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STE 300 Frisco, TX 75034
972-215-7747
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As you plan to sell your house and make your move, you may be wondering what lies ahead for mortgage rates and home prices. Here’s a look at expert insights on where both may be headed so you can make the most informed decision possible.
There’s no doubt mortgage rates skyrocketed in 2022 as the market responded to high inflation. The increases we saw were fast and dramatic, and the average 30-year fixed mortgage rate even surpassed 7% in the fall. It was the first time they’d risen that high in over 20 years.
In their quarterly report, Freddie Mac explains just how fast the climb in rates has been:
“Just one year ago, rates were under 3%. This means that while mortgage rates are not as high as they were in the 80s, they have more than doubled in the past year. Mortgage rates have never doubled in a year before.”
Because we’re in unprecedented territory, it’s hard to say with certainty where mortgage rates will go from here. Projecting the future of mortgage rates is far from an exact science, but experts agree that mortgage rates will continue to respond to inflation. And, if inflation eases, mortgage rates likely will too.
As buyer demand has eased in response to those higher mortgage rates, home prices have moderated in many markets too. Regarding the forecast for 2023, some experts call for slight price growth while others are projecting small price declines (see graph below). The best way to look at it is to average the expert forecasts together to get the full picture. When we do that, on a national level, it's roughly neutral or flat appreciation projected for 2023.
Home price appreciation will vary by the local market, with more significant changes happening in overheated areas. It all depends on other factors in that local market, like the balance between supply and demand. As Mark Fleming, Chief Economist at First American, says:
“House price appreciation has slowed in all 50 markets we track, but the deceleration is generally more dramatic in areas that experienced the strongest peak appreciation rates.”
If you want to know what’s happening with home prices or mortgage rates, let’s connect, so you have the latest information on what experts are saying and what that means for our area.
se chilly winter months y have you considering ing some type of fire terpiece to your outdoor g space. Whether it's for warmth they provide, r romantic glow, or the ught of additional entertainment opportunities ide, fire features are popular, and once alled are an easy way to ance your overall erty.
ding which type of fire ment is best for you may e challenging. So, we've piled several factors to sider and questions to wer when determining t type is best for your e
First, check your local HOA rules and fire regulations to learn what types of fires are allowed in your neighborhood. For example, is wood-burning, gas, or propane an acceptable fire source? Is there a particular distance the flame needs to be from a structure or fence? Is there a recommended height of the feature?, Etc.
Next, consider your budget and make an informed decision about whether to hire a qualified contractor to build the feature, purchase something store-bought, or build one yourself If you'll need to run a gas line to the feature be sure to include
that expense in your budget, as well as any decorative features you'll need to add, such as lava rocks, logs, fire glass, etc.
Consider the amount of space you have and what type of design would best fit in that location. What type of furniture do you see around your fire attraction- is it easily moveable, heavy or built-in place? Be sure to allow adequate seating and walk space around your fire so it gets utilized comfortably.
Be mindful of the overall purpose of your fire feature Is your desire to create an intimate setting with just a few cozy seats, or do you prefer a grand statement piece with ample surrounding space to accommodate a larger group?
Do you prefer to listen to the crackling of a wood-burning
fire, or would you rather enjoy the smoke-free fire of natural or propane gas?
Do you have the ability to collect wood, start and maintain a warm fire, and clean the ashes from a wood burning fire, or are you drawn to brighter, more sterile gas flames that can be started in seconds?
Also, consider how much heat you want to feel coming from the fire. Although all fires will put out heat, woodburning fires are typically warmer than their gas counterparts.
Do you like the idea of the heat being directed at one intimate area, or would you rather the heat projected throughout the space?
Understanding where you stand on factors like these should help you realize the fire feature that's just right for your home
413 U S Adults (18-89 years old) surveyed 10/25-11/2/22
We all have "stuff" and struggle with not knowing exactly where to put it or simply having too much of it. Possessions scattered about instead of putting away in proper places create clutter The longer we delay decisions about what should go where and follow through with putting those items into their designated places, the more chaos ensues within us, ultimately taking a toll on our mental health
However, a new year brings a fresh opportunity to reduce the clutter within our homes and minds and enjoy the inner-peace that accompanies a more organized lifestyle Below are some tips that will help you overcome clutter, get organized, and feel more peaceful in the new year
Once you ' ve narrowed down the particular area you'd like to organize, perhaps it's the one giving you the biggest headache Take everything out of it This may be a drawer, a closet, a pantry, or even an entire room This will allow you to review each item and determine if you need it or if it's part of the clutter weighing you down Purging is key here to avoid just organizing clutter Starting from empty, your space will be much easier to reorganize
Some of the most well-known professional organizers (i e , Marie Kondo, Emily Ley, and William Morris) have narrowed down several key questions to ask yourself while looking through what you'd like to declutter These questions will help you decide what items to keep and what you can let go of, such as, "Is this the best, my favorite, or necessary? Is it useful or beautiful? Does it spark joy? Would I try to get this back from my ex after a bad breakup?"
Finding answers to these questions can be challenging, especially when emotions are involved, but being honest with yourself will allow the best results. Give yourself permission to donate, sell, give, trash or recycle the items cluttering your life
Your garage space often becomes a landing place for other household items that don't have a designated home Since this is typically a larger space, the clutter in the garage can feel overwhelming It's best to pare down and downsize your belongings before investing in any storage solutions you may want to purchase later Take old paint, motor oil, and other toxic substances to your local hazardous waste drop-off location Donate used sports equipment, old furniture, and unnecessary household items you no longer need Once you ' ve decluttered, you ' re better able to determine if an additional storage system (shelves, hooks, workbenches, rails, cabinetry, etc ) is necessary to keep you organized moving forward
Repetitive actions each day will help create habits to keep you organized. So, practicing actions like making your bed every morning and placing your keys and wallet in the same place every afternoon will help you stay organized and significantly improve your quality of life
Even if you ' re unsure where something should go, realize all your belongings need a place to reside A good rule of thumb is to store items in the space where you use them Putting something away is much easier if you put it where it belonged when you used it Once all your items have their proper homes identified, please put all your belongings away daily to make sure your organization goes ahead
Keeping things together will reduce the chaos of having too many things This allows you to visibly see what all you have If you own something extra, it'll be easier to let go of it, leading to less clutter Once you have your items sorted into groups, you can separate them into categories, then, even further, into colors within those categories For example, in your closet, group all your dresses together, then arrange them in color order
Although receiving a gift from someone is meaningful, the gesture doesn't necessarily mean the object you were given is an item you like or find helpful If not, it's okay to get rid of the gift However difficult that may be, doing so does not disrespect the gift-giver or the intent behind the act. Remember, it's the thought that counts!
This is exactly what it sounds like: when you bring something new into your home, it's time to let something else go Keeping a "Donate" bin or basket handy is suitable for housing these items temporarily This strategy helps slow clutter accumulation.
Step into this stunning, like new, CUSTOM home in the prestigious gated community of Balmerino, within the resort-style community of The Tribute! Located on a peninsula surrounded by Lake Lewisville, this gorgeous property sits stretched on an oversized lot, offering a grand entrance with its exterior courtyard and fireplace. An entertainer’s paradise is found here with this home's expansive yard, Four car garage, including plug-in, built-in speakers in both the courtyard and backyard, and a shaded pergola- perfect for year-round enjoyment. The backyard has a large pool, oversized covered patio, fireplace, and built-in automatic screen enclosure. Additional community amenities include parks, playgrounds, three sparkling pools, tennis, neighborhood events, award-winning golf courses, pickle ball courts, a dog park, hiking &biking trails, and a clubhouse.
An elegant study adorned with attractive wall paneling, built-in bookshelves, wall sconces, and a high ceiling with wood beams welcomes you into the home while overlooking views of the front exterior courtyard and fireplace. Across the hall, you'll find a convenient first floor media room with additional built-in storage and statement crown molding. There's even another game room upstairs if you long for an additional entertainment space!
The light and open kitchen area offers upgraded finishes, top-of-line Wolf appliances, a Bosch dishwasher, Sonicstyle ice maker, quartz countertops, double ovens, ample storage space, and an additional breakfast space that provides another seating area.
3005Kingsbarns.com
Soaring ceilings and massive windows overlooking the backyard greet you upon entering this magnificent family room. Boasting soaring ceilings with wood beams and a beautiful stone fireplace flanked with fabulous built-in cabinetry, this grand space is full of abundant natural light and accented with a pair of chandeliers and plenty of room for seating and entertaining.
The first level, spacious, and bright primary suite showcases a barrel vault ceiling, designer light fixtures, separate vanity areas, an oversized shower, a freestanding tub surrounded by a natural stone accent wall, and an exquisite custom closet.
This home is a must see property!
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Step into this stunning, like-new, single-story home sprawling on an oversized lot in the prestigious Star Trail! An elegant, welcoming entry showcases the formal dining area, leading to an openconcept floor plan boasting fabulous barrel-vault soaring ceilings. The perfect hosting space boasts an inviting, light, and bright eat-in chef’s kitchen with custom cabinetry and floor-to-ceiling windows! Relax in the luxurious private owner ’ s retreat, with a wall of windows allowing ample natural light, a spa-like bathroom with separate double vanities, and a garden tub. The remote office features built-in bookshelves for additional storage, providing work-at-home ease! Four spacious bedrooms include en-suite baths- perfect for family and guests. An entertainer’s backyard paradise features a pool-sized yard, meticulous landscaping, and a shaded pergola for year-round enjoyment. Close to community parks, playgrounds, three sparkling pools, tennis, and neighborhood events this home is one of a kind!
1634 Olive Drive | Celina, TX 75009 1634 Olive Drive | Celina, TX 75009
Welcome home to this move-in-ready beauty situated on over half an acre in the desirable Parker Lakes Estates! This expansive home is a must-see, featuring five bedrooms, four bathrooms, a three-car garage, and a breathtaking outdoor resort for the entire family. The main level includes formal and informal dining spaces, an open, airy kitchen with abundant storage, a living area with soaring ceilings anchored by a beautiful, floor-to-ceiling gas fireplace, and a wall of sliding glass doors that open to an enclosed sunroom with an additional fireplace! You will also find a private office, an additional secondary bedroom with an ensuite bathroom, and a half bathroom, and the spacious primary bedroom, which boasts a gorgeous ensuite bath. On the second level, you will find three additional bedrooms, two more bathrooms, and an open family game room that overlooks the living area below. Many memories will be made here!
You'll find this five-bedroom, three-and-a-half-bath corner lot home just off the community lake in the desirable Paloma Creek community. Looking out from the front porch, you'll admire an easily accessible, quaint greenbelt space. You can relax, play and entertain in the backyard in your gorgeous saltwater pool with a lovely spa and fun, built-in slide. There's still room to play in your spacious grassy yard, divided safely from the pool by a wrought iron fence. The primary suite, upgraded kitchen, open living and dining spaces, and a half bathroom can be found downstairs. In contrast, an additional four bedrooms and two bathrooms can be located upstairs, along with a game room and a media room! Upgraded lighting, solar panels, smart home wiring, touch faucet, Ring doorbell, code entry lock, and detailed landscaping are just some of the enhancements you'll find here.
This home is sure to go quickly!
A
elcome home to this beautiful, like new, light and bright ngle story situated on a north-facing, spacious corner lot in e amazing neighborhood of Winn Ridge! A recessed entryay and upgraded front door invite you inside to find an open concept floor plan flooded with natural light, architectural archways and stylish finishes! Featuring three bedrooms and two bathrooms, guests will feel at home in a private bedroom ith an adjacent bathroom featuring a double vanity. Space r a formal dining set, an open play room, or a secondary fice is easy to occupy in the center of the home, as well as n additional built-in office space overlooking the kitchen oaded with upgrades, the designer white kitchen highlights a as cooktop, quartz countertops and abundant storage! The pen breakfast nook and family room, with it's custom tile eplace, leads to the outdoor covered patio- perfect for ntertaining! The secluded primary bedroom opens to a spae bathroom with a separate stand-up shower, garden tub nd vanity space! This home even has solar panels! Enjoy the sparkling community pool, splash pad, sport courts and more!!
A stunning NEW CONSTRUCTION Gutman Custom two-story home, sitting on a half-acre cul-de-sac lot in the exclusive community of Bridges At Preston Crossing is scheduled for completion in early spring 2023!! Filled with upgrades, evident upon entering, this home greets you with it's statement spiral staircase, gorgeous wood flooring and an open concept floor plan offering an office, formal dining, butler's pantry, impressive chef's kitchen with custom cabinetry, fabulous tiled backsplash and quartz countertops, floor-toceiling fireplace, half bathroom, secondary bedroom with ensuite bath, and luxurious secluded primary suite that will delight with double vanities, ample storage and a massive closet, can all be found on the main level. Upstairs you will find two additional bedrooms, a full bathroom, a media room, and a spacious open game room The extended covered patio includes a fantastic gas fireplace. The community features a 6,000 square-foot clubhouse with an on-site bar, grill, fitness center, and 18-hole golf course. Here, you can indeed have it all!
Completed in 2021, this four bedroom, two bathroom home is MOVE-IN-READY and situated directly across from the community amenities center! Lightly colored wood-like tile floors flow throughout the entire home contributing to the bright and airy feeling here. The open floor plan features a beautiful kitchen with freshly painted cabinets, new hardware, large island, quartz countertops, and a five-burner gas range, that is open to the large living and dining areas. With views of the spacious backyard, the generous primary bedroom leads into the upgraded ensuite bathroom featuring a double vanity, standing shower and huge soaking tub! In a separate hallway you'll find the three secondary bedrooms and an additional bathroom. With bay windows facing the beautiful front yard, one of the bedrooms could also double as a study. A custom backyard woodshed, complete with windows and electricity, is perfect for hobbies or as extra storage
All these features make this a perfect place to call home.
Immaculate landscaping gives this gorgeous, north-facing Highland Home amazing curb appeal! Located in the prestigious Star Trail community, within award-winning Prosper ISD, this fabulous, like-new, single-story home with it's brick driveway leading to a tandem, three-car garage, is just waiting for you to come inside! It's open concept floor plan boasts decorative lighting, plantation shutters, custom paint, wood-like tile floors and ample storage! An eat-in chef’s kitchen offers a gas cooktop and extended countertops are perfect for dinners at home! Conveniently off the main hallway sits the media room- fun for entertaining and family movie nights! Custom carpet and a beautiful stone fireplace anchor the open family area with a wall of windows allowing in plenty of natural light The private owner ’ s retreat features double vanities, knee space, separate walk-in shower, soaking tub and framed mirrors creating a spa-like experience! Enjoy your evenings on the covered patio overlooking the large backyard. Star Trail includes community parks, playgrounds, three sparkling pools, tennis, neighborhood events and more!
1412Gordon.com
Come see this charming three bedroom, two bathroom, single story home in the Birmingham Farms neighborhood of Wylie. Once inside you'll find woodlike laminate and ceramic tile floors throughout, warm colored finish tones, high ceilings, and a dramatic floor-to-ceiling fireplace, which is sure to impress. This home offers both a formal dining room and a large study! The spacious kitchen boasts 42-inch tall cabinets, as well as an updated dishwasher and refrigerator. Enjoy a high vaulted ceiling in the primary suite in addition to a walk-in closet and bath with a separate shower, soaking tub, and dual sinks A covered patio and ample privacy complete the large backyard. You'll find both Wylie ISD schools and parks nearby as well.
Within close proximity to the community center, park and pool, this beautiful two-story home is located in the heart of Paloma Creek! Featuring a light and bright open layout, this first floor includes a spacious study with updated flooring, formal dining, and a large family room with a cozy brick fireplace that opens to semi-formal dining area and a half bathroom. You will also find a large kitchen with a huge island, ample cabinets with light-colored countertops, and lots of great prep space. The second-floor loft lends itself to being a fun game room, playroom, or additional entertainment or living area, and the sizable secondary bedrooms offer walk-in closets! The second story primary suite has extra room for a sitting area, as well as a private ensuite bath with jetted tub, separate shower, dual sinks, and walk-in closet. The fantastic large backyard has a covered patio, fire pit, and mature trees providing shade and privacy! This community's amenities include three clubhouses, multiple playgrounds, swimming pools, parks, walking and biking trails, and a dog park!
9612Manassas.com
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Location, curb appeal, and tons of updates inside, this meticulously maintained two-story home offers everything you ' ve been searching for! It's in the cozy and friendly community of Presidio Village, where you will find several nearby parks, stores, restaurants, and easy access to numerous highways. This beautiful home offers spacious primary and secondary bedrooms, an updated kitchen with plenty of storage, a massive utility room, and ample room for the entire family to relax and enjoy being at home. The home's main level boasts a formal living and dining area, a second eating area, and a cozy family room with a brick fireplace. On the second level is where you'll find all four bedrooms plus an additional family room that could be used as a game room. The backyard gives you lots of space to entertain Come and check it out!
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Welcome home to this move-in-ready beauty in the highly sought-after Melissa ISD! Conveniently located near Highway 75, this home is exactly what you have been searching for! This immaculate home offers soaring 18’ ceilings in the spacious family room, which is perfect for relaxing or entertaining. The luxury vinyl plank flooring can be found in all common areas, and a study or a fifth bedroom is also on the main floor. The kitchen boasts white shaker-style cabinets, quartz countertops with an eat-in island, a tile backsplash, and upgraded pendant lighting The primary bedroom provides a stunning accent wall and an ensuite bathroom with dual sinks and a walk-in shower. The second level offers three additional bedrooms and a large game room. The backyard includes a covered patio made perfectly for those cozy nights to come.
319Crescent.com
603Midpark.com
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An inviting front porch welcomes you into this three bedroom, two bathroom wonderful open-concept home in the highly sought-after and convenient Midway Square subdivision! Stepping inside you'll find a unique and spacious flex space at the front of the house providing endless furniture layout opportunities The kitchen is bright and playful with lots of natural light filtering inside. The large owner ' s suite can be found toward the back of the home, with an abundance of closet space, a separate shower and a jetted soaking tub. The additional bedrooms are across the hall from one another and adjacent to the additional bathroom The covered patio out back is perfect for those hot summer days!
This delightful townhouse is situated in one of the best locations in town! Convenient to both Highway 635 and US 75, this home is central to the city and close to everything! Just inside the wooden gate, you ' re welcomed by a quaint garden patio and covered porch. Upon entering you'll find lots of upgrades and ample natural light filtering into the space A lovely kitchen, open dining area, and large living space accented by a floor-to-ceiling stone fireplace, as well as a half bathroom can be found on the main level. Upstairs, you will find two bedrooms and a full bathroom with two separate private vanity areas Easy upkeep, great location, and turnkey living make this condo/townhouse a great option! Location, affordability, and a great school district put this home at the top of the list!
Today’s market is at a turning point, making it more essential than ever to work with a real estate professional so you can stay up to date and make the best decisions possible. Here are five key reasons why working with a real estate professional makes sense right now:
With higher mortgage rates and moderating buyer demand, conditions change, and staying on top of the latest market information is crucial when you sell. Working with an expert real estate advisor helps ensure you can stay updated on what’s happening both locally and nationally. More importantly, we'll know what this data means for you, and we'll be able to help you make your best decision based on the facts.
Your agent’s role in bringing in buyers is essential. We have a large variety of tools at our disposal, such as social media followers, agency resources, and the Multiple Listing Service (MLS) to ensure that the most buyers view your house. Investopedia explains why it’s risky tosellonyourownwithoutthenetworkanagentprovides:
“Youdon’thaverelationshipswithclients,otheragents,orarealestateagencytobring thelargestpoolofpotentialbuyerstoyourhome.Asmallerpoolofpotentialbuyers meanslessdemandforyourproperty,whichcantranslateintowaitinglongertosell yourhomeandpossiblynotgettingasmuchmoneyasyourhouseisworth.”
Today, more disclosures and regulations are mandatory when selling a house. The National Association of Realtors (NAR) explains it best, saying:
“Selling a home typically requires a variety of forms, reports, disclosures, and other legal and financial documents. . . . there’s a lot of jargon involved in a real estate transaction; you want to work with a professional who can speak the language.”
A real estate professional knows exactly what needs to happen, what all the paperwork means, and how to work through it efficiently. We'll help you review the documents and avoid any costly missteps that could occur if you try to handle them on your own.
If you sell without a professional, you’ll also be solely responsible for the negotiations. That means you’ll have to coordinate with:
The buyer’s agent, who will use their expertise to advocate
The inspection company, which works for the buyer and will almost always find concerns with the house
The appraiser, who assesses the property’s value to protect he lender
In today’s changing market, buyers are regaining some negotiation power as bidding wars ease. Instead of going toe-to-toe with all the above parties alone, lean on an expert who knows what levers to pull, how to address everyone’s concerns, and when to get a second opinion.
Real estate professionals also know how to price your house accurately and competitively, so you don’t overprice or underprice your home for today's market. NAR explains it like this:
“A great real estate agent will look at your home with an unbiased eye, providing you with the information you need to enhance marketability and maximize price.”
A real estate agent has essential insights you’ll want to rely on throughout the transaction. Don’t go at it alone. If you plan to sell, let’s connect so you have an expert on your side.
My Little Valentine Family Dance at the Denton Civic Center, 321 E. McKinney St.
6-8pm, tickets available for $10, free for children under 2
Valentine's Day Skate at Credit Union of Texas Event Center
200 E Stacy Road, Suite 1350, Allen, TX 75002
11:45am-1:45pm, $7 Entry; $3 Skate Rental
Hot Chocolate Run in Dallas' Fair Park 5K, 10K and 15K, tickets start at $54 3809 Grand Ave , Dallas,TX 75210 Beginning at 7:30am
MUTTS Love at Mutts Canine Cantina, Dallas and Fort Worth locations: 2889 Cityplace W Blvd, Dallas & 5317 Clearfork Main Street, Fort Worth
11am-3pm
Valentine's Cookie Decorating Class - Beginner Friendly, $60
1-2:30pm at Indulge FW, 425 West 3rd Street Fort Worth, TX 76102
Be My Valentine Goat Yoga (ages 5+), Tickets $20-32
10-11am at The Stix Icehouse 301 Eldorado Parkway #100 McKinney, TX 75069
Parent-Child Valentines Day Treats for Kids & Kids at Heart, tickets start at $15
1 - 3:00pm at the Dallas Arboretum and Botanical Garden
Family Valentines- Turtley in Love! All ages welcome, $35pp
5-6:30 at Painting with a Twist, 4112 Legacy Dr, Ste 306 Frisco, TX 75034
Explore “sweet” science and participate in hands-on activities at the Children’s Museum at FW Museum of Science & History
10am-noon, designed for 8 years & younger, $16 adults; $13 juniors 2–18 years
Kids Fondant Cupcake Decorating Class - $35
2-3:30pm at The Mitchell Lofts,3800 Commerce Street, Dallas
CPOA Daddy Daughter Dance at Bent Tree Bible Fellowship Church, 4141 International Parkway,Carrollton, TX, 75010
6-9pm, tickets start at $25 for daddy + daughter
