Central Coast Business Review September 2020

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IAN LAMONT

LWM Group New jobs at Kangy Angy North ranked best place to work Warnervale Town Centre taking shape Page 8 Edgar Adams’ Editorial 2020 a difficult year but more to come

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September 2020 Published monthly (except January)

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Cover story 4 Ian Lamont – LWM Group The Rule of 72

Business news 7 New jobs at Kangy Angy 8 New fountain for Fountain Plaza 8 Ettalong Beach 2020 Red Carpet Day postponed 9 North ranked best place to work 10 Warnervale Town Centre taking shape 10 OneBlink aims high with Global Landing Pad 11 Oddfish Media expands 11 Local firm takes out architecture awards 12 Bendigo Bank celebrates 20 years 12 Food ingredients innovation company locates at Erina 13 Drugs and workplace safety – new service for business 13 ZBR Zibara official licensee for Queensland Rugby League 13 Bitter N Twisted – Gosford’s newest small bar 14 Council committed to buying local 14 Developer Contributions hijacked by Gosford and CC Councils over 20 years 14 Planning Proposal Authority for Darkinjung development sites refused

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15 Woy Woy Wharf construction begins 16 Commercial and Industrial Properties For Sale / Lease 17 Sydney manufacturer relocates to Berkeley Vale 18 Japanese restaurant leases at Long Jetty 18 Planning Panel’s 10 reasons to kill off Senior’s Living development 19 More than one in four Aussie businesses being knocked back for finance 19 Procurement red tape cut for NSW regional small businesses 20 Personal leave and alternate shift arrangements 20 The overnight success .. 16 years in the making 21 Mind Your Business – September change 22 Can manufacturing have a future in Australia

Regular features 6

Edgar Adams’ Editorial

2020 a difficult year but more to come

12 Business Briefs 14 Central Coast Council news 16 Property news 19 Finance news 20 Business tips 23 Funny business

Front cover: Ian Lamont – Photo: Jeff McGarn

Hear Edgar Adams’ business comment 8.10am each Monday.

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Central Coast Business Review Central Coast Business Review is a Registered Trade Mark of Adams Business Publications Pty Ltd P.O. Box 3259, Erina, NSW 2250 Phone: (02) 4367 0733 Fax: (02) 4367 0744 Email: info@ccbusinessreview.com.au Typesetting by Graphic by Design ph (02) 4365 6777 Print & Distribution by Bromley Direct ph 0412 439 773 © Adams Business Publications 1994. All rights reserved.

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COV ER S TORY

Ian Lamont – LWM Group The Rule of 72 By Phaedra Pym IAN LAMONT LIVES by the rule of 72.

The chartered accountant, business adviser and founder of the LWM Group in Gosford says this simple yet highly effective rule, which involves joint venture investments in hand-picked commercial property, is central to the long-term financial success and prosperity of every one of his clients, as well as his own. A man of great integrity and strong work ethics who has lived and breathed accounting for almost fifty years, Ian is a firm believer in treating others as you would treat yourself. This is a core philosophy instilled throughout the LWM Group. It’s also one of the key reasons so many of Ian’s clients, including those who have moved elsewhere and many of the Central Coast’s most prominent and respected businesspeople, have stuck with him for more than thirty years. Today he is a consultant to the group, which is now owned by partners Matthew Moore (Managing Director), Sean Mulligan and Simon Hardie. This is Ian’s story, including an insight into his rule of 72.

The son of a real estate developer, Ian became a practicing accountant in June 1974 when he joined the largest accounting firm in Gosford, Armstrong Goff. It was a time of great prosperity and growth for Gosford and Armstrong Goff had been integral to that growth. They were behind the establishment of 2GO, Ocean Beach Caravan Park and Palmdale, to name just a few of the well-known local entities they helped develop. “I had great mentors at Armstrong Goff. I was taught about business development by Alan Goff and tax accounting by Don Sutherland, the best GP accountant and tax specialist in Gosford,”

said Ian. Soon after Ian joined the firm, Armstrong Goff was acquired by Coopers & Lybrand during a national expansion which saw the powerhouse firm take over more than a dozen regional practices. He stayed on and was fast-tracked into a management position by the age of twenty-five.

“One family followed me from day one and I can honestly say that they gave me my first break in business.”

Five years later, Ian bought into a small accounting firm in Gosford to help out the owner who was looking to exit due to ill health. A week after starting at Ryan Lamont, Ian’s business partner, James Ryan, suffered a heart attack leaving Ian on his own. He returned twelve months later and sold his share of the business to his son, James, two years later. “The first two years with James Senior were the happiest years of my business life,” said Ian, who singlehandedly increased the firm’s turnover within the first year from $60k to $400k. He achieved this by working twelve to thirteen-hour days, six or seven days a week and attracting clients with his strong point of difference as an accountant: his real estate skills. “One family followed me from day one and I can honestly say that they gave me my first break in business,” said Ian. That family was the Gibbens’ headed at the time by George Gibbens. Keen for Ian to succeed, George offered to pay him monthly in advance for his services, which eased cashflow in that first critical year. The strategy paid off and Ian has been looking after generations of the Gibbens family ever since.

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From that first year, Ian’s business grew steadily through word of mouth referral. “I grew because Gosford grew,” said Ian, adding that he learned early on that people didn’t come to him for tax planning. They came for business advice and to learn how to run their business lives. The significance of this knowledge made Ian very cautious when selecting a new partner when growing his team. “If they weren’t going to be smarter than me, I didn’t want to know them,” said Ian. “So I rang the manager of the biggest bank on the Coast at the time and asked for the names of the three smartest accountants in Gosford. Next morning, on April 1, 1999, I had Matthew Moore as my partner.” The next partner to come on board was Sean Mulligan, a former Price Waterhouse accountant who went out on his own and merged with the LWM Group in July 2006. The most recent and youngest partner to join the management team is Simon Hardie, the only partner to have come from within.

“I’m willing to accept that I don’t have all the answers. But I know a lot of very clever people.”

Seeking out professionals who know more than he does is another core philosophy Ian has always subscribed to. “I’m willing to accept that I don’t have all the answers. But I know a lot of very clever

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COV ER S TORY

people. I made it a point to personally get to know the top three people in Australia in every area we need, including the man who wrote the legislation for Capital Gains Tax,” said Ian, who recently handed his ‘little black book’ of contacts, to Simon, the firm’s junior partner.

The LWM Group now consists of a team of thirty accountants and ten administrative staff. All accountants work in teams, reporting to one of the three partners, with each team working independently from the other and performing the full range of accounting and business advice services for their 100% commercial clientele. Only superannuation and auditing are handled within separate divisions, the latter growing 25% in the last two years.

As for superannuation, Ian said, “We have a huge superannuation section to our business because we’ve got the clients to be able to create wealth. We have around 320 super funds and a standard client of mine would have $5m of assets of which $1-2m are in super, a tax-free environment. Not one of my clients doesn’t have a retirement plan”.

Ian began selling down his shares in the firm more than ten years ago and sold his last shares to the partners on August 4. He now consults to his long-standing clients, including managing the financial affairs of several large property development groups.

“I would have one hundred or so clients who started from nothing and are now doing very well. All have sailed through the

The LWM Team: Managing Director Matthew Moore, Consultant Ian Lamont and Directors Simon Hardie and Sean Mulligan pandemic because they have sound commercial property investments. It’s the Rule of 72, a rule centred on return on investment that I live by,” said Ian, who explained the rule as follows: “The Rule of 72 is a formula that calculates how long it takes to double your capital when preparing for retirement: 72 ÷ (the capital gain each year + the income each year). For example, 72 ÷ 3% + 7% = 10%. 72 ÷ 10 = 7.2 years to double my capital. Another rule is to only select properties with a secure tenancy.

Examples include the Caltex service stations at West Gosford and Erina, and KFC, Repco and Dan Murphys at West Gosford, which they developed. Whenever Ian advises a client to enter into an investment as part of a syndicate, he knows that 3 to 4 % will be

return on capital, not 2%. The result is that those assets will double every seven years.

“Every one of my clients knows about the rule of 72,” said Ian. For someone who had no intentions of growing a big business when he first went out on his own and has never used a computer, Ian has achieved extraordinary success in his almost fifty-year career to date. His strong loyal client base is the result of strategic advice, genuine relationships and his commitment to never secure a deal for someone unless it’s the same deal he would want for himself. His passion for helping people build wealth and secure their future is clear and, while now in the sunset of his career, he has no plans to ever stop doing what he loves.

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

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EDITORIAL

Edgar Adams discusses local issues

2020 a difficult year but more to come WE STARTED 2020 with bushfires, although we dodged a bullet there – it could have been catastrophic. This was followed by storms in early February that caused a lot of damage and beach erosion and by the end of the month COVID19 had hit and we were all self isolating.

Somehow we have dodged a bullet on COVID19 as well, and while retail and hospitality businesses are suffering most of the businesses that CCBR has spoken to are doing okay.

The building and home renovation sectors are busy as is the manufacturing sector.

Tourism is doing okay and this will continue into the foreseeable future with our national border closed at least until mid next year.

Those businesses that rely on sporting events are having a tough time.

Restaurants and cafes are doing it tough as they manage the social distancing rules but the nimble ones have turned to take away and doing well out of that to the extent that they will probably maintain that service in the long run.

A high proportion of our commuter population are working from home and saving money on fares and petrol. Somewhere along the line that must feed back into the local economy.

There is no question that JobKeeper payments have propped up many businesses who were in trouble prior to all this. 2019 was not a good year for many businesses across the board with many saying they felt we were in a recession.

All through 2019 the Federal Government was not listening to the business community and it seems that right now the only state who is, is NSW. Certainly Victoria and Queensland are not and this is having a big impact on our state.

The Premier and the NSW Government has handled this pandemic exceptionally well and NSW, in terms of the economy in particular, will do better in the long run than the other states. That of course is due to the billions that this government is pouring into infrastructure and into the regions, thanks to the Minister for Regions, John Barilaro.

Western Sydney in particular is being showered with money from every direction.

This cash splash is thanks to the privatisation of the ‘poles and wires’ and sundry other state infrastructure plus the $4.2 billion Snowy Hydro Legacy Fund.

When you add all this up you have to ask, “What has the Central Coast got?”

And the answer is precious little!!

There are three obvious reasons for this: • A dysfunctional Central Coast Council, • We voted the wrong way at the last State Election in 2019, and • Who are we?

A dysfunctional Central Coast Council The amalgamation of Gosford and Wyong Councils has turned out to be a disastrous move.

The amalgamation was intended to put an end to the Gosford vs Wyong arguments that never stopped.

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CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

This is due to the introduction of the Ward System and, more importantly the shape of the Wards which favours councillors whose focus is totally on Wyong or on maintaining a welfare attitude towards the region.

Not one councilor has a big picture view of the Central Coast – a region of over 340,000 people – or where it will or should be in twenty years time. Most can’t see beyond next week!

And we have to put up with them for another year thanks to COVID19.

We vote the wrong way The Central Coast, traditionally, is a Labor voting region and the only time that it changed to Liberal was at the 2011 State Election and for one term only.

The end result is that the Labor Party in government has always taken us for granted and the Liberal Party treats us as with contempt.

Who are we?

The Central Coast region comes under the responsibility of the Department of Regional NSW and Minister John Barilaro.

We are a region and we are the only region with one council.

Edgar Adams Editor

BUSINESS NEWS

New jobs at Kangy Angy

Aerial view of the Kangy Angy Train Maintenance Facility site with Maintenance Building under construction taken earlier this year NINETY NEW JOBS are on offer after major construction finished at the NSW Government’s $300 million dollar Kangy Angy Rail Maintenance Facility.

The purpose-built facility will service and maintain the New Intercity Fleet trains, with around six kilometres of electric rail lines – seven-tracks across at its widest, access roads, offices and amenities.

Minister for Transport Andrew Constance says testing of the facility will continue ahead of the introduction of the New Intercity Fleet later this year.

“The Maintenance Facility has created employment, skills development and business opportunities on the Central Coast during construction and that will all continue into operation,” Mr Constance said.

Services across the site comprise: train wash building, traction substation, security building, wheel lathe building and

maintenance building along with ancillary site works and overhead access bridge off Enterprise Drive.

The facility will be operated by UGL Rail, which is part of the RailConnect consortium contracted to design, build and maintain the new fleet.

“UGL is currently recruiting for roles in engineering, supply chain, supervision, planning, quality and asset management, with more than 90 positions to be filled over the next 18 months,” Mr Constance said.

The design and construction of the facility was delivered by John Holland on behalf of Transport for NSW and will maintain a fleet of 500 train carriages once in full service.

Costing $2.3 billion the new Intercity Fleet will service the Blue Mountains, South Coast, Central Coast and Newcastle.

(l to r) Doug Moss, Executive General Manager for UGL’s Transport & Technology division, Parliamentary Secretary for the Central Coast and Member for Terrigal Adam Crouch and Minister for Transport, Andrew Constance

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BUSINESS NEWS

New fountain for Fountain Plaza WHILE COVID-19 HAS had a dampening effect on retail and hospitality businesses the Brand Group, owners of Fountain Plaza Erina have confirmed their confidence in the future with the installation of a new $200,000 fountain at the Plaza.

The new fountain was designed and built by local pond builder Anything Wet (see later).

Since its opening in the late 1980s Fountain Plaza, on the corner of Central Coast Highway and Karalta Road, leading to Erina Fair, has become an iconic commercial centre that has defined Erina.

Philip Brand, who’s vision it was to build Fountain Plaza on the site of a poultry farm forty or so years ago, said, “It was time for a new look for the fountain and to show our tenants and visitors to the Plaza that we have a strong belief in the future of Erina as a commercial centre.”

The concept behind the design of the plaza was that it would be a cross between main street strip shops and shopping malls with shops around a central car park making parking easy for customers.

This became so popular that within a few years an additional commercial space was added right on the corner to accommodate the regional offices of the nab bank and ANZ as well as ground floor retail space for both and the Commonwealth Bank.

Demand for commercial space in Fountain Plaza resulted in the Brand Group in 2002 adding the Fountain Corporate development immediately behind the Plaza linked by an arcade which now supports the very popular Remy & Co Pasta Bar. Fountain Corporate has an interesting mix of tenants including StarFM studios, Telstra, and Coastwide Eye Hospital.

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A new landmark for Erina. Fountain Plaza’s new fountain by night.

The success of Fountain Plaza hinges on the mix of tenants that attracts customers from all over the region. While tenants have changed over the years this mix has remained much the same and they include: Erina Post Office and Newsagency, Fountain Plaza Pharmacy, HelloWorld travel, TAB, Dan Murphy’s Liquor supermarket, Banks – nab, ANZ, Westpac and BOQ, GP clinic, services – florist and barber, accountants and retail – Camera House and Montaze fashion and gifts.

To round out the tenant mix a number of eating and dining options keep the precinct alive from early in the morning to late in the evening. They include: Cheekie Charlie’s Bar & Café, New York Pizza Bar, Guzman y Gomez Mexican takeaway, Yume Modern Japanese Restaurant, Remy & Co Pasta Bar and The Bakehouse Café.

In 2012 the Brand Group developed the Platinum Building within the Precinct which attracted a wide ranging mix of commercial and medical tenants.

According to traffic surveys over 28,000 cars travel through Erina each day making it one of the busiest roads in the region.

Well known Erina resident Carol Long and Member for Terrigal Adam Crouch cut the ribbon opening the new fountain.

Businesses who build fountains travel the world in search of new ideas.

Russell Owen, owner of Anything Wet, the local company who designed and built the new $200,000 fountain at Fountain Plaza has been building fountains and ponds for over seventeen years.

He has travelled to the USA for specialised training and continues to bring innovation to the market.

“We build small pondless water features through to large corporate fountain scapes; and everything in between,” said Mr Owen.

Master Certified Aquascape Contractors, Anything Wet are the leaders in eco-friendly pond construction.

Ettalong Beach 2020 Red Carpet Day postponed Red Carpet Day, planned for Sunday, 13th September, in Ettalong Beach has been postponed.

Peninsula Tourism Partners’ President Kim Cole, said, “we have decided to celebrate the day later this year due to the uncertainty of COVID-19.”

The Peninsula Tourism Partners believe that holding the event would be inappropriate, unsafe and under current circumstances risky for large gatherings.

Due to the existing conditions of COVID19 cases and possible further restrictions over the coming weeks, the Partners believe organising an event during these unclear times would be unsuitable.

The general public’s safety and well-

being are of the upmost importance to the Peninsula Tourism Partners.

Therefore, we have made the decision to postpone the event to a later date.

The Peninsula Tourism Partners are already exploring into alternative dates to hold the event – maybe in November or early next year.

“We wish to thank everyone who has already sent in their application forms”, said President Cole, “and are looking forward to receiving many more over the coming weeks. The event is only on hold, not cancelled, and we cannot wait to announce a new date and make the Red Carpet Day bigger and better than last year.”

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BUSINESS NEWS

North ranked best place to work

North staff celebrate their recognition as a Great Place to Work NORTH CONSTRUCTION & Building has ranked as one of the best places to work in Australia.

North were ranked number 17 on the 2020 Best Places to Work study in the 100999 employee category and received their award at Great Place to Work Australia’s virtual award presentation in late July.

Tuggerah based North is a 100% employee-owned commercial construction company.

39,156 Australian-based employees

from 124 companies participated in the benchmarking study, making North’s ranking all the more impressive.

“To be named as one of the best companies to work for in Australia is such an honour,” expressed Matthew Cook, North Managing Director. “As a business, we have always strived to be an employer of choice, creating a culture of trust that not only nurtures and develops each individual but also embraces excellence, camaraderie and fun. Employees flourish in high-trust workplace cultures.”

“Trust, for us, isn’t limited to our employees,” Mr Cook went on to say. “Trust is the foundation of all that we do and all that we are. This award and recognition is the culmination of our efforts over the past 30 years and a wonderful acknowledgement of our dedication to our people, our subcontractors, our clients and our community.”

“Through the 2020 Best Places to Work study process, we had the opportunity to observe how North inspires, invents, and innovates as they introduced new initiatives whilst navigating through this changing landscape,” said Zrinka Lovrencic, Managing Director of Great Places to Work.

“North stood out in this regard as the company has been making in-roads in transforming the construction industry by doing business differently. A genuinely value-based business, combined with a corporate commitment to the personal and professional development of its people, North has created an environment that is respectful, inclusive and flexible.”

97% of all North employees completed the Great Place to Work survey. The company was given high praise across all areas, most notably: employees consider senior management to be competent, honest and ethical; employees feel they are given responsibility, treated fairly and aren’t discriminated against due to sexual orientation, ethnicity, or gender; North’s facilities create a nice working environment where employees feel physically safe to carry out their work; and employees were happy with the company’s contribution in the community.

In addition, the survey indicated that employees overwhelmingly have a sense of pride working for North and are proud to tell others they work at the company.

“North truly is an awesome place to work,” stated Ryan Wheeler, North Site Manager. “There is a great culture of trust, learning, growth, and opportunity for those on and off-site. I’m supported by senior management and my colleagues both professionally and personally. I wouldn’t want to work anywhere else.”

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BUSINESS NEWS

Warnervale Town Centre taking shape

OneBlink aims high with Global Landing Pad

OneBlink Directors Darren Besgrove and Alan Williams Aerial image of residential subdivision by Landcorp NSW lower left, Warnervale Town Centre upper left and Woolworths new site on Sparks Road.

IT’S BEEN FIFTEEN years in the making and finally, the much awaited Warnervale Town Centre is proceeding.

The adjoining residential component is starting to take shape with property developer Landcorp NSW well advanced with only 26 lots of the first stages of their 140 lot Hilltop Park development left for sale.

Lot sizes range from 447 sqm to 614 sqm and have realised at prices from $315,000 to $350,000.

The first homes to be built at Hilltop Park are nearing completion as the various local home builders lay the foundations for even more.

Central Coast Council will deliver a water and sewerage upgrade in Warnervale Town Centre following the provision of an $8.5M funding package from the NSW Government announced in July by Parliamentary Secretary for the Central Coast, Adam Crouch.

Landcorp NSW’s civil works for the Town Centre facilities, which will be the ‘heart’ of the development, kicked off in mid-July and are expected to be completed by late October 2020.

The town centre is planned to include a variety of retail shops, family tavern, medical facilities and pharmacy, a long day childcare centre, children’s play centre.

A Woolworths neighbourhood centre supermarket is proposed on Sparks Road thereby enlarging the overall Town Centre itself.

Additionally, the completion of the new parklands at the heart of the town centre will include open-air sports facilities, bike tracks, jogging tracks and other community amenities, which Landcorp NSW contemplates will be completed by early 2022.

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

A spokesman for the developer said, “This latest stage of the overall master precinct being developed by Landcorp NSW has received overwhelming support from the local residents and ratepayers, and will be a most welcome asset to the region.”

Meanwhile the future of the proposed North Warnervale Railway Station remains up in the air. Last month, in early July, Member for Wyong, David Harris MP asked that Minister for Transport tell the Warnervale and northern Central Coast community what the Government’s plans are for a railway station.

“Will the Government build a new railway station at the Warnervale Town Centre site or upgrade the present Warnervale Railway Station to help commuters in this growing booming residential area,” said Mr Harris.

“We need more car parking, we need toilets even in the short term at Warnervale Railway Station. So, Minister Constance, is the community going to get a new railway station or will you improve the present station,” he said.

The North Warnervale Railway Station was proposed by Woolworths when they were angling for a shopping centre on land they had acquired about twenty years ago and was adjacent to the site.

Since then Woolworths, having delayed this project for so long that retailing has fundamentally changed, is now planning on a Supermarket on Sparks Road rather than a Shopping Centre at the top of the hill in Warnervale Town Centre.

Gosford based company OneBlink, who develops and markets software that’s used by government and enterprise customers to create customised business applications, has been selected to participate in this year’s Global Landing Pad (DGLP) program run by the Denver (Colorado) Economic Development Corporation.

OneBlink was selected from amongst 50 international applications to be part of this year’s cohort of 15 companies. The DLGP program supports start-up or scale-up companies looking to establish operations in the USA. It is a free program business acceleration program and helps participant companies experience a soft landing and quick expansion, with a focus on Denver as a prime location.

This year’s cohort represent 7 different countries and come from a variety of industry sectors, with the criteria that each is primed for international expansion. This is particularly relevant for OneBlink, as in the last 12 months it has secured a significant distribution partner for North America with revenues flowing almost immediately from those agreements.

“Supporting this beachhead partner and sourcing and supporting our next round of partners remains a primary objective for us this financial year,” says Darren Besgrove, CEO OneBlink. “And we can see international revenues that will quickly rival our domestic business, while remaining firmly grounded as a Central Coast headquartered company”.

The DGLP programs runs through August and September with follow-up virtual mentoring and networking activities planned while international travel remains restricted.

OneBlink currently provides software and services to NSW Biosecurity and Food Safety, Victorian Department of Health and Human Services, as well as SafeWork NSW where they recently developed the popular “Speak Up” app. A range of Local Government Agencies (including Central Coast Council) and enterprise customers make up OneBlink’s Australian customers.

BUSINESS NEWS

Oddfish Media expands

Local firm takes out architecture awards The 66m tall, 197 apartment, retail and commercial development - Verve Residences was completed in 2019.

Oddfish Media Directors Peter O’Dell, Simon Gitsham and Darren Fischer ERINA BASED FULL service independent marketing agency, Oddfish Media, have opened an office in Newcastle and at the same time launched their Web Development / eCommerce solution – offering a best-in-class product for the region. To compliment the expansion, Simon Gitsham has joined the leadership team, bringing a wealth of media experience across radio, TV and digital solutions for the businesses of Newcastle. His media career launched when he was made a Sales Executive for Telecasters 10 at Hervey Bay, QLD in 2000. He moved to Melbourne as a Sales Executive for Radio Sport 927, Mornington Racing Club & SEN 1116, which gave him great understanding of making advertising and sponsorship work for clients. In 2016 he took up the role of Northern NSW Regional Sales Manager for the WIN Network based in Newcastle, overseeing some key advertising solutions for local, state and national clients & agencies.

Commenting on Oddfish’s digital plans General Manager Darren Fischer said, “ It has been many years in the making to find the right people to deliver best practice website and e-commerce solutions to grow businesses. Due to COVID we are of the belief that the digital revolution has been brought forward 4-5 years. People of all ages over the last six months have gained confidence buying online. This product will change businesses. It’s the first time since we started in the digital space in 2008 that we have confidently gone to market with a comprehensive web-dev solution that will produce results.” “In the past we have dabbled or stayed clear of the web-dev part of the puzzle. We now have the final piece of the puzzle,” he said.

Oddfish Media was established in 2005

by Peter O’Dell and Darren Fischer. Mr

O’Dell, from the mid 80’s, worked in both news and commercial production and later sales with NBN Television Network.

Mr Fischer also had a long career with NBN Television working with agencies and directly with clients across radio and television. “Oddfish Media has grown along with our clients to offer the full gamut of media services needed today,” said Mr Fischer. “Our flat team structure allows us to respond swiftly and appropriately to a client’s needs, with some of the quickest turnaround times in the industry. With over seventy years of marketing experience within the team, our knowledge is exceptional and the relationships that we have built within the industry allow us to get you the best market rates, regardless of your advertising needs. Our job is to push the boundaries and challenge your thinking in order to achieve the best results together,” he said.

Leading Central Coast-based architect firm, CKDS, and its collaborators, Hill Thalis Architecture and Urban Projects have collected a raft of honours at this year’s NSW Architecture Awards and the Newcastle Architecture Awards for their design of Verve Residences in Newcastle.

Their work on the residential and commercial development took out the Aaron Bolot Award for Residential Architecture – Multiple Housing, as well as the Blacket Prize for design excellence in a regional context at the NSW Architecture Awards.

CKDS Directors Caine King and Stuart Campbell both praised their team and project partners for the honour.

Mr Campbell said the design aimed to bring a sustainable and distinguished presence to Newcastle’s streetscape and skyline. “Good architectural design is about gaining maximum benefit within a given space,” he said.

“The CKDS team is always focused on getting the balance right between innovative design, commercial considerations and sustainability, which proved to be the winning formula for us,” said Mr Campbell.

These awards are a true indication that CKDS has a true understanding of community needs and desires as a locally based architectural firm.

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including until 8pm Tuesdays

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CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

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BUSINESS BRIEFS

Bendigo Bank celebrates 20 years with facelift

innovation company locates in Erina

Tony Jacobs and Karlie Wilson auditing the NZ mussel farms at the Marlborough Sounds

The new look Bendigo Bank branch at East Gosford Bendigo Bank East Gosford Branch has celebrated 20 years on the Central Coast with a facelift.

Located in Victoria Street it was one of the first branches in Australia to have a major renovation that also included a refreshed corporate logo, with modern imagery and colours.

East Gosford Group CEO, Michael Bell said that the branch had been transformed into a modern space for customers and staff.

“The East Gosford branch was officially opened on 5 August 2000. Prior to that it had been a branch of NAB which along with five other major banks closed their doors at East Gosford within twelve months.

Aside from some minor cosmetic changes and logos made 20 years ago, the branch still had a traditional bank look and feel complete with big heavy furniture and fittings,” Mr Bell said.

The renovation was undertaken during May with most of the work by local contractors.

Mr Bell said that the Board of Directors, all of whom are volunteers, and staff were keen to mark the two decade milestone and had begun developing events to celebrate 20 years in the region, but Covid19 put those plans back a bit. We may need to hold back and celebrate our 21st instead, Mr Bell lamented.

“We did however continue with the renovation of the East Gosford branch and importantly celebrated the 20 year anniversary of four staff members,” Mr Bell said. Julie Eastham, Michelle Clague Tracey Anderson and Jenny Webber all started work with Bendigo Bank on 24th July 2000. Each of them spent time training in the Bank’s CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

East Gosford & Districts Community Bank Branch Limited Chairman Garry Morris with CEO Michael Bell Bendigo Head Office before returning to the Central Coast to set-up the new branch.

Following the closure of the major banks the East Gosford Chamber of Commerce worked with local shop keepers and business owners, who were becoming increasingly anxious about losing critical business and community infrastructure to attract a Bendigo Bank Community branch.

The group saw a story by Ray Martin on A Current Affair about a community modelled bank and worked on a compelling business case that saw Bendigo Bank establish its most northern branch at the time.

Today the community franchise has branches in Lisarow and Kincumber as well as additional Bendigo Bank Community Bank branches at Wyong and Ettalong.

Together they form an alliance that also contributes significantly to the local community providing about 60 Central Coast charities, sports clubs, not-for-profit and community organisations with grants in the past 12 months. The East Gosford Group has recently passed the $1m mark in support provided to the local community!

Sustainable food ingredients company, Green Blue Health Pty Ltd has located their Head Office in the Platinum Building Erina.

Founded by Tony Jacobs and Karlie Wilson, Green Blue Health supplies high quality sustainable and innovative nutritional ingredients to the food, feed and supplement industry.

Mr Jacob has returned to Australia from Germany where he has been based for the past 30 years as Managing Director of Pharmalink Extracts Europe GmbH which he continues to control.

Pharmalink are suppliers of botanical and marine ingredients for the nutraceutical and pharmaceutical industry.

He is also a Director of Pharmalink Extracts Limited New Zealand which operates a CO2 Supercritical Extraction Facility producing a range of extracts including Lyprinol(r), a leading anti-inflammatory supplement sold by Blackmores in Australia.

Ms Wilson, a science, food technology and human nutrition graduate from the University of Newcastle, has worked in research and development of food products and was Sales Manager of Pacific Resources International a supplier of products into the therapeutic, food and beverage and personal care sectors. She conducts workshops as a Kinesiology Practitioner.

Our first priority is to work with local growers and collaborators interested in developing the market potential of the native Australian white and yellow elderberry varieties which appears to be well suited to the sub tropical climate of the central coast. Elderberry is one of the most purchased health supplements in the USA and an Aussie version would have strong interest through Asia where demand has already out stripped supply from Europe.

We have also started working with Bio Security for authorisation to import

BUSINESS BRIEFS

extracted seaweed, a sustainable nutrient formulas for animal and aqua culture feed.

Its use in formulations not only builds the animal’s immune system, without antibiotics, but also improves the flavour profile for the consumer. We are seeing a trend where consumers are prepared to pay a premium for more flavoursome farmed fish and poultry which have been raised on sustainable complete feed.

If you are looking to develop new formulas and need to ensure a balanced nutritional benefit, please contact us. www. greenbluehealth.com

don’t know where to start, call Scott to book a free consultation on 0417 138 798.

Bitter N Twisted – Gosford’s newest small bar

Food ingredient ZBR Zibara official licensee for Queensland Rugby League

Drugs and workplace safety – new service for business

Photo courtesy taylormadephotography Claire and Jared Lyons

The Zibara Family - Anthony, Tanya and Leba Zibara

Scott Vickery An employee’s drug taking choices could jeopardise your business and compromise the safety of those who work in it.

Understanding the challenges business owners face in ensuring their staff and their business is protected, Scott Vickery, an experienced business operator and local owner of Drug-Safe Workplaces – Central Coast, is providing easy access for support and guidance for companies to meet their obligations to ensure they are Alcohol and Drug safe within the workplace.

Drug and alcohol consumption is on the rise, and with 70% of Drug Users being employed, Mr Vickery says, “There are steps that can be taken to ensure the impacts don’t affect your workplace or your employees’ safety. After all, everyone deserves a safe workplace.”

Offering personalised local service, Scott knows that managing the WHS requirements in any business is by no means for the fainthearted. On top of everything else a business owner needs to do, Drug and Alcohol Policies, Education and Training, along with workplace on-site testing and pre-employment testing, all need to be managed to ensure compliance to a business’s Duty of Care responsibilities.

Being based locally, Drug-Safe Workplaces – Central Cost are able to assist quickly and offer expert guidance and support when your business needs it the most.

If testing in your workplace is something you currently do or have considered, but

The Queensland Rugby League has announced Erina based teamwear and uniforms manufacturer, ZBR Zibara as licensee for the next four years as suppliers of onfield apparel and referees on-field apparel.

The Zibara Family have been in the teamwear and uniform business for almost forty years and manufactures rugby league teamwear for over 400 teams in the NSW Rugby League competition.

Commenting on their success in winning the QRL license Director Anthony Zibara said, “This means that all of the Queensland ‘grass roots’ rugby league teams have the choice of ordering their on-field and offfield apparel and playing kits manufactured

by ZBR Zibara.

“This also means we will be manufacturing for teams in Papua New Guinea who play Rugby League. There are 7 companies that QRL teams can choose from and ZBR Zibara is one of them,” said Mr Zibara.

The Zibaras employ up to 30 local people from the Central Coast who are all vital in the production of these goods.

Facemasks a new market The same manufacturing process that the company uses for making teamwear has been adopted for making tens of thousands of Hands Off Ya brand face masks over the last four months.

“We have provided these Australian Made fabric face masks to everyone from Kincumber Mitre 10, Chemist Outlet, Harvey Norman Erina and West Gosford, Amber Tiles National and PNG mining company Oktedi Mining,” said Mr Zibara

Riding the wave of Gosford’s exciting urban renewal, Bitter N Twisted will be Gosford and the Central Coast’s newest small bar experience when it opens in late October/ early November, just in time for summer and the festive season.

A fun, unique and lively space in the city centre, Bitter N Twisted will be located in the former Reviver Bar premises in Mann Street, Gosford.

Owners Claire and Jared Lyons hope it will bring much needed vibrancy to Gosford, and help grow the small bar industry for the coast.

The brother and sister duo behind the new venture are recent university graduates in HR and teaching but have decided to put their previous careers on hold to open the new bar. With a combined 25 years’ experience in the hospitality and bar industry, including London and the Cotswolds in the UK, the pair will bring exceptional service, amazing drinks and great food to Gosford city centre.

The food will come in the way of a permanent food truck out the front, plus a sophisticated bar menu inside.

Award winning local designer and stylist Xanthe Highfield from studiohighfield.com is on board for the exciting redesign of the heritage listed, iconic space. With indoor and outdoor areas.

Argyle Estates

Business Brokers Buying or selling a quality business, contact the experts on the Central Coast

Argyle Estates

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024332 6555 argyle@argyleestates.com.au Graham McMullen – Licensee F.A.I.B.B. 0419326555

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

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CEN T R AL COA S T COUNCIL NE WS

Council committed to buying local Central Coast Council has put out a Media Release Council committing to purchasing locally.

They say, “We buy locally whenever we can and now we’re making it easier for local businesses to supply us with their products and services. Its part of our commitment to supporting the community and local economy.

Our recent local spend has been about $150 million per annum, helping to support local businesses and jobs.

All you need do is register to become one of our preferred suppliers.”

On their website Council says that local businesses are being invited to register for the VendorPanel Marketplace, which Council uses to procure some of its goods and services.

The VendorPanel Marketplace is also used by many government agencies, so once a business registers, they will be visible to these agencies as well.

Council’s Acting Chief Financial Officer, Carlton Oldfield said the opportunity to register as a potential supplier is part of Council’s commitment to supporting the business community and local economy which has done it tough in the current economic climate.

“Council is committed to purchasing locally whenever it can and it is feasible to do so,” Mr Oldfield said.

Businesses which supply low-risk goods and services unlikely to cause harm can register directly at centralcoast.nsw.gov.au/ vendor panel.

There is an additional step for businesses which supply medium to high-risk activities such as working at heights, with mobile plant or demolition work. These businesses should email Council for additional information at prequalification@centralcoast.nsw. gov.au before registering.

“We know that helping entrepreneurs and businesses thrive has flow-on effects for our community - creating local jobs, reducing the need to commute out of the area for work and improving the quality of life for workers and their families,” Mayor Lisa Matthews said.

To register for VendorPanel Marketplace visit centralcoast.nsw.gov.au/vendorpanel or if you provide medium to high-risk services, contact Council at prequalification@ centralcoast.nsw.gov.au

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

Developer Contributions hijacked by Gosford and CC Councils over 20 years The NSW Auditor General has found that over almost 20 years, from 2001 until 2019 the former Gosford Council and then Central Coast Council unlawfully spent $13.2m in developer contribution funds dedicated to local infrastructure projects.

In a report following an investigation on infrastructure spending by four councils (Blacktown, Liverpool and Sydney) Central Coast Council came in for extensive comment and recommendations as to rectifying the administration of these funds and has since repaid the $13.2 million.

The NSW Audit Office were investigating the management of local infrastructure contributions (LICs) by four NSW councils between 2017 and 2019 when it uncovered the unlawful multimillion-dollar cash splash

by Central Coast Council.

The report found that governance and internal controls over LICs was misspent on administration costs in breach of the Environmental Protection and Assessment Act 1979.

The Report notes that in May 2016, the newly amalgamated Central Coast Council inherited 53 contributions plans from the former Gosford and Wyong Councils. Managing this number of contributions plans fragments the available funds and increases complexity.

Central Coast Council is currently working on consolidating these plans.

Interestingly, the report says that between June 2016 and June 2019 Council’s LIC funds balance doubled from $89.6 million to $196.0 million.

Council has a LIC committee but no formal charter and senior officers do not regularly attend meetings. This limits the committee’s effectiveness as a decision-making body, the Report says.

The Report makes thirteen recommendations including that by June 2020 Council publish current contributions plans from the former Gosford Council on the Central Coast Council website. And by December 2020, among others, increase transparency and information available to the public about LIC works planned and underway, including intended use of contributions collected under VPAs (Voluntary Planning Agreements), improve public reporting about expenditure of cash collected under VPAs. (VPAs are a form of legalised extortion on the property development industry – CCBR Editor) At 30 June 2019 Council was holding $189 million in contributions collected

under S7.11 and S7.12 of the EP&A Act and S64 of the Local Government Act. An additional $5.5 million had been collected under VPAs. A breakdown of these funds apportioned across the infrastructure categories for which they were collected are: • Drainage, water and sewer $89.5 • Roads, traffic and footpaths $19.9 • Open space $21.3 • Community facilities $28.4 • Town centre improvements $12.5 • Other $ 3.8 The report noted that 42 contributions plans for the former Gosford Council are not published on the Central Coast Council’s website. These should be added to the website so that developers know what contributions plans apply to areas they are considering developing and what levies they are expected to pay, and the public knows what infrastructure is planned.

Planning Proposal Authority for Darkinjung development sites refused Central Coast Council at its August 24 meeting gave away its planning proposal authority for Darkinjung Local Aboriginal Land Council (DLALC) development sites at Wallarah, Doyalson and Lake Munmorah suggesting that the Department of Planning find an alternate Planning Proposal Authority (PPA), Council had already refused the role for proposed residential developments at Somersby and Kariong late in 2019.

It now has added 2 Kanangra Dve, Lake Munmorah, 425 Bushells Ridge Rd, Doyalson and 380 Motorway Link Rd, Wallarah, to the list.

Citing the current biodiversity status of these lands on the basis that looming or missed deadlines to resolve outstanding planning matters Council the report to Council said, “Due to the complex biodiversity, threatened species and infrastructure issues which exist on these sites, progression of these planning proposals has been challenging and protracted for all parties involved” The planning proposals all allow for future residential development (or industrial development at Wallarah) and protection of environmentally significant areas.

Councillors Smith, Holstein and Greenaway voted against the recommendation with Clr Smith saying Council should be the planning authority and Council should get these matters resolved following due processes.

CEN T R AL COA S T COUNCIL NE WS

New Woy Woy Wharf construction begins

Artist impression of Woy Woy Wharf CENTRAL COAST COUNCIL has commenced construction on a new $5.6 million wharf at Woy Woy. First mooted in 2009, the redevelopment of the wharf is a major project for Central Coast Council.

Cr Chris Holstein, Parliamentary Secretary for the Central Coast, Adam Crouch, and Council staff attended the official announcement of the beginning of construction on August 18, 2020.

The NSW Government’s Regional Communities Development Fund contributed $3.99M to the project, with Council

providing the rest.

“The current jetty becomes submerged during king tides, but the new pontoon wharf will rise with the tide to reduce disruption and improve disability access,” Mr Crouch said.

“The new wharf will be capable of accommodating 35-metre vessels up to 250 tonnes, making it a significant asset to the Woy Woy community,” he said.

“This is just one of numerous wharf upgrades – including at Davistown, Empire Bay, Spencer and South Tacoma – that the NSW Government and Central Coast

Council are delivering together.”

As well as a floating pontoon, the project will also provide: a dedicated fishing area on the boardwalk; new seating benches including smart benches with mobile phone charging capability; banner poles; and landscaping.

Council’s Director Roads Transport Drainage and Waste, Boris Bolgoff, said the existing Commercial Wharf had been modified to ensure ferry services could continue as scheduled throughout construction of the new wharf.

“The Commercial Wharf – which will operate as the main wharf amenity for the area as we build the new Woy Woy Town Centre Wharf – has undergone temporary modifications to ensure it is accessible for community members who use wheelchairs and other mobility aids,” Mr Bolgoff said.

“It is very exciting to commence construction on this significant project which features a floating pontoon that will move with the varying tides and ensure access to ferry services and facilities in most tide and weather conditions.

“The new wharf will benefit commuters and community members who regularly use ferry services and will undoubtedly become a centrepiece and draw-card for Woy Woy Town Centre.

Council is working closely with ferry services and nearby businesses and stakeholders to minimise impact during construction.

The project is set to be completed by the end of the 2020-21 financial year

Service CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

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PROPERT Y

COMMERCIAL AND INDUSTRIAL PROPERTY FOR SALE/LEASE

FOR SALE

PROPERTY OF THE MONTH

ERINA - BUILD A DREAM HOME/HOME BUSINESS Prime location with main road exposure, land area approx. 1,037m2, building area approx. 122m2, zoned R2, 3 bedrooms, combined lounge & dining room, good size kitchen & bathroom/laundry.

FOR SALE CONTACT AGENT

KINCUMBER

Bulky goods retail showroom & warehouse approx.

267m2 (GFA) + 256m2 open space, additional 150m2 mezz + 57m2 parking. Close to the SYD/NC M1 MTWY. Great exposure & zoned B7.

FOR LEASE $55,600 N/PA + GST Industrial or showroom use (STCA), approx. 500m2 Inc Mezz & hardstand. Refurbished amenities inc toilet, shower & kitchen. Double street access, high bay LED lighting, Epoxy floors & street frontage.

FOR LEASE $42,000 N/PA + GST

High/wide roller door, kitchen, LED lighting, toilet, shower, office, air-con, new carpet, natural light, 5 car parks, area approx. 265m2 Inc storage mezzanine.

Perfect for investors or owner occupier.

FOR SALE $595,000 + GST (IF APPLICABLE)

WOY WOY – NEAT, MODERN OFFICE SPACE

SOMERSBY – BRAND NEW INDUSTRIAL UNIT Approx. 892m2. Height 9M, kitchen, disabled bathroom, LED HI Bay lighting, 6 allocated car spaces, zoned IN1, located on the high side of the road.

FOR SALE $1,520,000 + GST

QUALITY LEASED INVESTMENT

Leased to Go Electrical to 18/12/21. Located in the industrial hub, dual street access, high visibility & drive through. Floor area approx.

261m2, yard/parking area approx. 80m2.

Attractive yield.

FOR SALE EXPRESSIONS OF INTEREST

BERKLEY VALE - WAREHOUSE, OFFICE, HARDSTAND Total area approx. 2,770m2, internal height 6m-9m, office fit out approx. 250m2, natural light, amenities, on-site parking, 5 roller doors inc 2 loading docks, close to SYD – NC M1 MTWY. FOR SALE $4,950,000 + GST Opportunity to secure a large, level lot. Concrete driveway, town water, power, communications will be provided, close to the SYD – NC M1 MTWY. Site is being subdivided (STCA). Total area approx. 5,000m².

FOR SALE $1,353,510 + GST

MORISSET - BARGAIN & MASSIVE EXPOSURE!

WOY WOY – BULKY GOODS/SHOWROOM/RETAIL

WEST GOSFORD – QUALITY FACTORY BAY

WARNERVALE - FLAT LAND WITH CIVIL WORKS!

FOR LEASE

FOR SALE/FOR LEASE TUGGERAH - PREMIUM OFFICES Close to everything, loads of parking, 3 separate entry/exit points, approx. 410m2 in total, 12 offices, boardroom, reception, kitchen, balcony, open plan area, additional storage area, NBN. FOR SALE/FOR LEASE EXPRESSIONS OF INTEREST

Visit our website for additional properties and more information centralcoast.ljhcommercial.com.au

1ST floor office approx. 85m2, facing Blackwall Road.

Air-con & carpet, 2 car parks on-site, amenities, partitioned offices. 5 min walk to Woy Woy train station & public transport nearby.

FOR LEASE $20,000 N/PA + GST

WOY WOY - BEAUTIFULLY APPOINTED OFFICE Approx. 92m2, open plan & air conditioned. Glass partitioned board room, white board, fitted storage cupboards, kitchen, alarm system, data box. Directly opposite Deepwater plaza.

FOR LEASE $35,000 N/PA+ GST

WEST GOSFORD - STAND ALONE WAREHOUSE Previously divided into 3 units each with their own roller door access. High clearance, amenities, storage area, office, air-con, yard space, secure fencing & good truck access. Approx. 1,135m2.

FOR LEASE $85,000 N/PA + GST

Suite 401 / 1 Bryant Drive, Tuggerah NSW 2259 87 Mann Street, Gosford NSW 2250

Phone 4353 7700

HUGE EXPOSURE FOR LEASE Suite 3, 36-40 Victoria Street East Gosford

High proole, ground oor, corner position.

Located at main intersection on Central Coast Highway.

Customer car park on site.

1x undercover reserved space for tenant.

122 sqm internal area.

Awning signage area.

Ducted air conditioning, 3 phase power, ceiling, lighting, white walls.

Lee Woodward 0414 877 780 | 02 4323 7606 lee@vcmanagement.com.au www.vcmanagement.com.au CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

PROPERT Y

Sydney manufacturer relocates to Berkeley Vale 87 GAVENLOCK ROAD, TUGGERAH FOR SALE

$1,350,000 + GST if applicable Freestanding industrial building currently divided into three factories/warehouse areas with the ability to further divide into potentially four bays. The two main factory areas include, well presenting office spaces, showrooms and amenities, container size roller doors with a shared driveway and concrete hardstand area.

Bay 3 is the smaller bay with that is perfect for a tradie to use as storage/light manufacture. Boasting approx. 1,065sqm of usable internal space. Current gross annual income of $93,599 Gross p.a

BONYTHON TOWER, GOSFORD FOR SALE/LEASE

WELL PRICED, QUALITY, CORPORATE OFFICE SUITES! Corporate Office Suites with 2 x common use Meeting Rooms, plus well appointed amenities. A sweeping staircase (also with lift access) takes you from the bustling vibe of the ground floor into the heart of Bonython’s commercial suites. The suites range from 14sqm - 246sqm with all sizes in between. Facilities include shared boardrooms, kitchenette and toilets. Offered as a warm shell: commercial grade carpet / neutral wall colour / ceiling grid, lighting and A/C. Lease from $11,000 PA + GST / Buy from $140,000 +GST

A Sydney manufacturer relocating to the Central Coast has purchased a freestanding industrial building at 9 Craftsman Avenue, Berkeley Vale, paying $1,738,540 plus GST.

UNIT 9 / 11 DONALDSON STREET, WYONG FOR LEASE

FITTED OUT AND AFFORDABLE Positioned in Wyong, 120m2 approx. offering a partitioned office / reception area, high clearance roller shutter, 3 phase power, high internal clearance and amenities. The landlord is motivated and will offer a rent-free period to assist a quality Lessee to relocate all for only $440.00 per week Gross inc GST. Contact: Mark Davies 0422 442 858 Daniel Mason 0403 889 530 Chris Watson 0402 430 213 Prices shown with * are inclusive of GST.

4325 0208 83 MANN STREET, GOSFORD 2250 www.chapmanfrazer.com.au

Sydney investor buys at The Entrance A Sydney investor has paid $220,000 plus GST for a 65 sqm retail shop at 1A Tuggerah Parade, The Entrance.

The sale was negotiated by Ben Purdue from Raine & Horne Commercial

FOR LEASE

PROFESSIONAL & SPECIALIST MEDICAL SUITES

The property comprises 1,200 sqm factory building, built around 1980, on a 3,200 sqm lot.

Brad Rogers from Raine & Horne Commercial negotiated the sale.

Transport company buys Berkley Vale property A local trucking company needing to expand has acquired a 3,300 sqm lot at 5 Craftsman Avenue, Berkeley Vale with a 270 sqm building thereon .

Price paid for the property was $1.1 million (GST not applicable).

Brad Rogers from Raine & Horne Commercial negotiated the sale.

Fire company buys West Gosford industrial unit

152-154 PACIFIC HIGHWAY TUGGERAH

Easy Parking, great exposure, well maintained & presented property with well known quality tenants including Trader Vics, BCF & Super Cheap Auto, PRP Radiology, Australian Clinical Labs Pathology, Fullerton Health Medical Centre, Geriatrician; Psychologists, Dentist, Sports & Spinal Physiotherapy, Chiropractor, Cafe & more.

Ideal for the Professional, Legal, Financial or Medical Specialist with sizes from 16m2 up to 95m2 suitable to Lease or Purchase.

Features include: • Flexible lease terms • Competitive rentals • Excellent parking • Air-conditioning, carpets, kitchenette • Balcony access for East Wing suites • Exposure of Complex to Tuggerah Straight

For further details contact Julie Davies on 0402 779 186

A fire protection company has purchased Unit 2 at 7 Comserv Close, West Gosford.

Price paid for the 180 sqm unit, which is part of a 6-unit security gated complex, was $452,000 plus GST. The unit comprises 100 sqm mezzanine office, fully cabled, carpeted and air conditioned boardroom.

Andrew Dunn from Raine & Horne Commercial negotiated the sale.

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

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PROPERT Y NEWS

LEASINGS Japanese Restaurant leases at Long Jetty

physiotherapy practice, has leased Shop 3 of 60 sqm for 2 years with 2 x 2 year options at a rental of $23,400 per annum including Outgoings plus GST Pawn broker leases in Wyong A pawn broker has leased a 100 sqm shop space at 76-78 Pacific Highway, Wyong.

Terms of lease are 2 years with 3 year option at a rental of $30,000 per annum plus Outgoings (GST not applicable).

A Japanese restaurant operator has leased Shop 1, 328 The Entrance Road, Long Jetty.

Lease terms for the 60sqm space are 3 years with 3 year option at a rental of $23,636.67 per annum including Outgoings plus GST. The shop is located in a complex on the corner of The Entrance Road and Elsiemer Street on the southern edge of the shopping strip, Ben Purdue from Raine & Horne Commercial negotiated the lease.

Ben Purdue from Raine & Horne Commercial negotiated the lease Conveyancer leases at Tumbi A conveyancer has leased Suite 4, a 117 sqm office space at 25-27 Wyong Road, Tumbi Umbi.

Terms of lease are 2 years with 2 year option at a rental of $29,000 per annum including Outgoings plus GST. Ben Purdue and Andrew Dunn fro Raine & Horne Commercial negotiated the lease

Planning Panel’s 10 reasons to kill off Senior’s Living development

Radio station leases in Gosford

Choice Living Avoca clubhouse

Coast Community Broadcasters T/as Todays Country 94One has leased Unit 12 a 145 sqm office at 31 Dwyer Street, North Gosford.

The property is part of a larger complex running parallel with the railway line and includes ground floor storage space plus first floor suite.

Terms of lease are 5 years with 5 year option at a rental of $16,000 per annum including Outgoings plus GST. Andrew Dunn from Raine & Horne Commercial negotiated the lease.

Leasings at Daleys Point Neighbourhood Centre Brad Rogers from Raine & Horne Commercial reports leasing two properties in the Daleys Point Neighbourhood Centre: Carecraft Pty Ltd has leased Suite 1 of 200 sqm and relocate from Ettalong in order to remain locally based.

Terms of lease are 3.5 years plus 3 year option at a rental of $33,600 per annum including Outgoings plus GSTS. Claire Dunn Physiotherapy, a female CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

The Central Coast Planning Panel at their 10th August meeting refused an application by Choice Living Avoca, for an over 55’s Residential Lifestyle Community proposed to be built on a 24.12 ha site at 255 Avoca Drive, Kincumber.

The development, which had been lodged with Council for just over 200 days, comprises 202 residential sites and represented an investment of almost $80 million. The refusal was for a shopping list of reasons many of which could have been satisfactorily answered had council staff asked.

Commenting on the refusal, Phil Goodman, Project Director, said Living Choice Australia Pty Ltd was currently reviewing the decision and considering all available options.

“We are disappointed in the Central Coast Planning Panel’s decision which comes at a time when the Central Coast is struggling to provide employment opportunities in the area. Obviously, those who have expressed an interest in living at Choice Living Avoca will be disappointed too as our research demonstrates the strong need for this product as the population expands on the Central Coast.

“In Lifestyle Communities the main consideration for purchasers has always been about the sense of place, a feeling of belonging, being connected to the location (land, sea, trees, nature) and being connected to their neighbours.

The Choice Living Avoca site provides an opportunity to create a truly unique community with a strong connection to the land.

“It remains our view that the proposed development achieves a greater balance in providing suitable accommodation for a growing and aging population, whilst still retaining key wooded hillsides and green corridor linkages, and re-establishing watercourses to mimic natural conditions. These natural elements would have been preserved and maintained, under the land lease community scheme, for the life of the development.

Mr Goodman pointed out that Living Choice was a major long-time employer and supporter of the region. “Based on my experience in other jurisdictions, and the stature of Living Choice in the community, we would have expected that the Central Coast Council officers tasked with assessing the application would have engaged in a more meaningful way.”

FINANCE

More than one in four Aussie businesses being knocked back for finance MORE THAN ONE in four businesses (26%) have been knocked back in trying to get finance over the past three months, according to the August Sensis Business Index.

The figure was worse in the bush with 37% of those applying in our Regional towns being knocked back compared to 25% in our cities. The number of businesses applying for finance has dropped to 13% (16% in March 2020, 17% in December 2019).

Overall, 13% of businesses surveyed sought finance assistance with 22% in Melbourne applying, 21% in Sydney and 17% in Canberra.

Breaking the findings down by industry sector, the worst affected was the Transport/ Storage sector with 60% of businesses knocked back with just 20% approved.

• 56% of businesses in the Cultural and Recreational Services sector were unsuccessful and just 22% successful (22% are still waiting for a decision).

• 45% of business in the Health and Community Services were knocked back • 15% of businesses in Construction/ Property were knocked back with 77% successful.

• 9% of businesses in the Communications, Property and Business Services sector were knocked back with 73% successful.

Nearly four out of 10 businesses (36%) said they believed it was more difficult to get finance since the start of Covid-19 with 51% saying it was about the same and 12% saying it was easier.

Regional businesses said it was 40% more

difficult and 35% in our major capital cities.

Looking at the figures by industry, 42% of Accommodation/Cafes/Restaurants businesses said finance was more difficult to get followed by 41% in Transport/Storage, 40% in Cultural and Behavioral and Other Services, 38% in Retail, 37% in Construction/Property, 35% in Communications, Property and Business Services, 33% in manufacturing, 31% in Wholesale and 28% in Health and Community Services.

Conversely, 17% of Health and Community Services said it was easier to get finance followed by 16% in Wholesale.

There also seems to be a delay in decisions from financial institutions, with overall 14% still awaiting a decision.

Procurement red tape cut for NSW regional small businesses Small businesses in regional New South Wales will be prioritised by government agencies for all direct procurements up to $250,000 under a new state policy.

Under the NSW government’s Small and Medium Enterprise (SME) and Regional Procurement Policy, small businesses in regional NSW will be provided a “Small Business Exemption” as an opportunity to cut through red tape and government processes.

The policy requires NSW government agencies to first consider buying goods and services from a small, medium or regional business for all direct procurements up to $250,000.

It also allows government departments to buy directly from small businesses for any purchases up to $50,000 even if there is a mandated whole-ofgovernment contract in place.

Deputy Premier and Minister for Regional NSW John Barilaro said now is the time for government departments to look locally when it comes to spending procurement dollars.

“What we are saying to NSW government departments is, instead of looking to Sydney, where possible, give first consideration to the excellent local tradies, businesses and shops in a local regional community when it comes

to procuring goods and services,” Mr Barilaro said.

“We want SMEs and regional businesses to be front of mind when departments are considering which supplier to engage.”

Minister for Finance and Small Business Damien Tudehope encouraged NSW government agencies to consider engaging suppliers from regional areas.

“We want government departments to be aware of these opportunities and to think about the excellent SMEs and businesses in regional areas they could procure goods and services through,” Mr Tudehope said.

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BUSINESS TIPS

Personal Leave and alternate shift arrangements – What The High Court ruling means

By Warwick Ryan, Partner, Hicksons Lawyers

PERSONAL LEAVE ENCOMPASSES both sick leave and carers leave. Most workers are aware that they are entitled to two weeks per year, which cumulates each year.

Interestingly, for about a year, the Full Federal Court took a different view on personal leave.

It all started with the fact that we have variations in shift lengths in workplaces.

By way of example, some full-time employees work 36-hour weeks over 3 x 12-hour days.

A union with workers operating under such arrangements saw an opportunity to argue that these employees should get 10 × 12 (i.e. 120) hours personal leave. Whilst an employee working a conventional 7.6-hour day would only get 76 hours personal leave annually.

It did not seem fair. Particularly, as the employees working 3 x 12-hour shifts

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

were working less hours and yet accruing inflated personal leave.

The entitlement is set out in the Fair Work Act which states that: “... for each year of service with his or her employer, an employee is entitled to 10 days of paid personal/carers leave.”

In August 2019, the Full Federal Court agreed with the union’s application.

This would have given rise to, not only an ongoing liability for businesses with alternate shift arrangements, but a retrospective liability of potentially hundreds of millions of dollars for many employers, particularly in mining and manufacturing.

On 13 August 2020, the High Court addressed this risk and a majority of three justices accepted a new approach – holding that a day under the legislation was 1/10 of the ordinary hours worked in a two-week period (or, if measured across the year, 1/26 of an employee’s annual ordinary hours of work).

This meant that full-time and parttime workers would receive proportionately the same amount of personal leave.

Key takeaways: • Employees can continue to access personal leave on an equitable basis – regardless of how their shifts are arranged.

• On this issue, the retrospective liability for employers is removed.

The overnight success…..

16 years in the making

Brett Gilday, Director, Moneywise Financial Solutions Recently we had the privilege of meeting with the children of clients we have helped for 16 years.

We felt a great sense of pride, having helped the first generation, they had sent in their children to help them head in the right direction, but this story is not about that.

It is about a comment made during the meeting by the son-in-law.

He commented her parents “were extremely lucky everything had worked out for them”.

What he referred to was the parents had sold their private residence for more than expected, purchased a townhouse near the beach (within budget), freed up sufficient cash to retire comfortably on the income they requested and on the target date they had set themselves.

Thinking on his comment, I would say that “luck” virtually never has anything to do with it.

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BUSINESS TIPS

CONTINUED FROM PAGE 20

It occurred to me the “luckiest” instances in life or any “overnight success” is often months, if not years, in the making.

The chain of events the children refer to came about from discussions started 16 years ago. Since our first meeting with the parents, we got together every 6 months (and sometimes in between) to discuss their progress and make changes where needed.

Then, as retirement edged closer, we completed a goal setting session challenging them to update and put specific dates and amounts to all their major goals.

Based on this, we completed some financial modelling.

We let them know to achieve all of their goals, they needed to put $X into super until they retire, pay down $Y in debt, sell their principal place of residence for a minimum of $Z and purchase their replacement property for no more than $K. In the lead up to the event, we met and spoke with them regularly, making minor adjustments and enhancements along the way.

When the time came to execute the property sale and purchase, we consulted on the appropriate timing, the order in which it should occur and helped them coordinate legal, and lending professionals to make sure it went smoothly.

So, this “lucky” event of changing their private residence in preparation for retirement was a conversation started 16 years ago, fine-tuned, refined and then executed at the appropriate time.

So, it appears the more you plan, the luckier you get!

My mentor Bill Bachrach said, “The success of what you are currently doing is built on the foundation of what immediately preceded it”.

Consider the 100-metre sprint. The race goes for less than 10 seconds. But you can’t just show up on the day and be great.

There are years of training, sacrifice, nutrition, mental stamina, planning and finally, execution for that 10 seconds.

Whatever your next major life event might be, think of it like the 100-metre sprint. As an example, your retirement maybe 10 years away. If what immediately preceded it was years of neglect followed by 6 months of hurried last-minute adjustments, your chances of that transition being positive would be viewed as low.

If however, you start the conversation early, assemble the help you need and prepare well in advance, your chances of you being “one of the lucky ones” where “it all works out” are virtually assured.

MIND YOUR BUSINESS

By Troy Marchant, Director, Adviceco Chartered Accountants

Mind your business: September change September.

A defining moment for your business and your team. The government has largely supported the status quo to this point. Now change. And questions. Are you ready? Do you qualify? Do you have a plan for your people? For your business?

Business uncertainty is widespread, with almost a third (27%) of all businesses expecting revenue to decrease and 49% expecting revenue to stay the same (Australian Bureau of Statistics, July 2020).

One in six businesses expect a decrease in the number of employees (Australian Bureau of Statistics, July 2020).

It’s important you know where you fall in the mix, and then how you’re going to manage the elements within your control. Here’s some steps that will help: • Re-define your objectives - this may be as simple as keeping your doors open. Make sure your objectives are clear among the leadership group – you all need work together to achieve the ultimate goal.

• Know your stimulus options – do you qualify for JobKeeper 2.0? Have you communicated to your team members, can you pay them ahead of time and are you prepared for the reporting demands?

• P repare your cash flow forecast now - know your cash flow situation after the stimulus ends. Use data and market information to build your revenue stream predictions.

• Budget to pay your tax, superannuation and overhead expenses - you should always know ahead of time if there is likely to be a concern.

• Define your optimum team structure for business growth – if you’re unable to afford the current structure, are you across the new workplace relations laws that help to protect you and your staff?

• Calendarise your business survival check-in points – know what the government is doing for business, and make your reviews regular and open to change.

• It’s a heavy load to bear on your own, so we feel strongly about this next point: • Build out your professional support team - It’s understandable that many business owners are beginning to question whether or not they’ve still got enough passion to keep things going. Motivational support is just as valuable as technical support at a time like this. Who’s got your back?

Be it your legal advisors, accountants and/or business advisors, there’s likely to be information and options available no matter what you need for your business right now.

Troy Marchant is hosting a webinar in partnership with Aubrey Brown lawyers on HR and Team Management during COVID-19 on Wednesday 23 September at 5.30pm. Topics covered will include business owners’ approach to JobKeeper 2.0 in practice, employee contracts, policies and procedures, termination, redundancy, salary and wages, superannuation, leave, performance management and wage subsidies for Trainees and Apprentices. Register for free at www.adviceco.com.au

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Can Manufacturing have a Future in Australia?

MANY RECENT SURVEYS reveal that better than 80% of respondents believe we should manufacture more in Australia! What the surveys are somewhat vague on is “What does this Ray Atkinson mean in reality” There are many different arms to this discussion so I will concentrate on a couple to promote discussion.

There is no doubt that manufactured products that have a high labour content can be more economically produced in countries with low wages and less stringent regulatory requirements than those imposed in the Australian environment.

In recognising this as fact we can turn our attention to other types of manufacturing that we can compete in and also other sectors that can be classed as strategic manufacturing and as such should be given special attention.

A breakdown of these categories into two streams of high tech manufacturing and strategic manufacturing enables us to articulate the different approaches necessary to achieve the aims of increasing our manufacturing for export and internal consumption and protecting our strategic interests in times of crisis, such as we are experiencing now.

A high tech manufacturing model example is one of Germany which has a high cost base but is able to successfully manufacture products and export them worldwide. Clearly this is, as suggested, high tech manufacturing using technology to achieve the competitive advantage.

The strategic industry approach is to identify those products that are essential from a strategic perspective essential to the continuing wellbeing and defence of the country and makes sense to have a home industry producing them.

For Australia to expand their high tech and strategic manufacturing industries there are a issues that need to be addressed: • The creation of the right environment that encourages organisations, government and entrepreneurs to invest in the acquisition and invention of advanced technologies including providing incentives for investment, the take-up of innovative ideas so that the benefits flow through to the Australian economy via manufacturing and not be simply sold to other countries to benefit from the innovation.

• A recognition by government and the various procurement agencies that a direct price comparison is not a true cost comparison when the impact of not buying locally means less direct local jobs, loss of tax base, employment support via the taxpayer, less money spent in the community and impact on general community prosperity.

• I n the area of strategic industries a different model needs to be adopted that is again focused on efficiency and technology but is seen as having strategic value for the country and therefore must remain as a local supply source.

Moving from our current manufacturing focus to an Australian based manufacturing focus will not happen overnight and can only happen on a broad scale if we can focus the country through the levers of governments, local, state and federal and industry to provide the leadership to achieve the long term objectives of Australian manufacturing.

A good step in moving towards this would be to establish an independent community driven think tanks that can get the attention of government, opposition parties and industry leaders to evolve a long term strategy that has support of all and not simply abandoned with the electoral cycle.

Ray Atkinson has been involved in manufacturing over the last forty years in Europe, Japan, Scandinavia, Japan, Malaysia, Singapore, India, Hong Kong and Australasia.

Ray’s expertise is in the manufacturing and technology innovation field and has lectured extensively on the subject. Ray is a firm believer that Australia can, with the use of technology innovation, develop a thriving manufacturing base to the long term benefit of the Australian community

REGISTRATION AND APPLICATIONS ARE NOW OPEN During this time of uncertainty, it is important to celebrate our Region’s manufacturers, to promote and profile their ability to innovate and adapt during the COVID-19 situation. This year we are ‘Celebrating Our Resilience’ with a revamp of the current award categories and criteria to be more in keeping with the changing manufacturing sector. Visit www.hma.org.au for more info.

REGISTRATION PERIOD Closes 31 Aug 2020

APPLICATION PERIOD Closes 31 Aug 2020

AWARDS NIGHT Friday 23 Oct 2020

Visit www.hma.org.au or call 0438 242 899 to find out more.

MAJOR SPONSOR

WITH THANKS TO OUR SPONSORS AND PARTNERS

CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

FUNNY BUSINESS

FOR THOSE OF my older generation who do not really comprehend why Facebook exists.

Presently, I am trying to make friends outside of Facebook while applying the same principles.

Therefore, every day I go down the street and tell the passers-by what I have eaten, how I feel, what I have done the night before and what I will do tomorrow night.

Then I give them pictures of my family, my dog and me gardening and spending time in my pool. I also listen to their conversations and I tell them I love them.

And it works!

I already have 3 persons following me along with 2 police officers and a psychiatrist.

(Contributed by Ray Atkinson) A blind man and his seeing eye dog walked into a store. When he gets in, he starts swinging his dog around. Upset by this, the manager of the store demanded to know what he was doing. The blind man calmly replied, “I’m just lookin’ around.”

A policeman stops a lady and asks for her license. He says “Lady, it says here that you should be wearing glasses.”

The woman answered “Well, I have contacts.”

The policeman replied “I don’t care who you know! You’re getting a ticket!”

Two women were comparing notes on the difficulties of running a small business.

“I started a new practice last year,” the first one said.”I insist that each of my employees take at least a week off every three months.”

“Why in the world would you do that?”the other asked.

She responded, “It’s the best way I know of to learn which ones I can do without.”

An Englishman, a Scotsman and an Irishman were without tickets for the opening ceremonies of the Summer Olympics but hoped to be able to talk their way in at the gate. Security was very tight, however, and each of their attempts was met with a stern refusal.

While wandering around outside the stadium, the Englishman came upon a construction site, which gave him an idea. Grabbing a length of scaffolding, he presented himself at the gate and said, “Johnson, the pole vault,” and was admitted.

The Scotsman, overhearing this, went at once to search the site. When he came up with a sledge hammer, he presented himself at the gate and said, “McTavish, the hammer.” He was also admitted.

The Irishman combed the site for an hour and was nearly ready to give up when he spotted his ticket in. Seizing a roll of barbed wire, he presented himself at the gate and announced, “O’Sullivan, fencing.”

A painter by the name of Murphy, while not a brilliant scholar, was a gifted portrait artist.

Over a short number of years, his fame grew and soon people from all over Ireland were coming to the town of Doolin in County Clare, to get him to paint their likenesses.

One day, a beautiful young English woman arrived at his house in a stretch limo and asked if he would paint her in the nude.

This being the first time anyone had made such a request he was a bit perturbed, particularly when the woman told him that money was no object; in fact, she was willing to pay up to £10,000.

Not wanting to get into any marital strife, he asked her to wait while he went into the house to confer with Mary, his wife.

In a few minutes he returned “T’would be me pleasure to paint yer portrait, missus,” he said “The wife says it’s okay. “I’ll paint you in the nude all right; but I have to at least leave me socks on, so I have a place to wipe me brushes.”

Quote of the month “To succeed you have to believe in something with such a passion that it becomes a reality.”

Anita Roddick

3000* COVID-19 Marketing Grant thanks to Gladys

$

Did you hear that the NSW Government is offering a grant of up to $3000 to go towards marketing and advertising for certain businesses and not-for-profits? It’s a relief measure aimed to help businesses to combat the Covid-19 downturn.

At GBD Advertising we have been helping to build brands since 1989. We can help you boost your brand with a range of marketing and advertising services. We are offering specific packages to assist local businesses to take advantage of this grant. Talk to us today about how we can help you:

• Optimise your website with new content, SEO and design • Produce advertising or print materials • Get your social media content buzzing

• Construct an e-commerce platform • Write impactful customer communications • Write an ad campaign

See the Service NSW website for more details to find out if you’re eligible. *Conditions apply Act now – this offer expires on August 16th. Call us today on 4365 6777 to discuss building your brand.

graphicbydesign.com.au phone 4365 6777 suite 3.11 platinum building 4 ilya ave, erina nsw 2260 CENTRAL COAST BUSINESS REVIEW SEPTEMBER 2020

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EXPERIENCE THE ICONIC BMW 3 SERIES RANGE WITH AN EXTENDED TEST DRIVE.

Experience the next-level innovation, technology and performance of the BMW 3 Series Range today.

Speak to a Worthington BMW Sales Consultant to book your Extended Test Drive.

Cnr Central Coast Hwy & Kangoo Road, Kariong NSW 2250 Vehicles are subject to availability and a dealership reserves the right to refuse an extended test drive at any time. All customers must be 25 years or older with a valid unrestricted drivers licence which must be produced upon pick up of the vehicle. Test drives are subject to participating dealers terms and conditions. Speak to a BMW Sales Consultant for more information.