CBA 2020 Directory

Page 1

2020 GEORGIA FINANCIAL DIRECTORY



2020 GEORGIA

FINANCIAL DIRECTORY Official Publication of

1640 Powers Ferry Rd SE, Bldg 28, Ste 100, Marietta GA 30067 Tel 770-541-4490 • 800-648-8215• FAX 770-541-4496 cba@cbaofga • www.cbaofga.com

Published by

6750 Antioch Rd, Ste 110 Merriam KS 66204-1260 800-336-1120

Copyright © 2020 NFR Communications LLC. All rights reserved. No portion of the financial information may be reproduced by any means whatsoever without written permission of the publisher.


YOUR FUTURE. OUR SOLUTIONS. SHAZAM is a national member-owned debit network, processor and core provider. We serve community financial institutions facing a future full of rapidly changing technology, shifting consumer behaviors and new waves of industry regulations. SHAZAM helps solve these challenges by providing payment solutions, proactive fraud prevention, security services, a core banking solution, advocacy, marketing and more.

ADVANCE WITH THE RIGHT PARTNER.

6700 Pioneer Pkwy / Johnston, IA 50131 / 855-314-1212 / shazam.net


Georgia Financial Directory

3

TABLE OF CONTENTS Community Bankers Association of Georgia Board of Directors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Committee Chairs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 CBA Staff . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Past Presidents/Chairpersons . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 CBA Division Map . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Miscellaneous Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 CBA University . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Preferred Service Providers Endorsed Member Company Directory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Free Member Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 ICBA Affiliated Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Associate Members Associate Member Index. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Advertising/Marketing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Alternative Funding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Armored Cash Logistics . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Asset Management/Bank Analytics. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 ATM Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Bank Analytics. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Bank Consulting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Bank Management Consulting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Bank Management Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Bank Supplies/Equipment. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Banking Education & Training . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Brokerage Firms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Building Designers/Consultants . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 Capiltal and Funding Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Check Printers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Compensation & Executive Benefit Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 Compliance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 Computer Software . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 Consulting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Correspondent Banking . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 CPA Firms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 Credit Card Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Credit Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 Cyber Security Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 Data Processing Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Debit Network Program. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Environmental Consulting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Executive Search . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Financial Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Financial Software. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Insurance Risk Management Consulting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Insurance Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Leasing Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Legal Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Lien Search & Filing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Merchants Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Mortgage Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Printing Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Processing & Technology Solutions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Property & Casualty Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63 Retail Banking Strategies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63 Retirement Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 Risk Management . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65 SBA Lending . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65 Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Security Consulting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Signage. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Staffing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Tax Credit Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Telecommunications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Trade Association . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67


4

Georgia Financial Directory

Banks Alphabetical Index. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 Routing Number Index . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 71 Out of State Bank Routing Number Index. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73 Bank Listings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75 Banks are arranged alphabetically by city. Notes are included for discontinued banks within each city. Bank listings include the following information (when furnished): bank name, street address, mailing address, zip code, telephone number, fax number, transit number, routing number, FDIC certificate numver, web address, email address, charter type, date established, association memberships, employer ID number, banking hours, locations of in-town and outof-town branches, holding companies, officers, directors, correspondents, and statement of condition as of December 31, 2019. Holding Companies Alphabetical listing of Holding Companies . . . . . . . . . . . . . . . . . . . . . . . . . . . . 245 Holding Company Listings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 248 Holding Companies are arranged alphabetically by city. Notes are included for discontinued holding companies within each city. Holding Company listings include the following information (when furnished): holding company name, street address, mailing address, zip code, telephone number, fax number, date established, officers, directors, affiliate banks, non-bank affiliates, and statement of condition as of December 31, 2019. Advertiser Index Alphabetical listing of Advertisers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 280

Publisher’s Foreword

The information contained in this directory has been derived from each bank or firm listed, or from government supervisory authorities, or from other sources we consider to be reliable. Every effort is made to ensure accuracy. However, the publisher cannot and does not guarantee the correctness of all information, nor the complete absence of errors or omissions; hence no responsibility can be or is assumed. Any inaccuracies brought to our attention will be corrected in the next issue.

Explanatory Index

T Indicates that a bank has trust powers. • Indicates town is the county seat. Figures following the bank's address include main office hours of business; the transit and MICR numbers, the Fed-wire name (if a member); the telephone number, the FAX number; the return item phone; employer ID; the year of establishment, and the web address and e-mail (if provided). Statement figures are as of December 31, 2019. Unless otherwise indicated capital is common stock. The number after "Cap" that is followed by a "P" is par value of stock. Undivided profits figure includes reserves for contingencies and in most cases adjustments for FAS 115 gains and losses. Population figures are from the 2010 federal census data or from banks.

Membership Abbreviations CBA - Community Bankers Association of Georgia ABA - American Bankers Association ABA MN - ABA Bank Marketing Network BAI - Bank Administration BMA - Bank Marketing Association FDIC - Federal Deposit Insurance Corp. Fed - Federal Reserve System ICBA - Independent Community Bankers Association MPX - Mid-America Payment Exchange


Georgia Financial Directory

COMMUNITY BANKERS ASSOCIATION OF GEORGIA 2019-2020 BOARD OF DIRECTORS EXECUTIVE COMMITTEE: Chairman Ron Quinn Peach State Bank & Trust Gainesville

Treasurer Bran Thompson South Georgia Bank Glennville

Chairman-Elect David Lance Greater Community Bank Rome

Immed. Past Chair Tim Jones Citizens Community Bank Valdosta

Vice Chairman Debra Weil Community Banking Co. of Fitzgerald

At Large Lee Clark First State Bank Wrens

DIVISION CHAIRS: Division 1 Shannon Henry Bank of Dade Trenton

Division 5 Scott Curry First State Bank of Randolph County Cuthbert

Division 2 Neil Stevens Oconee State Bank Watkinsville

Division 6 Stephen Lewis First National Bank of Coffee County Douglas

Division 3 Clark Hungerford Vinings Bank Smyrna

Division 7 Richy Everly Bank of Wrightsville

Division 4 Derek Williams Century Bank & Trust Milledgeville

MEMBERS AT LARGE: Jolene Carroll Bank of Eastman (Div. 6)

Ray Muggridge Bank of Camilla (Div. 5)

Corey Gibbs Community Banking Co. of Fitzgerald (Div. 6)

Mike Sale The Commercial Bank Crawford (Div. 2)

Frank Griffin Flint Community Bank Albany (Div. 5) Chuck Harwell Community Bank of Dublin-Laurens County (Div. 7) Jane Lawson First Peoples Bank Pine Mountain (Div. 5)

Kelly Stone Community Bank of Georgia Baxley (Div. 7) Greg Proffitt Newton Federal Bank Covington (2019-2020 LD Chairman) (Div. 4) John McNair CBA of Georgia Marietta

Ex-Officio (ICBA): Paul Bennett, Pineland Bank, Alma General Council: Dan Brannan, James-Bates-Brannan-Groover-LLP, Atlanta Corporate Secretary: Lori Godfrey, CBA of Georgia, Marietta

5


6

Georgia Financial Directory

2019-2020 LEADERSHIP DIVISION BOARD OF DIRECTORS (July 1, 2019 to June 30, 2020) Chair Greg Proffitt – Newton Federal Bank, Covington Chair - Elect Paul Black – Vinings Bank, Smyrna 1st Vice Chair Brian Bazemore – Community Bank of Dublin-Laurens County 2nd Vice Chair Trudy Eller – American Commerce Bank, N.A., Bremen Immediate Past Chair Debra Weil – Community Banking Co. of Fitzgerald

Division 1 Chair: Kyle Ray – First Bank, Dalton Vice Chair: Lisa Shrader – Citizens Bank & Trust, Trenton Division 2 Chair: Mike Underwood – Peach State Bank & Trust, Gainesville Vice Chair: Daniel Lopez – United Community Bank, Jasper Division 3 Chair: Chris Cochran – Affinity Bank, Atlanta Vice Chair: Josh Osborne – Oconee State Bank, Lawrenceville Division 4 Chair: Jonathan Pope – Exchange Bank, Milledgeville Vice Chair: Vacant Division 5 Chair: Michael McGahee – Bank of Camilla Vice Chair: Chip Davis – Family Bank, Pelham Division 6 Chair: Jonathon Guthrie – The Peoples Bank, Willacoochee Vice Chair: Thomas Bennett – Pineland Bank, Alma Division 7 Chair: Jim Cowart – Durden Banking Company, Twin City Vice Chair: Lee Dubberly – South Georgia Bank, Glennville Ex-Officio John McNair, CBA of Georgia, Marietta

Members at Large: Kristy Brown – Greater Community Bank, Rome (Div. 1) Stephanie Fagler – Persons Banking Company, Swainsboro (Div. 7) Zac Frye – Durden Banking Company, Swainsboro (Div. 7) Jessica Hudson – First National Bank of Coffee County, Douglas (Div. 6) Jason Rooks – Flint Community Bank, Albany (Div. 6) Andy Thomas – The Commercial Bank, Crawford (Div. 2) Eli Tinsley – Planters First Bank, Cordele (Div. 5) Dan Vano – Heritage Bank, Fayetteville (Div. 1) Lee Vaughn – Northeast Georgia Bank, Elberton (Div. 2) Kristi Greer – CBA of Georgia, Marietta


Georgia Financial Directory

7

COMMUNITY BANKERS ASSOCIATION OF GEORGIA 1640 Powers Ferry Rd SE, Bldg 28, Ste 100 Marietta GA 30067 770-541-4490 | 800-648-8215 FAX 770-541-4496 CBA STAFF: John McNair Lori Godfrey Kristi Greer Lindsay Greene Tammy Maass Cassie Conklin Becky Soto Connie Shepard Lisa McNair

President and Chief Executive Officer Executive Vice President and Chief of Staff, Government and Regulatory Relations Senior Vice President, Professional Development Vice President, Member Services, Marketing and Communications Vice President, Accounting Assistant Vice President, Digital Strategy and Professional Development Marketing Assistant Vice President, Professional Development and LEAD Board Assistant Vice President, Professional Development and Member Engagement Director of Finance

CBA Legal Hotline CBA Information Service

404-844-2765 770-541-4490 800-648-8215

PAST PRESIDENTS/CHAIRPERSONS: 1968-1971 Charles O. Maddox Jr. 1971-1973 R.C. (Neal) Ham 1973-1974 Clarence McLanahan 1974-1976 Julius Dodd Jr. 1976-1977 Ernest C. Vandiver 1977-1978 F. Everett Williams 1978-1979 Billy Key 1979-1980 Julian Hester 1980-1981 William Coles 1981-1982 Richard L. Shockley 1982-1983 Sam C. Smith 1983-1984 Lewis M. Meeks 1984-1985 Robert R. Pope 1985-1986 Carl O. Jones 1986-1987 Charles R. Lusk 1987-1988 David K. Hollis Jr. 1988-1990 H. Lindy Rogers 1990-1991 Paul Head 1991-1992 J. Daniel Speight 1992-1993 Thomas Martin 1993-1994 Burt Blackmon 1994-1995 Dean Kuykendall 1995-1996 Danny Brinks 1996-1997 Preston Martin 1997-1998 Emory Lewis 1998-1999 George Leverett 1999-2000 Phil Jones 2000-2001 Ronnie Austin 2001-2002 Preston Conner 2002-2003 Rett Walker 2003-2004 Jim Powell 2004-2005 Tom Caldwell 2005-2006 Chris Maddox 2006-2007 Tom Dunlap 2007-2008 Mary Covington 2008-2009 Joe Gore 2009-2011 Derek Williams 2011-2012 Mark Stevens 2012-2013 Dan Oliver 2013-2014 Charlie Curry 2014-2015 Dale Morris 2015-2016 Ed Cooney 2016-2017 Brad Serff 2017-2018 Scott Tomlinson 2018-2019 Tim Jones

Winder Macon Elberton Rome Lavonia Statesboro Columbus Atlanta Nashville TN Gainesville Cartersville Perry Douglasville Winder Rossville Hahira Riverdale Griffin Vienna Duluth Griffin Madison Thomaston Milan Athens Lincolnton Americus Atlanta Sardis Macon Marietta Rome Winder Senoia Carrollton Wrens Pine Mountain Macon Vinings Cuthbert Douglas Atlanta Alpharetta Albany Valdosta


8

Georgia Financial Directory

COMMUNITY BANKERS ASSOCIATION OF GEORGIA DIVISION MAP

1640 Powers Ferry Rd SE, Bldg 28, Ste 100 Marietta GA 30067 Tel 770-541-4490 FAX 770-541-4496 www.cbaofga.com


Georgia Financial Directory

9

COMMUNITY BANKERS ASSOCIATION OF GEORGIA The CBA’s mission is to exclusively provide uncompromising advocacy, education and resources for its family of Georgia community banks while passionately promoting the state’s sound community banking industry. In 1969, the Independent Bankers Association of Georgia, a tax-exempt organization, was formed primarily to represent the political interests of the independently-owned banks of Georgia. The Association formally changed its name to the Community Bankers Association of Georgia (CBA) in 1985 to reflect the orientation and operating philosophy of its member banks. CBA has owned and operated the Community Bankers Service Corporation, a taxable organization, since 1976. The Community Bank Employees for Better Government — PAC Fund was created in order to facilitate political contributions from bankers throughout the state. In 1979, the Young Bankers Section (now known as the Leadership Division) of the Community Bankers Association was created to further promote the activities and philosophies of the Association, and to offer educational and leadership/career training opportunities to others within community banking. Today, our Association is one of the strongest community banking associations in the United States with approximately 150 member banks and 175 vendor partners. Presently our efforts are concentrated in three main areas: (1) Government & Regulatory Relations; (2) Professional Development; and (3) Member Services. CBA is committed to enhancing community banking in Georgia, and our staff is available to assist you in a variety of ways. We are the only organization in Georgia that represents the interests of community banks exclusively.

Political & Regulatory Affairs Governmental relations, both state and national, ranks as a top priority for the CBA and receives considerable attention. An experienced staff coordinates political and regulatory affairs, including the solicitation of funds through the Community Bank Employees for Better Government PAC Fund to deliver financial support for legislators who support our industry. CBA provides representation at all legislative committee meetings and is ready to testify if necessary. CBA prepares and introduces legislation and regulations that are beneficial to its membership and provides updates on recent changes in upcoming legislation and regulations. CBA is a familiar name in the halls of Georgia’s legislature, because of its constant interaction with public officials.

Professional Development Programs Annually, the CBA offers approximately 200 programs, which consist of schools, conferences, series, seminars and webinars. All programs are taught by former community bankers, college professors, or instructors who have experience in teaching or working with community bankers. Educational programs are designed specifically for community bankers. Continuing Professional Education (CPE) credits are available to participants.

Networking Opportunities The exchange of ideas with peers is an important part of being the best community banker possible. CBA sponsors many events throughout the year where community bankers and associate members can network with one another. These events are excellent venues for networking, learning from nationally respected speakers, and meeting new people.

Leadership Division The Leadership Division of the CBA focuses on the interests and needs of tomorrow’s leaders in community banking. It’s never too soon for these members to get involved in the mainstream of association activity. These professionals actively participate in the CBA through board representation, committee membership, and fundraisers.

2020 CBA Convention Dates & Locations: 52nd Annual Convention & Mini-Trade Show September 24-27, 2020 | Hilton Sandestin, Sandestin, FL


10

Georgia Financial Directory

COMMUNITY BANKERS ASSOCIATION OF GEORGIA Member Benefits Free Services The CBA provides many free services which include: legal telephone consultations, Career Center, Georgia Financial Directory, CBA Today eNewsletter, Georgia Communities First magazine, and the CBA website. See page 19 for a complete listing. Julian and Jan Hester Memorial Scholarship The CBA annually offers at least four scholarships to graduating high school students in the state who plan to attend a college or university in Georgia. Often, CBA’s funds are matched by participating community banks, giving the winning students additional assistance in meeting financial obligations in college. J. Steven Walraven Scholarship The CBA and the Walraven family offer an annual scholarship through the J. Steven Walraven Memorial Scholarship Fund to a Georgia community bank employee planning to attend a college or university within the state of Georgia. The goal of the scholarship is to assist those employees interested in furthering their education to enhance their career in community banking. Lifetime Service Awards CBA is proud to honor bankers who have reached a significant milestone in the banking industry with the Lifetime Service Awards. CBA pays tribute to bankers reaching a milestone of 30, 40 or 50 years in the community banking industry. Additionally, CBA will honor those who are planning to retire in this calendar year with 30 or more years of service in the community banking industry. The presentation will be made during the Annual Convention or during a special event at the employee’s bank. Each recipient will be honored by CBA with the following: • • • •

An engraved plaque A press release and photo shared with their bank A feature on CBA’s website and CBA’s publications Honorees with 50+ years in the banking industry will receive a customized gold and diamond lapel pin.

If you know a community banker who will reach the milestone of 30, 40 or 50 years of banking experience this year and a proven record in excellent community involvement, please contact CBA at cbaofga.com or call the CBA office at 770-541-4490. You may also find more details on this recognition program and submit names online by visiting www.cbaofga.com/special-recognition. Nominations should be submitted by the bank’s President and/or CEO and should include detailed information on the individual’s accomplishments. Lifetime Service Award applicants will be recognized based on their commitment to the banking industry and service to their customers and community.


Georgia Financial Directory

11

CBA University is dedicated to providing quality educational programs covering topics that are timely, beneficial, and valuable to your bank. Our education programs are held throughout Georgia and the Southeast each year based on the specific needs of community bankers. The programs are designed to advance the skills of all personnel in a community bank from the front line to the board room. The CBA University provides continuing professional education (CPE) credits to participants. For a current listing of the educational programs, including dates, locations, training formats and registration, please visit the CBA University at www.cbaofga.com or contact a CBA Professional Development Associate at education@cbaofga.com.

PROGRAMS BY BANK FUNCTIONAL AREA Throughout the year, the CBA provides programs in convenient cities around the state with local and national industry experts facilitating knowledge building opportunities. Programs are designed for all community bank team members. Compliance & Regulatory

Retail & Frontline

Credit & Lending Support Areas

Advanced BSA Officer School

Bank Trainer’s Forum

Advanced Commercial Lending School

Bank Trainer’s Forum

BSA/AML Bootcamp

Branch Leadership Workshops

Business Development

Bank Security

Compliance Lending School

GA Deposit Documentation

Consumer Lending School

Cyber Risk Summit

Compliance Officer Bootcamp

IRA Basic & Advanced Workshops

Compliance Lending School

Supervisory Essentials

GA Deposit Documentation

Retail Banking Forums

Consumer & Commercial Loan Documentation Bootcamp

Mastering HMDA

TRID: The Basics and TRID: Advanced

Bank Security

TRID: The Basics and TRID: Advanced

HR RAP

Mastering HMDA

Operations RAP

Mastering HMDA

Quarterly Compliance Topics: Fair Lending, CRA, ECOA, GMI Collection Retail Lending, e-Sign, BSA Topics Deposits: Frontline & Operations Flood, Appraisals & Applications Banker Regulatory Forum with Compliance and Safety & Soundness RAP Sessions Social Media Bootcamp Community Bank Leadership Academy WINSPIRE (f/k/a Women in Banking) *RAP = Roundtable Advice for Professional Development


12

Georgia Financial Directory

CBA COMPLIANCE PROGRAM • Is your compliance staff educated on federal regulations and laws and their applicable effects on your bank? • Would you like a quarterly forum to discuss current compliance concerns or questions? • Would you like a quarterly newsletter sent to your bank which addresses various regulatory topics? • Would you like a complimentary toll-free compliance helpline to ask questions about regulatory issues as they arise? If you answered YES to any of the above questions, we invite you to join the CBA Compliance program. This program is a specially designed program to educate community bankers on regulatory issues and the applicable effects on their bank. New regulations and the interpretation and application of existing regulations will be addressed in a straightforward manner. The program also provides a reference manual and techniques for monitoring the in-bank compliance program. The program is offered four times a year in four convenient cities across Georgia. The program is designed for the bank’s compliance officer, as well as for other staff members who have the responsibility of enforcing laws and regulations. The CBA compliance provider for this program is ProBank Austin, Louisville KY. ProBank Austin serves as the faculty for the program and they provide a quarterly newsletter and a toll-free compliance line to the members of the program.

CBA WEBINARS: AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE CBA recognizes your schedule may not always allow you to leave your office to participate in a face-to-face program. One way to help you with this challenge is to participate in one or more of the over 100 webinars offered by the CBA each year! The webinars cover a variety of topics designed for the frontline to the board room! Industry experts from across the nation with long-term, real-life, hands-on experience are selected to lead the webinars. For those who cannot attend the “live” broadcast, a web link training option is available at your convenience. The web link consists of a recording of the live broadcast along with speaker handouts. The web link is available for six months from the date of the webinar and may be shared with other employees at no additional fee. Continuing Professional Education (CPE) credits are available to participants. To learn about the topics being offered and the various training options, please visit www.cbaofga.com or contact the CBA Education Department.

BANKING SCHOOLS AND CONFERENCES Each year the CBA offers a variety of schools and conferences designed for today’s banking professional. Compliance Officers, Auditors, Bank Secrecy Act Officers, Bank Directors, Presidents, CEO’s, Executive Management, Chief Lending Officers, Consumer and Commercial Lending Officers, Information Technology Security Officers and Human Resource Officers all take advantage of our professional development offerings. The faculty for these schools are local and national industry experts. The schools are held in various cities across Georgia and the schools are three to four and half days in length depending on the subject matter. Below is a list of some of these programs: Advanced Bank Secrecy Act (BSA) Officer School Bank Directors’ College Bank Security Barret School of Banking BSA/AML Bootcamp Commercial Lending School Compliance Officer Bootcamp Compliance Lending School Consumer & Commercial Loan Documentation Bootcamp Consumer Lending School Cyber Risk Summit Community Bank Leadership Academy To view dates, locations and other details, visit www.cbaofga.com


Georgia Financial Directory

13

BARRET SCHOOL OF BANKING The Community Bankers Association of Georgia (CBA), is pleased to endorse the Paul W. Barret, Jr. School of Banking (BSB). The Barret School of Banking, in Memphis, Tennessee, is a graduate level banking school which offers a three-year program of advanced study for career financial industry professionals. The Barret School of Banking is a non-profit independent school created by and governed by a Board of Regents whose members are executives from banks and other firms involved with the financial services industry. The mission of the School is to provide an adult learning experience for the career-oriented individual in commercial banking or a related financial services industry business. A few highlights include: • Three year program • Annual one-week residency session in May • Over 40 hours of classroom instruction each year, for a total of 128 hours • More than 40 years of providing advanced banking education • Approximately one-third of the cost of other banking schools

IN-BANK TRAINING CBA understands the difficulty and the expense related to send employees to offsite training programs. To assist with this challenge, the CBA offers you the option to schedule in-bank training sessions. Contingent on speaker availability, you may hold customized training sessions on most topics, at your own institution, with the same speakers that CBA employs at face-to-face programs scheduled around the state. To coordinate an in-bank training program, please contact the CBA Education Department at education@cbaofga.com.

Kristi Greer, Senior Vice President, Professional Development 1640 Powers Ferry Rd SE, Marietta GA 30067-1425 Direct 770-541-4495 | FAX 770-541-4496 Email: kristi@cbaofga.com

Think CBA First!


14

Georgia Financial Directory

PREFERRED SERVICE PROVIDERS (PSPS) It’s our pleasure to introduce you to CBA’s 2020 Preferred Service Providers. Each of the businesses below are strong supporters of the community banking industry and can help your bank become more profitable and efficient. All Preferred Service Providers (PSPs) have been reviewed by CBA’s Member Services Committee which is a committee comprised of bankers from across the state. We invite you to take a look at these companies if you are not already doing business with them.

DIAMOND LEVEL HARLAND CLARKE Check Program/Bank Solutions Mr. Ryan Busenitz ryan.busenitz@harlandclarke.com or 678-595-0625 ICBA Community Banking Organization/Advocacy Mr. David Moore david.moore@icba.org or 770-650-9810 ICBA SECURITIES Broker/Dealer Mr. Jim Reber jreber@icbasecurities.com or 800-422-6442 JAMES BATES BRANNAN GROOVER LLP Legal Services Mr. Dan Brannan dbrannan@jamesbatesllp.com or 404-997-6023 SHAZAM Debit Card/EFT Processing Mr. Alex Jernigan jjernig@shazam.net or 229-861-3802


Georgia Financial Directory

PLATINUM LEVEL WARREN AVERETT CPA Firms Ms. Lisa Berry lisa.berry@warrenaverett.com or 205-769-3388

GOLD LEVEL ATM RESPONSE ATM Service & Cash Logistics Mr. Clayton Braswell clayton@atmresponse.com or 770-231-7425 BFS GROUP BOLI & Executive Benefits Mr. John Gianacaci jgianacaci@bfsgroup.com or 609-915-9168 CBIZ Insurance, 401k and HR Services Mr. Kris St. Martin kstmartin@cbiz.com or 763-549-2267 CRESCENT MORTGAGE COMPANY Secondary Market Mortgage Services Mr. Skip Willcox swillcox@crescentmortgage.net or 478-357-4441 FITECH Merchant Services Mr. Matt Mingenback mmingenback@fitech.com or 316-518-8850 GENESYS TECHNOLOGY GROUP Bank Consulting Mr. David Saylor david@genesystg.com or 770-729-4140 POINT TO POINT ENVIRONMENTAL Environmental Consulting Mr. Mark Faas mfaas@p2penvironmental.com or 404-640-9674

15


16

Georgia Financial Directory

PSPS — GOLD LEVEL — Continued PROMONTORY INTERFINANCIAL NETWORK, LLC. Bank Assetpoint/Insured Cash Sweep, or ICS Mr. Danny Capitel dcapitel@promnetwork.com or 866-776-6426, Ext 3476 STS GROUP Bank Supplies/Security Equipment Mr. Chris Nelson cnelson@stsgrp.com or 205-567-3613 TRAVELERS Insurance/D&O/Bond Program Ms. Diana Baker dcbaker@travelers.com or 678-317-7882 WIPFLI CBA Firms Ms. Shannon Hamilton shannon.hamilton@wipfli.com or 404-420-5930

SILVER LEVEL ACG, INC. Refurbished ATMs Mr. Phil Winn phil.winn@acgworld.com or at 678-458-9899 ECLIPSE BRAND BUILDERS Building Designers/Consultants Mr. Michael Smith msmith@eclipsebrandbuilders.com or 678-890-1140 EXECUTIVE INSURANCE AGENCY, INC. VSI Program/ Insurance Programs Mr. Ryan Sower ryan@executiveinsuranceagency.com or 770-474-2355 HOLTMEYER & MONSON SBA Lending Mr. Arne Monson amonson@holtandmon.com or 800-340-7304 KASASA Financial Technology and Marketing Services Ms. Michelle Jacobi michelle.jacobi@kasasa.com or 512-349-4421 QWICKRATE Alternative Funding/Analytics Ms. Melissa Wallace melissa.wallace@qwickrate.com or 678-797-4062


Georgia Financial Directory

BRONZE LEVEL AGORA EVERSOLE Advertising/Marketing/Social Mr. Craig Eversole craig@agoraeversole.com or 601-366-6814 BAHR CONSULTANTS, INC. Insurance Mr. Hank Bahr hank@bahrconsultantsinc.com or 865-694-6098

17


Consumers are in charge. It's no longer enough to simply satisfy your customers, it's about engaging them how, when, and where it matters most. Harland Clarke can help. Our solutions let you create outstanding customer engagement by delivering quality and meaningful experiences at every touchpoint, keeping your institution top of mind and giving you a powerful competitive advantage.

Better Engagement. Better Results. harlandclarke.com

1.800.351.3843

mlO

Š 2020 Harland Clarke Corp. All rights reserved.

I

contactHC@harlandclarke.com

1r

HARLAND CLARKE'


Georgia Financial Directory

19

FREE MEMBER SERVICES CBA Resource Network: CBA is a one-stop resource for valuable information on a variety of topics - from compliance, education, financial service providers and much more. CBA Career Center: CBA’s online Career Center allows members to search for candidates for their staffing needs as well as post positions. A keyword search is available to those looking for specific candidates. CBA Today eNewsletter: Staying informed on the latest trends and updates in the community banking and financial services profession is crucial for success. All members receive CBA Today, a weekly electronic statewide publication to keep members informed of all CBA events and banking news. Georgia Communities First Magazine: Published quarterly, this magazine includes features on CBA members, education programs, industry trends, association events including conventions, financial products and services and more. Georgia Financial Directory: Members receive a free copy of this sought-after publication. The directory contains information on banks, holding companies, CBA Associate Members, CBA products and services, and much more. Julian and Jan Hester Memorial Scholarship: Each year, CBA offers four annual scholarships to graduating high school students planning to attend a college, university or technical institute in Georgia. J. Steven Walraven Scholarship: This annual scholarship is designed for a community bank employee planning to attend a Georgia college or university. The goal of the scholarship is to assist those employees interested in furthering their education to enhance their career. Complimentary Legal Services: CBA’s partnership with James-Bates-BrannanGroover-LLP as CBA’s General Counsel offers expanded services to CBA member banks. Examples include a CBA Legal Hotline and weekly and quarterly legal news with information and analysis of interest to CBA member banks. As a service that has been offered by CBA to CBA member banks for many years, the CBA Legal Hotline includes convenient access to call directly at 404-844-2765 or CBA member banks can go to www.jamesbatesllp.com/CBA to a quick and easy online form to submit a legal question to the JBBG community bank practice group. Lifetime Service Awards: The CBA is proud to honor bankers who have reached a significant milestone in the banking industry with the Lifetime Service Awards. CBA pays tribute to bankers reaching a milestone of 30, 40 or 50 years in the community banking industry. Additionally, CBA will honor those who are planning to retire in this calendar year with 30 or more years of service in the community banking industry. Banker Regulatory Forum: Discuss the latest regulatory issues in the banking industry in these quarterly meetings with regulators from the Federal Reserve Bank of Atlanta, Federal Deposit Insurance Corporation, Georgia Department of Banking and Finance, and Office of the Comptroller of the Currency. Two quarters focus on Safety and Soundness, and two quarters focus on Compliance. Legislative/Regulatory Updates & Alerts: During the Georgia Legislative Session, CBA provides members with a comprehensive account of legislation affecting Georgia’s community banks. Other alerts are sent throughout the year as situations occur. Salary Survey: Learn what counterparts across Georgia are offering regarding health, disability, paid leave, and retirement benefits. Information ranges from overall compensation, health insurance, short-term disability, 401(k) plans, to flex time and wellness programs. www.cbaofga.com: CBA’s website provides members access to register for CBA events, as well as view contact information on other member banks and associate members. Our website is your resource for educational, legislative, networking, publications and other useful links.


20

Georgia Financial Directory

INDEPENDENT COMMUNITY BANKERS OF AMERICA (ICBA) AFFILIATED PROGRAMS ICBA BANCARD 1615 L St NW, Ste 900 Washington DC 20036 Tina Giorgio, President & CEO

Tel: 800-242-4770 FAX: 202-659-3606 Web: www.icbab.org/bankcard E-Mail: bankcard@icba.org Fraud Department E-Mail: bcfraud@icba.org Whether you’re looking for credit, debit, ATM or merchant processing solutions, as an ICBA Bancard client, your bank benefits from added risk management programs, expert consultation, product education, turnkey marketing programs, dedicated customer service, and much more, tailored specifically to your community bank. ICBA SECURITIES (Member of NASD and SIPC) 775 Ridge Lake Blvd Memphis TN 38120 Jim Reber, President

Tel: 800-422-6442 FAX: 901-762-5333 Web: www.icbasecurities.com E-Mail: info@icbasecurities.com ICBA Securities was established in 1988 to provide ICBA members with quality investment products, services and educational programs at competitive market prices. Now with twelve regional offices, ICBA Securities provides community banks with asset liability and portfolio assistance, helping them obtain maximum performance from their portfolios. ICBA CREDIT LIFE REINSURANCE 2107 Wilson Blvd, Ste 400 Tel 888-790-6625 Arlington VA 22201 FAX: 703-528-9224 Steve Ello, President E-Mail: steve.ello@icba.org ICBA Reinsurance is a credit insurance program you can trust with a proven record of success and profitability. As part of the Independent Community Bankers of America (ICBA), ICBA Reinsurance is run by community bankers for the benefit of community bankers. ICBA Reinsurance wrote its first piece of business in 1999, has paid 14 consecutive dividends to participating banks and is backed by the strength of ICBA’s more than 75 years of providing community bankers with quality products and services. ICBA SOUTHEAST REGIONAL OFFICE 4209 Kinsmon Way Marietta GA 30062 David Moore, Senior Vice President

Tel 770-650-9810 Web: www.icba.org/southeast E-Mail: david.moore@icba.org


90 YEARS One Mission. Community Banks.®

POWER UP YOUR INVESTMENTS With ICBA Securities®, managing your balance sheet is like riding the perfect wave. With quality investment education, products, and services at competitive prices, we can supercharge the power behind your portfolio.

Soar with ICBA Securities.

Institutional investors only. Members FINRA/SIPC.

www.icbasecurities.com | info@icbasecurities.com | 800-422-6442


1864

The Travelers Insurance Company was established

1890

Travelers begins to offer financial institutions coverage

1983

2009 2017

Travelers becomes an ICBA Preferred Service Provider

Travelers becomes the only insurance company added to the Dow 30 Travelers returns a record $4.6 million to ICBA member policyholders

Our roots run deep. With over 160 years of experience, Travelers is the type of stable partner your financial institution can count on in today’s uncertain world. From our earliest days in St. Paul and Hartford to more recently being the only insurance company added to the Dow Jones Industrial Average, we’ve grown our reputation as a leading insurance carrier. We’ve gained this reputation by going beyond the policy and being more than just an insurance carrier. Travelers provides community banks with everything from traditional property and casualty to management liability insurance. We also help educate on emerging and potential risks, and can provide tools and solutions that will prepare your bank for the next 160 years and beyond. Contact your independent agent today.

travelers.com Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford CT, 06183 © 2020 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. CP-9200 Rev 3-20


Georgia Financial Directory — Associate Members

23

CBA ASSOCIATE MEMBERS NAME PAGE Abrigo ..........................................................................................................................65 ACG ..................................................................................................................29 acxell ...........................................................................................................................65 Adams and Reese LLP ...............................................................................................53 Adams, Hemingway, Wilson & Rutledge, LLC .............................................................53 ..................................................................................................27 AgoraEversole All Covered ..................................................................................................................61 Alston & Byrd ...............................................................................................................54 Ameris Bank Mortgage ...............................................................................................58 AmTrust North America ...............................................................................................51 Ascensus .....................................................................................................................64 .................................................................................................28 ATM Response Atris Technology ..........................................................................................................47 Avertium ......................................................................................................................45 ......................................................................................51 Bahr Consultants, Inc. Balch & Bingham LLP .................................................................................................54 Banc Card ...................................................................................................................44 Bankers Healthcare Group, Inc. ..................................................................................49 Bankers-Insight Group, LLC ........................................................................................32 Barret School of Banking ............................................................................................35 BBVA Compass - Correspondent Banking .................................................................40 BDS Technology, Inc. ...................................................................................................47 Bennett Thrasher .........................................................................................................42 Berman Fink Van Horn P.C. .........................................................................................54 ........................................................................................................38 BFS Group Carr, Riggs & Ingram, LLC ..........................................................................................42 Cash Transactions, LLC ..............................................................................................29 .................................................................................................................52 CBIZ CE Solutions Group ....................................................................................................30 CenterState Bank ........................................................................................................41 Check Printing Solutions .............................................................................................37 Community Lending Partners ......................................................................................65 Compensation Advisors ..............................................................................................38 Computer Services, Inc. ..............................................................................................47 Consolidated Banking Services, Inc. ...........................................................................33 Consultants & Builders, Inc. ........................................................................................36 Continuity ....................................................................................................................38 Cornerstone Commercial Mortgages, LLC .................................................................59 CRA Partners ..............................................................................................................39 ..........................................................................59 Crescent Mortgage Company CRS Data ....................................................................................................................58 Cummins-Allison Corporation .....................................................................................29 Darnel Quick Recovery, Inc. ........................................................................................45 DeNyse Companies ....................................................................................................66 DoverStaffing ...............................................................................................................67 Drew Eckl & Farnham, LLP .........................................................................................54 .....................................................................................36 Eclipse Brand Builders Econocheck .................................................................................................................63 Elliott Davis ..................................................................................................................42 Evans, Simpson & Associates, Inc. .............................................................................52 .....................................................................63 Executive Insurance Agency, Inc. Farmer Mac .................................................................................................................45 Federal Home Loan Bank of Atlanta ...........................................................................41 FEMAC Security Solutions ..........................................................................................66 FI Navigator .................................................................................................................30


24

Georgia Financial Directory — Associate Members

NAME PAGE FIG Partners ................................................................................................................35 Finosec ........................................................................................................................45 FINSYNC, Inc. .............................................................................................................61 First National Bankers Bank ........................................................................................41 FIS ...............................................................................................................................47 Fiserv ...........................................................................................................................62 FITECH .............................................................................................................58 Fitzgerald MSI .............................................................................................................40 Freeman Mathis & Gary, LLP ......................................................................................54 Genesys Technology Group .............................................................................31 Georgia Department of Community Affairs .................................................................59 Georgia Development Authority ..................................................................................49 Georgia Rural Investment Fund ..................................................................................28 Gerrish Smith Tuck, PC ...............................................................................................55 GlassRatner Advisory & Capital Group, LLC ..............................................................32 GT Solutions ................................................................................................................33 Gulf Coast Business Credit .........................................................................................28 Haberfeld .....................................................................................................................64 Hamilton Mortgage Corp .............................................................................................59 Hargray of Georgia, Inc. ..............................................................................................67 Harland Clarke ..................................................................................................37 High Cotton .................................................................................................................60 Holtmeyer & Monson ........................................................................................40 Hutchins Clenney Rumsey Huckaby, P.C. ....................................................................43 IBT Apps ......................................................................................................................51 ICBA Securities ................................................................................................66 Igler and Pearlman, P.A. ..............................................................................................55 Independent Community Bankers of America ..................................................67 Integration 4.0 Inc ........................................................................................................62 Intercept Consulting Group .........................................................................................31 Jack Henry Banking ....................................................................................................47 James-Bates-Brannan-Groover-LLP ................................................................55 Kaplan Partners ...........................................................................................................48 Kasasa ..............................................................................................................63 KEMCO .......................................................................................................................37 King Computer ............................................................................................................30 Lee & Mason Financial Services, Inc. .........................................................................63 LenderSelect Mortgage Group ....................................................................................60 Loan Guarantee Insurance Services ..........................................................................52 Logue Advisory Group ................................................................................................31 Marlin Financial & Leasing Corp. ................................................................................53 Martin Snow, LLP ........................................................................................................55 Mauldin & Jenkins .......................................................................................................43 McNair, McLemore, Middlebrooks & Co., LLC ............................................................43 Miller & Martin PLLC ...................................................................................................55 Moore, Clarke, DuVall & Rodgers, P.C. ........................................................................57 National Bank Products, Inc. .......................................................................................33 Nelson Mullins .............................................................................................................57 NFP Executive Benefits ...............................................................................................38 Nichols, Cauley & Associates, LLC .............................................................................43 Oculus Software/BNControl ........................................................................................30 Passpoint Security, LLC ..............................................................................................66 PaymentsFirst ..............................................................................................................47 PCBB ...........................................................................................................................41 Pentegra Retirement Services ....................................................................................64


Georgia Financial Directory — Associate Members

25

NAME PAGE Perfect Image ..............................................................................................................61 Performance Solutions Inc. ..........................................................................................31 Performance Trust .......................................................................................................49 Piper Sandler & Co. .....................................................................................................31 Point to Point Environmental .............................................................................48 PPDocs, Inc. ................................................................................................................57 Prime Contractors, Inc. ................................................................................................37 ProBank Austin ............................................................................................................32 Progressive Communications ......................................................................................67 ...................................................................49 Promontory Interfinancial Network ........................................................................................................28 QwickRate Raymond James and Associates ................................................................................49 Reich & Tang ...............................................................................................................50 Renasant Bank Mortgage Lending .............................................................................60 S&P Global Market Intelligence ..................................................................................39 Safe Systems ..............................................................................................................39 SBA Funding Depot, LLC ............................................................................................65 SBA Works ..................................................................................................................65 SecureWorks ...............................................................................................................45 Securian Casualty Company .......................................................................................52 Securitas Financial Services, Inc. ...............................................................................50 ServisFirst Bank ..........................................................................................................42 ...........................................................................................................48 SHAZAM Simon Meyer LLC ........................................................................................................40 Southern Bank Equipment & ATMs .............................................................................30 Southern Financial Systems LLC ................................................................................62 Spectrum Financial Network, Inc. ...............................................................................50 Sprout Funding ............................................................................................................50 Stackfolio .....................................................................................................................29 Steve H. Powell & Company ........................................................................................33 Stokes Carmichael & Ernst LLP ..................................................................................57 StoneCastle .................................................................................................................37 StrategyCorps .............................................................................................................64 ........................................................................................................35 STS Group Sugar Creek Capital, LLC ...........................................................................................67 The Baker Group .........................................................................................................36 The Burke Group .........................................................................................................50 The Independent Bankers Bank ..................................................................................42 The James Paul Group ...............................................................................................35 The Plateau Group, Inc. ..............................................................................................52 Thompson Hine LLP ...................................................................................................57 TJS Deemer Dana LLP ...............................................................................................44 Top Flite Funding, Inc ..................................................................................................60 Towne Mortgage Company .........................................................................................61 ...........................................................................................................53 Travelers Troutman Sanders LLP ................................................................................................58 USDA - Department of Rural Development ................................................................51 Vision ...........................................................................................................................27 VSoft Corporation ........................................................................................................62 .........................................................................................44 Warren Averett, LLC WebbMason Marketing ...............................................................................................27 WebMobileFusion, Inc. ................................................................................................27 William Mills Agency ...................................................................................................27 ...............................................................................44 Wipfli/Porter Keadle Moore Wolters Kluwer ............................................................................................................39 York & Associates, LLC ...............................................................................................48


SOLUTIONS TO HELP YOUR BUSINESS THRIVE We often begin relationships with traditional tax or audit services, but clients quickly realize we can offer so much more. From technology solutions and wealth management to transaction advisory services and executive recruiting, it’s time to take a closer look at Warren Averett and all we have to offer. Let’s thrive together.

Georgia | Alabama | Florida www.warrenaverett.com

TRADITIONAL ACCOUNTING CORPORATE ADVISORY SERVICES RISK, SECURITY & TECHNOLOGY HR SOLUTIONS FINANCE TEAM SUPPORT PERSONAL SERVICES


Georgia Financial Directory — Associate Members

27

ADVERTISING/MARKETING AGORAEVERSOLE Mr. Craig Eversole 402-A Legacy Park 601-977-5225 Ridgeland MS 39157 FAX: 601-977-5224 E-Mail: craig@agoraeversole.com www.agoraeversole.com AgoraEversole offers community banks across Georgia comprehensive marketing and advertising services under two programs: A traditional program for newspaper, radio, collateral pieces, etc. and our GetSocial social media program, which also includes SEO, digital advertising, and complete website services from design to hosting and maintenance. A total marketing solution under one roof! VISION Mr. Stephen Nikitas 605 Territorial Dr 978-870-0845 Bolingbrook IL 60440 E-Mail: snikitas@visionps.com visionps.com Vision is a marketing services company that provides data analytic, direct marketing, digital marketing and print services to clients in the financial services, insurance, healthcare and retail marketplaces. The company focuses on lifestyle marketing utilizing multiple communications channels to ensure campaign success. The services provided by Vision are aimed at helping banks to grow and prosper by attracting deposits and loans, deepening customer relationships, stemming account holder attrition, obtaining new customers and more. WEBBMASON MARKETING Mr. Geoff Rich 1100 Circle 75 Pkwy SE, Ste 1550 704-947-9594 Atlanta GA 30339 FAX: 704-947-9995 E-Mail: grich@webbmason.com www.webbmason.com Every day hundreds of companies rely on WebbMason Marketing to execute their marketing strategies. Our growth is based on these long-term relationships and the customers who, over our 30 years in business, continue to ask us to extend their relationships to tackle more of their marketing challenges. Today, we are a full-service marketing provider with 23 offices and over 300 employees. WEBMOBILEFUSION, INC. Mr. Lincoln Parks 103 River Park Cir 404-267-0735 McDonough GA 30252 E-Mail: lincoln@webmobilefusion.com www.webmobilefusion.com WebMobileFusion is a digital marketing and strategy agency on the southside of Atlanta. WebMobileFusion works with community banks to create a strategic digital strategy that is key in creating more deposits and loan applications for your bank. Get in contact with us for a double your accounts discovery session. WILLIAM MILLS AGENCY Mr. William Mills 300 W Wieuca Rd, Bldg 1, Ste 300 678-781-7200 Atlanta GA 30342 FAX: 678-781-7239 E-Mail: william@williammills.com www.williammills.com William Mills Agency is the nation's largest public relations and marketing firm serving the financial industry. The company's experience and deep understanding of the banking industry helps shape communications for banks and bank vendors.


28

Georgia Financial Directory — Associate Members

ALTERNATIVE FUNDING GEORGIA RURAL INVESTMENT FUND Ms. Mandi Boehringer 3290 Northside Pkwy NW, Ste 300 314-973-6748 Atlanta GA 30327 FAX: 404-816-1804 E-Mail: mboehringer@aepartners.com www.garuralinvestmentfund.com A small business lending program used in collaboration with conventional financing The Georgia Rural Investment Fund was created as a result of a public private partnership with the state of Georgia. It is designed for businesses looking to grow, expand or relocate to rural Georgia. The intention of the program is to help businesses grow, expand or relocate to rural Georgia through providing additional access to capital for equipment purchases, acquisition or renovation of property, or working capital. The program is intended to work with the current lender to help businesses with additional growth. GULF COAST BUSINESS CREDIT Ms. Rochinda Archuleta 5830 Bond St, Ste 300 678-785-8900 Cumming GA 30040 FAX: 877-834-9673 E-Mail: rochindaarchuleta@gulfbank.com https://www.gulfcoastbc.com/ Businesses often need more cash than they have on hand. Gulf Coast Business Credit can provide immediate assistance by turning your outstanding invoices into cash. Accounts receivable factoring with GCBC allows you to focus on what you do best: service your customers and generate new business. With proper financing today, you can get where you want to be tomorrow. Gulf Coast Business Credit is the factoring, accounts receivable finance and assetbased lending division of Gulf Coast Bank & Trust Co. As a division of a bank, GCBC doesn’t rely on financing from outside sources, giving us lower cost of funds, which is passed on to our clients in the form of lower fees. QWICKRATE Ms. Melissa Wallace 1350 Church St, Ext NE, Ste 200 678-797-4088 Marietta GA 30060 FAX: 770-427-7669 E-Mail: melissa.wallace@qwickrate.com www.qwickrate.com QwickRate is the premier non-brokered marketplace for funding and investing. We connect buyers and sellers quickly and efficiently with direct, national access to a network of pre-screened institutions. You'll benefit from our connections and our unique automated QwickTools™; that are 100 percent focused on making it easy and cost-effective for you to fund and invest. Rely on QwickRate to help you get the best rates for your institution and more efficiently manage your portfolio. QwickRate, founded in 1986, is a preferred Service Provider of the ICBA and is America's largest non-brokered CD marketplace. ICBA members receive a 10 percent discount on their QwickRate subscription!

ARMORED CASH LOGISTICS ATM RESPONSE Mr. Clayton Braswell PO Box 1743 770-231-7425 Suwanee GA 30024 E-Mail: clayton@atmresponse.com www.atmresponse.com ATM Response is an armored car company providing custom cash logistics and ATM maintenance solutions for financial institutions throughout the southeast. Founded in 1982 and based in Suwanee, Ga., ATM Response offers a wide range of service offerings including cash delivery from the Federal Reserve, ATM maintenance programs and ATM balancing and replenishment.


Georgia Financial Directory — Associate Members

29

ASSET MANAGEMENT/BANK ANALYTICS STACKFOLIO Mr. Omar Esposito 1447 Peachtree St NE, Ste 700 404-660-1180 Atlanta GA 30309 E-Mail: omar@stackfolio.com www.stackfolio.com Stackfolio is the online marketplace for loan trading between financial institutions. Stackfolio powers the marketplace by leveraging its innovative data analytics, research, reporting web platform. Stackfolio combines its data analytics platform with the online marketplace to provide whole loan and participation market visibility as well as yield modeling at a loan-level basis, advanced due diligence tools, direct chat communication, collaboration across the banks’ corporate hierarchies, pricing scheduling, and much more. Stackfolio will provide bankers with the market knowledge and whole loan liquidity with a set of powerful tools — all in one place.

ATM SERVICES ACG Mr. Phil Winn 5010 McGinnis Ferry Rd 678-458-9899 Alpharetta GA 30005 FAX: 770-442-9945 E-Mail: phil.winn@acgworld.com www.acgworld.com ACG has proudly served the interest of Georgia Community Banks for over 30 years. We believe in a “Better Customer Experience” and ensure complete satisfaction. For over 15 years ACG has been an endorsed member of CBA of Georgia. Branch solutions and much more: • Anti-skimming security solutions: The ECS series of products provide best-inclass protection at your ATM. Detection of skimming attempts at the card reader is imperative to protect your bank brand and customers from being compromised. • Re-manufacturing and branding: Re-manufactured ATMs look and perform like a new product; they are environmentally friendly and a cost-effective way to upgrade and expand your fleet. ACG is the largest ATM re-manufacturer in the world. CASH TRANSACTIONS, LLC Mr. Nick Schuster 3286 Humphries Hill Rd 770-941-6680 Austell GA 30106 FAX: 770-941-6819 E-Mail: nick.schuster@cashtrans.com www.cashtrans.com "Bankers of the future” all across the U.S., look to CashTrans for innovative ATM products, EFT processing solutions, bank branch equipment, maintenance and service. Founded in 1996, Cash Transactions, LLC (CashTrans) is a privately owned company based in metro Atlanta, Ga. The company has served over 1,500 small and mediumsized retailers, city/county governments and financial institutions. CashTrans primarily serves accounts in Alabama, Georgia, Florida and South Carolina yet has clients across the country. Our products and solutions are leading edge and include NCR’s and Hyosung high quality ATM and teller video solutions (ITMs). CashTrans is also an industry leader with deposit automation, teller cash recyclers, branch safes, branch equipment, security systems, drive through VAT systems, ATM and security monitoring, ATM managed services and much more. CashTrans specializes in “Turn-key ATM Managed Services” with a complete service program that includes diagnostics, patch management, back-ups, marketing screens, on-site and off-site technical assistance, branch site surveys, certified ATM technicians and seasoned professionals. CashTrans is authorized dealer to sell and service many brands of ATMs/automated teller safes/ cash recyclers including Hyosung, NCR, GenMega, Hantle, Triton and Diebold. CUMMINS-ALLISON CORPORATION Mr. Cleve Carlile 83 Kelli Clark Ct 770-975-4316 Cartersville GA 30121 FAX: 770-975-4319 E-Mail: carlilec@cumminsallison.com www.cumminsallison.com Cummins-Allison is US manufacturer in the cash and coin counting industry. We provide direct sales and service on ATM's, Currency and Coin counting equipment. Some of our Industry leading products include the JetScan Currency Scanner and Money Machine Lobby Coin Counter. Cummins is continually striving to create new and innovative products for the financial arena.


30

Georgia Financial Directory — Associate Members

ATM SERVICES — Continued KING COMPUTER Ms. Debbie Wilson 2200 Norcross Pkwy 770-447-8800 Norcross GA 30071 FAX: 770-447-0503 E-Mail: debbie@kingcomp.com www.kingcomp.com King Computer is a trusted equipment and services provider to financial institutions across the southeastern US and beyond. Established in 1984, our mission is to provide our customers technology solutions to accomplish their goals in the most cost-effective means possible; while continuing to innovate and provide the best value, year-after-year. Utilizing the latest technology and a time-tested business model, King Computer offers unsurpassed results and peace of mind. Our broad range of services includes: turn-key solutions for purchasing or leasing new or refurbished ATMs; ATM staging, logistics, and deployment; rigging/installation, bring live, branch staff training; financial equipment sales; ATM branding — signage, toppers, wraps, free standing canopy and kiosk buildings; ATM parts sales, and bench repairs; and vandalism and cosmetic repair, and special projects. SOUTHERN BANK EQUIPMENT & ATMS Ms. Beth Hausmann PO Box 938 770-751-1412 Duluth GA 30096 E-Mail: beth@southernbankequipment.com southernbankequipment.com Southern Bank Equipment & ATMs has been serving financial institutions for over 30 years. As an independent dealer, we offer solutions that incorporate the latest products and technology available. By partnering with leading companies like NCR and being part of elite programs like the CSS program with Honeywell Commercial Security, Southern Bank Equipment and ATMs has grown to provide full service solutions throughout the financial community.

BANK ANALYTICS FI NAVIGATOR Mr. Edward Hunter 50 Glenlake Pkwy NE, Office 395 770-674-0045 Sandy Springs GA 30328 E-Mail: edward.hunter@fi-navigator.com fi-navigator.com FI Navigator provides a U.S. banking vertical data and analytics platform to financial institutions. We work directly with executive management of banks to develop strategy or to identify opportunities in profitability, franchise growth, risk management or product offering. All components of our offering center on enhancing financial institution performance. OCULUS SOFTWARE/BNCONTROL Mr. Shaw Lokey 206 S Jefferson Ave, Ste A 931-528-9830 Cookeville TN 38501 E-Mail: slokey@oculus-software.com www.oculus-software.com Picture one combined database for all your data — from your core system to your ancillary systems. Now picture access to that data in a variety of different combinations through the use of an internal portal. Now you’ve got a clear picture of the biggest benefit of BNControl: crossover correlations involving data from all of your systems, including loans, deposits, operations, compliance and tellers.

BANK CONSULTING CE SOLUTIONS GROUP Mr. Gene Kirby 1451 Howells Grove Rd 770-265-7850 Greensboro GA 30642 FAX: 770-265-7850 E-Mail: genekirby@cesolutionsgrp.com cesolutionsgrp.com At the CE Solutions Group we represent a number of independent consultants and best in class solution providers serving the financial services industry. We also focus on disruptive new technologies in the payments space and deliver innovative solutions targeting the consumer, small business and commercial segments. We provide an end-to-end strategic sourcing solution to help our clients choose the best partners at the lowest price.


Georgia Financial Directory — Associate Members

31

BANK CONSULTING — Continued GENESYS TECHNOLOGY GROUP Mr. David Saylor 5239 Cottney Croft Way 770-729-4140 Norcross GA 30092 FAX: 678-562-2285 E-Mail: david@genesystg.com www.genesysbanking.com Genesys Technology Group impacts your bottom line. We understand that you are making an investment by utilizing our services. Technology is one of the largest drains on your balance sheet and your choices in the market today are extensive. Genesys assists community bankers in making wise technology decisions and encourages bankers to look at their technology holistically. A global view of your technology leverages your buying power and through solid vendor management principles your bank is better positioned to maximize the return on its technology dollar. Genesys specializes in technology evaluations and renegotiations. Simply put…Genesys saves your institution time and money, thereby providing immediate impact to your bottom line. INTERCEPT CONSULTING GROUP Mr. Steven Roberts 1800 Eagle Summit Ct 678-910-3724 Lawrenceville GA 30043 E-Mail: steven.roberts@interceptcg.com www.interceptcg.com As a former community banker and data processor, our purpose is to assist banks in reducing their operating expenses, with measurable results, by renegotiating existing agreements and negotiating new agreements to ensure each bank is paying a fair, market rate for all contracted services. LOGUE ADVISORY GROUP Ms. Holly Logue 220 Trace Colony Park Dr, Ste B 601-427-9122 Ridgeland MS 39157 FAX: 601-510-9163 E-Mail: hlogue@logueadvisory.com https://www.logueadvisory.com/ Logue Advisory Group, LLC assists community banks in obtaining CDFI certification and applying for CDFI grant and award programs. We have a 100 percent success record on Certification Applications and have assisted our clients in accessing more than $35 million in CDFI Grant Awards since 2014. Our team enables community banks to enhance profitability while at the same time furthering community development in the markets they serve. PERFORMANCE SOLUTIONS INC. Ms. Dianne Barton 117 N Lakeside Dr 770-423-0240 Kennesaw GA 30144 FAX: 770-423-1135 E-Mail: psisolutions@gmail.com www.performancesolutionstraining.com Performance Solutions (PSi) is a training and consulting company that specializes in providing solutions to the key challenges facing companies today in attracting, selling and servicing their clients and customers. PIPER SANDLER & CO. Mr. Kevin O'Keefe 3424 Peachtree Rd NE, Ste 205 404-442-2870 Atlanta GA 30326 E-Mail: kevin.okeefe@psc.com www.pipersandler.com Piper Sandler is a leading investment bank and institutional securities firm driven to help clients Realize the Power of Partnership®. Through a distinct combination of candid counsel, focused expertise and empowered employees, we deliver insight and impact to each and every relationship. Our proven advisory teams combine deep product and sector expertise with ready access to global capital. Founded in 1895, the firm is headquartered in Minneapolis with offices across the United States and in London, Aberdeen and Hong Kong.


32

Georgia Financial Directory — Associate Members

BANK MANAGEMENT CONSULTING GLASSRATNER ADVISORY & CAPITAL GROUP, LLC Mr. Jim Howard 3445 Peachtree Rd, Ste 1225 404-835-8835 Atlanta GA 30326 FAX: 678-904-1991 E-Mail: jhoward@glassratner.com www.glassratner.com GlassRatner, a B. Riley Financial company, is a national specialty financial advisory services firm providing solutions to complex business problems and board level agenda items. The firm applies a unique mix of skill sets and experience to address matters of the utmost importance to an enterprise such as managing through a business crisis or bankruptcy, pursuing a fraud investigation or corporate litigation, planning and executing a major acquisition or divestiture, unraveling a challenging real estate issue and other top level non-typical business challenges. GlassRatner can also offer clients end-to-end services at any stage during the business life cycle through B. Riley Financial.

BANK MANAGEMENT SERVICES BANKERS-INSIGHT GROUP, LLC Mr. Jeffery Johnson 4659 Mossey Dr 770-689-9449 Lithonia GA 30038 E-Mail: jeffery.johnson@bankers-insight.com www.bankers-insight.com Bankers Insight Group (BIG) is a professional consulting firm that caters to the needs of state banking associations and financial services institutions nationwide. Our staff of experienced bankers, regulators, business development and customer service professionals and human resource specialists share their knowledge through seminars and training sessions hosted by our clients. Training and development is our specialty. PROBANK AUSTIN Ms. Tammy Carter 950 Breckenridge Ln, Ste 280 800-523-4778 Louisville KY 40207 FAX: 502-451-6755 E-Mail: tamcarter@probank.com www.probank.com Since 1978, ProBank Austin (ProBank) has been a leading provider of consulting, investment banking and educational services to thousands of financial institutions nationwide. Our staff is comprised of former bank regulators, bankers, bank attorneys, financial analysts, and accountants. Our managing directors and senior consultants have decades of experience within their fields in the banking industry. Our clients range in size from small community banks to multi-billion dollar international institutions. ProBank Austin’s clients are diverse and nationwide and range in size from small community banks to multi-billion dollar international institutions. These clients include banks, credit unions, law firms, federal and state regulatory agencies, CPA firms and major insurance companies. ProBank has conducted thousands of bank compliance reviews and educational programs throughout the United States for over 38 years. ProBank Austin been selected as the advisor of choice for hundreds of community banks for a variety of investment banking services. ProBank offers a wide range of services, which include: a full range of risk management compliance services, including loan review and ALLL validations; consumer compliance, fair lending, BSA and CRA review services; internal audits; IT audits and intrusion testing; ALM validations; regulatory assistance; merger and acquisition assistance; de nova charters; branching; human resources; litigation and expert witness services; stock appraisals; fairness opinions; profitability consulting; strategic planning; and due diligence reviews. ProBank is a leading provider of educational services to thousands of bankers through our publicly held national seminars, webinars, in-house training, publications, and through our relationships with banking associations and various state and federal financial institution regulatory agencies.


Georgia Financial Directory — Associate Members

33

BANK MANAGEMENT SERVICES — Continued STEVE H. POWELL & COMPANY Mr. Steve Powell PO Box 2701 912-764-1934 Statesboro GA 30459 FAX: 912-489-5354 E-Mail: spowell@shpco.net www.shpco.net Steve H. Powell & Company specializes in third party asset quality monitoring (loan review) and regulatory compliance support. We also provide our clients with ALLL methodology reviews, bank charter consulting, due diligence support, regulatory applications, financial analysis, and strategic planning. Our staff includes individuals with both banking and regulatory experience who understand the complexities of the current banking environment. Reviews seek to utilize our staff’s background and experience to provide clients a blend of real world application with regulatory expectations.

BANK SUPPLIES/EQUIPMENT CONSOLIDATED BANKING SERVICES, INC. Ms. Taryn Fox 204 Industrial Park Dr, Ste 100 678-245-0141 Cumming GA 30040 FAX: 678-242-0210 E-Mail: tarynfox@cbs-i.com www.cbs-i.com Consolidated Banking Services, Inc. — CBSi — has more than 20 years experience in the banking equipment and service industry. Financial institutions count on CBSi for installation of new equipment, upgrades for outdated equipment, service and maintenance for existing equipment, and monitoring for all alarm systems. CBSi is an authorized distributor for top manufacturers. GT SOLUTIONS Mr. Scott Gant 1707 Magnolia St 205-482-1259 Gardendale AL 35071 E-Mail: scott@gtsolutions.org www.gtsolutions.org In 2017, Scott Gant — a security equipment technician and installer for 30 years — founded GT Solutions with a team of like minded individuals. Their goal is to provide the highest quality service work to his customers at a cost effective price. With that founding principle, GTS is quickly earning business and a excellent reputation for service work. "Beginning a strong independent service business for banking equipment and ATM's in the Southeastern United States is a lifelong dream come true." GT Solutions is dedicated to helping our customer with the highest quality cost effective service in the industry. GTS can service/install this equipment for your financial institution. NATIONAL BANK PRODUCTS, INC. Mr. Shaw Blackmon 2525 Moody Rd 478-923-3161 Warner Robins GA 31088 FAX: 478-923-1606 E-Mail: patti@nationalbankproducts.com www.nationalbankproducts.com Since 1977, National Bank Products has been a family organization that has grown through our consistent commitment and continuous effort toward quality service. We offer a broad range of products in the compliance, operational, and promotional arenas. Our sales team and customer service department is available to service your every need. A representative will gladly help monitor your inventory on regular visits and assist with inventory control. Our customer service staff is simply a phone call away and ready to assist you. Our goal, in addition to offering a fair price, is to provide our customers with the friendliest, most competent service in our industry. Please give National Bank Products, Inc. the opportunity to serve your financial and/ or promotional needs.


Offer free checking that pays your account holders the cash rewards they love. All while encouraging retention-boosting behaviors that deepen relationships and increase revenue for your community bank.

50% more accounts in the first year•

13 years

younger than average account holders•

2x annual

more debit card use than standard free checking•

Get a free demo: Kasasa.com/Rewards

•Kasasa Analytics, 2018

KASASA'


Georgia Financial Directory — Associate Members

35

BANK SUPPLIES/EQUIPMENT — Continued STS GROUP Mr. Chris Nelson 26700 Success Dr 256-260-7963 Madison AL 35756 E-Mail: cnelson@stsgrp.com https://stsgrp.com/ STS Group understands customer service is top priority. With focus on service, STS Group has experienced tremendous growth, becoming the Southeast region's strongest provider of financial security, ATMs, and branch automation equipment. With their involvement in CBA, FBA, and ABA, their reputation of outstanding service continues to spread throughout the region.

BANKING EDUCATION & TRAINING BARRET SCHOOL OF BANKING Mr. Chris Kelley 650 E Parkway S 901-321-4000 Memphis TN 38104 FAX: 901-321-4099 E-Mail: ckelley@barret.ws www.barret.ws The Paul W. Barret Jr. School of Banking is a non-profit, independent school created by and governed by a Board of Regents, whose members are executives from banks and other firms involved with the financial services industry. The school was incorporated as the Memphis School of Banking in 1976, later changing its name to Mid South School of Banking in 1979 and finally to the Paul W. Barret Jr. School of Banking in 2001 after receiving a sizeable grant from its namesake’s charitable trust. The mission of the school is to provide an adult learning experience for the careeroriented individual in commercial banking or a related financial services industry business. THE JAMES PAUL GROUP Mr. Chris DiLorenzo 7725 Wentworth Dr 678-907-4608 Duluth GA 30097 FAX: 815-301-8159 E-Mail: cdilorenzo@jamespaulgroup.com www.jamespaulgroup.com The James Paul Group is a training and consulting company that provides solutions to the most critical challenges facing community banks today in attracting, engaging, converting, and keeping profitable customers. JPG’s training programs and techniques have helped hundreds of banks significantly increase their loan portfolio, double their products per customer, reduce attrition rates, and increase profitability, all by improving the overall productivity of their employees. Being focused solely on the banking industry, our solutions were created to help all your lines of business provide a customer experience that will drive revenue for years to come.

BROKERAGE FIRMS FIG PARTNERS Mr. Matt Hobert 1475 Peachtree St NW, Ste 800 770-301-4505 Atlanta GA 30309 E-Mail: mhobert@figpartners.com https://www.figpartners.com/ FIG Partners LLC is one of the nation's premier investment banking and research firms specializing in community banks. Founded in 2003, FIG's award-winning research team follows more than 120 bank stocks in the U.S. The firm's investment banking unit has raised more than $4.3 billion in equity and has advised on more than $6.2 billion of M&A transaction value since inception. FIG's trading and sales team serves as market maker for more than 800 bank stocks and has relationships with 400 institutional investors. FIG's fixed-income unit offers a full range of trading, advisory and valuation services. Headquartered in Atlanta, FIG has offices in Chicago, San Francisco, Los Angeles, New Jersey and Raleigh, North Carolina.


36

Georgia Financial Directory — Associate Members

BROKERAGE FIRMS — Continued THE BAKER GROUP Mr. Paul Clanton 1900 The Exchange, Ste 645 855-500-4546 Atlanta GA 30339 E-Mail: paul@gobaker.com www.gobaker.com The Baker Group is one of the nation’s largest independently owned securities firms specializing in investment portfolio management and asset/liability services for community financial institutions. The Baker Group has been a partner with community banks as they’ve navigated through some fascinating and challenging times. Recognized for its leadership, integrity, innovation, and results, the firm has demonstrated its ability to provide industry-responsive techniques of investment portfolio and interest rate risk management, financial strategies, and cutting-edge proprietary software and products. Since 1979, The Baker Group has helped client banks improve decision-making, manage interest rate risk, and maximize investment portfolio performance. Our proven approach of total resource integration utilizes software and products developed by Baker’s Software Solutions combined with the firm’s investment experience and advice. Regardless of your bank’s needs with respect to investments and financial strategies, The Baker Group is ready to assist. Our representatives can help in the areas of: • Investment Strategies and Transactions • Director Education on Investments and Interest Rate Risk • Reviews of Investment and Asset/Liability Processes • Regulatory Compliance and Policy Development • Municipal Credit Review • Online Strategy and Outlook Sessions • Strategic Planning The Baker Group believes, Every community bank is different and there is no cookiecutter approach to investment management. Our clients get tailored investment advice based on the unique characteristics of their bank.

BUILDING DESIGNERS/CONSULTANTS CONSULTANTS & BUILDERS, INC. Mr. Kurt Diedrich 3100 Medlock Bridge Rd, Ste 420 770-729-8183 Peachtree Corners GA 30071 FAX: 770-416-9619 E-Mail: kurt.diedrich@consultantsandbuilders.com www.consultantsandbuilders.com Consultants & Builders, Inc. (CBI), a leading design-build firm focusing exclusively on the development of financial institutions within the southeast. ECLIPSE BRAND BUILDERS Mr. Michael Smith 5050 Research Ct, Ste 600 678-890-1140 Suwanee GA 30024 eclipsebrandbuilders.com E-Mail: msmith@eclipsebrandbuilders.com Eclipse Brand Builders is an award-winning financial services provider specializing in the turnkey delivery of design-build services, including facility consulting, branding, architecture, interior design, engineering, furniture procurement/installation, and construction management. Armed with an extensive portfolio of over 650 financial facility projects, our experienced team of in-house professionals have walked the walk, and can talk the talk. Simply put, WE SPEAK BANK! Contact us today to start planning your vision for tomorrow.


Georgia Financial Directory — Associate Members

37

BUILDING DESIGNERS/CONSULTANTS — Continued KEMCO Mr. Buz Campbell 5303 Dividend Dr 404-654-2768 Decatur GA 30035 FAX: 404-355-9910 E-Mail: campbellb@gokemco.net www.gokemco.net KEMCO Facilities Services is the only complete service maintenance facility in the Georgia and surrounding states area that specializes in the maintenance all systems including electrical,cooling and heating. plumbing, building maintenance and many other trades. We provide warranty authorized service for most major manufacturers and welcome all commercial service call requests. We also provide flexible, preventative maintenance schedules that are designed to meet your specific needs. We can service and/or repair HVAC equipment. PRIME CONTRACTORS, INC. Mr. James Dunn 3406 Florence Cir 770-949-1930 Powder Springs GA 30127 FAX: 770-920-8688 E-Mail: jdunn@primecontractorsinc.net www.primecontractorsinc.net Prime Contractors, Inc. is a General Contractor specializing in government, design build, commercial renovation projects, facilities maintenance, and negotiated projects. We are located in Powder Springs, Ga. With over 35 years of experience, we have developed a philosophy essential to the growth of our company and the needs of our clients. We strive to serve our clients with quality construction service through teamwork, innovation and dedication to excellence in every project that we undertake.

CAPITAL AND FUNDING SERVICES STONECASTLE Ms. Kim Weeks 152 W 57th St, 35th Floor 678-749-6405 New York NY 10019 E-Mail: kweeks@stonecastle.com www.stonecastle.com StoneCastle provides wholesale funding, liquidity and capital as one of the largest depositors and principal investors in community banks.

CHECK PRINTERS CHECK PRINTING SOLUTIONS Mr. Andrew Crim 11152 Southwest Hwy 708-381-5466 Palos Hills IL 60465 FAX: 708-381-5469 E-Mail: acrim@checkprintingsolutions.com www.checkprintingsolutions.com Check Printing Solutions is setting standards for the financial printing industry and web service industry by dedicating ourselves to delivering your documents and services accurately and on time. We are your one stop provider for all your printed banking and web service needs. HARLAND CLARKE Mr. Ryan Busenitz 15955 La Cantera Pkwy 678-491-3866 San Antonio TX 78256 www.harlandclarke.com E-Mail: ryan.busenitz@harlandclarke.com Harland Clarke is a leading provider of customer engagement solutions that help connect businesses and people how, when, and where it matters. The company offers payment tools such as checks and cards; lifecycle marketing solutions; critical communications; and promotional products for businesses. The company deploys these customer engagement solutions holistically, across print, phone, and digital channels, ensuring that the customers of its world-class client base enjoy a consistently superior experience. Harland Clarke serves more than 43 million consumers and 6 million small and medium sized businesses per year through its relationships with more than 11,000 of the nation’s leading financial institutions, large retailers, affiliate marketing companies and accounting software providers.


38

Georgia Financial Directory — Associate Members

COMPENSATION & EXECUTIVE BENEFIT PLANS BFS GROUP Mr. John Gianacaci 8 Rabbits Run 609-915-9168 Palm Beach Gardens FL 33418 E-Mail: jgianacaci@bfsgroup.com www.bfsgroup.com BFS Group is a national leader in providing BOLI products, services, administration, and consulting. With over 525 community bank clients and 12 Regional offices throughout the country, BFS Group supports the management of all BOLI portfolios with the primary goal of providing unparalleled customer support, increasing the bank's bottom line earnings and enhancing shareholder value. BFS Group also delivers unmatched expertise in the design, implementation, and servicing of executive and director non-qualified benefit plans to reward, retain and attract key individuals. COMPENSATION ADVISORS Mr. J.R. Llewellyn 1671 Carriage Ridge Dr 850-308-1468 Greensboro GA 30642 FAX: 850-934-2731 E-Mail: jr.llewellyn@compensationadvisors.com www.compensationadvisors.com Since 2002, Compensation Advisors has been providing innovative executive compensation solutions. Our principals bring over 50 years of experience to the process. NFP EXECUTIVE BENEFITS Mr. Glenn Blackwood 3500 Fairlane Farms Rd, Ste 11 561-798-5620 Wellington FL 33414 FAX: 561-798-3511 E-Mail: glenn.blackwood@nfp.com https://equiasalliance.nfp.com/ NFP Executive Benefits, an industry leading insurance broker with 1,250 BOLI clients, is uniquely qualified to help banks achieve their key financial goals, manage benefit liabilities, and enhance shareholder value through market-leading knowledge, tailored executive benefit plan design, bank-owned life insurance (BOLI) expertise, and BOLI administration solutions. To learn more about our services and products, contact Glenn Blackwood at 561-798-5620, Joe Schaefer at 786-566-9423, or visit equiasalliance.nfp.com for more information.

COMPLIANCE CONTINUITY Mr. Scott Brown 59 Elm St 203-329-3170 New Haven CT 06510 E-Mail: sbrown@continuity.net www.continuity.net Continuity is a leading provider of Regulatory Technology (RegTech) solutions that automate compliance management for financial institutions of all sizes. By combining regulatory expertise and cloud technology, Continuity provides a proven way to reduce regulatory burden and mitigate compliance risk at a fraction of the cost. Our solutions are designed to automate all aspects of compliance management, from interpretation of regulatory issuances through intuitive task delegation, vendor management, and board reporting. Continuity serves hundreds of institutions across the US and its territories. For more information about Continuity, visit www.continuity.net.


Georgia Financial Directory — Associate Members

39

COMPLIANCE — Continued CRA PARTNERS Mr. Shea Gabrielleschi 5100 Poplar Ave, Ste 711 901-529-4787 Memphis TN 38137 FAX: 901-523-3620 E-Mail: shea.gabrielleschi@shcpfoundation.org www.shcpfoundation.org CRA Partners offers a compliance solution powered by the Senior Housing Crime Prevention Foundation. Since our inception in 2000, we have helped banks across the country earn meaningful CRA credit for ensuring safe senior living environments through our turnkey crime prevention program, Senior Crimestoppers. Funded exclusively by the banking industry and endorsed by bankers associations in over 30 states, Senior Crimestoppers protects low- to moderate-income seniors living in senior housing facilities, HUD communities and state veterans homes from theft, abuse and neglect. The hundreds of bank partners we’ve worked with have seen the impact of their funds firsthand. Our flexible funding options make it simple for banks to get involved through a community development loan, community development investment, or a grant — it all depends on your bank’s CRA needs. SAFE SYSTEMS Mr. Danny Johnston 1145 Sanctuary Pkwy, Ste 400 770-752-0550 Alpharetta GA 30009 E-Mail: danny@safesystems.com www.safesystems.com Founded in 1993, Safe Systems® is an award-winning IT service provider proudly serving community banks and credit unions. We believe every financial institution, regardless of size, should be able to leverage the best technology to serve their community. By combining our knowledge of regulatory compliance, a proactive approach to security, and a passion for technology, we strive to bring you great value and peace of mind. Our cost-effective services are designed exclusively for banks and credit unions to significantly decrease IT costs, increase performance and improve compliance posture. WOLTERS KLUWER Mr. Jim Wrbanek 3112 Brightwood Dr 612-512-8970 Austin TX 78746 E-Mail: jim.wrbanek@wolterskluwer.com www.wolterskluwer.com Wolters Kluwer provides community and regional banks a broad spectrum of solutions, services and expertise to help manage risk and compliance needs in dynamic markets and complex regulatory environments. Our Compliance One product is a single, comprehensive technology platform that gives financial institutions the ability to manage regulatory and operational risk tied to each of their business lines. Our CASH Suite product helps business lenders increase profits and grow top line revenue by achieving straight-through-processing across every step of the commercial loan lifecycle — ultimately increasing efficiency and accuracy to reduce operational risk and enhance long-term profitability. Our HMDA Wiz automates collection, verification, and certification of HMDA data to fulfill the requirements for annual HMDA data reporting without increasing loan processing time or requiring staff retraining. Our CRA Wiz products combine multiple demographic data sources and peer data to allow for in-depth performance comparisons to the key indicators used by regulators. Our Advisory Services offering provides expert consultation and execution for banks seeking assistance with FLA, CRA and HMDA compliance.

COMPUTER SOFTWARE S&P GLOBAL MARKET INTELLIGENCE Mr. Claiborne Kitchin 212 7th St NE 770-794-9003 Charlottesville VA 22902 E-Mail: ckitchin@spglobal.com www.spglobal.com At S&P Global Market Intelligence, we know that not all information is important — some of it is vital. We integrate financial and industry data, research and news into tools that help clients track performance, generate alpha, identify investment ideas, understand competitive and industry dynamics, perform valuations and assess credit risk. Investment professionals, government agencies, corporations and universities globally can gain the intelligence essential to making business and financial decisions with conviction.


40

Georgia Financial Directory — Associate Members

CONSULTING FITZGERALD MSI Mr. Michael Fitzgerald 27606 Lakeway Trail Ln 678-612-3993 Fulshear TX 77441 E-Mail: michael@mfitzgerald.com www.fitzgeraldmsi.com Fitzgerald MSI provides clients with a talent management framework that helps them make better hiring, advancement and talent development decisions. We identify how people process information and make decisions, predict how they are motivated, and suggest how well they fit into the client’s culture. We help clients select the right people, and accelerate the onboarding and assimilation process to make them more productive, more quickly. And we help clients improve relationships among and between teams, manage training and development gaps, and identify next-generation managers and executive leadership. HOLTMEYER & MONSON Mr. Arne Monson 8812 Classic Dr 800-340-7304 Memphis TN 38125 E-Mail: amonson@holtandmon.com www.holtandmon.com Holtmeyer & Monson provides banks with comprehensive, out-of-house services and the high level of expertise required for SBA lending. The Company helps community banks offer small businesses access to capital while benefiting from a profitable source of non-interest fee income. Holtmeyer & Monson covers every stage of the process — from loan packaging and closing, to securitization and sale, through portfolio servicing. Based on its full-service capabilities and credibility, institutions can be confident that their SBA lending credits will be handled expertly, efficiently and with the highest levels of safety and soundness. SIMON MEYER LLC Ms. Molly Vincent 4254 Georgia Hwy 120 404-249-8544 Buchanan GA 30113 E-Mail: mjvincent@simonmeyer.com www.simonmeyer.com Simon Meyer is a Construction Consulting firm that has been providing unparalleled project management, draw monitoring, funds control, front-end analysis, and forensic construction audit to the banking industry for almost twenty years. Simon Meyer's services provide confidence and assurance to our banking customers through high quality reports and monitoring of construction lending projects. Our wide base of on-site knowledge and thorough analysis process ensures accurate and timely reporting every time. We are also a trusted resource of community banks for answers concerning any construction project or process.

CORRESPONDENT BANKING BBVA COMPASS — CORRESPONDENT BANKING Mr. Brett Lancaster 15 S 20th St, Ste 104 205-238-0297 Birmingham AL 35233 FAX: 205-297-7558 E-Mail: brett.lancaster@bbva.com https://www.bbvacompass.com/correspondent BBVA Compass is a leading U.S. banking franchise with operations throughout the Sunbelt Region and ranks among the top 20 largest U.S. commercial banks based on deposit market share. The Correspondent group has been offering a full line of correspondent services to community banks such as cash management, domestic and international wire transfers, domestic and international letters of credit and loan participation programs, just to name a few, since 1964.


Georgia Financial Directory — Associate Members

41

CORRESPONDENT BANKING — Continued CENTERSTATE BANK Mr. Erik Bagwell 400 Interstate N Pkwy, Ste 1200 770-630-2042 Atlanta GA 30339 E-Mail: ebagwell@centerstatebank.com www.centerstatebank.com Founded in 1996, Cash Transactions, LLC (CashTrans) is a privately owned company based in metro Atlanta, Ga. The company has served over 1,500 small and mediumsized retailers, city/county governments and financial institutions. CashTrans primarily serves accounts in Alabama, Georgia, Florida and South Carolina yet has clients across the country. Our products and solutions are leading edge and include NCR’s and Hyosung high quality ATM and teller video solutions (ITMs). CashTrans is also an industry leader with deposit automation, teller cash recyclers, branch safes, branch equipment, security systems, drive through VAT systems, ATM and security monitoring, ATM managed services and much more. FEDERAL HOME LOAN BANK OF ATLANTA Mr. Kevin Wyckoff 1475 Peachtree St NE 404-888-8348 Atlanta GA 30309 FAX: 404-888-8022 E-Mail: kwyckoff@fhlbatl.com corp.fhlbatl.com FHLBank Atlanta offers competitively-priced financing, community development grants, and other banking services to help member financial institutions make affordable home mortgages and provide economic development credit to neighborhoods and communities. The Bank’s members — its shareholders and customers — are commercial banks, credit unions, savings institutions, community development financial institutions, and insurance companies located in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and the District of Columbia. FHLBank Atlanta is one of 11 district banks in the Federal Home Loan Bank System. Since 1990, the FHLBanks have awarded approximately $5.4 billion in AHP funds, assisting more than 827,700 households. FIRST NATIONAL BANKERS BANK Mr. Chad Wilson 1635 Old 41 Hwy NW, Ste 112-352 770-424-3845 Kennesaw GA 30152 FAX: 770-426-9059 E-Mail: cwilson@bankers-bank.com www.bankers-bank.com Purpose of the product: With no integration or IT investment required, FINSYNC helps banks grow with their business customers by offering them a better way to pay and get paid, apply for financing online and manage cash flow with automated accounting. PCBB Ms. Beth Abrams 1676 N California Blvd, Ste 300 415-399-5800 Walnut Creek CA 94596 FAX: 415-875-5152 E-Mail: babrams@pcbb.com www.pcbb.com PCBB (www.pcbb.com) was created with the sole purpose of helping communitybased financial institutions become stronger. Our goal was to create an organization that would provide fellow bankers with high-quality, competitivelypriced correspondent banking solutions and personalized service. PCBB provides a comprehensive set of products and services covering multiple areas important to our customers, including: correspondent and commercial banking, hedging, and international. PCBB also offers a variety of consulting services ranging from asset liability management, relationship profitability, stress testing, and loan reserve analysis, including CECL.


42

Georgia Financial Directory — Associate Members

CORRESPONDENT BANKING — Continued SERVISFIRST BANK Mr. Rodney Rushing 2500 Woodcrest Pl 205-423-2718 Birmingham AL 35209 FAX: 205-423-2768 E-Mail: rrushing@servisfirstbank.com www.servisfirstbank.com ServisFirst is a full-service commercial bank focused on commercial banking, correspondent banking, cash management, private banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality services. The Bank offers sophisticated cash management products, Internet banking, home mortgage lending, remote deposit express banking, and highly competitive rates. ServisFirst Bank was formed in May 2005, and has offices in Atlanta, Birmingham, Charleston, Dothan, Huntsville, Mobile, Montgomery, Nashville, Pensacola, Sarasota and Tampa Bay. THE INDEPENDENT BANKERS BANK Mr. Michael O'Rourke PO Box 560528 800-288-4842 Dallas TX 75356 E-Mail: morourke@mybankersbank.com https://www.mybankersbank.com/ For over three decades, community bankers from coast-to-coast have trusted TIB for reliable and consistent Correspondent Banking partnership. Whether you are looking for traditional Lending Assistance, the best in card services or the latest operational technology, TIB stands ready to assist you and your customers.

CPA FIRMS BENNETT THRASHER Ms. Alana Mueller 3300 Riverwood Pkwy, Ste 700 770-396-2200 Atlanta GA 30339 FAX: 770-390-0394 E-Mail: alana.mueller@btcpa.net www.btcpa.net Currently ranked among the largest CPA firms in the U.S., Bennett Thrasher is a premier provider of professional tax, assurance, consulting and wealth management services to businesses and high net worth individuals. Since 1980, our integrity has earned our clients’ trust, and our culture of supporting professional and personal growth has created a long-term, dedicated team. CARR, RIGGS & INGRAM, LLC Mr. Doug Mims 4004 Summit Blvd NE, Ste 800 770-255-6043 Atlanta GA 30319 E-Mail: dmims@cricpa.com www.cricpa.com Carr, Riggs & Ingram, LLC (CRI) is a top 10 accounting firm in the Atlanta MSA and a top 20 firm in the United States with offices in 10 southern states. We work with over 200 financial institutions providing opinion audit, tax, internal audit, bank secrecy act, consumer compliance, loan review, M&A consulting, SOX/FDICIA compliance and IT audit services. Our clients range from de novo institutions to publicly traded regional bank holding companies. Visit CRI’s website to find the opportunities we have to transform our younger employees into leaders and the possibilities for leadership on the partner level. ELLIOTT DAVIS Mr. Robert Stevens 200 E Broad St, Ste 500 864-552-4819 Greenville SC 29601 E-Mail: robert.stevens@elliottdavis.com www.elliottdavis.com Elliott Davis is a super-regional CPA firm that provides audit, tax and consulting services to over 150 financial institutions across the Southeast and Mid-Atlantic regions of the US. Our team of more than 100 professionals dedicated to the banking industry serves both private and public institutions with audit, tax and consulting services. In addition to traditional external audits and tax preparation, Elliott Davis offers consulting services which include: loan review, internal audit, compliance, information technology, SOX assistance, and trust reviews. Visit our website at www.elliottdavis.com to learn more.


Georgia Financial Directory — Associate Members

43

CPA FIRMS — Continued HUTCHINS CLENNEY RUMSEY HUCKABY, P.C. Mr. Adam Hutchins 406 N Westover Blvd 229-435-4611 Albany GA 31708 FAX: 229-435-3456 E-Mail: ahutchins@hcrhcpa.com www.hcrhcpa.com Hutchins Clenney Rumsey Huckaby, P.C., located in Albany, Blakely, and Cordele, Georgia, is a certified public accounting and advisory firm with expertise in a wide array of financial services. Hutchins Clenney Rumsey Huckaby, P.C. offers extensive knowledge and experience in a variety of industries including agriculture, financial institutions, manufacturing, construction, healthcare, real estate, and hospitality and leisure. MAULDIN & JENKINS Mr. Ron Mitchell 200 Galleria Pkwy SE, Ste 1700 770-955-8600 Atlanta GA 30339 FAX: 770-980-4489 E-Mail: rmitchell@mjcpa.com www.mjcpa.com Mauldin & Jenkins, LLC provides a full range of services including audit, tax, internal audit, risk management, compliance, loan review, information technology and consulting advice to publicly and privately held financial institutions throughout the Southeast. For 100 years, M&J's financial institution expertise has represented a pool of resources that allows us to customize services to meet your institution's specific needs. Our goal is to build relationships and continue our tradition of success one satisfied client at a time. MCNAIR, MCLEMORE, MIDDLEBROOKS & CO., LLC Mr. Pat Muse PO Box 1 478-746-6277 Macon GA 31202 FAX: 478-741-1129 E-Mail: pmuse@mmmcpa.com www.mmmcpa.com McNair, McLemore, Middlebrooks & Co., LLC, preeminent among accounting firms in Georgia through 80 years of practice, has built its reputation by providing a unique blend of comprehensive services with an emphasis on personal attention. Services include: auditing and accounting, tax planning, preparation and projections; mergers and acquisitions; and assistance with regulatory reporting. NICHOLS, CAULEY & ASSOCIATES, LLC Mr. Tim Veal 1300 Bellevue Ave 478-275-1163 Dublin GA 31021 FAX: 478-275-1178 E-Mail: tveal@nicholscauley.com www.nicholscauley.com Through knowledgeable team members, exceptional service and the success of our clients, Nichols Cauley serves community banks out of its 9 offices strategically located throughout Georgia. Our current offices are located in Atlanta, Calhoun, Canton, Dalton, Dublin, Kennesaw, Marietta, Rome and Warner Robins. Although we operate out of multiple locations, we operate as a team utilizing the professionals best qualified to perform services for you. We are committed to providing solutions for our clients. Nichols Cauley is a multi-disciplined firm consisting of: Business Development Specialists, Certified Public Accountants, Certified Financial Planners™, Certified Internal Auditors, Certified Regulatory Compliance Managers, Certified Valuation Analysts, Certified Information Systems Auditors, Certified Fraud Examiners, and Certified Information Technology Professionals.


44

Georgia Financial Directory — Associate Members

CPA FIRMS — Continued TJS DEEMER DANA LLP Ms. Rhonda Norris 1004 Hillcrest Pkwy 478-272-2030 Dublin GA 31021 FAX: 478-272-3318 E-Mail: rhonda.norris@tjsdd.com www.tjsdd.com TJS Deemer Dana LLP is a full-service certified public accounting firm with offices in Atlanta, Dublin and Savannah, Ga. Our firm offers traditional services in accounting, auditing and taxation as well as consulting services. We are committed to creating value in each relationship by providing personal attention and professional resources to each of our clients. WARREN AVERETT, LLC Ms. Lisa Berry 2500 Acton Rd 205-769-3388 Birmingham AL 35243 FAX: 205-797-6313 E-Mail: lisa.berry@warrenaverett.com www.warrenaverett.com Warren Averett has grown substantially over the last few years to become one of the largest accounting firms in the Southeastern region, ranking among the top 30 firms in the United States. With more than 800 employees and 340 CPAs across 15 offices, Warren Averett offers depth and experience in financial services, with services that span beyond audit and tax to include wealth management, staffing and recruiting, technology consulting, financial outsourcing, retirement plan administration and investments. Our Banking Services Group is made up of more than 50 professionals serving a variety of financial institutions, from community banks, state banks, public banks, de novo banks and insurance organizations. We go beyond the typical audit, accounting and tax return functions to find unique ways to improve your overall operational efficiencies. To learn more about our firm visit www.warrenaverett.com. WIPFLI/PORTER KEADLE MOORE Ms. Mary Boortz 235 Peachtree St NE, Ste 1800 404-588-4200 Atlanta GA 30303 FAX: 404-588-4222 E-Mail: mboortz@wipfli.com www.wipfli.com Wipfli LLP ranks among the top 20 accounting and business consulting firms in the nation. For 90 years, our financial institutions practice has educated, advised, and assisted financial institutions in the successful navigation of the complex and everchanging environment they face. Let our professionals assist you with your regulatory compliance, profit improvement, risk management, strategic planning/board development, IT services/cybersecurity, HR consulting, and audit and tax needs.

CREDIT CARD SERVICES BANC CARD Ms. Eva Mathis 7347 Charlotte Pike 888-741-2262 Nashville TN 37209 E-Mail: emathis@banccard.com www.banccard.com BancCard offers transaction authorization, processing and network services to businesses accepting credit and debit cards as payments for products and services. Our strength comes from dedicated, hands-on staff with a depth of experience, industry intelligence and an extended reach. In partnership, we are committed to driving down your risk, pushing your profitability higher and supporting your business relationships with an asset underestimated in an increasingly digital world — human contact.


Georgia Financial Directory — Associate Members

45

CREDIT SERVICES DARNEL QUICK RECOVERY, INC. Mr. Greg Herring 4134 US-278 770-786-4500 Covington GA 30014 FAX: 770-786-9839 E-Mail: gtherring@darnelrecovery.com https://www.darnelrecovery.com Darnel is a debt collection agency founded upon a commitment to high ethical standards and driven by the successful recovery of your company's accounts receivable and bad debt. We offer a combination of highly-developed skills and a wide-range of prompt, professional accounts receivable collection and bad debt collection programs specifically designed to fit your company's needs. We are dedicated to serving you with the intention of building a long-term client relationship. We are the intelligent alternative for your company's need for bad debt collection, clearing backlogged receivables, improving cash flow and liquidity while enhancing your profitability. FARMER MAC Ms. Mariah Gehle 1999 K St NW, 4th Floor 800-879-3276 Washington DC 20006 E-Mail: mgehle@farmermac.com https://www.farmermac.com/ Farmer Mac is a vital part of the agricultural credit markets and was created to increase access to and reduce the cost of capital for the benefit of American agriculture and rural communities. As the nation’s premier secondary market for agricultural credit, we provide financial solutions to a broad spectrum of the agricultural community, including agricultural lenders, agribusinesses, and other institutions that can benefit from access to flexible, low-cost financing and risk management tools. Farmer Mac‘s customers benefit from our low cost of funds, low overhead costs, and high operational efficiency. In fact, we are often able to provide the lowest cost of borrowing to agricultural and rural borrowers. For more than a quarter-century, Farmer Mac has been delivering the capital and commitment rural America deserves.

CYBER SECURITY SERVICES AVERTIUM Mr. Alex Bulischeck 1431 Centerpoint Blvd 404-402-9602 Knoxville TN 37932 E-Mail: alex.bulischeck@avertium.com https://avertium.com/ Avertium is the managed security and consulting provider that companies turn to when they want more than check-the-box cybersecurity. We provide services such as SOCas-a-service, penetration testing, compliance assessments (GDPR, HIPAA, HITRUST, NIST, SOC, PCI etc.), virtual consultants, incident response and much more. FINOSEC Mr. Zach Duke 23600 Lakeview Pkwy, Ste 700 770-268-2765 Alpharetta GA 30009 E-Mail: zach@finosec.com www.finosec.com Our mission at Finosec is to simplify information security and cybersecurity management. Our customers automate labor-intensive tasks required to keep banking systems secure including access rights management, information security training, program or policy governance, and overall cyber hygiene validation. SECUREWORKS Mr. Stuart Schielack One Concourse Pkwy, Ste 500 404-327-6339 Atlanta GA 30328 FAX: 404-728-0144 E-Mail: sschielack@secureworks.com www.secureworks.com SecureWorks listens to customers and delivers innovative technology and services that give them the power to do more. Recognized as an industry leader by top analysts, SecureWorks provides world-class information security services to help organizations of all sizes protect their IT assets, comply with regulations and reduce security costs.


YOUR FUTURE. OUR SOLUTIONS. SHAZAM is a national member-owned debit network, processor and core provider. We serve community financial institutions facing a future full of rapidly changing technology, shifting consumer behaviors and new waves of industry regulations. SHAZAM helps solve these challenges by providing payment solutions, proactive fraud prevention, security services, a core banking solution, advocacy, marketing and more.

ADVANCE WITH THE RIGHT PARTNER.

6700 Pioneer Pkwy / Johnston, IA 50131 / 855-314-1212 / shazam.net


Georgia Financial Directory — Associate Members

47

DATA PROCESSING SERVICES ATRIS TECHNOLOGY Mr. Scott McElhiney 3417 NW 97th Blvd, Bldg 30 800-393-1079 Gainesville FL 32606 E-Mail: smcelhiney@atris.com www.atris.com Atris is your automation partner. Learn how FlexATM real-time debit card transaction processing and card management can be realized at affordable costs. Discover the benefits of FlexTeller front counter teller capture to streamline operations. Maintain compliance with Atris SIEM Service and real-time data correlation, documenting oversight of your IT infrastructure. BDS TECHNOLOGY, INC. Mr. Rickey Corbitt 521 W 11th St 912-632-2060 Alma GA 31510 FAX: 912-632-2192 E-Mail: rickey@bdsalma.com www.bdsalma.com Bankers Data Services, Inc. provide community financial institutions with a single source solution for a variety of products including: core banking software, item/image processing, image statement printing, internet banking, client/server, deposit and loan platform software, ATM processing, online teller system and other banking related solutions. COMPUTER SERVICES, INC. Mr. Craig Lippmann 13860 Ballantyne Corporate Pl, Ste 200 888-494-8449 Charlotte NC 28277 E-Mail: associations@csiweb.com www.csiweb.com Effective board meetings are critical to your organization’s success. With our board portal software, CSI Secure Connect, your board of directors has secure access to board materials and other confidential information from the convenience of their homes, offices or other remote locations. You can even facilitate communication through online votes, discussion threads and other collaborative tools. FIS Ms. Shelley Lukavec 3150 Holcomb Bridge Rd 770-248-9600 Norcross GA 30071 FAX: 770-734-2648 E-Mail: shelley.lukavec@fisglobal.com www.fidelityifs.com EducationalForum: We have expertise in payments, payroll, accounting, cash flow management, financing and other services that help businesses and banks scale with greater efficiency. JACK HENRY BANKING Mr. Allen House 663 W Hwy 60 205-981-4422 Monett MO 65708 FAX: 417-236-8959 E-Mail: ahouse@jackhenry.com www.jackhenry.com Jack Henry Banking, a division of Jack Henry & Associates, Inc.®, is a leading provider of integrated computer systems for banks ranging from de novo to multibillion dollar institutions. Jack Henry Banking currently serves approximately 1,100 banks as a single source for integrated, enterprise-wide automation and as a single point of contact and support. Additional information is available at www. jackhenrybanking.com. PAYMENTSFIRST Ms. Peggy Gachesa 3250 Riverwood Pkwy, Ste 150 678-384-9791 Atlanta GA 30339 FAX: 678-384-9796 E-Mail: pgachesa@paymentsfirst.org www.paymentsfirst.org PaymentsFirst's goal is to be a trusted partner to our members-supporting the secure use, advancement and understanding of payment systems.


48

Georgia Financial Directory — Associate Members

DEBIT NETWORK PROGRAM SHAZAM Mr. Alex Jernigan 2965 Sunset Dr 229-861-3802 Donalsonville GA 39845 E-Mail: jjernig@shazam.net www.shazam.net SHAZAM delivers the tools community financial institutions need to compete with a level of personal service and reliability unmatched in the Electronic Funds Transfer (EFT) industry. As a member-owned and controlled network we answer directly to our financial institutions and focus on responding to their needs. SHAZAM is a notfor-profit organization and is not driven by profits or shareholder revenues. Instead, we are focused on delivering the products, services and pricing that make our participants' debit card programs competitive.

ENVIRONMENTAL CONSULTING POINT TO POINT ENVIRONMENTAL Mr. Mark Faas 1010 Pennsylvania Ave 678-565-4440 McDonough GA 30253 FAX: 678-565-4497 E-Mail: mfaas@p2penvironmental.com www.p2penvironmental.com P2P Environmental is an environmental and geotechnical firm who provides fullservice environmental due diligence assistance for commercial and industrial property transactions including Records Search with Risk Assessments (RSRA), Transaction Screening ReportsTransaction Screening Reports, Phase I Environmental Site Assessments (ESA) and Phase II ESAs. Point to Point Environmental will fast track your project so that there are no delays in closing.

EXECUTIVE SEARCH KAPLAN PARTNERS Mr. Alan Kaplan 1220 Medford Rd 610-642-5644 Wynnewood PA 19096 FAX: 610-642-5645 E-Mail: alan@kaplanpartners.com www.kaplanpartners.com Kaplan Partners provides boards of directors and CEOs with advice on the dynamics of CEO succession, and assistance with the identification, assessment and selection of new CEOs, directors and senior executives. The firm’s Board Advisory Services assist clients with director succession, performance, diversity and recruitment. Kaplan Partners also conducts management assessments of leadership teams to enhance succession planning and professional development efforts. YORK & ASSOCIATES, LLC Ms. Carrie York 18501 Murdock Cir, Ste 303 888-368-9675 Port Charlotte FL 33948 FAX: 740-587-0402 E-Mail: cy@yabanker.com www.yabanker.com Carrie York founded York & Associates in Atlanta in 1994, as a mid to executive level search firm specializing in community and regional level banking and finance in the Southeast. The company currently has two locations, Granville OH and Port Charlotte FL. The firm places any officer level position in a bank to include chief lending officer, deposit operations manager, IT security officer, chief risk officer, compliance, branch administration, commercial lender, market president, etc. Their specialty is finding talent for rural markets in the southeast. The firm has 10 executive recruiters who have been with York & Associates an average of 12 years.


Georgia Financial Directory — Associate Members

49

FINANCIAL SERVICES BANKERS HEALTHCARE GROUP, INC. Mr. Brian Mullett 201 Solar St 866-588-7910 Syracuse NY 13204 FAX: 315-637-4686 E-Mail: bmullett@bhg-inc.com www.bhg-inc.com Since 2001, Bankers Healthcare Group has provided loan products to a network of over 1,000 banks, nationwide. BHG has underwritten over $20 billion in funding requests and worked with tens of thousands of healthcare and other professionals throughout the United States. BHG’s loan program has become a secure, innovative opportunity for banks to achieve asset growth and portfolio diversification. GEORGIA DEVELOPMENT AUTHORITY Mr. Thomas Carter 1890 Hwy 138 770-207-4250 Monroe GA 30655 E-Mail: thomas@gdaonline.com www.gdaonline.com The Georgia Development Authority (GDA) is a farm loan insurer/guarantor and direct lender. Our services are available in every county in Georgia. Banks participate in the GDA’s insured/guaranteed farm loan program to mitigate risk associated with farm loan concentrations and to provide more flexible terms. The GDA was created in 1953 by the Georgia Legislature to help develop opportunities for Georgia farmers. Assisting local banks to supply credit to Georgia’s farmers helps all of us. PERFORMANCE TRUST Mr. Jeff Adams 3290 Northside Pkwy NW, Ste 800 404-848-1571 Atlanta GA 30327 E-Mail: jadams@performancetrust.com www.performancetrust.com Performance Trust Capital Partners, LLC is committed to helping financial institutions improve their long-term performance and deliver shareholder value. Identifying your path to independence requires better tools and clear insights which lead to great decisions. For more information, go to www.performancetrust.com. PROMONTORY INTERFINANCIAL NETWORK Mr. Danny Capitel 1300 N 17th St, Ste 1800 703-292-3400 Arlington VA 22209 FAX: 770-643-7867 E-Mail: dcapitel@promnetwork.com www.promnetwork.com Chosen by more than 3,000 financial institutions, Promontory Interfinancial Network offers a wide range of solutions — smart, all-weather balance sheet and liquidity management tools to enhance banks’ profitability and flexibility. RAYMOND JAMES AND ASSOCIATES Mr. John M. Sillay 3050 Peachtree Rd 404-240-6789 Atlanta GA 30305 FAX: 404-240-6802 E-Mail: john.sillay@raymondjames.com www.raymondjames.com With more than 40 years of proven performance, Raymond James is well respected for our full service Fixed Income Platform. We offer the strengths and resources clients require and deliver skillful guidance, unparalleled service, superior products, innovative strategies, in depth research and the financial strength to support your institution. Put the power of Raymond James to work for your institution today.


50

Georgia Financial Directory — Associate Members

FINANCIAL SERVICES — Continued REICH & TANG Mr. Roger Maude 1411 Broadway, 28th Floor 212-830-5362 New York NY 10018 E-Mail: rmaude@rnt.com www.reichandtang.com Reich & Tang is a deposit and liquidity specialist providing flexible balance sheet management and funding solutions to banks while offering trust/wealth management professionals the most competitive multi-million dollar FDIC insured programs, which are widely utilized as smart alternatives to money funds and designed to improve yield while decreasing portfolio risk. SECURITAS FINANCIAL SERVICES, INC. Mr. Frank Sutton 301 E Marion Ave, PO Box 398 229-686-3598 Nashville GA 31639 FAX: 229-543-1093 E-Mail: flsutton@securitasfinancial.com www.securitasfinancial.com Securitas Financial's mission is to provide our clients with “security through financial freedom.” They do that by developing innovative financial solutions and supporting their clients with extraordinary service. They offer many products to assist you in meeting your customer's needs. SPECTRUM FINANCIAL NETWORK, INC. Mr. Lindy Rogers 7274 Mt Zion Blvd 770-603-9610 Jonesboro GA 30236 FAX: 770-603-9630 E-Mail: spectrumsba@bellsouth.net Spectrum provides total support of community banks, SBA and USDA, government guaranteed loan departments including formation, marketing, loan application preparation, and secondary market sales and service. SPROUT FUNDING Mr. Kevin Borth 4890 Alpha Rd, Ste 200 678-209-8830 Dallas TX 75244 E-Mail: kborth@getsproutfunding.com www.getsproutfunding.com Sprout Funding provides working capital to small businesses to meet their operating capital requirements whether it’s for purchasing inventory, expanding or remodeling your business, or opening a new location. As an alternative to traditional financing models that make credit difficult or impossible to obtain, Sprout Funding looks for opportunities to work with successful people, like you, who have created successful businesses. THE BURKE GROUP Mr. Matt Gordon 2839 Paces Ferry Rd SE, Ste 840 404-835-0214 Atlanta GA 30339 E-Mail: mgordon@burkegrp.com burkegrp.com The Burke Group is an independent, team-owned investment banking firm based in Atlanta, Georgia focused exclusively on community banks and financial services. Completing over 100 transactions, the team brings a wealth of expertise and have formed lasting client relationships. Clients benefit from customized, hands-on problem solving from the firm’s team and the flexibility of an independent firm.


Georgia Financial Directory — Associate Members

51

FINANCIAL SERVICES — Continued USDA - DEPARTMENT OF RURAL DEVELOPMENT Ms. Karen Davis 355 E Hancock Ave, Stop #305 706-552-2559 Athens GA 30601 FAX: 855-452-0958 E-Mail: karen.davis@ga.usda.gov www.rurdev.usda.gov/ga We are committed to helping improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways. We offer loans, grants and loan guarantees to support essential services such as housing, economic development, health care, first responder services and equipment, and water, electric and communications infrastructure. We promote economic development by supporting loans to businesses through banks, credit unions and community-managed lending pools. We offer technical assistance and information to help agricultural producers and cooperatives get started and improve the effectiveness of their operations. Also available is a guaranteed loan and/or grant for renewable energy systems or energy efficiency improvements. We provide technical assistance to help communities undertake community empowerment programs. We help rural residents buy or rent safe, affordable housing and make health and safety repairs to their homes.

FINANCIAL SOFTWARE IBT APPS Ms. Megan Luna 1500 Arrow Point Dr, #801 512-616-1100 Cedar Park TX 78613 E-Mail: mluna@ibtapps.com www.ibtapps.com IBT Apps is a core partner to community banks nationwide. Their integrated and adaptable core banking system removes technology barriers and improves the bank’s functionality process. Learn what it feels like to transform your bank operations using one solution, while promoting revenue growth and improving your customers experience.

INSURANCE RISK MANAGEMENT CONSULTING BAHR CONSULTANTS, INC. Mr. Hank Bahr PO Box 30659 865-694-6098 Knoxville TN 37930 FAX: 865-694-6099 E-Mail: hank@bahrconsultantsinc.com www.bahrconsultantsinc.com Bahr Consultants, Inc. is a "fee only” risk management and insurance consulting firm that specializes in analysis of financial institutions insurance exposures. The focus is on the financial institution bond, directors and officers liability, cyber liability, bankers professional liability and property/casualty insurance exposures for banks. Founded by W.H. (Hank) Bahr in 1988, Bahr Consultants provides insurance reviews as recommended by the Georgia Department of Banking, and can assist banks in obtaining competitive insurance pricing and proper insurance coverage through the bid process.

INSURANCE SERVICES AMTRUST NORTH AMERICA Ms. Tina Hobbs 800 Superior Ave E, 16th Floor 216-328-6040 Cleveland OH 44114 E-Mail: tina.hobbs@amtrustgroup.com www.amtrustfi.com AmTrust North America, is rated “A-” (Excellent) by A.M. Best. The company provides a broad suite of insurance customizable for financial institutions, including management liability, bonds and property & casualty products.


52

Georgia Financial Directory — Associate Members

INSURANCE SERVICES — Continued CBIZ Mr. Kris St. Martin 3625 Cumberland Blvd SE, Ste 1100 763-549-2267 Atlanta GA 30339 FAX: 763-549-2299 E-Mail: kstmartin@cbiz.com https://www.cbiz.com/insurance-hr/ services/property-casualty/industries/financial-institutions CBIZ is one of the nation’s leading providers of professional advisory services, focused on accounting, benefits and insurance, HR and payroll solutions. We deliver those solutions to you through a unique combination of locally based, trusted advisors backed by a national team of specialized experts. EVANS, SIMPSON & ASSOCIATES, INC. Mr. Tim Evans PO Box 1549 770-982-1420 Snellville GA 30078 FAX: 770-982-1428 E-Mail: twe@evans-simpson.com www.evans-simpson.com Evans, Simpson and Associates provides quality insurance products, innovative financial services, and specialized companion products to financial institutions. Our offering includes a comprehensive suite of services such as collateral protection insurance, creditor placed mortgage insurance, and flexible insurance tracking capabilities. Our collateral insurance, guaranteed asset protection (GAP), and mortgage lending solutions offer the protection and services essential for today’s lending institutions — and we have the experience to make them work for you. LOAN GUARANTEE INSURANCE SERVICES Mr. David Eichenblatt 3455 Peachtree Rd NW, Ste 500 404-229-5888 Atlanta GA 30326 E-Mail: deichenblatt@lgisgroup.com www.lgisgroup.com With a team of insurance, commercial real estate, and transaction professionals totaling more than 250 years of combined experience, LGIS is the pioneer of Commercial Property Loan Insurance (CPLI) for the CRE lending industry. LGIS Group offers a proven risk transfer and mitigation strategy that can replace or supplement the personal guarantee for borrowers of typical short term, recourse commercial real estate loans. Providing significant capital relief to bankers, this empowers them to increase volume and profitability across their CRE portfolios with a competitive advantage. SECURIAN CASUALTY COMPANY Ms. Laura Jones PO Box 6097 478-477-0400 Macon GA 31208 FAX: 478-477-1177 E-Mail: laura.jones@securian.com www.securian.com Securian Casualty Company is an insurer rated “A” by A.M. Best and domiciled in St. Paul, Minnesota, that along with its affiliated companies, provides loan protection products including credit life and disability insurance, mortgage life and disability insurance, accidental death coverage, collateral protection insurance, credit property insurance, involuntary unemployment insurance, GAP coverage, and many other insurance services related to financial institutions. THE PLATEAU GROUP, INC. Mr. Dick Williams PO Box 7001 478-957-3819 Crossville TN 38557 FAX: 931-484-0692 E-Mail: dick.williams@800plateau.com www.800plateau.com The Plateau Group, Inc. is an insurance holding company that specializes in the business of credit insurance and other loan related products for financial institutions, automobile dealers, consumer finance companies and other retail lenders. At Plateau, we market, manufacture, administer and reinsure products that meet the needs of our customers while providing the highest levels of service and courtesy in the business. At Plateau, we are always striving to be “Your First Choice”.


Georgia Financial Directory — Associate Members

53

INSURANCE SERVICES — Continued TRAVELERS Ms. Diana Baker 1000 Windward Concourse 678-317-7882 Alpharetta GA 30005 E-Mail: dcbaker@travelers.com https://www.travelers.com/ Travelers knows financial institutions. With dedicated policies for financial institutions, Travelers offers a range of insurance protection, including D&O, cyber, professional liability, financial institution bonds, ID fraud expense reimbursement and a full portfolio of property/casualty coverages. Choose either standalone coverage or a suite of coverages. Travelers has the flexibility to adapt to you and your business.

LEASING SERVICES MARLIN FINANCIAL & LEASING CORP. Mr. Tommy Marlin PO Box 1333 423-843-0115 Hixson TN 37343 FAX: 423-843-0117 E-Mail: tommy@marlinfinancial.com www.marlinfinancial.com Established in 1982, Marlin Financial & Leasing Corp. (MFLC) is a full-service regional leasing company with special emphasis in the states of Georgia, Tennessee, Alabama and southern Kentucky. We offer equipment leasing for our customers and banks throughout the Southeast. MFLC partners with you, the bank, to offer a new service for your customers and at the same time show you the way to a new area of profitability. MFLC specializes in providing total leasing services for local hometown banks. All you do is give us a call, and we do the rest! Let MFLC show you, the banker, how to keep the hometown credits at HOME. Please contact Tommy Marlin Jr., President, in our Chattanooga, Tenn., office.

LEGAL SERVICES ADAMS AND REESE LLP Mr. Phillip Buffington 3424 Peachtree Rd NE, Ste 450 601-292-0745 Atlanta GA 30326 FAX: 601-944-9357 E-Mail: phil.buffington@arlaw.com www.adamsandreese.com Adams and Reese is a multidisciplinary law firm located throughout the southern United States and in Washington DC. Practice areas include: regulatory; compliance; mergers and acquisitions; formations; capital planning; enforcement actions; payment and investment systems; checks, drafts, and other electronic transactions; corporate trusts; asset based and secured lending; bankruptcy and workouts; structured finance/restructuring; letters of credit; financial derivatives; public finance; tax credit investment; banking, employment and lender liability litigation; and mortgage servicing litigation. ADAMS, HEMINGWAY, WILSON & RUTLEDGE, LLC Mr. John Sillay 544 Mulberry St, Ste 1000, PO Box 1956 478-200-6184 Macon GA 31202 FAX: 478-746-8215 E-Mail: john.sillay@adamshemingway.com www.adamshemingway.com Adams, Hemingway, Wilson & Rutledge, LLC strives to serve the legal needs of our clients, their families, and businesses. By operating in a personal, boutique law firm setting, we are able to more efficiently provide exceptional legal advice and services. Each of our attorneys has individually developed the skill set and expertise that our clients deserve and expect, and collectively as a team, we help our clients accomplish their goals and objectives.


54

Georgia Financial Directory — Associate Members

LEGAL SERVICES — Continued ALSTON & BYRD Mr. Mark Kanaly One Atlantic Center, 1201 W Peachtree St, Ste 4900 404-881-7975 Atlanta GA 30309 E-Mail: mark.kanaly@alston.com https://www.alston.com/en/ Today’s complex regulatory and transactional environment calls for sophisticated and experienced counsel. Our finance and financial services lawyers take on the most complicated and challenging deals from concept to close. We listen to your needs, provide acclaimed client service, and help you achieve your goals. BALCH & BINGHAM LLP Mr. Walter Jones 30 Ivan Allen Jr Blvd NW 404-261-6020 Atlanta GA 30308 FAX: 404-261-3656 E-Mail: wjones@balch.com www.balch.com Balch & Bingham LLP is a corporate law firm recognized nationally for its deep experience and counsel in regulated industries including energy, financial services and healthcare, and its highly regarded practices in business, environmental, government relations, labor and employment and litigation. Balch & Bingham was founded in 1922. Balch & Bingham serves clients in over 65 practice areas that fall under seven firm sections: Business, Energy, Environmental & Natural Resources, Financial Industries, Governmental Relations, Labor & Employment, and Litigation BERMAN FINK VAN HORN P.C. Mr. Charles Van Horn 3475 Piedmont Rd NE, Ste 1100 404-261-7711 Atlanta GA 30305 FAX: 404-233-1943 E-Mail: cvanhorn@bfvlaw.com www.bfvlaw.com Berman Fink Van Horn P.C. is a mid-sized Atlanta law firm representing businesses and business owners in all aspects of their operation, from employment matters and real estate transactions to litigation and dispute resolutions to coprorate matters, including formations, successions and mergers and acquisitions. BVF believes in the benefits and viability of the community bank industry, and regularly represents financial institutions and understand the unique challenges they face. DREW ECKL & FARNHAM, LLP Mr. Gary Beelen 303 Peachtree St NE, Ste 3500 404-885-6129 Atlanta GA 30308 FAX: 404-876-0992 E-Mail: gbeelen@deflaw.com www.deflaw.com For over 30 years, the attorneys at Drew Eckl & Farnham have offered uncompromising legal services to our clients, and we strive to implement innovative solutions to complex problems. We understand that the risk management and litigation process is a partnership, and we have the strength of many seasoned partners and associates to quickly and efficiently implement a customized solution that fits your need. With locations in Atlanta and Brunswick, GA, we are prepared to defend our community bank clients throughout the state. Our Financial Services Industry Team is a proud supporter of the CBA and is committed to remaining current and engaged with what is important to your business. FREEMAN MATHIS & GARY, LLP Mr. Bradley Adler 100 Galleria Parkway, Ste 1600 404-293-5523 Atlanta GA 30339 E-Mail: badler@fmglaw.com https://www.fmglaw.com/ Freeman Mathis & Gary, LLP is a leading litigation firm, with over 170 attorneys nationally in 18 offices in nine states. FMG serves clients through its practice sections in: appellate advocacy; commercial litigation/directors and officers; construction and design law; data security; privacy and technology; financial services and banking; government law; insurance coverage and extra-contractual liability; labor and employment; professional liability/errors and omissions; and tort and catastrophic loss. FMG attorneys serve as trusted counsel to corporations and governments throughout the country, providing practical, efficient, and cost-effective solutions for legal issues.


Georgia Financial Directory — Associate Members

55

LEGAL SERVICES — Continued GERRISH SMITH TUCK, PC Mr. Philip Smith 700 Colonial Rd, Ste 200 901-767-0900 Memphis TN 38117 FAX: 901-684-2339 E-Mail: psmith@gerrish.com www.gerrish.com Gerrish Smith Tuck, consultants and attorneys, is a national leader in assisting financial institutions, and specifically community banks and their respective holding companies, in a variety of transactions including mergers and acquisitions, holding company formations, Subchapter S reorganizations, capital raise opportunities, stock repurchase plans and regulatory matters. On the consulting side, many of the firm’s attorneys and consultants facilitate strategic planning retreats for Boards of Directors and executive management as well as providing financial modeling and financial advisory services. IGLER AND PEARLMAN, P.A. Mr. A. George Igler 2457 Cave Dr, Ste 203 850-878-2411 Tallahassee FL 32308 FAX: 850-878-1230 E-Mail: george.igler@iglerlaw.com www.iglerlaw.com Igler Pearlman, P.A. is a boutique law firm offering sound guidance and creative solutions with respect to our client’s unique business and regulatory matters. We practice in the areas of financial institution and corporate regulation, public and private securities offerings and compliance, mergers and acquisitions, corporate governance, and management. JAMES-BATES-BRANNAN-GROOVER-LLP Mr. Dan Brannan 3399 Peachtree Rd NE, Ste 1700 404-997-6020 Atlanta GA 30326 FAX: 404-997-6021 E-Mail: dbrannan@jamesbatesllp.com www.jamesbatesllp.com The Banking & Financial Institutions Practice Group’s mission is to provide affordable consultative solutions to clients in the banking and financial services industry. Our attorneys routinely advise financial institutions on a wide range of complex legal and regulatory issues, as well as industry best practices. The firm’s clients include publicly and privately held community banks, insurance companies, finance companies, investment companies, private equity funds, private investors, check cashing processors, and consulting companies in the financial institutions area. MARTIN SNOW, LLP Mr. Stuart Walker PO Box 1606 478-749-1700 Macon GA 31202 FAX: 478-743-4204 E-Mail: sewalker@martinsnow.com www.martinsnow.com Serving individuals and businesses in middle and south Georgia, Martin Snow’s dedicated attorneys and staff are ready to help you with your legal needs. We have a comprehensive practice specializing in commercial and banking law, corporate law, family law, litigation, mergers and acquisitions, real estate transactions, securities law, taxation, and trusts and estates. MILLER & MARTIN PLLC Mr. Michael Marshall 1180 W Peachtree St NW, Ste 2100 404-962-6406 Atlanta GA 30309 FAX: 404-962-6306 E-Mail: mmarshall@millermartin.com www.millermartin.com Miller & Martin is a full service law firm with offices in Atlanta, Chattanooga and Nashville, Tenn. It has an active banking practice representing many community banks in Georgia and Tennessee in mergers and acquisitions, holding company formations, denovo formations, regulatory matters and general corporate and employment matters.



Georgia Financial Directory — Associate Members

57

LEGAL SERVICES — Continued MOORE, CLARKE, DUVALL & RODGERS, P.C. Mr. Brad Folsom PO Drawer 4540 229-245-7823 Valdosta GA 31602 E-Mail: bfolsom@mcdr-law.com www.mcdr-law.com With offices in Albany, Atlanta, Valdosta and Savannah, our firm is focused on the needs of business. Our Banking and Commercial Practice Group seeks to provide efficient, practical advice and solutions to our banking clients across a broad spectrum of issues facing their industry. Our community bank clients use our firm to handle their legal needs from transactional issues, operations issues to lending and other commercial litigation. NELSON MULLINS Mr. Larry Shackelford Atlantic Station, 201 17th St NW, Ste 1700 404-322-6000 Atlanta GA 30363 FAX: 404-322-6050 E-Mail: larry.shackelford@nelsonmullins.com www.nelsonmullins.com Nelson Mullins Riley & Scarborough LLP represents over 35 financial institutions and offers the strength and resources of attorneys and professional staff experienced in a range of services. Our attorneys provide advice and counsel in litigation, corporate, economic development, securities, finance, intellectual property, government relations, regulatory, and other needs of clients ranging from private individuals to large businesses, including many publicly held companies. PPDOCS, INC. Mr. Shannon Phillips 2310 I-20 W 800-800-9975 Arlington TX 76017 E-Mail: shannon@ppdocs.com www.ppdocs.com PPDocs, a consumer real estate documentation service, takes you from your LOS to compliant, accurate, and consistent documents and disclosures (TRID) delivered directly to borrowers. Documents are delivered in about an hour and you can use our online platform to create audited disclosures. PPDocs’ is fast, secure, easy, and affordable, with experienced professionals on call to quickly and fully answer your legal, compliance, doc prep, and technical questions. With no software to purchase and no contractual obligation, you can get started today. STOKES CARMICHAEL & ERNST LLP Mr. Michael Ernst 2018 Powers Ferry Rd SE, Ste 700 404-352-1465 Atlanta GA 30339 FAX: 404-352-8463 E-Mail: mje@scelaw.com www.scelaw.com Stokes Carmichael & Ernst LLP is a general business and civil litigation law firm bringing The Power of Legal Knowledge® to banks and other companies in the areas of collections and creditors’ rights, business law and litigation, employment law and litigation, and general civil litigation. THOMPSON HINE LLP Mr. Sean Gordon Two Alliance Center, 3560 Lenox Rd, Ste 1600 404-407-3678 Atlanta GA 30326 E-Mail: sean.gordon@thompsonhine.com www.thompsonhine.com Thompson Hine LLP, a full-service law firm with approximately 400 lawyers in 8 offices, was ranked number 1 in the category “Most innovative North American law firms: New working models” by The Financial Times and was 1 of 7 firms shortlisted for The American Lawyer’s inaugural Legal Services Innovation Award.


58

Georgia Financial Directory — Associate Members

LEGAL SERVICES — Continued TROUTMAN SANDERS LLP Mr. James Stevens 600 Peachtree St NE 404-885-3721 Atlanta GA 30308 FAX: 404-885-3900 E-Mail: james.stevens@troutmansanders.com www.troutmansanders.com With a diverse practice mix, workforce and footprint, Troutman Sanders has cultivated its reputation for a higher commitment to client care for over 120 years. Ideally positioned to help clients across sectors realize their business goals, the firm’s 650 attorneys transact for growth, resolve mission-threatening disputes and navigate complex legal and regulatory challenges. Troutman Sanders has a long history of service to financial institutions that is consistently recognized by publications such as The American Banker, Chambers, Best Lawyers in America, Thomson Financial, Legal Elite and Super Lawyers. Our excellence in client service has been recognized by our inclusion in the BTI Consulting Group’s “Most Recommended Law Firms” by General Counsel list for over ten years. Our financial institutions lawyers have substantial experience in mergers and acquisitions, public and private offerings, de novo formations, securities reporting, corporate governance and regulatory compliance and negotiations, and our team includes a former FDIC attorney. Our experience and focus enable us to provide exceptional representation to financial institutions. See troutman.com for more information.

LIEN SEARCH & FILING CRS DATA Mr. Jason Pruitt 341 Troy Cir 865-584-8017 Knoxville TN 37919 FAX: 865-584-8047 E-Mail: jpruitt@crsdata.com www.crsdata.com With CRS Banker Suite, you can perform fully compliant, in-house property evaluations in less than an hour. In addition, the Banker Suite program has the ability to identify maturing real estate loans in your target market by county, as well as provide a consistent non-interest income stream.

MERCHANT SERVICES FITECH Mr. Matt Mingenback 301 Commerce St, Ste 1400 817-698-2268 Fort Worth TX 76102 FAX: 844-822-1288 E-Mail: mmingenback@fitech.com www.fitech.com Fitech Payments is a merchant services provider that was founded to serve community banks exclusively. With their relationship first approach, Fitech has been able to assist community banks in being more competitive with merchant services resulting in growth for the bank and adding many benefits for their business customers.

MORTGAGE SERVICES AMERIS BANK MORTGAGE Ms. Vicki Blum 1800 Parkway Pl, Ste 820 770-578-3600 Marietta GA 30067 FAX: 404-281-6924 E-Mail: vicki.blum@amerisbank.com https://www.amerisbank.com/personal/borrow/mortgage-loans For your borrowers, buying a home is one of the biggest transactions they will ever complete. For you as a lender, your choice of a mortgage partner is bigger than any single transaction. By choosing Ameris Bank, you're choosing a relationship-driven wholesale/correspondent partner that truly cares about empowering your agents, boosting your business, and taking care of your borrowers.


Georgia Financial Directory — Associate Members

59

MORTGAGE SERVICES — Continued CORNERSTONE COMMERCIAL MORTGAGES, LLC Mr. Gary Thrower 530A W Thomas St, Ste 3 478-451-3023 Milledgeville GA 31061 FAX: 478-451-2959 E-Mail: gthrower@cornerstonecm.net www.cmlv.net Cornerstone Commercial Mortgages (CCM) objective is to provide a commercial lending service beneficial to both borrowers and lenders. As an intermediary, CCM will match qualified borrowers with interested lenders to complete a commercial loan transaction. Community banks face two obstacles with commercial lending that CCM can virtually eliminate. Geographically, CCM will solicit loan opportunities from around the state and Southeastern United States. Usually, staffing limitations prompt community banks to restrict their trade area. The loans provided by CCM will increase both geographic and product type diversification. CRESCENT MORTGAGE COMPANY Mr. Skip Willcox 6600 Peachtree Dunwoody Rd NE 770-392-1611 600 Embassy Row, Ste 650 Atlanta GA 30328 www.crescentmortgage.com E-Mail: swillcox@crescentmortgage.net Founded in 1993, Crescent Mortgage has always been the premier provider of secondary mortgage offerings for Community Banks. As a Community Bank owned, top 25 national wholesale and correspondent lender, we are "totally committed to daily exceeding the expectations of our customers." Loan products include Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo and one time close construction to permanent financing. We offer wholesale and correspondent lending options, contract processing, free training, as well as free access to loan origination, compliance and automated underwriting systems. Crescent will help you increase your profit and reduce your risk in mortgage lending. Community banks choose wisely. Community banks choose Crescent Mortgage Company. GEORGIA DEPARTMENT OF COMMUNITY AFFAIRS Ms. Tracey Turman 60 Executive Park S NE 470-504-8173 Atlanta GA 30329 E-Mail: tracey.turman@dca.ga.gov www.dca.ga.gov The mission of the Georgia Department of Community Affairs (DCA) is to partner with communities to help create a climate of success for Georgia's families and businesses. DCA promotes and implements community and economic development, local government assistance, and safe and affordable housing. Using state and federal resources, DCA helps communities spur private job creation, implement planning, develop downtowns, generate affordable housing solutions and promote volunteerism. DCA also helps qualified low- and moderate- income Georgians buy homes, rent housing, and prevent foreclosure and homelessness. DCA was created in 1977 to serve as an advocate for local governments. In 1996, the Governor and General Assembly merged the Georgia Housing and Finance Authority (GHFA) with DCA. Today, the agency is led by Camila Knowles, who was named Commissioner in January 2015 by Governor Nathan Deal. HAMILTON MORTGAGE CORP Mr. Jim Eady 2850 19th St S, Ste 300 205-986-5953 Birmingham AL 35209 FAX: 205-870-7330 E-Mail: jim@hamiltonmortgage.net www.hamiltonmortgage.net Hamilton Mortgage Corporation has a 28 year history in residential mortgage lending. We offer hands on assistance to small to medium sized Community Banks to enable them to offer a wide range of Secondary mortgage loan products with little to no liability.


60

Georgia Financial Directory — Associate Members

MORTGAGE SERVICES — Continued HIGH COTTON Mr. Jeff Reeves PO Box 101568 205-838-2345 Birmingham AL 35210 FAX: 205-836-5587 E-Mail: jreeves@highcottonusa.com www.highcottonusa.com For over 60 years High Cotton has focused on delivering accurate engaging electronic and printed transactional documents for financial institutions. High Cotton has expertise in the use of “information design science” to improve the look and feel of your communications. Our platform was designed and built as a data-centric omnichannel solution that manages customer interactions across multiple channels including web, mobile, print, SMS and IVR. The High Cotton Smart Statement Portal™ allows financial institutions the ability to edit, upload and control marketing images and compliance notices on each customer statement to deliver a more relevant promotion driving revenue and customer loyalty. LENDERSELECT MORTGAGE GROUP Mr. Charles Smith 804 Moorefield Park Dr, Ste 102 407-341-7236 Richmond VA 23236 E-Mail: charlessmith@lenderselectmortgage.com www.lenderselectmortgage.com LenderSelect Mortgage Group, a division of Blue Ridge Bank, N.A., was established in 2011 to provide a partner for community lenders to grow and develop their mortgage solutions. Our partnership approach offers community lenders all the financial and borrower loyalty benefits of directly offering mortgages, without additional cost and risk. Our models are designed to increase production, profitability, and borrower retention, while ensuring compliance oversight. We value your borrower relationships, so we retain all servicing and do not target them with competing products. Our models, customized to your needs, offer unmatched return on investment while providing all regulatory compliance, risk management, and operational services. RENASANT BANK MORTGAGE LENDING Ms. Carol Addy 89 Sonia Dr 866-804-0603 Greer SC 29650 FAX: 678-802-6412 E-Mail: carol.addy@renasant.com www.renasant.com Renasant Bank operates 65 banking, mortgage, financial services and insurance offices throughout 41 cities in Alabama, Mississippi, Georgia and Tennessee. The bank has been in business for over 100 years and has approximately $4.30 billion in assets. The mortgage banking division is a full service mortgage banker that operates 6 retail branches in Alabama, Georgia, Mississippi, and Tennessee. Purchasing a new home? Refinancing your current home? We're here for you. Our experienced mortgage lending professionals will guide you through the process. TOP FLITE FUNDING, INC Ms. Libby Benson 1240 Boardman-Canfield Rd, Ste 4-C 330-506-7283 Boardman OH 44512 FAX: 330-953-0599 E-Mail: ebenson@topflitefinancial.com www.tffbuckeyes.com Top Flite Financial, Inc. is a privately held home loan provider established in 2002. In 2014 the company began a program specifically designed for partnering with community banks which acts as a supplement to the banks current programs. Programs include FHA/VA/USDA/FNMA/FHLMC/Jumbo and more. They offer expanded credit, expanded DTI and lower down payment solutions without the bank incurring loan recourse or infrastructure costs typically associated. The company currently has over 80 bank partners.


Georgia Financial Directory — Associate Members

61

MORTGAGE SERVICES — Continued TOWNE MORTGAGE COMPANY Ms. Kim Alexander 2530 Devine St 803-422-0496 Columbia SC 29205 FAX: 803-765-4593 E-Mail: kalexander@townemortgage.com www.townemortgage.com Founded in 1982, The Towne Mortgage Family of Companies has more than 35 years of experience in the mortgage industry. Passionate about our customers, our company and the communities we serve, Towne is actively involved with many nonprofit organizations. Our commitment extends beyond outreach to the products we offer, including a program specifically designed to aid in the rehabilitation of struggling neighborhoods. As a full-service lender, we manage every aspect of home financing in-house. By forging relationships with our borrowers, we ensure their confidence and security from application to closing and beyond, as we service most of the loans we originate.

PAYMENTS FINSYNC, INC. Mr. Tucker Mathis 100 Galleria Pkwy, Ste 200 706-267-0041 Atlanta GA 30339 E-Mail: tuckermathis@finsync.com https://www.finsync.com/ FINSYNC is the only all-in-one payments platform that helps businesses centralize control of cash flow, automate accounting, and get in sync with the right banker and financial professional at the right time.

PRINTING SERVICES PERFECT IMAGE Mr. Charles Kelley 503 Commerce Park Dr, Ste D 770-422-4221 Marietta GA 30060 FAX: 770-427-8703 E-Mail: ckelley@perfectimageprinting.com www.perfectimageprinting.com Perfect Image is an Atlanta-based commercial printing company that has proudly served the market for more than 30 years. We offer scalable technologies and systems that deliver excellence in Print Communications and Marketing Support Solutions. We serve clients throughout Georgia and the Southeast, and their partners and interests nationwide through unique standards and processes.

PROCESSING & TECHNOLOGY SOLUTIONS ALL COVERED Mr. Dave McOlgan 3 Westcott Hill Way SE 901-359-6581 Gurley AL 35748 E-Mail: dmcolgan@allcovered.com www.allcovered.com/finance All Covered is the leading provider of IT compliance and cybersecurity services to community banks. We assist our customers in maintaining regulatory compliance and mitigating cyber threats, enabling them to implement competitive products and services to grow their business.


62

Georgia Financial Directory — Associate Members

PROCESSING & TECHNOLOGY SOLUTIONS — Continued FISERV Mr. Matthew Shugart 4190 High Gables E 678-451-6972 Cumming GA 30041 E-Mail: matthew.shugart@fiserv.com www.fiservatlanta.com Fiserv (NASDQ: FISV) is driving innovation in payments, processing services, risk & compliance, customer & channel management and insights & optimization. For more than 30 years, Fiserv has been a global leader in financial services technology. Fiserv is a FORTUNE 500 company and has been named to the FORTUNE Magazine “World Most Admired Companies®” list for six consecutive years. Our solutions help more than 12,000 banks, credit unions, billers, mortgage lenders and leasing companies, brokerage and investment firms, and other business clients deliver financial services at the speed of life. At Fiserv, we are focused on creating intelligent experiences in banking, payments, engagement and security. That means giving consumers more control of their financial lives by creating smart bills and smarter payments, prompting more meaningful interactions between people and their financial services providers, and helping our customers protect their customers. In a world enabled by technology like never before, life moves fast. And consumers’ expectations are moving even faster. Position your organization to meet these needs. Visit fiserv.com to learn more. INTEGRATION 4.0 INC Mr. Shane Beaty 7485 Matts Landing Pt 770-781-2456 Cumming GA 30028-4740 E-Mail: shane.beaty@i40inc.com www.i40inc.com I40 Inc is a real estate information company, established in 1998. We deliver property appraisals, title work and flood certifications to the real estate lending industry. Our primary clients are banks, credit unions and mortgage companies that lend money on residential and commercial real estate. SOUTHERN FINANCIAL SYSTEMS LLC Mr. David Glover 313 S Davis St 229-686-5200 Nashville GA 31631 FAX: 229-686-5209 E-Mail: dglover@southernfinancialsystems.com www.southernfinancialsystems.com Southern Financial Systems is a leading edge provider of bank processing and technology solutions designed specifically for community banks. We provide a complete suite of on-site and outsourced processing systems and solutions for Core, Teller, Check 21, deposit platform, loan platform and web-based banking. VSOFT CORPORATION Ms. Alicia McKinley 6455 E Johns Crossing, Ste 450 678-910-9969 Duluth GA 30097 E-Mail: alicia.mckinley@vsoftcorp.com www.vsoftcorp.com VSoft is a leading global provider of innovative, state-of-the-art digital banking and payments solutions to financial institutions of all sizes. The company’s solutions are preferred industry-wide due to its ability to reduce costs and increase efficiencies by providing tools that seamlessly integrate real-time transactions across multiple channels. VSoft's product offerings boast a powerful and easy to learn user interface for both financial institution employees and account holders alike, creating a platform that increases efficiency and insures account holder satisfaction. VSoft has enjoyed significant growth in recent years, currently serving more than 1,000 clients on multiple continents. The company was founded in 1996 by Murthy Veeraghanta and Shekar Viswanathan, and is headquartered in Atlanta, Ga.


Georgia Financial Directory — Associate Members

63

PROPERTY & CASUALTY INSURANCE EXECUTIVE INSURANCE AGENCY, INC. Mr. Ryan Sower PO Box 480 770-474-2355 Stockbridge GA 30281 FAX: 770-474-9615 E-Mail: ryan@executiveinsuranceagency.com www.executiveinsuranceagency.com Founded and family-owned since 1980, Executive Insurance Agency provides comprehensive insurance solutions for financial institutions needing customized protection for collateralized loans and mortgages. These products include Blanket VSI, Collateral Protection, Flood, Guaranteed Asset Protection “GAP”, as well as both Blanket and Creditor Placed Mortgage. LEE & MASON FINANCIAL SERVICES, INC. Mr. James Harrington 5490 McGinnis Village Pl, Ste 110 770-409-9897 Alpharetta GA 30005 FAX: 518-863-7477 E-Mail: jharrington@leeandmason.com https://www.leeandmason.com Lee & Mason specializes in insurance programs designed for financial institutions. Protection plans can be tailored to specific needs, and can include Blanket Lenders Single Interest, mortgage insurance protection plans, blanket mortgage coverage, collateral protection insurance, flood insurance, and outsourced tracking programs for collateral and mortgage portfolios. Perhaps your institution, like hundreds of others around the country, would benefit from the experience and expertise gained from serving valued clients for over 60 years. Our emphasis includes providing superior service, assistance in protecting assets, reducing operational costs, improving efficiency and enhancing overall bottom line results.

RETAIL BANKING STRATEGIES ECONOCHECK Mr. Paxton Sakha 3 Gresham Landing 404-376-8536 Stockbridge GA 30076 E-Mail: paxton@econocheck.com www.econocheck.com Econocheck has helped thousands of financial institutions deepen customer relationships and achieve their revenue goals with key financial solutions such as retail checking strategies, direct response insurance programs, and identity theft products. Econocheck’s relationship strategies allow you to provide value to your customers while increasing fee income. Your customers have access to practical value that enhances their daily lives. Econocheck’s Direct Mail Insurance Programs offer extended protection with lasting impressions. Your customers have access to quality insurance products that add security and peace of mind to their lives, and they see you not only as a valuable services provider but also as a long term financial partner. In turn, you enjoy recurring fee income and enhanced customer retention with little or no investment on your part. KASASA Ms. Michelle Jacobi 4516 Seton Center Pkwy, Ste 300 512-349-4475 Austin TX 78759 E-Mail: michelle.jacobi@kasasa.com www.kasasa.com Kasasa® is the innovative leader in branded, community-powered banking products proven to drive profit and growth for community financial institutions. Based in Austin, Texas with more than 420 employees, Kasasa is committed to driving results for more than 907 community financial institutions by attracting, engaging, and retaining consumers. Kasasa does this through branded retail products, world class marketing, and expert consulting. The company reinvented checking and is now reinventing lending through its latest patent-pending offering, Kasasa LoansTM.


64

Georgia Financial Directory — Associate Members

RETAIL BANKING STRATEGIES — Continued STRATEGYCORPS Mr. Ryan Harbry 808 Clubhouse Pointe 404-819-1438 Woodstock GA 30188 E-Mail: ryan.harbry@strategycorps.com www.strategycorps.com StrategyCorps enhances retail checking products for community banks in such a way that drives two outcomes: growth in revenue and growth in relationships. They provide community banks with innovative and valuable products filled with modern benefits that are delivered through an easy to use mobile app. They offer a best in class rewards program that can be monitized in such a way that creates a substantial (customer-friendly) fee income revenue stream for the bank. HABERFELD Mr. Jamie Orth 206 S 13th St, Ste 1500 402-405-0802 Lincoln NE 68508 E-Mail: jorth@haberfeld.com www.haberfeld.com Haberfeld is all about accelerating growth. We help community banks align ROIfocused marketing with effective execution to maximize growth and profitability. Community banks partner with Haberfeld to: Improve products, policies, procedures and processes to pave the way for growth; Leverage the power of data in a hypertargeted marketing strategy; and grow bottom-line revenue through enhanced understanding of their data.

RETIREMENT SERVICES ASCENSUS Mr. Joe Doolittle 415 8th Ave NE 800-346-3860 Brainerd MN 56401 E-Mail: joseph.doolittle@ascensus.com www.ascensus.com Ascensus delivers technology and expertise to help millions of people save for what matters most — retirement, education, and health care. With more than 35 years of experience, the firm offers tailored solutions that meet the needs of financial institutions, state governments, financial professionals, employers, and individuals. PENTEGRA RETIREMENT SERVICES Mr. Wade Connor 701 Westchester Ave, Ste 320E 800-872-3473 White Plains NY 10604 FAX: 914-694-9384 E-Mail: wconnor@pentegra.com www.pentegra.com Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions to community banks nationwide. Founded by the Federal Home Loan Bank System more than 75 years ago, today Pentegra manages over 4,000 retirement plans and more than $13 billion in assets. Pentegra is focused on delivering value-added retirement programs designed to help community banks improve retirement plan effectiveness, attract and retain quality employees and build a competitive advantage. With an extensive array of plan design options, services and fiduciary support, our unique retirement plan solutions include qualified and non-qualified plans along with fiduciary outsourcing solutions designed to save time, save money and ease the burdens that come with managing a retirement plan. We’re focused on delivering a client experience that makes offering a retirement program easy, and one that helps your employees achieve greater retirement security.


Georgia Financial Directory — Associate Members

65

RISK MANAGEMENT ABRIGO Ms. Persis Tuttle 5444 Wade Park Blvd, Ste 400 984-242-2710 Raleigh NC 27607 FAX: 919-851-6718 E-Mail: persis.tuttle@abrigo.com www.abrigo.com Abrigo is a leading technology provider of compliance, credit risk, and lending solutions that community financial institutions use to manage risk and drive growth. Our software automates key processes — from anti-money laundering to fraud detection to lending solutions — empowering our customers by addressing their enterprise risk management needs. ACXELL Mr. Philip Gonzalez 646 Hwy 18, Ste 201 732-651-1700 East Brunswick NJ 08816 E-Mail: whatsyourrisk@acxellrms.com www.acxellrms.com acxell is a leading provider of high-quality risk management solutions that include internal audit, regulatory compliance, BSA/AML, information technology and enterprise risk management review services and software. acxell’s streamlined, efficient and personalized services focus on providing the best expertise, an interactive experience and understanding professionals. The firm is exclusively dedicated to the banking industry, and services cover the full range of activities including: credit risk, lending operations, deposit operations, regulatory compliance, BSA/AML, information technology, financial reporting, branch operations and trust activities.

SBA LENDING COMMUNITY LENDING PARTNERS Mr. William Mullally 2964 Peachtree Rd NW, Ste 510 470-355-2188 Atlanta GA 30305 FAX: 404-393-6651 E-Mail: bill@communitylendingpartners.com www.communitylendingpartners.com Community Lending Partners is focused on providing loan syndication services for community based financial institutions nationally. We bring community bank partners into a network that facilitates the syndication of government guaranteed loans. Loans include USDA Business and Industry loans, USDA Renewable Energy loans, USDA Community Facilities loans with guarantees up to 90 percent. In addition, we assist in the placement of SBA 7(a) loans, including SBA export loans, which carry a guarantee up to 90 percent. SBA FUNDING DEPOT, LLC Mr. Wayne Lazarus 4279 Roswell Rd NE, Ste 102-264 888-373-2228 Atlanta GA 30342-3700 E-Mail: consultant@sbafundingdepot.com www.sbafundingdepot.com SBA Funding Depot’s expertise in matching SBA 7a loans with qualified borrowers through our network of the Preferred Lender Program (PLP) member banks helps business owners navigate through the SBC loan process in a timely and stress free manner. SBA WORKS Mr. Rob Hughes 4705 US Hwy 90 W 229-425-4214 Lake City FL 32055 FAX: 229-426-0087 E-Mail: rob@sbaworks.com www.sbaworks.com SBA Works provides your bank with the ability to grow non-interest income, manage credit risks, and increase your earning assets with no additional overhead or costs. We have more than 15 years of proven SBA lending experience with front line banking experience. SBA works has generated over 350 SBA 7(a) loans for $290 million dollars. Let us help you change your bank’s earnings and enhance your customer service abilities. SBA onsite training and loan policy compliance.


66

Georgia Financial Directory — Associate Members

SECURITIES ICBA SECURITIES Mr. Jim Reber 775 Ridge Lake Blvd, Ste 175 901-762-5884 Memphis TN 38120 FAX: 901-762-5333 E-Mail: jreber@icbasecurities.com www.icbasecurities.com ICBA Securities provides a full suite of investment products and services for community banks through its exclusive broker, Vining Sparks. Included are traditional fixed-income securities, interest rate products, whole loans, M&A and valuation services, and investment advisory services. Vining Sparks also has state-of-the-art asset/liability and bond accounting products. ICBA Securities, a wholly-owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals. As the only broker/dealer owned by the community banking industry, ICBA Securities returns 100 percent of its earnings to the industry in the form of royalties and dividends.

SECURITY CONSULTING FEMAC SECURITY SOLUTIONS Mr. David Miller 15308 Georgia Hwy 67 Statesboro GA 30458 E-Mail: davidm@femacsecuritysolutions.com

912-852-2552 FAX: 912-852-2555

www.femacsecuritysolutions.com Femac Security Solutions was created in 1990 to serve the banking and financial industry. Femac Security Solutions sells and services many types and brands of financial and security equipment in Georgia, Florida, and South Carolina. Alarm systems, access control, video surveillance, automation, drive-thru equipment, drivethru alerts, audio, night depositories, vaults, safe deposit boxes, safes, teller lockers and undercounter, and more. We offer service contracts and time and material work on all brands of equipment. We also sell and service commercial, industrial, school systems, municipalities, and more. PASSPOINT SECURITY, LLC Ms. Yvette Johnson PO Box 3952 404-956-3289 Decatur GA 30031 E-Mail: yvette@passpointsecurity.com www.passpointsecurity.com Passpoint Security is a female owned company with a straightforward commitment to meeting the goals and objectives of our clients. With over 50 years of combined experience in the IT and security industry, Passpoint Security brings industry-leading experience in threat and vulnerability management as well as a strong skillset in governance, risk, and compliance strategy.

SIGNAGE DENYSE COMPANIES Ms. Amy Baillie 4521 Industrial Access Blvd 770-942-0688 Douglasville GA 30134 FAX: 770-489-0934 E-Mail: abaillie@denyseco.com www.denyseco.com DeNyse is a full service sign company including: surveys, design, fabrication, installation and lighting maintenance. They also offer branding consolidation and standardization programs to financial institutions. They have extensive experience with weekend signage rebranding in acquisitions as well as newly constructed branches. They are certified Women Owned, WBENC, NAEBO, and city of Atlanta EBO certified.


Georgia Financial Directory — Associate Members

67

STAFFING DOVERSTAFFING Ms. Sanquinetta Dove 2451 Cumberland Pkwy, Ste 3418 404-259-9522 Atlanta GA 30339 E-Mail: sdover@doversolutions.com www.doversolutions.com Dover Staffing, which includes Dover Solutions and Dover Training Institute, is a full service, multi-platform consultant agency born from their desire to satisfy the diverse needs of their clients. Complete with project management and executive training capabilities, they are committed to providing workforce innovation to remain ahead of inevitable changes within the global economy.

TAX CREDIT SERVICES SUGAR CREEK CAPITAL, LLC Mr. Paul Lynch 1819 Peachtree Rd NE, Ste 230 770-776-9309 Atlanta GA 30309 E-Mail: plynch@sugarcreekcapital.com www.sugarcreekcapital.com If you are considering tax credits, it is imperative that you partner with an experienced firm. Sugar Creek Capital works with multiple audiences on the state credits continuum, which allows us to both understand and meet your needs. Our guaranteed state tax credit funds provide flexible investment solutions on a single or multi-year basis. Our diversified portfolios provide reliable tax planning and tax mitigation solutions in multiple states, as well as an alternative investment for CRA consideration for community development activities related to low income housing projects and funds.

TELECOMMUNICATIONS HARGRAY OF GEORGIA, INC. Mr. Phillip Scroggin 1375 Chatham Pkwy 912-507-0174 Savannah GA 31405 E-Mail: phillip.scroggin@htc.hargray.com www.hargray.com Founded in 1949, Hargray is a regional telecommunications company providing advanced communications and entertainment services over its wholly-owned network. Hargray has offices in Alabama, Florida, Georgia and South Carolina operating more than 4,000 route-miles of fiber network throughout. Hargray delivers the most advanced technology and the best service for its customers and is active in the communities it serves by supporting a wide range of local charities, organizations, projects and events. For more information, please visit hargray.com. PROGRESSIVE COMMUNICATIONS Mr. Randy Dunn 300 Mulberry St, Ste 602 478-454-1011 Macon GA 31201 E-Mail: randy.dunn@pcians.com www.pcians.com Our next generation IT services provide secure IT platform for data and voice solutions upon which banks can reliably conduct their business and business transactions. We remove the burden and complexity of IT to provide our customers a unique, reliable “Worry-Free” IT experience.

TRADE ASSOCIATION INDEPENDENT COMMUNITY BANKERS OF AMERICA Mr. David Moore 4209 Kinsmon Way 770-650-9810 Marietta GA 30069 E-Mail: david.moore@icba.org www.icba.org ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.


GENESYS TECHNOLOGY GROUP

Core Contract Negotiators Core Contract Renewals Core Evaluation & Selection In House v. Outsourcing FinTech Due Diligence Conversion Management Project Management Email | info@genesystg.com Call | (770) 729-4139 Web | genesystg.com Bank technology consulting that pays for itself.


Georgia Financial Directory

69

ALPHABETICAL INDEX FINANCIAL INSTITUTION

CITY

ROUTING NUMBER

AB&T .......................................................................................................... Albany .................................... 0612-1969-4 Altamaha Bank and Trust Company ............................................................Vidalia .................................... 0612-1243-9 American Commerce Bank, N.A. ..............................................................Bremen .................................... 0611-2045-3 American Pride Bank ................................................................................. Macon .................................... 0611-2107-0 Ameris Bank ............................................................................................... Atlanta .................................... 0612-0175-4 Atlantic Capital Bank, N.A. ......................................................................... Atlanta .................................... 0610-2094-8 Bank of Alapaha ....................................................................................... Alapaha .................................... 0612-0527-1 Bank of Camilla ......................................................................................... Camilla .................................... 0612-0294-4 Bank of Dade............................................................................................. Trenton .................................... 0611-1310-1 Bank of Dawson ....................................................................................... Dawson .................................... 0612-0765-1 Bank of Dudley ........................................................................................... Dudley .................................... 0612-0593-8 Bank of Eastman ..................................................................................... Eastman .................................... 0612-0253-3 The Bank of Edison .................................................................................... Edison .................................... 0612-0438-2 Bank of Hancock County.............................................................................Sparta .................................... 0611-0714-6 Bank of Hazlehurst ............................................................................... Hazlehurst .................................... 0612-0375-2 The Bank of LaFayette, Georgia ............................................................LaFayette .................................... 0611-0318-2 Bank of Lumber City...........................................................................Lumber City .................................... 0612-1227-7 Bank of Madison.......................................................................................Madison .................................... 0611-0244-2 Bank of Monticello ................................................................................. Monticello .................................... 0611-0331-5 Bank of Newington ............................................................................... Newington .................................... 0612-0961-7 The Bank of Soperton ............................................................................ Soperton .................................... 0612-0497-1 Bank of Wrightsville .............................................................................Wrightsville .................................... 0612-0347-7 BankSouth .......................................................................................... Greensboro .................................... 0611-1236-4 Barwick Banking Company .......................................................................Barwick .................................... 0612-1142-7 Cadence Bank, N.A.................................................................................... Atlanta .................................... 0622-0629-5 Carver State Bank ................................................................................. Savannah .................................... 0612-0065-8 Century Bank and Trust ......................................................................Milledgeville .................................... 0611-0177-3 Century Bank of Georgia .................................................................... Cartersville .................................... 0611-1980-4 CIBC National Trust Company ................................................................... Atlanta .................................... 0610-5320-3 The Citizens Bank ...................................................................................Nashville .................................... 0612-1205-7 Citizens Bank & Trust Company .............................................................. Eastman .................................... 0612-1143-0 Citizens Bank & Trust, Inc.......................................................................... Trenton .................................... 0611-0373-9 Citizens Bank of Americus ..................................................................... Americus .................................... 0612-0104-2 The Citizens Bank of Cochran .................................................................Cochran .................................... 0612-1134-6 The Citizens Bank of Georgia ................................................................Cumming .................................... 0611-0492-9 The Citizens Bank of Swainsboro ...................................................... Swainsboro .................................... 0612-0355-8 Citizens Bank of the South .................................................................Sandersville .................................... 0611-0119-7 Citizens Community Bank ...........................................................................Hahira .................................... 0612-0955-2 The Citizens National Bank of Quitman ...................................................Quitman .................................... 0612-0186-4 Citizens Trust Bank ..................................................................................... Atlanta .................................... 0610-1022-0 The Claxton Bank...................................................................................... Claxton .................................... 0612-1201-5 Colony Bank ...........................................................................................Fitzgerald .................................... 0612-0267-2 The Commercial Bank.............................................................................Crawford .................................... 0611-1065-4 Commercial Banking Company................................................................Valdosta .................................... 0612-1117-1 Community Bank and Trust - West Georgia .......................................... LaGrange .................................... 0611-0321-8 Community Bank of Georgia .......................................................................Baxley .................................... 0612-2035-3 Community Bank of Pickens County ...........................................................Jasper .................................... 0611-1998-5 Community Banking Company of Fitzgerald..........................................Fitzgerald .................................... 0612-0491-3 Cornerstone Bank ...................................................................................... Atlanta .................................... 0610-9233-2 Douglas National Bank............................................................................. Douglas .................................... 0611-0201-3 Durden Banking Co., Inc. ........................................................................Twin City .................................... 0612-1144-3 Elberton Federal Savings and Loan Association .....................................Elberton .................................... 2611-7046-5 Embassy National Bank ...................................................................Lawrenceville .................................... 0611-2090-3 Exchange Bank ..................................................................................Milledgeville .................................... 0611-0178-6 F & M Bank and Trust Company ........................................................ Manchester .................................... 0611-1259-7 F&M Bank........................................................................................... Washington .................................... 0611-1283-0 Family Bank ............................................................................................... Pelham .................................... 2612-7067-9 Farmers & Merchants Bank ....................................................................Eatonton .................................... 0611-1055-7 Farmers & Merchants Bank ....................................................................Lakeland .................................... 0612-0364-2 Farmers and Merchants Bank ..................................................................Sylvania .................................... 0612-1234-5 The Farmers Bank.............................................................................. Greensboro .................................... 0611-0786-1 Farmers State Bank .................................................................................... Dublin .................................... 0612-1119-7 Farmers State Bank ..............................................................................Lincolnton .................................... 0611-0816-1 First American Bank and Trust Company................................................... Athens .................................... 0611-1125-5 First Bank ....................................................................................................Dalton .................................... 0611-0487-7 First Bank of Coastal Georgia ............................................................... Pembroke .................................... 0612-0684-3 First Bank of Pike ...................................................................................... Molena .................................... 0611-0665-5 First Century Bank, N.A........................................................................Gainesville .................................... 0611-2008-4 First Chatham Bank .............................................................................. Savannah .................................... 0612-2013-3 First Federal Savings and Loan Association of Valdosta .........................Valdosta .................................... 2612-7083-1 First IC Bank............................................................................................ Doraville .................................... 0611-1979-4 First National Bank of Coffee County ....................................................... Douglas .................................... 0612-0473-5 First National Bank of Decatur County.................................................Bainbridge .................................... 0612-2041-8 First National Bank of Griffin ........................................................................Griffin .................................... 0611-0118-4 The First National Bank of Waynesboro............................................ Waynesboro .................................... 0612-0224-5 First National Community Bank...........................................................Chatsworth .................................... 0611-0259-4 First Peoples Bank ......................................................................... Pine Mountain .................................... 0611-0384-9 First Port City Bank ..............................................................................Bainbridge .................................... 0612-0245-2


70 FINANCIAL INSTITUTION

Georgia Financial Directory CITY

ROUTING NUMBER

First Southern Bank ...............................................................................Waycross .................................... 0612-0681-4 First State Bank ...........................................................................................Wrens .................................... 0611-0111-3 First State Bank of Blakely .........................................................................Blakely .................................... 0612-0293-1 First State Bank of Randolph County...................................................... Cuthbert .................................... 0612-0409-4 Flint Community Bank ................................................................................ Albany .................................... 0612-2065-4 FNB South ..................................................................................................... Alma .................................... 0612-1286-6 The Four County Bank ...........................................................................Allentown .................................... 0611-1203-4 The Geo. D. Warthen Bank .................................................................Sandersville .................................... 0611-0233-2 Georgia Banking Company ........................................................................ Atlanta .................................... 0610-1997-5 Georgia Community Bank ........................................................................ Dawson .................................... 0612-0117-8 Georgia Primary Bank................................................................................ Atlanta .................................... 0610-2106-0 Glennville Bank ......................................................................................Glennville .................................... 0612-0468-3 Greater Community Bank.............................................................................Rome .................................... 0611-0488-0 Guardian Bank .........................................................................................Valdosta .................................... 0612-2004-9 Heritage First Bank ......................................................................................Rome .................................... 0611-9248-1 Heritage Southeast Bank ..................................................................... Jonesboro .................................... 2611-7053-3 Legacy State Bank ................................................................................ Loganville .................................... 0611-2051-8 Liberty First Bank ...................................................................................... Monroe .................................... 0611-2080-6 Loyal Trust Bank ................................................................................Johns Creek .................................... 0611-2146-5 The Merchants & Citizens Bank .................................................................McRae .................................... 0612-0377-8 Metro City Bank ....................................................................................... Doraville .................................... 0611-2068-6 Morris Bank ................................................................................................. Dublin .................................... 0612-1304-3 Mount Vernon Bank .........................................................................Mount Vernon .................................... 0612-0668-1 Newton Federal Bank ............................................................................ Covington .................................... 2611-7037-1 North Georgia National Bank ...................................................................Calhoun .................................... 0611-1964-2 Northeast Georgia Bank ...........................................................................Lavonia .................................... 0611-0303-0 Oconee State Bank ............................................................................ Watkinsville .................................... 0611-1328-2 OneSouth Bank ..........................................................................................Blakely .................................... 0612-1200-2 Peach State Bank & Trust.....................................................................Gainesville .................................... 0611-2054-7 The Peoples Bank ...................................................................................Eatonton .................................... 0611-1209-2 Peoples Bank ...............................................................................................Lyons .................................... 0612-1131-7 The Peoples Bank ............................................................................Willacoochee .................................... 0612-1272-7 Peoples Bank & Trust ..................................................................................Buford .................................... 0611-0315-3 The Peoples Bank of Georgia .................................................................Talbotton .................................... 0611-0392-0 PeoplesSouth Bank ................................................................................... Colquitt .................................... 0612-0237-1 Persons Banking Company ....................................................................... Forsyth .................................... 0611-0262-0 The Piedmont Bank.................................................................................Norcross .................................... 0611-2085-1 Pineland Bank ............................................................................................... Alma .................................... 0612-1196-4 Pinnacle Bank ..........................................................................................Elberton .................................... 0611-0129-4 Planters and Citizens Bank ....................................................................... Camilla .................................... 0612-0295-7 Planters First Bank ....................................................................................Cordele .................................... 0612-1096-5 Primesouth Bank ..................................................................................Blackshear .................................... 0612-0365-5 PromiseOne Bank .......................................................................................Duluth .................................... 0611-2118-0 Quantum National Bank ......................................................................... Suwanee .................................... 0611-0489-3 Queensborough National Bank & Trust Company ..................................Louisville .................................... 0611-0397-5 Rabun County Bank .................................................................................. Clayton .................................... 0611-0266-2 RBC Bank, (Georgia) N.A. ......................................................................... Atlanta .................................... 0632-1660-8 River City Bank.............................................................................................Rome .................................... 0611-2077-0 Rochelle State Bank................................................................................ Rochelle .................................... 0612-1128-1 The Security State Bank ............................................................................McRae .................................... 0612-1285-3 Signature Bank of Georgia .............................................................Sandy Springs .................................... 0611-2061-5 South Coast Bank & Trust .....................................................................Brunswick .................................... 0612-2131-0 South Georgia Bank ...............................................................................Glennville .................................... 2612-9124-7 South Georgia Banking Company............................................................. Omega .................................... 0612-1187-0 SouthCrest Bank, N.A. ............................................................................... Atlanta .................................... 0611-0192-2 Southeast First National Bank........................................................... Summerville .................................... 0611-0141-4 Southeastern Bank......................................................................................Darien .................................... 0612-0584-4 Southern Bank ............................................................................................ Sardis .................................... 0612-1223-5 Southern Bank & Trust ........................................................................Clarkesville .................................... 0611-2062-8 Southwest Georgia Bank ......................................................................... Moultrie .................................... 0612-0202-5 State Bank of Cochran .............................................................................Cochran .................................... 0612-1023-7 SunMark Community Bank ................................................................Hawkinsville .................................... 0612-1281-1 Synovus Bank ....................................................................................... Columbus .................................... 0611-0060-6 Talbot State Bank .................................................................................. Woodland .................................... 0611-0747-6 Tandem Bank ..............................................................................................Tucker .................................... 0611-2145-2 TC Federal Bank ................................................................................Thomasville .................................... 2612-7078-9 Thomasville National Bank.................................................................Thomasville .................................... 0612-0485-8 Touchmark National Bank .....................................................................Alpharetta .................................... 0611-2110-6 The Trust Bank .............................................................................................Lenox .................................... 0612-0645-8 United Bank .............................................................................................. Zebulon .................................... 0611-0751-5 United Community Bank ........................................................................ Blairsville .................................... 0611-1284-3 United National Bank ....................................................................................Cairo .................................... 0612-1989-8 Vidalia Federal Savings Bank .....................................................................Vidalia .................................... 2612-7085-7 Vinings Bank .............................................................................................Smyrna .................................... 0611-2098-7 Waycross Bank & Trust...........................................................................Waycross .................................... 0612-0405-2 West Central Georgia Bank................................................................. Thomaston .................................... 0611-0252-3 Westside Bank .............................................................................................Hiram .................................... 0611-2082-2 Wheeler County State Bank ........................................................................ Alamo .................................... 0612-1217-0 Wilcox County State Bank.......................................................................Abbeville .................................... 0612-1298-9 Wilkinson County Bank .............................................................................Irwinton .................................... 0611-0732-4


Georgia Financial Directory

71

ROUTING NUMBER INDEX ROUTING NUMBER FINANCIAL INSTITUTION, CITY

RETURN ITEM PHONE

0610-1022-0 ............................. Citizens Trust Bank, Atlanta. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0610-1997-5 ............................. Georgia Banking Company, Atlanta . . . . . . . . . . . . . . . . . . . . . . . . . . . 0610-2094-8 ............................. Atlantic Capital Bank, N.A., Atlanta. . . . . . . . . . . . . . . . . . . . . . . . . . . . 0610-2106-0 ............................. Georgia Primary Bank, Atlanta . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0610-5320-3 ............................. CIBC National Trust Company, Atlanta . . . . . . . . . . . . . . . . . . . . . . . . . 0610-9233-2 ............................. Cornerstone Bank, Atlanta . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0060-6 ............................. Synovus Bank, Columbus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0111-3 ............................. First State Bank, Wrens. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0118-4 ............................. First National Bank of Griffin, Griffin . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0119-7 ............................. Citizens Bank of the South, Sandersville . . . . . . . . . . . . . . . . . . . . . . . 0611-0129-4 ............................. Pinnacle Bank, Elberton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0141-4 ............................. Southeast First National Bank, Summerville. . . . . . . . . . . . . . . . . . . . . 0611-0177-3 ............................. Century Bank and Trust, Milledgeville . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0178-6 ............................. Exchange Bank, Milledgeville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0192-2 ............................. SouthCrest Bank, N.A., Atlanta. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0201-3 ............................. Douglas National Bank, Douglas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0233-2 ............................. The Geo. D. Warthen Bank, Sandersville . . . . . . . . . . . . . . . . . . . . . . . 0611-0244-2 ............................. Bank of Madison, Madison . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0252-3 ............................. West Central Georgia Bank, Thomaston. . . . . . . . . . . . . . . . . . . . . . . . 0611-0259-4 ............................. First National Community Bank, Chatsworth . . . . . . . . . . . . . . . . . . . . 0611-0262-0 ............................. Persons Banking Company, Forsyth . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0266-2 ............................. Rabun County Bank, Clayton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0303-0 ............................. Northeast Georgia Bank, Lavonia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0315-3 ............................. Peoples Bank & Trust, Buford . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0318-2 ............................. The Bank of LaFayette, Georgia, LaFayette . . . . . . . . . . . . . . . . . . . . . 0611-0321-8 ............................. Community Bank and Trust - West Georgia, LaGrange . . . . . . . . . . . . 0611-0331-5 ............................. Bank of Monticello, Monticello. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0373-9 ............................. Citizens Bank & Trust, Inc., Trenton. . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0384-9 ............................. First Peoples Bank, Pine Mountain . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0392-0 ............................. The Peoples Bank of Georgia, Talbotton. . . . . . . . . . . . . . . . . . . . . . . . 0611-0397-5 ............................. Queensborough National Bank & Trust Company, Louisville . . . . . . . . 0611-0487-7 ............................. First Bank, Dalton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0488-0 ............................. Greater Community Bank, Rome . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0489-3 ............................. Quantum National Bank, Suwanee . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0492-9 ............................. The Citizens Bank of Georgia, Cumming . . . . . . . . . . . . . . . . . . . . . . . 0611-0665-5 ............................. First Bank of Pike, Molena. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0714-6 ............................. Bank of Hancock County, Sparta . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0732-4 ............................. Wilkinson County Bank, Irwinton. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0747-6 ............................. Talbot State Bank, Woodland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0751-5 ............................. United Bank, Zebulon . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0786-1 ............................. The Farmers Bank, Greensboro . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-0816-1 ............................. Farmers State Bank, Lincolnton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1055-7 ............................. Farmers & Merchants Bank, Eatonton . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1065-4 ............................. The Commercial Bank, Crawford . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1125-5 ............................. First American Bank and Trust Company, Athens. . . . . . . . . . . . . . . . . 0611-1203-4 ............................. The Four County Bank, Allentown. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1209-2 ............................. The Peoples Bank, Eatonton. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1236-4 ............................. BankSouth, Greensboro . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1259-7 ............................. F & M Bank and Trust Company, Manchester . . . . . . . . . . . . . . . . . . . . 0611-1283-0 ............................. F&M Bank, Washington. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1284-3 ............................. United Community Bank, Blairsville . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1310-1 ............................. Bank of Dade, Trenton. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1328-2 ............................. Oconee State Bank, Watkinsville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1964-2 ............................. North Georgia National Bank, Calhoun. . . . . . . . . . . . . . . . . . . . . . . . . 0611-1979-4 ............................. First IC Bank, Doraville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1980-4 ............................. Century Bank of Georgia, Cartersville . . . . . . . . . . . . . . . . . . . . . . . . . 0611-1998-5 ............................. Community Bank of Pickens County, Jasper. . . . . . . . . . . . . . . . . . . . . 0611-2008-4 ............................. First Century Bank, N.A., Gainesville . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2045-3 ............................. American Commerce Bank, N.A., Bremen . . . . . . . . . . . . . . . . . . . . . . 0611-2051-8 ............................. Legacy State Bank, Loganville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2054-7 ............................. Peach State Bank & Trust, Gainesville . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2061-5 ............................. Signature Bank of Georgia, Sandy Springs . . . . . . . . . . . . . . . . . . . . . 0611-2062-8 ............................. Southern Bank & Trust, Clarkesville . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2068-6 ............................. Metro City Bank, Doraville. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2077-0 ............................. River City Bank, Rome . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2080-6 ............................. Liberty First Bank, Monroe . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2082-2 ............................. Westside Bank, Hiram. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2085-1 ............................. The Piedmont Bank, Norcross . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2090-3 ............................. Embassy National Bank, Lawrenceville . . . . . . . . . . . . . . . . . . . . . . . . 0611-2098-7 ............................. Vinings Bank, Smyrna. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2107-0 ............................. American Pride Bank, Macon . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2110-6 ............................. Touchmark National Bank, Alpharetta. . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2118-0 ............................. PromiseOne Bank, Duluth. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2145-2 ............................. Tandem Bank, Tucker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-2146-5 ............................. Loyal Trust Bank, Johns Creek . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0611-9248-1 ............................. Heritage First Bank, Rome . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0065-8 ............................. Carver State Bank, Savannah. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0104-2 ............................. Citizens Bank of Americus, Americus . . . . . . . . . . . . . . . . . . . . . . . . . .

404-575-8400 770-226-8800 404-995-6050 404-231-4200 404-881-3400 404-601-1250 888-317-0085 706-547-6502 770-227-2251 478-552-5116 706-283-2854 706-857-3473 478-453-3571 478-452-4531 855-972-2265 912-384-2233 478-552-6901 706-342-1953 706-647-8951 706-695-9646 478-994-5146 706-782-4571 706-356-4444 770-932-1900 706-638-2520 706-884-7999 706-468-6418 706-657-5678 706-663-2700 706-665-8551 478-625-2000 706-226-5377 706-295-9300 770-945-8300 770-886-9500 770-884-5111 706-444-5781 478-946-5531 706-674-2215 770-567-7211 706-453-2335 706-359-3131 706-485-9941 706-743-8184 706-354-5000 478-962-3221 706-485-8542 706-453-2265 706-846-8415 706-678-2187 706-745-2151 706-657-6842 706-769-6611 706-629-6499 770-451-7200 770-387-1922 706-253-9600 770-297-8060 770-537-2265 770-554-2265 770-536-1100 404-256-7700 706-754-0001 770-455-4989 706-236-2123 770-207-3000 770-445-1855 770-246-0011 770-822-9111 770-437-0004 478-784-1448 770-407-6700 678-385-0800 770-281-9880 678-783-8018 706-232-5600 912-447-4200 229-924-4011


72

Georgia Financial Directory

ROUTING NUMBER FINANCIAL INSTITUTION, CITY

RETURN ITEM PHONE

0612-0117-8 ............................. Georgia Community Bank, Dawson . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0175-4 ............................. Ameris Bank, Atlanta. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0186-4 ............................. The Citizens National Bank of Quitman, Quitman. . . . . . . . . . . . . . . . . 0612-0202-5 ............................. Southwest Georgia Bank, Moultrie . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0224-5 ............................. The First National Bank of Waynesboro, Waynesboro . . . . . . . . . . . . . 0612-0237-1 ............................. PeoplesSouth Bank, Colquitt. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0245-2 ............................. First Port City Bank, Bainbridge . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0253-3 ............................. Bank of Eastman, Eastman. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0267-2 ............................. Colony Bank, Fitzgerald . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0293-1 ............................. First State Bank of Blakely, Blakely . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0294-4 ............................. Bank of Camilla, Camilla . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0295-7 ............................. Planters and Citizens Bank, Camilla . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0347-7 ............................. Bank of Wrightsville, Wrightsville. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0355-8 ............................. The Citizens Bank of Swainsboro, Swainsboro. . . . . . . . . . . . . . . . . . . 0612-0364-2 ............................. Farmers & Merchants Bank, Lakeland . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0365-5 ............................. Primesouth Bank, Blackshear . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0375-2 ............................. Bank of Hazlehurst, Hazlehurst. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0377-8 ............................. The Merchants & Citizens Bank, McRae . . . . . . . . . . . . . . . . . . . . . . . 0612-0405-2 ............................. Waycross Bank & Trust, Waycross . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0409-4 ............................. First State Bank of Randolph County, Cuthbert . . . . . . . . . . . . . . . . . . 0612-0438-2 ............................. The Bank of Edison, Edison . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0468-3 ............................. Glennville Bank, Glennville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0473-5 ............................. First National Bank of Coffee County, Douglas . . . . . . . . . . . . . . . . . . . 0612-0485-8 ............................. Thomasville National Bank, Thomasville. . . . . . . . . . . . . . . . . . . . . . . . 0612-0491-3 ............................. Community Banking Company of Fitzgerald, Fitzgerald. . . . . . . . . . . . 0612-0497-1 ............................. The Bank of Soperton, Soperton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0527-1 ............................. Bank of Alapaha, Alapaha. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0584-4 ............................. Southeastern Bank, Darien. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0593-8 ............................. Bank of Dudley, Dudley . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0645-8 ............................. The Trust Bank, Lenox. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0668-1 ............................. Mount Vernon Bank, Mount Vernon. . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0681-4 ............................. First Southern Bank, Waycross . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0684-3 ............................. First Bank of Coastal Georgia, Pembroke. . . . . . . . . . . . . . . . . . . . . . . 0612-0765-1 ............................. Bank of Dawson, Dawson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0955-2 ............................. Citizens Community Bank, Hahira. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-0961-7 ............................. Bank of Newington, Newington . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1023-7 ............................. State Bank of Cochran, Cochran. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1096-5 ............................. Planters First Bank, Cordele . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1117-1 ............................. Commercial Banking Company, Valdosta . . . . . . . . . . . . . . . . . . . . . . . 0612-1119-7 ............................. Farmers State Bank, Dublin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1128-1 ............................. Rochelle State Bank, Rochelle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1131-7 ............................. Peoples Bank, Lyons . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1134-6 ............................. The Citizens Bank of Cochran, Cochran. . . . . . . . . . . . . . . . . . . . . . . . 0612-1142-7 ............................. Barwick Banking Company, Barwick . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1143-0 ............................. Citizens Bank & Trust Company, Eastman . . . . . . . . . . . . . . . . . . . . . . 0612-1144-3 ............................. Durden Banking Co., Inc., Twin City . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1187-0 ............................. South Georgia Banking Company, Omega . . . . . . . . . . . . . . . . . . . . . . 0612-1196-4 ............................. Pineland Bank, Alma. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1200-2 ............................. OneSouth Bank, Blakely . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1201-5 ............................. The Claxton Bank, Claxton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1205-7 ............................. The Citizens Bank, Nashville. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1217-0 ............................. Wheeler County State Bank, Alamo . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1223-5 ............................. Southern Bank, Sardis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1227-7 ............................. Bank of Lumber City, Lumber City. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1234-5 ............................. Farmers and Merchants Bank, Sylvania . . . . . . . . . . . . . . . . . . . . . . . . 0612-1243-9 ............................. Altamaha Bank and Trust Company, Vidalia . . . . . . . . . . . . . . . . . . . . . 0612-1272-7 ............................. The Peoples Bank, Willacoochee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1281-1 ............................. SunMark Community Bank, Hawkinsville . . . . . . . . . . . . . . . . . . . . . . . 0612-1285-3 ............................. The Security State Bank, McRae . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1286-6 ............................. FNB South, Alma. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1298-9 ............................. Wilcox County State Bank, Abbeville . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1304-3 ............................. Morris Bank, Dublin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1969-4 ............................. AB&T, Albany. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-1989-8 ............................. United National Bank, Cairo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-2004-9 ............................. Guardian Bank, Valdosta. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-2013-3 ............................. First Chatham Bank, Savannah . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-2035-3 ............................. Community Bank of Georgia, Baxley . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-2041-8 ............................. First National Bank of Decatur County, Bainbridge. . . . . . . . . . . . . . . . 0612-2065-4 ............................. Flint Community Bank, Albany . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0612-2131-0 ............................. South Coast Bank & Trust, Brunswick . . . . . . . . . . . . . . . . . . . . . . . . . . 0622-0629-5 ............................. Cadence Bank, N.A., Atlanta. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0632-1660-8 ............................. RBC Bank, (Georgia) N.A., Atlanta . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2611-7037-1 ............................. Newton Federal Bank, Covington . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2611-7046-5 ............................. Elberton Federal Savings and Loan Association, Elberton. . . . . . . . . . 2611-7053-3 ............................. Heritage Southeast Bank, Jonesboro . . . . . . . . . . . . . . . . . . . . . . . . . . 2612-7067-9 ............................. Family Bank, Pelham. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2612-7078-9 ............................. TC Federal Bank, Thomasville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2612-7083-1 ............................. First Federal Savings and Loan Association of Valdosta, Valdosta. . . . 2612-7085-7 ............................. Vidalia Federal Savings Bank, Vidalia. . . . . . . . . . . . . . . . . . . . . . . . . . 2612-9124-7 ............................. South Georgia Bank, Glennville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

229-995-4461 404-814-8114 229-263-7575 229-985-1120 706-554-8100 229-758-5511 229-246-6200 478-374-3418 229-423-5446 229-723-3711 229-336-5225 229-336-5271 478-864-3347 478-237-7001 229-482-3585 912-283-6685 912-375-4228 229-868-5656 912-283-0001 229-732-3791 229-835-2221 912-654-3471 912-384-1100 229-226-3300 229-423-4321 912-529-4431 229-532-6115 912-437-4141 478-277-1500 229-546-4215 912-386-4700 912-490-1010 912-653-4396 229-995-2141 229-794-2111 912-857-4466 478-934-4501 229-273-2416 229-242-7600 478-275-3223 229-365-2236 912-524-2000 478-934-6277 229-735-3110 478-374-4754 478-763-2121 229-382-4211 912-632-8631 229-723-3101 912-739-5600 229-686-7444 912-568-7191 706-437-9977 912-363-4341 912-564-7436 912-537-1921 912-534-5101 478-783-4036 229-868-6431 912-632-7262 229-365-2214 478-272-5202 229-446-2265 229-377-7200 229-241-9444 912-629-2900 912-367-1221 229-246-3131 229-903-1400 912-264-8887 404-266-4343 404-260-8760 770-786-7088 706-283-5821 770-478-8881 229-294-2821 229-226-3221 229-244-0164 912-537-8805 912-654-1051


Georgia Financial Directory

OUT OF STATE BANK ROUTING NUMBER INDEX ROUTING NUMBER FINANCIAL INSTITUTION, CITY 0211-0147-0 ............................. BNY Mellon, N.A., Pittsburgh PA 0212-1359-1 ............................. Synchrony Bank, Draper UT 0223-1300-5 ............................. Wilmington Trust, N.A., Wilmington DE 0360-1896-9 ............................. Hyperion Bank, Philadelphia PA 0531-0030-0 ............................. First-Citizens Bank & Trust Company, Raleigh NC 0531-0085-0 ............................. PNC Bank, N.A., Wilmington DE 0532-0801-1 ............................. Southern First Bank, Greenville SC 0610-0005-2 ............................. Bank of America, N.A., Charlotte NC 0610-0022-7 ............................. Wells Fargo Bank, N.A., Sioux Falls SD 0610-9238-7 ............................. JPMorgan Chase Bank, N.A., Columbus OH 0611-0103-2 ............................. Community National Bank, Dayton TN 0611-0110-0 ............................. FNB Bank, Scottsboro AL 0611-0137-5 ............................. Regions Bank, Birmingham AL 0611-0389-4 ............................. East West Bank, Pasadena CA 0611-0427-5 ............................. Renasant Bank, Tupelo MS 0611-0494-5 ............................. First Volunteer Bank, Chattanooga TN 0611-1284-3 ............................. United Community Bank, Blairsville MN 0611-1341-5 ............................. Truist Bank, Charlotte NC 0611-1942-2 ............................. Fifth Third Bank, N.A., Cincinnati OH 0611-2027-5 ............................. Shinhan Bank America, New York NY 0611-2089-3 ............................. CoastalStates Bank, Hilton Head Island SC 0611-2095-8 ............................. Bank OZK, Little Rock AR 0611-2098-7 ............................. Bank of England, England AR 0611-9274-0 ............................. Peoples Bank of East Tennessee, Madisonville TN 0611-9275-3 ............................. First Community Bank, Lexington SC 0612-0465-4 ............................. South State Bank, Columbia SC 0612-1143-0 ............................. Citizens Bank & Trust Company, Eastman TN 0613-0036-7 ............................. First Horizon Bank, Memphis TN 0620-0650-5 ............................. ServisFirst Bank, Birmingham AL 0622-0662-2 ............................. Southern States Bank, Anniston AL 0631-0068-8 ............................. Capital City Bank, Tallahassee FL 0631-1403-0 ............................. CenterState Bank, N.A., Winter Haven FL 0653-0336-0 ............................. The First, A National Banking Association, Hattiesburg MS 0724-7188-7 ............................. The Northern Trust Company, Chicago IL 0759-1267-3 ............................. SmartBank, Pigeon Forge TN 0759-7214-7 ............................. Thrivent Trust Company, Appleton WI 0820-0764-9 ............................. First Arkansas Bank and Trust, Jacksonville AR 0839-0688-8 ............................. Magnolia Bank, Magnolia KY 0840-0894-7 ............................. Paragon Bank, Memphis TN 0841-0676-8 ............................. Evolve Bank & Trust, West Memphis AR 0843-0703-3 ............................. FirstBank, Nashville TN 1011-0831-9 ............................. Armed Forces Bank, N.A., Fort Leavenworth KS 1031-1267-5 ............................. FSNB, N.A., Lawton OK 1110-1017-0 ............................. TIB The Independent BankersBank, N.A., Farmers Branch TX 1130-0124-2 ............................. Unity National Bank, Houston TX 1131-1339-2 ............................. Wallis Bank, Wallis TX 1220-0049-6 ............................. MUFG Union Bank, San Francisco CA 1220-1606-6 ............................. City National Bank, Los Angeles CA 1224-8745-9 ............................. Beal Bank USA, Las Vegas NV 2531-7048-6 ............................. Entegra Bank, Franklin NC 2532-7241-0 ............................. Oconee Federal Savings and Loan Association, Seneca SC 2652-7041-3 ............................. Iberiabank, Lafayette LA 3149-7285-3 ............................. Woodforest National Bank, The Woodlands TX

73


90 YEARS One Mission. Community Banks.®

POWER UP YOUR INVESTMENTS With ICBA Securities®, managing your balance sheet is like riding the perfect wave. With quality investment education, products, and services at competitive prices, we can supercharge the power behind your portfolio.

Soar with ICBA Securities.

Institutional investors only. Members FINRA/SIPC.

www.icbasecurities.com | info@icbasecurities.com | 800-422-6442


Georgia Financial Directory ABBEVILLE • (Wilcox) Pop. 2,908

75 CBA Div 6

Wilcox County State Bank State Commercial Bank 105 Depot St, PO Box 476 31001 Tel 229-467-2511 9-4; Fri 9-5:30; Cl Sat FAX 229-467-2709 Transit # 64-1298-612 Return Items 229-365-2214 Routing # 0612-1298-9 Employer ID # 58-0614114 FDIC Cert # 17126 Est. 1952 Web: www.wilcoxcountystatebank.com ATM Locations: 4 E-Mail: customerservice@mywcsb.com Member WCSB Holding Company, Inc., Rochelle L. O. Peebles Jr, Chm Bd Donna Arant, VP-Op Off Michael A. Durden, Pres-CEO Trey Luckie, Compl Off Shannon Vickers, EVP-Sr Ldr-CFO-Fin Acct Off Directors: L. O. Peebles Jr, Raymond Braddy Jr, Ronnie Conner, John T. Croley Jr, John N. Davis, Michael A. Durden, Ricky Freeman, L. T. McDonald Jr, Shawn Rhodes, Jason Royal, Gordon Studstill, Charles Taylor, Shannon Vickers Branch(es): Milan, Ocilla, Rochelle Net Loans $ 78,675,000 Cap $ 208,000 Cash & d fm b $ 3,118,000 Surplus $ 1,855,000 Securities $ 11,296,000 Undiv Prof $ 10,413,000 Fed Fds Sold $ 14,224,000 Deposits $ 94,101,000 Other Assets $ 6,502,000 Other Liab $ 7,238,000 Total Assets $ 113,815,000 Net Income $ 1,336,000 Correspondents: Synovus B, Columbus OH; TIB, Farmers Branch TX; FHLB, Atlanta Memberships: CBA, ICBA, FDIC, FHLB, GBA, ABA

ACWORTH (Cobb) Pop. 20,425 Ameris Bank (Branch of Atlanta) 5895 Jeff Davis Ln NW 30101

Bank of America, N.A. (Branch of Charlotte NC) 4460 Cobb Pkwy N 30101 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Acworth Commons Branch 3350 Cobb Pkwy NW 30101-8304

CBA Div 3 Routing # 0612-0175-4 Tel 678-905-2600 FAX 678-905-2626

Routing # 0610-0005-2 Tel 770-975-6744

Routing # 0610-9238-7 Tel 770-974-1104

PNC Bank, N.A. (Branch of Wilmington DE) 3402 Cobb Pkwy NW 30101

Routing # 0531-0085-0 Tel 678-574-5870

Regions Bank (Branch of Birmingham AL) 1728 Mars Hill Rd NW 30101 4590 Morningside Dr 30101

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 1755 Mars Hill Rd NW 30101 3340 Cobb Pkwy NW 30101 4386 Cobb Pkwy N 30101 4900 Ross Rd NW 30101

Routing # 0611-1341-5 Tel 678-932-3772 Tel 770-799-4050 Tel 678-932-4864 Tel 770-975-0606

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1795 Mars Hills Rd NW 30101 3334 Cobb Pkwy NW 30101 6060 Cedarcrest Rd NW 30101

Routing # 0610-0022-7 Tel 770-422-9553 Tel 770-974-3912 Tel 770-975-3829

For information on CBA events, professional development programs, member benefits and more, visit www.cbaofga.com.


Georgia Financial Directory

76

ADAIRSVILLE (Bartow) Pop. 4,648

CBA Div 1

Bank OZK (Branch of Little Rock AR) 7450 Adairsville Hwy NW 30103

Routing # 0611-2095-8 Tel 770-773-9923

First National Community Bank (Branch of Chatsworth) 7741 Adairsville Hwy 30103

Routing # 0611-0259-4 Tel 770-773-7300

United Community Bank (Branch of Blairsville MN) 7400 Adairsville Hwy 30103

Routing # 0611-1284-3 Tel 770-773-7716

ADEL • (Cook) Pop. 5,334

CBA Div 6

Bank of Alapaha (Branch of Alapaha) 206 E 4th St 31620

Routing # 0612-0527-1 Tel 229-896-5176

The Citizens Bank (Branch of Nashville) 101 N Hutchinson Ave, PO Box 250 31620 9-4; Fri 9-5; Cl Sat

Routing # 0612-1205-7 Tel 229-896-7402 FAX 229-896-7406

Renasant Bank (Branch of Tupelo MS) 301 W 4th St 31620

Routing # 0611-0427-5 Tel 229-896-4585

Truist Bank (Branch of Charlotte NC) 201 E 4th St 31620

Routing # 0611-1341-5 Tel 229-896-4581

The Trust Bank (Branch of Lenox) 607 W 4th St 31620 Manager, Jeff Baldree, City Pres

Routing # 0612-0645-8 Tel 229-896-7458

ALAMO • (Wheeler) Pop. 2,797

CBA Div 7

Wheeler County State Bank State Commercial Bank 49 W Main St 30411 Tel 912-568-7191 9-5; Cl Sat FAX 912-568-7134 Transit # 64-1217-612 Return Items 912-568-7191 Routing # 0612-1217-0 FDIC Cert # 16228 Fed Wire Name: WHEELR CNTY ST BK Est. 1934 Web: www.atlanticsouthbank.com Member Wheeler Bancshares, Inc., Alamo Hugh G. Lentile Jr, Chm Bd-Pres-CEO Michelle Rodgers, VP-Cre Off Leigh Lentile, VP-Compl Off-LO Bryan Hendrix, CFO Kendall Palmer, VP-SLO Katrina Nobles, Br Mgr-LO Directors: Hugh G. Lentile Jr, M. L. Knight, Tina K. Kukanza, Leigh Lentile, Linda Lentile, James B. Stewart III, John Strickland Branch(es): Dublin Net Loans $ 69,730,000 Cap $ 300,000 Cash & d fm b $ 15,030,000 Surplus $ 6,575,000 Securities $ 9,286,000 Undiv Prof $ 9,753,000 Other Assets $ 994,000 Deposits $ 78,174,000 Total Assets $ 95,040,000 Other Liab $ 238,000 Net Income $ 1,068,000 Correspondents: TIB, Farmers Branch TX Memberships: CBA, ICBA, ABA, BAI, FDIC, FHLB, GBA

Searching for a job candidate to hire? Have an opening on your staff you need to post? Visit CBA’s online Career Center! web.cbaofga.com/jobbank


Georgia Financial Directory

77

ALAPAHA (Berrien) Pop. 668

CBA Div 6

Bank of Alapaha State Commercial Bank 245 NE Railroad St, PO Box 45 31622 Transit # 64-0527-612 Routing # 0612-0527-1 FDIC Cert # 155 Fed Wire Name: BK OF ALAPAHA Est. 1905

Tel 229-532-6115 Return Items 229-532-6115

Web: www.bankofalapaha.com

Member Alapaha Holding Company, Alapaha Kenneth E. Hughes, Chm Bd-Pres-CEO Sylvia L. Roberts, SVP-Mktg/Op Off Belinda Holbrook, AVP-Reg CC

Ellen H. Brogdon, Compl Off Belinda Horten, Op/Reg Off Vonnie Schofill, Head Bkkpr-Wire Trans Off

Directors: Kenneth E. Hughes, Luther L. Duke III, Tommy Lee, Steve McMillan, Dane Perkins, Sylvia L. Roberts, Brian Stone, Daniel Studstill Branch(es): Adel, Enigma, Nashville Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

121,008,000 28,807,000 23,935,000 7,597,000 181,347,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

400,000 2,600,000 16,670,000 160,694,000 983,000

Net Income

$

1,604,000

Correspondents: ServisFirst B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC, FHLB, GBA

ALBANY • (Dougherty) Pop. 77,434

CBA Div 5

AB&T State Commercial Bank 2815 Meredyth Dr, Drawer 71269 31707 Transit # 64-1969-612 Routing # 0612-1969-4 FDIC Cert # 35029 Fed Wire Name: AB&T Est. 1999

Tel 229-446-2265 FAX 229-446-7030 Return Items 229-446-2265 Web: www.abtgold.com

Member Community Capital Bancshares, Inc., Albany James L. Flatt, Chm Bd-Pres-CEO Walker D. Davis, V Chm Bd R. Perry Revell, EVP-Strat Execution Off Matthew H. Rushton, EVP-Rev Off Joseph A. Pierce, SVP-Sr Cre Off Dana L. White, SVP-Compl/Op/Tech/BSA/ OFAC/Info Sec/CRA Off Gayle B. Woolard, SVP-Comm B/Priv B Off Terri Christian, VP-Meredyth Br Mgr Stan W. Edmonds, VP-Cont Leslie M. Gilliam, VP-Comm/Priv B Off

Christina (Tina) Marbury, VP-Sr Cre Anyl-A Corp Sec Brad McEwen, VP-Brand Execution/B Off Robert Baranko, Sec/Net Admin/Phys Sec Off Nita N. Gaines, HR Off-Admin A to PresCorp Sec/Int Aud Coord Daniela L. Norman, BSA/B Off Whitney B. Passmore, B Off-Cash Mgmt Spec

Directors: James L. Flatt, Walker D. Davis, James L. Bacon, Ben Jacobs Barrow, Mary Helen Dykes, Justin Jones, Laurence Kirk Jones, William J. McAfee, F. Faison Middleton IV, John L. Reese IV, Jenny Savelle, J. Bridges Sinyard, Jeff Wiggins, Lawrence B. Willson City Branch(es): 241 Pine Ave 31701

Tel 229-446-2201

Other Branch(es): Leesburg Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

162,167,000 25,547,000 1,184,000 6,357,000 195,255,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,750,000 23,112,000 (7,326,000) 156,699,000 19,020,000

Net Income

$

1,840,000

Correspondents: Federal Reserve B, Atlanta Memberships: FDIC, Fed

Ameris Bank (Branch of Atlanta) 2627 Dawson Rd 31707

Routing # 0612-0175-4 Tel 229-888-5600

Colony Bank (Branch of Fitzgerald) 2609 Ledo Rd 31707 Manager, Tommy Clark, Mkt Pres

Routing # 0612-0267-2 Tel 229-430-8080

First State Bank of Blakely (Branch of Blakely) 2101 N Slappey Blvd 31706 Manager, Dean Reese

Routing # 0612-0293-1 Tel 229-888-0774


Georgia Financial Directory

78 ALBANY — Continued

Flint Community Bank State Commercial Bank 2910 Meredyth Dr (31707), PO Box 70878 31721 Tel 229-903-1400 9-4; Fri 9-5; Cl Sat FAX 229-903-1405 Transit # 64-2065-612 Return Items 229-903-1400 Routing # 0612-2065-4 FDIC Cert # 58074 Fed Wire Name: FLINT COMMUNITY Est. 2006 Web: www.flintcommunitybank.com Member Flint Community Bancshares, Inc., Albany Rick Little, Chm Bd Elaine Davis, VP-Op/Reg CC/Reg J/Wire Scott Tomlinson, CEO Trans Off Frank Griffin, Pres-CLO Toni Davis, Wire Trans Off Leonard Thomas, EVP-CFO Monica Ingram, Compl Off Kim Colby, SVP-Prof B Off Micki Jones, Cash Mgmt Off Jason Rooks, SVP-Comm LO Donna Ward, Dep Op Mgr Jill Kleckley, VP-Cons LO Directors: Rick Little, Jim Boyd, Wayne Damron, Harry Dorsey MD, Henry Dunn, Frank Griffin, Ronnie Hinson, Rick Little, Curt Scott, Jay Sharpe, Dunn Stapleton, Leonard Thomas, Scott Tomlinson, Darin G. Wood Net Loans $ 209,483,000 Cap $ 5,000,000 Cash & d fm b $ 31,597,000 Surplus $ 7,485,000 Securities $ 4,567,000 Undiv Prof $ 8,165,000 Fed Fds Sold $ 4,650,000 Deposits $ 221,822,000 Other Assets $ 10,727,000 F F Pchd $ 2,501,000 Total Assets $ 261,024,000 Other Liab $ 16,051,000 Net Income $ 3,254,000 Memberships: CBA, GBA Georgia Community Bank (Branch of Dawson) 3000 N Slappey Blvd 31701 Manager, Kristen Sheffield Branch Officers: Jimmy Cooper, EVP-Mkt Pres-CLO

Routing # 0612-0117-8 Tel 229-446-0102

PeoplesSouth Bank (Branch of Colquitt) 701 N Westover Blvd 31701

Routing # 0612-0237-1 Tel 229-483-0155

Regions Bank (Branch of Birmingham AL) 2322 N Slappey Blvd 31701 2415 Sylvester Rd 31705 2616 Dawson Rd 31707

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 310 W Oglethorpe Blvd 31701 200 Loftus Dr 31705 721 N Westover Blvd 31707

Routing # 0611-0427-5 Tel 229-878-3352 Tel 229-878-3284 Tel 229-878-2041

Synovus Bank (Branch of Columbus) 2102 E Oglethorpe Blvd 31705 2819 Old Dawson Rd 31707

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 410 W Broad Ave 31701 710 N Wover Blvd 31707

Routing # 0611-1341-5 Tel 229-518-5252 Tel 229-518-5298

Banker Regulatory Forum: Open dialogue between Georgia’s Community Bankers and the regulators. For more information and upcoming dates go to: www.cbaofga.com/banker-regulatory-forum.html


Georgia Financial Directory ALLENTOWN (Wilkinson) Pop. 169

79 CBA Div 4

The Four County Bank State Commercial Bank 959 Main St, PO Box 106 31003 Tel 478-962-3221 9-4:30; Fri 9-5; Cl Sat FAX 478-962-3046 Transit # 64-1203-611 Return Items 478-962-3221 Routing # 0611-1203-4 FDIC Cert # 15904 Fed Wire Name: FOUR COUNTY BK Est. 1941 Web: www.thefourcountybank.com ATM Locations: 1 Member Four County Bancshares, Inc., Allentown Charles B. Hill, Chm Bd Lindsay Holloway, Compl/Reg CC/Wire Amy S. Orr, Pres-CEO-Fin Acct/Ln/Wire Trans Trans/DP Off Off Tonya Pettis, Op/Wire Trans Off Mike Brown, EVP-Mktg/LO/Wire Trans Off Directors: Charles B. Hill, Ruth F. Arnold, Mike Brown, B. Rabun Faulk, William C. Humphries, Michael A. Kitchens, Wallace E. Miller, Amy S. Orr, Lantz Rogers Net Loans $ 54,080,000 Cap $ 200,000 Cash & d fm b $ 5,019,000 Surplus $ 8,060,000 Securities $ 11,470,000 Undiv Prof $ 2,585,000 Other Assets $ 1,719,000 Deposits $ 61,222,000 Total Assets $ 72,288,000 Other Liab $ 221,000 Net Income $ 1,371,000 Correspondents: Federal Reserve B, Atlanta; First Tennessee B, NA, Memphis TN; ServisFirst B, Birmingham AL Memberships: CBA, ABA, FDIC, FHLB, GBA

ALMA • (Bacon) Pop. 3,466

CBA Div 6

FNB South State Commercial Bank 423 W 12th St, PO Box 2028 31510 Tel 912-632-7262 Transit # 64-1286-612 FAX 912-632-7865 Routing # 0612-1286-6 Return Items 912-632-7262 FDIC Cert # 17011 Fed Wire Name: FIRST ALMA Est. 1950 Web: www.fnbsouth.net ATM Locations: 7 Member First Bank Shares of the South East, Inc., Alma J. Martin Taylor, Chm Bd Jared Cardwell, VP-LO Zach Johnson, Pres-CEO Angela Carter, VP-LO Jon Lott, EVP-LO Tammy Mercer, VP-LO Marshall Anderson, SVP-LO Rachel Carter, AVP-HR Off Kevin Elrod, SVP-LO Patricia Gilliard, AVP-LO Ricky Gilliard, SVP-LO Chip Lee, AVP-Ln Rev Off Jack Johnson, SVP-Op Off Destiny Pooser, AVP-LO Morris Johnson, SVP-LO Jennifer Tomberlin, AVP-Compl/CRA Off Jim Wheeler, SVP-CFO-Fin Acct Off Jim Wheeler, AVP-Fin Anyl Gail Betts, VP-LO Jennifer Johnson, Wire Trans Off Amanda Boatright, VP-LO Andy Rich, IT Dir Janice Burnette, VP-Int Aud Directors: J. Martin Taylor, H. Lawton Johnson, Jack Johnson, Morris Johnson, Zachary Johnson, Jon Lott, Larry C. Smart Branch(es): Baxley, Douglas, Folkston Net Loans $ 293,342,000 Cap $ 300,000 Cash & d fm b $ 50,102,000 Surplus $ 300,000 Securities $ 32,419,000 Undiv Prof $ 62,934,000 Fed Fds Sold $ 15,269,000 Deposits $ 345,183,000 Other Assets $ 20,820,000 Other Liab $ 3,235,000 Total Assets $ 411,952,000 Net Income $ 10,192,000 Correspondents: FHLB, Atlanta; Truist B, Charlotte NC Memberships: FDIC, Fed, FHLB, GBA, CBA

To keep up to date on CBA members, education programs, industry trends, association events including conventions, financial products and services check out the

Georgia Communities First Magazine https://www.cbaofga.com/ georgia-communities-first-magazine.html


Georgia Financial Directory

80 ALMA — Continued

Pineland Bank State Commercial Bank 501 W 12th St, PO Box 1988 31510 9-4:30; Fri 9-5; Cl Sat Transit # 64-1196-612 Routing # 0612-1196-4 FDIC Cert # 15699 Fed Wire Name: ALMA EXCH B & T Est. 1939 ATM Locations: 6

Tel 912-632-8631 FAX 912-632-5780 Return Items 912-632-8631

Web: www.pineland.bank

Member South Banking Company, Alma Paul T. Bennett, Chm Bd Lawrence Bennett, V Chm Bd Al D. Ross, Pres-CEO Stephen Tuten, EVP Betty Crosby, SVP Chip Keene, SVP Robert (Lee) Lewis III, SVP Steve Rigdon, SVP-CRA Off Thomas Bennett, VP-Mktg/C Cre Off Ashleigh Gillis, VP-CFO Heather Mullis, VP-CTO Lisa Browning, VP Lisa Courson, VP-BSA/AML/OFAC/USAPA/ Reg Fin Off Brandyn Harnage, VP Lorie Hyers, VP-IS Off Randy Kimbrel, VP-Sec-Safe Act Off Kathy Mayers, VP Mike Mickler, VP John Minor, VP

Rod Rentz, VP-Ln Rev Off Brittany Rye, VP-Ret Op Mgr Julia Shadwick, VP-HR Off Stephanie Vinzant, VP-Ln Op Off Hazel Wood, VP-Compl Off Harry Bennett, AVP Hilarie Haack, AVP-Dep Op Mgr Mary Pitcher, AVP-Mktg/Ser Mgr Candace Salter, AVP Lori Stokes, AVP Rosemary Venter, AVP Lawana Walker, AVP Jodi Gillis, Corp Sec April Harshner, LO Melanie Music, Bd Sec Bryan Nix, Net Admin Off Steven Rigdon, City Exec Mary Thomas, Priv/A Compl Off Diane Yawn, A BSA/A OFAC/AML/A USAPA/ A Reg Fin Off

Directors: Paul T. Bennett, Lawrence Bennett, Keith Bennett, Kevin Brooks, Daryl Edwards, David Lee, Steve Rigdon, Al D. Ross, Stephen Tuten, Kenneth Wade Branch(es): Baxley, Kingsland, Metter, Saint Marys Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

205,583,000 41,373,000 20,970,000 10,000,000 10,319,000 288,245,000

Cap 10p Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

469,000 30,568,000 580,000 254,628,000 2,000,000

Net Income

$

2,197,000

Correspondents: BBVA Compass B, ServisFirst B, Birmingham AL; CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, FDIC

ALPHARETTA (Fulton) Pop. 57,551 Ameris Bank (Branch of Atlanta) Fidelity Bank 5015 Windward Pkwy 30004

Bank of America, N.A. (Branch of Charlotte NC) 244 S Main St 30004

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2750 FAX 770-663-8504

Routing # 0610-0005-2 Tel 770-751-3070

5195 Windward Pkwy W 30004

Tel 678-339-9709

6225 Windward Pkwy 30005

Tel 770-751-3120

10950 Jones Bridge Rd 30022

Tel 770-442-2470

3310 Old Alabama Rd 30022

Tel 678-297-0168

6304 N Point Pkwy 30022

Tel 770-442-2466

Cadence Bank, N.A. (Branch of Atlanta) 2380 Old Milton Pkwy 30009 The Citizens Bank of Georgia (Branch of Cumming) 5140 Hwy 9 30004

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 2755 Old Milton Pkwy 30004

Routing # 0622-0629-5 Tel 404-266-4200

Routing # 0611-0492-9 Tel 678-366-8181 FAX 678-513-9480

Routing # 0611-1942-2 Tel 770-754-0001

10945 State Bridge Rd 30022

Tel 678-328-4280

3000 Old Alabama Rd 30022

Tel 678-287-7980


Georgia Financial Directory First-Citizens Bank & Trust Company (Branch of Raleigh NC) 4195 Old Milton Pkwy 30005 10865 Haynes Bridge Rd 30022 8479 Holcomb Bridge Rd 30022 Heritage Southeast Bank (Branch of Jonesboro) Providence Bank 4955 Windward Pkwy 30004

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Deerfield Square Branch 5170 Windward Pkwy 30004-3841 Crabapple and Rucker Road Branch 250 Rucker Rd 30004-4045 Atlanta Highway and Commerce Boulevard Branch 5585 Atlanta Hwy 30004-4197 Old Milton Parkway and Kimball Bridge Road Branch 4170 Old Milton Pkwy 30005-4483 Old Milton Parkway and Haynes Bridge Road Branch 11798 Haynes Bridge Rd 30009-2296 Haynes Bridge and North Point Branch 10900 Haynes Bridge Rd 30022-4806 PNC Bank, N.A. (Branch of Wilmington DE) 12885 Hwy 9 30004 1500 Mansell Rd 30004 5320 Flynn Crossing Dr 30005 2810 Old Milton Pkwy 30009 3290 Old Alabama Rd 30022 Quantum National Bank (Branch of Suwanee) 2905 Bethany Rd 30004

81 Routing # 0611-9184-8 Tel 678-297-3931 Tel 770-777-8960 Tel 770-645-1099

Routing # 0611-2070-9 Tel 678-624-2265 FAX 678-336-8822

Routing # 0610-9238-7 Tel 770-751-6782 Tel 678-366-9741 Tel 770-521-0389 Tel 770-772-6598 Tel 770-752-8015 Tel 470-364-6930

Routing # 0531-0085-0 Tel 678-393-7684 Tel 678-352-4535 Tel 770-619-1120 Tel 678-367-4836 Tel 770-645-2025

Routing # 0611-0489-3 Tel 678-889-4700 FAX 770-667-6475

Regions Bank (Branch of Birmingham AL) 4850 Atlanta Hwy 30004 5352 Mcginnis Ferry Rd 30005

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 275 S Main St 30004 5225 Windward Pkwy 30004 5395 Atlanta Hwy 30004 9925 Haynes Bridge Rd, Ste 100 30022

Routing # 0611-0427-5 Tel 678-252-2265 Tel 678-893-4651 Tel 678-526-6950 Tel 800-680-1601

Shinhan Bank America (Branch of New York NY) 10500 Old Alabama Rd Connector 30022

Routing # 0611-2027-5 Tel 678-277-8400

Synovus Bank (Branch of Columbus) 12355 Arnold Mill Rd 30004 8025 Westside Pkwy 30009

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Thrivent Trust Company (Branch of Appleton WI) 1125 Sanctuary Pkwy, Ste 510 30009

Routing # 0759-7214-7 Tel 678-628-5793

www.cbaofga.com


82

Georgia Financial Directory

ALPHARETTA — Continued

Touchmark National Bank National Commercial Bank 3651 Old Milton Pkwy 30005 Tel 770-407-6700 9-4; Cl Sat FAX 770-407-6752 Transit # 64-2110-611 Return Items 770-407-6700 Routing # 0611-2110-6 FDIC Cert # 58687 Fed Wire Name: TOUCHMARK NAT’L BK Est. 2008 Web: www.touchmarknb.com Member Touchmark Bancshares, Inc., Alpharetta J. J. Shah, Chm Bd-Pres-CEO Trae D. Dorough, EVP-CLO Hank Almquist, EVP-COO Kellie B. Pressnall, EVP-CFO David Bybee, EVP-C Cre Off Corey Brock, SVP-Compl/IT Off Directors: J. J. Shah, William D. Crosby, Sudhirkumar C. Patel, Mukund C. Raja, Mahendra (Mike) Shah, Meena J. Shah, Vivian Wong Net Loans $ 343,973,000 Cap $ 18,052,000 Cash & d fm b $ 25,807,000 Surplus $ 24,719,000 Securities $ 23,397,000 Undiv Prof $ 6,873,000 Fed Fds Sold $ 5,100,000 Deposits $ 340,394,000 Other Assets $ 9,081,000 Other Liab $ 17,320,000 Total Assets $ 407,358,000 Net Income $ 5,278,000 Correspondents: CenterState B NA, Winter Haven FL; First N Bankers’ B, Birmingham AL Memberships: CBA, ABA, FDIC, Fed, FHLB Truist Bank (Branch of Charlotte NC) 5305 Windward Pkwy 30004

Routing # 0611-1341-5 Tel 770-670-2012

5520 Windward Pkwy 30004

Tel 770-343-6399

5690 Atlanta Hwy 30004

Tel 470-219-7030

980 Birmingham Rd, Ste 400 30004

Tel 470-539-5470

4105 Old Milton Pkwy 30005

Tel 770-407-0500

5150 McGinnis Ferry Rd 30005

Tel 770-407-0881

11790 Haynes Bridge Rd 30009

Tel 770-664-2000

2600 Old Milton Pkwy 30009

Tel 678-543-6116

6499 N Point Pkwy 30022

Tel 770-407-0790

8390 Holcomb Bridge Rd 30022

Tel 678-694-9936

9919 Haynes Bridge Rd 30022

Tel 770-810-3500

United Community Bank (Branch of Blairsville MN) 5125 Atlanta Hwy 30004

Routing # 0611-1284-3 Tel 770-772-4615

Vinings Bank (Branch of Smyrna) 5960 N Point Pkwy 30022

Routing # 0611-2098-7 Tel 678-437-0004

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 12450 Crabapple Rd 30004

Routing # 0610-0022-7 Tel 770-569-4060

12830 Hwy 9 N 30004

Tel 770-650-4780

5705 Atlanta Hwy 30004

Tel 770-663-0722

4175 Old Milton Pkwy 30005

Tel 678-297-2684

6175 Windward Pkwy 30005

Tel 678-297-1060

21 N Main St 30009

Tel 404-865-2930

2975 Holcomb Bridge Rd 30022

Tel 770-640-1460

7001 N Point Pkwy 30022

Tel 770-410-3800

AMERICUS • (Sumter) Pop. 17,041

CBA Div 5

Citizens Bank of Americus State Commercial Bank 119 N Lee St, PO Box 1128 31709 Tel 229-924-4011 9-4; Fri 9-5; Sat 9-1 FAX 229-928-6471 Transit # 64-0104-612 Return Items 229-924-4011 Routing # 0612-0104-2 FDIC Cert # 15477 Fed Wire Name: CITZ BK OF AMER Est. 1937 Web: www.cbkamericus.com Member CBA Bankshares, Inc., Americus M. Ronald Greer, Chm Bd Kimberly Kelley, VP Richard W. Whaley, Pres-CEO John Shealy, VP-LO Danny Adkins, EVP-C Cre Off Margie Coptsias, AVP Danny Minick, EVP-LO Amy Holloway, AVP Barry Blount, SVP Kathleen Lang-Tucker, AVP-Wire Trans Off Lynne Cook, SVP-Compl Off Shawna Nobles, AVP


Georgia Financial Directory

83

Citizens Bank of Americus — Continued Todd Ivey, SVP-CFO Charlene Pennymon, AVP-LO Vonda Rushing, SVP-Op Off Shelly Sullivan, AVP Cathy Williams, SVP-LO B. J. McLemore, B Off Billy Holloway, VP-DP Off Katie Tondee, B Off Directors: M. Ronald Greer, Jeff C. Alexander, James R. Buchanan Jr, Ben F. Easterlin IV, Will Easterlin, J. Wade Halstead, Robert J. Hooks, George M. Peagler Jr, W. S. (Steve) Perry Jr, Dr. Louis A Riccardi, Russell Thomas Jr, Richard A. Whaley City Branch(es): 106 Tripp St 31709 Tel 229-924-4011 Cathy Williams, SVP-LO Other Branch(es): Preston Net Loans $ 176,263,000 Cap $ 420,000 Cash & d fm b $ 87,087,000 Surplus $ 13,580,000 Securities $ 65,278,000 Undiv Prof $ 17,999,000 Other Assets $ 13,636,000 Deposits $ 301,326,000 Total Assets $ 342,264,000 Other Liab $ 8,939,000 Net Income $ 4,594,000 Correspondents: FHLB, Atlanta; Truist B, Charlotte NC; BBVA Compass B, Birmingham AL Memberships: CBA, ABA, FDIC, Fed, FHLB, GBA First State Bank (Branch of Wrens) 800 E Lamar St 31709

Routing # 0611-0111-3 Tel 229-924-3200

PeoplesSouth Bank (Branch of Colquitt) 102 N Prince St 31709

Routing # 0612-0237-1 Tel 229-931-0111

Synovus Bank (Branch of Columbus) 2001 S Lee St 31709

Routing # 0611-0060-6 Tel 888-796-6887

201 E Lamar St 31709 Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 209 Tripp St 31709 217 W Forsyth St 31709

ARLINGTON (Early) Pop. 1,479 First State Bank of Blakely (Branch of Blakely) 17641 N Highland Ave 39813

ASHBURN • (Turner) Pop. 4,152 Colony Bank Branch of Fitzgerald) 515 E Washington Ave 31714 Manager, Michael A. (Andy) Johnson, Mkt Pres South Georgia Banking Company (Branch of Omega) 561 E Washington Ave 31714 Manager, Mike Rice, SVP

ATHENS • (Clarke) Pop. 115,452 American Pride Bank (Branch of Macon) 2500 Daniells Bridge Rd, Bldg 200 Ste 1A 30606 9-5; Fri 9-5:30; Cl Sat Manager, Angie McDaniel Branch Officers: W. Daniel Moore, SVP-Mkt EVP

Tel 888-796-6887

Routing # 0610-0022-7 Tel 229-924-3591 Tel 229-928-6400

CBA Div 5 Routing # 0612-0293-1 Tel 229-725-4216

CBA Div 6 MICR # 0612-0267-2 Tel 229-567-4383

Routing # 0612-1187-0 Tel 229-567-9686

CBA Div 2 Routing # 0611-2107-0 Tel 706-534-9689

Atlantic Capital Bank, N.A. (Branch of Atlanta) 1550 Timothy Rd, Ste 201A 30606

Routing # 0611-2102-5 Tel 706-428-2506

Bank of America, N.A. (Branch of Charlotte NC) 110 E Clayton St 30601

Routing # 0610-0005-2 Tel 706-357-6488

1070 Gaines School Rd 30605

Tel 706-227-6320

1890 Epps Bridge Pkwy 30606

Tel 706-354-6165

196 Alps Rd 30606

Tel 706-227-6330


Georgia Financial Directory

84 ATHENS — Continued Cadence Bank, N.A. (Branch of Atlanta) 2234 W Broad St 30606

Routing # 0622-0629-5 Tel 706-355-3122 FAX 706-355-3122

First American Bank and Trust Company State Commercial Bank 300 College Ave, PO Box 1688 30601 9-4:30; Fri 9-5; Cl Sat Transit # 64-1125-611 Routing # 0611-1125-5 FDIC Cert # 16858 Fed Wire Name: AMER BK AND Est. 1934 ATM Locations: 8

Tel 706-354-5000 FAX 706-354-5034 Return Items 706-354-5000

Web: www.fabathens.com

Member First American Bancorp, Athens C. Rhodes McLanahan II, Pres-CEO Craig Meeks, EVP-SLO Frank Hill, SVP-Sec Mtg Mkt Off Ronnie K. Howard, SVP-Compl Off Jackie Bishoff, VP-TO Laura Dunn, VP-CFO-Fin Acct Off Natalie Nix, VP-HR Off Keri Moon, AVP-Compl/LO Bekki Sizemore-Wagner, AVP-IS/DP Off

Elaine Webb, AVP-TO Kera Kumm-Schaley, Op/Wire Trans Off Susan McWhorter, Op Off Malissa Palmer, Wire Trans Off Drew Perry, Reg J Off Rick Pittard, Wire Trans Off Tami Walden, B/Ln/Reg CC Off

Directors: Brad Akins, Maxine Burton, T. Michael DeVore, John A. Drew, Robert D. Heath, C. Rhodes McLanahan II, John D. McLanahan Jr, Larry Medders MD, Catherine M. Nix, Mike Power, Elbert N. Whitmire III, L. Gerry Whitworth, James Q. Wilfong City Branch(es): 825 Hull Rd 30601

Tel 706-354-5060

2241 W Broad St 30606

Tel 706-354-5050

Other Branch(es): Clayton, Watkinsville, Winder Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

356,820,000 47,622,000 82,604,000 36,495,000 27,967,000 551,508,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

2,418,000 30,332,000 30,251,000 460,367,000 26,229,000 1,911,000

Net Income

$

7,305,000

Correspondents: Truist B, Charlotte NC; BBVA Compass B, Birmingham AL; CenterState B NA, Winter Haven FL Memberships: ICBA, BAI, FDIC, FHLB, GBA First-Citizens Bank & Trust Company (Branch of Raleigh NC) 9205 Hwy 29 S 30601

Routing # 0611-9184-8 Tel 706-549-0213

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) 296 W Broad St, Ste 1 30601-2845

Routing # 0610-9238-7 Tel 706-713-5579

Pinnacle Bank (Branch of Elberton) 3140 Lexington Rd 30605

Routing # 0611-0129-4 Tel 706-425-2223

1081 Pkwy Pl 30606 Regions Bank (Branch of Birmingham AL) 2009 Prince Ave 30606 3153 Atlanta Hwy 30606

Tel 706-608-4969

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 455 Epps Bridge Pkwy, Ste 104 30606

Routing # 0612-0465-4 Tel 706-369-7735

Synovus Bank (Branch of Columbus) 150 W Hancock Ave 30601

Routing # 0611-0060-6 Tel 888-796-6887

1855 Barnett Shoals Rd 30605

Tel 888-796-6887

1850 Epps Bridge Pkwy, Ste 301 30606

Tel 888-796-6887

2365 Prince Ave 30606

Tel 888-796-6887

310 Alps Rd 30606

Tel 888-796-6887


Georgia Financial Directory Truist Bank (Branch of Charlotte NC) 101 N Lumpkin St 30601

85 Routing # 0611-1341-5 Tel 706-354-5200

475 E Broad St 30601

Tel 706-548-0668

180 Gaines School Rd 30605

Tel 706-715-3466

185 Alps Rd 30606

Tel 706-395-0336

2065 Timothy Rd 30606

Tel 706-549-6607

3445 Atlanta Hwy 30606

Tel 706-363-9720

United Community Bank (Branch of Blairsville MN) 780 US Hwy 29 N 30601

Routing # 0611-1284-3 Tel 706-389-7979

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 202 College Ave 30601

Routing # 0610-0022-7 Tel 706-548-5511

1059 Gaines School Rd 30605

Tel 706-354-5410

1200 Mitchell Bridge Rd 30606

Tel 706-354-5540

ATLANTA • (Fulton/DeKalb) Pop. 486,290

CBA Div 3

Affinity Bank (Bank has merged with Newton Federal Bank, Covington)

Ameris Bank State Commercial Bank 3490 Piedmont Rd NE, Ste 124 30305 9-5; Cl Sat Transit # 64-0175-612 Routing # 0612-0175-4 FDIC Cert # 20504 Fed Wire Name: AMERIS BANK Est. 1971

Tel 404-814-8114 FAX 404-814-8060 Return Items 404-814-8114

Web: www.amerisbank.com

Member Ameris Bancorp, Atlanta Daniel B. Jeter, Chm Bd Dennis J. Zember Jr, CEO Lawton E. Bassett III, Pres Jon S. Edwards, EVP-C Cre Off

James A. LaHaise, EVP-C Strat Off Cindi H. Lewis, EVP-C Admin OffCorp Sec William D. McKendry, EVP-CRO

Directors: Daniel B. Jeter, William I. Bowen Jr, R. Dale Ezzell, Leo J. Hil, Robert P. Lynch, Elizabeth A. McCague, William H. Stern, Jimmy D. Veal, Dennis J. Zember Jr City Branch(es): 260 Peachtree St NE, Ste 100 30303 Jonathan Blackledge, Br Mgr

Tel 404-553-2600

494 Ponce De Leon Ave 30308 Juan Mendoza, Br Mgr

Tel 404-553-2700

1180 Peachtree St NE, Ste F 30309

Tel 404-522-2265

1583 Howell Mill Rd 30318 Jerry Banks, Br Mgr

Tel 404-942-4290

2936 N Druid Hills Rd 30329 Zach Provosty, Br Mgr

Tel 404-553-2275

2401 Windy Ridge Pkwy 30339 Sam Crowe, Br Mgr

Tel 404-553-2450

3020 Paces Mill Rd, Ste 150 30339 Todd Ash, Br Mgr

Tel 404-553-2401

135 Perimeter Center W 30346 Julie Wright, Reg Mgr

Tel 404-553-2200

Other Branch(es): Acworth, Albany, Alpharetta, Berkeley Lake, Brunswick, Buena Vista, Butler, Cairo, Canton, Cartersville, Colquitt, Conyers, Cordele, Covington, Cumming, Decatur, Doerun, Donalsonville, Douglas, Douglasville, Dublin, Dunwoody, Ellaville, Ellenwood, Fairburn, Fayetteville, Flowery Branch, Gainesville, Greensboro, Hinesville, Hiram, Hoschton, Jackson, Jefferson, Jekyll Island, Johns Creek, Lawrenceville, Lithia Springs, Locust Grove, Lyons, Macon, Marietta, McDonough, Monticello, Morrow, Moultrie, Newnan, Norcross, Oakwood, Ocilla, Peachtree City, Pooler, Quitman, Richmond Hill, Rincon, Roswell, Saint Marys, Sandy Springs, Savannah, Smyrna, Snellville, Saint Simons Island, Stockbridge, Sugar Hill, Suwanee, Thomasville, Tifton, Tucker, Tyrone, Valdosta, Vidalia, Waycross, Winder, Woodstock Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

14,436,998,000 597,685,000 1,403,864,000 24,413,000 1,694,021,000 18,156,981,000

Cap Cap Notes Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $ $

750,000 76,596,000 2,184,859,000 423,856,000 14,130,413,000 20,635,000 1,319,872,000

Net Income

$

186,187,000

Memberships: ABA, BAI, FDIC, Fed, FHLB, GBA, CBA


86

Georgia Financial Directory

ATLANTA — Continued

Atlantic Capital Bank, N.A. National Commercial Bank 945 E Paces Ferry Rd, Ste 1600, PO Box 550889 30326 Tel 404-995-6050 9-4:30; Cl Sat FAX 404-995-6070 Transit # 64-2094-610 Return Items 404-995-6050 Routing # 0610-2094-8 FDIC Cert # 35525 Fed Wire Name: ATLANTIC CAPITAL Est. 2007 Web: http://atlanticcapitalbank.com ATM Locations: 2 Member Atlantic Capital Bancshares, Inc., Atlanta Walter M. (Sonny) Deriso Jr, Chm Bd Tracy Fuller, Comm Op Mgr Douglas L. Williams, Pres-CEO Octavia Westbrook, Wire Trans Off Patrick T. Oakes, EVP-CFO Directors: Walter M. (Sonny) Deriso Jr, Shan Cooper, Henchy R. Enden, James H. Graves, Douglas J. Hertz, Charlie Shufeldt, Lizanne Thomas, Douglas L. Williams, Marietta Edmunds Zakas Finance & Accounting, Patrick T. Oakes City Branch(es): 3033 Maple Dr NE 30305 Tel 404-995-6050 Other Branch(es): Athens Net Loans $ Cash & d fm b $ Securities $ Other Assets $ Total Assets $

1,855,358,000 466,364,000 399,433,000 188,291,000 2,909,446,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

60,213,000 274,078,000 34,174,000 2,506,798,000 34,183,000

Net Income

$

53,163,000

Memberships: CBA, FDIC, Fed Bank of America, N.A. (Branch of Charlotte NC) 225 Peachtree St NE, Ste C1 30303

Routing # 0610-0005-2 Tel 404-965-0256

35 Broad St NW 30303

Tel 404-893-8282

2367 Peachtree Rd NE 30305

Tel 404-264-2860

3116 Peachtree Rd NE 30305

Tel 404-262-6340

956 Ponce De Leon Ave NE 30306

Tel 404-881-3568

1615 N Decatur Rd 30307

Tel 404-329-4839

600 Peachtree St NE 30308

Tel 404-607-4850

1088 Peachtree St NE 30309

Tel 678-686-9080

711 Lee St SW 30310

Tel 404-752-0660

3011 Headland Dr SW 30311

Tel 404-346-4310

3495 Cascade Rd SW 30311

Tel 404-699-3140

411 Flat Shoals Ave SE 30316

Tel 404-330-0750

1775 Howell Mill Rd 30318

Tel 404-350-2040

1674 Monroe Dr NE 30324

Tel 404-870-3030

2625 Piedmont Rd NE, Ste 59 30324

Tel 404-869-3346

3414 Peachtree Rd NE 30326

Tel 404-238-0100

3455 Peachtree Rd NE 30326

Tel 800-682-8293

1280 W Paces Ferry Rd NW 30327

Tel 404-264-2900

6087 Roswell Rd 30328

Tel 470-447-5804

2223 N Druid Hills Rd NE 30329

Tel 404-248-2250

3680 Camp Creek Pkwy 30331

Tel 404-349-8649

5695 Fulton Industrial Blvd 30336

Tel 404-346-4320

3057 Akers Mill 30339

Tel 770-953-5640

4492 Roswell Rd NE 30342

Tel 404-256-7370

1 Perimeter Ctr E 30346

Tel 770-392-2990

8755 Roswell Rd NE 30350

Tel 770-594-6860

3800 Browns Mill Rd 30354

Tel 404-765-1945

Bank of England (Branch of England AR) 2839 Paces Ferry Rd, Ste 810 30339

Routing # 0611-2098-7 Tel 770-803-6400

Bank OZK (Branch of Little Rock AR) 171 17th St NW, Ste 1675 30309

Routing # 0611-2095-8 Tel 404-870-6050

104 Town Blvd, Ste A110 30319

Tel 470-422-1020

3333 Riverwood Pkwy SE, Ste 100 30339

Tel 678-293-1350

100 Hartsfield Center Pkwy, Ste A100 30354

Tel 470-363-7704

201 17th St NW 30363

Tel 404-870-6051


7KH )LQDQFLDO ,QVWLWXWLRQV *URXS DW -DPHV %DWHV %UDQQDQ *URRYHU //3 LQFOXGHV H[SHULHQFHG VHDVRQHG SURIHVVLRQDOV ZLWK D ORQJ KLVWRU\ RI VHUYLFH WR *HRUJLD¶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¶ JRDOV DQG REMHFWLYHV 3OHDVH FRQWDFW DQ\ RI RXU ODZ\HUV OLVWHG EHORZ IRU PRUH LQIRUPDWLRQ DERXW KRZ RXU ¿UP PD\ EH RI KHOS WR \RX

Dan Brannan (404) 997-6023

Michael White (478) 749-9921

Corrie Hall (478) 749-9949

Heather Hestley (404) 997-6032

dbrannan@jamesbatesllp.com

mwhite@jamesbatesllp.com

chall@jamesbatesllp.com

hhestley@jamesbatesllp.com

Elizabeth Hall (478) 749-9923

Doroteya Wozniak (404) 997-6031

ehall@jamesbatesllp.com

dwozniak@jamesbatesllp.com

Lyn Clinton (404) 978-7810

David Anderson (478) 336-5517

lschroeder@jamesbatesllp.com danderson@jamesbatesllp.com

2I¿FHV 0DFRQ $WODQWD


Georgia Financial Directory

88 ATLANTA — Continued

BankSouth (Branch of Greensboro) Forum Branch 3290 Northside Pkwy NW, Ste 600 30327 Manager, Michael Leonard

Routing # 0611-1236-4 Tel 678-551-7120

Beal Bank USA (Branch of Las Vegas NV) 4511 Olde Perimeter Way, Ste 500 30346

Routing # 1224-8745-9 Tel 678-373-4667

BNY Mellon, N.A. (Branch of Pittsburgh PA) 3290 Northside Pkwy NW, Ste 950 30327

Routing # 0211-0147-0 Tel 678-916-9376

Cadence Bank, N.A. National Commercial Bank 1349 W Peachtree St, Ste 100 30309 Tel 404-266-4343 Transit # 64-0629-622 Return Items 404-266-4343 Routing # 0622-0629-5 FDIC Cert # 4999 Fed Wire Name: CADENCE BANK Est. 1887 Member Cadence BCORP, Houston TX Paul B. Murphy Jr, CEO Directors: Paul B. Murphy Jr City Branch(es): 340 Pharr Rd NE 30305 Tel 404-266-4580 3399 Peachtree Rd NE, Ste 2050 30326 Tel 800-414-4177 Other Branch(es): Alpharetta, Athens, Augusta, Duluth, Evans, Gainesville, Glennville, Gray, Hinesville, Macon, Marietta, Martinez, Norcross, Perry, Reidsville, Savannah, Thomson, Unadilla, Warner Robins Net Loans $ 12,951,661,000 Pfd Stock $ 50,000,000 Cash & d fm b $ 977,789,000 C Stk $ 1,200,000 Securities $ 2,370,454,000 Cap Notes $ 24,796,000 Fed Fds Sold $ 10,974,000 Surplus $ 1,884,657,000 Other Assets $ 1,467,135,000 Undiv Prof $ 692,882,000 Total Assets $ 17,778,013,000 Deposits $ 14,809,069,000 Other Liab $ 315,409,000 Net Income $ 224,942,000 Memberships: CBA

Do you know a community banker who will reach the milestone of 30, 40 or 50 years of banking experience this year and has a proven record in excellent community involvement? If so, please contact Lindsay Greene or call the CBA office at 770-541-4490 so they can be considered for a

Lifetime Service Award!


Georgia Financial Directory CenterState Bank, N.A. (Branch of Winter Haven FL) 3565 Piedmont Rd, Bldg 3 Ste 210 30305 754 Peachtree St, Ste 101 30308 6000 Sandy Springs Cir 30328 4600 Roswell Rd, Ste E150 30342

89 Routing # 0631-1403-0 Tel 404-264-7979 Tel 404-969-4400 Tel 404-334-8600 Tel 678-244-2250

CIBC National Trust Company National Trust Company 3290 Northside Pkwy, 7th Floor 30327 Tel 404-881-3400 Transit # 64-5320-610 Return Items 404-881-3400 Routing # 0610-5320-3 FDIC Cert # 91325 Fed Wire Name: CIBC NAT TR CO Est. 1969 Web: www.cibcatlantictrust.com Member Canadian Imperial Bank of Commerce, Toronto Canada Barry Berlin CFA, Mng Dir W. Scott Thompson III, Mng Dir Directors: Barry Berlin CFA, W. Scott Thompson III Cash & d fm b $ 133,345,000 Cap $ 2,351,000 Other Assets $ 110,856,000 Surplus $ 93,920,000 Total Assets $ 244,201,000 Undiv Prof $ 113,507,000 Deposits $ 509,000 Other Liab $ 33,914,000 Net Income $ 23,141,000 Memberships: CBA

Citizens Trust Bank State Commercial Bank 965 Martin Luther King Jr Dr NW 30314 Tel 404-575-8400 9-4; Cl Sat FAX 404-575-8201 Transit # 64-1022-610 Return Items 404-575-8400 Routing # 0610-1022-0 FDIC Cert # 8033 Fed Wire Name: CITZ TR ATL Est. 1921 Web: www.ctbconnect.com ATM Locations: 8 Member Citizens Bancshares Corporation, Atlanta Ray Robinson, Chm Bd Iris Goodly, SVP-Client Ser Dir-Op Off Cynthia Day, Pres-CEO Farrand O. Logan, SVP-Comm B Div Mgr Samuel J. Cox, EVP-CFO-Tr/Fin Acct Off Wanda Nesbit, SVP-HR/C B Mgr Off Frederick L. Daniels, EVP-C Cre Off Moira Montgomery, VP-Compl Off-Spec Joseph M. Hopkins, SVP-Int Aud Mgr-CIA/ Proj Mgr CBA/CRP Off Directors: Ray M. Robinson, Robert L. Brown Jr, Cynthia Day, Stephen Elmore Sr, C. David Moody Jr, H. Jerome Russell, James E. Williams City Branch(es): 3705 Cascade Rd SW 30331 Tel 404-691-9009 Other Branch(es): East Point, Lithonia, Stone Mountain Net Loans $ 268,000,000 Cap $ 1,500,000 Cash & d fm b $ 27,564,000 Surplus $ 11,387,000 Securities $ 82,906,000 Undiv Prof $ 34,560,000 Fed Fds Sold $ 12,821,000 Deposits $ 363,338,000 Other Assets $ 26,839,000 Other Liab $ 7,345,000 Total Assets $ 418,130,000 Net Income $ 4,136,000 Correspondents: Truist B, Charlotte NC Memberships: ICBA, ABA, BAI, ABA MN, Fed, GBA

For information on CBA events, professional development programs, member benefits and more, visit www.cbaofga.com.


Georgia Financial Directory

90 ATLANTA — Continued City National Bank (Branch of Los Angeles CA) 3333 Piedmont Rd 30305

Routing # 1220-1606-6 Tel 404-364-6541

Cornerstone Bank Federal Savings Bank 2060 Mt Paran Rd NW, Ste 100 30327 Tel 404-601-1250 9-4; Fri 9-4; Cl Sat FAX 404-601-1251 Transit # 64-9233-610 Return Items 404-601-1250 Routing # 0610-9233-2 FDIC Cert # 35027 Fed Wire Name: CORNERSTN BK GA Est. 2001 Web: www.cornerstonebankga.com ATM Locations: 1 Member Cornerstone Bancshares, Inc., Atlanta Steven Deaton, Pres-CEO Susan Khayat, EVP-CRO Danialle Evans, EVP-CFO Directors: Frederick D. Clemente, Ben Danielson, Steven Deaton, Ping Lee, P. Thomas Purvis, Clayton Snellings Branch(es): Decatur, Sandy Springs Net Loans $ 127,032,000 Cap $ 8,693,000 Cash & d fm b $ 25,046,000 Cap Notes $ 1,000,000 Securities $ 32,675,000 Surplus $ 43,934,000 Other Assets $ 10,600,000 Undiv Prof $ (32,382,000) Total Assets $ 195,353,000 Deposits $ 157,479,000 Other Liab $ 16,629,000 Net Income $ (1,341,000) Memberships: FDIC

East West Bank (Branch of Pasadena CA) 2727 Paces Ferry Rd NW, Ste 150 30339

Routing # 0611-0389-4 Tel 770-432-1000

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 133 Peachtree St NE, Ste 310 30303 590 Cascade Ave SW 30310 2036 Johnson Ferry Rd 30319 2555 Piedmont Rd NE, Ste 110 30324 3344 Peachtree Rd, Ste 500 30326 2810 Paces Ferry Rd SE 30339 2090 Dunwoody Club Dr 30350

Routing # 0611-1942-2 Tel 404-720-2243 Tel 404-682-3479 Tel 678-775-0765 Tel 404-720-1099 Tel 678-237-4370 Tel 678-224-9612 Tel 678-436-0270

FirstBank (Branch of Nashville TN) 945 E Paces Ferry Rd NE, Ste 1600 30305

Routing # 0843-0703-3 Tel 404-995-6050

CBA Legal Hotline (CBA members only)

Call 404-844-2765 or visit www.jamesbatesllp.com/cba/


Georgia Financial Directory First-Citizens Bank & Trust Company (Branch of Raleigh NC) 79 W Paces Ferry Rd NW, Ste 100 30305

91 Routing # 0611-9184-8 Tel 404-365-4661

5571 Chamblee Dunwoody Rd 30338

Tel 678-338-3400

3300 Cumberland Blvd SE 30339

Tel 678-589-9000

Georgia Banking Company State Commercial Bank 6190 Powers Ferry Rd, Ste 150 30339 9-4; Cl Sat Transit # 64-1997-610 Routing # 0610-1997-5 FDIC Cert # 57071 Fed Wire Name: GEORGIA BANKING CO Est. 2001

Tel 770-226-8800 FAX 770-627-9514 Return Items 770-226-8800

Web: www.geobanking.com

Member Georgia Banking Company, Inc., Atlanta James Lientz, Chm Bd R. Elliott Miller, Pres-CEO Scott Reed, SVP-LO Matthew M. Blejwas, CFO Robert L. Johnson, COO

Bonnie Reid, C Compl Off Blake Tibbitts, C Cre Off William Martina, Ret Ser Off Joe Pyen, Sec Off Monroe Thrower, Div Exec-Sec Mtg Mkt Off

Directors: James Lientz, Ross Arnold, W. S. Jessup, R. Elliott Miller, W. F. Reames, M. L. Watkins Branch(es): Griffin Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

422,664,000 13,834,000 17,021,000 21,311,000 474,830,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

9,825,000 12,560,000 19,611,000 412,324,000 5,000,000 15,510,000

Net Income

$

2,471,000

Correspondents: TIB, Farmers Branch TX; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, FDIC, Fed, FHLB

Georgia Primary Bank State Commercial Bank 3880 Roswell Rd NE 30342 9-4; Cl Sat Transit # 64-2106-610 Routing # 0610-2106-0 FDIC Cert # 58523 Fed Wire Name: GEORGIA PRIMARY Est. 2007 Boyd Pettit, Chm Bd David Coxon, Pres-CEO

Tel 404-231-4200 FAX 404-231-4100 Return Items 404-231-4200

Web: www.georgiaprimarybank.com B. Jane Skelton, EVP-CFO James E. Lebow, C Cre Off

Directors: Boyd Pettit, Carlos Asensio, David H. Flint, Ramzanali Karimi, Michael Miller, H. Boyd Pettit III, Mark Scheinfeld, Elmer Smith, McKinley Wilbourn Jr Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

154,019,000 17,416,000 29,031,000 150,000 7,038,000 207,654,000

Pfd Stock C Stk Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $ $

5,647,000 10,557,000 13,165,000 (4,477,000) 182,378,000 384,000

Net Income

$

1,715,000

Correspondents: CenterState B NA, Winter Haven FL; FHN Financial, Memphis TN; ServisFirst B, Birmingham AL; Truist B, Charlotte NC Memberships: CBA, ICBA, ABA, FDIC, Fed, FHLB, GBA

Hyperion Bank (Branch of Philadelphia PA) 3525 Piedmont Rd, Ste 6305 30305

Routing # 0360-1896-9 Tel 404-381-2110

Iberiabank (Branch of Lafayette LA) 2970 Peachtree Rd NW, Ste 100 30305

Routing # 2652-7041-3 Tel 404-240-5000

2221 Johnson Ferry Rd 30319

Tel 404-633-2150

2987 Clairmont Rd NE, Ste 150 30329

Tel 404-633-2113

3625 Cumberland Blvd, Bldg 2 30339

Tel 678-631-1240


92

Georgia Financial Directory

ATLANTA — Continued JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Peachtree and Andrew Young Branch 218 Peachtree St NW 30303-1503

Routing # 0610-9238-7 Tel 404-267-1448

Buckhead Branch 3330 Piedmont Rd, Ste 28 30305-1726

Tel 404-842-0197

Peachtree Road and Peachtree Avenue Branch 2900 Peachtree Rd NW, Ste 100-A 30305-2173

Tel 404-816-0274

Emory Village Branch 1403 Oxford Rd NE 30307-1019

Tel 404-832-7410

Edgewood Branch 1215 Caroline St NE, Bldg H 30307-2775

Tel 404-522-0495

Midtown Piedmont Avenue Branch 595 Piedmont Ave, Ste 300-310 30308-2478

Tel 404-249-7121

Headland Drive and Greenbrier Branch 3030 Headland Dr SW, Ste A 30311-5435

Tel 404-629-0155

Moreland Branch 2491 Village Creek Landing 30316-3285

Tel 404-627-0053

Howell Mill and Collier Branch 2002 Howell Mill Rd NW 30318-1740

Tel 404-367-9833

Piedmont and Sidney Marcus Branch 2608 Piedmont Rd NE 30324-3011

Tel 404-942-4621

Cheshire Bridge and Lindbergh Drive Branch 2350 Cheshire Bridge Rd NE 30324-3787

Tel 404-315-0517

North Druid Hills and Lavista Branch 2875 N Druid Hills Rd NE 30329-3924

Tel 404-460-9034

US 41 and Akers Mill Branch 2905 Cobb Pkwy SE, Bldg 300 30339-3597

Tel 678-540-9503

North Buckhead Branch 4241 Roswell Rd 30342-3758

Tel 404-443-2780

Briarcliff Village Branch 2102 Henderson Mill Rd NE, Ste 100 30345-3762

Tel 770-908-0237

MUFG Union Bank (Branch of San Francisco CA) 3475 Piedmont Rd NE, Ste 500 30305 Newton Federal Bank (Branch of Covington) 400 Galleria Pkwy SE, Ste 900 30339

Routing # 1220-0049-6 Tel 800-238-4486

Routing # 2611-7037-1 Tel 678-742-9990 FAX 678-742-9990

The Northern Trust Company (Branch of Chicago IL) 3282 Nothside Pkwy NW, Ste 100 30327

Routing # 0724-7188-7 Tel 404-279-5200

Paragon Bank (Branch of Memphis TN) 2970 Clairmont Rd NE, Ste 700 30329

Routing # 0840-0894-7 Tel 404-419-1856

PNC Bank, N.A. (Branch of Wilmington DE) 2841 F Greenbriar Pkwy, Ste 110 30305

Routing # 0531-0085-0 Tel 470-639-7552

293 Pharr Rd 30305

Tel 404-467-5180

3146 Peachtree Rd NW 30305

Tel 404-464-3386

75 5th St NW, Ste A 30308

Tel 404-897-5688

1075 Peachtree St NE, Ste 1E 30309

Tel 404-897-5601

2685 Metropolitan Pkwy SW 30315

Tel 404-209-0314

1676 Monroe Dr NE 30324

Tel 470-773-6630

2920 N Druid Hills Rd NE 30329

Tel 404-315-6413

3155 Cobb Pkwy SE, Ste 100 30339

Tel 678-247-2071

5430 New Northside Dr, Ste 100 30339

Tel 770-984-9091

5640 Roswell Rd NE 30342

Tel 404-256-8580

4855 Briarcliff Rd NE 30345

Tel 678-534-1046

125 Perimeter Center W 30346

Tel 678-443-6486

Quantum National Bank (Branch of Suwanee) 3438 Peachtree Rd NE 30326

Routing # 0611-0489-3 Tel 678-889-4540


Georgia Financial Directory

93

RBC Bank, (Georgia) N.A. National Commercial Bank 3550 Lenox Rd, Ste 1950 30326 Transit # 64-1660-632 Routing # 0632-1660-8 FDIC Cert # 26342 Fed Wire Name: RBC BANK (GA) NA Est. 1985

Tel 404-260-8760 & 866-887-2187 FAX 404-260-8819 Return Items 404-260-8760 Web: us.rbcwealthmanagment.com/atlanta/

Member Royal Bank Of Canada, Montreal Canada Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

1,508,481,000 182,524,000 2,771,646,000 66,068,000 4,528,719,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

25,000 234,458,000 210,762,000 4,032,074,000 51,400,000

Net Income

$

74,612,000

Memberships: FDIC Regions Bank (Branch of Birmingham AL) 121 W Paces Ferry Rd NW 30305

Routing # 0611-0137-5 Tel 800-734-4667

1180 W Peachtree St NW, Ste 160 30309

Tel 800-734-4667

1745 Peachtree St, Ste D 30309

Tel 800-734-4667

1544 Piedmont Rd, Ste 215 30324

Tel 800-734-4667

6637 Roswell Rd NE 30328

Tel 800-734-4667

2893 N Druid Hills Rd NE 30329

Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 3328 Peachtree Rd, Ste 150 30326

Routing # 0611-0427-5 Tel 800-680-1601

ServisFirst Bank (Branch of Birmingham AL) 300 Galleria Pkwy SE, Ste 100 30339

Routing # 0620-0650-5 Tel 678-504-2700

SouthCrest Bank, N.A. National Commercial Bank 1475 W Peachtree St NE, Ste 200 30309 Tel 855-972-2265 Transit # 64-0192-611 Return Items 855-972-2265 Routing # 0611-0192-2 FDIC Cert # 2124 Fed Wire Name: SOUTHCREST BANK Est. 1920 Web: www.southcrestbank.com ATM Locations: 10 Member SouthCrest Financial Group, Inc., Tyrone Joan Cravey, Chm Bd Brian Schmitt, Pres-CEO Becky Bell, EVP-C Admin Off

Andy Borrmann, EVP-CFO Michael Washburn, EVP-C Cre Off Jane Prescott, SVP-C HR/Mktg Off

Directors: Joan Cravey, Robert D. Baker, Daniel G. Broos, George T. Hovis, Michael D. McRae, Tony Scavuzzo, Harold W. Wyatt II Branch(es): Cedartown, Chickamauga, Cumming, Fayetteville, Luthersville, Manchester, Rockmart, Thomaston Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

331,454,000 38,400,000 136,396,000 5,215,000 42,060,000 553,525,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,070,000 54,016,000 (1,911,000) 465,762,000 32,588,000

Net Income

$

5,031,000

Correspondents: TIB, Farmers Branch TX Memberships: CBA, ABA, FDIC, Fed, FHLB, GBA Southern First Bank (Branch of Greenville SC) 309 E Paces Ferry Rd NE, Ste 102 30305

Routing # 0532-0801-1 Tel 877-679-9646

Synchrony Bank (Branch of Draper UT) 485 Lake Mirror Rd 30349

Routing # 0212-1359-1 Tel 866-419-4096

Synovus Bank (Branch of Columbus) 334 E Paces Ferry Rd 30305

Routing # 0611-0060-6 Tel 888-796-6887

144 Moreland Ave 30307

Tel 888-796-6887

5506 Chamblee Dunwoody Rd 30338

Tel 888-796-6887

3400 Overton Park Dr SE 30339

Tel 888-796-6887


Georgia Financial Directory

94 ATLANTA — Continued

Thrivent Trust Company (Branch of Appleton WI) 1600 Riveredge Pkwy, Ste 310 30328

Routing # 0759-7214-7 Tel 770-565-9912

Truist Bank (Branch of Charlotte NC) 230 Peachtree St NW, Ste 110 30303 241 Peachtree St NE 30303 26 Peachtree St 30303 303 Peachtree Center Ave NE 30303 2900 Peachtree Rd 30305 3020 Peachtree Rd NW 30305 1799 Briarcliff Rd NE 30306 1685 N Decatur Rd NE 30307 303 Peachtreet St NE 30308 760 W Peachtree St NW, Ste 100 30308 855 Peachtree St NE, Ste 1A 30308 1503 Peachtree St NE 30309 523 Luckie St 30313 825 Martin Luther King Jr Dr NW 30314 2235 Glenwood Ave SE 30316 2434 Gresham Rd, Ste B 30316 514 Flat Shoals Rd 30316 1221 Chattahoochee Ave NW 30318 2275 Marietta Blvd NW, Ste 130 30318 520 17th St NW 30318 3435 Ashford Dunwoody Rd NE 30319 4030 Peachtree Rd NE 30319 1845 Piedmont Ave 30324 3353 Peachtree Rd NE, Ste 120 30326 3630 Peachtree Rd, Ste 100 30326 3300 Northside Pkwy NW 30327 5550 Northside Dr NW 30327 6240 Roswell Rd 30328 6343 Roswell Rd NE 30328 6615 Roswell Rd 30328 1 Executive Park Dr NE 30329 2851 N Druids Hills Rd NE 30329 3361 Clairmont Rd NE 30329 1165 Fairburn Rd SW 30331 3170 Greenbriar Pkwy SW 30331 3790 Princeton Lakes Pkwy SW 30331 2451 Cumberland Pkwy 30339 2785 Cumberland Pkwy SE 30339 3175 Cobb Galleria Pkwy 30339 3700 Roswell Rd NE 30342 3754 Roswell Rd 30342 121 Perimeter Center W 30346 1175 Peachtree St NE 30361 271 17th St NW, Ste 175 30363

Routing # 0611-1341-5 Tel 678-553-1520 Tel 404-479-4936 Tel 470-225-4757 Tel 404-479-2344 Tel 404-464-4920 Tel 404-479-2364 Tel 404-942-4215 Tel 404-479-2721 Tel 404-479-2344 Tel 470-773-6710 Tel 404-962-2900 Tel 404-479-2741 Tel 404-479-4421 Tel 404-799-4300 Tel 404-479-4320 Tel 404-836-1410 Tel 404-479-2761 Tel 470-225-4418 Tel 404-720-5099 Tel 404-249-3320 Tel 678-713-7942 Tel 470-225-4130 Tel 404-946-0069 Tel 404-479-5266 Tel 404-442-5001 Tel 404-365-3740 Tel 678-932-4844 Tel 470-386-6020 Tel 404-250-5986 Tel 404-460-8036 Tel 404-479-5245 Tel 470-225-4200 Tel 404-321-0004 Tel 404-469-0857 Tel 404-479-2111 Tel 404-346-2800 Tel 678-932-4802 Tel 678-932-4762 Tel 770-850-3900 Tel 470-225-4110 Tel 404-231-7870 Tel 770-625-3061 Tel 404-479-4957 Tel 404-897-7680

United Community Bank (Branch of Blairsville MN) 3310 Henderson Mill Rd 30341

Routing # 0611-1284-3 Tel 770-621-9797

Unity National Bank (Branch of Houston TX) 92 Peachtree St SW 30303

Routing # 1130-0124-2 Tel 404-609-3470

www.cbaofga.com


Georgia Financial Directory Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2 Peachtree St NW 30303

95 Routing # 0610-0022-7 Tel 404-865-4001

240 Peachtree St NW 30303

Tel 404-332-6773

31 Pharr Rd NW 30305

Tel 404-842-2894

3235 Peachtree Rd NE 30305

Tel 404-865-4620

979 Virginia Ave NE 30306

Tel 404-897-3750

1270 Caroline St NE, Ste 100 Bldg D 30307

Tel 404-588-9857

650 Ponce De Leon Ave NE 30308

Tel 470-447-5967

2204 Peachtree Rd NW 30309

Tel 404-350-6901

612 Lee St SW 30310

Tel 404-756-3050

921 Ralph David Abernathy Blvd SW 30310

Tel 404-865-2140

2280 Cascade Rd SW 30311

Tel 404-752-9614

645 State St 30313

Tel 404-853-1960

1459 Moreland Ave SE 30316

Tel 404-627-0129

2283 Glenwood Ave SE 30316

Tel 404-373-4901

1071 Chattahoochee Ave NW 30318

Tel 404-350-2940

3890 Peachtree Rd 30319

Tel 404-865-3470

1605 Monroe Dr NE 30324

Tel 404-865-2020

2349 Cheshire Bridge Rd NE 30324

Tel 404-348-1480

3465 Buckhead Loop NE 30326

Tel 404-995-8740

3330 Northside Pkwy NW 30327

Tel 404-348-1595

3393 Nside Pkwy NW 30327

Tel 770-551-2830

1034 Hammond Dr NE 30328

Tel 770-551-2830

6300 Roswell Rd NE 30328

Tel 404-851-2900

2725 Clairmont Rd 30329

Tel 404-329-1820

2942 N Druid Hills Rd NE 30329

Tel 404-865-5525

3019 Buford Hwy NE 30329

Tel 404-248-2800

725 Houston Mill Rd NE 30329

Tel 404-329-1830

1120 Fairburn Rd 30331

Tel 404-865-4900

2841 Greenbriar Pkwy SW 30331

Tel 404-346-1695

3820 Camp Creek Pkwy SW 30331

Tel 404-346-5876

3351 Riverwood Pkwy SE 30339

Tel 404-865-3520

5555 New Northside Dr 30339

Tel 678-589-1000

4454 Roswell Rd NE 30342

Tel 404-851-2960

4570 Ashford Dunwoody Rd 30346

Tel 404-865-2555

8721 Roswell Rd NE 30350

Tel 770-650-4590

171 17th St NW, Ste 100 30363

Tel 404-214-6120

Wilmington Trust, N.A. (Branch of Wilmington DE) 3280 Peachtree Rd NE 30305

Routing # 0223-1300-5 Tel 404-760-2100

Woodforest National Bank (Branch of The Woodlands TX) 2427 Gresham Rd SE 30316

Routing # 3149-7285-3 Tel 404-244-5568

AUBURN (Barrow) Pop. 6,887 Bank OZK (Branch of Little Rock AR) 5 Main St 30011

AUGUSTA • (Richmond) Pop. 195,844 Bank of America, N.A. (Branch of Charlotte NC) 1450 Walton Way 30901

CBA Div 2 Routing # 0611-2095-8 Tel 678-390-6070

CBA Div 4 Routing # 0610-0005-2 Tel 706-849-0660

2820 Peach Orchard Rd 30906

Tel 706-793-1298

3509 Wheeler Rd 30909

Tel 706-737-4923

Cadence Bank, N.A. (Branch of Atlanta) 1580 Walton Way 30904

Routing # 0622-0629-5 Tel 706-729-7840

2805 Wrightsboro Rd 30909

Tel 706-729-7820

3527 Wheeler Rd 30909

Tel 706-729-7900



Georgia Financial Directory

97

AUGUSTA — Continued Fifth Third Bank, N.A. (Branch of Cincinnati OH) 2756 Peach Orchard Rd 30906 3007 Pine Needle Rd 30909 First Community Bank (Branch of Lexington SC) 771 Broad St 30901 3638 Walton Way Ext 30909

Routing # 0611-1942-2 Tel 706-796-4055 Tel 706-731-6722

Routing # 0611-9275-3 Tel 706-396-2540 Tel 706-396-2500

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 3602 Walton Way Ext 30909

Routing # 0611-9184-8 Tel 706-733-0641

Queensborough National Bank & Trust Company (Branch of Louisville) 1450 Greene St, Ste 150 30901

Routing # 0611-0397-5 Tel 706-396-1810

3617 Walton Way Ext 30909 Regions Bank (Branch of Birmingham AL) 2507 Peach Orchard Rd 30906 1219 Augusta W Pkwy 30909

Tel 706-731-1400

Routing # 0611-0137-5 Tel 706-771-3369 Tel 762-333-0680

Security Federal Bank (Branch of Aiken SC) 1607 Walton Way 30904

Routing # 2532-7182-2 Tel 706-222-4810

South State Bank (Branch of Columbia SC) 32 Eighth St 30901

Routing # 0612-0465-4 Tel 706-432-3332

1530 Walton Way 30904

Tel 706-821-1530

3111 Peach Orchard Rd 30906

Tel 706-790-3111

3530 Wheeler Rd 30909

Tel 706-738-6990

Synovus Bank (Branch of Columbus) 720 St Sebastian Way 30901

Routing # 0611-0060-6 Tel 888-796-6887

3706 Wheeler Rd 30909

Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 801 Broad St 30901

Routing # 0611-1341-5 Tel 706-821-2030

1602 Walton Way 30904

Tel 706-691-0293

2625 Peach Orchard Rd 30906

Tel 706-619-2612

2815 Wrightsboro Rd 30909

Tel 706-619-2633

2901 Washington Rd 30909

Tel 706-691-0215

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1478 Walton Way 30901

Routing # 0610-0022-7 Tel 706-821-6820

1751 Gordon Hwy 30904

Tel 706-657-2240

3115 Peach Orchard Rd 30906

Tel 706-771-5900

2803 Wrightsboro Rd 30909

Tel 706-667-2225

2835 Washington Rd 30909

Tel 706-667-2270

3430 Wrightsboro Rd 30909

Tel 706-667-2255

3535 Wheeler Rd 30909

Tel 706-220-1000

AUSTELL (Cobb) Pop. 6,581

CBA Div 3

PNC Bank, N.A. (Branch of Wilmington DE) 2913 Veterans Memorial Hwy 30168

Routing # 0531-0085-0 Tel 770-745-0604

Regions Bank (Branch of Birmingham AL) 1593 Mulkey Rd SW 30106

Routing # 0611-0137-5 Tel 800-734-4667


Georgia Financial Directory

98 AUSTELL — Continued

Truist Bank (Branch of Charlotte NC) 1661 EastWest Connector 30106

Routing # 0611-1341-5 Tel 770-800-9405

3620 Tramore Pointe Pkwy 30106

Tel 678-384-0057

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4046 Austell Rd 30106

Routing # 0610-0022-7 Tel 404-865-3060

BAINBRIDGE • (Decatur) Pop. 12,697

CBA Div 5

Bank OZK (Branch of Little Rock AR) 226 S Broad St 39817

Routing # 0611-2095-8 Tel 229-248-3800

Family Bank (Branch of Pelham) 800 E College St 39817 Manager, Mitch Bernier, AVP

Routing # 2612-7067-9 Tel 229-246-7039 FAX 229-246-7051

First National Bank of Decatur County National Commercial Bank 819 E Shotwell St, PO Box 10 39819 9-4; Fri 9-5:30; Cl Sat Transit # 64-2041-612 Routing # 0612-2041-8 FDIC Cert # 57694 Fed Wire Name: NTL BK DECATUR Est. 2004 ATM Locations: 2

Tel 229-246-3131 FAX 229-246-3299 Return Items 229-246-3131

Web: www.fnbdc.com

Member Bainbridge Bancshares, Inc., Bainbridge Charles Whittaker, Chm Bd Brad E. Barber, Pres-CEO Donna Kelley, SVP-CFO-Op Off Gail Maxwell, SVP-LO Barry Pollock, SVP-Mkt Pres-SLO Bert Hines, VP-LO Lorenda S. Smith, VP-Ret Dir-Mktg Off

Richard (Chip) Wells, VP-LO Stephen Whittaker, VP-Sr Cre Off Kristy Cox, AVP-Mtg LO Shea Campbell, LO Sutton Reece, LO Stephanie O. Ivey, Compl/BSA Off-Asset Liab Mgr

Directors: Charles Whittaker, Roy Adams, Brad E. Barber, Donald Barber, Glennie C. Bench, Winston Brock Jr, Greg Calhoun, Richard Ivey, Brooke T. Jones, Dr. Landin Marzolf, Roger L. Mills DMD, Ed Robinson, Homer (Butch) Yarbrough Marketing, Lorenda S. Smith; Operations, Donna Kelley; Chief Lending Officer, Lee Northcutt; Finance & Accounting, Donna H. Kelley; IT/Security Officer, Jeremy Ramer Branch(es): Cairo Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

133,066,000 8,304,000 20,160,000 24,503,000 8,147,000 194,180,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

2,500,000 10,131,000 4,506,000 173,433,000 3,610,000

Net Income

$

1,645,000

Correspondents: FHLB, Atlanta; CenterState B NA, Winter Haven FL; ServisFirst B, Birmingham AL; Truist B, Charlotte NC Memberships: FDIC

First Port City Bank State Commercial Bank 400 W Shotwell St, PO Box 1070 39819 9-4:30; Fri 9-5:30; Cl Sat Transit # 64-0245-612 Routing # 0612-0245-2 FDIC Cert # 21784 Est. 1974 ATM Locations: 4

Tel 229-246-6200 FAX 229-248-2709 Return Items 229-246-6200 Employer ID # 58-1178459 Web: www.firstportcity.com

Member Port City Holding Company, Inc., Bainbridge Major H. (Hal) Brannen Jr, Chm Bd Scott Ewing, Pres-CEO Nancy Jernigan, EVP-CLO Tim Ayers, SVP-Cust Ser Off Marvalynn W. Carroll, SVP-CFO Kristy M. Harrell, SVP-COO Carol Chason, VP-Br Mgr

Melvin H. Nussbaum, VP-LO Brian J. Smith, VP-Info Sec Off Bree Maxwell, AVP-Ln Op Mgr Tiffany Singleton, AVP-Br Mgr Stacy Warren, AVP-HR Off-Corp Sec Taylor Digby, Compl/BSA Off-Int Aud

Directors: Major H. (Hal) Brannen Jr, William R. Burke, Marvalynn W. Carroll, Durand Childers, Perry Clements III, B. Thomas Conger, Thomas H. Dollar II, Scott Ewing, Nancy Jernigan, Robert Palmer, Billy K. Reynolds Jr, Jerry D. Sharber, Don A. Whaley


Georgia Financial Directory First Port City Bank — Continued City Branch(es): 1410 Tallahassee Hwy 39819 Wanda E. Thomas, AVP-LO Elva McNair, AVP Other Branch(es): Donalsonville Net Loans $ 175,736,000 Cash & d fm b $ 42,191,000 Securities $ 23,639,000 Other Assets $ 9,781,000 Total Assets $ 251,347,000

Cap Surplus Undiv Prof Deposits Other Liab Net Income Correspondents: FHLB, Atlanta; TIB, Farmers Branch TX Memberships: CBA, FDIC, FHLB, GBA First State Bank of Blakely (Branch of Blakely) 1200 E Shotwell St 39819 Manager, Joe E. Miller

99 Tel 229-246-6200

$ $ $ $ $ $

756,000 9,244,000 9,709,000 223,519,000 8,119,000 1,517,000

Routing # 0612-0293-1 Tel 229-246-9710

PeoplesSouth Bank (Branch of Colquitt) 1449 Tallahassee Hwy 39817

Routing # 0612-0237-1 Tel 229-243-1996

Regions Bank (Branch of Birmingham AL) 103 N West St 39817

Routing # 0611-0137-5 Tel 800-734-4667

BALL GROUND (Cherokee) Pop. 1,433 Regions Bank (Branch of Birmingham AL) 2995 Canton Hwy 30107

CBA Div 2 Routing # 0611-0137-5 Tel 800-734-4667

BARNESVILLE • (Lamar) Pop. 6,755 United Bank (Branch of Zebulon) 308 Thomaston St 30204 625 S Hwy 341 30204

CBA Div 4 Routing # 0611-0751-5 Tel 770-358-7211 Tel 770-358-7211

BARWICK (Brooks) Pop. 386

CBA Div 6

Barwick Banking Company State Commercial Bank 2020 E Main St, PO Box 7 31720-0007 Tel 229-735-3110 9-4; Fri 9-6; Cl Sat Transit # 64-1142-612 Return Items 229-735-3110 Routing # 0612-1142-7 FDIC Cert # 22205 Fed Wire Name: BARWICK BK Est. 1934 Fred C. Jones, Chm Bd-CEO-Compl/HR/Ln/ Marie T. Brasington, Wire Trans Off Mktg/Reg CC/Reg J/Wire Trans Off Directors: Fred C. Jones, Eugene Butler, Fred B. Jones, Zack Martin, Edwin Pope Net Loans $ 1,182,000 Cap $ 182,000 Cash & d fm b $ 6,571,000 Surplus $ 1,744,000 Securities $ 5,771,000 Undiv Prof $ (465,000) Fed Fds Sold $ 390,000 Deposits $ 12,561,000 Other Assets $ 114,000 Other Liab $ 6,000 Total Assets $ 14,028,000 Net Income $ (12,000) Correspondents: Pacific Coast Bankers’ B, San Francisco CA Memberships: ICBA, FDIC, Fed, GBA

Stay informed on the latest trends and updates in the community banking and financial services profession with the

CBA Today eNewsletter. To find out more, visit www.cbaofga.com/enewsletter---cba-today.html!


Georgia Financial Directory

100

BAXLEY • (Appling) Pop. 4,400

CBA Div 7

Community Bank of Georgia State Commercial Bank 700 W Parker St 31513 Tel 912-367-1221 8:30-5; Cl Sat FAX 912-367-5113 Transit # 64-2035-612 Return Items 912-367-1221 Routing # 0612-2035-3 FDIC Cert # 57579 Est. 2004 Web: www.communitybankga.com ATM Locations: 1 Member Community Bank of Georgia, Inc., Baxley Cary Long, Chm Bd Perry White, VP Kelly Stone, Pres-CEO Samantha Craven, Compl Off Randy Hicks, SVP-CFO-Compl Off Shea McNeal, Op Off Janine Hunter, VP-LO Dianne Medders, Wire Trans Off Directors: Cary Long, Buddy Cain, Mike Cleland, David Douglas, Bill Eason, Randy Hicks, Alex Johnson, Bobby Mathews, Eddie Rentz, James Rentz, Kelly Stone, Jeffrey Turner, Lamar Turner, Ronnie White Net Loans $ 97,451,000 Cap $ 2,822,000 Cash & d fm b $ 3,442,000 Surplus $ 2,872,000 Securities $ 10,173,000 Undiv Prof $ 6,946,000 Fed Fds Sold $ 24,417,000 Deposits $ 124,541,000 Other Assets $ 2,558,000 Other Liab $ 860,000 Total Assets $ 138,041,000 Net Income $ 1,727,000 Correspondents: BBVA Compass B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC, GBA FNB South (Branch of Alma) 198 W Parker St 31513 Manager, Marshall Anderson, SVP-LO

Routing # 0612-1286-6 Tel 912-367-0200

Pineland Bank (Branch of Alma) 72 E Parker St 31513 Manager, Robert (Lee) Lewis III, SVP

Routing # 0612-1196-4 Tel 912-367-3658

Renasant Bank (Branch of Tupelo MS) 198 E Parker St 31513

Routing # 0611-0427-5 Tel 912-367-7791

Truist Bank (Branch of Charlotte NC) 105 W Parker 31513

Routing # 0611-1341-5 Tel 912-785-0648

BELLVILLE (Evans) Pop. 123 The Claxton Bank (Branch of Claxton) Georgia Hwy 292 30414

CBA Div 7 Routing # 0612-1201-5 Tel 912-739-5603

BERKELEY LAKE (Gwinnett) Pop. 1,574 Ameris Bank (Branch of Atlanta) Fidelity Bank 4591 Peachtree Industrial Blvd 30092 Manager, Clint Pendley

BLACKSHEAR • (Pierce) Pop. 3,445 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 228 Main St 31516

CBA Div 3 Routing # 0611-0240-0 Tel 470-769-7737 FAX 770-447-9267

CBA Div 6 Routing # 0612-0783-9 Tel 912-449-6643 FAX 912-449-8454

Order your copy of the

2020 CBA Salary Survey free for participating member banks! www.cbaofga.com/salary-survey.html


Georgia Financial Directory

101

Primesouth Bank State Commercial Bank 3473 US Hwy 84, PO Box 919 31516 Tel 912-283-6685 9-4; Fri 9-5; Cl Sat FAX 912-490-1019 Transit # 64-0365-612 Return Items 912-283-6685 Routing # 0612-0365-5 FDIC Cert # 5694 Fed Wire Name: PRIMESOUTH BANK Est. 1891 Web: www.primesouth.com Member Jones Bancshares, L.P., Waycross Patrick Jones, Chm Bd Tony E. Crews, SVP-Sr Cre/LO Jim Walker, Pres-CEO Scott Curtis, SVP-IT Off Paul Kirtley, SVP-CFO Directors: Patrick Jones, James C. Jones Jr, James C. Jones III, Patrick Parker, John Rogers, Gordon Strother, W. Nick Taylor, Hugh Thompson, James A. Walker Jr, Jim Walker, Mark Williams Branch(es): Brunswick, Jesup, Saint Simons Island, Waycross Net Loans $ 548,599,000 Cap $ 962,000 Cash & d fm b $ 38,712,000 Surplus $ 60,552,000 Securities $ 70,832,000 Undiv Prof $ 16,671,000 Fed Fds Sold $ 1,776,000 Deposits $ 604,722,000 Other Assets $ 25,777,000 Other Liab $ 2,789,000 Total Assets $ 685,696,000 Net Income $ 9,443,000 Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, FDIC, FHLB, GBA

BLAIRSVILLE • (Union) Pop. 652

CBA Div 2

Bank OZK (Branch of Little Rock AR) 271 Hwy 515 W 30512

Routing # 0611-2095-8 Tel 706-400-3000

South State Bank (Branch of Columbia SC) 458 Hwy 515 E, Ste A 30512

Routing # 0612-0465-4 Tel 706-781-3166

Southern Bank & Trust (Branch of Clarkesville) 361 Blue Ridge St 30512

Routing # 0611-2062-8 Tel 706-745-5588

United Community Bank (Branch of Blairsville MN) 149 Bracketts Way 30512

Routing # 0611-1284-3 Tel 706-745-2231

United Community Bank State Commercial Bank 177 Hwy 515 E (30512), PO Box 398 30514-0398 Tel 706-745-2151 8:55-4:05; Fri 8:55-5:05; Sat 8:55-12:05 FAX 706-745-2515 Transit # 64-1284-611 Return Items 706-745-2151 Routing # 0611-1284-3 FDIC Cert # 16889 Fed Wire Name: UNITED COMM BK Est. 1950 Web: www.ucbi.com Member United Community Banks, Inc., Blairsville H. Lynn Harton, CEO Rob Edwards, C Cre Off Bill Gilbert, Commun B Pres Jefferson Harralson, CFO Rich Bradshaw, C B Off Brad Miller, Gen Cnsl-C Risk Off Directors: Robert H. Blalock, L. Cathy Cox, Kenneth L. Daniels, H. Lynn Harton, W. C. Nelson, Thomas A. Richlovsky, David Shaver, Jimmy C. Tallent, Tim Wallis, David Wilkins Net Loans $ 8,808,948,000 Cap $ 850,000 Cash & d fm b $ 514,430,000 Surplus $ 1,597,456,000 Securities $ 2,554,573,000 Undiv Prof $ 216,108,000 Other Assets $ 1,009,169,000 Deposits $ 10,930,164,000 Total Assets $ 12,887,120,000 Other Liab $ 142,542,000 Net Income $ 190,506,000 Memberships: CBA, ABA, BAI, ABA MN, FDIC, FHLB

Searching for a job candidate to hire? Have an opening on your staff you need to post? Visit CBA’s online Career Center! web.cbaofga.com/jobbank


Georgia Financial Directory

102

BLAKELY • (Early) Pop. 5,068

CBA Div 5

First State Bank of Blakely State Commercial Bank 2213 S Main St, PO Box 587 39823 8:30-4; Fri 8:30-5; Cl Sat Transit # 64-0293-612 Routing # 0612-0293-1 FDIC Cert # 15496 Fed Wire Name: ST BK BLAKELY Est. 1903 ATM Locations: 8

Tel 229-723-3711 FAX 229-723-4080 Return Items 229-723-3711

Web: www.fsbanks.com E-Mail: firststate@fsbanks.com

Member First State Bancshares of Blakely, Inc., Blakely Michael H. Bynum, Chm Bd William D. Lanford, Pres-CEO Kim Warren, VP-Sec

Lori Summerlin, CFO-Priv/BSA Off Cathy Evans, Op/Reg J/Wire Trans Off Tabitha White, Compl Off

Directors: Michael H. Bynum, Thomas Baxley, Samuel G. Bynum, Phil Clinkscales, James Hattaway, Nelson Hattaway, Alex Howell Jr, Marty Howard, William D. Lanford, Jimmy Loyless, Robert E. McLendon, Howard K. Morgan Jr, Ike Newberry, Harold Still Operations, William W. Hall; Finance & Accounting, Lori Summerlin; Chief Technology Officer, William H. Barnes; IT/Security Officer, Adam Rollins Branch(es): Albany, Arlington, Bainbridge, Colquitt, Donalsonville, Leesburg Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

354,016,000 69,883,000 62,933,000 24,188,000 511,019,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

651,000 24,391,000 53,156,000 397,082,000 31,411,000 4,329,000

Net Income

$

7,008,000

Correspondents: FHLB, Atlanta Memberships: CBA, ICBA, ABA, FDIC, Fed Georgia Community Bank (Branch of Dawson) 12144 Columbia Rd 39823 Manager, Heather Alderman

Routing # 0612-0117-8 Tel 229-723-3485

Branch Officers: Andy Smith, Mkt Pres

OneSouth Bank State Commercial Bank 12347 Columbia St, PO Box 527 39823-0527 Transit # 64-1200-612 Routing # 0612-1200-2 FDIC Cert # 15813 Fed Wire Name: BANK OF EARLY Est. 1941

Tel 229-723-3101 Return Items 229-723-3101 Employer ID # 58-0228950 Web: www.onesouthbank.com

Member One South Financial, Inc., Blakely J. Steve Singletary, Chm Bd Kim Davis Wilson, Pres-CEO J. Randall Griffin, EVP-C Cre OffMacon City Pres

Kathy Leibold, HR Off Becky Oliveros, Compl/BSA Off Connie Thompson, Op/IT Off

Directors: J. Steve Singletary, Dr. Garrett N. Bennett, Dr. Patricia M. Cleveland, D. Ronald Davis, Tommy Davis, R. D. Grist Jr, A. Guettler, James A. Hammack, William A. (Tony) Smith, Jack Watson, Kim Davis Wilson Branch(es): Dawson, Macon Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

106,473,000 26,113,000 862,000 5,000,000 7,950,000 146,398,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

150,000 9,800,000 5,565,000 126,648,000 4,235,000

Net Income

$

935,000

Memberships: CBA, FDIC, Fed, FHLB, GBA

BLUE RIDGE • (Fannin) Pop. 1,290

CBA Div 2

Bank OZK (Branch of Little Rock AR) 150 Orvin Lance Connector 30513

Routing # 0611-2095-8 Tel 706-258-4000

The Piedmont Bank (Branch of Norcross) 111 Collins Ave 30513

Routing # 0611-2085-1 Tel 770-246-0011

South State Bank (Branch of Columbia SC) 220 Orvin Lance Connector 30513

Routing # 0612-0465-4 Tel 706-632-8682


Georgia Financial Directory

103

Truist Bank (Branch of Charlotte NC) 3831 Appalachian Hwy 30513

Routing # 0611-1341-5 Tel 706-632-6554

United Community Bank (Branch of Blairsville MN) 4000 Appalachian Hwy 30513

Routing # 0611-1284-3 Tel 706-632-6000

5679 Appalachian Hwy 30513

Tel 706-632-6001

BOGART (Oconee) Pop. 1,034 Bank OZK (Branch of Little Rock AR) 1252 Virgil Langford Rd 30622 3990 Atlanta Hwy 30622 Oconee State Bank (Branch of Watkinsville) 2441 Monroe Hwy 30622 Manager, Kerrie Bramlett, AVP Synovus Bank (Branch of Columbus) 4000 Atlanta Hwy 30622

BONAIRE (Houston) Pop. 17,524

CBA Div 2 Routing # 0611-2095-8 Tel 706-548-1432 Tel 706-548-4002

Routing # 0611-1328-2 Tel 706-769-6611

Routing # 0611-0060-6 Tel 888-796-6887

CBA Div 5

SunMark Community Bank (Branch of Hawkinsville) 749 Hwy 96 31005 8:30-5; Fri 8:30-6; Cl Sat Manager, Mitchell Fowler, Comm LO

Routing # 0612-1281-1 Tel 478-988-0117 FAX 478-987-4295

BOSTON (Thomas) Pop. 1,315

CBA Div 5

Synovus Bank (Branch of Columbus) 124 W Jefferson St 31626

BOWDON (Carroll) Pop. 2,040

Routing # 0611-0060-6 Tel 888-796-6887

CBA Div 1

Synovus Bank (Branch of Columbus) 120 N Carroll St 30108

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 207 W College St 30108

Routing # 0611-1341-5 Tel 770-258-3306

BOWMAN (Elbert) Pop. 862 Pinnacle Bank (Branch of Elberton) 27 N Broad St 30624

BRASELTON (Jackson) Pop. 7,511

CBA Div 2 Routing # 0611-0129-4 Tel 706-245-5555

CBA Div 2

Bank OZK (Branch of Little Rock AR) 2085 Hwy 211 NW 30517

Routing # 0611-2095-8 Tel 678-963-0415

Northeast Georgia Bank (Branch of Lavonia) 5045 Hwy 53 30517

Routing # 0611-0303-0 Tel 706-654-2237

Pinnacle Bank (Branch of Elberton) 6322 Grand Hickory Dr 30517

Routing # 0611-0129-4 Tel 678-866-0100

Truist Bank (Branch of Charlotte NC) 2095 Hwy 211 NW 30517

Routing # 0611-1341-5 Tel 470-429-6200


Georgia Financial Directory

104

BREMEN (Haralson) Pop. 6,227

CBA Div 1

American Commerce Bank, N.A. National Commercial Bank 400 US Hwy 27 Bypass, PO Box 309 30110 Transit # 64-2045-611 Routing # 0611-2045-3 FDIC Cert # 57686 Fed Wire Name: AMERICAN COMM BK Est. 2004

Tel 770-537-2265 Return Items 770-537-2265

Web: www.americancommercebank.com

Member American Commerce Bancshares, Inc., Bremen David D. Colburn, Chm Bd David Tate, Pres-CEO Bob Koncerak, EVP-CFO-COO Kevin Thrash, EVP-Comm Cre Off-LO

Jeff Bush, SVP-Comm LO Angelia Alred, VP-Op Off Trudy D. Eller, VP-HR Off-Corp Sec

Directors: David D. Colburn, Raymond Burrell, Larry Matthews, J. William Richardson, John Steele, David Tate, Steven Winn Branch(es): Johns Creek Net Loans Cash & d fm b Other Assets Total Assets

$ $ $ $

291,304,000 56,174,000 8,036,000 355,514,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

20,367,000 26,163,000 (5,047,000) 294,506,000 19,525,000

Net Income

$

4,634,000

Correspondents: FHLB, Atlanta; Independent Bankers’ B, Lake Mary FL Memberships: CBA Bank OZK (Branch of Little Rock AR) 900 Atlantic Ave 30110

Routing # 0611-2095-8 Tel 770-537-7000

Synovus Bank (Branch of Columbus) 215 Alabama Ave S 30110

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 501 Alabama Ave S 30110

Routing # 0611-1341-5 Tel 770-537-4844

BROOKHAVEN (DeKalb) Pop. 54,145 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Skye Hill Branch 3300 Clairmont Rd NE, Ste C 30329-1096

BROOKLET (Bulloch) Pop. 1,395 Morris Bank (Branch of Dublin) Farmers & Merchants Bank 29 N Parker Ave 30415 Manager, Lisa Hodges, AVP

BROXTON (Coffee) Pop. 1,189 Colony Bank (Branch of Fitzgerald) 103 Alabama St 31519

BRUNSWICK • (Glynn) Pop. 15,383

CBA Div 3 Routing # 0610-9238-7 Tel 404-633-2247

CBA Div 7 Routing # 0612-1268-8 Tel 912-489-2600 FAX 912-842-9433

CBA Div 6 Routing # 0612-0267-2 Tel 912-359-2351

CBA Div 7

Ameris Bank (Branch of Atlanta) 3440 Cypress Mill Rd 31520

Routing # 0612-0175-4 Tel 912-267-9500

Bank of America, N.A. (Branch of Charlotte NC) 167 Altama Connector 31525

Routing # 0610-0005-2 Tel 912-264-0972

Bank OZK (Branch of Little Rock AR) 3344 Cypress Mill Rd 31520

Routing # 0611-2095-8 Tel 912-264-1339


Georgia Financial Directory

105

First Chatham Bank (Branch of Savannah) 550 Glynn Isle 31525 Manager, Ellis Tucker

Routing # 0612-2013-3 Tel 912-554-2265

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 103 Scranton Connector 31525

Routing # 0612-0783-9 Tel 912-279-2300 FAX 912-279-2110

Primesouth Bank (Branch of Blackshear) Atlantic National Bank 710 Gloucester St, Ste 7044 31520 Manager, Robin Prosser

Routing # 0612-0365-5 Tel 912-265-1710

101 Hyde Park Commons 31523 Manager, Bobbie Blount

Tel 912-264-3301

128 Altama Connector 31525 Manager, Susan Harden

Tel 912-265-1176

South Coast Bank & Trust State Commercial Bank 1500 Newcastle St 31520 Tel 912-264-8887 9-5; Cl Sat FAX 912-264-8827 Transit # 64-2131-612 Return Items 912-264-8887 Routing # 0612-2131-0 FDIC Cert # 16283 Fed Wire Name: SOUTH COAST B&T Est. 1934 Web: www.southcoastbankandtrust.com ATM Locations: 4 Member WB&T Bankshares, Inc., Waycross Jackson (Jack) C. Kilgore, Chm Bd J. Al McKinnon, Pres-CEO Joe Applegate, VP

Linda V. Butler, VP Jarrett Graham, AVP Felicia Salter, Br Mgr

Directors: Jackson (Jack) C. Kilgore, William F. Brunson Jr, Thomas E. Bryan Jr, Brad Butler, Ansel P. Clark, Lewayne Dalton, Dr. Mitchell T. Jones, Richard K. Strickland, Robbie Turner, William F. Varn Jr Branch(es): Saint Simons Island Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

118,655,000 10,544,000 10,343,000 5,901,000 145,443,000

Cap Surplus Undiv Prof Deposits Other Liab Net Income

$ $ $ $ $ $

103,000 11,822,000 2,439,000 125,990,000 5,089,000 1,602,000

Memberships: CBA, FDIC, Fed Southeastern Bank (Branch of Darien) 15 Trade St 31525

Routing # 0612-0584-4 Tel 912-264-3307

Synovus Bank (Branch of Columbus) 255 Scranton Connector 31525

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 700 Gloucester St, Ste 101 31520

Routing # 0611-1341-5 Tel 912-602-6894

86 Golden Isles Plaza 31520

Tel 912-580-3250

800 Glynn Isle 31525

Tel 912-261-4405

United Community Bank (Branch of Blairsville MN) 109 Scranton Connector 31521 2001 Commercial Dr S 31525 Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1505 Newcastle St 31520

BUCHANAN • (Haralson) Pop. 1,104 Bank OZK (Branch of Little Rock AR) 3559 Business 27 30113

Routing # 0611-1284-3 Tel 912-262-0936 Tel 912-262-1500

Routing # 0610-0022-7 Tel 912-264-1730

CBA Div 1 Routing # 0611-2095-8 Tel 770-646-6000


106

Georgia Financial Directory

BUENA VISTA • (Marion) Pop. 2,173

CBA Div 5

Ameris Bank (Branch of Atlanta) 114 W 6th Ave 31803

Routing # 0612-0175-4 Tel 229-649-4600

The Peoples Bank of Georgia (Branch of Talbotton) 103 N Broad St 31803

Routing # 0611-0392-0 Tel 229-649-9220

BUFORD (Gwinnett) Pop. 12,225 Bank of America, N.A. (Branch of Charlotte NC) 1500 Buford Hwy NE 30518

CBA Div 3 Routing # 0610-0005-2 Tel 770-945-9536

1900 Mall of Georgia Blvd 30519

Tel 770-932-7150

Bank OZK (Branch of Little Rock AR) 3350 Buford Dr, Ste A100 30519

Routing # 0611-2095-8 Tel 470-422-1040

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 2715 Hamilton Mill Rd 30519

Routing # 0531-0030-0 Tel 770-271-2715

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Buford and 985 Branch 3789 Buford Dr 30519-4904

Routing # 0610-9238-7 Tel 678-482-7898

Peoples Bank & Trust State Commercial Bank 1899 Buford Hwy 30518 Tel 770-932-1900 9-4; Fri 9-5; Sat 9-12 FAX 678-564-0324 Transit # 64-0315-611 Return Items 770-932-1900 Routing # 0611-0315-3 FDIC Cert # 25795 Fed Wire Name: PEOPLES BK & TR Est. 1984 Web: www.peoplesbanktrust.com ATM Locations: 1 Member Peoples Banktrust, Inc., Buford Douglas Nichols, Pres-CEO Wanda Brown, VP-Compl/Reg CC Off Adam Allison, EVP-CFO Heidi M. Davis, VP-HR Off Jan Wells, EVP-COO Melinda Owens, VP-Reg J/Wire Trans Off Ted A. Williams, EVP-CLO Ann Wilson, VP-LO Todd Adams, VP-LO Kimberly Franklin, B Off-LO Directors: Phillip Beard, Robert Bowman, Larry Cheek, F. Wayne Hill, Garrett Reed Net Loans $ 159,404,000 Cap $ 14,488,000 Cash & d fm b $ 43,522,000 Surplus $ 18,605,000 Securities $ 117,194,000 Undiv Prof $ 3,167,000 Other Assets $ 17,137,000 Deposits $ 299,378,000 Total Assets $ 337,257,000 Other Liab $ 1,619,000 Net Income $ 3,341,000 Correspondents: Federal Reserve B, FHLB, Atlanta; FHN Financial, Memphis TN Memberships: CBA, ICBA, ABA, FDIC Renasant Bank (Branch of Tupelo MS) 2255 Buford Hwy 30518

Routing # 0611-0427-5 Tel 770-963-9224

Synovus Bank (Branch of Columbus) 4465 Nelson Brogdon Blvd 30518

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 4394 Buford Dr 30518

Routing # 0611-1341-5 Tel 770-945-1230

4890 Golden Pkwy 30518

Tel 678-804-5430

4920 Lanier Islands Pkwy 30518

Tel 770-904-0110

3400 Buford Dr 30519

Tel 470-202-7330

3795 Buford Dr 30519

Tel 678-745-9669

United Community Bank (Branch of Blairsville MN) 4356 S Lee St 30518

Routing # 0611-1284-3 Tel 770-945-6120


Georgia Financial Directory Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3275 Buford Dr 30519

107 Routing # 0610-0022-7 Tel 770-831-2960

BUTLER • (Taylor) Pop. 1,972

CBA Div 5

Ameris Bank (Branch of Atlanta) 97 S Broad St 31006

Routing # 0612-0175-4 Tel 478-862-3062

Truist Bank (Branch of Charlotte NC) 37 S Broad St 31006

Routing # 0611-1341-5 Tel 478-862-5411

BYRON (Peach) Pop. 4,512 SunMark Community Bank (Branch of Hawkinsville) 202 W White Rd 31008 9-5; Cl Sat Manager, Lisa Martin

CBA Div 5 Routing # 0612-1281-1 Tel 478-200-5898 FAX 478-200-5895

Synovus Bank (Branch of Columbus) 101 GA Hwy 49 N 31008

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 102 Hwy 49 S 31008

Routing # 0611-1341-5 Tel 478-956-4300

CADWELL (Laurens) Pop. 528 Farmers State Bank (Branch of Dublin) 993 Burch St 31009

CBA Div 7 Routing # 0612-1119-7 Tel 478-689-4303

CAIRO • (Grady) Pop. 9,607

CBA Div 5

Ameris Bank (Branch of Atlanta) 201 S Broad St 39828

Routing # 0612-0175-4 Tel 229-377-1110

Bank OZK (Branch of Little Rock AR) 802 N Broad St 39828

Routing # 0611-2095-8 Tel 229-377-1230

Capital City Bank (Branch of Tallahassee FL) 397 US 84 E 39828 420 N Broad St 39828

Routing # 0631-0068-8 Tel 229-377-3003 Tel 229-377-3002

First National Bank of Decatur County (Branch of Bainbridge) 600 N Broad St 39828

Routing # 0612-2041-8 Tel 229-377-3543

Do you know a community banker who will reach the milestone of 30, 40 or 50 years of banking experience this year and has a proven record in excellent community involvement? If so, please contact Lindsay Greene or call the CBA office at 770-541-4490 so they can be considered for a

Lifetime Service Award!


Georgia Financial Directory

108 CAIRO — Continued

United National Bank National Commercial Bank 722 N Broad St, PO Box 150 39828 8:30-4; Fri 8:30-6; Cl Sat Transit # 64-1989-612 Routing # 0612-1989-8 FDIC Cert # 35427 Fed Wire Name: UNITED NATL BANK Est. 2000 ATM Locations: 1

Tel 229-377-7200 FAX 229-377-6006 Return Items 229-377-7200

Web: www.unbonline.com E-Mail: postmaster@unbonline.com

Charles M. Stafford, Chm Bd R. Todd Harrell, VP-SLO Michael L. Chastain, Pres-CEO Linda D. Johnson, VP-Sr IT/Mktg Off Jane P. Trulock, SVP-CFO Matthew McCaskill, VP-LO Susan M. Braswell, VP-Mtg LO Directors: Charles M. Stafford, J. Kevin Chason, Michael L. Chastain, Randy Holton, J. Richard Porter III, Wyman H. Richter Jr, Thomas A. Rosser, Celeste Chason Tyler Marketing, Linda D. Johnson; Chief Lending Officer, R. Todd Harrell; Finance & Accounting, Jane P. Trulock; IT/Security Officer, Linda D. Johnson; Agriculture, R. Todd Harrell Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

187,884,000 7,690,000 13,372,000 7,545,000 216,491,000

Cap Surplus Undiv Prof Deposits Other Liab Net Income Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA, ABA, FDIC, Fed

$ $ $ $ $ $

4,024,000 4,558,000 23,542,000 175,887,000 8,480,000 3,139,000

CALHOUN • (Gordon) Pop. 15,650

CBA Div 1

Bank OZK (Branch of Little Rock AR) 150 WC Bryant Pkwy 30701

Routing # 0611-2095-8 Tel 706-624-9930

Century Bank of Georgia (Branch of Cartersville) 415 W Belmont Dr 30701

Routing # 0611-1980-4 Tel 706-602-0871

First Bank (Branch of Dalton) 197 WC Bryant Pkwy 30701

Routing # 0611-0487-7 Tel 706-629-1500

First National Community Bank (Branch of Chatsworth) 1300 Lovers Ln Rd 30701

Routing # 0611-0259-4 Tel 706-307-7066

Greater Community Bank (Branch of Rome) 305 W Belmont Dr 30701

Routing # 0611-0488-0 Tel 706-629-1700 FAX 706-629-1701

North Georgia National Bank National Commercial Bank 350 W Belmont Dr, PO Box 965 30701 9-4, Cl Sat Transit # 64-1964-611 Routing # 0611-1964-2 FDIC Cert # 34662 Fed Wire Name: NORTH GA NATL BK Est. 1999 ATM Locations: 4

Tel 706-629-6499 FAX 706-629-7795 Return Items 706-629-6499

Web: www.ngnb.net

Member North Georgia Community Financial Partners Inc., Calhoun Lesa Downey, EVP/C Cre Off Mike Smith, SVP-LO Rita Lacey, VP-LO Joyce Blackstock, Wire Trans Off

Tammy Carter, Compl Off Kim Mitchell, BSA/Sys Admin Off Amanda Ruddell, LO

Directors: Thomas Kinnamon Chief Lending Officer, Lesa Downey City Branch(es): 406 Court St 30701

Tel 706-625-1770

100 Red Bud Rd 30703 Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

Tel 706-624-3500 73,885,000 18,181,000 34,322,000 8,019,000 134,407,000

Memberships: CBA, ABA, FHLB, GBA, FDIC, Fed

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab Net Income

$ $ $ $ $ $ $

4,515,000 7,863,000 2,678,000 114,935,000 1,005,000 3,411,000 634,000


Georgia Financial Directory

109

Regions Bank (Branch of Birmingham AL) 208 N Wall St 30701

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 135 WC Bryant Pkwy 30701 940 N Wall St NW 30703

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 219 N Piedmont St 30701 409 Hwy 53 E 30701

Routing # 0611-1341-5 Tel 706-307-7077 Tel 706-629-1559

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 315 S Wall St 30701

Routing # 0610-0022-7 Tel 706-625-6700

CAMILLA • (Mitchell) Pop. 5,054

CBA Div 5

Bank of Camilla State Commercial Bank 50 E Broad St, PO Box 111 31730-0111 Tel 229-336-5225 Transit # 64-0294-612 FAX 229-336-0479 Routing # 0612-0294-4 Return Items 229-336-5225 FDIC Cert # 17190 Fed Wire Name: BANK OF CAMILLA Est. 1890 Web: www.bankofcamilla.net Member Camilla Bancshares, Camilla Ray T. Muggridge III, Chm Bd-Pres-CEOJoseph C. McGalliard, AVP Mktg Dir James I. McKenzie III, AVP-LO David E. Wright, V Chm Bd-EVP-HR Off Kristy Suber, Compl Off Warren H. Marchant Jr, VP-CFO-Op/Comp Martha Jane Bullard, B Off Info/Reg CC/Wire Trans Off Johnnie J. Irvin, Int Aud-Info Sec/BSA Off Michael McGahee, VP-LO Directors: Ray T. Muggridge III, David E. Wright, James L. Joiner IV, Melanie M. Kemp, E. Butler McDonald, Donald E. Shirah, Janet B. Stallings, Lanair Worsham Branch(es): Pelham Net Loans $ 57,572,000 Cap $ 200,000 Cash & d fm b $ 11,889,000 Surplus $ 5,200,000 Securities $ 33,880,000 Undiv Prof $ 12,197,000 Other Assets $ 6,276,000 Deposits $ 89,253,000 Total Assets $ 109,617,000 Other Liab $ 2,767,000 Net Income $ 1,091,000 Correspondents: Atlantic Capital B, Federal Reserve B, FHLB, State B & Tr Co, Atlanta; BBVA Compass B, ServisFirst B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC, Fed, FHLB, GBA Family Bank (Branch of Pelham) 152 E Broad St 31730 Manager, Marty Green, SVP

Routing # 2612-7067-9 Tel 229-336-7821 FAX 229-336-7136

Planters and Citizens Bank State Commercial Bank 21 N Harney St, PO Box 449 31730 Tel 229-336-5271 9-4; Fri 9-5; Cl Sat FAX 229-336-7930 Transit # 64-0295-612 Return Items 229-336-5271 Routing # 0612-0295-7 FDIC Cert # 10072 Fed Wire Name: PLANTERS & CITIZEN Est. 1913 Web: www.pcbank.net ATM Locations: 2 Member P&C Bank Shares, Inc., Camilla E. J. Vann IV, Chm Bd Martha Brown, CFO-Corp Sec Susan V. Keigans, Pres-CEO Charlotte Kirbo, CRO Keith Anthony, SVP-CLO Vance Green, LO Beverly Carr, VP-Ln Op Off Brooke Howell, Dep Op Off David Sullivan, VP-LO Directors: E. J. Vann IV, M. Miley Adams, David Cooper II, Laura S. Vann, Susan Vann Moss Net Loans $ 39,742,000 Cap $ 250,000 Cash & d fm b $ 18,645,000 Surplus $ 5,750,000 Securities $ 38,524,000 Undiv Prof $ 6,130,000 Fed Fds Sold $ 1,831,000 Deposits $ 88,690,000 Other Assets $ 2,279,000 Other Liab $ 201,000 Total Assets $ 101,021,000 Net Income $ 632,000 Correspondents: Atlantic Capital B, Atlanta; Synovus B, Columbus OH; Truist B, Charlotte NC; FHLB, Atlanta; ServisFirst B, Birmingham AL; Quantum N B, Suwanee Memberships: ABA, BAI, FDIC, FHLB, GBA


110

Georgia Financial Directory

CANTON • (Cherokee) Pop. 22,958 Ameris Bank (Branch of Atlanta) 1275 Riverstone Pkwy 30114 3595 Marietta Hwy 30114

CBA Div 2 Routing # 0612-0175-4 Tel 770-479-3400 FAX 770-720-6923 Tel 770-345-7500 FAX 770-345-7501

Bank of America, N.A. (Branch of Charlotte NC) 1425 Riverstone Pkwy 30114

Routing # 0610-0005-2 Tel 678-880-4640

Bank OZK (Branch of Little Rock AR) 134 Keith Dr 30114

Routing # 0611-2095-8 Tel 770-720-9000

The Citizens Bank of Georgia (Branch of Cumming) 11950 Cumming Hwy 30115

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Riverstone Plaza Branch 1453 Riverstone Pkwy, Ste 100 30114-5602 Hickory Flat and Hickory Branch 6782 Hickory Flat Hwy 30115-9224

Routing # 0611-0492-9 Tel 678-947-4866 FAX 678-947-4865

Routing # 0610-9238-7 Tel 678-493-3580 Tel 770-479-0197

Regions Bank (Branch of Birmingham AL) 1417 Riverstone Pkwy 30114 2653 Marietta Hwy 30114

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 145 Reinhardt College Pkwy 30114

Routing # 0611-0427-5 Tel 678-454-2465

South State Bank (Branch of Columbia SC) 1925 Marietta Hwy 30114

Routing # 0612-0465-4 Tel 770-479-2111

Synovus Bank (Branch of Columbus) 300 E Main St 30114

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 152 Prominence Point Pkwy 30114 1628 Cumming Hwy 30115

Routing # 0611-1341-5 Tel 770-345-4477 Tel 770-224-7167

United Community Bank (Branch of Blairsville MN) 2215 Riverstone Blvd 30114 3781 Sixes Rd 30114

Routing # 0611-1284-3 Tel 770-479-6700 Tel 770-704-4949

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 140 Prominence Point Pkwy 30114 1413 Riverstone Pkwy 30114 3765 Sixes Rd 30114 12416 Cumming Hwy 30115 6145 Hickory Flat Hwy 30115

Routing # 0610-0022-7 Tel 678-493-5811 Tel 770-720-8743 Tel 678-493-8966 Tel 770-781-2350 Tel 678-493-8690

CARNESVILLE • (Franklin) Pop. 577

CBA Div 2

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 9654 Lavonia Rd 30521

Routing # 0611-9184-8 Tel 706-384-4545

Northeast Georgia Bank (Branch of Lavonia) 9535 Lavonia Rd 30521

Routing # 0611-0303-0 Tel 706-384-4588


Georgia Financial Directory

111

CARROLLTON • (Carroll) Pop. 24,388

CBA Div 1

Bank of America, N.A. (Branch of Charlotte NC) 600 Maple St 30117

Routing # 0610-0005-2 Tel 770-832-9662

Bank OZK (Branch of Little Rock AR) 100 Tom Reeve Dr 30117 201 Maple St 30117

Routing # 0611-2095-8 Tel 770-830-1233 Tel 770-832-3557

CenterState Bank, N.A. (Branch of Winter Haven FL) 820 Dixie St 30117

Routing # 0631-1403-0 Tel 770-834-6800

Regions Bank (Branch of Birmingham AL) 777 S Park St 30117

Routing # 0611-0137-5 Tel 800-734-4667

Southern States Bank (Branch of Anniston AL) 905 Maple St 30117

Routing # 0622-0662-2 Tel 678-839-5901

Synovus Bank (Branch of Columbus) 609 Bankhead Ave 30117 810 Southpark St 30117

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 110 Dixie St 30117 1371 S Park St 30117

Routing # 0611-1341-5 Tel 770-834-1071 Tel 678-664-3394

United Community Bank (Branch of Blairsville MN) 119 Maple St 30117

Routing # 0611-1284-3 Tel 770-838-9608

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 848 Bankhead Hwy 30117

Routing # 0610-0022-7 Tel 770-834-2265

CARTERSVILLE • (Bartow) Pop. 19,731 Ameris Bank (Branch of Atlanta) 301 E Church St 30120 922 Joe Frank Harris Pkwy SE 30120

CBA Div 1 Routing # 0612-0175-4 Tel 770-382-4223 FAX 770-387-8461 Tel 770-386-8828 FAX 770-387-8479

Bank of America, N.A. (Branch of Charlotte NC) 829 Joe Frank Harris Pkwy SE 30120

Routing # 0610-0005-2 Tel 770-387-1603

Bank OZK (Branch of Little Rock AR) 601 Henderson Dr 30120 950 Joe Frank Harris Pkwy SE 30120

Routing # 0611-2095-8 Tel 770-386-7300 Tel 770-606-0555

To keep up to date on CBA members, education programs, industry trends, association events including conventions, financial products and services check out the

Georgia Communities First Magazine https://www.cbaofga.com/ georgia-communities-first-magazine.html


Georgia Financial Directory

112

CARTERSVILLE — Continued

Century Bank of Georgia State Commercial Bank 215 E Main St, PO Box 580 30120 Tel 770-387-1922 Transit # 64-1980-611 FAX 770-387-9161 Routing # 0611-1980-4 Return Items 770-387-1922 FDIC Cert # 35236 Fed Wire Name: CENTURY BK GEORGIA Est. 2000 Web: www.centurybanknet.com Member CBB Bancorp, Cartersville Dwain Montgomery, Chm Bd Richard E. Drews Jr, CEO David H. Caswell, Pres-COO-LO William P. Taylor, SVP-CFO Angela Hammond, VP-LO Rick Kollhoff, VP-LO Carson L. McCrary, VP-LO-Sec Mtg Mkt Off

Wayne Moore, VP-Bus Dev Off Tamera Ray, VP-Ln Op/Compl Off Jay Slaughter, VP-LO Janet Tinney, VP-Cons LO Tamara Knight, AVP-IT/BSA Off Amanda Rice, AVP-Cust Exp Off Larry D. Pogue, Sec

Directors: Dwain Montgomery, David H. Caswell, Richard E. Drews Jr, Danny Gilreath, Thomas C. Lewis, John T. Perry, Larry Pogue Branch(es): Calhoun, Rockmart Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

104,359,000 42,549,000 40,921,000 13,545,000 201,374,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,950,000 8,707,000 8,165,000 179,579,000 973,000

Net Income

$

2,867,000

Correspondents: First N Bankers’ B, Birmingham AL Memberships: ICBA, FDIC, FHLB, GBA

First National Community Bank (Branch of Chatsworth) 325 Cherokee Pl 30121

Routing # 0611-0259-4 Tel 770-382-1777

Greater Community Bank (Branch of Rome) 32 W Main St 30120

Routing # 0611-0488-0 Tel 470-348-4200

Regions Bank (Branch of Birmingham AL) 620 E Main St 30121

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 420 Old Mill Rd 30120

Routing # 0611-0427-5 Tel 678-721-1415

880 Joe Frank Harris Pkwy 30120

Tel 678-721-5198

Synovus Bank (Branch of Columbus) 323 E Church St 30120

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 313 E Cherokee St 30120

Routing # 0611-1341-5 Tel 770-386-1900

314 E Main St 30120

Tel 770-386-1900

515 E Main St 30121

Tel 678-719-3334

United Community Bank (Branch of Blairsville MN) 1320 Joe Frank Harris Pkwy 30120

Routing # 0611-1284-3 Tel 770-607-8004

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 499 E Main St 30121

Routing # 0610-0022-7 Tel 770-387-3101

CAVE SPRING (Floyd) Pop. 1,200 United Community Bank (Branch of Blairsville MN) 15 Cedartown St 30124

CBA Div 1 Routing # 0611-1284-3 Tel 706-777-3367


Georgia Financial Directory

113

CEDARTOWN • (Polk) Pop. 9,750 Regions Bank (Branch of Birmingham AL) 120 N Main St 30125 SouthCrest Bank, N.A. (Branch of Atlanta) 967 N Main St 30125 Manager, Jennifer Hunter Truist Bank (Branch of Charlotte NC) 632 N Main St 30125

CBA Div 1 Routing # 0611-0137-5 Tel 800-734-4667

Routing # 0611-0192-2 Tel 855-972-2265

Routing # 0611-1341-5 Tel 470-999-3013

CENTERVILLE (Houston) Pop. 7,148

CBA Div 5

Bank of America, N.A. (Branch of Charlotte NC) 2770 Watson Blvd 31028

Routing # 0610-0005-2 Tel 478-953-3500

Colony Bank (Branch of Fitzgerald) 200 Gunn Rd 31028

Routing # 0612-0267-2 Tel 478-953-1010

CHAMBLEE (DeKalb) Pop. 9,892

CBA Div 3

Bank of America, N.A. (Branch of Charlotte NC) 5001 Buford Hwy 30341 5442 Peachtree Blvd 30341

Routing # 0610-0005-2 Tel 770-452-2145 Tel 770-452-2270

East West Bank (Branch of Pasadena CA) 3490 Shallowford Rd, Ste 100 30341

Routing # 0611-0389-4 Tel 770-455-1772

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) 5000 Peachtree Blvd 30341-2720

Routing # 0610-9238-7 Tel 770-457-1182

The Piedmont Bank (Branch of Norcross) 5070 Peachtree Blvd, Ste B-110 30341

Routing # 0611-2085-1 Tel 770-351-6303

PromiseOne Bank (Branch of Duluth) 5038 Buford Hwy, Ste B 30341 9-4:30; Fri 9-5:30; Cl Sat

Routing # 0611-2118-0 Tel 678-892-7030 FAX 678-892-7039

Truist Bank (Branch of Charlotte NC) 3603 Chamblee Tucker Rd 30341 5370 Peachtree Industrial Blvd 30341

Routing # 0611-1341-5 Tel 770-325-9846 Tel 770-666-9021

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3601 Chamblee Tucker Rd 30341 5425 Peachtree Blvd 30341

Routing # 0610-0022-7 Tel 404-865-5400 Tel 770-986-1860

Banker Regulatory Forum: Open dialogue between Georgia’s Community Bankers and the regulators. For more information and upcoming dates go to: www.cbaofga.com/banker-regulatory-forum.html


114

Georgia Financial Directory

CHATSWORTH • (Murray) Pop. 4,299 Bank OZK (Branch of Little Rock AR) 1006 G I Maddox Pkwy 30705

CBA Div 1 Routing # 0611-2095-8 Tel 706-686-1600

First National Community Bank National Commercial Bank 701 N 3rd Ave, PO Box 889 30705 Tel 706-695-9646 9-4; Sat 9-12 FAX 706-695-1513 Transit # 64-0259-611 Return Items 706-695-9646 Routing # 0611-0259-4 FDIC Cert # 22092 Fed Wire Name: FIRST NATL COMM BK Est. 1975 Web: www.fncbank.com Member First Chatsworth Bankshares, Inc., Chatsworth John H. Waters, Chm Bd Julia Baggett, VP-Cons LO Laurice Tatum, Pres-CEO Dan Davis, VP-Comm Rel Mgr Brian Abercrombie, EVP-CFO Harland Ellis, VP-Comm LO Gary Middleton, SVP-Dalton Mkt Pres Terry Shepherd, VP-OREO Off-Sec Mgr Brad Ramsey, SVP-Sr Cre Anyl Ian Tankersley, VP-Compl Off Eric Shields, SVP-Sr Cre Off Marla Zuspan, VP-Mtg Dept Mgr Ralph Smith, SVP-SLO Directors: John H. Waters, Brian Abercrombie, Lamar Dunn, J. Roland Harbin, Joey Lents, Mona Linder, Jerry Petty, Laurice Tatum, Stacy D. Tomblin Branch(es): Adairsville, Calhoun, Cartersville, Dalton, Eton Net Loans $ 196,261,000 Cap $ 500,000 Cash & d fm b $ 52,205,000 Surplus $ 26,968,000 Securities $ 19,238,000 Undiv Prof $ 7,251,000 Other Assets $ 18,218,000 Deposits $ 250,345,000 Total Assets $ 285,922,000 Other Liab $ 858,000 Net Income $ 1,550,000 Correspondents: Federal Reserve B, FHLB, Atlanta; CenterState B NA, Winter Haven FL; Truist B, Charlotte NC Memberships: CBA, ICBA, BAI, FDIC, Fed, FHLB, GBA Regions Bank (Branch of Birmingham AL) 801 N 3rd Ave 30705

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 211 S 3rd Ave 30705

Routing # 0611-0060-6 Tel 888-796-6887

CHICKAMAUGA (Walker) Pop. 3,101 FNB Bank (Branch of Scottsboro AL) 13309 N Hwy 27 30707 SouthCrest Bank, N.A. (Branch of Atlanta) 12691 N Hwy 27 30707 Manager, Harry Kythas

CLARKESVILLE • (Habersham) Pop. 1,733

CBA Div 1 Routing # 0611-0110-0 Tel 706-956-7057

Routing # 0611-0192-2 Tel 855-972-2265

CBA Div 2

Regions Bank (Branch of Birmingham AL) 1210 Washington St 30523

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 949 Washington St 30523

Routing # 0612-0465-4 Tel 706-754-2265

Southern Bank & Trust (Bank plans to merge with Pinnacle Bank, Elberton) State Commercial Bank 111 Southern Bank Dr, PO Box 2080 30523-0035 Tel 706-754-0001 Transit # 64-2062-611 FAX 706-754-0097 Routing # 0611-2062-8 Return Items 706-754-0001 FDIC Cert # 58143 Fed Wire Name: SOUTHERN BK & TR Est. 2005 Web: www.southernbankandtrust.com ATM Locations: 2 Member SBT Bancorp, Inc., Clarkesville


Georgia Financial Directory

115

Southern Bank & Trust — Continued Michael Hill, Chm Bd Tony Collins, Pres-CEO Sidney Roland III, SVP-LO Darrin Sparks, SVP Brenda Speed, SVP-HR/Mktg Off William Stone, SVP

Will Wade, SVP Mike Kelly, VP-LO Tammie Gerrin, AVP-Op/Wire Trans Off Deanna Mote, CFO Cliff Brown, SLO

Directors: Michael Hill Branch(es): Blairsville, Dahlonega Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

180,021,000 19,352,000 20,012,000 11,264,000 230,649,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

4,750,000 8,865,000 6,823,000 204,415,000 5,796,000

Net Income

$

2,773,000

Correspondents: AloStar B of Commerce, BBVA Compass B, ServisFirst B, Birmingham AL; CenterState B NA, Winter Haven FL; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, ABA, FDIC, FHLB, GBA United Community Bank (Branch of Blairsville MN) 468 W Louise St 30523

Routing # 0611-1284-3 Tel 706-754-2233

CLAXTON • (Evans) Pop. 2,746

CBA Div 7

The Claxton Bank State Commercial Bank 121 W Main St, PO Box 247 30417 Transit # 64-1201-612 Routing # 0612-1201-5 FDIC Cert # 15826 Fed Wire Name: CLAXTON BANK GA Est. 1941

Tel 912-739-5600 FAX 912-739-3313 Return Items 912-739-5600 Web: www.theclaxtonbank.com

Member Southern Bankshares, Inc., Claxton Philip G. Williams, Pres-CEO James M. Durrence II, SVP-SLO Val Holton, VP-CFO Kay Blocker-Sands, VP-LO Carri Self, VP-Op Off

Donna M. NeSmith, AVP-Dep Op Mgr Michelle Smith, AVP-Ln Op Mgr Surrina Freeman, Square Br Mgr Byron Nelson, Cons LO Troy Poulin, Tech Off

Directors: W. G. Boney, C. Wayne Collins, Emmett O. Daniel, C. Jerry Lane, Keith E. Miller, Mid Parker, Paul Parker, W. Dale Parker, Aubrey Strickland, Tommy Strickland, Marshall Thigpen, Philip G. Williams City Branch(es): 400 N Duvall St 30417

Tel 912-739-5602

Other Branch(es): Bellville Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

72,047,000 8,940,000 28,002,000 519,000 4,663,000 114,171,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

600,000 6,819,000 6,140,000 98,802,000 1,810,000

Net Income

$

1,310,000

Memberships: CBA, ICBA, ABA MN, FDIC, FHLB, GBA Glennville Bank (Branch of Glennville) Tippins Bank 101 N Duval St 30417 Manager, Ellis (Marky) Waters, Mkt Pres Tippins Bank 15 W Main St 30417 South Georgia Bank (Branch of Glennville) 321 N Duval St 30417

CLAYTON • (Rabun) Pop. 2,047

Routing # 0612-0468-3 Tel 912-739-1621 FAX 912-739-4300 Tel 912-739-1621

Routing # 2612-9124-7 Tel 912-739-0400

CBA Div 2

First American Bank and Trust Company (Branch of Athens) 550 US 441 30525

Routing # 0611-1125-5 Tel 706-782-3232

Oconee Federal Savings and Loan Association (Branch of Seneca SC) 221 Hwy 76 E 30525

Routing # 2532-7241-0 Tel 706-782-3738


Georgia Financial Directory

116 CLAYTON — Continued

Rabun County Bank State Commercial Bank 121 Rickman St, PO Box 845 30525 9-5; Fri 9-5:30; Sat 9-12 Transit # 64-0266-611 Routing # 0611-0266-2 FDIC Cert # 22138 Fed Wire Name: RABUN CTY BK Est. 1975 ATM Locations: 3

Tel 706-782-4571 FAX 706-782-9208 Return Items 706-782-4571

Web: www.rabuncountybank.com

Member Liberty Bancorp of Georgia, Inc., Clayton Johnny M. Irvin, Chm Bd-CEO Greg W. Funkhouser, Pres-COO-LO Yong Kim, EVP-CFO Gary E. Keller, EVP-LO Claude Dillard, SVP-LO Michael Duncan, SVP-LO Sandra Thurmond, SVP-Fin Off

Jennifer Chastain, VP-LO Karen Hooper, VP-HR Off Keith Hulsey, VP-LO Kathie Roberts, VP-Mktg Off Fredda Beck, AVP-LO Karen Franklin, AVP-LO

Directors: Johnny M. Irvin, Stephen Arbitter, Sam Beck, Edward Dillard, Greg W. Funkhouser, Wanda Hutchison, Jerry Krivsky, Claude Rickman, Melanie I. Silvestri, Londa Sprinkle, Robert E. Tritt Branch(es): Cornelia, Dillard Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

120,251,000 52,377,000 4,176,000 11,475,000 188,279,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

720,000 23,888,000 58,000 158,076,000 5,537,000

Net Income

$

2,174,000

Correspondents: Federal Reserve B, FHLB, Atlanta; AloStar B of Commerce, BBVA Compass B, Birmingham AL; CenterState B NA, Winter Haven FL; Synovus B, Columbus OH Memberships: CBA, FDIC, FHLB, GBA Regions Bank (Branch of Birmingham AL) 178 E Savannah St 30525

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 174 Hwy 441 N 30525

Routing # 0612-0465-4 Tel 706-782-1010

United Community Bank (Branch of Blairsville MN) 516 US Hwy 441 S 30525

Routing # 0611-1284-3 Tel 706-782-7100

CLERMONT (Hall) Pop. 875 The Piedmont Bank (Branch of Norcross) 5140 Cleveland Hwy 30527 Manager, Sherrie Atterholt Truist Bank (Branch of Charlotte NC) 5289 Cleveland Hwy 30527

CLEVELAND • (White) Pop. 3,410

CBA Div 2 Routing # 0611-2085-1 Tel 770-983-2201

Routing # 0611-1341-5 Tel 770-983-1133

CBA Div 2

The Piedmont Bank (Branch of Norcross) 136 N Main St 30528

Routing # 0611-2085-1 Tel 706-348-6822

Regions Bank (Branch of Birmingham AL) 15 W Kytle St 30528

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 575 S Main St 30528

Routing # 0612-0465-4 Tel 706-219-1000

United Community Bank (Branch of Blairsville MN) 153 E Kytle St 30528

Routing # 0611-1284-3 Tel 706-865-3151


SOLUTIONS TO HELP YOUR BUSINESS THRIVE We often begin relationships with traditional tax or audit services, but clients quickly realize we can offer so much more. From technology solutions and wealth management to transaction advisory services and executive recruiting, it’s time to take a closer look at Warren Averett and all we have to offer. Let’s thrive together.

Georgia | Alabama | Florida www.warrenaverett.com

TRADITIONAL ACCOUNTING CORPORATE ADVISORY SERVICES RISK, SECURITY & TECHNOLOGY HR SOLUTIONS FINANCE TEAM SUPPORT PERSONAL SERVICES


Georgia Financial Directory

118

COCHRAN • (Bleckley) Pop. 5,150

CBA Div 4

Citizens Bank & Trust Company (Branch of Eastman TN) 127 S 6th St 31014

Routing # 0612-1143-0 Tel 478-934-4400

The Citizens Bank of Cochran State Commercial Bank 124 E Dykes St, PO Box 427 31014 8:30-4:30; Wed 8:30-1; Fri 8:30-5:30; Cl Sat Transit # 64-1134-612 Routing # 0612-1134-6 FDIC Cert # 16275 Est. 1934 ATM Locations: 2

Tel 478-934-6277 FAX 478-934-3962 Return Items 478-934-6277 Web: citizensbankcochran.com

Member Putnam-Greene Financial Corporation, Eatonton Lurner O (Chip) Benton IV, Chm Bd Charles M. Harwell, Pres-CEO-LO Brian K. Bazemore, EVP-Sr Cre/HR Off Matt Fordham, VP-LO William (BJ) Coody, AVP-LO Ryan Lastinger, AVP-LO

Tonya Bryan, Compl Off-BSA Off Cynthia Dominy, Head Bkkpr-DP/Wire Trans Off Donna Smith, Head Op Off Tammy Johnson, B Off

Directors: Lurner O (Chip) Benton IV, Brian K. Bazemore , Nancy T. Benton, Stacy M. Benton, J. M. Bohannon Jr, R. R. Clements, Paul English, Charles M. Harwell, Dr. Monty Shuman Operations, Donna Smith ; Chief Lending Officer, Brian K. Bazemore ; IT/Security Officer, Blake Rigsby Branch(es): Dublin Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

76,269,000 16,230,000 8,871,000 411,000 4,994,000 106,775,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

200,000 9,995,000 407,000 95,903,000 270,000

Net Income

$

505,000

Correspondents: FHLB, Atlanta; CenterState B NA, Winter Haven FL; ServisFirst B, Birmingham AL Memberships: CBA, ICBA, FDIC

State Bank of Cochran State Commercial Bank 112 E Beech St, PO Box 539 31014 8:30-4; Fri 8:30-6; Cl Sat Transit # 64-1023-612 Routing # 0612-1023-7 FDIC Cert # 872 Fed Wire Name: BK COCHRAN Est. 1922

Tel 478-934-4501 FAX 478-934-0047 Return Items 478-934-4501

Web: www.statebankofcochran.com

Member Central Georgia Banking Company, Cochran John R. Phillips, Chm Bd Jackie Bowen, Pres-CEO Ginger Johnson, LO

Angie Kahrmann, CPA-CFO-C Cre/CIA/ CGAP Off

Directors: John R. Phillips, Jackie Bowen, William C. Coody, Wilmer W. Dykes, Joseph W. Lyles, Leo L. Phillips Jr, Ernest Tripp Branch(es): Dexter, Dublin, Wrightsville Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

119,523,000 65,072,000 23,814,000 5,950,000 3,103,000 217,462,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,000,000 7,000,000 28,834,000 179,705,000 923,000

Net Income

$

5,175,000

Correspondents: First Tennessee B, NA, Memphis TN; ServisFirst B, Birmingham AL Memberships: CBA, ICBA, FDIC, GBA

COLBERT (Madison) Pop. 592 United Community Bank (Branch of Blairsville MN) 5536 GA 72 30628

COLLEGE PARK (Fulton) Pop. 13,942 Bank of America, N.A. (Branch of Charlotte NC) 5199 Old National Hwy 30349

CBA Div 2 Routing # 0611-1284-3 Tel 706-788-0039

CBA Div 3 Routing # 0610-0005-2 Tel 404-765-1991


Georgia Financial Directory Truist Bank (Branch of Charlotte NC) 3857 Main St 30337

119 Routing # 0611-1341-5 Tel 404-479-3973

5420 W Fayetteville Rd 30349

Tel 678-561-9240

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 5060 Old Bill Cook Rd 30349

Routing # 0610-0022-7 Tel 404-559-3560

Woodforest National Bank (Branch of The Woodlands TX) 6149 Old National Hwy 30349

Routing # 3149-7285-3 Tel 770-994-0920

COLQUITT • (Miller) Pop. 1,992

CBA Div 5

Ameris Bank (Branch of Atlanta) 162 E Crawford St 39837

Routing # 0612-0175-4 Tel 229-758-3461

First State Bank of Blakely (Branch of Blakely) 106 W Crawford St 39837 Manager, Donald Brooks

Routing # 0612-0293-1 Tel 229-758-2340

PeoplesSouth Bank State Commercial Bank 203 W Crawford St, PO Box 218 39837 Tel 229-758-5511 8:30-4:30; Fri 8:30-5; Cl Sat FAX 229-758-8940 Transit # 64-0237-612 Return Items 229-758-5511 Routing # 0612-0237-1 FDIC Cert # 21292 Fed Wire Name: PEOPLES BANK Est. 1973 Web: www.peoplessouth.com Member PeoplesSouth Bancshares, Inc., Colquitt Rickey Stuckey, Chm Bd-Pres-CEO Sandra Womble, CFO Sara Brackin, Pers/Acct/HR/Wire Trans Off

Jay Funderburke, Compl Off Larry Pitchford, CLO Robert Jackson, LO

Directors: Rickey Stuckey, Janna Cobb, Jerry Grimsley, C. E. Grow, J. A. Newton Jr, Ronald Rentz Branch(es): Albany, Americus, Bainbridge, Donalsonville Net Loans $ 530,600,000 Cap Cash & d fm b $ 40,990,000 Surplus Securities $ 204,487,000 Undiv Prof Other Assets $ 32,889,000 Deposits Total Assets $ 808,966,000 Other Liab Net Income

$ $ $ $ $

1,095,000 60,905,000 16,011,000 728,601,000 2,354,000

$

12,076,000

Memberships: CBA, ABA, FDIC, FHLB, GBA

COLUMBUS • (Muscogee) Pop. 189,885

CBA Div 5

Bank of America, N.A. (Branch of Charlotte NC) 1635 S Lumpkin Rd 31903

Routing # 0610-0005-2 Tel 706-687-6897

Bank OZK (Branch of Little Rock AR) 7320 Veterans Pkwy 31909

Routing # 0611-2095-8 Tel 706-563-7884

Colony Bank (Branch of Fitzgerald) 1581 Bradley Park Dr 31904 Manager, John E. Roberts, Mkt Pres 2921 Airport Thru Way 31909 Manager, John E. Roberts, Mkt Pres

MICR # 0612-0267-2 Tel 706-571-6419 Tel 706-256-4650

Community Bank and Trust - West Georgia (Branch of LaGrange) 5426 Veterans Pkwy 31904

Routing # 0611-0321-8 Tel 706-317-9949

FirstBank (Branch of Nashville TN) 5771 Veterans Pkwy, Ste B 31904

Routing # 0843-0703-3 Tel 706-322-1800

Regions Bank (Branch of Birmingham AL) 5555 Whittlesey Blvd 31909

Routing # 0611-0137-5 Tel 800-734-4667


Georgia Financial Directory

120 COLUMBUS — Continued Renasant Bank (Branch of Tupelo MS) 6333 Whitesville Rd 31904

Routing # 0611-0427-5 Tel 800-680-1601

Southern States Bank (Branch of Anniston AL) 1326 13th St 31901

Routing # 0622-0662-2 Tel 706-256-4220

5604 Whittlesey Blvd 31909

Tel 706-494-0016

Synovus Bank State Commercial Bank 1111 Bay Ave, PO Box 120 31901 Tel 888-796-6887 Transit # 64-0060-611 FAX 706-649-4707 Routing # 0611-0060-6 Return Items 888-317-0085 FDIC Cert # 873 Fed Wire Name: CB&T DIV OF SYNOVUS Est. 1888 Web: www.synovus.com Member Synovus Financial Corp., Columbus Kessel Stelling, Chm Bd-CEO Alison W. Dowe, C Communications/Corp J. Bart Singleton, Pres-Fin Mgmt Ser Off Resp Off Kevin Blair, Pres-COO Elizabeth Dukes Wolverton, C Strat/Cust Jamie Gregory, CFO Experience Off D. Wayne Akins, C Commun B Off Mark G. Holladay, C Risk Off Gloria C. Banks, C Ethics/Compl Off Kevin J. Howard, C Wholesale B Off Zack Bishop, Tech/Op/Sec Off Allan E. Kamensky, Gen Cnsl Bob Derrick, C Cre Off Jennifer S. Upshaw, C Ret B Off Kevin P. Gowen, C Info Sec Off Directors: Kessel Stelling, Tim E. Bentsen, F. Dixon Brooke Jr, Stephen T. Butler, Elizabeth W. Camp, Diana M. Murphy, Dr. Harris Pastides, Joseph J. Prochaska Jr, John L. Stallworth, Barry L. Storey, Teresa White City Branch(es): 1000 Veterans Pkwy 31901 Tel 888-796-6887 1600 1st Ave, Bldg C 31901

Tel 888-796-6887

1700 10th Ave 31901

Tel 888-796-6887

1535 Benning Dr 31903

Tel 888-796-6887

100 Spring Harbor Dr 31904

Tel 888-796-6887

1695 Whittlesey Rd 31904

Tel 888-796-6887

6739 River Rd 31904

Tel 888-796-6887

3151 Macon Rd 31906

Tel 888-796-6887

4505 Buena Vista Rd 31907

Tel 888-796-6887

6480 Milgen Rd 31907

Tel 888-796-6887

3261 Manchester Expy 31909

Tel 888-796-6887

6401 Whittlesey Blvd 31909

Tel 888-796-6887

Other Branch(es): Albany, Alpharetta, Americus, Athens, Atlanta, Augusta, Bogart, Boston, Bowdon, Bremen, Brunswick, Buford, Byron, Calhoun, Canton, Carrollton, Cartersville, Chatsworth, Conyers, Covington, Cumming, Dacula, Dalton, Douglasville, Evans, Fayetteville, Fort Benning, Fort Valley, Hartwell, Hiram, Jasper, Kennesaw, LaFayette, LaGrange, Lake Park, Lavonia, Leesburg, Loganville, Macon, Marietta, McDonough, Metter, Monroe, Newnan, Norcross, Peachtree City, Perry, Rome, Roswell, Saint Marys, Sandy Springs, Savannah, Senoia, Saint Simons Island, Statesboro, Suwanee, Tallapoosa, Thomasville, Tifton, Tucker, Valdosta, Villa Rica, Warner Robins, Watkinsville, Woodstock Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

36,996,221,000 1,105,824,000 6,795,147,000 65,803,000 3,140,440,000 48,103,435,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab Net Income

$ $ $ $ $ $ $

68,912,000 4,626,069,000 605,321,000 38,780,094,000 165,690,000 3,857,349,000 584,066,000

Memberships: ABA, BAI, ABA MN, FDIC, GBA Truist Bank (Branch of Charlotte NC) 1234 1st Ave 31901 1246 1st Ave 31901

Routing # 0611-1341-5 Tel 706-321-9650 Tel 706-649-3690

1645 Bradley Park Dr 31904

Tel 706-223-6139

6100 Whitesville Rd 31904

Tel 706-660-1400

2050 Auburn Ave 31906

Tel 706-223-6011

5435 Woodruff Farm Rd 31907

Tel 706-223-6031

3491 Courtyard Way 31909

Tel 706-530-3069

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 101 13th St 31901

Routing # 0610-0022-7 Tel 706-571-6500

3436 Victory Dr 31903

Tel 706-685-7130

1607 Bradley Park Dr 31904

Tel 706-649-3865


Georgia Financial Directory

121

Wells Fargo Bank, N.A. — Continued 3217 Macon Rd 31906

Tel 706-568-6595

5590 Milgen Rd 31907

Tel 706-568-8350

3471 Courtyard Way 31909

Tel 706-649-3850

5538 Whittlesey Blvd 31909

Tel 706-324-1095

COMER (Madison) Pop. 1,170 First-Citizens Bank & Trust Company (Branch of Raleigh NC) 36 Hwy 72 E 30629

COMMERCE (Jackson) Pop. 6,544 First Century Bank, N.A. (Branch of Gainesville) 1731 N Elm St, PO Box 210 30529

CBA Div 2 Routing # 0611-9184-8 Tel 706-783-5161

CBA Div 2 Routing # 0611-2008-4 Tel 706-335-8250 FAX 706-335-8274

First Covenant Bank (Bank has merged with First Century Bank, N.A., Gainesville) Northeast Georgia Bank (Branch of Lavonia) 30990 Hwy 441 S 30529

Routing # 0611-0303-0 Tel 706-336-7920

Pinnacle Bank (Branch of Elberton) 1871 N Elm St 30529

Routing # 0611-0129-4 Tel 706-335-3599

Regions Bank (Branch of Birmingham AL) 2123 N Elm St 30529

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 1851 N Elm St 30529

Routing # 0612-0465-4 Tel 706-335-3151

209 N Elm St 30529

Tel 706-335-3151

30983 Hwy 441 S 30529

Tel 706-335-3600

United Community Bank (Branch of Blairsville MN) 2055 Homer Rd 30529

CONCORD (Pike) Pop. 375 First Bank of Pike (Branch of Molena) 9700 Hwy 18 30206

CONYERS • (Rockdale) Pop. 15,195 Ameris Bank (Branch of Atlanta) Fidelity Bank 1945 Hwy 138 SE 30013 Manager, Carole Perez

Routing # 0611-1284-3 Tel 706-423-9300

CBA Div 5 Routing # 0611-0665-5 Tel 770-884-5610

CBA Div 4 Routing # 0611-0240-0 Tel 404-553-2300 FAX 770-785-9110

Bank of America, N.A. (Branch of Charlotte NC) 1088 W Ave SW 30012

Routing # 0610-0005-2 Tel 770-929-5620

1540 Hwy 138 SE 30013

Tel 770-929-5615

Bank OZK (Branch of Little Rock AR) 895 Iris Dr SE 30013

Routing # 0611-2095-8 Tel 678-839-1186

Farmers & Merchants Bank (Branch of Lakeland) 2140 Old Covington Rd 30013

Routing # 0612-0364-2 Tel 770-761-5846


Georgia Financial Directory

122 CONYERS — Continued FSNB, N.A. (Branch of Lawton OK) 1436 Dogwood Dr SE 30013

Routing # 1031-1267-5 Tel 800-749-4583

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Millers Chapel and 20 Branch 2183 Hwy 20 SE 30013-2028

Routing # 0610-9238-7 Tel 770-761-0733

Persons Banking Company (Branch of Forsyth) 1793 Hwy 138 SE 30013 Manager, Donna Loggins

Routing # 0611-0262-0 Tel 770-483-7200

Regions Bank (Branch of Birmingham AL) 1848 Hwy 138 SE 30013

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 1981 Hwy 138 SE 30094

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 930 Main St NW 30012

Routing # 0611-1341-5 Tel 678-607-4080

1530 Hwy 138 30013

Tel 770-785-4711

1887 Hwy 20 SE 30013

Tel 770-483-4721

2405 Salem Rd SE 30013

Tel 770-929-3670

3590 Hwy 20 S 30013

Tel 770-285-3966

United Community Bank (Branch of Blairsville MN) 1000 GA Hwy 138 SE 30013

Routing # 0611-1284-3 Tel 770-785-7880

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1440 Hwy 138 SE 30013

Routing # 0610-0022-7 Tel 770-929-5650

1903 GA Hwy 20 30013

Tel 770-761-5460

CORDELE • (Crisp) Pop. 11,147

CBA Div 5

Ameris Bank (Branch of Atlanta) 510 S 2nd St 31015

Routing # 0612-0175-4 Tel 229-273-7700

Colony Bank (Branch of Fitzgerald) 1031 E 24th Ave 31015 Manager, Robert (Bob) Evans, Reg Pres

MICR # 0612-0267-2 Tel 229-271-2100

Planters First Bank State Commercial Bank 910 Greer St 31015 Transit # 64-1096-612 Routing # 0612-1096-5 FDIC Cert # 9064 Fed Wire Name: PLANTERSFIRST GA Est. 1896

Tel 800-648-8118 FAX 229-276-2435 Return Items 229-273-2416 Web: www.bankpfb.com

Member Planters First Bancorp, Hawkinsville Steve Bridges, Pres-CEO Eli Tinsley, EVP-Cordele Mkt Pres Kay Watson, SVP-CFO

William Hurt, Cordele Br Mgr Cynthia Ledford, Compl Off Susan Wilson, HR Off

Branch(es): Fitzgerald, Hawkinsville, Macon, Ocilla, Perry, Pineview, Warner Robins Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

235,015,000 19,091,000 34,192,000 22,257,000 310,555,000

Correspondents: Synovus B, Columbus OH Memberships: CBA, FDIC, FHLB, GBA

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

2,000,000 20,473,000 9,872,000 268,950,000 9,260,000

Net Income

$

3,273,000


Georgia Financial Directory Regions Bank (Branch of Birmingham AL) 1216 E 16th Ave 31015

123 Routing # 0611-0137-5 Tel 800-734-4667

South Georgia Banking Company (Branch of Omega) 702 S Pecan St 31015 Manager, Monica Watson, SVP

Routing # 0612-1187-0 Tel 229-271-3000

CORNELIA (Habersham) Pop. 4,160

CBA Div 2

Bank OZK (Branch of Little Rock AR) 920 Level Grove Rd 30531

Routing # 0611-2095-8 Tel 706-894-3760

Rabun County Bank (Branch of Clayton) 210 Cannon Bridge Rd 30531 Manager, Keith Hulsey, VP-LO

Routing # 0611-0266-2 Tel 706-778-9256

Regions Bank (Branch of Birmingham AL) 241 Larkin St 30531

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 282 Historical Hwy 441 N 30531

Routing # 0612-0465-4 Tel 706-778-1000

448 N Main St 30531

Tel 706-778-2265

United Community Bank (Branch of Blairsville MN) 1472 Hwy 441 Bypass 30531

Routing # 0611-1284-3 Tel 706-776-3114

COVINGTON • (Newton) Pop. 13,118

CBA Div 4

Ameris Bank (Branch of Atlanta) Fidelity Bank 9130 Hwy 278 NE 30014 Manager, Jerry Mays

Routing # 0611-0240-0 Tel 678-660-7470 FAX 678-625-8261

FSNB, N.A. (Branch of Lawton OK) 10300 Industrial Blvd 30014

Routing # 1031-1267-5 Tel 800-749-4583

Newton Federal Bank Federal Savings Bank 3175 Hwy 278, PO Box 1037 30014 9-5; Cl Sat Transit # 64-7037-2611 Routing # 2611-7037-1 FDIC Cert # 29510 Fed Wire Name: NEWTON FEDERAL BK Est. 1928 ATM Locations: 2

Tel 770-786-7088 FAX 770-385-3575 Return Items 770-786-7088

Web: www.newtonfederal.com

Member Community First Bancshares, Inc., Covington William D. (Billy) Fortson Jr, Chm Bd Bob W. Richardson, V Chm Bd Edward J. Cooney, CEO Gregory J. Proffitt, Pres Tessa M. Nolan, SVP-CFO Reed Beard, VP-Comm LO

Tonya Burnett, VP-Sec Mkt Mgr David Dyer, VP-Comm LO Marsha Peters, VP-BSA Off Dee Rutledge, VP-Comm LO Tabitha Henderson, AVP-Res Mtg LO

Directors: William D. (Billy) Fortson Jr, Bob W. Richardson, Edward J. Cooney, Marshall Ginn, Robin S. Reich, Howard G. (Robby) Roberts, Mark Ross, Phil Stone City Branch(es): 8258 Hwy 278 30014 Nancy Mask, Br Sales Mgr

Tel 770-786-7088

Other Branch(es): Atlanta Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

247,957,000 47,738,000 3,818,000 19,689,000 319,202,000

Surplus Undiv Prof Deposits Other Liab

$ $ $ $

16,839,000 45,736,000 250,153,000 6,474,000

Net Income

$

840,000

Correspondents: FHLB, Atlanta; FNBB Capital Markets LLC, Baton Rouge LA Memberships: CBA, ABA, FDIC, ICBA, FHLB, GBA


Georgia Financial Directory

124 COVINGTON — Continued Pinnacle Bank (Branch of Elberton) 6124 Hwy 278 NE 30014

Routing # 0611-0129-4 Tel 678-625-8133

Synovus Bank (Branch of Columbus) 3106 Hwy 278 NW 30014 4182 Hwy 278 NE 30014 3207 Salem Rd 30016

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 1134 Clark St SW 30014 3110 Hwy 278 NE 30014

Routing # 0611-1341-5 Tel 770-385-2450 Tel 770-385-2613

United Bank (Branch of Zebulon) 7200 Hwy 278 NE 30014

Routing # 0611-0751-5 Tel 678-342-7211

United Community Bank (Branch of Blairsville MN) 9100 Covington Bypass 30014

Routing # 0611-1284-3 Tel 678-342-7242

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 11160 Hwy 142 N 30014

Routing # 0610-0022-7 Tel 770-784-7303

CRAWFORD (Oglethorpe) Pop. 832

CBA Div 2

The Commercial Bank State Commercial Bank 102 N Church St, PO Box 306 30630 Tel 706-743-8184 9-4:30; Fri 9-5:30; Sat 9-12 FAX 706-743-3824 Transit # 64-1065-611 Return Items 706-743-8184 Routing # 0611-1065-4 FDIC Cert # 175 Fed Wire Name: THE COMM BK Est. 1924 Web: www.thecommercialbank.net Member TCB Bancshares, Inc., Crawford Michael Sale, Pres-CEO Carla Patterson, Op Mgr Will Tanneberger, CFO Robert Cook, SLO Andy Thomas, COO-HR Off Greg Edwards, LO Jennifer Burel, Risk Off Directors: William M. Cabaniss, Bobby D. Cook, Robert C. Johnson, Robbie Paine, Michael Sale, Joe Taylor Marketing, Jennifer Burel; Operations, Andy Thomas; Chief Lending Officer, Robert Cook; Finance & Accounting, Will Tanneberger Branch(es): Danielsville, Watkinsville, Winterville Net Loans $ 158,945,000 Cap $ 217,000 Cash & d fm b $ 7,587,000 Surplus $ 3,533,000 Securities $ 31,421,000 Undiv Prof $ 17,871,000 Fed Fds Sold $ 26,437,000 Deposits $ 201,940,000 Other Assets $ 8,282,000 Other Liab $ 9,111,000 Total Assets $ 232,672,000 Net Income $ 4,509,000 Memberships: CBA, ABA, FDIC

CRAWFORDVILLE • (Taliaferro) Pop. 534 F&M Bank (Branch of Washington) 123 Broad St 30631

CBA Div 4 Routing # 0611-1283-0 Tel 706-456-2361

CUMMING • (Forsyth) Pop. 5,430 Ameris Bank (Branch of Atlanta) Fidelity Bank 2740 Nuckolls Rd 30041 Manager, Nan Brown

CBA Div 2 Routing # 0611-0240-0

www.cbaofga.com

Tel 404-553-2540 FAX 770-844-9775


Georgia Financial Directory

125

Bank of America, N.A. (Branch of Charlotte NC) 201 W Main St 30040

Routing # 0610-0005-2 Tel 770-781-3400

501 Tri County Plz 30040

Tel 678-455-7848

Bank OZK (Branch of Little Rock AR) 1700 Market Place Blvd 30041

Routing # 0611-2095-8 Tel 678-293-1450

2675 Freedom Pkwy 30041

Tel 770-888-7778

505 Peachtree Pkwy 30041

Tel 770-292-8000

The Citizens Bank of Georgia (Branch of Cumming) 4255 GA Hwy 400 30040

Routing # 0611-0492-9 Tel 678-947-3815 FAX 678-947-3682

The Citizens Bank of Georgia State Commercial Bank 651 Veterans Memorial Blvd, PO Box 2820 30040 Tel 770-886-9500 Transit # 64-0492-611 FAX 770-886-6596 Routing # 0611-0492-9 Return Items 770-886-9500 FDIC Cert # 34229 Fed Wire Name: THE CITIZENS BK GA Est. 1997 Web: www.citizbank.com Member Forsyth Bancshares, Inc., Cumming James J. Myers, Chm Bd Timothy M. Perry, Pres-CEO Sam R. Story, EVP-CLO

Rachel E. Marshall, SVP-CFO Cindy D. Watson, SVP-Sr Cre Off

Directors: James J. Myers, Jack W. Allen, Jeffrey S. Bagley, Michael P. Bennett, E. Scott Hansard, Charles D. Ingram, Catherine S. Mashburn, John P. McGruder, Timothy M. Perry, Kevin J. Tallant Chief Lending Officer, Sam R. Story; Finance & Accounting, Rachel E. Marshall Branch(es): Alpharetta, Canton, Cumming Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

210,839,000 6,848,000 97,603,000 9,385,000 324,675,000

Cap Surplus Undiv Prof Deposits Other Liab Net Income

$ $ $ $ $ $

3,250,000 14,306,000 18,367,000 288,286,000 466,000 4,455,000

Correspondents: CenterState B NA, Winter Haven FL; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, ABA, FDIC, Fed CoastalStates Bank (Branch of Hilton Head Island SC) 5835 Bethelview Rd 30040

Routing # 0611-2089-3 Tel 770-292-9168

Iberiabank (Branch of Lafayette LA) 2555 Peachtree Pkwy 30041

Routing # 2652-7041-3 Tel 770-887-9220

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Ronald Reagan Parkway and Highway 141 Branch 365 Peachtree Pkwy 30041-6819

Routing # 0610-9238-7 Tel 470-533-4081

Trammel and Highway 20 Branch 1710 Buford Hwy 30041-8200

Tel 770-292-9713

Sharon Greens Branch 1595 Peachtree Pkwy, Ste 210 30041-9583

Tel 678-513-3156

The Piedmont Bank (Branch of Norcross) 1045 Peachtree Pkwy 30041

Routing # 0611-2085-1 Tel 770-886-6339

PNC Bank, N.A. (Branch of Wilmington DE) 1640 Buford Hwy 30041

Routing # 0531-0085-0 Tel 678-965-5320

Regions Bank (Branch of Birmingham AL) 3270 Dahlonega Hwy 30040

Routing # 0611-0137-5 Tel 800-734-4667

515 Atlanta Rd 30040

Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 500 Canton Rd 30040

Routing # 0611-0427-5 Tel 678-513-5352


126

Georgia Financial Directory

CUMMING — Continued SouthCrest Bank, N.A. (Branch of Atlanta) 3275 Market Place Blvd, Ste 100 30041 Manager, Rhonda Grimes

Routing # 0611-0192-2 Tel 855-972-2265

Synovus Bank (Branch of Columbus) 960 Buford Hwy 30041

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 214 Dahlonega St 30040 503 Lakeland Plaza Dr 30040

Routing # 0611-1341-5 Tel 770-887-1732 Tel 770-203-4100

6005 Post Rd 30040 1170 Buford Hwy 30041 2673 Freedom Pkwy 30041 3120 Ronal Reagan Blvd 30041 360 Peachtree Pkwy 30041

Tel 770-203-4124 Tel 678-208-3582 Tel 770-203-4077 Tel 678-208-3635 Tel 770-205-8900

United Community Bank (Branch of Blairsville MN) 1015 Buford Hwy 30041 4365 Browns Bridge Rd 30041

Routing # 0611-1284-3 Tel 678-455-4159 Tel 770-888-1880

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 106 W Maple St 30040 5495 Bethelview Rd 30040 1515 Peachtree Pkwy 30041 1729 Buford Hwy 30041

Routing # 0610-0022-7 Tel 770-781-6400 Tel 770-781-3684 Tel 770-886-4947 Tel 770-781-6480

CUTHBERT • (Randolph) Pop. 3,873

CBA Div 5

First State Bank of Randolph County State Commercial Bank 81 Court St, PO Box 141 39840 Tel 229-732-3791 9-4; Fri 9-4:30; Cl Sat FAX 229-732-5105 Transit # 64-0409-612 Return Items 229-732-3791 Routing # 0612-0409-4 FDIC Cert # 2157 Est. 1900 William Scott Curry II, Chm Bd-Pres-CEO Mandy White, AVP-Bkkpg Mgr-DP/Wire Leisa L. Peavy, EVP-Br Mgr Trans Off Deborah Middleton, VP-Compl Off Vonda M. Coleman, Exec Cons Off Wynita S. Cannon, AVP-LO-A BSA/Compl Off Directors: William Scott Curry II, Vonda M. Coleman, Catherine V. Curry, Lorraine Curry, Benjamin R. Davidson, Elizabeth Curry Davidson, Deker C. Hixon, John M. Oliver Branch(es): Shellman Net Loans $ 29,766,000 Cap $ 200,000 Cash & d fm b $ 6,120,000 Surplus $ 5,500,000 Securities $ 37,167,000 Undiv Prof $ 1,934,000 Fed Fds Sold $ 4,000,000 Deposits $ 71,290,000 Other Assets $ 2,167,000 Other Liab $ 296,000 Total Assets $ 79,220,000 Net Income $ 420,000 Correspondents: BBVA Compass B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC, Fed Regions Bank (Branch of Birmingham AL) 136 Martin Luther King Jr St 39840

DACULA (Gwinnett) Pop. 4,442 Bank of America, N.A. (Branch of Charlotte NC) 3535 Braselton Hwy 30019 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Hamilton Mill Branch 3555 Braselton Hwy 30019-1155 Dacula and Fence Branch 535 Dacula Rd 30019-2125

Routing # 0611-0137-5 Tel 800-734-4667

CBA Div 3 Routing # 0610-0005-2 Tel 770-932-6257

Routing # 0610-9238-7 Tel 678-804-5010 Tel 678-225-4740


Georgia Financial Directory

127

PNC Bank, N.A. (Branch of Wilmington DE) 3350 Brasselton Hwy 30019

Routing # 0531-0085-0 Tel 678-889-4100

Regions Bank (Branch of Birmingham AL) 1985 Gravel Springs Rd 30019

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 485 Dacula Rd 30019

Routing # 0611-0427-5 Tel 770-963-9224

Synovus Bank (Branch of Columbus) 3507 Braselton Hwy 30019

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 3480 Braselton Hwy 30019

Routing # 0611-1341-5 Tel 678-926-5849

3485 Braselton Hwy 30019

Tel 770-831-5902

792 Dacula Rd 30019

Tel 770-625-5601

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3500 Braselton Hwy 30019

DAHLONEGA • (Lumpkin) Pop. 5,242

Routing # 0610-0022-7 Tel 770-831-8601

CBA Div 2

Bank OZK (Branch of Little Rock AR) 53 Mechanicsville Rd 30533

Routing # 0611-2095-8 Tel 706-867-1400

Southern Bank & Trust (Branch of Clarkesville) 81 Crown Mountain Pl, Ste A100 30533

Routing # 0611-2062-8 Tel 706-973-5073

Truist Bank (Branch of Charlotte NC) 111 S Chestatee St 30533

Routing # 0611-1341-5 Tel 706-701-6206

148 Memorial Dr 30533

Tel 706-864-3314

United Community Bank (Branch of Blairsville MN) 206 Morrison Moore Pkwy 30533

Routing # 0611-1284-3 Tel 706-864-8223

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 312 E Main St 30533

Routing # 0610-0022-7 Tel 706-864-6157

DALLAS • (Paulding) Pop. 11,544

CBA Div 1

Bank OZK (Branch of Little Rock AR) 68 First National Dr 30157

Routing # 0611-2095-8 Tel 770-505-5100

Regions Bank (Branch of Birmingham AL) 1100 Merchant Dr 30132

Routing # 0611-0137-5 Tel 800-734-4667

160 Confederate Ave 30132

Tel 800-734-4667

Southern States Bank (Branch of Anniston AL) 45 E Paulding Dr 30157

Routing # 0622-0662-2 Tel 770-505-2265

Truist Bank (Branch of Charlotte NC) 276 Merchants Dr 30132

Routing # 0611-1341-5 Tel 678-402-9705

76 Seven Hills Blvd, Ste 101 30132 Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 103 Thomas B Murphy Dr 30132

Tel 678-439-3232

Routing # 0610-0022-7 Tel 770-445-5303


128

Georgia Financial Directory

DALTON • (Whitfield) Pop. 33,128

CBA Div 1

Bank of America, N.A. (Branch of Charlotte NC) 300 S Thornton Ave 30720

Routing # 0610-0005-2 Tel 706-226-3000

Bank OZK (Branch of Little Rock AR) 210 W Morris St 30720

Routing # 0611-2095-8 Tel 706-279-1600

First Bank State Commercial Bank 118 N Hamilton St, PO Box 459 30720 Tel 706-226-5377 9-4; Fri 9-6; Cl Sat FAX 706-226-3936 Transit # 64-0487-611 Return Items 706-226-5377 Routing # 0611-0487-7 FDIC Cert # 34116 Fed Wire Name: FIRST BANK Est. 1996 Web: www.myfirstbank.com ATM Locations: 7 Member FBD Holding Company, Dalton Scott Fletcher, Chm Bd Patricia Devlin, AVP-LO T. Larry Roye, CEO Michael Wilson, AVP-LO Mitch Sanford, Pres-CLO Laura Burnette, LO Joshua McLaurin, EVP-CFO Wendy Conner, Br Mgr Scott Sellers, EVP-C Risk Off Daisy Hernandez, Trng Off Mark Godfrey, SVP-LO Ashley Ramos, Cont Bruce Longmire, SVP-Mtg LO Adam Shull, Cre Anyl Rusty Ridley, SVP-LO Melissa Smith, Treas Off Julie Walraven, SVP-LO Glenda Sosebee, HR Off Barry Robbins, VP-Spec Assets Mgr-LO Tina Stanley, Op Sup James Ellis, AVP-Op/IT Off Directors: Scott Fletcher, Chip Howalt, Steve Herndon, Rodney Ownbey, Thomas Peeples. Director Emeritus: Shelby Peeples Marketing, Jennifer Johnson; Operations, Kyle Ray; Chief Lending Officer, Mitch Sanford; Finance & Accounting, Joshua McLaurin; Chief Technology Officer, Wade Suits; IT/ Security Officer, James Ellis City Branch(es): Operations Center, 905 S Thornton Ave 30720 Tel 706-226-5377 785 Shugart Rd 30720 Tel 706-259-4186 3075 E Walnut Ave 30721 Tel 706-370-4186 2518 Cleveland Hwy, Ste 15 30721 Tel 706-876-5377 Other Branch(es): Calhoun Net Loans $ 336,483,000 Cap $ 3,648,000 Cash & d fm b $ 10,386,000 Surplus $ 15,556,000 Securities $ 58,276,000 Undiv Prof $ 18,807,000 Fed Fds Sold $ 396,000 Deposits $ 367,921,000 Other Assets $ 2,668,000 Other Liab $ 2,277,000 Total Assets $ 408,209,000 Net Income $ 5,464,000 Memberships: FDIC First National Community Bank (Branch of Chatsworth) 362 Northgate Dr 30721 415 S Thornton Ave 30720

Routing # 0611-0259-4 Tel 706-277-9646 Tel 706-712-0550

FirstBank (Branch of Nashville TN) 3895 Cleveland Hwy 30720 401 S Thornton Ave 30720 1237 N Glenwood Ave 30721

Routing # 0843-0703-3 Tel 706-428-2200 Tel 706-428-2520 Tel 706-428-2508

Regions Bank (Branch of Birmingham AL) 1300 W Walnut Ave 30720 509 S Thornton Ave 30720 500 E Walnut Ave 30721

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667 Tel 800-734-4667

SmartBank (Branch of Pigeon Forge TN) 202 W Cradford St, Ste A 30721

Routing # 0759-1267-3 Tel 706-529-8886

Synovus Bank (Branch of Columbus) 1501 N Thornton Ave 30720

Routing # 0611-0060-6 Tel 888-796-6887


Georgia Financial Directory

129

Truist Bank (Branch of Charlotte NC) 201 W Waugh St 30720 1244 N Glenwood Ave 30721 2500 E Walnut Ave 30721 2545 E Walnut Ave 30721

Routing # 0611-1341-5 Tel 706-278-3030 Tel 706-217-3871 Tel 706-217-3934 Tel 706-459-3109

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1305 W Walnut Ave 30720 201 S Hamilton St 30720 2114 Cleveland Hwy 30721

Routing # 0610-0022-7 Tel 706-275-8272 Tel 706-275-8207 Tel 706-275-8378

DANIELSVILLE • (Madison) Pop. 560

CBA Div 2

The Commercial Bank (Branch of Crawford) 220 Courthouse Sq 30633

Routing # 0611-1065-4 Tel 706-743-8184

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 300 General Daniel Ave 30633

Routing # 0611-9184-8 Tel 706-795-2880

United Community Bank (Branch of Blairsville MN) 210 General Daniel Ave 30633

Routing # 0611-1284-3 Tel 706-795-5000

DARIEN • (McIntosh) Pop. 1,975 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 1142 North Way 31305

CBA Div 7 Routing # 0612-0783-9 Tel 912-437-3060 FAX 912-437-6674

Southeastern Bank State Commercial Bank 1010 North Way, PO Box 455 31305 Tel 912-437-4141 Transit # 64-0584-612 FAX 912-437-2294 Routing # 0612-0584-4 Return Items 912-437-4141 FDIC Cert # 5685 Fed Wire Name: SOUTHEASTERN BANK Est. 1889 Web: www.southeasternbank.com Member Southeastern Banking Corporation, Darien Cornelius P. (Con) Holland III, Chm Bd-PresDarryl Cox, VP-Op/Reg J Off CEO-LO Scott Sykes, VP-DP Off John Houser, EVP-LO Alyson G. Beasley, COO-Fin/Acct/Op Off Wanda D. Pitts, SVP-HR Off Donald R. Torbert Jr, CFO Suzanna Jones, VP-Compl Op/Ln Op/Reg CC Off Holly White, Mktg Off Directors: Cornelius P. (Con) Holland III, Alyson G. Beasley, Michael Hardy, Alva J. Hopkins III, Al Downey, Craig Root Branch(es): Brunswick, Folkston, Kingsland, Nahunta, Richmond Hill, Saint Simons Island, Townsend, Woodbine Net Loans $ 234,262,000 Cap $ 2,500,000 Cash & d fm b $ 67,888,000 Surplus $ 36,691,000 Securities $ 114,690,000 Undiv Prof $ 12,963,000 Fed Fds Sold $ 12,030,000 Deposits $ 401,812,000 Other Assets $ 26,412,000 Other Liab $ 1,316,000 Total Assets $ 455,282,000 Net Income $ 6,649,000 Correspondents: Federal Reserve B, Atlanta; BBVA Compass B, Birmingham AL; Truist B, Charlotte NC Memberships: CBA, ICBA, GBA

CBA Legal Hotline (CBA members only)

Call 404-844-2765 or visit www.jamesbatesllp.com/cba/


Georgia Financial Directory

130

DAWSON • (Terrell) Pop. 4,540

CBA Div 5

Bank of Dawson State Commercial Bank 209 N Main St, PO Box 230 39842 9-4; Fri 9-5; Cl Sat Transit # 64-0765-612 Routing # 0612-0765-1 FDIC Cert # 876 Est. 1911 ATM Locations: 1

Tel 229-995-2141 FAX 229-995-3245 Return Items 229-995-2141 Web: www.bankofdawson.com E-Mail: bankofdawson@windstream.net

Member Dawson Bancshares, Inc., Dawson H. P. Smith, Chm Bd Barry N. Lyle, Pres-CEO Debra R. Sams, EVP-Ln Op Off Ty Bettis, VP

Shane Bell, AVP-LO Delle Giovingo, AVP-Op Off Sara Heath, Compl Off Julie Freeman, IT-Aud Off

Directors: H. P. Smith, Ed Collier, Milton Foster, Wilbur T. Gamble Jr, Jack Laing, John Leach, Barry N. Lyle, W. T. Rountree, Charles Scott, Brad Stafford Operations, Delle Giovingo; IT/Security Officer, Julie Freeman Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

77,818,000 26,519,000 19,392,000 3,500,000 3,574,000 130,803,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

480,000 9,520,000 12,910,000 101,981,000 5,912,000

Net Income

$

1,060,000

Correspondents: BBVA Compass B, ServisFirst B, Birmingham AL; Synovus B, Columbus OH Memberships: CBA, ABA, FDIC, ICBA

Georgia Community Bank State Commercial Bank 250 E Lee St, PO Box 389 39842 9-4; Fri 9-5; Cl Sat Transit # 64-0117-612 Routing # 0612-0117-8 FDIC Cert # 35320 Est. 1999 ATM Locations: 6

Tel 229-995-4461 FAX 229-995-6312 Return Items 229-995-4461 Web: gcb.bank E-Mail: info@gcb.bank

Member Georgia Community Bancorp, Inc., Dawson Lucie V. Beeley, Chm Bd-CEO Scott A. Beeley, Pres-COO-Sr Cre Off Matthew G. Reed, Taylor County Mkt Pres-CFO David Fain, Seminole County Mkt Pres-SLO Kevin Massey, Terrell County Mkt Pres-SLO Jimmy Cooper, EVP-Lee County Mkt Pres-CLO

Lisa Cosper, C HR/Mktg Off Haley Prescott, C Acct/Aud Off Dianne Singleton, C Compl Off Heidi Breeden, BSA/Op Off Valonda Williams, Ln Op Off

Directors: Lucie V. Beeley, Gordon B. Alston, Jr, Homer Barrow, Scott A. Beeley, Dr. Tracy Bridges, David Fain, Matthew G. Reed, David Rumph, Terry Shamblin, Mary V. Tuck, Van Tuck, Jeffrey Wainwright, Joe West Marketing, Lisa Cosper; Operations, Heidi Breeden; Chief Lending Officer, Scott A. Beeley; Finance & Accounting, Haley Prescott; IT/Security Officer, Paul Stillson; Agriculture, Kevin Massey Branch(es): Albany, Blakely, Donalsonville, Reynolds, Roberta Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

201,664,000 61,802,000 51,406,000 4,120,000 12,535,000 331,527,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

6,087,000 15,263,000 19,758,000 279,368,000 11,051,000

Net Income

$

3,958,000

Correspondents: First N Banker’s B, Baton Rouge LA Memberships: CBA, FDIC, Fed

OneSouth Bank (Branch of Blakely) 917 Forrester Dr SE 39842 Manager, Ashley Montgomery, City Pres

DAWSONVILLE • (Dawson) Pop. 2,536

Routing # 0612-1200-2 Tel 229-995-5015

CBA Div 2

Bank OZK (Branch of Little Rock AR) 6639 Hwy 53 E 30534

Routing # 0611-2095-8 Tel 706-216-2265

CoastalStates Bank (Branch of Hilton Head Island SC) 70 Carlisle Rd 30534

Routing # 0611-2089-3 Tel 706-216-5900


Georgia Financial Directory

131

Regions Bank (Branch of Birmingham AL) 6183 Hwy 53 E 30534

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 136 Hwy 400 S 30534

Routing # 0611-1341-5 Tel 706-216-5050

24 Dawson Village Way S 30534 United Community Bank (Branch of Blairsville MN) 109 Hwy 53 W 30534 6372 Hwy 53 E 30534

DECATUR • (DeKalb) Pop. 19,335 Ameris Bank (Branch of Atlanta) Fidelity Bank 1120 Commerce Dr 30030 Manager, Herb McCoy Bank of America, N.A. (Branch of Charlotte NC) 163 Clairemont Ave 30030

Tel 706-525-6009

Routing # 0611-1284-3 Tel 706-265-3232 Tel 706-216-8444

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2790 FAX 404-373-9785

Routing # 0610-0005-2 Tel 404-371-6930

3819 N Decatur Rd 30032

Tel 404-297-1180

2052 Lawrenceville Hwy 30033

Tel 404-329-4810

2850 Candler Rd 30034

Tel 404-244-4262

4960 Flat Shoals Pkwy 30034

Tel 678-987-0866

CenterState Bank, N.A. (Branch of Winter Haven FL) 150 E Ponce De Leon Ave, Ste 120 30030

Routing # 0631-1403-0 Tel 770-767-6500

Cornerstone Bank (Branch of Atlanta) 125 Clairemont Ave 30030

Routing # 0610-9233-2 Tel 678-553-1480

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 2630 Rainbow Way 30034

Routing # 0611-9184-8 Tel 404-212-3543

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) North Decatur and Clairmont Branch 2091 N Decatur Rd 30033-5305

Routing # 0610-9238-7 Tel 404-443-2620

North Decatur Corners Branch 2861 N Decatur Rd 30033-5911

Tel 404-292-1566

South DeKalb Branch 2782 Candler Rd NE, Ste 25 30034-1410

Tel 404-243-6756

Chapel Hill Commons Branch 3642 Flakes Mill Rd, Ste 309 30034-5259

Tel 678-418-2346

Hairston Crossing Branch 2079 S Hairston Rd, Stes F and G 30035-2539

Tel 770-987-1134

PNC Bank, N.A. (Branch of Wilmington DE) 2710 Wesley Chapel Rd 30034

Routing # 0531-0085-0 Tel 404-286-3064

Regions Bank (Branch of Birmingham AL) 1565 Church St 30033

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 1221 Clairmont Rd 30030

Routing # 0611-1341-5 Tel 404-320-3300

190 W Ponce De Leon Ave 30030

Tel 404-460-8102

3604 Memorial Dr 30032

Tel 404-942-0065

2175 Lawrenceville Hwy 30033

Tel 404-638-6940

2591 Blackmon Dr 30033

Tel 470-225-4814

2727 Candler Rd 30034

Tel 404-479-5203


Georgia Financial Directory

132 DECATUR — Continued

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 250 E Ponce De Leon Ave 30030

Routing # 0610-0022-7 Tel 404-929-7676

1221 Columbia Dr 30032

Tel 404-286-5571

3615 Flat Shoals Rd 30034

Tel 404-865-2150

4825 Flat Shoals Pkwy 30034

Tel 404-865-2965

DEXTER (Laurens) Pop. 575

CBA Div 7

State Bank of Cochran (Branch of Cochran) 109 E Main St 31019 Manager, Pam Graham, Br Mgr

Routing # 0612-1023-7 Tel 478-875-3104

DILLARD (Rabun) Pop. 339

CBA Div 2

Rabun County Bank (Branch of Clayton) 7408 Hwy 441 N 30537 Manager, Fredda Beck, AVP-LO

Routing # 0611-0266-2 Tel 706-746-2221

DOERUN (Colquitt) Pop. 774

CBA Div 5

Ameris Bank (Branch of Atlanta) 137 W Broad Ave 31744

Routing # 0612-0175-4 Tel 229-782-5358

DONALSONVILLE • (Seminole) Pop. 2,539 Ameris Bank (Branch of Atlanta) 109 W 3rd St 39845

CBA Div 5 Routing # 0612-0175-4 Tel 229-524-2112

Commercial State Bank (Bank has merged with Georgia Community Bank, Dawson) First Port City Bank (Branch of Bainbridge) 201 S Woolfork Ave 39845 9-4:30; Fri 9-5:30; Cl Sat Manager, Nancy Jernigan, EVP-CLO

Routing # 0612-0245-2 Tel 229-524-1106 FAX 229-524-6656

First State Bank of Blakely (Branch of Blakely) 200 S Morris Ave 39845 Manager, Polly Miller

Routing # 0612-0293-1 Tel 229-524-2011

Georgia Community Bank (Branch of Dawson) 113 W 2nd St 39845

Routing # 0612-0117-8 Tel 229-524-2280

Branch Officers: David Fain, Mkt Pres-SLO PeoplesSouth Bank (Branch of Colquitt) 305 S Tennille Ave 39845

Routing # 0612-0237-1 Tel 229-524-1030

DORAVILLE (DeKalb) Pop. 8,330

CBA Div 3

First IC Bank State Commercial Bank 5593 Buford Hwy, PO Box 47666 30340 9-4:30; Fri 9-5:30; Sat 9-1 Transit # 64-1979-611 Routing # 0611-1979-4 FDIC Cert # 34998 Fed Wire Name: FIRST IC BK Est. 2000

Tel 770-451-7200 FAX 770-451-7023 Return Items 770-451-7200

Web: www.firsticbank.com

Member First IC Corporation, Doraville Chong W. Chun, Chm Bd Dong Wook Kim, Pres-CEO-Reg CC/Reg J/ Wire Trans Off Jack Byun, EVP-C Cre Off Dong Won Shin, SVP-Cont

Kenneth Martin, 1st VP-Compl Off Lin Hsieh, AVP-HR Mgr Donna Linn, AVP-Op Mgr Edward Briscoe, CFO-COO


Georgia Financial Directory

133

First IC Bank — Continued Directors: Chong W. Chun, Do Hyun Kim, Dong Wook Kim, Suk Hyun Kim, Eui Suk Lee, Tae Hyun Liu Branch(es): Duluth, Norcross, Suwanee Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

538,965,000 88,608,000 60,151,000 17,048,000 704,772,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

29,560,000 13,038,000 35,453,000 620,742,000 5,979,000

Net Income

$

10,814,000

Correspondents: CenterState B NA, Winter Haven FL; Truist B, Charlotte NC; Zions Bancorporation, NA, Salt Lake City UT Memberships: CBA, ICBA, ABA, FDIC, FHLB, GBA JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Buford Highway and McElroy Branch 5768 Buford Hwy NE 30340-1207

Routing # 0610-9238-7 Tel 770-810-7210

Metro City Bank State Commercial Bank 5114 Buford Hwy 30340 9-5; Sat 9-2 Transit # 64-2068-611 Routing # 0611-2068-6 FDIC Cert # 58181 Fed Wire Name: METRO CITY BANK Est. 2006

Tel 770-455-4989 FAX 770-454-1855 Return Items 770-455-4989

Web: www.metrocitybank.com

Member Metrocity Bankshares, Inc., Doraville Nack Paek, Chm Bd Farid Tan, CEO Hwa Saeng Kim, Pres-CLO-COO S. Benton Gunter, EVP-C Admin Off

Abdul Mohdnor, EVP-Compl Mgr Daphne Loh, 1st VP-Acct Mgr Valerie Pendergast, 1st VP-HR Mgr

Directors: Nack Paek, Farid Tan Marketing, Howard Kim; Operations, Chris Soares; Chief Lending Officer, Howard Kim; Finance & Accounting, Lucas Stewart; IT/Security Officer, Jason Jhoo Branch(es): Duluth, Johns Creek, Marietta, Norcross, Suwanee Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

1,244,664,000 270,496,000 15,695,000 20,917,000 84,267,000 1,636,039,000

Cap 0.01p Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

13,207,000 24,890,000 162,790,000 1,340,347,000 94,805,000

Net Income

$

44,818,000

Correspondents: First N Bankers’ B, Birmingham AL Memberships: CBA, ICBA, FDIC PNC Bank, N.A. (Branch of Wilmington DE) 5424 Buford Hwy 30340 PromiseOne Bank (Branch of Duluth) 5938 Buford Hwy, Ste 110 30340 9-4:30; Fri 9-5:30; Sat 9-1 Manager, Jung A. Lee Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 5772 Buford Hwy 30340

DOUGLAS • (Coffee) Pop. 11,589 Ameris Bank (Branch of Atlanta) 100 S Pearl Ave 31533 901 Bowens Mill Rd SW 31533 Colony Bank (Branch of Fitzgerald) 1351 SE Bowens Mill Rd 31533 Manager, Andrew Scott Miller, Reg Pres 625 W Ward St 31533 Manager, Andrew Scott Miller, Reg Pres

Routing # 0531-0085-0 Tel 770-452-3298

Routing # 0611-2118-0 Tel 678-385-0840 FAX 678-385-0849

Routing # 0610-0022-7 Tel 404-865-2780

CBA Div 6 Routing # 0612-0175-4 Tel 912-384-2701 Tel 912-384-2701

MICR # 0612-0267-2 Tel 912-384-3131 Tel 912-384-3100


Georgia Financial Directory

134 DOUGLAS — Continued

Douglas National Bank National Commercial Bank 211 E Ward St, PO Box 2830 31533 Tel 912-384-2233 9-4; Fri 9-5; Cl Sat FAX 912-384-3272 Transit # 64-0201-611 Return Items 912-384-2233 Routing # 0611-0201-3 FDIC Cert # 57230 Fed Wire Name: DOUGLAS NATL BANK Est. 2001 Web: www.dnbdouglas.com ATM Locations: 1 Member DNB Financial Services, Inc., Douglas Stuart S. Smith, Pres-CEO Luke E. Morgan, EVP-LO Julie Harper, VP-LO Tonia Guthrie, CFO-Compl/Op/Reg CC/Reg J/ Wire Trans Off

Liz Grantham, Mtg LO/Mktg/Sec Mtg Mkt Off Debbie Youmans, Wire Trans Off

Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $ $

152,500,000 10,587,000 6,902,000 1,277,000 9,340,000 180,606,000

Net Income Correspondents: BBVA Compass B, Birmingham AL Memberships: ICBA, FDIC, Fed, FHLB, GBA, CBA

$ $ $ $ $

2,900,000 5,600,000 15,122,000 156,079,000 905,000

$

5,769,000

First National Bank of Coffee County National Commercial Bank 420 S Madison Ave, PO Box 1679 31533 Tel 912-384-1100 9-4; Fri 9-5; Cl Sat FAX 912-384-0831 Transit # 64-0473-612 Return Items 912-384-1100 Routing # 0612-0473-5 FDIC Cert # 33506 Fed Wire Name: FNB COFFEE CTY Est. 1991 Web: www.fnbcc.com ATM Locations: 3 Member FNC Bancorp, Inc., Douglas Milton Clements, Chm Bd Dale Morris, Pres-CEO Moyle Fritz, Mkt Pres-FL Mkt Off Kevin Vogel, SVP-LO-FL Mkt Off Dawn Bridges, CFO-Tech Off David Eiler, CLO-FL Mkt Off Ashley Elston, BSA Off

Jessica Hudson, Cons LO Nichole Jones, Op/Treas Mgr/FL Mkt Off Stephen Lewis, SLO-GA Mkt Off Lee Taylor, LO-GA Mkt Off Tina Thompson, Op/GA Mkt Off Joy Vickers, Mtg Off

Directors: Milton Clements, Will Ellis, R. E. Evans, Kirk Farrar, Norma Lynn Hand, Dale Morris Operations, Nichole Jones; Chief Lending Officer, Lee Taylor; Chief Technology Officer, Dawn Bridges Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

145,418,000 72,721,000 6,607,000 1,525,000 8,253,000 234,524,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,750,000 9,391,000 8,946,000 213,106,000 1,331,000

Net Income

$

2,733,000

Correspondents: CenterState B NA, Winter Haven FL; Truist B, Charlotte NC Memberships: CBA, ICBA, ABA, FDIC, Fed, FHLB, GBA FNB South (Branch of Alma) 620 S Peterson Ave 31533 Manager, Kevin Elrod, SVP-LO

Routing # 0612-1286-6 Tel 912-384-1111

Truist Bank (Branch of Charlotte NC) 201 S Peterson Ave 31533

Routing # 0611-1341-5 Tel 912-493-6012

210 N Peterson Ave 31533

Tel 912-260-3280

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 434 S Peterson Ave 31533

Routing # 0610-0022-7 Tel 912-384-5758

DOUGLASVILLE • (Douglas) Pop. 30,961 Ameris Bank (Branch of Atlanta) 6157 Fairburn Rd 30134 6100 Stewart Pkwy 30135

CBA Div 1 Routing # 0612-0175-4 Tel 770-949-2500 FAX 770-920-3178 Tel 770-920-3180 FAX 770-920-3181


Georgia Financial Directory

135

Bank of America, N.A. (Branch of Charlotte NC) 6976 Douglas Blvd 30135

Routing # 0610-0005-2 Tel 770-920-3727

Bank OZK (Branch of Little Rock AR) 9001 Hospital Dr 30134

Routing # 0611-2095-8 Tel 770-852-6880

9360 The Landing Dr 30135 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Cosby Station Branch 3296 Hwy 5 30135-2396

Tel 770-544-0263

Routing # 0610-9238-7 Tel 678-838-0311

PNC Bank, N.A. (Branch of Wilmington DE) 6125 Professional Pkwy 30134

Routing # 0531-0085-0 Tel 678-838-9900

Regions Bank (Branch of Birmingham AL) 5871 Fairburn Rd 30134

Routing # 0611-0137-5 Tel 800-734-4667

6636 Church St 30134

Tel 800-734-4667

6104 Central Church Rd 30135

Tel 800-734-4667

ServisFirst Bank (Branch of Birmingham AL) 2801 Chapel Hill Rd 30135

Routing # 0620-0650-5 Tel 770-489-4443

Synovus Bank (Branch of Columbus) 6500 E Church St 30134

Routing # 0611-0060-6 Tel 888-796-6887

2991 Chapel Hill Rd 30135 Truist Bank (Branch of Charlotte NC) 5641 Fairburn Rd 30134

Tel 888-796-6887

Routing # 0611-1341-5 Tel 678-403-3574

8458 Campbellton St 30134

Tel 770-942-5108

3316 Hwy 5 30135

Tel 770-308-4443

6943 Douglas Blvd 30135

Tel 770-308-6246

United Community Bank (Branch of Blairsville MN) 6670 Church St 30134

Routing # 0611-1284-3 Tel 770-942-5681

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3298 Hwy 5 30135

Routing # 0610-0022-7 Tel 770-659-1000

6300 Arbor Place Blvd 30135 Woodforest National Bank (Branch of The Woodlands TX) 7001 Concourse Pkwy 30134

DUBLIN • (Laurens) Pop. 16,201

Tel 770-920-3700

Routing # 3149-7285-3 Tel 470-632-2462

CBA Div 7

Ameris Bank (Branch of Atlanta) 2101 Veterans Blvd 31021

Routing # 0612-0175-4 Tel 478-277-3765

Bank of Dudley (Branch of Dudley) 1650 Veterans Blvd 31021 Manager, Erica Bell

Routing # 0612-0593-8 Tel 478-277-1500 FAX 478-275-7581

200 W Jackson St 31021 Manager, Josh Crews Capital City Bank (Branch of Tallahassee FL) 1959 Veterans Blvd 31021 600 Bellevue Ave 31021

Tel 478-277-1500 FAX 478-277-1518

Routing # 0631-0068-8 Tel 478-277-5160 Tel 478-277-1200


136

Georgia Financial Directory

DUBLIN — Continued The Citizens Bank of Cochran (Branch of Cochran) 605 Bellevue Ave 31021 Manager, Charles Harwell, Pres-CEO-LO The Citizens Bank of Swainsboro (Branch of Swainsboro) 1210 Hillcrest Pkwy 31021 Manager, Jeff Cannon, Br Pres

Routing # 0612-1134-6 Tel 478-272-9650 FAX 478-275-7470

Routing # 0612-0355-8 Tel 478-272-7775

Farmers State Bank State Commercial Bank 1620 Veterans Blvd, PO Box 1568 31040 Tel 478-275-3223 9-5; Fri 9-5:30; Cl Sat FAX 478-275-3231 Transit # 64-1119-612 Return Items 478-275-3223 Routing # 0612-1119-7 FDIC Cert # 19720 Est. 1934 Web: www.farmersstate-online.com ATM Locations: 2 Member Farmers Bancshares, Inc., Dublin Kenneth S. Dowling, Chm Bd James K. Brantley, VP-LO Edward E. Morris, CEO Ben Knight, VP-Bus Dev Off Brett J. Bowden, Pres-LO Pamela B. Daily, Wire Trans Off Dan Rowe, EVP-CFO-Op/Fin Acct/LO Lisa Hunter, Mtg Ln Proc Off Directors: Kenneth S. Dowling, Brett J. Bowden, Roger L. Folsom, James Roy Malone Jr, Edward E. Morris, Dan Rowe, Kennon Smith City Branch(es): 901 Hillcrest Pkwy 31021 Tel 478-275-3770 Other Branch(es): Cadwell Net Loans $ 90,384,000 Cap $ 55,000 Cash & d fm b $ 6,495,000 Surplus $ 8,345,000 Securities $ 24,702,000 Undiv Prof $ 10,839,000 Other Assets $ 2,800,000 Deposits $ 104,720,000 Total Assets $ 124,381,000 Other Liab $ 422,000 Net Income $ 1,726,000 Correspondents: Federal Reserve B, Atlanta; Truist B, Charlotte NC Memberships: CBA, FDIC, Fed, GBA

Morris Bank State Commercial Bank 301 Bellevue Ave, PO Box 520 31021 Tel 478-272-5202 9-5; Fri 9-5:30; Cl Sat FAX 478-275-3094 Transit # 64-1304-612 Return Items 478-272-5202 Routing # 0612-1304-3 FDIC Cert # 17910 Fed Wire Name: MORRIS BANK Est. 1954 Web: www.morrisstate.com Member Morris State BancShares, Inc., Dublin Thad Childs, Chm Bd Chris Bond, CFO Spence N. Mullis, Pres-CEO-LO Ashlee L. Torpy, COO-C Strategis Off-LO Susan C. Brandon, EVP-LO Sonya Alexander, HR Dir Stacy Brantley, SVP-LO Dawn Cain, Op Off Tony Tanner, VP-LO Kirk Cavanah, Compl/Reg CC Off J. Tanner Underwood, AVP-Gordon City ExecKimberly Ely, B Off-LO LO Kim Walker, Tech Ser Spec/Wire Trans/DP Debra P. Wood, AVP-LO Off Directors: Thad Childs, F. Scott Beasley, Mark S. Byrd, O. D. Cullen III, Phillip D. Faircloth, J. Bent Gay Jr, Lisa Livingston, Michael A. Maffett, Roger W. Miller, Wallace E. Miller, Spence N. Mullis, Melton E. Tyson, Sen Larry Walker, Robert J. Walker, Robert J. Walker Jr City Branch(es): 2003 Veterans Blvd 31021 Tel 478-272-5202 Other Branch(es): Brooklet, Gordon, Gray, Statesboro, Warner Robins Net Loans $ 730,091,000 Cap $ 330,000 Cash & d fm b $ 72,782,000 Surplus $ 38,665,000 Securities $ 129,067,000 Undiv Prof $ 77,450,000 Fed Fds Sold $ 16,294,000 Deposits $ 878,104,000 Other Assets $ 51,347,000 Other Liab $ 5,032,000 Total Assets $ 999,581,000 Net Income $ 14,825,000 Correspondents: BBVA Compass B, Birmingham AL; CenterState B NA, Winter Haven FL; Truist B, Charlotte NC Memberships: CBA, ICBA, FDIC, Fed, FHLB, GBA State Bank of Cochran (Branch of Cochran) 2040 Veterans Blvd 31021 Manager, Ben Bradshaw, City Pres

Routing # 0612-1023-7 Tel 478-272-8874


Georgia Financial Directory Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 105 Shamrock Dr 31021 Wheeler County State Bank (Branch of Alamo) Atlantic South Bank 1409 Bellevue Ave 31021 Manager, Glenda Burke Atlantic South Bank 2142 US Hwy 441 31021 Manager, Pam Whirl

137 Routing # 0610-0022-7 Tel 478-275-0380

Routing # 0612-1217-0 Tel 478-272-6262

Tel 478-272-3082

DUDLEY (Laurens) Pop. 571

CBA Div 7

Bank of Dudley State Commercial Bank 1448 2nd St, PO Box 7 31022 Tel 478-277-1500 Transit # 64-0593-612 FAX 478-676-3993 Routing # 0612-0593-8 Return Items 478-277-1500 FDIC Cert # 9068 Fed Wire Name: BK OF DUDLEY Est. 1905 Web: www.bankofdudley.com Member Hogan Investments I, Inc., Forsyth Beth M. Vaughn, Chm Bd Clift C. Crews, SVP-LO Samuel W. Beall, Pres-CEO Elizabeth Hodges, COO Directors: Beth M. Vaughn, Samuel W. Beall, Carl O. Bedingfield, Clift C. Crews, E. R. Davis Jr, Eric Haskins, W. G. McLees Jr, S. D. Porter, Benjamin Austin Vaughn, Glen Warnock Branch(es): Dublin, East Dublin, Jeffersonville Net Loans $ 156,516,000 Cap $ 150,000 Cash & d fm b $ 27,357,000 Surplus $ 9,850,000 Securities $ 26,220,000 Undiv Prof $ 19,028,000 Other Assets $ 12,731,000 Deposits $ 193,482,000 Total Assets $ 222,824,000 Other Liab $ 314,000 Net Income $ 2,853,000 Memberships: CBA, ICBA, BAI, FDIC, Fed, FHLB, GBA

DULUTH (Gwinnett) Pop. 26,600

CBA Div 3

Bank of America, N.A. (Branch of Charlotte NC) 2608 Pleasant Hill Rd 30096 3542 Satellite Blvd NW 30096 3595 Peachtree Industrial Blvd 30096 10950 Medlock Bridge Rd 30097 2724 Meadow Church Rd 30097

Routing # 0610-0005-2 Tel 678-323-0222 Tel 770-497-3100 Tel 770-497-4620 Tel 678-473-0856 Tel 678-957-4081

Cadence Bank, N.A. (Branch of Atlanta) 1970 Sattellite Blvd 30097

Routing # 0622-0629-5 Tel 678-495-1660

East West Bank (Branch of Pasadena CA) 2540 Pleasant Hill Rd 30096

Routing # 0611-0389-4 Tel 678-417-7572

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 3455 Peachtree Industrial Blvd 30096

Routing # 0611-1942-2 Tel 770-817-2720

First IC Bank (Branch of Doraville) 2230 Pleasant Hill Rd 30096 Manager, Chiyon Kim 10820 Abbotts Bridge Rd, Ste 213 30097 Manager, Sheena Kao First-Citizens Bank & Trust Company (Branch of Raleigh NC) 2140 Satellite Blvd 30097 2775 Buford Hwy, PO Box 3910 30096

Routing # 0611-1979-4 Tel 678-417-7474 FAX 678-417-7454 Tel 770-417-1363 FAX 770-418-1963

Routing # 0611-9184-8 Tel 678-473-0286 Tel 770-476-2775

Gwinnett Community Bank (Bank has merged with First-Citizens Bank & Trust Company, Raleigh NC)


Georgia Financial Directory

138 DULUTH — Continued

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Reynolds Crossing Branch 3780 Old Norcross Rd 30096-1740

Routing # 0610-9238-7 Tel 678-417-0269

Old Peachtree and Buford Highway Branch 2697 Old Peachtree Rd 30097-5146

Tel 770-814-0612

Metro City Bank (Branch of Doraville) 3725 Old Norcross Rd 30096

Routing # 0610-9238-7 Tel 678-417-0269

PNC Bank, N.A. (Branch of Wilmington DE) 3750 Old Norcross Rd 30096

Routing # 0531-0085-0 Tel 678-584-5991

9570 Medlock Bridge Rd 30097

Tel 770-418-2908

PromiseOne Bank (Branch of Duluth) 2385 Pleasant Hill Rd 30096 9-4:30; Fri 9-5:30; Sat 9-1

Routing # 0611-2118-0 Tel 678-385-0800 FAX 678-385-0819

PromiseOne Bank State Commercial Bank 2400 Pleasant Hill Rd 30096 9-4:30; Fri 9-5:30; Cl Sat Transit # 64-2118-611 Routing # 0611-2118-0 FDIC Cert # 58657 Fed Wire Name: PROMISEONE BANK Est. 2008 ATM Locations: 7

Tel 678-385-0800 FAX 678-385-0819 Return Items 678-385-0800 Employer ID # 26-3251166 Web: www.promiseone.bank E-Mail: help@promiseone.bank

Member PromiseOne Bancorp, Inc., Duluth Jake Park, Pres-CEO Tammy Jang, EVP-CFO-Reg CC/Reg J Off Soo Song, EVP-C Cre Off

Hyelee Yoon, EVP-C Op Admin Off Judy Allen, 1st VP-Sr Compl/Sec Off

Directors: James Cho, Francis D. Kim, Yoonsung Kim, Jake Lee, Daniel Lim, Peter Nam, Jake Park, Young Sohn Branch(es): Chamblee, Doraville, Duluth, Johns Creek, Suwanee Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

306,771,000 62,737,000 52,852,000 28,002,000 450,362,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

8,607,000 24,943,000 23,366,000 385,770,000 7,676,000

Net Income

$

11,448,000

Memberships: CBA, FDIC, Fed Regions Bank (Branch of Birmingham AL) 1581 Satellite Blvd 30097

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 6224 Sugarloaf Pkwy 30097

Routing # 0611-0427-5 Tel 770-963-9224

6515 Sugarloaf Pkwy 30097

Tel 678-475-5120

Shinhan Bank America (Branch of New York NY) 2170 Pleasant Hill Rd 30096

Routing # 0611-2027-5 Tel 678-512-8200

Truist Bank (Branch of Charlotte NC) 2171 Pleasant Hill Rd 30096

Routing # 0611-1341-5 Tel 770-670-2000

3209 Buford Hwy 30096

Tel 678-417-8900

2260 Peachtree Industrial Blvd 30097

Tel 678-249-2444

2734 Meadow Church Rd 30097

Tel 770-580-8076

6475 Sugarloaf Pkwy 30097

Tel 770-813-2120

United Community Bank (Branch of Blairsville MN) 6600 McGinnis Ferry Rd 30097

Routing # 0611-1284-3 Tel 770-476-9797


Georgia Financial Directory Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3072 Old Norcross Rd 30096

139 Routing # 0610-0022-7 Tel 770-806-4227

3400 Satellite Blvd 30096

Tel 770-813-4630

4170 Pleasant Hill Rd 30096

Tel 770-497-4680

700 Hampton Green 30096

Tel 770-279-5820

2731 Meadow Church Rd 30097

Tel 770-497-4140

5825 State Bridge Rd 30097

Tel 770-813-4670

Woodforest National Bank (Branch of The Woodlands TX) 2635 Pleasant Hill Rd 30096

DUNWOODY (DeKalb) Pop. 49,459 Ameris Bank (Branch of Atlanta) Fidelity Bank 1425 Dunwoody Village Pkwy 30338 Manager, Marguerite Brunn Bank of America, N.A. (Branch of Charlotte NC) 2454 Jett Ferry Rd 30338 4545 Chamblee Dunwoody Rd 30338 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Mount Vernon and Dunwoody Club Branch 2526 Mount Vernon Rd 30338-3049

Routing # 3149-7285-3 Tel 770-418-9828

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2100 FAX 770-668-0411

Routing # 0610-0005-2 Tel 770-392-2971 Tel 770-698-5255

Routing # 0610-9238-7 Tel 770-510-2055

Dunwoody Road and Dunwoody Village Parkway Branch 5540 Chamblee Dunwoody Rd 30338-4109

Tel 770-698-8523

Ashford Dunwoody and Ravinia Branch 4453 Ashford Dunwoody Rd 30346-1505

Tel 678-459-1678

The Piedmont Bank (Branch of Norcross) 1725 Mt Vernon Rd 30338

Routing # 0611-2085-1 Tel 770-392-0900

PNC Bank, N.A. (Branch of Wilmington DE) 1636 Mt Vernon Rd 30338

Routing # 0531-0085-0 Tel 770-730-9965

Regions Bank (Branch of Birmingham AL) 1457 Mt Vernon Rd 30338

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 1449 Dunwoody Village Pkwy 30338

Routing # 0611-0427-5 Tel 770-399-2040

Truist Bank (Branch of Charlotte NC) 1545 Mt Vernon Rd 30338

Routing # 0611-1341-5 Tel 770-394-9686

4525 Chamblee Dunwoody Rd 30338

Tel 770-625-2380

5490 Chamblee Dunwoody Rd 30338

Tel 770-510-0000

Wallis Bank (Branch of Wallis TX) 1710 Mt Vernon Rd 30338

Routing # 1131-1339-2 Tel 404-439-0110

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1630 Mt Vernon Rd 30338

Routing # 0610-0022-7 Tel 404-865-4980

EAST DUBLIN (Laurens) Pop. 2,441 Bank of Dudley (Branch of Dudley) 101 Savannah Ave 31027 Manager, Brandon Tapley

CBA Div 7 Routing # 0612-0593-8 Tel 478-277-1500 FAX 478-274-2211


EXECUTIVE INSURANCE AGENCY, INC.

Call Us for All Your Collateral Insurance Needs! • • • • • • • •

VSI Flood Creditor Placed Collateral Protection REO GAP Blanket Tracking Services

Executive Insurance is a Preferred Service Provider of the CBA of Georgia, and has been working with community banks in Georgia since 1980. We are totally committed to the future of community banking and consequently are setting the standard in service, knowledge and innovation in this very important area. We encourage you to call on us for a comprehensive review of your VSHFL¿F QHHGV

Mr. Ryan Sower P.O. Box 480 • Stockbridge, GA 30281-0480 770-474-2355 • 800-772-1404 www.executiveinsuranceagency.com


Georgia Financial Directory

141

EAST ELLIJAY (Gilmer) Pop. 546

CBA Div 2

South State Bank (Branch of Columbia SC) 489 Highland Crossing 30540

Routing # 0612-0465-4 Tel 706-515-2265

Truist Bank (Branch of Charlotte NC) 894 Maddox Dr 30540

Routing # 0611-1341-5 Tel 706-276-3400

EAST POINT (Fulton) Pop. 33,712

CBA Div 3

Bank of America, N.A. (Branch of Charlotte NC) 2818 E Point St 30344

Routing # 0610-0005-2 Tel 404-765-1966

Citizens Trust Bank (Branch of Atlanta) 2840 E Point St 30344

Routing # 0610-1022-0 Tel 404-768-0920

Regions Bank (Branch of Birmingham AL) 2833 Main St 30344 3511 Camp Creek Pkwy 30344

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 3510 Camp Creek Pkwy 30344

Routing # 0611-1341-5 Tel 404-469-0877

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2860 E Point St 30344

Routing # 0610-0022-7 Tel 404-763-4910

EASTMAN • (Dodge) Pop. 5,555

CBA Div 6

Bank of Eastman State Commercial Bank 130 Oak St, PO Box 909 31023 Tel 478-374-3418 9-4; Fri 9-6; Cl Sat FAX 478-374-2251 Transit # 64-0253-612 Return Items 478-374-3418 Routing # 0612-0253-3 FDIC Cert # 877 Fed Wire Name: BANK OF EASTMAN Est. 1909 Web: www.bankofeastman.com ATM Locations: 4 Member Magnolia Bankshares, Inc., Eastman Jolene J. Carroll, Chm Bd-CEO-Pres Sherri Barber, Int Aud-HR Dir-BSA/AML/ David Dyer, Baldwin Co Mkt Pres OFAC/IS Off Mell Merritt, Jones Co Mkt Pres Nylan Hinson, Compl/CRDA Off Erica Lee, CFO Allen N. Long, CLO Jamie Sheffield, C Cre Off Directors: Jolene J. Carroll, Callen A. Carroll, Dr. Clark M. Carroll, Lloyd Carter, L. Mitchell Coffee Jr, Anne G. Hillard, Dr. Steve Holcomb, John L. Jessup, Allen N. Long, Dan Moore, R. Larry Southerland, Mark G. Studstill, John Stephen Whigham Branch(es): Gray, Milledgeville Net Loans $ 112,736,000 Cap $ 500,000 Cash & d fm b $ 29,585,000 Surplus $ 16,222,000 Securities $ 12,030,000 Undiv Prof $ 2,385,000 Other Assets $ 7,127,000 Deposits $ 142,082,000 Total Assets $ 161,478,000 Other Liab $ 289,000 Net Income $ 1,305,000 Correspondents: FHLB, Atlanta; Truist B, Charlotte NC Memberships: CBA, ICBA, FDIC, Fed

Stay informed on the latest trends and updates in the community banking and financial services profession with the

CBA Today eNewsletter. To find out more, visit www.cbaofga.com/enewsletter---cba-today.html!


Georgia Financial Directory

142 EASTMAN — Continued

Citizens Bank & Trust Company State Commercial Bank 5101 5th Ave, PO Box 339 31023 Tel 478-374-4754 9-4; Fri 9-5; Cl Sat FAX 478-374-6477 Transit # 64-1143-612 Return Items 478-374-4754 Routing # 0612-1143-0 FDIC Cert # 16780 Fed Wire Name: CITIZENS BK & TR Est. 1934 Web: www.citizensga.com ATM Locations: 2 Member Citizens Corporation, Eastman James H. Green, Chm Bd G. Mike Odom Jr, CEO James E. (Butch) Kirkley II, Pres-COO Bernice Wright, SVP-CFO Jason Braden, SVP-Sr Cre Off Brad Brookshire, SVP Jon Seagraves, SVP Kennon Graham, VP

Joyce Kenard, VP Scott Lane, VP Mary Ann Martin, VP Kay McDaniel, VP Chris Reed, VP Lori Sheffield, VP Mary Ann Young, VP

Directors: James H. Green, Cecil B. Barden, Jerry T. Bland, Lawrence W. Coffee, Lynda S. Franklin, Wade B. Hall, Gene Haskins, James E. (Butch) Kirkley II, G. Mike Odom Jr, H. Wayne Smith Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

112,151,000 23,244,000 18,377,000 10,764,000 164,536,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

200,000 14,150,000 1,662,000 147,388,000 1,136,000

Net Income

$

1,459,000

Correspondents: Cadence B, NA, Federal Reserve B, FHLB, Atlanta; CenterState B NA, Winter Haven FL; ServisFirst B, Birmingham AL Memberships: ICBA, ABA, FDIC, FHLB, GBA Colony Bank (Branch of Fitzgerald) 5510 Oak St 31023 Manager, Stephen Browning, Mkt Pres

MICR # 0612-0267-2 Tel 478-374-4739

EATONTON • (Putnam) Pop. 6,480

CBA Div 4

Farmers & Merchants Bank State Commercial Bank 100 S Madison Ave, PO Box 4450 31024 Tel 706-485-9941 9-5; Wed 9-1; Sat 8:30-12:30 FAX 706-485-9947 Transit # 64-1055-611 Return Items 706-485-9941 Routing # 0611-1055-7 FDIC Cert # 9069 Fed Wire Name: FARMERS & MER BK Est. 1922 Web: www.ibankfmb.com ATM Locations: 2 Member Putnam-Greene Financial Corporation, Eatonton Lurner O. (Chip) Benton IV, Pres-CEO Medina Crowe, VP-LO Amy McElhenney, VP-HR Off

Wil Griffin, CFO William Gower, COO-SLO Lindsey Rickman, Mktg Off

Directors: Lurner O. (Chip) Benton IV, Nancy Benton, Stacy Benton, J. S. Blackwell Jr, William Gower, J. T. Gregory Jr, Lint Jordan, Earnest Turk City Branch(es): 1011 Lake Oconee Pkwy 31024 Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

94,626,000 44,415,000 43,120,000 7,653,000 189,814,000

Tel 706-485-9858 Cap Surplus Undiv Prof Deposits Other Liab

Net Income Correspondents: CenterState B NA, Winter Haven FL

$ $ $ $ $

200,000 23,850,000 2,212,000 162,671,000 881,000

$

1,646,000

Memberships: CBA, ICBA, FDIC, FHLB

The Peoples Bank State Commercial Bank 209 S Jefferson St, PO Box 4250 31024 9-5; Wed 9-12; Cl Sat Transit # 64-1209-611 Routing # 0611-1209-2 FDIC Cert # 16152 Fed Wire Name: THE PEOPLES BK Est. 1943 ATM Locations: 3

Tel 706-485-8542 FAX 706-485-3612 Return Items 706-485-8542

Web: www.tpbeatonton.com

Member Peoples Bankshares, Inc., Eatonton Amelia A. Wilson, Chm Bd Chuck R. Haley, Pres-CEO-CFO

Ame Haley, HR Off Bill McLeroy, Compl Off


Georgia Financial Directory The Peoples Bank — Continued Steve Culberson, EVP-LO Frances T. Griffith, VP-Op Off Rosemary Jackson, VP-Op/Wire Trans Off Donna Silva, VP-Mkgt Off Lori L. Moore, AVP-Op Off Susie G. Segner, AVP-LO

143

Kris Stahle, Mktg/BSA/Reg CC Off Jill Boyer, Proc Mgr-DP Off Lisa Hill, Head Bkkpr-Reg J Off Melinda West, Wire Trans Off Keith Davis, LO Mike Mixon, LO

Directors: Amelia A. Wilson, Steve Culberson, Randy Daniel, Ame Haley, Chuck R. Haley, Clayton R. Lancaster Jr, W. Mike Rountree, Mark A. Smith Sr, Chip Walker, Harvey L. Wilson Sr City Branch(es): 1051 Milledgeville Hwy 31024

Tel 706-485-6710

991 Greensboro Rd 31024

Tel 706-485-5244

Other Branch(es): Pearson Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

79,000,000 26,634,000 18,064,000 10,595,000 134,293,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

150,000 10,747,000 (2,430,000) 118,804,000 7,022,000

Net Income

$

646,000

Memberships: ABA, BAI, FDIC, Fed, GBA Truist Bank (Branch of Charlotte NC) 1105 Lake Oconee Pkwy NE 31024

Routing # 0611-1341-5 Tel 706-479-3014

EDISON (Calhoun) Pop. 1,531

CBA Div 5

The Bank of Edison State Commercial Bank 476 Turner St, PO Box 335 39846 9-4; Cl Sat Transit # 64-0438-612 Routing # 0612-0438-2 FDIC Cert # 5686 Est. 1904 ATM Locations: 1

Tel 229-835-2221 FAX 229-835-2131 Return Items 229-835-2221 Web: www.boedison.com

Member B O E Bancshares, Inc., Edison D. C. Collins, Chm Bd Neil Lowe, Pres-CEO-Mktg/LO Frank Miller, SVP-LO Melissa Bruner, VP-Op Off Stacie Ragan, VP-Compl Off

Chandler Ray, VP-LO Madelyn Smith, DP Mgr Jasmine Beard, Wire Trans Off Martha Bonner, Wire Trans Off

Directors: D. C. Collins, Martha Corrigan, Ben Dismukes, W. A. Duvall, D. W. Hammack Jr, Thomas Jackson, Jason Knox, Neil Lowe, Robert D. Toal, Richard West Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

21,783,000 4,250,000 23,657,000 1,041,000 50,731,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

400,000 2,800,000 1,448,000 46,038,000 45,000

Net Income

$

437,000

Correspondents: First N Bankers’ B, ServisFirst B, Birmingham AL; Synovus B, Columbus OH Memberships: CBA, ICBA, ABA

ELBERTON (Elbert) Pop. 4,653

CBA Div 2

Elberton Federal Savings and Loan Association Federal Savings and Loan 6 Church St, PO Box 897 30635 9-5; Wed 9-1; Cl Sat Transit # 64-7046-2611 Routing # 2611-7046-5 FDIC Cert # 29065 Est. 1922

Tel 706-283-5821 FAX 706-283-7113 Return Items 706-283-5821

Kyle Branan, Chm Bd R. Daniel Graves, Pres-CEO-Mktg/Inv/Ln/Wire Trans Off

Donna W. Shiflet, VP-Compl/Wire Trans Off

Directors: Kyle Branan, R. Daniel Graves, Jimmy Hill, Bob Paul, Philip L. Pitts Net Loans Cash Securities Other Assets Total Assets

$ $ $ $ $

19,434,000 416,000 3,865,000 577,000 24,292,000

Ret. Earnings Deposits Other Liab

Net Income Correspondents: FHLB, Atlanta; Pinnacle B, Elberton Memberships: CBA, ABA, FDIC, FHLB, GBA Northeast Georgia Bank (Branch of Lavonia) 916 Elbert St 30635

$ $ $

5,096,000 15,326,000 3,870,000

$

60,000

Routing # 0611-0303-0 Tel 706-213-9999


Georgia Financial Directory

144 ELBERTON — Continued

Pinnacle Bank State Commercial Bank 884 Elbert St, PO Box 430 30635-0430 9-5; Cl Sat Transit # 64-0129-611 Routing # 0611-0129-4 FDIC Cert # 14065 Fed Wire Name: PINNACLE BANK Est. 1934

Tel 706-283-2854 FAX 706-213-2720 Return Items 706-283-2854

Web: www.pinnaclebank.com

Member Pinnacle Financial Corporation, Elberton L. Jackson McConnell Jr, Chm Bd-Pres-CEO Scott Wilson, EVP-CFO David K. Voyles, EVP-Mgmt Off Donna Webb, EVP-Op/DP Off

Donna Chambers, SVP-Mktg Off Ken Stewart, SVP-Compl Off Amanda Marunich, VP-HR Off

Directors: L. Jackson McConnell Jr City Branch(es): 32 College Ave 30635

Tel 706-283-2854

Other Branch(es): Athens, Bowman, Braselton, Commerce, Covington, Gainesville, Hartwell, Lavonia, Lexington, Monroe, Royston, Social Circle Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

690,116,000 124,523,000 124,743,000 25,000,000 66,333,000 1,030,715,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

7,680,000 65,847,000 41,744,000 908,251,000 1,553,000 5,640,000

Net Income

$

12,656,000

Memberships: ABA, ABA MN, FDIC, FHLB, GBA

Regions Bank (Branch of Birmingham AL) 125 Heard St 30635

ELLAVILLE • (Schley) Pop. 1,812

Routing # 0611-0137-5 Tel 800-734-4667

CBA Div 5

Ameris Bank (Branch of Atlanta) 285 S Broad St 31806

Routing # 0612-0175-4 Tel 229-937-2507

The Peoples Bank of Georgia (Branch of Talbotton) 131 S Broad St 31806

Routing # 0611-0392-0 Tel 229-937-9070

ELLENWOOD (Clayton) Pop. 40,932 Ameris Bank (Branch of Atlanta) 295 Fairview Rd 30294

ELLIJAY • (Gilmer) Pop. 1,619 Bank OZK (Branch of Little Rock AR) 19 Highland Crossing 30536 829 Industrial Blvd 30540

CBA Div 4 Routing # 0612-0175-4 Tel 770-474-6051 FAX 770-474-5523

CBA Div 2 Routing # 0611-2095-8 Tel 706-276-8017 Tel 706-276-8000

Regions Bank (Branch of Birmingham AL) 187 S Main St 30540

Routing # 0611-0137-5 Tel 800-734-4667

United Community Bank (Branch of Blairsville MN) 558 Industrial Blvd 30540

Routing # 0611-1284-3 Tel 706-635-5411

ENIGMA (Berrien) Pop. 1,278 Bank of Alapaha (Branch of Alapaha) 615 Main St 31749

CBA Div 6 Routing # 0612-0527-1 Tel 229-533-6315


Georgia Financial Directory ETON (Murray) Pop. 910 First National Community Bank (Branch of Chatsworth) 3400 Hwy 411 N 30724

EVANS (Columbia) Pop. 29,011

145 CBA Div 1 Routing # 0611-0259-4 Tel 706-695-9646

CBA Div 4

Bank of America, N.A. (Branch of Charlotte NC) 620 Ronald Reagan Dr 30809

Routing # 0610-0005-2 Tel 706-228-1530

Cadence Bank, N.A. (Branch of Atlanta) 4349 Washington Rd 30809

Routing # 0622-0629-5 Tel 706-729-7860

First Community Bank (Branch of Lexington SC) 1200 Town Park Ln 30809

Routing # 0611-9275-3 Tel 706-941-3388

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 450 N Belair Rd 30809

Routing # 0611-9184-8 Tel 706-860-7130

Queensborough National Bank & Trust Company (Branch of Louisville) 4321 Washington Rd 30809

Routing # 0611-0397-5 Tel 706-868-9596

Regions Bank (Branch of Birmingham AL) 4385 Washington Rd 30809

Routing # 0611-0137-5 Tel 762-333-0700

Security Federal Bank (Branch of Aiken SC) 5133 Washington Rd 30809

Routing # 2532-7182-2 Tel 706-941-3200

7004 Evans Town Center Blvd 30809 South State Bank (Branch of Columbia SC) 4440 Washington Rd 30809 627 Ronald Reagan Dr 30809

Tel 706-650-6780

Routing # 0612-0465-4 Tel 706-863-0321 Tel 706-854-6270

Synovus Bank (Branch of Columbus) 4208 Washington Rd 30809

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 4212 Washington Rd 30809

Routing # 0611-1341-5 Tel 706-691-0253

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4363 Washington Rd 30809

Routing # 0610-0022-7 Tel 706-228-1500

FAIRBURN (Fulton) Pop. 12,950 Ameris Bank (Branch of Atlanta) Fidelity Bank 8410 Senoia Rd 30213 Manager, Jassmine Sarratt United Community Bank (Branch of Blairsville MN) 65 Washington St 30213

FAYETTEVILLE • (Fayette) Pop. 15,945 Ameris Bank (Branch of Atlanta) Fidelity Bank 1170 Hwy 54 W 30214 Manager, Brandon Sherman

CBA Div 3 Routing # 0611-0240-0 Tel 678-632-9660 FAX 770-969-5928

Routing # 0611-1284-3 Tel 770-964-1551

CBA Div 1 Routing # 0611-0240-0 Tel 678-632-9640 FAX 770-460-4182


146

Georgia Financial Directory

FAYETTEVILLE — Continued Bank of America, N.A. (Branch of Charlotte NC) 219 Banks St 30214 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 440 N Jeff Davis Dr 30214 Manager, Debra Redding JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Summit Point Branch 820 Glynn St S 30214-2001

Routing # 0610-0005-2 Tel 770-460-3510

Routing # 0612-0783-9 Tel 770-478-8881

Routing # 0610-9238-7 Tel 678-817-0289

PNC Bank, N.A. (Branch of Wilmington DE) 100 Beckett Ln 30214

Routing # 0531-0085-0 Tel 678-610-3860

Regions Bank (Branch of Birmingham AL) 320 W Lanier Ave, Ste 100 30214

Routing # 0611-0137-5 Tel 800-734-4667

SouthCrest Bank, N.A. (Branch of Atlanta) 741 W Lanier Ave 30214 Manager, Rhonda Grimes

Routing # 0611-0192-2 Tel 855-972-2265

Synovus Bank (Branch of Columbus) 100 Burch Rd 30215

Routing # 0611-0060-6 Tel 888-796-6887

Talbot State Bank (Branch of Woodland) 710 N Glynn St 30214

Routing # 0611-0747-6 Tel 770-692-0900

Truist Bank (Branch of Charlotte NC) 1330 Hwy 85 NE 30214

Routing # 0611-1341-5 Tel 678-632-9176

675 N Jeff Davis Dr 30214

Tel 770-716-4000

United Community Bank (Branch of Blairsville MN) 525 N Jeff Davis Dr 30214

Routing # 0611-1284-3 Tel 770-461-4365

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 620 Jeff Davis Dr 30214

Routing # 0610-0022-7 Tel 770-460-4640

830 Glynn St S 30214

FITZGERALD • (Ben Hill) Pop. 9,053

Tel 770-719-4327

CBA Div 6

Colony Bank State Commercial Bank 302 S Main St, PO Box 1029 31750 Tel 229-423-5446 9-4; Fri 9-6; Cl Sat FAX 229-423-6687 Transit # 64-0267-612 Return Items 229-423-5446 Routing # 0612-0267-2 FDIC Cert # 22257 Fed Wire Name: BANK OF FITZGERALD Est. 1976 Web: www.colony.bank ATM Locations: 2 Member Colony Bankcorp, Fitzgerald Mark H. Massee, Chm Bd Kimberly Dockery, EVP-C Admin Off T. Heath Fountain, Pres-CEO M. Edward (Eddie) Hoyle Jr, EVP-C B Off Darren Davis, Small Bus Spec Lndg Pres Tracie Youngblood, EVP-CFO-Treas Hugh E. Hollar, Homebuilder Fin Div Pres Leonard Bateman, EVP-C Cre Off Jesse Kight, Mtg Div Pres Lawrence A. (Lance) Whitley, C People Off Edward Lee Bagwell III, EVP-CRO-Gen Cnsl-Sec Directors: Mark H. Massee, Scott L. Downing, Michael Frederick (Freddie) Dwozan Jr, T. Heath Fountain, Terry L. Hester, Edward Percy Loomis Jr, Meagan M. Mowry, Matthew D. Reed, Jonathan W. R. Ross Finance & Accounting, Tracie Youngblood City Branch(es): Corporate Office, 115 S Grant St 31750 Tel 229-426-6000 William M. (Mike) Smith, Mkt Pres


Georgia Financial Directory

147

Colony Bank — Continued US Hwy 129 S 31750 William M. (Mike) Smith, Mkt Pres

Tel 229-426-6073

Other Branch(es): Albany, Ashburn, Broxton, Centerville, Columbus, Cordele, Douglas, Eastman, LaGrange, Leesburg, Moultrie, Quitman, Rochelle, Savannah, Soperton, Statesboro, Sylvester, Thomaston, Tifton, Valdosta, Warner Robins Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

972,027,000 101,404,000 347,182,000 1,578,000 89,209,000 1,511,400,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

900,000 128,899,000 34,677,000 1,296,271,000 50,653,000

Net Income $ 12,293,000 Correspondents: Federal Reserve B, FHLB, Atlanta; First Tennessee B, NA, Memphis TN Memberships: CBA, BAI, FDIC, FHLB, GBA

Community Banking Company of Fitzgerald State Commercial Bank 102 W Roanoke Dr, PO Box 130 31750 Tel 229-423-4321 9-4; Fri 9-6; Cl Sat FAX 229-424-0306 Transit # 64-0491-612 Return Items 229-423-4321 Routing # 0612-0491-3 FDIC Cert # 34160 Fed Wire Name: COMMUNITY BANKING COMPANY OF FITZGERALD Est. 1996 Web: www.communitybankoffitzgerald.com ATM Locations: 4 Member CBC Holding Company, Fitzgerald J. Corey Gibbs, Pres-CEO Larry E. Stevenson, Sr EVP-SLO Mark Turner, EVP-SLO Debra B. Weil, EVP-LO Marci Cleghorn, VP-CFO Cindy Freeman, AVP-Mktg/LO

Barry Peavey, AVP-Mktg/LO Janice Clark, BSA/Info Sec Off Mandy Denney, Compl/CRA Off Iona Richardson, Op Mgr-Wire Trans Off Shane Sapp, Op/IT/Sec Off

Directors: Arthur L. Anderson, James T. Casper III, John T. Croley Jr, A. B. C. Dorminy III, J. Corey Gibbs, Louis E. Harper Jr, Lee P. Liles, Steven L. Mitchell, Jack F. Paulk, Hulin Reeves Jr, John Ed Smith III, Larry E. Stevenson, Eric H. Stone, Wyndall L. Walters, Harold A. Wiley City Branch(es): 222 S Main St 31750 Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

Tel 229-423-4321 116,336,000 10,391,000 16,628,000 10,573,000 8,553,000 162,481,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,320,000 7,494,000 10,246,000 135,691,000 5,730,000

Net Income

$

2,355,000

Correspondents: TIB, Farmers Branch TX Memberships: CBA, ICBA, ABA, BAI, FDIC, FHLB, GBA Planters First Bank (Branch of Cordele) 212 E Central Ave 31750

Routing # 0612-1096-5 Tel 800-648-8118

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 301 W Central Ave 31750

Routing # 0610-0022-7 Tel 229-423-4318

FLINTSTONE (Walker) Pop. 4,517 Community National Bank (Branch of Dayton TN) 2821 Chattanooga Valley Rd 30725

FLOWERY BRANCH (Hall) Pop. 5,679 Ameris Bank (Branch of Atlanta) Fidelity Bank 7375 Spout Springs Rd 30542 Manager, Ryan Smith JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Friendship and Spout Springs Branch 7354 Spout Springs Rd 30542-5543 Renasant Bank (Branch of Tupelo MS) 5319 Atlanta Hwy 30542

CBA Div 1 Routing # 0611-0103-2 Tel 706-861-8864

CBA Div 2 Routing # 0611-0240-0 Tel 404-553-2730 FAX 770-967-8033

Routing # 0610-9238-7 Tel 770-965-9479

Routing # 0611-0427-5 Tel 770-963-9224


Georgia Financial Directory

148

FLOWERY BRANCH — Continued Truist Bank (Branch of Charlotte NC) 3453 Mundy Mill Rd 30542

Routing # 0611-1341-5 Tel 770-287-7738

4676 Hog Mountain Rd 30542

Tel 678-866-4086

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4706 Hog Mountain 30542

Routing # 0610-0022-7 Tel 770-965-3791

7360 Spout Springs Rd 30542

Tel 770-967-4734

FOLKSTON • (Charlton) Pop. 2,502

CBA Div 6

FNB South (Branch of Alma) 4322 2nd St N 31537 Manager, Jared Cardwell, VP-LO

Routing # 0612-1286-6 Tel 912-496-3000

Southeastern Bank (Branch of Darien) 4233 2nd St N 31537

Routing # 0612-0584-4 Tel 912-496-7345

FOREST PARK (Clayton) Pop. 18,468

CBA Div 4

Bank of America, N.A. (Branch of Charlotte NC) 1066 Main St 30297

Routing # 0610-0005-2 Tel 404-362-8500

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 822 Main St 30297 Manager, Pamela Cisneros

Routing # 0612-0783-9 Tel 770-478-8881

Truist Bank (Branch of Charlotte NC) 141 Forest Pkwy 30297

Routing # 0611-1341-5 Tel 404-479-4300

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4532 Jonesboro Rd 30297

Routing # 0610-0022-7 Tel 404-363-7710

FORSYTH • (Monroe) Pop. 3,788

CBA Div 4

Persons Banking Company State Commercial Bank 88 N Lee St, PO Box 1188 31029 9-5; Cl Sat Transit # 64-2062-611 Routing # 0611-0262-0 FDIC Cert # 17089 Fed Wire Name: PERSONS BANKING CO Est. 1910 ATM Locations: 1

Tel 478-994-5146 FAX 478-994-3120 Return Items 478-994-5146

Web: www.personsbankingcompany.com

Member Persons Banking Company, Forsyth Steven D. Bridges, Chm Bd George Ogden Persons III, CEO Keith Beckham, Pres Stephanie Fagler, Swainsboro Div Pres

Adam Foley, Forsyth Div Pres Bruce Spence, Conyers Div Pres Michael W. Henry, EVP-C Cre Off Dana A. Potts, EVP-CFO-Bd Sec

Directors: Steven D. Bridges, Michael M. Cavin, Davis Cosey, R. Alex Grindler, Bart L. Graham, Douglas R. Harper, George Ogden Persons III, James G. Persons Marketing, Sylvia Enix; Operations, Amy Tucker; Finance & Accounting, Dana A Potts; Chief Technology Officer, Craig Godbee Branch(es): Conyers, Kathleen, Perry, Swainsboro Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

201,713,000 41,293,000 63,905,000 9,657,000 316,568,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

225,000 23,577,000 (1,486,000) 293,947,000 305,000

Net Income

$

508,000

Correspondents: First Tennessee B, NA, Memphis TN Memberships: CBA, FDIC, Fed, FHLB


Georgia Financial Directory

149

Truist Bank (Branch of Charlotte NC) 101 N Lee St 31029

Routing # 0611-1341-5 Tel 478-994-2700

United Bank (Branch of Zebulon) 1 E Main St 31029

Routing # 0611-0751-5 Tel 478-994-1000

FORT BENNING (Muscogee) Pop. 107,627

CBA Div 5

Synovus Bank (Branch of Columbus) 8150 Marne Rd, Bldg 9230 31905

Routing # 0611-0060-6 Tel 888-796-6887

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 6861 Wold Ave Bldg 109 31905

Routing # 0610-0022-7 Tel 706-685-7000

FORT GAINES • (Clay) Pop. 1,107 Regions Bank (Branch of Birmingham AL) 211 Washington St S 39851

FORT GORDON (Richmond) Pop. 109,334 Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 36th St, Bldg 36300 30905

FORT OGLETHORPE (Catoosa) Pop. 9,263

CBA Div 5 Routing # 0611-0137-5 Tel 229-768-3403

CBA Div 4 Routing # 0610-0022-7 Tel 706-771-5960

CBA Div 1

First Volunteer Bank (Branch of Chattanooga TN) 769 Battlefield Pkwy 30742

Routing # 0611-0494-5 Tel 706-858-6600

FirstBank (Branch of Nashville TN) 3610 Battlefield Pkwy 30742

Routing # 0843-0703-3 Tel 706-858-8430

FNB Bank (Branch of Scottsboro AL) 625 Battlefield Pkwy 30742

Routing # 0611-0110-0 Tel 706-956-7077

Regions Bank (Branch of Birmingham AL) 832 Battlefield Pkwy 30742

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 3040 Battlefield Pkwy 30742

Routing # 0611-1341-5 Tel 706-944-9189

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 739 Battlefield Pkwy 30742

Routing # 0610-0022-7 Tel 706-861-1028

FORT STEWART (Liberty) Pop. 11,205 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 32 Wurzburg St 31314

CBA Div 7 Routing # 0612-0783-9 Tel 912-408-6440 FAX 912-876-8457

For information on CBA events, professional development programs, member benefits and more, visit www.cbaofga.com.


Georgia Financial Directory

150

FORT VALLEY • (Peach) Pop. 9,815

CBA Div 5

SunMark Community Bank (Branch of Hawkinsville) 205 S Camellia Blvd 31030 9-5; Fri 9-6; Cl Sat Manager, Maria Valencia

Routing # 0612-1281-1 Tel 478-825-4020 FAX 478-825-0042

Synovus Bank (Branch of Columbus) 302 Vineville St 31030

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 110 N Camellia Blvd 31030

Routing # 0611-1341-5 Tel 478-825-7741

FRANKLIN • (Heard) Pop. 993

CBA Div 1

Bank OZK (Branch of Little Rock AR) 101 Main St 30217

Routing # 0611-2095-8 Tel 706-675-6161

Regions Bank (Branch of Birmingham AL) 101 S Court Sq 30217

Routing # 0611-0137-5 Tel 800-734-4667

GAINESVILLE • (Hall) Pop. 33,804

CBA Div 2

Ameris Bank (Branch of Atlanta) 854 Washington St 30501

Routing # 0612-0175-4 Tel 678-343-2300 FAX 678-343-2304

Bank of America, N.A. (Branch of Charlotte NC) 402 Washington St 30501

Routing # 0610-0005-2 Tel 770-531-7200

410 Shallowford Rd 30504

Tel 770-535-2323

Cadence Bank, N.A. (Branch of Atlanta) 500 Jesse Jewel Pkwy 30501

Routing # 0622-0629-5 Tel 770-535-9012

Entegra Bank (Branch of Franklin NC) 643 E E Butler Pkwy 30501

Routing # 2531-7048-6 Tel 770-536-0607

First Century Bank, N.A. National Commercial Bank 807 Dorsey St (30501), PO Box 1378 30503 10-2; Fri 10-4; Cl Sat Transit # 64-2008-611 Routing # 0611-2008-4 FDIC Cert # 57123 Fed Wire Name: FIRST CENTRY BK NA Est. 2002 ATM Locations: 1

Tel 770-297-8060 FAX 678-450-8000 Return Items 770-297-8060

Web: www.myfirstcenturybank.com E-Mail: info@myfirstcenturybank.com

Member First Century Bancorp, Gainesville William R. (Bill) Blanton, Chm Bd-Pres-CEO Mike Harris, EVP-COO-Compl/Op/Ln Off Phyllis Bryson, VP-Ln/Wire Trans Off

Denise Smyth, CFO Janice Minish, Reg CC/Reg J Off

Directors: William R. (Bill) Blanton, Mike Harris Branch(es): Commerce Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

32,368,000 370,051,000 44,189,000 5,000,000 15,896,000 467,504,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,000,000 36,428,000 1,275,000 424,474,000 2,327,000

Net Income

$

3,554,000

Memberships: CBA, ICBA, FDIC, Fed, FHLB, GBA


Georgia Financial Directory

151

Peach State Bank & Trust State Commercial Bank 325 Washington St SW, PO Box 290 30501 9-4; Cl Sat Transit # 64-2054-611 Routing # 0611-2054-7 FDIC Cert # 57923 Fed Wire Name: PEACHSTATE B&T Est. 2005

Tel 770-536-1100 FAX 770-536-2525 Return Items 770-536-1100

Web: www.peachstate.bank

Member Peach State Bancshares, Gainesville Ron Quinn, Pres-CEO Terry Baker, EVP-CLO Michele Piucci, SVP-Bus Dev Off Ricky Pugh, SVP-Br Mgr Gina Rider, SVP-LO-Dep Off Andy Stewart, SVP-CRO Mike Underwood, SVP-Br Mgr Sarah Blalock, VP-Compl Off Keith Brady, VP Chris England, VP Ginger Hubbard, VP-C Data Off Will Peeples, VP Steven Pettit, VP Steve Sorrells, VP Tracie Webb, VP-Treas Mgmt Off

Heather Wilbanks, VP Ashley Moon, AVP-Acct/HR Off Susan Williams, AVP-HR/Mktg Off Charles Blair, CFO-HR Off Elizabeth Baxter, B Off Carl Blackburn, Mtg Mgr Tim Carter, IT/B Off John Chapman, Info Sec/B Off Angela Drew-Morris, Mtg Originator Lynn Gilstrap, B Off Mickey Hyder, Mtg Originator Nicole Lineberry, B Off Pat Perry, Dep Op/B Off Ashley Pressley, B Off

Directors: Andrew Fuller, Clifton Hastings, Joe Hatfield, Wesley Martin, Steve McKibbon, Nancy Norton, Ricky Presley, Ron G. Quinn, Stewart Teaver, Tracy Vardeman Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

195,352,000 29,150,000 33,997,000 7,800,000 266,299,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

11,603,000 14,418,000 3,327,000 231,727,000 3,141,000 2,083,000

Net Income

$

2,562,000

Memberships: CBA, ICBA, GBA Pinnacle Bank (Branch of Elberton) 311 Green St NW 30501 1948 Jesse Jewell Pkwy SE 30501 Regions Bank (Branch of Birmingham AL) 102 E E Butler Pkwy 30501

Routing # 0611-0129-4 Tel 678-928-5350 Tel 678-928-5368

Routing # 0611-0137-5 Tel 800-734-4667

976 Dawsonville Hwy 30501

Tel 800-734-4667

615 Shallowford Rd 30504

Tel 800-734-4667

3312 Thompson Bridge Rd 30506

Tel 800-734-4667

3458 Mundy Mill Rd 30507

Tel 800-734-4667

South State Bank (Branch of Columbia SC) 450 E E Butler Pkwy 30501

Routing # 0612-0465-4 Tel 770-287-3900

Truist Bank (Branch of Charlotte NC) 121 E E Butler Pkwy 30501

Routing # 0611-1341-5 Tel 770-535-9600

1623 Thompson Bridge Rd 30501

Tel 770-718-9004

455 Jesse Jewell Pkwy SW 30501

Tel 770-535-8000

2895 Browns Bridge Rd 30504

Tel 770-536-4299

355 Shallowford Rd NW 30504

Tel 470-252-3229

3640 Thompson Bridge Rd 30506

Tel 678-971-6343

United Community Bank (Branch of Blairsville MN) 2157 Sandridge Ct 30501

Routing # 0611-1284-3 Tel 770-534-1165

351 Jesse Jewell Pkwy 30501

Tel 770-531-3191

5172 Cleveland Hwy 30506

Tel 770-983-2593

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1324 Thompson Bridge Rd 30501

Routing # 0610-0022-7 Tel 770-531-5280

1368 Brown Bridge Rd 30501

Tel 770-531-5365

340 Jesse Jewell Pkwy SE 30501

Tel 770-531-5155

511 Race St 30501

Tel 470-252-7920


Georgia Financial Directory

152

GARDEN CITY (Chatham) Pop. 8,778

CBA Div 7

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4516 Augusta Rd 31408

Routing # 0610-0022-7 Tel 912-966-6120

GIBSON • (Glascock) Pop. 663

CBA Div 4

Southern Bank (Branch of Sardis) 21 College St 30810

Routing # 0612-1223-5 Tel 706-598-3400

GLENNVILLE (Tattnall) Pop. 3,569

CBA Div 7

Cadence Bank, N.A. (Branch of Atlanta) 205 S Veterans Blvd 30427

Routing # 0622-0629-5 Tel 912-654-3411 FAX 912-654-1350

Glennville Bank State Commercial Bank 102 E Barnard St, PO Box 278 30427 9-4; Th 9-12; Fri 9-6; Cl Sat Transit # 64-0468-612 Routing # 0612-0468-3 FDIC Cert # 9244 Fed Wire Name: GLENNVILLE BANK Est. 1905

Tel 912-654-3471 FAX 912-654-1517 Return Items 912-654-3471

Web: www.gbbankgroup.com

Member GB Bank Group, Inc. Glennville Will J. Sheffield, Pres-CEO

Mark A. Thompson, SVP

Directors: Ronnie A. Barnhill, M. Edward Bradley Sr, C. W. Durrence III, W. F. Durrence Jr, Mike A. Mulligan, T. Charlton Rogers, C. Alan Sikes, Nick Tatum, Donna K. Tootle, Terry D. Waters, Ricky E. Wilson City Branch(es): 702 N Main St 30427

Tel 912-654-3452

Other Branch(es): Claxton, Ludowici, Reidsville, Statesboro Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

163,552,000 9,606,000 65,238,000 8,631,000 13,044,000 260,071,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

300,000 8,700,000 21,616,000 228,087,000 1,368,000

Net Income

$

3,272,000

Memberships: CBA, FDIC, FHLB, GBA

South Georgia Bank State Commercial Bank 401 Downing Musgrove Hwy, PO Box 100 30427 9-4; Th 9-12; Fri 9-6; Cl Sat Transit # 64-9124-2612 Routing # 2612-9124-7 FDIC Cert # 32532 Fed Wire Name: SOUTH GEORGIA BANK Est. 1987

Tel 912-654-1051 FAX 912-654-4524 Return Items 912-654-1051

Web: www.southgabank.com

Member South Group Bancshares, Inc., Glennville Bran Thompson, Chm Bd Steve Kimbrell, Pres-SLO Jonathan Dutton, VP-Claxton Off Mgr Faith Freeman, VP-Reidsville Off Mgr-CRA/ Wire Trans Off Jay Hales, VP-BSA/IT/OFAC Off Bernard Purvis, VP-Sr Ag LO

Marka Shaffer, VP-CFO-HR/BSA/Safe Act Off-Bd Sec Lee Dubberly, AVP-A Compl Off Joe Ford, AVP-LO Stacey Moore, AVP-Compl/Info Sec Off Jack Standard, AVP-LO Brooke Wall, Int Aud

Directors: Bran Thompson, Jackie Dasher, Dale P. Dutton, Steve Kimbrell, Edward Nelson, J. Troy Rahn, Paul Rose, John Shuman, Gregory Woolard, McCall Woolard Branch(es): Claxton, Hinesville, Reidsville Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

101,384,000 23,601,000 31,114,000 7,307,000 163,406,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,012,000 10,559,000 9,607,000 139,576,000 2,652,000

Net Income

$

3,778,000

Correspondents: FHLB, Atlanta; CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, ABA, FHLB, GBA


Georgia Financial Directory

153

GORDON (Wilkinson) Pop. 2,017 Morris Bank (Branch of Dublin) 280 Milledgeville Hwy 31031

CBA Div 4 Routing # 0612-1304-3 Tel 478-628-5392

GRAY • (Jones) Pop. 3,276 Bank of Eastman (Branch of Eastman) Magnolia State Bank 271 W Clinton St 31032

CBA Div 4 Routing # 0612-0253-3 Tel 478-986-2000 FAX 478-986-2010

Cadence Bank, N.A. (Branch of Atlanta) 282 W Clinton St 31032

Routing # 0622-0629-5 Tel 478-796-7200

Exchange Bank (Branch of Milledgeville) Routing # 0611-0178-6 4306 Gray Hwy, PO Box 1929 31032 Tel 478-986-1800 8:30-5; Cl Sat FAX 478-986-1801 Branch Officers: Barbara Tibbetts, Gray Br Mgr-LO; Chris Gibson, VP-Gray City Pres-LO Morris Bank (Branch of Dublin) 110 Bill Conn Pkwy 31032

Routing # 0612-1304-3 Tel 478-986-2400

GRAYSON (Gwinnett) Pop. 2,666

CBA Div 3

Bank OZK (Branch of Little Rock AR) 2001 Grayson Hwy 30017

Routing # 0611-2095-8 Tel 470-422-1090

Renasant Bank (Branch of Tupelo MS) 2100 Grayson Hwy 30017

Routing # 0611-0427-5 Tel 770-963-9224

Truist Bank (Branch of Charlotte NC) 1949 Rosebud Rd 30017

Routing # 0611-1341-5 Tel 770-580-7760

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1865 Grayson Hwy 30017

Routing # 0610-0022-7 Tel 678-376-1936

GREENSBORO • (Greene) Pop. 3,359 Ameris Bank (Branch of Atlanta) Fidelity Bank 1010 Park Place Blvd 30642 Manager, William Thompson

CBA Div 4 Routing # 0611-0240-0 Tel 706-453-9887 FAX 706-453-9744

Bank OZK (Branch of Little Rock AR) 1011 Park Place Blvd 30642

Routing # 0611-2095-8 Tel 706-453-4755

Order your copy of the

2020 CBA Salary Survey free for participating member banks! www.cbaofga.com/salary-survey.html


Georgia Financial Directory

154

GREENSBORO — Continued

BankSouth Federal Savings Bank 6340 Lake Oconee Pkwy, PO Box 89 30642 8:30-4:30; Fri 8:30-5; Sat 8:30-12 Transit # 64-1236-611 Routing # 0611-1236-4 FDIC Cert # 16418 Fed Wire Name: BANKSOUTH Est. 1946 ATM Locations: 7

Tel 706-453-2265 Return Items 706-453-2265

Web: www.banksouth.com

Member BankSouth Harold R. Reynolds, Chm Bd-CEO David Cowles, EVP-COO-HR Off Jim Bedsole, SVP-Compl Off

Jamie Arnold, VP-Reg CC/Reg J/Wire Trans Off Kay Ford, C B Off Tracy Hayden, C Cre Off

Directors: Harold R. Reynolds, Kay Ford, Michael D. Garrett, Gene Kirby, Marquerite Petrie, James M. Reynolds III, Jerry Shaifer, Frances R. Strickland, Bobby L. Voyles City Branch(es): 200 N East St 30642

Tel 706-453-2265

Other Branch(es): Atlanta, Savannah, Watkinsville Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

604,167,000 52,349,000 26,324,000 34,915,000 717,755,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

771,000 14,759,000 58,798,000 613,112,000 30,315,000

Net Income

$

15,409,000

Memberships: CBA, ICBA, GBA Exchange Bank (Branch of Milledgeville) 6081 Lake Oconee Pkwy 30642 9-5; Cl Sat

Routing # 0611-0178-6 Tel 706-454-2265 FAX 706-453-7547

Branch Officers: Sandra D. Johnson, Br Sup-LO; Laura L. Poyner, VP-Lake Oconee Br PresComm LO

The Farmers Bank State Commercial Bank 202 S Main St, PO Box 808 30642 9-5; Cl Sat Transit # 64-0786-611 Routing # 0611-0786-1 FDIC Cert # 5709 Fed Wire Name: THE FARMERS BK Est. 1911 ATM Locations: 1

Tel 706-453-2335 FAX 706-453-7380 Return Items 706-453-2335

Web: www.farmbk.com

Member Putnam-Greene Financial Corporation, Eatonton L. O. Benton IV, Chm Bd A. Sidney Lane, Pres-CEO-CFO-LO Jonathan Schwartz, SVP-Comm LO Dannah S. Strozier, VP-Compl/IT/Reg CC/Int Aud/BSA Off Tracye H. Watson, VP-HR/Dep Ser/Reg J/ Wire Trans Off

Teresa Dunagan, AVP-LO Tiffany Duvall, AVP-Ln Admin Off Eloise Hopkins, AVP-Control Desk Mgr-ISO Off Scarlett Watson, B Off-A BSA Off-eBank Off Amy Yearwood, Cust Ser/B Off

Directors: L. O. Benton IV, Nancy T. Benton, Stacy M. Benton, Robert Durham Jr, R. Linton Jordan, A. Sidney Lane Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

48,213,000 8,483,000 52,458,000 3,140,000 112,294,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

314,000 11,686,000 3,019,000 97,198,000 77,000

Net Income

$

432,000

Memberships: CBA, ICBA, FDIC, FHLB Truist Bank (Branch of Charlotte NC) 1011 Powers Rd 30642

Routing # 0611-1341-5 Tel 706-454-2990

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1020 Exchange St 30642

Routing # 0610-0022-7 Tel 706-454-2146

GREENVILLE • (Meriwether) Pop. 876 First Peoples Bank (Branch of Pine Mountain) Greenville Banking Co 412 Lagrange St 30222 Manager, Sonya G. Flynn

CBA Div 1 Routing # 0611-0384-9 Tel 706-672-4208 FAX 706-672-1365


Georgia Financial Directory

155

GRIFFIN • (Spalding) Pop. 23,643 Bank of America, N.A. (Branch of Charlotte NC) 433 W Taylor St 30223

CBA Div 4 Routing # 0610-0005-2 Tel 770-227-1313

First National Bank of Griffin National Commercial Bank 318 S Hill St 30224-0200 Tel 770-227-2251 9-4:30; Fri 9-6; Sat 9-12 FAX 678-510-5212 Transit # 64-0118-611 Return Items 770-227-2251 Routing # 0611-0118-4 FDIC Cert # 169 Fed Wire Name: FIRST GRIFFIN Est. 1933 Web: www.fnbgriffin.com ATM Locations: 7 John T. Newton Jr, Chm Bd Suzanne McEwen, VP-Compt-Wire Trans Charles Copeland, Pres-CEO Off Christopher L. Hill, EVP-Comm LO Roger W. Snyder, VP-Ln Rev Off Jerry Crawford, SVP-LO Susan B. Thaxton, VP-LO Mark A. Flowers, SVP-Fin Acct Off Becky W. Custer, AVP-TO James H. Smallwood Jr, SVP-Mtg LO Luanne B. English, AVP-Mtg LO Thomas Kelly Smith, SVP-Comm LO Sandra M. Hicks, AVP-LO Charles B. Woodroof III, SVP-LO Andrea Dale Ammons, Main Off Mgr Starlett J. Ellis, VP-HR Off Christine Benise, BSA-Dep Compl Off Sam Hobbs, VP-Dep Op Mgr-Op/Reg CC Off Andrea N. Dunson, B/Mktg Off Carol Jones, VP-HR Off C. A. Knowles Jr, Cons LO Scott McCarter, VP-LO Rachel Kurtz, Ln Compl Off Directors: John T. Newton Jr, Alvin Goldstein, Greg Hammonds, W. E. Jones Jr, Henry B. Mabbett, David Newton City Branch(es): 1475 W McIntosh Rd 30223 Tel 770-228-6980 Susan B. Thaxton, VP-LO 1103 Zebulon Rd 30224 Tel 770-228-6983 Fran Raybon, B Off 1510 W McIntosh Rd 30224 Tel 770-228-6980 Susan B. Thaxton, VP-LO Other Branch(es): Hampton, Locust Grove, Zebulon Net Loans $ 97,708,000 Cap $ 1,460,000 Cash & d fm b $ 55,839,000 Surplus $ 16,317,000 Securities $ 104,683,000 Undiv Prof $ 4,658,000 Fed Fds Sold $ 2,275,000 Deposits $ 243,577,000 Other Assets $ 17,221,000 F F Pchd $ 11,542,000 Total Assets $ 277,726,000 Other Liab $ 172,000 Net Income $ 1,919,000 Correspondents: Truist B, Charlotte NC Memberships: ICBA, ABA, BAI, ABA MN, FDIC, Fed, FHLB, GBA Georgia Banking Company (Branch of Atlanta) 1624 N Expy 30223-1273 Manager, Christy Banks

Routing # 0610-1997-5 Tel 770-627-9570 FAX 770-627-9571

Regions Bank (Branch of Birmingham AL) 327 W Taylor St 30223

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 201 W Taylor St 30223

Routing # 0611-1341-5 Tel 770-229-2675

United Bank (Branch of Zebulon) 1340 W Taylor St 30223 1500 W McIntosh Rd 30223 1735 Zebulon Rd 30224 505 S Hill St 30223

Routing # 0611-0751-5 Tel 770-412-7211 Tel 770-412-7211 Tel 770-412-7211 Tel 770-412-7211

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1506 GA Hwy 16 W 30223

Routing # 0610-0022-7 Tel 770-233-3258

www.cbaofga.com


! " # "" $

%

& ' ( (


Georgia Financial Directory

157

GROVETOWN (Columbia) Pop. 11,216

CBA Div 4

Queensborough National Bank & Trust Company (Branch of Louisville) 5049 Wrightsboro Rd 30813

Routing # 0611-0397-5 Tel 706-868-1001

HAHIRA (Lowndes) Pop. 2,737

CBA Div 6

Citizens Community Bank State Commercial Bank 120 W Main St, PO Box 338 31632 9-4; Fri 9-5; Cl Sat Transit # 64-0955-612 Routing # 0612-0955-2 FDIC Cert # 12079 Est. 1927

Tel 229-794-2111 FAX 229-794-3346 Return Items 229-794-2111 Web: www.citizenscommunitybank.net

Member CCB Bancshares, Inc., Hahira Starling H. Waldron, Chm Bd-CPA-CFO Glenn L. Copeland, CEO Timothy S. Jones, Pres Charles H. Hobrat, SVP-LO Howard E. Dorsey, VP-LO

Malinda Green, VP-IT Off David Hollis III, VP Jennie McLeod, VP-Compl Off Dona Croft, AVP-Op Off

Directors: Starling H. Waldron, Hugh Chancy, Glenn L. Copeland, Russell Henry, David Hollis III, Timothy S. Jones, David Peterson Branch(es): Morven, Valdosta Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

87,470,000 10,957,000 33,621,000 865,000 5,214,000 138,127,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

62,000 6,809,000 11,212,000 119,935,000 109,000

Net Income

$

1,789,000

Correspondents: BBVA Compass B, ServisFirst B, Birmingham AL; CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, FDIC, Fed

Commercial Banking Company (Branch of Valdosta) 110 W Main St 31632

HAMILTON • (Harris) Pop. 1,016 First Peoples Bank (Branch of Pine Mountain) 121 S College St 31811 Manager, Shelley Slaughter

HAMPTON (Henry) Pop. 6,987 First National Bank of Griffin (Branch of Griffin) 996 Bear Creek Blvd 30228 Manager, Richard Buchanan, VP

HAPEVILLE (Fulton) Pop. 6,373

Routing # 0612-1117-1 Tel 229-794-2494

CBA Div 5 Routing # 0611-0384-9 Tel 706-628-5555

CBA Div 4 Routing # 0611-0118-4 Tel 770-897-0110

CBA Div 3

Regions Bank (Branch of Birmingham AL) 600 S Central Ave 30354

Routing # 0611-0137-5 Tel 800-734-4667

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 590 S Central Ave 30354

Routing # 0610-0022-7 Tel 404-865-2610

HARLEM (Columbia) Pop. 2,666 Regions Bank (Branch of Birmingham AL) 255 N Louisville St 30814

CBA Div 4 Routing # 0611-0137-5 Tel 706-449-5010


Georgia Financial Directory

158

HARTWELL • (Hart) Pop. 4,469

CBA Div 2

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 86 W Franklin St 30643

Routing # 0611-9184-8 Tel 706-376-2211

Northeast Georgia Bank (Branch of Lavonia) 1028 Benson St 30643

Routing # 0611-0303-0 Tel 706-856-5244

331 E Franklin St 30643

Tel 706-376-3931

Pinnacle Bank (Branch of Elberton) 135 E Franklin St 30643

Routing # 0611-0129-4 Tel 706-376-2265

South State Bank (Branch of Columbia SC) 241 E Howell St 30643

Routing # 0612-0465-4 Tel 706-376-4764

Synovus Bank (Branch of Columbus) 100 E Howell St 30643

Routing # 0611-0060-6 Tel 888-796-6887

HAWKINSVILLE • (Pulaski) Pop. 5,199

CBA Div 6

Planters First Bank (Branch of Cordele) 105 Commerce St 31036

Routing # 0612-1096-5 Tel 800-648-8118

Branch Officers: Tim Wynne, Mkt Pres

SunMark Community Bank State Commercial Bank 140 Commerce St 31036 9-4:30; Fri 9-6; Th & Sat 9-12 Transit # 64-1281-612 Routing # 0612-1281-1 FDIC Cert # 16825 Fed Wire Name: SUNMARK COMM BK Est. 1949 ATM Locations: 2

Tel 478-783-4036 FAX 478-783-2144 Return Items 478-783-4036 Employer ID # 58-0549681 Web: www.sunmarkbank.com E-Mail: www.sunmarkbank.com

Member SunMark Bancshares, Inc., Hawkinsville W. M. Jennings III, Chm Bd Gary McLure, Pres-CEO Brad Collins, EVP Daniel Stanford, EVP-CFO Tammy Shugart, SVP-Op/Int Aud Karen Vaughn, VP-Cons LO John Andrew Veal, C Cre Off-Cont

Nikki Barnett, BSA Off Michelle Britt, Compl/CRA Off Jeannette G. Ford, Sec Billy Johnson, SLO Stephanie Jordan, Info Sec Off Susan Owen, HR Off H. Jay Walker III, Bd Sec

Directors: W. M. Jennings III, Thomas L. Arnold, Shaw Blackmon III, Rob Brooks, John D. Campbell, David Cleveland, Jeannette G. Ford, Ben H. Griffin Jr, James C. Liipfert Jr, Gary McLure, Larry Snellgrove, H. Jay Walker III Branch(es): Bonaire, Byron, Fort Valley, Perry, Warner Robins Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

191,633,000 39,852,000 23,885,000 13,350,000 12,875,000 281,595,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

180,000 5,847,000 25,451,000 245,769,000 4,348,000

Net Income

$

4,021,000

Correspondents: Federal Reserve B, FHLB, Atlanta; First N Bankers’ B, ServisFirst B, Birmingham AL; CenterState B NA, Winter Haven FL; First Tennessee B, NA, Memphis TN; NewDominion B, Charlotte NC; TIB, Farmers Branch TX; First N Bankers’ B, Birmingham AL; Atlantic Capital B, Atlanta Memberships: CBA, ICBA, FDIC, FHLB, GBA

HAZLEHURST • (Jeff Davis) Pop. 4,226 Altamaha Bank and Trust Company (Branch of Vidalia) 57 N Tallahassee St 31539 Manager, Dwayne Creamer

CBA Div 6 Routing # 0612-1243-9 Tel 912-375-5415


Georgia Financial Directory

159

Bank of Hazlehurst State Commercial Bank 22 S Tallahassee St, PO Box 628 31539-0328 Tel 912-375-4228 9-4; Fri 9-5; Cl Sat Transit # 64-0375-612 Return Items 912-375-4228 Routing # 0612-0375-2 FDIC Cert # 149 Fed Wire Name: BK HUZLEHURST Est. 1906 Web: www.bankofhazlehurst.com ATM Locations: 1 Member Hazlehurst Investors, Inc., Hazlehurst James H. Peterson, Chm Bd Ryan P. Bateman, AVP-LO Leonard H. Bateman Sr, Pres-CEO Merlene Cobb, AVP-HR Dir Jim Moore, SVP-SLO Alice Sellers, AVP-Exec A Cathy Carter, VP-CFO-Reg CC Off Chase Brown, Net Admin Off Directors: James H. Peterson, Leonard H. Bateman Sr, Darrell R. Beasley, Grant Gainer, Latrelle McLeod, M. E. Trowell Jr City Branch(es): 162 S Tallahassee St 31539 Tel 912-375-2310 Net Loans $ 61,103,000 Cap $ 100,000 Cash & d fm b $ 25,620,000 Surplus $ 14,303,000 Securities $ 27,094,000 Undiv Prof $ 3,144,000 Other Assets $ 6,045,000 Deposits $ 102,142,000 Total Assets $ 119,862,000 Other Liab $ 173,000 Net Income $ 780,000 Correspondents: Federal Reserve B, Atlanta; Synovus B, Columbus OH Memberships: CBA, ICBA, ABA, FDIC, FHLB, GBA Renasant Bank (Branch of Tupelo MS) 22 E Jarman St 31539

HELEN (White) Pop. 510 United Community Bank (Branch of Blairsville MN) 8460 Hwy 75 N 30545

HEPHZIBAH (Richmond) Pop. 4,011

Routing # 0611-0427-5 Tel 912-375-7588

CBA Div 2 Routing # 0611-1284-3 Tel 706-878-2121

CBA Div 4

Queensborough National Bank & Trust Company (Branch of Louisville) 2550 Tobacco Rd 30815

Routing # 0611-0397-5 Tel 706-798-2424

Regions Bank (Branch of Birmingham AL) 2509 Hwy 88 30815

Routing # 0611-0137-5 Tel 706-592-3968

Southern Bank (Branch of Sardis) 2455 Hwy 88 30815

Routing # 0612-1223-5 Tel 706-437-9977

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2524 Tabacco Rd 30815

Routing # 0610-0022-7 Tel 706-796-4077

HIAWASSEE • (Towns) Pop. 880

CBA Div 2

South State Bank (Branch of Columbia SC) 20 S Main St 30546

Routing # 0612-0465-4 Tel 706-896-2243

United Community Bank (Branch of Blairsville MN) 214 N Main St 30546

Routing # 0611-1284-3 Tel 706-896-4186

HINESVILLE • (Liberty) Pop. 33,437

CBA Div 7

Ameris Bank (Branch of Atlanta) 101 W Hendry St 31313

Routing # 0612-0175-4 Tel 912-368-2265

Cadence Bank, N.A. (Branch of Atlanta) 119 E General Screven Way 31313

Routing # 0622-0629-5 Tel 912-876-5050


Georgia Financial Directory

160 HINESVILLE — Continued Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 300 S Main St 31313

Routing # 0612-0783-9 Tel 912-368-3332 FAX 912-368-6055

South Georgia Bank (Branch of Glennville) 737 S Main St 31313

Routing # 2612-9124-7 Tel 912-408-1051

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 159 W Hendry St 31313

Routing # 0610-0022-7 Tel 912-876-7141

HIRAM (Paulding) Pop. 3,546

CBA Div 1

Ameris Bank (Branch of Atlanta) Fidelity Bank 5749 Wendy Bagwell Pkwy 30141 Manager, Terri Heaton

Routing # 0611-0240-0 Tel 404-553-2770 FAX 770-943-0370

Bank of America, N.A. (Branch of Charlotte NC) 4900 Jimmy Lee Smith Pkwy 30141

Routing # 0610-0005-2 Tel 770-439-2690

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Pavilion Branch 5218 Jimmy Lee Smith Pkwy, Ste 111 30141-2748

Routing # 0610-9238-7 Tel 678-567-0116

PNC Bank, N.A. (Branch of Wilmington DE) 1430 Pace Rd 30141

Routing # 0531-0085-0 Tel 770-439-0776

Regions Bank (Branch of Birmingham AL) 4271 Jimmy Lee Smith Pkwy 30141

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 75 Metromont Rd 30141

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 42 Metromont Rd 30141

Routing # 0611-1341-5 Tel 678-695-9699

5071 Jimmy Lee Smith Pkwy 30141

Tel 770-943-6708

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4580 Jimmy Lee Smith Pkwy 30141

Routing # 0610-0022-7 Tel 770-920-5480

Westside Bank State Commercial Bank 56 Hiram Dr, PO Box 1810 30141 9-5; Fri 9-6; Cl Sat Transit # 64-2082-611 Routing # 0611-2082-2 FDIC Cert # 58347 Est. 2006 W. Ray Barnes, Chm Bd Ford Thigpen, Pres-CEO-Mktg Off Donnie Elliott, EVP-Sr Cre Off Rhonda Thomas, EVP-CFO Kevin Isgette, SVP-CLO

Tel 770-445-1855 FAX 770-445-7115 Return Items 770-445-1855 Web: www.westsidebank.net Mary Ann Craddock, VP-Ln Op Mgr Tammy Freeman, VP-IT Off Lois Homier, VP-Portfolio Mgr Cathy Livingston, VP-Op Off Daniel Stout, VP-CLO

Directors: W. Ray Barnes, Roy Barnes, David H. Flint, Phil Gingrey, Art Ragsdale, Glenn Richardson, George Shropshire, Ford Thigpen, Ken F. Thigpen Branch(es): Mableton Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

80,466,000 26,719,000 8,350,000 8,631,000 11,084,000 135,250,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

16,568,000 13,098,000 (12,700,000) 117,477,000 807,000

Net Income

$

4,204,000


Georgia Financial Directory

161

Westside Bank — Continued Correspondents: CenterState B NA, Winter Haven FL; FNBB Capital Markets LLC, Baton Rouge LA; Zions Bancorporation, NA, Salt Lake City UT Memberships: CBA, ICBA, FDIC, Fed, FHLB, GBA

HOGANSVILLE (Troup) Pop. 3,060

CBA Div 1

Community Bank and Trust - West Georgia (Branch of LaGrange) 410 E Main St 30230

Routing # 0611-0321-8 Tel 706-637-6544

HOLLY SPRINGS (Cherokee) Pop. 9,189

CBA Div 2

Truist Bank (Branch of Charlotte NC) 3279 E Cherokee Dr 30115

Routing # 0611-1341-5 Tel 770-213-6308

HOMER • (Banks) Pop. 1,141

CBA Div 2

Regions Bank (Branch of Birmingham AL) 1287 Historic Homer Hwy 30547

Routing # 0611-0137-5 Tel 800-734-4667

HOMERVILLE • (Clinch) Pop. 2,456

CBA Div 6

Farmers & Merchants Bank (Branch of Lakeland) 978 Valdosta Hwy 31634

Routing # 0612-0364-2 Tel 912-487-1200

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 56 E Dame Ave 31634

Routing # 0612-0783-9 Tel 912-487-5355 FAX 912-487-2471

HOSCHTON (Jackson) Pop. 1,377

CBA Div 2

Ameris Bank (Branch of Atlanta) 1907 Hwy 211 NW 30548

Routing # 0612-0175-4 Tel 770-868-2660 FAX 770-868-2669

HULL (Madison) Pop. 198

CBA Div 2

Truist Bank (Branch of Charlotte NC) 9008 Hwy 29 S 30646

Routing # 0611-1341-5 Tel 706-549-8488

IRWINTON • (Wilkinson) Pop. 589

CBA Div 4

Wilkinson County Bank State Commercial Bank 103 E Bank St, PO Box 545 31042 9-5; Wed 9-2; Cl Sat Transit # 64-0732-611 Routing # 0611-0732-4 FDIC Cert # 10074 Est. 1907 Frank B. Chambers, Chm Bd Rickey L. Spivey, Pres-CEO

Tel 478-946-5531 FAX 478-946-2612 Return Items 478-946-5531 Web: www.wilcobank.com David Vinson, VP-Mktg/Fin Acct/Ln/Wire Trans Off

Directors: Frank B. Chambers Jr, W. H. Chambers, H. A. Mills, Rickey L. Spivey, Carl L. Stanley Jr Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

27,481,000 5,227,000 15,120,000 502,000 387,000 48,717,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

200,000 3,500,000 4,595,000 40,294,000 128,000

Net Income

$

612,000

Correspondents: Exchange B, Milledgeville; Truist B, Charlotte NC Memberships: CBA, ICBA, BAI, FDIC, GBA


Georgia Financial Directory

162

JACKSON • (Butts) Pop. 45

CBA Div 4

Ameris Bank (Branch of Atlanta) 210 S Oak St 30233

Routing # 0612-0175-4 Tel 770-775-8300 FAX 770-775-8325

Bank of America, N.A. (Branch of Charlotte NC) 102 E 3rd St 30233

Routing # 0610-0005-2 Tel 770-775-3178

United Bank (Branch of Zebulon) 150 Covington St 30233

Routing # 0611-0751-5 Tel 770-504-1090

JASPER • (Pickens) Pop. 3,684

CBA Div 2

Community Bank of Pickens County State Commercial Bank 15 Sammy McGhee Blvd, PO Box 40 30143 Transit # 64-1998-611 Routing # 0611-1998-5 FDIC Cert # 35513 Est. 2000 ATM Locations: 12

Tel 706-253-9600 FAX 706-253-9612 Return Items 706-253-9600 Web: www.cbopc.com

Member Community Banks of Georgia, Jasper Ryan Keeter, Pres-CEO Debbie Dobbs, CFO Kim Southern, COO Kathy Westbrook, CRO

Lorrie Shaw, C Cre Off Kay Fowler, Head Teller-Wire Trans Off Melissa Jordan, Mktg Mgr Reece Sanford, SBA Mgr

Directors: Michael G. Denson, Matthew T. Dunn, Mickey T. Dunn, Frank N. Eubanks, Robert W. James, Donald T. Keeter, Ryan Keeter, Phillip M. Landrum III, Kristi D. Ledford City Branch(es): 65 Cove Rd 30143 Net Loans Cash & d fm b Securities Other Assets Total Assets

Tel 706-253-9600 $ $ $ $ $

268,341,000 41,864,000 34,518,000 22,212,000 366,935,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

4,850,000 15,703,000 21,825,000 319,051,000 5,506,000

Net Income

$

5,477,000

Memberships: CBA, FDIC, FHLB, GBA Entegra Bank (Branch of Franklin NC) 100 Mark Whitfield St 30143 1449 W Church St 30143

Routing # 2531-7048-6 Tel 706-253-7070 Tel 706-253-7130

Evolve Bank & Trust (Branch of West Memphis AR) 12 Sammy McGhee Blvd, Ste 201 30143

Routing # 0841-0676-8 Tel 706-253-2244

Regions Bank (Branch of Birmingham AL) 293 E Church St 30143

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 251 Hwy 515 30143

Routing # 0611-0427-5 Tel 678-454-2250

Synovus Bank (Branch of Columbus) 2 S Main St 30143

Routing # 0611-0060-6 Tel 888-796-6887

United Community Bank (Branch of Blairsville MN) 118 Whitfield Dr 30143

Routing # 0611-1284-3 Tel 706-253-9393

JEFFERSON • (Jackson) Pop. 9,432 Ameris Bank (Branch of Atlanta) 1596 Washington St 30549

CBA Div 2 Routing # 0612-0175-4 Tel 706-367-1860 FAX 706-367-1869


Georgia Financial Directory

163

Bank OZK (Branch of Little Rock AR) 1465 Old Swimming Pool Rd 30549

Routing # 0611-2095-8 Tel 706-387-5300

Northeast Georgia Bank (Branch of Lavonia) 1775 Old Pendergrass Rd 30549

Routing # 0611-0303-0 Tel 706-367-5266

The Piedmont Bank (Branch of Norcross) 1420 Winder Hwy 30549 Manager, Tammy Babb

Routing # 0611-2085-1 Tel 706-387-7416

Regions Bank (Branch of Birmingham AL) 15 Lee St 30549

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 71 Memorial Dr 30549

Routing # 0612-0465-4 Tel 706-367-1635

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 135 Sycamore St 30549

Routing # 0610-0022-7 Tel 706-367-9811

JEFFERSONVILLE • (Twiggs) Pop. 1,035 Bank of Dudley (Branch of Dudley) 207 Main St 31044 Manager, Traci Faulk

CBA Div 4 Routing # 0612-0593-8 Tel 478-277-1500 FAX 478-945-0190

JEKYLL ISLAND (Glynn) Pop. 938 Ameris Bank (Branch of Atlanta) 31 Main St, Unit 101 31527

CBA Div 7 Routing # 0612-0175-4 Tel 912-635-9014

JESUP (Wayne) Pop. 10,214

CBA Div 7

First Southern Bank (Branch of Waycross) 927 S First St 31557 9-4; Fri 9-5; Cl Sat Manager, Mandy Yeomans, AVP

Routing # 0612-0681-4 Tel 912-647-5332

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 292 S Macon St 31545

Routing # 0612-0783-9

Primesouth Bank (Branch of Blackshear) 375 W Cherry St 31545 Manager, Karen Harris

Routing # 0612-0365-5 Tel 912-427-6670

Truist Bank (Branch of Charlotte NC) 175 S Macon St 31545 818 S 1st St 31545

Tel 912-427-1470 FAX 912-427-1479

Routing # 0611-1341-5 Tel 912-415-6000 Tel 912-427-2265

Searching for a job candidate to hire? Have an opening on your staff you need to post? Visit CBA’s online Career Center! web.cbaofga.com/jobbank


Georgia Financial Directory

164

JOHNS CREEK (Fulton) Pop. 76,728

CBA Div 3

American Commerce Bank, N.A. (Branch of Bremen) 10690 Medlock Bridge Rd 30097 Manager, Veronica Petriati

Routing # 0611-2045-3 Tel 470-422-1200

Ameris Bank (Branch of Atlanta) Fidelity Bank 10905 Jones Bridge Rd 30022 Manager, Modesta Van-Lare

Routing # 0611-0240-0 Tel 404-553-2525 FAX 770-569-7670

Fidelity Bank 5960 State Bridge Rd 30097 Manager, Linda Wemyss

Tel 404-553-2680 FAX 678-502-7560

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 11033 Medlock Bridge Rd 30097

Routing # 0611-1942-2 Tel 678-584-5955

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Haynes Bridge and Old Alabama Branch 3080 Old Alabama Rd 30022-5861

Routing # 0610-9238-7 Tel 678-867-7012

State Bridge and 141 Branch 5940 State Bridge Rd 30097-2481

Tel 678-474-9073

Loyal Trust Bank State Commercial Bank 11675 Medlock Bridge Ln 30097 9-4:30; Fri 9-5; Sat 9-1 Transit # 64-2146-611 Routing # 0611-2146-5 FDIC Cert # 59182 Fed Wire Name: LOYAL TRUST BANK Est. 2019 ATM Locations: 1

Tel 678-783-8018 FAX 888-783-8038 Return Items 678-783-8018 Employer ID # 84-2849397 Web: www.loyaltrustbank.com E-Mail: info@loyaltrustbank.com

(Opened Nov 18, 2019) Rose Jarboe, Chm Bd

Charlie Brown, Pres-CEO

Directors: Rose Jarboe Net Loans Cash & d fm b Other Assets Total Assets

$ $ $ $

927,000 23,416,000 1,336,000 25,679,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

2,587,000 23,369,000 (1,711,000) 1,240,000 194,000

Net Income

$

(1,711,000)

Memberships: CBA, ABA, FDIC Metro City Bank (Branch of Doraville) 10820 Abbotts Bridge Rd, Ste 140 30097 Manager, Sheena Kao

Routing # 0611-1979-4 Tel 770-417-1363 FAX 770-418-1963

PromiseOne Bank (Branch of Duluth) 7775 McGinnis Ferry Rd, Ste 104 30024 9-4:30; Fri 9-5:30; Sat 9-1

Routing # 0611-2118-0 Tel 678-892-7040 FAX 678-892-7048

5805-A State Bridge Rd, Ste A 30097 9-4:30; Fri 9-5:30; Sat 9-1 Manager, Lillie Fey

Tel 678-892-7000 FAX 678-892-7049

Renasant Bank (Branch of Tupelo MS) 11655 Medlock Bridge Rd 30097

Routing # 0611-0427-5 Tel 770-418-2772

Truist Bank (Branch of Charlotte NC) 9600 Medlock Bridge Rd 30097

Routing # 0611-1341-5 Tel 770-510-7800

JONESBORO • (Clayton) Pop. 4,724 Bank of America, N.A. (Branch of Charlotte NC) 825 Spur 138 30236

CBA Div 4 Routing # 0610-0005-2 Tel 770-473-5260


Georgia Financial Directory

165

Heritage Southeast Bank State Commercial Bank 101 N Main St, PO Box 935 30236 Transit # 64-7053-2611 Routing # 2611-7053-3 FDIC Cert # 30846 Fed Wire Name: HERITAGE SOUTHEAST BK Est. 1955 ATM Locations: 23

Tel 770-478-8881 FAX 770-284-3331 Return Items 770-478-8881 Web: www.hsbinc.org

Member Heritage Southeast Bancorporation, Inc. Leonard Moreland, CEO Brian Smith, Pres Melissa Deal, EVP Paul Hoerig, EVP

Rocky Lipham, EVP Brad Serff, EVP Kathy Zovlonsky, EVP Phil Resch, CFO

Directors: Jeff Arnold, Roy V. Hall, Kenneth Lehman, John Mansour, Leonard Moreland, John Presley, David Rupp, Brad Serff, Brian Smith Marketing, Kathy Zovlonsky; Operations, Brian Smith; Finance & Accounting, Phil Resch Branch(es): Alpharetta, Blackshear, Brunswick, Darien, Fayetteville, Forest Park, Fort Stewart, Hinesville, Homerville, Jesup, Ludowici, McDonough, Midway, Nahunta, Peachtree City, Pembroke, Saint Marys, Savannah, Statesboro, Stockbridge, Waycross Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

908,506,000 173,010,000 125,479,000 129,840,000 1,336,835,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

100,000 122,629,000 30,667,000 1,155,180,000 12,295,000 15,964,000

Net Income

$

2,581,000

Correspondents: Federal Reserve B, FHLB, Atlanta; Pacific Coast Bankers’ B, San Francisco CA Memberships: FDIC

PNC Bank, N.A. (Branch of Wilmington DE) 7906 Tara Blvd 30236

Routing # 0531-0085-0 Tel 770-473-3040

Truist Bank (Branch of Charlotte NC) 139 N Main St 30236

Routing # 0611-1341-5 Tel 678-632-9700

223 N Main St 30236

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 154 S Main St 30236

KATHLEEN (Houston) Pop. 11,500 Persons Banking Company (Branch of Forsyth) 1110 Hwy 96 31047 Manager, Karen French

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1125 Hwy 96 31047

KENNESAW (Cobb) Pop. 29,783 Bank of America, N.A. (Branch of Charlotte NC) 2597 George Busbee Pkwy 30144

Tel 770-477-2424

Routing # 0610-0022-7 Tel 770-473-3520

CBA Div 5 Routing # 0611-0262-0 Tel 478-987-2554

Routing # 0610-0022-7 Tel 478-987-3332

CBA Div 3 Routing # 0610-0005-2 Tel 770-423-5177

4400 Wade Green Rd 30144

Tel 770-423-5194

2781 Cobb Pkwy NW 30152

Tel 770-424-1464

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 3895 Cherokee St NW 30144 745 Chastain Rd 30144

First Arkansas Bank and Trust (Branch of Jacksonville AR) 200 Chastain Center Blvd, Ste 200 30144

Routing # 0611-1942-2 Tel 678-285-1120 Tel 770-308-4541

Routing # 0820-0764-9 Tel 678-766-0946


Georgia Financial Directory

166 KENNESAW — Continued

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Wade Green and Wooten Lake Branch 4490 Wade Green Rd NW 30144-1254

Routing # 0610-9238-7 Tel 678-594-6727

745 Chastain Rd NW, Ste 2000 30144-3003

Tel 770-281-3983

Cobb Parkway and Jiles Branch 2772 Cobb Pkwy 30152-3438

Tel 770-421-0513

PNC Bank, N.A. (Branch of Wilmington DE) 1925 Cobb Pkwy, Ste 100 30152

Routing # 0531-0085-0 Tel 678-932-5782

Regions Bank (Branch of Birmingham AL) 4255 Jiles Rd 30144

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 3415 George Busbee Pkwy NW, Ste 100 30144

Routing # 0611-0427-5 Tel 800-680-1601

ServisFirst Bank (Branch of Birmingham AL) 2454 Kennesaw Due W Rd 30144

Routing # 0620-0650-5 Tel 770-429-8400

Synovus Bank (Branch of Columbus) 555 Chastain Rd NW 30144

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 4430 Wade Green Rd 30144

Routing # 0611-1341-5 Tel 678-540-9674

676 Chastain Rd NW 30144

Tel 770-422-2726

1340 Ernest W Barrett Pkwy NW 30152

Tel 678-202-6900

2760 Cobb Pkwy NW 30152

Tel 770-429-5182

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 850 Barrett Pkwy 30144

Routing # 0610-0022-7 Tel 770-427-6914

2778 Cobb Pkwy NW 30152

Tel 404-865-3340

KINGSLAND (Camden) Pop. 15,946

CBA Div 6

Pineland Bank (Branch of Alma) 201 E King Ave 31548 Manager, Chip Keene, SVP

Routing # 0612-1196-4 Tel 912-729-5615 FAX 912-729-2491

Southeastern Bank (Branch of Darien) 1501 GA 40 E 31548

Routing # 0612-0584-4 Tel 912-729-6700

LAFAYETTE • (Walker) Pop. 7,121

CBA Div 1

The Bank of LaFayette, Georgia State Commercial Bank 101 W Patton St, PO Box 1149 30728 9-4; Wed 9-12; Fri 9-5; Sat 9-12 Transit # 64-0318-611 Routing # 0611-0318-2 FDIC Cert # 9245 Fed Wire Name: BANK LAFAYETTE GA Est. 1899 ATM Locations: 4

Tel 706-638-2520 FAX 706-638-5409 Return Items 706-638-2520

Web: www.bankoflafayette.com E-Mail: info@bankoflafayette.com

Member LaFayette Bankshares Inc., LaFayette Bob D. Gilbert Jr, Chm Bd-LO C. Henry Gilbert, Pres-CEO-Compl/Reg J Off James S. Ingram, SVP-CFO-HR/Op/Fin Acct/ Wire Trans Off George M. Gilbert, SVP Gregory L. Riddle, SVP-LO Wade S. Gilbert, VP Janie G. Grinnell, VP-LO

Julie Carter, AVP-LO Jeremy K. Staton, AVP-LO Linda Gilbreath, AC-Wire Trans Off Trenda Cordell, DP Off Andrea Johnson, A B Off-Wire Trans Off Cindy Keith, Ln/Op Off Cindy L. Scoggins, Ln Rev Off Mary Wooten, A Op Off


Georgia Financial Directory

167

The Bank of LaFayette, Georgia — Continued Directors: Bob D. Gilbert Jr, William David Cunningham, H. Neal Florence, R. B. Forester, Bill Loughridge, Breck Parker, Ben Potts City Branch(es): 405 W Main St 30728 Cindy L. Scoggins, Ln Rev Off

Tel 706-638-2521

Other Branch(es): Rock Spring Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

101,018,000 26,424,000 151,415,000 3,000,000 2,848,000 284,705,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab

$ $ $ $ $ $

800,000 9,200,000 24,185,000 247,299,000 3,004,000 217,000

Net Income

$

1,936,000

Correspondents: Federal Reserve B, Atlanta; First Tennessee B, NA, Memphis TN; Truist B, Charlotte NC Memberships: CBA, ICBA, ABA, FDIC, GBA First Volunteer Bank (Branch of Chattanooga TN) 2329 N Main St 30728

Routing # 0611-0494-5 Tel 706-996-8800

Synovus Bank (Branch of Columbus) 201 W Patton St 30728

Routing # 0611-0060-6 Tel 888-796-6887

LAGRANGE • (Troup) Pop. 29,588

CBA Div 1

Bank of America, N.A. (Branch of Charlotte NC) 200 Main St 30240

Routing # 0610-0005-2 Tel 706-845-6863

CenterState Bank, N.A. (Branch of Winter Haven FL) 2231 W Point Rd 30240

Routing # 0631-1403-0 Tel 706-884-3806

300 Church St 30240

Tel 706-298-5605

555 S Davis Rd 30241

Tel 706-298-5660

Colony Bank (Branch of Fitzgerald) 101 Calumet Center Rd 30241 Manager, Mike Speight, Mkt Pres

MICR # 0611-2109-6 Tel 706-884-6000

Community Bank and Trust - West Georgia State Commercial Bank 201 Broad St, PO Box 1489 30240 8:30-5; Cl Sat Transit # 64-0321-611 Routing # 0611-0321-8 FDIC Cert # 25796 Fed Wire Name: COMM BK TROUP CO Est. 1984 ATM Locations: 4

Tel 706-884-7999 FAX 706-845-0014 Return Items 706-884-7999

Web: www.redapplebank.com

Member Community Bankshares, Inc., LaGrange William R. Stump Jr, Pres-CEO Emily Lowery, EVP-CFO-Op Off George H. Riddle III, EVP-SLO-Compl Off Kay L. Carlisle, SVP-HR/Sec Off Jeff Webb, SVP-C Tech Off

Tammy Bilbo, VP-Ln/Mtg Off Charles Carpenter, VP-LO Shenequa Killingsworth, VP-Op Off Felicia Smith, VP-Fin/Reg CC/Wire Trans Off Maggie Stephens, AVP-Mgr

Directors: George W. Baker Jr, Chris Joseph, William Stankiewicz, William R. Stump Jr City Branch(es): 2092 W Point Rd 30240

Tel 706-298-2009

Other Branch(es): Columbus, Hogansville Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

40,643,000 15,836,000 9,332,000 8,034,000 73,845,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,672,000 9,828,000 (9,219,000) 71,478,000 86,000

Net Income

$

(861,000)

Correspondents: BBVA Compass B, Birmingham AL; Truist B, Charlotte NC Memberships: ABA, BAI, ABA MN, FDIC, Fed, GBA PNC Bank, N.A. (Branch of Wilmington DE) 101 N Greenwood St 30240

Routing # 0531-0085-0 Tel 706-845-5000

1417 Lafayette Pkwy 30240

Tel 706-845-5025


Georgia Financial Directory

168 LAGRANGE — Continued Renasant Bank (Branch of Tupelo MS) 401 Vernon St 30240

Routing # 0611-0427-5 Tel 706-298-0028

Synovus Bank (Branch of Columbus) 1496 Lafayette Pkwy 30240

Routing # 0611-0060-6 Tel 888-796-6887

1776 Vernon Rd 30240

Tel 888-796-6887

200 N Greenwood St 30240

Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 301 Church St 30240

Routing # 0611-1341-5 Tel 706-883-7131

310 Broad St 30240

Tel 706-884-3021

LAKE PARK (Lowndes) Pop. 733

CBA Div 6

Bank OZK (Branch of Little Rock AR) 1012 Lakes Blvd 31636

Routing # 0611-2095-8 Tel 229-559-7056

First Federal Savings and Loan Association of Valdosta (Branch of Valdosta) 821 Lakes Blvd 31636

Routing # 2612-7083-1 Tel 229-244-0164

Synovus Bank (Branch of Columbus) 559 Lakes Blvd 31636

Routing # 0611-0060-6 Tel 888-796-6887

LAKELAND • (Lanier) Pop. 3,366

CBA Div 6

Farmers & Merchants Bank State Commercial Bank 4 N Carter St, PO Box 187 31635 9-4; Fri 9-5; Cl Sat Transit # 64-0364-612 Routing # 0612-0364-2 FDIC Cert # 5716 Fed Wire Name: F&M BANK LAKELAND Est. 1907 ATM Locations: 6

Tel 229-482-3585 FAX 229-482-8155 Return Items 229-482-3585

Web: www.fmb.net

Member FMB Bancshares, Inc., Lakeland Jeffrey Parrish, Pres-CEO Kevin Berryhill, SVP-COO Caroline Hand, SVP-SEO Off

Alex Lee, SVP-City Pres David Shepard, SVP-C Cre/CLO Off Garna M. Giddens, C Admin Off

Directors: Jeff Brown, James E. Douglas, George Lee, Freddie Palmer, Jeffrey Parrish, Robert Varnadoe, L. E. Watson Branch(es): Conyers, Homerville, Nashville, Valdosta Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

355,849,000 57,780,000 53,590,000 29,831,000 497,050,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

585,000 42,413,000 (10,561,000) 445,038,000 19,575,000

Net Income

$

720,000

Correspondents: Federal Reserve B, Atlanta Memberships: ICBA, ABA, GBA, Fed

LAVONIA (Franklin) Pop. 2,156 First-Citizens Bank & Trust Company (Branch of Raleigh NC) 12380 Augusta Rd 30553

CBA Div 2 Routing # 0611-9184-8 Tel 706-356-4545

Northeast Georgia Bank State Commercial Bank 12461 Augusta Rd, PO Box 765 30553 9-5; Wed 9-1; Fri 9-5:30; Cl Sat Transit # 64-0303-611 Routing # 0611-0303-0 FDIC Cert # 15771 Fed Wire Name: NORTHEAST GA BK Est. 1934

Tel 706-356-4444 FAX 706-356-3483 Return Items 706-356-4444

Web: www.northeastgabank.com

Member First Security Bankshares, Inc., Lavonia


Georgia Financial Directory

169

Northeast Georgia Bank — Continued Richard A. Basinger Jr, Pres-CEO Robert Curry, CFO Michelle Rhinehart, VP-HR Off Duchess Blakeley, Wire Trans Off Directors: Richard A. Basinger Jr, Robert Curry, Bill Hogan, Leigh Kelly, John Seay, Peggy Slappey, Shade Storey, Bobby Lee Vaughn, Gerald Voyles, Barry Whitworth City Branch(es): 12260 Augusta Rd 30553 Tel 706-356-2770 Other Branch(es): Braselton, Carnesville, Commerce, Elberton, Hartwell, Jefferson, Royston, Toccoa Net Loans $ 224,432,000 Cap $ 665,000 Cash & d fm b $ 100,483,000 Surplus $ 23,434,000 Securities $ 101,816,000 Undiv Prof $ 31,302,000 Fed Fds Sold $ 26,559,000 Deposits $ 419,358,000 Other Assets $ 24,523,000 Other Liab $ 3,054,000 Total Assets $ 477,813,000 Net Income $ 8,389,000 Correspondents: BBVA Compass B, ServisFirst B, Birmingham AL; Truist B, Charlotte NC; First Tennessee B, NA, Memphis TN Memberships: CBA, BAI, FDIC, Fed, FHLB, GBA Pinnacle Bank (Branch of Elberton) 12321 Augusta Rd 30553

Routing # 0611-0129-4 Tel 706-356-3419

Synovus Bank (Branch of Columbus) 5809 West Ave 30553

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 10 Silo Ln 30553

Routing # 0611-1341-5 Tel 706-356-8040

LAWRENCEVILLE • (Gwinnett) Pop. 28,546 Ameris Bank (Branch of Atlanta) Fidelity Bank 2080 Riverside Pkwy 30043 Manager, Aida Garcia Fidelity Bank 415 Grayson Hwy 30046 Manager, Fernando Minauro Bank of America, N.A. (Branch of Charlotte NC) 1014 Old Peachtree Rd NW 30043 3985 Sugarloaf Pkwy 30044 840 Oak Rd 30044 950 Herrington Rd 30044 615 W Pike St 30045

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2125 FAX 678-442-0821 Tel 404-553-2476 FAX 770-237-9434

Routing # 0610-0005-2 Tel 770-236-9362 Tel 770-962-1008 Tel 770-978-5990 Tel 770-995-3159 Tel 770-995-3150

Embassy National Bank National Commercial Bank 1817 N Brown Rd 30043 Tel 770-822-9111 9-4:30; Cl Sat FAX 770-995-9111 Transit # 64-2090-611 Return Items 770-822-9111 Routing # 0611-2090-3 FDIC Cert # 58413 Fed Wire Name: EMBASSY NATIONAL Est. 2007 Web: www.embassynationalbank.com ATM Locations: 1 Member Embassy Bancshares, Inc., Lawrenceville Nitin Shah, CEO Darlene Smith, Hold Co SVP Donald Morrison, Pres Linda Smith, SVP-BSA Off Greg Brogan, EVP-C Cre Off Nancy Capps, AVP-Op Off Adam Stovall, EVP-CFO Ashaki Petersen, VP-Dep Op Off DeeDee McIntyre, SVP-SBA LO Directors: Bradley D. Bishoff, Bhupendra S. Darji, Donald Morrison, Navin Shah, Nitin Shah, Kevin Williams Net Loans $ 78,001,000 Cap $ 5,250,000 Cash & d fm b $ 5,466,000 Surplus $ 9,581,000 Fed Fds Sold $ 19,946,000 Undiv Prof $ 4,559,000 Other Assets $ 6,204,000 Deposits $ 88,865,000 Total Assets $ 109,617,000 Other Liab $ 1,362,000 Net Income $ 2,546,000 Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, BAI, FDIC, Fed


170

Georgia Financial Directory

LAWRENCEVILLE — Continued Fifth Third Bank, N.A. (Branch of Cincinnati OH) 870 Lawrenceville Suwanne Rd 30043

Routing # 0611-1942-2 Tel 770-338-7600

1250 Scenic Hwy, Ste 1100 30045

Tel 770-979-7227

165 Nash St 30045

Tel 770-995-0000

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Ridge and Highway 20 Branch 1495 Buford Dr 30043-3721

Routing # 0610-9238-7 Tel 678-377-2190

Oconee State Bank (Branch of Watkinsville) 1755 N Brown Rd, Ste 125 30043

Routing # 0611-1328-2 Tel 678-983-7136

The Piedmont Bank (Branch of Norcross) 1035 Old Peachtree Rd NW 30043

Routing # 0611-2085-1 Tel 678-638-4000

185 Gwinnett Dr 30046

PNC Bank, N.A. (Branch of Wilmington DE) 1034 Old Peachtree Rd 30043

Tel 678-736-6250

Routing # 0531-0085-0 Tel 678-518-4473

4780 Sugarloaf Pkwy 30044

Tel 770-963-4419

291 Gwinnett Dr 30045

Tel 770-682-2634

Renasant Bank (Branch of Tupelo MS) 106 E Crogan St 30046

Routing # 0611-0427-5 Tel 770-963-9224

141 Hurricane Shoals Rd NE 30046

Tel 770-963-9224

TIB The Independent BankersBank, N.A. (Branch of Farmers Branch TX) 1550 N Brown Rd, Ste 150 30043

Routing # 1110-1017-0 Tel 770-381-4080

Truist Bank (Branch of Charlotte NC) 911 Duluth Hwy 30043

Routing # 0611-1341-5 Tel 770-580-8050

3590 Club Dr 30044

Tel 770-280-8259

4095 Sugarloaf Pkwy 30044

Tel 770-280-8450

390 W Crogan St, Ste 100 30046

Tel 770-277-2800

701 Duluth Hwy NW 30046

Tel 770-625-1917

United Community Bank (Branch of Blairsville MN) 2230 Riverside Pkwy 30043

Routing # 0611-1284-3 Tel 770-237-0007

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1062 Old Peachtree Rd NW 30043

Routing # 0610-0022-7 Tel 678-407-2956

901 Duluth Hwy 30043

Tel 770-338-7500

3065 Lawrenceville Hwy 30044

Tel 678-380-0281

3325 Sugarloaf Pkwy 30044

Tel 770-277-2455

161 S Clayton St 30046

Tel 770-995-3140

LEESBURG • (Lee) Pop. 2,896 AB&T (Branch of Albany) 1204-A Hwy 19 S 31763

Colony Bank (Branch of Fitzgerald) 137 Robert B Lee Dr 31763

CBA Div 5 Routing # 0612-1969-4 Tel 229-639-1896 FAX 229-639-2422

MICR # 0612-0267-2 Tel 229-759-2800


Georgia Financial Directory

171

First State Bank of Blakely (Branch of Blakely) 114 S Walnut St 31763 Manager, Leila Jones

Routing # 0612-0293-1 Tel 229-759-6622

Renasant Bank (Branch of Tupelo MS) 104 Heritage Ln 31763

Routing # 0611-0427-5 Tel 229-434-6220

Synovus Bank (Branch of Columbus) 1251 US Hwy 82 W 31763

Routing # 0611-0060-6 Tel 888-796-6887

1531 US Hwy 19 31763

Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 1559 US Hwy 195 31763

Routing # 0611-1341-5 Tel 229-518-5338

LENOX (Cook) Pop. 873

CBA Div 6

The Trust Bank State Commercial Bank 50 W Central Ave, PO Box 8 31637 9-3; Fri 9-6; Cl Sat Transit # 64-0645-612 Routing # 0612-0645-8 FDIC Cert # 13832 Fed Wire Name: TRUST BANK GA Est. 1906

Tel 229-546-4215 FAX 229-546-4456 Return Items 229-546-4215

Web: www.thetrustbank.net

Member Trust Holding Company, Inc., Lenox Benjamin Lindsey Sr, Chm Bd Robert Griner, Pres Matt Stanaland, Valdosta City Pres Kim Dyer, VP-Mtg/Compl Off

Penny Brogdon, COO-Compl/Op/Reg CC/ BSA Off Benjamin W. Lindsey Jr, Sec

Directors: Benjamin Lindsey Sr, Thomas Deiters, C. Talmadge Garrison, Kirk Hand, Benjamin W. Lindsey Jr, Judge Howard McClain Branch(es): Adel, Moultrie Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

23,739,000 8,656,000 2,012,000 3,652,000 38,059,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

300,000 4,639,000 (986,000) 33,538,000 568,000

Net Income

$

260,000

Correspondents: Federal Reserve B, Atlanta; CenterState B NA, Winter Haven FL Memberships: CBA, FDIC, Fed, FHLB, GBA

LEXINGTON • (Oglethorpe) Pop. 228 Pinnacle Bank (Branch of Elberton) 114 Gilmer St 30648

LILBURN (Gwinnett) Pop. 11,596 Bank of America, N.A. (Branch of Charlotte NC) 3930 Lawrenceville Hwy NW 30047 641 Indian Trail Rd NW 30047

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Beaver Ruin Village Branch 4155 Lawrenceville Hwy NW, Ste 5 30047-2898 Killian Hill Branch 4081 Stone Mountain Hwy 30047-3335

PNC Bank, N.A. (Branch of Wilmington DE) 4014 Lawrenceville Hwy NW 30047 494 Indian Trial Rd 30047

CBA Div 2 Routing # 0611-0129-4 Tel 706-743-8141

CBA Div 3 Routing # 0610-0005-2 Tel 770-717-8545 Tel 770-921-6797

Routing # 0610-9238-7 Tel 770-564-0291 Tel 770-982-4822

Routing # 0531-0085-0 Tel 770-923-4140 Tel 770-717-2087


Georgia Financial Directory

172 LILBURN — Continued

Truist Bank (Branch of Charlotte NC) 4004 Lawrenceville Hwy NW 30047

Routing # 0611-1341-5 Tel 770-325-9213

4009 Five Forks Trickum Rd 30047

Tel 770-325-9269

4700 Lawrenceville Hwy NW 30047

Tel 770-381-6665

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1028 Killian Hill Rd 30047

Routing # 0610-0022-7 Tel 404-865-3080

4265 Lawrenceville Hwy NW 30047

Tel 404-865-4810

5505 Lawrenceville Hwy 30047

Tel 404-865-3085

LINCOLNTON • (Lincoln) Pop. 1,566

CBA Div 2

F&M Bank (Branch of Washington) 317 S Washington St 30817

Routing # 0611-1283-0 Tel 706-359-6283

Farmers State Bank State Commercial Bank 115 N Washington St, PO Box 99 30817 9-4; Wed 9-12; Fri 9-5:30; Sat 9-12 Transit # 64-0816-611 Routing # 0611-0816-1 FDIC Cert # 879 Fed Wire Name: FARMERS ST BK Est. 1911

Tel 706-359-3131 FAX 706-359-2406 Return Items 706-359-3131

Web: www.farmersstateonline.com

Member Lincoln Bancshares, Inc J. Bruce Turner, Pres-CEO-LO Maria Bradford, EVP-Mgmt Off Guil Mattison, VP-LO

Tammy L. Goldman, COO-CFO-Op/Fin Acct/Wire Trans Off Elizabeth Moore, Compl Off

Directors: Thomas Britt Hammond, Alice Marie Kavouklis, Nancy Lovelady, John W. Spratlin III, Edward S. Turner, J. Bruce Turner Branch(es): Thomson, Washington Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

76,693,000 21,069,000 22,387,000 10,906,000 131,055,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

200,000 5,800,000 15,041,000 109,735,000 279,000

Net Income

$

2,270,000

Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, ABA, BAI, FDIC, Fed, FHLB, GBA

LITHIA SPRINGS (Douglas) Pop. 15,491 Ameris Bank (Branch of Atlanta) 3491 Skyview Dr 30122

CBA Div 1 Routing # 0612-0175-4 Tel 770-941-1677 FAX 770-941-1754

Bank of America, N.A. (Branch of Charlotte NC) 630 Thornton Rd 30122

Routing # 0610-0005-2 Tel 770-944-4242

FSNB, N.A. (Branch of Lawton OK) 1100 Thornton Rd 30122

Routing # 1031-1267-5 Tel 800-749-4583

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Village at Westfork Branch 610 Thornton Rd 30122-1518

Routing # 0610-9238-7 Tel 678-945-0265

Regions Bank (Branch of Birmingham AL) 10565 Veterans Memorial Hwy 30122

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 1855 Thornton Rd 30122

Routing # 0611-1341-5 Tel 770-941-4041


Georgia Financial Directory Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2795 Lee Rd 30122

LITHONIA (DeKalb) Pop. 1,924

173 Routing # 0610-0022-7 Tel 678-391-0266

CBA Div 3

Bank of America, N.A. (Branch of Charlotte NC) 3040 Panola Rd 30038 3141 Turner Hill Rd 30038 6138 Covington Hwy 30058

Routing # 0610-0005-2 Tel 770-981-1454 Tel 770-482-3230 Tel 770-593-5460

Citizens Trust Bank (Branch of Atlanta) 2727 Panola Rd 30058

Routing # 0610-1022-0 Tel 770-987-3511

Truist Bank (Branch of Charlotte NC) 8190 Mall Pkwy 30038 2843 Panola Rd 30058

Routing # 0611-1341-5 Tel 770-484-2001 Tel 770-325-0025

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 6756 Covington Hwy 30058

Routing # 0610-0022-7 Tel 770-981-6094

Woodforest National Bank (Branch of The Woodlands TX) 5401 Fairington Rd 30038

Routing # 3149-7285-3 Tel 770-225-4511

LOCUST GROVE (Henry) Pop. 5,402 Ameris Bank (Branch of Atlanta) 4979 Bill Gardner Pkwy 30248

First National Bank of Griffin (Branch of Griffin) 3470 GA 155 S 30248 Manager, Scott McCarter, VP-LO

CBA Div 4 Routing # 0612-0175-4 Tel 770-507-9502 FAX 770-914-2873

Routing # 0611-0118-4 Tel 678-510-5260

United Bank (Branch of Zebulon) 4920 Bill Gardner Pkwy, Ste A 30248

Routing # 0611-0751-5 Tel 770-412-7211

United Community Bank (Branch of Blairsville MN) 4970 Bill Gardner Pkwy 30248

Routing # 0611-1284-3 Tel 770-288-3500

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2754 Hwy 155 S 30248

Routing # 0610-0022-7 Tel 678-583-3008

LOGANVILLE (Gwinnett) Pop. 10,458

CBA Div 3

Bank of America, N.A. (Branch of Charlotte NC) 4201 Atlanta Hwy 30052

Routing # 0610-0005-2 Tel 678-475-7814

Bank OZK (Branch of Little Rock AR) 4581 Atlanta Hwy 30052

Routing # 0611-2095-8 Tel 470-422-1060

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 4495 Atlanta Hwy, Bldg 400 30052

Routing # 0611-1942-2 Tel 678-381-0380


Georgia Financial Directory

174 LOGANVILLE — Continued

Legacy State Bank State Commercial Bank 3825 Harrison Rd 30052 9-5; Fri 8:30-5; Cl Sat Transit # 64-2051-611 Routing # 0611-2051-8 FDIC Cert # 57882 Est. 2005 ATM Locations: 1

Tel 770-554-2265 FAX 770-913-8920 Return Items 770-554-2265 Web: www.legacystatebank.com

William R. Walker II, Pres-CEO Daniel G. Rees, EVP-CFO Chuck Drexler, EVP-SLO Carol Capell, VP-Compl Off-HR Mgr Denise Buchanan, AVP-Cont

Dawn Carlyle, AVP-Dep Op Mgr Heather Forrester, AVP-Br Mgr Wendi Spinks, AVP-Ln Op Off Hollie Towles, AVP-Mtg LO

Directors: Larry Garner, Ron Grice, Matthew Hicks, Daniel G. Rees, Mike Strickland, Renzo Wiggins, William R. Walker II Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

86,690,000 5,184,000 12,468,000 4,692,000 109,034,000

Pfd Stock C Stk Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $ $

840,000 13,320,000 19,940,000 (22,324,000) 93,145,000 4,113,000

Net Income

$

1,339,000

Correspondents: FNBB Capital Markets LLC, Baton Rouge LA Memberships: CBA, ABA, FDIC Synovus Bank (Branch of Columbus) 4577 Hwy 78 E 30052

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 4064 Atlanta Hwy 30052

Routing # 0611-1341-5 Tel 470-539-6167

4644 Hwy 78 30052

Tel 770-466-2296

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4779 Atlanta Hwy 30052

Routing # 0610-0022-7 Tel 770-554-3392

Woodforest National Bank (Branch of The Woodlands TX) 4221 Atlanta Hwy 30052

Routing # 3149-7285-3 Tel 770-554-2637

LOOKOUT MOUNTAIN (Walker) Pop. 1,602 Citizens Bank & Trust, Inc. (Branch of Trenton) 107 McFarland Rd 30750 Manager, Suzanne Haynes

CBA Div 1 Routing # 0611-0373-9 Tel 706-820-2428 FAX 706-820-0570

LOUISVILLE • (Jefferson) Pop. 2,493

CBA Div 4

First State Bank (Branch of Wrens) 900 Peachtree St 30434

Routing # 0611-0111-3 Tel 478-625-8444

Queensborough National Bank & Trust Company National Commercial Bank 113 E Broad St, PO Box 467 30434 9-5; Wed 9-2; Cl Sat Transit # 64-0397-611 Routing # 0611-0397-5 FDIC Cert # 2138 Fed Wire Name: QUEENSBOROUGH Est. 1902

Tel 478-625-2000 FAX 478-625-2008 Return Items 478-625-2000

Web: www.qnbtrust.bank

Member The Queensborough Company, Louisville William F. Easterlin III, Chm Bd-Pres-CEO-TO Sheryl Reed, EVP Kimberly Kirk, COO Richard H. Peacock, C Cre Off

D. Phil Polhill, CFO William R. Thompson, CLO Julie W. Evans, Corp Sec

Directors: William F. Easterlin III, J. Thomas Battle, L. J. Bowles III, W. Abbot Easterlin, Thomas W. Jones, Troy Jordan, Sam S. Pennington, D. Phil Polhill, Joe Pollock, Charles E. Smith Jr, Paul Trotter, W. Jeffrey Weichsel City Branch(es): 107 US Hwy 1 Byp N 30434

Tel 478-625-2012


Georgia Financial Directory

175

Queensborough National Bank & Trust Company — Continued Other Branch(es): Augusta, Evans, Grovetown, Hephzibah, Martinez, Metter, Midville, Millen, Rincon, Sandersville, Savannah, Statesboro, Swainsboro, Sylvania, Thomson, Wadley, Waynesboro, Wrens Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

809,946,000 96,037,000 235,771,000 10,000,000 68,896,000 1,220,650,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,500,000 35,550,000 85,586,000 1,083,902,000 14,112,000

Net Income

$

14,548,000

Correspondents: BBVA Compass B, Birmingham AL; CenterState B NA, Winter Haven FL Memberships: CBA, ABA, BAI, FDIC, Fed, FHLB, GBA

LOVEJOY (Clayton) Pop. 6,422

CBA Div 4

FSNB, N.A. (Branch of Lawton OK) 11465 Tara Blvd 30250

Routing # 1031-1267-5 Tel 800-749-4583

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 11235 Tara Blvd 30250

Routing # 0610-0022-7 Tel 770-471-9332

LUDOWICI • (Long) Pop. 1,703

CBA Div 7

Glennville Bank (Branch of Glennville) 131 E Cypress St 31316 Manager, Garrett Smith, Mkt Pres

Routing # 0612-0468-3 Tel 912-545-2530 FAX 912-545-3334

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 60 W Cypress St 31316

Routing # 0612-0783-9 Tel 912-545-2183

LUMBER CITY (Telfair) Pop. 1,328

CBA Div 6

Bank of Lumber City State Commercial Bank 21 Main St, PO Box 68 31549 9-4; Fri 9-5; Cl Sat Transit # 64-1227-612 Routing # 0612-1227-7 FDIC Cert # 16281 Fed Wire Name: BANK OF LUMBER CTY Est. 1945 Virginia W. Hand, Pres-CEO Troy E. Spires, EVP-CFO Debra Carter, Compl Off

Tel 912-363-4341 FAX 912-363-4147 Return Items 912-363-4341

Web: www.bankoflumbercity.com Caila Hart, Info Sec Off Torita B. Wilkes, Bkkpr-Wire Trans Off

Directors: John G. Davis, Randall L. Hand, Virginia W. Hand, Ken W. Smith, Troy E. Spires Branch(es): McRae Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

14,090,000 4,522,000 2,965,000 2,173,000 23,750,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

393,000 1,572,000 1,857,000 19,383,000 545,000

Net Income

$

143,000

Correspondents: CenterState B NA, Winter Haven FL Memberships: ICBA, ABA, FDIC, Fed, GBA

LUTHERSVILLE (Meriwether) Pop. 874 SouthCrest Bank, N.A. (Branch of Atlanta) 14 N Main St 30251 Manager, Judy Strickland

LYONS • (Toombs) Pop. 4,367 Ameris Bank (Branch of Atlanta) 182 W Liberty St 30436

CBA Div 1 Routing # 0611-0192-2 Tel 855-972-2265

CBA Div 7 Routing # 0612-0175-4 Tel 912-526-7007


Georgia Financial Directory

176 LYONS — Continued

Peoples Bank State Commercial Bank 299 W Liberty St, PO Box 386 30436 9-4:30; Fri 9-5; Cl Sat Transit # 64-1131-612 Routing # 0612-1131-7 FDIC Cert # 15216 Fed Wire Name: PEOPLES BK LYONS Est. 1931 ATM Locations: 2

Tel 912-524-2000 FAX 912-524-2050 Return Items 912-524-2000

Web: www.ourpeoplesbank.com

Member South Georgia Bankshares Corporation, Lyons Paul T. Bennett, Chm Bd Wendell Dixon, EVP-CEO Nancy Corbitt, VP-COO-HR Off Cathy Benton, VP-Compl Off-Op Mgr Chris Braddy, VP-SLO-CRA Off Suzi Braddy, VP-LO Mitch Johnson, VP-LO

Les Ramsey, VP-LO Rebecca Rollins, VP-LO Tina Jones, CFO/BSA Dot Grimm, Wire Trans Off Melissa Hightower, Mtg LO Tara Porras, IS Off

Directors: Paul T. Bennett, Lawrence Bennett, Bill Benton, Wendell Dixon, Ben Newton, R. T. Stanley Jr Marketing, Melissa Hightower; Operations, Cathy Benton; Chief Lending Officer, Chris Braddy; Finance & Accounting, Tina Jones; IT/Security Officer, Tara Porras Branch(es): Vidalia Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

78,425,000 23,681,000 2,355,000 2,500,000 4,412,000 111,373,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

775,000 5,700,000 3,395,000 101,156,000 347,000

Net Income

$

1,235,000

Correspondents: Federal Reserve B, FHLB, Atlanta; CenterState B NA, Winter Haven FL; ServisFirst B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC, BAI Vidalia Federal Savings Bank (Branch of Vidalia) 142 S Victory Dr 30436 9-3; Fri 9-5; Cl Sat Manager, Doug Roper III

Routing # 2612-7085-7 Tel 912-526-8800 FAX 912-526-6614

Branch Officers: Jennifer Dennis, New Accts Off; Melba McDaniel, Teller; Jessica Carter, Teller; Wendy Dalley, Teller; Judy Copeland, Teller 209 W Liberty St 30436

Tel 912-526-8800

MABLETON (Cobb) Pop. 37,115

CBA Div 3

Bank of America, N.A. (Branch of Charlotte NC) 5353 Floyd Rd 30126

Routing # 0610-0005-2 Tel 770-944-2851

893 Veterans Memorial Hwy SE 30126

Tel 770-732-0997

PNC Bank, N.A. (Branch of Wilmington DE) 620 Fontaine Rd 30126

Routing # 0531-0085-0 Tel 770-941-2100

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 5010 Floyd Rd 30126

Routing # 0610-0022-7 Tel 770-948-3935

Westside Bank (Branch of Hiram) 4901 Floyd Rd 30126 Manager, Donnie Elliott, EVP-Sr Cre Off

Routing # 0611-2082-2 Tel 678-223-7200

MACON • (Bibb) Pop. 91,351

CBA Div 4

American Pride Bank State Commercial Bank 4740 Log Cabin Dr 31204 9-5; Fri 9-5:30; Cl Sat Transit # 64-2107-611 Routing # 0611-2107-0 FDIC Cert # 58584 Fed Wire Name: AMERICAN PRIDE BK Est. 2007

Tel 478-784-1448 Return Items 478-784-1448

Web: www.americanpridebank.com

Member American Bancorp, Inc., Macon


Georgia Financial Directory

177

American Pride Bank — Continued Mike Gilstrap, Chm Bd Lindsey Carswell, VP-Comm Rel Mgr Adam Patel, V Chm Bd Daryl Cohen, VP-Comm Rel Mgr John Hall, Pres-CEO Baxter James, VP-Comm Rel Mgr Wayne Byers, EVP-CFO Christopher Marks, VP-Compl/BSA/CRCM P. Andrew (Andy) Flowers, EVP-CLO Off Terry Owens, SVP-Ret B Admin Annie Reed, VP-Ln Admin Off Vik Patel, SVP-SBA Rel Mgr Nicole Rinehart, VP-C Op/IT Off LaQuanda Billingslea, VP-Cre Anyl-B Portfolio Karen Thompson, VP-Comm Rel Mgr Mgr Pam Deese, AVP-Dep Op Mgr Directors: Mike Gilstrap, Adam Patel, Bill Childers, John Hall, Bhagu Patel, Dr. Dipesh Patel, Mike Patel, Paul Patel, R. B. Patel City Branch(es): 4511 Forsyth Rd 31210 Tel 478-784-1448 Other Branch(es): Athens, Warner Robins Net Loans $ 153,216,000 Cap $ 13,040,000 Cash & d fm b $ 11,919,000 Surplus $ 11,681,000 Securities $ 11,589,000 Undiv Prof $ 4,075,000 Fed Fds Sold $ 6,825,000 Deposits $ 159,586,000 Other Assets $ 10,333,000 Other Liab $ 5,500,000 Total Assets $ 193,882,000 Net Income $ 2,733,000 Memberships: ICBA, ABA, FDIC, Fed, FHLB, GBA Ameris Bank (Branch of Atlanta) 3239 Vineville Ave 31204 Fidelity Bank 4290 Hartley Bridge Rd 31216 Manager, Jaquana Mosley

Routing # 0612-0175-4 Tel 478-738-6660 Tel 478-738-7838 FAX 478-781-4517

Bank of America, N.A. (Branch of Charlotte NC) 3855 Bloomfield Rd 31206 1250 Gray Hwy 31211

Routing # 0610-0005-2 Tel 478-474-1415 Tel 478-746-0681

Bank OZK (Branch of Little Rock AR) 501 Walnut St 31201 1701 Bass Rd 31210 4077 Forsyth Rd 31210

Routing # 0611-2095-8 Tel 478-744-2900 Tel 478-476-2170 Tel 478-757-8181

Cadence Bank, N.A. (Branch of Atlanta) 700 Walnut St 31201 4699 Log Cabin Dr 31204 1535 Bass Rd 31210 4219 Forsyth Rd 31210 5980 Zebulon Rd 31210 614 Shurling Dr 31211 4315 Hartley Bridge Rd 31216

Routing # 0622-0629-5 Tel 478-796-6100 Tel 478-796-6400 Tel 478-757-3300 Tel 478-796-6200 FAX 478-796-6229 Tel 478-757-3350 Tel 478-796-6500 Tel 478-796-6700

Capital City Bank (Branch of Tallahassee FL) 325 5th St 31201 3535 Mercer University Center Dr 31204 1601 Bass Rd 31210 5981 Zebulon Rd 31210

Routing # 0631-0068-8 Tel 478-749-6701 Tel 478-476-0620 Tel 478-474-2110 Tel 478-757-5500

CenterState Bank, N.A. (Branch of Winter Haven FL) 4040 Vinenille Ave 31201

Routing # 0631-1403-0 Tel 478-803-9972

OneSouth Bank (Branch of Blakely) 4070 Forsyth Rd 31210 Manager, William (Rusty) Gleaton, City Pres Planters First Bank (Branch of Cordele) 4361 Rivoli Dr 31210

Routing # 0612-1200-2 Tel 478-254-7775

Routing # 0612-1096-5 Tel 800-648-8118


Georgia Financial Directory

178 MACON — Continued Regions Bank (Branch of Birmingham AL) 5400 Riverside Dr 31210

Routing # 0611-0137-5 Tel 478-405-3956

Renasant Bank (Branch of Tupelo MS) 494 Monroe St 31201

Routing # 0611-0427-5 Tel 478-745-9469

1532 Bass Rd 31210

Tel 478-583-6240

4961 Forsyth Rd 31210

Tel 478-471-4580

Synovus Bank (Branch of Columbus) 5427 Bowman Rd 31210

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 201 2nd St 31201

Routing # 0611-1341-5 Tel 478-722-7341

606 Cherry St 31201

Tel 478-755-5133

2998 Riverside Dr 31204

Tel 478-703-0177

3525 Mercer University Dr 31204

Tel 478-477-0616

3600 Mercer University Dr 31204

Tel 478-703-0240

3625 Pio Nono Ave 31206

Tel 478-703-0125

3080 Riverside Dr 31210

Tel 478-471-5000

4357 Forsyth Rd 31210

Tel 478-471-0094

5928 Zebulon Rd 31210

Tel 478-703-0145

1104 Gray Hwy 31211

Tel 478-703-0270

United Bank (Branch of Zebulon) 10788 Estes Rd 31210

Routing # 0611-0751-5 Tel 478-994-1000

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 484 Mulberry St 31201

Routing # 0610-0022-7 Tel 478-750-2021

150 Tom Hill Sr Blvd 31210

Tel 478-757-2100

6005 Zebulon Rd 31210

Tel 478-476-3584

MADISON • (Morgan) Pop. 3,979

CBA Div 4

Bank of Madison State Commercial Bank 133 N Main St, PO Box 271 30650 9-4; Wed 9-12; Th 9-4; Fri 9-5:30; Sat 9-12 Transit # 64-0244-611 Routing # 0611-0244-2 FDIC Cert # 148 Est. 1890

Tel 706-342-1953 Return Items 706-342-1953 Web: www.bankofmadisonga.com

Member Madison Bank Corp., Madison Wayne M. Tamplin, Chm Bd Charles H. (Twig) Haney III, Pres-CEO Clifton Hanes, SVP-CFO H. Vinson DeLaigle, SVP-LO Hubert G. Herndon Jr, SVP-LO Andrew A. Ainslie III, VP-LO Timothy Carter, VP-LO Cameron Coody, VP-Op Off

Robert Duvall, VP-LO Benjamin E. Jones, VP-Sr Cre Anyl Lori A. Rhoads, VP-HR Dir-Op/Reg CC/ Reg J/Wire Trans Off Megan McCart, AVP-LO Michele S. Misuraca, AVP-Info Sec Off Susan G. Phillips, AVP-Aud/BSA/OFAC/ CRA/B Sec Off

Directors: Wayne M. Tamplin, J. W. Boyd Jr, L. W. Hunt Jr, John M. Moore, Floyd C. Newton III, Robert Prior, Anne L. Trulock City Branch(es): 1540 Eatonton Rd 30650 Robert Duvall, VP-LO

Tel 706-342-1953

Other Branch(es): Social Circle Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

171,420,000 4,282,000 42,848,000 8,043,000 4,021,000 230,614,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

100,000 10,400,000 19,842,000 193,434,000 6,838,000

Net Income

$

2,803,000

Correspondents: FHLB, Atlanta; CenterState B NA, Winter Haven FL; Pacific Coast Bankers’ B, San Francisco CA Memberships: CBA, ICBA, FDIC, FHLB, GBA


Georgia Financial Directory

179

Regions Bank (Branch of Birmingham AL) 1460 Eatonton Rd 30650

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 286 Hancock St 30650

Routing # 0611-1341-5 Tel 706-752-3019

United Bank (Branch of Zebulon) 256 N Main St 30650

Routing # 0611-0751-5 Tel 706-342-7211

MANCHESTER (Meriwether) Pop. 4,230

CBA Div 1

F & M Bank and Trust Company State Commercial Bank 142 W Main St, PO Box 718 31816 Tel 706-846-8415 9-12; Cl Sun FAX 706-846-8419 Transit # 64-1259-611 Return Items 706-846-8415 Routing # 0611-1259-7 FDIC Cert # 16916 Fed Wire Name: F&M MANCHESTER Est. 1948 Web: www.fmbankandtrust.com ATM Locations: 1 Member F&M Holding Company, Inc., Manchester Gary A. Ledbetter, CEO Jamie W. Hall, VP-HR Off Allen W. Parham, Pres-SLO Annette Suber, Compl/B Off Laura Swetnam, SVP-CFO Directors: Lynley Hipps, Gary A. Ledbetter, Janie NeSmith, Allen W. Parham, Patrick Wasden Net Loans $ 44,525,000 Cap $ 100,000 Cash & d fm b $ 9,287,000 Surplus $ 10,296,000 Securities $ 2,311,000 Undiv Prof $ (6,961,000) Other Assets $ 12,760,000 Deposits $ 62,721,000 Total Assets $ 68,883,000 Other Liab $ 2,727,000 Net Income $ 35,000 Correspondents: TIB, Farmers Branch TX Memberships: CBA, ICBA, BAI, FDIC, Fed, FHLB, GBA SouthCrest Bank, N.A. (Branch of Atlanta) 406 W Main St 31816 Manager, Susan Rogers Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 127 W Main St 31816

Routing # 0611-0192-2 Tel 855-972-2265

Routing # 0610-0022-7 Tel 706-846-3572

MARBLE HILL (Pickens) Pop. 579

CBA Div 2

Bank OZK (Branch of Little Rock AR) 34 Holcomb Way 30148

Routing # 0611-2095-8 Tel 770-893-2265

Renasant Bank (Branch of Tupelo MS) 90 Steve Tate Hwy 30148

Routing # 0611-0427-5 Tel 770-894-8200

Do you know a community banker who will reach the milestone of 30, 40 or 50 years of banking experience this year and has a proven record in excellent community involvement? If so, please contact Lindsay Greene or call the CBA office at 770-541-4490 so they can be considered for a

Lifetime Service Award!


The reasons to trust us with your SBA lending really stack up.

ProďŹ t from people you can trust. Our SBA expertise helps you maximize your community bank’s earning potential. Our team becomes your team, managing and simplifying every step of the process, from loan packaging and closing, to securitization and sale, to portfolio servicing. All at no net cost to you. Learn how your bank can earn 7-10% premiums on the sale of SBA/USDA loan guarantees.

Talk to us today. 800.340.7304 www.holtandmon.com


Georgia Financial Directory MARIETTA • (Cobb) Pop. 56,579 Ameris Bank (Branch of Atlanta) Fidelity Bank 214 Roswell St 30060

181 CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2800 FAX 678-275-2343

Fidelity Bank 833 S Cobb Dr SE 30060 Manager, Tommy Honrine

Tel 404-553-2580 FAX 770-919-0697

Fidelity Bank 1220 Cobb Pkwy N 30062 Manager, Santo Jones

Tel 404-553-2640 FAX 770-792-2159

3411 Ernest Barrett Pkwy 30064

Tel 678-569-4250 FAX 678-569-4275

Fidelity Bank 830 Old Piedmont Rd 30066 Manager, Michael Jensen

Tel 404-553-2501 FAX 770-919-8180

Fidelity Bank 1223 Johnson Ferry Rd 30068 Manager, Sam Crowe

Tel 404-553-2376 FAX 770-579-5421

Bank of America, N.A. (Branch of Charlotte NC) 140 Cherokee St NE 30060

Routing # 0610-0005-2 Tel 770-514-2665

1430 Roswell Rd 30062

Tel 770-977-3746

2465 Roswell Rd 30062

Tel 678-560-6106

3182 Johnson Ferry Rd 30062

Tel 770-594-3466

1800 Macland Rd 30064

Tel 770-514-9884

2693 Powder Springs Rd SW 30064

Tel 770-439-2360

3590 Dallas Hwy 30064

Tel 770-426-0704

2786 Sandy Plains Rd NE 30066

Tel 770-971-4017

3595 Canton Rd, Ste 400 30066

Tel 770-591-6274

2501 Windy Hill Rd 30067

Tel 770-953-5600

3030 Windy Hill Rd 30067

Tel 770-953-7334

4851 Lower Roswell Rd 30068

Tel 770-578-3640

Bank OZK (Branch of Little Rock AR) 1350 Church St Ext, Ste 100 30062

Routing # 0611-2095-8 Tel 678-449-3600

Cadence Bank, N.A. (Branch of Atlanta) 250 Church St 30060

Routing # 0622-0629-5 Tel 404-266-4240

CenterState Bank, N.A. (Branch of Winter Haven FL) 307 N Marietta Pkwy NE 30060

Routing # 0631-1403-0 Tel 770-792-8870

3596 Dallas Hwy 30064

Tel 770-419-3125

3324 Canton Rd 30066

Tel 678-594-7300

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 1017 Roswell St NE 30060

Routing # 0611-1942-2 Tel 770-308-0029

2100 Roswell Rd 30062

Tel 678-741-3280

4209 Rosswell Rd 30062

Tel 770-973-0229

3595 Canton Rd 30066

Tel 678-738-7530

1920 Powers Ferry Rd SE 30067

Tel 678-224-9270

FirstBank (Branch of Nashville TN) 4799 Olde Towne Pkwy, Ste 101 30068

Routing # 0843-0703-3 Tel 770-635-1654

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 2998 Shallowford Rd 30066

Routing # 0611-9184-8 Tel 770-977-7551

Iberiabank (Branch of Lafayette LA) 709 Canton Rd NE, Ste 100 30060

Routing # 2652-7041-3 Tel 678-631-3600


182

Georgia Financial Directory

MARIETTA — Continued JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Piedmont Commons Branch 1060 E Piedmont Rd 30062-4992

Routing # 0610-9238-7 Tel 678-560-5907

Dallas Highway and Barrett Branch 2615 Dallas Hwy 30064-2541

Tel 770-792-5761

Powder Springs and Macland Branch 1740 Powder Springs Rd SW 30064-4154

Tel 770-426-1176

Sandy Plains and Shallowford Branch 3615 Sandy Plains Rd 30066-3019

Tel 770-977-3558

Barrett Creek Branch 125 Barrett Pkwy, Ste 201 30066-3331

Tel 678-354-6278

Delk and Powers Ferry Road Branch 2989 Delk Rd SE 30067-5318

Tel 678-742-6649

Johnson Ferry and Woodlawn Drive Branch 1088 Johnson Ferry Rd 30068-2172

Tel 770-977-3934

Metro City Bank (Branch of Doraville) 4273 Roswell Rd 30062

PNC Bank, N.A. (Branch of Wilmington DE) 4244 Roswell Rd 30062

Routing # 0611-2068-6 Tel 678-580-6410 FAX 678-580-6420

Routing # 0531-0085-0 Tel 770-565-4492

3685 Dallas Hwy 30064

Tel 678-331-1836

50 S Marietta Pkwy SW 30064

Tel 678-290-9986

2743 Chastain Meadows Pkwy 30066

Tel 770-794-8900

2981 Shallowford Rd 30066

Tel 770-565-9404

Regions Bank (Branch of Birmingham AL) 2048 Macland Crossing Cir SW 30008

Routing # 0611-0137-5 Tel 800-734-4667

2486 Roswell Rd NE 30062

Tel 800-734-4667

3028 Shallowford Rd 30062

Tel 800-734-4667

250 Casteel Rd 30064

Tel 800-734-4667

680 Johnson Ferry Rd 30068

Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 1320 Johnson Ferry Rd 30068

Routing # 0611-0427-5 Tel 678-981-2440

Synovus Bank (Branch of Columbus) 269 Roswell St NE 30060

Routing # 0611-0060-6 Tel 888-796-6887

1200 Johnson Ferry Rd 30068 Truist Bank (Branch of Charlotte NC) 155 N Marietta Pkwy NE 30060 1050 E Piedmont Rd 30062

Tel 888-796-6887

Routing # 0611-1341-5 Tel 770-794-1212 Tel 678-540-9634

4370 Roswell Rd 30062

Tel 678-813-4220

2480 Dallas Hwy SW 30064

Tel 678-594-9254

2600 Dallas Hwy SW 30064

Tel 678-505-2748

47 Whitlock Ave SW 30064

Tel 770-308-0075

1840 Sandy Plains Rd 30066

Tel 678-695-5328

2880 Shallowford Rd 30066

Tel 678-695-5266

50 Barrett Pkwy 30066

Tel 678-932-4884

1380 Powers Ferry Rd 30067

Tel 770-308-4856

1100 Johnson Ferry Rd 30068

Tel 678-505-2973

1331 Johnson Ferry Rd 30068

Tel 770-308-4610

United Community Bank (Branch of Blairsville MN) 1001 Polk St 30064 200 Cherokee St NE 30090

Routing # 0611-1284-3 Tel 770-424-4844 Tel 770-424-2000


Georgia Financial Directory Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2055 S Cobb Dr 30060 602 Roswell St SE 30060

183 Routing # 0610-0022-7 Tel 770-432-1042 Tel 404-865-3300

2201 Roswell Rd 30062

Tel 404-865-2282

2520 Dallas Hwy SW 30064

Tel 404-865-2280

761 Powder Springs Rd SW 30064

Tel 404-865-4800

2687 Sandy Plains Rd 30066

Tel 770-578-3170

2850 Canton Rd NE 30066

Tel 404-865-2280

3601 Sandy Plains Rd NE 30066

Tel 404-865-3025

1547 Powers Ferry Rd 30067

Tel 404-865-2710

2675 Windy Hill Rd 30067

Tel 770-850-3470

1313 Johnson Ferry Rd NE 30068

Tel 770-971-1041

MARTINEZ (Columbia) Pop. 35,795 Cadence Bank, N.A. (Branch of Atlanta) 375 Furys Ferry Rd 30907 3820 Washington Rd 30907

CBA Div 4 Routing # 0622-0629-5 Tel 706-729-7660 Tel 706-729-7680

F&M Bank (Branch of Washington) 3861 Evans To Locke Rd 30907

Routing # 0611-1283-0 Tel 706-863-5850

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 404 S Belair Rd 30907

Routing # 0611-1942-2 Tel 706-868-4155

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 342 Baston Rd 30907

Routing # 0611-9184-8 Tel 706-860-1001

Queensborough National Bank & Trust Company (Branch of Louisville) 421 Fury’s Ferry Rd 30907

Routing # 0611-0397-5 Tel 706-447-2400

4226 Columbia Rd 30907 Regions Bank (Branch of Birmingham AL) 360 Fury’s Ferry Rd 30907 4129 Columbia Rd 30907 South State Bank (Branch of Columbia SC) 409 Fury’s Ferry Rd 30907 4109 Columbia Rd 30907

Tel 706-863-2000

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

Routing # 0612-0465-4 Tel 706-863-2583 Tel 706-863-2583

Truist Bank (Branch of Charlotte NC) 403 Fury’s Ferry Rd 30907

Routing # 0611-1341-5 Tel 706-619-2654

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 101 S Belair Rd 30907

Routing # 0610-0022-7 Tel 706-868-4631

3726 Washington Rd 30907

Tel 706-868-4600

489 Fury’s Ferry Rd 30907

Tel 706-868-4222

MCCAYSVILLE (Fannin) Pop. 1,056

CBA Div 2

Peoples Bank of East Tennessee (Branch of Madisonville TN) 109 Blue Ridge Dr 30555

Routing # 0611-9274-0 Tel 706-964-8500

United Community Bank (Branch of Blairsville MN) 182 Blue Ridge Dr 30555

Routing # 0611-1284-3 Tel 706-492-5900


Georgia Financial Directory

184

MCDONOUGH • (Henry) Pop. 22,084 Ameris Bank (Branch of Atlanta) 1908 Hwy 81 E 30252 2316 Hwy 155 N 30252 114 John Frank Ward Blvd 30253 Fidelity Bank 1375 Hwy 20 W 30253 Manager, Kena Ceasar

CBA Div 4 Routing # 0612-0175-4 Tel 770-474-7829 FAX 678-432-5178 Tel 770-474-7267 FAX 770-898-0513 Tel 770-474-5766 FAX 770-954-9640 Tel 770-914-4300 FAX 770-898-6599

Bank of America, N.A. (Branch of Charlotte NC) 135 Keys Ferry Rd 30253

Routing # 0610-0005-2 Tel 770-954-4300

Bank OZK (Branch of Little Rock AR) 1400 S Zack Hinton Pkwy 30253

Routing # 0611-2095-8 Tel 770-898-0852

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 1705 Hwy 20 W 30253 Heritage Bank 203 Keys Ferry St 30253 Manager, Kay Embrey JPMorgan Chase Bank, N.A. (Branch of Columbus OH) McDonough Place Branch 323 Jonesboro Rd 30253-3725

Routing # 0612-0783-9 Tel 770-478-8881 Tel 770-478-8881

Routing # 0610-9238-7 Tel 678-583-5176

Regions Bank (Branch of Birmingham AL) 120 Keys Ferry St 30253

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 285 Jonesboro Rd 30253

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 942 Hwy 81 E 30252 12 N Zack Hinton Pkwy 30253 1860 Jonesboro Rd 30253

Routing # 0611-1341-5 Tel 678-561-9217 Tel 770-898-2265 Tel 678-561-9300

United Community Bank (Branch of Blairsville MN) 865 Hampton Rd 30253

Routing # 0611-1284-3 Tel 770-898-1988

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 130 S Zack Hinton Pkwy 30253 87 Keys Ferry St 30253

Routing # 0610-0022-7 Tel 678-583-3000 Tel 770-957-3971

To keep up to date on CBA members, education programs, industry trends, association events including conventions, financial products and services check out the

Georgia Communities First Magazine https://www.cbaofga.com/ georgia-communities-first-magazine.html


Georgia Financial Directory

185

MCRAE • (Telfair) Pop. 5,740

CBA Div 6

Bank of Lumber City (Branch of Lumber City) Telfair County Bank 288 E Willow Creek Ln 31055 Manager, Stan Jones

Routing # 0612-1227-7 Tel 229-868-4341 FAX 229-868-2279

The Merchants & Citizens Bank State Commercial Bank 6 College St, PO Box 55658 31055 9-4; Fri 9-5; Cl Sat Transit # 64-0377-612 Routing # 0612-0377-8 FDIC Cert # 183 Fed Wire Name: THE MERCH & CIT BK Est. 1929 ATM Locations: 1 Travis P. Cook, Chm Bd Herman A. Moore, V Chm Bd Jeff McGhee, Pres-CEO Terry M. Giddens, SVP-CFO/HR/Op/Fin Acct/ Wire Trans Off Jimmie Harrelson, VP-Op Off Chad Puckett, VP-SLO Catherine White, VP-Ln Rev/LO

Tel 229-868-5656 FAX 229-868-5261 Return Items 229-868-5656

Web: www.merchantsandcitizensbank.com Laura Burnette, AVP-Int Aud William T. Rogers, AVP-Spec Assets/Sec/ Ln Off Michelle Royal, AVP-LO Mike Spires, AVP-Compl Off Peggy Lewis, AC-Op Off Dona Webb, AC-Teller Sup William W. Routh Jr, Corp Sec

Directors: Travis P. Cook, Herman A. Moore, Terry Cook, Barbara S. Cook, R. M. Nelson, William W. Routh Jr, Eddie T. Selph Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

32,950,000 11,517,000 49,852,000 9,839,000 104,158,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,200,000 9,800,000 8,160,000 82,972,000 2,026,000

Net Income

$

872,000

Memberships: CBA, ABA, BAI, FDIC, Fed, FHLB, GBA

The Security State Bank State Commercial Bank 49 W Oak St, PO Box 628 31055-0628 9-5; Cl Sat Transit # 64-1285-612 Routing # 0612-1285-3 FDIC Cert # 19680 Fed Wire Name: SECURITY ST BK GA Est. 1950 ATM Locations: 1

Tel 229-868-6431 FAX 229-868-5893 Return Items 229-868-6431

Web: www.securitystate.net

Member Farmers Bancshares, Inc., Dublin Kenneth S. Dowling, Chm Bd-CEO Earl Merritt, Pres-COO Sharon Bass, VP-Op/BSA Off-Cash

Ernie Rodgers, VP-Mktg/Sec Off-LO Robyn Brown, AC-Wire Trans Off Monica Gun, LO-Compl/S BSA Off

Directors: Kenneth S. Dowling, Tommy Brown, Kent Dowling, Earl Merritt, E. E. Morris Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

18,467,000 13,010,000 14,182,000 793,000 46,452,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

390,000 3,610,000 3,509,000 38,907,000 36,000

Net Income

$

742,000

Correspondents: Federal Reserve B, Atlanta Memberships: CBA, ABA, BAI, FDIC, Fed, FHLB, GBA Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 31 S 2nd Ave 31055

METTER • (Candler) Pop. 4,130 Durden Banking Co., Inc. (Branch of Twin City) 900 S Lewis St 30439 8:30-4; Fri 8:30-5; Cl Sat Manager, Gail S. Curl, SVP-LO Pineland Bank (Branch of Alma) 200 Lanier St 30439 257 N Broad St 30439 Manager, Steve Rigdon, SVP-CRA Off

Routing # 0610-0022-7 Tel 229-868-5674

CBA Div 7 Routing # 0612-1144-3 Tel 912-685-2265 FAX 912-685-6500

Routing # 0612-1196-4 Tel 912-685-2195 Tel 912-685-2195 FAX 912-685-4521


Georgia Financial Directory

186 METTER — Continued

Queensborough National Bank & Trust Company (Branch of Louisville) 20 N Broad St 30439

Routing # 0611-0397-5 Tel 912-685-4000

Synovus Bank (Branch of Columbus) 47 S Lewis St 30439

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 205 S Lewis St 30439

Routing # 0611-1341-5 Tel 912-685-4005

MIDVILLE (Burke) Pop. 269

CBA Div 4

Queensborough National Bank & Trust Company (Branch of Louisville) 145 Jones St 30441

Routing # 0611-0397-5 Tel 478-589-7130

MIDWAY (Liberty) Pop. 2,121

CBA Div 7

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 248 Butler Ave 31320

Routing # 0612-0783-9 Tel 912-408-6520 FAX 912-884-3695

MILAN (Telfair) Pop. 700

CBA Div 6

Wilcox County State Bank (Branch of Abbeville) Milan State Bank 1825 W US Hwy 280 31060 9-4; Fri 9-5:30; Cl Sat Manager, Becky Attaway

Routing # 0612-1298-9 Tel 229-362-4545 FAX 229-362-4552

MILLEDGEVILLE • (Baldwin) Pop. 17,715

CBA Div 4

Bank of Eastman (Branch of Eastman) Magnolia State Bank 100 E Greene St 31061

Routing # 0612-0253-3 Tel 478-453-2265 FAX 478-414-2010

Magnolia State Bank 2451 N Columbia St 31061

Tel 478-414-2000 FAX 478-453-0665

Century Bank and Trust State Commercial Bank 141 S Wayne St, PO Box 768 31061 9-5; Cl Sat Transit # 64-0177-611 Routing # 0611-0177-3 FDIC Cert # 147 Fed Wire Name: CENTURY BK &TR Est. 1898 ATM Locations: 2

Tel 478-453-3571 FAX 478-452-4976 Return Items 478-453-3571

Web: www.centurybankonline.com

Member Century Bancorp, Inc., Milledgeville Larry R. Garrett, Chm Bd Derek B. Williams, Pres-CEO Amy Lucas, SVP-CFO Darren Mindermann, SVP-LO Ed Sowell, SVP-LO Lacy Bentley, VP-TO Joey Davis, VP-Cr Anyl Tara Dyer, VP-Op/Reg CC Off Cathy Gladin, VP-Compl Off Neil Hewitt, VP-LO Chan Layson, VP-LO Deborah Marsh, VP-Inv Exec Off

Nancy E. Pickett, VP-HR/TO Brian Robinson, VP-LO Tori Allen, AVP-LO Michelle Dixon, AVP-LO Sheree Prestridge, AVP-LO-Br Mgr Amber Adams, Ln Op Mgr Nancy Buchanan, PR/Mktg Off Jay Cox, IT Off Abby Folendore, Head Bkkpr-Reg J/Wire Trans Off Cindy Hill, B Off-Br Mgr

Directors: Larry R. Garrett, Victor D. Bayne, T. Chris Boyd, Leigh C. Chambers, William M. Dyer, W. Kendrick Farr, Cheryl P. Pounds, Patricia B. Thompson, Derek B. Williams Marketing, Nancy Buchanan; Trust, Lacy Bentley; Operations, Tara Dyer; Chief Lending Officer, Darren Mindemann; Finance & Accounting, Amy Lucas; IT/Security Officer, Jay Cox City Branch(es): 1800 N Columbia St 31061 Sheree Prestridge, AVP-LO-Mgr

Tel 478-453-3571


Georgia Financial Directory

187

Century Bank and Trust — Continued Net Loans $ 162,969,000 Cash & d fm b $ 19,486,000 Securities $ 62,014,000 Other Assets $ 9,913,000 Total Assets $ 254,382,000

Cap $ 2,288,000 Surplus $ 9,463,000 Undiv Prof $ 17,167,000 Deposits $ 222,170,000 Other Liab $ 3,294,000 Net Income $ 3,813,000 Correspondents: Federal Reserve B, Atlanta; First N Bankers’ B, Birmingham AL; CenterState B NA, Winter Haven FL Memberships: CBA, FDIC Citizens Bank of the South (Branch of Sandersville) 121 Executive Pkwy 31061 Manager, Barbie Pressas, VP

Routing # 0611-0199-7 Tel 478-387-0124 FAX 478-387-0125

Exchange Bank State Commercial Bank 250 W Hancock St, PO Box 580 31061 Tel 478-452-4531 9-5; Cl Sat FAX 478-452-9634 Transit # 64-0178-611 Return Items 478-452-4531 Routing # 0611-0178-6 FDIC Cert # 160 Fed Wire Name: EXCHANGE BANK Est. 1903 Web: www.exch.bank ATM Locations: 5 Member Exchange Bankshares, Inc., Milledgeville William R. Allen, Chm Bd Jonathan H. Pope, VP-LO-Br Mgr John C. Childs, Pres-CEO Laura L. Poyner, VP-Lake Oconee Br PresRoy D. Washburn III, EVP-C Cre Off Comm LO Eric Johansen, SVP-CFO Melissa T. Swicord, VP-LO-Br Mgr Teresa A. Kennedy, SVP-HR/Bus Dev Off Jessica Elliott, AVP Op/Sec/Dep Compl OffHugh A. (Tripp) Becker, VP-Comm LO Trng Coord-BSA Spec Lisa Beall, VP-LO Amber Evans, AVP-Acct/Bkkpr Melody Doolittle, VP-Compl Off Jona Hollinshead, Op/Ln Compl Off Chris Gibson, VP-Gray City Pres-LO Sandra D. Johnson, Br Sup-LO Hope W. Hines, VP-Mtg LO Alica Tanner, Op/Acct Off Greg Holmes, VP-IT Off Barbara Tibbetts, Gray Br Mgr-LO Virginia K. Pomazal, VP-DP Off Directors: William R. Allen, John C. Childs Jr, Melvin T. Couey, William M. Couey, John W. Grant III, John F. Harrington Jr, Randall A. New, Harvey L. Simpson III, Gregory T. Stephens, Roy D. (Casey) Washburn III. Director Emeritus: Thomas L. Davidson Jr DDS. Advisory Directors: W. Wright Banks Jr, Laurie Ann Gilmore, J. Wesley King Jr Marketing, Teresa A. Kennedy; Operations, Eric Johansen; Chief Lending Officer, Roy D. Washburn; Chief Technology Officer, Greg Holmes City Branch(es): 2801 N Columbia St 31061 Jonathan Henry Pope, Mgr-LO Donna McCullough Wall, Br Sup

Tel 478-414-1306

2400 N Columbia St 31061 Melissa Thomas Swicord, Mgr-LO Miranda Perry Renfroe, Br Sup

Tel 478-452-4531

Other Branch(es): Gray, Greensboro Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

152,810,000 20,606,000 76,760,000 1,500,000 7,151,000 258,827,000

Cap Surplus Undiv Prof Deposits Other Liab

Net Income Correspondents: FHLB, Atlanta; BBVA Compass B, Birmingham AL Memberships: FDIC, Fed Truist Bank (Branch of Charlotte NC) 150 W Greene St 31061

$ $ $ $ $

400,000 16,000,000 18,586,000 222,173,000 1,668,000

$

3,165,000

Routing # 0611-1341-5 Tel 478-457-3530

2345 N Columbia St 31061

Tel 478-457-3581

2501 N Columbia St 31061

Tel 478-387-7275

MILLEN • (Jenkins) Pop. 3,120 Durden Banking Co., Inc. (Branch of Twin City) 815 Hwy 25 N 30442 8:30-4; Fri 8:30-5; Cl Sat Manager, Kirk B. Rocker, VP-LO Queensborough National Bank & Trust Company (Branch of Louisville) 735 E Winthrope Ave 30442

CBA Div 7 Routing # 0612-1144-3 Tel 478-249-1221

Routing # 0611-0397-5 Tel 478-982-5700


Georgia Financial Directory

188 MILLEN — Continued Regions Bank (Branch of Birmingham AL) 836 E Winthrope Ave 30442

Routing # 0611-0137-5 Tel 478-982-8259

MILTON (Fulton) Pop. 39,217

CBA Div 3

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 15800 Birmingham Hwy, Bldg 700 30004

Routing # 0610-0022-7 Tel 678-867-6857

MOLENA (Pike) Pop. 368

CBA Div 5

First Bank of Pike State Commercial Bank 50 Springs Rd, PO Box 348 30258 9-5; Fri 9-6; Sat 9-12 Transit # 64-0665-611 Routing # 0611-0665-5 FDIC Cert # 9070 Fed Wire Name: FIRST BK OF PIKE Est. 1899 ATM Locations: 3 Robert H. Fletcher, Chm Bd John P. Barker III, Pres-CEO Jason Brisenline, EVP-C Cre/LO Sherry H. Pope, AVP-Ret B Off

Tel 770-884-5111 FAX 770-884-5112 Return Items 770-884-5111

Web: www.firstbankofpike.com Pam O. Sams, AVP-Op Off Mechell Culpepper, CFO Leslie Crowder, Cont-IT Off

Directors: Robert H. Fletcher, John P. Barker Jr, John P. Barker III, Jason Brisendine, Ann A. Durand, James P. Fletcher, Thomas H. Morton, Melvin E. Myrick Branch(es): Concord, Zebulon Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

33,141,000 4,499,000 11,556,000 2,768,000 51,964,000

Pfd Stock C Stk Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $ $

266,000 450,000 1,284,000 2,533,000 46,969,000 462,000

Net Income

$

270,000

Correspondents: Federal Reserve B, Atlanta; First Tennessee B, NA, Memphis TN Memberships: FDIC, GBA

MONROE • (Walton) Pop. 13,234

CBA Div 2

Bank of America, N.A. (Branch of Charlotte NC) 2020 Spring St 30655

Routing # 0610-0005-2 Tel 770-266-6843

Liberty First Bank State Commercial Bank 1901 W Spring St 30655 9-4; Fri 9-5; Cl Sat Transit # 64-2080-611 Routing # 0611-2080-6 FDIC Cert # 58274 Est. 2006 ATM Locations: 1

Tel 770-207-3000 FAX 770-207-3010 Return Items 770-207-3000 Web: www.libertyfirst.us

Dawn B. Griffin, Chm Bd-CEO D. Lee Garrett, Pres James Mark Denard, EVP-CFO Bryan Hight, SVP-C Cre Off Vicki Hubbard, SVP-Op Mgr-DP Off-Cont Russell Ashley, VP-LO

Maxine Peaks, VP-B Cntr Mgr Jenny Ferguson, AVP-Compl/Reg CC/ Reg J Off Kimberly Thomas, AVP-Cons LO Janet Townsend, AVP-Comm LO

Directors: Gene Benton, Hal Breedlove, Dawn B. Griffin, George Lanius, Darrell McWaters, Kenneth Murray, Frank Shackleford, Lee Smith, David Thompson, Virgil Williams Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

78,788,000 2,905,000 41,730,000 8,289,000 7,933,000 139,645,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

5,726,000 5,152,000 4,722,000 123,694,000 351,000

Net Income

$

1,449,000

Memberships: CBA, FDIC, FHLB, GBA

Pinnacle Bank (Branch of Elberton) 238 S Broad St 30655

Routing # 0611-0129-4 Tel 770-267-8343


Georgia Financial Directory

189

Synovus Bank (Branch of Columbus) 140 E Washington St 30655

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 1302 W Spring St 30655 1990 W Spring St 30655

Routing # 0611-1341-5 Tel 770-267-2525 Tel 678-635-3169

United Community Bank (Branch of Blairsville MN) 2160 W Spring St 30655

Routing # 0611-1284-3 Tel 770-266-6880

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 221 S Broad St 30655

Routing # 0610-0022-7 Tel 770-207-1000

MONTEZUMA (Macon) Pop. 3,460

CBA Div 5

PNC Bank, N.A. (Branch of Wilmington DE) 115 N Dooly St 31063

Routing # 0531-0085-0 Tel 478-472-2331

Truist Bank (Branch of Charlotte NC) 118 Walnut St 31063

Routing # 0611-1341-5 Tel 478-472-2393

MONTICELLO • (Jasper) Pop. 2,657 Ameris Bank (Branch of Atlanta) 208 E Green St 31064

CBA Div 4 Routing # 0612-0175-4 Tel 706-468-8801 FAX 706-468-8117

Bank of Monticello State Commercial Bank 141 Green St, PO Box 29 31064 Tel 706-468-6418 9-5; Wed & Sat 9-12 FAX 706-468-0436 Transit # 64-0331-611 Return Items 706-468-6418 Routing # 0611-0331-5 FDIC Cert # 2145 Fed Wire Name: BANK OF MONTICELLO Est. 1909 Web: www.bankofmonticelloga.com ATM Locations: 1 E-Mail: help@bankofmonticelloga.com Member Monticello Bancshares, Inc., Monticello Steve W. Jordan, EVP Tracey Nelson, CFO-Cre Off Walker Jordan, SVP-Comm LO J. Graham Bearden, Mtg LO Marshall Bunce, VP-IT Off Bobbie Jean Ozburn, B Off Wendi Helms, VP-Compl/HR/Fair LO-Corp Sec Lynne Tanner, BSA Off Directors: Shannon Barton, Joel Gaston, E. O. Jordan, Steve W. Jordan, Walker Jordan, D. Bruce Kelly Jr, Don Kelly, W. D. Roberts Operations, Wendi Helms; Finance & Accounting, Tracey Nelson Net Loans $ 72,000,000 Cap $ 173,000 Cash & d fm b $ 11,000,000 Surplus $ 6,962,000 Securities $ 14,000,000 Undiv Prof $ 3,318,000 Fed Fds Sold $ 1,250,000 Deposits $ 97,050,000 Other Assets $ 12,000,000 Other Liab $ 2,747,000 Total Assets $ 110,200,000 Net Income $ 1,815,000 Correspondents: ServisFirst B, Birmingham AL; Atlantic Capital B, FHLB, Atlanta; FHN Financial, Memphis TN; First N Banker’s B, Baton Rouge LA Memberships: ABA, FDIC, Fed

Banker Regulatory Forum: Open dialogue between Georgia’s Community Bankers and the regulators. For more information and upcoming dates go to: www.cbaofga.com/banker-regulatory-forum.html


190

Georgia Financial Directory

MOODY AIR FORCE BASE (Lowndes) Pop. 4,499 Armed Forces Bank, N.A. (Branch of Fort Leavenworth KS) 4343 George St, Bldg 904 31699

MORROW (Clayton) Pop. 6,445 Ameris Bank (Branch of Atlanta) Fidelity Bank 1267 Southlake Cir 30260 Manager, Susan Langford

CBA Div 6 Routing # 1011-0831-9 Tel 888-929-2265

CBA Div 4 Routing # 0611-0240-0 Tel 404-553-2225 FAX 770-961-6619

Bank of America, N.A. (Branch of Charlotte NC) 1200 Mt Zion Rd 30260

Routing # 0610-0005-2 Tel 770-968-2000

PNC Bank, N.A. (Branch of Wilmington DE) 1585 Southlake Pkwy 30260

Routing # 0531-0085-0 Tel 770-960-4758

Regions Bank (Branch of Birmingham AL) 6145 Jonesboro Rd 30260

Routing # 0611-0137-5 Tel 800-734-4667

Truist Bank (Branch of Charlotte NC) 1860 Mt Zion Rd 30260

Routing # 0611-1341-5 Tel 678-304-1050

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1893 Mount Zion Rd 30260

Routing # 0610-0022-7 Tel 770-968-6400

6389 Jonesboro Rd 30260

Tel 404-865-4910

7155 Jonesboro Rd 30260

Tel 770-968-6420

Woodforest National Bank (Branch of The Woodlands TX) 6065 Jonesboro Rd 30260

MORVEN (Brooks) Pop. 565 Citizens Community Bank (Branch of Hahira) 130 Main St 31638

MOULTRIE • (Colquitt) Pop. 14,268 Ameris Bank (Branch of Atlanta) 1707 1st Ave SE 31768 2513 S Main St 31768

Colony Bank (Branch of Fitzgerald) 621 S Veterans Pkwy N 31768 Manager, Mike Harris, Mkt Pres

Routing # 3149-7285-3 Tel 770-961-5641

CBA Div 6 Routing # 0612-0955-2 Tel 229-775-2441

CBA Div 5 Routing # 0612-0175-4 Tel 229-985-1111 Tel 229-873-4444

MICR # 0612-0267-2 Tel 229-985-1380

Commercial Banking Company (Branch of Valdosta) 635 Veterans Pkwy N 31768

Routing # 0612-1117-1 Tel 229-985-7600

South Georgia Banking Company (Branch of Omega) 410 Ln St 31768 Manager, Chuck Bannister, SVP

Routing # 0612-1187-0 Tel 229-616-4211 FAX 229-616-4215


Georgia Financial Directory

191

Southwest Georgia Bank State Commercial Bank 201 1st St SE, PO Box 3488 31768 Tel 229-985-1120 9-4; Fri 9-5; Cl Sat FAX 229-985-0251 Transit # 64-0202-612 Return Items 229-985-1120 Routing # 0612-0202-5 FDIC Cert # 2147 Fed Wire Name: SOUTHWEST GA BK Est. 1928 Web: www.sgfc.com ATM Locations: 2 Member Southwest Georgia Financial Corporation, Moultrie DeWitt Drew, Pres-CEO-Op Off Jeff Hanson, EVP-C B Off-LO Chad Carpenter, Tifton/Worth Pres Donna Lott, EVP-C Admin Off-Cash Ross Dekle, EVP-Moultie Pres Danny Singley, EVP-C Cre Off Jud Moritz, EVP-Valdosta Pres Directors: Cecil H. Barber, John J. Cole, DeWitt Drew, R. L. Moss, R. H. Reeves, J. R. Slocumb, Lane Wear, Marcus Wells City Branch(es): 25 2nd Ave SW 31768 Tel 229-873-3873 Other Branch(es): Newton, Sylvester, Tifton, Valdosta Net Loans $ 393,549,000 Cap $ 1,531,000 Cash & d fm b $ 40,261,000 Surplus $ 11,054,000 Securities $ 93,313,000 Undiv Prof $ 34,451,000 Other Assets $ 27,196,000 Deposits $ 474,704,000 Total Assets $ 554,319,000 Other Liab $ 32,579,000 Net Income $ 5,500,000 Correspondents: Federal Reserve B, FHLB, Atlanta; Capital City B, Tallahassee FL; First N Banker’s B, Baton Rouge LA; Synovus B, Columbus OH Memberships: CBA, ICBA, ABA, BAI, ABA MN, FDIC, FHLB, GBA The Trust Bank (Branch of Lenox) 2424 Tallokas Dr 31768

MOUNT VERNON • (Montgomery) Pop. 2,451

Routing # 0612-0645-8 Tel 229-890-1026

CBA Div 7

Mount Vernon Bank State Commercial Bank 101 Railroad Ave 30445 Tel 912-386-4700 Transit # 64-0668-612 FAX 912-583-2894 Routing # 0612-0668-1 Return Items 912-386-4700 FDIC Cert # 8028 Fed Wire Name: VERNON BANK GA Est. 1901 Web: www.mvbankonline.com ATM Locations: 3 Member Heart of Georgia Bancshares, Inc., Vidalia Donald M. Thigpen, Chm Bd-CEO Tina Aldrich, AVP-Op Off D. Alan Thigpen, Pres Julie Cook, AVP-Br Mgr Dwight Stout, EVP Heather Helms, CFO-ISO Blanche Carswell, VP-Compl Off Jessika May, HR Off Tammy Matthews, VP-Br Mgr Conner Thigpen, IT Off-LO Directors: Donald M. Thigpen, Justin Franklin, Ronnie Green, Ronald V. Hall, Jesslyn Johnson, G. M. Joiner Jr, Dwight Stout, Alan Thigpen Branch(es): Vidalia Net Loans $ 69,950,000 Cap $ 300,000 Cash & d fm b $ 21,305,000 Surplus $ 6,075,000 Securities $ 31,613,000 Undiv Prof $ 9,334,000 Other Assets $ 6,932,000 Deposits $ 113,394,000 Total Assets $ 129,800,000 Other Liab $ 697,000 Net Income $ 1,805,000 Memberships: CBA, ICBA, ABA, FDIC, Fed

NAHUNTA • (Brantley) Pop. 1,053 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 13792 E Cleveland St 31553 Southeastern Bank (Branch of Darien) 105 Bacon St 31553

NASHVILLE • (Berrien) Pop. 4,939 Bank of Alapaha (Branch of Alapaha) 201 W Marion Ave 31639

CBA Div 6 Routing # 0612-0783-9 Tel 912-462-2265

Routing # 0612-0584-4 Tel 912-462-5116

CBA Div 6 Routing # 0612-0527-1 Tel 229-686-7491 FAX 229-686-7161


Georgia Financial Directory

192 NASHVILLE — Continued

The Citizens Bank State Commercial Bank 301 S Davis St, PO Box 128 31639 8-4; Fri 8-5; Cl Sat Transit # 64-1205-612 Routing # 0612-1205-7 FDIC Cert # 15934 Est. 1943

Tel 229-686-7444 FAX 229-686-3079 Return Items 229-686-7444 Web: www.nhcbank.com

Member The Nashville Holding Company, Nashville William S. Perry, Chm Bd-Pres H. Steven Perry, V Chm Bd-CEO-SLO Cavan Perry, VP-In House Cnsl-HR Off Robert Watson, VP-Spec Assets Off Bryant Williams, COO-C Cre Anyl Susie Hall, Compl Off

Donna King, DP Mgr-Info Sec/DP Off Marla Mathis, Head Bkkpr-A BSA/Wire Trans Off Betsy P. Purvis, Br Op/BSA/CRA/OFAC/ AML Off Wanda Retterbush, Corp/Bd Sec

Directors: William S. Perry, H. Steven Perry, David Deloach, Adam Houston, Cavan Perry, Edmond L. Perry, Mark Perry Branch(es): Adel, Ray City, Valdosta Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

163,161,000 49,140,000 27,728,000 109,000 12,274,000 252,412,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

375,000 5,625,000 29,921,000 215,191,000 1,300,000

Net Income

$

2,292,000

Correspondents: Atlantic Capital B, FHLB, Atlanta; BBVA Compass B, Birmingham AL; Truist B, Charlotte NC Memberships: CBA, ABA, FDIC, Fed, FHLB, GBA Farmers & Merchants Bank (Branch of Lakeland) 202 W Washington Ave 31639

Routing # 0612-0364-2 Tel 229-686-9451

NEWINGTON (Screven) Pop. 274

CBA Div 7

Bank of Newington State Commercial Bank 224 Walton St, PO Box 68 30446 9-4:30; Wed 9-2; Th 9-4:30; Fri 9-5; Sat 9-12 Transit # 64-0961-612 Routing # 0612-0961-7 FDIC Cert # 5704 Fed Wire Name: BANK OF NEWINGTON Est. 1919 ATM Locations: 2 Harry E. Sheppard Jr, Chm Bd-Co CEOMktg Off H. E. Sheppard III, Pres-Co CEO-COOCFO-LO

Tel 912-857-4466 FAX 912-857-3725 Return Items 912-857-4466

Web: www.bankofnewington.com Diane G. Royal, VP-Compl Off Charlie E. Waters Jr, VP-Comm LO Wilma E. Wells, VP

Directors: Harry E. Sheppard Jr, Margo Metts, Jaclyn Sease, H. E. Sheppard III, W. Lindy Sheppard Jr, Charles E. Waters Jr, Wilma E. Wells, Lamar E. Zipperer Branch(es): Springfield, Sylvania Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

114,254,000 22,066,000 997,000 8,547,000 145,864,000

Pfd Stock C Stk Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $ $

1,232,000 25,000 3,000,000 8,271,000 132,120,000 1,216,000

Net Income

$

1,485,000

Memberships: CBA, ICBA, ABA, BAI, FDIC, GBA

NEWNAN • (Coweta) Pop. 33,039 Ameris Bank (Branch of Atlanta) Fidelity Bank 10 Baynard Park 30265 Manager, Kristina Hajzak Fidelity Bank 102 Newnan Crossing Byp 30265 Manager, Linda Schneider Bank of America, N.A. (Branch of Charlotte NC) 60 Bullsboro Rd 30263 10 Glenda Trace 30265

CBA Div 1 Routing # 0611-0240-0 Tel 678-633-6250 FAX 770-254-5836 Tel 404-553-2325 FAX 770-252-5288

Routing # 0610-0005-2 Tel 770-304-3223 Tel 770-304-0389


Georgia Financial Directory

193

Bank OZK (Branch of Little Rock AR) 16 E Broad St 30263

Routing # 0611-2095-8 Tel 770-502-8400

CenterState Bank, N.A. (Branch of Winter Haven FL) 145 Millard Farmer Industrial Blvd 30263

Routing # 0631-1403-0 Tel 770-683-6222

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Bullsboro and Newnan Crossing Branch 1175 Bullsboro Rd 30265-2139

Routing # 0610-9238-7 Tel 770-254-9173

PNC Bank, N.A. (Branch of Wilmington DE) 2904 Sharpsburg McCullum Rd 30265

Routing # 0531-0085-0 Tel 770-304-3210

Regions Bank (Branch of Birmingham AL) 40 Bullsboro Dr 30263

Routing # 0611-0137-5 Tel 800-734-4667

3111 GA Hwy 34 30265

Tel 800-734-4667

Southern States Bank (Branch of Anniston AL) 1421 GA Hwy 34 E 30265

Routing # 0622-0662-2 Tel 470-400-3411

Synovus Bank (Branch of Columbus) 110 Jefferson St 30263

Routing # 0611-0060-6 Tel 888-796-6887

192 Temple Ave 30263

Tel 888-796-6887

3130 GA Hwy 34 E 30265

Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 26 Jefferson St 30263

Routing # 0611-1341-5 Tel 770-252-5267

295 Bullsboro Dr 30263

Tel 770-253-5017

190 Glenda Trace 30265

Tel 770-304-7840

United Bank (Branch of Zebulon) 61 Bullsboro Dr 30263

Routing # 0611-0751-5 Tel 770-251-4311

United Community Bank (Branch of Blairsville MN) 71 Bullsboro 30265

Routing # 0611-1284-3 Tel 770-252-1699

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 30 Greenville St 30263

Routing # 0610-0022-7 Tel 770-254-6300

1725 Newnan Crossing Blvd E 30265

Tel 770-254-8909

2 Amlajack Blvd 30265

Tel 770-254-6331

Woodforest National Bank (Branch of The Woodlands TX) 1025 Bullsboro Dr 30265

NEWTON • (Baker) Pop. 654 Southwest Georgia Bank (Branch of Moultrie) 168 GA Hwy 91 39870

NORCROSS (Gwinnett) Pop. 9,116 Ameris Bank (Branch of Atlanta) Fidelity Bank 3500 Holcomb Bridge Rd 30092 Manager, Nancy Salas

Routing # 3149-7285-3 Tel 678-423-9662

CBA Div 5 Routing # 0612-0202-5 Tel 229-734-5221

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2150 FAX 770-488-5309


Georgia Financial Directory

194 NORCROSS — Continued

Bank of America, N.A. (Branch of Charlotte NC) 5813 Jimmy Carter Blvd NW 30071

Routing # 0610-0005-2 Tel 770-242-1155

3210 Holcomb Bridge Rd 30092

Tel 770-242-1600

5500 Peachtree Pkwy 30092

Tel 770-242-8555

5125 Oakbrook Pkwy 30093

Tel 770-564-8300

Cadence Bank, N.A. (Branch of Atlanta) 6170 Peachtree Pkwy 30092

Routing # 0622-0629-5 Tel 404-266-4360

CenterState Bank, N.A. (Branch of Winter Haven FL) 5448 Spalding Dr, Bldg 100 Ste C 30092

Routing # 0631-1403-0 Tel 770-441-0939

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 3670 Holcomb Bridge Rd 30092

Routing # 0611-1942-2 Tel 770-416-0141

6050 Singleton Rd 30093

Tel 678-537-6545

First IC Bank (Branch of Doraville) 6170 Live Oak Pkwy 30093 Manager, Michael Song

Routing # 0611-1979-4 Tel 470-359-7717 FAX 470-558-1789

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 1725 Indian Trail Lilburn Rd 30093

Routing # 0611-9184-8 Tel 770-921-8008

Iberiabank (Branch of Lafayette LA) 200 Scientific Dr 30092

Routing # 2652-7041-3 Tel 678-589-4200

Metro City Bank (Branch of Doraville) 3280 Holcomb Bridge Rd NW 30092

Routing # 0611-2068-6 Tel 470-485-0040 FAX 470-485-0041

5385 Jimmy Carter Blvd, Ste 100 30093

Tel 678-689-0093 FAX 470-514-2715

The Piedmont Bank State Commercial Bank 5100 Peachtree Pkwy, PO Box 923505 30092 Transit # 64-2085-611 Routing # 0611-2085-1 FDIC Cert # 58374 Fed Wire Name: PIEDMONT BANK GA Est. 2006

Tel 770-246-0011 FAX 770-246-0055 Return Items 770-246-0011 Web: www.piedmontbankonline.com

Member Piedmont Bancorp, Inc., Norcross Monty W. Watson, Chm Bd-CEO Kelly J. Johnson, EVP-CFO Chris Elsevier, SVP-Sr Cre Off Cheryl Beer, VP-SBA Off

Karen Bitler, VP-Ln/Compl/BSA Off Sarah Fitzgerald, Wire Trans Off Kristy Johnson, Dep Op/Reg CC/Reg J/ Wire Trans Mgr

Directors: Monty W. Watson Branch(es): Blue Ridge, Chamblee, Clermont, Cleveland, Cumming, Dunwoody, Jefferson, Lawrenceville Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

828,494,000 86,122,000 56,255,000 13,000,000 61,373,000 1,045,244,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,000,000 81,626,000 36,476,000 898,013,000 26,129,000

Net Income

$

16,167,000

Memberships: CBA, ICBA, ABA, FDIC, FHLB, GBA PNC Bank, N.A. (Branch of Wilmington DE) 4875 Peachtree Industrial Blvd 30092

Routing # 0531-0085-0 Tel 770-447-2460

Regions Bank (Branch of Birmingham AL) 5935 Buford Hwy 30071

Routing # 0611-0137-5 Tel 800-734-4667


Georgia Financial Directory

195

Renasant Bank (Branch of Tupelo MS) 3169 Holcomb Bridge Rd, Ste 202 30071

Routing # 0611-0427-5 Tel 770-840-2600

Synovus Bank (Branch of Columbus) 5340 Peachtree Industrial Blvd 30071

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 5950 Jimmy Carter Blvd 30071

Routing # 0611-1341-5 Tel 770-325-9494

4601 Peachtree Industrial Blvd 30092

Tel 770-280-8239

5125 Peachtree Pkwy 30092

Tel 770-510-0750

6095 Peachtree Industrial Blvd 30092

Tel 770-409-5691

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 6155 S Buford Hwy 30071

Routing # 0610-0022-7 Tel 404-865-2800

3374 Holcomb Bridge Rd 30092

Tel 770-570-1900

5525 Peachtree Pkwy 30092

Tel 404-865-2840

1625 Indian Trail Rd 30093

Tel 770-279-4600

5405 Jimmy Carter Blvd 30093

Tel 404-865-2850

OAKWOOD (Hall) Pop. 3,970 Ameris Bank (Branch of Atlanta) 3607 Mundy Mill Rd 30566

CBA Div 2 Routing # 0612-0175-4 Tel 378-866-0500 FAX 678-866-0506

Bank of America, N.A. (Branch of Charlotte NC) 3637 Mundy Mill Rd 30566

Routing # 0610-0005-2 Tel 770-535-0404

Bank OZK (Branch of Little Rock AR) 4058 Continental Dr 30566

Routing # 0611-2095-8 Tel 678-450-8550

Truist Bank (Branch of Charlotte NC) 3725 Mundy Mill Rd 30566

Routing # 0611-1341-5 Tel 470-252-3203

United Community Bank (Branch of Blairsville MN) 3785 Mundy Mill Rd 30566

Routing # 0611-1284-3 Tel 770-287-8976

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3867 Mundy Mill Rd 30566

Routing # 0610-0022-7 Tel 770-534-7454

OCILLA (Irwin) Pop. 3,414

CBA Div 6

Ameris Bank (Branch of Atlanta) 300 S Irwin Ave 31774

Routing # 0612-0175-4 Tel 229-468-9411

Planters First Bank (Branch of Cordele) 120 E 4th St 31774

Routing # 0612-1096-5 Tel 800-648-8118

Branch Officers: Jake Walters, Mkt Pres Wilcox County State Bank (Branch of Abbeville) Irwin County State Bank 413 N Irwin Ave 31774 9-4; Fri 9-5:30; Cl Sat Manager, Marla Martin

Routing # 0612-1298-9 Tel 229-468-5104 FAX 229-468-5105


196

Georgia Financial Directory

OMEGA (Tift) Pop. 1,221

CBA Div 6

South Georgia Banking Company State Commercial Bank 5515 Alabama Ave 31775 Tel 229-382-4211 9-4; Fri 9-5:30; Cl Sat FAX 229-387-2828 Transit # 64-1187-612 Return Items 229-382-4211 Routing # 0612-1187-0 FDIC Cert # 20198 Fed Wire Name: GA BKG CO Est. 1937 Web: www.sgbconline.com ATM Locations: 7 Member South Georgia Bank Holding Company, Omega Glenn P. Willis Jr, Pres-CEO Donna Watson, SVP-Compl Off Sam McCard, EVP-C Cre Off Helen Willis, SVP-Cont W. Dale McGriff, EVP-CRO Melody Brown, Mtg LO Melinda Moore, EVP-COO Debbie Roberts, Wire Trans Off Joy L. Carter, SVP-HR Off Directors: Matt Coley, Willis Collins, T. D. Hornbuckle Sr, Jonathan Jones, Teresa Lasseter, Lamar Martin, Doyle Medders, Jones Ponder, Bill Reinhardt, Grady M. Thompson Jr, Dr. Joseph M. Turner, Noel Williams, Glenn P. Willis Jr Branch(es): Ashburn, Cordele, Moultrie, Sylvester, Tifton, Vienna Net Loans $ 235,057,000 Cap $ 9,000,000 Cash & d fm b $ 103,093,000 Surplus $ 33,293,000 Securities $ 72,498,000 Undiv Prof $ 22,840,000 Fed Fds Sold $ 25,000,000 Deposits $ 407,685,000 Other Assets $ 38,324,000 Other Liab $ 1,154,000 Total Assets $ 473,972,000 Net Income $ 5,538,000 Correspondents: BBVA Compass B, Birmingham AL; FHN Financial, Memphis TN; ServisFirst B, Birmingham AL Memberships: CBA, ABA, FDIC, Fed, FHLB, GBA

PALMETTO (Fulton) Pop. 4,488 PNC Bank, N.A. (Branch of Wilmington DE) 9115 Roosevelt Hwy 30268

PATTERSON (Pierce) Pop. 730 First Southern Bank (Branch of Waycross) 6365 Hwy 84 31557 9-4; Fri 9-5; Cl Sat Manager, Amanda Dial, AVP

PEACHTREE CITY (Fayette) Pop. 34,364

CBA Div 3 Routing # 0531-0085-0 Tel 770-463-5114

CBA Div 6 Routing # 0612-0681-4 Tel 912-647-5332

CBA Div 1

Ameris Bank (Branch of Atlanta) 100 W Park Dr 30269

Routing # 0612-0175-4 Tel 678-632-9720

Bank of America, N.A. (Branch of Charlotte NC) 496 Crosstown Dr 30269

Routing # 0610-0005-2 Tel 770-631-3224

500 Northlake Dr 30269 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 300 Finance Ave 30269 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) McIntosh Village Branch 2719 W Hwy 54 30269-1031

Tel 770-631-3200

Routing # 2611-7053-3 Tel 770-515-7082

Routing # 0610-9238-7 Tel 770-487-0452

Regions Bank (Branch of Birmingham AL) 300 S Peachtree Pkwy 30269

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 2603 Hwy 54 W 30269

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 103 City Cir 30269

Routing # 0611-1341-5 Tel 678-632-9270


Georgia Financial Directory

197

Truist Bank — Continued 1212 Hwy 74 S 30269

Tel 678-561-9260

705 Crossings E 30269

Tel 770-631-6180

United Community Bank (Branch of Blairsville MN) 1500 Commerce Dr 30269

Routing # 0611-1284-3 Tel 770-631-6240

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 703 Crossings W 30269

Routing # 0610-0022-7 Tel 770-460-2410

993 N Peachtree Pkwy 30269

Tel 770-632-7020

PEACHTREE CORNERS (Gwinnett) Pop. 43,509 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Peachtree Corners and 141 Branch 5252 Peachtree Pkwy 30092-2637

CBA Div 3 Routing # 0610-9238-7 Tel 678-534-4186

PNC Bank, N.A. (Branch of Wilmington DE) 5130 Peachtree Pkwy, Ste 200 30092

Routing # 0531-0085-0 Tel 770-209-4124

PEARSON • (Atkinson) Pop. 2,117

CBA Div 6

Guardian Bank (Branch of Valdosta) Citizens Exchange Bank 82 Railroad Ave E 31642 Manager, Gladieth Nugent

Routing # 0612-2004-9 Tel 912-422-3231 FAX 912-422-3324

The Peoples Bank (Branch of Eatonton) 788 Main St N 31642

Routing # 0611-1209-2 Tel 912-422-7400

PELHAM (Mitchell) Pop. 3,898

CBA Div 5

Bank of Camilla (Branch of Camilla) 127 W Railroad St 31779

Routing # 0612-0294-4 Tel 229-294-0154 FAX 229-294-6419

Family Bank Federal Savings Bank 134 Hand Ave, PO Box 647 31779 9-4; Th 9-1; Fri 9-5 Transit # 64-7067-2612 Routing # 2612-7067-9 FDIC Cert # 29357 Fed Wire Name: FAMILY BANK GA Est. 1931 ATM Locations: 3 Thomas R. (Chip) Davis III, Pres Beth Barfield, EVP Amy Bowles, SVP-Corp Sec Marty Green, SVP Kasey Blackburn, VP-LO Rose T. West, VP Mitch Bernier, AVP

Tel 229-294-2821 FAX 229-294-2837 Return Items 229-294-2821

Web: www.familybankonline.com Kevin Brooks, AVP-IT Mgr-Sec Off Jackie Clements, AVP-Compl Off Phyllis Autry, B Off-HR Mgr Kay Cooke, B Off-Cust Ser Rep Katelyn Davis, B Off-BSA Off Subrina Florence, B Off

Directors: Gary O. Allen, Beth L. Barfield, R. E. Chew, Steve Collins, J. Frank Dixon, Robert D. Hodges, W. D. Palmer III, Charles D. Rooks, Bonita R. White. Directors Emeritus: B.W. Hughes, Montine Webb City Branch(es): 152 E Broad St, PO Box 431 31730 Tel 229-336-7821 Marty Green, SVP 800 E College St, PO Box 1607 39818 Mitch Bernier, AVP Subrina Florence, B Off

Tel 229-246-7039

Other Branch(es): Bainbridge, Camilla Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

87,804,000 8,906,000 5,887,000 2,587,000 105,184,000

Correspondents: Federal Reserve B, Atlanta Memberships: CBA, ABA, FDIC, Fed

Undiv Prof Deposits Other Liab

$ $ $

12,452,000 91,730,000 1,002,000

Net Income

$

961,000


Georgia Financial Directory

198 PELHAM — Continued

Guardian Bank (Branch of Valdosta) Pelham Banking Company 180 Mathewson Ave SW 31779 Chief Lending Officer, Duane Bentley, VP-LO-Mkt Pres

Routing # 0612-2004-9 Tel 229-294-2341 FAX 229-294-2549

PEMBROKE • (Bryan) Pop. 2,196

CBA Div 7

First Bank of Coastal Georgia State Commercial Bank 250 W Bacon St, PO Box 8 31321 9-5; Th 9-1; Fri 9-6; Cl Sat Transit # 64-0684-612 Routing # 0612-0684-3 FDIC Cert # 15580 Fed Wire Name: BK COASTAL GA Est. 1907 ATM Locations: 2

Tel 912-653-4396 FAX 912-653-4786 Return Items 912-653-4396 Employer ID # 58-0331637 Web: www.firstbankofcg.com

Member Putnam-Greene Financial Corporation, Eatonton L. O. Benton IV, Chm Bd Doyce E. Mullis Jr, Pres-CEO-HR/Mktg Off Vera E. McCoy, SVP-Compl/Reg CC Off Allen D. Smith, SVP-LO-Br Mgr Pam Anderson, VP Chris Martin, VP-B Sec Off

Jeremy Myers, VP-LO Andrea Brooks, AVP Shannon Stanley, AVP-LO Rachel Bacon, Sup Bkkpg-Internet/Mobile B/ Wire Trans Off

Directors: L. O. Benton IV, Doug Bean, Nancy Benton, Stacy Benton, Ralph R. Chapman, Jimmy Norris City Branch(es): 9720 Ford Ave 31324 Allen D. Smith, SVP-LO-Mgr

Tel 912-756-3391

Other Branch(es): Richmond Hill Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

35,948,000 6,261,000 84,302,000 2,559,000 129,070,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

300,000 12,950,000 4,298,000 111,385,000 137,000

Net Income

$

845,000

Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, FDIC, Fed

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 16 Railroad St E 31321

PERRY • (Houston) Pop. 13,839

Routing # 0612-0783-9 Tel 912-653-2265

CBA Div 5

Cadence Bank, N.A. (Branch of Atlanta) 1208 Washington St 31069

Routing # 0622-0629-5 Tel 478-796-7130

Persons Banking Company (Branch of Forsyth) 1006 Main St 31069 Manager, Rachel Benton

Routing # 0611-0262-0 Tel 478-987-2554 FAX 478-987-7958

Planters First Bank (Branch of Cordele) 1400 Sam Numm Blvd 31069

Routing # 0612-1096-5 Tel 800-648-8118

SunMark Community Bank (Branch of Hawkinsville) 1005 Northside Dr 31069 9-5; Cl Sat Manager, Billy Warren

Synovus Bank (Branch of Columbus) 916 Main St 31069

Routing # 0612-1281-1 Tel 478-224-3838 FAX 478-224-3840

Routing # 0611-0060-6 Tel 888-796-6887



200

Georgia Financial Directory

PINE MOUNTAIN (Harris) Pop. 1,304

CBA Div 5

First Peoples Bank State Commercial Bank 105 Chipley St, PO Box 1178 31822 Tel 706-663-2700 Transit # 64-0384-611 FAX 706-663-8145 Routing # 0611-0384-9 Return Items 706-663-2700 FDIC Cert # 33010 Fed Wire Name: FIRST PEOPLES BK Est. 1990 Web: www.firstpeoplesbank.com Member First Peoples Bankshares, Inc., Pine Mountain Charles E. (Chad) Kimbrough, Chm Bd Doug Etheridge, SVP-SLO Charles Sweat, Pres-CEO April Scott, AVP-Op Off Jane J. Lawson, SVP-COO Shaunna Davis, Compl Off Randal McKoon, SVP-CFO-Reg CC/Reg J Off Directors: Charles E. (Chad) Kimbrough, Thomas D. Carlisle, Alex A. Hill, Jane J. Lawson, Sarah K. (Sally) Sharpless, Charles Sweat. Director Emeritus: Dr. Mack H. Clements Branch(es): Greenville, Hamilton Net Loans $ 100,152,000 Cap $ 1,503,000 Cash & d fm b $ 26,849,000 Surplus $ 8,823,000 Securities $ 43,853,000 Undiv Prof $ 7,694,000 Other Assets $ 8,605,000 Deposits $ 160,140,000 Total Assets $ 179,459,000 Other Liab $ 1,299,000 Net Income $ 1,938,000 Correspondents: CenterState B NA, Winter Haven FL; ServisFirst B, Birmingham AL; TIB, Farmers Branch TX; Truist B, Charlotte NC Memberships: ICBA, ABA, FDIC, Fed, FHLB, GBA Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 102 Broad St 31822

PINEVIEW (Wilcox) Pop. 523 Planters First Bank (Branch of Cordele) 106 N Pine St 31071 Branch Officers: William Bloodworth, Mkt Pres

POOLER (Chatham) Pop. 19,140

Routing # 0610-0022-7 Tel 706-663-2221

CBA Div 6 Routing # 0612-1096-5 Tel 800-648-8118

CBA Div 7

Ameris Bank (Branch of Atlanta) 140 Towne Center Blvd 31322 501 W US-80 31322

Routing # 0612-0175-4 Tel 912-644-1640 Tel 912-201-4927

Bank of America, N.A. (Branch of Charlotte NC) 105 US Hwy 80 E 31322

Routing # 0610-0005-2 Tel 912-748-3000

First Chatham Bank (Branch of Savannah) 196 Pooler Pkwy 31322 Manager, Pam Badgett

Routing # 0612-2013-3 Tel 912-629-2940

Truist Bank (Branch of Charlotte NC) 140 Pooler Pkwy 31322

Routing # 0611-1341-5 Tel 912-348-6056

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 204 E Hwy 80 31322

Routing # 0610-0022-7 Tel 912-748-2260

PORT WENTWORTH (Chatham) Pop. 5,359 Renasant Bank (Branch of Tupelo MS) 7224 Hwy 21 31407

POWDER SPRINGS (Cobb) Pop. 13,940 Fifth Third Bank, N.A. (Branch of Cincinnati OH) 4150 Macland Rd 30127

CBA Div 7 Routing # 0611-0427-5 Tel 912-964-9664

CBA Div 3 Routing # 0611-1942-2 Tel 678-453-5030


Georgia Financial Directory First-Citizens Bank & Trust Company (Branch of Raleigh NC) 3270 Florence Rd 30127

201 Routing # 0611-9184-8 Tel 770-943-1400

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Dallas Highway and Lost Mountain Branch 5096 Dallas Hwy 30127-4489

Routing # 0610-9238-7 Tel 770-799-4008

PNC Bank, N.A. (Branch of Wilmington DE) 3720 New Macland Rd 30127

Routing # 0531-0085-0 Tel 770-222-2990

United Community Bank (Branch of Blairsville MN) 1220 Richard Sailors Pkwy 30127

Routing # 0611-1284-3 Tel 770-943-5000

5100 Dallas Hwy 30127

Tel 770-428-0590

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1102 Richard D Sailors Pkwy 30127

Routing # 0610-0022-7 Tel 404-865-3620

PRESTON • (Webster) Pop. 418

CBA Div 5

Citizens Bank of Americus (Branch of Americus) 534 Washington St 31824 Manager, Kimberly Kelley, VP

Routing # 0612-0104-2 Tel 229-828-3325

QUITMAN • (Brooks) Pop. 3,850

CBA Div 6

Ameris Bank (Branch of Atlanta) 1000 W Screven St 31643

Routing # 0612-0175-4 Tel 229-263-7525

The Citizens National Bank of Quitman National Commercial Bank 100 E Stevens St, PO Box 270 31643 8:30-4:30; Fri 8:30-5:30; Cl Sat Transit # 64-0186-612 Routing # 0612-0186-4 FDIC Cert # 14731 Fed Wire Name: CITIZENS QUITMAN Est. 1934 ATM Locations: 1 Curtis L. Pickels, Chm Bd Van F. Murphy, V Chm Bd Neal R. Bradley, Pres-CEO Patrick H. Stalvey, EVP-SLO Kimberly W. Harmon, VP-HR/Compl/BSA Off W. H. Wheeler, VP-Info Sec/Fin Off John R. Wingate, VP-LO

Tel 229-263-7575 FAX 229-263-7647 Return Items 229-263-7575

Web: www.cnbquitman.com Terri DeCarlo, AVP-LO Diane T. Bamburg, Cash-Op/Wire Trans Off Mark T. DeVane, Sec Off Courtney H. Hines, Ret B Off Gloria M. Vann, Sr Op Off Frances Weeks, B Off

Directors: Curtis L. Pickels, Van F. Murphy, Neal R. Bradley, James H. Langdale, John W. Langdale Jr, Frank H. McElroy, Gregory J. Miller, Vann K. Parrott, John R. Stalvey, Patrick H. Stalvey Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

69,445,000 15,395,000 12,196,000 6,610,000 103,646,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

600,000 2,694,000 10,404,000 88,129,000 1,819,000

Net Income

$

1,193,000

Correspondents: BBVA Compass B, Birmingham AL; Truist B, Charlotte NC Memberships: CBA, ICBA, FDIC, Fed Colony Bank (Branch of Fitzgerald) 602 E Screven St 31643 Manager, Wayne H. (Chip) Carroll, Mkt Pres

RAY CITY (Berrien) Pop. 1,090 The Citizens Bank (Branch of Nashville) 860 Patten Ave 31645 9-4; Fri 9-5; Cl Sat

MICR # 0612-0267-2 Tel 229-263-7538

CBA Div 6 Routing # 0612-1205-7 Tel 229-455-2111 FAX 229-455-3266


202

Georgia Financial Directory

REIDSVILLE • (Tattnall) Pop. 4,944

CBA Div 7

Cadence Bank, N.A. (Branch of Atlanta) 176 S Main St 30453

Routing # 0622-0629-5 Tel 912-557-4741

Glennville Bank (Branch of Glennville) 246 S Main St, Ste F 30453 Manager, Caleb Crews

Routing # 0612-0468-3 Tel 912-557-6014 FAX 912-557-6008

Renasant Bank (Branch of Tupelo MS) 104 W Main St 30453

Routing # 0611-0427-5 Tel 912-557-4381

South Georgia Bank (Branch of Glennville) 221 S Main St 30453

Routing # 2612-9124-7 Tel 912-557-1051

REYNOLDS (Taylor) Pop. 1,086

CBA Div 5

The Citizens State Bank of Taylor County (Bank has merged with Georgia Community Bank, Dawson) Georgia Community Bank (Branch of Dawson) 36 MLK Blvd 31076 Manager, Lynne McUmber

Routing # 0612-0117-8 Tel 478-847-3465

Branch Officers: Matthew G. Reed, Mkt Pres-CFO

RHINE (Dodge) Pop. 373 Citizens Bank & Trust Company (Branch of Eastman TN) 390 2nd St 31077

RICHMOND HILL (Bryan) Pop. 9,281

CBA Div 6 Routing # 0612-1143-0 Tel 229-385-5101

CBA Div 7

Ameris Bank (Branch of Atlanta) 10425 Ford Ave 31324

Routing # 0612-0175-4 Tel 912-662-7037

Citizens Bank & Trust Company (Branch of Eastman TN) 10064 Ford Ave 31324

Routing # 0612-1143-0 Tel 912-445-6868

First Bank of Coastal Georgia (Branch of Pembroke) 9720 Ford Ave 31324 9-5; Fri 9-6; Cl Sat Manager, Allen D. Smith, SVP-LO

Routing # 0612-0684-3 Tel 912-756-3391 FAX 912-756-3470

First Chatham Bank (Branch of Savannah) 9943 Ford Ave 31324 Manager, Chris Starling

Routing # 0612-2013-3 Tel 912-756-8771

South State Bank (Branch of Columbia SC) 9971 Ford Ave 31324

Routing # 0612-0465-4 Tel 912-756-4444

Southeastern Bank (Branch of Darien) 2004 Hwy 17 31324

Routing # 0612-0584-4 Tel 912-459-2323

RINCON (Effingham) Pop. 8,836 Ameris Bank (Branch of Atlanta) 5799 Hwy 21 S 31326

CBA Div 7 Routing # 0612-0175-4 Tel 912-826-1600


Georgia Financial Directory Bank of America, N.A. (Branch of Charlotte NC) 119 N Columbia Ave 31326

203 Routing # 0610-0005-2 Tel 912-826-2644

First Chatham Bank (Branch of Savannah) 5671 GA Hwy 21 31326 Manager, Jenny Collins

Routing # 0612-2013-3 Tel 912-826-5800

Queensborough National Bank & Trust Company (Branch of Louisville) 597 S Columbia Ave 31326

Routing # 0611-0397-5 Tel 912-826-4286

Renasant Bank (Branch of Tupelo MS) 600 S Columbia Ave 31326

Routing # 0611-0427-5 Tel 912-826-0826

Truist Bank (Branch of Charlotte NC) 470 S Columbia Ave 31326

Routing # 0611-1341-5 Tel 912-826-1800

RINGGOLD • (Catoosa) Pop. 3,580

CBA Div 1

Community National Bank (Branch of Dayton TN) 4914 Battlefield Pkwy 30736

Routing # 0611-0103-2 Tel 706-861-8831

First Horizon Bank (Branch of Memphis TN) 5038 Alabama Hwy 30736

Routing # 0613-0036-7 Tel 762-887-6001

First Volunteer Bank (Branch of Chattanooga TN) 5102 Alabama Hwy 30736

Routing # 0611-0494-5 Tel 706-965-1500

FirstBank (Branch of Nashville TN) 5063 Alabama Hwy 30736

Routing # 0843-0703-3 Tel 706-965-3000

FNB Bank (Branch of Scottsboro AL) 6345 Hwy 41 30736

Routing # 0611-0110-0 Tel 706-956-7060

RIVERDALE (Clayton) Pop. 15,134 Bank of America, N.A. (Branch of Charlotte NC) 6656 Church St 30274

CBA Div 4 Routing # 0610-0005-2 Tel 770-991-7750

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Merchants Square Branch 7145 Hwy 85 30274-2900

Routing # 0610-9238-7 Tel 770-907-2932

Truist Bank (Branch of Charlotte NC) 6375 Hwy 85 30274 7575 Hwy 85 30274

Routing # 0611-1341-5 Tel 770-996-8272 Tel 770-282-3262

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 6626 Hwy 85 30274

Routing # 0610-0022-7 Tel 770-991-7970

Woodforest National Bank (Branch of The Woodlands TX) 7050 Hwy 85 30274

Routing # 3149-7285-3 Tel 770-994-0990

CBA Legal Hotline (CBA members only)

Call 404-844-2765 or visit www.jamesbatesllp.com/cba/


Georgia Financial Directory

204

ROBERTA (Crawford) Pop. 1,007

CBA Div 4

Georgia Community Bank (Branch of Dawson) 300 N Duggar Ave 31078 Manager, Robin Rushing, Br Mgr

Routing # 0612-0117-8 Tel 478-836-2265

Branch Officers: Matt McDonald, Mkt Pres

ROCHELLE (Wilcox) Pop. 1,174

CBA Div 6

Colony Bank (Branch of Fitzgerald) 920 1st Ave 31079 Manager, Kerry (Nic) Worthy, Mkt Pres

MICR # 0612-0267-2 Tel 229-365-7871

Rochelle State Bank State Commercial Bank 800 Ashley St, PO Box 188 31079 9-4; Fri 9-6; Cl Sat Transit # 64-1128-612 Routing # 0612-1128-1 FDIC Cert # 16609 Est. 1934 ATM Locations: 1 Matt W. Estes Jr, Chm Bd-Pres-CEO-LO Dorothy Rhodes, Cash-Op/DP/Wire Trans Off Rebecca Coker, Fin Acct Off

Tel 229-365-2236 FAX 229-365-7927 Return Items 229-365-2236 Web: www.rochellestatebank.com Lisa Ledford, BSA Off Jennifer Oliver, Compl Off

Directors: Matt W. Estes Jr, S. L. Copeland, Jerry F. Rhodes, Larry C. Stubbs Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

8,039,000 9,565,000 11,359,000 419,000 29,382,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,000,000 3,200,000 681,000 24,415,000 86,000

Net Income

$

(206,000)

Correspondents: BBVA Compass B, Birmingham AL Memberships: CBA, ABA, FDIC, Fed, GBA Wilcox County State Bank (Branch of Abbeville) 593 2nd Ave 31079 9-4; Fri 9-5:30; Cl Sat Manager, Nancy Martin, City Pres

ROCK SPRING (Walker) Pop. 6,548 The Bank of LaFayette, Georgia (Branch of LaFayette) 1011 Old Hwy 27 30739 Manager, Chip Grant, CLO

Routing # 0612-1298-9 Tel 229-365-2285 FAX 229-365-2403

CBA Div 1 Routing # 0611-0318-2 Tel 706-764-2900

Branch Officers: Nicole Wisenbaker, Br Off

ROCKMART (Polk) Pop. 4,199 Century Bank of Georgia (Branch of Cartersville) 1400 Nathan Dean Pkwy 30153 SouthCrest Bank, N.A. (Branch of Atlanta) 131 W Elm St 30153 Manager, Kawna McCrickard Truist Bank (Branch of Charlotte NC) 500 E Elm St 30153

ROME • (Floyd) Pop. 36,303 Bank OZK (Branch of Little Rock AR) 42 Three Rivers Dr NE 30161

CBA Div 1 Routing # 0611-1980-4 Tel 770-684-2265

Routing # 0611-0192-2 Tel 855-972-2265

Routing # 0611-1341-5 Tel 470-206-6200

CBA Div 1 Routing # 0611-2095-8 Tel 706-234-1223


Georgia Financial Directory

205

FirstBank (Branch of Nashville TN) 338 W Third St 30165

Routing # 0843-0703-3 Tel 706-232-9458

Greater Community Bank State Commercial Bank 1490 Martha Berry Blvd NE, PO Box 529 30165 9-4:30; Fri 9-5; Cl Sat Transit # 64-0488-611 Routing # 0611-0488-0 FDIC Cert # 34138 Fed Wire Name: GREATER COMM BANK Est. 1996

Tel 706-295-9300 FAX 706-295-2580 Return Items 706-295-9300

Web: www.greatercb.com

Member Greater Community Bancshares, Inc., Rome Robert L. Berry, Chm Bd Frank A. Brown Jr, V Chm Bd David Lance, Pres-CEO Matt Robbins, SVP-SLO Terresa Ainsworth, VP-Mtg LO Kristy Brown, VP-Retail B Off Richard Carlton, VP-SBA Debbie Davis, VP-Ln Op Off Rachel Harris, VP-Dep Op Off Tina Hudson, VP-SBA Admin

Paula Jasper, VP-LO Mike Stover, VP-Comm LO Rhonda Wallace, VP-LO Dan West, VP-Comm LO Daniel Simpson, AVP-LO Donna McEntyre, COO-Calhoun Pres Melissa Hickman, Cont Wendy Huckaby, Compl/CRA/Trng Off Carolyn McFry, HR Dir Dereck Roberts, IT Off

Directors: Robert L. Berry, Frank A. Brown Jr, Paul B. Brock MD, Barry R. Henderson, Kenneth W. Jones Jr MD, David Lance, Donna McEntyre, M. Wayne Robinson, Russell Smith, William Temple, Beth Tilley, Martha B. Walstad, Edwin C. Watters, Peter Weber City Branch(es): 800 E 2nd Ave 30161

Tel 706-295-3090

Other Branch(es): Calhoun, Cartersville Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

174,878,000 32,392,000 5,872,000 725,000 11,513,000 225,380,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

4,082,000 9,529,000 9,342,000 186,379,000 16,048,000

Net Income

$

2,767,000

Correspondents: Federal Reserve B, FHLB, Atlanta; BBVA Compass B, First N Bankers’ B, ServisFirst B, Birmingham AL; CenterState B NA, Winter Haven FL; Atlantic Capital B, Atlanta Memberships: CBA, FDIC

Heritage First Bank State Commercial Bank 501 Broad St, PO Box 5184 30161 9-5; Cl Sat Transit # 64-9248-611 Routing # 0611-9248-1 FDIC Cert # 20761 Fed Wire Name: HERITAGE FIRST BK Est. 2001 ATM Locations: 3

Tel 706-232-5600 FAX 706-291-9084 Return Items 706-232-5600

Web: www.heritagefirstbank.com

Member Heritage First Bancshares, Inc., Rome Ryan P. Earnest, Pres-CEO Michael H. Baker, EVP-C Cre Off Vicki Knight, EVP-C Risk/Compl Off Charles Thornton Jr, EVP-CFO-COO Kay Y. Chumbler, SVP-Dir Ret-Mktg Dir Karren Green-Holbert, VP-Res Lndg Mgr

Pamela Hughes, VP-HR Dir Greg Mull, VP-Dep Op Mgr Connie Barton, AVP-Ln Op Mgr Anna Bridges, AVP-Cre Admin Peter R Matthews, AVP-Cre Admin

Directors: Helmut H. Cawthon, Kenneth F. Davis MD, Ryan Earnest, Andrew C. Heaner, Clinton G. Hubbard, Randal A. Land, Kimberly G. Mauer, Laura H. Mumber, David M. Parker, Wayne E. Vick, Thad W. Watters Marketing, Kay Y. Chumber; Operations, Charles Thornton; Chief Lending Officer, Michael H. Baker; Finance & Accounting, Charles Thornton Jr; Chief Technology Officer, Charles Thornton Jr; IT/Security Officer, Greg Mull City Branch(es): 2211 Shorter Ave SW 30165 Megan Oehlson, Br Mgr

Tel 706-378-5295

2950 Martha Berry Blvd NE 30165 Chanda Wade, Br Mgr Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

118,174,000 3,549,000 12,703,000 4,575,000 8,711,000 147,712,000

Tel 706-378-5301 Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

857,000 15,767,000 (495,000) 131,081,000 502,000

Net Income

$

1,437,000

Correspondents: FHLB, Atlanta; First Tennessee B, NA, Memphis TN; First N Banker’s B, Baton Rouge LA Memberships: CBA, FDIC, Fed, ICBA


Georgia Financial Directory

206 ROME — Continued

Regions Bank (Branch of Birmingham AL) 1400 Turner McCall Blvd 30161

Routing # 0611-0137-5 Tel 800-734-4667

River City Bank State Commercial Bank 228 N 2nd Ave (30165), PO Box 1791 30162-1791 9-5; Cl Sat Transit # 64-2077-611 Routing # 0611-2077-0 FDIC Cert # 58289 Fed Wire Name: RIVER CITY BANK Est. 2006

Tel 706-236-2123 FAX 706-236-2125 Return Items 706-236-2123

Web: www.rivercitybankonline.com

Member RCB Financial Corporation, Rome King Askew, Chm Bd Jamie C. Tallent, Pres-CEO David Tomlin, SVP-TO Clem Trammell, SVP Angie Beard, VP-Priv B Off

Rob Masters, VP-TO Chad Warner, VP-Bus Dev Off Jack Smith, AVP Grant Espy, C Cre Off Connie J. Williams, CFO-COO

Directors: King Askew, Dr. Paula Englis, Ben Garrett, Barritt Gilbert, Darrell Lowrey, Mike Mathis, Jarrett Shadday, Scott Smith, Jamie C. Tallent, Keith Winslette, C. B. (Buster) Wright Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

103,975,000 13,880,000 34,938,000 9,140,000 161,933,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

10,663,000 10,540,000 (2,122,000) 142,545,000 307,000

Net Income

$

1,674,000

Memberships: ICBA, FDIC, FHLB, GBA Synovus Bank (Branch of Columbus) 701 Broad St 30161 800 Shorter Ave 30165 Truist Bank (Branch of Charlotte NC) 100 E 2nd Ave 30161 2401 Shorter Ave SW 30165 United Community Bank (Branch of Blairsville MN) 307 E 2nd Ave 30162 2760 Martha Berry Hwy 30165 Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2 Redmond Rd NW 30165

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Routing # 0611-1341-5 Tel 706-236-4200 Tel 706-728-3653

Routing # 0611-1284-3 Tel 706-234-5800 Tel 706-378-2225

Routing # 0610-0022-7 Tel 706-290-6160

2219 Shorter Ave 30165

Tel 706-290-6180

475 Turner Mccall Blvd NE 30165

Tel 706-728-3034

ROSSVILLE (Walker) Pop. 4,017 Community National Bank (Branch of Dayton TN) 316 Chickamauga Ave 30741

ROSWELL (Fulton) Pop. 88,346 Ameris Bank (Branch of Atlanta) Fidelity Bank 10920 Crabapple Rd 30075 Manager, Michele Johnson Fidelity Bank 1325 Hembree Rd 30076 Manager, Kathy French Bank of America, N.A. (Branch of Charlotte NC) 700 W Crossville Rd 30075

CBA Div 1 Routing # 0611-0103-2 Tel 706-866-7932

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2175 FAX 770-640-1944 Tel 404-553-2451 FAX 770-667-4909

Routing # 0610-0005-2 Tel 770-645-9060

10750 Alpharetta Hwy 9 30076

Tel 770-594-3451

1329 Holcomb Bridge Rd 30076

Tel 770-594-6840


Georgia Financial Directory

207

Bank OZK (Branch of Little Rock AR) 900 Woodstock Rd 30075

Routing # 0611-2095-8 Tel 678-293-1522

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 4701 Sandy Plains Rd 30075 570 E Crossville Rd 30076

Routing # 0611-1942-2 Tel 678-352-4495 Tel 678-638-4570

Iberiabank (Branch of Lafayette LA) 1010 Mansell Rd, Ste 160 30076

Routing # 2652-7041-3 Tel 678-392-1527

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Roswell Corner Branch 1175 Woodstock Rd 30075-2231 Shallowford and Johnson Ferry Branch 4401 Shallowford Rd, Ste 190 30075-3124 Holcomb Bridge and Old Alabama Branch 1475-B Holcomb Bridge Rd 30076-2126 976 Mansell Rd, Ste 500 30076-8849

Routing # 0610-9238-7 Tel 678-795-0372 Tel 770-642-8739 Tel 770-992-4361 Tel 770-518-0134

Magnolia Bank (Branch of Magnolia KY) 695 Mansell Rd, Ste 110 30076

Routing # 0839-0688-8 Tel 678-222-2021

PNC Bank, N.A. (Branch of Wilmington DE) 855 Woodstock Rd 30075 675 Holcoomb Bridge Rd 30076

Routing # 0531-0085-0 Tel 770-552-5541 Tel 678-585-0935

Regions Bank (Branch of Birmingham AL) 865 Woodstock Rd 30075

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 880 Holcomb Bridge Rd, Bldg C100 30076

Routing # 0611-0427-5 Tel 678-338-2265

Synovus Bank (Branch of Columbus) 10446 Alpharetta Hwy 30075

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 1120 Woodstock Rd 30075 525 E Crossville Rd 30075 616 Holcomb Bridge Rd 30076

Routing # 0611-1341-5 Tel 470-219-7418 Tel 678-277-4100 Tel 470-219-7492

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 37 Magnolia St 30075 4435 Shallowford Rd 30075 850 Woodstock Rd 30075 10825 Alpharetta Hwy 30076 1490 Holcomb Bridge Rd 30076

Routing # 0610-0022-7 Tel 404-865-2000 Tel 770-640-1450 Tel 770-642-5740 Tel 770-640-1400 Tel 404-865-2070

Woodforest National Bank (Branch of The Woodlands TX) 970 Mansell Rd 30076

Routing # 3149-7285-3 Tel 770-518-1940

Stay informed on the latest trends and updates in the community banking and financial services profession with the

CBA Today eNewsletter. To find out more, visit www.cbaofga.com/enewsletter---cba-today.html!


Georgia Financial Directory

208

ROYSTON (Franklin) Pop. 2,582

CBA Div 2

Northeast Georgia Bank (Branch of Lavonia) 155 Franklin Springs St 30662

Routing # 0611-0303-0 Tel 706-245-7384

Pinnacle Bank (Branch of Elberton) 861 Church St 30662 19 Westclock Cir 30662

Routing # 0611-0129-4 Tel 706-245-7341 Tel 706-245-7341

SAINT MARYS (Camden) Pop. 17,121 Ameris Bank (Branch of Atlanta) 2509 Osborne Rd 31558

CBA Div 6 Routing # 0612-0175-4 Tel 912-882-3400

Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 392 Charlie Smith Sr Hwy 31558

Routing # 0612-0783-9

Pineland Bank (Branch of Alma) 120 Kings Bay Rd 31558 Manager, John Minor, VP

Routing # 0612-1196-4 Tel 912-510-5615

Synovus Bank (Branch of Columbus) 6308 GA Hwy 40 E 31558

SANDERSVILLE • (Washington) Pop. 5,912

Tel 912-510-3920 FAX 912-882-1808

Routing # 0611-0060-6 Tel 888-796-6887

CBA Div 4

Citizens Bank of the South State Commercial Bank 132 S Harris St, PO Box 836 31082 Tel 478-552-5116 8:30-5; Cl Sat FAX 478-552-1326 Transit # 64-0119-611 Return Items 478-552-5116 Routing # 0611-0119-7 FDIC Cert # 19420 Fed Wire Name: CITZ BK SANDERSVLL Est. 1965 Web: www.cbots.com ATM Locations: 4 Howard C. Sheppard Jr, Chm Bd Franklin Pate, VP-LO Howard C. Sheppard III, V Chm Bd Barbie Pressas, VP David H. Brooker, Pres-COO-LO Stan W. Wiggins, VP-Aud Kevin Harrison, EVP-LO C. Ron Frazier, AVP-LO William (Bill) Jones, Corp VP-LO Matthew Huling, AVP-LO Lisa Bertoch, VP Priscilla Johnston, AVP James C. Francis III, VP-CFO Holli Nichols, AVP Heather Frazier, VP-Compl Off Tracie Sullivan, AVP Dianne Jolley, VP-HR Off Jonathan Young, AVP-LO Christi Kevern, VP-CIO Mandy Fortune, Mktg Dir Eddie R. Moye, VP-LO Wanda Ford, Wire Trans Off Susan C. Northington, VP-LO Directors: Howard C. Sheppard Jr, Howard C. Sheppard III, Lovett Bennett Jr, David H. Brooker, Kevin Harrison, William B. Howard, Robert A. Mathis, Henry C. Ouzts, Mitchell S. Sheppard City Branch(es): 818 S Harris St 31082 Tel 478-552-6121 Eddie Moye, VP-LO-Br Mgr Other Branch(es): Milledgeville, Statesboro Net Loans $ 186,032,000 Cap $ 10,395,000 Cash & d fm b $ 32,223,000 Surplus $ 9,205,000 Securities $ 26,833,000 Undiv Prof $ 9,812,000 Other Assets $ 13,590,000 Deposits $ 228,250,000 Total Assets $ 258,678,000 Other Liab $ 1,016,000 Net Income $ 2,549,000 Correspondents: Federal Reserve B, Atlanta; Truist B, Charlotte NC Memberships: CBA, FDIC, Fed

For information on CBA events, professional development programs, member benefits and more, visit www.cbaofga.com.


Georgia Financial Directory

209

The Geo. D. Warthen Bank State Commercial Bank 216 N Harris St, PO Box 637 31082 Tel 478-552-6901 8:30-5; Sat 8:30-1 FAX 478-552-8517 Transit # 64-0233-611 Return Items 478-552-6901 Routing # 0611-0233-2 FDIC Cert # 2154 Fed Wire Name: GEO D WARTHEN BANK Est. 1871 Web: www.gdwbank.com ATM Locations: 2 Chris F. Irwin III, Chm Bd-CEO-CFO-LO Jennifer E. Wright, VP-Ln/Mktg Off Kenneth A. Bibb, Pres Jason Prince, AVP-LO Lamar Doolittle, VP-Op Off Stephanie McAfee, Wire Trans Off Debra D. Helton, VP-Compl/Ln/Reg CC Off Patti Proveaux, LO Directors: Chris F. Irwin III, C. C. Avant, W. F. Murphy, J. B. Taylor Jr Net Loans $ 105,735,000 Cap $ 400,000 Cash & d fm b $ 29,953,000 Surplus $ 10,100,000 Securities $ 31,421,000 Undiv Prof $ 6,905,000 Other Assets $ 13,926,000 Deposits $ 162,224,000 Total Assets $ 181,035,000 Other Liab $ 1,406,000 Net Income $ 1,432,000 Correspondents: CenterState B NA, Winter Haven FL Memberships: ICBA, FDIC, Fed, GBA Queensborough National Bank & Trust Company (Branch of Louisville) 202 N Harris St 31082

Routing # 0611-0397-5 Tel 478-552-7635

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 219 S Harris St 31082

Routing # 0610-0022-7 Tel 478-552-5157

SANDY SPRINGS (Fulton) Pop. 93,853 Ameris Bank (Branch of Atlanta) Fidelity Bank 225 Sandy Springs Cir 30328 Manager, Patty Voelz

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2250 FAX 404-252-8307

Cornerstone Bank (Branch of Atlanta) 6344 Roswell Rd 30328

Routing # 0610-9233-2 Tel 678-553-3500

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 325 Mt Vernon Hwy NE 30328

Routing # 0611-9184-8 Tel 404-252-0749

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Roswell Road and Mount Vernon Highway Branch 6180 Roswell Rd 30328-3909

Routing # 0610-9238-7 Tel 404-460-1606

Signature Bank of Georgia State Commercial Bank 6065 Roswell Rd, Ste 110 & 600 30328 8:30-4:30; Cl Sat Transit # 64-2061-611 Routing # 0611-2061-5 FDIC Cert # 58103 Fed Wire Name: SIGNATURE BK OF GA Est. 2005 ATM Locations: 1

Tel 404-256-7700 FAX 404-256-7739 Return Items 404-256-7700

Web: www.signaturebankga.com

Allen Brock, Chm Bd David Perlis, SVP-Cash Mgmt Mng DirFreddie Deutsch, Pres-CEO Cons LO Charles Hoag, EVP-C Admin Off David Thompson, Grp VP-Sr Comm Steve Reagin, EVP-CLO Portfolio Mgr Daniel Baker, SVP-Sr Bus Dev/Mkt Exec Off Rebecca A. Abraham, C Cre/Risk Off Debi Davidoff, SVP-Dep Op Dir-Sec Off Stephanie Vickers, CFO-Fin Acct Off Tareasa Harrell, SVP-CBA Lndg Grp Mng Dir Directors: Allen Brock, Jon Been, Freddie Deutsch, Hope Lundt, Mohammad Sedehi, Roger Shaffer, Benjamin Wood Net Loans $ 94,423,000 Cap 1p $ 20,672,000 Cash & d fm b $ 30,755,000 Surplus $ 27,351,000 Securities $ 26,355,000 Undiv Prof $ (29,575,000) Other Assets $ 5,189,000 Deposits $ 134,522,000 Total Assets $ 156,722,000 Other Liab $ 3,752,000 Net Income Correspondents: Federal Reserve B, FHLB, Atlanta Memberships: CBA, FDIC, Fed, FHLB, GBA

$

346,000


Georgia Financial Directory

210

SANDY SPRINGS — Continued Synovus Bank (Branch of Columbus) 280 Sandy Springs Cir NE 30328

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 1100 Hammond Dr, Bldg 300 30328

Routing # 0611-1341-5 Tel 770-280-2710

8725 Roswell Rd, Ste G 30350

Tel 770-225-9808

SARDIS (Burke) Pop. 999

CBA Div 4

Southern Bank State Commercial Bank 731 Charles Perry Ave, PO Box 100 30456 9-4; Wed 9-12; Cl Sat Transit # 64-1223-612 Routing # 0612-1223-5 FDIC Cert # 16288 Est. 1945 ATM Locations: 4

Tel 706-437-9977 FAX 478-569-9251 Return Items 706-437-9977 Web: www.southernbankga.com

Member Sardis Bankshares, Inc., Sardis J. Preston Conner, Chm Bd-Pres-CEO Ron Smith, EVP-CFO Sean Conner, 1st VP-Op/Fin Acct/Reg J/ Wire Trans Off

Kathy Cannon, VP-Compl/Reg CC Off Bob Mallard, VP-Mgmt Off Yvonne Tobias, VP-HR Off

Directors: J. Preston Conner, Joseph T. Conner, Sean Conner, George Deloach, Wayne Dixon Branch(es): Gibson, Hephzibah, Waynesboro Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

44,053,000 9,676,000 17,720,000 3,905,000 3,783,000 79,137,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

260,000 3,983,000 5,423,000 69,070,000 401,000

Net Income

$

292,000

Memberships: CBA, ICBA, ABA, BAI, Fed, FHLB, GBA

SAVANNAH • (Chatham) Pop. 136,286 Ameris Bank (Branch of Atlanta) 24 Drayton St 31401 412 Stephenson Ave 31405

CBA Div 7 Routing # 0612-0175-4 Tel 912-201-4934 Tel 912-201-4989

Bank of America, N.A. (Branch of Charlotte NC) 22 Bull St 31401

Routing # 0610-0005-2 Tel 912-651-8250

2153 E Victory Dr 31404

Tel 912-353-3940

5772 Waters Ave 31404

Tel 912-353-3950

7802 Abercorn St 31406

Tel 912-353-3960

4401 Augusta Rd 31408

Tel 912-966-8080

346 Johnny Mercer Dr 31410

Tel 912-897-8990

30 Meeting St 31411

Tel 912-598-2235

14083 Abercorn St 31420

Tel 912-920-5130

Bank OZK (Branch of Little Rock AR) 10006 Abercorn St 31406

Routing # 0611-2095-8 Tel 912-925-0954

BankSouth (Branch of Greensboro) 18 W Bryan St 31401 Manager, Linda Rice 613 Stephenson Ave, Ste 208 31405 Cadence Bank, N.A. (Branch of Atlanta) 120 Drayton St 31401 602 Mall Blvd 31406

Routing # 0611-1236-4 Tel 912-200-9429 Tel 912-658-2366

Routing # 0622-0629-5 Tel 912-236-2800 Tel 912-712-7600


Georgia Financial Directory

211

Carver State Bank State Commercial Bank 701 Martin Luther King Jr Blvd, PO Box 2769 31401 9-4; Fri 9-6; Cl Sat Transit # 38-0065-612 Routing # 0612-0065-8 FDIC Cert # 16584 Fed Wire Name: CARVER ST BK SAV Est. 1927

Tel 912-447-4200 FAX 912-232-8666 Return Items 912-447-4200

Web: www.carverstatebank.com

Member Carver Financial Corporation, Savannah Robert E. James, Pres-CEO John L. Turner, SVP-COO David Douse, VP-S Op/DP Off-Cash Claudia Clarke, VP-SLO-A Cash

Sherrie H. Williams, AVP-BSA/AML Compl Off Mattie Bing, HR Admin Katrina Daniels, Int Aud/Compl Off

Directors: E. Bruce Adams, Cathy P. Hill, Robert E. James, Robert E. James II, Edward G. Miller, William E. Stiles, Da’Henri R. Thurmond City Branch(es): 7110 Skidaway Rd 31406 Net Loans Cash & d fm b Securities Other Assets Total Assets

Tel 912-447-4242

$ $ $ $ $

26,664,000 7,989,000 3,049,000 4,643,000 42,345,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

428,000 4,213,000 (86,000) 34,188,000 3,602,000

Net Income

$

254,000

Correspondents: Truist B, Charlotte NC Memberships: CBA, ABA, FDIC, FHLB, GBA, ICBA, Fed Colony Bank (Branch of Fitzgerald) 241 Drayton St 31401 Manager, Wesley Olliff, Mkt Pres

MICR # 0612-0267-2 Tel 912-454-2479

7011 Hodgson Memorial Dr 31406 Manager, Wesley Olliff, Mkt Pres

Tel 912-303-9449

5987 Ogeechee Rd 31419 Manager, Wesley Olliff, Mkt Pres

Tel 912-927-1277

First Chatham Bank State Commercial Bank 111 Barnard St, PO Box 11167 31401 Tel 912-629-2900 9-5; Cl Sat FAX 912-629-2915 Transit # 38-2013-612 Return Items 912-629-2900 Routing # 0612-2013-3 FDIC Cert # 57252 Fed Wire Name: FIRST CHATHAM BK Est. 2002 Web: www.firstchatham.com ATM Locations: 22 Member FCB Financial Corp., Savannah Benny H. Curl, Chm Bd Kenneth R. Farrell, Pres-CEO-Sr Cre Off Lawrence M. Austin Jr, EVP-CFO Thomas M. Lee Jr, SVP-Sr CLO Nannette Cafiero, SVP-HR/Op Off

Wesley Gash, SVP-Reg Cre Off Dee Pinckney, SVP-Sr Priv B LO Cathy Sheffield, SVP-Ln Admin Off Sharon Spradley, SVP-Ret B Ser Mgr

Directors: Benny H. Curl, Robert M. Chu, Dexter E. Elliott, William L. Grainger, Stephen S. Green, Robert L. Harrison. Director Emeritus: Donald A. Kole Finance & Accounting, Larry A. Austin; IT/Security Officer, Brian H. Hunt City Branch(es): 7401 Hodgson Memorial Dr 31406

Tel 912-629-2920

454 Johnny Mercer Blvd 31410 Tiffany Ringle, Br Mgr

Tel 912-629-2950

Other Branch(es): Brunswick, Pooler, Richmond Hill, Rincon Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

246,183,000 59,266,000 26,897,000 45,672,000 378,018,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

800,000 42,075,000 (4,718,000) 339,582,000 279,000

Net Income

$

2,320,000

Correspondents: TIB, Farmers Branch TX Memberships: CBA, ICBA, FDIC First-Citizens Bank & Trust Company (Branch of Raleigh NC) 110 W St Julian St 31401 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 620 Stephenson Ave 31405

Routing # 0611-9184-8 Tel 912-232-2744

Routing # 0612-0783-9 Tel 912-236-4099 FAX 912-353-1984


212

Georgia Financial Directory

SAVANNAH — Continued JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Downtown Branch 201 W Broughton St, Ste 100 31401-3383 Skidaway Island Branch 35 Meeting St 31411-2900

Routing # 0610-9238-7 Tel 912-328-2080 Tel 912-328-2040

Queensborough National Bank & Trust Company (Branch of Louisville) 7393 Hodgson Memorial Dr, Ste 100 31406 216 US Hwy 80 W 31408

Routing # 0611-0397-5 Tel 912-925-8373 Tel 912-303-9080

Regions Bank (Branch of Birmingham AL) 15 Bull St 31401

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 532 Stephenson Ave, Ste 100 31405

Routing # 0611-0427-5 Tel 912-660-9818

South State Bank (Branch of Columbia SC) 25 Bull St 31401 400 Mall Blvd 31406 4741 Hwy 80 E 31410

Routing # 0612-0465-4 Tel 912-629-6500 Tel 912-629-6531 Tel 912-629-6590

Synovus Bank (Branch of Columbus) 4905 Paulsen St 31405 7426 Hodgson Memorial Dr 31406 319 Johnny Mercer Blvd 31410 15 Lake St, Ste 170 31411

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 2505 Abercorn St 31401 33 Bull St 31401 7 E Congress St 31401 2815 Skidaway Rd 31404 5110 Waters Ave 31404 1702 Chatham Pkwy 31405 610 E DeRenne Ave 31405 326 Mall Blvd 31406 330 Mall Blvd 31406 102 W Mulberry Blvd 31407 215 Main St 31408 324 Johnny Mercer Blvd 31410

Routing # 0611-1341-5 Tel 912-662-7828 Tel 912-944-1003 Tel 912-790-3370 Tel 912-235-6400 Tel 912-352-1492 Tel 912-662-7808 Tel 912-662-7706 Tel 912-920-1614 Tel 912-662-7726 Tel 912-330-7258 Tel 912-508-0929 Tel 912-235-6442

4717 B US Hwy 80 E 31410 477 Johnny Mercer Blvd 31410 13060 Abercorn Ext 31419 14095 Abercorn St 31419

Tel 912-235-6421 Tel 912-351-2258 Tel 912-662-7686 Tel 912-920-3484

United Community Bank (Branch of Blairsville MN) 27 Bull St 31401 2225 E Victory Dr 31404 8201 White Bluff Rd 31406

Routing # 0611-1284-3 Tel 912-234-6565 Tel 912-303-9667 Tel 912-232-5884

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 136 Bull St 31401 1900 E Victory Dr 31404 5703 Waters Ave 31404 3500 Ogeechee Rd 31405 5708 Ogeechee Rd 31405 6999 Abercorn St 31405 7939 Waters Ave 31406

Routing # 0610-0022-7 Tel 912-651-0555 Tel 912-651-0670 Tel 912-651-5926 Tel 912-651-5911 Tel 912-495-9044 Tel 912-651-5946 Tel 912-353-1030


Georgia Financial Directory

213

Wells Fargo Bank, N.A. — Continued 311 Johnny Mercer Blvd 31410

Tel 912-897-8920

20 Bank St 31411

Tel 912-651-5965

10422 Abercorn Ext 31419

Tel 912-921-3270

14009 Abercorn St 31419

Tel 912-651-5956

SENOIA (Coweta) Pop. 3,307

CBA Div 1

Bank OZK (Branch of Little Rock AR) 8180 E Hwy 16 30276

Routing # 0611-2095-8 Tel 770-599-6680

Synovus Bank (Branch of Columbus) 7817 Wells St 30276

Routing # 0611-0060-6 Tel 888-796-6887

SHARPSBURG (Coweta) Pop. 341 Bank OZK (Branch of Little Rock AR) 6548 Hwy 54 30277

SHELLMAN (Randolph) Pop. 1,083 First State Bank of Randolph County (Branch of Cuthbert) 3 W Railroad St 39886 Manager, Leisa L. Peavy, EVP

SKIDAWAY ISLAND (Chatham) Pop. 8,341 South State Bank (Branch of Columbia SC) 50 Meeting St 31411

SMYRNA (Cobb) Pop. 51,271 Ameris Bank (Branch of Atlanta) 1298 Concord Rd SE 30080

Bank of America, N.A. (Branch of Charlotte NC) 2475 S Cobb Dr SW 30080 4567 S Cobb Dr 30080

CBA Div 1 Routing # 0611-2095-8 Tel 770-251-1232

CBA Div 5 Routing # 0612-0409-4 Tel 229-679-5344 FAX 229-679-5810

CBA Div 7 Routing # 0612-0465-4 Tel 912-629-6600

CBA Div 3 Routing # 0612-0175-4 Tel 770-333-0772 FAX 678-564-0270

Routing # 0610-0005-2 Tel 770-333-1690 Tel 770-333-1690

CenterState Bank, N.A. (Branch of Winter Haven FL) 3016 Atlanta Rd 30080

Routing # 0631-1403-0 Tel 770-436-4567

Fifth Third Bank, N.A. (Branch of Cincinnati OH) 2197 Cobb Pkwy SE 30080

Routing # 0611-1942-2 Tel 678-224-9113

3240 S Cobb Dr 30080 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Highland Station Branch 4490 S Cobb Dr SE, Ste C 30080-6988

Tel 770-250-7490

Routing # 0610-9238-7 Tel 770-433-0122

PNC Bank, N.A. (Branch of Wilmington DE) 4500 S Cobb Dr 30080

Routing # 0531-0085-0 Tel 678-842-5660

Regions Bank (Branch of Birmingham AL) 1650 Cumberland Pkwy SE 30080

Routing # 0611-0137-5 Tel 800-734-4667

888 Concord Rd SE 30080

Tel 800-734-4667


Georgia Financial Directory

214 SMYRNA — Continued Truist Bank (Branch of Charlotte NC) 3379 S Cobb Dr 30080

Routing # 0611-1341-5 Tel 770-281-2824

4540 S Cobb Dr 30080

Tel 770-800-9425

4575 S Cobb Dr SE 30080

Tel 770-438-6243

Vinings Bank State Commercial Bank 4135 Atlanta Rd (30080), PO Box 725189 Atlanta GA 31139 Tel 770-437-0004 9-4; Cl Sat FAX 678-384-7899 Transit # 64-2098-611 Return Items 770-437-0004 Routing # 0611-2098-7 FDIC Cert # 58533 Fed Wire Name: VINNINGS BANK Est. 2007 Web: www.viningsbank.com Member Vinings Bancshares, Inc., Smyrna J. Dan Oliver, Chm Bd-CEO Clark F. Hungerford, Pres-C Cre Off Kenneth L. Makant, Sr EVP-CFO-COO

Joe Daniell, EVP-Bus Dev Off Cassy A. Ferrell, EVP-Sr Op/HR/Reg CC Off Debbie Marinacci, AVP-Mtg LO

Directors: J. Dan Oliver, Michael A. Brown, Clark F. Hungerford, Kenneth L. Makant, Jeffrey N. Plowman, Danny G. Schulman, Craig Wrigley Branch(es): Alpharetta Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

149,435,000 26,929,000 167,311,000 582,000 24,333,000 368,590,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

8,425,000 12,766,000 11,701,000 332,792,000 2,906,000

Net Income

$

4,009,000

Correspondents: CenterState B NA, Winter Haven FL; First N Banker’s B, Baton Rouge LA; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, ABA, FDIC, FHLB, GBA Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2890 Atlanta Rd SE 30080 5300 United Dr SE 30082

SNELLVILLE (Gwinnett) Pop. 18,242 Ameris Bank (Branch of Atlanta) Fidelity Bank 1595 Scenic Hwy N 30078 Manager, Chaya Woodcox

Routing # 0610-0022-7 Tel 770-431-3550 Tel 770-438-2702

CBA Div 3 Routing # 0611-0240-0 Tel 470-769-7717 FAX 770-985-5512

Bank of America, N.A. (Branch of Charlotte NC) 2467 E Main St 30078

Routing # 0610-0005-2 Tel 770-985-3420

Bank OZK (Branch of Little Rock AR) 2238 Main St E 30078

Routing # 0611-2095-8 Tel 470-422-1080

FSNB, N.A. (Branch of Lawton OK) 3435 Centerville Hwy 30039

Routing # 1031-1267-5 Tel 800-749-4583

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Snellville Scenic and Pharrs Branch 1875 Scenic Hwy N 30078-2147

Routing # 0610-9238-7 Tel 770-982-6150

PNC Bank, N.A. (Branch of Wilmington DE) 2550 Odum St 30078

Routing # 0531-0085-0 Tel 770-982-6970

Regions Bank (Branch of Birmingham AL) 1900 Scenic Hwy 30078

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 2488 E Main St 30078

Routing # 0611-0427-5 Tel 470-655-4866


Georgia Financial Directory

215

Truist Bank (Branch of Charlotte NC) 1689 Scenic Hwy N 30078 2230 Scenic Hwy N 30078

Routing # 0611-1341-5 Tel 770-776-4424 Tel 770-978-3242

United Community Bank (Branch of Blairsville MN) 2168 Scenic Hwy 30078

Routing # 0611-1284-3 Tel 770-985-2337

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 3520 Centerville Hwy 30039 1590 Scenic Hwy 30078 2333 E Main St 30078

Routing # 0610-0022-7 Tel 770-736-7200 Tel 770-978-5050 Tel 770-978-5540

SOCIAL CIRCLE (Walton) Pop. 4,262 Bank of Madison (Branch of Madison) Bank of Social Circle 1281 N Cherokee Rd 30025 Manager, Michelle B. Peters

CBA Div 2 Routing # 0611-0244-2 Tel 770-464-0213

Pinnacle Bank (Branch of Elberton) 112 N Cherokee Rd 30025

Routing # 0611-0129-4 Tel 770-464-3316

SOPERTON • (Treutlen) Pop. 3,115

CBA Div 7

The Bank of Soperton State Commercial Bank 1202 Second St N, PO Box 26 30457 Tel 912-529-4431 9-5; Wed 9-12; Cl Sat FAX 912-529-6717 Transit # 64-0497-612 Return Items 912-529-4431 Routing # 0612-0497-1 FDIC Cert # 889 Fed Wire Name: BK OF SOPERTON GA Est. 1903 Web: www.tbos-mpcb.bank ATM Locations: 1 Member Soperton Bancshares, Inc., Soperton Chandler Maurice (Maury) Beasley III, PresGloria B. Holt, VP-HR Off CEO-LO Holly Moseley, Compl/BSA/AML Off Angie Edge, VP-Op Off-IT Mgr Michael Thigpen, C Cre Off Directors: James M. Burns, Lois G. Clardy, Richard Dennard, Donald W. Gillis, Stewart Hamilton DMD, Dennis H. Ingley, Chandler Maurice (Maury) Beasley III, David Roberts Branch(es): Vidalia Net Loans $ 73,017,000 Cap $ 200,000 Cash & d fm b $ 12,357,000 Surplus $ 8,317,000 Securities $ 4,614,000 Undiv Prof $ 1,077,000 Other Assets $ 2,933,000 Deposits $ 82,992,000 Total Assets $ 92,921,000 Other Liab $ 335,000 Net Income $ 1,486,000 Correspondents: ServisFirst B, Birmingham AL; TIB, Farmers Branch TX Memberships: CBA, ABA, FDIC

Colony Bank (Branch of Fitzgerald) 4313 W Main St 30457

MICR # 0612-0267-2 Tel 912-529-5000

Order your copy of the

2020 CBA Salary Survey free for participating member banks! www.cbaofga.com/salary-survey.html


Considering BOLI for your bank? ŽŶƐŝĚĞƌŝŶŐ ^ƵƉƉůĞŵĞŶƚĂů ĞŶĞĮƚƐ ƚŽ ĂƩƌĂĐƚ ĂŶĚ ƌĞƚĂŝŶ ƚŽƉ ƚĂůĞŶƚ͍ ůƌĞĂĚLJ ŚĂǀĞ K>/ͬ ĞŶĞĮƚƐ͍ Request a free, independent audit of your K>/ͬ ĞŶĞĮƚ ƉůĂŶƐ͊ BFS Group, a leading expert in the BOLI industry, is a ŶĂƟŽŶĂů Įƌŵ ǁŝƚŚ ĂŶ ĞdžĐůƵƐŝǀĞ ĨŽĐƵƐ ŽŶ ĐŽŵŵƵŶŝƚLJ ďĂŶŬƐ͘ &^ 'ƌŽƵƉ ƐƵƉƉŽƌƚƐ ƚŚĞ ŵĂŶĂŐĞŵĞŶƚ ŽĨ Ăůů K>/ ƉŽƌƞŽůŝŽƐ ǁŝƚŚ ƚŚĞ ƉƌŝŵĂƌLJ ŐŽĂů ŽĨ ƉƌŽǀŝĚŝŶŐ ƵŶƉĂƌĂůůĞůĞĚ ĐƵƐƚŽŵĞƌ ƐƵƉƉŽƌƚ͕ ŝŶĐƌĞĂƐŝŶŐ ƚŚĞ ďĂŶŬ͛Ɛ ďŽƩŽŵ ůŝŶĞ͕ ŝŶĐƌĞĂƐŝŶŐ ƐŚĂƌĞŚŽůĚĞƌ ǀĂůƵĞ ĂŶĚ ĨƵŶĚŝŶŐ ŵĞĂŶŝŶŐĨƵů ďĞŶĞĮƚƐ ĨŽƌ Ăůů ďĂŶŬ ĞŵƉůŽLJĞĞƐ͘ &^ 'ƌŽƵƉ ŝƐ ĚŝƌĞĐƚůLJ ĂƉƉŽŝŶƚĞĚ ďLJ Ăůů ŵĂũŽƌ K>/ ĐĂƌƌŝĞƌƐ ǁŚŝĐŚ ĞŶĂďůĞƐ ƵƐ ƚŽ ĚĞƐŝŐŶ K>/ ƉŽƌƞŽůŝŽƐ ƚŚĂƚ ĐĂŶ ďĞ ƚĂŝůŽƌĞĚ ƚŽ ƚŚĞ ďĂŶŬ͛Ɛ ƐƉĞĐŝĮĐ ŐŽĂůƐ ĂŶĚ ŽďũĞĐƟǀĞƐ͘ tĞ ĂƌĞ ĂůƐŽ ĞŶĚŽƌƐĞĚ ďLJ ƚŚĞ ŽĨ 'ĞŽƌŐŝĂ͕ ĂƐ ǁĞůů ĂƐ ŵĂŶLJ ŽƚŚĞƌ ƐƚĂƚĞ ĂŶĚ ŶĂƟŽŶĂů ďĂŶŬŝŶŐ ĂƐƐŽĐŝĂƟŽŶƐ ƚŚƌŽƵŐŚŽƵƚ ƚŚĞ ĐŽƵŶƚƌLJ͘

Already have BOLI? Get a FREE, independent K>/ ĂƵĚŝƚ ĨƌŽŵ &^ 'ƌŽƵƉ͊

:ŽŚŶ 'ŝĂŶĂĐĂĐŝ ZĞŐŝŽŶĂů DĂŶĂŐŝŶŐ ŝƌĞĐƚŽƌ (609) 915-9168 ũŐŝĂŶĂĐĂĐŝΛďĨƐŐƌŽƵƉ͘ĐŽŵ


Georgia Financial Directory

217

SPARTA • (Hancock) Pop. 1,400

CBA Div 4

Bank of Hancock County State Commercial Bank 12855 Broad St, PO Box 340 31087 Transit # 64-0714-611 Routing # 0611-0714-6 FDIC Cert # 10057 Fed Wire Name: BK OF HANCOCK CTY Est. 1904 ATM Locations: 1 J. Franklin Hichcock, Chm Bd Sam H. Hollis III, Pres George L. Jackson, EVP Ann H. Wilson, SVP-CEO-ISO Caroline H. Baker, VP S. H. Hollis IV, VP-Sec Off

Tel 706-444-5781 FAX 706-444-8363 Return Items 706-444-5781 Web: www.bankofhancock.com Lonna M. Deraney, AVP-Compl Off Leslie M. Waddell, AVP-Reg J/Wire Trans Off Karen B. May, AC-BSA Off Tonya W. Thurman, Int Aud

Directors: J. Franklin Hitchcock, Caroline H. Baker, Andrew G. Hitchcock, Sam H. Hollis III, S. H. Hollis IV, George L. Jackson, Ann H. Wilson Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

21,582,000 9,539,000 43,334,000 1,116,000 75,572,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,200,000 3,500,000 11,165,000 58,879,000 827,000

Net Income

$

694,000

Memberships: CBA, ABA, FDIC, FHLB, GBA

SPRINGFIELD • (Effingham) Pop. 2,852

CBA Div 7

Bank of Newington (Branch of Newington) 1680 Hwy 21 S 31329 Manager, August Shearouse

Routing # 0612-0961-7 Tel 912-392-4466 FAX 912-392-4472

Renasant Bank (Branch of Tupelo MS) 802 S Laurel St 31329

Routing # 0611-0427-5 Tel 912-754-0754

Truist Bank (Branch of Charlotte NC) 501 S Laurel St 31329

Routing # 0611-1341-5 Tel 912-754-6111

SAINT SIMONS ISLAND (Glynn) Pop. 12,743

CBA Div 7

Ameris Bank (Branch of Atlanta) 3811 Frederica Rd 31522

Routing # 0612-0175-4 Tel 912-634-1270

Bank of America, N.A. (Branch of Charlotte NC) 600 Sea Island Rd, Ste 24 31522

Routing # 0610-0005-2 Tel 912-638-0277

Bank OZK (Branch of Little Rock AR) 1809 Frederica Rd 31522

Routing # 0611-2095-8 Tel 912-638-4412

Primesouth Bank (Branch of Blackshear) 1663 Frederica Rd 31522 Manager, Elizabeth Riste

Routing # 0612-0365-5 Tel 912-638-7778

South Coast Bank & Trust (Branch of Brunswick) 60 Midway Sq 31522 Manager, Felicia Salter

Routing # 0612-2131-0 Tel 912-638-2229

Southeastern Bank (Branch of Darien) 21 Market St 31522

Routing # 0612-0584-4 Tel 912-357-2265

Synovus Bank (Branch of Columbus) 1625 Frederica Rd 31522

Routing # 0611-0060-6 Tel 888-796-6887

401 Sea Island Rd 31522

Tel 888-796-6887


218

Georgia Financial Directory

SAINT SIMONS ISLAND — Continued Thomasville National Bank (Branch of Thomasville) St. Simons Bank & Trust 100 Island Professional Park 31522

Truist Bank (Branch of Charlotte NC) 1709 Frederica Rd 31522

Routing # 0610-0014-6 Tel 912-638-1190 FAX 912-638-1399

Routing # 0611-1341-5 Tel 912-638-2265

2203 Demere Rd 31522

Tel 912-268-6067

501 Sea Island Rd 31522

Tel 912-638-7966

United Community Bank (Branch of Blairsville MN) 2461 Demere Rd 31522

Routing # 0611-1284-3 Tel 912-638-7118

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1600 Frederica Rd, Ste 1 31522

Routing # 0610-0022-7 Tel 912-634-2135

STATESBORO • (Bulloch) Pop. 28,422

CBA Div 7

The Citizens Bank of Swainsboro (Branch of Swainsboro) 1101 Brampton Ave 30458

Routing # 0612-0355-8 Tel 912-623-2500

Citizens Bank of the South (Branch of Sandersville) 425 Commerce Dr 30461 Manager, Tracie Sullivan, AVP

Routing # 0611-0119-7 Tel 912-871-2971 FAX 912-871-3481

Colony Bank (Branch of Fitzgerald) 104 Springhill Dr 30458 Manager, Chris Carter, Mkt Pres Glennville Bank (Branch of Glennville) 203 Savannah Ave 30458 Manager, John Lane, Mkt Pres Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 506 Fair Rd 30458

Morris Bank (Branch of Dublin) Farmers & Merchants Bank 201 N Main St 30458 Farmers & Merchants Bank 777 Brannen St 30458 Manager, William J. Sanford, AVP

MICR # 0612-0267-2 Tel 912-225-1460

Routing # 0612-0468-3 Tel 912-681-8880

Routing # 0612-0783-9 Tel 912-489-3520 FAX 912-764-3267

Routing # 0612-1268-8 Tel 912-489-2600 FAX 912-764-2149 Tel 912-489-2600 FAX 912-681-3902

Queensborough National Bank & Trust Company (Branch of Louisville) 201 S Main St 30458

Routing # 0611-0397-5 Tel 912-764-6600

Renasant Bank (Branch of Tupelo MS) 173 Northside Dr E 30458

Routing # 0611-0427-5 Tel 912-489-9500

335 S Main St 30458 Synovus Bank (Branch of Columbus) 1205 Brampton Ave 30458

Tel 912-764-8900

Routing # 0611-0060-6 Tel 888-796-6887

2 E Main St 30458

Tel 888-796-6887

600 Fair Rd 30458

Tel 888-796-6887

987 Lovett Rd 30458

Tel 888-796-6887


Georgia Financial Directory Truist Bank (Branch of Charlotte NC) 108 Springhill Dr 30458 40 N Main St 30458 Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 610 Northside Dr E 30458

STATHAM (Barrow) Pop. 2,408 Bank OZK (Branch of Little Rock AR) 1995 Atlanta Hwy SE 30666

STOCKBRIDGE (Henry) Pop. 25,636 Ameris Bank (Branch of Atlanta) 1810 Hudson Bridge Rd 30281 4806 N Henry Blvd 30281

Bank of America, N.A. (Branch of Charlotte NC) 1550 Hudson Bridge Rd 30281 5505 N Henry Blvd 30281 Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 830 Eagles Landing Pkwy, Ste 100 30281 Manager, Stacy Hammons JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Village Branch 3604 Hwy 138 SE 30281-4171

219 Routing # 0611-1341-5 Tel 912-764-0228 Tel 912-764-6610

Routing # 0610-0022-7 Tel 912-764-9611

CBA Div 2 Routing # 0611-2095-8 Tel 770-725-5721

CBA Div 4 Routing # 0612-0175-4 Tel 770-474-2836 FAX 770-389-4127 Tel 770-474-7293 FAX 770-474-8947

Routing # 0610-0005-2 Tel 678-284-1001 Tel 770-389-2920

Routing # 2611-7053-3 Tel 770-478-8881

Routing # 0610-9238-7 Tel 678-289-1595

PNC Bank, N.A. (Branch of Wilmington DE) 410 Country Club Dr 30281

Routing # 0531-0085-0 Tel 770-507-2048

Truist Bank (Branch of Charlotte NC) 4986 N Henry Blvd 30281

Routing # 0611-1341-5 Tel 678-632-9300

909 Eagles Landing Pkwy 30281

Tel 770-282-3112

980 Eagles Landing Pkwy 30281

Tel 678-632-9250

991 Eagles Landing Pkwy 30281

Tel 678-565-0176

United Community Bank (Branch of Blairsville MN) 850 Eagles Landing Pkwy 30281

Routing # 0611-1284-3 Tel 770-507-5855

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1925 Hudson Bridge Rd 30281

Routing # 0610-0022-7 Tel 770-389-7061

5490 N Henry Blvd 30281 Woodforest National Bank (Branch of The Woodlands TX) 1400 Hudson Bridge Rd 30281

STONE MOUNTAIN (DeKalb) Pop. 5,802 Bank of America, N.A. (Branch of Charlotte NC) 1698 Mountain Industrial Blvd 30083 5330 Stone Mountain Hwy 30087

Tel 770-389-1776

Routing # 3149-7285-3 Tel 470-317-6712

CBA Div 3 Routing # 0610-0005-2 Tel 770-621-5388 Tel 770-498-5250


Georgia Financial Directory

220

STONE MOUNTAIN — Continued Citizens Trust Bank (Branch of Atlanta) 5771 Rockbridge Rd 30087

Routing # 0610-1022-0 Tel 770-498-8777

FSNB, N.A. (Branch of Lawton OK) 1825 Rockbridge Rd SW 30087

Routing # 1031-1267-5 Tel 800-749-4583

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Five Forks Trickum and Rockbridge Branch 5454 Five Forks Trickum Rd 30087

Routing # 0610-9238-7 Tel 678-459-1470

Hairston Village Branch 933 N Hairston Rd, Ste 1 30083-2850 Truist Bank (Branch of Charlotte NC) 3850 Rockbridge Rd 30083

Tel 770-465-3876

Routing # 0611-1341-5 Tel 404-479-5224

5399 E Mountain St 30083

Tel 770-325-0704

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4820 Memorial Dr 30083

Routing # 0610-0022-7 Tel 404-297-2920

6063 Memorial Dr 30083

Tel 404-865-2675

1815 Rockbridge Rd 30087

Tel 770-879-3420

4798 Redan Rd 30088

Tel 404-865-2960

SUGAR HILL (Gwinnett) Pop. 18,522 Ameris Bank (Branch of Atlanta) Fidelity Bank 255 Peachtree Industrial Blvd 30518 Manager, Courtney Anglin

CBA Div 3 Routing # 0611-0240-0 Tel 678-288-0007 FAX 678-482-6022

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) 5900 Suwanee Dam Rd 30518-5648

Routing # 0610-9238-7 Tel 770-932-2066

Regions Bank (Branch of Birmingham AL) 5905 Suwanee Dam Rd 30518

Routing # 0611-0137-5 Tel 800-734-4667

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4681 Nelson Brogdon Blvd 30518

Routing # 0610-0022-7 Tel 770-271-4251

SUMMERVILLE • (Chattooga) Pop. 4,534 Regions Bank (Branch of Birmingham AL) 69 E Washington St 30747

CBA Div 1 Routing # 0611-0137-5 Tel 800-734-4667

Southeast First National Bank National Commercial Bank 10144 Commerce St, PO Box 530 30747 Transit # 64-0141-611 Routing # 0611-0141-4 FDIC Cert # 19819 Fed Wire Name: FIRST NATL BANK Est. 1968

Tel 706-857-3473 FAX 706-857-5592 Return Items 706-857-3473 Web: www.southeastfnb.com

Member Summerville-Trion Bancshares, Inc., Summerville Sue Hurley, Chm Bd-Pres-COO-Cash William B. (Barry) Hurley, V Chm Bd-CEOGen Cnsl-CFO-CIO-Sec/Compl Off Suzanne Hurley-Bowen, EVP-EDP/RegCC/ Lead Cust Ret/Dev Off-Bd Sec William M. Tutton, VP-Sec/CRA/BSA/AML/ OFAC/Fair Lndg Off

P. Scott Ayers, AVP-LO-IT/Info Sec/Cre Cd Off Katie Smith, Co-Cust Ret/Dev/A BSA/AML/ OFAC Off Maxine Majors, Int Aud

Directors: Sue Hurley, William B. (Barry) Hurley, Christopher Sutton Connelly, Bobby Lee Cook, Edward F. Hurley, Suzanne Hurley-Bowman, William M. Tutton, Hoyt Williams Branch(es): Trion


Georgia Financial Directory Southeast First National Bank — Continued Net Loans $ 16,848,000 Cash & d fm b $ 10,120,000 Securities $ 31,513,000 Other Assets $ 1,889,000 Total Assets $ 60,370,000

221

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

400,000 500,000 6,153,000 53,218,000 99,000

Net Income

$

89,000

Correspondents: BBVA Compass B, Birmingham AL; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, ABA, BAI, FDIC, Fed, GBA Truist Bank (Branch of Charlotte NC) 9861 Rome Blvd 30747

Routing # 0611-1341-5 Tel 706-857-3431

United Community Bank (Branch of Blairsville MN) 9699 Rome Blvd 30747

Routing # 0611-1284-3 Tel 706-857-9245

SUWANEE (Gwinnett) Pop. 15,355 Ameris Bank (Branch of Atlanta) Fidelity Bank 1115 Old Peachtree Rd NW 30024 Manager, Mike Lubick Bank of America, N.A. (Branch of Charlotte NC) 1130 Peachtree Industrial Blvd 30024

CBA Div 3 Routing # 0611-0240-0 Tel 678-512-7000 FAX 678-512-7019

Routing # 0610-0005-2 Tel 678-714-7275

2800 Lawrenceville Suwanee Rd 30024

Tel 770-886-0934

3165 Peachtree Pkwy 30024

Tel 770-886-0934

Bank of England (Branch of England AR) 4485 Tench Rd, Ste 1510 30024

Routing # 0611-2098-7 Tel 678-250-9600

First IC Bank (Branch of Doraville) 1291 Old Peachtree Rd, Bldg 300 30024 Manager, Michelle Park

Routing # 0611-1979-4 Tel 678-475-0585 FAX 678-475-0584

1291 Old Peachtree Rd, Bldg 500 30024 Manager, Michelle Park

Tel 770-495-1310 FAX 770-495-9983

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 3893 Lawrenceville Suwanee Rd 30024 3225 Peachtree Pkwy 30024 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) McGinnis Ferry and 141 Branch 3695 Peachtree Pkwy 30024-1028 McGinnis Crossing Branch 1052 Peachtree Industrial Blvd, Ste 2 30024-1954 Metro City Bank (Branch of Doraville) 1295 Old Peachtree Rd NW, Ste 180 30024 2790 Lawrenceville Suwanee Rd, Ste 105 30024 PNC Bank, N.A. (Branch of Wilmington DE) 1001 Peachtree Industrial Blvd 30024

Routing # 0531-0030-0 Tel 770-497-5252 Tel 678-947-8926

Routing # 0610-9238-7 Tel 770-476-5092 Tel 678-288-0053

Routing # 0611-2068-6 Tel 678-735-5150 Tel 678-482-2996

Routing # 0531-0085-0 Tel 678-714-8016

2605 Peachtree Pkwy 30024

Tel 678-455-8115

3151 Lawrenceville Suwanee Rd 30024

Tel 678-765-4980

6950 McGinnis Ferry Rd 30024

Tel 770-495-7369

PromiseOne Bank (Branch of Duluth) Sugarloaf Branch 1185 Old Peachtree Rd NW, Ste 100 30024 9-4:30; Fri 9-5:30; Sat 9-1

Routing # 0611-2118-0 Tel 678-892-7020 FAX 678-892-7029


Georgia Financial Directory

222 SUWANEE — Continued

Quantum National Bank National Commercial Bank 505 Peachtree Industrial Blvd 30024 Tel 770-945-8300 Transit # 64-0489-611 FAX 770-945-4888 Routing # 0611-0489-3 Return Items 770-945-8300 FDIC Cert # 34110 Fed Wire Name: QUANTUM NATL BK Est. 1995 Web: www.quantumbank.com Member Quantum Capital Corp., Suwanee Dr. Narasimhulu Neelagaru, Chm Bd Tyler Phillips, SVP-Ret B/Cash Mgmt Off Bryan Cohen, CEO Tami Stein, SVP-Comm Cre/Compl Off Bradley W. Day, Pres-COO Amy Amorose, Grp VP-SBA LO Eric Walker, North Fulton Mkt Pres Chelsea Colclough, VP-Cont Dana W. Litman, EVP-CFO-C Cre Off-Sec Lauri Young, VP-Mktg Off John Bramblett, EVP-SLO Directors: Dr. Narasimhulu Neelagaru, Douglas Bridges, John Burnette, Bryan Cohen, Steve Courchaine, Bradley W. Day, Dr. Suleha Neelagaru, Chuck Warbington, Warren Wheeler Branch(es): Alpharetta, Atlanta Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

429,472,000 51,156,000 14,533,000 17,492,000 512,653,000

Cap Surplus Undiv Prof Deposits F F Pchd Other Liab Net Income Memberships: CBA, ICBA, FDIC, Fed, FHLB, GBA

$ $ $ $ $ $ $

2,500,000 22,540,000 31,960,000 452,509,000 260,000 2,884,000 15,139,000

Regions Bank (Branch of Birmingham AL) 3110 Old Atlanta Rd 30024 3621 Peachtree Pkwy 30024

Routing # 0611-0137-5 Tel 800-734-4667 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 480 Peachtree Industrial Blvd 30024

Routing # 0611-0427-5 Tel 770-963-9224

Synovus Bank (Branch of Columbus) 1490 Distribution Dr 30024

Routing # 0611-0060-6 Tel 888-796-6887

3640 Peachtree Pkwy 30024

Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 1000 Peachtree Industrial Blvd 30024 2885 Lawrenceville Suwanee Rd 30024 3190 Peachtree Pkwy 30024 3287 Lawrenceville Suwanee Rd 30024 350 Town Center Ave, Ste 100 30024 3838 Johns Creek Pkwy 30024

Routing # 0611-1341-5 Tel 678-926-5330 Tel 770-271-5500 Tel 770-203-4940 Tel 678-926-5376 Tel 678-482-3501 Tel 678-417-8660

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1042 Peachtree Industrial Blvd 30024 4205 Johns Creek Pkwy 30024

Routing # 0610-0022-7 Tel 770-831-5600 Tel 770-497-4120

SWAINSBORO • (Emanuel) Pop. 7,277

CBA Div 7

The Citizens Bank of Swainsboro State Commercial Bank 121 N Main St, PO Box 249 30401 8:30-4; Fri 8:30-5; Sat 9-12 Transit # 64-0355-612 Routing # 0612-0355-8 FDIC Cert # 11295 Fed Wire Name: CITZ BK SWAINSBORO Est. 1900

Tel 478-237-7001 FAX 478-237-4949 Return Items 478-237-7001

Web: www.cbs-lc.com

Member Swainsboro Bankshares, Inc., Swainsboro Milton B. Gray Jr, Pres-CEO-LO Jeff Cannon, Dublin Br Pres Jim Harrell, SVP-SLO Donna H. Barwick, VP-Int Aud/Reg CC/ Reg J Off Leck Boatright, VP-Mtg LO Christopher Brian Bowles, VP-LO Gay Dailey, VP-Op Off Derek Harden, VP-LO Caroline Nelson, VP-LO

Nancy Brewer, AVP-LO Angie Cavanah, AVP-Cust Ser Off Abigail Donaldson, AVP-LO Susan Glenn, AVP-LO Angelica Guzman, AVP-HR Off Lynn Jordan, AVP-Cust Ser off Dana Kirby, AVP-Op Off Gale Rogers, AVP-LO Donna G. Bellamy, CFO-Op Off Rob Saxon, C Cre Off


Georgia Financial Directory

223

The Citizens Bank of Swainsboro — Continued Athen Walden, VP-LO William Simmons Jr, Statesboro Br Pres J. Carneage Young, VP-IT Off Directors: Jeff Cannon, Milton B. Gray Jr, Minton D. Hester, Gary Johnson, W. Denny Key, Stephen T. Rushing, William E. Simmons, J. Rufus Youmans Jr Branch(es): Dublin, Statesboro Net Loans $ 160,667,000 Cap $ 650,000 Cash & d fm b $ 26,482,000 Surplus $ 10,378,000 Securities $ 18,170,000 Undiv Prof $ 12,972,000 Other Assets $ 12,576,000 Deposits $ 191,141,000 Total Assets $ 217,895,000 Other Liab $ 2,754,000 Net Income $ 2,877,000 Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA Durden Banking Co., Inc. (Branch of Twin City) 318 S Main St 30401 8:30-4; Fri 8:30-5; Cl Sat Manager, Zachary D. Frye, VP-Mtg LO

Routing # 0612-1144-3 Tel 478-237-2121

Persons Banking Company (Branch of Forsyth) Spivey State Bank 211 N Main St 30401 Manager, Tonya Ogletree

Routing # 0611-0262-0 Tel 478-237-6619 FAX 478-237-2263

Queensborough National Bank & Trust Company (Branch of Louisville) 692 S Main St 30401

Routing # 0611-0397-5 Tel 478-289-9900

Truist Bank (Branch of Charlotte NC) 205 S Main St 30401

Routing # 0611-1341-5 Tel 478-237-6412

SYLVANIA • (Screven) Pop. 2,956

CBA Div 7

Bank of Newington (Branch of Newington) 107 W Ogeechee St 30467

Routing # 0612-0961-7 Tel 912-564-7390 FAX 912-564-7397

Farmers and Merchants Bank State Commercial Bank 104 N Main St, PO Box 559 30467 9-3; Fri 9-5; Cl Sat Transit # 64-1234-612 Routing # 0612-1234-5 FDIC Cert # 16440 Fed Wire Name: FARMERS & MERCH BK Est. 1946 ATM Locations: 2

Tel 912-564-7436 FAX 912-564-5100 Return Items 912-564-7436

Web: www.fmbanksylvania.com

Member Screven Bancshares, Inc., Sylvania R. J. Martin III, Chm Bd Hoke S. Reeves III, Pres-CEO-LO Andrew Clifton, VP-Op/Ln/Reg J/Reg CC Off

Julie Bragg, AVP-Aud Angela M. Johnson, AVP-Ln/Wire Trans Off Beth Scott, AVP-BSA/OFAC/Dep Off

Directors: R. J. Martin III, James W. Adams, Todd Bazemore, David P. Boddiford, David Burke, Otis M. Chivers, W. C. Lord, C. D. Reed City Branch(es): 101 Filbert St 30467 505 Ogeechee St 30467 Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

Tel 912-564-7436 Tel 912-564-7436 42,634,000 37,562,000 40,496,000 2,512,000 123,204,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

500,000 12,100,000 5,582,000 104,456,000 566,000

Net Income

$

1,173,000

Correspondents: Federal Reserve B, Atlanta; CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, FDIC, GBA Queensborough National Bank & Trust Company (Branch of Louisville) 301 Mims Rd 30467

Routing # 0611-0397-5 Tel 912-564-2500

Truist Bank (Branch of Charlotte NC) 105 S Main St 30467

Routing # 0611-1341-5 Tel 912-564-2068


Georgia Financial Directory

224

SYLVESTER • (Worth) Pop. 6,188

CBA Div 5

Colony Bank (Branch of Fitzgerald) 601 N Main St 31791 Manager, Johnny Bryan, Mkt Pres

MICR # 0612-0267-2 Tel 229-776-7641

Renasant Bank (Branch of Tupelo MS) 504 N Main St 31791

Routing # 0611-0427-5 Tel 229-878-3385

South Georgia Banking Company (Branch of Omega) 300 N Main St 31791 Manager, Kevin Kicklighter, SVP

Routing # 0612-1187-0 Tel 229-776-6911

Southwest Georgia Bank (Branch of Moultrie) 300 N Main St 31791

Routing # 0612-0202-5 Tel 229-776-6911

Truist Bank (Branch of Charlotte NC) 201 N Isabella St 31791

Routing # 0611-1341-5 Tel 229-463-6050

TALBOTTON • (Talbot) Pop. 970

CBA Div 5

The Peoples Bank of Georgia State Commercial Bank 26 W Monroe St, PO Box 158 31827 9-2; Fri 9-5; Cl Sat Transit # 64-0392-611 Routing # 0611-0392-0 FDIC Cert # 170 Est. 1891 Henry M. Persons, Pres-CEO Randy McCorkle, SVP Dee Dee Gaskin, VP-Ln Compl Off

Tel 706-665-8551 FAX 706-665-3596 Return Items 706-665-8551 Web: www.peoplesbankofga.com Jessica Keller, VP-IT Off Kenneth Phillips, CFO-Info Sec Off Sheila Robinson, Dep/Compl/BSA Off

Directors: Robert Bracewell Jr, Mary A. Cosby, Caroline Penland, Henry M. Persons, Thomas Persons, Richard Skates Branch(es): Buena Vista, Ellaville, Thomaston Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

62,227,000 7,887,000 13,042,000 5,536,000 88,692,000

Pfd Stock C Stk Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $ $

3,390,000 77,000 3,608,000 2,261,000 79,125,000 231,000

Net Income

$

792,000

Correspondents: CenterState B NA, Winter Haven FL; First Tennessee B, NA, Memphis TN; Synovus B, Columbus OH Memberships: CBA, FDIC, GBA

TALLAPOOSA (Haralson) Pop. 3,170

CBA Div 1

Bank OZK (Branch of Little Rock AR) 3408 Georgia Hwy 100 30176

Routing # 0611-2095-8 Tel 770-574-2385

Synovus Bank (Branch of Columbus) 2320 US Hwy 78 30176

Routing # 0611-0060-6 Tel 888-796-6887

THOMASTON • (Upson) Pop. 9,170 Colony Bank (Branch of Fitzgerald) 206 N Church St 30286 Manager, Jeffery Alton, Mkt Pres The Peoples Bank of Georgia (Branch of Talbotton) 101 S Center St 30286

CBA Div 5 MICR # 0612-0267-2 Tel 706-647-6601

Routing # 0611-0392-0 Tel 706-646-1462


Georgia Financial Directory

225

SouthCrest Bank, N.A. (Branch of Atlanta) 108 S Church St 30286 Manager, Robin Wilkinson

Routing # 0611-0192-2 Tel 855-972-2265

United Bank (Branch of Zebulon) 215 N Center St 30286

Routing # 0611-0751-5 Tel 706-646-7211

855 N Church St 30286

Tel 706-646-7211

West Central Georgia Bank State Commercial Bank 617 N Church St, PO Box 1188 30286 Transit # 64-0252-611 Routing # 0611-0252-3 FDIC Cert # 21526 Est. 1974 ATM Locations: 3

Tel 706-647-8951 FAX 706-647-8930 Return Items 706-647-8951 Web: www.wcgb.com

Member WCG Bancshares, Inc., Thomaston Jesse E. (Eddie) Rogers Jr, Chm Bd-Pres-CEO Mike Streetman, SVP-LO Matt Adams, VP-Cash Kerry Carson, VP-Sec Mtg Mkt Off Randy Flanagan, VP-Mtg LO

Frank Renfroe, VP-LO Sheila Johnson, AVP-Compl Off Cindy Marshall, A B Off-Cust Ser Mgr Kyle Stonecipher, A B Off-LO Sharon VanHouten, A B Off-Ln Compl Off

Directors: Jesse E. (Eddie) Rogers Jr, J. L. Caldwell Jr, Kenny Coggins, Alan Connell, James A. Robinson Jr, J. H. Rogers, Charles David Short Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

43,890,000 7,365,000 63,274,000 6,009,000 120,538,000

Cap 14p Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

800,000 7,200,000 25,561,000 84,873,000 2,104,000

Net Income

$

1,621,000

Correspondents: FHLB, Atlanta; BBVA Compass B, Birmingham AL; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, FDIC

THOMASVILLE • (Thomas) Pop. 18,413

CBA Div 5

Ameris Bank (Branch of Atlanta) 14977 US Hwy 19 S 31792

Routing # 0612-0175-4 Tel 229-226-5755

The First, A National Banking Association (Branch of Hattiesburg MS) 1313 E Jackson St 31792

Routing # 0653-0336-0 Tel 229-228-5900

Synovus Bank (Branch of Columbus) 101 S Crawford St 31792

Routing # 0611-0060-6 Tel 888-796-6887

218 E Jefferson St 31792

Tel 888-796-6887

2704 E Pinetree Blvd 31792

Tel 888-796-6887

TC Federal Bank Federal Savings and Loan 131 S Dawson St, PO Box 1197 31792 8:30-4; Fri 8:30-5:30; Cl Sat Transit # 64-7078-2612 Routing # 2612-7078-9 FDIC Cert # 29331 Est. 1934 Matt Brown, Pres-CEO Greg Eiford, EVP-Thomasville Mkt Pres Noel Ellis, EVP-Cre Off Nat Higdon, SVP-Tallahassee Mkt Pres Joshua Sharp, SVP-CFO Trapper Griffith, SVP-Savannah LPO Mgr

Tel 229-226-3221 FAX 229-226-3459 Return Items 229-226-3221 Web: www.tcfederal.com Jami Porter, SVP-HR/Mktg/IT Off Sara Aldridge, VP-Mtg Div Mgr Linda Bergman, VP-Tallahassee Br Mgr Jeff Farmer, VP-Compl Off Cindy Weier, VP-Thomasville Br Mgr

Directors: Matt Brown, Stephanie B. Tillman Net Loans Cash Securities Other Assets Total Assets

$ $ $ $ $

246,398,000 33,036,000 22,108,000 20,216,000 321,758,000

Ret. Earnings Deposits Other Liab

$ $ $

39,788,000 274,038,000 7,932,000

Net Income

$

1,206,000

Correspondents: FHLB, Atlanta; BBVA Compass B, Birmingham AL Memberships: FDIC


Georgia Financial Directory

226

THOMASVILLE — Continued

Thomasville National Bank National Commercial Bank 301 N Broad St, PO Box 1999 31792 8:30-4; Fri 8:30-5:30; Sat 9-12 Transit # 64-0485-612 Routing # 0612-0485-8 FDIC Cert # 34068 Fed Wire Name: THOMASVILLE NATL Est. 1995 ATM Locations: 2

Tel 229-226-3300 FAX 229-225-1921 Return Items 229-226-3300

Web: www.tnbank.com

Member Thomasville Bancshares, Inc., Thomasville Richard L. Singletary Jr, Chm Bd Stephen H. Cheney Sr, CEO Charles H. Hodges III, Pres Hollie Lloyd, SVP-CFO Hank Stone, SVP-Comm LO Til Culbreth, Grp VP-Comm LO Stephen Cheney Jr, VP-Comm LO Charlotte Hodges, VP-Mtg LO Janet Liles, VP

Jason Stump, VP-Mtg LO Eric Ward, VP-Comm LO Wylie Watt Jr, VP-Comm LO Josh Cone, AVP-Comm LO Allen Corbin, AVP-LO Carla Milam, AVP-Ln Op Off Elizabeth Davis, B Off-Bkkpr Deedee Mango, Cont

Directors: Richard L. Singletary Jr, Charles A. Balfour, David Cone, Charles E. Hancock, Harold Jackson, David Lewis, Randall Moore, Diane Parker, Cochran A. Scott Jr City Branch(es): 1320 Remington Ave 31792

Tel 229-226-6888

Other Branch(es): Saint Simons Island Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

791,515,000 59,266,000 79,557,000 25,098,000 955,436,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

4,000,000 10,885,000 77,564,000 818,766,000 44,221,000

Net Income

$

18,818,000

Memberships: FDIC, Fed, FHLB, GBA, CBA Truist Bank (Branch of Charlotte NC) 14 Williamsburg Ave 31792

THOMSON • (McDuffie) Pop. 6,778

Routing # 0611-1341-5 Tel 229-379-3283

CBA Div 4

Cadence Bank, N.A. (Branch of Atlanta) 110 E Hill St 30824

Routing # 0622-0629-5 Tel 706-597-2020

Farmers State Bank (Branch of Lincolnton) 1197 Washington Rd 30824

Routing # 0611-0816-1 Tel 706-595-3636

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 235 Main St 30824

Routing # 0611-9184-8 Tel 706-595-5626

Queensborough National Bank & Trust Company (Branch of Louisville) 549 W Hill St 30824

Routing # 0611-0397-5 Tel 706-597-8500

Regions Bank (Branch of Birmingham AL) 300 W Hill St 30824

Routing # 0611-0137-5 Tel 706-843-2860

Truist Bank (Branch of Charlotte NC) 201 Jackson St 30824

Routing # 0611-1341-5 Tel 706-843-4119

TIFTON • (Tift) Pop. 16,350 Ameris Bank (Branch of Atlanta) 127 1st St 31794

CBA Div 6 Routing # 0612-0175-4 Tel 229-387-3470

1911 Old Ocilla Rd 31794

Tel 229-987-7225

735 W 2nd St 31794

Tel 229-382-7311


Georgia Financial Directory Colony Bank (Branch of Fitzgerald) 104 2nd St W 31794 Manager, Mike Davis, Mkt Pres Commercial Banking Company (Branch of Valdosta) 729 2nd St W 31793 South Georgia Banking Company (Branch of Omega) 2005 Tift Ave N 31794 Manager, Chris Cutts, VP 725 W 2nd St 31794 Manager, Jarrod Ross, VP

227 MICR # 0612-0267-2 Tel 229-386-2265

Routing # 0612-1117-1 Tel 229-386-5595

Routing # 0612-1187-0 Tel 229-382-8272 Tel 229-382-4211

Southwest Georgia Bank (Branch of Moultrie) 205 E 8th St 31794

Routing # 0612-0202-5 Tel 229-339-8802

Synovus Bank (Branch of Columbus) 118 E 20th St 31794 218 Love Ave 31794

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 200 John Howard St 31794 211 Virginia Ave N 31794

Routing # 0611-1341-5 Tel 229-339-8233 Tel 229-382-5959

TIGNALL (Wilkes) Pop. 546 F&M Bank (Branch of Washington) 114 S Hulin Ave 30668

CBA Div 2 Routing # 0611-1283-0 Tel 706-285-2195

TOCCOA • (Stephens) Pop. 8,491

CBA Div 2

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 122 N Alexander St 30577 555 Big A Rd 30577

Routing # 0611-9184-8 Tel 706-886-9421 Tel 706-886-5573

Northeast Georgia Bank (Branch of Lavonia) 56 Stephen Dr 30577

Routing # 0611-0303-0 Tel 706-886-4351

Oconee Federal Savings and Loan Association (Branch of Seneca SC) 12 E Doyle St 30577 2859 Hwy 17A 30577

Routing # 2532-7241-0 Tel 706-886-2112 Tel 706-886-2111

Regions Bank (Branch of Birmingham AL) 168 E Doyle St 30577

Routing # 0611-0137-5 Tel 800-734-4667

South State Bank (Branch of Columbia SC) 1111 S Big A Rd 30577

Routing # 0612-0465-4 Tel 706-886-3500

TOWNSEND (McIntosh) Pop. 6,891 Southeastern Bank (Branch of Darien) 15039 US Hwy 17 31331

CBA Div 7 Routing # 0612-0584-4 Tel 912-832-4418

www.cbaofga.com


228

Georgia Financial Directory

TRENTON • (Dade) Pop. 2,301

CBA Div 1

Bank of Dade State Commercial Bank 12634 N Main St, Drawer 9 30752 Transit # 64-1310-611 Routing # 0611-1310-1 FDIC Cert # 17543 Fed Wire Name: BANK OF DADE Est. 1956 ATM Locations: 2

Tel 706-657-6842 FAX 706-657-2265 Return Items 706-657-6842 Web: www.bankofdade.com E-Mail: customerservice@bankofdade.com

Member Tri-States Bankshares, Inc., Trenton J. Michael Tate, Pres-CEO Doris Stockman, VP-LO Jay T. Jones Sr, SVP Lisa C. Townsend, VP-Wire Trans Off Shannon Henry, VP-CFO Tiffany Blevins, AVP-LO John F. Bradford, VP-LO Karen Hardin, AVP-A Comp/A BSA Off Edward Brown, VP-LO Seth Houts, AVP-IT Off Jay Jones Jr, VP-Compl/CRA/BSA Off Lynn Ware, AVP-Head Teller Judy Stanfield, VP-HR Off Directors: Eugene Beck, Aubrey Black, Leisa Cagle, Derrell Gaddis, Don Gross, Jay T. Jones Sr, Brenda Poe, J. Michael Tate Net Loans $ 53,327,000 Cap $ 250,000 Cash & d fm b $ 4,093,000 Surplus $ 3,750,000 Securities $ 50,179,000 Undiv Prof $ 9,053,000 Fed Fds Sold $ 5,615,000 Deposits $ 101,626,000 Other Assets $ 1,694,000 Other Liab $ 229,000 Total Assets $ 114,908,000 Net Income $ 1,879,000 Correspondents: FHLB, Atlanta; BBVA Compass B, Regions B, Birmingham AL; First Tennessee B, NA, Memphis TN Memberships: CBA, ICBA, ABA, BAI, FDIC, Fed, FHLB, GBA

Citizens Bank & Trust, Inc. Federal Savings Bank 12255 S Main St, PO Box 249 30752 Tel 706-657-5678 9-4; Fri 9-6; Sat 9-12; Cl Wed FAX 706-657-7494 Transit # 64-0373-611 Return Items 706-657-5678 Routing # 0611-0373-9 FDIC Cert # 27153 Est. 1988 Web: www.citizensbanktrenton.com ATM Locations: 3 Member TAG BancShares, Inc. Chris R. Powell, Pres-CEO Dawn McBryar, VP-LO Lisa G. Shrader, EVP-CFO Kathy Reeves, VP-Int Aud Jon R. Cole, VP-SLO Heather Stephens, AVP-BSA-IS Off Kim Guffey, VP-LO Justin Mayhew, COO D. J. Hicks, VP-CIO Rodenna Avans, Cash Directors: Dennis Watson, Douglas Anderton, Karen Ingle, Chris R. Powell, C. Lentz Reynolds III, C. Lentz Reynolds Jr, Deloris Smyth, Fred T. Stephens Marketing, D. J. Hicks; Operations, Justin Mayhew; Chief Lending Officer, Jon R. Cole; Finance & Accounting, Lisa G. Shrader; Chief Technology Officer, D. J. Hicks; IT/Security Officer, Heather Stephens Branch(es): Lookout Mountain Net Loans $ 61,365,000 Cap $ 1,500,000 Cash & d fm b $ 6,191,000 Surplus $ 1,281,000 Securities $ 27,728,000 Undiv Prof $ 7,406,000 Fed Fds Sold $ 4,935,000 Deposits $ 91,746,000 Other Assets $ 4,960,000 Other Liab $ 3,246,000 Total Assets $ 105,179,000 Net Income $ 1,221,000 Correspondents: BBVA Compass B, Birmingham AL; CenterState B NA, Winter Haven FL; FHLB, Atlanta; FNBB Capital Markets LLC, Baton Rouge LA; ServisFirst B, Birmingham AL Memberships: CBA, ABA, FDIC, Fed

TRION (Chattooga) Pop. 1,827

CBA Div 1

Southeast First National Bank (Branch of Summerville) 240 Central Ave 30753

Routing # 0611-0141-4 Tel 770-734-2341

United Community Bank (Branch of Blairsville MN) 14031 Hwy 27 30753

Routing # 0611-1284-3 Tel 706-734-2900

TUCKER (DeKalb) Pop. 35,322 Ameris Bank (Branch of Atlanta) Fidelity Bank 2255 Northlake Pkwy 30084 Manager, Clairmont Austin

CBA Div 3 Routing # 0611-0240-0 Tel 404-553-2050 FAX 770-491-7772


Georgia Financial Directory

229

Bank of America, N.A. (Branch of Charlotte NC) 2333 Main St 30084 4144 Lavista Rd 30084

Routing # 0610-0005-2 Tel 770-491-5400 Tel 770-491-5420

CenterState Bank, N.A. (Branch of Winter Haven FL) 3953 Lavista Rd 30084

Routing # 0631-1403-0 Tel 404-297-2200

PNC Bank, N.A. (Branch of Wilmington DE) 2355 Main St 30084

Routing # 0531-0085-0 Tel 678-534-1447

Regions Bank (Branch of Birmingham AL) 3880 Lavista Rd 30084

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 5100 Lavista Rd 30084

Routing # 0611-0060-6 Tel 888-796-6887

Tandem Bank State Commercial Bank 2356 Main St 30084 9-5; Cl Sat Transit # 64-2145-611 Routing # 0611-2145-2 FDIC Cert # 59178 Fed Wire Name: TANDEM BANK Est. 2019

Tel 770-281-9880 FAX 770-281-9898 Return Items 770-281-9880 Employer ID # 84-2574771

Web: www.tandem.bank E-Mail: info@tandem.bank (Opened Sept 23, 2019) Charles DeWitt, Chm Bd-CEO Pat Walsh, SVP Weare Gratwick, Peachtree Corners/Gwinnett Melanie Hulsey, VP-Br/Dep Op Mgr Mkt Pres Heather Smith, VP-Ln Op Off-Admin Mgr Michael Keller, EVP-C Cre Off Deon Coombs, Sr Cre Anyl-Port Mgr Libby Walsh CPA, SVP-CFO Misty Palmer, Bus Dev Off Greg Autrey, SVP Directors: Charles DeWitt, Peggy Berg, Chet Burge, Joe Ellis, Craig Heiser, Rick Huddleston, Bill Kane, Bobby Slotkin, Brad Spratte, Chuck Van Horn Net Loans $ 7,084,000 Cap 1p $ 2,103,000 Cash & d fm b $ 16,408,000 Surplus $ 18,813,000 Fed Fds Sold $ 9,915,000 Undiv Prof $ (1,287,000) Other Assets $ 1,949,000 Deposits $ 14,591,000 Total Assets $ 35,356,000 Other Liab $ 1,136,000 Net Income $ (1,287,000) Memberships: ABA, FDIC, Fed, GBA Truist Bank (Branch of Charlotte NC) 1849 Mountain Industrial Blvd 30084 3333 Lawrenceville Hwy 30084 4098 Lavista Rd 30084 4422 Hugh Howell Rd 30084

Routing # 0611-1341-5 Tel 770-325-9243 Tel 770-491-3333 Tel 770-369-9907 Tel 770-580-7820

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2200 Mountain Industrial Blvd 30084 4099 Lavista Rd NE 30084

Routing # 0610-0022-7 Tel 770-621-3510 Tel 770-621-3500

Do you know a community banker who will reach the milestone of 30, 40 or 50 years of banking experience this year and has a proven record in excellent community involvement? If so, please contact Lindsay Greene or call the CBA office at 770-541-4490 so they can be considered for a

Lifetime Service Award!


SIMPLIFY YOUR BUSINESS

Almost 80 million personal identities were H[SRVHG E\ WKH ÀQDQFLDO LQGXVWU\ LQ

ARE YOUR CUSTOMERS’ IDENTITIES SAFE WITH YOU? CONTACT US AT 1-800-982-8315 OR INFO@PCIANS.COM TO SECURE YOUR DATA!

300 MULBERRY STREET | MACON, GA 31201

We Keep IT Systems:

SECURE RELIABLE OPERATIONAL


Georgia Financial Directory

231

TWIN CITY (Emanuel) Pop. 1,742

CBA Div 7

Durden Banking Co., Inc. State Commercial Bank 111 N Railroad Ave, PO Box 160 30471 8:30-4; Fri 8:30-5; Sat 8:30-12 Transit # 64-1144-612 Routing # 0612-1144-3 FDIC Cert # 15336 Fed Wire Name: DURDEN BKNG CO Est. 1935 ATM Locations: 5

Tel 478-763-2121 FAX 478-763-3966 Return Items 478-763-2121

Web: www.durdenbc.com

Member Durden Bankshares, Inc., Twin City Loy D. Cowart Jr, Chm Bd George W. Johnson Jr, Pres-CEO-LO-Mktg Off H. Wade Johnson, EVP-CLO James O. Cowart Jr, SVP-LO-A Sec/Info Sec Off Gail S. Curl, SVP-LO-Br Mgr Beate F. Frank, SVP-CFO-Int Aud Off Deborah G. Griffin, SVP-Compl/HR/ BSA Off Zachary D. Frye, VP-Mtg LO-Br Mgr R. Luke Lanier, VP-LO-Ag Ln Spec-A Br Mgr Judy L. Price, VP-LO Rebecca Rainey, VP-Info Tech/Sec Off Kirk B. Rocker, VP-LO-Br Mgr

Matt W. Donaldson, AVP-Cont-A Compl/A Int Aud Off Peggy Hurst, AVP-Br Op Mgr Sherrie Cowart, Network Admin Jacqueline Cronk, Ln Admin Off Vicky T. Hammond, Wire Trans/ACH Off Debra S. Henry, Ln Admin Off Sara Mendoza, Ln Admin Off Michelle Millsaps, Ret B Off Jamie Phillips, Ln Admin Off Donna Weatherford, Corp Sec Sally Youmans, A Op/A BSA Off

Directors: Loy D. Cowart Jr, J. Robert Bowen Jr, Jerry N. Cadle, Clay H. Clark, Dal D. Durden, Lacy B. Frye III, George W. Johnson Jr, William L. Mathis, Danny Olliff Branch(es): Metter, Millen, Swainsboro Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

112,437,000 9,195,000 47,678,000 7,690,000 177,000,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

264,000 4,024,000 25,402,000 147,004,000 306,000

Net Income

$

3,731,000

Correspondents: CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, ABA, BAI, FDIC, GBA, Fed

TYRONE (Fayette) Pop. 6,879 Ameris Bank (Branch of Atlanta) Fidelity Bank 1005 Tyrone Rd 30290 Manager, Denise Campbell United Community Bank (Branch of Blairsville MN) 1528 N Hwy 74 30290

UNADILLA (Dooly) Pop. 3,796 Cadence Bank, N.A. (Branch of Atlanta) 2206 Pine St 31091

UNION CITY (Fulton) Pop. 19,456 Bank of America, N.A. (Branch of Charlotte NC) 6737 Londonderry Way 30291 JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Shannon Crossing Branch 4550 Jonesboro Rd, Ste TUV 30291-2050

CBA Div 1 Routing # 0611-0240-0 Tel 678-632-9770 FAX 770-487-6959

Routing # 0611-1284-3 Tel 770-306-0255

CBA Div 5 Routing # 0622-0629-5 Tel 478-627-3970

CBA Div 3 Routing # 0610-0005-2 Tel 770-969-3790

Routing # 0610-9238-7 Tel 770-306-4426

PNC Bank, N.A. (Branch of Wilmington DE) 4650 Jonesboro Rd 30291

Routing # 0531-0085-0 Tel 770-892-7161

Truist Bank (Branch of Charlotte NC) 4601 Jonesboro Rd 30291

Routing # 0611-1341-5 Tel 770-282-3093


Georgia Financial Directory

232 UNION CITY — Continued Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 4640 Jonesboro Rd 30291

Routing # 0610-0022-7 Tel 770-964-2396

UVALDA (Montgomery) Pop. 598

CBA Div 7

Altamaha Bank and Trust Company (Branch of Vidalia) 203 W Main St 30473 Manager, Monty Craft

Routing # 0612-1243-9 Tel 912-594-6525

VALDOSTA • (Lowndes) Pop. 54,518

CBA Div 6

Ameris Bank (Branch of Atlanta) 3140 Inner Perimeter Rd 31602

Routing # 0612-0175-4 Tel 229-241-2851

Bank of America, N.A. (Branch of Charlotte NC) 2001 Baytree Rd 31602

Routing # 0610-0005-2 Tel 229-249-5050

3030 N Patterson St 31602

Tel 229-249-5040

Bank OZK (Branch of Little Rock AR) 124 W Hill Ave 31601

Routing # 0611-2095-8 Tel 229-242-1993

1517 Baytree Rd 31602

Tel 229-242-1993

3102 N Oak St Ext 31602

Tel 229-242-7758

The Citizens Bank (Branch of Nashville) 4060 Bemiss Rd 31605 9-4; Fri 9-5; Cl Sat

Routing # 0612-1205-7 Tel 229-247-5266 FAX 229-247-5479

Citizens Community Bank (Branch of Hahira) 1210 Baytree Rd 31602

Routing # 0612-0955-2 Tel 229-242-2221

3261 N Valdosta Rd 31602

Tel 229-242-2225

Colony Bank (Branch of Fitzgerald) 2910 N Ashley, Ste N 31602 Manager, Edward G. (Eddie) Smith, Reg Pres

MICR # 0612-0267-2 Tel 229-242-2037

3774 Old US Hwy 41 N 31602 Manager, Edward G. (Eddie) Smith, Reg Pres

Tel 229-241-9900

Commercial Banking Company Federal Savings Bank 3462 N Valdosta Rd, PO Box 1008 31602 Tel 229-242-7600 9-4; Fri 9-5; Cl Sat FAX 229-219-8401 Transit # 64-1117-612 Return Items 229-242-7600 Routing # 0612-1117-1 FDIC Cert # 16246 Fed Wire Name: COMM BKING VALD Est. 1934 Web: www.cbcbank.com ATM Locations: 7 Member Lee L. Mikuta Trust, Valdosta John W. Langdale Jr, Chm Bd G. Daryn Russell, Pres-CEO David Buckridge, SVP-CLO Alan Harper, SVP-C Cre Off Ryan Warren, SVP-CRO-Sec Off Cary Williams, SVP-CFO

Debbie Bland, SVP-HR Mgr Maggie Davis, VP-Reg CC/Reg J Valerie M. Williams, AVP-Op/Cash Mgmt Ser/Wire Trans Off Suzanne Hunter, Wire Trans Off

Directors: John W. Langdale Jr, Larry Fudge, James H. Langdale, Gregory Miller, G. Daryn Russell, Donald K. Warren City Branch(es): 1215 Baytree Rd 31603

Tel 229-253-8784

Other Branch(es): Hahira, Moultrie, Tifton Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

175,556,000 21,649,000 20,640,000 17,308,000 235,153,000

Memberships: CBA, FDIC, Fed, FHLB, GBA

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

123,000 17,733,000 16,948,000 195,766,000 4,583,000

Net Income

$

2,790,000


Georgia Financial Directory

233

Farmers & Merchants Bank (Branch of Lakeland) 1201 S Patterson St 31601

Routing # 0612-0364-2 Tel 229-244-3585

3303 Inner Perimeter Rd 31602

Tel 229-244-3585

First Federal Savings and Loan Association of Valdosta Federal Savings and Loan 411 N Patterson St 31601 9-4; Fri 9-5; Cl Sat Transit # 64-7083-2612 Routing # 2612-7083-1 FDIC Cert # 29164 Fed Wire Name: FED S&L ASC GA Est. 1934 ATM Locations: 3 Thomas D. Newbern, Chm Bd-Pres-CEOMktg Off Douglas Rayford, VP-CFO-Compl/Op/Fin Acct Off Diane W. Howze, VP-HR/Wire Trans Off Lane English, VP-Oak St Br Mgr-Dep Off Sherry McDowell, VP-Norman Dr Br Mgr-LO Pam Anderson, VP-Cre Admin Mgr

Tel 229-244-0164 FAX 229-253-9923 Return Items 229-244-0164

Web: www.1stfederalvaldosta.com Solomon Foskey, VP-Aud Off Broc McDowell, VP-IT-LO Debbie Murphy, VP-LO Katrena Sermons, VP-LO Rex Taylor, VP-LO Lindsey Law CPA, AVP-Acct/Mktg Off Hailee Yates, AVP-LO

Directors: Thomas D. Newbern, Emil Girardin, C. George Newbern, Kenneth Stanley, Jodie Stephens, A. J. Strickland IV, William Steinberg Marketing, Lindsey Law CPA; Chief Lending Officer, Rex Taylor; Finance & Accounting, Diane W. Howze; IT/Security Officer, Broc McDowell City Branch(es): 2728 N Oak St 31601 460 Norman Dr 31601

Tel 229-244-0164 Tel 229-244-0164

Other Branch(es): Lake Park Net Loans Cash Securities Repos, Inv. RE Other Assets Total Assets

$ $ $ $ $ $

164,495,000 8,392,000 4,968,000 2,989,000 7,943,000 188,787,000

Ret. Earnings Deposits FHLB Adv. Other Liab

Net Income Correspondents: FHLB, Federal Reserve B, Atlanta

$ $ $ $

29,079,000 120,658,000 34,000,000 5,050,000

$

406,000

Memberships: CBA, FDIC, Fed, FHLB

Guardian Bank State Commercial Bank 701 Wildwood Plantation Dr, PO Box 3340 31602 Tel 229-241-9444 9-4; Fri 9-5; Cl Sat FAX 229-247-6991 Transit # 64-2004-612 Return Items 229-241-9444 Routing # 0612-2004-9 FDIC Cert # 57127 Fed Wire Name: GUARDIAN BANK Est. 2001 Web: www.guardian.bank ATM Locations: 4 Member WB&T Bankshares, Inc., Waycross M. Ashley Paulk Jr, Chm Bd Ansel Parrish Clark Jr, CEO R. Ray Chitty, Pres Pam P. Horton, SVP-CFO-COO Duane Bentley, VP-LO-Pelham Mkt Pres Will Moore, VP-LO Olivia Walker, VP-LO Sam Warren, VP-LO

Shirin Eutzler, AVP-Ln Op Off Lisa Aguilar, B Off Courtney Nelligan Arroyo, B Off-Pers B Off Andy Bolton, B Off-LO Jennifer Norris, LO Joey Stith, B Off-Pearson Mkt Exec Lauren Tuohey, B Off-Br Admin

Directors: M. Ashley Paulk Jr, Phil H. Alday, R. Ray Chitty, Ansel P. Clark, Ansel Parrish Clark Jr, Larry Dean, Dr. William Grow, William P. Langdale III, H. Arthur McLane, Dr. Samuel Taylor City Branch(es): 246 Norman Dr 31601

Tel 229-241-9987

1914 N Ashley St 31602

Tel 229-247-0032

Other Branch(es): Pearson, Pelham Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

281,444,000 22,303,000 110,161,000 15,252,000 429,160,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

3,000,000 19,436,000 22,235,000 382,654,000 1,835,000

Net Income

$

6,056,000

Correspondents: Federal Reserve B, Atlanta; BBVA Compass B, Birmingham AL Memberships: CBA, ABA, FDIC, Fed Regions Bank (Branch of Birmingham AL) 2611 N Patterson St 31602

Routing # 0611-0137-5 Tel 800-734-4667


Georgia Financial Directory

234 VALDOSTA — Continued

Renasant Bank (Branch of Tupelo MS) 3295 Inner Perimeter Rd 31602

Routing # 0611-0427-5 Tel 229-293-8590

Southwest Georgia Bank (Branch of Moultrie) 1404 Baytree Rd 31602

Routing # 0612-0202-5 Tel 229-244-4444

3500 N Valdosta Rd 31602

Tel 229-244-4444

3520 N Valdosta Rd 31602

Tel 229-244-4444

Synovus Bank (Branch of Columbus) 510 N Ashley St 31601

Routing # 0611-0060-6 Tel 888-796-6887

1522 Baytree Rd 31602

Tel 888-796-6887

3650 Inner Perimeter Rd 31602

Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 340 Norman Dr 31601

Routing # 0611-1341-5 Tel 229-588-7260

2901 N Ashley St 31602

Tel 229-242-4351

VIDALIA (Toombs) Pop. 10,473

CBA Div 7

Altamaha Bank and Trust Company State Commercial Bank 206 Jackson St, PO Box 489 30474 Transit # 64-1243-612 Routing # 0612-1243-9 FDIC Cert # 19590 Fed Wire Name: ALTAHAHA BK & TRUS Est. 1966

Tel 912-537-1921 Return Items 912-537-1921

Web: www.altamahabank.com

Member Altamaha Bancshares, Inc., Vidalia R. Brent Sammons, Pres-CEO Brenda Moore, SVP-COO John Tyson, SVP-CFO Shan Venable, SVP-CTO Carri Moore, VP Carol Butler, AVP-Fin Acct Off

Sindy Davis, AVP Diane Knowles, AVP Sabrina Taylor, AVP Sharon Yawn, AVP Jacob E. Cleghorn, CLO

Directors: Wayne Hartley, Mae Jones, Lloyd Mason, S. Thomas Moore, Randall Morris, Tommy Rollins, R. Brent Sammons, Susan Shook City Branch(es): 1726 Mt Vernon Rd 30474

Tel 912-537-1921

Other Branch(es): Hazlehurst, Uvalda Net Loans Cash & d fm b Securities Fed Fds Sold Other Assets Total Assets

$ $ $ $ $ $

115,834,000 5,015,000 35,863,000 7,490,000 9,219,000 173,421,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

200,000 6,811,000 13,475,000 152,479,000 456,000

Net Income

$

1,801,000

Correspondents: FHLB, Atlanta; BBVA Compass B, Birmingham AL; TIB, Farmers Branch TX Memberships: CBA Ameris Bank (Branch of Atlanta) 1705 E 1st St 30474 The Bank of Soperton (Branch of Soperton) Million Pines Community Bank 121 Church St 30474 Mount Vernon Bank (Branch of Mount Vernon) 2109 E 1st St 30474 Manager, Dwight Stout, EVP 402 W First St 30474 Manager, Andrew McIntyre Peoples Bank (Branch of Lyons) 2301 E 1st St 30474

Routing # 0612-0175-4 Tel 912-537-7139

Routing # 0612-0497-1 Tel 912-403-3029

Routing # 0612-0668-1 Tel 912-386-4700 Tel 912-537-2227

Routing # 0612-1131-7 Tel 912-537-9900


Georgia Financial Directory Truist Bank (Branch of Charlotte NC) 900 E 1st St 30474

235 Routing # 0611-1341-5 Tel 912-537-2221

Vidalia Federal Savings Bank Federal Savings and Loan 300 Jackson St, PO Box 666 30474 Transit # 64-7085-2612 Routing # 2612-7085-7 FDIC Cert # 29772 Fed Wire Name: VIDALIA FED SAV/LN Est. 1936 Hal Chesser, Pres-CEO Marshall Mosley, VP Madison Beasley, Teller Susan Bell, Teller Sue Blizzard, New Accts Off Paula Bridges, Teller Connie Chesser, A LO Carolyn Conaway, Ln Clerk Elaine Dixon, A Corp Sec Shirley Gillis, New Accts Off Sandy Hattaway, Sec

Tel 912-537-8805 FAX 912-537-0831 Return Items 912-537-8805 Web: www.vidfedonline.com Kaye Lupo, Teller Janet McCall, Teller Geraldine McKenzie, Corp Sec Connie Morrison, Computer Op Off Wilma Slye, Rcpt-Clerk Kathryn Smith, Compl Off Lorene Strickland, Teller Sup Freddy Thompson, Computer Op Off Hughes Williamson, Treas Jamie Winge, New Accts Off Sandra Wood, Teller

Directors: Hal Chesser, George L. Hodges, Robert Craig Jones, James D. Musgrove, Garrett Wilcox Branch(es): Lyons Net Loans Cash Securities Other Assets Total Assets

$ $ $ $ $

60,651,000 34,436,000 94,885,000 8,995,000 198,967,000

Ret. Earnings Deposits Other Liab

$ $ $

32,244,000 165,968,000 755,000

Net Income

$

299,000

Memberships: FDIC

VIENNA • (Dooly) Pop. 4,011

CBA Div 5

PNC Bank, N.A. (Branch of Wilmington DE) 100 W Union St 31092

Routing # 0531-0085-0 Tel 229-268-2056

South Georgia Banking Company (Branch of Omega) 210 S 3rd St 31092 Manager, Chris McCard, SVP

Routing # 0612-1187-0 Tel 229-268-4707 FAX 229-268-7390

VILLA RICA (Carroll) Pop. 13,956

CBA Div 1

Bank OZK (Branch of Little Rock AR) 725 W Bankhead Hwy 30180

Routing # 0611-2095-8 Tel 770-459-4417

Regions Bank (Branch of Birmingham AL) 1 Community Sq 30180

Routing # 0611-0137-5 Tel 800-734-4667

Synovus Bank (Branch of Columbus) 588 Carrollton Villa Rica Hwy 30180

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 435 W Bankhead Hwy 30180

Routing # 0611-1341-5 Tel 770-462-6025

640 W Bankhead Hwy 30180

Tel 770-459-5734

United Community Bank (Branch of Blairsville MN) 485 W Bankhead Hwy 30180

Routing # 0611-1284-3 Tel 770-459-3100

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 1997 Mirror Lake Blvd 30180

Routing # 0610-0022-7 Tel 770-456-4915

WADLEY (Jefferson) Pop. 2,061 Queensborough National Bank & Trust Company (Branch of Louisville) 25 N Main St 30477

CBA Div 4 Routing # 0611-0397-5 Tel 478-252-5276


236

Georgia Financial Directory

WARNER ROBINS (Houston) Pop. 66,588 American Pride Bank (Branch of Macon) 4001 Russell Pkwy 31088 9-5; Fri 9-5:30; Cl Sat Manager, Lisa Marie Pierce

CBA Div 5 Routing # 0611-2107-0 Tel 478-922-5010

Bank of America, N.A. (Branch of Charlotte NC) 111 Russell Pkwy 31088

Routing # 0610-0005-2 Tel 478-328-1231

Cadence Bank, N.A. (Branch of Atlanta) 119 S Houston Lake Rd 31088 849 Warren Dr 31088

Routing # 0622-0629-5 Tel 478-796-7100 Tel 478-796-7170

Colony Bank (Branch of Fitzgerald) 1290 S Houston Lake Rd 31095 Manager, Kirk Scott, Reg Pres Morris Bank (Branch of Dublin) 1041 Hwy 96 31088 464 S Houston Lake Rd 31088

MICR # 0612-0267-2 Tel 478-987-1009

Routing # 0612-1304-3 Tel 478-333-7070 Tel 478-953-6828

Planters First Bank (Branch of Cordele) 120-B Osigian Blvd 31088 Branch Officers: Clay Corbitt, Mkt Pres

Routing # 0612-1096-5 Tel 800-648-8118

SunMark Community Bank (Branch of Hawkinsville) 250 S Houston Lake Rd 31088 8:30-5; Fri 8:30-6; Sat 8:30-12 Manager, Pat Blanton

Routing # 0612-1281-1 Tel 478-953-1155 FAX 478-953-2824

Synovus Bank (Branch of Columbus) 315 S Houston Lake Rd 31088 871 Warren Dr 31088

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 125 S Houston Lake Rd 31088 872 GA Hwy 96 31088 3001 Watson Blvd 31093

Routing # 0611-1341-5 Tel 478-333-4429 Tel 478-313-6018 Tel 478-971-1050

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 2714 Watson Blvd 31093

Routing # 0610-0022-7 Tel 478-953-9090

WARRENTON • (Warren) Pop. 1,937 First State Bank (Branch of Wrens) 189 Legion Dr 30828

WASHINGTON • (Wilkes) Pop. 4,134

CBA Div 4 Routing # 0611-0111-3 Tel 706-465-2768

CBA Div 2

F&M Bank State Commercial Bank 911 E Robert Toombs Ave, PO Box 280 30673 Tel 706-678-2187 8:30-4:30; Fri 8:30-5:30; Cl Sat FAX 706-678-3465 Transit # 64-1283-611 Return Items 706-678-2187 Routing # 0611-1283-0 FDIC Cert # 16897 Est. 1950 Web: www.f-mwashington.com; www.fmbanknow.com ATM Locations: 3 Member Washington Wilkes Holding Company, Washington Edward B. Pope, Pres-CEO-CFO Directors: Gerald O. Norman


Georgia Financial Directory

237

F&M Bank — Continued City Branch(es): 201 E Robert Toombs Ave 30673

Tel 706-678-3201

Other Branch(es): Crawfordville, Lincolnton, Martinez, Tignall Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

147,455,000 19,973,000 91,246,000 17,427,000 276,101,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

2,992,000 6,008,000 37,900,000 219,750,000 9,451,000

Net Income

$

2,805,000

Correspondents: BBVA Compass B, Birmingham AL; Truist B, Charlotte NC Memberships: CBA Farmers State Bank (Branch of Lincolnton) 209 E Court St 30673

Routing # 0611-0816-1 Tel 706-678-5212

Regions Bank (Branch of Birmingham AL) 100 E Robert Toombs Ave 30673

Routing # 0611-0137-5 Tel 706-678-4283

WATKINSVILLE • (Oconee) Pop. 2,832

CBA Div 2

BankSouth (Branch of Greensboro) 7911 Macon Hwy 30677 Manager, Diaundra Walton

Routing # 0611-1236-4 Tel 706-769-8200

The Commercial Bank (Branch of Crawford) 1357 Oconee Connector 30677

Routing # 0611-1065-4 Tel 706-743-8184

First American Bank and Trust Company (Branch of Athens) 1681 Experiment Station Rd 30677

Routing # 0611-1125-5 Tel 706-354-5000

Oconee State Bank State Commercial Bank 35 N Main St, PO Box 205 30677 9-4; Fri 9-5; Sat 9-12 Transit # 64-1328-611 Routing # 0611-1328-2 FDIC Cert # 18143 Fed Wire Name: OCONEE STATE BANK Est. 1960

Tel 706-769-6611 FAX 706-583-3610 Return Items 706-769-6611

Web: www.oconeestatebank.com

Member Oconee Financial Corporation, Watkinsville T. Neil Stevens, Pres-CEO Philip Bernardi, EVP-CLO Steven Rogers, EVP-CFO Tom Wilson, EVP-C Cre Off Cristi Donahue, SVP-Ret B Off Marisa M. Reynolds, SVP-Op/IT Off Coleman Benko, VP-Fin Ser Off Alan Brown, VP-Comm B Off Hal Jackson, VP-Comm B Off

Jackie Lyle, VP-Compl Off Rob Matthews, VP-Comm B Off Tim Watson, VP-Comm B Off Jessica Arthurton, AVP-HR Off John Barnes, AVP-Cons LO Kristi Greer, AVP-Trng Off Deesha Hagwood, AVP-Mktg Off Sara Story, Mtg LO

Directors: G. Robert Bishop, Brian Brodrick, Mack H. Guest III, Albert Hale Sr, Henry Maxey, Jonathan R. Murrow, Tony L. Powell, Toby Smith, T. Neil Stevens, Virginia Wells City Branch(es): 1010 Park Dr 30677 Haley Herl, AVP

Tel 706-769-6611

Other Branch(es): Bogart, Lawrenceville Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

250,344,000 38,099,000 99,229,000 11,849,000 399,521,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

1,800,000 25,624,000 8,117,000 361,598,000 2,382,000

Net Income

$

3,833,000

Correspondents: FHLB, Atlanta; Truist B, Charlotte NC Memberships: CBA, ICBA, BAI, FDIC, Fed, FHLB, GBA Synovus Bank (Branch of Columbus) 2100 Experiment Station Rd 30677 44 Greensboro Hwy 15 30677

Routing # 0611-0060-6 Tel 888-796-6887 Tel 888-796-6887


Georgia Financial Directory

238

WATKINSVILLE — Continued Truist Bank (Branch of Charlotte NC) 2061 Experiment Station Rd 30677

Routing # 0611-1341-5 Tel 706-705-3300

United Community Bank (Branch of Blairsville MN) 2456 Old Mars Hill Rd 30677

Routing # 0611-1284-3 Tel 706-354-0092

WAYCROSS • (Ware) Pop. 14,649 Ameris Bank (Branch of Atlanta) 2110 Memorial Dr 31501 505 Haines Ave 31501

CBA Div 6 Routing # 0612-0175-4 Tel 912-809-2944 Tel 912-284-2225

First Southern Bank State Commercial Bank 930 Memorial Dr, PO Box 218 31501 Tel 912-490-1010 9-4; Fri 9-5; Cl Sat FAX 912-490-1456 Transit # 64-0681-612 Return Items 912-490-1010 Routing # 0612-0681-4 FDIC Cert # 10055 Fed Wire Name: FIRST SOUTHERN BK Est. 1907 Web: www.firstsouthernga.com ATM Locations: 4 Daniel S. Hager, Chm Bd Melissa K. Barnes, SVP-BSA/Ln Compl Off Robert B. Smith, Sr Chm Bd Judy Lee Brown, SVP-COO William E. Hughes Jr, Pres-GA Mkt PresDerek Smith, VP-CFO C Admin Off Marti Cauthen, VP-Ret Mkt Mgr Michael Turner, EVP-CLO Allison Dial, DP Mgr-Wire Trans Off Kelly Ellis, EVP-W FL Mkt Pres-COO Heather Hunter, Compl Off John Shoop, EVP-Central FL Mkt Pres Kandy Naylor, HR Off Directors: Daniel S. Hager, Robert B. Smith, W. E. Clanton, Jonathan A. Drawdy, Jack Fu, Michael Godby, William E. Hughes Jr, James D. Hull, David I. Lee, Russell H. Lee, Terry Rehfeldt, John Shoop, Alan J. Wildstein Branch(es): Jesup, Patterson Net Loans $ 82,370,000 Cap $ 12,391,000 Cash & d fm b $ 14,745,000 Surplus $ 18,514,000 Securities $ 19,543,000 Undiv Prof $ (13,044,000) Other Assets $ 9,605,000 Deposits $ 107,857,000 Total Assets $ 126,263,000 Other Liab $ 545,000 Net Income $ (1,131,000) Memberships: CBA, ICBA, FDIC, FHLB, GBA Heritage Southeast Bank (Branch of Jonesboro) Heritage Bank 810 Plant Ave 31501

Routing # 0612-0783-9

Primesouth Bank (Branch of Blackshear) 530 Memorial Dr 31501 Manager, Jessica Trull

Routing # 0612-0365-5 Tel 912-283-6685

Tel 912-283-5232 FAX 912-283-5239

Truist Bank (Branch of Charlotte NC) 1807 Knight Ave 31501 500 Albany Ave 31501

Routing # 0611-1341-5 Tel 912-590-3441 Tel 912-285-5090

United Community Bank (Branch of Blairsville MN) 1010 Plant Ave 31501

Routing # 0611-1284-3 Tel 912-287-2265

Searching for a job candidate to hire? Have an opening on your staff you need to post? Visit CBA’s online Career Center! web.cbaofga.com/jobbank


Georgia Financial Directory

239

Waycross Bank & Trust State Commercial Bank 501 Tebeau St, PO Box 1339 31501 Tel 912-283-0001 9-4; Fri 9-6; Sat 9-12 Transit # 64-0405-612 Return Items 912-283-0001 Routing # 0612-0405-2 FDIC Cert # 27254 Fed Wire Name: WAYCROSS BT Est. 1988 Web: www.wbt.bank ATM Locations: 2 Member WB&T Bankshares, Inc., Waycross Russell L. Bates, Pres-CEO Gay Brooks, LO Christa McDonald, VP-Op Off Will Harvey, LO Robbie Winn, AVP-CRA Off Linda W. James, Cust Ser Rep-SecOff Christy Howell, CFO M. M. Monroe III, Bus Dev Off Directors: Russell L. Bates, Ansel P. Clark, S. W. Clark III MD, Terry L. Crosby, Lewayne Dalton, Frank S. Eldridge III, E. Rees Gibson, J. Conway Gillis, A. Harris Hines Jr, David W. Littlefield Jr, M. M. Monroe III, William J. Monroe Jr, James E. Stewart III Net Loans $ 83,630,000 Cap $ 393,000 Cash & d fm b $ 29,920,000 Surplus $ 6,534,000 Securities $ 57,890,000 Undiv Prof $ 12,710,000 Fed Fds Sold $ 150,000 Deposits $ 155,215,000 Other Assets $ 4,715,000 Other Liab $ 1,453,000 Total Assets $ 176,305,000 Net Income $ 2,867,000 Correspondents: BBVA Compass B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC, Fed, FHLB, GBA

WAYNESBORO • (Burke) Pop. 5,766

CBA Div 4

The First National Bank of Waynesboro National Commercial Bank 626 Liberty St, PO Box 647 30830 Tel 706-554-8100 9-5; Tues-Th 9-4; Fri 9-5; Cl Sat FAX 706-554-8107 Transit # 64-0224-612 Return Items 706-554-8100 Routing # 0612-0224-5 FDIC Cert # 2160 Fed Wire Name: FIRST WAYNESBORO Est. 1905 Web: www.fnbwaynesboro.com ATM Locations: 4 Member First Burke Banking Company, Inc.,Waynesboro Jesse C. Palmer III, Chm Bd-CEO-CFO-LO Monica Tinley, AVP-HR/IT/Sec Mtg Mkt Ln Clifford E. Lewis, VP-LO-BSA Off Off J. C. Palmer IV, VP-LO Nan P. Lynch, Mktg/PR Off Elaine McWhorter, AVP-Compl Off Directors: Jesse C. Palmer III, Roy Chalker Jr, Dr. Johnny Christian, Chris Collins, Dr. Shelley Griffin, Ashley Hammett, John Hardy Jr, Henry Hopkins III, Alan Jackson, Matthew Jenkins, Nan P. Lynch, Rick Stewart, Jesse C Palmer IV City Branch(es): 208 6th St 30830 Tel 706-554-8100 528 W 6th St 30830 Tel 706-554-8100 Net Loans $ 90,240,000 Cap $ 200,000 Cash & d fm b $ 34,756,000 Surplus $ 250,000 Securities $ 16,544,000 Undiv Prof $ 24,722,000 Other Assets $ 6,614,000 Deposits $ 121,307,000 Total Assets $ 148,154,000 Other Liab $ 1,675,000 Net Income $ 2,363,000 Correspondents: Federal Reserve B, Atlanta; Synovus B, Columbus OH; Truist B, Charlotte NC Memberships: CBA, ICBA, ABA, FDIC, Fed Queensborough National Bank & Trust Company (Branch of Louisville) 721 Liberty St 30830

Routing # 0611-0397-5 Tel 706-554-0460

Southern Bank (Branch of Sardis) 229 Sixth St 30830 855 Liberty St 30830

Routing # 0612-1223-5 Tel 706-437-9977 Tel 706-437-9977

WEST POINT (Troup) Pop. 3,474

CBA Div 1

Capital City Bank (Branch of Tallahassee FL) 410 W 10th St 31833

Routing # 0631-0068-8 Tel 706-645-2944

CenterState Bank, N.A. (Branch of Winter Haven FL) 1233 OG Skinner Dr 31833 600 3rd Ave 31833

Routing # 0631-1403-0 Tel 706-645-2944 Tel 706-645-1391


Georgia Financial Directory

240

WILLACOOCHEE (Atkinson) Pop. 1,391

CBA Div 6

The Peoples Bank State Commercial Bank 6 Fleetwood Ave E, PO Box 368 31650 Tel 912-534-5101 8-3; Th 8-1; Fri 8-5; Cl Sat FAX 912-534-5300 Transit # 64-1272-612 Return Items 912-534-5101 Routing # 0612-1272-7 Employer ID # 58-0643381 FDIC Cert # 17073 Fed Wire Name: THE PEOPLES BK GA Est. 1952 Web: www.thepeoplesbank.com ATM Locations: 2 Member Atkinson County Bankshares Corporation, Willacoochee Charlie W. Bray III, Chm Bd-Pres-CEO-LO Carmen Lott, C Sec Risk/Wire Trans Off Cindy S. Matthews, CFO-Op/BSA Ln Off Tracy Taylor, HR Off-AC Kristen Tindall, Compl Off

Celeste Bray, LO Susan Garrett, LO Jonathon Guthrie, LO Michael Paulk, Ln/Tech Off

Directors: Charlie W. Bray III, Celeste L. Bray, Jerome Crosby, Cindy S. Mathews, Michael Paulk, Tracy Taylor, Sandra Ursrey Operations, Cindy S. Matthews; Finance & Accounting, Cindy S. Matthews; Chief Technology Officer, Michael Paulk; IT/Security Officer, Michael Paulk City Branch(es): 788 Main St N 31642 Cindy S. Matthews, CFO-Op/BSA LO Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

43,609,000 13,955,000 14,775,000 3,560,000 75,899,000

Tel 912-422-7400 Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

90,000 6,410,000 4,069,000 65,241,000 89,000

Net Income

$

887,000

Correspondents: Federal Reserve B, Atlanta Memberships: CBA, BAI, FDIC, Fed

WILLIAMSON (Pike) Pop. 507 United Bank (Branch of Zebulon) 435 GA 362 W 30292

WINDER • (Barrow) Pop. 14,099 Ameris Bank (Branch of Atlanta) Fidelity Bank 20 W May St 30680 Manager, Bobbie Metheny

CBA Div 5 Routing # 0611-0751-5 Tel 770-567-7211

CBA Div 2 Routing # 0611-0240-0 Tel 404-553-2000 FAX 404-553-2024

Bank of America, N.A. (Branch of Charlotte NC) 102 N Broad St 30680

Routing # 0610-0005-2 Tel 770-867-7571

Bank OZK (Branch of Little Rock AR) 193 W Athens St 30680

Routing # 0611-2095-8 Tel 770-867-2020

94 W Athens St 30680

Tel 770-867-3444

First American Bank and Trust Company (Branch of Athens) 65 E May St, Ste 1913 30680

Routing # 0611-1125-5 Tel 770-307-1212

Regions Bank (Branch of Birmingham AL) 209 N Broad St 30680

Routing # 0611-0137-5 Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 78 N Broad St 30680

Routing # 0611-0427-5 Tel 770-963-9224

South State Bank (Branch of Columbia SC) 4 Mimosa St 30680

Routing # 0612-0465-4 Tel 770-867-2485

Truist Bank (Branch of Charlotte NC) 43 S Broad St 30680

Routing # 0611-1341-5 Tel 770-867-3161


Georgia Financial Directory

241

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 25 E May St 30680

Routing # 0610-0022-7 Tel 770-868-2811

WINTERVILLE (Clarke) Pop. 1,122

CBA Div 2

The Commercial Bank (Branch of Crawford) 100 Moores Grove Rd 30683

Routing # 0611-1065-4 Tel 706-743-8184

WOODBINE • (Camden) Pop. 1,412

CBA Div 6

Southeastern Bank (Branch of Darien) 414 Bedell Ave 31569

Routing # 0612-0584-4 Tel 912-576-3221

WOODBURY (Meriwether) Pop. 961

CBA Div 1

United Bank (Branch of Zebulon) 33 Jones Mill Rd 30293

Routing # 0611-0751-5 Tel 706-553-2231

WOODLAND (Talbot) Pop. 408

CBA Div 5

Talbot State Bank State Commercial Bank 76 E Main St 31836 Transit # 64-0747-611 Routing # 0611-0747-6 FDIC Cert # 178 Est. 1907

Tel 706-674-2215 FAX 706-674-2540 Return Items 706-674-2215 Web: www.talbotstatebank.com Member TSB Bancorp, Inc., Fayetteville

James T. Davidson, Chm Bd-CEO-HR/Mktg/ Ln Off Ken Chapman, Pres-LO

Beth D. Hughes, CFO-Op Off Laticia Brundidge, Compl Off

Directors: James T. Davidson, Edgar E. Chapman, Mary Clare Chapman, Nancy T. Miles, Darrell Moore Branch(es): Fayetteville Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

28,152,000 12,133,000 14,801,000 1,499,000 56,585,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

5,000,000 2,500,000 (153,000) 49,174,000 64,000

Net Income

$

839,000

Correspondents: FHLB, Atlanta; CenterState B NA, Winter Haven FL Memberships: CBA, ICBA, ABA, BAI, FDIC, FHLB, GBA

WOODSTOCK (Cherokee) Pop. 23,896 Ameris Bank (Branch of Atlanta) 159 Woodstock Sq Ave 30188

Bank of America, N.A. (Branch of Charlotte NC) 12170 Hwy 92 30188 1550 Towne Lake Pkwy 30189

CBA Div 2 Routing # 0612-0175-4 Tel 770-924-4300 FAX 770-517-4367

Routing # 0610-0005-2 Tel 678-494-6470 Tel 770-516-3270

Bank OZK (Branch of Little Rock AR) 8770 S Main St 30188

Routing # 0611-2095-8 Tel 678-449-3620

Evolve Bank & Trust (Branch of West Memphis AR) 1003 Weatherstone Pkwy, Ste 310 30188

Routing # 0841-0676-8 Tel 770-926-3569

First-Citizens Bank & Trust Company (Branch of Raleigh NC) 3060 Eagle Dr 30189

Routing # 0611-9184-8 Tel 678-494-8639


Georgia Financial Directory

242 WOODSTOCK — Continued Iberiabank (Branch of Lafayette LA) 100 Springfield Dr 30188

Routing # 2652-7041-3 Tel 678-388-5400

JPMorgan Chase Bank, N.A. (Branch of Columbus OH) Towne Lake Parkway and Eagle Drive Branch 3098 Eagle Dr 30189-5531

Routing # 0610-9238-7 Tel 770-592-3557

PNC Bank, N.A. (Branch of Wilmington DE) 6430 Bells Ferry Rd 30189

Routing # 0531-0085-0 Tel 770-517-0026

Regions Bank (Branch of Birmingham AL) 12175 Hwy 92 30188

Routing # 0611-0137-5 Tel 800-734-4667

2255 Towne Lake Pkwy 30189

Tel 800-734-4667

Renasant Bank (Branch of Tupelo MS) 190 Village Centre E 30188

Routing # 0611-0427-5 Tel 678-388-5328

4475 Towne Lake Pkwy 30189

Tel 800-680-1601

Synovus Bank (Branch of Columbus) 200 Pkwy 575 30188

Routing # 0611-0060-6 Tel 888-796-6887

Truist Bank (Branch of Charlotte NC) 12178 Hwy 92 30188

Routing # 0611-1341-5 Tel 678-388-5588

9863 Hwy 92 30188

Tel 678-932-4947

1450 Towne Lake Pkwy 30189

Tel 678-932-4904

4403 Towne Lake Pkwy 30189

Tel 678-695-5286

936 Towne Lake Pkwy 30189

Tel 770-308-7903

Wells Fargo Bank, N.A. (Branch of Sioux Falls SD) 12172 Hwy 92 30188

Routing # 0610-0022-7 Tel 678-388-7112

2025 Towne Lake Pkwy 30189

Tel 770-924-0040

285 Molly Ln 30189

Tel 770-516-3140

6725 Hwy 92 30189

Tel 770-926-6166

WRENS (Jefferson) Pop. 2,176

CBA Div 4

First State Bank State Commercial Bank 300 Broad St, PO Box 555 30833 9-5; Cl Sat Transit # 64-0111-611 Routing # 0611-0111-3 FDIC Cert # 19163 Fed Wire Name: FIRST ST BK Est. 1964 Member CSRA Bank Corp, Wrens J. D. Dowdy, Chm Bd Lee Clark, Pres-CEO Haynes Standard Jr, EVP-CFO David Jopling, SVP-SLO

Tel 706-547-6502 FAX 706-547-9090 Return Items 706-547-6502 Web: www.firstate.net E-Mail: fsb@firstate.net

Dell Smith, AVP-LO Angie Adams, LO Kathy Snider, HR Off Beth Williford, LO

Directors: J. D. Dowdy, Lee Clark, Mark Davis, J. E. Fleming Jr, J. L. Gay, Charlotte L. Gilmore, Mac T. Reeves, J. B. Whitaker Branch(es): Americus, Louisville, Warrenton Net Loans Cash & d fm b Securities Other Assets Total Assets

$ $ $ $ $

125,640,000 10,722,000 18,946,000 4,312,000 159,620,000

Cap Surplus Undiv Prof Deposits Other Liab

$ $ $ $ $

675,000 6,400,000 6,886,000 144,697,000 962,000

Net Income

$

2,239,000

Memberships: CBA, ICBA, ABA, BAI, FDIC, FHLB, GBA Queensborough National Bank & Trust Company (Branch of Louisville) 739 N Main St 30833

Routing # 0611-0397-5 Tel 706-547-2000


Georgia Financial Directory Regions Bank (Branch of Birmingham AL) 404 Broad St 30833

WRIGHTSVILLE • (Johnson) Pop. 2,195

243 Routing # 0611-0137-5 Tel 706-872-2820

CBA Div 7

Bank of Wrightsville State Commercial Bank 156 N Bradford St, PO Box 320 31096 Tel 478-864-3347 8:30-5; Cl Sat FAX 478-864-0327 Transit # 64-0347-612 Return Items 478-864-3347 Routing # 0612-0347-7 FDIC Cert # 5699 Est. 1897 Web: www.bankofwrightsville.com ATM Locations: 1 Member Wrightsville Bancshares, Inc., Wrightsville Jeffrey D. Powell, Chm Bd Susan Powell, VP-Op/Reg CC/Reg J/Wire Richard V. (Richy) Everly, Pres-CEO Trans Off Don Mongin, SVP-CFO Leesa Anderson, C Tech Off Robert M. Harper, VP-LO Missy Wilson, Compl/BSA Off Directors: Jeffrey D. Powell, Richard V. (Richy) Everly, James F. Hobby III, Lynn L. Shields, Stuart R. Stanley, Joseph C. Sumner Net Loans $ 34,947,000 Cap $ 200,000 Cash & d fm b $ 3,135,000 Surplus $ 4,200,000 Securities $ 15,455,000 Undiv Prof $ 1,384,000 Other Assets $ 3,226,000 Deposits $ 50,525,000 Total Assets $ 56,763,000 Other Liab $ 454,000 Net Income $ 733,000 Correspondents: FHLB, Atlanta; First N Bankers’ B, ServisFirst B, Birmingham AL Memberships: CBA, ICBA, ABA, FDIC State Bank of Cochran (Branch of Cochran) 2498 W Elm St 31096 Manager, Paul Turner, City Pres

ZEBULON • (Pike) Pop. 1,174 First Bank of Pike (Branch of Molena) 370 Thomaston St 30295 First National Bank of Griffin (Branch of Griffin) 16000 Barnesville St 30295 Manager, Jerry Crawford, SVP-LO

Routing # 0612-1023-7 Tel 478-864-3326

CBA Div 5 Routing # 0611-0665-5 Tel 770-567-3331

Routing # 0611-0118-4 Tel 770-567-0251

United Bank State Commercial Bank 685 Griffin St, PO Box 1337 30295 Tel 770-567-7211 9-5; Cl Sat FAX 770-567-2565 Transit # 64-0751-611 Return Items 770-567-7211 Routing # 0611-0751-5 FDIC Cert # 172 Fed Wire Name: UNITED BANK Est. 1905 Web: www.accessunited.com Member United Bank Corporation, Barnesville John W. Edwards Jr, Chm Bd W. Jaye Eubanks, VP-Info Ser Mgr James J. Edwards Jr, CEO Lauri B. Irvin, VP-Call Cntr Mgr Jennifer W. Eavenson, EVP-HR Dir Harry G. Kozee, VP-Int Aud Lori S. Tucker, EVP-Ret Del Mgr Katheran G. Pippin, AVP-Sr Col Off Allie E. Armistead, SVP-Sr Atty Christopher C. Edwards, C Info Off David M. Harty, SVP-Mtg Dept Mgr Bart B. Key, C Cre Off Douglas R. Lane Jr, SVP-Sr TO Thomas L. Redding, CFO Lisa J. Maxwell, SVP-Op Mgr Scott W. Swafford, COO Thomas W. Williams, SVP-Compl Mgr Greta Wood, Elec B Mgr Directors: John W. Edwards Jr, Laurie J. Bartlett, Andy B. Bush, Robert E. Chappell Jr, Christopher C. Edwards, J. Joseph Edwards Sr, James J. Edwards Jr, J. William Edwards Sr, V. Jere Koser, Robert E. Mason, Robert H. Tenney Jr, Frank B. Turner Jr, Douglas J. Tuttle, Forrest A. Watson Branch(es): Barnesville, Covington, Forsyth, Griffin, Jackson, Locust Grove, Macon, Madison, Newnan, Thomaston, Williamson, Woodbury Net Loans $ 697,886,000 Cap $ 1,029,000 Cash & d fm b $ 382,295,000 Surplus $ 40,000,000 Securities $ 395,435,000 Undiv Prof $ 110,721,000 Other Assets $ 35,171,000 Deposits $ 1,352,168,000 Total Assets $ 1,510,787,000 Other Liab $ 6,869,000 Net Income $ 34,408,000 Memberships: ABA, BAI, FDIC, FHLB, GBA


LOOKING FOR A WAY TO ATTRACT HIGH-VALUE DEPOSITS? Turn to the nation’s #1 reciprocal deposit services: ICS®, or Insured Cash Sweep®, and CDARS®.

Grow deposits from relationship-based funding that increases franchise value. Use ICS and CDARS to offer access to multimillion-dollar FDIC insurance on funds placed into demand deposit accounts or money market deposit accounts (using ICS) and CDs (using CDARS), and: • Lock in more low-cost funding by attracting large amounts of stable funds from loyal customers • Replace less efficient collateralized deposits and rate-sensitive deposits from listing services • Make more dollars available for local lending Talk to us today! Contact Danny Capitel, Regional Director, at (866) 776-6426, ext. 3476 or dcapitel@promnetwork.com.

Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. ICS program withdrawals are limited to six per month when using the ICS savings option. ICS, Insured Cash Sweep, and CDARS are registered service marks of Promontory Interfinancial Network, LLC.


Georgia Financial Directory

245

HOLDING COMPANY INDEX FINANCIAL INSTITUTION

CITY

Alapaha Holding Company ................................................................................................................................Alapaha Altamaha Bancshares, Inc.................................................................................................................................... Vidalia American Bancorp, Inc. ........................................................................................................................................Macon American Commerce Bancshares, Inc............................................................................................................... Bremen Ameris Bancorp....................................................................................................................................................Atlanta Atkinson County Bankshares Corporation ................................................................................................ Willacoochee Atlantic Capital Bancshares, Inc...........................................................................................................................Atlanta Bainbridge Bancshares, Inc. ..........................................................................................................................Bainbridge Banksouth Holding Company.......................................................................................................................Greensboro BOE Bancshares, Inc. ..........................................................................................................................................Edison Camilla Bancshares, Inc......................................................................................................................................Camilla Carver Financial Corporation ..........................................................................................................................Savannah CBA Bankshares, Inc. ......................................................................................................................................Americus CBB Bancorp ................................................................................................................................................Cartersville CBC Holding Company ................................................................................................................................... Fitzgerald CCB Bancshares, Inc. .......................................................................................................................................... Hahira Central Georgia Banking Company .................................................................................................................. Cochran Century Bancorp, Inc................................................................................................................................... Milledgeville Citizens Bancshares Corporation ........................................................................................................................Atlanta Citizens Corporation..........................................................................................................................................Eastman Colony Bankcorp, Inc. ..................................................................................................................................... Fitzgerald Community Bank of Georgia, Inc. ........................................................................................................................ Baxley Community Banks of Georgia, Inc........................................................................................................................ Jasper Community Bankshares, Inc............................................................................................................................LaGrange Community Capital Bancshares, Inc. ...................................................................................................................Albany Community First Bancshares, MHC ................................................................................................................Covington Cornerstone Bancshares .....................................................................................................................................Atlanta CSRA Bank Corp.................................................................................................................................................. Wrens Dawson Bancshares, Inc....................................................................................................................................Dawson DNB Financial Services, Inc...............................................................................................................................Douglas Durden Bankshares, Inc....................................................................................................................................Twin City Embassy Bancshares, Inc......................................................................................................................... Lawrenceville Exchange Bankshares, Inc.......................................................................................................................... Milledgeville F & M Holding Company, Inc........................................................................................................................Manchester Farmers Bancshares, Inc. .....................................................................................................................................Dublin FBD Holding Company, Inc. ................................................................................................................................. Dalton FCB Financial Corp. ........................................................................................................................................Savannah First American Bancorp .......................................................................................................................................Athens First Bank Shares of The South East, Inc. ..............................................................................................................Alma First Burke Banking Company ....................................................................................................................Waynesboro First Century Bancorp. .................................................................................................................................. Gainesville First Chatsworth Bankshares, Inc. ................................................................................................................Chatsworth First IC Corporation ...........................................................................................................................................Doraville First Peoples Bankshares, Inc..................................................................................................................Pine Mountain First Security Bankshares, Inc............................................................................................................................ Lavonia First State Bancshares of Blakely, Inc. ................................................................................................................ Blakely Flint Community Bancshares, Inc.........................................................................................................................Albany FMB Bancshares, Inc. ...................................................................................................................................... Lakeland FNC Bancorp, Inc...............................................................................................................................................Douglas Forsyth Bancshares, Inc.................................................................................................................................. Cumming Four County Bancshares, Inc. ......................................................................................................................... Allentown GB Bank Group, Inc. ....................................................................................................................................... Glennville Georgia Banking Company, Inc............................................................................................................................Atlanta Georgia Community Bancorp, Incorporated ......................................................................................................Dawson Greater Community Bancshares, Inc. ................................................................................................................... Rome Hazlehurst Investors, Inc. ...............................................................................................................................Hazlehurst Heart of Georgia Bancshares, Inc........................................................................................................................ Vidalia Heritage First Bancshares, Inc. ............................................................................................................................. Rome Heritage Southeast Bancorporation, Inc. .......................................................................................................Jonesboro Hogan Investments I, Inc.....................................................................................................................................Forsyth Jones Bancshares, L.P. ................................................................................................................................... Waycross LaFayette Bankshares, Inc. ............................................................................................................................. LaFayette Lee L. Mikuta Trust ............................................................................................................................................ Valdosta Liberty Bancorp of Georgia, Inc. .........................................................................................................................Clayton Lincoln Bancshares, Inc. ................................................................................................................................ Lincolnton Madison Bank Corp........................................................................................................................................... Madison Magnolia Bankshares, Inc. ................................................................................................................................Eastman Metrocity Bankshares, Inc. ................................................................................................................................Doraville Monticello Bancshares, Inc..............................................................................................................................Monticello Morris State Bancshares, Inc. ...............................................................................................................................Dublin The Nashville Holding Company ...................................................................................................................... Nashville North Georgia Community Financial Partners, Inc............................................................................................ Calhoun Oconee Financial Corporation .....................................................................................................................Watkinsville One South Financial, Inc. .................................................................................................................................... Blakely P & C Bank Shares, Inc.......................................................................................................................................Camilla Peach State Bancshares, Inc. ....................................................................................................................... Gainesville Peoples Bankshares, Inc.................................................................................................................................. Eatonton Peoples Banktrust, Inc.......................................................................................................................................... Buford


246

Georgia Financial Directory

PeoplesSouth Bancshares, Inc. ..........................................................................................................................Colquitt Persons Banking Co., Inc. ....................................................................................................................................Macon Piedmont Bancorp, Inc. .................................................................................................................................... Norcross Pinnacle Financial Corporation ......................................................................................................................... Elberton Planters First Bancorp................................................................................................................................. Hawkinsville Port City Holding Company, Inc......................................................................................................................Bainbridge PromiseOne Bancorp, Inc. ................................................................................................................................... Duluth Putnam-Greene Financial Corporation ............................................................................................................ Eatonton Quantum Capital Corp......................................................................................................................................Suwanee Queensborough Company, The .........................................................................................................................Augusta RCB Financial Corporation ................................................................................................................................... Rome Sardis Bankshares, Inc..........................................................................................................................................Sardis SBT Bancorp, Inc. ........................................................................................................................................ Clarkesville Screven Bancshares, Inc................................................................................................................................... Sylvania Soperton Bancshares, Incorporated ................................................................................................................Soperton South Banking Company ........................................................................................................................................Alma South Georgia Bank Holding Company ..............................................................................................................Omega South Georgia Bankshares Corporation ............................................................................................................... Lyons South Group Bancshares, Inc. ........................................................................................................................ Glennville Southcrest Financial Group, Inc. ..........................................................................................................................Atlanta Southeastern Banking Corporation...................................................................................................................... Darien Southern Bankshares, Inc. ..................................................................................................................................Claxton Southwest Georgia Financial Corporation .........................................................................................................Moultrie Summerville/Trion Bancshares, Inc.............................................................................................................Summerville Sunmark Bancshares, Inc. .......................................................................................................................... Hawkinsville Swainsboro Bankshares, Inc........................................................................................................................Swainsboro Synovus Financial Corp...................................................................................................................................Columbus TAG Bancshares Inc............................................................................................................................................Trenton TCB Bancshares, Inc........................................................................................................................................ Crawford Thomasville Bancshares, Inc .......................................................................................................................Thomasville Touchmark Bancshares, Inc. .......................................................................................................................... Alpharetta Tri-States Bankshares, Inc...................................................................................................................................Trenton Trust Holding Company, Inc................................................................................................................................... Lenox TSB Bancorp, Inc. ......................................................................................................................................... Fayetteville United Bank Corporation............................................................................................................................... Barnesville United Community Banks, Inc. .........................................................................................................................Blairsville Vinings Bancshares, Inc..................................................................................................................................... Smyrna Washington/Wilkes Holding Company .........................................................................................................Washington WB&T Bankshares, Inc. .................................................................................................................................. Waycross WCG Bancshares, Inc...................................................................................................................................Thomaston WCSB Holding Company, Inc............................................................................................................................Rochelle Wheeler Bancshares, Inc. .....................................................................................................................................Alamo Wrightsville Bancshares, Inc. ....................................................................................................................... Wrightsville



Georgia Financial Directory

248

ALAMO • (Wheeler) Pop. 2,797

CBA Div 7

Wheeler Bancshares, Inc. 49 W Main St 30411 Est. 2003

Tel 912-568-7191 FAX 912-568-7134

Directors: M. L. Knight, Tina K. Kukanza, Hugh G. Lentile Jr, Linda Lentile, John Strickland Affiliate Bank(s): Wheeler County State Bank, Alamo Atlantic South Bank, Dublin Cash & d fm b Net Loans Total Assets

$ $ $

12,085,000 69,730,000 97,245,000

Total Equity Net Income

$ $

14,799,000 989,000

ALAPAHA (Berrien) Pop. 668

CBA Div 6

Alapaha Holding Company 245 NE Railroad St 31622 Est. 2003

Tel 229-532-6115

Affiliate Bank(s): Bank of Alapaha, Alapaha Cash & d fm b Net Loans Total Assets

$ $ $

28,807,000 121,008,000 181,347,000

Total Equity Net Income

$ $

19,670,000 1,604,000

ALBANY • (Dougherty) Pop. 77,434

CBA Div 5

Community Capital Bancshares, Inc. 2815 Meredyth Dr (31707), PO Box 71269 31708 Est. 1999 James L. Flatt, Chm Bd-Pres-CEO Matthew H. Rushton, EVP-Rev Prod Off R. Perry Revell, EVP-Strat/Execution Off Joseph A. Pierce, SVP-Sr Cre Off Dana L. White, SVP-Op/Tech/Compl/IS/ CRA Off Gayle B. Woolard, SVP-Priv/Comm B Off Terri Christian, VP-Meredyth Dr Br Mgr Stan W. Edmonds, VP-Cont Leslie M. Gilliam, VP-Comm/Priv B Off

Tel 229-446-2265 FAX 229-446-7030 Christina (Tina) C. Marbury, VP-Sr Cre AnylA Corp Sec Brad McEwen, VP-Br B/Brand Execution Off Robert Baranko, Sec Off-Network Admin/ Phys Sec Off Nita N. Gaines, HR Off-Corp Sec-A Admin Daniela L. Norman, BSA/B Off Whitney B. Passmore, B Off-Cash Mgmt Spec

Directors: James L. Flatt, Walker D. Davis, James L. Bacon III, Ben Jacobs Barrow, Mary Helen Dykes, Justin Jones, Laurence Kirk Jones, William J. McAfee, F. Faison Middleton IV, John L. Reese IV, Jenny Savelle, J. Bridges Sinyard, Jeff Wiggins, Lawrence B. Willson Affiliate Bank(s): AB&T, Albany Cash & d fm b Net Loans Total Assets

$ $ $

25,547,000 162,167,000 195,255,000

Total Equity Net Income

$ $

19,536,000 1,840,000

Flint Community Bancshares, Inc. 2910 Meredyth Dr (31721), PO Box 70878 31708 Est. 2003 Rick Little, Chm Bd Scott Tomlinson, CEO Frank Griffin, Pres-CLO Leonard Thomas, EVP-CFO Kim Colby, SVP-Prof/Ret B Off

Tel 229-903-1400 Cal McMillan, SVP-Comm LO Jason Rooks, SVP-Comm LO Alison Trotter, VP-Op/Reg CC/Reg J/Wire Trans Off

Directors: Rick Little, Jim Boyd, Wayne Damron, Harry Dorsey MD, Henry Dunn, Greg Garland, Frank Griffin, Ronnie Hinson, Curt Scott, Jay Sharpe, Alfreda Sheppard, Dunn Stapleton, Leonard Thomas, Scott Tomlinson, Darin G. Wood Affiliate Bank(s): Flint Community Bank, Albany Cash & d fm b Net Loans Total Assets

$ $ $

4,326,000 209,500,000 261,024,000

Total Equity Net Income

$ $

21,230,000 3,249,000

ALLENTOWN (Wilkinson) Pop. 169

CBA Div 4

Four County Bancshares, Inc. 959 Main St (31003), PO Box 106 31003-0181 Est. 1989 Ruth F. Arnold, Chm Bd

Tel 478-962-3221 FAX 478-962-3046 Wallace Miller, Pres-CEO

Directors: Ruth F. Arnold, J. Michael Brown, B. Rabun Faulk, Charles B. Hill, William C. Humphries, Michael A. Kitchens, Wallace Miller, Amy S. Orr, Lantz Rogers Affiliate Bank(s): The Four County Bank, Allentown Cash & d fm b Net Loans Total Assets

$ $ $

5,019,000 54,080,000 72,288,000

Total Equity Net Income

$ $

10,845,000 1,371,000


Georgia Financial Directory

249

ALMA • (Bacon) Pop. 3,466

CBA Div 6

First Bank Shares of The South East, Inc. 423 W 12th St (31510), PO Box 2028 31510-0928 Est. 1985 Zach Johnson, Pres-CEO

Tel 912-632-7262 FAX 912-632-2268

Randy Vonier, VP-CFO

Directors: Ricky Gilliard, Jack Johnson, Lawton Johnson, Morris Johnson, Zach Johnson, Marty Taylor Affiliate Bank(s): FNB South, Alma Cash & d fm b Net Loans Total Assets

$ $ $

50,102,000 293,342,000 411,952,000

Total Equity Net Income

$ $

63,534,000 10,192,000

South Banking Company 501 W 12th St (31510), PO Box 1988 31510-0988 Est. 1981 Paul T. Bennett, Pres-CEO

Tel 912-632-8631

Lawrence Bennett, EVP-Sec

Directors: Keith Bennett, Lawrence Bennett, Paul T. Bennett, Al D. Ross, James Stephen Tuten III, Kenneth Wade Affiliate Bank(s): Pineland Bank, Alma Cash & d fm b Net Loans Total Assets

$ $ $

51,380,000 205,582,000 287,542,000

Total Equity Net Income

$ $

29,971,000 1,938,000

ALPHARETTA (Fulton) Pop. 57,551

CBA Div 3

Touchmark Bancshares, Inc. 3651 Old Milton Pkwy 30005 Est. 2008

Tel 770-407-6700 FAX 770-407-6752

J. J. Shah, Chm Bd-Pres-CEO Henry Almquist, EVP-COO David Bybee, EVP-C Cre Off

Trae Dorough, EVP-CLO Kellie B. Pressnall, EVP-CFO Corey Brock, SVP-Compl/IT Off

Directors: J. J. Shah, William D. Crosby, Sudhirkumar C. Patel, Mukund C. Raja, Dinesh Raju, H. P. Rama, Mahendra (Mike) Shah, Meena J. Shah, Vivian Wong Affiliate Bank(s): Touchmark National Bank, Alpharetta Cash & d fm b Net Loans Total Assets

$ $ $

14,883,000 343,973,000 406,734,000

Total Equity Net Income

$ $

53,834,000 5,182,000

AMERICUS • (Sumter) Pop. 17,041

CBA Div 5

CBA Bankshares, Inc. 119 N Lee St (31709), PO Box 1128 31709-1128 Est. 1992 M. Ronald (Ronnie) Greer, Chm Bd Richard A. (Rick) Whaley, Pres

Tel 229-924-4011 Todd Ivey, SVP-CFO

Directors: M. Ronald (Ronnie) Greer, Jeff C. Alexander, James R. Buchanan Jr, Ben F. Easterlin IV, Will Easterlin, J. Wade Halstead, Robert Joseph Hooks, George M. Peagler Jr, Wiilliam S. (Steve) Perry Jr, Dr. Louis A Riccardi, Russell Thomas Jr, Richard A. (Rick) Whaley Affiliate Bank(s): Citizens Bank of Americus, Americus Cash & d fm b Net Loans Total Assets

$ $ $

87,087,000 176,263,000 342,264,000

Total Equity Net Income

$ $

31,999,000 4,594,000

ATHENS • (Clarke) Pop. 115,452

CBA Div 2

First American Bancorp 300 College Ave 30601 Est. 1986

Tel 706-354-5000

John D. McLanahan, Chm Bd-CEO Rhodes McLanahan, V Chm Bd-Pres

Laura Dunn Nickolich, Sec

Directors: John D. McLanahan, Rhodes McLanahan, Brad Akins, Maxine H. Burton, T. Michael Devore, Robert D. Heath, Dr. Larry L. Medders, Catherine Nix, Mike Power, Elbert Whitmire III, L. Gerry Whitworth, James Q. Wilfong Jr Affiliate Bank(s): First American Bank & Trust Company, Athens Cash & d fm b Net Loans Total Assets

$ $ $

47,622,000 356,820,000 551,508,000

Total Equity Net Income

$ $

63,001,000 7,305,000


Georgia Financial Directory

250

ATLANTA • (Fulton/DeKalb) Pop. 486,290

CBA Div 3

Ameris Bancorp 3490 Piedmont Rd NE, Ste 1550 30305 Tel 229-890-1111 Est. 1980 Dennis J. Zember Jr, Pres-CEO-COO Nicole S. Stokes, EVP-CFO Lawton E. Bassett III, B Pres Daniel B. Jeter, Lead Dir Stephen A. Melton, EVP-Gen Cnsl Directors: William I. Bowen Jr, R. Dale Ezzell, Leo J. Hill, Daniel B. Jeter, Robert P. Lynch, Elizabeth A. McCague, William Stern, Jimmy D. Veal Affiliate Bank(s): Ameris Bank, Atlanta Cash & d fm b $ 597,685,000 Total Equity $ 2,609,465,000 Net Loans $ 14,436,998,000 Net Income $ 186,187,000 Total Assets $ 18,156,981,000

Atlantic Capital Bancshares, Inc. 945 E Paces Ferry Rd NE 30326 Est. 2007 Affiliate Bank(s): Atlantic Capital Bank, Atlanta Cash & d fm b $ 45,249,000 Net Loans $ 1,854,989,000 Total Assets $ 2,910,379,000

Tel 404-995-6050 FAX 404-995-6070

Total Equity Net Income

$ $

326,495,000 49,855,000

Citizens Bancshares Corporation 230 Peachtree St NW, Ste 2700 (30303), PO Box 4485 30302-4485 Tel 404-406-6000 Est. 1921 Ray Robinson, Chm Bd Moira Montgomery, VP-Compl Off Cynthia Day, Pres-CEO Samuel J. Cox, CFO-TO Iris Goodly, SVP-Op Off Sharnell Reynolds, Cons Lndg Dir Directors: Ray Robinson, Cynthia Day, C. David Moody Affiliate Bank(s): Citizens Trust Bank, Atlanta Cash & d fm b $ 27,564,000 Total Equity $ 47,447,000 Net Loans $ 268,000,000 Net Income $ 4,136,000 Total Assets $ 418,130,000

Cornerstone Bancshares 2060 Mt Paran Rd, Ste 100 30327 Tel 440-601-1250 Est. 2003 Ed Carroll, EVP-CLO Patsy Templeton, SVP-Op Off Directors: Frederick D. Clemente, Ben Danielson, Ping Lee, William B. Pendleton, P. Thomas Purvis, Clayton Snellings Affiliate Bank(s): CornerstoneBank, Atlanta Cash & d fm b $ 25,046,000 Total Equity $ 53,627,000 Net Loans $ 127,032,000 Net Income $ (1,341,000) Total Assets $ 195,353,000

Georgia Banking Company, Inc. 6190 Powers Ferry Rd, Ste 150 30339 Tel 770-226-8800 Est. 2001 J. R. Lientz, Chm Bd Matthew M. Blejwas, CFO R. Elliott Miller, Pres-CEO Directors: J. R. Lientz, Ross Arnold, W. S. Jessup, R. Elliott Miller, W. F. Reames, M. L. Watkins Affiliate Bank(s): Georgia Banking Company, Atlanta Cash & d fm b $ 13,834,000 Total Equity $ 41,996,000 Net Loans $ 422,664,000 Net Income $ 2,471,000 Total Assets $ 474,830,000

To keep up to date on CBA members, education programs, industry trends, association events including conventions, financial products and services check out the

Georgia Communities First Magazine https://www.cbaofga.com/georgia-communities-first-magazine.html


Georgia Financial Directory

251

Southcrest Financial Group, Inc. 1475 Peachtree St NE, Ste 200 30309 Tel 855-972-2265 Est. 1997 Joan Cravey, Chm Bd Michael Washburn, C Cre Off Brian Schmitt, Pres-CEO Becky Bell, C Admin Off Andy Borrmann, CFO Directors: Joan Cravey, Robert D. Baker, Daniel Broos, George T. Hovis, Michael D. McRae, Tony Scavuzzo, Brian Schmitt, Harold W. Wyatt III Affiliate Bank(s): SouthCrest Bank, N.A., Cedartown Cash & d fm b $ 38,400,000 Total Equity $ 55,175,000 Net Loans $ 331,454,000 Net Income $ 5,031,000 Total Assets $ 553,525,000

AUGUSTA • (Richmond) Pop. 195,844

CBA Div 4

The Queensborough Company 3617 Walton Ext 30909 Est. 1985 Affiliate Bank(s): Queensborough National Bank and Trust Company, Louisville Cash & d fm b $ 96,037,000 Total Equity Net Loans $ 809,946,000 Net Income Total Assets $ 1,220,650,000

Tel 478-625-2000

$ $

BAINBRIDGE • (Decatur) Pop. 12,697

122,636,000 14,548,000

CBA Div 5

Bainbridge Bancshares, Inc. 819 E Shotwell St (39819), PO Box 10 39818-0010 Tel 229-246-3131 Est. 2004 Charles Whitaker, Chm Bd-Treas Donna H. Kelley, CFO-A Sec Brad E. Barber, Pres-CEO Directors: Charles Whitaker, Roy Adams, Winston Brock, Johnny Dowdy, Roger Mills Affiliate Bank(s): First National Bank of Decatur County, Bainbridge Cash & d fm b $ 8,304,000 Total Equity $ 17,137,000 Net Loans $ 133,066,000 Net Income $ 1,645,000 Total Assets $ 194,180,000

Port City Holding Company, Inc. 400 W Shotwell St (39819), PO Box 1070 39818-1070 Tel 229-246-6200 Est. 1982 FAX 229-248-2709 Major H. Brannen Jr, Chm Bd Jenny Herring, Sec Scott Ewing, Pres-CEO Directors: Major H. Brannen Jr, Bill Burke, Marvalynnn Carroll, Durand Childers, Perry Clements, B. Thomas Conger, Thomas H. Dollar II, Scott Ewing, Nancy Jernigan, Matt Palmer, Billy K. Reynolds Jr, Jerry D. Sharber, Don Whaley Affiliate Bank(s): First Port City Bank, Bainbridge Cash & d fm b $ 42,191,000 Total Equity $ 19,709,000 Net Loans $ 175,736,000 Net Income $ 1,517,000 Total Assets $ 251,347,000

BARNESVILLE • (Lamar) Pop. 6,755

CBA Div 4

United Bank Corporation 308 Thomaston St (30204), PO Box 321 30204-0321 Tel 770-358-7211 Est. 1981 James J. Edwards Jr, Chm Bd Thomas L. Redding, CFO Christopher C. Edwards, Pres Directors: James J. Edwards Jr, Allie E. Armistead, Christopher C. Edwards, J. Joseph Edwards Sr, J. William Edwards Sr, John W. Edwards Jr, Dr. C. Thomas Hopkins Jr, Robert E. Mason, Douglas A. Watson Jr Affiliate Bank(s): United Bank, Zebulon Cash & d fm b $ 382,295,000 Total Equity $ 151,750,000 Net Loans $ 697,886,000 Net Income $ 34,408,000 Total Assets $ 1,510,787,000

CBA Legal Hotline (CBA members only)

Call 404-844-2765 or visit www.jamesbatesllp.com/cba/


EXECUTIVE INSURANCE AGENCY, INC.

Call Us for All Your Collateral Insurance Needs! • • • • • • • •

VSI Flood Creditor Placed Collateral Protection REO GAP Blanket Tracking Services

Executive Insurance is a Preferred Service Provider of the CBA of Georgia, and has been working with community banks in Georgia since 1980. We are totally committed to the future of community banking and consequently are setting the standard in service, knowledge and innovation in this very important area. We encourage you to call on us for a comprehensive review of your VSHFL¿F QHHGV

Mr. Ryan Sower P.O. Box 480 • Stockbridge, GA 30281-0480 770-474-2355 • 800-772-1404 www.executiveinsuranceagency.com


Georgia Financial Directory

253

BAXLEY • (Appling) Pop. 4,400

CBA Div 7

Community Bank of Georgia, Inc. 692 W Parker St 31513 Est. 2004

Tel 912-367-1221

Lloyd Gunter, Pres-CEO Affiliate Bank(s): Community Bank of Georgia, Baxley Cash & d fm b Net Loans Total Assets

$ $ $

3,442,000 97,451,000 138,041,000

Total Equity Net Income

$ $

12,640,000 1,727,000

BLAIRSVILLE • (Union) Pop. 652

CBA Div 2

United Community Banks, Inc. 125 Hwy 515 E (30512), PO Box 398 30514-0398 Est. 1988 Jimmy Tallent, Chm Bd-CEO H. Lynn Harton, Pres-COO Richard W. Bradshaw, Pres-Spec LO Bill M. Gilbert, Pres-Commun B Off

Tel 706-781-2265 Robert A. Edwards, C Cre Off Bradley J. Miller, CRO-Gen Cnsl Rex S. Schuette, CFO

Directors: Jimmy Tallent, Robert H. Blalock, L. Cathy Cox, Kenneth L. Daniels, Steven J. Goldstein, H. Lynn Harton, W. C. Nelson Jr, Nicholas B. Paumgarten, Thomas A. Richlovsky, Tim Wallis Affiliate Bank(s): United Community Bank, Blairsville Cash & d fm b Net Loans Total Assets

$ $ $

514,430,000 8,808,948,000 12,887,120,000

Total Equity Net Income

$ $

1,814,414,000 190,506,000

BLAKELY • (Early) Pop. 5,068

CBA Div 5

First State Bancshares of Blakely, Inc. 2213 S Main St (39823), PO Box 528 39823-0528 Est. 1967 Michael H. Bynum, Chm Bd William D. Lanford Jr, Pres-CEO Lori Summerlin, CFO

Tel 229-723-9249

Cathy Evans, DP Mgr-Op Off Kim Warren, Sec

Directors: Michael H. Bynum Affiliate Bank(s): First State Bank of Blakely, Blakely Cash & d fm b Net Loans Total Assets

$ $ $

69,883,000 354,016,000 511,019,000

Total Equity Net Income

$ $

78,198,000 7,008,000

One South Financial, Inc. 12347 Columbia St (39823), PO Box 527 39823-0527 Est. 1993 Kim Davis Wilson, Pres-CEO Kathy Leibold, CFO

Tel 229-723-3101

Randy Griffan, C Cre Off

Directors: Dr. Garrett Bennett, Dr. Patricia Cleveland, D. Ronald Davis, R. D. Grist Jr, Alfred D. Guettler, James A. Hammack, James S. Singletary, William A. Smith, Kim Davis Wilson Affiliate Bank(s): OneSouth Bank, Blakely Cash & d fm b Net Loans Total Assets

$ $ $

26,113,000 106,473,000 146,398,000

Total Equity Net Income

$ $

BREMEN (Haralson) Pop. 6,227

15,515,000 935,000

CBA Div 1

American Commerce Bancshares, Inc. 400 US Hwy 27 Byp 30110 Est. 2004

Tel 770-537-2265

David D. Colburn, Chm Bd David A. Tate, Pres-CEO Robert D. Koncerak, EVP-CFO-COO Angelia Alred, VP-Op Off

Trudy D. Eller, VP-HR Off-Corp Sec Bruce Lewis, VP-Compl Off Mark Cooley, Cont

Directors: David D. Colburn, Raymond Burrell, Larry R. Matthews, J. William Richardson, John Steele, David A. Tate, Steven (Steve) R. Winn Affiliate Bank(s): American Commerce Bank, N.A., Bremen Cash & d fm b Net Loans Total Assets

$ $ $

56,174,000 291,304,000 355,514,000

Total Equity Net Income

$ $

41,483,000 4,634,000


Georgia Financial Directory

254

BUFORD (Gwinnett) Pop. 12,225

CBA Div 3

Peoples Banktrust, Inc. 1899 Buford Hwy 30518 Est. 2006 Affiliate Bank(s): Peoples Bank & Trust, Buford Cash & d fm b $ 43,522,000 Net Loans $ 159,404,000 Total Assets $ 337,257,000

Tel 770-932-1900

Total Equity Net Income

$ $

36,260,000 3,341,000

CALHOUN • (Gordon) Pop. 15,650

CBA Div 1

North Georgia Community Financial Partners, Inc. 350 W Belmont Dr 30701 Est. 2001 Affiliate Bank(s): North Georgia National Bank, Calhoun Cash & d fm b $ 18,181,000 Net Loans $ 73,885,000 Total Assets $ 134,407,000

Tel 706-629-6499

Total Equity Net Income

$ $

15,056,000 634,000

CAMILLA • (Mitchell) Pop. 5,054

CBA Div 5

Camilla Bancshares, Inc. 50 E Broad St (31730), PO Box 111 31730-0111 Tel 229-336-5225 Est. 1993 FAX 229-336-0479 Ray T. Muggridge III, Chm Bd-Pres David E. Wright, V Chm Bd-VP Directors: Ray T. Muggridge III, David E. Wright, James L. Joiner IV, Melanie M. Kemp, E. Butler McDonald, Donald E. Shiah, Janet B. Stallings, Lanair Worsham Affiliate Bank(s): Bank of Camilla, Camilla Cash & d fm b $ 11,889,000 Total Equity $ 17,597,000 Net Loans $ 57,572,000 Net Income $ 1,091,000 Total Assets $ 109,617,000

P & C Bank Shares, Inc. 21 N Harney St (31730), PO Box 449 31730-0449 Est. 1981 E. J. Vann IV, Chm Bd-Pres Directors: E. J. Vann IV, Chm Bd-Pres Affiliate Bank(s): Planters and Citizens Bank, Camilla Cash & d fm b $ 18,645,000 Total Equity Net Loans $ 39,742,000 Net Income Total Assets $ 101,021,000

Tel 229-336-5271

$ $

CARTERSVILLE • (Bartow) Pop. 19,731

12,130,000 632,000

CBA Div 1

CBB Bancorp 215 E Main St (30120), PO Box 580 30120-0580 Tel 770-387-1922 Est. 2004 FAX 678-721-7370 Dwain Montgomery, Chm Bd William P. Taylor, CFO-A Sec Richard E. Drews Jr, Pres-CEO Larry D. Pogue, Sec David H. Caswell, EVP Directors: Dwain Montgomery, David H. Caswell, Richard E. Drews Jr, Danny Gilreath, Thomas C. Lewis, John T. Perry Affiliate Bank(s): Century Bank of Georgia, Cartersville Cash & d fm b $ 5,258,000 Total Equity $ 22,694,000 Net Loans $ 104,359,000 Net Income $ 2,797,000 Total Assets $ 201,257,000

Banker Regulatory Forum: Open dialogue between Georgia’s Community Bankers and the regulators. For more information and upcoming dates go to: www.cbaofga.com/banker-regulatory-forum.html


Georgia Financial Directory

255

CHATSWORTH • (Murray) Pop. 4,299

CBA Div 1

First Chatsworth Bankshares, Inc. 701 N 3rd Ave (30705), PO Box 889 30705-0889 Est. 1983 J. Roland Harbin, Chm Bd Laurice Tatum, Pres-CEO

Tel 706-695-9646 Brian Abercrombie, VP-CFO

Directors: J. Roland Harbin, Brian Abercrombie, Lamar Dunn, Joey Lents, Mona Linder, Brock Matter, Jerry Petty, James H. Phillips, Stacy D. Tomblin, John H. Waters Affiliate Bank(s): First National Community Bank, Chatsworth Cash & d fm b Net Loans Total Assets

$ $ $

52,205,000 196,261,000 285,922,000

Total Equity Net Income

$ $

34,719,000 1,550,000

CLARKESVILLE • (Habersham) Pop. 1,733

CBA Div 2

SBT Bancorp, Inc. 420 W Louise St 30523 Est. 2005

Tel 706-754-0001

Michael Hill, Chm Bd Tony Collins, Pres-CEO

Deanna Mote, CFO

Directors: Michael Hill Affiliate Bank(s): Southern Bank & Trust, Clarkesville Cash & d fm b Net Loans Total Assets

$ $ $

19,352,000 180,021,000 230,649,000

Total Equity Net Income

$ $

20,438,000 2,773,000

CLAXTON • (Evans) Pop. 2,746

CBA Div 7

Southern Bankshares, Inc. 121 W Main St (30417), PO Box 247 30417-0247 Est. 1998 Jerry Lane, Chm Bd-Pres Philip G. Williams, CEO

Tel 912-739-3322 Valree Holton, Treas-A Sec Aubrey Strickland, Sec

Directors: Jerry Lane, W. G. Boney, C. Wayne Collins, E. O. Daniel, Keith Miller, M. A. Parker, P. E. Parker, W. Dale Parker, Aubrey Strickland, Tommy Strickland, Marshall Thigpen, Philip G. Williams Affiliate Bank(s): The Claxton Bank, Claxton Cash & d fm b Net Loans Total Assets

$ $ $

8,940,000 72,047,000 114,171,000

Total Equity Net Income

$ $

CLAYTON • (Rabun) Pop. 2,047

13,559,000 1,310,000

CBA Div 2

Liberty Bancorp of Georgia, Inc. 121 Rickman St (30525), PO Box 845 30525-0022 Est. 1983 Johnny Irvin, CEO George G. (Jerry) Krivsky, CFO

Tel 706-782-4571

Greg W. Funkhouser, Sec

Directors: Stephen Arbitter, Sam Beck, Greg W. Funkhouser, Wanda Hutchison, Johnny Irvin, George G. (Jerry) Krivsky, Claude Rickman, Melanie Silvestri, Robert Tritt Affiliate Bank(s): Rabun County Bank, Clayton Cash & d fm b Net Loans Total Assets

$ $ $

2,530,000 120,249,000 188,432,000

Total Equity Net Income

$ $

COCHRAN • (Bleckley) Pop. 5,150

20,678,000 1,966,000

CBA Div 4

Central Georgia Banking Company 112 E Beech St (31014), PO Box 539 31014-0539 Est. 2003

Tel 478-934-4501

Directors: Jackie L. Bowen, John R. Phillips, Leo L. Phillips Jr Affiliate Bank(s): State Bank of Cochran, Cochran Cash & d fm b Net Loans Total Assets

$ $ $

65,072,000 119,523,000 217,462,000

Total Equity Net Income

$ $

36,834,000 5,175,000


GENESYS TECHNOLOGY GROUP

Core Contract Negotiators Core Contract Renewals Core Evaluation & Selection In House v. Outsourcing FinTech Due Diligence Conversion Management Project Management Email | info@genesystg.com Call | (770) 729-4139 Web | genesystg.com Bank technology consulting that pays for itself.


Georgia Financial Directory

257

COLQUITT • (Miller) Pop. 1,992

CBA Div 5

PeoplesSouth Bancshares, Inc. 203 W Crawford St (39837), PO Box 218 39837-0218 Est. 1991 Rickey E. Stuckey, Chm Bd-Pres-CEO Sandra Womble, VP-Sec

Tel 229-758-8822 FAX 229-758-8940

Jay Funderburke, Compl Off

Directors: Rickey E. Stuckey, Janna Cobb, Joe Grimsley, C. E. Grow, J. A. Newton Jr, Ronald Rentz Affiliate Bank(s): PeoplesSouth Bank, Colquitt Cash & d fm b Net Loans Total Assets

$ $ $

9,568,775,000 530,600,200,000 808,745,527,000

Total Equity Net Income

$ $

COLUMBUS • (Muscogee) Pop. 189,885

72,855,835,000 11,705,781,000

CBA Div 5

Synovus Financial Corp. 1111 Bay Ave, Ste 500 (31901), PO Box 120 31902-0120 Est. 1888 Kessel D. Stelling, Chm Bd-CEO J. Bart Singleton, Pres-Fin Mgmt Ser Off D. Wayne Akins, C Commun B Off Kevin Blair, COO Gloria C. Banks, C Compl Off Bob Derrick, C Cre Off Alison Dowe, C Communications/Corp Resp Off Kevin P. Gowen, C Info Sec Off

Tel 888-796-6887

Todd Helms, C HR Off Mark Holladay, CRO Kevin J. Howard, C Wholesale B Off Allan E. Kamensky, Gen Cnsl-Sec Curtis J. Perry, Wholesale B/C Op Off Renee Roth, C Info Off Jennifer Upshaw, Grp Exec-Mktg Off Liz Wolverton, C Strat/Cust Exp Off

Directors: Kessel D. Stelling, Catherine A. Allen, Tim E. Bentsen, F. Dixon Brooke Jr, Stephen T. Butler, Elizabeth W. Camp, Diana M. Murphy, Jerry W. Nix, Dr. Harris Pastides, Joseph J. Prochaska Jr, John L. Stallworth, Dr. Melvin T. Stith, Barry L. Storey, Phillip W. Tomlinson Affiliate Bank(s): Synovus Bank, Columbus Cash & d fm b Net Loans Total Assets

$ $ $

1,105,824,000 36,996,221,000 48,103,435,000

Total Equity Net Income

$ $

COVINGTON • (Newton) Pop. 13,118

5,300,302,000 584,066,000

CBA Div 4

Community First Bancshares, MHC 3175 Hwy 278 30014 Est. 2017

Tel 770-786-7088

Affiliate Bank(s): Newton Federal Bank, Covington Cash & d fm b Net Loans Total Assets

$ $ $

47,738,000 247,957,000 319,202,000

Total Equity Net Income

$ $

CRAWFORD (Oglethorpe) Pop. 832

62,575,000 840,000

CBA Div 2

TCB Bancshares, Inc. 102 N Church St (30630), PO Box 306 30630-0306 Est. 1989

Tel 706-743-8184

Michael Sale, Pres-CEO Directors: William M. Cabaniss, Bobby Cook, Robert Johnson, Robbie Paine, Michael Sale, Joe Taylor Affiliate Bank(s): The Commercial Bank, Crawford Cash & d fm b Net Loans Total Assets

$ $ $

7,587,000 158,945,000 232,672,000

Total Equity Net Income

$ $

CUMMING • (Forsyth) Pop. 5,430

21,621,000 4,509,000

CBA Div 2

Forsyth Bancshares, Inc. 651 Veterans Memorial Blvd (30040), PO Box 2820 30028-6510 Est. 1997 James J. Myers, Chm Bd Jeffrey S. Bagley, V Chm Bd

Tel 770-886-9500

Timothy M. Perry, Pres-CEO Timothy D. Foreman, SVP-CFO-Op Off

Directors: James J. Myers, Jeffrey S. Bagley Affiliate Bank(s): The Citizens Bank of Georgia, Cumming Cash & d fm b Net Loans Total Assets

$ $ $

6,848,000 210,839,000 324,675,000

Total Equity Net Income

$ $

35,923,000 4,455,000


Georgia Financial Directory

258

DALTON • (Whitfield) Pop. 33,128

CBA Div 1

FBD Holding Company, Inc. 118 N Hamilton St (30720), PO Box 459 30722-0459 Tel 706-226-5377 Est. 1996 FAX 706-226-3936 Scott Fletcher, Chm Bd Scott Sellers, EVP T. Larry Roye, CEO Joshua McLaurin, CFO Mitch Sanford, Pres Directors: Scott Fletcher, Steve Herndon, Chip Howalt, J. Rodney Ownbey Jr, George Thomas (Tom) Peeples, T. Larry Roye Affiliate Bank(s): First Bank of Dalton, Dalton Cash & d fm b $ 8,241,151,000 Total Equity $ 38,033,951,000 Net Loans $ 330,452,350,000 Net Income $ 5,460,410,000 Total Assets $ 408,210,139,000

DARIEN • (McIntosh) Pop. 1,975

CBA Div 7

Southeastern Banking Corporation 1010 North Way (31305), PO Box 455 31305-0455 Tel 912-437-4141 Est. 1980 Cornelius P. Holland III, Pres-CEO Directors: Alyson G. Beasley, Albert Downey, S. Michael Hardy, Michele Henderson, Cornelius P. Holland III, Alva J. Hopkins III, Cedric Z. King, Craig Root Affiliate Bank(s): Southeastern Bank, Darien Cash & d fm b $ 67,888,000 Total Equity $ 52,154,000 Net Loans $ 234,262,000 Net Income $ 6,649,000 Total Assets $ 455,282,000

DAWSON • (Terrell) Pop. 4,540

CBA Div 5

Dawson Bancshares, Inc. 209 N Main St (39842), PO Box 230 39842-0230 Est. 1984 H. P. Smith, Chm Bd-CEO John Leach, Pres Directors: H. P. Smith Affiliate Bank(s): Bank of Dawson, Dawson Cash & d fm b $ 26,519,000 Net Loans $ 78,913,000 Total Assets $ 130,803,000

Tel 229-995-2141 FAX 229-995-3245 Barry Lyle, VP-Sec-Treas Debra Sams, A Sec-Treas

Total Equity Net Income

$ $

22,003,000 1,060,000

Georgia Community Bancorp, Incorporated 508 E Lee St, PO Box 389 39842 Est. 1984 Mary Tuck, Chm Bd Scott Beeley, Sec-Treas Lucie V. Beeley, Pres Directors: Mary Tuck, Lucie V. Beeley, Scott Beeley, Stevan R. Tuck Affiliate Bank(s): Georgia Community Bank, Dawson Cash & d fm b $ 61,802,000 Total Equity $ Net Loans $ 201,664,000 Net Income $ Total Assets $ 331,527,000

DORAVILLE (DeKalb) Pop. 8,330

Tel 229-995-8400

41,108,000 3,958,000

CBA Div 3

First IC Corporation 5593 Buford Hwy 30340 Est. 2017 Affiliate Bank(s): First IC Bank, Doraville Cash & d fm b $ Net Loans $ Total Assets $

Tel 770-451-7200 FAX 770-451-7023

88,608,000 538,965,000 704,772,000

Total Equity Net Income

$ $

For information on CBA events, professional development programs, member benefits and more, visit www.cbaofga.com.

78,051,000 10,814,000


Georgia Financial Directory

259

Metrocity Bankshares, Inc. 5541 Buford Hwy, Ste 109 30340 Est. 2014 Farid Tan, Pres-CEO Affiliate Bank(s): Metro City Bank, Doraville Cash & d fm b $ 270,496,000 Net Loans $ 1,244,664,000 Total Assets $ 1,636,039,000

Tel 770-455-4989

Total Equity Net Income

$ $

200,887,000 44,818,000

DOUGLAS • (Coffee) Pop. 11,589

CBA Div 6

DNB Financial Services, Inc. 211 E Ward St (31533), PO Box 2830 31534-2830 Est. 2001 Affiliate Bank(s): Douglas National Bank, Douglas Cash & d fm b $ 10,587,000 Total Equity Net Loans $ 152,500,000 Net Income Total Assets $ 180,606,000

Tel 912-384-2233

$ $

23,622,000 5,769,000

FNC Bancorp, Inc. 420 S Madison Ave (31533), PO Box 1679 31534-1679 Est. 1991 Norman Fletcher, Chm Bd Dale Morris, Pres-CEO Milton Clements, V Chm Bd Directors: Robert Cation, William (Bill) Ellis, Ralph Evans, Curtis Farrar Affiliate Bank(s): First National Bank of Coffee County, Douglas Cash & d fm b $ 72,721,000 Total Equity $ Net Loans $ 145,418,000 Net Income $ Total Assets $ 234,524,000

Tel 912-384-1100

20,087,000 2,733,000

DUBLIN • (Laurens) Pop. 16,201

CBA Div 7

Farmers Bancshares, Inc. 1620 Veterans Blvd (31021), PO Box 1568 31040-1568 Est. 1980 Kenneth Dowling, Chm Bd Edward E. Morris, Pres Directors: Kenneth Dowling Affiliate Bank(s): Farmers State Bank, Dublin The Security State Bank, McRae Cash & d fm b $ 13,010,000 Total Equity $ Net Loans $ 18,467,000 Net Income $ Total Assets $ 46,452,000

Tel 478-275-3223

7,509,000 742,000

Morris State Bancshares, Inc. 301 Bellevue Ave (31021), PO Box 520 31040-0520 Est. 1989 Lisa Black, Chm Bd-Pres-CEO Directors: Lisa Black, Roger Miller, Melton Tyson Affiliate Bank(s): Morris Bank, Dublin Cash & d fm b $ 72,782,000 Total Equity Net Loans $ 730,091,000 Net Income Total Assets $ 999,581,000

Tel 478-275-3094

$ $

Stay informed on the latest trends and updates in the community banking and financial services profession with the

CBA Today eNewsletter. To find out more, visit www.cbaofga.com/enewsletter---cba-today.html!

116,445,000 14,825,000



Georgia Financial Directory

261

DULUTH (Gwinnett) Pop. 26,600

CBA Div 3

Community Financial Holding Company, Inc. (Holding Company has been acquired by First-Citizens Bank & Trust Co., Raleigh NC)

PromiseOne Bancorp, Inc. 2400 Pleasant Hill Rd, Ste 340 30096 Est. 2015 James Cho, Chm Bd Jake Park, Pres-CEO Tammy Jang, EVP-CFO Directors: James Cho, Francis D. Kim, Yoonsung Jake Park, Young A. Sohn Affiliate Bank(s): PromiseOne Bank, Duluth Cash & d fm b $ 62,737,000 Net Loans $ 206,771,000 Total Assets $ 450,362,000

Tel 678-385-0826 Soo Song, EVP-C Cre Off Hye Lee Yoon, EVP-COA Kim, Jake Lee, Dohyung Lim, Bong U. Nam,

Total Equity Net Income

$ $

EASTMAN • (Dodge) Pop. 5,555

45,977,000 10,546,000

CBA Div 6

Citizens Corporation 5101 5th Ave (31023), PO Box 339 31023-0339 Tel 478-374-4754 Est. 1985 FAX 478-374-6477 G. Mike Odom Jr, Chm Bd-Pres-CEO Bernice Wright, VP-Treas James E. (Butch) Kirkley II, VP Directors: G. Mike Odom Jr, Henry Barclay III, Lynda S. Franklin, Russell D. Franklin III, Wade B. Hall, John McGoldrick, JayGould Williamson Stuckey, John C. Wright. Directors Emeritus: Edward R. Davis, Lynda S. Franklin, Ethelynn Stuckey, W. S. Stuckey Jr Affiliate Bank(s): Citizens Bank and Trust Co, Eastman Cash & d fm b $ 18,360,000 Total Equity $ 13,370,000 Net Loans $ 80,543,000 Net Income $ 959,000 Total Assets $ 138,221,000

Magnolia Bankshares, Inc. 130 Oak St (31023), PO Box 909 31023-0909 Tel 478-374-3418 Est. 1996 Jolene J. Carroll, Chm Bd-EVP-COO Sherri Barber, Dir of HR-BSA/AML/OFAC/ John L. Jessup, Pres-CEO IOS/Physical Sec Off-Audit Dept Head Frederick Miller, SVP-LO Nylan Hinson, Compl/CRDA Off Erica Lee, CFO Directors: Jolene J. Carroll, Callen A. Carroll, Dr. William J. Carroll, M. Clifton Harrell, John L. Jessup, H. C. Ragan Affiliate Bank(s): Bank of Eastman, Eastman Cash & d fm b $ 29,585,000 Total Equity $ 19,107,000 Net Loans $ 112,736,000 Net Income $ 1,305,000 Total Assets $ 161,478,000

EATONTON • (Putnam) Pop. 6,480

CBA Div 4

Peoples Bankshares, Inc. 209 S Jefferson St (31024), PO Box 4250 31024-4250 Tel 706-485-8542 Est. 1984 Amelia A. Wilson, Chm Bd Charles R. Haley, Pres-CFO H. L. Wilson, CEO Steve W. Culberson, EVP-LO Directors: Amelia A. Wilson, Steve W. Culberson, R. Daniels, A. W. Haley, Charles R. Haley, C. R. Lancaster Jr, W. M. Rountree, Mark Smith, H. Walker, H. L. Wilson Affiliate Bank(s): The Peoples Bank, Eatonton Cash & d fm b $ 26,634,000 Total Equity $ 8,467,000 Net Loans $ 79,000,000 Net Income $ 646,000 Total Assets $ 134,293,000

Order your copy of the

2020 CBA Salary Survey free for participating member banks! www.cbaofga.com/salary-survey.html


262

Georgia Financial Directory

EATONTON — Continued

Putnam-Greene Financial Corporation 100 S Madison Ave (31024), PO Box 4450 31024-4450 Tel 706-485-9941 Est. 1987 Lurner O. Benton III, Chm Bd Raun Schrock, DP Mgr Lurner O. Benton IV, Pres-CEO Candace Vining, Compt Directors: Lurner O. Benton III, Lurner O. Benton IV, Nancy Benton, William A. Connelly Affiliate Bank(s): The Citizens Bank of Cochran, Cochran Farmers & Merchants Bank, Eatonton The Farmers Bank, Greensboro First Bank of Coastal Georgia, Pembroke Cash & d fm b $ 8,483,000 Total Equity $ 15,019,000 Net Loans $ 48,213,000 Net Income $ 432,000 Total Assets $ 112,294,000

EDISON (Calhoun) Pop. 1,531

CBA Div 5

BOE Bancshares, Inc. 114 Turner St (39846), PO Box 335 39846-0335 Tel 229-835-2221 Est. 1984 D. Conner Collins, Chm Bd Melissa Bruner, VP-Op Off Claud C. Lowe, Pres-CEO Stacie Ragan, Compl Off-Bd Sec Frank Miller, SVP-LO Directors: D. Conner Collins, Ben Dismukes, Willis A. DuVall, Dan Hammack Jr, Tom Jackson, Jason Knox, Claud C. Lowe, Robert D. Toal, Richard H. West Affiliate Bank(s): The Bank of Edison, Edison Cash & d fm b $ 4,250,000 Total Equity $ 4,648,000 Net Loans $ 21,783,000 Net Income $ 437,000 Total Assets $ 50,731,000

ELBERTON (Elbert) Pop. 4,653

CBA Div 2

Pinnacle Financial Corporation 884 Elbert St (30635), PO Box 430 30635-0430 Tel 706-283-2854 Est. 2003 L. Jackson McConnell Jr, Chm Bd-Pres-CEO Scott Wilson, CFO Directors: L. Jackson McConnell Jr, Don C. Fortson, Robert H. Hardy, Greg T. Herring, Robert E. Lee III, Roy J. Malcom Jr, Dr. J. Daniel McAvoy, Dr. Thomas E. McGarity, Marjorie Bond Moore, Fort M. Oglesby, David Voyles, Steve A. Williams Affiliate Bank(s): Pinnacle Bank, Elberton Cash & d fm b $ 124,523,000 Total Equity $ 115,271,000 Net Loans $ 690,116,000 Net Income $ 12,656,000 Total Assets $ 1,030,715,000

FAYETTEVILLE • (Fayette) Pop. 15,945

CBA Div 1

TSB Bancorp, Inc. 710 N Glynn St 30214 Tel 770-692-0900 Est. 1988 Edgar E. Chapman Jr, Chm Bd Kenneth E. Chapman, Pres-LO James T. Davidson, V Chm Bd-CEO Beth Hughes, CFO-Op Off Directors: Edgar E. Chapman Jr, James T. Davidson, Kenneth E. Chapman, Mary Clare Chapman, Nancy T. Miles, Darrell W. Moore Affiliate Bank(s): The Talbot State Bank, Woodland Cash & d fm b $ 12,133,000 Total Equity $ 7,347,000 Net Loans $ 28,152,000 Net Income $ 839,000 Total Assets $ 56,585,000

FITZGERALD • (Ben Hill) Pop. 9,053

CBA Div 6

CBC Holding Company 102 W Roanoke Dr (31750), PO Box 130 31750-0130 Tel 229-423-4321 Est. 1997 FAX 229-424-0306 John T. Croley Jr, Chm Bd James T. Casper III, Treas A. B. C. Dorminy III, V Chm Bd John Ed Smith III, Sec J. Corley Gibbs, Pres Directors: John T. Croley Jr, A. B. C. Dorminy III, Arthur L. Anderson, James T. Casper III, J. Corey Gibbs, Louis E. Harper Jr, Lee P. Liles, Steven L. Mitchell, Jack F. Paulk, Hulin Reeves Jr, John Ed Smith III, Larry E. Stevenson, Eric H. Stone, Wyndall L. Walters, Harold A. Wiley Affiliate Bank(s): Community Banking Company of Fitzgerald, Fitzgerald Cash & d fm b $ 10,391,000 Total Equity $ 21,060,000 Net Loans $ 116,336,000 Net Income $ 2,355,000 Total Assets $ 162,481,000


Georgia Financial Directory

263

Colony Bankcorp, Inc. 115 S Grant St (31750), PO Box 989 31750-0989 Tel 229-426-6000 Est. 1982 T. Heath Fountain, Pres-CEO Kimberly Dockery, C Admin Off Terry L. Hester, EVP-CFO David Griffin, Sr Op Off Directors: Scott L. Downing, Freddie Dwozan Jr, T. Heath Fountain, Terry L. Hester, Ed Loomis Jr, Mark Massee, Jonathan W. R. Ross Affiliate Bank(s): Colony Bank, Fitzgerald Cash & d fm b $ 101,404,000 Total Equity $ 164,476,000 Net Loans $ 972,027,000 Net Income $ 12,293,000 Total Assets $ 1,511,400,000

FORSYTH • (Monroe) Pop. 3,788

CBA Div 4

Hogan Investments I, Inc. 236 Vaughn Rd 31029 Tel 478-277-1500 Est. 1998 Beth Vaughn, Pres William G. McLees Jr, Sec-Treas Directors: Rubert H. McLees, William G. McLees Jr, Ben Vaughn, Beth Vaughn Affiliate Bank(s): Bank of Dudley, Dudley Cash & d fm b $ 27,357,000 Total Equity $ 29,028,000 Net Loans $ 156,516,000 Net Income $ 2,853,000 Total Assets $ 222,824,000

GAINESVILLE • (Hall) Pop. 33,804

CBA Div 2

First Century Bancorp. 807 Dorsey St (30501), PO Box 1378 30503-1378 Tel 770-297-8060 Est. 2002 FAX 678-450-8000 William H. Blanton, Chm Bd-CEO Peter J. Vasell, CFO-COO Todd Watson, SVP-C Compl Off Directors: William H. Blanton, Peter J. Vasell Affiliate Bank(s): First Century Bank, N.A., Gainesville Cash & d fm b $ 375,514,000 Total Equity $ 39,652,000 Net Loans $ 32,368,000 Net Income $ 3,468,000 Total Assets $ 468,148,000

Peach State Bancshares, Inc. 325 Washington St SW 30501 Est. 2017 Affiliate Bank(s): Peach State Bank & Trust, Gainesville Cash & d fm b $ 29,150,000 Net Loans $ 195,352,000 Total Assets $ 266,299,000

Tel 770-536-1100 FAX 770-536-2525

Total Equity Net Income

$ $

GLENNVILLE (Tattnall) Pop. 3,569

29,348,000 2,562,000

CBA Div 7

GB Bank Group, Inc. 102 E Barnard St (30427), PO Box 278 30427-0278 Tel 912-654-3471 Est. 2005 FAX 912-654-1517 C. W. Durrence III, Chm Bd Mark A. Thompson, VP Tracy M. Durrence, Pres-CEO Ellis (Marky) Waters, VP John W. Lane, VP Connie S. Rogers, AVP-Corp Sec Garrett D. Smith, VP Directors: C. W. Durrence III, Ronnie A. Barnhill, W. F. Durrence Jr, Nick Tatum, Donna Tootle, Ricky Wilson Affiliate Bank(s): Glennville Bank, Glennville Cash & d fm b $ 9,606,000 Total Equity $ 34,028,000 Net Loans $ 163,552,000 Net Income $ 3,272,000 Total Assets $ 262,801,000

Searching for a job candidate to hire? Have an opening on your staff you need to post? Visit CBA’s online Career Center! web.cbaofga.com/jobbank


Georgia Financial Directory

264 GLENNVILLE — Continued

South Group Bancshares, Inc. 401 S Veterans Blvd 30427 Est. 2001

Tel 912-654-1051 FAX 912-654-5424

Bran Thompson, Chm Bd-CEO Steve Kimbrell, Pres-SLO Lee Dubberly, VP-A Compl Off Jonathan Dutton, VP-Claxton Off Mgr Faith Freeman, VP-Reidsville Off Mgr-CRA/ Wire Trans Off Jay Hales, VP-BSA/IT/OFAC Off

Bernard Purvis, VP-Sr Ag LO Marka Shaffer, VP-CFO-Backup BSA/Safe Act Off-Bd Sec Joe Ford, AVP-LO Stacey Moore, AVP-Compl/Info Sec Off Jack Standard, AVP-LO Brooke Wall, AVP-Int Aud

Directors: Bran Thompson, Jackie Dasher, Dale P. Dutton, Steve Kimbrell, Edward Nelson, J. Troy Rahn, Paul Rose, John Shuman, Gregory Woolard, McCall Woolard Affiliate Bank(s): South Georgia Bank, Glennville Cash & d fm b Net Loans Total Assets

$ $ $

23,601,000 101,384,000 163,406,000

Total Equity Net Income

$ $

21,178,000 3,778,000

GREENSBORO • (Greene) Pop. 3,359

CBA Div 4

Banksouth Holding Company 200 N East St 30642 Est. 1985

Tel 706-454-2323 FAX 706-413-4541

Affiliate Bank(s): BankSouth, Greensboro Cash & d fm b Net Loans Total Assets

$ $ $

52,349,000 604,167,000 717,755,000

Total Equity Net Income

$ $

74,328,000 15,409,000

HAHIRA (Lowndes) Pop. 2,737

CBA Div 6

CCB Bancshares, Inc. 120 W Main St (31632), PO Box 338 31632-0338 Est. 1983 Starling H. Waldron, Chm Bd Glenn L. Copeland, Pres

Tel 229-794-2111 FAX 229-794-3346 David K. Hollis III, VP Tim S. Jones, VP

Directors: Starling H. Waldron, Glenn L. Copeland, David K. Hollis III, David K. Hollis Jr, Tim S. Jones Affiliate Bank(s): Citizens Community Bank, Hahira Cash & d fm b Net Loans Total Assets

$ $ $

10,957,000 87,470,000 138,127,000

Total Equity Net Income

$ $

18,083,000 1,789,000

HAWKINSVILLE • (Pulaski) Pop. 5,199

CBA Div 6

Planters First Bancorp 105 Commerce St (31036), PO Box 1407 31036-7407 Est. 1984 Sam A. Way III, Chm Bd Bob Way, V Chm Bd-Pres-CEO John D. Way, VP

Tel 478-783-4017 FAX 478-783-4019

E. Kay Watson, CFO Robert F. Way, C Strat Off

Directors: Sam A. Way III, Bob Way, John Bembry, Woodson Daniel, Deborah L. Meade, Tommy Thompson, Felton H. Way, John D. Way, Ramsey Way, R. T. Way, Cole Woodroff Affiliate Bank(s): Planters First Bank, Cordele Cash & d fm b Net Loans Total Assets

$ $ $

19,091,000 235,015,000 310,555,000

Total Equity Net Income

$ $

32,345,000 3,273,000

SunMark Bancshares, Inc. 140 Commerce St 31036 Est. 1987

Tel 478-783-4036 FAX 478-783-2145

W. M. Jenning III, Chm Bd H. Jay Walker III, Pres

Gary M. McLure, VP Susan Owen, Sec-Treas

Directors: W. M. Jennings III, Thomas L. Arnold, Shaw Blackmon III, Rob Brooks, John D. Campbell, David Cleveland, Ben H. Griffin Jr, James C. Liipfert Jr, Gary M. McLure, Larry Snellgrove, H. Jay Walker III Affiliate Bank(s): SunMark Community Bank, Hawkinsville Cash & d fm b Net Loans Total Assets

$ $ $

39,852,000 195,140,000 281,595,000

Total Equity Net Income

$ $

31,258,000 3,951,000



266

Georgia Financial Directory

HAZLEHURST • (Jeff Davis) Pop. 4,226

CBA Div 6

Hazlehurst Investors, Inc. 22 S Tallahassee St (31539), PO Box 628 31539-0628 Tel 912-375-4228 Est. 2002 James H. Peterson, Chm Bd Leonard H. Bateman Sr, CEO Directors: James H. Peterson, Leonard H. Bateman Sr, Darrell Beasley, Grant Gainer, Latrelle McLeod, Marcus Trowell Jr Affiliate Bank(s): Bank of Hazlehurst, Hazlehurst Cash & d fm b $ 25,620,000 Total Equity $ 17,547,000 Net Loans $ 61,103,000 Net Income $ 780,000 Total Assets $ 119,862,000

JASPER • (Pickens) Pop. 3,684

CBA Div 2

Community Banks of Georgia, Inc. 15 Sammy McGhee Blvd (30143), PO Box 40 30143-0040 Tel 706-253-9600 Est. 2003 Donald T. Keeter, Chm Bd Kimberly G. Southern, VP-COO-HR Off Ryan T. Keeter, Pres-CEO Lorrie Shaw, C Cre Off Debbie Dobbs, EVP-CFO Kathy Westbrook, Corp Sec-CRO Directors: Donald T. Keeter, Mike Denson, Matthew Dunn, Mickey Dunn, Frank Eubanks, Robert James, Ryan T. Keeter, Phillip Landrum III, Kristi Ledford Affiliate Bank(s): Community Banks of Pickens County, Jasper Cash & d fm b $ 41,864,000 Total Equity $ 42,378,000 Net Loans $ 268,341,000 Net Income $ 5,477,000 Total Assets $ 366,935,000

JONESBORO • (Clayton) Pop. 4,724

CBA Div 4

Heritage Southeast Bancorporation, Inc. 101 N Main St 30236 Est. 1998 Affiliate Bank(s): Heritage Southeast Bank, Jonesboro Cash & d fm b $ 173,010,000 Net Loans $ 908,506,000 Total Assets $ 1,336,835,000

Tel 912-408-6253 FAX 912-368-5070

Total Equity Net Income

$ $

LAFAYETTE • (Walker) Pop. 7,121

153,396,000 2,581,000

CBA Div 1

LaFayette Bankshares, Inc. 101 Patton St (30728), PO Box 1149 30728-1149 Tel 706-638-2520 Est. 1984 FAX 706-638-5409 Bob D. Gilbert Jr, Chm Bd-LO James S. Ingram, SVP-CFO-Fin Acct/HR/ C. Henry Gilbert, Pres-CEO-Compl/Reg J Off Op/Wire Trans Off Directors: Bob D. Gilbert Jr, William David Cunningham, H. Neal Florence, R. B. Forester, C. Henry Gilbert, Bill Loughridge, Breck Parker, Ben Potts Affiliate Bank(s): The Bank of LaFayette, Georgia, LaFayette Cash & d fm b $ 81,000 Total Equity $ 34,510,000 Net Loans $ 101,000 Net Income $ 1,946,000 Total Assets $ 34,510,000

LAGRANGE • (Troup) Pop. 29,588

CBA Div 1

Community Bankshares, Inc. 201 Broad St (30240), PO Box 1489 30241-0031 Tel 706-884-7999 Est. 1981 William R. Stump Jr, Pres-CEO George H. Riddle III, EVP-SLO-Compl Off Emily Lowery, EVP-CFO-Op Off Kay L. Carlisle, SVP-Corp Sec-HR Dir Directors: George W. Baker Jr, Chris Joseph, Thomas W. Sheffield, William Stankiewicz, William R. Stump Jr Affiliate Bank(s): Community Bank & Trust-West Georgia, LaGrange Community Bank & Trust-Alabama, Union Springs, AL Cash & d fm b $ 15,836,000 Total Equity $ 2,281,000 Net Loans $ 40,643,000 Net Income $ (861,000) Total Assets $ 73,845,000

www.cbaofga.com


Georgia Financial Directory

267

LAKELAND • (Lanier) Pop. 3,366

CBA Div 6

FMB Bancshares, Inc. 45 W Main St (31635), PO Box 187 31635-0187 Tel 229-482-8100 Est. 1984 FAX 229-482-8155 Jeffrey Parrish, EVP Kevin Berryhill, Sec-Treas Affiliate Bank(s): Farmers & Merchants Bank, Lakeland Cash & d fm b $ 57,780,000 Total Equity $ 32,437,000 Net Loans $ 355,849,000 Net Income $ 720,000 Total Assets $ 497,050,000

LAVONIA (Franklin) Pop. 2,156

CBA Div 2

First Security Bankshares, Inc. 12461 Augusta Rd (30553), PO Box 765 30553-0765 Tel 706-356-4444 Est. 1983 Barry Whitworth, Chm Bd Robert Curry, CFO Richard A. (Rick) Basinger Jr, Pres-CEO Directors: Barry Whitworth, Richard A. (Rick) Basinger Jr, Robert Curry, Bill Hogan, Leigh Kelly, John Seay, Shade Storey, Bobby Lee Vaughn, Gerald Voyles Affiliate Bank(s): Northeast Georgia Bank, Lavonia Cash & d fm b $ 100,483,000 Total Equity $ 55,401,000 Net Loans $ 224,432,000 Net Income $ 8,389,000 Total Assets $ 477,813,000

LAWRENCEVILLE • (Gwinnett) Pop. 28,546

CBA Div 3

Embassy Bancshares, Inc. 1817 N Brown Rd (30043) Est. 2007 Nitin Shah, Chm Bd-Pres Directors: Nitin Shah Affiliate Bank(s): Embassy National Bank, Lawrenceville Cash & d fm b $ 5,466,000 Net Loans $ 78,001,000 Total Assets $ 109,617,000

Tel 770-822-9111 FAX 770-338-2029 Adam Stovall, EVP-CFO

Total Equity Net Income

$ $

LENOX (Cook) Pop. 873

19,390,000 2,546,000

CBA Div 6

Trust Holding Company, Inc. 106 W Central Ave 31637 Est. 1998 Affiliate Bank(s): The Trust Bank, Lenox Cash & d fm b $ Net Loans $ Total Assets $

Tel 229-546-4215

8,656,000 23,739,000 38,059,000

Total Equity Net Income

LINCOLNTON • (Lincoln) Pop. 1,566

$ $

3,953,000 260,000

CBA Div 2

Lincoln Bancshares, Inc. 115 N Washington St (30817), PO Box 99 30817-0099 Tel 706-359-3131 Est. 1998 Directors: Thomas Britt Hammond, Alice Marie Kovouklis, Nancy Lovelady, John W. Spratlin III, Edward S. Turner, J. Bruce Turner Affiliate Bank(s): Farmers State Bank, Lincolnton Cash & d fm b $ 21,069,000 Total Equity $ 21,041,000 Net Loans $ 76,693,000 Net Income $ 2,270,000 Total Assets $ 131,055,000

Do you know a community banker who will reach the milestone of 30, 40 or 50 years of banking experience this year and has a proven record in excellent community involvement? If so, please contact Lindsay Greene or call the CBA office at 770-541-4490 so they can be considered for a

Lifetime Service Award!


Georgia Financial Directory

268

LYONS • (Toombs) Pop. 4,367

CBA Div 7

South Georgia Bankshares Corporation 299 W Liberty Ave 30436 Tel 912-524-2000 Est. 1981 Paul Bennett, Chm Bd-Pres Nancy Corbitt, VP-Op Off Wendell Dixon, EVP-CEO Directors: Paul Bennett, Lawrence Bennett, Billy Benton, Wendell Dixon, Ben Newton, R. T. Stanley Jr Affiliate Bank(s): Peoples Bank, Lyons Cash & d fm b $ 23,681,000 Total Equity $ 9,870,000 Net Loans $ 78,425,000 Net Income $ 1,235,000 Total Assets $ 111,373,000

MACON • (Bibb) Pop. 91,351

CBA Div 4

American Bancorp, Inc. 4740 Log Cabin Dr 31204 Est. 2009 Affiliate Bank(s): American Pride Bank, Macon Cash & d fm b $ 11,919,000 Net Loans $ 153,216,000 Total Assets $ 193,882,000

Tel 478-784-1448

Total Equity Net Income

$ $

28,796,000 2,733,000

Persons Banking Co., Inc. 4562 Forsyth Rd 31210 Est. 1980 G. Ogden Persons III, Pres-CEO Dana Potts, CFO Directors: Katherine Kelly, G. Ogden Persons III, James Persons Affiliate Bank(s): Persons Banking Company, Forsyth Cash & d fm b $ 41,293,000 Total Equity Net Loans $ 201,713,000 Net Income Total Assets $ 316,568,000

Tel 478-988-5390

$ $

MADISON • (Morgan) Pop. 3,979

22,316,000 508,000

CBA Div 4

Madison Bank Corp. 133 N Main St (30650), PO Box 271 30650-0271 Tel 706-342-1953 Est. 1980 Wayne M. Tamplin, Chm Bd L. Clifton Hanes, SVP-CFO-Corp Sec Charles H. Haney III, Pres-CEO Lori Rhoads, AVP-Op Off-HR Dir H. Vinson DeLaigle, SVP-SLO Directors: Wayne M. Tamplin, James W. Boyd Jr, William B. Chambers, Charles H. Haney III, Lowry W. Hunt Jr, Floyd Newton III, Robert Prior, Anne Lambert Trulock Affiliate Bank(s): Bank of Madison, Madison Cash & d fm b $ 4,282,000 Total Equity $ 30,342,000 Net Loans $ 171,420,000 Net Income $ 2,803,000 Total Assets $ 230,614,000

MANCHESTER (Meriwether) Pop. 4,230

CBA Div 1

F & M Holding Company, Inc. 142 W Main St (31816), PO Box 718 31816-0718 Tel 706-846-8415 Est. 1984 FAX 706-846-8419 Patrick Wasden, Chm Bd Laura Swetnam, CFO Gary Ledbetter, CEO Jamie Hall, HR/BSA Off Allen Parham, Pres-CLO Annette Suber, Compl Off Directors: Patrick Wasden, Lynley Hipps, Gary Ledbetter, Jaynie Nesmith, Allen Parham Affiliate Bank(s): F&M Bank and Trust Company, Manchester Cash & d fm b $ 9,287,000 Total Equity $ 3,435,000 Net Loans $ 44,525,000 Net Income $ 35,000 Total Assets $ 68,883,000

CBA Legal Hotline (CBA members only)

Call 404-844-2765 or visit www.jamesbatesllp.com/cba/


Think it. Do it. Money movement at the point of thought.

877-540-4598 fiserv.com APinfo@fiserv.com

Š 2020 Fiserv, Inc. or its affiliates. All rights reserved.


Georgia Financial Directory

270

MILLEDGEVILLE • (Baldwin) Pop. 17,715

CBA Div 4

Century Bancorp, Inc. 141 S Wayne St (31061), PO Box 768 31059-0768 Est. 1993 T. Chris Boyd, Chm Bd Derek B. Williams, Pres-CEO Darren V. Mindemann, SVP

Tel 478-453-3571 FAX 478-452-4976

Nancy E. Pickett, VP Amy C. Lucas, Corp Sec Cathy S. Gladin, A Corp Sec

Directors: T. Chris Boyd, Victor D. Bayne, Leigh C. Chambers, William M. Dyer, W. Kendrick Farr, Larry R. Garrett, Cheryl P. Pounds, Patricia B. Thompson, Derek B. Williams Affiliate Bank(s): Century Bank and Trust, Milledgeville Cash & d fm b Net Loans Total Assets

$ $ $

19,486,000 162,969,000 254,382,000

Total Equity Net Income

$ $

28,918,000 3,813,000

Exchange Bankshares, Inc. 250 W Hancock St (31061), PO Box 580 31059-0580 Est. 1983 William R. Allen, Chm Bd Henry J. Pope Jr, Pres

Tel 478-452-4531

John C. Childs Jr, VP-Sec Roy D. (Casey) Washburn III, Treas

Directors: William R. Allen, W. Wright Banks Jr, John C. Childs Jr, Melvin T. Couey, William M. Couey, Thomas L. Davidson Jr DDS, Laurie Ann Gilmore, John W. Grant III, Arthur T. Gunn, John F. Harrington Jr, J. Wesley King Jr, Randall A. New, Henry J. Pope Jr, Harvey L. Simpson III, Gregory T. Stephens, Roy D. (Casey) Washburn III Affiliate Bank(s): Exchange Bank, Milledgeville Cash & d fm b Net Loans Total Assets

$ $ $

20,606,000 152,810,000 258,827,000

Total Equity Net Income

$ $

34,986,000 3,165,000

MONTICELLO • (Jasper) Pop. 2,657

CBA Div 4

Monticello Bancshares, Inc. 141 Green St (31064), PO Box 29 31064-0029 Est. 1996 Don B. Kelly, Chm Bd Steven W. Jordan, V Chm Bd

Tel 706-468-6418 FAX 706-468-0436 S. Walker Jordan, Pres-CEO

Directors: Don B. Kelly, Steve W. Jordan, Joel Gaston, E. O. Jordan, S. Walker Jordan, D. Bruce Kelly, W. Dan Roberts Affiliate Bank(s): Bank of Monticello, Monticello Cash & d fm b Net Loans Total Assets

$ $ $

11,000,000 72,000,000 110,200,000

Total Equity Net Income

$ $

10,453,000 1,815,000

MOULTRIE • (Colquitt) Pop. 14,268

CBA Div 5

Southwest Georgia Financial Corporation 201 1st St SE (31768), PO Box 3488 31776-3488 Est. 1980 DeWitt Drew, CEO Donna Lott, EVP-C Admin Off-Cash Jeff Hanson, EVP-C B Off

Tel 229-985-1120 Karen Boyd, SVP-Treas Steven C. Johnson, VP-Sec Brittany Rye, VP-Aud

Directors: Cecil H. Barber, John J. Cole Jr, DeWitt Drew, Richard L. Moss, Roy H. Reeves, Johnny R. Slocumb, M. Lane Wear, Marcus R. Wells Affiliate Bank(s): Southwest Georgia Bank, Moultrie Cash & d fm b Net Loans Total Assets

$ $ $

40,261,000 393,549,000 554,319,000

Total Equity Net Income

$ $

47,036,000 5,500,000

NASHVILLE • (Berrien) Pop. 4,939

CBA Div 6

The Nashville Holding Company 301 S Davis St (31639), PO Box 128 31639-0128 Est. 1984 W. S. Perry, Chm Bd-Pres-CEO

Tel 229-686-7444 FAX 229-686-3079 H. Steven Perry, V Chm Bd-Sec

Directors: W. S. Perry, H. Steven Perry, Joe Harvey III, Andrew Morrison, Ed Perry, Justin Perry Affiliate Bank(s): The Citizens Bank, Nashville Cash & d fm b Net Loans Total Assets

$ $ $

49,140,000 163,161,000 252,412,000

Total Equity Net Income

$ $

35,921,000 2,292,000


Georgia Financial Directory

271

NORCROSS (Gwinnett) Pop. 9,116

CBA Div 3

Piedmont Bancorp, Inc. 5100 Peachtree Pkwy 30092 Est. 2009

Tel 770-246-0011

Monty Watson, Chm Bd-Pres-CEO Kelly Johnson, SVP-CFO John Howard, V Chm Bd Directors: Monty Watson, John Howard, Lamar Black, Ray Black, Robert Cheeley, Paul Donaldson, Kelly Johnson, Paul Maggardi, Mike Tennant Affiliate Bank(s): The Piedmont Bank, Norcross Cash & d fm b Net Loans Total Assets

$ $ $

28,099,000 828,494,000 1,046,633,000

Total Equity Net Income

$ $

OMEGA (Tift) Pop. 1,221

109,412,000 15,346,000

CBA Div 6

South Georgia Bank Holding Company 5515 Alabama Ave (31775), PO Box 1505 31793-1505 Est. 1999

Tel 229-382-4211

Glenn P. Willis Jr, Pres Directors: Willis Collins, T. D. Hornbuckle, Jonathan Jones, Teresa Lasseter, Lamar Martin, Doyle Medders, Jones Ponder, Bill Reinhardt, Ford Spinks, G. M. Thompson, J. M. Turner, Glenn P. Willis Jr Affiliate Bank(s): South Georgia Banking Company, Omega Cash & d fm b Net Loans Total Assets

$ $ $

103,093,000 235,057,000 473,972,000

Total Equity Net Income

$ $

PINE MOUNTAIN (Harris) Pop. 1,304

65,133,000 5,538,000

CBA Div 5

First Peoples Bankshares, Inc. 105 Chipley St (31822), PO Box 1178 31822-1178 Est. 1995

Tel 706-663-2700 FAX 706-663-8145

Charles E. (Chad) Kimbrough, Chm Bd Randal McKoon, SVP-CFO Charles E. Sweat, Pres-CEO Doug Etheridge, SVP-CLO Jane J. Lawson, SVP-COO Directors: Charles E. (Chad) Kimbrough, Thomas D. Carlisle Jr, Dr. Mack H. Clements, Alex A. Hill, Jane J. Lawson, Sarah K. (Sally) Sharpless, Charles E. Sweat Affiliate Bank(s): First Peoples Bank, Pine Mountain Cash & d fm b Net Loans Total Assets

$ $ $

26,849,000 100,152,000 179,459,000

Total Equity Net Income

$ $

ROCHELLE (Wilcox) Pop. 1,174

18,020,000 1,938,000

CBA Div 6

WCSB Holding Company, Inc. 1068 First Ave (31079), PO Box 476 31079-0476 Est. 2016 L. O. Peebles Jr, Chm Bd L. T. McDonald Jr, V Chm Bd Michael A. Durden, Pres-CEO Directors: L. O. Peebles Jr, L. T. McDonald Jr

Tel 229-468-5104 Shannon Vickers, CFO Donna Arant, Sec

Affiliate Bank(s): Wilcox County State Bank, Abbeville Cash & d fm b Net Loans Total Assets

$ $ $

3,118,000 78,675,000 113,815,000

Total Equity Net Income

$ $

ROME • (Floyd) Pop. 36,303

12,476,000 1,336,000

CBA Div 1

Greater Community Bancshares, Inc. 1490 Martha Berry Hwy (30165), PO Box 529 30162-0529 Est. 1996

Tel 706-295-9300

Robert L. Berry, Chm Bd Donna E. McEntyre, COO-Corp Sec David L. Lance Sr, Pres-CEO-CFO Directors: Robert L. Berry, Paul B. Brock MD, Frank A. Brown Jr, Barry R. Henderson, Kenneth W. Jones Jr, David J. Lance Sr, M. Wayne Robinson, William B. Temple, Martha B. Walstad, Edwin C. Watters Affiliate Bank(s): Greater Community Bank, Rome Cash & d fm b Net Loans Total Assets

$ $ $

32,392,000 174,878,000 225,380,000

Total Equity Net Income

$ $

22,953,000 2,767,000


Georgia Financial Directory

272 ROME — Continued

Heritage First Bancshares, Inc. 501 Broad St (30161), PO Box 5184 30162-5184 Tel 706-232-5600 Est. 2005 FAX 706-291-9084 Ryan P. Earnest, Pres-CEO Pamela Hughes, VP-HR Dir Michael Baker, EVP-C Cre Off Beth Summers, VP-Bus Dev Off Vicki Knight, EVP-C Risk/Compl Off Connie Barton, AVP-Ln Op Mgr Charles W. Thornton Jr, EVP-CFO-COO Anna Bridges, AVP-Cre Admin Kay Chumbler, SVP-Ret B Mgr-Mktg Dir Peter Matthews, AVP-Cre Admin-Comm Ln Clem Trammell, SVP Prod Mgr Karen Green-Holbert, VP-Res Ln Mgr Joni Holland, Br Mgr Directors: Helmut H. Cawthon, Kenneth F. Davis M.D., Ryan P. Earnest, Andrew C. Heaner, Clint G. Hubbard, Randal A. Land, Kimberly G. Mauer, Laura H. Mumber, David M. Parker, Wayne E. Vick, Thad W. Watters Affiliate Bank(s): Heritage First Bank, Rome Cash & d fm b $ 3,549,000 Total Equity $ 147,712,000 Net Loans $ 118,174,000 Net Income $ 1,437,000 Total Assets $ 147,712,000

RCB Financial Corporation 228 N 2nd Ave 30165 Est. 2009 Affiliate Bank(s): River City Bank, Rome Cash & d fm b $ Net Loans $ Total Assets $

Tel 706-236-2123

13,880,000 103,975,000 161,933,000

Total Equity Net Income

$ $

SARDIS (Burke) Pop. 999

19,081,000 1,674,000

CBA Div 4

Sardis Bankshares, Inc. 731 Charles Perry Ave (30456), PO Box 100 30456-0100 Est. 1986 J. Preston Conner, Chm Bd-Pres-CEO Directors: J. Preston Conner Affiliate Bank(s): Southern Bank, Sardis Cash & d fm b $ 9,676,000 Total Equity Net Loans $ 44,053,000 Net Income Total Assets $ 79,137,000

Tel 706-437-9977

$ $

SAVANNAH • (Chatham) Pop. 136,286

9,666,000 292,000

CBA Div 7

Carver Financial Corporation 701 Martin Luther King Jr Blvd 31401 Tel 912-447-4200 Est. 2003 Robert E. James, Chm Bd-Pres-CEO-CFO Mattie M. Bing, A Sec David L. Douse, VP-Sec Sherrie H. Williams, A Sec Directors: Robert E. James, E. Bruce Adams, David L. Douse, Robert E. James II, Edward G. Miller, William E. Stiles Affiliate Bank(s): Carver State Bank, Savannah Cash & d fm b $ 7,989,000 Total Equity $ 4,555,000 Net Loans $ 26,664,000 Net Income $ 254,000 Total Assets $ 42,345,000

FCB Financial Corp. 111 Barnard St (31401), PO Box 1248 31402-1248 Tel 912-629-2900 Est. 2002 Stephen S. Green, Chm Bd Kenneth R. Farrell, CEO Directors: Stephen S. Green, Robert M. Chu, Benny H. Curl, Jack L. Forehand, Arnold M. Tenenbaum Affiliate Bank(s): First Chatham Bank, Savannah Cash & d fm b $ 59,266,000 Total Equity $ 38,157,000 Net Loans $ 246,183,000 Net Income $ 2,320,000 Total Assets $ 378,018,000

Banker Regulatory Forum: Open dialogue between Georgia’s Community Bankers and the regulators. For more information and upcoming dates go to: www.cbaofga.com/banker-regulatory-forum.html


90 YEARS One Mission. Community Banks.®

POWER UP YOUR INVESTMENTS With ICBA Securities®, managing your balance sheet is like riding the perfect wave. With quality investment education, products, and services at competitive prices, we can supercharge the power behind your portfolio.

Soar with ICBA Securities.

Institutional investors only. Members FINRA/SIPC.

www.icbasecurities.com | info@icbasecurities.com | 800-422-6442


Georgia Financial Directory

274

SMYRNA (Cobb) Pop. 51,271

CBA Div 3

Vinings Bancshares, Inc. 4135 Atlanta Rd (30080), PO Box 725189 31139-2189 Est. 2016

Tel 770-437-0004 FAX 678-384-7899

J. Dan Oliver, Chm Bd-CEO Directors: J. Dan Oliver, Michael A. Brown, Clark F. Hungerford, Kenneth L. Makant, Jeffrey N. Plowman, Danny G. Schulman, Craig Wrigley Affiliate Bank(s): Vinnings Bank, Smyrna Cash & d fm b Net Loans Total Assets

$ $ $

26,929,000 149,435,000 368,590,000

Total Equity Net Income

$ $

32,892,000 4,009,000

SOPERTON • (Treutlen) Pop. 3,115

CBA Div 7

Soperton Bancshares, Incorporated 1202 2nd St N (30457), PO Box 26 30457-0026 Est. 1988 Richard M. Dennard, Chm Bd Chandler M. Beasley III, Pres-CEO

Tel 912-529-4431 Gloria Holt, CFO

Directors: Richard M. Dennard, Chandler M. Beasley III, James Mark Burns, Lois G. Clardy, Donald Gillis, Stewart A. Hamilton, Dennis H. Ingley, David Roberts Affiliate Bank(s): The Bank of Soperton, Soperton Cash & d fm b Net Loans Total Assets

$ $ $

12,357,000 73,017,000 92,921,000

Total Equity Net Income

$ $

9,594,000 1,486,000

SUMMERVILLE • (Chattooga) Pop. 4,534

CBA Div 1

Summerville/Trion Bancshares, Inc. 10144 Commerce St (30747), PO Box 530 30747-0530 Est. 1986 Sue Hurley, Chm Bd-Pres-CEO-Sec-Cash William B. Hurley, V Chm Bd-EVP-Int Legal Cnsl

Tel 706-857-9245

Edward F. Hurley, EVP Suzanne Hurley-Bowman, EVP-Bd Sec

Directors: Sue Hurley, William B. Hurley, Edward F. Hurley, Katherine Cutler Hurley, Suzanne Hurley-Bowman Affiliate Bank(s): Southeast First National Bank, Summerville Cash & d fm b Net Loans Total Assets

$ $ $

10,120,000 16,848,000 60,370,000

Total Equity Net Income

$ $

7,053,000 89,000

SUWANEE (Gwinnett) Pop. 15,355

CBA Div 3

Quantum Capital Corp. 505 Peachtree Industrial Blvd 30024 Est. 1995 Dr. Narasimhulu Neelagaru, Chm Bd-CEO Bryan Cohen, Pres

Tel 770-945-8300 Dana W. Litman, EVP-CFO-Sec

Directors: Dr. Narasimhulu Neelagaru Affiliate Bank(s): Quantum National Bank, Suwanee Cash & d fm b Net Loans Total Assets

$ $ $

51,156,000 429,472,000 512,653,000

SWAINSBORO • (Emanuel) Pop. 7,277

Total Equity Net Income

$ $

57,000,000 15,139,000

CBA Div 7

Swainsboro Bankshares, Inc. 121 N Main St (30401), PO Box 249 30401-0249 Tel 478-237-7001 Est. 1992 FAX 478-237-4949 W. Denny Key, Pres J. Rufus Youmans Jr, CFO-Sec Directors: Jeff Cannon, Milton B. Gray Jr, Minton D. Hester, Gary Johnson, W. Denny Key, Stephen T. Rushing, William E. Simmons, J. Rufus Youmans Jr Affiliate Bank(s): The Citizens Bank of Swainsboro, Swainsboro Cash & d fm b $ 26,482,000 Total Equity $ 24,000,000 Net Loans $ 160,667,000 Net Income $ 2,877,000 Total Assets $ 217,895,000


Georgia Financial Directory SYLVANIA • (Screven) Pop. 2,956

275 CBA Div 7

Screven Bancshares, Inc. 104 N Main St (30467), PO Box 559 30467-0559 Tel 912-564-7436 Est. 1991 FAX 912-564-5100 R. J. Martin III, Chm Bd Otis M. Chivers, Sec-Treas Hoke S. Reeves III, Pres-CEO Directors: R. J. Martin III Affiliate Bank(s): Farmers and Merchants Bank, Sylvania Cash & d fm b $ 37,562,000 Total Equity $ 18,182,000 Net Loans $ 42,634,000 Net Income $ 1,173,000 Total Assets $ 123,204,000

THOMASTON • (Upson) Pop. 9,170

CBA Div 5

WCG Bancshares, Inc. 617 N Church St (30286), PO Box 1188 30286-0016 Tel 706-647-8951 Est. 1983 FAX 706-647-8930 Jesse E. Rogers Jr, Chm Bd-Pres-CEO Matt Adams, Sec Directors: Jesse E. Rogers Jr, J. L. Caldwell Jr, Kenny Coggins, Alan Connell, James A. Robinson Jr, Jeffrey H. Rogers, Charles David Short Affiliate Bank(s): West Central Georgia Bank, Thomaston Cash & d fm b $ 7,365,000 Total Equity $ 33,561,000 Net Loans $ 43,890,000 Net Income $ 1,621,000 Total Assets $ 120,538,000

THOMASVILLE • (Thomas) Pop. 18,413

CBA Div 5

Thomasville Bancshares, Inc 301 N Broad St (31792), PO Box 1999 31799-1999 Tel 229-226-3300 Est. 1995 Richard L. Singletary Jr, Chm Bd Hollie W. Lloyd, VP-CFO Stephen H. Cheney, Pres-CEO Directors: Richard L. Singletary Jr, Stephen H. Cheney, Charles H. Hodges III Affiliate Bank(s): Thomasville National Bank, Thomasville Cash & d fm b $ 59,266,000 Total Equity $ 92,449,000 Net Loans $ 791,515,000 Net Income $ 18,818,000 Total Assets $ 955,436,000

TRENTON • (Dade) Pop. 2,301

CBA Div 1

TAG Bancshares Inc. 12255 S Main St (30752), PO Box 249 30752-0249 Tel 706-657-5678 Est. 1991 C. Lentz Reynolds Jr, Chm Bd Lisa G. Shrader, EVP-CFO Chris R. Powell, Pres-CEO Directors: C. Lentz Reynolds Jr, Doug Anderton, Karen Ingle, Chris R. Powell, C. Lentz Reynolds III, Deloris Smyth, Fred Stephens, Dennis Watson Affiliate Bank(s): Citizens Bank & Trust Inc, Trenton Cash & d fm b $ 6,191,000 Total Equity $ 10,237,000 Net Loans $ 61,365,000 Net Income $ 1,221,000 Total Assets $ 105,179,000

Tri-States Bankshares, Inc. 12634 N Main St (30752), PO Box 9 30752-0009 Est. 1982 Don Gross, Chm Bd Derrell Gaddis, Pres Directors: Don Gross Affiliate Bank(s): Bank of Dade, Trenton Cash & d fm b $ 4,093,000 Total Equity $ Net Loans $ 53,327,000 Net Income $ Total Assets $ 114,908,000

Tel 706-657-6842

For information on CBA events, professional development programs, member benefits and more, visit www.cbaofga.com.

13,053,000 1,879,000


Georgia Financial Directory

276

TWIN CITY (Emanuel) Pop. 1,742

CBA Div 7

Durden Bankshares, Inc. 111 N Railroad Ave (30471), PO Box 160 30471-0160 Tel 478-763-2121 Est. 1996 FAX 478-763-3966 G. W. Johnson Jr, Chm Bd-Pres Donna Weatherford, Sec Directors: G. W. Johnson Jr, J. Robert Bowen Jr, Jerry N. Cadle, Clay H. Clark, Loy D. Cowart Jr, Dal D. Durden, Lacy B. Frye III, William L. Mathis, Danny Olliff Affiliate Bank(s): Durden Banking Co, Inc, Twin City Cash & d fm b $ 9,195,000 Total Equity $ 29,690,000 Net Loans $ 112,437,000 Net Income $ 3,731,000 Total Assets $ 177,000,000

VALDOSTA • (Lowndes) Pop. 54,518

CBA Div 6

Lee L. Mikuta Trust 1202 Madison Hwy 31602 Est. 2014 Affiliate Bank(s): Commercial Banking Company, Valdosta Cash & d fm b $ 21,649,000 Net Loans $ 175,556,000 Total Assets $ 235,153,000

Tel 229-242-7600

Total Equity Net Income

$ $

VIDALIA (Toombs) Pop. 10,473

34,804,000 2,790,000

CBA Div 7

Altamaha Bancshares, Inc. 206 Jackson St (30474), PO Box 489 30475-0489 Tel 912-537-1921 Est. 1981 FAX 912-537-0489 R. Brent Sammons, Pres John Tyson, SVP-CFO Brenda Moore, SVP-Op Off Shan Venable, SVP-C Tech Off Michael Thigpen, SVP-CLO Vicki Kramer, Compl Off Directors: Wayne Hartley, Mae Jones, S. Thomas Moore, Randall Morris, R. Brent Sammons, Susan Shook, Tommie Williams Affiliate Bank(s): Altamaha Bank and Trust Company, Vidalia Cash & d fm b $ 5,015,000 Total Equity $ 20,486,000 Net Loans $ 115,834,000 Net Income $ 1,801,000 Total Assets $ 173,421,000

Heart of Georgia Bancshares, Inc. 2109 E 1st St 30475 Est. 1995 Don M. Thigpen, Pres-CEO Anne Reaves, Sec Directors: Ronnie Green, G. M. Joiner Jr, Don M. Thigpen Affiliate Bank(s): Mount Vernon Bank, Mount Vernon Cash & d fm b $ 21,305,000 Total Equity $ Net Loans $ 69,950,000 Net Income $ Total Assets $ 129,800,000

WASHINGTON • (Wilkes) Pop. 4,134

Tel 912-386-4700

15,709,000 1,805,000

CBA Div 2

Washington/Wilkes Holding Company 911 E Robert Toombs Ave (30673), PO Box 280 30673-0280 Tel 706-678-2187 Est. 1986 Gerald O. Norman, Chm Bd L. Dan Coxwell, Pres-CEO Directors: Gerald O. Norman Affiliate Bank(s): F&M Bank, Washington Cash & d fm b $ 19,973,000 Total Equity $ 46,900,000 Net Loans $ 147,455,000 Net Income $ 2,805,000 Total Assets $ 276,101,000

Order your copy of the

2020 CBA Salary Survey free for participating member banks! www.cbaofga.com/salary-survey.html


Georgia Financial Directory

277

WATKINSVILLE • (Oconee) Pop. 2,832

CBA Div 2

Oconee Financial Corporation 35 N Main St (30677), PO Box 205 30677-0205 Est. 1999

Tel 706-769-6611

T. Neil Stevens, Pres-CEO Hal Jackson, VP-Comm B Off Jerry K. Wages, Sr EVP Jackie Lyle, VP-Compl Off Philip Bernardi, EVP-CLO Rob Matthews, VP-Comm B Off Steven Rogers, EVP-CFO Tim Watson, VP-Comm B Off Tom Wilson, EVP-C Cre Off Jessica Arthurton, AVP-HR Off Cristi Donahue, SVP-Ret Off John Barnes, AVP-Cons LO Marisa M. Reynolds, SVP-Op/IT Off Kristi Greer, AVP-Trng Off Coleman Benko, VP-Fin Ser Off Deesha Hagwood, AVP-Mktg Off Alan Brown, VP-Comm B Off Sara Story, Mtg LO Directors: Bob Bishop, Brian Brodrick, Mack H. Guest, Albert Hale, Henry Maxey, Jonathan Murrow, Toby Smith, T. Neil Stevens, Jerry K. Wages, Virginia Wells, Tom Wilson Affiliate Bank(s): Oconee State Bank, Watkinsville Cash & d fm b Net Loans Total Assets

$ $ $

38,099,000 250,344,000 399,521,000

Total Equity Net Income

$ $

WAYCROSS • (Ware) Pop. 14,649

35,541,000 3,833,000

CBA Div 6

Jones Bancshares, L.P. 530 Memorial Dr 31501 Est. 1993

Tel 912-449-6685 FAX 912-490-1017

Affiliate Bank(s): Primesouth Bank, Blackshear Cash & d fm b Net Loans Total Assets

$ $ $

38,712,000 548,599,000 685,696,000

Total Equity Net Income

$ $

78,185,000 9,443,000

WB&T Bankshares, Inc. 501 Tebeau St (31501), PO Box 1339 31502-1339 Est. 1989

Tel 912-283-0001

Ansel P. Clark, Chm Bd-Pres-CEO Wesley Fuller, C Info Off A. Parrish Clark Jr, EVP Daniel Phillips, Sr Acct Off Directors: Ansel P. Clark, Lewayne Dalton, Larry R. Dean, E. Rees Gibson, J. Conway Gillis, A. Harris Hines Jr, Jack C. Kilgore, William P. Langdale III, David W. Littlefield Jr, M. M. Monroe III, William J. Monroe Jr, M. Ashley Paulk Jr, James E. Stewart III Affiliate Bank(s): Guardian Bank, Valdosta South Coast Bank & Trust, Brunswick Waycross Bank & Trust, Waycross Cash & d fm b Net Loans Total Assets

$ $ $

47,716,000 482,048,000 748,727,000

Total Equity Net Income

$ $

WAYNESBORO • (Burke) Pop. 5,766

84,358,000 10,742,000

CBA Div 4

First Burke Banking Company 626 Liberty St (30830), PO Box 647 30830-0647 Est. 1986 J. C. Palmer III, Chm Bd-Pres-CEO Clifford E. Lewis, VP-LO Directors: J. C. Palmer III

Tel 706-554-8100 J. C. Palmer IV, LO

Affiliate Bank(s): The First National Bank of Waynesboro, Waynesboro Cash & d fm b Net Loans Total Assets

$ $ $

34,756,000 90,240,000 148,154,000

Total Equity Net Income

$ $

WILLACOOCHEE (Atkinson) Pop. 1,391

25,172,000 2,363,000

CBA Div 6

Atkinson County Bankshares Corporation 6 Fleetwood Ave E (31650), PO Box 368 31650-0368 Est. 1952

Tel 912-534-5101 FAX 912-534-5300

Charlie W. Bray III, Chm Bd-Pres-CEO Cindy S. Mathews, Op Off C. Jerome Crosby, V Chm Bd Directors: Charlie W. Bray III, Celeste L. Bray, C. Jerome Crosby, Cindy S. Mathews, Michael Paulk, Tracy Taylor, Sandra Ursrey Affiliate Bank(s): The Peoples Bank, Willacoochee Cash & d fm b Net Loans Total Assets

$ $ $

13,955,000 43,609,000 75,899,000

Total Equity Net Income

$ $

10,569,000 887,000



Georgia Financial Directory WRENS (Jefferson) Pop. 2,176

279 CBA Div 4

CSRA Bank Corp. 300 Broad St (30833), PO Box 555 30833-0555 Tel 706-547-6502 Est. 1990 J. D. Dowdy, Chm Bd Haynes Standard Jr, CFO Lee Clark, Pres-CEO Directors: J. D. Dowdy, Mark Davis, J. E. Fleming Jr, J. L. Gay, Charlotte L. Gilmore, Mac Reeves, J. B. Whitaker Affiliate Bank(s): First State Bank, Wrens Cash & d fm b $ 10,722,000 Total Equity $ 13,961,000 Net Loans $ 125,640,000 Net Income $ 2,239,000 Total Assets $ 159,620,000

WRIGHTSVILLE • (Johnson) Pop. 2,195

CBA Div 7

Wrightsville Bancshares, Inc. 156 N Bradford St (31096), PO Box 320 31096-0320 Tel 478-864-3347 Est. 1986 Jeffrey D. Powell, Chm Bd Richard V. Everly, Pres-CEO Directors: Jeffrey D. Powell, James F. Hobby III, Lynn L. Shields, Stuart R. Stanley, Joe Sumner Affiliate Bank(s): Bank of Wrightsville, Wrightsville Cash & d fm b $ 3,135,000 Total Equity $ 5,784,000 Net Loans $ 34,947,000 Net Income $ 733,000 Total Assets $ 56,763,000

To keep up to date on CBA members, education programs, industry trends, association events including conventions, financial products and services check out the

Georgia Communities First Magazine https://www.cbaofga.com/ georgia-communities-first-magazine.html


280

Georgia Financial Directory

ADVERTISER INDEX Bahr Consultants, Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 156 BFS Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 216 Carr, Riggs & Ingram, LLC CPA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 265 DeNyse Companies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 199 Eclipse Brand Builders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 247 Executive Insurance Agency . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 140, 252 Fiserv . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 269 Fitzgerald MSI . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 Genesys Technology Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68, 256 Harland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18, 278 Holtmeyer & Monson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 180 ICBA Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21, 74, 273, Outside back cover James Bates Brannan Groover . . . . . . . . . . . . . . . . . . . . . . . . . . . 87, Inside back cover Kasasa . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 Mauldin & Jenkins . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96 McNair, McLemore, Middlebrooks & Co. LLC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 260 Progressive Communications. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 230 Promontory Interfinancial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 244 SHAZAM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2, 46 Stokes Carmichael & Ernst, LLP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Inside front Cover Travelers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Warren Averett . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26, 117


7KH )LQDQFLDO ,QVWLWXWLRQV *URXS DW -DPHV %DWHV %UDQQDQ *URRYHU //3 LQFOXGHV H[SHULHQFHG VHDVRQHG SURIHVVLRQDOV ZLWK D ORQJ KLVWRU\ RI VHUYLFH WR *HRUJLD¶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¶ JRDOV DQG REMHFWLYHV 3OHDVH FRQWDFW DQ\ RI RXU ODZ\HUV OLVWHG EHORZ IRU PRUH LQIRUPDWLRQ DERXW KRZ RXU ¿UP PD\ EH RI KHOS WR \RX

Dan Brannan (404) 997-6023

Michael White (478) 749-9921

Corrie Hall (478) 749-9949

Heather Hestley (404) 997-6032

dbrannan@jamesbatesllp.com

mwhite@jamesbatesllp.com

chall@jamesbatesllp.com

hhestley@jamesbatesllp.com

Elizabeth Hall (478) 749-9923

Doroteya Wozniak (404) 997-6031

ehall@jamesbatesllp.com

dwozniak@jamesbatesllp.com

Lyn Clinton (404) 978-7810

David Anderson (478) 336-5517

lschroeder@jamesbatesllp.com danderson@jamesbatesllp.com

2I¿FHV 0DFRQ $WODQWD


90 YEARS One Mission. Community Banks.®

POWER UP YOUR INVESTMENTS With ICBA Securities®, managing your balance sheet is like riding the perfect wave. With quality investment education, products, and services at competitive prices, we can supercharge the power behind your portfolio.

Soar with ICBA Securities.

Institutional investors only. Members FINRA/SIPC.

www.icbasecurities.com | info@icbasecurities.com | 800-422-6442


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.