Auto Products Guide

Auto Products Guide Phone Numbers & Website CCFCU Phone (518) 458-2195 CCFCU Toll Free (800) 468-5500 CCFCU Fax (518) 458-2261 Touch-24 (518) 458-8986 Touch-24 Toll Free (800) 634-2340 Connect-24 & Mobile Banking www.capcomfcu.org

CAP COM’s Car Buying Program saved me thousands on my new car by negotiating with the dealer for me. - Christina R., Albany

Main Office & Mailing Address 18 Computer Drive East • Albany, NY 12205

Albany • Brunswick • Clifton Park Cohoes • Colonie • Glenmont • Glens Falls Latham • Niskayuna • North Greenbush

REV 8/11

CAP COM FCU is federally insured by the National Credit Union Administration.

CAP COM will take the stress out of buying, financing and protecting your new or used vehicle.

At CAP COM you get more than an Auto Loan. Take these easy steps to ownership: Get pre-approved with the financing option that fits your budget. Auto Loans1 New and Used Vehicles • Free 30-day instant pre-approval • Competitive fixed rates • Flexible loan terms and payment options available • No down payment required Driving Sense1 More car, less payment! • Lease-like loan • Lower monthly payments • Flexible loan terms • No down payment required • Multiple mileage options • Sell, trade or refinance your vehicle at any time 1

If credit qualified

Get car buying advice. Our Experts will help you: • Find a vehicle to fit your needs and budget • Negotiate the best price with the dealer • Get the most for your trade-in • If you finance through CAP COM, we’ll even reimburse your fee Car Buyers Helpline is an independently incorporated subsidiary of CAP COM FCU.

Get your loan check, pick up your vehicle and drive away!

Get protection for your purchase. Member’s Choice® Credit Insurance • This valuable Auto Loan payment coverage adds a safety net in case you encounter financial difficulty due to a total disability or death. Coverage underwritten by CUNA Mutual Insurance Society. GAP (Guaranteed Asset Protection) • Most vehicles lose value quickly. GAP eases the financial burden by canceling or reducing the potential difference between the primary insurance settlement and the loan balance if your car is stolen or totaled. Your purchase of GAP is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Contact your loan representative for a full explanation of the terms of GAP.

Auto Insurance • CAP COM members may qualify for special program rates on Auto Insurance from Travelers. Call (800) 842-5936 or visit our website for a free, no-obligation quote. Auto Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT and is subject to availability and to individuals meeting their underwriting criteria. CAP COM FCU does not warrant, guarantee or insure any service or product offered by any insurance company. CAP COM and Travelers are separate entities.

Get a 10% discount. • Take the New York State Online Defensive Driving Course and get a guaranteed 10% insurance discount for three years. To register, visit www.capcomfcu.org/workshops.