guingona said, adding that planning is essential to respond to future disasters.

Sen. Loren Legarda applauded the readiness of various sectors in Mindanao to cooperate in raising awareness in disaster mitigation and commitment to action.

“We cannot, however, be caught off-balanced and be discouraged. Instead, we must strive to match our best intentions and expressed commitments with scaled up efforts in reducing disaster and climate risks. Ultimately, the actions that we take and the decisions we make will define the future that we want

from page 1

danao Disaster Risk Reduction Summit which opened here the morning of Saturday, Feb. 18.

Guingona, who calls the province of Bukidnon home, said that the environment in Mindanao is interconnected and as such, one city’s or province’s disaster management plan should be related to the plan of its neighbors.

“It is no longer acceptable that a city or province has a disaster management plan that is not connected or related to its neighbors’ Mindanao now needs a comprehensive plan for disaster,” he stressed.

The summit was organized two months after Typhoon Sendong hit Northern Mindanao, killing more than 1,200 people and destroying homes, schools, agriculture products and infrastructures especially in this city and Iligan City.

At present, hundreds of families are still living in the evacuation centers and temporary shelters which generally have no electricity and not enough water, food and other basic needs. They are also poorly ventilated.

“We need to know better ideas on how to mitigate the effects of natural disasters and even to prevent manmade catastrophes,” Pimentel said during the summit, adding that the economic and human impact of the disasters in the country is extraordinary.

Pimentel cited the provincial government of Albay as a model in the implemen-

During a break in plenary session, Speaker Feliciano Belmonte, Jr. presented a copy of House Resolution No. 227, authored by Cagayan de Oro City Rep. Rufus Rodriguez, to the Mitsui O.S.K Lines Ltd. (MOL) of Japan represented by its Chairman, Mr. Akimitsu Ashida with Gen. Mgr. Marine Safety Division (MOL), Mr. Takaaki Anoue and Captain Katsumi Uno, MOL Representative in the Philippines.

for Mindanao,” Legarda said.

Legarda said that political will, clear understanding of risk, genuine regard for environmental protection and disaster prevention, preparedness for effective response, good governance, and concern and vigilance will prevent natural hazards from turning into disasters.

“The challenge we face now is how to rebuild a better Mindanao, communities with the confidence that we

are not rebuilding the risks again; we need to ensure that reconstruction of homes and infrastructure will be in safer ground following sound construction standards; we need to soon re-start and create livelihoods; and restore normalcy in people’s lives with a stronger sense of hope and confidence for the future,” she said.

Sec. Lucille Sering of the Climate Change Commission stated that there

is a need for a systematic linkage between disasterrisk reduction (DRR) and climate-change adaptation (CCA) to advance sustainable development, population, human security and health.

Sering said the Australian government recently approved Aus$1.5 million for the Philippines to tackle climate-risk reduction through climate-change vulnerability assessment, development of priority of DRR management

and CCA, communication and competency development of local experts, government leaders and civic groups, and addressing the country’s socioeconomic strategies.

At the summit, Minister and Deputy Head of Mission Andrew Byrne said the Australian government has provided P351 million emergency response package for the victims of Typhoon Sendong.

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 44 Initao, Misamis Oriental

Pag-ibig Fund Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 19 Cagayan de Oro City

IN THE MATTER CORRECTION OF SPEC. PROC. NO. 2012-1055 ENTRY IN THE CERTIFICATE OF LIVE BIRTH OF RUBY RATUNIL SERIÑO, NOW RUBY SERIÑO NOTORIO

NOTICE OF EXTRA-JUDICIAL SALE File No. 2011-588

RUBY SERIÑO NOTORIO, Petitioner, -versusTHE LOCAL CIVIL REGISTRAR OF MANTICAO, MISAMIS ORIENTAL, Respondent.

X-----------------------------------------------/ ORDER Let this case be heard on May 4, 2012 at 8:30 a.m., at this court sitting at the Hall of Justice, Poblacion, Initao, Misamis Oriental. The Civil Registrar concerned and any person having or claiming any interest under the certificate of live birth whose cancellation/correction is sought may, within fifteen (15) days from notice of the petition, file his or her opposition thereto.

At the expense of the petitioner, let a copy of this Order be published once a week for three consecutive weeks in a newspaper of general circulation in the Province of Misamis Oriental.

Further, let a copy of this Order and the petition be posted at the bulletin boards of the entrance door of this court, Hall of Justice, Initao, Misamis Oriental and Municipal Hall, Manticao, Misamis Oriental.

Finally, let a copy of the petition and this Order be furnished to the Office of the Solicitor General and the Office of the Civil Registrar concerned.

SO ORDERED. Initao, Misamis Oriental, February 20, 2012.

BWM: FEB. 24, MARCH 2 & 9, 2012

Upon extra-judicial petition for sale under Act. 3135 as amended by Act 4118, with respect to real estate mortgage and Act 1608 with respect to chattel mortgage filed by Pag-ibig Fund , a corporation duly organized and existing under and by virtue of the laws of the Philippines with principal place of business at Pag- ibig Fund BLDG., J.R. Borja St, Cagayan de Oro City, against CHERYL S. RAS married to MARLON L. RAS of legal age, and with postal address at Blk 14, Lot 6. Greenville Subdivision, Suntingon. Bugo Cagayan de Oro City. Herein referred to as the MORTGAGOR, to satisfy the mortgaged indebtedness which as of November 9, 2011, amounts to FIVE HUNDRED THIRTY THOUSAND FOUR HUNDRED TWENTY PESOS & 97/100 (Php 530,420.97) Philippine Currency, plus stipulated interest, penalty charges, attorney’s fees and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at public auction on March 12, 2012, at 1:30 o’clock P.M or soon thereafter at the lobby of the hall of Justice , Cagayan de Oro City, to the highest bidder for CASH or MANAGER’S CHECK and in Phillipine Currency , the herein described property/ies: TCT NO. T-197681- A PARCEL OF LAND, (Lot 6,Blk.14 PCS-10- 003641, Consolidated subd. Lots 16-0-1, 16-0-2, 16-0-4, all of Psd-10-048495, as surveyed for Trinidad Pineda, et al. located at Bugo, Cagayan de Oro City, containing an area of SEVENTY (70) SQ. M. more or less, with all impovements thereon.

ALL sealed bids must be submitted to the undersigned on the above- stated time and date.

In the event the public auction should not take place on the said date due to holidays , it shall be held on the next working day without further notice.

Cagayan de Oro City, February 9, 2012 FOR PROVINCIAL SHERIFF

(Sgd.) JEOFFRE W. ACEBIDO Acting Presiding Judge BWM: Feb. 17, 24 & Mar. 2, 2012

(Sgd.) JAN B. ACERO RTC Sheriff IV

10

February 24-26, 2012

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NEWS CAPS Spice Up Your Bedroom HOTELS with Lifestyle Bed Linens RESTAURANTS

By Laurel Media/RTM

T

HERE are people who choose for the finer things that life can offer: trendiest clothes, luxury cars, latest gadgets, but there are those who want nothing else but the most comfortable bedroom spiced up with the best amenities as possible—the bed linen.

Imagine coming home at the end of the day to a beautiful, plush bed, complete with your favorite bed sheet and luxurious comforter that provides you much-needed respite from all of the day’s rigorous activities.

Lifestyle Bed Linens, the latest and hippest brand of Canadian Manufacturing brings to the fore its three collections: Platinum, Gold and Silver promising the same quality that the company is well known for: Processed with anti-pilling, uses only top of the line dye

stuff, coordinated designs, excellent stitching quality and Oekotex certified.

You can get that look and feel of affluence by choosing their Platinum C ol l e c t i on , 2 0 0 t h re a d count, 100% combed cotton with a choice between Cotton USA (benchmark of quality and safety) or Aegis Antimicrobial Shield (An antimicrobial finishing

that protects your sheets from odor, dust mites and other allergens). The vibrant prints perfectly complement or enhance any bedroom and transform it to a chic and highly sophisticated vibe.

If you want to give your bedroom a sense of prestige at a fraction of the cost, the Gold Lifestyle collection is the hands-down choice. It

offers the ultimate in terms of value for money as it harps on a perfect blend of comfort and durability, a gold mine indeed.

For those who desire brilliantly eye-catching designs that are high in quality yet light on the pocket, the Silver Lifestyle Collection is the answer. Smooth bed linens pressing against the skin, with excellent stitching quality that exudes luxury that ever y homeowners want—and definitely deserve. This collection might be perfect for the budget conscious buyer, but it is fashionably handed in a silver platter.

The Lifestyle Bed Linen Collection by Canadian Manufacturing is available at Landmark, Robinsons Department Stores, Metro Gaisano Malls and in all leading department stores nationwide.

“Honda Philippines, Inc. paved the way towards effective after-sales service” critical times were made possible with the help and cooperation of of HPI’s dealers and other partners.

HPI regularly offers after-sales service to Honda motorcycle owners in pre-selected areas, which includes free maintenance check up and consultation for other engine-related concerns (parts not included).

Just recently, the free service

by HPI was demonstrated once again during the aftermath of the recent spate of typhoons that hit the country, particularly in areas like Calumpit in the province of Bulacan, where several motorcycles were damaged after being submerged in deep flood waters.

“Customer service for Honda Philippines is a matter that we take seriously, especially if it happens in undesirable circumstances like calamities. But then again, calamity or not, we make sure that we attend to our customers’ concerns with regard to their motorcycle units, and that we are able to answer all their needs in terms of hav-

ing their units checked properly for any damage so we offer this free service to them,” explains Peter Gatchalian, PR and Events Supervisor of Honda Philippines, Inc. Gatchalian also adds that HPI will remain grateful for the trust and confidence of loyal Honda motorcycle customers towards the brand.

“This is Honda’s own little way of thanking its customers for their patronage and we hope to be of

Hotel Koresco

Pueblo de Oro Golf Course,CDO, fax. No. [088] 858-9748

tel. Nos. 858-9748 to 54, E-mail:hotelkoresco@yahoo.com

Mallberry Suites

Limketkai Drive ,CDO, Tel. No. [088]854-3999 / 854-7999 E-mail:info@mallberrysuites.com

Dynasty Court Hotel

Tiano-Hayes Sts. CDO, Tel. No. 726876 / 726962 / 857-5410 E-mail:dynasty@philcom.ph

The Marigold Hotel Velez cor. Luna Sts, CDO Tel Nos. 856-4320, 726937

Marco Resort Tel. No. 732182 / 855-220

VIP Hotel

A.Velez St. CDO, Tel. No. 726080 / 726590 / 856-2505 E-mail: info@theviphotel.com.ph

Philtown Hotel

Makahambus-Velez St. CDO,Tel. No. 723089 / 856-1813

De Luxe Hotel

Capt. V. Roa St. CDO, Tel. No. 726527 /857-2144

Maxandrea Hotel

J.R. Borja St. CDO, Tel. No. 729943/ 857-2244 / 857-4154

Grand City Hotel

A CARING ATTITUDE IN TIMES OF NEED

THOUGH the phrase may be overused, customer service still remains to be one aspect of business that is one of the most imaportant, if not THE most important. However, it is through good customer service, aside from quality product or brand, that can make or break a company in terms of credibility and reputation.

In fact, noble after sales service should be the lifeblood of companies, and this is where Honda Philippines, Inc. (HPI), makers of the popular Honda motorcycles like the Honda BeAT, the TMX 155 or the recently-launched Honda Scoopy, prides itself with. Their idea of good customer service is best demonstrated not just when there are customer concerns about the product but also during times of calamities or natural disasters, like typhoons or earthquakes, where some customers really need help.

Their philosophy on customer or after-sales service during extraordinary situations was made evident during the time of super typhoon “Milenyo” where Metro Manila suffered a direct hit back in 2006. This typhoon wreaked havoc as it destroyed millions of pesos worth of property and claimed the lives of so many people in its wake. It was there that HPI saw the need to help customers, especially those whose motorcycle units were damaged because of the severe effects of typhoons like floods, for example.

Through the years—and several typhoons and calamities later—the motorcycle maker continues to conduct effective after-sales service efforts, which explains why the company—and the motorcycle brand—remain a favorite among motorcycle enthusiasts not only because of the superiority of Honda motorcycles in terms of quality workmanship but also the way Honda treats its customers.

And these efforts to serve the customers more efficiently during

Pryce Plaza Hotel

Carmen Hill, CDO, Tel. No.722791 to93/858-4537 E-mail:reservaƟons@pryceplaza.ph

continued service to them over the years—whether there is a calamity or not.”

“We also would like to thank our dealers for continually responding to our call to join us in helping a vast number of loyal customers in affected areas where they need assistance. Without our dealers’ help, it would be difficult for us to reach out,” Gatchalian added.

For more details about Honda Philippines, Inc. and its products, visit http://www.hondaph.com.

A.Velez- Sts. CDO Tel. No. 723551 / 723658 / 857-1900

Country Village Hotel

Carmen, Cag. de Oro Tel. No. 71-22-03, 71-22-01, 7122-05

Southwinds Hotel

Capt. V. Roa Sts.CDO,Tel. No. 727623 / 724803 / 856-2036 E-mail:i_agudo@hotmail.com

Apple Tree Resort and Hotel

Taboc, Opol, Misamis Oriental, Tel. Nos. 754525/ 754263/ 3091986, Fax No. (8822) 754497

Pearlmont Inn

Limketkai,Drive,CDO Tel. No. 729111 / 856-2654 / 729455

Red Palm Inn

EVChaves Building, Capistrano corner Cruz Taal Sts. Cagayan de Oro City Tel. No. 721197 and 8562671 Cell No. 0908-885-5643 Email: redpalm_inn07@yahoo.com

Fem’s Vines Pension House Cor. Yacapin-Aguinaldo St., Cagayan de Oro City For Reservation: (08822) 724582 (88) 8572158

NEW DAWN PENSIONNE Velez-Macahambus Sts, CDO Tel Nos. 8571776, 721776 email : gchreservaƟon@yahoo.com

Malasag Eco Tourism Villages Cugman, CDO Tel. No.855-6183 [088]309-3752

12 February 24-26, 2012

BusinessWeek

MINDANAO