PERSONAL LOAN Defination A Personal loan is taken by an Individual to fulfill his/her personal needs. Repayment can be done through fixed EMI over a fixed term. No guarantor or co-applicant is required. Benefits Easy repayment Total confidentiality Simple documentation No collateral, security or guarantors required
Ten golden rules to follow when taking a loan 1. Substitute high-cost loans 2. Keep tenure as short as possible 3. Take insurance with big-ticket loans 4. Ensure timely and regular repayment 5. Don't mix retirement by avoiding loans 6. Don't borrow more than you can repay 7. Keep spouse, family in loop about loan 8. Don't borrow for speculative investment
DOCUMENTS List of documents- Salaried 1.Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one) 2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). 3. Latest 3 months Bank Statement (where salary/income is credited). 4. Salary slips for last 3 months. l *Note: CapitaWorld reserves the rights to call upon additional documents at its discretion.
DOCUMENTS List of documents- Self
Employed
1.KYC Documents : Proof of Identity; Address proof; DOB proof. 2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). 3. Income proof (audited financials for the last two years). 4. Latest 6 months Bank statement. 5. Office address proof. 6. Proof of residence or office ownership. 7. Proof of continuity of business. l *Note: CapitaWorld reserves the rights to call upon additional documents at its discretion.
Why To Choose CapitaWorld? l l l l l l
1. No Upfront Charges to Join the Platform 2. Get Fast, Competitive and Affordable Funding 3. No need to run after Banks, NBFCs or Investors 4. Live Chat and Video Conference with Fund Providers 5. Saves Time, Money and Energy to get Financial Solutions 6. 100% Secured, Automated and Intelligent Fund Raising Platform
Our Loan Approval Process 1. Simple Registration Be a part of CapitaWorld by registering yourself.
2. Apply One Form Fill-up One Form for all your funding requirements.
3. Deal Done Connect, Interact and Get Funded.
CONTACT US Address 502-602, Aniket, CG Road, Ahmedabad, India-380009 Phone Number +95120-15794 Email Address info@capitaworld.com Website https://www.capitaworld.com/