30 Years Anniversary Flagship Conference on Regulatory Compliance for Financial Institutions - DS

Page 1


Flagship Conference on

REGULATORY COMPLIANCE for

Financial Institutions

November 19–20, 2024

One King West Hotel

Toronto, ON

Mastering Regulatory Change: Canada’s Complete Guide to Compliance Excellence

CONFERENCE CO-CHAIRS:

Denise T. Carson, CFE, ACAMS, CPA, CMA Chief Compliance Officer

BMO Global Asset Management Legal, Regulatory Compliance & Procurement

BMO Financial Group

Dwayne King AML Compliance Officer WFCU Credit Union

KEYNOTE ADDRESSES:

Tolga Yalkin Assistant Superintendent, Regulatory Response Sector Office of the Superintendent of Financial Institutions (OSFI)

Supriya Syal, Ph.D. Deputy Commissioner, Research, Policy and Education Financial Consumer Agency of Canada (FCAC)

Office of the Superintendent of Financial Institutions (OSFI)

Ontario Ministry of the Attorney General Toronto Police Service

PROGRAM HIGHLIGHTS FOR 2024:

and Credit Union

BMO Financial Group

Canadian Western Bank

Cash App & Afterpay

‘ Tackling Foreign Interference: Navigating New Regulatory Expectations for Integrity and Security

‘ Implementing Open Banking: Ensuring a Robust Customer-Driven Framework

‘ Artificial Intelligence: Crafting a Governance Framework and Exploring Practical AI Use Cases

‘ Payments Regulation and Law: Preparing for Retail Payment Activities Regulations (RPAR) for Payment Service Providers (PSPs) in Canada

‘ Cybersecurity and Data Privacy: Managing Incident Reporting Under OSFI’s Guideline B-13

With and Gain Insights from:

COME CELEBRATE OUR 30 th

Anniversary!

Don't miss this rare opportunity to engage with the best in the field and commemorate three decades of excellence in regulatory compliance.

VENDOR SHOWCASE

FAQ When to Hire a Forensic Accountant or Consulting Firm

ETHICS FOCUS Breaking Up with Your Financial Services

INDUSTRY BENCHMARKING ROUNDTABLE

Mastering Third-Party Risk: Assessing Inherent Money Laundering and Terrorist Financing Threats

Early Riser Interactive Roundtable Discussions

30th Anniversary Champagne Toast and Sponsored Networking Cocktail Reception

OSFI has intensified its focus on liquidity risk management, cybersecurity, and integrity and security risks, underlining the critical need for robust compliance strategies.

Financial institutions in Canada are bracing for an onslaught of new regulations and compliance demands. Major developments in AI, cybersecurity, privacy, open banking, third-party risk, and anti-money laundering are setting new expectations for compliance professionals. As the regulatory landscape shifts, the challenge lies in understanding how enforcement will unfold and how teams can effectively meet these new demands amid regulatory uncertainty.

Join us in celebrating the 30th Anniversary of the Canadian Institute’s Flagship Conference on Regulatory Compliance for Financial Institutions on November 19 and 20, 2024. This landmark event brings together prominent regulators and industry leaders to explore strategies for mitigating risks and ensuring current and impending regulatory standards are met.

Missing this event means falling behind on critical regulatory updates and best practices. Join top compliance, risk, and AML professionals as they share practical solutions and essential tools to keep your organization ahead of regulatory challenges.

WHO

YOU WILL MEET

ç Chief Compliance Officers (CCOs)

ç Chief Risk Officers (CRO)

ç Chief Anti-Money Laundering Officers (CAMLOs)

ç Regulatory Delivery Officers

ç VPs and Heads of Compliance

ç Heads of Legal and Compliance, and other compliance officers and compliance professionals from Financial Institutions

ç Privacy, Operations and Risk professionals with a focus on enterprise risk management

ç Insurance professionals

ç In-house counsel from Financial Institutions

ç Internal Auditors

AGENDA-AT-A-GLANCE

Main Conference Day 1 | November 19, 2024

8:00 Networking Breakfast and Registration

9:00 Opening Remarks from the Co-Chairs

9:15 KEYNOTE ADDRESS: Focus on Non-Financial Risk

9:45 Tackling Foreign Interference: Navigating New Regulatory Expectations for Integrity and Security

10:15 Networking Break

10:30 FCAC KEYNOTE ADDRESS

10:45 Implementing Open Banking: Ensuring a Robust Customer-Driven Framework

11:30 Practical Applications for Navigating Incoming Privacy Legislation

12:30 Networking Luncheon

2:00 Payments Regulation and Law: Preparing for Retail Payment Activities Regulations (RPAR) for Payment Service Providers (PSPs) in Canada

2:45 Networking Break

3:00 ETHICS FOCUS Breaking Up with Your Financial Services

4:00 INDUSTRY BENCHMARKING ROUNDTABLE Mastering Third-Party Risk: Assessing Inherent Money Laundering and Terrorist Financing Threats

4:45 30th Anniversary Champagne Toast and Sponsored Networking Cocktail Reception

Main Conference Day 2 | November 20, 2024

7:30 Networking Breakfast and Registration

8:00 Early Riser: Interactive Roundtable Discussions (IN-PERSON ONLY)

8:55 Opening Remarks from the Co-Chairs

9:00 Artificial Intelligence: Crafting a Governance Framework and Exploring Practical AI Use Cases

9:45 Preparing for a FINTRAC Exam

10:45 Networking Break

11:00 Cybersecurity and Data Privacy: Managing Incident Reporting Under OSFI’s Guideline B-13

12:00 VENDOR SHOWCASE FAQ: When to Hire a Forensic Accountant or Consulting Firm

12:45 Networking Luncheon

1:45 Environmental and Social-Related Risks: Building Resilience

2:30 Scoring and Benchmarking Elevating Your Environmental, Social, and Governance (ESG) Performance

3:00 Networking Break

3:15 Follow the Bitcoin: Crypto Regulations, Assets, Investigations and Reporting

4:00 What Happens to Your STR? Working with Investigators and Prosecutors when Filing Suspicious Transaction Reports

4:45 Closing Remarks from the Co-Chairs and Conference Adjourns

Speaker Faculty

CONFERENCE CO-CHAIRS

Denise T. Carson, CFE, ACAMS, CPA, CMA

Chief Compliance Officer

BMO Global Asset Management Legal, Regulatory Compliance & Procurement

BMO Financial Group

Dwayne King AML Compliance Officer WFCU Credit Union

GOVERNMENT SPEAKERS

Asya Boskovic Senior Manager, Financial Institutions Unit FINTRAC

David Coffey Detective, Financial Crimes Unit Toronto Police Service

Joseph Dixon Senior Manager FINTRAC

Sarah Neville Director, Policy Development Canadian Coalition for Good Governance

Jeffrey Simser Barrister and Solicitor, Former Legal Director Ministry of the Attorney General Office of Ontario

Supriya Syal, Ph.D. Deputy Commissioner, Research, Policy and Education Financial Consumer Agency of Canada (FCAC)

Gary Valiquette

Assistant Crown Attorney, Guns and Gangs Task Force Ontario Ministry of the Attorney General

Emiel-Johan van der Velden Head, Depositor Solutions, Insurance and Compliance Canada Deposit Insurance Corporation (CDIC)

Tolga Yalkin

Assistant Superintendent, Regulatory Response Sector Office of the Superintendent of Financial Institutions (OSFI)

INDUSTRY SPEAKERS

Safiya Adenekan Chief Compliance, Officer, Canada Cash App & Afterpay

Sudhanshu Bahadur Head of Technology, Global Asset Management BMO Financial Group

Alana Barnes Director, Digital Canadian Bankers Association (CBA)

Suzanne Blanchard Senior Counsel Manulife

Nick Bray Head of Sales, Americas CUBE

Eric Brock Chief Operating Officer PNC Bank, Canada Branch

Karen Creen CAMLO and Senior Compliance Manager Bank of China, Toronto Branch

Punit Dwivedi

Senior Cyber Security Delivery Consultant CIBC

Nalini Feuilloley Head, Responsible Investment (RI) BMO Global Asset Management

Sara Gelgor, LLB, LLM, MBA, ICD.D, GCB.D Grad. Dipl SRS Senior Director, Reconciliation and Human Rights RBC

Delaney Greig Director, Investor Stewardship University Pension Plan

Theo Ikonomou Chief Compliance Officer KEB Hana Bank Canada

Dr. Jianjian Jin, PhD Associate Director, Quantitative Research University Pension Plan

Jessica Kim Director, Third Party Risk Management Sun Life

Wendy Morgan Director, Enforcement, Retail Payments Supervision Bank of Canada

Sarah Morris Lang Manager, Social Equality Initiatives, Responsible Investment BMO Global Asset Management

Asad Rauf Senior Vice President SBI Canada Bank

Katherine Ruta Chief Compliance Officer Equitable Bank

Ruzanna Shatiryan

Deputy Chief Compliance Officer Alterna Savings Bank and Credit Union

Jared Siddle

Director of Risk, North America Protecht Group

Nancy Sullivan Founder Islington Consultants Inc.

Kuno Tucker

Chief Compliance Officer Manulife Wealth

Mario Alejandro Matiz Zambrano

Global Incident Responder, Cyber Problems and Operations Reporting Scotiabank

DISTINGUISHED SPEAKING FACULTY

Imran Ahmad Partner, Canadian Head of Technology and Canadian Co-Head of Cybersecurity and Data Privacy

Norton Rose Fulbright Canada LLP

Stephen Cheeseman Head, Legal and Compliance Illustrate Inc.

Vladimir Shatiryan Partner Blakes

Denise T. Carson, CFE, ACAMS, CPA, CMA Chief Compliance Officer BMO

Assistant Superintendent, Regulatory Response Sector Office of

Regulatory Expectations for Integrity and Security

In January 2024, the Office of the Superintendent of Financial Institutions (OSFI) released the Integrity and Security Guideline. This guideline outlines amplified expectations for managing risks related to foreign interference, undue influence, and both physical and electronic threats — ensuring robust security and compliance across institutions. Topics of discussion will include:

• Assessing compliance and mitigating risk per OSFI guidelines

• Overseeing institutions’ adherence and identifying foreign interference

• Ensuring responsible leadership and protecting against threats

• Mitigating undue influence and managing operational and cyber risks

• Detecting red flags and optimizing risk management practices

Theo Ikonomou Chief Compliance Officer KEB Hana Bank Canada

Katherine Ruta Chief Compliance Officer Equitable Bank

Vladimir Shatiryan Partner Blakes

Tolga Yalkin
Supriya Syal, Ph.D. Deputy Commissioner, Research, Policy and Education Financial Consumer Agency

10:45 Implementing Open Banking: Ensuring a Robust Customer-Driven Framework

This session will explore upcoming guidance and developments in the Consumer-Driven Banking Framework, with new legislation expected in the fall of 2024. Topics of discussion will include:

• Ensuring secure access for customers to share their financial data with financial service providers

• Protecting Canadians and the financial system from risky practices like screen-scraping

• Holding parties at fault for any damages or data breaches accountable and liable

• Enhancing focus on consumer protection frameworks and effective complaint handling mechanisms

• Implementing governance oversight and management of the framework

• Safeguarding the integrity and national security of the framework

Alana Barnes Director, Digital Canadian Bankers Association (CBA)

Suzanne Blanchard Senior Counsel Manulife

• Establishing, maintaining and overseeing of technical standards flow of data between Canadians and the financial tools

11:30 Practical Applications for Navigating Incoming Privacy Legislation

Join this session to hear from experts on Bill C-27, the proposed amendments to the Artificial Intelligence and Data Act (AIDA), set to become law by 2025. Explore how Bill C-27 will reshape existing laws, including PIPEDA and the Consumer Privacy Protection Act (CPPA), and what these changes mean for data privacy and AI governance. Topics of discussion will include:

• Predicting how Canada’s privacy protection regime meets the “Adequacy” test with the European Commission and what could happen if we lose this status

» A look at the broad adoption of AI/ML across regulated institutions

» The latest developments in future legislation – the Artificial Intelligence and Data Act (AIDA) – Bill C27

» Understanding the new legal framework

» OSFI's approach to model risk guidance, including AI

» How are FIs applying AI and ML to their business processes?

12:30 Networking Luncheon

2:00 Payments Regulation and Law:

Prepare for the new RPAR in Canada by arming Payment Service Providers (PSPs) with critical insights and strategies to ensure full compliance with the latest regulatory requirements, facilitating smooth adoption and continued success in the dynamic payments sector. Topics of discussion will include:

• Enabling faster, more efficient transactions under an updated payments system and regulatory framework

• Preventing fraud and boosting transaction oversight and security through real-time payments

• Anticipating changes from the proposed Retail Payment Activities Regulations under the Retail Payment Activities Act, and their effect on payment service providers

Sudhanshu Bahadur Head of Technology, Global Asset Management BMO Financial Group

Nick Bray Head of Sales, Americas CUBE

Stephen Cheeseman Head, Legal and Compliance Illustrate Inc.

Ruzanna Shatiryan Deputy Chief Compliance Officer Alterna Savings Bank and Credit Union

Wendy Morgan Director, Enforcement, Retail Payments Supervision Bank of Canada

Emiel-Johan van der Velden Head, Depositor Solutions, Insurance and Compliance Canada Deposit Insurance Corporation (CDIC)

• Predicting how the changes will foster increased competition and innovation in the financial services sector

2:45 Networking Break

3:00 ETHICS FOCUS

Breaking Up with Your Financial Services

Join this session as industry leaders address the complexities and best practices of terminating client relationships while maintaining regulatory compliance, risk management, and other ethical considerations. Topics of discussion will include:

• Ensuring institutions understand their obligations

• Ramifications of severing a business partnership

• Navigating ethical implications with greater confidence and clarity

Safiya Adenekan Chief Compliance, Officer, Canada Cash App & Afterpay

4:00 INDUSTRY

BENCHMARKING ROUNDTABLE

Mastering Third-Party Risk: Assessing Inherent Money Laundering and Terrorist Financing Threats

Join industry leaders to benchmark best practices for mitigating third-party risks. This roundtable will discuss evaluating and managing inherent threats of money laundering and terrorist financing, providing actionable insights to strengthen your compliance and risk management strategies. Topics of discussion will include:

• Clarifying and meeting the risk assessment criteria

• Updating existing arrangements made before May 1, 2024, or at the earliest appropriate contract renewal, to meet the expectations of the Guideline

Jessica Kim Director, Third Party Risk Management Sun Life

Karen Creen CAMLO and Senior Compliance Manager Bank of China, Toronto Branch

Eric Brock Chief Operating Officer PNC Bank, Canada Branch

4:45 30th Anniversary Champagne Toast and Sponsored Networking Cocktail Reception

Legal Accreditation

EARN CPD CREDITS

This program can be applied towards 4.5 hours of Substantive Credits and an additional 4 hours of Professionalism credits of annual Continuing Professional Development (CPD) required by the Law Society of Upper Canada.

Members of the Law Society of Saskatchewan seeking accreditation for an out of province activity are requested to submit the CPD Activity Application Form and agenda directly to the LSS for approval. The form is available on the LSS Website.

The same number of hours may be applied toward your continuing legal education requirements in British Columbia.

The Barreau du Quebec automatically recognizes the same number of hours for this training activity, the latter having been accredited by another Law Society subject to MCLE.

Attendance at this program by members of the Law Society of Alberta may be submitted to the Law Society for Continuing Professional Development credits.

Day

Two | November 20, 2024

7:30 Networking Breakfast and Registration

8:00 Early Riser: Interactive Roundtable Discussions (IN-PERSON ONLY)

New for CI’s 30th Anniversary! Join smaller group discussions designed to facilitate the exchange of experiences and lessons learned in the FI compliance sector. Facilitators will guide conversations to uncover the latest best practices. Choose your preferred table topic and feel free to move between discussions for a comprehensive learning and networking experience!

Table One: Fostering a Culture of Compliance and Behaviour

• Anticipating OSFI’s Culture and Conduct Guidelines

• Ensuring whistleblower programs are supported

• Overcoming organizational challenges

• Promoting compliance best practices

Table Two: Strengthening Your Customer Complaints Handling Process

Denise T. Carson, CFE, ACAMS, CPA, CMA

Chief Compliance Officer

BMO Global Asset Management

Legal, Regulatory Compliance & Procurement

BMO Financial Group

Nancy Sullivan Founder

Islington Consultants Inc.

Mario Alejandro Matiz Zambrano

Global Incident Responder, Cyber Problems and Operations Reporting

Scotiabank

The Financial Consumer Protection Framework (FCPF) under the Bank Act offers important and evolving protections to customers of banking services.

• Resolving complaints within 56 days

• Ensuring whistleblower programs are supported

• Providing an appeal process for complaints

• Regularly communicating the existence and effectiveness of your whistleblowing program to employees, stakeholders, and the public

Table Three: Enhancing Cybersecurity and Data Privacy Measures

• Implementing OSFI’s Guideline B-13

• Preparing for the impact of Bill C-27

• Strengthening cybersecurity frameworks and incident response plans

Discover the transformative power of the AI Act, the world’s first comprehensive AI legislation, provisionally agreed upon by European institutions in December 2023. This session will explore how this groundbreaking law can guide and enhance AI implementation in Canada’s financial sector. Topics of discussion will include:

• Defining AI and Machine Learning and their alignment across sectors and nations

• Assessing AI risks to determine which systems require stringent governance

• Exploring the regulatory potential within Canada’s financial sector

• Ensuring robust governance, compliance, and innovation within the industry

Kuno Tucker

Punit Dwivedi Senior Cyber Security Delivery Consultant

9:45 Preparing for a FINTRAC Exam

Hear directly from regulators and representatives who have navigated a FINTRAC exam, while diving into the critical — and often unexpected — steps taken to identify, communicate, and enhance compliance standards. Gain practical insights from real-world experiences to ensure your organization is fully prepared and compliant, avoiding penalties and improving your AML framework. Topics of discussion will include:

• Preparing for examinations and where financial institutions should put emphasis

• Exploring how FINTRAC is evolving with examining entities

• Examining what an audit can reveal about your organization and where improvements can be made observations from their regulatory examinations

• Identifying key risk areas, where are the most risks, the most deficiencies

• Anticipating what questions FINTRAC can ask and what is an overreach

10:45 Networking Break

Cybercrime is increasing unabated. Join this panel as speakers discuss OSFI’s final Guideline B-13 — Technology and Cyber Risk Management, which became effective in January 2024. Topics of discussion will include:

• Preparing for the impact of Bill C-26, an Act respecting cybersecurity, amending the Telecommunications Act, and making consequential amendments to other Acts

• Meeting the expectations for OSFI’s final Guideline B-13 — Technology and Cyber Risk Management, including:

» Corporate Governance Guidelines

» Operational Risk Management

» Third-Party Risk Management

» Technology and Cybersecurity Incident Reporting Advisory

» Cybersecurity Self-Assessment Tool

When to Hire a Forensic Accountant or Consulting Firm

Discover expert insights on the most frequently asked questions when engaging forensic accountants and consulting firms. Learn the critical moments to seek professional help and the risks of waiting too long. Join industry leaders in this interactive session as they share proven tips on timing and maximizing the benefits of these essential services. 12:45

Asya Boskovic Senior Manager, Financial Institutions Unit

FINTRAC

Joseph Dixon Senior Manager

FINTRAC

Dwayne King

AML Compliance Officer

WFCU Credit Union

Asad Rauf Senior Vice President

SBI Canada Bank

Imran Ahmad Partner, Canadian Head of Technology and Canadian Co-Head of Cybersecurity and Data Privacy

Norton Rose Fulbright Canada LLP

David Coffey Detective, Financial Crimes Unit

Toronto Police Service

Moderated by:

Dwayne King

AML Compliance Officer

WFCU Credit Union

1:45 Environmental and Social-Related Risks: Building Resilience

Federally regulated financial institutions face growing regulatory, legal, and stakeholder expectations to prevent, mitigate and remediate adverse environmental and social impacts associated with their business activities.

The panel presentation will focus on human rights impacts and will provide an overview of the rising expectations from employees and shareholders and the foundation for human rights risks in international human rights law, including an introduction to the frameworks businesses can use to understand their relationship to impacts, obligations for identifying and addressing human rights risks and impacts in their own operations and value chains, how to prioritize efforts, and conduct due diligence. The panelists will share insights gained from experience leading human rights programs at financial institutions.

2:30 Scoring and Benchmarking

Sara Gelgor, LLB, LLM, MBA, ICD.D, GCB.D Grad. Dipl SRS

Senior Director, Reconciliation and Human Rights RBC

Sarah Morris Lang Manager, Social Equality Initiatives, Responsible Investment BMO Global Asset Management

Elevating Your Environmental, Social, and Governance (ESG) Performance

The focus on ESG disclosures is intensifying, with financial institutions now expected to integrate and report on ESG risks. Upcoming mandatory disclosure requirements are crucial. In this session, topics of discussion will include:

• Exploring the CSA Corporate Diversity Reporting Rule (2020) and its impact

• Aligning with regulations and conducting material assessments

» Collecting and reporting ESG data

• Learning from CSA’s ESG Reporting and Disclosure guidelines

• Assessing S-211’s impact on forced labor and child labor reporting

• Navigating CSA’s requirements for investment funds

3:00 Networking Break

Nalini Feuilloley Head, Responsible Investment (RI) BMO Global Asset Management

Delaney Greig Director, Investor Stewardship University Pension Plan

Sarah Neville Director, Policy Development

Canadian Coalition for Good Governance

3:15 Follow the Bitcoin: Crypto Regulations, Assets, Investigations and Reporting

In May 2023, the Canadian government issued a series of new guidelines for cryptocurrency exchanges, including investor limits and mandatory registrations. Further to the joint statement released by Canada and other participating jurisdictions in November 2023, Budget 2024 proposes to implement the framework of the Organisation for Economic Co-Operation and Development (OECD) for the automatic exchange of tax information relating to crypto-asset transactions, referred to as the Crypto-Asset Reporting Framework (“CARF”), in Canada. In this session, topics of discussion will include:

• Discussing tools and techniques to investigate and interdict crypto assets

Jeffrey Simser

Barrister and Solicitor, Former Legal Director Ministry of the Attorney General Office of Ontario

• Exploring how reporting expectations are changing under the amendments to the Common Reporting Standard

• Determining how non-compliant companies will face potential enforcement action

• Reconciling when taxpayers engage in tax-relevant transactions, holds, or Relevant Crypto-Assets, as the CRS does not have adequate visibility

• Ensuring consistent domestic and international application and effective implementation of the CARF

4:00 What Happens to Your STR? Working with Investigators and Prosecutors when Filing Suspicious Transaction Reports

Discover what happens when a bank files a Suspicious Transaction Report. Where does it go? Who sees it? What happens next, and where are the gaps? Topics of discussion will include:

• Calculating reporting trends, including how many reports are filed, whether the report was warranted, and whether it was well-constructed

• Determining what is reasonable grounds and what does it look like in a financial crime context

• Examining the structure of an STR and how to comply the data requirements

• Exploring when there are, or are not actionable results from an STR, regulator or criminal

• Debating the possibility of joint reporting by different financial institutions

• Disclosure expectations to other financial institutions

• Comparing reporting statistics and practices with international regimes

4:45

Gary Valiquette

Assistant Crown Attorney, Guns and Gangs Task Force

Ontario Ministry of the Attorney General

Closing Remarks from the Co-Chairs and Conference Adjourns

Global Sponsorship Opportunities

With conferences in the United States, Canada, Latin America and Europe, the C5 Group of Companies: American Conference Institute, Canadian Institute, and C5 Group, provides a diverse portfolio of conferences, events and roundtables devoted to providing business intelligence to senior decision makers responding to challenges around the world.

Don’t miss the opportunity to maximize participation or showcase your organization’s services and talent. For more information please contact us at: SponsorInfo@CanadianInstitute.com

Upcoming Events

February 26–27, 2025

April 2025

June 2025

Can’t Attend In-Person?

Attend the livestream from the comfort of your home or office.

Immerse yourself in live presentations, panel discussions, specialized breakout sessions and networking opportunities.

Engage in meaningful dialogue with attendees and speakers in an interactive format.

Expand your network to a global audience.

Meet 1-on-1 with attendees you select and exchange contact information for lasting connections and true engagement.

Visit solution providers and learn about the latest technologies, services and products.

The C5 Group, comprising American Conference Institute, the Canadian Institute and C5 in Europe, is a leading global events and business intelligence company.

For over 40 years, C5 Group has provided the opportunities that bring together business leaders, professionals and international experts from around the world to learn, meet, network and make the contacts that create the opportunities. Our conferences and related products connect the power of people with the power of information, a powerful combination for business growth and success.

VENUE INFORMATION

ACCOMMODATIONS

The Canadian Institute is pleased to offer our delegates a limited number of hotel rooms at a negotiated rate. To take advantage of these rates, please contact the hotel directly and quote “CI’s Regulatory Compliance”.

Please note that the guest room block cut-off date is November 3, 2024 After that date OR when the room block fills, guestroom availability and rate can no longer be guaranteed.

Book with Confidence!

Register and pay to lock in your early rate and be eligible for a full refund until November 8, 2024

If you are unable to attend for any reason, you will have the following options:

y A full credit note for you, or a colleague to attend another event.

y A full refund.

All cancellations and changes must be submitted to CustomerService@CanadianInstitute.com by November 8, 2024

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.