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Vol 28 September 2019 Published monthly (except January)
Michael Bell Bendigo Bank Community Bank East Gosford, Lisarow and Kincumber Final plans unveiled for Gosford Leagues Club Field Projects over $5 million now out of Council hands
Page 8 Edgar Adams’ Editorial Its on! The fight for Warnervale Airport
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Cover story 4
Cover story
Michael Bell, Bendigo Bank East Gosford, Lisarow and Kincumber
Business news 6 Final plans unveiled for Gosford Leagues Club Field 7 Projects over $5 million now out of Council hands 9 Central Coast Research Institute appoints Director 10 MIRAIT Technologies Australia recognised at Osaka awards event 11 Brisbane Water Oyster Festival celebrates 20th year 11 Tuggerah start-up chosen for Mars Food Seeds of Change Accelerator programme 12 Pauline Wright – Woman Lawyer of the Year 12 Red Eye Constructions forms new interiors division 12 Top award for Somersby vet 13 Tonkin Drysdale Partners appoints solicitor 13 Matthew Lusted elected President Wyong Chamber of Commerce
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14 Top award for Reptile Park 14 The value of workplace giving is priceless 15 Airport supporters put the wind up Councillors 15 Council creates new Reference Group to guide the Coast towards a better future 15 Community to have their say on Biodiversity planning 16 Commercial and Industrial Property for Sale / Lease 17 St Hilliers finalise Masterplan DA for Central Coast Quarter 20 With constant changes in employment law what hope is there for employers? 21 Mind your Business – Business Health Check 21 Have you future proofed your business?
Regular features 8
Edgar Adams’ Editorial
It’s on! The fight for Warnervale Airport
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COV ER S TORY
Michael Bell, Bendigo Bank Community Bank East Gosford, Lisarow and Kincumber By Phaedra Pym A hub of community capital When the last of the big 4 banks shut its doors in East Gosford twenty years ago, it left a vacuum in the close-knit community that seemed impossible to fill. Local consumers left in droves for Erina, putting enormous strain on the once thriving shopping strip. But all that changed when long-established local businessmen and members of the East Gosford Chamber of Commerce, Bob Moore, Terry Dibben, Ron Hincksman and Bob Rudd, put their heads together after watching a story on A Current Affair about a Community Bank® that had just commenced operation in rural Victoria. Inspired by the story, the men approached the bank in question, Bendigo Bank, and were given the nod to conduct a feasibility study. Believing in the concept, Gosford City Mayor at the time, Chris Holstein, approved council funding towards the costs of the study and the East Gosford Progress Association contributed the shortfall. Less than twelve months later, on August 5, 2000, the Central Coast’s first Community Bank® was open for business. It was the twenty-third branch to open in the national network and the fifth in New South Wales. Run by locals for locals, the community embraced their new bank immediately. Today Bendigo Bank is Australia’s fifth largest retail bank with more than 540 branches across Australia. Operating as a Bendigo Bank Community Bank® franchise, East Gosford
and Districts Financial Services Limited, which encompasses East Gosford, Lisarow and Kincumber Community Bank® branches, was listed on the National Stock Exchange in 2005 and today services more than 7,800 customers and has generated almost $300 million in business across the greater Gosford area. Most significantly, the three local branches have contributed over $750k in local grants, donations and sponsorships through its commitment to give 80% of its annual profits back to the community. One man who has been instrumental to the success of the Central Coast’s Bendigo Bank branch network is Senior Branch Manager, Michael Bell. Describing his role as, “the conduit between the Board, the business and the community”, Michael was approached by his accountant, Terry Dibben, the Chairman of the Board at the time, to come on board as East Gosford’s second branch manager in early 2002. As an experienced banker, respected local real estate agent and life-long Gosford resident, Michael said the transition to Bendigo Bank felt natural. “By the time I came on board the East Gosford branch was well established and had made its first profit in its second year of operation. People embraced us because they liked those traditional banking services where they could come in and talk to someone. To this day we still have local phone numbers so people can speak to a member of our team, many of whom have been with us from the start.” Staff
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turnover is low across the sixteen staff and most are shareholders and active members of the community. The original Board of Directors was instrumental to the early success of the East Gosford Community Bank® branch. Each member was so passionate about the suburb in which they lived and had business interests that they were happy to volunteer their time to ensure it thrived. In addition to Dibben (Chair), Hincksman, Rudd and Moore, the original Board included Bruce Binns, who still owns East Gosford Newsagency and Post Office, Michael Clayton (Michael Clayton Motors), Brian Lindbeck (the only original member on the Board today) and Warren Price (East Gosford Surf Shop). “The original Board was very much East Gosford centric and wanting to make sure there was a bank that would create a hub of community capital to ensure East Gosford flourished,” said Michael. He describes today’s Board of Directors, chaired by Gosford financial planner, Garry Morris, as “nimble and open minded”. The Board’s role is to strategically determine any further expansion plans, grant funding and major support initiatives, along with business and professional advice to managers. Because of Bendigo Bank’s rapid success at East Gosford, the franchisor was supportive of their expansion plans to open a branch at Lisarow in 2003 and, three years later, another branch at Kincumber. The choice of locations was strategic. Like East
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Gosford, Lisarow and Kincumber enjoy good foot traffic, easy access and parking, a road frontage position and similar demographics. “Today we are the only bank between Gosford and Tuggerah, the only bank at Lisarow and the only bank in the Kincumber area. It’s a very large area with a massive number of people. And we’ve only just touched the tip of the iceberg in terms of people knowing we are there and what we can do,” said Michael. Offering most of the same products and services and the same level of technology offered by the Big 4, Bendigo Bank’s advertising and marketing focuses on Bendigo being the ‘the better big bank’. Michael said, “Many people still see us as a small bank, but with 540 branches nationally that’s not the case. It takes a lot of work to get that message out to people. But we know that once people bank with us they generally say, ‘I should have done this years ago’. And that’s because our staff do a great job on the front line. People have forgotten what customer service is. Younger people coming through have never had that service so they don’t know what it is until they experience it with us.” Other challenges have included the GFC and, most recently, the Banking Royal Commission and the lowest interest rates in history. “Banking is very competitive but we rely on a profit share arrangement with Bendigo Bank so we have to be mindful that the business we write is good business,” said Michael adding
East Gosford & Districts Community Bank Branch Director Ken Howes with Branch Manager East Gosford Julie Eastham who joined the Bank when it opened 19 year years ago. they are competitive across the board. Bendigo Bank on the Central Coast supports a number of grassroots sporting and other community sectors who share their stories via the Bank of Goodwill, an initiative of Michael’s in conjunction with Treehouse Creative. “When people ask us why they should bank with us I show them the Bank of Goodwill YouTube channel and say, ‘this is what we do; these are the customers we support’. If we can help facilitate goodwill in the community it serves to show that we are more than just a bank. We try and make a difference.” Their latest
community support venture is a major domestic violence initiative run in conjunction with Community SOS and Catholic Care. Through its Community Enterprise Foundation, the East Gosford, Lisarow and Kincumber Community Bank® branches have committed $100,000 to that initiative because of the high incidence of domestic violence in our region. $50,000 has already been provided as a pilot program and another $50,000 is currently being distributed. The Ettalong Beach Community Bank® branch has also recently come on board CONTINUED ON PAGE 22
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NEWS
Final plans unveiled for Gosford Leagues Club Field THE NSW GOVERNMENT has released the final designs for Gosford CBD’s new Leagues Club Field, which will transform the site into a world-class public space. Planning and Public Spaces Minister Rob Stokes was in Gosford in mid-August to unveil the nature-inspired design, which features new picnic areas and amenities, walkways, an inclusive playground and water play areas. “Today’s announcement sets a new standard for regional playgrounds and open spaces across the State,” Mr Stokes said. “The final designs showcase best practice in creating exemplary play spaces that invite everyone in the community to stay and play.” When complete, the park will also feature dozens of new trees, thousands of native plants and an innovative ‘tidal terrace’ that draws water from the bay at high tide and drains at low tide to create an ecosystem that changes from hour to hour. Member for Terrigal Adam Crouch said the new Leagues Club Field highlighted the importance of quality open space as a part of Gosford’s revitalisation. “The revitalisation of Gosford is going from strength to strength with cranes in the sky and new residential and commercial
Architect’s image of Leagues Club Field Gosford building work underway, as well as highquality public spaces for locals and visitors to enjoy,” Mr Crouch said. The Hunter and Central Coast Development Corporation (HCCDC) is leading the project and has worked with worldclass designers, the community, Central
Coast Council and the Darkinjung Local Aboriginal Land Council to create the final designs that reflect the local indigenous culture and history. HCCDC will call tenders for construction in the near future with works expected to commence in late 2019.
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BUSINESS NEWS
Projects over $5 million now out of Council hands A LANDMARK ANNOUNCEMENT by the Minister for Planning and Public Spaces The Hon Rob Stokes MP and Member for Terrigal Adam Crouch MP on 26 August will take all Development Applications over $5 million out of Central Coast Council’s control. “I am delighted to announce that Central Coast Council has been added to the network of LPPs across NSW with the introduction of a Local Planning Panel (LPP) for the Central Coast.,” Mr Crouch said. The move comes after two frustrating years for builders, developers and investors who have had complying developments refused by Councillors and approved after being taken to the NSW Land and Environment Court. Delays and legal costs are reminders of the worst days of the former Gosford Council. “This will bring greater transparency and accountability to our region’s planning system,” said Mr Stokes. “The Central Coast is growing and the new LPP is needed to ensure that major developments are planned and delivered in a strategic way.” Member of the Legislative Council Taylor Martin said the Central Coast community had been calling for a LPP since the NSW Government first introduced the policy. “We know that by 2036 an extra 75,500 people will call the Central Coast home, which is why our community deserves the same planning certainty as our city counterparts,” Mr Martin said. LPPs are panels of independent experts who make decisions on sensitive, complex
and high-value development applications on behalf of Council. Mr Stokes said with Central Coast Council managing a large and growing population and economy, it made perfect sense that a LPP be extended to the region. “Independent reviews of existing panels in NSW have demonstrated they are performing very well to deliver better planning outcomes which is why we’ve established a LPP for the Central Coast,” Mr Stokes said. “The panel will free up Councillors to focus on the long-term strategic planning to lead the delivery of the region’s goals and priorities across its large jurisdiction.” A Central Coast LPP is expected to be in place by early 2020 and will consist of a chair and two independent experts appointed by Council from a Ministerendorsed pool of independent, qualified people, plus a community representative. The establishment of a LPP for the Central Coast was a key recommendation from the major independent review of governance in the NSW planning system by former NSW Deputy Police Commissioner Nick Kaldas. CCBR reported on the Kaldas Report in February. The review recognised the significant effectiveness of mandatory LPPs – formerly known as Independent Hearing and Assessment Panels (IHAPs) – in metropolitan Sydney and Wollongong and recommended the NSW Government consider extending LPPs to other areas. Commenting on the move Gosford Erina Chamber of Commerce President, Rod
Minister for Planning and Public Spaces The Hon Rob Stokes with Member for Terrigal Adam Crouch in Gosford in late August. Dever said the Chamber welcomed the announcement. Mr Dever said, “In 2018 the Chamber wrote to then Planning Minister, the Hon. Anthony Roberts MP requesting consideration for an Independent Hearing and Assessment Panel (IHAP) or similar in order to establish a clear planning process for the region. This process would position Gosford and the Central Coast alongside other key development regions such as the Illawarra and the Lower Hunter. “This announcement by the Minister delivers a consistency in the development process. It can now remove the local blockages to progress” said Mr Dever. “Having a skilled and experienced panel of independent assessors is what has been missing from the region. This panel, once established, will play a major role in making development happen. Development that CONTINUED ON PAGE 22
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Suite 2.03, 4 Ilya Avenue Erina. CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
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EDITORIAL
Edgar Adams discusses local issues
Its on! The fight for Warnervale Airport BUT FIRST. I have been asked why I continue to pick on the Central Coast Council. I don’t. I pick on the Central Coast’s Councillors. Council’s staff are doing a good job under very difficult circumstances. My point is that regional economies are for the most part controlled at local government level. The state and federal governments set the macros but it is local government that sets the parameters for economic and social well-being both now and into the future. Here on the Central Coast we elected a mob of mostly political boofheads who could well be described as economic vandals. At their 26th April meeting the Labor/ Green councillors enthusiastically supported by their greenie Mayor declared a Climate Emergency. While these people who believe in fairies at the bottom of the garden are trying to save the planet they are well along the way to destroying our regional economy. An economy with the highest level of youth unemployment in NSW and an overall unemployment rate (December 2018) 5.35%. By the way this does not take into account under employment or those people forced to travel great distances from home to work. They care not a jot for any of our residents who unwittingly voted them in.
And bear in mind some, including our Mayor, only scraped in on preferences. These people with their ideological agendas have forced our once flourishing building industry into a severe decline by making it close to impossible to get a DA through and as for residential sub-divisions, those that do get through are proving to be highly expensive because of all the hoops that a developer must go through to get a block of land to market. The Coast’s tradies are now filling up the Expressway going to Sydney and developers have moved their focus elsewhere to local government areas who welcome them. The fight for Warnervale Airport The fight (and it is a fight) for Warnervale Airport started almost 30 years ago when Wyong Council approved it being developed as a Regional Airport. In the dying days of the former Wyong Council consultants were commissioned to prepare a Concept Plan for a Central Coast Aviation Hub that cost $450,000. With 500 pages it was extensive and was completed by the Administrator of the new Central Coast Council who wimped out on approving it, instead leaving it to the new Council. It shows beyond doubt that this Aviation Hub would be a massive economic driver for the region. In fact it attracted an aircraft manufacturer who signed a lease to build a
$100 million plant on the airport employing some 200 people. (CCBR has checked this person out and he was for real.) The new Council has refused to allow the public to see this Concept Plan and in recent months has moved to close down the airport altogether by making it a dangerous place to land or take off from. This was the final straw and it bought the Central Coast Aero Club which had quietly operated there for 50 years out into the open. The Council meeting of 12th April 2019 will now go down in history as the day the community saw through the devious plans of the Labor/Green alliance that controls this Council to the detriment of the over 310,000 people who live on the Central Coast. Read our report on Page 15. Meanwhile, it is good to see that the Minister for Planning has got the message about our illustrious Council and has taken all DA’s over $5 million out of their hands. Fully story Page 7 Edgar Adams Editor
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BUSINESS NEWS
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Central Coast Research Institute appoints Director
Professor Nick Goodwin, Director, Central Coast Research Institute for Integrated Care and Population Health PROFESSOR NICK GOODWIN has been appointed Director of the recently created Central Coast Research Institute (CCRI), a joint venture between the Central Coast Local Health District (CCLHD) and the University of Newcastle. Recognised internationally as the leading authority and advocate for integrated care over twenty-five years, Professor Goodwin, 51, took up the position after arriving from the UK in July. He was Co-Founder and CEO of the International Foundation for Integrated Care based in Oxford for the past eight years and Editor in Chief of the International Journal of Integrated Care. Meanwhile, over the past few months there has been significant progress made in the construction of the Central Coast Medical School and Research Institute (CCMSRI) building. CCBR understands that Richard Crookes Constructions has been
awarded the $75 million contract to build the new CCMSRI twin towers with completion scheduled for the first quarter of 2021. The CCMSRI is part of a wider ambition to create a Health and Wellbeing precinct in Gosford that will become a world-class facility supporting clinical research and education. The investment should result in an influx of several hundred researchers, medical students, nurses and other health professionals living and working on the Central Coast. The intention is also to provide new educational opportunities locally, for example in helping develop new careers in community-based services. The CCRI’s core focus will be on integrated care and population health – in other words, activities that help redesign the care system so that it becomes less fragmented and costly whilst simultaneously maximising people’s health, wellbeing and independence. Working at the interface between research and practice, Professor Goodwin has spent more than 20-years seeking to advance integrated care in policy and practice internationally. Working with regional and national governments, as well as supranational agencies like the World Bank and World Health Organisation. He has led efforts in the adoption of integrated care policies in many countries. In 2011, he was co-Founder of the International Foundation for Integrated Care based in Oxford in the UK, a start-up that has grown to encompass more than 30,000 members and which operates through collaborating centres around the world including the University of Newcastle in Australia. Asked what attracted him to come and work on the Central Coast, Professor Goodwin said,
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“When I learned of the plans to create the Institute, I was immediately struck by the unique potential to grow an organisation of national and international reputation in Australia and the Asia-Pacific, but also one that would help to improve people’s lives in Gosford and the Central Coast. A case of putting all those years or research, education and advocacy into a local practical reality” So what might that mean for people living on the Central Coast? “The truth is that integrated care is not simply about coordinating medical services so that care is provided at the right time and in the right place. It’s about taking a holistic approach that addresses people’s physical, mental and emotional wellness. For growth towns like Gosford, this means investing in the local community to build resilience and aspiration, promote education and employment opportunities is essential.” So, it seems, these new investments on the Central Coast will not just provide a pull-factor for doctors, nurses, students and other health professionals to live and work here, but it is part of a bigger agenda in the creation of a healthier and wealthier community. CCBR understands that Professor Goodwin and his wife and two young children will be taking up residence at Avoca Beach.
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BUSINESS NEWS
MIRAIT Technologies Australia recognised at Osaka awards event
MIRAIT Technologies Corporation President Takahatake presents MIRAIT Technologies Australia CEO, Kerry White with his award while other award recipients look on. NATIONAL TELECOMMUNICATIONS AND ICT infrastructure construction and maintenance company, Lisarow based MIRAIT Technologies Australia (MTA) has been recognised for their achievements in the past year at the company’s annual awards event in Osaka in June. MIRAIT Technologies Corporation Japan, company achievement awards are held each year in recognition of significant achievement by all contributors to the company’s success throughout the previous year. Contributors include staff, subsidiary companies, and sub-contractors with staff recognised for length of service and
subsidiaries recognised for sales, profit, quality and sub-contractors. The awards are a significant event for MIRAIT with 300 people at the presentation and over 500 attending the after party. MIRAIT Technologies Australia were recognised in two categories: • S ales and Profit – Year on year growth of both sales and profit over the last 3 years, • Q uality – Program based achievement for delivery to nbn on the Fusion Program. MIRAIT Technologies Australia CEO Kerry White travelled to Japan in June to attend the awards night held at the Imperial Hotel Osaka.
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MIRAIT Technologies Australia was formed through the acquisition in 2014 of Central Coast owned CCTS Telecommunication Construction by MIRAIT Technologies Corporation, a division of the MIRAIT Group. The company operates from five offices covering the eastern seaboard of Australia, with over 155 employees and an extensive network of sub-contractors. Among the many contracts that MIRAIT Technologies Australia have completed and are currently undertaking, the company in January was awarded a contract with Telstra to perform all relocation activities within the Telstra network that are affected by track build and upgrade activities for the 1,700km ARTC Inland Rail. In May they were awarded the contract by AARNet to install the Land Cable Duct Route for the Japan-Guam-Australia Cable System (JGA) Project. The 9,500-kilometer undersea fiber optic cable system will deliver a design capacity of more than 36 terabits per second (Tbps) and is expected to be completed in the fourth quarter of 2019. In July Mirait completed a contract to deliver nbn asset relocation project to upgrade the Bruce Highway. The 8km of new road network between Caloundra to Sunshine Motorway. Existing fibre and copper networks within the project footprint required temporary realignment prior to civil works commencing to ensure no customers were affected whilst civil build was in progress. Mirait’s seamless transition to the new network alignment guaranteed this nationally awarded project was completed without interruption to the public and nbn customers.
NEWS
Tuggerah start-up chosen for Mars Food Seeds of Change Accelerator programme Tuggerah start-up Spiralz Fermented Foods is one of six innovative food startups across Australia to be selected by Mars Food Australia to take part in their inaugural Seeds of Change Accelerator programme. Michelle Amor and Tracey Rochford create gourmet fermented foods. They use traditional methods to ferment without the use of any starter culture or preservatives. The range is organic, vegan, free of gluten, dairy and nuts. Their products are widely sought after for their probiotic and gut health benefits. Mars Food Australia’s accelerator programme is designed to help early-stage Australian food-focused start-ups fasttrack growth and build a healthier and
more sustainable future. A panel of expert judges chose the final six start-ups from 15 finalists shortlisted out of 224 applicants nationwide. In addition to a grant of up to $40,000 AUD, each of the final six start-ups will undertake a tailored four-month program to help tackle the biggest individual challenges to their business growth, whether that’s branding, product development, market intelligence, sales or supply chain. The finalists have access to an extensive support system to help them become the next generation of food businesses transforming the way Australians eat and share meals. The Accelerator program also offers a series of face-to-face workshops and
Spiralz Fermented Foods’ Michelle Amor (left) with Tracey Rochford (right) access to a team of expert mentors and advisers from within the Mars business and across the wider Australian food innovation network.
Brisbane Water Oyster Festival Celebrates Its 20th Year THE PENINSULA CHAMBER of Commerce has confirmed that the Brisbane Water Oyster Festival will be celebrating its 20th festival on Sunday 10th November at Ettalong Beach Markets Complex. “Planning for the event and 20th year celebrations are in full swing for the big day” said Peninsula Chamber spokesperson, Debra Wales.
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Debra Wales and Jenifer Green from G’Day Hollywood initiated the event back in 2000 partnering with the local oyster farmers and introducing the Blessing of the Fleet. “From those small beginnings, we never expected the festival to go on for another 20 years”, said Mrs Wales. “The festival has always been about promoting the beautiful Brisbane Waters and celebrating our magnificent Sydney Rock oysters and Patonga Creek beauties grown right here in our local waters”. “Last year saw our move to the Ettalong Markets which proved to be a huge success with over 30,000 visitors throughout the day”, she said.
“We’ve always promised to present fabulous high class performers both local and from Sydney to entertain the crowds for the full day. Our formula has proven to be highly successful with record crowds every year”, said Jenifer Green from G’Day Hollywood.” Performing this year will be Sydney’s five piece cover band Rock Vault and Hyjinx love on stage and our local jazz band performing throughout the complex. Mrs Wales said that sponsorship packages are still available and start from $500 through to $15,000 for Naming Rights for the festival. “Taking a sponsorship package means that a business is promoted through our festival many months leading up to the event’.
EXPRESSIONS OF INTEREST ARE BEING SOUGHT FROM CONCEERNED CENTRAL COAST RESIDENTS WHO ARE INTERESTED IN BECOMING COUNCILLORS AT THE NEXT LOCAL GOVERNMENT ELECTIONS IN SEPTEMBER 2020 REQUIREMENTS: • Will need to • Vision and ideas have a global for the future of view of the the region Central Coast • Not part of any Region and its political machine needs or activist group • Intelligence • Integrity Email: Edgar Adams, Editor, CCBR edgaradams@ccbusinessreview.com.au CCBR will be very happy to back anyone fitting these requirements.
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BUSINESS BRIEFS
Pauline Wright – Woman Lawyer of the Year
to serve on Legal Aid’s Human Rights and Monitoring committees. Ms Wright is also an accredited specialist in Environmental Planning and Development Law. Red Eye Constructions forms new interiors division
Pauline Wright Gosford lawyer Pauline Wright has been awarded the Women Lawyers Association of NSW Woman Lawyer of the Year Award at the 2019 NSW Women Lawyers Achievements Awards held at Dockside, Darling Harbour in late August. Ms Wright who is co-principal of Gosford law firm PJ Donnellan & Co is also President of the NSW Council for Civil Liberties, only the second woman to be elected to that role and was President of the Law Society of NSW in 2017 after serving on the Council of the Law Society for many years. She was the long-term chair of the Criminal Law and Environmental Planning & Development committees. In addition Ms Wright is Treasurer of the Law Council o Australia of which she has been a Director since 2016 having sat on a number of key committees including Access to Justice and Equal Opportunity in the Law. She is a past Vice President of NSW Women Lawyers and Executive member of NSW Young Lawyers and continues
Matthew Lusted elected President Wyong Chamber of Commerce
Mark Perry Red Eye Constructions and Interiors a leading building company specialising in delivering commercial, education and health care projects has expanded its services and company name. Red Eye Constructions and Interiors has appointed Mark Perry as Design Manager and New Business to help guide the company’s next development phase having now established a stand-alone design and construct interior fit-out division. Mark has more than 25 years’ design experience in corporate, workplace, retail and hospitality, and brings a high level of understanding and expertise. The expansion is Red Eye’s response to an increase in demand to provide an all-inclusive approach to creating quality building projects, with the company now delivering
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CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
professional design, refurbishment and fitout services for interior projects between $250,000 to $2 million. Expanding its service offering to now include design and construct fit-out services is a logical step in Red Eye’s growth. By establishing Interiors as a stand-alone division it will provide the necessary focus for this growth. With proven construction and buildability pedigree, Red Eye Interiors perfectly positions the company’s point of difference by offering specific design expertise attached to every project. This is further supported by having joinery and electrical trade services in-house, giving Red Eye far greater control over costs and programming when compared to using external sub-contractors.
INSURANCE BROKERS
Matthew Lusted Well known Wyong businessman, Matthew Lusted has been elected President of the Wyong Chamber of Commerce unopposed at the Chamber’s Annual General Meeting in late August. Along with Mr Lusted the following were elected unopposed to the Committee: Vice President - Vacant Secretary - Georgia Thomas, Legal HQ Treasurer - Susan Rodak, ANZ Mobile Lending Central Coast North Joanne Cho, Organic Property Group Jenny Darbin, Jendar Interior Designs Richard Eifler, Next Step Inc Klara Kaye, Your Guide Central Coast Tim Oliver, Tuggerah Business Hub Australia Post Adrian Simpson, Coastwide First National Glenn Zocher, Studio 2 You At the meeting Mr Lusted said, “Our plan over the next 12 months is for Wyong Regional Chamber of Commerce to become the point of contact for the Northern Growth Corridor. Our focus will be proactive, not reactive.” Mr Lusted went on to say that the Chamber needs to have a longer-term
BUSINESS BRIEFS
view, to see itself as Bridge Builders, Tree Planters and City Planners, working hand in hand with all levels of government for the generations that follow. He proclaimed Wyong to be the second city of the Central Coast and encouraged members of the Chamber to take hold of the opportunities here in Wyong, the heart of the Northern Growth Corridor. Top award for Somersby vet
The Somersby Animal Hospital in Howes Road, Somersby was established in mid 2016 by Gabriela Dahmen, Dr Crisman and Practice Manager Michelle Sizer as a purpose-built facility with a vision to be a Centre of Excellence in the treatment of an caring for large and small domestic and farm animals and wildlife. Before joining her colleagues in the Somersby Hospital Dr Crisman had practiced in the United States and Australia for some 24 years.
Her primary practice area is now commercial law, working closely alongside partner Paul Tonkin Ms Newham’s appointment has also coincided with TDP’s recent 60th birthday celebrations. Over the past six decades, TDP has grown to a multi-disciplinary practice boasting over 26 legal professional. Have you future proofed your business?
Tonkin Drysdale Partners appoints solicitor
Dr Robin Crisman with Alistair Webb, President ASAV Dr Robin Crisman, Head Veterinarian and Director of the Somersby Animal Hospital has been awarded the Australian Small Animal Veterinarians’ (ASAV) Practitioner of the Year Award at the ASAV’s Annual Conference on the Gold Coast in early August. Dr Crisman was viewed by the judges as a practitioner who has rendered outstanding service to the profession and the public and her nomination was supported by a number of colleagues across the profession.
David Smith speaking at the Gosford Erina Chamber of Commerce in August Sophie Newham Woy Woy law firm Tonkin Drysdale Partners (TDP) has appointed Sophie Newham as Senior Associate. Ms Newham joined TDP in June after working as a solicitor for seven years with a leading Tamworth law firm working across a range of divisions including family law and estate planning.
The Guest Speaker at the Gosford Erina Chamber of Commerce August Members’ Meeting was David Smith Founding Director of Smithink.com who advises businesses on technology and process improvement and is a regular speaker on the future of business and the impact of technology. A precis of his speech Have you future proofed your business is on Page 19.
CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
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BUSINESS NEWS
The value of workplace giving is priceless
Borg Manufacturing employees are part of Westpac Rescue Helicopter Service’s Workplace Giving Programme BORG MANUFACTURING IS a leading Australian manufacturer of melamine panels and components for all joinery applications and is a locally owned family company with its head office located at Somersby. Borg is one of the Central Coasts largest employers, boasting a highly skilled and experienced workforce. Not surprising this local company is also the largest contributor to the Westpac
Rescue Helicopter Service’s Workplace Giving Programme for the Central Coast region, a relationship that should be highly commended. Joining the program in August 2011, Borg and its staff have raised an astounding $103,176 over the past eight years. Many businesses implement corporate social responsibility (CSR) programs as they appreciate the value it can offer the business, their employees and the charity.
Giving via a workplace provides benefits for all parties, but simply it is a convenient and tax effective way to give. The Australian Charities Fund outlines such positives as: • E mployers enjoy greater staff engagement, retention, productivity, reputation and social impact • E mployees give in a smarter, tax-effective way and build a sense of pride in their employer • C harities get low-cost, regular funds, access to valuable skills and strong partnerships “Borg is proud of their employees for their workplace giving in support of the Westpac Rescue Helicopter Service,” said CEO, Jim Snelson said. “Community involvement is crucial to the Borg company and creates a positive impact in attracting and retaining staff. Supporting a local service such as the Westpac Rescue Helicopter Service is a fantastic initiative for employees and is truly a sign of Borg’s workplace culture,” he said. No matter how small or how big your business is, it’s never too late to review your corporate giving strategy. Westpac Rescue Helicopter Service would welcome the opportunity to discuss partnering with them and assisting your business in becoming a good corporate citizen. Community involvement can be good for business!
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CEN T R AL COA S T COUNCIL NE WS
Airport supporters put the wind up Councillors
Warnervale Airport A marathon three hour debate at Central Coast Council’s 12th August meeting over the future of the Warnervale Airport with some 200 supporters in attendance descended into a farce after a Rescission Motion (Item 6.1) by Councillor Best FAILED and the Gallery erupted. The result being that the Mayor lost control of the meeting. The Labor Councilors took fright and supported the subsequent Motion (Item 7.1) a complete about-face on their position for the past 15 months. Earlier Councillor Greg Best had placed 2 motions on the Council Agenda in respect to Warnervale Airport. These motions were as a direct result of a deceitful move by anti-airport Counclilors at Council’s 8th July meeting to close down the airport by introducing a revegetation plan at the southern end of the Airstrip and stopping mowing, slashing or trimming all vegetation within a 100 metres of the airstrip. Essentially making the airstrip highly dangerous for aircraft to land or take off from. The airport runway which is licensed to the Central Coast Aero Club and is used for pilot training, aircraft maintenance and even more importantly emergency services would lose its license to operate and have to be closed down. The motions concerned: 1. Item 6.1 - A Rescission Motion to overturn Councillor Greenaway’s motion from the 8th July meeting to stop mowing, slashing and trimming of vegetation adjoining the airport until a formal environmental assessment was done. This was the Rescission Motion that failed. This caused the Gallery to all stand in protest. 2. Item 7.1 - A new Motion proposed by Councillor Best seeking to guarantee the future of the aviation hub at Warnervale by fast tracking renewal of the current Aero Club license agreement. And also called for a meeting between the NSW Planning Minister, aviation groups and council to review amendments to the Warnervale Airport Restrictions Act (1996) to exclude aircraft up to 5,700 kilos in weight (light aircraft) or to repeal the Act in its entirety due
to it being archaic and no longer relevant. This Act was introduced by Labor Member for Wyong Paul Crittenden to satisfy those who were against the development of the airport at the time to get votes. The Gallery, having expressed their disgust at the Labor and Green Councillors, including the Mayor, refusing the first motion and the Mayor ordered the Gallery be cleared. All refused and she ordered a 15 Minute Adjournment at which time the Mayor switched off the live stream during which the Labor Councillors went into a huddle and on resumption of the meeting returned with a change of heart and supported Councillor Best’s Item 7.1 Motion with Greenaway and Burke abstaining. Earlier at the start of the meeting, speakers in support of Councillor Best’s motions were reluctantly heard by those councillors who opposed the airport. Andrew Smith, General Manager of the Aero Club pointed out that he had made several attempts to have a high-level meeting with council staff and councillors and all were refused. His concerns about the tree line and bird strikes and wildlife getting onto the runway were dismissed. Ben Morgan, Executive Director of the Aircraft Owners and Pilots Association put all Councillors ON NOTICE that made them directly responsible for any accident, injury or deaths caused as a result of their actions. The Mayor tried to close Mr. Morgan down but Councillor Bruce McLachlan picked up on the warning and insisted he was heard. Tash Richardson, a 16 year old student from Sydney who intends to make flying her career trained at Warnervale and became the youngest certified females in Australia to gain a restricted Pilots license spoke on the importance of the airport. She was questioned by two councillors, Greenaway and Vincent who some in the Gallery regarded as manipulative and insulting to the young lady. Meanwhile the Central Coast made the national news for all the wrong reasons. Sky News’ Bolt Report interviewed Councillor Best and the Daily Telegraph reported the whole disgraceful episode as well.
Council creates new Reference Group to guide the Coast towards a better future Council’s new Innovation and Futures Directorate will look to develop a long-term direction for a sustainable and innovative Central Coast, identifying priorities and actions by engaging the community and stakeholders in an open dialogue. The new open engagement model for the Innovation and Futures Reference Group is distinct from the Advisory Group model commonly used by Council because it encourages participation from a much broader group of interested parties from the region including residents, Council staff, councillors, politicians and members of the local business community. The proposed model would see a series of flagship events held across the Coast, where thought leaders and relevant local stakeholders can come together to share their expertise and knowledge on different themes related to innovation, with the aim to inspire, engage and connect different ideas, people and places, to help propel the region towards a better future. Longer-term challenges and opportunities of the region will be addressed by Council and the Reference Group including, but not limited to, how to build a sustainable and innovative economy, how to develop new and innovative technologies and businesses to create jobs for the future, and how to implement sustainable practices. Community to have their say on Biodiversity planning The Central Coast’s first Biodiversity Strategy will be placed on exhibition for 60 days to allow the community to have their say on the future of biodiversity planning. Mayor Jane Smith said the strategy builds on the goals of the Community Strategic Plan and the Central Coast Regional Plan by bringing together a consistent policy framework for the whole of the Central Coast. “Council’s first biodiversity strategy brings together the previous Councils’ planning and actions and provides a road map for the future,” Mayor Smith said. “Once adopted the strategy will provide a consistent basis for decision making and funding eligibility across the Central Coast. “We want to make sure we have this right, which is why it is important that our community now have time to read this document and have their say. “The strategy will be on public exhibition for 60 days to ensure our community can take their time to read the draft strategy before letting us know what they think.” CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
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PROPERT Y
COMMERCIAL AND INDUSTRIAL PROPERTY FOR SALE/LEASE
FOR SALE
FOR LEASE
PROPERTY OF THE MONTH
WARNERVALE – 7 INDUSTRIAL UNITS AVAILABLE
4 DULMISON AVENUE, WYONG
7 new units at the Warnervale interchange, approx 109192m2. All units have DA approval mezzanine levels. FOR SALE FROM $379,000 + GST
WYONG - THE BUY OF THE CENTURY!
Industrial unit approx. 285m2. Close access to bus, railway, Wyong Centre & M1, linking Central Coast – Sydney, Hunter region. 3 phase power, container height roller door & zoned IN1. FOR SALE $445,000 + GST
HIGH EXPOSURE QUALITY UNITS!
Fronting onto the Pacific Hwy in North Wyong. Secure commercial units within B6 enterprise zone. Some units are for lease & sale. High profile site w/ 25,000 + vehicles passing daily. FOR SALE/LEASE FROM $302,400K to $1.778M + GST/ FROM $45,000 NET PA + GST
GOSFORD – GROUND FLOOR RETAIL SHOP IN THE HEART OF CBD
High clearance offices, high & wide roller doors, good parking in the Coast’s Premiere Business Park. Close to the M1 Sydney-Newcastle Motorway, within minutes of Tuggerah train station. FOR SALE - $767,600 + GST.
TUGGERAH - TENANTED INVESTMENT IN MARINERS BUILDING
Office suite approx. 32m2. Male/female bathrooms, lounge area & boardroom that can be shared, Café
-
OFFICE
SPACE
AND
Approx. 320m2. Features incl Air-con, male/female bathrooms, shower, kitchen, boardroom, 3 Offices, 3 phase power, 3 car parks & good truck access. FOR LEASE $32,960 Pa/Gross + GST
Retail shop in the front of the arcade w/ plenty of exposure in the heart of the retail precinct. It would suite medical or office space. Opening onto council car park, loads of passing foot traffic! FOR SALE $250,000 + GST (IF APPLICABLE)
TUGGERAH - THESE AWESOME UNITS ARE BIGGER AND BETTER!
Located in the Citigate business centre on the ground floor, retail shop front approx. 109m2, main road exposure, signage, open plan, Air con, staff/customer parking & NBN ready. FOR LEASE $27,250 N/PA + GST
WEST GOSFORD WAREHOUSE!
TOUKLEY - TOUKLEY!
Approx. 64m2 in Gosford Central Plaza, has large frontage/window display. Currently being used as an embroidery shop but would also be ideal for several other retail/office uses. FOR SALE $280,000 NO GST APPLICABLE
WYOMING - INCENTIVES OFFERED
WEST GOSFORD - NEW WAREHOUSE NEARING COMPLETION
Approx. 535m2. Concrete tilt panel, glass Shopfront, Roller door, disabled Unisex bathroom + shower, kitchen, 3 Phase power, fencing & sliding gate, parking, truck access. Close to the M1. FOR LEASE $65,000 NET PA + GST
GOSFORD - ERINA STREET OFFICE SUITES! downstairs. Have a tenant in place, 2 yr lease w/ option of 2 yrs. Directors Guarantees, 3 mths bond, 4% annual increases. Furniture & fit-out is incl. FOR SALE $329,000 (NO GST INCLUDED) GOING CONCERN
TUGGERAH - PREMIUM OFFICES IN BUSINESS PARK
Property includes a modern fit out, large open plan spaces, multiple office suites, boardroom & Solar power. All rooms are climate controlled supported by multiple air-con systems. FOR SALE $989,000 + GST / FOR LEASE $92,000 PA NET + GST.
Visit our website for additional properties and more information centralcoast.ljhcommercial.com.au
Attractive, Negotiable Rents. Located opposite Australia post & across from Imperial Centre. CBD location, signage available. Close to the M1, Gosford Train Station & Bus terminal. FOR LEASE $13,000 G/PA + GST
TUGGERAH - MASSIVE EXPOSURE!
Exceptional freehold showroom, yard + workshops in PRIME LOCATION, 2 direct street frontages to Pacific Hwy & Anzac Ave. Great access from multiple points to workshop/warehouse area, wash bay & bonus hardstand/parking area. FOR LEASE - $226,000 PA NET + GST.
Suite 401 / 1 Bryant Drive, Tuggerah NSW 2259 87 Mann Street, Gosford NSW 2250
Phone 4353 7700
Get results! FOR SALE $3,400,000 34 Karalta Rd, Erina
FOR SALE/LEASE 7 Palm Tree Rd, Wyong
Blue Chip Freehold Investment!
5 Brand New Top Quality Warehouses
• • • •
• • • •
Highly exposed location Established tenant in place Can be divided into 3 lots (STCA) Offered at 6.43% net yield pa
Ben Purdue 0450 719 600
rhccc.com.au CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
Sizes from 353m2 Internal clearances from approx 6m Solar power, 10kW System saving up to $3,000pa approx 3 Phase power available
Steve Thomas 0402 706 318
Local Knowledge & National Strength
ADVERTISE YOUR PROPERTY IN CCBR For further information phone 4367 0733 or email info@ccbusinessreview.com.au
PROPERT Y
St Hilliers finalise Masterplan DA For Central Coast Quarter
131 DONNISON STREET, GOSFORD FOR LEASE
365sqm (approx) of quality office space positioned on level 2 of the landmark Kensmen Building. Premium corner position, offering great natural light and views over Gosford. Combination of open plan space with meeting rooms, storage, kitchen area, and common amenities. Call us to arrange an inspection of this superbly located office space.
225 BLACKWALL ROAD, WOY WOY FOR LEASE
YOUR NEW PROMINENT BUSINESS ADDRESS Located on the corner of busy Blackwall Road & Terry Avenue Woy Woy, approx. 542sqm showroom and warehouse plus mezzanine. The showroom has expansive glass shopfront facing main road, the warehouse has roller door access, 3 phase power and would suit a multiple of businesses. Secure on-site parking.
SUITE 12 / 31 DWYER STREET, NORTH GOSFORD FOR SALE/LEASE
FITTED OUT SUITE WITH PARKING Positioned in North Gosford, first floor suite offering 131sqm + 19sqm secure ground floor storage. The suite is in fantastic condition, fitted out with undercover allocated parking and is also very close to Gosford CBD, Gosford Hospital and Public transport. Available now.
22 AMSTERDAM CIRCUIT, WYONG AUCTION
This fantastic corner lot is approx. 4231sqm of B6 enterprise corridor zoned land with DA approval for 51 business style units. Centrally positioned to the majority of the Central Coast region and surrounded by a number of large international & national brands such as McDonalds, 7-Eleven, Nissan, Mazda, and Isuzu. Perfect for any business needing to expand or if you are considering doing a business/industrial style unit development. Be part of the next business growth precinct! Contact: Mark Davies 0422 442 858 Daniel Mason 0403 889 530 Chris Watson 0402 430 213 Prices shown with * are inclusive of GST.
4325 0208 83 MANN STREET, GOSFORD 2250 www.chapmanfrazer.com.au
CENTRAL COAST QUARTER, a St Hilliers development designed to revitalise the southern end of Mann Street in Gosford, is edging closer to fruition with a masterplan DA set to be lodged this month. After initial community consultation the concept masArchitect’s image of the proposed St Hilliers Central Coast Quarter development in Gosford terplan DA for the 26 Mann Street site will set out the vision St Hilliers’ vision for revitalisation of the city for the project in terms of uses and urban centre. “We have been busy progressing design footprint. discussions with all key stakeholders regardThe masterplan proposes an integrated ing the development of the remainder of mixed-use precinct with a hotel, residential the site at 26 Mann Street,” said Mr Ng. apartments, food, beverage and retail outThe proposed precinct will complelets and multiple public thoroughfares – all ment the existing mid-rise Department of of which were identified as facility priorities Finance, Services and Innovation building by members of the public. and the ATO building on the corner of Since consultation commenced in late Mann Street and Georgiana Terrace and will 2017, the masterplan has now evolved to include a much awaited hotel destination. better reflect the new State Environment “We are particularly excited that the masPlanning Policy (Gosford City Centre) 2018. terplan includes a hotel on the site, as we St Hilliers has been working with a number know that Gosford and the broader Central of stakeholders to ensure the plan for the Coast community has long had a vision site also complements the other projects for a quality hotel to be developed in the planned for nearby areas. Gosford CBD. St Hilliers Development Manager, Justyn “The benefits of a revitalised and more Ng, said he was excited about lodging the functional city centre will be seen across concept masterplan DA that will reinforce the entire Central Coast,” concluded Mr Ng.
Get results! SPECIALIST MEDICAL & PROFESSIONAL SUITES
TUGGERAH 154 Pacific Highway
Ideally located on the Pacific Highway within the established Tuggerah Straight Commercial Centre, these Specialist Medical & Professional Suites are perfectly situated. Neighbours include Healthscope Medical Centre, PRP Radiology, Pathology, Sports & Spinal Physiotherapy, Chiropractor, Dentist, Psycologists & more. With a variety of suites available and plenty of parking, opportunities include both ground floor and level 1 suites. Tuggerah Medical & Professional Rooms range from 13m2 to 24m2 and start from as little as $1,250 per month +GST. Level 1 accessed via lift or stairs hosts suites from 59m2 with the East Wing Professional Suites ranging from 73m2 to 103m2 there is a size to suit a variety of Professionals including Medical, Financial, Legal etc... Other tenants include BCF, Super Cheap Auto and Romi’s Café and make this an ideal location with plenty of parking. Features include • Flexible lease terms • Very Competitive rentals • Excellent parking • Air-conditioning • Carpets, kitchenette • Balcony access for most suites
For further details please contact Julie Davies on 4355 5111
ADVERTISE YOUR PROPERTY IN CCBR For further information phone 4367 0733 or email info@ccbusinessreview.com.au CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
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PROPERT Y REPORTS
Investor buys Gosford North investment with development potential Sydney investor buys West Gosford property in off-market sale A Sydney investor has paid $3,175,000 (GST not applicable) for an industrial property at 290 Manns Road, West Gosford in an off-market sale through agent Anthony Scarcella from L J Hooker Commercial Central Coast. The property on a 4,982 sqm lot comprises 8 units with a net lettable area of 2,175 sqm. The two front units are vacant. The property was sold on the basis of a potential annual rental of around $250,000 giving a return of about 7.5% per annum.
An Sydney investor has paid $1,850,000 (GST not applicable) for a 1,303 sqm commercial property at 344 Mann Street, Gosford North. The B4 zoned property comprises 5 retail shops and 2 commercial suites, all fully leased along with a Vodafone tower lease. Car parking space to the
rear of the property on the railway line boundary accommodates 9 cars. The property was sold with development potential and on the basis of a current return of around 6.5% per annum. Anthony Scarcella from LJ Hooker Commercial Central Coast negotiated the sale.
$265 sqm for Tuggerah Business Park industrial site An investor has paid $969,408 ($265 sqm) plus GST for a 3,656 sqm vacant level lot at 2 Fleet Close, Tuggerah Business Park. This is the 4th owner for the property that sold for $293,760 in 2003 with the last sale being $567,300 in 2016 (Source: RPData). Ty Blanch from LJ Hooker Commercial Central Coast negotiated the sale.
LEASINGS
Off market sale to local investor syndicate
A syndicate of local investors have acquired an investment property at 185 The Entrance Road, Erina paying $4.66 million (GST not applicable) in an offmarket transaction. The property comprises 8 rental units with a total lettable area of 1,240Â sqm
CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
on a 3,572 sqm site backing onto Erina Creek. A number of tenants have been in occupancy for over ten years. On current rentals the net return is 6.3%. Brad Rogers from Raine & Horne Commercial negotiated the purchase.
Accountant leases in Gosford Accounting firm Beda Pty Ltd has leased a 211 sqm suite at 40 Mann Street, Gosford. 40 Mann Street was built over 40 years ago and has recently been refurbished bringing it up to a high quality standard. Suite 3.01 is on Level 3 and features fibre to the premises NBN and secure car parking and views over Brisbane Water. Terms of lease are 5 years with 5 year option at a rental of $52,775 plus Outgoings and GST. The lease was negotiated by David Tawyer and Mark Smith from LJ Hooker Commercial Central Coast in conjunction with Daniel Mason from Chapman & Frazer Commercial Real Estate. Coffey leases industrial unit at Somersby Coffey Testing Pty Ltd the geotechnical testing services of international consulting engineers Coffey has leased Unit 3 at 111 Wisemans Ferry Road, Somersby. The 279 sqm warehouse unit comprises modern office fitout and rear yard access. Terms of lease are 5 years with 5 year option at a rental of $32,000 per annum plus Outgoings and GST. Ben Purdue from Raine & Horne Commercial negotiated the lease.
RESIDENTIAL PRESTIGE PROPERT Y REPORT
Stunning acreage and close to the beach
The property: 22 Portsmouth Road, Erina. This 5-bedroom home has recently been rebuilt. Situated on 2.5 acres fully fenced acres in the Erina Valley the land is almost completely cleared. It features gated entry, covered outdoor entertainment area with heated inground pool. The price: $2,050,000 The buyer: A Central Coast family The sale: The property was on the market for 30 days. It was marketed using a mix of social media, internet and print advertising. The agent: Stephen Gittoes and Ingrid Osborn from Gittoes who said that the
property featured on the cover of the Central Coast Express Real Estate lift-out which drew the attention of the buyers. “The sale shows that a mix of mediums for advertising works,” they said.
Private setting and a picturesque outlook
The property: ‘Cockatoo Ridge’ 4/116 The Ridgeway, Lisarow. Situated on a 5 acre lot this 420 sqm 4-bedroom home with 3-bathrooms is of double brick construction. It features a dam which is used for irrigation and its own water supply. The price: $1,520,000 The buyer: A Central Coast family The sale: The property was sold at auction following a 5 week campaign using a mix of social media, internet and print advertising. The auction drew a lot of interest and on the day saw two registered bidders, one from Sydney and one from the Central Coast. The agent: Stephen Gittoes and Ingrid Osborn from Gittoes.
FOR SALE
35 Bayside Drive, Green Point Ultimate Entertainer & Breathtaking Outlook Situated at the secluded end of one of Green Point’s premier streets, this immaculately presented home has uninterrupted northerly views of Brisbane Water and surrounds. There are two living areas, two levels of outdoor entertaining space, a new tropical-style landscaped garden and grassed yard. There is also a secure gate leading directly to the waterfront reserve which gives privacy as well as access.. Auction: Saturday 31st August at 2:15pm – Price Guide $1.2 million Inspect: Saturdays 2:00 – 2:30pm or By Appointment during the week Agents: Blake Stretton
3 Kings Avenue, Terrigal Sophisticated, Stylish & Amazing Entertainer Architecturally designed to enjoy natural sunlight and the internal and external living spaces, this contemporary home offers a functional floor plan, generous bedrooms, a well-appointed kitchen and optimum storage capabilities. In addition, a loft offers a getaway space for teenagers or the opportunity for a work from home set up. Outdoor living, dining and entertaining pool-side, have been carefully considered with the creation of the magical landscaped setting. The property requires little maintenance with a focus on lifestyle. Auction: Saturday 7th September at 1:15pm Inspect: Saturdays 1:00 – 1:30pm or By Appointment during the week Agents: Stephen Gittoes & Ingrid Osborn
CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
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BUSINESS TIPS
With constant changes in employment law, what hope is there for employers!
By Warwick Ryan, Partner, Hicksons Lawyers
The Fair Work Act has been with us for nearly 10 years. Whilst there have been some relatively minor changes to the Act, you would expect the law around employment to be fairly stable. Yet, employers face constant changes in their obligations towards their employees, driven by often arbitrary decisions of the courts or the FWC. Whether it be: • the ever-increasing willingness of the courts/FWC to require employers to treat workers that are engaged as contractors to be treated as employees; • the unexpected decision of the Federal Court last year to treat employees that were always considered to be casual employees as permanent employees; or • the arbitrary decision of the FWC to require that all employees be terminated in person – raising huge challenges for employers when dealing with ill and/or injured workers and those that abandon their employment. Well, the latest edict from the Federal Court is to increase the amount of personal (sick) leave required to be paid to workers, where they regularly do overtime.
be entitled to 10 days of personal/carer’s leave at 12 hours per day. The Federal Court of Australia found in favour of the two employees. In accordance with section 96(1) of the Fair Work Act 2009 (Cth), the word “day” means the portion of a 24-hour period where an employee works. In other words, if an employee ordinarily works 12 hours per day, then they’re entitled to 10 by 12 hours of personal/ carer’s leave. What does this mean for you? The Fair Work Ombudsman is currently reviewing its information to reflect the Federal Court’s decision. As a result, if you are an employer, you should be reviewing your payroll systems to make sure that you
are calculating leave in accordance with the hours that your employee ordinarily works. It may be the case that not all your employees work the same hours. If this is the case, you need to adjust the amount of leave you are paying to each employee. Remember that, if you neglect such a review, and your employee or the Fair Work Ombudsman makes a claim, as an employer, you may not merely have to pay the shortfall but also a substantial fine can be imposed upon both the employer and its directors. If you are unclear as to how much personal/carer’s leave you should be paying your employees, get in touch with me today. We can clarify these uncertainties for you.
Have you future proofed your business?
By David Smith How would video shop owners have felt if they failed to see the rise of video streaming that in a space of a few years wiped out their business? Technology’s relentless
march is speeding up. It will impact business in many ways. New opportunities will emerge. Old business models may be threatened. Often it is the unintended consequence of new technology that is hard to see. The motor car created suburbia, supermarkets, shopping malls and drive in theatres (until TV and home video recorders wiped them out). Mobile phones are revolutionising how money is transferred in Africa. How technology directly or indirectly might influence your business for the positive or the negative needs constant attention from business owners. CONTINUED ON PAGE 21
What happened Last week the Full Federal Court of Australia decided on a dispute between Cadbury and two of its manufacturing workers. The dispute was over how many hours of personal leave Cadbury was required to pay these two employees. In Australia, permanent employees are entitled to be paid 10 days of personal/ carer’s leave each year. However, there is some confusion over how many working hours are in these 10 days. This is important because it changes the total amount that an employer pays its employee. Cadbury argued that like other employees in its company who worked 7.2 hours per day, these two employees were only entitled to 10 days of personal/carer’s leave at 7.2 hours per day. The two employees on the other hand thought that because they worked 12 hours per day that they should Service CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
BUSINESS TIPS
MIND YOUR BUSINESS Business Health Check
By Troy Marchant, Director, Robson Partners Chartered Accountants
How’s business? It’s a simple question that – when considered seriously – has an extremely complicated response that will put a rocket under your business performance. Some of the common tools like SWOT and scenario planning are good, but they draw on a lot of information you already
have. We have a lot of success with a more thorough model that prompts deep and holistic thinking about a combination of data. It highlights the information you don’t have, or may not have considered for a while. It’s called a Business Health Wheel made of 12 parts that impact business performance: planning; technology and systems; accountability; team and culture; productivity; innovation; (your) wealth creation; marketing; selling; delivering; and servicing. A series of questions relating to each part prompts business owners and managers to look back at what is working and what isn’t, and to look forward to better performance. This diagnoses points of weakness or opportunity that will ultimately change your business plan.
Quantitative data, such as your revenue and profit, cashflow position, stock handling and more, is combined with qualitative data such as job satisfaction, work/life balance, culture and morale to create an accurate picture of the physical and mental state of your business. A Business Health Check is a momentary step out to see if the business is still delivering the financial and lifestyle goals you had originally intended it to. All business owners start out with an idea of what they want it to do for their personal satisfaction and overall wealth. And if it’s not feeling well, there’s always a recovery plan available. For readers of CCBR, Robson Partners is offering one of five free Business Health Checks with Troy. To secure yours, call 02 4320 0500 or visit www.robson.com.au
person by using your mobile phone. So you can be on the other side of the world and still answer your door. Motion sensors also track other visitors. Beside pricing the doorbell much higher $150+ depending on the model, for $4/month all videos of people at the door are stored in the cloud. So now the business is charging it’s customers an ongoing fee of $4/month - it has become a subscription business. If you’re selling planter boxes could you include a computer chip that tells me my plants need watering or my plant is sick. Could the data be sent to the cloud and my performance as a gardener be compared with my neighbours or give me access to a gardening guru to help me revitalise my plants. Would people pay a subscription for that? Cookware also seems an obvious place for this technology to ensure perfect cooking. Many smart ovens are already moving down this road. The question for you to ask is whether there is a subscription model opportunity for my business. Even if you sell services there might be opportunities to provide your expertise online under a subscription model. It’s not only your products and services that will be impacted but also how you conduct your business. When was the last time you undertook a cradle to grave review of your systems and processes. There are lots of technologies that can be deployed to make your more efficient and improve your marketing reach. Cloud based accounting software products enable far more efficient and accurate bookkeeping
and enables your accountant to also be more efficient and to be more proactive in the advice that they can provide. There are also a myriad of add-on software tools to enhance the basic accounting product to facilitate efficient point of sale, inventory management, product costing just to name a few. Talk to your accountant who should be able to help you get the most from your accounting systems and provide proactive services to assist in harnessing the benefits from the new technologies. Many businesses are successfully advertising online and creating websites and social media campaigns to increase sales and customer loyalty. Do you have some millennials in your business who understand these technologies and can help drive your initiatives to capitalise on the opportunities? There are so many opportunities. You need a plan. You can’t do everything at once. Create a plan so that over an 18 month period you’ve looked at your business model and you’ve reengineered your processes. Try to find the time to stop working in your business to consider the bigger opportunities. Simple ideas can often deliver great big results. David Smith is Chairman of Central Coast based accountants Robson Partners. He advises businesses on technology and process improvement and is a regular speaker on the future of business and the impact of technology. He can be found at www.smithink.com
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If you’re a smash repair business, consider how anti-collision technology now being built into almost every new car will impact your business over the longer term as the national car fleet slowly upgrades. The same applies to car service businesses should electric cars that require significantly less maintenance, take hold. Will manufacturers like Tesla create a restructuring of the vehicle industry that threatens the existence of dealerships? Could optometrists be threatened by improvements to eye surgery technologies that lower costs and improves the efficacy so that the need for glasses and contact lenses disappears? Could taxis disappear altogether as Elon Musk realises his vision for your driverless car to become a driverless taxi when you’re not using it? All this sounds so doom and gloom but there are countless examples of new opportunities emerging. Probably the technology that every business needs to consider is the Internet of Things (IoT). This technology involves putting computer chips in almost every device to enhance what they can do. Many businesses are then turning this technology into revenue streams by selling subscription services in addition to their product. Consider www.ring.com that sells a humble doorbell. In 2018 Amazon bought the company for over US$1Billion. How could that be? Well Ring’s doorbells are not ordinary doorbells. They’re internet connected. Using a camera in the doorbell you can remotely answer your door and talk to the
CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
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CON T INUED AR T ICLES
Michael Bell, Bendigo Bank Community Bank East Gosford, Lisarow and Kincumber CONTINUED FROM PAGE 5
and committed $50,000. This consists of $10,000 individual grants to help domestic violence survivors move out of their current situation. “It had to be an amount that mattered,” said Michael. “We felt that $10,000 provides enough funds for someone to set themselves up and break that cycle.” Fifteen per cent of the funds is non-repayable while the balance is payable over sixty months interest free. “Eventually we are hoping that the capital will become revolving community capital,” said Michael.
In anticipation of a different banking future Michael has recently taken on the group’s third trainee through the State Government Trainee Scheme. Trainees complete a Certificate of Financial Services through their RTO while gaining practical all-round experience across the three branches and their affiliate Community Banks® at Ettalong and Wyong. “The future of banking is around advice on lending, insurance and wealth. This is a process we will look to continue, to bring that younger
Projects over $5 million now out of Council hands is in line with local and state planning controls and the vision for the Coast’s future is certainly welcomed”. The announcement will deliver greater confidence to those who are willing to invest in the region. It provides a framework and process that will be fair and consistent and remove some of the delays in kick starting the region and continuing the development for the future. UDIA backs Local Planning Panel The state’s leading development industry body, the Urban Development Institute of Australia NSW (UDIA NSW), welcomed news that a Local Planning Panel (LPP) will be established to assess
generation through to ensure we’ve got the right people on board for the future,” said Michael. As for any future expansion plans, Michael said a number of changes to Gosford and the North Connex infrastructure project will determine any growth plans for the future. “All of that is to play out over the next few years and we will keep a close eye on that. But our number one charter will always be to support the community. Not many people get to give away money for a job like I do.”
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certain development proposals for the Central Coast. Commenting on the Government’s move, UDIA NSW Central Coast Chapter Chair Caine King, said, “UDIA NSW congratulates the announcement of a Central Coast Local Planning Panel (LPP). The LPP is designed to take the politics out of planning, which is a good thing. The LPPs have generally been working well in Sydney, and it’s logical to establish an LPP for the Central Coast given that we are the state’s second largest council area. The LPP should help realise the housing and employment goals of the Central Coast Regional Plan.” “The Local Planning Panel (LPP)
should help relieve the burden on Council, and that should help speed up the development approval process. UDIA NSW calls on the Department to monitor the effectiveness of this process and report on how this delivers a better service for the community of the Central Coast. Developers and the community will need the LPP to operate with consistency, certainty and efficiency. Adequate delivery of housing and employment lands in the Central Coast have positive flow-on effects to jobs and the wider economy for the region. UDIA NSW is hopeful that the LPP will do its job to assist in meeting the housing and employment needs of the Coast.”
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CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2019
FUNNY BUSINESS
Two guys, one old, one young, are pushing their trolleys around a Woolworths Supermarket when they collide. The old guy says to the young guy, “Sorry about that. I’m looking for my wife, and I guess I wasn’t paying attention to where I was going.” The young guy says, “That’s OK, it’s a coincidence. I’m looking for my wife, too... I can’t find her and I’m getting a little desperate.” The old guy says, “Well, maybe I can help you find her... what does she look like?” The young guy says, “Well, she is 27 years old, tall, with red hair, blue eyes, and long legs, and is wearing short shorts. What does your wife look like?’ To which the old guy says, “Doesn’t matter, --- let’s look for yours.” Tom had this problem of getting up late in the morning and was always late for work. His boss was mad at him and threatened to fire him if he didn’t do something about it. So Tom went to his doctor who gave him a pill and told him to take it before he went to bed. Tom slept well and in fact beat the alarm in the morning by almost two hours. He had a leisurely breakfast and drove cheerfully to work. “Boss”, he said, “ The pill actually worked!” “That’s all fine” said the boss,” But where were you yesterday?” Murphy applied for an engineering position at an Irish firm based in Dublin. An American applied for the same job and both applicants having the same qualifications were asked to take a test by the Department manager. Upon completion of the test both
men only missed one of the questions. The manager went to Murphy and said. Manager: “Thank you for your interest, but we’ve decided to give the American the job” Murphy: “And why would you be doing that? We both got nine questions correct. This being Ireland and me being Irish I should get the job!” Manager: “We have made our decisions not on the correct answers, but on the question you missed.” Murphy: “And just how would one incorrect answer be better than the other?” Manager: “Simple, the American put down on question #5, “I don’t know.” You put down “Neither do I.” Did you hear about the banker who was recently arrested for embezzling $100,000 to pay for his daughter’s college education? As the policeman, who also had a daughter in college, was leading him away in handcuffs, he said to the banker, “I have just one question for you. Where were you going to get the rest of the money?” I am a very nervous flyer. During a trip from California to Indiana, it didn’t help that my connecting flight from Denver was delayed twice because of mechanical problems. Then, after we were aloft, I noticed the lights began flickering. I mentioned this to a flight attendant. “I’ll take care of it,” she said. Moments later the lights went out. Clearly she’d solved the problem by turning off the lights. A passenger across the aisle who had been listening leaned over and said, “Whatever you do, please don’t ask about the engines.”
Fred got home from his Sunday round of golf later than normal and very tired. “Bad day at the course?” his wife asked. “Everything was going fine,” he said. “Then Harry had a heart attack and died on the 10th tee.” “Oh, that’s awful!” “You’re not kidding. For the whole back nine it was hit the ball, drag Harry, hit the ball, drag Harry.” An accountant is having a hard time sleeping and goes to see his doctor. “Doctor, I just can’t get to sleep at night.” “Have you tried counting sheep?” “That’s the problem - I make a mistake and then spend three hours trying to find it.” Our neighbour passed out in a dead faint as he came out of his front door onto his porch. Someone dialled 000 When the paramedics arrived, they helped him regain consciousness and asked if he knew what caused him to faint. “It was enough to make anybody faint,” he said. “My son asked me for the keys to the garage, and instead of driving the car out, he came out with the lawn mower.”
Quote of the month “Thinking is the hardest work there is, which is probably the reason why so few engage in it.”
Henry Ford
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