At CAP COM you get more than an Auto Loan. Take these easy steps to ownership: Get pre-approved with the financing option that fits your budget. Auto Loans1 New and Used Vehicles • Instant pre-approval, good for 30 days • Competitive fixed rates • Flexible loan terms and payment options available • No down payment required • Refinance your current loan to save money Driving Sense1 More car, less payment! • Lease-like alternative • Lower monthly payments • Flexible loan terms • No down payment required • Multiple mileage options • Sell, trade or refinance your vehicle at any time 1
If credit qualified
Let us shop for your next car Our experts will help you: • Find a vehicle to fit your needs and budget • Negotiate the best price with the dealer • Get the most for your trade-in • If you finance through CAP COM, we’ll reimburse your fee CAP COM’s car buying service, known as Car Buyers Helpline, is a subsidiary of CAP COM FCU
Get your loan check, pick up your vehicle and drive away!
Get protection for your purchase. Member’s Choice® Credit Life and Credit Disability insurance • This valuable Auto Loan payment coverage adds a safety net in case you encounter financial difficulty due to a total disability or death. Coverage is underwritten by CMFG Life Insurance Company. GAP (Guaranteed Asset Protection) • Most vehicles lose value quickly. GAP eases the financial burden by canceling or reducing the potential difference between the primary insurance settlement and the loan balance if your car is stolen or totaled. Your purchase of GAP is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Contact your loan representative for a full explanation of the terms of GAP.
Auto Insurance • CAP COM members may qualify for special program rates on Auto Insurance from Travelers. Call (800) 842-5936 or visit our website for a free, no-obligation quote. Auto Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT and is subject to availability and to individuals meeting their underwriting criteria. CAP COM FCU does not warrant, guarantee or insure any service or product offered by any insurance company. CAP COM and Travelers are separate entities.
Get a 10% discount.
• Take the New York State Online Defensive Driving Course and get a guaranteed 10% insurance discount for three years. To register, visit www.capcomfcu.org/workshops.