BUSINESSWEEK MINDANAO OCT.19,2012

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www.businessweekmindanao.com Issue No. 117, Volume III • Oct. 19-21, 2012

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Market Indicators

Malaysian firm casts vote of confidence for CdO with new branch

FOREX

PHISIX

US$1 = P41.18

5,438.38 points

THE Philippine arm of one of Malaysia’s largest insurance companies is opening up a new branch in Cagayan de Oro City with confidence on its continued growth and expansion. MAA General Assurance Philippines, Inc. (MAAGAP) opens its first new branch in six years in the Philippines

AS OF 5:54 PM OCT. 17, 2012 (Wednesday)

; ; Briefly 15 cents

38.44 points

Business friendly

THE Philippine Chamber of Commerce and Industry has voted Cagayan de Oro as the Most Business-Friendly’ local government unit in Mindanao. Mayor Vicente Emano in a statement said the awarding ceremony took place last September 27. The city, he added is now one of the finalists in the search for the Most Business Friendly city in the country. “After this, among the five cities—our city for Mindanao, one from the Visayas and three (3) in Luzon will be chosen as the national winner,” the mayor added. He expresses gladness over this development saying this shows the unity and cooperation of Kagay-anons in ushering the city to progress.

and only the sixth in the country today, October 19, 2012 at the 2nd floor of the (name of building) at the corner of Don A. Velez and Yacapin streets in the heart of the city. “MAAGAP has noted the robust growth of the region led by Cagayan de Oro City and is confident it

can generate good business from the expanding regional company,” said Bienvenido Paul C. Ferrer III, branch manager. Mr. Ferrer cited the economic indicators which indicate a fast moving and expanding economy from 2010 t0 2011 such as the 223.33% MALAYSIAN/PAGE 6

By MIKE BAÑOS, Correspondent

M

INDANAO’S power supply shortfall may soon be a thing of the past when the planned 300-megawatt (MW) coalfired power plant by FDC Utilities, Inc. at the Phividec Industrial Estate in Misamis Oriental finally starts commercial operations in 2014.

Ad Congress

DAVAO City -- Mayor Sara Duterte-Carpio welcomed the endorsement of Tourism Secretary Ramon Jimenez, Jr. for Davao City’s bid for hosting the 23rd Advertising Congress in 2013. She said it will be more significant for the city to be the venue of the Ad Congress as it would highlight the area as a destination for conventions and meetings in the country. “We will just hope that we will get to host the Ad Congress next year,” Duterte-Carpio said as she stressed that the event will also boost the local economy.

Youth empowerment

BUTUAN City -- Young people from families who are affected by the declining wood industry in Caraga Region where provided opportunity to gain skills that would help them to be gainfully employed. A total of 75 scholars will be undergoing training on the course of Shield Metal Arc Welding NC II and 20 scholars will take the course of Gas Tungsten Arc Welding. Each scholar will be given P10,500 to fund their 34 days of training at Technical Education and Skills Development Authority (TESDA). Scholars will also receive National Certification of National Competency Assessment and they will also undergo through a Registry System under PESO for them to qualify for the local and overseas employment.

BROTHERS. Professor Abhoud Syed Lingga, member of the Moro Islamic Liberation Front peace negotiating panel, and Talaandig tribal leader Victorino “Datu Migketay” Saway shake hands before exchanging bolos during the Reaffirmation of Kinship Ritual in Sungko, Lantapan, Bukidnon on March 8, 2012. PHOTO BY BONG D . FABE

IPs throw support behind FAB By BONG FABE, Correspondent

INDIGENOUS Peoples in Mindanao have thrown their support behind the recently signed Framework Agreement on Bangsamoro (FAB), as the former head of the Episcopal Commission on Interreligious Dialogue (ECID) of the Catholic Bishops Conference of the Philippines (CBCP) urged unity

among and with all communities in Mindanao for peace to bloom in the island. “We IPs (indigenous peoples) are supportive of this agreement that will usher peace in our homeland and benefit all,” said Victorino “Datu Migketay” Saway of the Talaandig tribe of Lantapan, Bukidnon. Saway — a member of the Min-

danao Peoples Caucus (MPC), a grassroots network of Indigenous Peoples, Bangsamoro and Christian communities and leaders who have common vision for peace in Mindanao — said that the FAB is a positive development for all IPs in Mindanao as it “expanded the IPs’ vision of a genuine and lasting peace in Mindanao.” SUPPORT/PAGE 6

FDC, the power and utilities unit of the Gotianum-led Filinvest Development Corp., is spearheading a consortium which recently received the approval of the Department of Energy to allow the National Grid Corporation of the Philippines (NGCP) to conduct a grid impact study (GIS) for the new project worth P19.35 billion. The Mindanao grid is expecting the power shortfall to hit 480 MW by 2014—enough to cut off the entire power supply to the cities of Davao, Cagayan de Oro, General Santos, Zamboanga and Butuan. Various projections have estimated the capacity deficit of the Mindanao PLANT/PAGE 6

Budget airlines to cover routes affected by flight stoppage WITH the reported shutting down of some flights to key local destinations by other carriers, Cebu Pacific (CEB) said it is willing to add planes for the affected routes. In a statement, the airline said it “can fill the void and prevent any AIRLINES/PAGE 6


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October 19-21, 2012

Economy

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MSMEs still vital in investments growth in Davao del Norte By CARMENCITA A. CARILLO, Contributor

TAGUM City --The Micro, Small and Medium Enterprises still play a vital role in generating investments in the country in Davao del Norte where 44 percent of the total investments generated from July to September this year was contributed by newly-registered MSMEs. “Up to P101.765 million of the P233.35 million total investments generated during the third quarter of 2012 was contributed by the MSME sector,” Department of Trade and industry Davao del Norte Field Office acting

provincial director Vedastito C. Galvez said. Among the top investment sectors of the province based on the Business Name registration are the construction, services and trading sectors.

He added the remaining 66 percent of the local investment were generated through the monitoring of the financing and investment facilitation in the province. The loca l investment generated in the province is however 26 percent short compared to the P315.55 million investment generated during the same period last year and is a mere 35 percent of the targeted investment generation of P670.7 million for the third quarter of 2012. Galvez said the munici-

palities and cities in the province are looking at the harmonization of their IIPs or Investment and Incentive Codes in order to better sell the province to investors. DTI data shows t hat compared to the 4,710 jobs generated in the third quarter last year, this year’s job generation is short by 66 percent at only 1,583. The number of Business Name Registration (BNRs) processed however increased by 25 percent at 599 BNRs this year compared to the

480 BNRs processed during the same period last year. Financial facilitation for the MSMEs in the province is also in full blast, he said, with up to P0.450 million received by the Marsman Agrarian Reform Beneficiaries Cooperative (MARBCO) from the Department of Labor and Employ ment. The grant was used to purchase the machineries for the Banana Fiber Processing project of the cooperative. Galvez said a total investment of P13.20 million

was also generated through financial facilitation which benefitted up to 19 MSMEs in the province. DTI continues its mandate of supporting the development of the MSME sector through market matching. It was able to match four MSMEs with NCCC namely the Tagum City Federation of Coconut Farmers Organization, Mother Ignacia Research and Development Center, New Corella ALS Bayong Weavers and the Silagan Handicraft.

High-tech processor for investors’ projects eyed By BEN D. ARCHE Correspondent

DAVAO City – The City Bui lding Of f ice (CBO) of the City Government here will go on full system computerization in preparation for the coming of big investors on infrastructure projects in the city. The CBO needs at least P2.3 million for the procurement of equipment and computer programs of the system, and another P1.3 million for the large format scanner, CBO Chief Jaime Adalin said.

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take place sometime in the last quarter of next year. Latest CBO collection data showed that a total of P52.4 million was collected as bui lding fees from January to August this year. The amount is 80.73 percent closer to their target of P65 million for 2012, he said. At present, Adalin said a new three-storey mall owned by Felcris Hotels and Resorts Corporation is now under construction along Quimpo Boulevard here with a total investment of at least P839.9 million.

Davao overland terminal suffers drop of collection By BEN D. ARCHE Correspondent

AMENITIES : ZORBIT * ATV * TREE TOP ADVENTURE BUGGY * BUNGEE * PICNIC GROUNDS PLAYGROUND * CAFE * LUGE * MINI GOLF ROOM ACCOMODATIONS

Adalin said the scanner will secure the copies of a ll the proposa ls on t he investors pla nning to invest in the city. The fully computerized system w i l l fast-track t he processing of documents and avert falsification of publ ic doc u ment s a nd forgery, Adalin added. Major investors from Metro Manila and Cebu City are now starting to catch sight of the city as the most preferred hub for investments. The CBO chief said the full-computerization for paperless transaction may

DAVAO CITY – The plungi ng revenue col lec t ion on the Davao City Overland Transport Terminal (Dcott) has pushed the terminal management to conduct a thorough study on the present situation of the terminal. As of third quarter of this year, it was noted that

the terminal collection downed by P5.106 million or a 2.63 percent decline from P5.342 million collected in the same period of last year. Dcott collected some P15. 2 0 9 m i l l ion f rom Ja nu a r y to S e ptemb er this year, which is lower compared to the P15.620 million collected in same period of 2011, according to Dcott Officer-in-charge

Edgardo Calvo. Collection of fees from buses posted at least P9.439 million as of September this year, which is slightly lower from last year’s P9.530 million collection in the same period. The col lection from terminal stalls and food sta nds a lso fel l by 5.5 percent from last year’s P2.234 million to P2.214 million this year. Other sources of revenues such as snacks, folding bed rentals, peddlers, and comfort rooms also went down by 22.39 percent from P1.523 million to P1.182 million. Terminal fee collection from public utility vehicle (PUVs) also reduced by 4.21 percent from P766.00 of last year to P733.00 this year. Calvo however said the revenue contribution from passenger vans slightly increased by 3.9 percent or from P1.578 million to P1.639 million. The Dcot t of f icia ls, Calvo said will sit down to thresh out the reason of the downing collection of terminal fees and they are hoping to meet or surpass their P20 million target with the remaining months of operation this year.


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Motoring

3 Toyota to recall 22,000 cars sold in PH over fire risk YOUR LOCAL ONLINE BUSINESS PAPER

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TOYOTA Motor Philippines Corp on Wednesday said it is recalling 22,000 units of vehicles sold from 2006 to 2010 over a fire risk emanating from faulty electric windows. Th is is part of a global recall of 7.43 million vehicles in a fresh blow to the Japanese carmaker’s reputation for safety. Rommel Gutierrez, TMPC vice president, said the recall includes the Camry, Corolla, RAV4, Vios and Yaris models, mostly manufactured in Japan and Thailand. Gutierrez said the company as soon as possible will start identifying owners of affected vehicles. They will be informed through mail. Toyota will either “apply a specialized grease or replace specific components when deemed necessary,” he said. “There is a defect in the

driver’s side power-window switch, which can cause earlier wear in the switch and lead to it malfunctioning,” a Tokyo-based company spokeswoman told AFP. “There is another concern that commercially-offered lubricant used to smooth the

switch’s movement can cause it to erode,” she added. About 2.47 million vehicles will be recalled from the United States, where at least one case of smoke coming from a window switch was recorded, the spokeswoman said. “We cannot pinpoint

its cause and there was no report of a fi re.” However, a statement on the fi rm’s US website said: “If commercially available lubricants are applied to the switch in an attempt to address the ‘notchy’ or sticky feel, melting of the switch assembly or smoke could occur and lead to a fire under some circumstances.” Another 2.8 million cars will be recalled from Europe and China while the remainder were from around the world including Japan, Canada, Australia and the Middle East, she said. Toyota, once lauded for its safety standards, has been forced into damage control in recent years after recalling millions of vehicles over defects. Two months ago, it added two models to a controversial

October 19-21, 2012

2009 recall launched aft er floor mats became trapped under the accelerator and were linked to accidents that allegedly caused dozens of deaths. Toyota’s mishandling of the initial problem and other reports of sudden, unintended acceleration led to the recall of more than 12 million vehicles worldwide, a US congressional probe, more than $50 million in fi nes from US regulators and public apologies by its chief. Toyota has since worked hard to regain its reputation for safety, while at the same time suffering from the impact of the economic crisis, a strong yen and the devastating 2011 quake and tsunami. The Japanese fi rm managed to regain its position as the world’s number one

automaker in the fi rst half of 2012, stealing back the lead from US giant General Motors. Wednesday’s recall was the second blow for Toyota this week. It said Tuesday that sales to China plunged nearly 50 percent last month as it suffers the impact of a territorial spat between Tokyo and Beijing that appears to be hitting trade between the economic giants. On Tuesday, Toyota rivals Nissan and Honda also said their September sales in China — the world’s biggest vehicle market — dropped by 35.3 percent and 40.5 percent, respectively. The two countries have for weeks been locked in a festering row over the islands in the East China Sea controlled by Japan but claimed by China.

Nissan to install electronic ‘steer-by-wire’ in Infiniti cars YOKOSUKA, Japan — Japan’s Nissan Motor Co plans to equip some of its luxury cars with a system to control steering electronically, rather than mechanically, the first time so-called “steer-bywire” technology will be used in mass-produced vehicles. The new technology will be introduced in some models

of the Infiniti brand within a year, Nissan said at a briefing, paving the way for cars that could one day be steered by joysticks and be programmed to avoid crashes automatically. Traditionally, the steering wheel of a car and the tires are linked mechanically, giving the driver direct feedback

about steering from the tires on the road. Using “steer by wire”, inputs made by the driver through the steering wheel are transmitted to a computerized engine control unit, which instructs an actuator how to move the tires. The cars will also have a backup clutch that will link

the steering wheel and tires mechanically in the event of any problems, but Nissan hopes this won’t always be needed. “In the future, if we are freed from that, we would be able to place the steering wheel wherever we like, such as in the back seat, or NISSAN/PAGE 6


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THE WEIRED FILIPINO VOTERS MANY Filipinos are wondering why they remain poor for decades and the country is struggling everyday for even longer period. A lot of them could not eat three times a day and living in dilapidated homes while others even live much harder. There is no solutions to their age-old problems no matter how they move on to survive. It appears there is no clear solution and they will go on life in such situation. Indeed, this is terrible and really unbearable. From Luzon to Mindanao, people cling to extreme hardship while they go on in their battle for everyday existence. It just seems impossible to make life a little bit easier especially so because there is no help from the government. The latter is making its way forward even more with hardship. Some leaders want to help the poor people with their problems but are helpless too n because the government itself is having difficulty in its existence. To analyze the real situation especially on the issue of poverty, it seems the matter has been the mistake of the Filipinos involved because they do not know how to elect public officials. When elections time come, they anticipate for cash in exchange of their votes. These particular Filipinos cannot vote for the right persons of their choice. They had to be paid some amounts in order to vote. Naturally, the candidates who can pay larger amount per vote win

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October 19-21, 2012

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Older and Better THINK a minute… An older man I know was walking back to his office after eating lunch. On the way back he met a friend, so he stopped and they talked a few minutes. As they were saying goodbye to each other the old guy said to his friend: “When we met just now, which way was I walking? To my office or to the restaurant?” His friend answered, “You were walking to your office.” The old man smiled and said: “OK, I guess t hat means I’ve already had my lunch, so I better get back to work now.” That poor old

guy’s memory was so short, he really didn’t know if he was coming or going! It seems no matter how hard we try, none of us can stop from getting older. Aging is a natural law and process we simply can’t stop or change. We can exercise, eat only healthy food, take vitamins, use all the best lotions and oils on our skin, but we’re still getting older every day. And if it’s true that our memory is the first to go, then I know I’m well on my way! It’s sad that many people become grouchy, mean, or impatient as they grow older. But in fact, it should be just

the opposite. As we grow older, we should grow sweeter, kinder, more gentle and accepting of others’ faults. We should become more compassionate and understanding of other people’s needs and problems, since we’ve learned how easy it is for us to make mistakes. We should just become more caring and forgiving. Friend, if you want to get better with age, then today you can ask Jesus Christ to forgive you and take full charge of your heart and character every day. He’s the only One Who can help you start changing daily into the person you really

THINK A MINUTE

JHAN TIAFAU HURST want to be. That’s how you can enjoy even more the second half of your life, as you grow older—a nd better. Just think a minute …

Walking in the fields of Peace THE PHILIPPINES legal holidays have recently included the proclamation of Eidul Fitri or Eid Feter as a celebration to end the Muslim fasting during the month of June. It took time for the Philippine Historical Commission to understand the positive role of Islam which has been part of our culture for the last 300 years to realize the importance of commemorating the occasion in the Muslim world. Islam has been in the Philippines since the 13th century some 200 years before Ferdinand Magellan came to Masao in Butuan in 1521. Islam before the discovery of the Philippines was already practiced between interaction of communities and the inhabitants in matters of trade and commerce. The economic activities during those period simulated good relations between the people of Mindanao to the outside world of Borneo, Malaysia and Sumatra were Muslims traders f ly their

trade bringing Silk, Jars, Brass Gongs and weapons. The positive role of Islam to the early Filipinos was replaced by the tragic confrontation between the Spaniards and the Muslims involving Christianized Filipinos who were used by Spain against the Muslims. The long colonial confrontation would later reflect to the long armed struggle of today between the MILF, MNLF and the government. In one of the speeches of Former Senator, Santanina Rasul, during her incumbency in the Senate, she mentioned the perceived gap between theory and practice as far as the Muslims are concerned on the “implementation of policies and programs declared which created a lot of doubt, misgivings and resentment over the sincerity and ability of the government to fulfill its commitment”. Muslims are guided by the rules that the relationship with non-Muslims should

be based on justice, mutual respect, cooperation and communication. Enthused by the BIMPEAGA connectivity to the Southern Philippines Cities, a peace treaty with the Bangsamoro in the stripe torn conflict of Mindanao is a welcome development for businessmen and government officials from our neighboring countries who are coming to the Philippines at increase random. Urban Muslims, highly educated, well travelled often with their families are increasingly seeking our goods and services that reflect their needs as Muslims. The expanding Muslim population worldwide which is estimated at 1.8 Billion is growing rapidly and is predicted to reach 25% of the global population in the next 10 years. This growth is expected to influence the economy of Mindanao. With the proposed establishment of the Bangsamoro as defined in the peace

TRAVERSING THE TOURISM HI-WAY

PED T. QUIAMJOT agreement recently signed in Malacañang, positive perspective would mean Muslims can start flexing their economic muscles where business and investments are two sectors where their money is beginning to count. A great majority of big Muslim businessmen have access to the Middle East funds invested globally by the association of Oil Producing Countries or OPEC. General Santos, Davao City, Cagayan de Oro and Zamboanga City where MusQUIAMJOT/PAGE 7

BSP’s exclusive power over banks even if the candidates have nothing in their head. How long has this system of voting been going? Nobody can specifically pinpoint but one thing vote-buying has been existing every elections for many, many years. Filipinos are happy during election time because they can get help from the candidates on top of the actual amount in payment of their votes. For how long this will stay in our country nobody knows. Right now there is no solution for such a problem. We notice we have lots of leaders who are uneducated. They do not know how to lead the people. They think the shortest way to make money is by way of becoming a political leader. So be it and a lot of faces who have not gone to universities for a higher education become top politicians. This is certainly ridiculous but it is the fault of the Filipino voters themselves who sold their sacred right of suffrage The ugly attitude of Filipinos in the way the appreciEMATA/PAGE 7

ONLY the Bangko Sentral ng Pilipinas (BSP) has the authority to decide whether or not a bank should be closed. This fact was reinforced in a recent decision issued by the Court of Appeals (CA), granting the BSP’s petition for review against an order of Davao City Regional Trial Court Judge Jaime Quitain. Judge Quitain had issued a stay order in 2006 preventing the Philippine Deposit Insurance Corporation (PDIC), by the authority of the BSP Monetary Board, from liquidating the assets of the closed All AsiaBank Corporation Inc. (AsiaBank). The BSP Monetary Board had ordered the closure of AsiaBank in 2002 and placed it under the receivership of the PDIC. PDIC subsequently submitted its recommendation to the Monetary Board to liquidate the AsiaBank after the bank’s principals repeatedly failed to submit a viable rehabilitation plan. In 2006, a group of depositors filed a petition for corporate rehabilitation before the Davao City RTC

Branch 10, presided by Judge Quitain. AsiaBank had then assumed a different “identity.” The gist of the depositors’ proposal before the Davao City RTC: “Having forfeited its license to operate as a bank, AsiaBank would carry on not anymore as a banking entity, but as an ordinary corporation with a minimum capitalization of P300 million.” When Judge Quitain issued the stay order against the bank’s liquidation, claiming that his court had acquired jurisdiction over the petition for rehabilitation, the BSP and the PDIC filed a petition for certiorari before the Court of Appeals. “ T he m a i n i ssue i s: Whether the Regional Trial Court has jurisdiction over the petition for corporate rehabilitation of the bank? We rule: no, because banking institutions are under the exclusive jurisdiction of the BSP through its Monetary Board,” the CA said in a decision penned by Associate Justice Edgardo A. Camello.

Quoting Republic Act No. 7653, the New Central Bank Act, the CA said that “the actions of the Monetary Board taken under this section or under Section 29 of this Act shall be final and executory, and may not be restrained or set aside by the court except on petition for certiorari on the ground that the action taken was in excess of jurisdiction or with such grave abuse of discretion as to amount to lack or excess of jurisdiction.” As for the secondary question of whether or not the revocation of AsiaBank ’s banking license automatically converted it into an ordinary corporation (and subject to the regular jurisdiction of the RTC), the CA also answered no. The CA explained in its decision that assuming that the AsiaBank can reopen as an ordinary corporation, it has to comply with the following requirements first: Amend its charter or articles of incorporation and bylaws; change its purpose; and obtain prior favorable

SPEAKING OUT

IGNACIO BUNYE recommendation from the BSP and approval of the Securities and Exchange Commission. “Before the lower court can acquire jurisdiction over AsiaBank, it has to be converted first into an ordinary corporation by complying with the procedures laid down in the Corporation Code. Absent such compliance, AsiaBank is still a bank in the eyes of the law subject to the supervision and jurisdiction of petition BSP,” the CA said. In explaining why AsiaBank’s depositors’ position BUNYE/PAGE 7


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Liceo U, LNNCHS bag cheerleading title By VINCENT N. LABIAL Contributor

TUBOD, Lanao del Norte -- Facing stiff competition from top cheering schools, Liceo de Cagayan University and Lanao del Norte National Comprehensive High School emerged regional champions in the college and high school categories respectively in the recently concluded north Mindanao regional qualifiers of the National Cheerleading Championship (NCC). The two-day event held October 13 to 14 at the sprawling Mindanao Civic Center (MCC) Sports Complex was participated by seven schools from northern Mindanao. The first day included a basic safety and spotting workshop, stunts and tosses drills, motions and jumps exercises, and private coaching techniques. The second day was the actual competition day where participating schools battle for the top spot in the two categories. The regional contest was sponsored by the provincial government under the “Kabataan Sigurado” program of Governor Khalid Dimaporo. The event was also jointly sponsored by Representative Imelda Quiberanza-Dimaporo through the initiative of Aminah Dimaporo. The cheerleading regional competition was conducted by the National Cheerleading Championship (NCC) headed by its President, Carlos Valdes III. NCC is an affiliate of the Internal Cheer Union

through the PCA (Philippine Cheerleading Alliance). Among this year’s regional winners in the collegiate level were Liceo de Cagayan University, 1st place; Tagoloan Community College, 2nd place; and Mindanao State University-Iligan Institute of Technology, 3rd place. The winners in the secondary level include Lanao del Norte National Comprehensive High School – Wildcats,1st place; Lanao del Norte National Comprehensive High School – Panthers, 2nd place; and St. Joseph Community High School, 3rd place. The top three schools in the two categories are qualified to compete in the NCC national championships scheduled for next year. Other participating schools include MSU-Maigo School of Arts and Trade, and Lanipao Catholic High School. The NCC will conduct the Central Luzon Regional Qualifiers at SM City-Clark on November 24 to 25; South Mindanao Regional Qualifiers at Notre Dame of Dadiangas University on December 8 to 9; and the NCR Regional Qualifiers come February 2 to 3. Last September 22 and 23, the provincial government and the 1st congressional district office of Rep. Imelda Quibranza-Dimaporo conducted the first-ever cheerleading camp in Lanao del Norte which was participated by more than 350 high school and college students from this fast-rising province.

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BPI, USAID launch credit facility for Filipino SMEs THE United States Agency for International Development (USAID) has partnered with Bank of the Philippine Islands (BPI) for an eight-year credit facility agreement with the Bank acting as the channel and implementor of the agency’s program. Through this partnership, BPI and USAID are reaching out to the Small and Medium Enterprises (SME) based in key provincial areas to make bank financing more accessible for more Filipino entrepreneurs. US Ambassador Henry Thomas Jr. commends the banks for their leadership in reaching out the SME sector which has traditionally lacked access to capital. He states, “Working together on this facility, we are sure to lift the entrepreneurial spirit of Filipinos. We look very much forward to working with BPI and BPI Family Savings Bank so that together we can assist the Philippines to move to a higher, sustained and more inclusive growth trajectory in line with other high-performing economies of Asia.” Under this program, the USAID will issue a $35 million collective portfolio for both BPI and BPI Family Savings Bank for the use of countryside SMEs as permanent working capital and capital expenditure, covering short to medium term loans from

Photo shows (from L-R): Mr. Alfonso Salcedo, Jr., BPI Executive Vice President and Head of Corporate Banking; Ms. Gloria Steele, USAID Mission Director; His Excellency Harry Thomas, Jr., United States Ambassador to the Philippines; Mr. Aurelio Montinola III, BPI President and CEO; and Mr. Jose Teodoro Limcaoco, BPI Family Savings Bank President.

Php 200, 000 up to Php 60 million. Says BPI President and CEO, Mr. Aurelio Montinola III, “BPI and BPI Family Savings Bank remain intent in strengthening our countryside small-and-medium-sized enterprise (SME) lending activities. We are honored that we have once again been chosen to partner with USAID, an affirmation of our role as an ally, serving as conduit for international agencies. Through this partnership with USAID, we are able to address the critical issue of access to financing, especially for

entrepreneurs based outside Metro Manila.” Eligible project sites include key provinces of Laguna, Batangas, Quezon, Cagayan de Oro, Camiguin, Bukidnon, Iloilo and Bacolod – identified as priority areas dominated by small and medium size businesses. SMEs continually play a large role in the country’s economic progress, accounting for 99.6% of registered businesses in the Philippines. The USAID-BPI Credit Facility also contributes to the MSME Development Plan from 2011 to 2016 initiated by the Department of Trade and Industry to

realize SME growth potential and contribute significantly to the economy. Mr. Jose Teodoro Limcaoco, President of BPI Family Savings Bank believes that SMEs are able to provide the strongest channel for regional development. He shares, “BPI and BPI Family Savings Bank, through its Ka-Negosyo Loans, remains firm in our commitment to support the Filipino entrepreneur – regardless of size. Indeed, we are grateful for this timely partnership as we reach out to support even more emerging Filipino countryside entrepreneurs.”


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October 19-21, 2012

Plant... from page 1

grid to remain at 450 megawatts (MW) in 2015 unless new power plants come online. The National Grid Corporation of the Philippines (NGCP) system advisory for October 18, 2012 showed the Mindanao Grid was on Red Alert from 8AM to 12MN with a curtailment level of 410 MW arising from its grid capability of only 909 MW and load to maintain at 829 MW. If the project pushes through, it would be the second coal-fired power plant within the Phividec Industrial Estate after STEAG State Power Inc.’s 210MW power plant in Villanueva which started operating in 2007. STEAG is planning an expansion with an additional 105MW unit to meet rising demand in the Mindanao grid which has been growing as much as eight percent annually for the last few years. The local government of the host municipality of Villanueva would not oppose the establishment of another coal plant provided it complies with the pertinent laws and not pose a hazard to the health of its constituents, said Jimmy E. Agcaoili, personnel officer designate. FDC earlier planned to construct a $200-million LNG power plan on the same site but shelved plans to shift its focus to clean coal and biomass due to the rising prices of gas following the tsunami disaster in Japan and the imminent release of the government’s LNG Master Plan. Jesus Alcordo, FDC Utilities Inc. president, said the consortium scaled down plans to install 1,640 MW of capacity in four LNG plants all over the country. “It doesn’t mean that in the future there won’t be opportunities for LNG. In the short term, we will focus on other kinds of power plants,” said Jonathan Gotianun, FDC chair. FDC has also applied for a grid impact study for its proposed 20-megawatt biomass-coal thermal power project in Davao Del Norte. Documents show the DOE has issued clearances to over 30 power companies to conduct GIS for their respective power projects. For Mindanao, t hese include SMC’s proposed 300MW coal-fired plant in Davao and 150-MW for South Cotabato; PhilNewEnergy’s 30-40MW solar projects in Misamis Oriental and 40-50MW solar plants in Davao; Global Green Power PLC 35-MW biomass power plant in Bukidnon. For the short term, the Mindanao Development Authority is pinning its hopes on the 102 MW Iligan Diesel Power Plant (IDPP) in Iligan City which could be operational in three months provided legal constraints on the transfer of its ownership from the Iligan City Government to Alsons Power are expedited. Being a bunker fueled plant, the IDPP would primarily be a peaking plant and should be a big boost to the Mindanao Grid. In another 14 months,

Aboitiz Power is slated to activate the first unit of its 2 x 150-megawatt (MW) circulating f luidized-bed coal-fired power plant in at Barangay Binugao, Toril District, Davao City, and in Barangay Inayawan, Sta. Cruz, Davao del Sur. A project of its subsidiary Therma South Inc. APC has invested its own funds amounting to P25 billion to fast track construction. By the first quarter of 2015, Alsons Power would have activated the first 105 MW unit of its Sarangani Energy Corporation (SEC) coal fired power plant in Maasim, Sarangani. SEC has signed power supply deals with distribution utilities in South Cotabato, Agusan del Norte, Agusan del Sur and Davao del Norte for the plant’s output. A year later, the company’s San Ramon Power Inc. (SRPI) in San Ramon, Zamboanga City is slated to come online as well the 2nd 105MW unit of SEC. Within the space of one year, Alsons Power would have brought a total of 310MW baseload capacity in the Mindanao Grid.

Malaysian...

from page 1 223.33% rise in paid up capital of new corporations registered with the Securities and Exchange Commission (SEC), 333.84% increase in paid-up capital of existing corporations; 14.85% rise in exports from US$926.91 to 1.064-billion; 10.07% rise in tourist arrivals, most especially the robust 90% rise in foreign tourist arrivals; 14% in tax collections by the BIR; and 12.14% increase in the number of motor vehicles registered. The Philippine Chamber of Commerce and Industry (PCCI) recently cited Cagayan de Oro as the “most businessfriendly local government unit” in Mindanao. MAAGAP provides innovative non-life insurance solutions, such as MAA Auto Assist, MAA Personal Accident and Health Plans, and MAA Property Insurance. The company also has fire, engineering, casualty, aviation, marine and hull insurance and surety. MAAGAP is an affi liate of the MAA Group of Companies, whose parent company is MAA Group Berhad (“MAAG”) [formerly known as MAA Holdings Berhad] Controlled by the Melewar Group, MAA Group Berhad is listed on the main board of the Bursa Malaysia Securities Berhad. MAA Group Berhad aims to be the leading insurance and financial services provider in South East Asia with its dominance in Malaysia and its representation now visible in Indonesia and the Philippines. It is one of the Malaysia’s leading insurance companies in terms of annualized new business premiums for life insurance business and total gross premiums for general insurance business. MAAG through its subsidiaries and associated companies are involved in general and life insurance businesses, including offshore and reinsurance businesses, hire purchase, leasing and other credit facilities, unit trust, property management, fund management and investment advisory, security and consultancy services and the operation of charitable dialysis

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centres. Over the years, MAAG has expanded its operations into Indonesia and the Philippines through MAA International Assurance Ltd, the off shore insurance arm of the Group. In the Philippines, it has a general insurance associated company, namely MAA General Assurance Philippines, Inc and MAA Mutualife Philippines, Inc, a mutual fund subsidiary. MAA General Assurance Philippines offers insurance service for motor car, personal accident and health, property or fire and allied perils, engineering, aviation, marine and hull, casualty and bonds. MAAG will continue to diversify its businesses and operations in the years ahead in line with its plan to be a full-fledged fi nancial services group. MAAGAP arose when MAAG purchased Paramount Insurance Corporation and renamed it MAA General Assurance Philippines. Fullscale operation commenced in September 1, 2001 after it was granted a license by the Insurance Commission. Under the presidency of Mr. Daniel C. Go, and the able leadership of Mr. Richard Goh, CEO of MAA International based in Malaysia, MAAGAP was able to underwrite Php 350 million in 2002, putting it among the elite Top 20 Nonlife Insurance Companies in the Philippines, and 1333rd among the Top Corporations across the country. MAAGAP started its branch network in 2003 with when its fi rst branch was launched in Binondo, Manila. Five months later the second branch opened in Cebu City. The 3rd branch was inaugurated in 2004 in Dagupan City, Pangasinan and the Davao office the following year. The fi ft h branch in Bacolod City started operations in 2006. From the start, the management assured its valued clients of service quality by attaining the ISO 9001:2000 Certificate of Excellence in Quality Management and awarded by Certification International in November 27, 2006. MAAGAP obtained a new ISO 9001:2008 certification in September 20, 2010. MAAGAP is headed by Yeo Took Keat, Chairman of the Board of Directors. He joined MAA in 1986 and has held several positions, the last of which was as Senior Vice President Finance & Admin before his transfer to MAAH in May 2002 as the Group Chief Operating Officer. Mr. Yeo is a Fellow of The Association of Chartered Certified Accountants, United Kingdom and a Member of the Malaysian Institute of Accountants. He is also an Executive Committee member of the Federation of Public Listed Companies Berhad and has contributed to the Working Groups on accounting standards led by the Malaysian Accounting Standards Board. Presently, Mr. Yeo holds several directorships in other public companies, namely, MAA, MAA Bancwell Trustee Berhad and MAAKL Mutual Bhd. He also serves on the Boards of several private limited companies in the MAAH Group. MAAGAP’s day to day operations is led by Daniel C. Go, President and Chief Executive Officer. He is concurrently the Director of MAA Mutualife Philippines, Inc., Chairman of the Board of the MAA Privilege Dollar Fixed Income Fund,

Inc. and MAA Privilege Peso Fixed Income Fund, Inc. He joined MAA General Assurance Philippines, Inc. in 2001. Prior to joining MAA, Mr. Go held various positions at Prudential Guarantee & Assurance, Inc., the last being Vice President for Marketing. He is Ex-Officio and Past President of the Association of Insurance Claims and a Member of the Philippine Insurers Club.

Support... from page 1

The FAB, signed last Monday, “signals the start of trust of our Moro brothers and sisters in our government. For our Moro fellows, congratulations, and mabuhay to our government for addressing peace in the south,” he added. Archbishop Antonio J. Ledesma, former head of CBCP-ECID and a very active member of the BishopsUlama Forum (BUF), said that genuine and lasting peace in Mindanao will not automatically come after last Monday’s signing of the FAB. “We have to work now in the grassroots for peacebuilding and reconciliation,” he said, reiterating his earlier statements that the FAB is just “the beginning of the transformation of the whole Mindanao towards a culture of peace.” Ledesma, primemover of the Interfaith Forum for Peace, Harmony and Solidarity based here, said that sincerity to attain genuine and lasting peace in Mindanao from both government and the Moro Islamic Liberation Front (MILF) is needed more than ever since the “roadmap to peace” has already been signed. He said the FAB is just “part of the whole process to attain unity and solidarity” between and among the IPs, Bangsamoro and Christian settlers in Mindanao. Saway, however, said that that tri-peoples of Mindanao have already reaffirmed their kinship, thus they are united and solid behind the FAB. Last March 8, at least 18 IP tribes and 13 Bangsamoro tribes came together in Sungko, Lantapan, Bukidnon to perform the Reaffirmation of Kinship Ritual, last done 492 years ago. The ritual reaffirmed their shared ancestry and all those who attended, including Christian settlers and visitors who witnessed the historic event, vow to respect and protect each other. The reaffirmation of kinship by the descendants of the brothers Apu Mamalu and Apu Tabunaway was witnessed by representatives of various government agencies, the MILF peace panel members and the international community. The last time the ritual took place was in Tikalaan, Talakag, Bukidnon in 1520, a year before the “discovery” of the Philippine islands by Ferdinand Magellan. Part of the ritual was the signing of a covenant on the observation of the Five Pillars of Kinship: mutual recognition and respect (kilalaha), mutual sharing of information (sayuda), cooperation (buliga), mutual protection and preservation

of life (uyaga), and mutual obligation to help the needy (pagbatunbatuna). A marker commemorating the historic event was unveiled at the grounds of the School of Living Traditions of the Talaandig tribe. “ T his event g ives us the opportunity to remind us that we are one people, we have one goal and our struggle is also one,” stressed Abhoud Syed Lingga, a member of the MILF peace negotiating panel. “This is a very significant event because we also have a common problem regarding our land. And this will bind us together to preserve whatever remains of our homeland, our culture, political power and economic resources.” H i stor ic a l ly, t he Islamized and non-Islamized natives of Mindanao are all “descended from Apu Agbibilin and Bae Ginamayung,” said Talaandig tribal chieftain, Adolino “Datu Makapukaw Kinulintang” Saway, elder brother of Datu Migketay. Because of this reaffirmation of their kinship, the younger but more famous Saway said the IPs will no longer pursue their assertion to be represented in both peace negotiating panels. The Inter-Religious Solidarity Movement for Peace (IRSMP), meanwhile, urged everyone in Mindanao to support the FAB. “The peace talks have been an important, integral part of our social agenda for the past many years, and before us now stands the most crucial moments in our joint concern and unrelenting effort. Peace is in our hands, as we often say,” the IRSMP said in a statement. The IRSMP said that the journey in the long road to peace has just begun with the signing of the FAB. And because the road is long, perseverance is needed towards the attainment of peace. “No political agreement is perfect on paper, until we make it perfect and most of all fair and fulfilling to all by dint of our deed,” he said. “Love peace, talk peace, do peace, pray peace. Goodwill and platitudes are not enough. Peace is the highest prize, and because it is so it requires also the toughest of tasks. But with all of us working together, with the Framework Agreement showing the high way, the golden prize will soon be ours as a gift of God and reward for our tears,” IRSMP added.

Airlines...

from page 1 disruption in travel connectivity within the country to help support economic, business and tourism growth.” “We have enough planes and more are coming this year and in the next few years to cover key local destinations and mount additional flights,” Candice A. Iyog, the company’s vice-president for marketing and distribution, was quoted as saying in the company’s statement. Cebu Pacific said it is “adding fl ights or exploring more route opportunities to and from

Butuan, Cotabato, Cagayan de Oro, Dumaguete, Dipolog, Legazpi, Puerto Princesa, Roxas, Tacloban and Zamboanga.” It earlier announced more fl ights out of Cagayan de Oro, Puerto Princesa, Tacloban and Zamboanga, as part of the 10 domestic routes CEB is launching in the second half of 2012. These new routes are Cagayan de Oro to Zamboanga; Puerto Princesa to Iloilo and to Davao; and Tacloban to Iloilo, the company said. The country’s flag carrier Philippine Airlines (PAL) has already indicated that they will end its Cagayan de Oro-Manila fl ights and vice-versa starting Oct. 28 due to the rationalization of their operation. In its behalf, its sister company PAL Express, a budget carrier, will take the cudgel and is reportedly adding fl ights in the said route. As of June 30, Cebu Pacific operates a network serving 52 domestic routes and 28 international routes with a total of 1,885 weekly fl ights, a Philippine Stock Exchange filing by its operator Cebu Air, Inc. showed. The company currently operates 10 Airbus A319s, 21 Airbus A320s and eight ATR 72-500 aircraft . Its fleet of 38 aircraft have an average age of 3.6 years. The airline is looking to serve 14 million passengers for both domestic and international operations this year, 16.66% up from last year’s 12 million. Cebu Pacific flew 6.64 million combined international and domestic passengers in the fi rst half; up by 20.07% from 5.53 million year-on-year, data from the Civil Aeronautics Board showed.

Nissan...

from page 3 would be possible to steer the car with a joystick,” said Masaharu Satou, a Nissan engineer. Nissan demonstrated the technology to reporters last Friday ahead of its official announcement on Tuesday. Various automakers have already introduced the technology in concept cars, including Audi’s A2 unveiled in 2011. But Nissan is the fi rst to apply it for mass-produced cars, said Nissan engineer Toshiharu Asai. Under the new system, the driver’s intentions are transmitted more quickly to the wheels because of the quick speed of electronic signals, Asai said. Drivers can also man oeuvre cars more easily as the system cuts out what it deems as unnecessary feedback from the tires to the driver. Nissan also demonstrated a system that automatically steers a car away from an object if it detects a likely crash. It hopes to apply this in some cars in the next three to five years. By using radars, laser scanners and a camera, the system automatically brakes if it senses a risk of crashing into a person, object or another car, then steers the car to a free zone if there is one, Nissan engineers said. “We are thinking about the essentials — what kind of a tool should cars be for humans? By controlling its hands and feet, as well as the eyes and the brain, cars are on its way to becoming an extension of robots,” said Tetsuya Iijima, a Nissan engineer.


BusinessWeek

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Quiamjot... from page 4

lims are always welcome for friendly holidays are good destination for the Muslim petroleum fund for investment in tourism, energy and power generation and rural reconstruction. Al Salamu Alaikum! Or peace on us in Mindanao, Muslims and Christians shall be sharing more in prosperity and in a new bar of development in the Bangsamoro cities and provinces.

Emata... from page 4

elections is just beyond rehabilitation unless we all change our behavior. The government should lead the way to stop this anomalous system of voting. There should be a strict procedure to put on their knees people who sell their votes. But how can be possible when many of our leaders are doing this themselves? So for many, many years, our elections was found to be incapacitated to do the right thing. It cannot change the wrong system of electing people because it is in the veins of many Filipinos the bad behavior of selling their votes. The matter can be corrected but it must come from the hearts of the Filipino voters. They must stop selling their votes and elect the candidates who really deserve even without cash. With this it is guaranteed there will be a change in our country and the lives of Filipinos.

Bunye... from page 4

must fail, the CA cited the Philippine Veterans Bank Employees Union v. Vega case, which laid down the concept of liquidation as “diametrically opposed ” or contrary to the concept of rehabilitation. “Apparently though, the depositors are not genuinely after the restoration of AsiaBank. The petition for rehabilitation is just their strategic way to stop its liquidation and dissolution, and ultimately get their deposits still intact,” the appellate court said. The CA further pointed out: “We do commiserate

WILKINS... from page 8

on her daily for her maternal protection and pure love. Likewise, the search naturally personifies the spirit and values of the Wilkins brand, which is known as the standard of purity and safety when it comes to drinking water. The Wilkins brand embodies a Filipina mother’s selfless care for her family -- and her commitment to health and well-being above anything else. Present at the event was the Group Brand Manager for Wilkins, Mr. Barry del Rosario. He shared that “Wilkins is safest and pure distilled drinking water that knows no trace of impurities.

Property

October 19-21, 2012

7

Vista Land unveils new tack in growing condo market • vertical developments in Cagayan de Oro, Metro Manila underway VISTA Land & Lifescapes Inc., a listed property developer led by the family of Sen. Manuel Villar Jr., is adopting a new approach to tap the fast-growing condominium market as it eyes revenue contributions here to potentially double in a year. In a statement, Vista Land said it would employ a socalled vertical-village concept, which combines lifestyle components from its f lagship subdivision projects with its condominium developments. “We are employ ing t he vertical-village concept, which will allow residents in our condominium projects to enjoy the spacious comfort usually available only to subdivision and townhouse residents,” Vista Land President and Chief Executive Of f icer Ma nuel Scale model of the planned Camella Condo Paolo Villar said in the stateHomes in Cagayan de Oro. ment.

“The vertical concept or strategy also means Vista condominiums would be distinct from the usual restricted box structures that sprout in Mega Manila today, he added. Bria n Eda ng, investorrelations officer with Vista Land, said vertical projects could contribute 10 percent to 15 percent of revenues next year from the current 7 percent. Vista Land booked a net income of P2.17 billion in the first half, up 25 percent, as revenues jumped 22 percent to P8.08 billion. Vista Residences builds and manages all the condominium projects of Vista Land and Lifescapes that cater to three main market segments Camella Condo Homes for the low-income segment, Crown Asia Homes for the upper and midd le-income group and

Brittany for the high-income segment. Camella is now undertaking vertical developments in Metro Manila and Cagayan de Oro City. Ca mel la Condo Homes (CCH) already have five medium- and high-rise vertical projects in Metro Manila Laureano di Trevi, CCH Taguig, CCH Pasig and the university projects (CCH Taft and CCH Katipunan). Camella is building two more projects: 878 España CCH in the University Belt in Manila and CCH Cagayan de Oro. Crown Asia Residences and Brittany also offer condominium projects, the statement showed. Among these is Brittany’s The Hudson at the Fort, which has a sales value of P3 billion.

Strong demand noted from young buyers A X IS R ESIDENCES, a joint venture residential condominium of developers Robinsons Land Corp. and Federal Land, Inc., is over 40% sold just one month after the project broke ground, thanks to robust demand from young professionals, a Robinsons Land executive said. “More than 40% sold, [with] 20- to 35-year-old single young professionals being the bulk of buyers,” Roseann C. Vi l le ga s , Robi ns ons Land corporate public relations manager, said when asked for the latest update on the sale of units at Axis Residences. Robinsons Land and Federal Land last month

started building Axis Residences, a two-tower, 42-storey condominium under Robinsons Land’s Communities brand, on a 21,000-square-meter (sq.-m.) lot along Pioneer Street in Mandaluyong City. A x is Residences is being built within Robinsons Cybergate Complex, Robinsons Land’s business process outsourcing (BPO) hub in Mandaluyong City that is currently home to big-name firms such as Accenture, TeleTech, Prople, and Emerson, among others, the statement noted. “The main sel ling point [of Axis Residences] is really its location. There are a lot of BPO

locators in t he a rea, which overall makes it an attractive development for buyers,” Ms. Villegas said in a telephone interview, also yesterday. In add it ion to its proximity to high-traffic business locations, Axis Residences is also accessible from key Metro Manila thoroughfares and commercial hubs. “A x i s R e s id e nc e s provides the… edge of being at the center of all the important residential, business, shopping, leisure, educational and enter ta i n ment hubs. Future residents can enjoy Axis Residences’ proximity to key areas like Makati City, Manila and Quezon City and

major t horoughfares such as EDSA (Epifanio de los Santos Avenue) and C-5 [Road]. It is likewise… accessible via different modes of public transportation i nc lu d i n g t he M RT (Metro Rail Transit),” according to a recent statement on the project. Upon complet ion, A xis Residences will have a tota l of 1,832 24-sq.-m. deluxe and 5 0 - s q.-m . e xe c ut i ve units, priced P1.9 million to P4 million each, with the development’s first tower scheduled for turnover in July 2015. The condominium w i l l have faci lit ies like an entrance lobby with reception counter, closed-circuit television

monitoring in select areas, automatic smoke detector and fire alarms with sprinklers, elevated water tank and underground cistern, power generator, and central garbage area. A lso ava i lable for residents’ use are function rooms, retail units, an adult lap pool, kids’ pool, fitness center, children’s playground, multipurpose court, pavilion, landscape garden, and game room. L i s t e d Robi n s on s Land, incorporated in 1980, is the property arm of conglomerate JG Summit Holdings, Inc., while Federal Land is the property arm of conglomerate GT Capital Holdings, Inc.

with that perfectly human feeling (of grief ) that impelled this suit. Yet banking business is so impressed with public interest that

to deny this petition and allow the rehabilitation of a bank, which to the mind of the BSP is utterly unable to resume its business with

safety to all concerned, is to expose the general public to a clear and present financial peril.” ***

My book, “Central Banking for Every Juan and Maria” will be available starting November 16, through Fully Booked, Bonifacio

H i g h St re e t , B on i f a c io Global City. You may e-mail us at totingbunye2000@gmail. com.

Just like mothers, the purity of their love for their families makes them the recipient of this event. It is a tribute, a way of saying ‘thank you,’ for all their hardships and uncompromising love that they have bestowed on their family and loved-ones.” Echoing the message of Mr. del Rosario, Mr. Rod Nepomuceno, the Managing Director of Crush Communications, Inc., the organizer of the Super Mom Search for the Mother of the Year intimated during the press conference, “No matter how old you are, a mother considers you as her little baby. From your first step, first tooth to your first fall, a mother is always there to look after you.

The joy of motherhood is a secret that all mothers share -- and that we sometimes do not understand. They have a common language – a mother’s sixth sense. Mothers know best for their children – be it the safe water they drink, to the food they eat, the company they keep, and the discipline that they instill in them day-to-day. This makes them the most important person in the world – simply because they are called Mommy, Nanay, Inay, Momsie and any term of endearment fit for the queen of the house.” The s earch for the WILKINS Super Mom kicked off last May 12 in SM Dasmariñas, coinciding with the Mother’s Day

celebration. Thereafter, the search toured 14 different SM malls during weekends, encouraging mall goers to nominate women in their lives who they think deserve the title “Super Mom” by writing their story in an essay format. The final leg of the search culminated last August 19 in SM Novaliches. All 14 finalists each received P10,000 in cash and a Certificate of Recognition, while their nominators received P2,000 each. The grand prize winner of the Wilkins Super Mom Search was awarded P50,000 cash plus a Certificate of Recognition, while the nominator will receive P5,000 from the sponsors. A MOTHER’S LOVE:

PURE AND NATURAL All 14 finalists equally deserve to be on the list, not only because of their nurturing parenting style, but also for demonstrating resiliency, strong character and determination that is worthy of emulation. These mothers are seemingly ordinary women with extraordinary capabilities, women who in their own unique ways have surmounted challenges, survived the odds and engendered positive changes along the way. As mothers, these women have put their families’ needs ahead of their own, making sure that they only get the best care possible and enjoy quality of life that they deserve. This nurturing trait of

mothers and their sincere commitment to their loved ones strongly resonate with the Wilkins brand, a product under the Coca-Cola Company, that continues to serve many households and families with water that is pure and safe to drink. It has no impurities, no bacteria and no parasites that can harm your family. In fact, it is processed according to the Code of Hygienic Practices and complies with the strictest specifications and standards for packaged water of The Coca-Cola Company, Bureau of Food and Drug (BFAD), Philippine National Standards for Drinking Water (PNSDW) and the Asian Bottled Water Association (ABWA).


BusinessWeek 8 WILKINS Awards Mother of the Year 2012 October 19-21, 2012

EVERY MOM DESERVES to be recognized for her enormous contribution to her family and society. This year, 14 exemplary mothers were chosen from thousands of entries from all over the country to be the finalists of the “WILKINS Super Mom – The Search for the Mother of the Year 2012.” The 14 mom-finalists were presented on October 3 at Conti’s Restaurant in Makati. From the 14 heromoms, Mrs. Margarita P. Tubang, from Baguio, was unanimously chosen as this year’s Grand Winner. The event was hosted by celebrity mom and Wilkins user, Dimples Romana. At 55, Margarita literally has her hands full with 11 children that include twins. She turned their situation into an inspiration, braving different jobs to raise her kids and provide for all their needs. Full of hard-work and

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CELEBRITY MOM AND EVENT HOST. Dimples Romana, Group Brand Manager for Water – Barry Del Rosario, Wilkins 2012 Mother of the Year – Margarita Tubang, Crush Communications Managing Director – Rod Nepumuceno.

determination to succeed, she beams with pride knowing she was able to send all her children to school, some of whom have gone to graduate and secure college degrees Baguio’s prestigious St. Louis University. The award is a fitting

tribute to the Filipino mother. It celebrates the diverse facets of motherhood as well as the role she plays in shaping the lives of the people who depend on her – people who depend on WILKINS/PAGE 7

STANHOME WORLD PHILIPPINES OPERATORS CONFERENCE Stanhome World Philippines (SWP) continues to make strides in the local direct selling market by opening new service centers in Metro Manila and in Northern Luzon, bringing the total number to 16 branches nationwide. SWP also held its first Operators Conference at the Manila Peninsula Hotel with SWP executives, operators, its beneficiary Virlanie Foundation and Home Care Ambassador Carmina Villarroel and guests gracing the occasion. SWP President Ina Quiogue revealed the company’s new products, sales incentives and future plans at the Conference. Above, the Stanhome World Philippines Sales team, led by Regional Sales and Operations Managers Yell Carreon (extreme left) and Minoy Jocson (4th from right), celebrate the event with (L-R), SWP Human Resources Manager Analyn Carmona, SWP Marikina Service Center Operator Irene Kimpo, SWP Novaliches Service Center Operator Elmer Kimpo, SWP Home Care Ambassador Carmina Villaroel, Stanhome World Research & Development Project Leader Vanina Paganelli, Virlanie Volunteer Anne Prikhodko, Virlanie Fundraising and Communications Manager Jenny Rodil and Virlanie Executive Director Alwin de Leon.

Mr. Anukul Kongrit, Country Director for SCG Philippine Operations (left), accompanied by Ms. Emilie Maramag, Vice President for Finance of Mariwasa Siam Ceramics Inc. (Center) and Mr. Jakkrit Suwansilp, VP for Sales and Marketing for Mariwasa Siam Ceramics Inc. (right), lead a toast in celebration of another milestone for the leading ASEAN conglomerate, SCG, and their architecture and interior design partners in the Philippines- the launch of the SCG Elite Card.


BusinessWeek Eco-Dev’t Standardized license plates: LTO YOUR LOCAL ONLINE BUSINESS PAPER

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Editor: Allan Mediante

October 19-21, 2012

By Apipa P. Bagumbaran, PIA

CAGAYAN DE ORO CITY, -- The Land Transportation Office (LTO) is set to standardize the license plate design of all motor vehicles in the country starting January next year. Simeon C. Gorra, LTOCagayan de Oro Chief Transportation Registration Officer disclosed this during the public consultation on motor vehicle license plates standardization program held yesterday at N Hotel, this city. Gorra said all motor vehicles shall be required to change its license plates with the new plate design upon the renewal of its registration and every five year thereafter under the standardization program. He, however, emphasized that motor vehicles will retain their plate numbers and only the plate design will be changed. Gorra said the license plate standardization program is designed to improve the motor vehicle registration database system, facilitate vehicle identification, and enhance law enforcement, among others. It will also help in preventing the proliferation of fake and tampered license plates, as well as, the illegal and indiscriminate transferring of plates. He added the standardized

plates will have enhanced security features such as bar code containing the vehicle’s plate number, chassis and engine numbers, serial number of the permanent plate locks and third plate sticker. As added features, Gorra said the bottom portion of the standardized plates will also contain the region where the vehicle was initially registered for private vehicles, the name of agency for government vehicles, the franchised route for public utility vehicles, and the port of origin for other exempt vehicles. He also stressed that only authorized LTO personnel are allowed to attach the replacement plates to the motor vehicles. The standardized plate will cost P450 for motor vehicles and P120 for motorcycles. Failure to replace plates once the program will be implemented shall be tantamount to operating or driving a vehicle which is unregistered or with invalid registration. Gorra also disclosed that the issuance of commemorative plates will no longer be allowed upon the implementation of the standardization program. Existing commemorative plates will be allowed only until their respective expiration dates without further extension, he added. (APB)

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region Branch 07 Tubod, Lanao del Norte NOTICE OF SALE OF EXECUTION OF REAL PROPERTY WHEREAS, by virtue of an Order granting for the issuance of a Writ of Execution issued by the HON. ROSITE B. PAPANDAYAN-MACARAYA, Judge of the 6th MCTC Tubod Baroy Magsaysay, Lanao del Norte and a Writ of Execution was issued the same on August 12, 2010, in Civil Case No. 1271 entitled SPOUSES JOSPICIO T. PALANAS AND MERCEDES B. PALANAS versus RODRIGA REQUINO, for the recovery of the sum ONE HUNDRED THOUSAND PESOS (Php100,000.00) PESOS plus interest, plus Sheriff’s fees and expenses, awarded by the court, levy was made by Sheriff Conrado V. Hingco Jr. on July 25, 2012, thru the Register of Deeds of Lanao del Norte, on the rights, interests, and participation of the said property more particularly described as follows. The one half share of the childrens of Rodriga Requino only of the described property below is the subject of this sheriff’s auction sale thru its compromise agreement approved by the court and their failure to pay their debts to the complainant spouses Palanas “A parcel of Agricultural Land situated Salong, Baroy, Lanao del Norte with an area of 14,767 square meters more or less under Original Certificate of Title No. P-7834 in the name of Regino Requino married to Rodriga Requino. Bounded on the South along line 1-2 by Lot No. 1142-M, Csd-12-001667 on the West along line 2-3-4 by Road; on the North along line 4-5 by Lot No. 1142-A, Csd-12-001667 and on the East along line 5-1 by Lot No. 1142-K, Csd-12-001667 all the improvements found thereon. NOW THEREFORE, by virtue of said Writ Execution and in accordance with Rule 39, Section 19, of the Rules of Court, Sheriff CONRADO V. HINGCO JR. will sell at public auction to the highest bidder, for CASH and in Philippine Currency, on November 27, 2012 at 10:00 o’clock in the morning/afternoon or soon thereafter, at RTC Branch 7, Poblacion, Tubod, Lanao del Norte, the ownership, rights, interests, and participation of Judgment debtor Children’s of Rodriga Requino, in the above-described real property in order to satisfy said Writ of Execution, together with interest, costs, sheriff’s fees and the expenses of sale. Date this 3rd day of October 2012 at Tubod, Lanao del Norte, Philippines.

A new and standard design of license plates for all motor vehicles will be issued by the Land Transportation Office (LTO). Added features of the plates will show the bottom portion naming the region where the vehicle was initially registered (for private vehicles), the name of agency for government vehicles, the franchised route for public utility vehicles, and the port of origin for other exempt vehicles.

Export of dolphins assailed by group MANILA - Environment and animal welfare groups filed a petition against the Bureau of Fisheries and Aquatic Resources (BFAR) and the Department of Agriculture (DA) to stop the re-export of 25 Solomon Island dolphins to Singapore which are now being held in Ocean Adventure Park in Subic. Instead, the groups call on the government to return the dolphins back to their home in the Solomon Islands. Since 2008, a total of 25

wild-caught dolphins have been imported by Resorts World Singapore (RWS) into the Philippines from the Solomon Islands despite scientific reports from the International Union for the Conservation of Nature (IUCN) showing that the harvest of wild dolphins from the Solomon Islands may not be sustainable and could further endanger the local population of dolphins in the island nation. Starting 1 January 2012, the Solomon Island govern-

ment banned dolphin hunts in their territory. A tacit admission that the hunts were unsustainable. The latest study, participated in by no less than the Solomons government reveal that only one (1) dolphin may be harvested in every 5 years to sustain the population of the species. Despite being informed about these scientific studies and the IUCN reports, dolphins were imported into the country several times in 2008, 2009 & 2011.

Trixie Concepcion of Earth Island Institute (EII) says the importation of dolphins into the Philippines should not have been allowed as this has violated the country’s commitments under the Convention on the International Trade of Endangered Species (CITES) as well as the Philippine Wildlife Resources Conservation and Protection Act or RA 9147 which states that “All activities… shall be authorized by the Secretary DOLPHINS/PAGE 10

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao del Norte

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region Branch 07 Tubod, Lanao del Norte

NOTICE OF EXTRA-JUDICIAL SALE EJF No.: 169-07-2012

NOTICE OF SALE OF EXECUTION OF REAL PROPERTY

Upon the Extra Judicial Petition for Sale under Act 3135/1508, as amended, filed by the 1st Valley Bank Inc., Baroy, Lanao del Norte against MARGARITO B. OPAY, Dawis, Baroy, Lanao del Norte to satisfy the indebtedness which as of March 1, 2012 amounting to TWO HUNDRED THOUSAND PESOS (Php 200,000.00) excluding penalties, changes, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at public auction on 27th day of November 2012 at 10:00 AM or soon thereafter at the Regional Trial Court, Branch 07, Poblacion, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-23,465 “A parcel of land Lot 1954-G, Psd-10-046568 being a portion of Lot 1954, Lala Pls-13 situated in Brgy. Bagong Dawis, Mun. of Baroy Prov. Of Lanao del Norte Island of Mindanao. Bounded on the NE., along line 1-2 by Lot 1954-I, (ROAD LOT) ; on the SE., along line 2-3 by Lot 1954-F; on the SW., along line 3-1 by Lot 1954-H, all of the subd. Plan Psd-10-046568. Together all the improvement found thereon; Area: 399 sq.m. “All sealed bids must be submitted to the undersigned on the above stated time and date. Tubod, Lanao del Norte, Philippines, this October 4, 2012. For the Clerk of Court and Ex-Officio Sheriff CONRADO V. HINGCO JR. Sheriff IV

CONRADO V. HINGCO JR. Sheriff IV BWM: OCT. 12, 19 & 26, 2012

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers – Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH AƩy. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739a

BWM: OCT. 12, 19 & 26, 2012

WHEREAS, by virtue of an Order granting for the issuance of a Writ of Execution issued by the Hon. Allan L. Flores, Regional Trial Court Judge Branch 07, Tubod, Lanao del Norte, and a Writ of Execution was issued the same on September 19, 2011, in Civil Case No. SPL Case No. 00707-2009 entitled ELIZABETH LONGCOB-LONTAYAO versus CRISPOLO LONGCOB, CARIDAD LONGCOB-CABANAS, CERELINO LONGCOB, ROMEO LONGCOB, for the recovery of the sum ONE HUNDRED FIFTY THOUSAND PESOS (Php150,000.00) PESOS plus interest, plus Sheriff’s fees and expenses, awarded by the court, levy was made by Sheriff Conrado V. Hingco Jr. on January 18, 2012, thru the Register of Deeds of Lanao del Norte, on the rights, interests, and participation of the said property more particularly described as follows: “A parcel of Agricultural Land situated Bualan, Tubod, Lanao del Norte with an area of 1,3191 square meter more or less under Cadastral Lot No. 4466-B, Assessor’s Lot No. 004, Tax Declaration No. G-0400556. Covered by Certificate of Title No. P-8228, more particularly described as follows; North Lot No. 4465, South East Lot No. 4466-A, East, North East Road Lot No. 4465, West Road Lot. With all the improvements found thereon. NOW THEREFORE, by virtue of said Writ of Execution and in accordance with Rule 39, Section 19, of the Rules of Court, Sheriff CONRADO V. HINGCO JR. will sell at public auction to the highest bidder, for CASH and in Philippine Currency, on November 26, 2012 at 10:00 o’clock in the morning/afternoon or soon thereafter, at RTC Branch 7, Poblacion, Tubod, Lanao del Norte, the ownership, rights, interests, and participation of Judgment debtor Spouses ELIZABETH and NESTOR LONTAYAO, in the above-described real property in order to satisfy said Writ of Execution, together with interest, costs, sheriff’s fees and the expenses of sale. Date this 3rd day of October 2012 at Tubod, Lanao del Norte, Philippines. CONRADO V. HINGCO JR. Sheriff IV BWM: OCT. 12, 19 & 26, 2012


10

Congress•Watch

October 19-21, 2012

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Life imprisonment for rice hoarding and profiteering: Rodriguez TO ensure the nation’s food security and prevent future artificial rice shortage, a lawmaker insists that the act of rice hoarding and profiteering be declared as a crime of economic sabotage. “The State must ensure food security/sufficiency to meet the needs of the people DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE OF TEODORA MAGSALAY ALCANTARA Notice is hereby given that the intestate estate of the Late TEODORA P. MAGSALAY ALCANTARA, who was childless and died on November 6, 1996 in Balingasag, Misamis Oriental, at the time of her death, left two (2) parcels of paraphernal properties located in Cogon, Balingasag, Misamis Oriental covered by Transfer Certificate of Title No. T-46072 and Transfer Certificate of Title No. T-46073 and more particularly described as follows: I. Transfer Certificate of Title No. T-46072 (Lot 1209-A, Psd-10-008130), Located at Cogon, Balingasag, Misamis Oriental. Containing an area of (4,478) square meters more or less. II. Transfer Certificate of Title No. T-46073 (Lot 1209-B, Psd-10-008130), Located at Cogon, Balingasag, Misamis Oriental. Containing an area of (383) square meters more or less, are the subject of DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE OF TEODORA MAGSALAY ALCANTARA, made and entered into by and among the legitimate nieces and nephews and sole heirs namely; LITA ECHANO ACEBES, of legal age, married and resident of Balingasag, Misamis Oriental, herein referred to as Heir’ ROLANDO ECHANO, representing RICARDO MAGSALAY ECHANO, of legal age, married and resident of Balingasag, Misamis Oriental, herein referred to as Heir; LIGAYA ECHANO BAGONGON, of legal age, widow and resident of Cala-cala, Barangay Cogon, Balingasag, Misamis Oriental, herein referred to as Heir; SUSAN ECHANO SALVACION, of legal age, married and resident of Calacala, Cogon, Balingasag, Misamis Oriental, herein referred to as Heir; JERPHY MAGSALAY ECHANO, of legal age, widower and resident of Balingasag, Misamis Oriental, herein referred to as Heir; and JOSE SHIRLITO MAGSALAY ECHANO, of legal age, married and resident of Cala-cala, Cogon, Balingasag, Misamis Oriental, herein referred to as Heir. As per Doc. No. 028, Page No. 007, Book No. XXVI, Series of 2012, under Notary Public of ATTY. SAMUEL B. ARNADO. BWM: OCT. 5, 12 & 19, 2012

and should penalize hoarding and profiteering especially in time of disasters and calamities,” Cagayan de Oro City Rep. Rufus Rodriguez and Abante Mindanao Party-list Rep. Maximo Rodriguez, Jr. declared. The Cagayan de Oro City lawmaker proposes under HB 2733, referred to and under consideration by the House Committee on Justice, that rice hoarding and profiteering be declared a crime of economic sabotage to be penalized by life imprisonment and a fine of P100,000.

outbreak in Vietnam, the world’s second largest rice exporters after Thailand,” they pointed out. To aggravate the situation, Rodriguez said rice farmers and traders, taking advantage of the situation, are hoarding rice. “It is just timely not to wait until another rice shortage hits the country, whether artificial or not, for government to move and act to prevent such food crisis affecting mostly poor families that can’t afford the rising prices,” the authors stressed.

Rodriguez

House okays Family Code amendment A BILL seeking to allow a Filipino to contract a subsequent marriage in cases where t he a l ien spouse va l id ly obta i ns d ivorce abroad has been approved on third and final reading at the House of Representatives. Pangasinan Rep. Marlyn Primicias-Agabas, House committee on revision of laws chairman, said: “The

objective of this amendment is to put Fi lipi no and alien spouses on equal footing and prevent unintentional discrimination.” House Bi l l 4368 authored by Cagayan de Oro Rep. Rufus Rodriguez aims to amend Executive Order 209 to harmonize the Family Code of the Philippines with recent Supreme Court (SC) rulings.

Rodriguez said the SC ruled on Oct. 2, 2001 that a foreign divorce decree must be recognized before being enforced by a court in the Philippines. “This measure seeks to recognize divorce obtained by the alien spouse in another country without the need to seek judicial recognition or enforcement of the foreign judicial decree

of absolute divorce,” he said. The bill would require the parties to furnish a copy to the civil registry of the judicial decree of absolute divorce that the alien spouse had obtained. T he jud ic i a l d e c re e would have to be duly authenticated by the Philippine consul in the country where it was obtained.

The registration of the foreign judicial decree of absolute d ivorce in t he Civil Registry would be sufficient for the issuance of a marriage license. Co-authors of the bill are Representatives Maximo Rodriguez Jr. of Abante Mindanao, Augusto Syjuco of Iloilo, Jeci Lapus of Tarlac and Catalina Bagasina of ALE.

Congress approves toy safety act ACKNOWLEDGING that toys are the most popular gifts this Christmas, the House of Representatives has approved on third and final reading two bills that would protect children from harmful toys. Voting 168-0, House members approved House Bills (HB) No. 2435, 6552, and 2382 as they

underscored the immediacy of enacting measures that would keep dangerous playthings away from children. Authored by former President now Pampanga Rep. Gloria M. Arroyo, HB 2382 to be known as the “Toy and Game Safety Labelling Act of 2011“ prescribes printing

of cautionary statements and graphics of toys that pose potential hazards to the health and safety of children. Aside from Arroyo, other authors of HB 2382 include Reps. Rufus Rodriguez (PMP, Cagayan de Oro City), Maximo Rodriguez (Abante Mindanao), and Diosdado Macapagal-Ar-

royo (Lakas-CMD, Camarines Sur). HB 6552 seeks to regulate the importation, manufacture, sale, and distribution of children’s toys, school supplies, childcare articles, and other products that contain toxic chemicals. Among the authors of HB

6552 are Reps. Anthony del Rosario (NPC, Davao del Norte), Jane T. Castro (NUP, Capiz), and Orlando Fua (Lakas-CMD, Siquijor). Arroyo strongly pushed for enactment of the bill as she noted that many child deaths have been caused by accidents caused by toys.

Dolphins..

and/or their habitat.” “Aside from the fact that the import permits for the 25 dolphins from the Solomon Islands were issued without proper evaluation of the best available scientific data, the dolphins, caught in the wild from the Solomon Islands,

were forcibly snatched from their families and will live short, miserable lives in captivity as show animals for Resorts World in Singapore (RWS),” said Philippine Animal Welfare (PAWS) director, Anna Cabrera. She added that scientific studies have proven

that dolphins, whales, and other cetaceans are not suited for a life of captivity because they are highly social creatures that are accustomed to being in families or pods. Said dolphins were brought to Ocean Adventure, Subic for train-

ing and kept under tight security while the marine park in Singapore is under construction. The group doubts if BFAR and the Bureau of Animal Industry- Animal Welfare Division (BAI-AWD) have ever inspected the condition of the dolphins in the facility.

from page 9

upon proper evaluation of best available information or scientific data showing that the activity is, or for a purpose, not detrimental to the survival of the species or subspecies involved

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 41 Cagayan de Oro City 2012-419 OFFICE OF THE PROVINCIAL SHERIFF File No. 2012-253 NOTICE OF EXTRA-JUDICIAL SALE Upon Extra-judicial petition for sale under Act 3135/1508 filed by HOME DEVELOPMENT MUTUAL FUND (Pag-ibig) Cagayan de Oro City, against RAQUEL M. AGCOPRA, single, of legal age, Filipino citizen with residence and postal address at Lot 25-P & SOUTHVIEW HOMES, MACASANDIG, Cagayan de Oro City to satisfy the mortgaged indebtedness which as of August 24, 2012 amounts to FOUR HUNDRED THIRTY SEVEN THOUSAND FOUR HUNDRED THIRTY TWO PESOS & 72/100 ONLY (P437,432.72) Philippine Currency, including penalties, charges, attorney’s fees and expenses of foreclosure, the undersigned sheriff or his duly authorized deputy will sell at public auction on November 21, 2012 at 10:00 o’clock in the morning at the main entrance of the Regional Trial Court, Branch 41, Capitol Compound, A. Luna Street, Cagayan de Oro City to the highest bidders, for cash or manager’s check and in Philippine Currency, the following personal property to wit: TRANSFER CERTIFICATE OF TITLE NO. T-192328 A PARCEL OF LAND (Lot 17-A-1, Psd-10-038456, being a portion of Lot 17-A, (LRC) Psd-45555) situated in the Barangay of Upper Macasandig, City of Cagayan de Oro, Island of Mindanao. Consisting an area of TWO HUNDRED SEVENTY-SEVEN (277) square meters, more or less. All sealed bids must be submitted to the undersigned on the above-stated date time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the property hereinabove described and encumbrances thereon, if any there be. Cagayan de Oro City, September 21, 2012 FOR THE PROVINCIAL SHERIFF By: ALDEN V. SAMBAAN Sheriff IV BWM: OCT. 5, 12 & 19, 2012

As food staple, rice dominates the diet of roughly half the world’s population, most of them poor, the authors noted. “Ironically for us, the Philippines has 14 million hectares of agricultural lands, yet we still import rice. There were times we experienced rice shortage because of rising fuel prices, f looding due to climate change, development of farmlands for homes and even gold courses, reduced global stocks, rising aff luence throughout Asia and Africa and pest

Republic of the Philippines REGIOAL TRIAL COURT 10TH Judicial Region Branch 16, Tangub City OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF-2012-012 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by JIMMY P. LIM against FELICIDAD PALER VDA. DE GUCOR to satisfy the mortgage indebtedness which as of March 2012 amounts to Twenty Thousand Pesos Only (Php. 20,000.00) excluding interest, attorneys fees, and other lawful fees for the service of foreclosure, the undersigned Sheriff will sell at public auction on October 31,2012 at 10:00 o’clock in the morning or soon thereafter at the office of the Clerk of Court, Regional Trial Court, Br. 16, Tangub City, to the highest bidder in cash, Philippine Currency the herein mortgage property to wit: TRANSFER CERTIFICATE OF TITLE NO. T-1582 “A parcel of land and all improvements thereon Lot 300-A-2, Psd-10- 041091.portion of Lot 300- A (LRC) Psd. 60028; situated in the Barrio of Dimalooc, City of Tangub, Province of Misamis Occidental, Island of Mindanao. Bounded on the SW. 1-2 by Lot 300 –A-1; on the NW. 2-3 by Lot A-II (Road); on the NE. 3-4 by Lot 300 –A-3, all of Psd -10-041091 and on the SE 4-1 by Lot 300-B (LRC) Psd-10-60028. Beginning the point marked “1” on the plan being S.88 deg. 49’W., 582.45m. from BLLM No. 3 Cad 271. Thence: 1-2 N. 43 deg. 21’W., 63.48m. 2-3 N. 46 deg 26’E., 73.69m. 3-4 S. 43 deg 21’E., 63.28m. 4-1 S. 46 deg. 17’W., 73.69m. Containing an area of FOUR THOUSAND SIX HUNDRED SEVENTY (4,670) Square meters, more or less. All sealed bids must be submitted to the undersigned on the above state time, date and place of auction sale. In the event that the public auction should not take place on said date or these is only one bidder, it shall be held on November 5, 2012 at the same time & place without further notice. Bidders are enjoined to investigate for themselves any encumbrance on the herein property if any there be. September 13, 2012, at Tangub City, Philippines.

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region BRANCH 38 Cagayan de Oro City 2012-441 NOTICE OF EXTRA-JUDICIAL SALE File Number 2012-252 UPON EXTRA-JUDICIAL PETITION FOR SALE under Act 3135, as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND (otherwise known as Pag-IBIG Fund)., with principal office at the Atrium of Makati, Makati Avenue, Makati City, against ARNOLD A. ALTERA, married to FLORDELYN T. ALTERA, with postal address at Lot 20, Blk 11, Silver Creek Subd., Pull, Carmen, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of August 24, 2012, amounts to Eight Hundred Eighteen Thousand Eight Hundred Eighty One Pesos & 88/100 (Php818,881.88), Philippine Currency, as principal, interest, charges, attorney’s fees and expenses of foreclosure, the undersigned Sheriff or his deputies will sell at public auction on November 14, 2012, at 10:00 A.M. to 4:00 P.M. or soon thereafter at the Office of the Regional Trial Court, Branch 38, 2nd Floor, Hall of Justice, Hayes Street, Cagayan de Oro City, to the highest bidder for cash and in Philippine Currency, the following real property, with all the improvements found thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-209132 Lot Portion of Lot Surveyed For Land Use Location Area

: 20, Block 11, Psd-10-053352 : 3891-P-2, Psd-10-050786 : CORELCO, INC., (SILVER CREEK SUBDIVISION) : Residential : Barangay Canitoan, now Carmen : Eighty (80) square meters, more or less, registered in the name of Arnold A. Altera, married to Flordelyn T. Altera.

All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day without further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the title above-described and encumbrances thereon, if any there be. Cagayan de Oro City, October 9, 2012. FOR THE EX-OFFICIO PROVINCIAL SHERIFF:

FOR THE EX-OFFICIO SHERIFF: BY: BWM: OCT. 5, 12 & 19, 2012

WILLIAM C. ARANIEGO Sheriff IV

REYNALDO L. SALCEDA Sheriff IV BWM: OCT. 19, 26 & NOV. 2, 2012


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Developments

October 19-21, 2012

11

DENR to enforce policy on illegal logging

CAGAYAN DE ORO CITY - Newly assumed DENR 10 Regional Executive Director Ruth M. Tawantawan cautioned regional officials on the full implementation of the ‘One Strike’ policy of the department, against illegal logging. Director Tawantawan said the government is serious in implementing Executive Order No. 23 signed by President Benigno S. Aquino III declaring a moratorium on the cutting and harvesting of timber in the natural and residual forests, and creating the anti-illegal logging task force. Under the “One Strike” policy of Secretary Ramon J. P. Paje, field officials caught circumventing the law will be immediately relieved from their post and appropriate charges will be filed against them after further verification of their offense. “Let us observe transparency and integrity”, Director Tawantawan said. She exhorted DENR 10 officials and employees to have zero tolerance on graft and corrupt practices. At the same time she reminded officials of the “matuwid na daan” (straight path) in delivery of service to the public. She disclosed that Under-

secretary Demetrio Ignacio of the Field Operations has given her instructions to implement in the region. These instructions were discussed by Director Tawantawan during her first meeting with regional officials on October 8. As part of the implementation of Executive Order No. 23, the DENR 10 will effectively manage wood processing plants and seal

the entry of illegally forest products from the Autonomous Region in Muslim Mindanao (ARMM) and Caraga region. The agency will strictly manage, monitor and control the ports particularly in the transport of forest products in closed vans. The participants of the meeting were composed of regional directors of the Environmental Management Bureau (EMB) and Mines and Geosciences Bureau (MGB), regional technical directors, provincial and community DENR Officers, regional division chiefs and other staffs. Director Tawantawan said massive reforestation should be undertaken to mitigate disaster in the region. She further instructed the officials to be pro-active and continue to coordinate and warn local government

units (LGUs) regarding disaster prone areas. On the National Greening Program (NGP), DENR 10 will implement a no compromise of quantity and quality of seedlings. All Provincial and Community Environment and Natural Resources Officers were told to accomplish their

respective targets before December this year. Moreover, the officials were directed to submit their 2011 NGP accomplishment under oath before the end of October 2012. Likewise, field implementers were directed to accomplish their targets on the Comprehensive Agrarian

Reform Program (CARP) – Patent Processing and Issuance before November 15, 2012. It was gathered that the DENR 10 will further embark on Information, Education and Communication (IEC) campaign on EO 23 and NGP. (ldc/denr10. rpao#10-292-2012)

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October 19-21, 2012

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Nurturing Media’s Future thru trainings by SHAUN ALEJANDRAE YAP UY of The Cagayan de Oro TIMES In its continuing quest for journalism excellence, BusinessWeek Mindanao Advertising & Promotions takes the newspapering industry to a whole new level. BusinessWeek Mindanao (BWM) is at the forefront of a worthwhile endeavor into honing the brilliant minds of future journalists of Mindanao. The celebration of BWM’s third anniversary prompted a new innovation apart from just being a newspaper. The BWM Media Center serves as a beacon of growing and nurturing the young minds of our future media practitioners. The Media Center is a venue for trainings, seminars, workshops, product launching, meetings, and press conferences. The Media Center also takes pride in our pool of resource speakers, staff, and the editors of the 5 publications it houses. Publisher and BWM

Media Center CEO Dante M. Sudaria envision publications that are suited for the right kind of readers. BusinessWeek Mindanao offers the class A and B readers who are engaged in the business sector and young entrepreneurs, Mindanao Daily News (English daily) and Mindanao Star Balita (Bisaya daily) appeals to the class C and D readers who are keen on reading current events, politics, and viewpoints. The Cagayan de Oro Times offer the class A, B, and C readers a chance to catch up on the lighter side of the city and its neighboring towns. It is a weekly paper that gives you a glimpse of the positive side of news, a paper that truly carries the banner of the city’s name. BWM Magazine is a monthly publication targeted to class A and B readers who enjoy the leisurely and fun side of the business community. Since the initial

conceptualization in the summer of 2012, The Media Center has come a long way in only a few months – already hosting regular trainings on print and broadcasting to elementary pupils and high school students in the region and the city. The training modules are developed and constantly updated by our two in-house training directors, Joe del Puerto Felicilda, a veteran media practitioner in the field of broadcast journalism and a top caliber trainer for students who join the press conference competitions in the education sector; our training director for print, Allan Mediante is also a veteran journalist, an editor, and considered in the local media scene as an institution in his own right. Now that the visionturned-reality is well underway, The BWM Media Center is our venue for social responsibility, rather than just plant trees or finding ways – it aims to grow minds.

“I still believe that if your aim is to change the world, journalism is a more immediate short-term weapon.” – Sir Tom Stoppard, British playwright, knighted in 1997

P R I N T J OU R NA L I SM TRAINING for elementary and high school students

BROADCAST JOURNALISM TRAINING for elementary and high school students

PHOTOJOURNALISM TRAINING for elementary and high school students

The BWM Media Center – We Grow Minds. The Trainers

ALLAN M. MEDIANTE Training Director for PRINT Among his accomplishments are: PPI Fellow in Civic Journalism & Grantee for Best Practice in Civic Journalism by PPI and Coca-Cola Foundation 2007-2008, National Awardee of the Philippine Press Institute (PPI) for Best in Economy & Business Reporting 1999, 2000, 2001, 2002 as awarded by PPI and Konrad Adenauer Foundation of Germany, Outstanding Journalist in Print Journalism – Titus Bhrasma Awards in Journalism 2002

JOE DEL PUERTO FELICILDA Training Director for BROADCAST Former Station Manager : RPN-DXKO/TV 5, Cagayan de Oro City, and GMA 12, Iligan City Past President : Kapisanan ng mga Brodkaster ng Pilipinas, Cagayan de OroMisamis Oriental Chapter Former newswriter, newscaster and news director of various radio and television stations in Visayas and Mindanao As campus broadcasting trainer, has produced regional and national champions in DepEdinitiated contests, both elementary and secondary categories.

BWM MEDIA CENTER Door 3, Tanleh Bldg., Abellanosa St., Cagayan de Oro City (Near UCCP Church, going to Consolacion) for inquiries on the trainings offered or a quick tour of the facility please call 0917-712-1424

NELSON V. CONSTANTINO Editor-in-Chief, BusinessWeek Mindanao Trainer - Editorial/Column Writing , Business News Writing

RUEL V. PELONE Editor-in-Chief, Mindanao Daily News Trainer - Basic and Advanced News Writing for Print

MIKE BAÑOS BusinessWeek Mindanao Correspondent & Writer Trainer - Feature Writing

SHAUN UY Editor-in-Chief, The Cagayan de Oro TIMES Trainer - Photojournalism

Rocky Mountain N. Photo taken with presentation at TIO TA EN ES PR T UC uct PROD saldo during a prod Coffee’s Roberto Annter. the BWM Media Ce CE . Ph ot o ta ke n PR ES S CO NF ER ENls during the World ia with DepEd Offic Press Conference Teachers’ Day 2012 ia Center. at the BWM Med

BusinessWeek Mindanao, Mindanao Daily News, Mindanao STAR Balita, The Cagayan de Oro TIMES, and BWM Magazine are readable and can be downloaded online via www.businessweekmindanao.com and www.mindanaodailybalita.com


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