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Consumer Lending School

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WINSPIRE

WINSPIRE

Instructor: Jeffery Johnson Bankers Insight Group

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The CBA has been a leader for decades in providing training for community bank consumer lenders. This annual 4½ -day school is designed to take the student through the process of consumer lending to develop and advance the skills necessary to administer quality consumer loans. Numerous in-class case studies and exercises will be utilized to assist with comprehension and retention of these skills.

The lending process includes making sense of the decision process which includes taking the application, analyzing the financial data, making the credit decision, and ensuring compliance with laws and regulations, policies and procedures, and loan documentation to ensure a successful closing.

Areas of Study

• Loan Application and the Interview Process • Getting a Grip on Lending Regulations • Lending to the Self-Employed Borrower • Driving Success in a Changing Environment • Credit Investigation • Lending - A Regulator’s Perspective • Evaluations and Decision Making • Loan Documentation • Credit Policy • Practical Application of Consumer Lending Principles and Case Studies • And Much More!

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