California broker directory 2016 by California Broker Magazine

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2016 DIRECTORY

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TABLE OF CONTENTS

2016 DIRECTORY PUBLISHER Ric Madden email: publisher@calbrokermag.com EDITOR-IN-CHIEF Kate Kinkade, CLU, ChFC email: editor@calbrokermag.com ART DIRECTOR/PRODUCTION MANAGER Steven Zdroik ADVERTISING Scott Halversen, V.P. Mktg. email: scotthalversen@calbrokermag.com CIRCULATION email: calbrokermag@calbrokermag.com BUSINESS MANAGER Lexena Kool email: lex@calbrokermag.com LEGAL EDITOR Paul Glad EDITORIAL AND PRODUCTION: McGee Publishers 217 E. Alameda Ave., #207 Burbank, CA 91502 Phone No.: 818-848-2957 email: calbrokermag@calbrokermag.com Subscriptions and advertising rates, U.S. one year: $42. Send change of address notification at least 20 days prior to effective date; include old/new address to: McGee Publishers, 217 East Alameda Ave. #207, Burbank, CA 91502. To subscribe online: calbrokermag.com or call (800) 675-7563. California Broker (ISSN #0883-6159) is published monthly. Periodicals Postage Rates Paid at Burbank, CA and additional entry offices (USPS #744-450). POSTMASTER: Send address changes to California Broker, 217 East Alameda Ave. #207, Burbank, CA 91502. ©2016 by McGee Publishers, Inc. All rights reserved. No part of this publication should be reproduced without consent of the publisher. No responsibility will be assumed for unsolicited editorial contributions. Manuscripts or other material to be returned should be accompanied by a self-addressed stamped envelope adequate to return the material. The publishers of this magazine do not assume responsibility for statements made by their advertisers or contributors. Printed and mailed by Southwest Offset Printing, Gardena, CA. 4 | CALIFORNIA BROKER

ur goal for the California Broker Directory has always been to make life easier for life/health brokers and financial planners in California. The Directory is designed to provide you with all the critical information you need to function as a broker/planner in California. We try to put ourselves in the shoes of a broker or a planner who is new in the state. In a few tightly organized pages, you can scope almost any market you want to jump into. The first section lists independent life/health brokerage agencies. The second section, which we call “GA Product Sources,” tells you which of these brokerage agencies offers products ranging from acupuncture to workers’ comp. The last half of the Directory contains profiles of providers such as health carriers and dental plans, plus valuable reference information. The Directory is also online. Check it out at calbrokermag.com. The information in the Directory comes from questionnaires that are filled out by the various firms and associations. Every effort has been made to catch mistakes, but errors are almost inevitable. If your firm would like to be considered for a free listing in the 2017 Directory or if you have suggestions, email scotthalversen@calbrokermag.com.

Acupuncture..........................................................................................................................................25 Agencies, Brokerage..............................................................................................................................8 Associations (CAHU, FPA, NAIFA-CA)............................................................................................24 California Association of Health Underwriters (CAHU) Chapters.................................................24 Chiropractic Plans.................................................................................................................................25 COBRA Compliance Providers.............................................................................................................25 Critical Illness (Association, Providers)..................................................................................................38 Dental Plans...........................................................................................................................................26 Employee Choice Plans........................................................................................................................30 Errors & Ommissions (E&O)................................................................................................................38 401(k)/403(b) Providers..........................................................................................................................38 Financial Planning Assn. (FPA) Chapters..........................................................................................24 General Agents, Brokerage...................................................................................................................8 General Agents Product Sources........................................................................................................19 Health Carriers.......................................................................................................................................31 Hearing Benefits...................................................................................................................................32 Health Savings Accounts (HSAs).......................................................................................................39 Independent Life/Health Brokerage Agencies...................................................................................8 Legal Plans, Prepaid..............................................................................................................................32 Life Regional Offices.............................................................................................................................41 Life Settlements.....................................................................................................................................40 Long-Term Care (Ass., Carriers, Sales & Marketing, Websites)....................................................................40 Managed Care Plans (See Health Carriers)........................................................................................31 Medical Records Retrieval..................................................................................................................42 NAIFA-California Chapters..................................................................................................................24 Other Important Numbers....................................................................................................................18 Paramedical Firms.................................................................................................................................41 Payroll Deduction (Worksite Marketing).............................................................................................45 Prepaid Legal..........................................................................................................................................32 Prescription Drug Plans........................................................................................................................33 Product Sources, GA............................................................................................................................19 Psychological Plans..............................................................................................................................33 Regional Offices (Life Insurance Carriers).............................................................................................39 Sec. 125....................................................................................................................................................42 Secondary Market for Life Insurance (Life Settlements)...................................................................40 Third Party Administrators (TPAs)......................................................................................................43 Vision Plans............................................................................................................................................34 Voluntary Benefits (See Worksite) Weight Loss............................................................................................................................................37 Wellness Plans.......................................................................................................................................37 Worksite Marketing (Payroll Deduction)................................................................................................45 - CalBrokerMag.com -

2016 DIRECTORY

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TABLE OF CONTENTS: G.A. PRODUCT SOURCES

o the best of our knowledge, this information is accurate as of press time. While every effort is made to ensure the accuracy and thoroughness of the list, omissions and typographical errors sometimes occur. California Broker Directory ©2015 by McGee Publishers, Inc. All rights reserved. No part of this publication may be recorded or reproduced without consent of the publishers. The publishers of the 2015 California Broker Directory do not assume responsibility for errors or for statements made by their advertisers or contributors.

Publisher: Ric Madden Project Manager: Lexena Kool Art Director/Production Manager: Steve Zdroik Advertising VP: Scott Halversen

ANCILLARY BENEFITS Acupuncture....................................................................................................19 AD&D.............................................................................................................19 Cafeteria Plans................................................................................................19 Cancer Insurance............................................................................................19 Chiropractic Benefit........................................................................................19 Critical Illness..................................................................................................19 Dental (Group).................................................................................................19 Dental (Individual)...........................................................................................19 Disability (Group)............................................................................................19 Disability (Individual).......................................................................................20 Prescription Drug Card.....................................................................................20 Vision..............................................................................................................20 ANNUITIES Annuities (Group)..........................................................................................20 Annuities (Individual).......................................................................................20 Annuities (Variable).........................................................................................21 PENSION PLANS Pension 401(k)................................................................................................21 Pension/Profit Sharing....................................................................................21 HEALTH INSURANCE COBRA Compliance.......................................................................................21 Health (Group)................................................................................................21 Health (Individual)...........................................................................................21 HSAs (Health Savings Accounts)....................................................................21 Integrated (Health +24 Hour).........................................................................21 International Major Medical............................................................................21 Medicare Bridge.............................................................................................22 Medicare Supplement....................................................................................22 Self-Funded Administration............................................................................22 Short Term Major Medical...............................................................................22 LIFE INSURANCE Charitable Giving Programs............................................................................22 Life (Group).....................................................................................................22 Life (Guaranteed Issue)...................................................................................22 Life Settlements (Secondary Market for Life Insurance)................................22 Life Living Payout Option................................................................................22 Life Policy Exchange.......................................................................................22 Single Premium Whole Life............................................................................22 Special Risk....................................................................................................23 Survivor Life....................................................................................................23 Term Life.........................................................................................................23 Universal Life..................................................................................................23 Variable Life....................................................................................................23 Whole Life......................................................................................................23 LONG- TERM CARE.......................................................................................24 WORKERS’ COMP........................................................................................24 WORKSITE MARKETING (Payroll Deduction)...............................................24

6 | CALIFORNIA BROKER

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2016 DIRECTORY

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INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Independent Brokerage Agencies, known to many as “General Agents,” can lead brokers through the product maze. They search the market to find the product to fit brokers’ proposals. Independent Life/Health Brokerage agencies act as the broker’s representative. Although they also perform marketing functions for the carrier, they see the broker as the client. The Products Section on pages 19-24 tells which agencies handle various products.

Accent Insurance Brokerage Contact: Melissa Shaw 26477 Rancho Pkwy. South Lake Forest, CA 92630 (949) 699-1662 Ext. 204 Fax: (949) 699-1069 email: Melissa@accentinsurancebrokerage.com Website: www.accentinsurancebrokerage.com Website: www.melissashawplanner.com Products: Life Insurance (wholesale insurance for the financial professional); Long Term Care; Financial counseling. Serving: CA – ––––––––– Ace Benefits Group Retirement & Insurances Contact: administrator@acebenefitsgroup.com 155 W. Washington Blvd., #1202 Los Angeles, CA 90015 (213) 765-0089, Fax: (323) 345-5089 Website: www.acebenefitsgroup.com Products: Accident; Annuities; Critical Illness; Defined Benefit Plans; Disability; Key Employee Insurance; Life (group ,term, universal, whole); LTC; Retirement Planning Strategies; Personal Accounts; Section 79; Roth IRA; Supplemental Benefits (ind., group); Tax-Free Retirement; Worksite Marketing Serving: Nationwide __________ Advanced LTC Insurance Services Contact: Larry Banks 425 W. Broadway, Ste. 205 Glendale, CA 91204 (818) 547-6677 (800) 427-3209, Fax: (818)547-2220 Email: larry@advancedltc.com Email: barry@advancedltc.com Website: www.advancedltc.com Products: Dental (Ind. Group); Health (Group, ind.); LTC, Life (group term, term, UL); Vision, Worksite Marketing __________ Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921, (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA Medial GAP Plans, Telemedicine, Accident, Crtical Illness, Dental (ind., group), Health (group, ind.); Life Insurance Quote Engine for website, LTC, Medicare Supplement, Vision Serving: Nationwide – ––––––––– Americal Advanced Insurance Solutions, LLC 1964 Westwood Boulevard, Suite 120 Los Angeles, CA 90026 Contact: Gene Tapper (310) 441-5699 ext. 169 (866) 311-2656 ext. 169 Fax: (310) 441-5660 email: gtapper@americalltc.com Website: www.americalltc.com Website: www.ltc411.com Products: LTC Serving: Nationwide – –––––––––

8 | CALIFORNIA BROKER

American Capital Security Corp. Paradigm Insurance Marketing Contact: Paul D. Kaplan, CLU 31255 Cedar Valley Dr. , Ste. 311 Westlake Village CA 91362 (818) 380-0034, (800) 822-7251 Fax: (818) 706-0203 email: paul@paradigmins.com Website: www.paradigmins.com Products: Annuities (ind.); Disability Income, 419(e) single employer postretirement medical reimbursement plan; Life (Indexed Universal Life, special risk, survivor, term, universal life); Long-Term Care Insurance Serving: CA –––––––––– American Insurance Brokers Inc. Contact: Brett Bennett 26050 Mureau Road Calabasas, CA 91302 (818) 591-8700, (800) 669-8700 Fax: (818) 591-8722 email: bbennett@aib4insurance Website: www.aib4insurance.com Products: Dental (ind., group); Health (group); Vision Serving: CA –––––––––– American Risk Assessment aka Niche Market Solutions Contact: Michael Carroll Tel: (540) 335-6987 email: mcarroll19@verizon.net Product/services: Guar Issue/SI life up to 400,000-30 year Term issued to age 65, Guar Issue Accident Disability; 14 day elim/1 year BP/2000 benefit a month/ same monthly rate ages 18-70, Guar Issue GAP Health deductible Reimbursement, Whole Life issued ages 0-95, Cybercrime protection for Individuals/ Groups for computers & cell phones, Life insurance issued up to $50,000,000 on Foreign Nationals Serving: Nationwide/International –––––––––– The Annuity Store Contact: Jim Green 1451 River Park Drive, Suite 130 Sacramento, CA 95815 (916) 924-9601, (800) 825-6094 FAX: (916) 924-0670 email: jim.g@theannuitystore.com Website: www.theannuitystore.com Products: Annuities (traditional fixed & fixed-indexed); Life (single premium, indexed, term, whole life); Multi-Year Guarantees, SPIAs Serving: Nationwide –––––––––– Applied General Agency Contact: Shauna Haltom 1040 N. Tustin Ave. Anaheim, CA 92807 (800) 498-6880 Fax: (800) 630-6344 email: shaltom@appliedga.com Website: www.appliedga.com Products: Medicare Advantage, Medicare Supplement, Life, Annuities; Critical Illness; Final Expense; Health (ind.) Serving: Nationwide ––––––––––

Assets Unlimited Inc. Contact: Bill Metzger 6472 Camden Ave., Ste. 204 San Jose, CA 95120 (408) 879-3850 Fax: (408) 879-3855 email: wmetzger@hr-consult.com Website: www.hr-consult.com Products: AD&D; Cafeteria Plans; Chiropractic Benefit; COBRA Compliance; Critical Illness; Dental (ind., group); Disability (ind., group); Health (group, HSA, ind., integrated plans, international major medical, Medicare bridge, short-term major medical, Medicare supplement, prescription drug card); Life (group term, living-payout-option, special risk, survivor, term, universal life, whole life); LTC, Pension (401[k], pension plans/profit sharing); Vision Serving: West Coast –––––––––– Association of Chamber Members Contact: Chris Anderson 231 E. Alessandro Blvd. #A359 Riverside, CA 92508 (951) 215-0420, Fax: (951) 780-2958 email: chris@ccsbinsurance.com Products: Dental (group); Health (ind.) Serving: CA –––––––––– Back 9 Insurance Services Contact: Paul D. Kaplan 310 N. Westlake Blvd., Ste. 240 Westlake Village, CA 91362 (818) 380-0034, (800) 822-7251 Fax: (818) 706-0203 Email: paul@paradigmins.com Website: www.back9ins.com Products: Annuities (ind.); disability; 419(e) single employer retirement benefits plans long Term Care; Life (Special risk, survivor, term, Universal life –––––––––– Barry J. Fisher Insurance Marketing Contact: Barry J. Fisher 7343 El Camino Real. Ste. 350 Atascadero, CA 93422 (818) 444-7730, (888) 279-3591 Fax: (818) 337-7133 email: barry.fisher@bordenhamman.com Website: www.bjfim.com Products: Traditional and Linked LTCi, Term, UL, WL, Long Term Disability, Critical Illness Serving: Nationwide –––––––––– Bay River Insurance Services Contact: F. Thomas Biglione, CLU ChFC 1501 El Camino Ave., Ste. 1 Sacramento, CA 95815 1922 The Alameda, Ste. 102 San Jose, CA 95126 895 E. Yorba Linda Blvd., Ste. 201 B Placentia, CA 92870 (866) 252-2977, Cell: (209) 601-2724 Fax: (888) 957-2977 email: tom@rvfis.com Website: www.bayriverins.com Products: Annuities (ind., group); Cancer; Critical Illness; Disability (individual); Life; LTCI; Pension (401[K]); 412(e)(3), AD&D, Life (term); Life (universal); Life (survivor); Life (guar issue); Life (living payout option); Life (policy exchange); Charitable Giving Programs; Single Premium Whole Life; Pension/Profit Sharing; Variable UL –––––––––– Berwick Insurance Group Contact: Colleen Gimbel 4576 E. Camp Lowell, Tucson, AZ 85712 (888) 745-2320 email: info@berwickinsurance.com website: www.berwickinsurance.com Products: Primarily Medicare (Advantage Supplement PDP) Serving: Nationwide

- CalBrokerMag.com -

Beere & Purves, Inc. Contact: Jennifer Lisanti 1350 Treat Blvd., Ste. 470 Walnut Creek, CA 94597 (888) 722-3373, Fax: (925) 975-0661 email: jlisanti@beerepurves.com Website: www.beerepurves.com Products: Dental (group); Health (group); Life (group); Vision (group) Serving: CA ––––––––– Belair Insurance Services Inc. Division of Sikov Insurance Services Inc. Contact: Barry A. Sikov 522 S. Sepulveda Blvd., Ste. 207 Los Angeles, CA 90049-3539 (310) 476-9720, Fax: (310) 476-9731 email: insurer9@aol.com Website: www.belairinsuranceservices.com Products: Acupuncture, Cafeteria Plans; Chiropractic; COBRA Compliance; Dental (ind., group); Disability (ind., group); Health (ind., HSA, group, international major medical, PDP’s, Medicare supplement, Medicare Advantage, short-term major medical); Life (group term, survivor, term, universal life, indexed universal life); LTCi; Vision, Workers’ Comp Serving: AR, AZ, CA, CO, FL, HI, MS, MO, NJ, NM, NV, NY, OH, OR, TX, UT, WA –––––––––– BenefitMall (Northern CA) Contact: John Bobincheck 2300 Clayton Road, Suite 1540 Concord, CA, 94520 (925) 969-3200 (800) 354-6926, (877) 230-8160 email: John.Bobincheck@benefitmall.com Website: www.benefitmall.com Products: Benefits Administration; COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide –––––––––– BenefitMall (Central and Southern CA) Contact: Casey Allen 6200 Canoga Avenue, Suite 300 Woodland Hills, CA 91367 (818) 348-1200, (800) 877-0101 Fax: (818) 226-6599 email: Casey.Allen@benefitmall.com Website: www.benefitmall.com Products: Benefits Administration; COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide –––––––––– Ben-E-Lect Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Benefits Administration; Cafeteria Plans; Debit Card; Dental (group); EOB Concierge; Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); HR; Life (group); Payroll; Vision; Web Portal; Serving: AZ, CA, CO, KS, NV, WA –––––––––– Benefits Store Inc. Contact: Roger Smith or Jake Schroeder (800) 446-2663, Fax: (844) 602-1888 Email; Info@BenefitsStore.com Website: www.BenefitsStore.com Products/Services: Group Association Health (Medical/Dental/Vision) for Individuals. Brokerage/Producer Sales Opportunities. TPA Services for Small Group Cafeteria Plans. Serving: California and Nationwide –––––––––– 2016 DIRECTORY

ben e fit bro ker •

•

\ ben- -fit bro-k r\ noun

A person who advises businesses on employee workforce solutions. Including, but not limited to: medical, ancillary, benefits administration, payroll, HR, tax/ACA compliance.

The definition has changed. How will you respond?

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Berbower Ins. Agency & Brokerage Contact: Mark Berbower 1330 W. Robinhood Dr, Ste. A1 Stockton, CA 95207 Mailing Address :PO Box 7688 Stockton, CA 95267 (209) 405-1088, Fax: (866) 489-0046 email:Mark@Berbowerinsurance.com Website:www.Berbowerinsurance.com Products: Annuities (group, ind.); Dental (group, ind.); DI (disability income); Health (group, ind.); Life (single premium whole life, term, universal life, whole life); LTC, Medicare Supplement (offered Life and Health in CA and OR) Serving: CA, OR – ––––––––– Berwick Insurance Group Contact: Colleen Gimbel 4576 E. Camp Lowell Tucson, AZ 85712 (888) 745-2320 email: info@berwickinsurance.com website: www.berwickinsurance.com Products: Medicare Advantage, Medicare Supplement, PDP Serving: Nationwide – ––––––––– BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sales 17701 Mitchell North Irvine, CA 92614-6028 (800) 237-8543 Ext/ 169 (949) 222-2169 email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States – ––––––––– BEST Re Contact: Marty Byrnes 17701 Mitchell North Irvine, CA 92614-6028 (877) 868-5775 Fax: (208) 893-5040 Website: www.bestre.net Products: dental, vision, life, STD and Stop loss Serving: Nationwide – ––––––––– BGA Insurance Contact: Danielle Geissler 3300 Irvine Ave., #320 Newport Beach, CA 92660 (949) 955-0255, Fax: (949) 955-9215 email: info@BGAInsurance.com email: DanielleG@BGAInsurance.com Website: www.BGAInsurance.com Products: Annuities (ind., Group); Life (Charitable Giving Programs, Group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC Serving: Nationwide ——————

10 | CALIFORNIA BROKER

Bill Proctor & Associates Insurance Inc. Contact: Bill or Jeremy Proctor 77-711 Flora Rd., Ste. 112 Palm Desert, CA 92211 (760) 568-5348, (855) 568-5348 Cell: (760) 851-4552, Fax: (760) 568-3309 email: info@proctor-insurance.com Website: www.proctor-insurance.com Products: AD&D; Annuities (ind., group); Cancer; Chiropractic; COBRA Compliance; Critical Illness; Dental (ind., group); Disability (ind., group); Financial Planning; Health (ind., group, international major medical, HSA, Medicare bridge, Medicare supplement, short-term major medical); Life (group term, guaranteed issue, living payout option, single premium whole life, Special Risk, survivor, term, universal life, whole life); LTC; Annuities Pension (profit sharing,401(k)), Prescription Drug Card; Vision; Workers’ Comp; Worksite Marketing Serving:AZ, CA, NM, OR, TX –––––––––– Brokers Marketing Service Inc. Since 1970 Contact: Earle Robinson 3234 Corinna Drive Rancho Palos Verdes, CA 90275 (800) 870-8702, (310) 793-8808 Fax: (310) 793-8816 email: info@bmsmarket.com website: www.bmsmarket.com Products: Long Term Care, Life, Disability, Annuities, Final Expense, Pension (401[k]), Special programs and Training in LTC, private banks Serving: Nationwide –––––––––– Brown & Associates Contact: Michael B. Brown, FLMI, LUTCF 24012 La Chiquita Dr. Mission Viejo, CA 92691 (949) 770-7679 email: MB2email@cox.net Products: Group and Individual Medical, Dental, Vision, Life and Disability Serving: Nationwide & International –––––––––– Bryson Financial Contact: Trent Bryson 3777 Long Beach Blvd., 5th Floor Long Beach, CA 90807 (562) 435-4267, Fax: (562) 435-5639 email: trent@brysonfinancial.com Website: www.brysonfinancial.com Products: AD& D; Dental (ind., group); Disability (ind.); Employee Benefits, Financial Planning, Health (Group. ind., international major medical, HSA, Medicare supplement, short-term major medical); Life (charitable-giving programs, group term, living payout option, single premium whole life, special risk, survivor, term, universal life, variable, whole life); LTC; Pension (pension plans/profit sharing, 401[k]); Vision Serving: Nationwide –––––––––– BSI Insurance Services, Inc. Contact: Jim Cerf Post Office Box 2722 Petaluma, California 94953 (707) 778-8581, (800) 972-1474 E-Fax: (844) 330-5973 email: bsi4ltc@pacbell.net Products: Annuities; Life Insurance (term, universal life); Long Term Care Insurance traditional and linked Serving: Nationwide ––––––––––

California Guardian Brokerage Offices throughout California 333 North Indian Hill Blvd. Claremont, CA 91711 (800) 775-1970 For proposal requests, sales tools and brochures email: ani_manukyan@pacificadvisors.com Products: Disability (Individual, Business and Guaranteed Standard Issue); Life: Term, Universal, Multi-Life and Whole Life Serving: CA –––––––––– California Long Term Care Insurance Services, Inc. Contact: Louis Brownstone, James Grauel 1601 Bayshore Hwy., Ste. 360 Burlingame, CA 94010 (650) 692-5202, (800) 303-1527 email: louis@cltcinsurance.com email: jim@cltcinsurance.com Website: www.californialongtermcare.com Products: LTC, Linked-LTC, Critical Illness Serving: Nationwide –––––––––– The Camden Insurance Agency (an Affiliate of Vision Plan of America) Contact: Phil Needleman 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 99010 (800) 400-4VPA Cell: (760) 812-0491, Fax: (213) 384-0084 email: phil@thecamden.com Website: www.visionplanofamerica.com Products: Vision (ind., group, Employee paid and voluntary HMO, PPO); Dental (ind., group, HMO, EPO, PPO), Acupuncture/Chiropractic, Administrative Services, Bundle Billing Available for All Ancillary Products Serving: Nationwide –––––––––– Capitas Long Term Care Contact: Rich Kupetsky, CLTC 9915 Mira Mesa Blvd., Ste. 110 San Diego, CA 92131 (619) 203-5833 Email: rich.kupetsky@capitasfinancial.com Website: www.capitasfinancial.com Products: LTC, Life Serving: Nationwide ––––––––– Carmichael Associates Contact: Stan Carmichael 2535 Townsgate Rd., Ste. 213 Thousand Oaks, CA 91361 (805) 379-9374, Fax: (805) 379-1585 email: mail@carmicassoc.com Website: www.carmichaelassociates.com Products: Annuities (ind. Variable); Health (group, ind., integrated plans, Medicare bridge, Medicare supplement, selffunded); Life (secondary market for life insurance), LTC, DI Serving: Nationwide –––––––––– Cassani & Associates Insurance Services Inc. Contact: Louis J. Cassani, Joe Cassani 1391 Redondo Ave. Long Beach, CA 90804 (562) 597-1919, (800) 388-5429 Fax: (562) 597-3292 email: joe@cassaniinsurance.com Website: www.cassaniinsurance.com Products: Annuities, Disability, Life (UL, IUL, term, whole, Special Risk Underwriting), LTC Serving: Nationwide ––––––––––

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Cavalier Associates Contact: Justin Smith 2801 Townsgate Rd., Ste. 350 Westlake Village, CA 91361 (800) 350-2019, Fax: (805) 371-4899 email: justin@cavalierassociates.com Website: www.cavalierassociates.com Products: Annuities (ind.,variable); Disability; Life (term, universal life, survivor, whole life) Serving: CA –––––––––– C.C.S.B Insurance Administrators Contact: Chris Anderson 231 E. Alessandro Blvd., # A359 Riverside, CA 92508 (951) 215-0420, Fax: (951) 780-2958 email: chris@ccsbinsurance.com Products: Dental (group); Health (ind., group); Billing Services Serving: CA –––––––––– Cenco Insurance Marketing Corporation Contact: John Pittman 1501 El Camino Ave., Ste. 1 Sacramento, CA 95815 (916) 920-5251, Fax: (916) 920-8734 email: john@cencoinsurance.com Website: www.cencoinsurance.com Products: Annuities (ind.); Disability (ind.); Life (indexed life, survivor, term, universal life, whole life); LTC Serving: Northern & Central CA –––––––––– Chimienti & Associates Insurance Services Contact: Toney Chimienti, President 3400 w. Mineral King, Suite B Visalia, CA 93291 (877) 733-1670, Fax: (559) 733-8058 e-mail: info@chimienti.com Web: www.chimienti.com Products: Medical GAP Plans, Premium Saver, solution Plus Advantage program, Guarantee Issue, Voluntary Short & Long Term Disability, Critical Illness, Accident, dental, vision, term, UL w/Long-term Care rider, Whole Life Services: Internet based Employee Benefits Enrollment with Billing & Eligibility Management Technology, includes SelfServe with Chat session and Call Center enrollment, ACA Compliance-Assistance Packages, COBRA-HSA-HRA-Sec. 125 Administration Serving: 40 States –––––––––– Claremont Insurance Services Contact: Michael Traynor 1000 Burnett Ave., Ste. 440 Concord, CA 94520 Phone: (800) 696-4543 Direct: (925) 296-8800, Fax: (925) 588-2425 email: michael@claremontcompanies.com Website: www.claremontcompanies.com Products: Health (group), Dental (group), Life (term, universal, whole life), Vision (group), COBRA Serving: CA –––––––––– Clock Insurance and Financial Solutions Contact: Marvin Cohen 21 West Laurel Dr., #71 Salinas, CA 93906 (831) 442-5511, Fax: (831) 442-5611 email: marvin@yourlifeandhealth.com Website: www.yourlifeandhealth.com Products: Cafeteria Plans, Cancer, Dental (ind., group); Disability (ind., group); Health (ind., group); Life (group term, living payout option, term, universal life, whole life); LTC, Vision, Worksite Marketing Serving: Central Coast CA, Monterey, Santa Cruz, San Benito, Santa Clara & San Luis Obispo Counties ––––––––––

2016 DIRECTORY

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES CNMA Multi-Insurance Agency 895 E. Yorba Linda Blvd., Ste. 202-A Placentia, CA 92870 (714) 552-3993, Fax: (714) 978-0518 Contact: Radi Miranda, LUTCF email: cnmainsurance@aol.com Website: www.cnmainsurance.com Products: Critical Illness, Guaranteed Issue Life, Disability (Group, Individual), International Major Medical, Travel Insurance – ––––––––– CMG Insurance Services Contact: Cheri Murphy-Geary 2933 Gold Pan Court, Ste. E Rancho Cordova, CA 95670 (916) 858-1600, Fax: (916) 858-1607 email: cmgins@aol.com Products: Cafeteria Plans; Chiropractic; Dental (ind., group); Disability (ind., group); Health (ind., group, HSA, Medicare Part D, Medicare supplement, payroll, prescription drug card, selffunded, short-term major medical); Life (group term, term, universal life, whole life); Medicare Part D; Payroll; Vision; Worksite Marketing Serving: Sacramento & Bay Area, N. CA – ––––––––– Coastal Financial Partners Group Contact: Jerry Vanderzanden, CLU, ChFC 1554 S. Sepulveda Blvd., Ste. 106 Los Angeles, CA 90025 310-788-3805 ext 101 Fax: 310-788-3997 Email: jerry@coastalfpg.com Website: www.coastalfinancialpartnersgroup.com Products: Annuities (ind., group contacts, variable); Cafeteria Plans; Critical Illness; Dental (group); Disability (ind. group); Financial Planning; Health (group); 401(k); Life (group term, guaranteed issue, policy exchange, special risk, survivor, term, universal, variable, whole); LTC; Prescription Drug Card; Pension/Profit Sharing; Vision; Worksite Marketing Service Area: offices in CA with Service Nationwide. – ––––––––– CoPower, Inc. Ancillary General Agency Contact: Pratibha Patel 1600 W. Hillsdale Blvd. San Mateo, CA 94402 Phone: (888) 920-2322 FAX: (650) 348-1149 Email: sales@copower.com Website: www.copower.com Products: Group Dental, Vision, Life, Long-Term Disability, AD&D, Critical Illness, Chiropractic and Acupuncture. Bundled & standalone plans. Voluntary & Contributory. CoPower ONE & CoPower SUITE bundle Dental, Vision, and Life. Carrier partners: Anthem Blue Cross, Delta Dental, MetLife, United HealthCare, Unum, VSP, and Landmark. VANTAGE: HR help, Rx discounts, and employee travel and entertainment discounts. Empower, online administrative tool. Services: Ancillary General Agency for Group Dental, Vision, Life, AD&D, LTD, Critical Illness, Chiropractic and Acupuncture. Min. Case Size: 2+ Serving: California – –––––––––

2016 DIRECTORY

CPS Insurance Services Contact: Raymond McMannis – EVP Business Development 4400 MacArthur Blvd. 8th Floor Newport Beach, CA 92660 (949) 863-0700, (800) 326-LIFE Fax: (949) 225-7199 email: rmcmannis@cpsinsurance.com Website: www.cpsinsurance.com Products: Life, Annuities, LTC, Disability Serving: Nationwide –––––––––– CPS Sacramento/Long Insurance Services Contact: David Long 1610 Arden Way, Ste. 135 Sacramento, CA 95815 (916) 481-6290, (800) 922-6290 Fax: (916) 481-6365 email: marketing@cpssac.com Website: www.cpssac.com Products: Annuities (ind., variable); Critical Illness, Disability (ind.); Health (ind.); Life (charitable-giving programs, group term, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC, Pension (pension plans/profit sharing) Serving: Nationwide –––––––––– CPS/Integrated Marketing & Insurance Services Contact: Parks LaMarche 8447 Miramar Mall, Ste. A San Diego, CA 92121 (858) 535-9444, (800) 776-4647 Fax: (858) 535-0560 email: parks@cpsimis.com Website: www.cpsimis.com Products: Annuities (ind.); Life (guaranteed issue, policy exchange, single premium whole life, special risk, term, universal life, whole life); LTC Serving: San Diego & Nationwide –––––––––– CPS-Ron Viola Insurance Services Contact: Ron Viola 950 Los Osos Valley Rd., Ste. C Los Osos, CA 93402 (805) 597-3608, (800) 640-7770 ext. 608 Fax: (805) 597-3609 email: ron@ronviola.com Website: www.ronviola.com Products: Annuities (ind.); Critical Illness; Life (guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal life, index universal life, whole life, secondary market for life insurance) Serving: Nationwide –––––––––– Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989, Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products: Dental (group, ind.); Vision; Life (Group); Disability (Group); Medical Gap, Chiropractic, Acupuncture (group) –––––––––– David W. White Associates Contact: Donald L. Thomas 3150 Crow Canyon Place, Ste. 200 San Ramon, CA 94583 (925) 277-2660, Fax: (925) 277-2601 email: dthomas@dwassociates.com Website: www.dwassociates.com Products: Dental (ind., group); Disability (ind., group); Health (ind., group); LTC Serving: San Francisco Bay Area ––––––––––

Dealey Renton and Associates Contact: Katherine Mraz 530 Water St., 7th Floor Oakland, CA 94604 (510) 465-3090, Fax: (510) 452-2193 email: kmraz@dealeyrenton.com Website: www.dealeyrenton.com Products: Cafeteria Plans; Chiropractic; Dental (group); Disability (ind., group); Health (ind., group); Life (group term, term, universal life); LTC; Pension (pension plans/profit sharing, 401[k]); Vision Serving: CA –––––––––– Designs in Life Contact: Shawn Jeanes 5865 Traffic Way Atascadero, CA 93422 (805) 461-7388, (800) 990-9993 Fax: (805) 462-0410 Email: shawn@designsinlife.com Email: shannon@designsinlife.com Website: www.designsinlife.com Serving: Nationwide –––––––––– DI Broker West Southern CA Contact: Paul Sitar 5318 E. 2nd St., Ste. 686 Long Beach, CA 90803 Northern CA Contact: Iain MacDonald 3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523 (877) 636-2112, Fax: (866) 434-2757 email: paul.sitar@dibrokerwest.com email: iain.macdonald@dibrokerwest.com Website: www.dibrokerwest.com Products: Critical Illness; Disability (ind.) Serving: Nationwide –––––––––– DI & LTC Insurance Services Contact: Jack B. Schmitz 4302 Redwood Hwy, Suite 400 San Rafael, CA 94903 (415) 472-4800, (800) 924-2294 Fax: (415) 472-7637 email: jack@di-ltc.com Website: www.di-ltc.com Products: Critical Illness; Disability (ind., group); LTC; Worksite Marketing Serving: Northern CA and Nationwide ––––––––––

Dickerson Employee Benefits Insurance Services Authorized General Agent Benefits Consulting, Property & Casualty Contact: Kristine Petrosyan, VP Sales 1918 Riverside Dr. Los Angeles, CA 90039 (800) 457-6116, Fax: (323) 805-2937 email: sales@dickerson-group.com website: www.dickerson-group.com Products: Acupuncture; Benefit Administration; Cafeteria Plans/Sec. 125; Cancer; Chiropractic; Consult a Doctor; Dental (ind., group); Disability (group); Electronic Enrollment; Health (ind., group – small, mid & large, integrated plans, Medicare supplement, short-term major medical); HRIS; Life (group-term, term); LTD; STD; Payroll; PEO; Vision (ind., group); Workers’ Comp.; Voluntary Benefits; Alternative Funding; Worksite, Wellness and other business services. Serving: California – All Products; Nationwide – P&C, Risk Management (Except HI, ME) Serving: Nationwide (Except HI, ME) –––––––––– Direct Benefits Inc. Contact: Katie Quinn 325 Cedar Street, Ste. 800 St. Paul, MN 55101 (651) 649-3503, (800) 620-5010 Cell: (612) 708-8448, Fax: (651) 649-3502 email: katie@directbenefits.com Website: www.directbenefits.com Products: Dental, Disability, Life and Vision Serving: Nationwide –––––––––– Disability Insurance Services Inc. Contact: Daniel C. Steenerson 4444 Zion Avenue San Diego, CA 92120-2349 (619) 284-8444 ext 8436 (800) 898-9641, Fax: (619) 325-8444 email: quotes@diservices.com Website: www.DIServices.com Products: Disability (ind.) Serving: Nationwide ––––––––––

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sales@copower.com 1-888-920-2322 CALIFORNIA BROKER | 11

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Disability Insurance Resource Center Contact: Larry Schneider P.O. Box 21243 Albuquerque, NM 87154 (505) 299-5566 (800) 551-6211 Cell: (703) 615-4747, Fax: (505) 299-7788 email: info@di-resource-center.com Website: www.di-resource-center.com Products: Disability (group, ind.); Denied Claims; Expert Witness Consultant (hardto-place, declined) Serving: Nationwide – ––––––––– Disability Partner Contact: Kirk Woolsey 3150 Crow Canyon Place, Ste. 200 San Ramon, CA 94583 (925) 277-2603, (800) 955-0040 Fax (925) 277-2601 email: kwoolsey@dwassociates.com website: www.disabilitypartner.com Products: Disability (ind.) Serving: Nationwide ___________ Dunhill Marketing & Insurance Services Inc. Qualified Planning is a full service RIA and is an affiliate of Dunhill Marketing & Insurance Services, Inc. 2341 5th Ave. San Diego, CA 92101 (619) 578-7800, (800) 659-1349 Fax: (619) 578-7819 email: info@dunhillinsurance.com Website: www.dunhillinsurance.com Products: Advanced Markets; Annuities (F.I.A. and multi-year guarantee); Disability (medical director on staff); Estate Planning; 401(k); Life (charitable giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, life settlements); LTC; Pension Plans Serving: Nationwide – ––––––––– Easy Insurance Marketing Inc. Contact: Connie Zarkowski/ Greg Halloran 4333 Park Terrace Dr. #120 Westlake Village, CA 91361 (805) 379-0590 ext. 4, Fax: (805) 379-1292 email: easy@west.net Website: www.easyinsurance.net Products: Compliance; Dental (ind., group); Disability (ind., group); Health (ind., group, international major medical, Medicare supplements, self-funded, short-term major medical); Prescription Drug Card, Vision Serving: CA – ––––––––– Edwards-Glick Insurance Marketing Contact: Edward Glick 23530 Lull St. West Hills, CA 91304 (818) 999-3533, Fax: (818) 888-3033 email: edglick@eginsurance.net Website: www.eginsurance.net Products: Life Insurance, Health Insurance, Long Term Care Serving: CA – ––––––––– Emerson Reid 5200 N. Palm Ave., Ste. 114 Fresno, CA 93704 (800) 780-0815, (559) 666-2001 Fax: (866) 972-7492 Website: www.emersonreid.com Products: Medical; Dental; Vision; Life; Worksite; Workers Compensation; disability; LTC. Serving: CA, NY, PA, NJ – –––––––––

12 | CALIFORNIA BROKER

Epic Insurance Brokers Contact: John Connell 1390 Willow Pass Road., Ste. 800 Concord, CA 94520 (925) 822-9127, (800) 234-6363 Fax: (925) 521-8538 email: john.connell@epicbrokers.com Website: www.epicbrokers.com Products: Medical, PPACA and health and welfare compliance consulting, Health and Welfare Brokerage and Consulting, Critical Illness, Dental (group); Health (HSA, integrated plans, medical & 24 hrs., Medicare bridge, Medicare supplement, prescription drug card, selffunded admin., short-term major medical); Life (term, policy exchange, survivor, special risk, universal life, whole life, living payout option); LTC, Pension (401[k], pension plans/profit sharing); Vision Serving: West Coast and National Accounts –––––––––– E Pro Insurance Agency, LLC Personalized Retirement Options Contact: Erica L. Salda. CSA, CAS 139 W. Mission Santa Barbara, CA 93101 (805) 679-3776, FAX: (805) 967-6254 email: erica@EPROinsuranceagency.com website: www.eproinsuranceagency.com Products: Annuities (group, individual); Disability; Health (group, individual, medicare bridge, medicare supplement, short term major medical); Life (charitable giving programs, group term, individual term, guaranteed issue, premium finance ind., secondary market for life, second to die, single premium whole life, universal, whole life); Long Term Care; Prescription Drug Card Serving: Nationwide –––––––––– Equote Contact: Richard Wira 2731 Shelter Island Dr., Ste. A San Diego, CA 92106 (800) 354-1666 email: staff@equote.com Website: www.equote.com Products: : AD&D; Annuities (group, ind.); Critical Illness; Disability (group, ind.); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, special risk, survivor, term, universal life, whole life); Pension (401[k]); LTC Serving: Nationwide –––––––––– Fairlane Financial Corp. Contact: Marketing 1200 S. Pine Island Rd., Ste. 100 Ft. Lauderdale, FL 33324 (800) 327-1460 Fax: (954) 476-0051 email: info@888fairlane.com Website: www.888fairlane.com Products: Annuities (ind.) Serving: Nationwide –––––––––– Financial Grade Senior Consultants Contact: Pete Blasi 225 Broadway #1510 San Diego, CA 92101 (619) 595-0937, Fax: (866) 436-4713 email: info@financialgrade.com Website: www.financialgrade.com Products: Health (Medicare Supplement); Life (Guaranteed Issue) LTC; Medicare Advantage; Prescription Drug Plans; Serving: Nationwide ——————

Financial Professionals Group Contact: William T. Wright 26501 Rancho Parkway South # 102 Lake Forest, CA 92630 (949) 455-0119, 877-455-0119 Fax: (949) 455-0113 Email: wwright@fpgonline.com website: www.fpgonline.com Products; Life (special risk, survivor, term, universal life, variable life, whole life); Long Term Care Serving: Nationwide –––––––––– First Eagle Insurance Services Contact: Vic Vartanian 333 S. Central Ave., Ste. 101 Glendale, CA 91204 (818) 500-1771, (800) 447-4999 Fax: (818) 500-1855 email: vic@hiplans.com Website: www.hiplans.com Products: Dental (ind, group); Health (group, ind., int. major medical, MSAs, medicare bridge, medicare supplement, short term major med.) Vision Serving: Nationwide –––––––––– First Resource Insurance Services, Inc. Contact: Susan J. Edwards, CLU, ChFC 4555 Ruffler St., Ste. 108 San Diego, CA 92111 Cell: (619) 392-3315 email: sue@firstresourceins.com website: www.argylebrokerage.com Products: Annuities (ind.); Disability (ind.); Life (ind., estate/trust, executive, 1035 policy exchange, universal, term, whole life); LTC (Traditional and linked benefits) –––––––––– Flemings Insurance Services Contact: Hal L. Flemings 3198 Willow Tree Lane Escondido, CA 92027 (760) 690-2167, (800) 310-8228 Fax: (760) 690-2173 email: halflemings1@juno.com Website: www.flemingsinsurance.com Products: AD&D; Annuities (ind., group); Cafeteria Plans; Cancer; Chiropractic; Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group, HSA, integrated plans, international major medical, Medicare bridge, Medicare supplement, self-funded, short-term major medical); Life (group term, guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal); LTC; Pension (pension plan/ profit sharing, 401[k]); Vision; Workers’ Comp; Worksite Marketing Serving: S. CA , OK, KS, MI, TX –––––––––– Flextoday, Inc. Contact: Kathleen Hopper 191 W Shaw Ave., Ste. 101 Fresno, CA 93704 (559) 432-6800, (800) 995-5373 Fax: (559) 432-6220 email: Kathleen@FlexToday.com Website: www.FlexToday.com Products: Cafeteria (FSA/Flex) Plans; Health Reimbursement Arrangements (HRA); HSAs; Commuter Choice Benefits; Custom Welfare and Wellness Programs; COBRA Compliance Administration; Retiree Billing and Direct Premium Billing; Note: FlexToday does not sell products Serving: Nationwide ––––––––––

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Foulds & Feldmann Health Insurance Agency Contact: Maureen Feldmann, Randy Foulds 78370 Highway 111, Ste. 100 La Quinta, CA 92253 (760) 777-9400, Fax: (760) 346-4727 email: maureen@feldmanninsurance.com email: randy@feldmanninsurance.com Products: Advantage Plans; LTC; Medicare Supplements; Individual Health; Part D Prescription Plans Serving: Riverside County –––––––––– FSD Financial Services Contact: Jeff Affronti 5530 Corbin Ave., Ste. 101 Tarzana, CA 91356 (818) 881-6970, (800) 373-9697 Fax: (818) 881-6973 email: jeff@fsdfinancial.com Website: www.fsdfinancial.com Products: Annuities (group, ind.); Life (term, universal, whole) Serving: Most of the U.S. –––––––––– GBS Insurance and Financial Services, Inc. (dba: Flynn Associates Insurance Marketing Inc.) Contact: George Cox/Area Vice President 21600 Oxnard St., Ste. 650 Woodland Hills, CA 91367-5069 (818) 854-3003, (800) 473-5966 Fax: (818) 737-9103 LTC Hdqtrs: (818) 854-3034 Fax: (818) 854-3100 email: gcox@flynnassociates.com Website: www.flynnassociates.com Products: Annuities (ind.); Critical Illness; Disability (ind.); Health (international major medical); Life (guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, life settlements); LTC; Specialty Markets. Serving: Nationwide –––––––––– General Agency Insurance Development Services (GAIDS) 8901 W. Olympic Blvd. Beverly Hills, CA 90211 (310) 657-0100, (800) 695-4424 Fax: (310) 652-0305 email: insure@gaids.com Website: www.gaids.com Products: Cancer Insurance; Critical Illness; Health (Medicare Advantage, Medicare Part D RX, Medicare Supplement, international major medical, shortterm major medical); Life (final expense, term); LTC Serving: CA, AZ, NV & OR –––––––––– GeoBlue Contact: Cristina Picardi PO BOX 635014 San Diego, CA 92163-5014 Direct: (619) 688-1160 Toll free direct: (855) 484-2583 Fax: (610) 293-3529 email: cpicardi@geo-blue.com Website: www.geobluetravelinsurance.com Products: Int’l Health, International Major Medical, Travel Medical (ind and group); Short and long term plan options available Serving: International and nationwide ––––––––––

2016 DIRECTORY

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Gideon Advisers Contact: Nick Somilleda 1055 W. 7th St., Ste. 3260 Los Angeles, CA 90017 (818) 638-3090, Fax (213) 480-9401 email: nick@gideonadvisers.com website: www.gideonadvisers.com Products: Annuities (ind.,group); 401(k); pension/profit sharing; Life (Charity giving, group term, guaranteed issur, living payout option, policy exchange, single premium whole life, special risk, survivor, universal life, life settlement); Long Term Care Serving: Nationwide __________ Gordon Gladstone Associates Contact: Gordon Gladstone 18401 Burbank Blvd., Ste 228 Tarzana, CA 91356 (818) 342-9400, Fax: (818) 342-8488 email: ggladstone@earthlink.net Products: Critical Illness; health (ind, group), disability (ind, group), LTC, Life (term, universal), LTC Serving: CA – ––––––––– Group Benefits Inc. Contact: Gordon Silverstein 3255 Wilshire Blvd., Ste. 1850 Los Angeles, CA 90010 (213) 380-5812, (800) 242-1120 Fax: (213) 383-0126 email: gsilverstein@triadinsurancegroup.com Website: www.triadinsurancegroup.com Products: AD&D; Acupuncture; Annuities (ind., variable, group contract); Cafeteria Plans; Cancer; Chiropractic; Dental (ind., group); Disability (ind., group); Financial Planning; Health (group, integrated plans, Medicare bridge, HSA, ind., international major medical, Medicare supplement, Medicare bridge, short-term major medical, self-funded); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, variable); LTC; Pension (pension plans/ profit sharing, 401[k]); Prescription Drug Card; Vision; Workers’ Comp. (24 Hr. coverage); Worksite Marketing; California Choice Plan, Covered CA Serving: Nationwide – ––––––––– Hartfield Financial & Insurance Services, Inc. Contact: Thomas, J. Hartfield 2731 Erringer Road Ste. 90 Simi Valley, CA 93065 (805) 522-5815 email: Tom@hartfieldfinancial.com Website: www.hartfieldfinancial.com Products: Annuities (ind.; Group; Variable); 401(k); Pension Profit Sharing; Financial Planning; Term; Universal Life,; Variable Life; Whole Life. Serving: California – ––––––––– HD Mooers and Co. Contact: Jeff Mooers 3688 Mount Diablo Blvd. Lafayette, CA 94549 (925) 283-7310, (800) 303-7310 Fax: (925) 283-4768 email: jeffm@hdmooers.com Website: www.hdmooers.com Products: Annuities (ind.); Life (special risk, term, survivor) Serving: Nationwide – –––––––––

2016 DIRECTORY

Healthcare Producers Inc. Contact: John Enright 2907 Shelter Island Drive, Ste. 105 San Diego, CA 92106 (619) 342-7200 ext. 103 Fax: (619) 342-8030 email: john@healthcareproducers.com Website: www.healthcareproducers.com Products: Critical Illness; Health (group, ind.) Serving: AZ, CA, NV –––––––––– Healthinsurance.com Inc. Contact: Avery Smith 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 737-9300 ext. 217 (310) 390-1000 ext. 217 (800) 644-3491 Fax: (310) 737-9304 email: as@Kelsey.com Website: www.HealthInsurance.com Products: Health (small business, ind.) Serving: 47 States –––––––––– Highland Capital Brokerage Contact: Joe Presutti 801 N. Brand Blvd., Ste. 330 Glendale, CA 91203 (800) 326-8151, (213) 417-4500 Fax: (213) 389-3441 Email: jpresutti@highland.com Website: www.highlandbrokerage.com Products: Annuities (ind, group, variable, 401(k), pension/profit sharing), disability (ind), financial planning, life (charitable giving programs, living payout option, policy exchange, single premium whole life, survivor, term, universal, variable, whole life, life settlements), ltc. Serving: CA –––––––––– HRBC Insurance Contact: Vanessa Vizard 7782 Limonite Ave Riverside, CA 92509 (951) 360-6455, (877) 651-7526 TTY 711 Fax: (951) 360-6233 Website: www.hrbcinsurance.com Products: AD&D; Cancer; Cafeteria Plans; Dental (ind., group); Disability (ind., group); Prescription Drug Card; Vision; Annuities (ind. Group); 401(k); Health (ind., group); Medicare Supplement; Short Tem Major Med.; Life (group term, guaranteed issue, term); Long Term Care Serving: CA –––––––––– IBP Insurance Services Contact: Peter Kuhn 175 Bernal Road Ste.100 San Jose, CA 95119 (408) 363-6004, Fax: (408) 363-6005 email: peter@ibpis.com Website: www.ibpis.com Products: Health (group, HSA); Dental (group); Life (group term); Disability (group); Pension (401[k]); Employee Communication; HRIS Serving: Nationwide ––––––––––

Innovative Solutions Insurance Services LLC Contact: Jason Kidd 200 N. Sepulveda Blvd., #900 El Segundo, CA 90245 (310) 851-8222 ext. 5198 (800) 551-8289 Fax: (310) 851-8211 Website: www.isislife.com Products: Annuities; Disability; Life; LTC Serving: Nationwide –––––––––– Insurance Resources Group Contact: Mehrdad Taghdiri 9744 Wilshire Blvd., Ste. 306 Beverly Hills, CA 90212 (310) 550-3300, (888) 224-4777 Fax: (310) 550-3390 email: sales@irginsurance.com Website: www.irginsurance.com Products: Specialize in substandard cases, over 60 carriers to choose; Annuities (fixed, index, variable); Disability; Life (index universal life, life settlement, term, universal life, whole life, variable life, single premium, second-to-die, simple issue, guarantee Issue); LTC; Premium Financing; Pension Serving: Nationwide and International –––––––––– Integrated Planning Solutions Contact: Michael L. Sandfrey Contact: Tammy Miledi 16654 Soledad Canyon Road, Ste. 294 Canyon Country, CA 91387 (661) 251-6912, (888) 371-1119 Fax: (661) 251-6914 email: msandfrey@ipsfinancial.com email: tammy@ipsfinancial.com Products: Disability (ind.) Serving: AZ, CA, NV –––––––––– ITG Worldwide Insurance Agency Contact: Stacy Wheeler Contact: Scott Maras 500 Professional Center Dr., Ste. 515 Novato, CA 94947 (877) 598-8646, Fax: (415) 373-0786 email: stacyw@itgworldwide.com email: scottm@itgworldwide.com Website: www.itgworldwide.com Products: Travel Medical Insurance; Business Travel Plan; Disability and AD&D; Global Medical Plans; International Employee Benefits; Life; LTD; Property & Casualty; Special Risk and War Zone Coverage Serving: Worldwide –––––––––– Jack Van Rossum Contact: Jack Van Rossum 23 Garden Park Dr. Chico, CA 95973 (530) 342-6915, Fax: (530) 342-6812 email: jrossum@sbcglobal.net website: www.jackvanrossum.com/ contact Products: Financial Planning –––––––––– J.K. Insurance Marketing Inc. Contact: Gary H. Johnson 1042 W. Hedding St., Ste. 241 San Jose, CA 95126 (408) 246-2701, (800) 221-7998 Fax: (408) 246-2733 email: ghjohnson@jkinsurance.com Products: Annuities (ind.); Disability ( ind .); Life (survivor, term, universal life, whole life); LTC Serving: Western US ––––––––––

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JLS F.I.R.M. Inc. Contact: Jeffrey Scheibner 28562 Oso Pkwy., D-526 Rancho Santa Margarita, CA 92688 (949) 481-4671, Fax: (949) 481-4674 email: jscheibner@acceleratedcg.com Website: www.jlsfirm.com Products: AD&D; Annuities (group, ind.,variable); Cafeteria Plans; Chiropractic Benefit; Dental (group, ind.); Disability (group, ind.); 401(k); Health (group, HSA, ind., Medicare bridge, Medicare supplement, self-funded administration, short-term major medical, international major medical); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, survivor, term, universal life, variable life, whole life); LTC; Pension plans/profit sharing; Prescription Drug Card; Vision; Workers’ Comp Serving: S. CA –––––––––– John Hancock Life Insurance Contact: Fred Johnson 2401 E. Katella Ave., Ste. 650 Anaheim, CA 92806 (714) 938-9300 ext. 130 Fax: (714) 938-9312 email: fjohnson@jhnetwork.com Website: www.Jhnetwork.com Products: Life (survivor, term, universal, variable); LTC Serving: CaA –––––––––– Jones Associates Financial & Insurance Services Inc. Contact: Douglas Jones Contact: Melissa Shaw 26477 Rancho Parkway South Lake Forest, CA 92630 (949) 699-1660, (800) 729-6344 Fax: (949) 699-1069 email: doug@jonesfinancial.com email: melissa@jonesfinancial.com Website: www.jonesfinancial.com Products: Annuities (ind., variable, group contract); Disability (ind.); Financial Planning; Life (special risk, survivor, term, universal life, variable, whole life); LTC; Pension (pension plans/profit sharing, 401[k]) Serving: Nationwide –––––––––– Knight & Associates Contact: John H. Knight 17766 Bernardo Center Dr., Ste. 205B San Diego, CA 92128 (858) 271-1511 email: ka.jhkjr@gmail.com Products: Annuities(individual), Pension(Pension plans/Profit Sharing), Financial Planning Serving: CA –––––––––– Kouzmanoff Financial Insurance Services, Inc. Disability Insurance Specialists Contact: Gerald Kouzmanoff 2377 S. Crenshaw Blvd., Ste. 255 Torrance, CA 90501 (310) 792-7355, (800) 653-8003 Fax: (310) 792-7360 email: kfis@kouzfinancial.com email: gkouzmanoff@kouzfinancial.com Website: www.kouzfinancial.com Products: Disability (ind. group). Serving: Nationwide ––––––––––

CALIFORNIA BROKER | 13

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Landmark Senior Resources Insurance Service, Inc. Contact: Roy O. Brett 5339 Prospect Road, #419 San Jose, CA 95129 (408) 866-0408, Fax: (408) 866-7010 email: landmarkseniorresources@gmail.com website: www.landmarkseniorresources.com Products: Annuities, Life Insurance, Long Term Care Insurance Serving: Nationwide – ––––––––– Larry A. Medeiros Financial & Insurance Services, Inc. Contact: Stacie La 2880 Sunrise Blvd., Ste. 142 Rancho Cordova, CA 95742 (800) 748-5538, Fax: (916) 473-7151 email: lamfinancial1@gmail.com email: stacie.la@comcast.net website: www.lmfinancial.com Products: Dental (ind.), Health (ind, Medicare supplement, short term major med), Life (term, universal, variable, whole life), LTC Serving: Nationwide – ––––––––– LeClair Corporation Contact: Richard Lett 6701 Upper Afton Rd. St. Paul, MN 55125 (651) 739-2010, (877) 532-5247 Fax:(651) 739-3265 email: richard.lett@leclairgroup.com Website: www.leclairgroup.com Products: Annuities (ind.); Cancer, Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group, HSAs, Medicare supplement, short-term major medical); Life (special risk, term, universal life, whole life); LTC Serving: Nationwide – ––––––––– Legacy Insurance Services Contact: Rick Andersen 17310 Wright St., Ste. 200 Omaha, NE 68130 (402) 493-3007, (800) 493-3007 Fax: (402) 493-3507 email: lis@legacyins.com Website: www.legacyins.com Products: Annuities (ind.); Life ( single premium whole life, survivor, term, universal life, whole life). Serving: Nationwide – ––––––––– Leisure Werden & Terry Agency Contact: Dave Donchey, President 200 S. Los Robles Ave., Ste. 200 Pasadena, CA 91101 (626) 304-1300 Ext. 240 (800) 272-2212, Fax: (626) 304-1313 email: dave.donchey@lwtagency.com Website: www.lwtagency.com Products: Life insurance, Long-term care insurance, Annuities and Life settlements Serving: Nationwide – –––––––––

14 | CALIFORNIA BROKER

Life Insurance Settlements, Inc. 1180 SW 36th Ave., Ste. 201 Pompano Beach, FL 33069 (866) 326-5433 ext. 1015 Fax: (954) 337-5731 email: Oleg@lisettlements.com Website: www.lisettlements.com Products: Free Policy Appraisal; Free E&O Coverage; Marketing & Compliance Available; Secondary Market for Life Insurance; Nationwide Assistance Available 24/7 Serving: Nationwide –––––––––– Lifepro Financial Services, Inc. Contact: Ben Nevejans 11512 El Camino Real, Ste. 100 San Diego, CA 92130 (888) 543-3776, Fax: (858) 793-5990 email: ben@lifepro.com Website: www.lifepro.com Products: Annuities (indexed, fixed, ind., group, variable); Life (group term, guaranteed issue, single premium whole life, special risk, survivor, term, universal life, variable, indexed UL, whole life); LTC Serving: Nationwide –––––––––– LISI, The Best In Broker Sales Solutions (San Mateo) Contact: Gary Myers, Desare’ Kallingal, Sandra Bealu, Shannon Carboni, Yuri Inda 1600 W. Hillsdale Blvd. San Mateo, CA 94402 866-570-LISI (5474), Fax: 844-547-4329 email: hweiler@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupunc¬ture; Chiropractic, COBRA Compliance; Dental (group); Disability (group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: N. CA/Bay Area, Monterey and Santa Cruz. LISI, The Best In Broker Sales Solutions (Sacramento) Contact: Panthia Smith, Ryan Esway, Cindy McGriff 3100 Zinfandel Drive, Suite 325 Rancho Cordova, CA 95670 866-570-LISI (5474), Fax: 844-547-4329 email: hweiler@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupunc¬ture; Chiropractic, COBRA Compliance; Dental (group); Disability (group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Sacramento/North Bay. LISI, The Best In Broker Sales Solutions (Fresno) Contact: Espy Turley, Peter Mehta, Jill White, Janelle Alvarez 30 River Park Place West, Ste. 100 Fresno, CA 93720 866-570-LISI (5474), Fax: 844-547-4329 email: Hweiler@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupunc¬ture; Chiropractic, COBRA Compliance; Dental (group); Disability (group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Fresno County and Bakersfield.

LISI, The Best In Broker Sales Solutions (Los Angeles) Contact: Frank Estrada, Jason Herbison, LaMonte Howard, Brett Murray, Kasey Herbison, Felicia Butler, Joe Genova, Keith Naud, Robert Milam 21700 Oxnard St., Ste. 440 Woodland Hills, CA 91367 866-570-LISI (5474, Fax: 844-547-4329 email: kdoyle@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupunc¬ture; Chiropractic, COBRA Compliance; Dental (group); Disability (group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Los Angeles, Ventura County, Santa Barbara and San Luis Obispo. LISI, The Best In Broker Sales Solutions (Orange) Contact: Jeff Hoss, Laurie Wolbart, Michele Isaly, Eric Tapia, Tyler Shepard, Tanya Elliott 2677 N. Main St., Ste. 350 Santa Ana, CA 92705 866-570-LISI (5474), Fax: 844-547-4329 email: Kdoyle@lisibroker.com Website: www.lisibroker.com Products: ACA Compliance; Acupunc¬ture; Chiropractic, COBRA Compliance; Dental (group); Disability (group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Orange County & Inland Empire. LISI, The Best In Broker Sales Solutions (San Diego) Contact: Christina Diamantis, Susan Tomes, Joe Norton, Denise Aragon, Kevin Bayle, Laura Noyes 9095 Rio San Diego Dr., Ste. 220 San Diego, CA 92108 866-570-LISI (5474), Fax: 800-603-1992 email: Kdoyle@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: San Diego County. –––––––––– Lon E. Light & Associates Contact: Lon E. Light 473 Helen Ave. LaFayette, CA 94549 (925) 284-2907 Fax: (925) 284-2907 email: lonelight@comcast.net email: lonelight@hotmail.com Products: Annuities; Financial Planning; Life (life settlements, single premium whole, special risk, survivor, term universal, whole) Serving: CA ––––––––––

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Mackeller & Associates Contact: Jim Mackellar, CLU, CLFC 3625 Thousand Oaks Blvd., #275 Westlake Village, CA 91362 (805) 373-0617 Outside CA: (888) 387-8694 Fax: (805) 379-0727 Email: jim@mackellarassociates.com Website: www.mackellarassociates.com Products: annuities (ind., variable); Dental (group); Disability (ind.); Financial Planning; Health (short-term major medical); Life (living payout option, single premium whole life, survivor, term, universal life, variable, whole life) Serving: CA & NV –––––––––– Madison Brokerage Corp. Contact: Daniel P. Anderson Contact: Rhonda Raven 65 Madison Ave., #200 P.O. Box 1940 Morristown, NJ 07962-1940 (973) 539-3232, (888) 539-3232 Fax: (973) 539-3737 email: rraven@madisonbrokerage.com Website: www.madisonbrokerage.com Products: Annuities ( ind. Variable); Financial Planning; Life (charitable giving programs, group term, guaranteed issue, policy exchange, secondary market for life, life settlements, single premium whole life, special risk, survivor, term, universal, variable, whole); LTC. Serving: Nationwide –––––––––– Maholo Insurance Agency, LLC Contact: Douglas Shimada PO Box 6584 Moraga, CA 94570 (925) 899-7880, Fax: (888) 391-0211 email: dougMshimada@gmail.com Products: Dental, Vision plans for groups & IFP, group life & LTD, group medical supplement plans, international medical plans Serving: AZ, CA, NV, OR, TX, UT, WA –––––––––– M&O Marketing 27777 Franklin Road, 7th Floor Southfield, MI 48034 (800) 228-5964, Fax: (248) 784-1401 email: info@mandomarketing.com Website: www.mandomarketing.com Products/Services: Annuity, Life, LTC Sales & Marketing Serving: Nationwide –––––––––– Merchants Benefit Administration, Inc. Contact: Laura Genzer 15974 N. 77th St., Ste. 102 Scottsdale, AZ 85260 (800) 800-6543, Fax: (480) 776-5050 email: lgenzer@mbaadmin.com Website: www.mbaadmin.com Products: Dental (ind.); Health (group); Life (guaranteed issue) Serving: Nationwide –––––––––– MHN, INC. Contact: Jody Osterweil 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8081, Fax: (415) 257-1478 email: jody.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs; Managed Care; Mental Health; Training & Skill & Organizational Development; Wellness Serving: Nationwide ––––––––––

2016 DIRECTORY

HERE COMES THE BOOM!

Knock out submissions with faster ID turnarounds Combative hours - extended to match yours In your corner with a 30% increase in people power Round by round support with digitized solutions

4TH QUARTER BRING IT ON!

866.570.LISI (5474) | LISIBROKER.COM MORE CHOICES. MORE SOLUTIONS. BETTER RESULTS.

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES MWG Dental & Vision Plan Contact: MWG Broker Services PO Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 206-7967, (877) 759-5728 Fax: (601) 956-1702 email: brokerservices@morganwhite.com Website: www.mwgdental.com Plan Type: Group Indemnity, PPO Product and Services: Group/Individual Dental & Vision Plans Min. Case Size: 2 Serving: Nationwide – ––––––––– Myers-Stevens-Mello, Inc. 1045 McArthur Blvd. San Leandro, CA 94577 (510) 351-7460, (877) 741-4843 Fax: (510) 357-3230 email: info@insurancemsm.com Website: www.insurancemsm.com Products: AD&D, Cafeteria Plans; Chiropractic; Dental (group, ind.); Disability (ind., group); Health (ind., integrated plans, HSA, Medicare supplement, shortterm major medical); Life (term); LTC; Pension [401(k)]; Vision Serving: CA – ––––––––– National Insurance Marketing Corp. Contact: Kenneth B. Brunetta 5150 Fair Oaks Blvd., Ste. 101-347 Carmichael, CA 95608 (800) 274-7845, (916) 974-7845 Fax: (916) 974-7613 email: ken@nimc.com Website: www.nimc.com Products: Annuities (Fixed Indexed, MYGA, Book Rate and Immediate annuities, ind.); Life (single premium whole life, special risk, term, universal life, whole life); Pension (pension plans/profit sharing) Serving: Nationwide except NY – ––––––––– New Generation Insurance Marketing Contact: Andy Weinstein 28073 Smyth Dr., Valencia, CA 91344 (888) 920-1770 Ext. 1231 Website: www.newgenlife.com Products: Annuities (ind.); Critical Illness, Disability (ind.); Life (guaranteed issue, single premium whole life, special risk, survivor, term, UL Ind., whole life); LTC Serving: Nationwide – ––––––––– NFP Contact: John A. Hohman 3470 Mt. Diablo Blvd., Suite A100 Lafayette, CA 94549 (925) 297-6155, Fax: (925) 254-9652 email:nfpcainfo@nfp.com Website: www.nfp.com/nfpca Products: Annuities (ind.); Dental (ind., group); Disability (ind., group); Health (group, individual); Life (charitable-giving programs, group term, term, universal life, whole life, variable) Serving: CA – ––––––––– Northstar Network Insurance Agency, Inc. Contact: Katie O’ Rourke 1601 Bayshore Highway, Ste. 360 Burlingame, CA 94010 (800) 303-1527, (650) 692-5202 email: katie@cltcinsurance.com Website: www.nsninsurance.com Products: LTC, Linked-LTC, Critical Illness Serving: Nationwide – –––––––––

16 | CALIFORNIA BROKER

OC Life Insurance Agency Inc. Contact: Dan Love P.O. Box 3545 Mission Viejo, CA 92690 (949) 716-7051, (800) 564-3309 Fax: (949) 916-6475 email: dan@OCLifeinsurance.com Website: www.OCLifeinsurance.com Products: Life (special risk, term, universal, whole) Serving: Nationwide –––––––––– Overseas Travel Insurance Services Contact: LeAnne Lary (866) 684-7123 Fax: (805) 531-1161 email: info@otis123.com email: leanne@otis123.com Website: www.otis123.com Website: www.overseastravelinsuranceservices.com Products: Immigration Insurance; Insurance to obtain VISAS; International Major Medical; Missionary Insurance; Mission Trips Individual Holiday/Trip cancellation Insurance; Short Term Major Medical (immediate ID cards); Student Travel Insurance; Worldwide Travel Medical Insurance Groups/Associations Service Area: Nationwide and International –––––––––– Paradigm Insurance Marketing Contact: Paul D. Kaplan 310 N. Westlake Blvd., Ste. 240 Westlake Village, CA 91362 (818) 380-0034, (800) 822-7251 Fax: (818) 706-0203 Email: paul@paradigmins.com Website: www.back9ins.com Products: Annuities (ind.); disability; 419(e) single employer retirement benefits plans long Term Care; Life (Special risk, survivor, term, Universal life –––––––––– Penn Mutual Life Insurance Co. Contact: Ron Bertke, LUTCF 18375 Ventura Blvd.,#650 Tarzana, CA 91356 (818) 207-3930, Fax: (310) 861-1435 Email: bertke.ron@pennmutual.com Products: Life, Annuities –––––––––– Perry Financial Network Contact: Jeff Perry 13405 Folsom Blvd., Ste. 400 Folsom, CA 95630 (877) 475-5244, Fax: (916) 293-0101 email: jeff@perryfinancial.net Website: www.perryfn.com Products: Annuities (ind., variable); Life (term, universal life, survivor, variable, whole life); LTC Serving: Western U.S. –––––––––– Petersen International Underwriters Contact: Jimmy Petersen 23929 Valencia Blvd., 2nd Floor Valencia, CA 91355 (661) 254-0006, (800) 345-8816 Fax: (661) 254-0604 email: jimmy@piu.org Website: www.piu.org Products: AD&D; Disability; Excess Disability, Impaired Risk Disability; Health (international major medical); Life (special risk) Serving: Nationwide & International ––––––––––

Peter Trummer Insurance Contact: Peter Trummer 10075 W. River Street, #201 Truckee, CA 96160 (530) 587-8900 Fax: (530) 587-8883 email: ptinsurance@icloud.com Website: www.ptinsurance.net Products: AD&D; Annuities (group, ind., variable); Cafeteria Plans; Cancer Insurance; Chiropractic Benefit; COBRA Compliance; Critical Illness; Dental (group, ind.); Disability (group, ind.); Health (group, health HSA, ind., integrated plans, self-funded administration, short-term major medical, international major medical); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC, Pension (401[k], Pension plans/ profit sharing); Prescription Drug Card, Vision Serving: Nationwide –––––––––– Pontrelli, Timour & Associates Contact: Chris Pontrelli Jr., Raphy Timour 1039 Hope St. Pasadena, CA 91030 (626) 795-4138 ext. 250–Chris Fax: (626) 795-6496 email: cpontrelli@ptbenefits.com Website: www.ptbenefits.com Products: Group Employee Benefits Serving: CA –––––––––– Pram Insurance Services Inc. Contact: David P. Wilson, CEO 1 Point Drive, Ste. 120 Brea, CA 92821 (714) 671-3951 ext. 12, Cell (714) 904-7850 Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite; Services: National Registered Administrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide –––––––––– PRB Insurance and Financial Services Contact: Tom Munson 1990 S. Bundy Drive, Ste 410 Los Angeles, CA 90025-1448 (310) 909-1746, Fax: (424) 248-2461 email: info@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning. –––––––––– The Producers Group 36 Discovery, Suite 100 Irvine, CA 92618 (949) 268-1777, Fax: (949) 362-3353 Website: www.thepg.com Products: Annuities (ind.); Life (special risk, survivor, term, universal, variable, whole life, premium finance); LTC ( ind.); Disability, DI Serving: Nationwide ––––––––––

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The Producers Group Contact: Eric Freundt 9171 Towne Centre Drive, Suite 200 San Diego, CA 92122 (800) 441-0140, Fax: (858) 793-5388 Email: Eric.Freundt@thepg.com Website: www.thepg.com Products: Annuities (ind.); Life (special risk, survivor, term, universal, variable, whole life); LTC (ind.); DI — — — — — —R.B. Twogood Insurance Services Contact: Tracy Navarro 5520 Wellesley St., Ste. 105 La Mesa, CA 91942 (619) 668-9199, (800) 266-9199 Fax: (619) 668-9260 email: tnavarro@twogoodinsurance.com Products: Universal and term Life, fixed annuities Serving: CA –––––––––– Retirement Choices of California Email: administrator@retirementchoices.org 155 W. Washington Blvd., Ste. 1202 Los Angeles, CA 90015 Website: www.retirementchoices.org Products: Accident; Annuities; Critical Illness; Defined Benefit Plans; Disability; Key Employee Insurance; Life (group,term, universal, whole); LTC; Retirement Planning Strategies; Personal Accounts; Section 79; Roth IRA; Supplemental Benefits (ind.,group); Tax-Free Retirement; Worksite Marketing __________ R.H. Insurance Services Contact: Robert Hernandez 411 S. Riverside Ave. Rialto, CA 92376 (323)-582-4392, (909 )877-2032 (800) 529-2690, Fax: (909) 874-7454 email: rhinsurance@rhaccounting4u.com Website: www.rhaccounting4u.com Products: Dental (group, ind.); Health (group, ind.,); Life (guaranteed issue, single premium whole life, term, universal life, whole life); Vision; Workers’ Comp, Covered CA, Home, Auto, CGL Serving: CA –––––––––– Rogers Benefit Group Contact: Dave Di Maria, Susan Diaz 130 N. Brand Blvd., Ste. 310 Glendale, CA 91203 (818) 502-3800 ext. 11 Fax: (818) 502-2170 email: losangeles@rogersbenefit.com Website: www.rogersbenefit.com Products: Health (group); Dental (group); Serving: Los Angeles, Orange, Riverside, San Bernardino, Santa Barbara, San Luis Obispo and Ventura Counties –––––––––– Rogers Benefit Group Contact: Angie Kresha, Craig Gandy 6540 Lonetree Blvd., Ste. 100 Rocklin, CA 95765 (916) 960-0400, (877) 659-8264 Fax: (916) 960-0420 email: sacramento@rogersbenefit.com Website: www.sacramento.rogersbenefit.com Products: Heath (group) Serving: Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Humboldt, Kern, Kings Lake, Marin, Mariposa, Mendocino, Napa, Placer, Plumas, Sacramento, San Joaquin, Shasta, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba and Northern Nevada ––––––––––

2016 DIRECTORY

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Rogers Benefit Group Bay Area Contact: Andrew Kerr, Cyndie Culbreth 6155 Almaden Expressway, Ste. 210 San Jose, CA 95120 email: akerr@rogersbenefit.com email: sanjose@rogersbenefit.com Website: www.rogersbenefit.com (408) 268-9700 Fax: (408) 997-7737 Products: Health (group); Dental (group); Disability (group); Life (group); Voluntary (group) Serving: Alameda, Contra Costa, Marin, Monterey, Napa, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano, Sonoma Counties – ––––––––– Rogers Benefit Group San Diego Contact: Melissa Medve 11555 Sorrento Valley Rd., Ste. 203 San Diego, CA 92121 (858) 452-1100, (800) 872-0459 Fax: (877) 508-7255 email: melissa@rbgsocal.com Website: www.rbgsocal.com Products: Group Health, Dental, Vision, Life, LTD Serving: San Diego, Orange, Riverside, San Bernardino, Imperial Counties – ––––––––– RxReins Contact: Crystal Williams 235 E. Broadway, Ste. 960 Long Beach, CA 90802 (888)- RxReins Fax: (760) 262-3178 email: cwilliams@rxreins.com Website: www.rxreins.com Products: Prescription Drug Card; Stop Loss Insurance Serving: Nationwide – ––––––––– Save Gains Tax Contact: Paula Straub 1623 La Bonita Way San Marcos, CA 92078 (760) 917-0858, Fax: (866) 401-0424 email: pstraub@aol.com Website: www.savegainstax.com Products: Health and Life Insurance; Covered CA, Medicare Products, Annuities; Investment Advice, Charitable Remainder Trust; Sep-IRA, Simple IRA, Roth IRA, Deferred Sales Trusts, Life Settlements, Pensions, LTC, California Partnership Serving: Nationwide – ––––––––– Senior Market Sales, Inc. Contact: Dan Trumblee 8420 W. Dodge Rd., 5th Floor Omaha, NE 68114 (402) 343-3689, (800) 786-5566 ext. 3689 Fax: (402) 397-0455 email: dtrumblee@seniormarketsales.com Website: www.seniormarketsales.com Products: Critical Illness; Dental (ind.); Prescription Drug Card; Annuities (ind.); Health (int. major medical, medicare supplement; Short Term Major Med.); Life (guaranteed issue, living payout option, single premium, whole life, special risk, survivor, term, universal, whole life); LTC – –––––––––

2016 DIRECTORY

Shepler & Fear General Agency Contact: Dave Fear, Sr., Dave Fear, Jr., Alonso Contreras 400 Sunrise Ave., Ste. 150 Roseville, CA 95661 (916) 960-0131, (877) 361-7342 Fax: (888-) 360-7342 Email: davefearjr@sheplerfear.com Email: davefear@sheplerfear.com Email: contrerasalonso99@gmail.com Website: www.sheplerfear.com Products: Fully Insured small and large group Medical, Dental, Vision, Life/ AD&D and Disability; Self Funded small and large group Medical, Dental, Vision coverage, Telemedicine, Wellness, Health Insurance Exchanges Serving: CA ————– South Western Financial Network Contact: John Andraos 505 N. Brand Ave., Ste. 850 Glendale, CA 91203 (818) 551-6600, Fax: 818-551-6615 email: jandraos@swfn.net Website: www.southwesternfinancial.net Products: Annuities (group, ind.); Disability (group, ind.); Life (whole life); Pension [401(k)]; Pension (pension plans/ profit sharing). Serving: Nationwide –––––––––– Stan Israel Insurance Services Inc. Contact: Stan Israel, President 5739 Kanan Rd., Ste. 367 Agoura Hills, CA 91301 (818) 706-1100, Fax: (818) 889-1593 email: sdiins@aol.com Website: www.sdiins.com Products: Life Insurance, Long Term Care Insurance Serving: CA –––––––––– Steve Shorr Insurance Contact: Steve Shorr 1027 W. 11th Street, Ste. 3 San Pedro, CA 90731-3558 (310) 519-1335, Fax: (310) 519-1359 Email: steve@steveshorr.com Website: www.healthreformquotes.com Products: Health (ind., group); Disability (ind.); Life (ind .); Medicare Supplement Serving: CA –––––––––– Streamline Benefits Contact: Michael J. McCormick CLU, FLMI 29811 Santa Margarita Pkwy., Ste. 100 Rancho Santa Margarita, CA 92688 (949) 452-9201 Email: benecom@att.net Products: Worksite Marketing and Enrollment Services, Medicare Bridge, AD&D, Section 125, Cafeteria Plans, Critical Illness; Disability; HSAs; Life (group, universal life term, indexed UL); Long Term Care; Prescription Drug Card; Dental; Vision; Accident Bridge and Hospital coverage and Pet Insurance Serving: Southern CA –––––––––– Suncoast LTC Insurance Group Contact: Cory Stepanek 44489 Town Center Way Ste. D526 Palm Desert, CA 92260 (760) 752-1935, Fax: (760) 358-0011 email: cstepanek@suncoastltc.com Products: Annuities (fixed); Life; Long Term Care Serving: Nationwide ––––––––––

Symetra Life Insurance Company Contact: Symetra Sales Support 777 108th Ave. NE Bellevue, WA 98004-5135 (800) 706-0700, (800) SYMETRA email: invest@symetra.com Website: www.symetra.com Products: Annuities (individual); Disability (Group); Health (group, limited benefit medical, medical stop loss); Life (group, single premium, term, universal). Serving: Nationwide; state availability varies by product –––––––––– Tax and Financial Group Contact: Brian McNulty 4001 MacArthur Blvd. , 3rd Floor Newport Beach, CA 92660 (949) 223-8100, (800) 373-2177 Fax: (949) 223-8101 email: brian.mcnulty@tfgroup.com Website: www.tfgroup.com Products: Annuity (group contract, ind., variable); Cafeteria Plans, COBRA Compliance, Dental (ind., group); Disability (ind., group); Financial Planning, Health (ind., group, HSA); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, survivor, term, universal life, variable, whole life); LTC, Pension (pension plans/profit sharing, 401[k]); Vision, Worksite Marketing Serving: S. CA, CO, HI, TX –––––––––– Team Alvarez Insurance Services Contact: Gaston Alvarez 2001 East 4th Street, Ste. 116 Santa Ana, CA 92705 (714) 978-6300, Fax: (805) 512-7840 Email: Gus@TeamAlvarez.net Products: All aspects of Medicare, Dental/Vision, (Group, Ind.); Covered CA Ind. Health, Covered CA Shop (group), Medicare Supplements, Short Term Major Med, Life insurance (guaranteed issue, group term, single premium whole life, special risk, survivor, term, and universal life), LTC, Final Expense, Annuities, Home, Auto, Business Serving: AZ, CA –––––––––– Ted Anderson Insurance Contact: Ted Anderson 830 Orange Ave., Ste. C Coronado, CA 92118 (619) 435-3636, Fax: (619) 435-3010 email: tedandersoninsurance@gmail.com Website: tedandersoninsurance.com Products: Annuities (ind.); Critical Illness; Dental (ind.,group); Disability (ind., group); Health (ind., group, HSA, international travel plans, Medicare bridge, Medicare supplement, short-term major medical); Life (guaranteed issue, group term, single premium whole life, Life Settlements, special risk, survivor, term, universal life); Long Term Care Insurance, Vision Serving: CA –––––––––– Thomson Ins. Broker/RTIB, Inc. Contact: Rich Thomson P.O. Box 18283, S. Lake Tahoe, CA 96151 (530) 541-8511, Fax: (530) 541-6832 email: george@rtibtahoe.com Website: www.rtibtahoe.net Products: Acupuncture, AD&D, Dental (group); Disability (ind.); Health (ind., international major medical, HSA, Medicare supplement, short-term major medical); Life (group term) Serving: N. CA & Northern NV ––––––––––

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Total Financial & Insurance Svcs. Contact: Scott Whitehead 11835 W. Olympic Blvd., Ste. 600 E. Los Angeles, CA 90064 (310) 477-7500, (800) 989-7500 Fax: (310) 575-3912 email: scottwhitehead@totalfinancial.com Website: www.totalfinancial.com Products: Annuities and SPIAs; Life (Impaired Risk, Foreign Nationals, Indexed Universal Life, Premium Financing, Charitable-giving programs, Guaranteed issue, Survivorship, Term, Universal life, Whole life) Serving: Nationwide –––––––––– Traci’s Insurance Services, Inc. Contact: Traci Roncal 7059 Ohio River Drive Eastvale, CA 91752 (951) 264-8289, Toll Free (888) 406-1393 Fax: (951) 710-6419 email: insurance@tracironcal.com website: www.tracironcal.com Products: AD&D Ind, Cancer, Critical Illness, Dental (group, ind.), Disability (group, ind.), vision, Annuities (group, ind.), Financial planning, Health Insurance (group, ind., int. Major medical, medicare supplement, short term major med.) Life Insurance (Charitable giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, Universal, whole life, life settlements), Long Term Care, Workers Comp. Serving: AZ, CA, NV, WA ____________________ Triad Financial Insurance Marketing Inc. Contact: Gordon Silverstein 3255 Wilshire Blvd., Ste. 1850 Los Angeles, CA 90010 (213) 383-4108, (800) 392-9977 Fax: (213) 383-0126 email: gsilverstein@triadinsurancegroup.com Products: AD&D, Acupuncture, Annuity (group contract, individual, variable); Cafeteria Plans, Cancer, Chiropractic, Dental (individual, group); Disability (individual, group); Financial Planning; California Choice; Health (individual, group, integrated plans medical & 24 hrs., international major medical, health-savings accounts, Medicare bridge, Medicare supplement, self-funded administration, short-term major medical); Life (guaranteed issue, life settlement, living payout option, policy exchange, single premium whole life, special risk, survivor, term, group term, universal life, variable, whole life); Long-Term Care, Pension (401[k]); Prescription Drug Card, Vision, Workers’ Comp, Worksite Marketing Serving: Nationwide –––––––––– TripleChoicePlan Dental Contact: Lawrence Kent 1964 Westwood Blvd., Ste. #120 Los Angeles, CA 90025 (310) 470-2343 ext. 150 Fax: (310) 441-5660 email: jkent@triplechoiceplan.com Website: www.triplechoiceplan.com Products: Specialists in Group Dental, Life, Vision and Disability Min. Size: 2+ Serving: Nationwide ––––––––––

CALIFORNIA BROKER | 17

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES TWH Annuities & Insurance Agency Inc. Contact: Tipton Huffman or John Roberts 6200 E. Canyon Rim Rd., Ste. 203 Anaheim Hills, CA 92807 (951) 452-7338, (800) 200-9194 Fax: (714) 283-9197 email: info@twhagency.com email: john@twhagency.com Website: www.twhagency.com Products: Annuities; Life (single premium whole life, survivor, term, group term, universal life, whole life) Serving: Nationwide – ––––––––– United Retirement – Orange County Contact: Tamara Lewis 23046 Avenida de la Carlota, Ste. 500 Laguna Hills, CA 92653 (949) 768-4015, Fax: (949) 600-7666 email: Tamara.Lewis@unitedretirement.com Website: www.unitedretirement.com Products: Defined Benefit, Cash Balance, Profit Sharing, 401(k) Serving: Nationwide – ––––––––– USI Travel Insurance Services Contact: Wendy Miller, Director of Sales & Client Relations-Insurance Professionals Travel Insurance Services, A Member Company of USI Affinity 793 S. Tracy Blvd., Ste. 204 Tracy, CA 95376 (800) 937-1387 ext. 48956 (925) 405-8956, Fax: (610) 537-2224 email: wendy.miller@travelinsure.com Website: www.travelinsure.com Products: Health (group, ind., Medicare supplement, short-term major medical, international major medical) Serving: Nationwide – ––––––––– Voluntary Benefit Advisors (VBA) Contact: Jennifer Lococo 1936 E. Deere Ave Ste 215 Santa Ana, CA 92705 (949) 954-1300, (866) 797-3236 Fax: (949) 954-1301 Email: Jlococo@vbadv.com Email: info@vbadv.com Website: www.vbadv.com Products: Cancer Insurance, Critical Illness, Dental (Group, Ind.) Disability (Group, Ind.) Life: (Group Term, Guaranteed Issue, Term Universal, Whole Life), Long Term Care, Worksite Marketing Serving: Nationwide – –––––––––

Warner Pacific Insurance Services Contact: Jeff Papenfus, Senior Vice President of Sales Offering 36 Relationship Based Sales Executives located throughout the state to serve you. Our focus is on you, that’s what we do. Home office: 32110 Agoura Road, Westlake Village, CA 91361 (800) 801-2300 Email: jpapenfus@warnerpacific.com Website: www.warnerpacific.com Products: Medical, Dental, Life, Vision, Work Comp, Disability, Voluntary, LTC, Medicare and more. Serving: CA, CO –––––––––– Welcome Funds Inc. Contact: Daniel Ohman 6001 Broker Sound Parkway, Ste. 320 Boca Raton, FL 33487 (561) 862-0244, (877) 227-4484 Fax: (561) 862-0242 email: info@welcomefunds.com Website: www.welcomefunds.com Products: Secondary market for life insurance Serving: Nationwide –––––––––– Western World Annuities Contact: Toby Hartley 225 Ave I, Ste. 204 Redondo Beach, CA 90277 (310) 540-5299, (800) 323-4032 Fax: (310) 316-1167 email: toby@wwannuity.com Website: www.westernworldannuity. com Products: Annuities; Financial Planning Serving: Nationwide –––––––––– W.J. Barrett Insurance Agency Inc. Contact: Bill Barrett or Jill Bradish P.O. Box 2339 Capistrano Beach, CA 92624 (888) 254-7675 Fax: (949) 493-7325 email: bill@plusgroupca.com Website: www.plusgroupca.com Products: Critical Illness, Disability (ind.); LTC Serving: CA –––––––––– Wolfpack Insurance Services Contact: Tyler WolfKlain 425 Harbor Blvd., Ste. 2C Belmont, CA 94002 (650) 631-2460, (800) 296-0192 Fax: (650) 591-4022 email: logan@dvins.com Website: www.dentalandvisionins.com Products: Dental (group); Vision (group) Serving: CA ––––––––––

Word & Brown Contact: Bill Mason 801 N. Brand Blvd., Ste. 900 Glendale, CA 91203 (800) 560-5614 Fax: (800) 355-9711 email: bmason@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Kern, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties –––––––––– Word & Brown Contact: James Bennett 721 S. Parker Orange, CA 92868 (800) 869-6989 Fax: (714) 953-9404 email: jbenett@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Orange County –––––––––– Word & Brown Contact: Pam Wallace 3131 Camino Del Rio North, Ste. 820 San Diego, CA 92108 (800) 397-3381 Fax: (619) 299-2070 email: pwallace@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: San Diego County ––––––––––

Word & Brown Contact: Zeke Montes 3633 Inland Empire Blvd., Ste. 525 Ontario, CA 91764 (877) 225-0988 Fax: (909) 945-3339 email: zmontes@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Inland Empire Regional Office –––––––––– Word & Brown Contact: Jan Mesa 1737 N. First Street, Ste. 680 San Jose, CA 95112 (800) 255-9673 Fax: (408) 437-5925 email: jmesa@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Northern CA Regional Office –––––––––– World Insure Medical Health Insurance & Travel Insurance Calibrated International Benefits International Medical, International Life, International K&R Contact: Lisa Nguyen Cambria, LUTCF P. O. Box 948 Newcastle, CA 95658 (530) 883-8736, Fax: (415) 373-9457 email: lisa@calibrated.net Website: www.worldinsure.net Products: Disability; International Risks for Life; K&R; Major Medical; Terrorism; Travel and more Serving: Worldwide ––––––––––

OTHER IMPORTANT NUMBERS AHIP—American’s Health Insurance Plans

www.ahip.org

(202) 778-3200

IFEBP—Int’l Foundation of Employee Benefit Plans

www.ifebp.org

(888) 334-3327

ACLI—American Council of Life Insurance

www.acli.com

(202) 624-2000

IIAA—Ind. Ins. Agents of America

www.iiaba.net

(800) 221-7917

A.M. Best Company —Now Free Ratings

www.ambest.com

(908) 439-2200

IAIP–International Association of Insurance Professionals

(800) 766-6249

CAHU—CA Ass. of Health Underwriters

www.cahu.org

(800) 322-5934

LIMRA—Life Insurance Market Research Association www.limra.com

(800) 235-4672

CAHP—CA Ass. of Health Plans

www.calhealthplans.org

(916) 552-2910

MDRT—Million Dollar Roundtable

www.mdrt.org

(847) 692-6378

CA Insurance Consumer Hot Line—Questions & Problems CA Only

(800) 927-4357

NAHU—Nat’l Ass. of Health Underwriters

www.nahu.org

(703) 276-0220

California Department of Insurance Producers Hotline

(800) 967-9331

NAILBA—Nat’l Ass. of Ind.Life Brokage Agency

www.nailba.org

(703) 383-3081

College For Financial Planners

www.cffp.edu

(800) 237-9990

NAIFA—Nat’l Ass. of Ins. & Fin. Advisors–CA

www.naifacalifornia.org

(916) 646-8600

Consumer HMO Hotlines

www.hmohelp.ca.gov

(888) 466-2219

NAIFA— Nat’l Ass. of Ins. & Financial Advisors

www.naifa.org

(877) 866-2432

Continuing Ed Information

www.insurance.ca.gov

(916) 492-3064

PIMA—Pro. Ins. Marketing Association

www.pima-assn.org

(817) 569-7462

FPA—Financial Planning Association

www.fpanet.org

(800) 322-4237

SIIA—Self Insurance Institute of America

www.siia.org

(800) 851-7789

IBA West—Ins, Broker & Agents of the West

www.ibawest.com

(800) 772-8998

SFSP—Society of Fin. Svcs. Professionals

www.financialpro.org

(610) 526-2500

ICI—Investment Company Institute

www.ici.org

(202) 326-5800

TAC—The American College

www.theamericancollege.edu

(888) 263-7265

Insurance Licensing Questions

18 | CALIFORNIA BROKER

(916) 322-3555

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2016 DIRECTORY

{ Ancillary Benefits } The Product Sources section has 43 categories. The agencies offering these products are listed in each category. To get the addresses, phone, fax, and email addresses of these agencies, refer back to the Independent Life/Health Brokerage Agency section on pages 8 through 21. Profiles of many of these products providers are included in the second half of the Directory. Check the table of contents on pages 4 & 6.

ANCILLARY BENEFITS ACUPUNCTURE BELAIR INSURANCE SERVICES COPOWER, INC. ANCILLARY GEN. AGENCY DICKERSON EMPLOYEE BENEFITS INS. SVCS. GROUP BENEFITS INC. LISI THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MKTG., INC. ––––––––å–– AD&D ASSETS UNLIMITED INC. BAY RIVER INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL DESIGNS IN LIFE EQUOTE FLEMINGS INSURANCE SERVICES HRBC INSURANCE ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. MYERS-STEVENS-MELLO & CO., INS., SVCS. PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MKTG., INC. –––––––––– CAFETERIA PLANS ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI AND ASSOCIATES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES FLEXTODAY GROUP BENEFITS INC. HRBC INSURANCE JLS F.I.R.M. INC. MYERS-STEVENS-MELLO & CO. ,INS. SVCS. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. –––––––––– CANCER INSURANCE PLANS BAY RIVER INSURANCE SERVICES BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CLOCK INSURANCE AND FINANCIAL SVCS. DICKERSON EMPLOYEE BENEFITS INS. SVCS. EDWARDS/GLICK INSURANCE MARKETING FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. HRBC INSURANCE PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. CORPORATION WARNER PACIFIC INSURANCE SERVICES –––––––––– CHIROPRACTIC ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC.

2016 DIRECTORY

CMG INSURANCE SERVICES COPOWER, INC. ANCILLARY GEN. AGENCY DEALEY RENTON DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JLS F.I.R.M. INC. LISI MYERS-STEVENS-MELLO & CO., INS., SVCS. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MKTG. INC. CORP. WORD & BROWN –––––––––– CRITICAL ILLNESS ACE BENEFITS GROUP RETIREMENT & INS. AIGILIS CORP. APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CALIFORNIA LTC INSURANCE SERVICES LLC. CHIMIENTI & ASS. INSURANCE SVCS. CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS RON VIOLA CPS INSURANCE SERVICES CPS SACRAMENTO DESIGNS IN LIFE DI & LTC INSURANCE SERVICES DI BROKER EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROKERS EQUOTE FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES HEALTHCARE PRODUCERS INC. JENKINS INSURANCE GROUP LeCLAIR CORP. NEW GENERATION INSURANCE MARKETING NICHE MARKET SOLUTIONS NORTHSTAR NETWORK INS. AGENCY, INC. PARADIGM INSURANCE MARKETING PETER TRUMMER INSURANCE STAN ISRAEL INSURANCE STREAMLINE BENEFITS CORPORATION W.J. BARRETT INSURANCE AGENCY INC. –––––––––– DENTAL (GROUP) AIGILIS CORP. AIS INSURANCE ASSETS UNLIMITED INC. ASSOCIATION OF CHAMBER MEMBERS BEERE & PURVES INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BEN-E-LECT BERBOWER INSURANCE AGENCY BEST LIFE AND HEALTH INSURANCE CO. BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY C.C.S.B. INSURANCE ADMINISTRATORS CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP COPOWER, INC. ANCILLARY GEN. AGENCY CYPRESS DENTAL & VISION

GA PRODUCT SOURCES

DAVID W. WHITE & ASSOCIATES DEALEY RENTON DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS EASY INSURANCE MARKETING INC. EMERSON REID EPIC INSURANCE BROKERS FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HRBC INSURANCE IBP INSURANCE SERVICES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LeCLAIR CORP. LISI MacKELLAR & ASSOCIATES MWG MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NFP PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES ROGERS BENFIT GROUP RxREINS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC INSURANCE SERVICES WOLFPACK INSURANCE SERVICES WORD & BROWN –––––––––– DENTAL (INDIVIDUAL) AIGILIS CORP. AIS INSURANCE ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BERBOWER INSURANCE AGENCY BEST LIFE AND HEALTH INSURANCE CO. BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CYPRESS DENTAL & VISION DAVID W. WHITE & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS INC. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HRBC INSURANCE JLS F.I.R.M. INC. LARRY MEDEIROS LeCLAIR CORP. MERCHANTS BENEFIT ADMINISTRATION MWG MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NFP PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WORD & BROWN ––––––––––

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DISABILITY (GROUP) ACE BENEFITS GROUP RETIREMENT & INS. AIS INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BROWN & ASSOCIATES CALIBRATED CAPITAL, INC. CALIFORNIA GUARDIAN BROKERAGE CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INSURANCE SVCS. CAVALIER ASSOCIATES INSURANCE CHIMIENTI & ASSOCIATES INSURANCE SVCS CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COPOWER, INC. ANCILLARY GEN. AGENCY CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES DAVID W. WHITE & ASSOCIATES DEALEY RENTON DI & LTC INSURANCE SERVICES DI BROKER DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS DISABILITY INSURANCE RESOURCE CENTER DUNHILL MKTG. & INS. SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPRO EQUOTE FLEMINGS INSURANCE SERVICES GORDON GLADSTONE ASSOCIATES

CALIFORNIA BROKER | 19

GA PRODUCT SOURCES GROUP BENEFITS INC. HRBC INSURANCE HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. KNIGHT & ASSOCIATES LeCLAIR CORP. LISI MYERS-STEVENS-MELLO & CO., INS., SVCS. NEW GENERATION INS. MARKETING NICHE MARKET SOLUTIONS NFP PARADIGM INSURANCE MARKETING PETER TRUMMER INSURANCE PRB INSURANCE AND FINANCIAL SVCS. PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES ROGERS BENEFIT GROUP SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS SOUTH WESTERN FINANCIAL SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE DENTAL PLAN WARNER PACIFIC INSURANCE SERVICES –––––––––– DISABILITY (INDIVIDUAL) AIS INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS CPS INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CNMA MULTI-INSURANCE AGENCY CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON DESIGNS IN LIFE DI & LTC INSURANCE SERVICES DI BROKER DIRECT BENEFITS DISABILITY INS. SVCS. INC. DISABILITY INSURANCE RESOURCE CENTER DUNHILL MARKETING & INSURANCE SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPRO EQUOTE FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HRBC INSURANCE HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP INTEGRATED PLANNING SOLUTIONS ITG WORLDWIDE INSURANCE AGENCY J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS.. INC. KOUZMANOFF FINANCIAL/INS. SOURCES INC. LeCLAIR CORP.

20 | CALIFORNIA BROKER

{ Ancillary Benefits, Annuities }

LISI MacKELLAR & ASSOCIATES MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC NATIONAL LIFE INSURANCE COMPANY NEW GENERATION INS. MARKETING NICHE MARKET SOLUTIONS NFP PARADIGM INSURANCE SERVICES PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS RETIREMENT CHOICES OF CALIFORNIA R.H. INSURANCE SERVICES STEVE SHORR INSURANCE STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. CORPORATION TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC W.J. BARRETT INSURANCE AGENCY INC. WORLD INSURE –––––––––– PRESCRIPTION DRUG CARD AIGILIS CORP. ASSETS UNLIMITED INC. BENEFITMALL CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP COPOWER, INC. ANCILLARY GEN. AGENCY DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY FOULDS & FELDMANN HEALTH INS. AGENCY FINANCIAL GRADE SENIOR CONSULTANTS GROUP BENEFITS INC. HRBC INSURANCE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. PETER A. TRUMMER INSURANCE PRAM INSURANCE SERVICES, INC. RxREINS SENIOR MARKET SALES STREAMLINE BENEFITS TRIAD FINANCIAL INS. MARKETING INC. –––––––––– VISION AIS ASSETS UNLIMITED INC. BEERE & PURVES BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BEN-E-LECT BEST LIFE AND HEALTH INSURANCE CO. BEST RE BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY CHIMIENTE AND ASSOC. INSURANCE SVCS. CLAREMONT INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SVCS. COMMUNICATIONS COPOWER, INC. ANCILLARY GEN. AGENCY CYPRESS DENTAL & VISION DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS EASY INSURANCE MARKETING INC. EMERSON REID EPIC INSURANCE BROKERS FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HRBC INSURANCE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. MWG MARKETING MYERS-STEVENS & CO. INC. PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES

RxREINS HEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN WARNER PACIFIC INSURANCE SERVICES WELLS FARGO WHOLESALE INS. SVCS. INC. WOLFPACK INSURANCE WORD & BROWN

ANNUITIES (GROUP) THE ANNUITY STORE APPLIED GENERAL AGENCY BACKNINE INSURANCE SERVICES BAY RIVER INSURANCE BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. CASSANI & ASSOCIATES INSURANCE SVCS. COASTAL FINANCIAL GROUP

BELAIR INSURANCE SERVICES BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BSI INSURANCE SERVICES INC. CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL PARTNERS GROUP COREY STEPANEK CLTC CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EQUOTE FAIRLANE FINANCIAL CORP. FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES

COREY STEPANEK CLTC CPS INSURANCE SERVICES DUNHILL MKTG. & INS. SVCS. E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE ASSOCIATES FSD FINANCIAL SERVICES GIDEON ADVISERS GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE HRBC INSURANCE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL LON E. LIGHT & ASSOCIATES M&O MARKETING NATIONAL INSURANCE MARKETING CORP. NICHE MARKET SOLUTIONS PENN MUTUAL LIFE INSURANCE PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES RETIREMENT CHOICES OF CALIFORNIA SAVE GAINS TAX SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL WESTERN WORLD ANNUITY –––––––––– ANNUITIES (INDIVIDUAL) AMERICAN CAPITAL SECURITY CORP. THE ANNUITY STORE BACKNINE INSURANCE BAY RIVER INSURANCE

FSD FINANCIAL SVCS. GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS GROUP BENEFITS INC. ARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE HD MOOERS AND CO. INNOVATIVE SOLUTIONS INS. SVCS. LLC. HRBC INSURANCE INSURANCE RESOURCES GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOC. FINANCIAL & INS. SVCS. INC. KNIGHT & ASSOCIATES LANDMARK SENIOR RESOURCES LeCLAIR CORP. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MACKELLAR & ASSOCIATES MADISON BROKERAGE CORP. M&O MARKETING NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP NICHE MARKET SOLUTIONS PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES RETIREMENT CHOICES OF CALIFORNIA SAVE GAINS TAX SENIOR MARKET SALES SOUTH WESTERN FINANCIAL SYMETRA LIFE INSURANCE COMPANY

ANNUITIES

- CalBrokerMag.com -

2016 DIRECTORY

{ Pension Plans, Health Insurance } TAX & FINANCIAL GROUP TEAM ALVAREZ TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL INSURANCE MARKETING TWH ANNUITIES WALLISER ASSOCIATES INS. AGENCY INC. WESTERN WORLD ANNUITY –––––––––– ANNUITIES (VARIABLE) BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES CAVALIER ASSOCIATES INSURANCE SVCS. LLC COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS SACRAMENTO DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC.

INSURANCE RESOURCES GROUP JACK VAN ROSSUM & ASSOCIATES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. JONES ASS. FINANCIAL & INS. SVCS., INC. KNIGHT & ASSOCIATES MYERS-STEVENS-MELLO & CO., INC. INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY NATIONAL LIFE INSURANCE COMPANY PETER TRUMMER INSURANCE PRB INSURANCE AND FINANCIAL SVCS. PONTRELLI, TIMOUR & ASSOCIATES PRB INSURANCE AND FINANCIAL SVCS. RETIREMENT CHOICES OF CALIFORNIA SAVE GAINS TAX SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. UNITED RETIREMENT –––––––––– PENSION/PROFIT SHARING ASSETS UNLIMITED INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BRYSON FINANCIAL GROUP

LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LGR INSURANCE GROUP MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. M&O MARKETING NICHE MARKET SOLUTIONS PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE SAVE GAINS TAX TAX & FINANCIAL GROUP TOTAL FINANCIAL AND INSURANCE SERVICES TRIAD FINANCIAL INSURANCE MARKETING

CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL GROUP CPS SACRAMENTO DEALEY RENTON & ASSOCIATES DUNHILL MARKETING & INS. SVCS., INC. EPIC INSURANCE BROKERS FLEMINGS INSURANCE SERVICES GIDEON ADVISERS GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INSURANCE RESOURCES GROUP JACK VAN ROSSUM & ASSOCIATES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. KNIGHT & ASSOCIATES NATIONAL INSURANCE MARKETING CORP. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES RETIREMENT CHOICES OF CALIFORNIA SAVE GAINS TAX SOUTHWESTERN FINANCIAL TAX & FINANCIAL GROUP UNITED RETIREMENT

PENSION PLANS PENSION 401(K) ASSETS UNLIMITED INC. BACKNINE INSURANCE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BRYSON FINANCIAL GROUP COASTAL FINANCIAL GROUP DEALEY RENTON & ASSOCIATES DUNHILL MARKETING & INS. SVCS., INC. EPIC INSURANCE BROKERS EQUOTE FLEMINGS INSURANCE SERVICES GIDEON ADVISERS GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE HRBC INSURANCE IBP INSURANCE SERVICES

2016 DIRECTORY

HEALTH INSURANCE COBRA COMPLIANCE ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI & ASSOCIATES INSURANCE SVCS CLAREMONT INSURANCE SERVICES EASY INSURANCE MARKETING INC.

GA PRODUCT SOURCES

FLEXTODAY LISI PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SHEPLER AND FEAR GENERAL AGENCY TAX & FINANCIAL GROUP CORPORATION WORD & BROWN –––––––––– HEALTH (GROUP) ASSETS UNLIMITED INC. BEERE & PURVES INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE BEN-E-LECT BERBOWER INSURANCE AGENCY BROWN & ASSOCIATES BRYSON FINANCIAL CARMICHAEL ASSOCIATES C.C.S.B. INSURANCE ADMINISTRATORS CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HEALTHCARE PRODUCERS INC. HEALTHINSURANCE.COM INC. HRBC INSURANCE IBP INSURANCE SERVICES ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. LeCLAIR CORP. LISI MERCHANTS BENEFIT ADMINISTRATION MHN NFP PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES PRAM INSURANCE SERVICES INC. R.H. INSURANCE SERVICES ROGERS BENEFIT GROUP SHEPLER AND FEAR GENERAL AGENCY STEVE SHORR INSURANCE SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WARNER PACIFIC INSURANCE SERVICES WORD & BROWN –––––––––– HEALTH (INDIVIDUAL) APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. SSOCIATION OF CHAMBER MEMBERS BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BERBOWER INSURANCE AGENCY BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES C.C.S.B. INSURANCE ADMINISTRATORS CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATE DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETINGv E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE

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FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY ENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HEALTHCARE PRODUCERS INC. HEALTHINSURANCE.COM INC. HRBC INSURANCE ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. LARRY MEDEIROS LECLAIR CORP. MYERS-STEVENS-MELLO & CO., INS. SVCS. NFP PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES STEVE SHORR INSURANCE TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES ED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WARNER PACIFIC INSURANCE SERVICES WORD & BROWN –––––––––– HSAs (HEALTH SAVING ACCOUNTS) ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. RYSON FINANCIAL GROUP CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES EPIC INSURANCE BROKERS EMERSON REID EPIC INSURANCE BROKERS CMG INSURANCE SERVICES EMERSON REID FLEMINGS INSURANCE SERVICES FLEXTODAY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. IBP INSURANCE SERVICES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LECLAIR CORP. MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES STREAMLINE BENEFITS TAX & FINANCIAL GROUP ED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MARKETING WARNER PACIFIC INSURANCE SERVICESv WORD & BROWN –––––––––– INTEGRATED (HEALTH+24 HOUR) ASSETS UNLIMITED INC. BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CARMICHAEL ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICESv GROUP BENEFITS INC. JENKINS INSURANCE GROUP MHN MYERS-STEVENS & CO. INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICES –––––––––– INTERNATIONAL MAJOR MEDICAL ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CNMA MULTI-INSURANCE AGENCY EASY INSURANCE MARKETING INC. FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GEOBLUE

CALIFORNIA BROKER | 21

GA PRODUCT SOURCES GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. OVERSEAS TRAVEL INSURANCE SERVICES PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORLD INSURE –––––––––– MEDICARE BRIDGE ASSETS UNLIMITED INC. CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY FLEMINGS INSURANCE SERVICESv GENERAL AGENCY INS. DEV. SERVICES (GAIDS) GROUP BENEFITS INC. JENKINS INSURANCE GROUP JLS F.I.R.M. INC. STREAMLINE BENEFITS TED ANDERSON INSURANCE SERVICES RIAD FINANCIAL INS. MARKETING INC. –––––––––– MEDICARE SUPPLEMENT AIS APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES DESIGNS IN LIFE DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY FINANCIAL GRADE SENIOR CONSULTANTS FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. HRBC INSURANCE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LARRY MEDEIROS MYERS-STEVENS-MELLO & CO., INS., SVCS. R.H. INSURANCE SERVICES SAVE GAINS TAX SENIOR MARKET SALES, INC. SHEPLER AND FEAR GENERAL AGENCY STEVE SHORR INSURANCE TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORD & BROWN –––––––––– SELF-FUNDED ADMINISTRATION BEN-E-LECT CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES EASY INSURANCE MARKETING INC. EPIC INSURANCE BROKERS FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JENKINS INSURANCE GROUPv JLS F.I.R.M. INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. –––––––––– SHORT TERM MAJOR MEDICAL ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BRYSON FINANCIAL GROUP CMG INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS.

22 | CALIFORNIA BROKER

{ Life Insurance }

EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EPIC INSURANCE BROKERS FIRST EAGLE INSURANCE FLEMINGS INSURANCE GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. HRBC INSURANCE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LARRY MEDEIROS MacKELLAR & ASSOCIATES MYERS-STEVENS & CO. INC. OVERSEAS TRAVEL INSURANCE PETER TRUMMER INSURANCE SENIOR MARKET SALES TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICESv WORD & BROWN

LIFE INSURANCE CHARITABLE GIVING PROGRAMS ACCENT INSURANCE BAY RIVER INSURANCE BGA INSURANCE BRYSON FINANCIAL GROUP CPS SACRAMENTO DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE GIDEON ADVISERS GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY NFP PETER TRUMMER INSURANCE SAVE GAINS TAX TAX & FINANCIAL GROUP TOTAL FINANCIAL –––––––––– LIFE (GROUP) ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AIS INSURANCE APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BEN-E-LECT BEERE & PURVES, INC. BEST LIFE AND HEALTH INS. COMPANY BEST RE BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INSURANCE SVCS. CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL GROUP COPOWER, INC. ANCILLARY GEN. AGENCY CORY STEPANEK. CLTC CPS INSURANCE SERVICES CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS DUNHILL MARKETING & INS. SVCS. INC. EDWARDS/GLICK INSURANCE MARKETING EMERSON REID E PRO INSURANCE AGENCY EQUOTE

FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GIDEON ADVISERS \ GROUP BENEFITS INC. DESIGNS IN LIFE ITG WORLD WIDE INSURANCE AGENCY IBP INSURANCE SERVICES HRBC INSURANCE JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI M&O MARKETING NEW GENERATION INS. MARKETING NICHE MARKET SOLUTIONS NFP PENN MUTUAL LIFE INSURANCE PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES PRB INSURANCE AND FINANCIAL SVCS. RETIREMENT CHOICES OF CALIFORNIA ROGERS BENEFITS SHEPLER AND FEAR GENERAL AGENCY STAN ISRAEL INSURANCE SERVICES INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MARKETING TRIPLE CHOICE PLAN DENTAL TWH ANNUITIES WALLISER ASSOCIATES INS. AGENCY, INC. WARNER PACIFIC INSURANCE SERVICES WORD & BROWN –––––––––– LIFE GUARANTEED ISSUE ACCENT INSURANCE BAY RIVER INSURANCE BEST LIFE AND HEALTH INS. COMPANY BEST RE BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. CASSANI & ASSOCIATES INS. SVCS., INC. CALIFORNIA GUARDIAN CARMICHAEL ASSOCIATES CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE FINANCIAL GRADE SENIOR CONSULTANTS FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS GROUP BENEFITS INC. HRBC INSURANCE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES MADISON BROKERAGE CORP. MERCHANTS BENEFIT ADMINISTRATION NEW GENERATION INS. MARKETING PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES SENIOR MARKET SALES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL INS. TRIAD FINANCIAL INS. MARKETING INC. –––––––––– LIFE SETTLEMENTS/SECONDARY MARKET FOR LIFE INSURANCE BGA INSURANCE CARMICHAEL ASSOCIATES CAVALIER ASSOCIATES

- CalBrokerMag.com -

CPS-RON VIOLA INSURANCE SERVICES DUNHILL MKTG. & INS. SVCS. E PRO INSURANCE AGENCY EQUOTE GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFE INSURANCE SETTLEMENTS INC. LON E. LIGHT & ASSOCIATES MADISON BROKERAGE CORP. PETER TRUMMER INSURANCE SAVE GAINS TAX TRIAD FINANCIAL INS. MARKETING INC. WELCOME FUNDS INC. –––––––––– LIFE LIVING PAYOUT OPTION ASSETS UNLIMITED INC. BAY RIVER INSURANCE BGA INSURANCE BRYSON FINANCIAL GROUP CLOCK INSURANCE AND FINANCIAL SVCS. DUNHILL MKTG. & INS. SVCS. EPIC INSURANCE BROKERS EQUOTE GIDEON ADVISERS GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. MacKELLAR & ASSOCIATES PETER TRUMMER INSURANCE SENIOR MARKET SALES TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. –––––––––– LIFE POLICY EXCHANGE BAY RIVER INSURANCE BGA INSURANCE CASSANI & ASSOCIATES INS. SVCS., INC. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DUNHILL MARKETING & INS. SVCS., INCv EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROKERS EQUOTE FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY MADISON BROKERAGE CORP. PETER TRUMMER INSURANCE TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. –––––––––– SINGLE PREMIUM WHOLE LIFE ACCENT INSURANCE THE ANNUITY STORE BAY RIVER INSURANCE BERBOWER INS. AGENCY BGA INSURANCE ILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP CASSANI & ASSOCIATES INS. SVCS., INC. CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE

2016 DIRECTORY

{ Life Insurance } INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEGACY INSURANCE SERVICES LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MACKELLAR ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MKTG. INC. TWH ANNUITIES & INSURANCE AGENCY INC. –––––––––– SPECIAL RISK ACCENT INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BGA INSURANCE BRYSON FINANCIAL GROUP CASSANI & ASSOCIATES INS. SVCS., INC. CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPAS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. DESIGNS IN LIFE EPIC INSURANCE BROKERS EQUOTE FINANCIAL PROFESSIONALS FLEMINGS INSURANCE SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS GROUP BENEFITS INC. HD MOOERS AND CO. JENKINS INSURANCE GROUP JONES ASSOCIATES FIN. & INS. SVCS. INC. LeCLAIR CORP. LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING OC LIFE INSURANCE AGENCY INC. PARADIGM PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS THE PRODUCERS GROUP SENIOR MARKET SALES TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. –––––––––– SURVIVOR LIFE ACCENT INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BELAIR INSURANCE SERVICES BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROKERS EQUOTE FINANCIAL PROFESSIONALS FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS

2016 DIRECTORY

GROUP BENEFITS INC. HD MOOERS AND CO. HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. JENKINS INSURANCE GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL NETWORK JONES ASSOCIATES FIN. & INS. SVCS. INC. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NEW GENERATION INS. MARKETING PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES THE PRODUCERS GROUP SENIOR MARKET SALES TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. –––––––––– TERM LIFE ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP. THE ANNUITY STORE BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIFORNIA GUARDIAN BROKERAGE CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI AND ASSOCIATES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COPOWER, INC. ANCILLARY GEN. AGENCY COASTAL FINANCIAL PARTNERS GROUP CORY STEPANEK. CLTC CPS INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DEALEY RENTON & ASSOCIATES DESIGNS IN LIFE DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFIT DUNHILL MARKETING & INS. SVCS., INC EDWARDS/GLICK INSURANCE MARKETING EMERSON REID EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY EPIC INSURANCE BROKERS EQUOTE FINANCIAL PROFRESSIOALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FSD FINANCIAL GBS INSURANCE AND FINANCIAL SVCS., INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HARTFIELD FINANCIAL HD MOOERS AND CO. HIGHLAND CAPITAL BROKERAGE HRBC INSURANCE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP

GA PRODUCT SOURCES

ITG WORLDWIDE INSURANCE AGENCY JENKINS INSURANCE GROUP JOHN HANCOCK FINANCIAL NETWORK J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LANDMARK SENIOR RESOURCES LARRY MEDEIROS LeCLAIR CORP. LEGACY INSURANCE SERVICES LIFEPRO FINANCIAL SERVICES LISI LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. MYERS-STEVENS-MELLO & CO., INS., SVCS. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES R.H. INSURANCE SERVICES SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY STAN ISRAEL INSURANCE SERVICES INC.v STEVE SHORR INSURANCE STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WARNER PACIFIC INSURANCE SERVICES WELLS FARGO WHOLESALE INS. SVCS. INC. –––––––––– UNIVERSAL LIFE ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIBRATED CAPITAL INC. CASSANI & ASSOCIATES INSURANCE SVCS. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CREEKMORE INSURANCE GROUP, INC. DEALEY RENTON DESIGNS IN LIFE DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FSD FINANCIAL SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GIDEON ADVISERS GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE

- CalBrokerMag.com -

INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JENKINS INSURANCE GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL NETWORK JONES ASSOCIATES FIN. & INS. SVCS. INC. LARRY MEDEIROS LeCLAIR CORP. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER LYMAN INSURANCE PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES RETIREMENT CHOICES OF CALIFORNIA R.H. INSURANCE SERVICES SENIOR MARKET SALES, INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. –––––––––– VARIABLE LIFE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS SACRAMENTO DESIGNS IN LIFE FINANCIAL PROFESSIONALS GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL NETWORK JONES ASSOCIATES FINANCIAL& INSURANCE SERVICES INC. LARRY MEIDEROS LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NFP PETER TRUMMER INSURANCE THE PRODUCERS GROUP TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. –––––––––– WHOLE LIFE ACCENT INSURANCE BROKERAGE ACE BENEFITS GROUP RETIREMENT & INS. THE ANNUITY STORE ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BERBOWER INSURANCE AGENCY BGA INSURANCE BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP.

CALIFORNIA BROKER | 23

GA PRODUCT SOURCES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DESIGNS IN LIFE DUNHILL MARKETING AND INS. SERVICES EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FSD FINANCIAL SERVICES GBS INSURANCE AND FINANCIAL SVCS., INC. GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JENKINS INSURANCE GROUP JOHN HANCOCK FINANCIAL NETWORK J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LeCLAIR CORP. LEGACY INSURANCE SERVICES THE LEISHER GROUP LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP RETIREMENT CHOICES OF CALIFORNIA R.H. INSURANCE SERVICES

ASSOCIATIONS CAHU Central California — www.ccahu.org Desert Cities — www.dcahu.org Golden Gate — www.ggahu.org Inland Empire — www.ieahu.org Kern — www.kernahu.org Los Angeles — www.laahu.org North Coast — www.northcoastahu.org North Valley — www.nvahu.org Orange County — www.ocahu.org Sacramento — www.sahu-ca.com San Diego — www.sdahu.org Santa Barbara — www.sbahu.org Silicon Valley — www.svahu.org Ventura County — www.vcahu.com

FPA FPA of Central California www.fpacentralcal.org FPA of the East Bay www.fpanet.org/Chapters/EastBay FPA of the Inland Empire www.fpanet.org/chapters/inlandempire FPA of Los Angeles www.fpala.org FPA of Northern California www.fpanc.org FPA of Orange County www.fpaocc.org

24 | CALIFORNIA BROKER

{ Whole Life, LTC, Workers’ Comp, Worksite Marketing }

SENIOR MARKET SALES SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE DENTAL PLAN TWH ANNUITIES & INSURANCE AGENCY INC. –––––––––– LONG TERM CARE ACE BENEFITS GROUP RETIREMENT & INS. ACCENT INSURANCE BROKERAGE AMERICAN ADVANCED BENEFITS AMERICAN CAPITAL SECURITY CORP ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE GROUP BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIFORNIA LTC INSURANCE SERVICES LLC. CAPITAS LTC CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CENCO INSURANCE MARKETING CORP. CLOCK INSURANCE AND FINANCIAL SERVICES CORY STEPANEK. CLTC COPOWER, INC. ANCILLARY GEN. AGENCY CPS INSURANCE SERVICES CPS INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATES DESIGNS IN LIFE DI & LTC INSURANCE SERVICES DI BROKER DUNHILL MARKETING & INS. SVCS. INC. EDWARDS/GLICK INSURANCE MARKETING

EPIC INSURANCE BROKERS E PRO INSURANCE AGENCY EMERSON REID EQUOTE FINANCIAL GRADE SENIOR CONSULTANTS FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY GBS INSURANCE AND FINANCIAL SVCS., INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GIDEON ADVISERS GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE HRBC INSURANCE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JENKINS INSURANCE GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL JONES ASSOCIATES FIN. & INS. SVCS. INC. KOUZMANOFF FIN./INS.SOURCES INC. LANDMARK SENIOR RESOURCESv LARRY MEDEIORS LECLAIR CORP. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES MADISON BROKERAGE CORP. M&O MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NEW GENERATION INS. MARKETING NORTHSTAR NETWORK INS. AGENCY, INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP RETIREMENT CHOICES OF CALIFORNIA R.H. INSURANCE SERVICES SAVE GAINS TAX SENIOR MARKET SALES STAN ISRAEL INSURANCE SERVICES INC. STREAMLINE BENEFITS

TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TWH ANNNITIES & INSURANCE AGENCY INC. W.J. BARRETT INSURANCE AGENCY INC. WORD & BROWN –––––––––– WORKERS’ COMP BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. LISI R.H. INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICES –––––––––– WORKSITE MARKETING AIS ACE BENEFITS GROUP RETIREMENT & INS. BELAIR INSURANCE SERVICES BENEFITMALL BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DI & LTC INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. LISI PRAM INSURANCE SERVICES INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING IN

{ CAHU, FPA, NAIFA CALIFORNIA } FPA of San Diego www.fpasandiego.org FPA of San Francisco www.FPASF.org FPA of San Gabriel www.fpasgv.org FPA of San Joaquin Valley www.chapters.onefpa.org/sanjoaquinvalley FPA of Silicon Valley www.FPASV.org FPA of Ventura County www.FPAnet.org FPA of West Valleys www.FPAnet.org

NAIFA CALIFORNIA NAIFA-Antelope Valley (661) 942-1101 hank@marvinins.com NAIFA-Central Coast (805) 439-2000 www.naifacc.org NAIFA-Central Valley (209) 524-1800 www.naifacentralvalley.org NAIFA-Fresno (559) 227-6100 www.naifafresno.org

NAIFA-Greater Foothills (626) 201-3316 www.naifapasadena.org

NAIFA-Northern California (916) 773-3343 www.naifanorcal.org

NAIFA-Inland Empire (949) 891-6745 www.naifaie.com

NAIFA-Orange County (949) 486-8307 www.naifaoc.org

NAIFA-Kern County (661) 397-3104 tony.congdon@nm.com

NAIFA-Palomar (949) 863-5966 www.naifanet.com/palomar

NAIFA-Los Angeles (310) 312-0907 www.naifala.com

NAIFA-San Diego (858) 793-5999 www.naifasandiego.org

NAIFA-Marin (415) 486-2189 www.naifamarin.com

NAIFA-San Fernando Valley (818) 587-4219 www.naifasfv.org

NAIFA-Merced (209) 383-5843 peter.padilla.B9C7@statefarm.com

NAIFA-San Francisco Peninsula (650) 227-0390 www.naifasfpeninsula.org

NAIFA-Monterey Bay (831) 763-4200 www.naifamontereybay.net

NAIFA-Santa Barbara (805) 688-6089 mike@mikeloveins.com

NAIFA-Mt. Diablo (415) 369-9990 www.naifanet.com/mountdiablo

NAIFA-Sequoia (209) 733-4884 wgoodreau@ft.newyorklife.com

NAIFA-North Bay (707) 224-4077 www.naifanorthbay.com

NAIFA-Silicon Valley (408) 452-6055 siliconvalleynaifa.org

NAIFA-North Orange County (714) 255-5138 douglasbrown@ft.newyorklife.com

- CalBrokerMag.com -

2016 DIRECTORY

{ Acupuncture, Chiropractic, COBRA } Employee Benefit Plans are designed to reduce costs and cut paperwork for consumers by contracting directly with providers. To receive benefits, consumers must use doctors and hospitals particpating in the plan. Prepaid plans are regulated by the Department of Corporations.

ACUPUNCTURE ChiroMetrics Michael Richard P.O. Box 25220 Fresno, CA 93729-5220 (877) 519-8839, Fax: (888) 439-4819 Email: michael.richard@chirometricsinc.com Website: www.chirometricsinc.com Plan Type: PPO, Self-Funded Products/Service: Acupuncture & Chiropractic and Physical Therapy Serving: Nationwide Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– Landmark Healthplan of California Contact: Sales 1610 Arden Way, Ste. 280 Sacramento, CA 95815 (916) 569-3312 Fax: (916) 646-1263 (800) 298-4875 Email: Sales@LHP-CA.com Website: www.LHP-CA.com Plan Type: PPO, EPO, HMO, Self-Funded Products/Services: Acupuncture, Chiropractic Min. Case Size: 2 Serving: Nationwide

CHIROPRACTIC AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Products/Services: Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide — — — — — — —ChiroMetrics Michael Richard P.O. Box 25220 Fresno, CA 93729-5220 (877) 519-8839 Fax: (888) 439-4819 Email: michael.richard@chirometricsinc.com Website: www.chirometricsinc.com Plan Type: PPO, Self-Funded Products/Service: Acupuncture & Chiropractic and Physical Therapy Serving: Nationwide –––––––––

2016 DIRECTORY

Choice Builder ® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254 Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice, Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– Landmark Healthplan of California Contact: Sales 1610 Arden Way., Ste. 280 Sacramento, CA 95815 (916) 569-3312, Fax: (916) 646-1263 (800) 298-4875 ext. 27761 Email: sales@LHP-CA.com Website: www.LHP-CA.com Plan Type: PPO, EPO, HMO, Self-Funded Products/Svcs.: Acupuncture, Chiropractic Min. Case Size: 2 Serving: Nationwide

COBRA Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655, Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental, & Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, nurses, and social workers. Serving: Nationwide –––––––––– AFLAC, West Territory Contact: Adam Michaels, Territory Vice Pres. Jay Hutchins, Regional Vice President 12121 Wilshire Blvd., Ste. 1225 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com jhutchins@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Northern California Contact: Les Heinsen 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: leheinsen@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

AFLAC, San Francisco Bay Area Contact: Rich Kunz, Market Director John DaVito, Senior Group Representative 601 Montgomery St, 14th floor San Francisco, CA 94104 (415) 684-1520 Fax: (415) 684 1216 email: rkunz@aflac.com, jdavito@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Central California Contact: Daniel Bredeson, Market Director Andrew Fry, Group Representative 641 Higuera St, ste 300 San Luis Obispo, CA 93401 (805) 439-2000 Fax: (805) 439 2003 email: dbredeson@aflac.com afry@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- North Contact: Brian Jaeggi, Market Director Darryl Freni, Group Rep 520 N Central Ave, suite 630 Glendale CA 91203 (818) 696-1493 Fax: (818) 696-1496 email: bjaeggi@aflac.com, dfreni@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- South Contact: Christopher Hager, Market Director Maisie Yang, Senior Group Representative 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6100 Fax: (310) 744-6199 email: chager@aflac.com, myang@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Orange County/ South Coast Contact: Barry Mcpherson, Market Director Richard Kendrick, Group Manager 2211 Michelson Drive, Ste. 1150 Irvine CA 92612 (949) 474-6009- Fax: (310) 744-6199 email: bmcpherson@aflac.com rkendrick@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide

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EMPLOYEE BENEFITS AFLAC, San Diego Contact: Andrew Grethel, Market Director Colleen LaPrade, Group Representative 6005 Hidden Valley Road, Ste. 150 Carlsbad CA 92011 (760) 918-0991 Fax: (855) 442-3370 email: agrethel@aflac.com@aflac.com claprade2@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– Benaissance/COBRAPoint Contact: John B. Jenkins 11808 Grant St., Ste. 200 68164 Omaha, NE 68106 (402) 884-7021, (877) 884-7021 Ext. 101 Fax: (402) 991-5374 email: john.jenkins@benaissance.com Website: www.benaissance.com Products/Services: Carrier Billing, COBRA, Direct Bill, ARRA, HIPAA, Compliance Administration Software Min.Case Size: 2+ Serving: Nationwide –––––––––– COBRA Plus Contact: Kelly Reyes 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2172 (888) 90-COBRA, (888) 902-6272 email: kreyes@benefitresource.com Website: www.benefitresource.com Products/Services: COBRA/HIPPA Compliance Min. Case Size: 20 Serving: Nationwide –––––––––– CONEXIS, a Division of WageWorks.com Contact: Justine Sobczyk 1100 Park Place, 4th Floor San Mateo, CA 94403 (877) CONEXIS [266-3947] ext. 4623 email: justine.sobczyk@wageworks.com Website: www.conexis.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide –––––––––– Ebix Inc Contact: Tony Bell 1 Ebix Way John Creek, GA 30097 (877) 805-2828 ext. 250 Fax: (559) 256-100 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, DE, DC, GA, MD, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA ––––––––––

CALIFORNIA BROKER | 25

EMPLOYEE BENEFITS Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581, (800) 300-3838 Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs,HSAs, POP, Time and Attendance, HIPAA, Privacy & Security, Payroll, HR Services, Portability Solutions Serving: Nationwide – ––––––––– JHC Insurance Services Contact: Joe Hernandez 5700 Moon Drive Ventura, CA 93003 (805) 644-9678, (888) 542-4467 Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA – ––––––––– OptumHealth Contact: Matt Hayward 3110 Lake Center Drive Santa Ana, CA 92704 Home office: 11000 Optum Circle Eden Prairie, MN 55344-2503 (714) 445-0712, (800) 728-4880 email: matthew.hayward@optum.com Website: www.optum.com Products/Services: Employer Stop Loss, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation, Biometric Screenings & Wellness Suite of Products Serving: Nationwide – –––––––– PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 Fax: (951) 656-9276 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/ HIPAA, Pension and Payroll, Section 125, ACA Reporting – ––––––––– Redwood Health Services Contact: John W. Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370, Fax: (707) 525-4270 (800) 548-7677 ext.121 email: jnacol@rhs.org Website: www.rhs.org Plan type: PPO, FSA, POP, HRA Products/Services: Health Plans, plus COBRA Administrations, Third Party Administration Min. Case Size: 2-1000 Serving: Nationwide

26 | CALIFORNIA BROKER

{COBRA, Dental } DENTAL Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655, Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental, Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, nurses, and social workers. Serving: Nationwide –––––––––– Aetna Inc. California Contact: Kathleen Dibble 21215 Burbank Blvd., Ste. 620 Woodland Hills, CA 91367 818-832-6169, Fax: 860-907-3948 Plan Type: DMO, PPO, Indemnity, HMO, OAMC, HRA, HSA, MC Product Services: Dental Plans, Medical Plans, Life & Disability Min. Case Size: 2 Serving: Contact Aetna for Details –––––––––– AFLAC, West Territory Contact: Adam Michaels, Territory Vice Pres. Jay Hutchins, Regional Vice President 12121 Wilshire Blvd., Ste. 1225 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com jhutchins@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Northern California Contact: Les Heinsen 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: leheinsen@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, San Francisco Bay Area Contact: Rich Kunz, Market Director John DaVito, Senior Group Representative 601 Montgomery St, 14th floor San Francisco, CA 94104 (415) 684-1520 Fax: (415) 684 1216 email: rkunz@aflac.com jdavito@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

AFLAC, Central California Contact: Daniel Bredeson, Market Director Andrew Fry, Group Representative 641 Higuera St, ste 300 San Luis Obispo, CA 93401 (805) 439-2000 Fax: (805) 439 2003 email: dbredeson@aflac.com, afry@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- North Contact: Brian Jaeggi, Market Director Darryl Freni, Group Rep 520 N Central Ave, suite 630 Glendale CA 91203 (818) 696-1493 Fax: (818) 696-1496 email: bjaeggi@aflac.com, dfreni@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- South Contact: Christopher Hager, Market Director Maisie Yang, Senior Group Representative 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6100 Fax: (310) 744-6199 email: chager@aflac.com, myang@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Orange County/ South Coast Contact: Barry Mcpherson, Market Director Richard Kendrick, Group Manager 2211 Michelson Drive, Ste. 1150 Irvine CA 92612 (949) 474-6009- Fax: (310) 744-6199 email: bmcpherson@aflac.com rkendrick@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, San Diego Contact: Andrew Grethel, Market Director Colleen LaPrade, Group Representative 6005 Hidden Valley Road, Ste. 150 Carlsbad CA 92011 (760) 918-0991 Fax: (855) 442-3370 email: agrethel@aflac.com@aflac.com claprade2@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide

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AIG Benefits Solutions Employee Benefits Solutions Contact: Monica Mikhail 777 S. Figueroa St., Ste. 1800 Los Angeles, CA 90017 (213) 689-3500 Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: www.aig.com Products/Services: Disability, Life, LTC, STD, Voluntary Benefits and Worksite Products Serving: Southern California Area –––––––––– Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921, (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA medical gap plans, Telemedicine, Accident, Critical Illness; Dental (ind., group) Serving: Nationwide –––––––––– AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide –––––––––– Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (714) 641-1800 Cell: (949) 214-5662, Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide –––––––––– Anthem Blue Cross Small Group (2-100 lives) Contact: Chris McConathy, Director, Small Group Specialty Sales 4553 La Tienda Drive Thousand Oaks, CA 91362 (805) 557-4461 email: christa.mcconathy@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 2 Serving: Nationwide ––––––––––

2016 DIRECTORY

COBRA Act 1094C/1095C & HIPAA Five Points Reporting Services for PayPro We can help! We are Drowning in Administrators, PayPro Administrators, Compliance the TPA that a TPA that can save can give you a Quicksand? you with our expertise! hand with compliance and Ourmore. Specialties Include: 4 Affordable Care

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6180 Quail Valley Court, Riverside, CA 92507 • (800) 427-4549 • (951) 656-9273 ext. 226 • Fax (951) 656-9276 (800) 427-4549 • (951) 656-9273 ext.or226 • Fax (951) 656-9276 Email: bobbikaelin@pagroup.us Sales@pagroup.us Email: bobbikaelin@pagroup.us or Sales@pagroup.us • CA License#OG76414

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EMPLOYEE BENEFITS Anthem Blue Cross Large Group (101+ lives) Contact: Randy Ebersberger, Director of Specialty Sales 801 South Figueroa St. Los Angeles, CA 90017 (818) 399-6195 Email: Randy.Ebersberger@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 51+ Serving: Nationwide – ––––––––– BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sales 17701 Mitchell North Irvine, CA 92614-6028 800-237-8543 ext. 169 949-222-2169 Email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States – ––––––––– Blue Shield of California Contact: Producer Services (800) 559-5905 email: producerservices@blueshieldca.com Website: www.blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans. Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide – ––––––––– California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Dental, Vision Serving: All Counties – ––––––––– California Dental Network Inc. Contact: Brian Watts 23291 Mill Creek Dr., Ste. 100 Laguna Hills, CA 92653 (949) 830-1600×1401 Fax: (949) 830-1655, Cell: (949) 528-5844 email: brian.watts@dentaquest.com Website: www.caldental.net Plan Type: HMO/PPO Products/Services: Dental Plans Min. Case Size: 2 (plus individual) Serving: Contact CalDental for Details – ––––––––– Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 – –––––––––

28 | CALIFORNIA BROKER

{ Dental } Cigna HealthCare Inc. Select Segment (25-249 EEs) 1340 Treat Blvd., Ste. 599 Walnut Creek, CA 94597 (925) 906-8208\ Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Vision –––––––––– Cigna HealthCare Inc. 1 Front St., Ste. 700 San Francisco, CA 94111 415-374-2500., Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving:Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Merced, Monterey, Napa, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Yuba –––––––––– Cigna HealthCare Inc. 3636 Nobel Dr., Ste. 150 San Diego, CA 92122 (858) 625-5600, Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County –––––––––– Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties –––––––––– Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262, Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties –––––––––– Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr. , Ste. A-1 Stockton, CA 95219 (800) 350-3989, Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products: Dental (group, ind.); Vision (group); Life (group); Disability (group); Medical Gap (group); Chiropractic/Acupuncture (group) ––––––––––

Dedicated Dental Systems, Inc. Contact: Plan Manager 9800 La Cienega Blvd., Ste. 800 Inglewood, CA 90301 (800) 277-1112, Fax: (866) 647-0699 Website: www.dedicated-dental.com Plan Type: DHMO Product/Services: Dental Plans Min.Case Size: 3 Serving: CA –––––––––– Delta Dental of California N. California Contact: Kevin O’Toole 100 First St. San Francisco, CA 94105 (415) 972-8300, Fax: (415) 972-8466 Email: ncasales@delta.org S. California Contact: Ben Lowry 17871 Park Plaza Dr., Ste. 200 Cerritos, CA 90703 (562) 403-4040, Fax: (562) 924-3172 Email: scasales@delta.org Website: www.deltadentalins.com Plan Type: PPO, Indemnity, DHMO Products/Services: group, individual and senior dental plans; group vision plans Min. Case size: 2 Serving: CA –––––––––– Denali Dental & Vision Contact: Katie Quinn 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010, Fax: (651) 649-3502 Cell: (612) 708-8448 email: katie@directbenefits.com website: www.denalidental.com Indemnity and PPO Dental and Vision Insurance for individuals, seniors and groups Min. Case Size: 1 –––––––––– Dental Alternatives Insurance Services, Inc. DBA: Solid Benefits Contact: Maribeth Tennison 2950 Airway Ave#A-13 (800) 445-8119, (714) 429-0200 Fax: (714) 429-1261 email: mb@gotodais.com Website: www.gotodais.com Plan Type: HMO, PPO, Dual & Triple Option. Services/Plans: Consulting/Dental & Vision Min. Case Size: 2 Serving: Primarily CA ––––––––– Dental Health Services Corporate Office Contact: Josh Nace, Maria Escorsia 3833 Atlantic Ave. Long Beach, CA 90807 (888) 459-3314, Fax: (562) 276-1211 email: jnace@dentalhealthservices.com email: mescorsia@dentalhealthservices.com Website: www.dentalhealthservices.com Plan Type: DHMO, Indemnity, PPO, EPO Products/Services: Employer Sponsored Voluntary and individual Dental Plans Min. Case Size: 2 Serving: CA, WA, OR –––––––––– DentalInsurance.com Contact: Avery Smith 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 390-1000 ext. 217 Direct (800) 296-3800 Fax: (310) 390-3158 email: as@kelsey.com email: customersupport@DentalInsurance.com Website: www.dentalinsurance.com Plan Type: DHMO, PPO, Indemnity, Discount Products/Services: Dental Insurance Plans Min. Case Size: 1 Serving: Nationwide ––––––––––

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Direct Benefits, Inc. Contact: Katie Quinn 325 Cedar St., Ste. 800 Saint Paul, MN 55101 (800) 620-5010, (651) 259-6240 Cell: (612) 708-8448 Fax: (651) 649-3502 email: katie@directbenefits.com Website: www.directbenefits.com Products/Services: Dental, Disability, Life and Vision Benefits Serving: Nationwide –––––––––– First Dental Health Contact: Susan Lawson 5771 Copley Drive, Ste. 101 San Diego, CA 92111 (858) 444-2663, (800) 334-7244 ext. 2663 Fax: (866) 317-2531 email: susan.lawson@newdentalchoice.com Website: www.firstdentalhealth.com Website: www.newdentalchoice.com Plan Type: Individual and Group Dental Discount Plans, PPO and EPO dental network leasing. Products/Services: Dental Plans Min. Case Size: 5 Serving: Nationwide –––––––––– Guardian Life Insurance Company of America Los Angeles Contact: Joseph Stefano, Director of Sales 888 S. Figueroa St., Ste. 480 Los Angeles, CA 90017 (310) 765-2200 Orange County Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464 (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 298-3502 email: gholdgrafer@glic.com Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com Fresno Brady Spencer, District Manager, Fresno, Bakersfield, Santa Barbara (559) 353-0400 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib. Min. Case Size: 2-5000 Serving: Nationwide –––––––––– Health Net of California Contact: Broker Services Dept. P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1,4 Fax for Enrollment: (800) 977-4161 Fax for Broker Services: (800) 361-5324 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Ind Serving: CA, AZ, OR ––––––––––

2016 DIRECTORY

by Premier Access

A PERFECT PAIR! We We smile smile with with our our mouth mouth and and our our eyes. eyes. That’s That’s why why dental and vision plans are so perfectly dental and vision plans are so perfectly matched. matched. Essentials Essentials by by Premier Premier Access Access is is the the best best way way to to keep keep them both happy. We have the experience and them both happy. We have the experience and skill skill to to match match exceptional exceptional products products and and providers providers — — general general and and specialty specialty dentists, dentists, ophthalmologists, ophthalmologists, optometrists optometrists and opticians — with the and opticians — with the people people who who need need them. them.

ESSENTIAL ESSENTIAL DENTAL DENTAL We put our experience where your We put our experience where your mouth is, providing quality dental care mouth is, providing quality dental care at an affordable price. at an affordable price.

Quality dental and vision care Quality dental and vision care from credentialed providers from credentialed providers

ESSENTIAL ESSENTIAL VISION VISION Entrust your eyes to us. Whether you have Entrust your eyes to us. Whether you have as few as ﬁve pairs of eyes or more than a as few as ﬁve pairs of eyes or more than a million, our experience will shine. million, our experience will shine.

Friendly, personal service Friendly, personal service from a single point of contact from a single point of contact

Rich (and growing!) network Rich (and access fromgrowing!) providersnetwork near you access from providers near you

To learn more about Premier Access, contact your sales To learn more about Access, contact your sales representative todayPremier or visit www.premierlife.com. representative today or visit www.premierlife.com. 8890 Cal Center Drive, Sacramento, CA 95826 8890 Cal Center File # 2016-28863 (exp. 9/18)Drive, Sacramento, CA 95826 File # 2016-28863 (exp. 9/18)

Premier Access is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, New York, For Premier Access is a wholly-owned subsidiary ofNY The10004. Guardian Agent/Broker Use Only. for useNew withYork, the general public. Life Insurance Company ofNot America, NY 10004. For

Agent/Broker Use Only. Not for use with the general public.

EMPLOYEE BENEFITS Humana Contact: Brian Sullivan 6320 Canoga Ave., 15th Floor Woodland Hills, CA 91367 (818) 598-1104 email: bsullivan6@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, HumanaVitality (wellness solution). Min Case Size: 2 – ––––––––– IHC Health Solutions Contact: Ryan Rosenberg 5353 Wayzata Blvd., Ste. 300 Minneapolis, MN 55416 (866) 746-6610 Fax: (952) 746-6635 email: ryan.rosenberg@ihcgroup.com Plan Type: Indemnity, PPO Products/Services: Dental and Vision Plans Min. Case Size: Group of 2-99 Serving: Nationwide – ––––––––– Liberty Dental Plan Contact: Marsha Hazlewood P.O. Box 26110 Santa Ana, CA 92799-6110 (888) 703-6999 ext. 203 (949) 223-8927, Fax: (949) 270-0114 email: hazlewood@libertydentalplan.com Website: www.libertydentalplan.com Plan Type: Dental HMO, Dental ASO, Discount/Access Dental, Dental PPO, Vision Min. Case Size: 3 Serving: Alameda, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Tulare, Ventura, Yolo – ––––––––– Magnum Dental & Vision Contact: Katie Quinn 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503, (800) 620-5010 Cell: (612) 708-8448 email: katie@directbenefits.com Website: www.magnumdental.com Indemnity and PPO Dental and Vision Insurance for Individual and Groups 2-125 – ––––––––– Managed Dental Care The Guardian Contact: Candee Bolyog 21820 Burbank Blvd., Ste. 200 Woodland Hills, CA 91367 (818) 596-5825 (800) 273-3330, Fax: (818) 596-5891 email: candee_bolyog@glic.com Plan Type: DHMO, PPO Products/Services: Dental Plans Min.Case Size: 10 Serving: Alameda, Bakersfield, Contra Costa, Fresno, Kern, Los Angeles, Marin, Orange, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Stanislaus, Ventura – –––––––––

30 | CALIFORNIA BROKER

{ Dental, Employee Choice } MWG Dental & Vision Plan Contact: MWG Broker Services P.O. Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 206-7967, (877) 759-5728 Fax: (601) 956-1702 email: brokerservices@morganwhite.com Website: www.mwgdental.com Plan Type: Group Indemnity, PPO Products/Services: Group/Individual Dental & Vision Plans Min. Case Size: 2 Serving: Nationwide –––––––––– Newport Dental Plan Contact: Lanchi Hua 100 Spectrum Center Dr. Ste. 1500 Irvine, CA 92618 (714) 668-1300, (800) 49-SMILE Fax: (714) 428-1375 email: lanchi.hua@smilebrands.com Website: www.smilebrands.com Plan Type: DHMO Products/Services: Dental Plans Min. Case Size: 2 Serving: CA –––––––––– Premier Access Dental and Vision Contact: Rodney Mattos 8890 Cal Center Dr. Sacramento, CA 95826 (888) 326-3210, Fax: (916) 646-9000 email: rodney@premierlife.com Website: www.premierlife.com Plan Type: DHMO, DMO, PPO, Indemnity, Self-Funded, Voluntary Products/Services: Dental Plans & Vision Plans Min. Case Size: 1 (Dental) 10 (Vision) Serving: AZ, CA, CT, CO, KY, TX, NJ, NV, PA, UT, VA –––––––––– PrimeCare Dental Plan Contact: David S. Teran IV 10700 Civic Center Dr., Ste. 100A Rancho Cucamonga, CA 91730 (800) 937-3400, (909) 483-8310 Fax: (909) 483-5351 email: dteran@primecaredental.net Website: www.primecaredental.net Plan Type: DHMO, DPPO Individual, Group Products/Services: Dental Min.Case Size: 1 Serving: Alameda, Butte, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Kern, Kings, Los Angeles, Madera, Mariposa, Merced, Monterey, Napa, Nevada, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Luis Obispo, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Tuolumne, Ventura, Yolo, Yuba –––––––––– Russell Group Benefits, Alliance Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694, Fax: (661) 398-5694 email: cfr.rgba@bak.rr.com Products/Services: Group and Individual Medical, Dental, Vision, Accident, Supplemental, Life, and Disability; Insured and Self-Funded ––––––––––

Securian Dental Contact: Shayna Ray 730 S Broadway Gilbert, MN 55741 (866) 827-3318 ext. 2096 Fax: (866) 440-8787 email: sray@securiandental.com Website: www.securiandental.com Plan Type: PPO, Indemnity Products/Services: Dental Plans Serving: Nationwide –––––––––– Security Life Security Life is now part of the Ameritas family Contact: Ted Williams 10901 Red Circle Drive Minnetonka, MN 55347 (952) 945-3534, (800) 328-4667 ext. 3534 email: ted.williams@securitylife.com Website: www.securitylife.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Product/Services: Dental Plans, Vision (group, Ind.) Serving: Statewide –––––––––– Spirit Dental & Vision Contact: Katie Quinn 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502, Cell: (612) 708-8448 email: katie@directbenefits.com Website: www.spiritdental.com Products/Services: Individual, Senior and Group 2-149 Dental and Vision Insurance –––––––––– TripleChoicePlan Contact: Lawrence V. Kent 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 470-2343 ext. 0, (800) 489-7577 Fax: (310) 441-5660 email: info@triplechoiceplan.com email: la.quotes@triplechoiceplan.com Website: www.triplechoiceplan.com Products/Services: Dental Plan type: DHMO, PPO, Indemnity, Individual and Group Min. Case Size: 2 Serving: Statewide –––––––––– United Concordia Dental Contact: Laurie S. Laspina Vice President, Western Division 21700 Oxnard, Ste. 500 Woodland Hills, CA 91367 (818) 936-1371 email: laurie.laspina@ucci.com Website: www.ucci.com Plan Type: DHMO, FFS, PPO, ASO Products/Services: Dental Plans Min. Case Size: 2 Serving: Nationwide –––––––––– UnitedHealthcare Dental Contact: Hether Lee Regional VP of Specialty Benefits 5 Centerpointe Dr., Suite 600 Lake Oswego, OR 97035 (503) 603-7023 Website: www.uhcspecialtybenefits.com Products/Services: Vision, Dental, Life & Disability Serving: Nationwide ––––––––––

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Vision Plan of America Individual Vision & Dental Employer Paid & Voluntary Group Vision Benefits (2+) (800) 400-4VPA (4872) (Vision Plan of America) Contact: Marketing Department 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 90010 (213) 384-2600 ext. 109 (800) 400-4-VPA ext. 109 Fax: (213) 384-0084 email: mayra@visionplanofamerica.com email: erick@visionplanofamerica.com Website: www.visionplanofamerica.com Products/Services: Vision(ind., group), Dental Plans (ind., group) Plan Type: HMO, Voluntary Min. Case Size: 2 Serving: California –––––––––– Western Dental Services Inc. Contact: Benefits Divison P.O. Box 14227 Orange, CA 92868 (800) 686-2562, Fax: (714) 571-3605 email: proposals@westerndental.com Website: www.westerndental.com Plan Type: HMO Products/Services: Dental Min. Case Size: 2 Serving: CA, AZ, TX, CO

EMPLOYEE CHOICE CaliforniaChoice® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 (800) 542-4218, Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 1-100 –––––––––– Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 412-9254, Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– Covered California For Small Business Contact: Chris Patton, VP of Sales and Agent Management P.O. Box 7010 Newport Beach, CA 92660 Direct: (949) 885-4739 Sales: (844) 332-8384 Customer Service Line: (877) 453-9198 Fax: (949) 809-3264 Email: cpatton@covered.ca.gov Email: shopquotes@covered.ca.gov Website: www.coveredca.com/small-business #HMO Plans: Based on CA Region #PPO Plans: Based on CA Region Min. Case Size: 1-100 Co-Pay Options: Multiple Options, Call for Details Serving: CA ––––––––––

2016 DIRECTORY

{ Health Carriers } Ebix Inc. Contact: Tony Bell 1 Ebix Way John Creek, GA 30097 (877) 805-2828 ext. 250 Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CT, CO, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA

HEALTH CARRIERS Aetna Inc. California Contact: Kathleen Dibble 21215 Burbank Blvd., Ste. 620 Woodland Hills, CA 91367 (818) 932-6169 Fax: (860) 907-3948 Website: www.aetna.com Plan Type: DMO, PPO, Indemnity, HMO, OAMC, HRA, HSA, MC Products/Services: Dental Plans, Medical Plans, Life & Disability Min. Case Size: 2 Serving: Contact Aetna for Details – ––––––––– AFLAC, West Territory Contact: Adam Michaels, Territory Vice Pres. Jay Hutchins, Regional Vice President 12121 Wilshire Blvd., Ste. 1225 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com jhutchins@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Northern California Contact: Les Heinsen 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: leheinsen@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide – –––––––– AFLAC, San Francisco Bay Area Contact: Rich Kunz, Market Director John DaVito, Senior Group Representative 601 Montgomery St, 14th floor San Francisco, CA 94104 (415) 684-1520 Fax: (415) 684 1216 email: rkunz@aflac.com jdavito@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide – ––––––––

2016 DIRECTORY

AFLAC, Central California Contact: Daniel Bredeson, Market Director Andrew Fry, Group Representative 641 Higuera St, ste 300 San Luis Obispo, CA 93401 (805) 439-2000 Fax: (805) 439 2003 email: dbredeson@aflac.com afry@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- North Contact: Brian Jaeggi, Market Director Darryl Freni, Group Rep 520 N Central Ave, suite 630 Glendale CA 91203 (818) 696-1493 Fax: (818) 696-1496 email: bjaeggi@aflac.com dfreni@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- South Contact: Christopher Hager, Market Director Maisie Yang, Senior Group Representative 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6100 Fax: (310) 744-6199 email: chager@aflac.com myang@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Orange County/ South Coast Contact: Barry Mcpherson, Market Director Richard Kendrick, Group Manager 2211 Michelson Drive, Ste. 1150 Irvine CA 92612 (949) 474-6009- Fax: (310) 744-6199 email: bmcpherson@aflac.com rkendrick@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

AFLAC, San Diego Contact: Andrew Grethel, Market Director Colleen LaPrade, Group Representative 6005 Hidden Valley Road, Ste. 150 Carlsbad CA 92011 (760) 918-0991 Fax: (855) 442-3370 email: agrethel@aflac.com@aflac.com claprade2@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– Anthem Blue Cross Contact: Steve Shearer Regional Vice President, Individual Sales 4553 La Tienda Dr. Thousand oaks, CA 91362 (805) 713-8004 email: steve.shearer@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide ___________ Anthem Blue Cross Contact: Jack Lyons Regional Vice President, Small Group Sales 4553 La Tienda Dr. Thousand oaks, CA 91362 (805) 557-5657 email: jack.lyons@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide –––––––––– ArmadaCare Contact: Nick Limneos 230 Schilling Circle, Ste. 140 Hunt Valley, MD 21031 (855) 571-1895 Email: www.uhinfo@armadacare.com Website: www.armadacare.com/sweeter Plan Type: Group, Limited Benefits, Supplemental Plans Offered: Group Min. Case Size: 3 Serving: Statewide –––––––––– Blue Shield of California Contact: Producer Services (800) 559-5905 producerservices@blueshieldca.com Website: www.blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans. Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide –––––––––– CaliforniaChoice ® Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (800) 542-4218, Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 1-100 ––––––––––

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EMPLOYEE BENEFITS California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Medical, Dental, Vision Serving: All Counties –––––––––– Cigna HealthCare Inc. Select Segment (25-249 EEs) 1340 Treat Blvd., Ste. 599 Walnut Creek, CA 94597 (925) 906-8208 Website: www.cigna.com Plan Type: HMO, PPO, EPO, and HDHP Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Vision –––––––––– Cigna HealthCare Inc. 1 Front St., Ste. 700 San Francisco, CA 94111 415-374-2500 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, EPO, and HDHP Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Merced, Monterey, Napa, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Yuba –––––––––– Cigna HealthCare Inc. 3636 Nobel Dr., Ste. 150 San Diego, CA 92122 (858) 625-5600, Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, EPO, PPO, and HDHP Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County –––––––––– Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, EPO, PPO, and HDHP Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties –––––––––– Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, EPO, PPO, and HDHP Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties ––––––––––

CALIFORNIA BROKER | 31

EMPLOYEE BENEFITS Covered California For Small Business Contact: Chris Patton, VP of Sales & Agent Management P.O. Box 7010 Newport Beach, CA 92660 Direct: (949) 885-4739 Sales: (844) 332-8384 Customer Service Line: (877) 453-9198 Fax: (949) 809-3264 Email: cpatton@covered.ca.gov Email: shopquotes@covered.ca.gov Website: www.coveredca.com/forsmallbusiness HMO Plan: Based on CA region PPO Plans: Based on CA region Plans Offered: Group Min. Case Size: 1-100 Co-Pay Options: Multiple Options available, Call for more details! Serving: CA – ––––––––– Fringe Benefit Group-Framework Health Plan Contact: Mike Rodgers 11910 Anderson Mill Road Austin, TX 78726 (512) 827-5351 (800) 551-3424 Fax: (512) 827-4351 email: mrodgers@sbg.com Website: www.frameworkhealthplan. com Min. Case Size; 51 Plan Type: Group Limited Benefits – ––––––––– Health Net of California Contact: Broker Services Dept. P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1,4 Exchange Billing: (800) 547-2967 option 0 Non-Exchange Billing: (800) 939-2172 option 3 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Individual Serving: CA – ––––––––– Kaiser Permanente Contact: Broker Compensation Services P.O. Box 23250 San Diego, CA 92193-9917 (800) 440-2323 Fax: (855) 577-2963 Website: account.kp.org website: www.kp.org/choosebetter Products/Services: Health Carriers Min. Case Size: 1 Plan Type: HMO, PPO, POS (including Deductible HMO, HSA and HRA plans) Plans Offered: Group, Individual, Medicare, Occupational Health Kaiser Permanente Serving N. CA: Alameda, Amador*, Contra Costa, El Dorado*, Fresno*, Kings*, Madera*, Marin, Mariposa*, Napa*, Placer*, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara*, Solano, Sonoma*, Stanislaus, Sutter*, Tulare*, Yolo*, Yuba* (*indicates partial counties) Kaiser Permanente Serving S. CA: Imperial*, Kern*, Los Angeles*, Orange, Riverside*, San Bernardino*, San Diego*, Ventura* (*indicates partial counties) ––––––––––

32 | CALIFORNIA BROKER

{ Health Carriers, Hearing Benefits, Prepaid Legal } Redwood Health Services Contact: John Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370, (800) 548-7677 Ext. 121 Fax: (707) 525-4270 email: jnacol@rhs.org Website: www.rhs.org Plan Types Offered: PPO, FSA, POP, HRA Products/Services: Health Plans, plus COBRA Administration, Third Party Administration Min. Case Size: 2-1,000 Serving: Nationwide –––––––––– Russell Group Benefits, Alliance Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfr.rgba@bak.rr.com Products/Services: Group and Individual Medical, Dental, Vision, Accident, Supplemental, Life, and Disability; Insured and Self-Funded –––––––––– SCAN Health Plan Contact: Edith Monge–Manager, Employer Group Sales 3800 Kilroy Airport Way, Suite 100 Long Beach, CA 90806 (562) 989-5106 FAX (562) 989-5153 email: EMonge@scanhealthplan.com Website: www.scanhealthplan.com Plan Type: HMO, MA-PD Products/Services: Medicare Advantage, Employer Group Retiree Benefits/ EGWP Serving: Los Angeles, Orange, Riverside, San Bernardino, San Diego, Ventura, San Joaquin, Santa Clara, Napa, Sonoma, San Francisco, and Marin Counties. –––––––––– Sharp Health Plan Contact: Sales Department 8520 Tech Way, Suite 200 San Diego, CA 92123 (858) 499-8377, (800) 359-2002 Fax: (858) 499-8244 email: Michael.Byrd@sharp.com Website: www.sharphealthplan.com Plan Type: HMO, HSA, PPO, POS Products/Services: Individual, Small Group, Large Group Min. Case Size: 2 for group, Individual Serving: San Diego, S. Riverside Counties –––––––––– Symetra Life Insurance Company Contact: Jeff Farmer, National Sales Director, Life, DI, And Select Benefits/ Benefits Division 777 108th Ave., NE., Ste. 1200 Bellevue, WA 98004 (800) 796-3872 (678) 728-1541 Fax: (866) 532-1362 email: GRPLIF@symetra.com Website: www.symetra.com Plan type: Group Products/Services: Fixed-payment medical, MEC plan administration, Life and AD&D, Disability, FMLA administration, Medical Stop Loss, Accident, Critical Illness Min. employer group size: Varies by product Serving: Nationwide, state availability varies by product ––––––––––

UnitedHealthcare National Accounts 425 Market Street, 14h Floor San Francisco, CA 94105 (888) 842-4571 (800) 357-0978 Website: www.uhc.com Plan Type: PPO, POS, EPO, CDH, Indemnity Products/Services: Health Carriers Min. Case Size: +3,000 employees Serving: Nationwide UnitedHealthcare Small/Mid/Large Business Contact: Tim Rhatigan 5701 Katella Ave. Cypress, CA 90630 (714) 226-7798 (T. Rhatigan) email: Tim.Rhatigan@uhc.com Website: www.uhc.com Plan Type: PPO, HSA, HRA, ASO, HMO, POS Products/Services: Health Carriers Min. Case Size: 2+employees Serving: CA –––––––––– Western Health Advantage Contact: Elizabeth Hargett 2349 Gateway Oaks Dr., Ste. 100 Sacramento, CA 95833 (916) 563-3198, Fax: (916) 568-1338 email: whasales@westernhealth.com Website: www.westernhealth.com Plan Type: HMO Products/Services: Health Carriers Min. Case Size: 1 Serving: El Dorado, Marin, Napa, Placer, Sacramento, Solano, Sonoma, Yolo Counties

HEARING BENEFITS Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (949) 945 2402, Cell: (949) 214-5662 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide –––––––––– Beltone Hearing Healthcare Network Contact: Dawn Belter 2601 Patriot Blvd. Glenview, IL 60026 (800) 621-1275 ext. 3771 Fax: (847) 832-3665 email: belterd@beltone.com Website: www.beltone.com Products/Services: Hearing Benefits and Services Serving: Nationwide –––––––––– Epic Hearing HealthCare 3191 W. Temple Ave, Ste 200 Pomona CA 91768 (877) 606-3742, Fax: (909) 718-8457 email: sales@epichearing.com Website: www.epichhearing.com Products/Services: Ancillary Hearing Benefits, ASO and Insured Indemnity Plans for hearing not covered by major medical Serving: Nationwide –––––––––

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Vision Service Plan (VSP) N. & Central CA Contact: Kate Lawrence (800) 852-7600, Ext. 4817 Cindy Holmes, Ext. 4801 S. CA Contact: Polly PJ Hudson (800) 852-7600 Ext.4816 Karen Schnabel, Ext. 4757 3333 Quality Dr. Rancho Cordova, CA 95670 Fax: (916) 463-3926 email: cindy.holmes@vsp.com email: kate.lawrence@vsp.com email: pj.hudson@vsp.com email: karen.schnabel@vsp.com Website: www.vsp.com Products/Services: Employer Paid Plan down to 2 and Voluntary Plans down to 10 enrolled Min. Case Size: 2 Serving: Nationwide

PREPAID LEGAL ARAG Contact: Sales Support 400 Locust Street, Ste. 480 Des Moines, IA 50309 (800) 758-2860 Fax: (515) 246-8710 email: info@araglegal.com Website: www.araglegal.com Products/Services: Legal Plans Serving: Nationwide –––––––––– Hyatt Legal Plans A MetLife Company Contact: Ann McDonald 1111 Superior Avenue Cleveland, OH 44114 (800) 423-0300 Fax: (216) 694-4305 email: amcdonald@legalplans.com Website: www.legalplans.com Products/Services: Legal Plans Serving: Nationwide –––––––––– Legal Access/LegalEase Contact: Mark Torrison 5850 San Felipe St., Ste. 600 Houston, TX 77057 (800) 562-2929 Ext. 3700 Fax: (713) 785-1189 email: mark_torrison@legalaccessplans.com Website: www.legalaccessplans.com Min Case Size: 1 Products/Services: Legal Plans, Identity Theft Protection, Financial Planning, Financial Counseling, Small Business HR Plan, Elder Law Serving: Nationwide –––––––––– Legal Club of America Contact: Donald A. Rowe, RHU 7771 W. Oakland Park Blvd., Ste. 217 Sunrise, FL 33351 (954) 377-0565, Fax (954) 377-0245 email: Drowe@legalclub.com Website: www.legalclub.com Product/Services: Group Legal and ID Theft programs. Together or stand alone. Available for groups of 10 lives and up. Serving: Nationwide –––––––––– Legal Shield Contact: Andrew Kovach Sr. Manager 110 E. Huston St. San Antonio, TX 78205 email: andrew@kovachenterprises.com Website: kovachenterprises.com Products: Legal & identity theft protection plans Serving: Nationwide

2016 DIRECTORY

{ Prescription Drugs, Psychological Plans } PRESCRIPTION DRUG

RxReins Contact: Crystal Williams Aigilis Corporation 235 E Broadway, Ste. 960 Long Beach, CA 90802 Contact: Mark Gebhardt P.O. Box 2284 P.O. Box 953279 Lake Mary, FL 32795 Community Action The Holman Group (407) 324-3921, (866) 205-1936 Palm Springs, CA 92263-2284 Contact: Elizabeth Holman EAP ( Non-Profit) Fax: (480) 287-8574 (888)RxReins Robert Bruner Ave., Ste. 100 email:Contact: info@aigilis.com Fax:9451 (760)Corbin 262-3178 email: cwilliams@rxreins.com Website: 1481www.aigilis.com Ford St., Ste. 201 Northridge, CA 91324 Website: www.rxreins.com Products: ACACA. Medical Redlands 92373 GAP Plans, (818) 704-1444 (800) 321-2843 Telemedicine, Accident, Critical Illness, Products: Prescription (800) 777-9376 Fax (909) 307-3246 Fax: (818) 704-9339 Drug Card; Stop Dental (ind., group), Health (group, ind.); Loss Insurance email: r.bruner@caeap.com email: theholmangroup@holmangroup.com Serving: Nationwide Life Insurance Quote Engine for website, Website: www.caeap.com – – –Website: – – – – – –www.holmangroup.com – Medicare Supplement, Vision Products/Services: Products/Services: Mental Health & SubServing: Nationwide Employee Assistance TADCO Capital Programs, DOT and Non-DOT Substance stance Abuse, EAP, Wellness, HR Consulting – ––––––––– Insurance Managers Inc. Contact: Todd Davis AmeriPlan USA Abuse Professional Evaluations, Work/Life Min. Case Size: 3 Benedict Lane Contact: Sales Department Services, Critical Incident Stress Debriefings, 4109 Serving: Nationwide 5700Wellness Democracy Dr. Disaster Planning Austin, TX 78746 Programs, –––––––––– Plano, TX 75024 (512) 306-9688, (800) 233-6145 MHN, INC. Min. case size: 50 (469) 229-4500, Fax: (469) 229-4115 email: tdavis@capinsmgr.com Contact: Jude Honne Serving: Nationwide Website: email: sales@ameriplanusa.com 2370 Kerner Blvd. www.capitalinsurancemanagers.com email:–––––––––– MGRSales@ameriplanusa.com Empathia San Rafael, CA 94901 Website: www.ameriplanusa.com Products/Services: Stand Alone Prescription(415) Drug460-8052 Cards (fully self-fundProduct/Services: Chiropractic Contact: Sandy Discount Freed Fax:insured, (415) 257-1456 ed and discount), Retiree Health Plans, Benefit, Dental (Group, 5234 Chesebro Road,Ind.); Suite Prescription 201 email: judith.x.honne@mhn.com Drug Agoura Card, Vision Annuities long term care benefits Hills, CA 91301 Website:with www.mhn.com Serving: Nationwide Min. Group Size: 5 (818) 707-0544 Products: EAP and Behavioral Health – ––––––––– Serving: Nationwide email: sfreed@empathia.com The California Rx Card Program – – –for – –Health – – – – –Group and Health Integrated; www.empathia.com Employee Free Website: Prescription Drug Card Tricast Inc. Assistance Programs, Mental Health, Min. Edward Case Size:J.EAP 10; Behavioral 10 Managed Wellness, Training & Skill and Contact: Brown III Contact: RobCare, Bigalke 721 S. Parker, Ste. 300 10400 W. Innovation Dr., Ste. 310 Product/Services: Psychological, EAP, Organizational Development Orange, CA 92868 Milwaukee, WI 53226 Wellness, Chemical Dependency Serving: Nationwide (888)Serving: 545-1120 Ext. 314, (949) 636-2025 (414) 302-9733 ext. 208 Nationwide –––––––––– email: ebrown@californiarxcard.com (888) 321-2021, Fax: (414) 302-9837 UnitedHealthcare –––––––––– Web site: www.californiarxcard.com email: rob.bigalke@tricast.com ENI (Employee Network Contact:www.tricast.com Sales Dept. Products/Services: Presciption Assis-Inc.) Website: VestalDiscount Parkway East 5995 Plaza Drive Audit, PBM RFPs, tance1040 Program Card Products/Services: Vestal, NY 13850 Cypress, CADrug 90630 Pre-scription Plans, Sec. 125, – ––––––––– Surveillance, Wellness, Fraud, Waste Health Net364-4748 of California (800) (866) 288-4993 Contact: Services Dept. andWebsite: Abuse www.uhc.com email:Broker enimarketing@eniweb.com P.O. Box 1150www.eniweb.com Min.Products/Services: Case Size: 25 Psychological Plans Website: Rancho Cordova, CA 95741-1150 Serving: Nationwide Products/Services: Employee Assistance Plan Type: Behavioral Health Plans/EAP/ (800) 909-3447 option 1, 4 –––––––––– Programs (EAP), Corporate Wellness Programs, US Disease Chemical Dependency Fax for Enrollment: (877) 977-4161 Script,Management, Inc. Personal Assistant Services, Min. Case Size: 500 Fax for Broker Services: (877)Work/Life 361-5324 Contact: Melissa Cedarquist Health Advocacy Services, Integrated 5 River Serving: email:Services, brokers@healthnet.com ParkNationwide Place East, Ste. 210 Website: www.healthnet.com Fresno, CA 93720 Benefit Solutions, Talent Management Plan Type: HMO, PPO,Training POS, Indemnity, Programs, Employee and Development (800) 413-7721, Fax: (559) 244-3793 out-ofPrograms, state PPO, and Medicare email: emcnamara@usscript.com Supervisory Training and Products/Services: Prescription Drug Website: www.usscript.com Development Programs, Critical Incident Stress Advantek Benefit Administrators Serving: CA Products/Services: Pharmacy Benefit Debriefings, Substance Abuse Prevention and Contact:Prescription Erin Ellis – ––––––––– Manager, Drug consulting Management, Psychiatric Disability Min.P.O. Box 45007 Case Size: N/A PramProgram Insurance Services Inc. Management, Contact: David P. Ethics/Whistle Wilson, CEOBlower Hotline Serving: Fresno,Nationwide CA 93718 1 Pointe Ste.10 120 Min.Drive, Case Size: (866) 556-7655 Fax: (559) 228-5460 PSYCHOLOGICAL PLANS Brea,Serving: CA 92821 International email: eellis@santehealth.net (714)–––––––––– 671-3951 ext. 12 Website: www.advantekbenefit.com Avante Behavorial Health Cell (714) 904-7850 Fax: (714) 255-0977 FEI Behavioral Health, Inc. Products/Services: TPA for Medical, Dental & Contact: Dennis Bourdo email: dwilson@pram.com Contact: Michael Bugenhagen COBRA/HIPAA, Utilization 1111Vision, E. Herndon Ave., Ste. 308 Management Website: www.pram.com 11700Limited West Lake Park Dr. & Disease Management Fresno, CA 93720 Products: Benefit and Indemnity 53224 (559) 261-9060, (800) 498-9055 Plans;Milwaukee, MGU forWI Fully Insured Prescription Serving: Nationwide Fax:–––––––––– (559) 261-9073 Drug (800) Card 987-4368 Plans for Traditional EmployEmail: dbourdo@avantehealth.com ers, Associations; Voluntary Plans; Fax: (414) 359-1973 AFLAC, Torrance Website: www.avantehealth.com Worksite; email: info@feinet.com Contact: Cameron Bell Min. Size Employee Group: EAP 5; Services: National Registered AdminisWebsite: www.feinet.com 2390 Crenshaw Behavioral 100 Blvd., Ste. 307 trator “TPA”; PBM Pharmacy Auditing for Products/Services: Employee Assistance, Torrance, CA 90501National EAP, Mental Products/Services: Employer Plans Work-Life, Wellness, Transition to Retirement, Health, (626)Chemical 379-4265Dependency Fax: (909) 266-9622 Serving: Nationwide Financial Wellness, Non-violent Crisis Serving: EAP, Fresno, Kern, – ––––––––– email:Nationwide cameron_bell@us.aflac.com Madera, Mariposa, Merced, MonIntervention Training (De-escalation) and Crisis Kings, Website: www.aflac.com terey, San Benito, San Luis Obispo, Santa Management/Business Continuity: LargeWebsite: www.aflacforbrokers.com Shasta, Tulare, Ventura. Scale Disaster Planning and Response, Call Barbara, Products: Group (Accident, CI, COBRA, STD, –––––––––

EMPLOYEE BENEFITS

Psychological Plans • Vision

Vision

Centers/Communication capabilities Min. Case Size: 1 Serving: U.S., Canada, Europe, Asia, South America ––––––––––

2016 DIRECTORY

CALIFORNIA BROKER

Claremont EAP Contact: Lori Slez 1050 Marina Village Pkwy., Ste. 203 Alameda, CA 94501 (800) 834-3773, Fax: (925) 377-0653 AFLAC, Los Angeles email: lslez@claremonteap.com Contact: Adam Michaels Website: www.claremonteap.com 12121 Wilshire Blvd.,Employee Ste. 1000 Assistance Products/Services: Program, Mental Health and Chemical Los Angeles CA 90025 Dependency Benefit (310) 744-6101 Fax: Administration. (310) 744-6199 Min. Case Size: 5 email: adam_michaels@us.aflac.com Serving: National Website: www.aflac.com –––––––––– Minimum Group Size: 3 Community Action Products/Services: EAP (¬Non-Profit) Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Contact: Robert Bruner Contact: John Guarantee GorzynskiIssue, Sec. 125, FSA, Dental, Vision) 1481 Ford St., Ste. 201 Core Enrollment, Parking & Transit, COBRA, Redlands CA. 92373 Benefit Statements, Per Diem Available (800) 777-9376, Fax (909) 307-3246 Serving: Nationwide email: r.bruner@caeap.com –––––––––– email: g.gorzynski@caeap.com AIG Benefits Solutions Website: www.caeap.com Employee Benefits Employee Solutions Assistance Products/Services: Programs, DOTAldana and Non-DOT Substance Contact: Jorge Abuse 777 S.Professional Figueroa St.,Evaluations, 17th Flr. Work/Life Services, Critical Incident Stress DebriefLos Angeles, CA 90017 ings, Wellness Programs, Disaster Planning (213) 689-3929 Min. case size: 50 Fax: (866) 716-6722 Serving: Nationwide – –email: – – – – jorge.aldana@aigbenefits.com –––– Website: www.aigbenefits.com Empathia Contact: Sandy Freed Products/Services: Dental, Vision, Life, 5234 Chesebro Road,Products, Suite 201 Disability and Worksite LTD, STD Agoura Hills, CA 91301 Serving: Southern California Area (818) 707-0544 –––––––––– email: sfreed@empathia.com AmeriPlan USA Website: www.empathia.com Contact: Min. CaseSales Size:Department EAP 10; Behavioral 10 5700 Democracy Dr. Product/Services: Psychological, EAP, Wellness, Chemical Dependency Plano, TX 75024 Serving: Nationwide (469) 229-4500 – –Fax: – – –(469) – – – –229-4115 – ENI (Employee Network Inc.) email: sales@ameriplanusa.com 1040 Vestal Parkway East email:NY MGRSales@ameriplanusa.com Vestal, 13850 Website: www.ameriplanusa.com (800) 364-4748 Discount Chiropractic Benefit, Dental (Group, email: enimarketing@eniweb.com Website: www.eniweb.com Ind.); Prescription Drug Card, Vision Products/Services: Serving: Nationwide Employee Assistance Programs ——————(EAP), Corporate Wellness Programs, Personal Assistant Services, Ameritas Work/Life Services, Health Advocacy Contact: Andy Birkel Benefit Solutions, Services, Integrated 151 Kalmus Dr., Ste. J4 Talent Management Programs, Employee Costa Mesa, CA 92626-5959Programs, Training and Development Supervisory Training and Development (714) 641-1800 ext. 235 Programs, Incident Stress DeFax: (714)Critical 641-4800 briefings, Substance Abuse Prevention email: abirkel@ameritas.com and Program Management, Psychiatric Website: www.ameritasgroup.com Disability Management, Ethics/Whistle Plan Type: PPO, Indemnity, Individual, SelfBlower Hotline Funding Min. Case Size: 10 Products/Services: Dental, Vision, Hearing Serving: International – –Min. – – –Case – – – –Size: – 3 FEI Behavioral Health, Inc. Serving: Nationwide Contact: Michael Bugenhagen –––––––––– 11700 West Lake Park Dr. Anthem Blue Cross Milwaukee, WI 53224 Contact: Janice L.Fax: Hollander (800) 987-4368, (414) 359-1973 4553info@feinet.com La Tienda Drive email: Thousandwww.feinet.com Oaks, CA 91362 Website: Products/Services: Employee AssisDirect: (760)468-1498 tance, Wellness, Transition email:Work-Life, janice.hollander@wellpoint.com toWebsite: Retirement, Financial Wellness, www.anthem.com/ca Non-violent Crisis Intervention Training Plan Type: Dental DHMO/PPO; Vision (De-escalation) and Crisis Management/ Products/Services: Dental, Vision, Life,DisasBusiness Continuity: Large-Scale terDisability Planning and Response, Call Centers/ Min. Case Size: 2capabilities Communication Min. CaseNationwide Size: 1 Serving: Serving: U.S., Canada, Europe, Asia, –––––––––– South America ––––––––––

Dental, Hospital, Life), Group Worksite Products with Guarantee Issue, Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– - CalBrokerMag.com -

WWW.CALBROKERMAG.COM

EMPLOYEE BENEFITS The Holman Group Contact: Elizabeth Holman 9451 Corbin Ave., Ste. 100 Northridge, CA 91324 (818) 704-1444, (800) 321-2843 Anthem Blue Cross Fax: (818) 704-9339 Small Group (2-50 lives) email: theholmangroup@holmangroup.com Contact: Christa McConathy, Director, Small Website: www.holmangroup.com Products/Services: Group Specialty Sales Mental Health & Sub-stance Abuse, 4553 La Tienda Drive EAP, Wellness, HR Consulting Thousand Oaks, CA 91362 Min. Case Size: 3 (805) 557-4461 Serving: Nationwide –email: – – – –christa.mcconathy@wellpoint.com ––––– Website:INC. www.anthem.com/ca MHN, Plan Type: Jody HMO, Osterweil PPO, Indemnity Contact: 2370 Kerner Blvd.Dental, Vision Products/Services: San CA2 94901 Min. Rafael, Case Size: (415) 460-8081, Serving: NationwideFax: (415) 257-1478 email: jody.x.osterweil@healthnet.com –––––––––– Website: www.mhn.com AnthemEAP Blue Products: andCross Behavioral Health Large GroupGroup (51+ lives) for Health and Health Integrated; Contact: Randy Ebersberger, Director of Employee Assistance Programs, Mental Health, Care, Wellness, Training SpecialtyManaged Sales & Skill andFigueroa Organizational Development 801 South St. Serving: Nationwide Los Angeles, CA 90017 –––––––––– (213) 553-5429 UnitedHealthcare Email: Randy.Ebersberger@wellpoint.com Contact: Sales Dept. Website: www.anthem.com/ca 5701 Katella Ave. Plan Type: HMO, PPO, Indemnity Cypress, CA 90630 (866) 288-4993 Dental, Vision Products/Services: Website: www.uhc.com Min. Case Size: 51+ Products/Services: Serving: Nationwide Psychological Plans Plan Type: Behavioral Health Plans/ –––––––––– EAP/Disease Management, Chemical Dependency Min. Case Size: 500 Serving: Nationwide

In today’s stress-‐filled world, a comprehensive, top notch Employee Assistance Program should be part of every benefits proposal.

” ”Avante…we’re there when you need us.” 1111 East Herndon Avenue Suite 308 • Fresno, CA 93720

800.498.9055 www.avantebehavioral.com

Circle #33 on the Free Information Form on Page 46 | 33 CALIFORNIA BROKER

2014 DIRECTORY 33

EMPLOYEE BENEFITS VISION Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655, Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental, & Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, nurses, and social workers. Serving: Nationwide – ––––––––– AFLAC, West Territory Contact: Adam Michaels, Territory Vice Pres. Jay Hutchins, Regional Vice President 12121 Wilshire Blvd., Ste. 1225 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com jhutchins@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Northern California Contact: Les Heinsen 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: leheinsen@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide – –––––––– AFLAC, San Francisco Bay Area Contact: Rich Kunz, Market Director John DaVito, Senior Group Representative 601 Montgomery St, 14th floor San Francisco, CA 94104 (415) 684-1520 Fax: (415) 684 1216 email: rkunz@aflac.com jdavito@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide – –––––––– AFLAC, Central California Contact: Daniel Bredeson, Market Director Andrew Fry, Group Representative 641 Higuera St, ste 300 San Luis Obispo, CA 93401 (805) 439-2000 Fax: (805) 439 2003 email: dbredeson@aflac.com afry@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

34 | CALIFORNIA BROKER

{ Vision } AFLAC, Greater Los Angeles- North Contact: Brian Jaeggi, Market Director Darryl Freni, Group Rep 520 N Central Ave, suite 630 Glendale CA 91203 (818) 696-1493 Fax: (818) 696-1496 email: bjaeggi@aflac.com dfreni@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- South Contact: Christopher Hager, Market Director Maisie Yang, Senior Group Representative 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6100 Fax: (310) 744-6199 email: chager@aflac.com myang@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Orange County/ South Coast Contact: Barry Mcpherson, Market Director Richard Kendrick, Group Manager 2211 Michelson Drive, Ste. 1150 Irvine CA 92612 (949) 474-6009- Fax: (310) 744-6199 email: bmcpherson@aflac.com rkendrick@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, San Diego Contact: Andrew Grethel, Market Director Colleen LaPrade, Group Representative 6005 Hidden Valley Road, Ste. 150 Carlsbad CA 92011 (760) 918-0991 Fax: (855) 442-3370 email: agrethel@aflac.com@aflac.com claprade2@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––– AIG Benefits Solutions Employee Benefits Solutions Contact: Jorge Aldana 777 S. Figueroa St., 17th Flr. Los Angeles, CA 90017 (213) 689-3929, Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: www.aigbenefits.com Products/Services: Dental, Vision, Life, Disability and Worksite Products, LTD, STD Serving: Southern California Area ––––––––––

AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500, Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide —————— Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (949) 945-2402, Cell: (949) 214-5662 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide –––––––––– Anthem Blue Cross Small Group (2-100 lives) Contact: Chris McConathy, Director, Small Group Specialty Sales 4553 La Tienda Drive Thousand Oaks, CA 91362 (805) 557-4461 email: christa.mcconathy@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 2 Serving: Nationwide –––––––––– Anthem Blue Cross Large Group (101+ lives) Contact: Randy Ebersberger, Director of Specialty Sales 801 South Figueroa St. Los Angeles, CA 90017 (818) 399-6195 Email: Randy.Ebersberger@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 51+ Serving: Nationwide –––––––––– BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sales 17701 Mitchell North Irvine, CA 92614-6028 (800) 237-8543 ext. 169, (949) 222-2169 Email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States –––––––––– Blue Shield of California Contact: Producer Services PO Box 272500 Chico, CA 95927-2500 (800) 559-5905, Fax: (209) 371-5830 email: producerservices@blueshieldca.com Website: www.blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans. Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide ––––––––––

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California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Dental, Vision Serving: All Counties –––––––––– Choice Builder ® Kevin M. Timone, Chief Sales Officer 721 S. Parker, Ste. 200 Orange, CA 92868 (866) 412-9254, Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 –––––––––– Cigna HealthCare Inc. Select Segment (25-249 EEs) 1340 Treat Blvd., Ste. 599 Walnut Creek, CA 94597 (925) 906-8208 Website: www.cigna.com Plan Type: HMO, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Vision –––––––––– Cigna HealthCare Inc. 1 Front St., Ste. 700 San Francisco, CA 94111 415-374-2500, Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Merced, Monterey, Napa, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo,Yuba –––––––––– Cigna HealthCare Inc. 3636 Nobel Dr., Ste. 150 San Diego, CA 92122 (858) 625-5600,Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County –––––––––– Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties ––––––––––

2016 DIRECTORY

Never underestimate the power of choice

It’s why 97% of EyeMed members are satisfied with their benefits1

Everyone wants to see and look their best. That’s why EyeMed vision benefits give individuals the freedom to choose any frame, nearly any lens or any contacts.2 No limiting frame towers. No unnecessary restrictions with benefits administered consistently at all providers. Because when you offer more choices, members are more satisfied. And that leads to happier clients for you.

See why we’re the obvious choice at: starthere.eyemed.com 1 2

EyeMed internal member satisfaction survey conducted by Convergys 2014. May not be available on all benefit plans.

A-1604-B-119

EMPLOYEE BENEFITS Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262, Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, PPO, Consumer (Continued from Page 33) Directed Health Plans Products/Services: BEST Life and HMO/PPO Health Medical, DHMO/DPPO Disability, Life, ViInsurance Dental, Company sion, Behavioral, International Benefits Contact: Jennifer Bolton,VP of Sales and Serving: Los Angeles, Kern, Ventura, Marketing Santa Barbara and San Luis Obispo 2505 McCabe Way Counties CA 92614-6243 – Irvine, ––––––––– (800) 237-8543 ext.Benefits 169 Cypress Ancillary Contact: Sales (949) 222-2169 7510 Dr. , Ste. A-1 email:Shoreline jbolton@bestlife.com Stockton, CA 95219 Website: www.besthealthplans.com (800) 350-3989, Fax: (209) 478-5614 Products: Dental (group, PPO & indemnity); email: sales@cypressadmin.com Life (groupwww.cypressadmin.com term, guarantee issue); Vision (PPO Website: & Indemnity) Products: Dental (group, ind.); Vision, Min.Disability, Case Size: 2Medical Gap, ChiropracLife, tic/Acupuncture Serving: 39 States(group) – –––––––––– ––––––––– Davis Vision Capital Region Health Park 711 Troy-Schenectady Rd. Latham, NY 12110 (210) 524-7666, Fax: (516) 932-7551 Email: mbrown@davisvision.com Website: www.davisvision.com/broker Products/Services: Vision Plans Min. Case Size: 50 Serving: Nationwide – –––––––––

{ Vision } Delta Dental of California N. California Contact: Kevin O’Toole 100 First St. San Francisco, CA 94105 (415) 972-8300, Fax: (415) 972-8466 Blue of California Email: Shield ncasales@delta.org Contact: Producer Services S. California PO Box 272500 Contact: Ben Lowry 17871CA Park Plaza Dr., Ste. 200 Chico, 95927-2500 Cerritos, CA 90703 (800) 559-5905 (562) 403-4040 Fax: (209) 371-5830 Fax: (562) 924-3172 email: producerservices@blueshieldca.com Email: scasales@delta.org Website: www.blueshieldca.com/producer Website: www.deltadentalins.com Plan HMO, PPO, ASO PlanType: Type: PPO, Indemnity, DHMO Products/Services: Medical, Dental, Products/Services: group, individual and senior plans; group vision plans Life and dental Vision plans. Min.Case Case size: 2 Min. Size: Coverage for individuals, Serving: seniors andCA groups –––––––––– Serving: state-wide, with PPO BlueCard® Dental Alternatives nationwide Insurance Services, Inc. –––––––––– DBA: Solid Benefits California CPA Tennison ProtectPlus Contact: Maribeth 2950 Airway Ave.,#A-13 Contact: Tom Kowalski CostaGateway Mesa, Dr., CASte. 92626 1800 201 (800) 445-8119, (714) 429-0200 San Mateo, CA 94404 Fax: (714) 429-1261 (650) 522-3251 email: mb@gotodais.com email: Tom.Kowalski@calcpa.org Website: www.gotodais.com Website: www.cpaprotectplus.com Plan Type: HMO, PPO, Dual & Triple Option. Min. Case Size: 2 Consulting/Dental & Vision Services/Plans: Min.type: Case Size:HMO, 2 PPO, HSAs Plan Group, Serving: Primarily Plans Offered: Group CA –––––––––– Products/Services: Dental, Vision Denali Dental & Vision Serving: All Counties Contact: Katie Quinn –––––––––– 325 Cedar St., Ste. 800 C.F. Russell & Associates St. Paul, MN 55101 Contact: Charles F. Russell (651) 649-3503 (800) 620-5010, 900 San Carlos WayFax: (651) 649-3502 Fax: (612) 395-5309, Bakersfield, CA 93309 Cell: (612) 708-8448 email:398-5694 katie@directbenefits.com (661) website: www.denalidental.com Fax: (661) 398-5694 Indemnity and PPO Dental and Vision Inemail: cfrisl8@bak.rr.com surance for individuals, seniors & groups Products/Services: Min. Case Size: 1Accident, Insured & Self Funded; – – – – – –Dental; – – – –- Health (group, ind.); Life; Direct Benefits, Vision and Disability Inc. Contact: Katie Quinn –––––––––– 325 CedarBuilder® St., Ste. 800 Choice Saint Paul, MN 55101 Kevin M.Timone, National Vice President (800) 620-5010, (651) 259-6240 721 Parker, Ste. 200 Fax: (651) 649-3502 Cell:S.(612) 708-8448, Orange, CA 92868 email: katie@directbenefits.com (866) 412-9254 Fax: (866) 412-9261 Website: www.directbenefits.com Products/Services: Dental, Disability, Life Email: ktimone@choiceadmin.com and Vision Benefits Website: www.choicebuilder.com Serving: Nationwide Products/Services: TPA, Employee Choice –––––––––– Ancillary Benefits, Dental,Vision, Chiropractic, EyeMed Vision Care Acupuncture, GroupPlace Life, Section 125, HR 4000 Luxottica Support, Cal Perks Discounts Cincinnati, OH 45040 Min. Case Size: 2 to 99 National Sales Contact: Emile Bayle, Director (covers all of California) –––––––––– (714) 363-1564 Cigna HealthCare Inc. e.bayle@eyemed.com 1emial: Front St., Ste. 700 Contact: Ben Doolittle San Francisco, CA 94111 (916) 470-9446 (415) Fax: (415) 374-2601 email:374-2590 bdoolitt@eyemed.com Website: Contact:www.cigna.com Carol Mclean Plan Type: HMO, PPO, OAP, Consumer Directed (949) 677-1057 email:Plans CMclean@eyemed.com Health Contact: Jake Indich Products/Services: HMO/PPO Medical, (310) 913 9375 DHMO/DPPO Dental, Disability, Life,Vision, email: jindich@eyemed.com Behavioral, International Benefits Website: www.eyemed.com Serving: Alameda, Contra Costa, El Plan Type: PPO,Butte, Indemnity Dorado, Fresno, Kings, Glenn,Group Marin, Placer, Plan Offered: Individual, Sacramento, Santa Clara, Santa Cruz, San Serving: Nationwide Product/Services: Vision Benefits Francisco, San Joaquin, San Mateo, Sonoma, ___________ Solano, Stanislaus, Tulare, Yolo, Merced,

2014 DIRECTORY

Vision Plan of America Personal Vision Benefits

• Individual/ Family Vision Plans Stand alone or bundled with Dental Plans start at $6/Month

• Group Dental & Vision Plans Voluntary or Employer Paid Plans (2+ lives)

4 NO WAITING PERIODS 4 GUARANTEED ISSUE 4 NO PRE EXISTING EXCLUSIONS 4 LEVEL COMMISSIONS 4 MEDI-CAL “SHARE OF COST” OPTIONS LASIK, & Discount Rx (included with all plans)

Dental & Vision Combo Plans include ORTHO Embedded Broker Web Links Available (Don’t miss another sale)

www.VisionPlanOfAmerica.com

1-800-400-4VPA (4872) The Camden Insurance Agency An affiliate of Vision Plan of America

Circle #34 on the Free Information Form on Page 46

36 | CALIFORNIA BROKER

34 CALIFORNIA BROKER

LIBERTY Dental Plan Guardian Life Insurance Contact: Marsha Hazlewood Company of America P.O. Box 26110 Los Angeles Santa Ana, CA 92799-6110 Contact: Joseph Stefano, Dir. of Sales (888) 703-6999 ext. 203 888 S. Figueroa St., Ste. 480 (949) 223-8927 Fax: (949) 270-0114 Los Angeles, CA 90017 Cigna HealthCare Inc. Delta Dental of California email: clientservices@libertydentalplan.com (310) 765-2200 3636 Nobel Dr., #150 N. California Website: www.libertydentalplan.com Orange County San Diego, CA 92122Stefano, Director of Sales Contact: PlanKevin Type:O’Toole Dental DHMO, Dental ASO, Contact: Joseph Dental, Dental PPO, Vision 4685 MacArthur Court, Ste. 100 (858) 625-5600 100Discount/Access First St. CaseCA Size: 3 Newport Beach, CA 92660 Fax: (858) 625-5699 San Min. Francisco, 94105 Serving: Alameda, Contra Costa, El Do(800) 662-6464 (949) 885-1720 Website: www.cigna.com (415) 972-8300 Fax: (949) 885-1747 Imperial, Kern, Kings, Los Plan Type: HMO, OAP, PPO, Consumer Directed Fax: rado, (415) Fresno, 972-8466 Email: jstefano@glic.com Angeles, Madera, Marin, Orange, Placer, Health Plans Email: ncasales@delta.org San Diego Riverside, Sacramento, San Benito, San Products/Services: HMO/PPO Gregg Holdgrafer, DistrictMedical, Mgr., San Diego S. California Bernardino, San Diego, San Francisco, DHMO/DPPO Dental,(619) Disability, Life,Vision, Contact: Lowry San Mateo, Santa Barbara, (800) 769-6759 298-3502 San Ben Joaquin, email: gholdgrafer@glic.com Santa Santa Behavioral, International Benefits 17871 ParkClara, Plaza Dr., Ste.Cruz, 200 Solano, SoArizona/New noma, Tulare, Ventura, Yolo Serving: San DiegoMexico County Cerritos, CA Stanislaus, 90703 Brady Myers, District Manager, Arizona (562) – –403-4040 –––––––– –––––––––– (602) 567-2572 Dental & Vision Cigna HealthCare Inc. Fax: Magnum (562) 924-3172 Email: bmyers1@glic.com Contact: Katie Quinn 26Las Executive Park Email: scasales@delta.org Vegas 325 Cedar Street Ste. 800 Irvine, CAJohnson, 92614 District Manager, Las Vegas Website: www.deltadentalins.com Steve St. Paul, MN 55101 (949) 255-1400 Plan(651) Type: PPO, Indemnity, DHMO (800) 662-6464, (949) 885-1726 649-3503, (800) 620-5010 Email:www.cigna.com sdjohnson@glic.com Cell: (612) 708-8448 Website: Products/Services: group, individual and Fresno email: Plan Type: HMO, OAP, PPO, Consumer Directed senior dentalkatie@directbenefits.com plans; group vision plans Brady Spencer, District Manager, Health Plans Min.Website: Case size: www.magnumdental.com 5 Fresno, Bakersfield, Santa Barbara Plan Type: Indemnity and PPO Products/Services: HMO/PPO Medical, Serving: CA (559) 353-0400 Product/Services: Dental and Vision DHMO/DPPO Dental, Disability, Life,Vision, –––––––––– Email: bspencer@glic.com Insurance for Individual and Groups 2-125 Dental Behavioral, International Benefits Quote Email: surequote@glic.com – – – – –Alternatives ––––– Insurance Services, Inc. Serving: Orange, San Bernardino and Website: www.guardianlife.com MESVision Plan Type: PPO/DHMO Contact: Mike for Schell Marketing Company SmileSaver Riverside Counties Products/Services: Dental, LTD, Life, 345 Marcia Baker Delgado St. Contact: –––––––––– STD, Vision, All available 92626 Cigna HealthCare Inc.in Voluntary, 3720Costa SouthMesa, Susan CA St., 2nd Flr. Contrib. & Non-Contrib. (800) 877-6372, Fax: (714) 619-4670 400 North Brand Blvd., Ste. 400 Santa Ana, CA 92704 Min. Case Size: 2-5000 email: mschell@mesvision.com Glendale, CANationwide 91203 (800) 445-8119 ext. 228 Serving: Website: www.mesvision.com (818) 500-6262 Fax: (818) 546-5386 (714) 429-0200 ext. 228 Group Vision Plans –––––––––– Products/Services: Website: www.cigna.com Cell:(Fully (714)Insured 655-0118 Health Net of California and Self-Funded) Contact: Broker Dept.Directed Size: 5 Plan Type: HMO, OAP, Services PPO, Consumer Fax: Min. (714)Case 429-1261 P.O. Plans Box 1150 Serving: Nationwide Health email: mdelgado@gotodais.com Rancho Cordova, CA 95741-1150 – – – –www.gotodais.com ––––– Products/Services: HMO/PPO Medical, Website: Fax: (877) 977-2947 Dental & Vision Plans DHMO/DPPO Dental, Disability, Life,Vision, PlanMWG Type: HMO, PPO, Dual & Triple Option. email: brokers@healthnet.com Contact: MWG Broker Services Behavioral, International Benefits Services/Plans: Dental & Vision Website: www.healthnet.com P.O. Box 14067 Serving: Los Angeles, Ventura, Case Size:MS 2 39236 Plan Type: HMO,Kern, PPO, POS, Santa Indemnity, Min.Jackson, Barbara and SanPPO, Luis Obispo Counties Serving: out-of-state and Medicare 5712CAI-55 N. Frontage Rd. Products/Services: Health Carriers, Jackson, MS 39211 –––––––––– –––––––––– Dental, Vision (601) Dental 206-7967& Vision Cypress Dental & Vision Denali Min. Case Fax:Tom (601) 956-1702 Contact: Sales Size: 2 Contact: Mayer Plans Offered: Group, Ind brokerservices@morganwhite.com 7510 Shoreline Dr., Ste. A-1 325email: Cedar St., Ste. 800 Serving: CA Websites: www.mwgdental.com; Stockton, St. Paul, 55101 – – – – – –CA – –95219 –– PlanMN Type: Group Indemnity, PPO (800) 350-3989 Fax: (209) 478-5614 (651) 649-3503 Humana Products/Services: Group/Individual email: sales@cypressadmin.com (800) 620-5010 Contact: Brian Sullivan Dental & Vision Plans 6320 Canoga Ave., 15th Floor Size: 2 Website: www.cypressadmin.com Fax: Min. (651)Case 649-3502 Woodland Hills,Dental CA 91367 Nationwide Products/Services: and Vision plans, Fax: Serving: (612) 395-5309 (818) 598-1104 – – – –708-8448 ––––– Fully Insured, TPA, Self-Funded Plans (Group Cell:–(612) email: bsullivan6@humana.com Outlook Vision ServicesContact: Ron & Individual) email: tom@denalidental.com Website: www.humana.com Johnson Min. Case Size: 1 1550www.denalidental.com E. McKellips Rd., #112 Products/Services: Dental, Vision, Group website: Serving: Dental and Vision Mesa,and AZPPO 85203 Term CA Life, Disability Income, Voluntary Indemnity –––––––––– Insurance individuals, seniors (480) for 461-9001 Ext. 2487& groups Benefits, Critical Illness, Cancer, Acci342-7188 Fax: (480) 461-9021 dent, HumanaVitality (wellness solution). Min.(800) Davis Vision Case Size: 1 email: rjohnson@outlookvision.com Min Case 2 Park Capital RegionSize: Health ––––––––––Website: www.outlookvision.com – –Troy-Schenectady –––––––– Direct Benefits, Inc. 711 Rd. Products/Services: Vision Plans IHC Health Solutions Contact: Tom Mayer Latham, NY 12110 Min. Case Size: None Contact: Ryan Rosenberg 325Serving: Cedar St.,Nationwide Ste. 800 (800) 283-9374 5353 Wayzata Blvd., Suite 300 Saint– –Paul, Fax: (516) 932-7551 – – –MN – – –55101 –– Minneapolis, MN 55416 (800) 620-5010 Website: www.davisvision.com Russell Group Benefits, Alliance (866) 746-6610, (866) 415-3530 Contact: Charles F. Russell Fax: (952) 746-6635 (651) 259-6240 Products/Services: Vision Plans San Carlos Way email: Cell:900 (612) 708-8448 Min. Caseryan.rosenberg@ihcgroup.com Size: 50 CA 93309 Plan Type: Indemnity, PPO Fax: Bakersfield, (651) 649-3502 Serving: Nationwide (661) 398-5694 Fax: (661) 398-5694 Products/Services: Dental and Vision Plans email: tom@directbenefits.com –––––––––– email: cfr.rgba@bak.rr.com Min. Case Size: Groups of 2-99 Website: www.directbenefits.com Products/Services: Group and Individual Serving: Nationwide Products/Services: Dental, Disability, Life andSupMedical, Dental, Vision, Accident, –––––––––– Vision Benefits plemental, Life, and Disability; Insured and Nationwide Self-Funded Serving: –––––––––– ––––––––––

EMPLOYEE BENEFITS

Vision

Monterey, Yuba, Napa –––––––––– - CalBrokerMag.com -

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2016 DIRECTORY

2014 DIRECTORY

{ Vision, Weight Loss, Wellness } Security Life Security Life is now part of the Ameritas family Contact: Ted Williams 10901 Red Circle Drive Minnetonka, MN 55347 (952) 945-3534 (800) 328-4667 ext. 3534 email: ted.williams@SecurityLife.com Website: www.SecurityLife.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Product/Services: Dental Plans, Vision (ind.,group) Serving: Statewide – ––––––––– Spirit Dental & Vision Contact: Katie Quinn 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Cell: (612) 708-8448 email: katie@directbenefits.com Website: www.spiritdental.com Individual, Senior and Group 2-149 Dental and Vision Insurance – ––––––––– Superior Vision Services Inc. Contact: Michelle Childers 11101 White Rock Rd., Ste. 150 Rancho Cordova, CA 95670 (800) 507-3800 (916) 893-9599 Plan Type: PPO, Group Website: www.superiorvision.com Products: Vision Serving: Statewide – ––––––––– UnitedHealthcare Vision Contact: Hether Lee Regional VP of Specialty Benefits 5 Centerpointe Dr., Suite 600 Lake Oswego, OR 97035 (503) 603-7023 Website: www.uhcspecialtybenefits.com Products/Services: Vision, Dental, Life & Disability Benefits Serving: Nationwide – ––––––––– Vision Plan of America Employer Paid & Voluntary Vision Benefits Contact: Marketing Department 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 90010 (213) 384-2600 ext. 109 (800) 400-4-VPA ext. 109 Fax: (213) 384-0084 email: phillip@visionplanofamerica.com Website: www.visionplanofamerica.com Products/Services: Vision (ind., group), Dental Plans (ind., group) Plan Type: HMO, PPO, Voluntary Min. Case Size: 2 Serving: Nationwide – ––––––––– Vision Service Plan (VSP) N. & Central CA Contact: Kate Lawrence (800) 852-7600, Ext. 4817 Cindy Holmes, Ext. 4801 S. CA Contact: Polly (PJ) Hudson (800) 852-7600 Ext.4816 Karen Schnabel, Ext. 4757 3333 Quality Dr. Rancho Cordova, CA 95670 Fax: (916) 463-3926 email: cindy.holmes@vsp.com email: kate.lawrence@vsp.com email: pj.hudson@vsp.com email: karen.schnabel@vsp.com Website: www.vsp.com Products/Services: Employer Paid Plan down to 2 and Voluntary Plans down to 10 enrolled Min. Case Size: 2 Serving: Nationwide

2016 DIRECTORY

WEIGHT LOSS MHN, INC. Contact: Jody Osterweil 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8081 Fax: (415) 257-1478 email: jody.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed care, Wellness, Training & Skill & Organizational Development Serving: Nationwide

WELLNESS DOCTOR DESIGNED WELLNESS Contact: Dr. Douglas DiSiena 6 Venture Blvd., Ste. 115 Irvine, CA 92618 (949) 682-9551 Fax: (949) 559-6037 email: info@doctordesignedwellness.com website: www.doctordesignedwellness.com Serving: CA –––––––––– Empathia Contact: Sandy Freed 5234 Chesebro Road, Suite 201 Agoura Hills, CA 91301 (818) 707-0544 email: sfreed@empathia.com Website: www.empathia.com Product/Services: Psychological, EAP, Wellness, Chemical Dependency Min. Case Size: EAP 10 Behavioral 10 Serving: Nationwide –––––––––– FirstVitals Health and Wellness Contact: Ernie Lee P.O. Box 2500 Danville, CA 94526 (925) 299-8015 (800) 922-8844 Fax: (925) 299-8010 email: ernie.lee@firstvitals.com website: www.firstvitals.com Serving: Nationwide –––––––––– Global Fit Contact: Parnell Thompson 1880 John F. Kennedy Blvd., Ste. 1910 Philadelphia, PA 19103 (800) 294-1500 x 324 email: pthompson@globalfit.com Website: www.globalfit.com Products/Services: Activity, Prevention and Wellness Programs, Online Challenges, Incentives, Coaching, Fitness Reimbursement Programs, Gym Discounts Serving: Nationwide –––––––––– Health Check 360 Contact: Jim Wachtel 800 Main St. Dubuque, IA 52001 (563) 289-7360 (866) 511-0360 Email: jim.wachtel@healthcheck360.com Website: www.healthcheck360.com Serving: Nationwide ––––––––––

Healthyroads Contact: Rik Lee 10221 Wateridge Circle San Diego, CA 92121 (619) 952-5512 email: riklee@ashn.com Website: www.healthyroads.com Products/Services: Wellness & Prevention – e.g., incentives, coaching, web portal, Challenges & Competitions, onsite biometric screening, etc. Min. Case Size: 500 Serving: Nationwide –––––––––– The Holman Group Contact: Elizabeth Holman 9451 Corbin Ave., Ste. 100 Northridge, CA 91324 (818) 704-1444 (800) 321-2843 Fax: (818) 704-9339 email: theholmangroup@holmangroup. com Website: www.holmangroup.com Products/Services: Mental Health & Sub-stance Abuse, EAP, Wellness, HR Consulting Min. Case Size: 3 Serving: Nationwide –––––––––– Kinema Fitness Contact: Joshua Love 11601 Wilshire Blvd., Ste. 500 Los Angeles, CA 90025 (866) 608-5704 email: info@kinemafitness.com website: www.kinemafitness.com Products/Services: Prevention and Wellness consulting, Fitness Assessments, On/Off site Fitness Center Management, Fitness Center Design, Procurement and Maintenance, Personal Training, Fitness Programs, Health Coaching, Online platform, Wellness workshops Corporate Fitness Serving: CA –––––––––– Maxim Health Systems Contact: Brian Beran 1515 W. 190th St. Ste. 300 Gardena, CA 90248 (310) 329-5899 Fax: (877) 615-6512 email: brian.beran@maximwellness.com Website: www.maximwellness.com Products: Health Screenings, Immunizations, Health Coaching, Educational Seminars/Webinars, Wellness Platform, Incentives, Behavioral Health, etc. Serving: Nationwide –––––––––– MHN, Inc. Contact: Jody Osterweil 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8081 Fax: (415) 257-1478 email: jody.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed Care, Wellness Programs, Training & Skill Development, Organizational Development Serving: Nationwide ––––––––––

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EMPLOYEE BENEFITS OptumHealth Contact: Matt Hayward 3110 Lake Center Drive Santa Ana, CA 92704 Home office: 11000 Optum Circle Eden Prairie, MN 55344-2503 (714) 445-0712 (866) 428-4880 email: matthew.hayward@optum.com Website: www.optum.com Products/Services: Employer Stop Loss, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation, Biometric Screenings & Wellness Suite of Products Serving: Nationwide –––––––––– Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208 (888) 321-2021 Fax: (414) 302-9837 email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Prescription Drug Plans, Wellness, Sec. 125, Audit, Surveillance, PBM RFPs, Fraud, Waste and Abuse Min. Case Size: 25 Serving: Nationwide –––––––––– TriWellness Contact: Dawn Irbug 1925 Palomar Oaks Way Ste. 220 Carlsbad, CA 92008 (760-931-8003 (877) 931-8003 Fax: (760) 931-8004 email: info@triwellnesstoday.com Website: www.triwellnesstoday.com Serving: Nationwide Product/Services: Wellness –––––––––– United Wellness Group, LLC Contact: Sachin Shah 1001 West Loop South, Ste. 850 Houston, TX 77027 (877) 899-8996 ext. 70 Fax: (877) 899-8996 email: sachin@uwellness.com website: www.uwellness.com Products/Services: Wellness Serving: Nationwide and Canada

CALIFORNIA BROKER | 37

MISCELLANEOUS ERRORS AND OMISSIONS Cita Insurance Services Contact: Caroline Reaper or Rachel Truman (800) 280-7250 (714) 939-7333 email: programsinfo@citainsurance.com Website: www.citainsurance.com E&O for: P&C Agents, Life Wholesale Brokers, Benefit Administrators, Real Estate Agents Administrators, Real Estate Agents – ––––––––– E & O Insurance for Less Contact: Customer Service 12421 Meredith Dr. Urbandale, IA 50398 (866) 795-2041 Fax: (515) 243-2331 Website: www.eoforless – ––––––––– National Ethics Association 12707 High Bluff Dr. Dept. 200 San Diego, CA 92130 (800) 282-1831 Fax: (760) 462-3333 email: staciaf@ethics.net Website: www.ethics.net

401(K) Innovative Pension Strategy & Design Contact: Sidney Lopez, Dir of Sales&Mktg. Operations 14251 Danielson St. Poway, CA 92064 (858) 748-6500 (858) 218-3441 Fax: (858) 748-0615 email: Sidney@ipsd.com Website: www.ipsd.com Website: www.innovativepension.com Products/Services: 401(k), defined benefit plans Min. Case Size: 1 Serving: Nationwide – ––––––––– John Hancock Retirement Plan Services Contact: Derek MacDougall 500 North Brand Blvd., Ste. 950 Glendale, CA 91203 (818) 552-3400 Ext. 857644 (800) 766-2685 Fax: (818) 552-3420 email: derek_macdougall@jhancock.com Website: www.jhpensions.com Serving: Pacific Region – ––––––––– National Retirement Services, Inc. (NRS) Contact: Nate Delong, CPC 5832 Bolsa Ave., Ste. 100 Huntington Beach, CA 92649 (714) 622-3244 Fax: (714) 622-3189 email: Nate.Delong@NRServices.com Website: www.nrservices.com Products/Services: 401(k), Profit Sharing and Defined Benefit Plans Serving: Nationwide – ––––––––– PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix Fax: (951) 656-9276 email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/ HIPAA, Pension and Payroll, Section 125, ACA Reporting – –––––––––

38 | CALIFORNIA BROKER

{ E&O, 401(k)s, Critical Illness } Polycomp Administrative Services Inc. Contact: Evelyn Trichanh 404 Camino Del Rio South, Suite 608 San Diego, CA 92108 (619) 683-2030, (800) 572-4122 Fax: (619) 683-2022 Email: etrichanh@polycomp.net Website: www.polycomp.net <http:// www.polycomp.net> Products/Services: 401(k), Profit Sharing, Defined Benefit Plans, 403(b), Prevailing Wage Benefit Plans, Self-Directed IRAs –––––––––– PRB Insurance & Financial Services 1990 S. Bundy Drive, Ste. 410 Los Angeles, CA 90025 (310) 909-1746 Fax: (424) 248-2430 email: bjines@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning.

CRITICAL ILLNESS AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185 Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, One-on-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide ––––––––– AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue. Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA –––––––––

AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue. Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.afla.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue. Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd Street, Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue. Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– American Association for Critical Illness Insurance Contact: Mindy Hartman 3835 E. Thousand Oaks Blvd., Ste 336 Westlake Village, CA 91362 (818) 597-3205 email: info@aacii.org Website: www.AACII.org Products/Services: CI Sales & Marketing Serving: Nationwide ––––––––– American Niche Market Solutions Contact: Michael Carroll 302-945-6906 email: mcarroll19@verizon.net Product benefits: Membership GI life benefit issued up to $170,000 from ages 18-69/ Guar Issue Acc. DI benefit; 14 day elim-1 year BP-2000 benefit a monthages 18-69/ GI GAP Health deductible Reimbursement/Patented Cyberattack Data Extraction Prevention for Individuals/Groups to place on computers & cell phones, coupled with ID Theft as a combo total protection plan package… THE ONLY ONE OF ITS KIND IN THE USA, serving producers Nationwide. –––––––––

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Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 email: info@aigilis.com Website: www.aigilis.com Products: ACA Medical GAP plans, TeleMedicine, Accident; Critical Illness; Dental (ind., group); Life Insurance Quote engine for websites Serving: Nationwide –––––––––– Assurity Life Worksite Division Contact: Jim Quinney Caliwaii Insurance Marketing 3031 Stanford Ranch Rd. Rocklin, CA 95765 (916) 781-9850 ext. 1001 Fax: (916) 248-4669 email: jim@caliwaii.com Website: www.assurity.com Products/Services: Worksite Marketing Min. Case Size: 5 Serving: Nationwide –––––––––– CNMA Multi-Insurance Agency 895 E. Yorba Linda Blvd., Ste. 202-A Placentia, CA 92870 (714) 552-3993, Fax: (714) 978-0518 Contact: Radi Miranda, LUTCF email: cnmainsurance@aol.com Website: www.cnmainsurance.com Products: Critical Illness, Guaranteed Issue Life, Disability (Group, Individual), International Major Medical, Travel Insurance –––––––––– Freedom Equity Group Contact: Ron Petroinovich 1500 E. Hamilton Ave., Ste. 215 Campbell, CA 95008 (877) 329-6608 Fax: (619) 870-0212 email: ceopetro@fegcorp.com Website: www.freedomequitygroup.com Products/Services: Critical Illness, Worksite, Life (index & UL) Serving: Nationwide –––––––––– Humana Northern California Contact: Steve Macias 1676 N. California Blvd., Ste. 600 Walnut Creek, CA 94596 Southern California Contact Brian Sullivan 212255 Burbank Blvd., Ste. 290 Woodland Hills, CA 91367 (619) 846-9394 Fax: (619) 692-9671 email: smacias1@humana.com email: bsullivan6@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, HumanaVitality (wellness solution). Min Case Size: 2 –––––––––– Symetra Life Insurance Company Contact: Jeff Farmer, National Sales Director, Life, DI and Select Benefits/ Benefits Division 777 108th Ave. NE, Ste. 1200 Bellevue, WA 98004 (800) 796-3872 (678) 728-1541 Fax: (866) 532-1362 email: GRPLIF@symetra.com Website: www.symetra.com Plan type: Group Products/Services: Fixed-payment medical, MEC plan administration, Life and AD&D, Disability, FMLA administration, Medical Stop Loss, Accident, Critical Illness Min. employer group size: Varies by product Serving: Nationwide, state availability varies by product

2016 DIRECTORY

{ HSAs } HSAs Ben-E-Lect Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Dental (group); Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); Vision, Life (group), Debit Card, Payroll, HR Serving: AZ, CA, CO, KS, NV, WA – ––––––––– Core Documents, Inc. Contact: Gene Ennis P.O. Box 14538 Bradenton, FL 34280 (888) 755-3373, Fax: (941) 795-4802 email: coreservice@coredocuments.com Website: www.CoreDocuments.com Products/Services: Section 125 POP, FSA, HSA 132 & HRA Plan, Wrap SPD Documents Serving: Nationwide – ––––––––– Ebix Inc. Contact: Tony Bell 1 Ebix Way, Johns Creek, GA 30097 (877) 805-2828, Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA — — — –—

First American Bank Contact: Mitch Rosenbloom 1650 Louis Avenue Elk Grove Village, IL 60007 (847) 586-2010, Fax: (847) 586-2010 email: mrosenbloom@firstambank.com WebSite: www.firstambank.com –––––––––– Health Savings Administrators Contact: Matt Irvine, VP of Sales 10800 Midlothian Turnpike, Ste. 240 Richmond, VA 23235 (888) 354-0697, Fax: (804)726-1570 email: matt.irvine@healthsavings.com Website: www.healthsavings.com Products: Health Savings Accounts for employers and individuals with first dollar investing in no-load Vanguard Mutual Fund investments Serving clients in all 50 States ———————– Health Equity, Inc. Contact: Patrick Chorpenning, Jr. Rgl. Director 15 W. Scenic Pointe Dr., Ste. 100 Draper, UT 84020 (800) 819-5852 (877) 949-6727 email: brokerservices@healthequity.com email: brokersales@healthequity.com Website: www.healthequity.com Products: HSAs, FSA, OCRA, HRA, LPFSA Serving: Nationwide ———————– HSA Bank A Division of Webster Bank N.A. Contact: David Drzymkowski 668 N Coast Hwy, Ste. 416 Laguna Beach, CA 92651 (949) 374-2853 email: ddrzymkowski@hsabank.com Website: www.hsabank.com ––––––––––

HSA Resources Contact: Jim Spaniel 1010 W Saint Germain St., Ste 150 St. Cloud MN 56301 (866) 757-4727 ext. 3, Fax: (866) 826-0104 email: Jspaniel@hsaresources.com Website: www.HSAResources.com Products: HSAs for Businesses Serving: Nationwide –––––––––– Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581, Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs, HSAs, POP, Time and Attendance, Payroll, HR Services Serving: Nationwide –––––––––– OptumHealth Contact: Optum Health 3110 Lake Center Drive Santa Ana, CA 92704 (714) 445-0712, Fax: (800) 728-4880 Website: www.optum..com Products/Services: Employer Stop Loss, Biometric Screening & Wellness Suite of Products, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation Serving: Nationwide –––––––––

MISCELLANEOUS

Pacific Benefits LLC Division of Benefit Resource, Inc. Contact: Mimi Lyon, Senior Benefits Consultant 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2101 ext. 226, Fax (916) 363-4213 email: mlyon@benefitresource.com Website: www.benefitresource.com Products/Services: TPA, FSA, HRA, HSA, POP, CBP, and COBRA Serving: Nationwide –––––––––– Select Account Contact: Morgan Anthony 1732 Aviation Blvd., #145 Redondo Beach, CA 90278 (310) 200-7435 (888) 460-4015 Email: morgan.anthony@selectaccount.com Website: www.selectaccount.com Serving: Nationwide –––––––––– Sterling Administration Contact: Chris Bettner EVP, Business Development P.O. Box 71107 Oakland, CA 94612 (800) 617-4729 Ext. 225 Cell: (415) 722-8789, Fax: (877) 517-4729 email: chris.bettner@sterlingadministration.com Website: www.sterlingadministration.com Product/Services: HSA, HRA, FSA, POP, COBRA Administration, ERISA Wrap, Form 5500 Filing, and ACA Compliance Services Life Settlements –––––––––

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2016 DIRECTORY

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CALIFORNIA BROKER | 39

MISCELLANEOUS LIFE SETTLEMENTS Abacus Settlements, LLC Contact: Samantha Butcher 480 Forest Avenue Locust Valley, NY 11560 (516) 417-5040 Fax: (516) 908-4493 Tennessee office Tel: (615) 732-6240 email: sbutcher@abacussettlements.com Website: www.abacussettlements.com Products: Life Settlement Servicing: Please call for up to date list – ––––––––– Coventry Contact: Peter Herschel 7111 Valley Green Rd. Fort Washington, PA 19034 (877) 836-8300 Fax: (215) 233-3201 Website: www.coventry.com Products/Services: Life Settlements, SWAPP®, Simplified Settlements®, Term Settlements, Continuing Education Serving: Nationwide – ––––––––– ELA Settlement Services L.L.C. Contact: Paul H. Nagelberg 1435 Morris Ave.. P.O. Box 3137 Union, NJ 07083 (800) 388-0103 Fax: (908) 810-4159 email: pnagelberg@execlife.com Website: www.elasettlementservices.com Products/Services: Life Settlements – ––––––––– Genesis Asset Advisors LLC Contact: Geoffrey Gottesman 222 Broadway, 19th Flr. New York, NY 10038 516-945-6272 (877) 303-9777 Fax: (516) 945-6273 email: info@genesisknows.com Website: www.genesisknows.com Products/Services: Life Settlements Serving: AL, AR, CA, CT, DE, FL, GA, IL, KS, MS, MI, MD, NJ, NY, OH, OR, PA, SC, TX, SD, WA, WY – ––––––––– Leisure Werden & Terry Agency Contact: Dave Donchey, President 200 S. Los Robles Ave., Ste. 200 Pasadena, CA 91101 (626) 304-1300 Ext. 240 (800) 272-2212, Fax: (626) 304-1313 email: dave.donchey@lwtagency.com Website: www.lwtagency.com Products: Life insurance, Long-term care insurance, Annuities and Life settlements Serving: Nationwide – ––––––––– Life Equity LLC Contact: Ward Kerr 5611 Hudson Dr., Ste. 100 Hudson, OH 44236 (330) 342-7772, (800) 272-5189 Fax: (330) 342-7782 Email: info@lifeequity.com Website: www.lifeequity.com Products/Services: Life Settlements Purchaser & Servicer – ––––––––– Life Insurance Buyers, Inc. Contact: Greg Albers, Linda Wilcher 9311 Cherokee Place Leawood KS, 66206 (800) 936-5508 email: lindawilcher@lifeinsurancebuyers.com email: gregalbers@lifeinsurancebuyers.com Website: www.lifeinsurancebuyers.com Serving: Nationwide – ––––––––

40 | CALIFORNIA BROKER

{ Life Settlements, Long-term Care } Reliant Life Shares Life Insurance Settlements Inc. Contact: Andrew Murphy, CEO 1180 SW 36th Ave., Ste. 201 15260 Ventura Blvd., Suite 1420 Pompano Beach, FL 33069 Sherman Oaks, CA 91403 (866) 326-5433 Ext. 1015 (818) 788-1904 (954) 315-2840 Fax: (954) 337-5731 email: andrew@reliantlifeshares.com Website: www.LiSettlements.com Website: www.reliantlifeshares.com Products/Services: Life Settlements, Products: Fractional Life Shares, Life Free Policy Appraisal, Free E&O CoverSettlements, Funding Entity age, Mktg. & Compliance Available, Serving: California Serving: Nationwide –––––––––– –––––––––– Save Gains Tax The Lifeline Program Contact: Paula Straub 1979 Lakeside Parkway, Ste. 200 1623 La Bonita Way Tucker, GA 30084 San Marcos, CA 92078 (800) 252-5282 • (770) 724-7300 (760) 917-0858, Fax: (866) 401-0424 Fax: (678) 248-0522 email: pstraub@aol.com email: info@thelifeline.com Website: www.savegainstax.com Website: www.thelifeline.com Services/Products: Health and Life Products/Services: Life Settlements Insurance, Covered California, Medicare –––––––––– Products, Annuities, Investment Advice, Life Settlement Solutions Inc. Charitable Remainder Trust, Sep-IRA, Contact: Harold Haynes Roth IRA, Deferred Sales trusts, Life 4747 Viewridge Ave., Ste. 108 Settlements, Pensions, Long Term Care, San Diego, CA 92123 California Partnership, Tax Strategies, (858) 576-8067 Fax: (858) 576-9329 California Insurance email: info@lifefirms.com Serving: Tax Strategies (Nationwide), Website: www.lss-corp.com Insurance (California) Products/Services: Life Settlement Provider –––––––––– Serving: Nationwide Trinity Financial Services LLC –––––––––– Contact: Greg Scharfeld Maple Life Financial 609 E. Pine St. 4350 East West Hwy., Ste. 900 Orlando, FL 32801 Bethesda, MD 20814 (866) 870-8746 (877) 777-0635 Fax: (301) 951-1351 (407) 523-1980, Fax: (407) 523-1871 email: moreinfo@maplelf.com email: info@trinityfinancialllc.com Website: www.maplelifefinancial.com email: greg@trinityfinancialllc.com Product/Services: Secondary Market for Website: greg@trinityfinancialllc.com Life Insurance, Life Settlement OriginaProducts/Services: Life Settlements & tion and Servicing Life Insurance Sales Serving: Nationwide Serving: Nationwide –––––––––– –––––––––– Melville Capital Welcome Funds Inc. Contact: Doug Himmel Contact: Daniel Ohman, VP & COO 127 Broadway, Ste. 202 6001 Broken Sound Parkway, Ste. 320 Santa Monica, CA 90401 Boca Raton, FL 33487 (310) 943-5370 (866) 511-5990 (561) 862-0244 email: Dhimmel@MelvilleCapital.com (877) 227-4484, Fax: (561) 862-0242 Website: www.melvillecapital.com email: info@welcomefunds.com Products/Services: Life Settlements Website: www.welcomefunds.com Serving: Nationwide Products/Services: Secondary Market for –––––––––– Life Insurance Noble Financial & Serving: Nationwide Insurance Services, Inc. Contact: Ben Levine 310 N. Westlake Blvd., Ste. 240 Westlake Village, CA 91362 LONG TERM CARE (805) 413-7567 (805) 557-1503 website: www.nfisinc.com LTC ASSOCIATIONS email: Ben@nfisinc.com Products/Services: Life Settlement, Life, American Association Disability, LTC, Annuities for Long-Term Care Insurance Serving: Nationwide Contact: Jesse Slome –––––––––– 3835 E. Thousand Oaks Blvd., Ste 336 Ovid Corp Westlake Village, CA 91362 Contact: Peter Colis (818) 597-3205 1955 Franklin St., Unit 1 email: jslome@aaltci.org San Francisco, CA 94109 Website: www.aaltci.org (800) 311-OVID (6843) Products/Services: Sales & Marketing email: friend@ovidlife.com Serving: Nationwide website: www.ovidlife.com Products/Service: Life Settlement LTC CARRIERS Serving: AL, CA, DE, MI, MS, NM, SC, WY ____________ Advanced LTC Insurance Services Q Capital Strategies, LLC: Contact: Larry Banks IHC Life Settlements 425 W. Broadway, Ste. 205 Contact: Tony Blankenship Glendale, CA 91204 2424 N. Federal Highway, Ste. 460 (818) 547-6677, (800) 427-3209 Boca Raton, FL 33487 Fax: (818)547-2220 (212) 418-3273, (561) 886-4600 Email: larry@advancedltc.com Fax: (561) 886-4601 Email: barry@advancedltc.com email: info@qcapital.com Website: www.advancedltc.com email: policy@qcapital.com Serving: Nationwide Website: www.qcapital.com –––––––––– Products: Life Settlements Serving: Nationwide except AK, ID, ND, PR, VT, WV –––––––––– - CalBrokerMag.com -

John Hancock LTC Insurance Contact: LTC Sales Desk 197 Clarendon Boston, MA 02116 (800) 270-1700 Ext. 1 Website: www.jhltc.com Products/Services: LTC Insurance, Sales & Marketing Support Serving: California and Nationwide –––––––––– Mutual of Omaha Insurance Company Mutual of Omaha Plaza Contact: Brokerage Sales Support Omaha, NE 68175 (800) 693-6083 email: sales.support@mutualofomaha.com Website: www.mutualofomaha.com Products/Services: Long-Term Care Insurance Serving: Nationwide LTC SALES & MARKETING Advanced LTC Insurance Services Contact: Larry Banks 425 W. Broadway, Ste. 205 Glendale, CA 91204 (818) 547-6677, (800) 427-3209 Fax: (818)547-2220 Email: larry@advancedltc.com Email: barry@advancedltc.com Website: www.advancedltc.com Serving: Nationwide –––––––––– AmeriCal Advanced Insurance Solutions, LLC. Contact: Gene Tapper 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 441-5699 ext. 169 (866) 311-2656 ext. 169 Fax: (310) 441-5660 email: gtapper@americalltc.com Website: www.americalltc.com www.ltc411.com Products/Services: Specialists in LongTerm Care Insurance Strategies Serving: Nationwide & International –––––––––– American Association for Long-Term Care Ins. Contact: Jesse Slome 3835 E. Thousand Oaks Blvd., Ste. 336 Westlake Village, CA 91362 (818) 597-3205 email: jslome@aaltci.org email: info@aaltci.org Website: www.aaltci.org Products/Services: Sales and Marketing Serving: Nationwide ——— American Financial Marketing LLC Contact: Gail Kane 400 Highway 169 South, Ste. 200 Minneapolis, MN 55426 (763) 593-0905 (800) 880-3072 Fax: (763) 545-5223 email: gailk@afmus.com Website: www.afmus.com Products/Services: LTC Marketing and Sales Support Serving: Nationwide –––––––––– American Independent Marketing Contact: John Hennessey 511 W. A St., Yakima, WA 98902 (800) 672-7202 Fax: (800) 829-0391 email: john.hennessey@whyaim.com Products/Services: Sales & Marketing Serving: Nationwide ––––––––––

2016 DIRECTORY

{ Long-term Care, Life Regional Offices, Paramedical } American Insurance Marketing Services Inc. Contact: Ashley Aaron 101 TechnaCenter Drive Montgomery, AL 36117 (334) 260-6509 (800) 325-9876 Fax: (334) 272-8342 email: info@aimsltc.com Website: www.aimsltc.com Serving: Nationwide – ––––––––– California Long Term Care Insurance Services, Inc. Contact: Katie O’Rourke Contact: Louis Brownstone Contact: Donna Martindale 1601 Bayshore Hwy., Ste. 360 Burlingame, CA 94010 (650) 692-5202 (800) 303-1527 Fax: (650) 692-5204 email: katie@cltcinsurance.com email: louis@cltcinsurance.com email: donna@cltcinsurance.com Website: www.californialongtermcare.com – ––––––––– Capitas Long Term Care Contact: Rich Kupetsky, CLTC 9915 Mira Mesa Blvd, Suite 110 San Diego, CA 92131 (619) 203-5833 Email: rich.kupetsky@capitasfinancial.com Website: www.capitasfinancial.com Products: LTC, Life Serving: Nationwide – ––––––––– DI & LTC Insurance Services Contact: Jack B. Schmitz 4302 Redwood Highway, Ste. 400 San Rafael, CA 94903 (415) 472-4800 (800) 924-2294 Fax: (415) 472-7637 email: jack@di-ltc.com Website: www.di-ltc.com Products/Services: DI, LTC, CI Serving: Northern CA and Nationwide – ––––––––– ICB/Individual Commercial Brokerage Contact: Rick Eldridge 100 Enterprise Dr., Ste. 500 Rockaway, NJ 07866 (973) 538-5511, (800) 422-0696 Fax: (973) 361-0047 email: info@ica-icb.com email: aaron.p@ica-icb.com Website:www.youricb.com Products/Services: LTC Mktg. & Sales Serving: Nationwide – ––––––––– John Hancock LTC Insurance Contact: LTC Sales Desk 197 Clarendon Boston, MA 02116 (800) 377-7311 Ext. 115602 Website: www.jhltc.com Products/Services: LTC Insurance, Sales & Marketing Support Serving: California and Nationwide – ––––––––– Liberty Marketing Insurance Services Contact: Holly Mednick 5700 1st Ave. N. St. Petersburg, FL 33710 (800) 329-5799 (800) 810-5678 Fax: (727) 579-9767 email: info@liberty-marketing.com Website: www.liberty-marketing.com Products/Services: Annuities, Life, LTC Sales & Marketing Serving: Nationwide – –––––––––

2016 DIRECTORY

LifeStyle Insurance Service, Inc. Long-Term Care Insurance Contact : Carol Gardner 30270 Rancho Viejo Rd., Ste. B San Juan Capistrano, CA 92675 email: cgardner@lifestyleinsurance.com Website: www.lifestyleinsurance.com (949) 272-2260 (949) 493-2056 (800) 493-2056 Ext. 260 Fax: (949) 493-8366 Products/Services: LTC Sales & Marketing Serving: Nationwide –––––––––– LTC Consultants President: Phyllis Shelton Contact: Lawrence Vivenzio 108 Rhoades Lane Hendersonville, TN 37075 (615) 590-0314 (888) 400-1118 ext. 120 Fax: (615) 590-0307 email: lawrence@ltcconsultants.com Website: www.ltcconsultants.com Products/Services: LTC Sales & Marketing Tools, Online & Onsite LTCi Training, Consumer Seminars, Motivational Speeches Serving: Nationwide –––––––––– LTCiTraining .com P.O. Box 409, Rabun Gap, GA 30568 (866) 400-5224 Fax: (813) 464-8018 email: Jennifer@LTCiTraining.com Website: www.LTCiTraining.com –––––––––– Mutual of Omaha Insurance Company Mutual of Omaha Plaza Contact: Brokerage Sales Support Omaha, NE 68175 (800) 693-6083 email: sales.support@mutualofomaha.com Website: www.mutualofomaha.com Products/Services: Long-Term Care Insurance Serving: Nationwide –––––––––– SellingLTC.com Contact: Jennifer Ivey P.O. Box 409 Rabun Gap, GA 30568 (877) 603-2771, Fax: (813) 464-8018 email: info@sellingltc.com Website: www.sellingltc.com Products/Services: LTCI Sales Marketing and Presentation Solutions, Custom Website. Serving: Nationwide ————— Senior Market Sales, Inc. Contact: Dan Trumblee 8420 West Dodge Rd., 5th Flr. Omaha, NE 68114-3446 (402) 397-3311 Ext. 4 (800) 786-5566, Fax: (402) 397-0455 email: dtrumblee@seniormarketsales.com Website: www.seniormarketsales.com Products/Services: LTC Sales & Marketing, Life insurance, Annuities, Medicare Advantage, Medicare Supplement Serving: Nationwide ————— Specialists in Health Insurance Services Contact: Ted Porter 3050 Citrus Circle, Ste. 114 Walnut Creek, CA 94598 (800) 300-1376 Fax: (925) 934-3023 email: tedp@sihis.com Website: www.sihis.com Products/Services: LTC Sales & Marketing Serving: Nationwide

LIFE REGIONAL OFFICES BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sales 17701 Mitchell North Irvine, CA 92614-6028 (800) 237-8543 Ext. 169, (949) 222-2169 email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States –––––––––– Boston Mutual Life Life-Group Sales Office Contact: Jeff Jacoby-Group Sales Mgr. 14651 Dallas Pkway., Ste. 140 Dallas, TX 75254 (800) 959-9575 Ext. 622 Fax: (972) 789-0176 email: jeff_jacoby@bostonmutual.com Website: www.bostonmutual.com –––––––––– Crump Life Insurance Services Contact: Christina Flores 8950 Cal Center Dr., Building 2, Ste. 250 Sacramento, CA 95826 (800) 444-6200, (916) 403-4351 Fax: (801) 517-7767 email: christina.flores@crump.com Website: www.crumplifeinsurance.com Services: Broker/Dealers, Full Service Insurance Brokerage Products: Variable Annuities, Variable Life, Fixed Annuities, Insurance Products. –––––––––– Guardian Life Insurance Company of America Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464 (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 881-3502 email: gholdgrafer@glic.com Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com Las Vegas Steve Johnson, District Manager, Las Vegas (800) 662-6464, (949) 885-1726 Email: sdjohnson@glic.com Fresno Brady Spencer, District Manager, Fresno, Bakersfield, Santa Barbara (559) 353-0400 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib. Min. Case Size: 2-5000 Serving: Nationwide –––––––––– Great West Financial Contact: Cheney Hunt 18093 Bluegrass Rd. Ramona, CA 92065 (760) 788-7311, Fax: (760) 788-7025 email: cheney.hunt@gwrs.com Website: www.gwrs.com Serving: San Diego County ––––––––––

- CalBrokerMag.com -

MISCELLANEOUS

John Hancock Retirement Plan Services Contact: Derek MacDougall 117 E. Colorado Blvd., Ste. 204 Pasadena, CA 91105 (818) 552-3400 ext. 857644 (800) 766-2685 email: derek_macdougall@Jhancock.com Website: www.Jhpensions.com Serving: Pacific Region –––––––––– John Hancock Retirement Plan Services Contact: Howard Joelson 18100 Von Karman Ave., Ste. 400 Irvine, CA 92612 (949) 442-1530, (800) 451-8775 Fax: (949) 442-1540 email: howard_joelson@jhancock.com Website: jhonhancock.com Serving: Orange County –––––––––– Oxford Life Insurance Company Contact: Licensing and Contracting 2721 N. Central Ave. Phoenix, AZ 85004 (602) 263-6666, (800) 308-2318 Fax: (866) 380-9691 email: MikeQuaranta@oxfordlife.com Website: www.oxfordlife.com Serving: Nationwide

PARAMEDICAL APPS Portamedic (877) 314-3771 email: support@appshq.com Bakersfield (661) 397-3063 APPS76@appsdom.com Central Valley (888) 764-9201 Lodi.CA@APPSdom.com Garden Grove (714) 748-4580 gardengrove.ca@APPSdom.com Inland Empire (909) 243-7900 inlandempire.ca@APPSdom.com Los Angeles (800) 439-2770 losangeles.ca@APPSdom.com San Diego (619) 497-0080 sandiego.ca@APPSdom.com San Francisco (650) 375-1750 sanfrancisco.ca@APPSdom.com San Jose (408) 551-0351 sanjose.ca@APPSdom.com Ventura (805) 654-0749 apps55@APPSdom.com Walnut Creek walnut.ca@APPSdom.com (800) 972-9777 APPS16@appsdom.com –––––––––– Examination Management Services Inc. Chico (530) 895-3203 Email: chico.exam@emsinet.com Colton (909) 370-0350 Email: colton.exam@emsinet.com Van Nuys (818) 909-0807 Email: van_nuys.exam@emsinet.com Irvine (949) 436-7497 Los Angeles – Gardena (310) 366-5820 Los Angeles – Wilshire (213) 616-0083 Email: LAWilshire.exam@emsinet.com San Francisco Bay (510) 639-1813 Email: examsfbay762@emsinet.com Orange County – Brea (714) 674-0724 Email: orangecounty.exam@emsinet.com San Diego Branch (619) 758-7777 Email: san_diego_brn.exam@emsinet.com

CALIFORNIA BROKER | 41

MISCELLANEOUS

{ Paramedical, Medical Retrieval, Section 125 }

Santa Clarita Valley – Canyon Country (661) 251-3800 Email: santa_clarita.exam@emsinet.com – ––––––––– ExamOne, A Quest Diagnostics Company Visit us online: www.examone.com Or contact your local branch office: Email: orangecounty@examone.com Orange, Laguna Woods, Irvine, Huntington Beach, Santa Ana, Long Beach, Torrance, Redondo Beach, (855) 570- 3926 San Diego, La Mesa, Chula Vista, Encinitas (855) 570-3926 Email: SanDiego@examone.com Glendale, West Hills, Simi Valley, Palm¬dale, Westlake Village, Santa Barbara (855) 570-3926 Email: glendale@examone.com Rancho Cucamonga, Riverside, Loma Linda, Corona, San Bernardino, Chino, Beaumont, Lake Elsinore, Temecula, Whittier, Victor¬ville, Palm Springs, Indio, Upland (855) 570-3926 Email: SanBernardino@examone.com Concord, Walnut Creek, Antioch, Benicia, Berkeley, El Cerrito, Alameda, Fairfield, Manteca, Modesto (925) 939-3655 Email: concord@examone.com Santa Clara, San Jose, San Carlos (866) 213-9496 Email: sanjose@examone.com Burlingame, San Francisco (650) 777-0955 Email: Burlingame@Examone.com

MEDICAL RECORD RETRIEVAL

SECTION 125 AFLAC, West Territory Contact: Adam Michaels, Territory Vice Pres. Jay Hutchins, Regional Vice President 12121 Wilshire Blvd., Ste. 1225 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com jhutchins@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Northern California Contact: Les Heinsen 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: leheinsen@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, San Francisco Bay Area Contact: Rich Kunz, Market Director John DaVito, Senior Group Representative 601 Montgomery St, 14th floor San Francisco, CA 94104 (415) 684-1520 Fax: (415) 684 1216 email: rkunz@aflac.com jdavito@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

MVP Record Retrieval P.O. Box 5237. Modesto, CA 95352 (209) 342-6662 (866) 377-0018, Fax: (866) 377-0019 email: contactus@mvpretrieval.com Website: www.mvpretrieval.com Service: Nationwide APS & med. record retrieval – ––––––––– Datafied Contact: Linda Nefos 1210 N. Jefferson St., Ste. P Anaheim, CA 92807 email: lnefos@datafied.com X1 CA www.datafied.com Broker magazine:Layout 1 Website: (877) 328-2343 x. 242, Fax: (800) 922-3892 Service: APS Copy Service/Records Retrieval

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AFLAC, Central California Contact: Daniel Bredeson, Market Director Andrew Fry, Group Representative 641 Higuera St, ste 300 San Luis Obispo, CA 93401 (805) 439-2000 Fax: (805) 439 2003 email: dbredeson@aflac.com afry@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- North Contact: Brian Jaeggi, Market Director Darryl Freni, Group Rep 520 N Central Ave, suite 630 Glendale CA 91203 (818) 696-1493 Fax: (818) 696-1496 email: bjaeggi@aflac.com dfreni@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- South Contact: Christopher Hager, Market Director Maisie Yang, Senior Group Representative 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6100 Fax: (310) 744-6199 email: chager@aflac.com myang@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Orange County/ South Coast Contact: Barry Mcpherson, Market Director Richard Kendrick, Group Manager 2211 Michelson Drive, Ste. 1150 Irvine CA 92612 (949) 474-6009- Fax: (310) 744-6199 email: bmcpherson@aflac.com rkendrick@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

AFLAC, San Diego Contact: Andrew Grethel, Market Director Colleen LaPrade, Group Representative 6005 Hidden Valley Road, Ste. 150 Carlsbad CA 92011 (760) 918-0991 Fax: (855) 442-3370 email: agrethel@aflac.com@aflac.com claprade2@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––– Benefits Store Inc. Contact: Roger Smith or Jake Schroeder (800) 446-2663, Fax: (844) 602-1888 Email: Info@BenefitsStore.com Website: www.BenefitsStore.com Products/Services: Group Association Health (Medical/Dental/Vision) for Individuals. Brokerage/Producer Sales Opportunities. TPA Services for Small Group Cafeteria Plans. Serving: California and Nationwide –––––––––– Benesyst, Inc., a TASC Company Contact: Michelle Thompson, Senior Account Exec., West U.S. 14271 Jeffrey Road, Ste. 180 Irvine, CA 92620 (949) 433-7951 or (608) 268-8887 email: michelle.thompson@tasconline.com Website: www.benesyst.net Products/Services: Spending Account Services (FSA, HRA, HSA, Commuter), COBRA, Retiree Billing, Online Enrollment Consolidated Billing, Eligibility Management, Tuition Reimbursement adminstration, Wellness Rewards Administration Serving: Nationwide ––––––––– BEN-E-LECT Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Dental (group); EOB Concierge, Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); Vision, Web Portal, Life (group), Debit Card, Payroll, HR Serving: AZ, CA, CO, KS, NV, WA –––––––––– BPI-Flex Administrators Contact: Greg Zele Email: GregZ@BusinessPlansInc.com 432 East Pearl Street Miamisburg, OH 45342 (800) 865-4485 ext. 109 Fax: (937) 865-6502 email: info@BusinessPlansInc.com Website: www.myCafeteriaPlan.com Website: www.myBenefitStatements.com Website: www.myCobraPlan.com Min. Case Size: 10 Products/Services: TPA Services (FSA, HRA, HSA, QTP), Total Compensation Statements, Cobra Administration, Retiree Billing ––––––––––

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42 | CALIFORNIA BROKER

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2016 DIRECTORY

{ Section 125, Third Party Administrators (TPAs) } Choice Builder Kevin M. Timone, Chief Sales Officer 721 S. Parker, Ste. 200 Orange, CA 92868 (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 – ––––––––– CONEXIS, a division of Wageworks.com Contact: Marc McGinnis 721 S. Parker, Suite 300 Orange, CA 92868 (877) CONEXIS [266-3947] Ext. 4623 email: mmcginnis@wageworks.com Website: www.CONEXIS.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide – ––––––––– Core Documents Inc. Contact: Gene Ennis P.O. Box 14538 Bradenton, FL 34280 (888) 755-3373, Fax: (941) 795-4802 email: coreservice@coredocuments.com Website: www.CoreDocuments.com Products/Services: Section 125 POP, FSA, HSA 132 & HRA Plan, Wrap SPD Documents Serving: Nationwide – ––––––––– Ebix Inc. Contact: Tony Bell 1 Ebix Way, John Creek, GA 30097 (877) 805-2828, Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Ebix Health (cont.) Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA – ––––––––– Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889, Coldwater, MI 49036 (517) 489-4581, Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs,HSAs, POP, Time and Attendance, HIPAA, Privacy & Security, Payroll, HR Services, Portability Solutions Serving: Nationwide – ––––––––– JHC Insurance Services Contact: Joe Hernandez P.O. Box 3879 Ventura, CA 93006-3879 (805) 644-9678 (888) 542-4467, Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA – –––––––––

2016 DIRECTORY

PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549, Fax: (951) 656-9276 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/ HIPAA, Pension and Payroll, Section 125, ACA Reporting –––––––––– Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208 (888) 321-2021, Fax: (414) 302-9837 email: learnmore@tricast.com email: kristin.karakis@tricast.com email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Audit, PBM RFPs, Prescription Drug Plans, Sec. 125, Surveillance, Wellness, Fraud, Waste and Abuse Min. Case Size: 25 Serving: Nationwide

Third Party Aministrators (TPAS)

AAQHC and Administrator Contact: Brett Bennett 26050 Mureau Road Calabasas, CA 91302 (818) 591-8700, (800) 669-8700 Fax: (818) 591-8722 email: info@aaqhc.com Website: www.aaqhc.com Products: Dental (ind., group); Health (group); Vision Serving: CA –––––––––– Beneficial Administration Contact: Steve Course 2505 McCabe Way Irvine, CA 92614 (949) 756-1000, (800) 854-7417 Fax: (949) 724-1603 email: scourse@beneficialadmin.com Website: www.beneficialadmin.com Products/Services: Individual, Small Group & Mid-Market Administration, “Fully Insured and ASO” Serving: Nationwide –––––––––– Benefit Service Center Contact: Scott Freeman 9500 Topanga Canyon Blvd. Chatsworth, CA 91311 (800) 842-6635, Fax: (818) 678-0027 email: services@bscinc.com Website: www.bscinc.com Products/Services: Employee Benefits Administration including: Premium Reconciliation, Billing, Eligibility, Open Enrollments, New Hire Administration, COBRA, Retiree Administration, Claims Advocacy, Database Management, and Call Center, FSA Min. Case Size: 250 Serving: Nationwide –––––––––– Benefit & Risk Management Services Inc. Contact: Paul Schafer 80 Iron Point Circle, Ste. 200 Folsom, CA 95630 (916) 467-1400 Ext. 1245 Fax: (916) 467-1401 email: paul.schafer@brmsonline.com Website: www.brmsonline.com Products/Services: Full-Service Employee Benefit TPA (Group Medical, Dental, Vision, Sec. 125, Flexible Spending Accounts, COBRA/HIPAA, medical management, and utilization review with proprietary Virtual Benefits Administration System (Vbas) Min. Case Size: 50 Serving: Nationwide –––––––––– BEN-E-LECT Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Debit Card; Dental (group); EOB Concierge; Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); HR; Life (group); Payroll; Vision; Web Portal Serving: AZ, CA, CO, KS, NV, WA ––––––––––

Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007, Fresno, CA 93718 (866) 556-7655, Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental & Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, Nurses and Social Workers Serving: Nationwide –––––––––– Affordable Benefit Administrators Inc. Contact: Marie Ackad, Marketing Operations Manager Cheryl Williams-Khoury, President 444 Irving Dr., Ste. 202, Burbank, CA 91504 (818) 842-0147, (800) 350-0148 Fax: (818) 842-0225 email: m_ackad@benefitsaba.com Website: www.benefitsaba.com Products/Services:Third Party Administorator specializing in Medical, Dental, & Vision Self-funded Plans. COBRA administration, HSA/HRA; Packaging EPO/ PPO networks; Utilization Review/Case Management; Cafeteria Plans Administration; Insurance and Stop Loss Access with Traditional and Innovative stop loss design. We also specialize in creating and managing custom plan designs that are based on Fair Market Value Pricing Model. –––––––––– AGIA Affinity Services Contact: David H. McCarty 1155 Eugenia Place Carpinteria, CA 93013 (800) 244-2462, Fax: (763) 416-4931 email: DMcCarty@AGIA.com Website: www.agia.com Products/Services: Associations, Financial Institutions, Unions Insurance: Life, Supplemental Health, Accident, Disability Non-Insurance: Emergency Assistance, MedFlight Freedom, Rescue 360, Evacuation, Travel and Security Serving: Nationwide –––––––––– - CalBrokerMag.com -

MISCELLANEOUS

BPI-Flex Administrators Contact: Greg Zele 432 East Pearl Street Miamisburg, OH 45342 (800) 865-4485 ext. 109 Fax: (937) 865-6502 email: info@BusinessPlansInc.com Website: www.myCafeteriaPlan.com Website: www.myBenefitStatements.com Website: www.myCOBRAPlan.com Min. Case Size: 10 Products/Services: TPA Services (FSA. HRA. HSA. QTP), Total Compensation Statements, Cobra Administration, Retiree Billing ––––––––– CaliforniaChoice ® Financial Department 721 South Parker, Suite 200 Orange, CA 92868 (800) 542-4218 Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 1-100 ––––––––– Capitol Administrators Contact: Dave Reynolds 2920 Prospect Park Dr., Ste. 210 Rancho Cordova, CA 95670 (916) 669-2510, Fax: (916) 669-0575 email: dreynolds@capitoladm.com Website: www.capitoladm.com Products/Services:TPAs Min. Case Size: 50 Serving: Nationwide –––––––––– Choice Builder ® Kevin M. Timone, Chief Sales Officer 721 S. Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 –––––––––– Coastal TPA Inc. Contact: Debi Hardwick 928 East Blanco Road, Ste. 235 Salinas, CA 93901 (831) 754-3800 Ext. 104 (800) 564-7475 Fax: (831) 754-3830 email: DHardwick@coastalmgmt.com Website: www.coastalmgmt.com Products/Services: Group Medical, Dental & Vision Claims Administration; Disease Management and Preferred Provider Panels, Medical and Dental Provider Networks Min. Case Size: 50 to Unlimited Serving: Nationwide –––––––––– CONEXIS, a division of Wageworks.com Contact: Justine Sobczyk 721 S. Parker, Suite 300 Orange, CA 92868 (877) CONEXIS [266-3947] Ext. 4623 email: justine.sobczyk@wageworks.com Website: www.CONEXIS.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide ––––––––––

CALIFORNIA BROKER | 43

MISCELLANEOUS

{ Third Party Administrators (TPAs) }

CoPower, Inc. Ancillary General Agency Contact: Pratibha Patel 1600 W. Hillsdale Blvd. San Mateo, CA 94402 Phone: (888) 920-2322, Fax: (650) 348-1149 Email: sales@copower.com Website: www.copower.com Products: Group Dental, Vision, Life, Long-Term Disability, AD&D, Critical Illness, Chiropractic and Acupuncture. Bundled & standalone plans. Voluntary & Contributory. CoPower ONE & CoPower SUITE bundle Dental, Vision, and Life. Carrier partners: Anthem Blue Cross, Delta Dental, MetLife, United HealthCare, Unum, VSP, and Landmark. VANTAGE: HR help, Rx discounts, and employee travel and entertainment discounts. Empower, online administrative tool. Services: Ancillary General Agency for Group Dental, Vision, Life, AD&D, LTD, Critical Illness, Chiropractic and Acupuncture. Min. Case Size: 2+ Serving: California – ––––––––– Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products/Services: Dental (group, ind.); Vision, Life, Disability, Medical Gap, Chiropractic/Acupuncture (group) Min. Case Size: 1 Serving: CA – ––––––––– Direct Dental 700 Larkspur Landing Circle, Ste. 199 Larkspur, CA 94939 (415) 526-1401 Fax: (415) 454-2928 email: drjohn@directdentalplans.com Website: www.directdentalplans.com Products/Services: TPA – ––––––––– Discovery Benefits Contact: Jen Keumerle 20555 Pascal Way Lake Forest, CA 92630 (714) 767-8331 email: jkuermerle@discoverybenefits.com website: www.discoverybenefits.com Products: COBRA, FSA, HSA, HRA, TSA Serving: Nationwide – ––––––––– Ebix Inc. Contact: Tony Bell 1 Ebix Way, John Creek, GA 30097 Fresno, CA 93710 (877) 805-2828 ext. 204 Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA – –––––––––

44 | CALIFORNIA BROKER

Kelsey National Corp. eflexgroup, Tasco Divisions Contact: Avery Smith Contact: Tom Jacobs 3030 S. Bundy Dr. 2740 Ski Lane Los Angeles, CA 90066 Madison, WI 53713 (310) 437-7271, (800) 366-5656 Ext. 241 (608) 243-8277, (877) 933-3539 Fax: (310) 390-3158 Cell: (608) 220-7777 email: as@kelsey.com Fax: (877) 231-1287 Website: www.kelsey.com email: teamwest@eflexgroup.com Products/Services: TPAs Website: www.eflexgroup.com Min. Case Size: 1 Products/Services: FSA, HSA, HRA, Serving: Nationwide Transit, COBRA, Debit Card, On-Line –––––––––– Enrollment and Eligibility, ERI Merchants Benefit Administration, Inc SA Compliance SMLA Contact: Brittney Neidhardt Min. Case Size: 2 15974 N. 77th St., Ste. 102 Serving: Nationwide Scottdale, AZ 85260 –––––––––– (800) 800-6543, Fax: (480) 776-5050 Employee Benefits Specialists, Inc. email: agentservices@mbaadmin.com Contact: Jennifer Leugers Website: www.mbaadmin.com 5934 Gibraltar Dr., #206 Products/Services: Dental (ind.), Health Pleasanton, CA 94588 (Group), Life (Guaranteed Issue) (925) 460-3910, (800) 229-7683 Min. Case Size: 1 Fax: (925) 460-3920 Serving: Nationwide email: jennifer.leugers@ebsbenefits.com –––––––––– website: www.ebsbenefits.com MESVision Products: FSA, Section 132, COBRA, ReContact: Mike Schell tiree Administration, Invoice Reconciliation, 345 Baker St. Voluntary, WORKTERRA – our proprietary Costa Mesa, CA 92626 online enrollment and eligibility system (800) 877-6372, Fax: (714) 619-4670 Serving: Nationwide email: mschell@mesvision.com __________ Website: www.mesvision.com HealthNow Administrative Services Products/Services: Group Vision Plans Contact: Dina Tank (Fully Insured and Self-Funded) 2520 Venture Oaks Way, Ste. 450 Min. Case Size: 5 Sacramento, CA 95833 Serving: Nationwide (800) 220-2600, Fax: (916) 604-3470 –––––––––– email: dina.tank@healthnow.org MVI Administrators, Inc. Website: www.hnas.com Contact: Jeff Van De Moere Products: COBRA/HIPAA, Flexible Ben1011 Camino Del Rio South, Ste. 300 efits, Self Funded Plans, Ancillary ProdSan Diego, CA 92108 ucts, Dental, Vision, Life & DI Insurance (619) 260-2660 (800) 927-8380 Min. Case Size: 50 to Unlimited Fax: (619) 260-2666 Serving: Nationwide email: jv@mviadmin.com –––––––––– Website: www.mviadmin.com Infinisource Inc. Products/Services: TPAs Contacts: Vicki Burke –––––––––– 15 East Washington St. MWG Dental & Vision Plans P.O. Box 889 Contact: MWG Broker Services Coldwater, MI 49036 P.O. Box 14067 (517) 489-4581, Fax: (517) 278-0764 Jackson, MS 39236 email: vburke@infinisource.com 5712 I-55 N. Frontage Rd. Website: www.infinisource.com Jackson, MS 39211 Products/Services: Workforce Manage(601) 206-7967 ment Administrator for Human Capital (877) 759-5728 Fax: (601) 956-1702 Management, COBRA, FSAs, HRAs, HSAs, POP, Time and Attendance, Payemail: brokerservices@morganwhite.com roll, HR Services Website: www.mwgdental.com; Serving: Nationwide Website: www.mwgbrokerservices.com –––––––––– Plan Type: Group Indemnity, PPO Innovative Pension Strategy & Design Products/Services: Group/Individual Contact: Sidney Lopez Dental & Vision Plans 14251 Danielson St., Poway, CA 92064 Min. Case Size: 2 (858) 748-6500, (858) 218-3441 Serving: Nationwide Fax: (858) 748-0615 –––––––––– email: Sidney@ipsd.com National Retirement Services Inc. (NRS) Website: www.ipsd.com Contact: Nate Delong, CPC Website: www.innovativepension.com 5832 Bolsa Ave., Ste. 100 Products/Services: 401(k), defined Huntington Beach, CA 92649 benefit plans (714) 622-3244 Min. Case Size: 1 (800) 350-2172 Fax: (714) 622-3189 Serving: Nationwide email: Nate.Delong@NRServices.com _________ Website: www.nrservices.com JHC Insurance Services Products/Services: TPAs, Profit sharing Contact: Joe Hernandez and Defined Benefit Plans P.O. Box 3879 Min. Case Size: 1 Ventura, CA 93006-3879 Serving: Nationwide (805) 644-9678, (888) 542-4467 –––––––––– Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA ————– - CalBrokerMag.com -

OptumHealth Contact: Matt Hayward 3110 Lake Center Drive Santa Ana, CA 92704 (714) 445-0712, Fax: (800) 728-4880 email: matthew.hayward@optum.com Website: www.optum.com Products/Services: Employer Stop Loss, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation, Biometric screening & Wellness Suite of Products Serving: Nationwide ––––––––– Pacific Benefits LLC Division of Benefit Resource, Inc. Contact: Mimi Lyon, Senior Benefits Consultant 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2101 ext. 226, Fax (916) 363-4213 email: mlyon@benefitresource.com Website: www.benefitresource.com Products/Services: TPA, FSA, HRA, HSA, POP, CBP, and COBRA Serving: Nationwide –––––––––– PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct., Riverside, CA 92507 (800) 427-4549 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix Fax: (951) 656-9276 email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/ HIPAA, Pension and Payroll, Section 125, ACA Reporting –––––––––– P&A Administrative Services, Inc. Contact: Rick Neward 44 Auvergne Newport Coast, CA 92657 (949) 202-8266, (800) 688-2611 Fax: (716) 855-7156 Email: newardr@padmin.com Website: www.padmin.com Products/Services: FSA, HRA, HSA, Commuter, COBRA and Retiree Billing Min. Case Size: 10 –––––––––– Pinnacle Claims Management, Inc. Contact: Daniel Baker, Director of Sales 15525 Sand Canyon Irvine, CA 92618 (949) 885-4800, Fax: (949) 809-6627 email: dbaker@pinnacletpa.com Website: www.pinnacletpa.com Products/Services: Full-service health benefits administration for self-funded employers. Offering medical, dental, pharmacy, vision, FSA, COBRA, and retiree administration, in addition to PinnacleRx Solutions, a pharmacy benefit manager and health management options through Pinnacle Health Management. Online tools, proprietary networks, and customized reporting available to empower both the employer and their employees. Also provides administration, sales and agent support for Covered California for Small Business. Serving: Western United States ––––––––––

2016 DIRECTORY

{ Third Party Administrators (TPAs), Worksite Marketing } Polycomp Administrative Services Inc. Contact: Evelyn Trichanh 404 Camino Del Rio South, Suite 608 San Diego, CA 92108 (619) 683-2030 (800) 572-4122 Fax: (619) 683-2022 Email: etrichanh@polycomp.net Website: www.polycomp.net <http:// www.polycomp.net> Products/Services: 401(k), Profit Sharing, Defined Benefit Plans, 403(b), Prevailing Wage Benefit Plans, Self-Directed IRAs –––––––––– Pram Insurance Services, Inc. Contact: David P. Wilson, CEO 1 Pointe Dr., Ste. 120 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850, Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations, Voluntary Plans, Worksite, Limited Benefit and Indemnity Plans Services: National Registered Adminstrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration PBR Pharmacy Auditing for Employer Plans Min. Case Size: 100 Serving: Nationwide –––––––––– PRB Administrators 1990 S. Bundy Drive, Ste 410 Los Angeles, CA 90025-1448 (310) 909-1746, Fax: (424) 248-2430 email: bjines@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning. –––––––––– Precept Insurance Solutions LLC Contact: Karen Reid 130 Theory, Ste. 200 Irvine, CA 92617 (949) 955-1430, (800) 344-1430 Fax: (949) 955-9471 email: info@preceptgroup.com Website: www.preceptgroup.com Services: Group Health, HSA, Self-Funded Administration, Life, AD&D, Cafeteria Plans, Dental, Vision, Wellness, 401(k), Pension Plans/Profit Sharing, Benefits Outsourcing and Administration, COBRA Serving: Nationwide –––––––––– Redwood Health Services Contact: John W. Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370, (800) 548-7677 ext.121 Fax: (707) 525-4270 email: jnacol@rhs.org Website: www.rhs.org Plan type: PPO, FSA, POP, HRA Products/Services: Health Plans, COBRA, Third Party Administration Min. Case Size: 2-1000 Serving: Nationwide –––––––––– Superior Administrators Inc. Contact: Charles Carr 3720 S. Susan St., Ste. 200 Santa Ana, CA 92704 (714) 429-1700 ext. 213 (888) 429-9090 ext. 213 Fax: (714) 429-1393 email: ccarr@superioradministrators.com Website: www.superioradministrators.com Products/Services: TPA Serving: Nationwide

2016 DIRECTORY

TASC – Total Administrative Services Corporation Contact: Darren Howell, Regional Sales Director-California 2302 International Lane Madison, WI 53704-3140 (800) 422-4661 ×2697 Fax (608) 316-6044 Email: darren.howell@tasconline.com website: www.tasconline.com Products: Flexible Spending Accounts, POP plans, HRa/HSA, ERISA Compliance, HIPAA Compliance, COBRA, FMLA Administration, Payroll, GiveBack Employee Giving Programs Min Case Size: 1 Serving: Nationwide –––––––––– TLC Administrators Contact: Mary Tarell 3340 Walnut Ave., Ste. 290 Fremont, CA 94538 (510) 795-0103, (800) 533-0113 Fax: (510) 795-0858 email: mary@lipman.com Website: www.myrsc.com Products/Services: TPAs Serving: Nationwide –––––––––– Select Account Contact: Morgan Anthony 1732 Aviation Blvd., #145 Redondo Beach, CA 90278 (310) 200-7435 (888) 460-4015 Email: morgan.anthony@selectaccount.com Website: www.selectaccount.com Products/Services: HSA, HRA, VEGA, FSA, LPFSA, DCAP, TRA, COBRA Min. Case Size: 2 Serving: Nationwide –––––––––– TripleChoice Plan Dental Contact: Jason Kent 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 470-2343 ext. 0 (800) 489-7577 Fax: (310) 441-5660 email: jkent@triplechoiceplan.com Website: www.triplechoiceplan.com Products/Services: Dental Min. Case Size: 2+ Product: Specialists in Group Dental, Life, Vision and Disability Serving: Nationwide –––––––––– Trust Administrators Inc. Contact: Royce A. Charney, J.D. 1300 Clay Street, Ste. 600 Oakland, CA 94612 (888) 951-5556, Fax: (888) 951-1116 email: rcharney@trustadmin.com Website: www.trustadmin.com Products/Services: TPA for Cafeteria Plans, Flexible Spending Accounts (FSAs), Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), Direct Dental and Vision Reimbursement, COBRA, Commuter Benefits, Eligibility & Consolidated Billing Services Min. Case Size: 100 Serving: Nationwide –––––––––– United Administrative Services Contact: Christie Tuminia 6800 Santa Teresa Blvd., Ste. 100 San Jose, CA 95119 (408) 288-4400, (800) 541-8059 Fax: (408) 288-4419 email: pbarrett@uastpa.com Website: www.uastpa.com Products/Services: TPAs Serving: CA ––––––––––

Zenith American Solutions Contact: Bonnie Payson Phone: (702) 851-8281 Email: bpayson@zenith-american.com Website: www.zenith-american.com <http://www.zenith-american.com> Products/Services; TPAs Min. Case Size: 500 Serving: Nationwide Arcadia – 5417 Peck Road Arcadia, CA 91006 Phone: (626) 444-4600 Fax: (626) 258-4090 Covina – 1325 N. Grand Ave., Ste. 200 Covina, CA 91724 Phone: (626) 732-2100 Fax: (626) 732-2656 San Francisco – 221 Main Street, Ste. 250 San Francisco, CA 94105-1956 Phone: (415) 546-7800 Fax: (415) 546-0600 Toll Free: (800) 388-0508

Worksite Marketing AFLAC, West Territory Contact: Adam Michaels, Territory Vice Pres. Jay Hutchins, Regional Vice President 12121 Wilshire Blvd., Ste. 1225 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com jhutchins@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Northern California Contact: Les Heinsen 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: leheinsen@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, San Francisco Bay Area Contact: Rich Kunz, Market Director John DaVito, Senior Group Representative 601 Montgomery St, 14th floor San Francisco, CA 94104 (415) 684-1520 Fax: (415) 684 1216 email: rkunz@aflac.com jdavito@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide –––––––––

- CalBrokerMag.com -

MISCELLANEOUS

AFLAC, Central California Contact: Daniel Bredeson, Market Director Andrew Fry, Group Representative 641 Higuera St, ste 300 San Luis Obispo, CA 93401 (805) 439-2000 Fax: (805) 439 2003 email: dbredeson@aflac.com afry@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- North Contact: Brian Jaeggi, Market Director Darryl Freni, Group Rep 520 N Central Ave, suite 630 Glendale CA 91203 (818) 696-1493 Fax: (818) 696-1496 email: bjaeggi@aflac.com dfreni@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Greater Los Angeles- South Contact: Christopher Hager, Market Director Maisie Yang, Senior Group Representative 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6100 Fax: (310) 744-6199 email: chager@aflac.com myang@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision), Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, Orange County/ South Coast Contact: Barry Mcpherson, Market Director Richard Kendrick, Group Manager 2211 Michelson Drive, Ste. 1150 Irvine CA 92612 (949) 474-6009- Fax: (310) 744-6199 email: bmcpherson@aflac.com rkendrick@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ––––––––– AFLAC, San Diego Contact: Andrew Grethel, Market Director Colleen LaPrade, Group Representative 6005 Hidden Valley Road, Ste. 150 Carlsbad CA 92011 (760) 918-0991 Fax: (855) 442-3370 email: agrethel@aflac.com@aflac.com claprade2@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Dis ability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit State

CALIFORNIA BROKER | 45

MISCELLANEOUS ments, Per Diem Available Minimum Group Size: 3 Serving: Nationwide ___________ AIG Benefits Solutions Employee Benefits Solutions Contact: Jorge Aldana 777 S. Figueroa St., 17th Flr. Los Angeles, CA 90017 (213) 689-3929 Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: http://www.aigbenefits.com Products/Services: Dental, Vision, Life, Disability and Worksite Products, LTD, STD, Voluntary Benefits Serving: Southern California Area – ––––––––– Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA medical GAP plans, Telemedicine, Accident; Critical Illness; Dental (ind., group), Health (group), Life, Medicare Supplement, Vision Serving: Nationwide — — — — —Assurity Life Worksite Division Contact: Jim Quinney–Caliwaii Ins. Mktg. 3031 Stanford Ranch Rd., Ste. 2, #230 Rocklin, CA 95765 (916) 781-9850 ext. 1001 Fax: (916) 248-4669 email: jim@caliwaii.com Website: www.assurity.com Products/Services: Worksite Marketing Min. Case Size: 5 Serving: Nationwide – ––––––––– benefitsCONNECT® Contact: Jeff Franklin, Director of Business Development 3101 Zinfandel Drive., Ste. 200 Rancho Cordova, CA 95670 (916) 421-4000 Fax: (916) 307-5760 email: info@benefitsconnect.net email: sales@benefitsconnect.net email: jeff@benefitsconnect.net Website: www.benefitsconnect.net Products/Services: Online Benefits Enrollment and Administration Serving: Nationwide – –––––––––

46 | CALIFORNIA BROKER

{ Worksite Marketing } Chimienti & Associates Insurance Services Contact: Toney Chimienti, President 3400 Mineral King, Ste. B Visalia, CA 93291 (877) 733-1670 Fax: (559) 733-8058 email: info@chimienti.com Website: www.chimienti.com Products: Medical GAP plans, Premium Saver, Solution Plus Advantage program, Guarantee Issue Voluntary Short & Long Term Disability, Critical Illness, Accident, Dental, Vision, Term, UL with LTC Rider, Whole Life Services: Internet based Employee Benefits Enrollment with Billing & Eligibility Management Technology, includes SelfServe with Chat session and Call Center enrollment, ACA Compliance-Assistance Packages, COBRA-HSA-HRA-Sec. 125 Administration Serving: 40 states — — — — —Colonial Life & Accident Insurance Company Contact: Mike Keller, Southwest Region Vice President of Sales 4965 Preston Park Boulevard, Suite 140 Plano, TX 75093 (972) 964-0250 Fax: (972) 964-0270 Email: mlkeller@coloniallife.com Kristin Lease 301 E. Ocean Blvd., Ste. 2000 Long Beach, CA 90802 (562) 335-5648 klease@colonialife.com Products/Services: Disability, Life, Accident, Cancer, Critical Illness,Dental, Supplemental Health, Benefits Communication, Enrollment. Minimum case size: 3 Serving: Nationwide –––––––––– Colonial Life & Accident Insurance Company – Los Angeles Kristin Lease Emails: KLease@ColonialLife.com 301 E Ocean Blvd, Suite 2000 Long Beach, Ca 90802 562-335-5648 Klease@coloniallife.com ––––––––––

Combined Worksite Solutions Contact: Nathaniel Johnson email: nathaniel.johnson@combined.com Website: www.combined.com (818) 388-6079 Products/Services: Disability income Protector, Universal Life Protector, Accident Protector Plus, Accident and Sickness Protector, Cancer Care Protector, Critical Care Protector, Catastrophic Accident Protector, Personal Accident, Term life Protector, Personal Accident Protector, Champion Accident, Champion Critical Illness, Lifetime Benefit Term –––––––––– Ebix Inc. Contact: Tony Bell 1 Ebix Way, Johns Creek, GA 30097 (877) 805-2828, Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA –––––––––– Freedom Equity Group Contact: Ron Petroinovich 1500 E. Hamilton Ave., Ste. 215 Campbell, CA 95008 (877) 329-6608, Fax: (619) 870-0212 email: ceopetro@fegcorp.com Website: www.freedomequitygroup.com Products/Services: Critical Illness, Worksite, Life (index & UL) Serving: Nationwide –––––––––– FirstVitals Health and Wellness Contact: Ernie Lee P.O. Box 2500 Danville, CA 94526 (925) 299-8015 (800) 922-8844 Fax: (925) 299-8010 email: ernie.lee@firstvitals.com website: www.firstvitals.com Serving: Nationwide ––––––––– LifeLock Benefit Solutions Group Contact: Shaun Walti, Sales Leader, West Region 60 E. Rio Salado Parkway Tempe, AZ 85281 (714) 916-7193 Email:shaun.walti@lifelock.com Website: www.lifelockbusinesssolutions.com/industries/employee-benefits Products/Services: Worksite Marketing, Voluntary Benefits, LifeLock Benefits Min. Case Size: 3 Serving: Nationwide –––––––––– Pram Insurance Services Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850, Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite; Services: National Registered Administrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide — — — — —-

- CalBrokerMag.com -

Transamerica Employee Benefits Contact: Kerstin VanZanten Territory VP 28556 Malabar Rd. Trebuco Canyon, CA 92679 Cell: (951) 522-3905 email: kerstin.vanzanten@transamerica.com Website: www.transamericaworksite.com Home Office Contact: Debbie Cooley 1400 Centerview Dr. Little Rock, AR 72211 (501) 227-1271 Website: www.transamericaemployeebenefits.com Products/Services: Worksite Marketing Serving: Western US. –––––––––– Voluntary Benefits Conference Contact: Jenny Dodson 8845 N. Military Trail Palm Beach Gardens, FL 33413 (561) 790-1176 Fax: (866) 536-7041 email: info@voluntarybenefitsmagazine.com Website: www.voluntarybenefitsconference.com Products: Voluntary Benefits, Gap Plans, Ancillary Benefits Serving: Nationwide –––––––––– Voluntary Benefit Advisors (VBA) Contact: Jennifer Lococo 1936 E. Deere Ave., Ste. 215 Santa Ana, CA 92705 (949) 954-1300, (866) 797-3236 Fax: (949) 954-1301 Email: Jlococo@vbadv.com Email: info@vbadv.com Website: www.vbadv.com Products: Voluntary Benefits Serving: Nationwide –––––––––– Worksite Resources, LLC Northern California Contact: Ed Ryska, Managing Principal 6010 Roblar Rd Petaluma, CA 94952 (707) 664-0166, Fax: (707) 664-0411 Email: eryska@worksiteresources.com Website: www.worksiteresources.com Products: Voluntary and Ancillary Products, Workers’ Comp, Worksite Marketing, HR Resource Services

AD INDEX AVANTE BEHAVIORAL HEALTH.....................33 BENEFITMALL............................................ 9 THE CAMDEN INSURANCE AGENCY...... 19 CHIMIENTI AND ASSOCIATES................. 46 COPOWER................................................ 11 COVERED CALIFORNIA.............................. 5 DICKERSON EMPLOYEE BENEFITS.......... 3 EXAMONE................................................. 42 EYEMED.................................................... 35 LISI............................................................ 15 PAYPRO ADMINISTRATORS..................... 27 PREMIER ACCESS.................................... 29 ROGERS BENEFIT GROUP....................... 47 SELECT ACCOUNT................................... 39 UNITEDHEALTHCARE................................ 2 VISION PLAN OF AMERICA..................... 36 WARNER PACIFIC....................................... 7 WORD & BROWN..................................... 48

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