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Welcome In October we celebrate the importance of work/life balance. We focus on accomplishing extraordinary things by taking control of our lives from the inside out and learning to live deeply, joyfully and successfully. Think about the different areas of your life and your health. Are there certain aspects you would like to improve? Read more on page 42 about creating a healthy lifestyle.
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Work, Life Balance Thank you to all our readers and advertisers for making Local Buzz their number one community magazine.
Editor-in-Chief Jackie Osborne jackie@localbuzzmagazine.com Designer Vanessa Davis studio@localbuzzmagazine.com Website Editor Charleigh Cox editor@localbuzzmagazine.com
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Delicious Indian Cuisine
Social Media Jamie Blowes jamie@localbuzzmagazine.com Sales Angela Walker angela@localbuzzmagazine.com Accounts Jenny Flitter accounts@localbuzzmagazine.com Contributor Marce Coluccis, Garry Poulson Advertise in Local Buzz sales@localbuzzmagazine.com Call us on 01635 200 006 www.localbuzzmagazine.com To promote your event: events@localbuzzmagazine.com Address: 11 Queen Eleanor House, Kingsclere Park, Kingsclere RG20 4SW Your complimentary copy or where sold ÂŁ2. Thank you for the continued encouragement from our advertisers, supporters and the local community.
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Halloween
Having established success and gained growing support over the past few years, National Home Security Month returns this October to highlight the importance of home security. Check out our top tips for keeping your home secure on page 34. Local Buzz's purpose is to build a stronger community. When people are brought together, they can make a change. There are many ways to strengthen our community and one very easy way is to buy local. Please read the top 6 Reasons for Shopping Local on page 45. Enjoy your October issue and I look forward to bringing you more insightful articles and community news in November!
Jackie Osborne - Editor-in-Chief
6 Local Buzz 9 Competitions 11 What’s On 21 Explore India 25 Fine Food 29 Chemogiftbags 31 Gardening tips 34 Home Security 45 Shop Local 50 BuzzConnect www.localbuzzmagazine.com
Proud winners Best community magazine Best magazine design Best website
Although every effort has been taken in compiling the contents, the publisher cannot be held responsible for errors, omissions or information supplied by the advertisers.
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Do you have any news that you would like to share? We’d love to hear from you editor@localbuzzmagazine.com
Your Local Buzz Who will be your Community Champion 2018?
Thatcham Historical Society
The awards started with the Junior Citizen Award in 2001 and have now grown to consist of four awards to recognise the valuable contribution many local residents make to West Berkshire. THE FOUR CATEGORIES ARE: n
The Pat Eastop MBE Junior Citizen of the Year Award
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Volunteer of the Year
n
Community Group of the Year
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Lifetime Achievement Award
We now want to hear about residents of West Berkshire that make a valuable contribution to their community. This contribution can be made in many ways; organising environmental work, running social groups, organising community sports activities and events, co-ordinating resident groups or any other activities that improve the lives of the people of West Berkshire. Chairman of West Berkshire Council, Carol Jackson-Doerge, said: "In my
role as Chairman of West Berkshire Council, I am looking forward to being part of the 2018 awards. The standard of nominations in previous years have been very impressive and it is a pleasure to be presenting the awards to the winners this year." The awards will be presented by Chairman Jackson-Doerge, during the Full Council meeting, on Thursday 6 December 2018 and details of the winners will be recorded in the 'Roll of Civic Award' which will be available for future generations to review. The book will be available to view at the Council Offices in Market Street, Newbury. For more information about the categories and to download the nomination form please visit our Community Champion Award Scheme page. The closing date for your nominations is Friday 26 October 2018.
Line closures - more dates announced GWR and Network Rail have confirmed more dates when a significant part of the line between Newbury and Reading will be closed. This is to facilitate electrification works, track renewal and ballast work. The first phase of works is scheduled to take place over the following four working-day periods, with a number of additional line blocks required to complete the work.
don’t miss the next Issue. . . 6
in the stands 1st november
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Mon 8 to Thu 11 October
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Mon 19 to Thu 22 November
For further travel advice and information on the work please visit GWR.com/Newbury2018 Twitter @GWRHelp
Drawing by Rev. V. Clementi, 1845
West Berkshire Council launched its annual Community Champion Awards
Crookham Manor At the time of the Norman Conquest Crookham was owned by Alwi Ceuresbert and according to the Domesday record consisted of just three households. By c.1125 the manor had been granted to the newly formed Reading Abbey who in turn let it out to various people including the FitzHerbert family. There was also associated hunting grounds, parks. Henry III visited several times presumably hunting in the park. By 1299 there appears to have been a chapel attached to the manor house. It is unknown when the manor house was erected however the location is known as Manor Ash Moats and is situated about 1/2 a mile east of Crookham House (now known as Pinchington Hall). By c.1542 both the manor house and chapel appear to have been abandoned, the chapel had been leased to a farmer. George Amyand, a merchant from Hamburg, in c.1748 purchased the estate. He appears to have had a new manor house called Crookham House built at close to the present Crookham House. The estate passed into the hands of the Tull family where in c.1850 they had the manor house demolished and rebuilt. This is largely what remains today. To find out more contact us via email enquiries@thatchamhistoricalsociety. org.uk or visit our website thatchamhistoricalsociety.org.uk LOCAL BUZZ
Richard Benyon MP
Kit Malthouse MP
Investing in Affordable homes paths and cycle ways programme It was good to see that West Berkshire has the highest rates for walking and cycling across the whole county. Yes, the highest! According to figures published by the Department of Transport, over 85% of us cycle or walk at least once a month and around 40% do this at least five times per week. Which, of course, should not be surprising given the access we have in this area to green spaces and the amount of work that is being done to make walking and cycling safer and easier.
In mid-August we launched the Social Housing Green Paper to kick start a better national conversation about the place of social housing in our society. Its origins lie in the terrible Grenfell Tower fire, when it became clear that the status and future of those living in social housing was very far from what we would wish it to be. Tenants told us they felt stigmatised and ignored, offered a second class service by their landlords and that they lacked the power to do anything effective about their problems or make themselves heard. We want to offer them a bold, new deal. We want to tackle any stigma attached to these tenancies and celebrate thriving communities. This means ending the sense of separateness that has pervaded design of social housing and often its location. We want to expand supply and supports home ownership too, while resolving complaints effectively and making sure we have powerful tenants.
The Council is investing in paths and cycle ways, in particular the project to improve the cycle and pedestrian route between Newbury and Calcot which is being funded with a grant of over £1 million from the Thames Valley Local Enterprise Partnership. Phase One between Newbury and Thatcham started earlier this year. You might have seen (or used) the new cycle path on Benham Hill for example which has one of the highest number of cyclists at peak times and is now wider and safer for both cyclists and pedestrians. A win-win on all fronts with benefits for all of us in terms of more exercise/better health and less pollution/better environment.
Rt Hon Richard Benyon MP for Newbury
To do this we’ve allocated £9 billion to the affordable homes programme and we’ve increased council’s borrowing capacity by £1bn so they can build more social housing. We want to make sure homes are safe and decent because we understand the damage poor quality housing does to a family’s morale. The UK has one of the largest social housing stocks in the world with around 4 million people living in the sector, so this is a very important challenge for our country. The consultation on the paper is open until 8th November and you can find a link to it on my website, www.kitmalthouse.com. We want to hear your views on this vital issue.
Kit Malthouse MP Minister for Housing and Planning in the Ministry of Housing, Communities and Local Government
Basingstoke Voluntary Action Group Development Team
Professional help and advice for Community and Charity Groups in Basingstoke and Deane Starting up a new Charity/Group? We can guide you through the process to ensure that new groups are fully aware of governance requirements. Looking for Funding or grants? We can help you source grants and also assist with guidance to improve the chances of gaining required funding. Do you want your charity’s voice heard? Join our Voluntary Sector Forum to maintain awareness of issues relating to your organisation and have network opportunities locally. Need information on services, charities and Community groups in your area? Our online database, information leaflets, facebook page, newsletter and website is aimed at supporting local charity and voluntary organisations. Need to promote your organisation plus activities and attract additional members or volunteers? You can advertise for FREE via our various publicity options throughout the year getting your message to a much wider audience. We can also help you with : Policies and Procedures, Finances and Budgeting, Volunteer Recruitment and Retention, DBS Checks, Training, Charities Commission registration and Legislation. For more information and free registration on: T: 01256 423816 E: admin@bvaction.org.uk www.bvaction.org.uk 7
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1 x pair of tickets to The South in Birmingham on Friday 5th October What genre of music do The SOUTH play? a. Rock
b. Hip-Hop
c. Reggae
10 pairs of tickets for this year’s Festive Gift Fair at Birmingham NEC, 15-18 November Closing date 31/10/18
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www.localbuzzmagazine.com Family ticket to the Spook Fest Firework Spectacular day at Windsor Racecourse. What film is the Spooktacular day based around? a. Ghostbusters b. Hotel Transylvania c. Gremlins
SPOOKFEST
FIREWORKS SPECTACULAR WITH DRIVE IN CINEMA SCREENING OF GHOSTBUSTERS
SATURDAY 3RD NOVEMBER WINDSOR RACEOURSE SELL OUT F I R E W O R K S NIGHT RETURNS!
Dinner for 2 up to the FREE £12 ADULTS, £6 CHILDREN (3-15), UNDER 3’S FREE £12 value of £50.
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6 Course Tasting Menu with 3 paired wines
What year was the first Pizza Express opened?
Drive in cinema sold separately. See website for details
How much is the three-course set lunch at Leatherne Bottel? a. £22
b. £24
a.1955 b.1965
c. £26
c.1975
Worth £38
Pick of any one item from our menu at Tops Treats How long does our 3kg tub of Nutella last? a. 1 week b. 1 month c. 3 months COMPETITIONS
Worth up to £6
Festive afternoon tea for 2 in December to include; Christmas themed finger sandwiches, scones and festive treats. Who was the first person to eat turkey on Christmas Day in Britain? a. Guy Fawkes b. William Shakespeare c. Henry VIII 9
Silver Sunday – Celebrating Older People, Bluebird Care are hosting a free Sunday Lunch Sun 14 13:00 - 17:00 Fieldgate Centre in Kingsclere Spaces are limited so please call 01256 748394 to book your place.
What's on in October Just The Tonic Thur 11 18:45pm - 22:30 The Comedy Loft Reading We bring you four different acts at every show including some of the best up & coming comperes. Moonlight Walk Sat 13 22:00 Festival Place, Basingstoke This year is going to be
80s themed! Starting from Porchester Square (outside Marks and Spencer) in Festival Place. 8 ½ mile walk is fully marshalled and open to men, women and children (ages 7 + must be accompanied by an adult). £17 for adults, £10 for children. www.stmichaelshospice. org.uk
Crafty's Halloween Spooktacular Sat 20 14:00 - 15:15 Viables Community Centre, The Harrow Way Basingstoke
Autumn Sprinkles! Sat 20 19:00 – 21:30 St. Paul’s Church Ashford Hill An exciting concert for all the family! A real variety of performances to make a special evening. Bird Tickets online for sale from www.eventbrite Live Wrestling in Tadley Wed 24 19:00 - 21:00 Tadley Community Centre
A brand new show! If you enjoyed Crafty's Creepy Castle, you will love this show - the show where every child receives a Trick or Treat present!
The superstars of WrestleForce are here for an evening of action that the whole family can enjoy! Family Puppet Workshop Wed 24 11:00 - 16:00 Basing House, Old Basing £4 per person Please note as this is a family workshop accompanying adults must also pay for a place.
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December 21 - 19:30 December 22 - 14:30 & 19:30 December 23 - 14:30 £19 £17 concession £65 Family
01635 244 246 www.arlingtonarts.co.uk Arlington Arts, Mary Hare, Snelsmore, Newbury, RG14 3BQ
WHAT'S ON Some details may be subject to change so please check before you book
NEWBURY RACECOURSE PROUDLY PRESENTS
WHERE LEGENDS ARE MADE MANY CLOUDS WINNER: 2014
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DENMAN
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ARKLE
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The Ladbrokes Winter Carnival is fast approaching SDUOLC YNAM 4102 :RENNIW
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One of the great social highlights of the Winter season with an electric atmosphere and something for everyone to enjoy. The weekend kicks off on Friday 30th November with the feature race being the Grade 2 Ladbrokes Long Distance Hurdle, which has previously been won by iconic horses including Big Bucks, Thistlecrack and last year by Beer Goggles.
The racing is great, but this is a great social day out too, providing a great opportunity to try one of the range of dining options that Newbury has to offer including ELKthe RAaward winning Hennessy 56Restaurant. & 4691 :RENNIW The highlight of the meeting though is undoubtedly, the Ladbrokes Trophy, on Saturday 1st December, the race that was formerly known as the Hennessy Gold Cup is one of the most eagerly anticipated in the racing calendar and it rarely disappoints. In the last 60 years it has been won greats such as Arkle and Mill House, and more recently by the likes of Denman, Many Clouds and Native River, the 2018 Cheltenham Gold Cup Winner. Last year saw the first Irish trained winner of the race since 1980
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with Total Recall winning for Willie Mullins. The Ladbrokes Trophy truly is a race where legends are made. There will be live music after racing on both days, ensuring that the party goes on after the racing has finished. If you only have one day out rthis winter, make sure it is to the Ladbrokes Winter Carnival.
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Newbury Racecourse Friday 30 November Saturday 1 December
27th Oct
BATS – sing for you Songs from Priscilla Queen of the Desert.
Prepare your Pumpkin Come and get ready for Halloween plus meet Frankenstein & his beautiful bride.
Dates for your Diary
16th Nov Christmas Lights Switch On 17th Nov Young Enterprise Trade Fair 18th Nov Reindeer Day www.themalls.co.uk facebook.com/TheMallsShoppingCentre
SPOOKFEST
FIREWORKS SPECTACULAR WITH DRIVE IN CINEMA SCREENING OF GHOSTBUSTERS
SATURDAY 3RD NOVEMBER WINDSOR RACEOURSE SELL OUT F I R E W O R K S NIGHT RETURNS! FREE 6 CHILDREN (3-15), UNDER 3’S FREE 12 ADULTS, £ £6 ££12 BOOK IN ADVANCE AND SAVE £4 AT WINDSOR-RACECOURSE.CO.UK Drive in cinema sold separately. See website for details
halloween The tradition of dressing in costume for Halloween has both European and Celtic roots. Hundreds of years ago, winter was an uncertain and frightening time. Food supplies often ran low and, for the many people afraid of the dark, the short days of winter were full of constant worry. On Halloween, when it was believed that ghosts came back to the earthly world, people thought that they would encounter ghosts if they left their homes. To avoid being recognised by these ghosts, people would wear masks when they left their homes after dark so that the ghosts would mistake them for fellow spirits. On Halloween, to keep ghosts away from their houses, people would place bowls of food outside their homes to appease the ghosts and prevent them from attempting to enter.
spooky treats
!
Are you planning a spooky halloween party? There are many delicious recipes online from finger biscuits to pumpkin cupcakes - here are our favourites!
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Let’s Party! Perfect Party Nights running from 30th November
The Festive Season Festive Afternoon Teas Santa Sunday Lunches Christmas & Boxing Day Lunch New Year’s Eve Parties and much more. . . To book, or request a brochure, please get in touch with our events team today 01635 588707 or events@regencyparkhotel.co.uk
Regency Park Hotel Bowling Green Road . Thatcham . Berkshire . RG18 3RP 01635 588707 . www.regencyparkhotel.co.uk
Why isn’t all wine vegan?
e n i F e h T e
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We all know now that most wine is made from grapes and grape is a fruit. So one would reason that all wine is therefore vegetarian and vegan friendly. But that is not the case. Why you may ask? After wine is fermented and before it is bottled, it usually goes through a filtration process. This is to remove organic impurities and improve clarity and flavours. The impurities are proteins, yeast and other organic particles that are suspended in the wine. If left unfiltered these impurities can leave the wine looking cloudy and some will eventually settle to the bottom of the bottle and leave a sediment. However this takes time and with wine producers under more and more pressure to produce and ship their wines, filtration products are used to remove these impurities. These filtration products are called “findings”. It is during this filtration where some wines become vegan “unfriendly”.
ward Colucci’s Aosecco Winning Pr RS ONLY,
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Historically wineries have used animal derived products to help settle out the impurities that are in suspension in the wine, and to filter and purify the wine. One of the more popular agents is “Isinglass” a substance obtained from fish and it comes in the form of collagen. Other animal products that may be used are gelatin, a flavourless food ingredient derived from various animal body parts, casein commonly found in cow’s milk, egg whites and chitosan which is derived from shrimp shells. So you can see none of these products are particularly attractive to vegetarians or vegans. There are however a number of non-animal products used in wine production by some producers that make the final product highly desirable for vegetarians and vegans. These filtration products have zero animal content and do a great job of removing those pesky impurities that can spoil the look and taste of your wine. Two such products are bentonite which is a clay mineral, and activated charcoal, being the more common ones.
Experience the luxurious taste of our award winning prosecco, order some Colucci’s today!
And the even better news for vegans who love prosecco is that Colucci’s is completely vegan and vegetarian friendly. We use no animal based compounds in the filtration of our wines. If you are vegan or vegetarian and want to experience the luxurious taste of our award winning prosecco, order some Colucci’s today!
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Anyone for a Cuppa? India is one of the largest tea producers in the world, although over 70 percent of its tea is consumed within India itself. Assam and Darjeeling are world famous teas which are grown exclusively in India. The Indian tea industry has grown to own many global tea brands and evolved to one of the most technologically equipped tea industries in the world. Tea production, certification, exportation and all other facets of the tea trade in India is controlled by the Tea Board of India.
Bengal Tiger The Bengal tiger is found primarily in India with smaller populations in Bangladesh, Nepal, Bhutan, China and Myanmar. It is the most numerous of all tiger subspecies with more than 2,500 left in the wild. The creation of India’s tiger reserves in the 1970s helped to stabilise numbers, but poaching to meet a growing demand from Asia in recent years has once again put the Bengal tiger at risk.
Explore
India The River Ganges The Ganges River flows through the nations of India and Bangladesh. It is 1,569 miles and rises in the western Himalayas in the Indian state of Uttarakhand
Taj Mahal The Taj Mahal was commissioned in 1632 by the Mughal emperor, Shah Jahan (reigned from 1628 to 1658), to house the tomb of his favourite wife, Mumtaz Mahal. The tomb is the centrepiece of a 42 acre complex, which includes a mosque and a guest house. It is set in formal gardens bounded on three sides by a crenellated wall.
White Bengal Tiger The white fur is caused by a lack of pigment, which is found in orange tigers. The white bengal tiger grows faster and heavier than the orange tiger and are fully grown at 2 – 3 years of age. Male tigers reach weights of 200 to 230 kilograms and can grow up to 3 meters in length.
and flows south and east through the Gangetic Plain of North India. The Ganges is one of the most sacred rivers to Hindus. It is also a lifeline to millions of Indians who live along its course and depend on it for their daily needs. It is worshipped in Hinduism as the goddess Ganga.
The Taj Mahal attracts 7 - 8 million visitors a year.
Construction of the mausoleum was essentially completed in 1643 but work continued on other phases of the project for another 10 years. The Taj Mahal complex is believed to have been completed in its entirety in 1653. It was designated as a UNESCO World Heritage Site in 1983 for being "the jewel of Muslim art in India and one of the universally admired masterpieces of the world's heritage".
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Namaste is usually spoken with a slight bow and hands pressed together, palms touching and fingers pointing upwards, thumbs close to the chest.
National Curry Week 22nd - 28th October
Namas Coriander Coriander is a flowering plant that belongs to the parsley family and originates from South Europe, North Africa and West Asia. Cultivation of coriander started 2000 years BC and was one of the many plants cultivated in the Hanging Gardens of Babylon. It was popular and often consumed in ancient Egypt and Greece. Coriander is still one of the most widely used spices in the world. It can also be used as a remedy because it contains numerous compounds that act beneficially on the human health.
Facts
Even though all parts of coriander are edible, people usually consume leaves and seed. Rich source of dietary fibres, vitamins K, A and C and minerals such as magnesium, iron and potassium. Used as flavoring agent for some types of beer in Belgium. 22
The first National Curry Week took place in October 1998 and was founded by the late Peter Grove. His vision was to drive awareness and appreciation of the burgeoning Indian restaurant industry, whilst also raising funds for charity. The UK’s love of curry is stronger than ever, and National Curry Week continues to grow in importance every year. Kingfisher Beer is the lead sponsor of National Curry Week. Being India’s No.1, it is the first choice of Delhi to Doddanapudi, and the leading beer the world over. With a variety of ways to get involved in National Curry Week, from holding your own cracking curry night at home to eating out at one of the tip-top participating restaurants, be sure to join in as Kingfisher Beer make the 20th National Curry Week second-to-naan.
Essential Curry Spices Cumin Coriander Mustard seeds Ginger Garam masala Turmeric Cinnamon Cardamom Spicy red chile pepper
ste! Why we love a curry The first profitable Indian restaurant was the Veeraswamy, opened by Anglo-Indian Edward Palmer at the British Empire Exhibition of 1924.
The migrant workers established cafes and canteens to feed their families. Curious natives soon discovered the spicy food which was a revelation compared with rationed British food. From these cafes grew a national obsession with the likes of chicken tikka massala, chicken
Interesting facts about Indian cuisine:
1
India is rightly called the Land of Spices. No country in the world produces as many varieties of spices as India.
2
Greek, Roman and Arab traders have contributed a lot to the first foreign flavours in Indian cuisine. Who did you think brought the amazing saffron to India?
3
Staple ingredients of Indian cuisine like potato, tomato and chilli don't have Indian origin. They were brought to India by the Portuguese.
4
Not only this, the Portuguese also introduced us to refined sugar. Before that? Fruits and honey were used as sweeteners in Indian food.
5
Here comes a blow! Our very favourite Chicken Tikka Masala, a popular dish in India, is not Indian. It was invented in Glasgow, Scotland!
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The first Indian restaurant in the USA was opened in the mid-1960s. Today, there are around 80,000 Indian restaurants in America.
It was so popular he moved to Regent Street where to this day it is frequently fully booked. At the start of the Second World War, there were six curry houses in Britain. Six years later, Indians arriving to help rebuild London started the growth of the nation’s favourite restaurants.
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Very little is known about the food and eating habits of the earliest Indian civilisation, Indus Valley Civilisation, because the ancient language has not been deciphered yet.
korma and the challenging vindaloo! Two-thirds of our dining out is in curry restaurants, spending £5million a day. We eat approximately 205 million poppadoms every year. With London having more Indian restaurants than either Mumbai or Delhi.
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According to Indian Food Theory, our food has 6 different flavours: sweet, salty, bitter, sour, astringent and spicy.
The word 'curry' was coined by the British in India and has no direct translation into any of the sub-continent’s languages.
Taj Mahal is the most popular name in Britain for an Indian restaurant. 23
Nobody can offer Indian food like we can! Savour a wide variety of meals with distinctive flavour and aroma served by friendly staff. Indigo Bay Restaurant specialises in traditional tandoori and Indian curries.
01635 35000 54-55 Bartholomew St Newbury RG14 5QA www.indigobayrestaurant.co.uk
PizzaExpress Newbury
ÂŁ10.95
*Ts&Cs and menu restrictions apply – ask your waiter for details
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160x110mm_PEX_Newbury_AutumnSetMenu_509169.indd 1
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Uses of the Tamarind pulp include traditional medicine and metal polish.
Fenugreek
This is an aromatic Mediterranean plant that produces long pods containing brownish seeds. The seeds have a slightly bitter taste and are roasted and ground and used as a flavouring in curries. The leaves from the plant (often sold as methi) can be used in salads. The seeds and the leaves have a strong aroma. TRY Masala chicken with minted yoghurt sauce.
Tamarind
A tart fruit from the tamarind tree, used as a spice and souring agent. The pulp can be pressed to form a ‘cake’ or processed to make a paste. Tamarind tastes a bit like a date but is less sweet (and more sour), and is sometimes known as the Indian date. It is a key ingredient in Worcestershire sauce. TRY Tamarind and lemongrass beef.
ine
Due to their water resistance, coconuts are able to stay afloat over the ocean.
FOOD Indian
Garlic
China consumes the most garlic. Some Chinese people eat up to 12 cloves a day!
Part of the lily, or alium, family, of which onions are also a member, garlic is one of the most indispensible ingredients around, and plays a central role in Mediterranean and Asian cookery.
The use of garlic in China dates back thousands of years. It was also consumed by ancient Greek and Roman soldiers. Garlic was rare in traditional English cuisine (though it is said to have been grown in England before 1548) and has been a much more common ingredient in Mediterranean Europe. Garlic was used as an antiseptic to prevent gangrene during World War I and World War II.
Indian cuisine consists of a wide variety of regional and traditional dishes. Due to the diversity in soil type, climate, culture, ethnic groups, and occupations, these cuisines vary substantially from each other.
Coconut milk
Coconut milk is made by grating fresh coconut flesh and then working that with water, traditionally by hand. Always best used as fresh as possible and storage advice in commercial products should be adhered to strictly. TRY Roast cauliflower, cumin and coconut milk soup.
Saffron
Saffron comes from the plant commonly known as the 'saffron crocus' (pictured). The vivid crimson stigmas and styles, called threads, are collected and dried to be used mainly as a seasoning and colouring agent. It is among the world's most costly spices by weight. TRY Pistachio saffron seera.
TRY Coconut fish curry. 25
Cook Indian Classic Bombay Potatoes These simple spiced potatoes are one of the most popular Indian side dishes. Serve as part of any Indian meal, although they are particularly good with chicken or vegetable curries.
Situated on the chalk based slopes of Tichborne Down, the course drains exceptionally well providing near perfect conditions all year round. Coupled with its reputation for friendliness, hospitality, excellent catering and first class practice facilities the club provides high quality golf and great value for money for visiting societies, members and visitors alike.
WINTER MEMBERSHIPS (Nov – March)
5 months for only £350 Preparation time Less than 30 mins Cooking time 10 to 30 mins Serves 4
Ingredients 4 tbsp oil ¼ tsp mustard seeds 2 pinches of chilli powder ¼ tsp turmeric powder 350g/12oz potatoes, boiled and quartered salt to taste
Method Heat the oil in a pan on a medium heat setting. To check that the oil is hot enough, sprinkle in a few mustard seeds, if they pop the oil is ready. Then add the remainder of the mustard seeds.
GOLF SOCIETY PACKAGES
Add the chilli and turmeric powders to the sizzling seeds, and salt to taste.
Available all year round
Fry this pungent mixture of oil and spices for 1 minute then add the potatoes. Fry for about 4 minutes until the potatoes are smothered in seeds and appear to have crispy edges. They will look quite yellow in colour. Cover the pan and on a low heat, cook the potatoes for a further 5 minutes. Serve immediately.
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Don’t let the bad weather spoil your golf this year Play in the best conditions
2019 bookings now being taken
For more details please call 01962 733746 or email secretary@alresfordgolf.co.uk Visit our website at www.alresfordgolf.co.uk Alresford Golf Club | Cheriton Road | Tichborne Down | Alresford | Hampshire | SO24 0PN
DONNINGTON GROVE
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THE HAMPSHIRE COURT HOTEL Festive Fun! Book your Christmas party with us today. Enjoy our delicious festive cuisine and then party until the early hours. BOOK NOW to secure an early booking discount Prices from
We guranatee you a night to remember!
£35.95
01256 319700 . www.qhotels.co.uk Centre Drive . Great Binfields Road . Chineham . Basingstoke RG24 8FY 27
barnes
01793 821303 www.barnescoaches.co.uk travel@barnescoaches.co.uk
Christmas in the Black Forest - Oberharmersbach Sat 22nd December 2018 7 Days: From £639
Christmas in St Agnes, Cornwall Sun 23rd December 2018 5 Days: £589
The Hotel Baeraen is ideally positioned in the centre of this pretty village and is is in a prime position for making the most of the stunning countryside and half-timbered villages. It also lays on a great show at Christmas time! We are in a great position to travel to the popular Black Forest tourist towns of Frieburg and Baden-Baden.
Experience all that Cornwall has to offer whilst based in the delightful Rosemundy Hotel which is set in 4 acres of woodland and gardens in the unspoilt village of St Agnes. Other tour highlights include stops in the historic fishing port of Looe, Cornwalls’ Great Little City - Truro and Padstow!
for full tour itineraries & more holidays, contact the Barnes team to order a free copy of our 2018-19 HOLIDAY BROCHURE!
Christmas in Chichester Sun 23rd December 2018 5 Days: From £549 Sussex has it all from coast to countryside, seaside resorts to medieval towns. And this tour showcases the best of it whilst staying in at the 3 star Chichester Park Hotel on the outskirts of historic Chichester with full leisure facilities! We have included a drive into the South Downs National Park passing through Petworth & Midhurst to make the most of the local scenic beauty!
Christmas in Gwbert, Cardigan Bay Sun 23rd December 2018 5 Days: From £549
Christmas in bournemouth Sun 23rd December 2018 5 Days: From £499
Explore West Wales whilst based at this truly fantastic 3-star hotel with one of the most breathtaking marine locations in Wales, set in 30 acres of headland overlooking Cardigan Bay. It has also recently had an indoor swimming pool etc. built. This tour also includes visits to Abergavenny, St David’s and also Cardiff!
Renowned for its golden beaches and beautiful parks and gardens, Bournemouth blends the contemporary with the traditional to ensure you are truly spoilt for choice. Our first Christmas visit to The Queens Hotel & Spa was a great success last year and there is plenty of entertainment on this full board tour.
“Many people go through chemotherapy isolated and alone and even for those who have support it is a very daunting time. It’s all about letting breast cancer patients know that others care”.
Have you heard of
Chemogiftbags? Each bag has been prepared by people who care and includes useful items such as. . .
Well, we all say that sometimes, simple ideas are the best. It all started when Lynne Shipton was compiling a list of necessary items to help and support breast cancer patients. The list got bigger and bigger, and subsequently, the concept of putting it all together, Chemogiftbags was founded. Back in 2015, with its main objective to create goodie-bags with products for Breast Cancer patients, Lynne had no idea how it would grow and today, Chemogiftbags is available within the Thames Valley area. Chemogiftbags became a registered charity in 2016 and won an award for Organisation Champions 2016 Against Breast Cancer – This brought the media attention and soon after they appeared on national TV. Lynne says, “Many people go through chemotherapy isolated and alone and even for those who have support it is a very daunting time. It’s all about letting breast cancer patients know that others care”. As well as receiving money, they also have an Amazon wish list that people can purchase items to put in the Chemogiftbags.
An example of just some of the goodies in the Chemogiftbags: n
Natural products such as body wash and shampoo
n
Deodorants/natural products
n
Tropic donations All-Natural Products. (if you would like to donate any natural product free from chemicals (no alcohol, perfume and are paraben free), please get in touch
n
Pill box as many patients have various tablets to take
n
Note book and pen
n
Beanie hats/head scarves and cosy fluffy socks as chemotherapy can cause cracked skin
n
Blankets can be fleeced, crotchet or knitted and quilted, over 1mtr square
n
Toiletry bag for overnight stay; face cloth, toothpaste and non-alcohol mouth wash
n
Children’s toothbrush as gums can be very sore
n
Wide toothed comb
n
Anti-bacterial wipes, to keep those germs away
n
We also provide a heart shaped cushion for mastectomy use and chemo/rads and other operations Friends, family and breast cancer patients can request a Chemogiftbag via their web page. www.chemogiftbags.org or www.facebook.com/Chemogiftbags. Chemogiftbags’ Ambassadors will arrange with the patient for the bag to be delivered to them during their hospital appointment. Their strap line says, “From People Who Care”, meaning not just our volunteers, but the public and businesses that donate.
Please contact Lynne Shipton to volunteer and/or donate Lynne.shipton@chemogiftbags.org facebook.com/chemogiftbags www.chemogiftbags.org LinkedIn - Lynne Shipton Chemogiftbags Instagram - Lynne Shipton Chemogiftbags1168095 Twitter - @ChemogiftbagsUK Charity No. 1168095
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FREE £5 VOUCHER WHEN YOU SPEND £25 OR MORE* *Offer valid from Sat 6th Oct to Sun 14th, see website for more details
OFFICIAL OPENING ON SUNDAY 7TH BY
Craig Revel Horwood (see website for more details)
Rosebourne, Basingstoke Road, Aldermaston, Reading RG7 4LD (A340 just north of Aldermaston village) 30
www.rosebourne.co.uk
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Harvest pumpkins for eating as well as carving! Lawn care
Clearing up
Spring bedding
Care for your lawn by raking or brushing leaves off the grass. Try collecting them in a leaf bag, which will turn them into useful leaf mould. You can also cut the grass for one last time this year. Make that last cut slightly higher to protect the lawn from winter frost.
October is the time for clearing up. Greenhouses, ponds, gutters and water butts may all need cleaning out, wooden garden furniture will need covering or storing for the winter and terracotta pots will need bringing inside.
Plant out spring bedding and biennials, such as wall-flowers, for spring displays. Pots and hanging baskets can be planted with spring bedding, and teamed with bulbs, grasses, cyclamen and violas for a colourful and textural display.
Garlic
Experiment with bulbs in pots – try something unusual or go for tried and tested crocuses, tulips and daffodils.
In the veg patch plant garlic cloves with their pointed ends up, and spaced 10cm apart.
Gardening Tips For the colourful month of October
Dig up Dig up temporary summer crops – runner beans, root veg such as carrots and beetroot or pumpkins and squashes. Leave vegetables that can be harvested into autumn and winter, such as Brussels sprouts, cabbages and cauliflowers. Pick the last of any summer crop fruits such as raspberries, apples and pears.
Pumpkins To harvest the pumpkin, cut the fruit off the vine carefully with a sharp knife or pruners; do not tear. Be sure not to cut too close to the pumpkin; a liberal amount of stem (3 to 4 inches) will increase the pumpkin’s keeping time. If you are saving seeds, they should last for six years.
Herbaceous Perennials Most herbaceous perennials will be wintering underground and can be protected with a layer of bark compost. Bring small succulents indoors and protect larger plants such as tree ferns where they stand by tying horticultural fleece around their tops.
Hyacinths
Trees
‘Plant’ prepared hyacinths in vases for winter scent and colour in the house.
October is a good month for planting large trees and shrubs. It gives their roots time to get established before winter sets in. 31
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Brakes, Shocks & Exhausts n Wheel Laser Alignment MOT Preparation n Car Servicing Used Tyres n New Tyres
01635 550202 www.newburyautostop.co.uk Unit 6 Freemans Yard 32
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The Area’s Number 1 Premium Electric Door Supplier
October Home Security Month Having established success and gained growing support over the past few years, National Home Security Month returns this October to highlight the importance of home security. National Home Security Month (NHSM) is designed to highlight home security to homeowners across the UK, as well as driving demand for security products and installation services. Now in its third year, the initiative runs throughout October and features a series of hints and tips to highlight the ways homeowners can keep their homes, families and possessions safe as the nights draw in. Homeowners should assess their home security from cylinders and window locks through to advanced smart locks. Generally, people tend to turn to security when something goes wrong, rather than preventing the issue beforehand. A key aim of the NHSM campaign is to change this habit, by pushing home security to the forefront of people’s minds at a time when statistics show that domestic burglaries increase by around 20% and continue at a high level throughout the winter months. For example, a new door fitted with a high security cylinder and handle combination presents a powerful proposition and it will make any opportunist burglar think twice.
For more information visit www.homesecuritymonth.com . email info@homesecuritymonth.com or search for ‘home security month’ on Twitter and Facebook 34
Top tips for keeping your home secure
TOP TIP! Turn home appliances on/off remotely using a power switch via your smartphone – ideal for giving the impression you are home when away.
Alarms
Setting the standard
Lights, camera, action
Over 81% of burglars admit to stopping or selecting another target if the property has an alarm installed.
Did you know. . . homes with no security measures in place are five times more likely to be burgled than those with simple security measures.
As the evenings begin to get darker, we are helping you secure your great outdoors ready for winter.
Get instant alerts. Smart Home Alarms can now send notifications, emails and even images to your smartphone when triggered by motion.
Despite this alarming statistic, 25% of Brits admit to having no home security at all!
Some Smart Alarms will even integrate with third party devices to create a superior security suite to scare away any would-be thieves.
Burglars are opportunists and they notice areas of weakness. Don’t get caught out, learn how to keep your home protected for complete peace of mind.
Do you have a pet and worry about false alarms? Invest in a pet-friendly alarm with PIR cameras so your furry friend can pass-through unnoticed.
Ensure external timber doors are secured with a mortice lock and/or nightlatch that meet British Standard BS3621.
TOP TIP! Don’t share your plans for the festivities on social media until after the event. Burglars can use this information to know when your home will be left empty and vulnerable.
For 24-hour protection, ensure your CCTV system has infrared LED night vision, enabling you to keep an eye on your property around the clock. Security lighting not only increases visibility, but also acts as a great deterrent for those thieves who are shy in the spotlight. TOP TIP! Use automatic timer-switches to turn lights on or off when you’re out to make the property appear occupied.
If you have a PVC-u or composite door, consider upgrading the cylinder to a British Standard, TS007 Kitemarked model.
Don’t make the perimeter around your property easy to access. Secure gates with a heavy-duty, weatherproof padlock, trim hedges for improved visibility and make sure fences are in good repair.
TOP TIP! By installing simple security measures that meet the required British standard, you can reduce home insurance premiums by up to 5%.
As the weather cools, don’t leave ladders, tools or garden furniture lying around outside. Lock these items away with a heavy-duty padlock.
All windows, upstairs and down, should be fitted with at least one appropriate key-operated lock.
For extra peace of mind secure individual items with anchor locks and cables.
If you do not want to be disturbed over the Halloween period, display a preventative ‘No Trick or Treaters’ sign on your front door (available from most local police constabularies).
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Beautifully practical fencing Fencing blends in, but chances are that the last timber fence you noticed was because it was falling down. This revolutionary fencing is attractive and practical. Unique Colorbond TM steel offers low maintenance and longevity plus versatile style and colour combinations to match your theme or make a statement. No more painting or repairs, just a beautiful backdrop for years to come.
Will withstand gusts of wind up to 130mph Low maintenance – hose off twice a year No painting or repairs required Guaranteed for 25 years* *T&C’s apply - visit website for details
“
We are delighted with this product for its strength and appearance and the knowledge that it will never rot, rust or fall apart. It will also withstand the strongest gales which gives us great peace of mind. We would strongly recommend having ColourFence
”
Mr Cunningham, Aldermaston
For a FREE no obligation quote & survey, contact Tom Hendren on
colourfencenewbury.co.uk
01635 261420 or 01256 700552
Windows are a building's most prominent feature and because window design has evolved over the centuries windows can be invaluable in dating and in recognising later phases of alteration.
The Window A brief history
Window design reflects the status of the building and the social hierarchy within that building. Local style was usually far slower to respond to the latest fashion, and frequently developed in differing ways in differing regions. Consequently localised types of window style contribute to creating a sense of local identity.
only for the highest status buildings and were constructed of small panes of glass quarrels, (also known as quarries), held together in a lattice of lead strips (cames).
Pre Sixteenth Century Constructed from stone mullions or timber frames with unglazed openings. They could be closed by use of sliding or folding wooden shutters, oiled cloth, paper or even thin sheets of horn. Glazed windows were used
Sixteenth Century Tudor stability and prosperity was reflected in window size. The much larger windows were subdivided into smaller openings (lights). Both stone and timber had vertical bars (mullions) and horizontal bars (transoms). A wrought-iron frame set into the mullions with smaller opening frame (hinged casement) provided an opening window. It would be latched shut with an iron catch or held open with an iron stay.
Hampton Court, one of Henry VIII's palaces
W an no Lo ils O ay 5. ta N n s Y y i th ithin nd p ÂŁ112or de n BU pa mo ull w iod a over ite f f er s bs 12 ay in ral p rder e we p e o e Re def on s, s th ble nth on ila o m va 0 m 12 t. A 12 s f re o te s in erm t
Installing quality windows, doors, conservatories and porches in Basingstoke & North Hampshire for over 20 years Quality products at competitive prices with no compromises 01256 841522 . www.riptonwindows.co.uk . enquiries@riptonwindows.co.uk 3 Crockford Lane . Chineham Business Park . Basingstoke . Hampshire . RG24 8NA
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OAKLEY W
WINDOWS, DOORS &
New or replacement conservatories and lightweight warm roof specialists
Whether you want a complete new conservatory, a replacement roof or a new lightweight warm roof installed, we would be proud to assist; no sales, no gimmicks, just great prices throughout the year.
WINDOWS
& CONSERVATORIES Imagine improving your home and having a company that is proud to help you throughout your process.
THE INSPIRATION RANGE
From choosing the right style and product to final installation. All serviced by qualified and registered FENSA fiiters. With over 20 years of successful business, you can be sure that you will talk directly to quality tradesman, not salesmen. We are FENSA Registered and our products come with an additional HOMEPRO 10 Year Insurance backed guarantee.
WIDE RANGE
Come to the showroom and see our products in person.
.00 ÂŁ895 inc vat
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of other designs and colours available
No gimmicks, no sales - just great prices throughout the year
T: 01256 889766 . www.oakleywindows.co.uk . E : sales@oakleywindows.co.uk Oakley Windows Ltd, Unit 11 Folly Farm, Kingsclere Road Hampshire RG26 5GJ
The CLOTHES SHOP Of Newbury - Est 1985
INDIVIDUAL LADIES’ CLOTHES Hats and accessories to inspire. Designs for all ages and occasions. . . “. . . an alternative to the High Street Multiples!”
COLOURFUL AUTUMN SEPARATES, Jackets and coats now in!
01635 47832 12 Pound Street, Newbury RG14 6AA Opening hours : 9.15am – 5pm (Tues to Sat) www.theclothesshopnewbury.co.uk
Facials Dermal fillers Wrinkle relaxing injections TCA and Glycolic peels Medical microneedling (dermaroller) Fabulous skincare products
ORIGINAL LADIES CLOTHING
MASSIVE CLEARANCE SALE When: 6th & 7th October 2018 Where: The Bear Hotel, Hungerford What Time: 9:30am - 5pm Come & join us for a super fun shopping experience and grab some bargains at the same time! Sale pieces from half price or less including summer pieces, cosy jumpers and a selection of our famous Robell trousers!
At 2 locations in Berkshire bbeauté 25 Gloucester Road Maidenhead SL6 7SN and at Laurabella Day Spa Strattons Farm Kingsclere RG20 4SZ Not convenient for you? I can also come to your home. Contact me
07895 664673
info@drteresa.co.uk www.facebook.com/drteresafacialaesthetics
The importance of
Work Life Balance Work plays a significant part in all our lives. Our earnings ensure that the lights stay on, there’s food on the table and the rainy-day pot is full.
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It is no easy task to achieve work-life balance in today’s unpredictable and fast-paced business world. As we grow increasingly more connected through technology and social media, it is becoming more and more difficult to separate work from our personal lives. It is commonplace to check emails at all hours, take business calls at the dinner table and work on our laptops on weekends. How has this become acceptable? Employers expect more from their people, which leads to them feeling more pressure to achieve greater results. Consequently, this leads to longer working hours, and less time spent at home. As a business leader, you have a responsibility to help all your team juggle the demands of their work and personal lives. Even your most engaged employees may still be struggling to find balance. . .
How important is work-life balance? Maintaining a healthy work-life balance is not only important for health and relationships, but it can also improve your employee’s productivity, and ultimately performance. Put simply, if your people don’t view work as a chore, then they will work harder, make fewer mistakes and are more likely to become advocates for your brand.
YOU CAN DO THIS BY: Creating realistic boundaries between work and non-work items. Whether it’s by giving yourself a clear working day (e.g. eight hours) and ensuring you don’t overdo it or resisting the urge to check your emails on your days off – there are several ways to keep your work and personal life separate. Prioritising tasks and events within both. From setting achievable goals to organising your tasks, there are many key ways to ensure your focus is always on the most important/time sensitive thing – whether it’s at work or at home.
How can I achieve a better work-life balance?
Setting time aside for you.
The first step to achieving a better work-life balance is to think about the current demands of your professional and personal life.
Give yourself a break to relax and enjoy yourself at least once a day. Whether you go for dinner with friends or simply catch up on your latest Netflix series, it’ll do wonders for your wellbeing.
Then, you’ll be able to establish your own set of rules that allow you to strike the right balance between each one.
Learning to say no. It can be easy to overwork yourself simply by saying yes to every task that comes your way – but don’t feel like you must do everything. Instead, figure out if you really have the time and energy by assessing your workload first. It’s OK to say no sometimes.
Give yourself a break to relax and enjoy yourself at least once a day. 43
Quality Private Healthcare
Recognised by all healthcare insurers and open to any self-funding patient. Full range of clinical services including: • Private GP • Orthopaedics • Ophthalmology • Cardiology • Cosmetic Surgery • MRI & Imaging
Call 01256 315010 Visit candoverclinic.com
Located at Basingstoke & North Hampshire Hospital
Private Healthcare Supporting
You boost the local economy For every ÂŁ1 spent with a small or medium-sized business 63p stayed in the local economy, compared to 40p with a larger business.
It is more ethical When you shop at local butchers, bakers, farm shops and green grocers, it is likely that a decent percentage of the produce has had a short field-to-fork journey. As a bonus it means the food is likely to contain more nutrients and have less packaging.
You support local entrepreneurs Head for your local artisan market. These help foster the talents of the next generation of British designers and retailers. There is a constant turnover of new products, and sellers listen to customers' demands. From food to fledgling clothing designers there will be something for everyone.
6
Reasons to
Shop Local 1. You boost the local economy 2. You increase the value of your home 3. It is more ethical 4. You support local entrepreneurs
You help to build your local community Bookshops, cafes and craft shops often drum up custom by hosting events, from reading groups to knitting clubs and children's events. If local businesses are not supported, these fun local groups tend to disappear too.
5. You help to build your local community 6. You might get a better deal or some good advice
You increase the value of your home High streets populated with thriving independent businesses boost the prices of nearby homes. Discount stores and charity shops decrease home values in the area.
You might get a better deal or some good advice Local independent businesses can use their discretion to reward regular custom. Butchers will give advice on cooking times, and how large a joint you might need to feed a family gettogether, with some leftovers. Get to know your local traders.
Hearing care with pedigree We’ve been helping people with hearing difficulties for well over 100 years. So when it comes to getting advice about hearing loss, there’s no one better to ask than the experts at Mary Hare Hearing Centre. To book your free initial hearing assessment, call us on 01635 523343 or come and see us at 10 Weavers Walk in Newbury.
Don’t miss our open day on Tuesday 16 October from 9.30am - 1.30pm at Arlington Arts Centre. For more details go to www.maryharehearingcentres.co.uk/open-days
Looking for a Term Time Nursery? Jubilee Gems Nursery offers exceptional care for boys and girls aged 3 months to 5 years of age.
Jubilee Gems Nursery Magical Childhood Memories
Experts in outdoor learning with fantastic grounds, farm & woodland Freshly prepared food Funding available
For more information, please visit
www.jubileegems.co.uk Conveniently located just off the A4 between Newbury and Reading. School Road, Padworth, RG7 4JA info@jubileegems.co.uk 46
0118 983 4018
www.facebook.com/JubileeGems
www.jubileegems.co.uk
Not just another nursing home Are you a Registered Nurse, Care Assistant, Chef, Catering Assistant or Housekeeper? No matter what role you undertake; to the people who live in our services you are an extension of their family, their friend, their confidante, their reassurance, their entertainment and most importantly the enabler of their independence and choice.
Why work for us? Brendoncare is a Charity, our ‘Care for Life’ promise means that no-one will have to leave their Brendoncare home if their financial situation changes. We do not pay profits to shareholders and any surpluses are invested back into improving services and delivering our ‘Care for Life’ promise. Our Staff recommend us. In our recent staff survey, 95% of staff agreed that they were proud to work for Brendoncare 89% of staff said they were very likely or quite likely to recommend Brendoncare as a place to work. We invest heavily in staff training and believe in supporting our staff by providing access to an Employee Assistance Scheme offering advice and access to counselling. We’re looking for people to join our Brendoncare family in Marlborough, Alton and Winchester. We offer competitive rates of pay and a commitment to further training and development. if you would like to find out more, or if you wish to apply, please email careers@brendoncare.org.uk, telephone 01962 857480 or visit www.brendoncare.org/work-for-us KiNdNess
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CARe
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FAmily ANd Home
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text AltoN to 84433
FRieNdsHip ANd CommuNity Registered Charity No. 326508
Locksmith & Plumbing Specialists
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R54RKB
• 122cm / 48” mower deck • Forward speed: 11.6km/h • 2-wheel power steering
• Variable Speed:3.3-5.0km/h • Collection capacity: 75ltr • Striping rear roller
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Tel. 01844 278843
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RRP £1540
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*Terms & conditions apply. For private residential use only. Commerical use of X300 & X500 the warranty is 12 months with unlimited hours E&OE. Prices include VAT.
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Additional borrowing can open up a world of different opportunities Over the duration of your mortgage your circumstances could change. This means you may need to borrow additional funds on top of your current mortgage. There are a number of reasons why you may want to consider additional borrowing. Below, we’ve listed four of the most common motivations many of our members choose to take on a little bit extra: 1. Build the extension you’ve been waiting for Home improvements are a common reason for borrowing extra money. Whether that is to convert the dead space in your loft or simply to upgrade your kitchen, renovating your home is not only enjoyable, but it may also add a boost to the value of your property when you come to sell. 2. Raise capital and gift to a loved-one as a deposit Providing the parent or grandparent owns their home, equity can be released from their property by raising a mortgage. By doing so, parents can unlock cash on their property to gift their children or grandchildren a deposit for their own home purchase. 3. Buy out a joint-borrower and/or partner following a separation (transfer of equity) As your circumstances change you may find that you need to tweak an existing mortgage. Transfer of equity refers to making a change to a mortgage – either adding or removing a person – for a range of reasons such as divorce, separation and bereavement. For example, additional borrowing may help one half of a partnership buy out the other half to change the deeds into one name and continue the monthly repayments.
4. Purchase further shares of your Shared Ownership property Staircasing is a term given to buy extra shares in a property purchased through the government’s part-rent part-buy Shared Ownership scheme. To be able to do so successfully, your current lender must confirm that they are willing to lend you a further funds to be able to afford an extra slice of the property. The amount you can borrow will ultimately help determine the size of your further share. If you are considering borrowing additional funds, please contact us and arrange an appointment. We provide a tailored and individual service, and our qualified mortgage advisers are available for Saturday appointments. Basingstoke branch: 5-6 Chelsea House, Festival Place, Basingstoke, RG21 7JR call: 01256 816813 or email: basingstoke@newbury.co.uk. Hungerford branch: 127 High Street, Hungerford, RG17 0DL call: 01488 684705 or email: hungerford@newbury.co.uk. Newbury branch: 105b Northbrook Street, Newbury, RG14 1AA call: 01635 522588 or email: newbury@newbury.co.uk. Thatcham branch: 4 High Street, Thatcham, RG19 3JD call: 01635 864996 or email: thatcham@newbury.co.uk. YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPLAYMENTS ON YOUR MORTGAGE.
Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). 7098
Newbury47 Building Society
#TheBigEvent 2018 Successful Networking at Shaw House Local businesses came together to enjoy talks by Clive Williams and Kelvin Byron as well as meet and engage with various businesses exhibiting their products and services.
“We believe that collaboration, support and encouragement lead to stronger relationships and in turn, result in bigger and better business rewards for us all - and that is BuzzConnect� Abi Brown (BC Ambassador)
Clive Williams Kelvin Byron
Abi Brown Openingz
Giovanni Cinque Fundraising & Development Manager Colostomy UK
Nigel Roberts Green Donnington Grove General Manager
Be part of #TheBigEvent 2019 - Register via our website
www.buzz-connect.co.uk
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Exhibitors
More events. . .
In order to give you a great networking experience and to allow you to plan in advance, here are BuzzConnect events for your diary.
METRO BANK
Every 1st Thursday of the month 8.30am - 10.00am
DONNINGTON GROVE HOTEL
Insightful history talk by Nigel Roberts Green Thur 18th Oct 5.30pm - 7.00pm
By attending a BuzzConnect event you are also supporting
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REBECCA KINGWELL WEALTH MANAGEMENT
Comprehensive, bespoke, financial advice & planning
I offer specialist advice across all areas of financial planning.
Rebecca Kingwell
My expertise includes planning for retirement, savings, investment planning, estate planning and tax efficiency.
BSc (Hons), DipFA
For further details please contact: T: 01635 869 265 M: 07919 543 684 rebecca.kingwell@sjpp.co.uk www.rebeccakingwell.co.uk Montague Court, 21–25 London Road, Newbury, Berkshire RG14 1JL
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Shared Ownership Shared Ownership can be an affordable way of getting onto the property ladder.
If you cannot afford to buy a house or flat outright, then this could be an option for you. It allows you to buy a share in a property and then pay rent on the rest. However, you need to be sure that you can afford the mortgage and the rent. People who go through the shared ownership option typically own between 25% to 75% of the property initially.
What questions do you have? Allow me to share with you the answers. No obligation, free meeting.
Start enjoying the retirement you deserve.
To book your free meeting please call:
01635 550 179 Carol Brown Senior Mortgage Consultant
A lifetime mortgage will be secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
ZoĂŤ Baxter who heads the Residential Property team at Phillips Solicitors has considerable experience in dealing with the purchase of shared ownership properties from Housing Associations.
To find out more call ZoĂŤ on 01256 854623 or send an email to zoe.baxter@phillips-law.co.uk For more information about our Residential Property services visit www.phillips-law.co.uk/ residential-property-services
At Phillips we have a modern and forward thinking approach, where our legal experts are committed to giving you the very best advice and exceptional service. SERVICES FOR YOU:
BUSINESS SERVICES:
Residential Property
Corporate Law
Employment Law
Commercial Law
Wills & Probate
Commercial Property
Family Law
Employment Law
Dispute Resolution
Dispute Resolution
Mediation
Succession Planning
01256 460830
www.phillips-law.co.uk legal@phillips-law.co.uk Phillips Solicitors Ltd Town Gate . 38 London Street . Basingstoke Hampshire . RG21 7NY 53
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