JANUARY 2017
The Make-Up of a Political Party Small Business: A Political Conversation
The President’s Effect Cabarrus Business: On the Go
Breaking Bread: Chefs Bouali and Childers Dish it Out
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Word on the Street January 2017 Volume 17 n Issue 1 President Pam Tolen
Managing Editor/Art Direction Kim Cassell Advertising Kimberly Brouillette Jason Huddle Elaine Marlowe Contributing Writers Kim Cassell Jason Huddle Keith Laibson Contributing Photographers Michael A. Anderson Photography Kristy Huddle
Cabarrus Magazine is published by: Comfort Publishing Inc. 296 Church Street N., Hidden Plaza Concord, NC 28025
Rachel Fesko
Publisher Jason Huddle
Welcome to 2017! I always enjoy the optimism that seems to come with each new year. It is a natural time for new beginnings. No matter what mistakes or failures we had the prior year, it always seems that January 1 is a chance to start anew, wipe the slate clean and try again. Twenty-sixteen was a year that many seem eager to put behind them, and understandably so. After a tumultuous election season, we now enter a new season as a country. However, the questions surrounding the uncertainty of our collective future are just beginning. In this issue, we will attempt to bring some clarity to what the upcoming year may hold with regard to the Stock Market. We’ll also get some insight into how economic experts and small business owners in Cabarrus County feel about the change in administration. In addition, we would like to welcome a new restaurant to Cabarrus County, Chez Francois, which is also our new sponsor for our Breaking Bread recipe feature. And our friends at Cannon Pharmacy are back to tell us about some exciting advancements in the pharmaceutical industry. Finally, I would like to note that this month’s issue marks our 16th anniversary as a publication. In January 2001, we were facing our own new season. The future was unclear but, as we as a country are doing now, we decided to move forward. The results continue to overwhelm me. Thanks to you, our readers, and of course, our advertisers, as we continue to be the premier magazine for the Cabarrus region. Thank you for your support and we look forward to heading into this new year together!
For editorial inquiries, call 704-782-2353 or email them to Kim Cassell at kcassell@ cabarrusmagazine.com. For advertising inquiries, call Jason Huddle at 704-907-7847 or Kimberly Brouillette at 704-305-7599.
Happy New Year!
Visit us at www.cabarrusmagazine.com. All rights reserved. ©2016, Comfort Publishing Inc., 296 Church Street N., Concord, NC 28025. Reproduction, in whole or in part, without permission is prohibited. Products named in these pages are trademarks of their respective companies. The opinions expressed herein are not necessarily those of Cabarrus Magazine or Comfort Publishing Inc.
Jason Huddle
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This Issue... In With the New 6
The Make-Up of a Political Party
10
Small Business: A Political Conversation
17
Breaking Bread: Chefs Bouali and Childers Dish it Out
18
The President’s Effect
22
Crime Stoppers: The Javario Glass Case
23
Paw Prints: Cabarrus’ Adoptable Dogs
24
Cabarrus Business: On the Go
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By Kim Cassell
The Make-Up of a Political Party Democratic, Republican or Libertarian candidates: Their political brains being wired differently, they provide American voters individual distinctions that are very much taken to heart.
The 2016 presidential election was one of the most contentious in recent history, the outcome a surprise for the majority. And while some individuals vote based on family history or the state they live in, do they really know what their political party stands for? The Democratic and Republican parties were actually one party originally. Against the strong national government views of the Federalist Party, the Democratic-Republican Party was formed in 1792 by Thomas Jefferson and James Madison. “The Democratic-Republican Party supported states’ rights and the literal and strict interpretation of the Constitution. They also prioritized financial and legislative support of family-based agriculture. Due to immense fear toward anything that resembled England’s monarchy, Democratic-Republicans contested elitism. They despised and feared the Federalists, who were extremely wealthy aristocrats that wanted to create a national bank and emphasize the power of the national government rather than state governments,” according to todayifoundout.com.
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The Democratic-Republican Party was formed in 1792 by Thomas Jefferson and James Madison.
When the Federalist Party folded post-War of 1812, the DemocraticRepublican Party experienced growing pains that saw a split. By 1828, there was the Democratic Party and the Whig Party. The Democrats’ platform focused on agriculture while the wealthier Whigs sought economic modernization. Enter the Free Soil Party prior to the election of 1848. Against slavery in the newly developing West, they served to essentially divide the Whig Party, which collapsed in 1852. In 1854, the Republican Party grew out of opposition to slavery by both Democrats and those originally from the Whig Party. “By the election of 1860, the antislavery Republican Party gained widespread popularity. Throughout the election, the Republican Party focused on the issue of slavery,” todayifoundout.com says. “They felt that the slaveholders and slavery supporters had taken over the government, and that these pro-slavery Democrats were voting against the progress of liberty. This incredibly powerful message led to the election of Republican Abraham Lincoln in 1860 who was, as you may have deduced,
the first Republican president.” The newest of the United States’ political parties is the Libertarian. Founded in 1971 during the Nixon era and the Vietnam War, the party “promotes civil liberties, noninterventionism, laissez-faire (leave alone) capitalism and the abolition of the welfare state,” according to wikipedia.org. And since the U.S. has not had a Libertarian elected to a high-level political office yet, it’s more difficult to analyze from past experience. However, the party does have its own set of policies. Those include: • Limited government on all levels • Individual freedom, including the legalization of drugs, free trade, health care pricing determined by the health care provider and patient, and elimination of campaign finance and gun control laws • Suspension of the death penalty until the party takes an official stand • Social liberation: freedoms for all “consenting adults” • Abortion left to the choice of the people involved and their personal views on the matter • “Unrestricted competition among financial institutions, as well as the
elimination of the Internal Revenue Service, Social Security and income taxes,” according to thehill.com. • Non-interventionist foreign policy. Republican policies include: • Tax cuts for everyone: corporations, citizens at all income levels • Opposition of gay marriage and abortion • Advocating gun ownership • Not increasing the minimum wage • Supporting free trade • No government regulation of the heath care system • Less funding and tighter control of social programs • Having a strong military presence worldwide to protect countries facing totalitarianism • Providing aid to countries in need depending on circumstances • Bolstering the production of more energy sources to reduce consumer costs, with less supervision over what sources are sanctioned • Maintaining a conservative approach to education: longer in-school hours, specialized programs; letting financial institutions supply student loan programs, not the government • Stronger punishments for criminals on all levels, even for non-violent "
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U.S. Political Parties
Source: 2016election.procon.org
crimes; in support of capital punishment Democratic policies include: • Tax cuts for low- and middle- income families only; higher rates for corporations and the wealthy • Supporting gay marriage, abortion and strict gun control laws • Advocating trade restrictions
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• Government regulation of health care system • Offering social programs like welfare, unemployment benefits, food stamps and Medicaid, and appropriating more tax dollars toward them • Limiting the use of military personnel in favor of targeted attacks • Providing aid to countries in need
depending on the circumstances • Protecting the environment by limiting procurement and use of fossil fuels, and using tax dollars to investigate other forms of energy • Changing up systems of education, favoring the Common Core System; loaning or granting students more money for education • Lighter punishments, plus rehabilitation, for non-violent criminal offenders, like drug dealers; no capital punishment. Who knows what political parties will arise before the next major elections. The Green and Constitution parties may gain more of a voice and/ or become recognized in more U.S. states. Or the 30-plus minor political parties in existence may gain attention. With this particular set of elections concluded, Americans have some time to ponder what their true, individual wants and goals are for the future of this country, and Cabarrus County, and act on them. n
The Faces of Pharmacies are Changing Years ago, pharmacists were your goto people, not only for a prescription, but as trusted friends. They gave advice, knew your family by name and even stopped by sometimes if they were in the neighborhood, to see how little Timmy was improving with that pesky cold. But somewhere in our overprescribed, underserviced world, those relationships were lost. Our pharmacists became nameless faces that we saw through a drive-through window on our way to pick up dinner. And, for their part, our names were replaced with numbers. Cannon Pharmacy and its staff have never lost sight of the importance of the relationships with their patients. Whether it’s about a new baby that’s just been born to a family or a new devastating diagnosis, Buck says it’s important that we get back to taking the time to hear these stories out. “What would I do if it were a family member,” is a question Cannon staff are encouraged to ask themselves. “This philosophy has helped Cannon focus on the fact that what is important to the patient is important to us,” Buck says. “People love the fact that we are taking time to know them and their story, and not just as a prescription to be filled,” she adds. “The fact that there is someone willing to listen, hear the concerns and offer some resources to address the concerns can literally mean life and death, staying at home or going in a nursing home, or feeling a burden lifted from the stressed family.” One example Buck recalls involved a family caregiver who was “at the end of her rope.” But, because Buck was willing to listen to her woes, she was also able to suggest some services and resources that ultimately proved very beneficial for the woman. So, is bringing back the old way of
doing things the way to go? Buck thinks so. “New treatments will be developed that may change the outlook of a
By Jason Huddle
Sponsored by Cannon Pharmacy
diagnosis,” she says. “However, there will still be a ‘story’ that needs answers and support.” n
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By Kim Cassell
Small Business:
A Political Conversation Cabarrus Magazine realizes the impact a new political administration has on the local economy, both from the standpoint of those who lead Cabarrus County in expanding the business landscape and from those who own businesses themselves.
According to the Small Business Administration, there are 28 million small businesses in the U.S. and they’re responsible for 54 percent of all sales in this country. They provide 55 percent of all jobs and occupy between 30 and 50 percent of all commercial space. Sage, a business finance and accounting firm with North American headquarters in Atlanta, recently conducted a survey of 500 owners of small to medium-sized businesses. It concluded that 62 percent “feel confident about their businesses’ prospects” over the next six months; 38 percent “believe the results of the U.S. election will have a negative impact on their business;” and 51 percent “believe a Trump administration will have a positive impact.” All are anxious to see what regulations will remain in place after the Obama era, and what changes will positively or adversely affect them. So, locally, we went directly to the source and asked a group of professionals what they see ahead in 2017. "
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Robert J. Carney Jr. do differently in 2017 with know what’s coming! is executive director of regard to attracting business? “The Cabarrus Regional Chamber Cabarrus County Economic “Our program of work of Commerce advocates on behalf Development Corporation, operates on a fiscal year of our business community with our the county’s lead economic basis, June 2016- July local, state and federal officials around development agency. 2017. Some new initiatives education/workforce development, Carney is responsible for include: economic development, energy and growing existing business • We are tentatively the environment, transportation, and industry, recruiting planning an Economic and health care – all important new business, product Development Summit areas that affect our quality of life Robert Carney Jr. and site development, and for the first quarter of and businesses’ wellbeing. We’ll collaborating with local, regional and 2017. This meeting will be to discuss continue to monitor the ever-changing state partners. concepts/strategies of economic situations, represent our members’ best Q: In your opinion, will the recent development and will challenge our interests and let them know as soon as elections bring in new – or expand existing leadership to continue defining what changes occur. – businesses in Cabarrus County? Why? success looks like for each community. Q: Is there anything the Chamber “At the local level, my answer would • Our organization plans to move wants to do differently in 2017? have to be an overwhelming yes. I toward a more metric-based strategy: “When I joined the Chamber in believe that, countywide, we have a focusing our corporation’s energy in April, we sent out a survey to our collective leadership that has made the areas that provide the greatest members asking them what they economic development a priority. I’ve return on investment. wanted most from their membership. witnessed a collective focus to grow • We also plan to conduct work Educational resources and networking jobs and investment in a healthy and regarding resetting the opportunity were the top requests. positive way. Together, our elected narrative for Cabarrus County. I believe “To help meet those needs, we’re leadership is providing the vision and that we have assets (opportunities) offering monthly marketing seminars direction our corporation requires to that very few communities share. throughout 2017 that help with social operate at a high level. We have competitive advantages in media, blogging, networking and “I would say, in my humble opinion, advanced manufacturing and hightelling your story, among others. Also, it’s too early to know at the national density office development that set us we have partnered with The Employers level. The markets have responded apart from most. I think we need to Association to offer topical human positively to the new president-elect continue to share that story with the resources programs to meet changing in many ways and that’s promising. private sector on a global scale.” business needs, and will continue to The president-elect has stated growing Barbi Jones is executive do so. the nation’s economy and improving director of Cabarrus “We will continue to offer critical infrastructure is his highest Regional Chamber of our unsurpassed networking priority. Also, his statements recently Commerce. The chamber’s opportunities, including a have indicated his desire to make function is to further the new quarterly after-hours the U.S. more attractive/competitive interests of businesses and program – What’s Up, Cab through tax policies and regulation. serve as a business network Co? – that will feature We’ve also seen his direct involvement and liaison. updates from the Chamber, in the economic development process. Q: With the talk of revoking EDC, our municipalities “What’s difficult to determine at or revamping Obamacare and and a top speaker from Barbi Jones this time is not only the support he’ll restructuring corporate taxes, our business community. receive from House and Senate, but do you think such changes will affect the This will replace Good Morning, also how these actions will affect the local business climate? In what way? Cabarrus that we’re discontinuing U.S. on a global stage. All action has “Anytime changes are made that due to declining attendance. We’ll foreseen and unforeseen consequences, affect businesses’ budgets and bottom also anniversary our signature and although we are beginning to lines, it’s incredibly difficult on them. events: Annual Meeting, Cabarrus get an idea of his intentions, it’s Most businesses are thoughtful and Chamber Golf Classic, Brew-N-‘Cue, very difficult to translate how those plan well, but when they don’t know Women in Business, New Teachers intentions will affect us at a national, what might happen and you throw in Welcome Lunch and First Responders state and local level.” a lot of unknown variables, it’s really Appreciation Lunch.” Q: Is there anything the EDC wants to hard. If only we had a crystal ball to DecisionPathHR is a staffing
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From left: Robin Gibson, Tom Gibson and Tanya Bennett
recruitment and placing firm founded in 2012. Owners Tom Gibson, Robin Gibson and Tanya Bennett share more than 70 years of combined experience. Tom Gibson serves as president and CEO; Robin Gibson is vice-president of operations; and Tanya Bennett is chief operating officer. Q: What kind of effect – good or bad – do you think the recent presidential election will have on small business in Cabarrus County? Please consider Obamacare, corporate taxes, unemployment, transitioning from Democrat to Republican in the White House, etc. TOM: “I think, overall, we’ve had so many regulations established by executive orders coming down from the current administration that the three owners of the company here have spent more time meeting with our local officials, spending thousands of dollars on attorneys and seminars, and having meeting after meeting to assure that we’re complying with the new regulations.
“We’re only four years old, so we opened up in a bad economy and then it seemed like regulation after regulation was coming from the government. We felt like we spend just as much time complying than we do spending time building relations and taking care of clients. “We had to completely re-engineer our compensation structure. A human resources director was hired and the owners had to come up with a plan to ensure that we followed the new Fair Labor Standards Act (FLSA) regulations. It was an executive action passed through the Department of Labor.” Lexology.com explains. “The U.S. Department of Labor (DOL) has issued regulations updating the Fair Labor Standards Act (FLSA). Under the new regulations, any employee who is paid less than $47,476 per year will be entitled to overtime pay. “The law also includes several exemptions under which certain employees are not entitled to overtime pay. Currently, for most exemptions, in addition to meeting a duties test, an employee must be paid on a salary basis at least $455 per week ($23,600 annually). The new regulations more than double that minimum salary to $913 per week ($47,476 annually). The minimum annual compensation for the ‘highly compensated’ exemption has increased from $100,000 to $134,004. These amounts will be adjusted every three years, beginning on January 1, 2020. "
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“The new regulations also change ROBIN: “Our leadership team met the salary basis test to allow employers four different times to try to keep our to use nondiscretionary bonuses employees incentivized. How are we and incentive payments (including going to re-motivate them when we commissions) to satisfy up to 10 make them hourly. Just something percent of the new minimum salary like that was a huge time waster. With level.” the new administration, we hope ROBIN: “It’s a change in overtime the executive orders are taken into laws, but it is really who qualifies for consideration.” overtime. You were exempt if you TOM: “It’s affecting how people run made almost $24,000 a year; the their business, how they compensate Department of Labor nearly doubled their employees and what the federal that to nearly $47,000. All those government says they have to give employees would either have to be them. When we went to a federal paid hourly or we’d have to nearly structure, they wanted to give people double their pay.” good roads, not dictate how we pay TOM: “Service organizations our employees. build incentives to employees. “On a state level, taking down All of a sudden you look at their the state taxes will make us more compensation and when you put them competitive in bringing in new hourly, you’re taking their incentives business. And then how the governor away from them. and the state paid off the $2.5-billion “The U.S. District Court of the loan to the federal government.” Eastern District of Texas stopped the Governornc.gov says, “Governor Pat action from happening.” McCrory paid off the unemployment The Department of Labor says, insurance debt owed to the federal “On November 22, 2016, U.S. government. That debt was as high as District Court Judge Amos Mazzant $2.8 billion and stood at $2.5 billion granted an Emergency Motion for when Governor McCrory took office in Preliminary Injunction and thereby January 2013.” enjoined the Department of Labor ROBIN: “Our hope is that a new from implementing and enforcing the administration will be less invasive Overtime Final Rule on December 1, in business and concentrate on the 2016. government.” “The case was heard in Zac Moretz is founding the United States District partner of Moretz & Court, Eastern District of Skufca law firm. He also Texas. The rule updated the specializes in commercial, standard salary level and residential and mixed-use provided a method to keep real estate development, the salary level current to and represents homeowners better effectuate Congress’ associations across the state. intent to exempt bona fide Q: What kind of effect – white collar workers from good or bad – do you think Zac Moretz overtime protections. the recent presidential election “On December 1, 2016, the will have on small business in Cabarrus Department of Justice on behalf of the County? Please consider Obamacare, Department of Labor filed a notice to corporate taxes, unemployment, appeal the preliminary injunction to transitioning from Democrat to the U.S. Circuit Court of Appeals for Republican in the White House, etc. the Fifth Circuit. The Department has “I anticipate positive results from moved to expedite the appeal, which the election for our business and was approved by the Court.” developer clients in 2017. We are
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seeing renewed optimism based on Mr. Trump’s initial cabinet appointments and his efforts to retain manufacturing jobs at Carrier and Ford, which were slated to move to Mexico. “Simply, the prospect of less regulation and a more businessfriendly climate is causing optimism, which will lead to more investment and, therefore, more growth and jobs, even if the actual regulatory changes themselves are slow to occur. Reducing Washington’s regulatory wet blanket on the economy will take years, but the sense of optimism that appears to be growing just from the change at the White House and from Mr. Trump’s initial statements and appointments should spur a healthy level of economic growth locally. “We are also very optimistic regarding his proposed new EPA (Environmental Protection Agency) director, because the EPA’s rules and how it enforces them have become real problems for real estate developers. Like it or not, real estate development is a major employer in our area, and it has been slowed substantially by burdensome federal, state and local regulations, which have vastly increased over the last 10 years. I’m hoping we see some of that dialed back in 2017 and, if so, that will result in new construction that will help our local economy.” Trey Siner owns and operates Trey W. Siner Insurance and Investment Group. As an insurance and financial advisor, he’s seen the best and worst of economic years. Q: What kind of effect – good or bad – do you think the recent presidential election will have on small business in Cabarrus County? Please consider Obamacare, corporate taxes, unemployment, transitioning from Democrat to Republican in the White House, etc. “For the record, I am not a politician, nor do I enjoy all the ‘trash talking’ that goes on in the presidential races each election year. As for the results
of the 2016 presidential for many years. We overpay election, I am happy that for higher and higher Donald Trump won. I have deductibles and less and wanted a businessperson in less coverage, and in some the White House since Ross cases cannot even see the Perot ran years ago. doctor of our choice. The “America is a business at other issue is healthy people the end of the day, in my pay the same as unhealthy opinion. We must manage people; why is that? I should our resources and stick be rewarded with lower Trey Siner to a budget! If you or I premiums for being healthy. spend more than we make, we will go “I have seen where people with bankrupt over time…it really is that Obamacare have had 50 percent simple. He certainly has faults like the rest of us, but the way he makes things happen is very encouraging to me. “I truly believe that Trump believes in capitalism, growth and competition, and that is what we need in our country right now. Let’s keep this simple. Lower corporate taxes means more companies will have money to invest in employees and infrastructure. We all hire more people; therefore, more people are working and paying taxes. Brilliant! That is true for smaller companies as well. I know – I am a small business owner. “United States’ growth depends solely on GDP (Gross Domestic Product) and if people are not working they don’t make money and, therefore, can’t buy anything, which means America does not grow and prosper. This also reduces unemployment, which is a drain on the economy, so now we have another positive for lowering taxes. “Obamacare and, frankly, all health insurance is a debacle and it has been
to 100 percent rate increases each year in the last one to two years! So think about this – your government is making you buy something you may not even want or can afford and charging you a fee if you don’t buy it. I say we must revamp the system. Bringing choice to Americans and opening up competition may be one of the answers to helping lower costs. All I know at this point in time is the system has been broken with Democrats and Republicans "
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in the White House. It is high time to make responsible changes that benefit hardworking Americans and businesses. “I loved when Trump said to ‘drain the swamp’ in Washington, D.C. There is so much waste and inefficiency in our government that is creates total confusion, chaos and lack of trust. I am hopeful that, by not having a politician in the office, we can reduce overhead, trim spending, get rid of special interests and become a well-oiled machine that actually works for the people of America. The transition from Democrat to Republican has already started and it excites me to see it. “I want to make a very clear statement, though. I have built a company from nothing over the last 15 years. When I started we had a Republican in the White House and we had a major blow to our country – 9/11…we all remember that horrific day. I have been successful in building my company during the Democratic presidency as well. “I do not believe that our elected presidents, nor the parties they represent, will make me successful or a failure. I have total faith in my God, and He has given me the talents and ability to build my business. It is up to me, and what I do each and every day that will make or break me – not the president of the U.S.A.” Cabarrus Magazine would like to thank those who chose to voice their opinions in this article; we did not know their political party affiliation or what their opinions were before reaching out to them. There were others who declined and we certainly understand their apprehensions. With so much contention in this country’s air right now, it can be intimidating to say what you honestly feel. Thankfully, the U.S. is still a democracy. n
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Sponsored by Chez Francois Authentic French cuisine coming soon to 9 Union Street N.
Breaking Bread Boeuf Bourguignon ingredients 7 oz. thick-cut bacon in 1 ½-inch lengths 4 lbs. chuck roast in 2- to 3-inch cubes 2 large carrots, peeled and sliced 1 large yellow onion, sliced 3 cups red wine (Burgundy or Bordeaux) 2 Tbsp. tomato paste 4 garlic cloves, mashed 2 lbs. Crimini mushrooms, quartered 28 white pearl onions, peeled
2 Tbsp. flour Beef stock (Le Gout, Knorr) as needed HERB BOUQUET Butter Extra virgin olive oil Salt & pepper 6 fresh thyme sprigs 3 bay leaves 6 fresh parsley sprigs
Directions Prepare herb bouquet by tying together, or wrapping in cheese cloth, 4 thyme sprigs, all parsley sprigs and the bay leaves. Simmer bacon in a quart of water for 10 minutes. Drain, dry and set aside. In large Dutch oven or braising pan, sauté bacon until lightly browned. Remove to side dish for later; save drippings. Pat chuck roast dry, season with salt and pepper, and brown on all sides on high heat; add extra virgin olive oil if needed. (Allow room for meat to breathe while cooking by doing small amounts at a time to allow thorough browning.) Remove beef and set aside. In same pan, sauté garlic, onions and carrots for 8 to 10 minutes in drippings. Drain off excess oil and add beef back to pan with carrots and onions. Toss contents together, season with salt and pepper, and sprinkle in flour. Mix thoroughly for 3 minutes, stirring occasionally to prevent burning. Add red wine, tomato paste and enough beef stock to cover ingredients. Stir until tomato paste is mixed thoroughly; add herb bouquet. Place in a 325˚ preheated oven for 2 hours. In separate sauté pan, melt 3 tablespoons butter until foaming stops. Add mushrooms and pearl onions, and sauté for 10 minutes; do not to break the onions. Season with 2 sprigs of thyme, salt and pepper. Set aside. At 2 hours, add pearl onions and mushrooms to the Bourguignon and return to oven for 1 hour. Meat should be fork tender; adjust time if needed. Before serving, remove herb bouquet and serve with choice of pasta, potatoes or vegetable. Enjoy!
Francois Bouali was born into two cultures that are drenched in French cuisine: Tunisia on his father’s side and France on his mother’s side. Now an authentic French chef, Bouali makes his own bread, pastry, classic French dishes, and even his own cheese – selections that will be offered at Chez Francois. Lin Childers grew up in the kitchen with his grandmother, who was a native of France. At the age of five, he started cooking and learning about herbs, spices and classical European cuisine. Having begun his career at age 14 at Carolina Country Club in Spartanburg, SC, Childers worked in many fine dining establishments and country clubs throughout the South before joining Chez Francois.
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By Keith Laibson
The President’s Effect Following the election of Donald Trump as our next president, the U.S. Stock Market dipped dramatically, then rebounded to record highs with a 600-point gain (3.2%) in three days. The NASDAQ and the S&P also initially lost, then gained, value.
Keith Laibson, owner of Family Wealth Partners in Concord
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Not only Americans, but people all over the globe, are affected by the volatility of the U.S. Stock Market and the impact on our economy whenever political change occurs, especially when a new president takes office. It is in the midst of elections and political change that financial consultants like me are asked the same questions from clients, business associates, family and friends: • What effect will election results have on the economy? • Will my pocketbook be affected by changes to health care, taxes or our laws? • Should I be making changes in my IRA, 401k and other investments? With a politically divided country and Congress, these questions are even more challenging to answer. The choices that President-Elect Trump and Congress make for cabinet positions and advisors, on policies or law, and in fulfilling campaign promises will, of course, have an impact on the growth or drop in our Gross Domestic Product (GDP), which is a commonly used measure of how well our economy is doing. One example of political changes that will impact our wallets is health care. Trump has said that he will repeal, then overhaul, the Affordable Care Act "
For money to be invested for use later in life, adding a diversified portfolio of stocks invested globally becomes appropriate.
U.S. and global stock markets will most likely continue to be volatile regardless of who’s in control of the government.
(Obamacare). While many who qualify have been helped in positive ways by the act, many here in North Carolina suffer under the extremely high premiums. Those who do not qualify for a government subsidy – or a large enough one – become burdened with higher health care costs, resulting in
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less spending on other goods and services, which could result in having a negative effect on our economy. So, what Congress does and what the president signs into law could result in lower premiums, thus putting money back into the hands of individuals and small businesses. This could, naturally, lead to economic growth,
which in turn is a catalyst for lower unemployment, higher wages and a better standard of living. Another example is any proposed changes to our tax laws on our citizens and businesses. Regardless of opinions about the effect that specific politicians and policies will have on our economy, the key to sound financial investing is that we should not let it affect how we invest. The first thing to know about the Stock Market is that it is forward looking. All the questions about what will or will not happen with the economy are already factored into the price of stocks. It is only future and “unknowable” knowledge that will affect those prices, and nobody can know such information in advance. This is where many market “experts” – talking heads on TV – and the media play a negative role by seeming to know what will happen next, resulting in people taking actions that can derail them from a prudent investment strategy. The poor track records of such
gurus clearly indicate their inability to predict if a certain stock or market will lose or gain value. The second thing to know is that the performance of our economy is not strongly correlated with Stock Market returns. Very commonly, one’s perceptions rarely align with reality. There are many times in history where Stock Market returns were good, sometimes excellent, during a recession or following major U.S. or international events. On the other hand, there have been times during good economic runs where the Stock Market has performed poorly. Making decisions based on predicting – or working with an advisor who does – most commonly results in more risk and unmet expectations. To be truly wise, do not let who is in the Oval Office affect how you invest. Do not buy into the myth that the president in office or the state of the economy is a true indicator of how the Stock Market will perform. How investors can avoid the wrong moves: • Do not pick individual stocks but, instead, own a broad array of them all. • Do not try to time the market. • Do not let other people do this with your money. What people should do is focus on what they can control. Focus on what is the correct allocation and proper diversification for your money and all your accounts from the start.
Consider when you will need money for emergency reserves, medical bills or short-term goals like income for retirement, purchasing a car or paying college bills. Those funds should be invested in cash and short-term bonds, and protecting those assets from shortterm losses due to volatility. For money to be invested for use later in life, adding a diversified portfolio of stocks invested globally becomes appropriate. It is common for people to have accounts invested across several different asset allocation models to have a certain amount of money available for near and far-range goals. Having assets in various allocations is the best bet, based on when you’ll need it. By investing this way, you are already accounting for the issues discussed in this article and are prepared for the uncertainty that comes with any new presidency or political decisions. At those times, just remind yourself that your strategy is sound and the prudent thing to do is “stay the
course!” Yes, this may be hard to do, but has proven to be the right choice. As the policies put in place by our president and Congress can impact our economy, resulting in either growth or stagnation, it is important to get involved and pay attention to what our elected officials are doing. When it comes to investing, though, there is one prediction I will make: U.S. and global stock markets will most likely continue to be volatile regardless of who’s in control of the government but, over time, stocks should still be the best investment vehicle for growth. The question is how to have a positive investing experience and greater peace of mind. One way is by focusing on proper allocation and diversification up front. The other is to not rely on speculative guesses and hasty reactions to passing events or predictions. Hopefully, this article has equipped you to choose the wiser course that makes the most sense for you. n
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Give Me Shelter THERE ARE SEVERAL ANIMAL RESCUES IN CABARRUS COUNTY, USUALLY PAST CAPACITY, FILLED WITH ADOPTABLE DOGS, CATS AND MORE!
The saying goes, “People that say money can’t buy you happiness have never paid an adoption fee.” These are the faces of the abandoned, neglected and abused, and they’re looking for that second chance. If you’re looking for a furry family member, please consider pet adoption.
Zelda, a Boxer mix, is about two years old and weighs 50 pounds. She was a stray rescued from a neighboring county’s animal shelter. In her foster home, she’s been house- and leashtrained, knows basic commands and continues developing her social skills. She loves walks, romping in the yard and belly rubs. She is gentle around children, enjoys people and LOVES the family’s senior dog. Zelda is a smooshy-faced sweetheart with velvety ears and an adorable underbite. Cabarrus Pets Society P.O. Box 5042, Concord, NC 28027 704-786-7729 petpals@cabarruspets.com www.cabarruspets.com
Charo is a pretty female Chihuahua mix, about eight months old. She is very people-friendly, sweet, wants attention and loves to be held, but she does not get along with other animals so she needs to be the only pet in the household. She’s up-todate on vaccines, and is spayed and microchipped. HS Cabarrus Animal Rescue 590 Crestmont Drive, Concord 704-701-5441 cabarrusanimalrescue@all2easy.net www.cabarrusanimalrescue.org
Joey is a two-year-old Chihuahua mix surrendered to the Humane Society because his owners could no longer care for him. Very shy – and small (only 13 pounds) – he does not care for children and cannot go to a home with children. This precious little guy needs a quiet home with a patient owner that can show him what trust and love are all about. Neutered and up-to-date on his vaccines, Joey can be seen at Ruth’s Memorial Shelter. Humane Society of Concord & Greater Cabarrus County Ruth’s Memorial Shelter 2010 Wilshire Court, Concord 704-784-7387 www.cabarrushumanesociety.org
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On the Go CDDC Accepting Spring Into Arts Applications
Kannapolis City Council Approves Downtown Streetscape Design
The Spring into Arts Festival will be held Saturday, May 13, 2017, from 10:00 to 4:00 in downtown Concord. The first deadline for artist applications is January 31 and will include an $85 fee; after January 31, the application fee is $110. Any artist who is not selected receives a full refund of their application fee. The children’s stage will present professional entertainment and young performers participating in the Spring ALIVE! Youth Talent Showcase. Performers between five and 18 years of age are invited to apply for an opportunity to perform. Applications along with a $10 nonrefundable fee and a link to a performance video are due by March 15. Those selected to perform will be notified by April 11. Applications are available online at www.concorddowntown.com. For more information, call 704-784-4208 or email info@concorddowntown.com.
A major component of the Kannapolis Downtown Revitalization Plan is the infrastructure and streetscape improvements planned for West Avenue and the surrounding streets. Over the past year staff has been working with Development Finance Initiative (DFI) and LandDesign to examine options for the best design for a streetscape that is unique, has green space, outdoor dining and social hubs, maintains traffic flow and parking options, encourages pedestrian activity, provides interaction between businesses downtown and preserves the historic core of the city. “The streetscape is critical to creating an experience for the people who will live, visit and play in our city. While it is an outdoor space, it is our living room, and we want everyone to feel welcome, to spend time here and ultimately visit the businesses we expect to attract downtown,” Kannapolis City Manager Mike Legg says. City Council approved a design called the Signature that combines serpentine and linear features, two-way traffic with roundabouts, green space and outdoor spaces. Council also approved a capital project ordinance for the Streetscape Project, which is the financial plan for the item. The infrastructure project will include replacing and upsizing aging and undersized underground utilities such as water, sewer and storm water, install new technologies, and resolve tunnel and routing of utility issues. The streetscape is estimated to cost $5 million and the infrastructure is estimated to cost $15 million. Work is projected to start next summer.
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Speedway Motorsports Veteran Executives Receive Promotions
Two veteran businessmen within Speedway Motorsports Inc. have received promotions. Mike Burch has been named chief strategy officer, while Braun Smith has been promoted to vice-president of national sales and marketing. “Combined, these veteran executives bring more than 30 years of business experience to the table, and their promotions help position Speedway Motorsports at the forefront of business development well into the future,” Speedway Motorsports President and CEO Marcus Smith says. “We are fortunate to have such strong leadership within our company and I look forward to the contributions each will make as we continue to set the bar for excellence in entertainment.” In his new role, Burch will develop, communicate and execute strategic plans and initiatives across all areas of the company and work with key business partners on growing mutually beneficial relationships. In his new role, Braun Smith will be responsible for national sponsorship sales efforts as well as Speedway Motorsports, Inc.’s overall corporate sponsorship revenue.
Cabarrus Takes Residents 50-Plus on a Journey Cabarrus County Government recently launched Journeys magazine, a lifestyle publication for those who are 50-plus. Journeys uses personal stories of local seniors to share the value and impact of county programs, events, services and resources. The publication highlights the work of the county’s active living and parks/ senior centers, library, veterans service, planning and development, Cooperative Extension, arena and Human Services departments. It also includes information from the local municipalities and the county’s partner organizations, like the Cabarrus Health Alliance. The Communications and Outreach Department will produce three issues of Journeys each year. Readers with online access are encouraged to try the free digital version at www.cabarruscounty.us/seniors. A limited number of print editions are available at no cost at the Cabarrus County Senior Centers in Concord and Mt. Pleasant, the Cabarrus County Government Center, all library branches and the Cooperative Extension Office.
Rowan-Cabarrus Community College Named 2016 Business Partner of the Year Rowan-Cabarrus Community College has a long history of working with government, school systems, businesses and nonprofit partners. This attitude of collaboration has earned the college new recognition from the Cabarrus County NCWorks Career Center as the 2016 Business Partner of the Year. “We rely on Rowan-Cabarrus Community College greatly and we truly appreciate their partnership,” Gary L. Mason Jr., center leader at the NCWorks Career Center-Cabarrus, says. “Rowan-Cabarrus was selected from many deserving organizations in Cabarrus County because it embodies the true spirit of NCWorks and serves as a positive role model.” Rowan-Cabarrus is proud to provide a broad array of training and educational offerings. College programs can help community members meet professional goals, develop a new or existing business, discover a new talent or achieve a personal goal. The Division of Corporate and Continuing Education can help you train for a new career by upgrading your technical and vocational skills and helping you obtain certifications or credit requirements for your chosen field. "
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Morris and Honeycutt Remain County Commission Chair and Vice-Chair On December 5, a new chapter in the history of Cabarrus County took shape. District Court Judge Christy Wilhelm officiated a ceremony at which she swore three local officials into office. Ned Hudson returns to the Cabarrus County Soil and Water Conservation District (SWCD). Hudson was first appointed to the SWCD in 1996. He is retired from Cabarrus County Schools where he worked as the agricultural instructor at Mt. Pleasant High. Incumbents Steve Morris and Liz Poole took oaths to continue in their roles on the Cabarrus County Board of Commissioners. Morris first joined the Cabarrus Board of Commissioners in 2012 and became chair in 2014. He owns and operates The Gem Theatre in Kannapolis. First elected to the Board of Commissioners in 2008, Poole has served terms as vice-chair and chair. She previously served 10 years on the Board of Education, four of those as board chair. Poole is a career development coordinator for Cabarrus County Schools. Following the ceremony, the Cabarrus County Board of Commissioners held their annual organizational meeting and December work session. At the organizational meeting, the Board re-elected Steve Morris chair and Diane Honeycutt vice-chair. Honeycutt was elected to the Cabarrus Board of Commissioners in 2014 and elected to her first term as vice-chair in 2015. She owns Team Honeycutt with Allen Tate Realtors.
Academy Sports + Outdoors Gives Area Students New Bikes Last month, Academy Sports + Outdoors held an event at Winecoff Elementary and two other regional schools that saw 110 bikes and helmets donated to deserving students. As part of Academy’s annual bike donation program that occurs throughout December across its 16-state footprint, more than 4,000 boys and girls at 140plus separate donation events similar to this one take part in the surprise. The event is not announced ahead of time.
The purpose of Academy’s annual bike donation is to provide local schools with an opportunity to reward children during the holidays with bikes and helmets for perfect attendance, academic performance, good behavior and/or need. Academy will donate more than $250,000 in youth bikes and helmets this year. The bike donation fits with Academy’s active-minded philosophy by rewarding kids with gifts that allow them to get outside and be active.
Kannapolis City Council Approves Rezoning
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Kannapolis City Council has unanimously approved a rezoning request from the TPA Group from Atlanta. The three parcels, totaling 117 acres, are located on N.C. 73 at Macedonia Church Road. The TPA Group anticipates recruiting a company to the site that would employ approximately 900 people. The proposed project is called the Kannapolis Logistics Park. The TPA Group anticipates spending $50 million to develop the property. n
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JANUARY Exhibition: Clay at The Galleries Through January 23 • FREE The Galleries 65 Union Street S., Concord • Clay is our annual group invitational that celebrates the diverse talent of North Carolina potters and sculptors. Exhibition and sale. • www.cabarrusartscouncil.org The Ice Park at Concord Mills Through January 16 • $12 (includes skates) The SpeedPark 8461 Concord Mills Blvd., Concord • The Ice Park offers an outdoor covered ice-skating rink with more than 4,200 square feet of real ice. • 704-527-8464; www.thespeedpark.com A Vet Together January 3, 10, 17, 24, 31 • 9:00-11:00am Carm’s Cafe 42 Union Street S., Concord • Join Cabarrus Veterans Coalition for free coffee and conversation. • 704-960-4394 TODDLER Story Time January 5, 12, 19, 26 • 10:30am Mt. Pleasant Branch Library 8556 Cook Street, Mt. Pleasant • Children from walking age to three years old with caregiver. Songs, stories, finger plays followed by playtime for toddlers and networking for parents. • 704-436-2202 Brown Bag Coloring for Adults January 6, 13, 20, 27 11:00am-12:00pm Mt. Pleasant Branch Library 8556 Cook Street, Mt. Pleasant • Coloring books aren’t just for kids anymore. Bring your lunch and color your stress away. We provide the materials, or bring your own. • 704-436-2202
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Kruger Brothers January 7 • 8:00-9:30pm • $30 Davis Theatre 65 Union Street S., Concord • Originally from Switzerland, Jens and Uwe Kruger teamed up with American bass player Joel Landsberg to form a trio that has played together for more than 30 years. • 704-920-2753; www.cabarrusartscouncil.org
Art on Tap: Craft Beer & Clay January 13 • 7:00-10:00pm Cabarrus Arts Council 65 Union Street S., Concord • Young adult members group that shares a common interest in the arts and in making a community impact • Taste a variety of craft beers and channel your inner artist with an interactive clay demonstration! • www.cabarrusartscouncil.org
Piedmont Farmers Market January 7, 14, 21, 28 • 8:00am 518 Winecoff School Road, Concord • Open year-round. Fresh local produce, honey, free-range eggs, antibiotic- and hormone-free beef, chicken and pork. • 704-425-5559; www.piedmont-farmersmarket.com
TOM MACK CAR AUCTION January 13-14 Cabarrus Arena & Events Center 4551 Highway 49 N., Concord • Collector car swap meet, flea market, indoor car corral, auction and memorabilia auction • Memorabilia auction: January 14, 10:30am; car auction: 11:00am • www.tommackclassics.com
Beginner Belly Dancing Class January 12 • 7:00pm Kannapolis Train Station 201 S. Main Street, Kannapolis • Every Thursday for four weeks: $45 • Posture, foundation movements, simple choreography, belly dance history and culture • Increase self-esteem, body image, strength and flexibility • Taught by Wendy Konzelmann • www.kannapolisnc.gov/ Government-Departments/ParksRecreation/Programs-Events The Listening Room January 12 • 7:30-9:00pm The Davis Theatre 65 Union Street S., Concord • Open mic night to give local talent the opportunity to perform in a casual atmosphere. Davis Domingo of Fuzzbucket Music Company hosts. Performers must apply in advance; acts should be G-rated. • 704-920-2787; listenroom@yahoo.com
2nd Saturday Open Studios at CLEARWATER ARTIST STUDIOS January 14 • 10:00am-4:00pm 223 Crowell Drive N.W., Concord • Several art studios on premises will be open with resident artists present to talk to, watch work, etc. • 704-784-9535; www.clearwaterartists.com Memory Cafe´ January 18 • Free (third Wednesday of each month) Faith Coffee & Sweets 5040 N.C. Highway 49, Harrisburg • Open to anyone experiencing dementia, their loved ones and/or their care partners. Share time, stories and journeys together while having fun in a social setting. • No preregistration is required. • Michelle Marciniak: 704-698-6324; michelle.marciniakcarillonassisted living.com
Fan Fiction Writing Workshop January 20 • 7:00pm Kannapolis Train Station 201 S. Main Street, Kannapolis • Series of three classes: $20 per class • Create and share your fan fiction: beta teams, targeting audiences, procuring loyal readers, and earning revenue from advertising and sponsors. • Taught by Lady Soliloque • www.kannapolisnc.gov/ Government-Departments/ParksRecreation/Programs-Events Family Day January 21 • 10:00am-2:00pm Cabarrus Arts Council 65 Union Street S., Concord • Make your own artwork, see a performance, learn about art or even dance on the stage! Each Family Day is different and includes thematic activities. Children must be accompanied by an adult. • 704-920-2787; www.cabarrusartscouncil.org Carolina Bridal Fair January 22 • 12:00-5:00pm • $12 Cabarrus Arena & Events Center 4551 Highway 49 N., Concord • Wedding professionals, catering options, amazing flowers and new ideas in our inspiration area • Registered brides get $1,000 in Carolina Bridal Bucks to spend like cash with participating exhibitors you’ll meet at the show. Plus they are eligible to win amazing door and grand prizes. • 704-574-3977; www.carolinabridalfair.com cabarrus chamber Business After Hours January 24 • 5:30-7:00pm Habitat Cabarrus ReStore 2902 S. Cannon Blvd., Kannapolis • Premier networking event for business professionals; held at various locations. • Free for Chamber members and non-member guests are welcome to attend up to three times. Expected Attendance: 75+ • Chemin Duffey: 704-260-8110; coordinator@cabarrus.biz
Crafts for the Home with Jenny January 24 • 6:00pm Kannapolis Train Station 201 S. Main Street, Kannapolis • Five monthly sessions: $40 per session • January: Personalized Heart Door Hangers • All materials will be included, but participants may bring embellishments as desired to personalize each craft. • www.kannapolisnc.gov/ Government-Departments/ParksRecreation/Programs-Events CREATIVE CONNECTIONS January 26 • 6:30-9:00pm Piedmont Renaissance Center 51 Union Street S., Concord • Meant to bring together all the arts and culture advocates in our community so we know who is here to work with and build our creative community in Cabarrus County. This includes writers, artists, poets, craft-makers, performers, festival coordinators, etc. • 704-784-4208; www.concorddowntown.com GREATER CHARLOTTE HOME & LANDSCAPE SHOW January 27-29 • Adults: $8.50 Cabarrus Arena & Events Center 4551 Highway 49 N., Concord • Thousands of square feet of exhibits – the latest in products and services from builders, contractors, materials, decks, pools, spas, storage, plants, landscapes, kitchenware and much more. • www.showtechnology.com/event/ annual-greater-charlotte-homelandscape-show/ SMALL BUSINESS SATURDAY January 28 • All Day Historic Downtown Concord • Make a purchase at any participating business and enter into a drawing for $100 in Downtown Concord Dollars to be spent in participating businesses. • 704-784-4208; www.concorddowntown.com
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At a Glance Antiques & Collectibles
The Depot at Gibson Mill 325 McGill Avenue N.W. Concord, NC 28027 704-787-9351 www.depotgibsonmill.com White Owl Antique Mall & Design Center 8455 NC Highway 49 N. Mt. Pleasant, NC 28124 704-436-2063 www.whiteowlantiquemall.com
Automotive Sales
Ben Mynatt Family of Dealerships 281-289 Concord Parkway S. Concord, NC 28027 704-786-2151 (Cadillac) 704-788-2121 (GMC) www.benmynatt.com
Boutiques
Style One-11 4250 Main Street, Suite 107 Harrisburg, NC 28075 980-258-8455 www.styleone11.com
Bridal Fairs
Carolina Bridal Fair January 22 Cabarrus Arena & Events Center 4551 N.C. Highway 49N. Concord, NC 28025 704-574-3977 www.carolinabridalfair.com
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Churches
New Hope Worship Center 452 Brookwood Ave. N.E. Concord, NC 28025 704-786-0155 www.newhopewc.org
Cleaning Services – Office
Blue-J Serving Cabarrus County and the Greater Charlotte Metro Area 704-589-3148 www.bluejsmallofficecleaning.com
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Dula Real Estate 18145 W. Catawba Avenue Cornelius, NC 28031 704-895-1011 www.dularealestate.com
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Primrose School at Afton Ridge Page 32 5401 Vining Street N.W. Concord, NC 28027 704-788-8860 www.primroseschools.com/aftonvillage
Event Venues
The Ballroom Chez Francois 9 Union Street N. Concord, NC 28025 980-439-6602 www.francoisfrenchcafe.com Hartsell Funeral Homes 460 Branchview Dr. N.E. Concord, NC 28025 704-786-1161
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Grimsley’s Jewelry 5405 Village Drive N.W. Concord, NC 28027 704-788-4653 • 270-378-0549 www.grimsleysjewelry.com
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1402 N. Cannon Blvd. Kannapolis, NC 28083 704-933-7948 www.cannonpharmacies.com Harrisburg Hometown Pharmacy 5006 Highway 49 S. Harrisburg, NC 28075 704-454-RX4U (7948) www.harrisburgpharmacy.com
Modern Impressions 5029 West W.T. Harris Blvd. Charlotte, NC 28269 800-840-2554 www.modernimpressions.com
Retail Wine Shops
AAA Insurance Page 3 167 Church Street Concord, NC 28025 704-706-2325 hunter@morrisonagency.com www.facebook.com/pg/morrisoninsagency
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1706 S. Cannon Blvd. Kannapolis, NC 28083 704-933-6337
Print & Technology Services
Insurance
Jewelry Stores
Cannon Pharmacy 760 Cabarrus Avenue W. Concord, NC 28027 704-788-6337
Michael A. Anderson Photography 38 Union Street S. Concord, NC 28025 704-701-5908 mike@michael-a-anderson.com www.michael-a-anderson.com
522 N. Second Street Albemarle, NC 28001 704-983-1188 www.hartsellfh.com Wilkinson Funeral Home 100 Branchview Drive N.E. Concord, NC 28025 704-786-3168 www.wilkinsonfuneralhome.com
LendingTree 1-800-939-4513 www.lendingtree.com
Photographers
13575 Broadway Avenue Midland, NC 28107 704-888-5571 Page 2
Mortgage Lenders
Pharmacies
Education and Care
Funeral Homes
Child Advocacy
Big Brothers Big Sisters of Cabarrus County 704-305-3411 www.facebook.com/BigBrothersBig SistersCabarrus www.bbbsclt.org
Commercial Real Estate
The Wine Room 5401 Village Drive Concord, NC 28027 704-782-9463 www.wine-room.net
Satellite TV and Internet Providers Spectrum 1-800-595-4610 www.charter.com
Theatres – Live
Old Courthouse Theatre 49 Spring Street N.W. Concord, NC 28025 704-788-2405 www.oldcourthousetheatre.org
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