CB Flexi- making the most of everything

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Don’ t mi s sout ondi s count edut i l i t i es , gy mmember s hi p, heal t hcar e&mor e!


Car r i ngt onBl akeFLEXI pr ovi desyouwi t haccesst oahostofdi scount edgoodsand ser vi cest hathavebeendesi gnedt omakeyourl i f eeasi er . l youneedt odoi sr egi st erandt hensel ectt hebenef i t s Si gnupi sFREEandEASY;al youwant . Wehavet hepl easur eofbr i ni ngyout hef ol l owi ngbenef i t sunderFl exi :

L i f es t yl eBene t s Cheapergas ,cheaperel ect r i ci t y ,home phone,home br oadband, per sonal mobi l ephone, di scount edhol i days , di scount edshoppi ng.

Heal t hBene t s Medi cal cover ,dent al cover ,di scount edheal t h pr oduct s ,acupunct ur e,ski ncar e,massage, di scount edgym member shi p.

F i nanc eBene t s Fr eei ndependentf i nanci al advi cef r om achoi ceof i ndependentf i nanci al advi sor s .I ncl udesadvi ceon pensi ons ,savi ngs ,l oans ,mor t gages ,t r ust s ,wi l l wr i t i ng,i nvest mentpr oper t i esabr oadand t axpl anni ng.

Bus i nes sBene t s I fyou haveabusi nesst her ear ebenef i t sf oryouand yourempl oyeesi ncl udi ngdi scount edPr i nt i ng,Fi nance, Account ancy ,I CT ,Loans ,I nsur ance,Pr emi ses ,Banki ng, St at i oner y ,Legal Ser vi ces ,HRConsul t ancy , Qual i t yAssur anceHel p,Cust omerTr ai ni ng, Coachi ngCour ses ,Leader shi pCour ses , St r essandRel axat i onTher apy andmuchmor e.


L i f es t yl eBene t s Di scount edener gy Thel astf ewyear shavebeenver yexpensi vet or unahousehol dwi t ht heaver ager at esf or gasandel ect r i ci t yi ncr easi ngupt o30% wi t hnol i kel i hoodofr educi ng,i ndeedt r endspoi nt t ot hecont r ar y .I fyouhaven' tchangedsuppl i eri nt hel ast6–12mont hs ,t hechancesar e t hatyouar epayi ngmuchmor et hanyouneedt of ort heut i l i t i esyouandyourf ami l yuse ever ysi ngl eday .Al l Fl exi member scanenj oyupt o£600ayearofsavi ngsont hei rener gy bi l l s-j ustbecauset heyar eaFl exi member . Wedonoti nsi stt hatyouhavet ochangeyoursuppl i er ,butwehavesecur edconsi der abl e di scount sf orourmember sf r om aWhi ch?appr ovedser vi cepr ovi der .Youcanhaveaf r ee noobl i gat i onener gyconsul t at i onwi t honeofourser vi cepr ovi der ' sconsul t ant s .The consul t antwi l l advi seyouoft hepot ent i al savi ngsavai l abl et oyouandwi l l even cal cul at ehowl i t t l eyourl astbi l l woul dhavebeenwi t ht hedi scount savai l abl et o Fl exi member s . Ourser vi cepr ovi dergi vesaTRI PLEVALUEGUARANTEE t oal l member ssowesi mpl yl eavei tt oyout odeci dewhat youwant .

Whati st het r i pl eval ueguar ant ee? Foryourgas ,t heyguar ant eet hei rpr i ceswi l l al waysbe l owert hanBr i t i shGas ,wher everyoul i vei nt heUK. Foryourel ect r i ci t y ,t heyguar ant eet hei rpr i ceswi l l al ways becheapert hant hepr i ceschar gedbyyourr egi onal el ect r i ci t ysuppl i erf ort hear eawher eyoul i ve. Andf oryourcompl et epeaceofmi nd,weguar ant ee ourpr i ceswi l l al waysr emai ncompet i t i vecompar ed wi t ht hecheapestst andar dt ar i f f savai l abl ef r om t he t er msandcondi t i onsappl y) " Bi g6"suppl i er s( .


Communi cat i ons 24Mbbr oadband! . . . y es , t hat ’ sr i ght !24Mbbr oadband, mobi l ephones , home phone&i nt er netphone!( Br oadCal l )

Weal luset heseser vi cesever yday andsowoul dmostofyourf r i endsand f ami l y . AsaFl eximember ,wecani nt r oduce yout oa" Whi ch?" appr oved ser vi ce pr ovi derwhowi l lgi veyouaTRI PLE VALUEGUARANTEEont hei rsavi ngs , t heywi l l gi veyouaFREEconsul t at i on t hati sobl i gat i onf r eet oo. Oncey ou' v ebeengi v enal l oft hei nf or mat i ony our equi r ewesi mpl yl eav ey ou t odeci dewhaty ouwantt odo. Whynotgi v ei tat r y?Youhav enot hi ng t ol oseand££££t ogai n.

Shoppi ngdi scount s Wewi l l shar ewi t hourFl exi member sal l oft hedi scountvoucheri nt el l i gencet hatwe r ecei veandsendi tdi r ect l yt oyouremai l addr ess . Forourener gycl i ent s ,youcanr ecei veupt o5% of fofyourshoppi ngi nvar i ousout l et si f youar eaFl exi member .Thi scanbef orpet r ol ,f oodshoppi ng,cl ot hesshoppi ng,musi c andmuch,muchmor e.


Heal t hBene t s Di scount edgym member shi p Al l f l exi member scancur r ent l yenj oyadi scounti nal l Fi t nessFi r stgyms .Themor emember swehavet aki ng upt hef r eedi scountcl ubmember shi p,t hemor e ser vi ceswewi l l beabl et opr ovi det oourmember s .

Pr i vat eMedi cal I nsur ance Noonel i kest hei deaofhavi ngt owai ti nl i net oseeadoct or orconsul t antandt r yi ngt opl anyourl i f ear oundahospi t al appoi nt mentcansomet i mespr ovever ydi f f i cul t . Asol ut i on chosenbyal ar genumberofCBFl exi Member si st he pur chaseofpr i vat emedi cal i nsur ance. Manypeopl eseet headvant ageof“ goi ngpr i vat e"i nt hati t notonl ypr ovi dest henecessar yt r eat mentbuti tal so i nt r oducesmor econt r ol overwhenandwher et he t r eat mentt akespl ace.

Cr i t i cal I l l nessCover Thi spr ovi desf i nanci alsecur i t ybywayofal umpsum i nt he eventofsuf f er i ngacr i t i cal i l l nesssuchashear tat t ack, st r oke, cancerandmanyot her s .Di f f er entcont r act spr ovi debasi c, cor eandcompr ehensi vel evel sofcover ,pl easecont actust o di scusst hel evel ofcovert osui tyou.

Per sonal I nj ur y Per sonal i nj ur yi sal egal t er mf orani nj ur yt ot hebody ,mi ndor emot i ons .Thet er mi smostcommonl yusedt or ef ert oat ype ofl awsui tal l egi ngt hatt hepl ai nt i f f ' si nj ur yhasbeencausedby t henegl i genceofanot her . I ft hi sst r i kesachor dwi t hyou,wehavet r ai nedsol i ci t or s wai t i ngt ohel pyougett her edr essyoudeser ve.


Li f eCover Looki ngaf t eryourf ami l yandensur i ngt hatt her ear eadequat ef undst ocopewi t ht heunex pect ed,wi l l pr obabl yf or mt hecor ner st oneofyourf i nanci al pl anni ng. I l l ness ,r edundancyort hedeat hofawageear nercanpl ungef ami l i esi nt or eal f i nanci al har dshi p.Taki ngal i t t l et i met oassessyourr i sks ,wor kouthowmuchmoneyyouwoul d needt ocoverdebt sandpr ovi deyourf ami l ywi t hani ncomef ort hef ut ur e,coul dbet he mostsensi bl et hi ngyoudot oday . Wi t hal l oft heI nsur ancepr oduct snowavai l abl e,apackageofpr ot ect i vepol i ci escoul d bebui l tt omeetyourneedsandi tcoul dbeadapt edt ocat erf orf ut ur echangesi nyour ci r cumst ances . Al l advi cei spr ovi dedbyI ndependentFi nanci al Advi sor ’ s( I FA’ s)whoar eFSAAppr oved andwi l l expl ai never yt hi ngi nj ar gonf r eet er ms .


F i nanc eBene t s Fr eeI ndependentFi nanci al Advi ce Thi sbenef i tappl i est obot hi ndi vi dual sandbusi nesses . Wewor kwi t har angeofI ndependentFi nanci al Advi sor s( I FA’ s)t hathaveext ensi ve ex per i ence.Al l i ni t i al consul t at i onsar ef r eeandever yadvi sort hatwei nt r oduceyout oi s Fi nanci al Ser vi cesAut hor i t y( FSA)appr oved. Wecani nt r oducey out oi mpar t i al ,i ndependentf i nanci al advi sor sf ormor t gages ,savi ngs andi nv est ment s ,pensi onsandpr ot ect i on. Al l advi cegi veni scl earandj ar gonf r ee.

Pensi ons Let ' sdoaqui ckt est .Whatdoyout hi nkofwhenyour eadt hef ol l owi ng:i ndi vi dual pensi onschemes ,cor por at epensi ons ,pr i v at epensi ons ,sel f i nv est edper sonal pensi ons , st akehol derpensi ons ,annui t i es ,i ncomedr awdown,phasedr et i r ement ,f i nal sal ar y pensi ons ,cont r act edout ,cont r act edi n,guar ant eedmi ni mum pensi on,t r acker ,i ndex l i nked,occupat i onal pensi ons ,r et i r al quot e,st at epensi on,t r ansf eranal ysi s ,pensi ons shor t f al l ,sal ar ysacr i f i ce; Nowwhatdoyout hi nkofwhenyour eadt hef ol l owi ng:r et i r ement ,r el axat i on,hobbi es , f i nanci al secur i t y ,chi l dr en,gr andchi l dr en,mor et i mef orf ami l y ,i nt hebl ack,decent savi ngs ,gol f ,hol i days ,t heat r e,homeowner shi p,mor t gagef r ee,cr ui ses ,hol i dayhomes , gar deni ng,newcar . Whi l eyou' r ei nagoodmoodwhynotoptf ort hi sbenef i tandal l owust oi nt r oduceyout o anadvi sort hatcanhel pyout ur nal l oft hej ar goni nt ot het hi ngst hatyouact ual l ywant andneedi nl at erl i f e.Thi si sat axef f i ci entwayt osavet owar dsr et i r ement . Ther ei sachoi ceofpensi oncont r act scur r ent l yont hemar ket .Thesei ncl ude: •St akehol der •Per sonal pensi ons •Gr oupper sonal pensi ons •Sel fi nvest edper sonal pensi ons Al l i ni t i al consul t at i onsar eFREEandyourAdvi sorwi l l beFSAappr oved.

I nvest ment s I fyouhaveaspar epenny-i nvesti t .That ' sonewayt ot ur napennyi nt oapound.Good i nvest i ngi spar tofbal ancedf i nanci al pl anni ngandshoul dbehandl edbyt heex per t s .I f youpl ant omakeyourmoneywor kf oryouf orachange,r at hert hant heot herwayr ound, optf ort hi sbenef i t .I ti sal wayswor t hf i ndi ngoutyouropt i ons .


Savi ngs Oneoft hebestkeptsecr et soft heweal t hyi st hatt hey knowhowt osave.Bei nggoodwi t hyourmoneyi sa musti nt oday' ssoci et y .Thi sbenef i twi l l enabl eyout o getadvi ceont hebestsavi ngschemest hatar eavai l abl e t oyou.St ar tcont r i but i ngt owar dsyournesteggt oday .

HomeI nsur ance Haveyougoti tcover ed?Whet heri t ' sAcci dent al Loss , St or m,Fl ood,Thef t ,Acci dent al Damage,Fi r e,Vandal i sm orPi peDamage-whyt aket her i sk?Thi sopt i onpr ovi des youwi t ht hesecur i t yt hatyouneed.Sel ectt hi sopt i on andt hengowi t ht hebestquot eyour ecei ve.Thi sbenef i t wi l l al sopr ovi deyouquot e’ sf orcont ent sandbui l di ng i nsur ance.

Tr avel I nsur ance Si ngl et r i p,mul t i t r i p,backpacker s ,ski / snowboar di ng,over65s ,budgett r i p,l ongst ay , under18,advent ur ehol i day–what everyourpl easur e,pl easemakesur et hatyouhave t her i ghti nsur ancei npl ace.Whynotl etust akecar eofi tf oryou.Let ' sf acei t ;i t ' sone l esst hi ngt owor r yabout .Nowwher edi dIl eavemypasspor t ?

PetI nsur ance Wear eanat i onofpetl over sbutvet er i nar ybi l l sar enotget t i nganycheaper .Pet s seem t ochooset hewor stt i mest ogeti l l orhaveacci dent s ,ofcour seacci dent sar e j ustt hat ,butwi l l youbepr epar ed? Ourpr ovi der ' spol i ci eswi l l coveryourvet er i nar yf eesf ori l l ness ,i nj ur y ,di sease, t hi r dpar t yl i abi l i t y ,deat h,hospi t al i sat i onoft heowner ,vet er i nar yf eesabr oadand r epat r i at i oncost sandmuch,muchmor e. Whynotseewhet herwecangi veyouandyourf ai t hf ul compani onsomepeaceof mi ndt oday!


Mor t gages I fy ou' r ebuyi nganewhome,i t ' shi ghl yr ecommendt haty oushopar oundbef or ey ou commi tt oamor t gage.Ther ear eal way sl ot sofdeal sav ai l abl eandasaFl ex i member y oucanr ecei v eadvi ceandsuppor tt omakesur et haty ouf i ndt her i ghtmor t gagef or y ouatt hemostcompet i t i v er at e. Ourser vi cepr ovi der sof f erpr of essi onal l yqual i f i ed,FSAappr oved," whol eofmar ket " i ndependentmor t gageadvi cet oourmember swhet hert heyar ef i r stt i mebuyer s , want i ngt or emor t gageorhaveaccesst oaddi t i onal l oans ,orar eabusi nessl ooki ng f oracommer ci al mor t gage. Ourser vi cepr ovi der sai mt osaveyoumoneybyof f er i ngt hebestdeal t omeetyour ci r cumst ances ,whet herempl oyedorsel f empl oyed. Al l i ni t i al consul t at i onsar eFREEandj ar gonf r ee.

Loans Per sonal l oans ,busi nessl oans ,commer ci al l oans-whatdoyouneed?Wecan secur el oansatdi scount edr at esf orourmember s . Wehavesour cedacompr ehensi ver angeofser vi cepr ovi der st hatcoverever y ci r cumst ance.Whet hert hel oani sl ongorshor t t er m,oreveni fyourcr edi thi st or yi sl esst hangr eat ,wehavel oanpr ovi der st osui tyou. Thi swasoneoft hemostpopul arbenef i t st hatourmember shaveaskedf or ,so weaddedi t . Let ’ sseewhet herwecanhel pyou.Al l i ni t i al consul t at i onsar eFREEandj ar gon f r ee.

PaydayLoans Shor tofcash?I spaydayst i l l af ewweeksaway?Ther ear et i meswhenweal l r uni nt oshor tt er mf i nanci al di f f i cul t i es ,evenf ort hemostcar ef ul ofFi nanci al Pl anner s . Bei tunex pect edbi l l sort hatwel l deser v edweekendbr eak,t henl ooknof ur t her ! Foranypur pose,shor tt er ml oansf r om £80t o£1, 500t henwecanhel p.


I nher i t ancet axpl anni ng Est at epl anni ngf orcl i ent swhosef ami l i esmayf i ndt hemsel vesf aci ngal ar gei nher i t ance t axbi l l .

Wi l l wr i t i ng Wecani nt r oduceyout osomeoft hebestl egal mi ndsi nt hecount r ywhowi l l assi styou t oensur et hatyournear estanddear estar et akencar eofi ft hewor stwer et ohappen. •Saveonl egal f ees •Exper t ,j ar gonf r eeadvi cet hr oughout •Consul t at i ongi veni nyourownhomeuponr equest •Fi x edf eegi vesyoupeaceofmi nd •Compl et el yconf i dent i al ser vi ce •I ncl udesoneyearf r eeandsecur eWi l l st or age •Bar r i st er appr oved Ser vi cepr ovi dedbyaf ul l yqual i f i ed,FSAcer t i f i edChar t er edAccount ant ,whogi ves r egul arl ect ur esoni nher i t ancet axpl anni ng.

Mor t gagepr ot ect i on Wi l l youseer edundancycomi ng?Whataboutal ongt er mi l l nesst hatst opsyouf r om wor ki ng?Howwi l l youkeepupyourpayment s?Avoi dget t i ngyourhomer epossessed. Accessadvi cef r om I ndependentFi nanci al Advi sor s( I FA’ s)t hatunder st andhowbestt o pr ot ectyouf r om anunexpect edchangei nci r cumst ance. Mor t gagePr ot ect i onI nsur ancecanpayyourmont hl ymor t gager epayment sf orupt o12 mont hs ,i fyouar eunabl et owor kduet oanacci dent ,si cknessorr edundancy . Al l i ni t i al consul t at i onsar eFREEandyouwi l l r ecei vej ar gonf r eeadvi cef r om anFSA appr ovedI FA.


I ncomepr ot ect i on Thi si st hebi ggerbr ot hert omor t gagepr ot ect i oni nt hati tcover syouf ormor et hanj ust yourmor t gage. I nt heunf or t unat eeventt hatyouwer eunabl et owor k,woul dt hest at ebenef i t ssyst em beenought ocoveryourmor t gagepayment s ,buyf oodf oryouandyourf ami l y ,payyour bi l l s? m pr I ncome ot ect i onpr ovi desyouwi t haTAXFREEmont hl yi ncomeunt i l yoursel ect edr et i r ementage( usual l ybet ween50and70)i fyouar eunabl et owor kduet oani l l nessor di sabi l i t y . Weknow-whatawonder f ul i dea!. . . . . andal l youneedt odot of i ndoutmor eaboutt hi s benef i ti st oADDi tt oyourcar t . Al l i ni t i al consul t at i onsar eFREE,pr ovi dedbyI FAAppr ovedI ndependentFi nanci al Advi sor sandf r eef r om j ar gon. Theyar eof t enusedt opr ovi decoverf or : •Fami l ysecur i t y •Ensur epaymentofbusi nessl oans •Payof fmor t gagel oans •Di r ect or s/ par t ner shi p/ shar ehol derpr ot ect i on •Keyper soncover

Tr ust s Getr eadyt obeeducat edonTr ust s" Uni tTr ust s”ar eat ypeof' pool edi nvest ment ' . AFundManagerbuysshar esi nar angeofdi f f er entcompani esandpool st hesei naf und, yout henbuy' uni t s' i nt hatf und.Ast hef undcont ai nsar angeofshar est her i ski sspr ead. Thef undi s' openended' -t henumberofuni t sr i seandf al l asi nvest or sbuyandsel l uni t s . EachUni tTr ustf undhasast at edi nvest mentst r at egy ,enabl i ngyout oi nvestaccor di ng t oyourat t i t udet or i sk.Al l i ni t i al consul t at i onsar eFREEandj ar gonf r ee.


Bus i nes sBene t s Fl exi al l owsyout osavemoneyonbasi cser vi cest hatyourbusi nessr equi r essuchas el ect r i ci t y ,t el ephonyandbr oadband.Notonl ydoesFl exi enabl eyourcompanyt osave moneybutal soal l owsyouandyourempl oyeest oaccessourf ul l hostofdi scount ed benef i t st hatweof f er . Cheapergas ,cheaperel ect r i ci t y ,busi nessphone,busi nessbr oadband,busi nessmobi l e phones ,companypensi ons ,busi nessbanki ng,f act or i ng,t r adef i nance,busi nessl oans , l egal advi ce,busi nessi nsur ance,pr of essi onal i ndemni t yi nsur ance,carhi r e,l easi ng, commer ci al mor t gages ,shar ehol derpr ot ect i on,keyper sonpr ot ect i on.

Di scount edt ax/ sel fassessmentassi st ance •Exper t ,j ar gonf r eet axadvi ce •Saveonl egal f ees •Consul t at i onsconduct edi nyourownhomeorbusi nesspr emi ses •Fr eet el ephonebasedsuppor tser vi ces •Fi x edf eegi vesyoupeaceofmi nd •Compl et el yconf i dent i al ser vi ce •Ser vi cepr ovi dedbyf ul l yqual i f i ed,FSAcer t i f i edChar t er edAccount ant s •Bar r i st erappr oved

Di scount edpr i nt i ng Ev erseenaper sonal i sedgr eet i ngcar df r om t hewel l knownonl i negr eet i ngcar dr et ai l er andt hought“ WOW t hat ' sr eal l ycl ev er , ”wel l ourser vi cepr ovi deri sasgood,cheaperand canof f ery ouabr oadr angeofpr oduct s . Recei vemassi vesavi ngsonweddi ngi nvi t at i ons ,per sonal i sedgi f tl abel sf orf r i ends , f ami l y ,col l eaguesandbusi nesscl i ent s ,busi nesscar ds ,l eaf l et s ,br ochur es ,l et t er heads andbr andedpr omot i onal l i t er at ur easaFl exi member . Weenabl eyout ogett hebestdeal onyourpr i nt i ngr equi r ement s ,sowheneveryouneed t ogetsomet hi ngpr i nt edj ustl etusknowandwewi l l pr ovi deyouwi t hadi scount edquot e.


Busi nessbanki ng&st ar t upadvi ce I fyouar ei nt hepr ocessofset t i ngupanewbusi nesswhet herl ar georsmal l our i nt er nat i onal l yr enownedbanki ngser vi cepr ovi der ,wi t hbot har et ai l &i nvest ment banki ngpr esence,canof f eryouhi ghl ypr of essi onal banki ngadvi ceandsuppor tf or al l ofyourneeds . Wecangi v ey ouaccesst oaseni orbusi nessmanagerwhowi l l per sonal l ymanagey our accountandbecont act abl eatamoment ’ snot i ce.

Busi nessf i nance Ourser vi cepr ovi dercangi veyouaccesst o; •I nvoi cef i nance •Tr adeser vi ces •I nt er nat i onal f i nanci al ser vi ces •Asset&l easi ngf i nanceser vi ces •Recr ui t mentf i nance •Const r uct i onf i nance Al l ser vi cespr ovi dedonanaccountmanagedbasi swi t haFREEi ni t i al consul t at i on.

Account i ngsof t war e Thi sser vi cepr ovi derhasdevel opedaccount i ngsof t war et or i val Sageandot herwel l knownpackagesduet oi tbei ngeasi ert ouseandj ar gonf r ee. Thi ssof t war ei spar t i cul ar l ypopul arwi t hSME’ sduet oi t spl ai nEngl i shappr oachandi t s st r ai ght f or war df unct i onal i t y . FREE30dayt r i al savai l abl e!


F i ndoutmor e I fyouwi sht of i ndoutmor eaboutanyoft heaboveser vi ces ,ort oj oi nFl exi ,cal l oneof ourconsul t ant son:

02074819495

oremai l :

f l exi @car r i ngt onbl ake. com

orvi si tourwebsi t ef ormor ei nf or mat i on:

www. car r i ngt onbl akef l exi . com

Car r i ngt onBl ak eFl ex i NewLoom Hous e 101Bac kChur c hLane London E11LU T : +44( 0) 2074819495 F: +44( 0) 2071 171645 E: f l ex i @c ar r i ngt onbl ak e. c om W: www. c ar r i ngt onbl ak ef l ex i . c om Car r i ngt onBl ak eFl ex i ,NewLoom Hous e,101Bac kChur c hLane,LondonE11LU,UK Car r i ngt onBl ak eFl ex i i sat r adi ngnameofCar r i ngt onBl ak eLi mi t ed,ac ompanyr egi s t er edi nEngl andandWal es wi t hc ompanynumber04613826.VATnumber830272849.


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