Central Coast Business Review - CCBR

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Print Post Approved – PP100001854

Vol 28 April 2019 Published monthly (except January)

KELLIE HASSAB Executive Director, Beveridge Williams

Opera star adds to opening of Lexus Central Coast showroom The Grove Studios sets up music academy NSW government commits to $16 million infrastructure works at Mount Penang

Central Coast Leagues picks up on vision for Gosford

Page 8 Edgar Adams’ Editorial Good result for NSW, but the Coast?

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Cover story 4 Kellie Hassab

Executive Director, Beveridge Williams

Business news 6 Central Coast Leagues picks up on vision for Gosford 9 The Grove Studios sets up Music Academy 10 NSW Government commits to $16 million infrastructure works at Mount Penang 11 Opera star adds to opening of Lexus Central Coast showroom 12 Investment in technology giving Airpak Sheetmetal a competitive edge 13 Supply Chain and Logistics Forum hears about Chain of Responsibility 13 MAX Alloy relocates from Sydney to Wyong 14 Growing your business with the right kind of finance 15 Central Coast Grammar School attracting high calibre staff 15 Students start IT careers at Council 16 Bridgecoast Finance appoints Manager 16 Re;Publik Café gallery a success 16 Taperell Rutledge appoints Migration Agent 16 NSW Business Chamber appoints Regional Manager 16 Newus move life changing for Stephen Kelly 17 New owner for Signarama Tuggerah 17 New partners at Peninsula Law 20 Oddfish Media announces new appointments

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21 Two industrial warehouses in Meadow Logistics Complex on the market 22 Commercial and Industrial Property For Sale / Lease 23 North Shore Timbers buys into Erina 24 New Tuggerah Business Park units popular 26 Residential Prestige Property Report

Front cover: Kellie Hassab – Photo: Jeff McGarn

27 The perils of being a director or manager of a business just get keeps getting worse 28 Five good reasons not to manage your own business insurance 28 Mind your business – Structurally sound 29 Chamberlain Group West Gosford shows the way for Continuous Improvement

Regular features 8 Edgar Adams’ Ediitorial 12 Manufacturing news 16 Business Briefs 21 Property news 26 Residential Prestige Property Report 27 Business Tips 30 Funny Business 18 -19 CENTRAL COAST CONFERENCE AND SEMINAR VENUE GUIDE

Hear Edgar Adams’ business comment 8.10am each Monday.

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Central Coast Business Review Central Coast Business Review is a Registered Trade Mark of Adams Business Publications Pty Ltd P.O. Box 3259, Erina, NSW 2250 Phone: (02) 4367 0733 Fax: (02) 4367 0744 Email: info@ccbusinessreview.com.au Typesetting by Graphic by Design ph (02) 4365 6777 Print & Distribution by Bromley Direct ph 0412 439 773 © Adams Business Publications 1994. All rights reserved.

Reproductions in any part prohibited. While every effort has been made to ensure all information in this magazine is accurate, no responsibility will be accepted by the publisher, Adams Business Publications. The producer accepts no responsibility for illustrations or photographs supplied by organisations or individuals and/or typographical errors.

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COV ER S TORY

COV ER S TORY

Kellie Hassab, Executive Director, Beveridge Williams A role model for women in land development CELEBRATING THIRTY YEARS in the heavily male-dominated land development industry, Kellie Hassab has recently embarked on an exciting new challenge. After twelve years as co-director of Tuggerah-based multidisciplinary land development firm, Trehy Ingold Neate (TIN), the surveyor and registered planner is now a Director and NSW Manager of Beveridge Williams (BW) following their merger with TIN late last year. One of the largest multidisciplinary land development and infrastructure consultancy companies in Victoria, BW first expressed interest in the merger in 2016 after acquiring its first two surveying companies in NSW as part of a five-year strategic national growth plan.

This story explores the highlights of Kellie’s career journey to date and explains why shared values and a focus on equality were key motives for the decision to evolve from Trehy Ingold Neate to Beveridge Williams Central Coast.

Raised on the Central Coast, Kellie didn’t always have aspirations to be a surveyor and town planner. In fact, a profession focused on mathematical and engineering concepts was far from Kellie’s mind as a Terrigal High student. She decided to follow in her parents’ footsteps and become a teacher. Two years into her course at the University of Newcastle and completely out of left field, the Head of the School of Surveying, Professor John Fryer, approached Kellie on the sidelines of a university rugby

By Phaedra Pym

match. The Professor was on a mission to recruit more females to the surveying fraternity. That moment marked a turning point for Kellie. “Teaching was safe, surveying wasn’t and I have always loved a challenge,” said Kellie, who switched degrees and began fulltime work as a Surveyor’s Assistant while studying part time. Kellie graduated with a Bachelor of Surveying in 1995 and, drawn to the town planning, environmental and project management aspects of the industry, she pursued further studies in environmental studies and business management, later qualifying as a registered planner.

Returning to the Central Coast, Kellie joined TIN as a planning surveyor in 1997. In 2000 she was awarded the inaugural Young Surveyor of the Year Award by the Institute of Surveyors NSW Inc. and was appointed co-director of the firm in 2007. As a single parent raising two young children at the time while also undertaking part-time postgraduate studies, Kellie was grateful for the support of her parents and her business partners for enabling her to balance running the business with study and parenthood.

In addition to town planning, Kellie became increasingly responsible for the financial management of the firm and the HR function. Then the GFC hit. “Having to make tough decisions like reducing staff hours, subsidising the business to pay wages, reducing costs and having to put off long-term staff was incredibly difficult,

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particularly as a new business owner,” reflected Kellie. “But that experience also taught me so much; it taught me the importance of sound financial controls and planning as well as setting and monitoring KPIs for yourself and for staff. These are skills they don’t teach you at university. So while the GFC was the greatest challenge of my career to date, it was also something I believe I needed to experience. That tough time helped us become a stronger business and ultimately a saleable business.”

In 2016, Kellie was invited to join the Board of the Association of Consulting Surveyors NSW and became the first female member to be appointed to the Board. In March 2018, TIN was recognised nationally at the Surveying National Congress, sharing the win of the best small surveying consultancy firm in Australia with a firm from Coffs Harbour.

Kellie first met BW Managing Director, Grant Hailes, at a Surveyor’s conference in Victoria. BW had just been awarded the Best Surveying Practice in Australia Award and Grant’s acceptance speech struck a chord with Kellie because of the immense pride he conveyed in his team. TIN was in the process of being valued at the time in the lead-up to Michael Neate’s retirement.

The industry-based valuer asked if there was any interest in selling the firm as a Victorian practice had expressed interest in them. “It was as though it was meant to be,” said Kellie, who met with Grant and the

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business broker to discuss the details. For a national company like BW to be attracted to a relatively small land development firm at Tuggerah, it was a real feather in TIN’s cap. Targeting the Central Coast due to its growth and development plans, BW was attracted to TIN because they were a multidisciplinary firm (their first two NSW acquisitions were purely surveying practices), their location was convenient to the Hunter, Newcastle and Sydney and because they were seeking a suitably qualified woman to take a place on their Board and lead their growth in NSW. Grant believed Kellie fit the bill. She was invited to attend BW’s NSW growth planning session and “sell the Central Coast and TIN” to the Board and senior management. The subsequent decision to make an offer to TIN and invite Kellie to take a place on the Board of Directors was unanimous.

Kellie and her TIN co-directors were enticed to accept BW’s acquisition offer for a number of reasons. Firstly, BW was founded in regional Victoria and continues to have a prominent regional presence. “They understand regions, meaning they understand us,” said Kellie. They are also focused on equality, employing a growing number of female surveyors, town planners and engineers and operating on an equal pay policy. Of around 320 staff, 65 are shareholders in the company, with the option to buy shares in the company available to all staff. Furthermore, their values align closely, particularly values relating to the care of staff and clients and giving back to the local community.

Handling the transition to BW with great sensitivity, Kellie and her former TIN

Kellie Hassab with part of the Beveridge Williams team at their Tuggerah office co-directors have received an overwhelmingly supportive response to the merger from staff and clients. “The consensus from our team was, ‘we trust you’. Four of us have bought shares in BW and others have expressed interest, which to me is a real show of confidence in our future. I am pleased to say we haven’t lost any staff or clients over this decision. Having a national backing will also give us more capabilities, which will benefit existing clients, help facilitate a connection with larger developers and enable us to work towards the achievement of ISO accreditation over the next twelve months,” said Kellie. The international accreditation will allow BW Central Coast to tender for different types of work, including major infrastructure projects.

Transitioning from co-owning a small Central Coast business to being a Director

of a national company has been quite a journey for Kellie, who sees herself overseeing a number of NSW offices within the next five years. She said, “BW is an employer of choice, they’re winners of national consultancy awards, they’ve got ISO accreditation. My goal is for us to mirror that success in NSW. I also see great scope for further growth of our team on the Central Coast, particularly in project management, strata certification and town planning. Rob is our only Strata Certifier at present, so with all the high-rise development on the Coast there is real potential for Rob to build a team in that niche area. As a local Central Coastie and Mum I am pro-development while balancing the environmental aspects.

People need places to live and jobs and I am proud that we are now in a better position than ever to help facilitate that.”

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BUSINESS NEWS

BUSINESS NEWS

Central Coast Leagues picks up on vision for Gosford IT STARTED TWO years ago when Minister for Planning Anthony Roberts announced the appointment of the Government Architect to assist with the Revitalisation of Gosford CBD. A little over 12 months ago Central Coast Leagues Club started looking at their options around developing a club that not only served the current environment, but also would be well positioned to meet the future needs of our evolving community. A number of options were considered before reaching the conclusion that in order to deliver first class facility to the community it would be necessary to start with a clean canvas to redevelop a club building.

Although the club had recently undergone a minor refit of the ground floor, much of the existing building remained tired and out of date.

The Club for some 40 years was the focal point for Gosford and was often termed Gosford’s town hall.

Further it was acknowledged that the club industry was changing and gambling and alcohol revenue alone would not sustain any club into the future. At the same time the Central Coast’s economic and

Central Coast Leagues CEO Peter Blacker with Directors Ray Southeren, Michael Bell, Andrew Mackenzie, Andrew Dixon and Chairman Peter James OAM. (Michael Dowling was overseas at the time of the announcement) demographic changes were taking place at an increasing pace and cashed up millennials were moving in – they are a market that could not be ignored. Diversification and variety of the Club’s activities will be vital to its future.

With a Board of Directors headed up by Chairman Peter James OAM and two directors in particular who were highly experi-

enced in property development the goahead was given for the development of the masterplan. Discussions also took place with the Government Architect and in conjunction with the Central Coast Coordinator General’s Office of the Department of Planning to ensure that the masterplan would align with the Departments vision for the precinct

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Architect’s image of the proposed new Central Coast Leagues building A masterplan committee was given the job of taking the project forward with the brief of bringing a new state-of-the-art club building and facilities to the community in a placed base approach so as to meet the needs of generations to come. Supplying sound and diverse employment as well as economic stimulus and growth for the Gosford precinct and the broader region.

The Club’s future would also include the original promise laid down by Founder Ray Maher that the Club would always be a “league of clubs” and would be the focal point for the whole Central Coast community. It would always be a place for friends to meet and be a vital part of the local economy.

The appointment of architects Fender Katsalidis was well considered. The Melbourne based firm has an international reputation but above all it had overseen the design and redevelopment of the Harbord Diggers Club. Coincidentally the architectural firm CHROFI, who advised the Government Architect on the redevelopment of Gosford, worked with Fender Katsalidis on the Harbord Diggers project.

The masterplan for the redevelopment of the Central Coast Leagues Club has therefore been meticulously put together at every level to ensure that the project will be a success.

Having reached that point, and with the Team from the Central Coast Department of Planning supporting it, the masterplan was unveiled on Leagues Club Park by Peter James on 5th March.

Significantly only a week before the Minister for Planning had stood in the same spot and announced a 10 million redevelopment of Leagues Club Park.

Central Coast Leagues Club Masterplan The masterplan concept envisages a totally new club building, 200 key hotel with conference facilities and in due course two residential tower buildings.

The new club will overlook Leagues Club Park and Gosford Waterfront and will feature a vibrant al fresco dining precinct along with new state-of-the-art facilities and car parking.

A feature of the new development will be the connection between the City Centre, railway station, stadium and the waterfront.

Activation of Baker Street with retail spaces is aimed at bringing this part of the city to life.

Michael Dowling elected Chairman At its March board meeting Peter James, having steered the Club through a transition phase with the much needed renovations of the dining and bar precinct and foyer, stepped down as Chairman with Michael Dowling being elected unopposed, to take his place.

Mr James has had a long history with Club having been a Director from 1996 to 1999 and was reappointed in 2012.

Mr Dowling has enjoyed a significant

Michael Dowling career in the development and delivery of significant projects around Australia and overseas as well as a long history with the Central Coast for more than 40 years here on the coast with the delivery of Tuggerah Business Park, Woodbury Park Residential Estates and Tuggerah Super Centre and more recently was Director – Assets, Infrastructure and Business at the newly amalgamated Central Coast Council until mid-2018.

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EDITORIAL

GENERAL NEWS

Edgar Adams discusses local issues

Good result for NSW, but the Coast? that he went on and appointed some WELL THE GOOD news is that the State excellent people around him to take the Government has been returned for another whole Central Coast forward with a new four years but what does that mean for the Central Coast Growth Plan that would work.

Central Coast?

The new Planning Minister is Rob Stokes When we look at the results for the who returns to Planning after four or so region it is clear that we have gone back years. Will he be interested in the Central to our traditional Labor voting roots. While Coast? That remains to be seen. the Libs gained ground in Gosford, The The future of our region now depends Entrance and Wyong electorates both on the good work put in place by Minister gained ground for Labor in spite of mega Roberts being continued. millions being poured into those electorWith only one Government Member ates in infrastructure. of Parliament (Member for Terrigal Adam Maybe Labor’s commitment to no airport Crouch) to fight for our region we will have and no coal mine and their general negato be vigilant. But will he be interested in tivity is what did it. It could also have been the whole region seeing that the Coast has the amalgamation of Gosford and Wyong returned to Labor.?

Councils, which, while being the right thing to do has ended up with a negative effect Now we must turn our attention to the due to the toxic nature of party politics that Federal Elections and what we as business now pervades this Central Coast Council. owners and managers will face should In any event the new Berejiklian a Shorten / CFMEU Labor Government Government has obviously had a massive be elected. shock having ruled for Sydney and Western Every business person we have spoken Sydney and forgetting about the regions. to is concerned about how they will cope The new Ministry shows that the focus now with this new found politics of envy that will be on Western NSW and the regions. the ALP and unions have embraced.

CCBR’s concern is that the one person Make sure you read Warwick Ryan’s who has done more for the Central Coast article on Page 27 – The perils of being a than anyone in the past 40 years, now fordirector or manager of a business just keeps mer Minister for Planning Anthony Roberts getting worse. has gone. He only had the job for two years The complexities of determining the corand did more for our region than any politirect wages to pay an employee are outracian we know of. geous. Add to this the administrative nightHe said he would fix Gosford when he mare that every employer from OHS, was appointed and he has. But more than Murrays_Erina-tamworth ad_small_update.pdf 2 2/17/15 10:24 faces AM

The Grove Studios sets up music academy Workers Compensation, Superannuation Guarantee Levy, keeping extensive records of sick pay, holiday pay, parental leave entitlements, domestic violence leave and the list goes on.

Not one person in the Labor Party or the unions gives a damn about this and if elected they plan to make it worse.

Oh! Don’t forget the recent High Court decision on annual leave entitlements for casual workers. Having paid the usual casual loading for annual leave each week we now find that regular casuals are entitled to double dip and get paid twice.

The ACTU is salivating over this one.

Then comes the issue of a “Living Wage”.

Sure, wages at the bottom end of the scale are too low and need to be redressed. But we now live in a highly competitive world and wages and wages oncosts (all that stuff I mentioned earlier) are almost impossible to pass on.

This is particularly so for small businesses.

The Woolworths and Coles of the world can easily pass the costs on. But these very companies are the ones who are screwing small business into the ground refusing to accept increased costs of production.

The Labor Party and their union financiers have no concept about any of these issues and as an Opposition have voted against the current Government to block changes to the industrial relations act. They have always seen small business as a milch cow, so any comment about them support-

THE GROVE STUDIOS Academy is now a RTO (Registered Training Organisation), which delivers an accredited Diploma of Music Industry & Advanced Diploma of Music Industry to students predominantly from the Central Coast.

The first course of 12 months duration started in Feb 2019 with 20 incredible young students from the Central Coast and surrounding areas. The Academy’s next intake for the Diploma of Music Industry (Sound Production) commences in July 2019.

The Grove Studios Academy is closely associated with the renowned Grove Studios.

Australia’s leading artists, producers and engineers call The Groves Studios and its purpose built facility on 25 pristine acres, their creative home.

Artists from Silverchair & Courtney Barnett, to Alison Wonderland and The Presets to Birds Of Tokyo and Ocean Alley have all used The Grove Studios as a creative nest to craft the music that has developed their success story.

Owner, Scott Horscroft, is an award winning producer who has been involved in the production and mixing of numerous ARIA award winning albums such as The Presets, Paul Kelly, Silverchair & Birds Of Tokyo to name a few.

Mr Horscroft has been a major contributor to the Australian Music Industry for over 15 years in studio management, music production and engineering.

Scott has also been instrumental in the development of many successful recording studios.

In an executive role within the A&R departments at EMI & Universal Music, Scott has worked to develop Australian artists at an international level. These artists include Empire of the Sun & Alison Wonderland.

The Grove Studios management & production team have built a reputation of developing leading The Grove Studios Academy owner Scott Horscroft artists, engineers, producers and industry entrepreneurs.

Our students are also given the opportunity to connect further with the industry The Grove Studios Academy was develthrough our guest lecture and intern prooped to deliver this wealth of knowledge, gram. Through this program, The Grove industry contacts, skills and experience to the Studios builds pathways to employment for next generation of talented participants in talented music students by providing industhe rapidly growing music industry, nationally try-based experience within our own studio and internationally and mentor the next genand with our leading industry partners. eration of industry experts. The Grove Studios The Grove Studios Academy is curAcademy’s campus is situated in the rapidly rently the only provider of the Diploma growing Central Coast, NSW. Our teaching and Advanced Diploma of Music Industry facility is unique in that our classroom is a (Sound Production) on the Central Coast. functioning state of the art recording stuThe Grove Studios is committed to the dio with 20 individual workstations located growth of the Australian Music Industry on within the control room of the studio, giving the Central Coast by developiwng an excitour students a real life experience of working ing and unique learning experience within within a functioning business surrounded a world class recording and engineerby industry experts and enthusiastic young ing environment. studio assistants and interns.

CONTINUED ON PAGE 29

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BUSINESS NEWS

BUSINESS NEWS

NSW government commits to $16 million infrastructure works at Mount Penang A RE-ELECTED NSW Coalition Government will commit $16 million to deliver a comprehensive package of essential infrastructure works at Mount Penang Parklands, allowing the Hunter and Central Coast Development Corporation (HCCDC) to unlock significant development opportunities for the region.

Government’s investment in essential works puts further focus on supporting the Central Coast region to reach its potential with more jobs, improved lifestyle and tourism offerings available to local people.

Minister for Planning and Housing, Anthony Roberts, announced the funding in February, saying the Coalition supported the growth and expansion of Mount Penang as a significant site for the region’s future.

“This Government is passionate about creating jobs for the people of the Central Coast, and today we commit to funding key infrastructure that will enable investment and improve amenity and serviceability,” said Minister Roberts.

“Mount Penang Parklands is a prime site, with its proximity to the M1 and the city

of Gosford, it is easily accessible for locals as well as business interests up and down the Coast.

“Our focus is to establish the site for the future by funding essential works to enable some strategic divestment, improve capacity and increase amenity for existing tenants and offerings, including the Gardens.

“We want people to visit this gem of a destination, and we are putting in the infrastructure the site needs to realise its potential.”

The suite of works would include road and footpath upgrades as well as water and sewer provision. Much of this work would also benefit surrounding areas by redirecting some traffic and relieving congestion.

“With sub-standard water, sewer and roads infrastructure, the Parklands has limited capacity to attract investment or enhance its offerings.

“The NSW Coalition will install the infrastructure necessary to see this area grow and thrive, providing jobs well into the future,” Mr Roberts said.

HCCDC Chief Operating Officer Valentina

Opera star adds to opening of Lexus Central Coast showroom Misevska said the Mount Penang investment would lead to long-term benefits for the Central Coast.

“Today’s funding announcement is essential in helping us to evolve Mount Penang to deliver more jobs and tourism offerings that benefit people near and far.

“There is a lot of opportunity, but the site needs significant work to get it up to a standard where we can attract people and businesses to deliver economic growth and improved tourism outcomes.”

Mount Penang Parklands currently attracts different uses, including employment, tourism and recreation, education, business and events.

HCCDC owns and manages the Mt Penang Parklands precinct which comprises the 152 hectare site and includes the Mt Penang Gardens and Mt Penang Event Park as well as a Business and Education Hub. A commercial precinct development on the Kangoo Road side of the property is presently being considered as well as a retail /commercial development facing the Highway.

THE OFFICIAL OPENING of Worthington Motor Group’s Lexus Central Coast showroom at Kariong in late March was given an added touch of culture with a performance of arias from some of the best known operas delighting the 170 Lexus customers and friends who attended an unforgettable evening.

The official opening of Worthington Motor Group’s Lexus Central Coast showroom at Kariong in late March was given an added touch of culture with a performance of arias from some of the best known operas by emerging young soprano Camilla Wright who has been working with Coast Opera Australia’s Artistic Director Angela Brewer.

All 170 Lexus customers and friends were delighted with her performance making it an unforgettable evening.

Members and supporters of Coast Opera Australia, which is sponsored by Lexus Central Coast, also came along for the evening which Chairwoman Pauline Wright said was the perfect occasion to highlight the work of the Company. “We are quite proud of the work we are doing in providing professional opportunities for the talent on the Central Coast,” she said.

The Lexus Australia Management Team led by Chief Executive and Vice President of Toyota Motor Corporation Australia came along to see the first new Lexus showroom layout and design that the company will roll out across Australia which he described as “Omotenashi” – which is the art of hospitality before the guest realises. “It is meant to be reflective of the craftsmanship and warmth of the Japanese heritage, culture

Operatic soprano Camilla Wright performing at the Lexus showroom opening. and hospitality. We are determined to treat our customers as we would to a guest in our own home,” he said.

Congratulating the Worthington Family on bringing Lexus to the Central Coast he said, “It is great to see a family run business that truly embraces the Lexus philosophy of treating every customer like a guest in our own home”.

Dealer Principal, Brad Worthington said that this was a very proud moment for him and the Worthington Family as he knew that Central Coast prestige car buyers would embrace the Lexus brand. “Our passion for Lexus started with our family’s very first luxury car - a Lexus SC400 back in the ‘90s,” he said.

Thanking guests for coming along for the opening and seeing the full range of Lexus models that included two Lexus Australia vehicles, a black LS500h sedan and a yellow LC500 2-door coupe along with the

Guests at the Lexus showroom opening Photos courtesy of Be-One Photography new UX200 and UX250h models, General Manager, Chris Andrews said, “Lexus Of Central Coast stands proudly at the gateway to the Central Coast looking over Gosford. It is the first thing motorists see as they pass in either direction.

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M A N U FAC T U R I N G N E W S

M A N U FAC T U R I N G N E W S

Investment in technology giving Airpak Sheetmetal a competitive edge WHILE MANY SHEETMETAL manufacturers struggle West Gosford based Airpak Sheetmetal has shown that investment in technology has enabled them to bid for large scale projects and win against the big boys.

In an industry which is in decline Airpak is growing and is a classic example of a resurgence in manufacturing in Australia where new technologies are introduced to raise productivity and become competitive, even against imports.

Ten years ago Airpak was confronted with the usual difficulties that all businesses encounter in respect to getting and keeping trained staff and productivity issues around quality and workplace safety.

Hand making duct pieces was time consuming and manually forming sharp objects under force is inherently high risk work.

These factors limited the growth of business and this was bought into sharp focus after they successfully bid to supply ductwork at The Ivy Building in George Street, Sydney in 2007.

It was the largest project they had ever undertaken and while successful, owners Kieren Moore and Rob Kennedy realised that for Airpak to evolve and grow they had to embrace new technologies.

This involved investment in a plasma cutter and TDF machine which soon proved their worth with revenue growing by 47% in the first year. It proved that additional investment in high tech machinery was justified and over the next few years new machinery boosted production capacity enabling Airpak to enter a new market seg-

Supply Chain and Logistics Forum hears about Chain of Responsibility MAX Alloy relocates from Sydney to Wyong

Airpak Managing Director Kieren Moore with Administration Manager Colleen McCudden. ment of large scale projects in the commercial and public works sector.

In addition this equipment has opened up new markets in diverse sectors of manufacturing that includes insulation, foam, rubber and plastics as well as the ability to cut steel into perfect intricate shapes.

These computer aided technologies have had the added advantage of reducing waste considerably, further reducing costs of production.

Apart from productivity improvements the most significant has been the consistent high quality work Airpak is turning out.

“We only use the highest quality Australian steel in our manufacturing process,” said Mr Moore, “we could reduce costs by using imported steel but our commitment is to use only the highest quality products and this means that we are meeting the highest

standards of the Building Code of Australia regardless of the impact of costs.”

Kieren Moore and Rob Kennedy established Airpak Sheetmetal in 2003. Mr Moore was a Project Manager for a large air conditioning company in Sydney while Mr Kennedy was an installer contractor.

The business started in a small factory unit in Dell Road, West Gosford working on small scale projects and a few years later expanded into a larger factory unit nearby.

In 2014 they bought the factory where they are now located at 9 Enterprise Close.

They presently employ 25 people including three apprentices. Over the years they have trained seven apprentices and three have continued their employment at Airpak.

In 2017 Airpak won the Excellence in Technology category at the Hunter Manufacturing Awards.

Members of the Central Coast Supply Chain and Logistics Forum at Borg Manufacturing Somersby THE FIRST CENTRAL Coast Supply Chain and Logistics Forum for 2019 was hosted by Borg Manufacturing at Somersby in mid-March.

Representatives from some thirty Central Coast companies had the opportunity to gain insight into local logistics activities, share common challenges and uncover solutions and develop valuable relationships.

The Central Coast Supply Chain & Logistics Forum aims to bring together local businesses involved in supplying, producing and transporting all kinds of goods across and from our local region.

These Forums are held quarterly at various local company sites to see first-hand what other local businesses are doing. Their aim being to explore and brainstorm supply chain and logistics issues, while providing a platform for ongoing networking.

Guest Speaker Paul Gaynor, Founder and Director of Logistics Safety Solutions (LSS) based in Melbourne presented on the topic “Chain of Responsibility” sharing the 2019

Chamberlain Group West Gosford shows the way for Continuous Improvement

Service CENTRAL COAST BUSINESS REVIEW APRIL 2019

Chamberlain Group, based at West Gosford, are a global company and are the largest manufacturer of residential and commercial garage door openers and gate access systems in the world They have been on the lean journey for a number of years and it continues to be the way Chamberlain run their operations. Lean is not a one off event but entails cultural change that is led from the top and needs to be embedded into the business to get its full benefits.

Full story Page 29

CoR reforms and the massive increases in penalties (up to $3million and 5 years jail) and the potential impact to any business in a supply chain.

Currently over 2,000 entities in Australia and now New Zealand are registered to complete the LSS CoR-Safe System, which ensures that clients and their supply chains understand and confirm compliance with their CoR duties.

The Central Coast Supply Chain & Logistics Networking Forum is a joint initiative by Forsythes Recruitment, NSW Department of Industry, the AusIndustry Entrepreneurs’ Programme, Australian Industry Group, Central Coast Industry Connect and Hunternet.

This network has been running effectively here on the Central Coast for over two years. The forum has no individual agenda other than to bring people together around improving our region’s Supply Chain & Logistics capabilities.

Simone Brown, Ross Brown, Mark Newman, Ann Brown, Steven Brown, Max Brown and Corey Eves Manufactured Alloy Xtras Pty Ltd has relocated from Wetherill Park in Sydney leasing a new factory in Naples Place, Wyong.

Specialising in custom made alloy trays, ladder racks, sports bars, security lids and accessories MAX Alloy is a family owned business established by Max, an aluminium welder by trade, and Ann Brown twenty four years ago with just $5,000 and the desire to have the their own business.

Hard work and long hours by both and a commitment to produce a quality product made from Australian aluminium ensured their success and while doing this found time to have a family of two sons, Ross and Steven, and daughter, Michelle. All three have worked in the business since leaving school.

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CENTRAL COAST BUSINESS REVIEW APRIL 2019

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14

FINANCE

BUSINESS NEWS WEDNESDAY, JULY 26, 2017

Business funding made easy Advertising Feature

THE AGE

29

Growing your business with the right kind of finance

Invoice finance restores the personal touch

ness financing. Applications are typically IN ORDER TO grow successfully, busiearly. Instead of waiting for a client to processed in less than a day and there is nesses need to be able to take advantage pay, you simply finance your outstanding often no need for collateral. of what oftenbigger, irregular opportunities. invoice to realise most of its value upinvoices front.

Banks are are getting but ‘We buy outstanding Fifo Capital Newcastle provides three Importantly, this are means Unlike a loan, this allows businesses to small businesses stillthat thebusinesses and advance the business particularly important financing tools that need ways to come up there’s with funds to pureffectively give themselves advance on same size.

Fortunately, around 80 peran cent of the can be applied separately or together to sue growth without revenues that they have already earned. a new breed of lenderinfringing who on their invoice value immediately.’ provide the cash your business needs, deal with their regular operations. canability meettosmall-business Neil McMillan when you need it. While each has unique Fortunately, alternative Unsecured business loans owners on their level. finance companies Invoice finance a juggernaut: uses on its own, they all provide the funds like Fifo Capital Newcastle are ideal for this Unsecured business loansisare an ideal‘‘In Australia it’s worth more than $60 billion a businesses need to operate as effectively as kind of financing. solution when time is of the essence and year, which accounts for roughly 5 per cent If a small business is an engine, then capital possible and to drive growth. traditional financing invoice financing isn’t enough of this country’s GDP.’’ to provide is the oilUsing that makes it run smoothly.

Whenoptions can The sector is likely to grow. ‘‘Australia is hardoften times hit, cash flow is or theeven first victim. take weeks months before the funds needed.

Unlike more traditional maybe five to seven years behind Europe Small-to-medium size enterprises Supply chain finance anyonce funds aretoactually made secured loans, this now typeinvoice of loan doesn’t and right finance is 13 per cent (SMEs) turned the big banks for aavailable. Given of Europe’s GDP. on our way.’’ loanthat in such times.

The SMEof would borrow Supply chain finance allows you to pay the windows opportunity that busirequire collateral, and canWe’re be issued very Invoice finance obviously resonates with against its securities for a quick outgoing supplier payments through a owners tend to be offered measure quickly. Thissmall makes it possible forpersonal busi- touch,’’ businesses. ‘‘It’s the cashness injection.

McMillan ‘‘Nobody has a ‘bank Itin may be a traditional to fund a can become credit fund instead of with your own workdays or a few way weeks, this nesses to react to asays. growth opportunity manager’ any more, like they did in the old business, but it’s not without risk. If your ing capital.

That fund can then be paid off problematic.

Additionally, facilities such immediately. days.

We’ve brought that back.’’ business needs more money, if the value of Fifotheir Capital has taken the best bits of youras security (probably falls or rely on a later, effectively giving you more cash to secured loansyour andhome) overdrafts In managing everyday affairs, busiother finance methods and come up with you couldn’t borrow enough in the first place work with in the near term. Supply chain of collateral (typically property).

Astute nesses often find themselves in less-thansomething that is both familiar and and form the business fails, the bank may seize the innovative, McMillan assets. finance is an ideal tool for ensuring supplier investors and business owners will identify ideal situations.

Dealing withsays. unexpected ‘‘We know that no two businesses are the ‘‘Believe it or not, banks don’t like to seize payments when cash flow isn’t completely thatsays using propertyCEO as security for business costs, seasonal cycles, lateto client same.sales If a lender’s going give sound assets,’’ Neil McMillan, of Fifo Invoice finance keeps vital information about a business secure from rivals. advice a client, it of needs to understand Capital Australia. ‘‘It’sonly bad press.’’ regular. It’s just as effective for coming up lending is not risky, the property canpayments, or anytonumber other potenthat client. We meet every customer and Bank reluctance to lend to small growth purposes. not then be used secure tialsmall issues can it right difficult to pursue givemake them the facility.’’ alternative for cash-strapped with the advertisedwith rate –additional an unpleasantfunds forAn businesses has given rise toto new lenders.other forms Borrowers should businesses is invoice finance, saysgrowth opportunities surprise for borrowers.

Personal assets are no longer always investment of finance such as property whenalways they read arise.theBy product disclosure guide, fine print and McMillan. Invoice finance is fast, simple, Peer-to-peer lending has seemed a good necessary, but new methods can come with Invoice finance loans which can be geared to maximise using these tools, business owners can compare loan rates against other lenders. and a company’s information is safe, he bet. Borrowers upload information about risks.

Sincealways its inception 2008,cash Fifo Capital says. works by defertheir business and private bidchain to ‘‘The financial tech services or online Wherelenders supply finance wealth growth. ensure that they havein the funded more than $1 billion in invoices. ‘‘We buy outstanding invoices and lenders were first,’’ McMillan says. ‘‘You sign fund it. ring outgoing payments, invoice finance Finance institutions like Fifo Capital on hand tohas take advantage at those critiMcMillan attributes the success to Fifo’s advance the business around 80 per cent of ‘‘The problem is that it may give people up to the ‘fintech’, fill out a questionnaire and allowsvital you to collect incoming Newcastle provide ofaccess busi-to a business’ cal moments. ‘‘perfect formula’’. the invoice revenues value immediately,’’ McMillan easy info,’’ an algorithm determines howalternative much you’re forms McMillan says. ‘‘Imagine if your competitors got their hands on that data.’’

allowed to borrow.’’

The final fee charged may vary compared

says. ‘‘The business can now put these funds to good use.’’

‘‘Come and talk to us. Borrowing doesn’t have to be a white-knuckle experience.’’

Business Growing?

Need Capital?

Large contract?

No capital?

Turn your invoices into instant working capital If your business is growing and you’re not sure how to manage cash flows, panic.

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how to fund it, don’t panic.

Fifo Capital Newcastle can turn your current invoices into instant working

Fifo Capital can turn your current invoices into capital allowing you to get on with business without theinstant stress. working We specialise in single the without moment you capital allowing youinvoice to getfinance, on withwhereby business the stress. raise an invoice we’ll pay you up to 80% of the invoice value

immediately.

It’s like in having terms withwhereby, your customers whenyou At Fifo, we specialise singleC.O.D. invoice finance, the moment raise an invoice we’ll pay you around 80% of the invoice value – immediately*. you need it.

It’s a bit like having C.O.D. terms with your customers when you need it.

Our difference Our difference

only from whatas you need and only when you need •• Fund Advances little as $5,000 lock-in contracts hidden timeline fees •• No 24-hour typical creditofapproval onlinefunds fundstransfer transferonce credit approved •• Immediate Immediate online approval process •• Fast No lock-in contract period security needed needed •• No No real real estate estate security with your funder •• Deal Your direct own Relationship Manager It’s – so, don’t It’s one oneof ofthe thefastest fastestforms formsofofworking workingcapital capitalfinance financearound around – so, don’t let yourbusiness next bigto contract. letaalack lackof ofworking workingcapital capitalstop stopyou youfrom fromtaking takingonyour the next

level.

* Fifo Capital standard terms and conditions apply.

FCA021SM

0432852 866 556 132 Call us today for a no-obligation consultation on 1300 Backing your 866 132 or www.fifocapitalnewcastle.com.au Backingsuccess your business0432 success fifocapital.com.au business

Central Coast Grammar School attracting high calibre staff

Matt Porter

Amy Hall

AS A RESULT of retirements and enrolment growth, CCGS has appointed ten new teachers for 2019.

CCGS Headmaster, Bill Low said that he was delighted with the caliber of the teachers that the School is attracting and that it is the School’s ongoing ambition to be an employer of preference.

“Over the last few years we have appointed teachers from all sectors of education and from overseas the USA and United Kingdom,” said Mr Low adding that business and professional people he spoke to were also experiencing high caliber people applying for positions with good organisations or companies on the Central Coast. “This can only be a very good thing for building the social and economic fabric of the Coast and increasing business confidence,” he said.

Two of the most senior appointments at the School are Mr Matt Porter, Deputy Head of Senior College appointed from Waverley College in Sydney and Miss Amy Hall, Head of English appointed from a position as Head of English at Queenwood School for Girls in Mosman.

Commenting on his appointment and move to the Central Coast Mr Porter said, “Central Coast Grammar has an outstanding reputation, not only for their impressive academic record but also for the breadth and diversity of opportunities available. The CCGS staff, students and their families have been incredibly welcoming. Coming from Melbourne the contrast in the weather, the natural beauty and the opportunities for a healthy active lifestyle outdoors was very important for my family and I. Miss Hall commented that the school’s rapidly growing reputation as an innovative centre that didn’t compromise on its academic agenda was a real draw card.

The extent to which the school valued service and citizenship, and actively practised these values in tangible ways, convinced me it would be a good professional fit. The Central Coast offered a slightly less hectic lifestyle than had become the norm for me, residing and working in the heart of Sydney. Family and friends had gradually migrated north of the city in search of better work-life balance and had been spruiking the (many) merits of Central Coast life.

State election results The Berejiklian Liberal Government has been returned for a record third term winning 48 seats.

Results* for the Central Coast were: Terrigal Electorate Liberal Member for Terrigal Adam Crouch was returned with a majority vote of 54%.

Compared with the 2014 election Mr Crouch increased his majority over the Labor candidate. The Greens vote was reduced to less than 10% compared with 2014.

Gosford Electorate In the Gosford Electorate Labor Member Leisl Tesch secured 45% of the vote however this was down from the almost 50% vote in the 2011 bi-election.

First time Liberal candidate Sue Dengate achieved 36% of the vote compared with Jilly Pilon, also a first time candidate, in the 2017 bi-election with 31%.

The Entrance Electorate In The Entrance Electorate Labor Member David Mehan secured 44% of the vote compared with first time Liberal candidate Brian Perrem with 37%.

An interesting aspect to this result is the comparison with the 2015 Election when first time Liberal candidate secured 44% of the first preference votes and ended up only losing by around 300 votes. This was against a backdrop of the state election being fought on the controversial sale of the “poles and wires” issue.

Wyong Electorate In Wyong well known and popular Labor Member David Harris secured 52% of the vote compared with 51% in 2015.

The Liberal vote in Wyong fell from 37% in 2015 to 32%. *Votes counted are first preference votes as at 29th March 2019.

Students start IT careers at Council

Emma Davis, Aidan Reid with Central Coast Council CIO Peter Auhl Two university students will start their Information Technology (IT) careers on the Coast this year as part of Central Coast Council’s Early Career Pathways Program.

Central Coast locals Emma Davis and Aidan Reid thought they would have to commute to Sydney or Newcastle to secure an early career position in IT. Council’s new Chief Information Officer Peter Auhl said he was delighted to welcome a diverse team of young students. “Information Technology is not always the first thing people think of when they are looking for early career opportunities at Council,” Mr Auhl said.

“Local government has a range of career options, which means we can support students studying a diverse range of disciplines at university, from engineering and environmental management to social science and IT.” Ms Davis is studying a Digital Business degree and just started a 12-month paid internship in the Undergraduate Program. “When I started looking there

were not a lot of opportunities on the Coast,” Ms Davis said. “There were some administration or clerk roles, but I am really interested in the IT side of my degree and had resigned myself to travelling to Sydney instead. I was very surprised and pleased to learn Council offer IT as an undergraduate program.”

Council also offers scholarships for students studying IT at university. Mr Reid who is also enrolled in a Digital Business degree has secured a scholarship and is about to begin his paid work placement with Council’s Information Management and Technology team.

“It’s great to have the financial support, but the on the job training is just as valuable and will show me how my degree applies in the real world,” he said.

Along with scholarship and undergraduate programs, the Central Coast Council Early Career Pathways Program also includes apprenticeships and traineeships.

Council’s Early Career Pathways programs enable students with the knowledge and skillset to be successful innovators in their chosen field of study. The purpose of the programs is to develop emerging leaders who are empowered with personal and professional leadership skills.

For more information about Council’s early career programs, contact the Workforce Development team at Council on 1300 463 954 or buildyourcareer@ centralcoast.nsw.gov.au

NATAGE A029

CENTRAL COAST BUSINESS REVIEW APRIL 2019

CENTRAL COAST BUSINESS REVIEW APRIL 2019

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16

BUSINESS BRIEFS

Bridgecoast Finance appoints new manager

Bridgecoast Finance Managing Director Laurie O’Brien with Michael Adams Bridgecoast Finance Group, a well-known financier in the Central Coast region, announced today the addition of Michael J Adams to the position of Manager. In his role, Michael will manage and spearhead further marketing efforts to grow the company with its broad range of product families.

Michael comes to Bridgecoast as a seasoned credit analyst and product manager with over 23 years of experience in consumer & commercial real estate, business lending, motor vehicles/equipment finance, and years of experience as the Chairman of a foreign based non-profit.

“Demand for finance never goes away, and it’s imperative that we adapt to meet or exceed customer expectations,” stated Laurie O’Brien, Managing Director.

“Businesses today are looking for sharp pricing and honest lenders. As brokers, we funnel our clients into those channels. We are excited to have Michael on board as we are committed to maintaining a wide reach, all through the Bridgecoast headquarters owned and operated within the Central Coast.”

Taperell Rutledge appoints Migration Agent

Rebecca Seabrook, Jim Maitland and Sam Haln Gosford lawyers, Taperell Rutledge have appointed registered migration agent, Sam Haln who has joined the firm after practicing in Sydney for the past five years.

Mr Haln, who is fluent in Korean has been working primarily in commercial and property law as well as in migration law and will assist with Temporary Skill Shortage Visas, family migration and student visas.

CENTRAL COAST BUSINESS REVIEW APRIL 2019

BUSINESS BRIEFS

He joins Rebecca Seabrook, a previous associate of the firm, who has rejoined the firm after working in the workplace relations team of a large Perth law firm followed by employment in a legal practice of an industry association providing workplace relations and construction law advice.

Partners Jim Maitland and Maxine Andronicus said that the appointments reinforce the firm’s policy to expand the range of its services to migration law as well as strengthening its resources in the areas of construction and employment law.

Taperell Rutledge was founded by Stephen Taperell in 1958 with Bill Rutledge AM joining him four years later.

Re:Publik Café gallery a success

Cheryl McCoy, Clr Chris Holstein and Wolfgang Zichy Ettalong Beach’s Re:Publik Café Waterline Gallery, a new gallery in the café.

The opening in late March saw over 120 guests come along to a ‘Colour and Light’ Exhibition with fifteen local artists contributing.

The Waterline Gallery in the Re: Publik Café at Ettalong Beach which was launched in December last year has proved a success for café owner Wolgang Zichy. Following that an a successful exhibition in early January the March Exhibition will run through into April “We are extremely satisfied with the result”, said Curator Cheryl McCoy, “we are quite optimistic for the rest of 2019.”

Cheryl McCoy, President of the Makers Studio, is a partner in the Waterline Gallery which is drawing up a calendar for the rest of the year.

“Our focus is on local artists with the Waterline Gallery supporting the creative talent that there is so much of on the Central Coast,” she said.

‘Colour & Light’ shows a broad range of paintings, traditional printmaking photogravure and weaving.

Besides the many guests at the launch Deputy Mayor Chris Holstein also attended and offered support and encouragement for future exhibitions, citing a strong arts community on the coast.

The Gallery is open daily from 9.00am, artwork can be viewed at any time.

For more details regarding a place in future exhibitions, please call Waterline Curator Cheryl McCoy on 0414 220 855

NSW Business Chamber Central Coast appoints Regional Manager

trate on the business,” he says. “Nexus has increased my efficiency plus there is such a positive vibe around the place with so many people to bounce ideas off that I can thoroughly recommend it. I have now turned my business into a fully-fledged agency with a team backing up my vision.

I am a Legacy Strategist assisting businesses to build an online following and developing social media strategies.

Paula Martin

New owner for Signarama Tuggerah

The NSW Business Chamber Central Coast has announced the appointment of Paula Martin as Regional Director.

Ms Martin has been with the NSW Business Chamber for some fifteen years in various roles most recently as General Manager, Australian Business Consulting and Solutions successful multi-disciplinary and technology driven professional services consultancy assisting businesses to solve their business problems, grow their market share and realise their potential.

With a background in innovation, marketing, branding and strategy, Ms Martin has successfully led significant national branding and commercialisation at both a corporate and product level for companies including KPMG, Development Dimensions International and Research Institute for Asia and the Pacific.

Nexus move life changing for Stephen Kelly

New partners at Peninsula Law

Gary and Melissa Marshall and Tim Andersen.

Tim and Sarah Anderson have sold their signage franchise business Signarama Tuggerah having established it some twelve years ago.

Located in Tuggerah Business Park Signarama Tuggerah employs eleven staff including production manager, sales representative, business development manager and two graphic designers and services customers from Wyong to the southern Lake Macquarie and a wider area through referrals.

New owners are Gary and Melissa Marshall who for the past fourteen years have been the Caltex Service Station Franchisees at Woy Woy, Kariong, Morisset and Warners Bay.

Peninsula Law partners: Christian Hobbs, Kylie Tritton, Peter Steele and Paul Mereniuk It could be called fate, but lawyers Peter Steele and Kylie Tritton (nee Steele), son and daughter of the late David Steele, one of the Peninsula’s most respected lawyers, are now partners in the Woy Woy legal firm, Peninsula Law. Fate, because David Steel was a founding partner of Ferry, Steele & Walker which merged in 1999 with Bingham Finlay and Turnell to become Peninsula Law. With partners Geoffrey Corah and Alan Bingham retiring at the end of 2018 (John Turnell having retired earlier) the two Steele siblings join continuing partners Christian

Hobbs and Paul Mereniuk taking the firm into the future.

“I will always be passionate about working for the firm that my father was a part of,” said Mrs Tritton, “Dad was so well respected in his role here that we hope to carry on that legacy.”

Retiring Partner, Geoffrey Corah said, “Peninsula Law has gone from strength to strength in the past two decades and we have an enthusiastic team with some strong younger solicitors coming through the ranks ensuring that our clients will get the best legal advice possible.”

Stephen Kelly Stephen Kelly set up his business Stephen Kelly Consulting over two years ago working from home at Watanobbi.

It was a good start but his move into the Nexus Smart Hub at Wyong he says was life changing. “Everyone dreams of working from home but in the end you need to be able to switch off from home and concen-

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CENTRAL COAST BUSINESS REVIEW APRIL 2019

17

CCBR CONFERENCE & SEMINAR V ENUE GUIDE

CCBR CONFERENCE & SEMINAR V ENUE GUIDE

Choosing the Central Coast for your next event THERE ARE MANY conference and meeting venues on the Central Coast and Central Coast Business Review recommends the venues on these pages.

When choosing a venue for your next meeting or conference there is more to consider than just the budget. Taking into account who is attending, from how far and how many are also vital considerations. When researching potential venues, pay particular attention to the service you receive as this will be indicative of the service your delegates will receive which will contribute greatly to the success of your event.

At the end of the day you want to get the most out of your meeting and the venue you choose has to add rather than detract from the experience of those attending. So take the time to choose carefully.

PARADISE IN THE PALISADES

Conferences, seminars and corporate events KANTARA HOUSE IS a newly renovated function centre that offers tranquillity, exclusivity and elegance for any conference, seminar or corporate event. The venue offers a variety of spaces, including break-out areas, enabling it to cater for any corporate event – large or small. There is on-site audio-visual equipment, including a PA

system, projector and projection screen. The friendly events staff can also source any other audio-visual equipment that is required - including all logistical arrangements. The team at Kantara House partners with clients to ensure their corporate events are purposeful and perfectly executed.

Conferencing THE ENTERTAINMENT GROUNDS

A PREMIER EVENT PRECINCT CONFERENCES

•

TRADE EXHIBITIONS

•

NETWORKING

•

BUSINESS MEETINGS

With versatile function spaces accommodating up to 500 delegates, the latest AV technology, in house catering and ample parking, The Entertainment Grounds is the perfect venue

Contact us today for more information or to book your next function theentertainmentgrounds.com.au

P. 02 4325 0461 E. info@theeg.com.au 4 Racecourse Rd, West Gosford

■ Conferencing & accommodation packages ■ Day delegate rates available ■ Secretarial services ■ Conference and basic AV equipment included ■ Wireless broadband in all four conference rooms.

■ Large outdoor areas for team building activities stay@avocabeachhotel.com.au

02 4382 2322

WWW.AVOCABEACHHOTEL.COM.AU

Weddings, christenings and memorials Home to Australia’s oldest ringing bell, Kantara House’s brand-new Charlotte Chapel is a nondenominational chapel, perfect for celebrating weddings and christenings, or to remember loved ones. The chapel’s beauty was recently recognised at the Timber Design Awards, where it won Excellence in the Use of Timber Products

(02) 4369 1528 E: info@kantarahouse.net.au 431 Avoca Drive, Green Point, 2251

20

BUSINESS BRIEFS

PROPERT Y NEWS

Oddfish Media announces new appointments ERINA BASED FULL-SERVICE independent marketing agency Oddfish Media has announced the appointment of Mel Carter as Senior Account Manager.

Ms Carter brings to the company many years of media trading experience with the entire key above the line media verticals.

She has well established relationships with many within the media across television, radio, outdoor and press.

Ms Carter started her career with New FM/2HD when she left school before moving to KWM Media where she has been for over eleven years.

Oddfish General Manager Darren Fischer said, “Mel brings strong leadership and industry knowledge to the Oddfish Media Team and we look forward to her providing a major contribution to the ongoing success of our client base.

Oddfish have also appointed Dylan Watts as Digital Performance Executive.

Mr Watts brings a skill set to compliment the Oddfish IQ Team with experience in: • SEO and SEM performance management,

(left to right) Oddfish General Manager, Darren Fischer, Dylan Watts, Mel Carter and Director Peter O’Dell, agencies throughout Sydney since 2017.

Commenting on his appointment Mr Fischer said that Mr Watts is an intelligent young man and we look forward to him having a major contribution to the ongoing success of the Oddfish Team.

• HTML, CSS, Email and Content Marketing, • Keyword research and mapping, • Market trends and competitive research.

Mr Watts is currently finishing a Bachelor of Digital Business at Macquarie University.

He has been working with various digital

Hong Kong based investor buys major development site A Hong Kong based investor has paid over $6 million for a 5.665 Hectare residential development site at 224-234 Hakone Road, Woongarrah following an Expressions of Interest campaign through Sydney agents Matrix Property Group.

The site is on the corner of Hiawatha Road with a boundary of 190 metre and Hakone Road with a boundary of 450 metre.

Caverstock Group, an established Sydney property development and project management services company, has been appointed development manager.

It is understood Caverstock are preparing a Development Application for 100 lots to be lodged with Central Coast Council in the near future.

The property adjoins three similar development lots in Hakone Road that have been bought and developed

224-234 Hakone Road, Woongarrah property showing Warnervale Town Centre masterplan precinct.

by Allam Homes who recently had a Development Application approved on two of these for 115+ home lots.

It is within the Warnervale Town Centre masterplan precinct that includes the

Two industrial warehouses in Meadows Logistics Complex on the market Over the years the Estate has housed numerous businesses, including Sanitarium, CSR Building products and currently Australia Post.

The property will benefit from the proposed Wyong to Warnervale Link Road giving businesses in the North Wyong area faster access to the M1.

For more information contact Ben Curran from Colliers International on 0401 208 088

OBI T UARY

Geoffrey Raymond Fernance 1949 - 2019 An incredible photographic career

The photographic industry lost one of its most experienced and knowledgeable people in January 2019 with the death of Geoff Fernance who, with his wife Stella, for the past 32 years operated True Living Colour a premium photo finishing business in Gosford that catered for every conceivable aspect in the photographic sphere.

His career spans over 50 years and starts when he left school at age 16 and started a career in photography as a Dark Room Assistant with a commercial photographic studio in Sydney.

A few years later he moved to another company starting as a junior and over the following two years became Senior Photo Printer.

CENTRAL COAST BUSINESS REVIEW APRIL 2019

With that experience he moved on to a commercial photographic studio where he dealt directly with the art directors of leading advertising agencies and subsequently installed new colour processing equipment. They were the days when film was king and it was here that he experimented with special effects in colour and produced the first solarisation images in Australia.

He then moved on to work with one of the big film processing companies in Sydney, Pacific Laboratories, where he was Production Supervisor for six years in the early 1970s During this time he moved to the Central Coast and after six years with Pacific started his own photography business, Child Photos, and travelled all over the eastern seaboard with portable studios photographing children and their families.

From 1980 until 1984 Geoff was General Manager of Bowens Photographics, the first minilab operation on the Central Coast that grew to ten stores across the region and Newcastle.

Earlier he had met his wife to be Stella and they were married in 1981.

In 1987 Geoff and Stella set up True Living Colour in the Niagara Park

Shopping Centre moving to the West Gosford Shopping Centre when it was redeveloped and then to The Imperial Centre Gosford, a business that has stood the test of time as many similar businesses faded away.

The Fernances showed that hard work, knowledge and service would ensure their continued success and made hundreds of friends across the entire photographic industry. As one long-time friend at his Memorial Service said, “there was no photographic problem that Geoff couldn’t solve. He always listened and answered with the utmost respect, dignity and…patience no matter who you were.”

John Ralph owner of John Ralph’s Camera House at Erina said, “I remember Geoff as a hard working small businessman. From 1983 when I first met him and Stella, he was always straight talking and could be likened to the “McGuiver” of the Central Coast Photographic community. He was a whizz when it came to getting older photographic machines to work or keeping them going. If I had a problem with our machines or processes then he was often the first call and his advice was freely given.

Geoff Fernance is survived by his wife and two children Vanessa and Sean.

proposed Warnervale Town Centre, Warnervale GP Super Clinic and Mary McKillop College It was sold in May 2017 for $4.2 million (Source: RPData).

INVITATION 2019 UDIA NSW Regional Cities Summit

Meadows Logistics Complex, Lucca Road, Wyong COLLIERS INTERNATIONAL HAVE been appointed marketing agents for two strata-titled industrial warehouses in the Meadows Logistics Complex at 20 Lucca Road, Wyong.

The complex was built as a manufacturing facility over 30 years ago.

Arjuna Pty Ltd have owned the complex since 2000 when they acquired it at auction. Over the last 18 years the Estate has gradually been improved, both with new buildings, older buildings being refurbished and old gravel and bitumen roads being replaced with concrete. Total building area on the Estate is now approximately 14,000m2.

Arjuna have recently subdivided it into 7 strata titled lots with a view to a full sale of their investment.

So far three lots have been sold and two have been tenanted.

The remaining two properties, owned by Arjun comprise Lot 2 a warehouse of 2,976 sqm and Lot 5 a warehouse of 1,779 sqm.

Amarcon Building Systems have been located on site since 2003 and over the years have expanded. They acquired Lot 1 property in late 2018.

Intervet Animal Health (now a subsidiary of Merk Sharpe & Dome) were tenants when the property was purchased and will be vacating in about May of this year, having computerised their distribution and outsourced their warehousing to a 3rd party logistics and handling company.

Valspar Automotive Paints occupy Lots 3 and 4. Both buildings were purpose built for their occupation – one in 2007 and one in 2011.

2 two optional networking events to choose to add to your booking.

These events are the Networking Dinner following the conference on the evening of 2 May; and the Corporate Golf Event the following morning on Friday 3 May. Full details of topics and speakers to be announced soon.

Where: Pullman Magenta Shores When: Thursday 2 May 2019 Time: 12.00 – 5.00pm For more information: http://www.udiansw.com.au/events/ view/448/Regional_Cities_Summit

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PROPERT Y

PROPERT Y NEWS

North Shore Timbers buys into Erina

COMMERCIAL AND INDUSTRIAL PROPERTY FOR SALE/LEASE

FOR SALE WEST GOSFORD - NEW TO THE MARKET

COPACABANA

Main Road exposure in West Gosford, great for signage.

Zoned IN1, approx. 340m2 including 58m2 storage mezzanine. Situated in a small complex w/ good truck access. Approx. 8 minutes to the M1 Motorway.

FOR SALE $725,000 + GST

SOMERSBY - EXCELLENT LOCATION RIGHT NEAR THE M1 MOTORWAY

RESTAURANT WITH OCEAN VIEWS

This retail space is in Gosford Central Plaza. The shop has a area of 64m2 approx. Current is a fit out and large frontage/window display. The shop is currently being used as an embroidery shop but would also be ideal for several other retail or office uses.

FOR SALE $280,000 No GST applicable

WARNERVALE - EXCITING NEW DEVELOPMENT

New complex 35% sold. Best location on the Coast DA mezzanine. Hurry to avoid disappointment.

FOR SALE From $282,000 + GST

Excellent position, straight off-street next door to Haven Medical Practice. Located opposite Crowne Plaza & 150m from the Beach. Office area of 48m2 approximately, Floor to ceiling glass panels at the front and large windows at rear & Security car parking available.

FOR SALE $420,000 + GST Unique opportunity w/ a National Tenant in the heart of Central Coast Growth Corridor has been listed! Our vendors have just recently resigned a new 5 yr lease + options until 2038.

FOR SALE EXPRESSIONS OF INTEREST

Perfect opportunity to set up a restaurant & cocktail bar directly opposite the beach. Appox.

200m2 renovated restaurant/amenities, Seating approx. 60p indoors, 20p outdoors + potential for 30 outdoor seats. Liquor licence previously in place.

Fully operational kitchen, cool-room, large cellar FOR SALE $975,000 + GST

TUGGERAH - YOUR FIRST CHOICE OFFICE LOCATION

BERKELEY - VALE BEST VALUE INDUSTRIAL ON THE COAST!

FOR LEASE

SOMERSBY - A UNIQUE OPPORTUNITY

GOSFORD - GROUND FLOOR RETAIL SHOP IN THE HEART OF GOSFORD CBD

TERRIGAL - NEW GROUND FLOOR OFFICE SPACE

KARIONG - BLUE CHIP INVESTMENT!

Approx. 4000m2 cleared vacant land on a reasonably level North facing site. Services at kerb include power, water, gas. Surrounded by new modern industrial buildings and well-established businesses.

FOR SALE $1,250,000 + GST Freehold property approx. 1992m2 land. Commercial office space approx. 245m2 w/ 7 offices, downstairs area can use as a board/show/training room coming directly off the carpark. Work shed 270m2. Separate site managers office 60m2 (approx). 18-20 car spaces with 6 of these undercover!

FOR SALE $1,300,000 + GST if applicable.

FOR SALE

PROPERTY OF THE MONTH

Bright 1621m2 (Approx.) factory/warehouse. Consisting of (Approx.) 3312m2 level IN1 zoned land, fully serviced, 2 adjoining sheds & multiple rollers. 3 phase power, 3 toilets, kitchenette, security/alarm system.

FOR SALE $1,990,000 + GST

WYONG - QUALITY MEDIUM SIZE WAREHOUSE

175m2 industrial warehouse w/ high clearance & 30m2 mezzanine level. ‘ A ‘ Grade warehouse in a highly sought-after industrial estate. Represents the best value around!

FOR SALE $390,000 + GST

Visit our website for additional properties and more information centralcoast.ljhcommercial.com.au

Location, Wyong Road exposure w/ approx. 46,000 passing cars daily, in Tuggerah Business Park w/ B7 zoning, inc medical usage, minutes from the M1, Close walk from Tuggerah train Station, Westfield & Tuggerah Super Centre, Tenancies between 200m2-3,600m2.

FOR SALE/LEASE CONTACT AGENT.

ERINA - LARGE FREESTSANDING WAREHOUSE!

On the corner of Bonnal & Aston Rd in Erina is this freestanding warehouse w/ 2 large roller doors & multiple entry points. The Net lettable area is 2,392m2 & the land size 5,498sqm.

FOR LEASE $263,120 pa net + GST

WYONG - QUALITY MEDIUM SIZE WAREHOUSE!

175m2 Industrial warehouse with high clearance, small office and mezzanine. Sought after location, plenty of parking & easy access to Pacific Highway FOR LEASE $23,600 Pa + Gross + GST

Suite 401 / 1 Bryant Drive, Tuggerah NSW 2259 87 Mann Street, Gosford NSW 2250

Phone 4353 7700

SHOP 1 / 134 MANN STREET, GOSFORD FOR LEASE

Here is a great opportunity to lease a superbly positioned retail gem in the heart of the Gosford CBD. The ground floor space is located at the front of the Carbow Arcade and offers a wide, glazed frontage to Mann St, as well as a long exposure along the inside of the walk-through arcade. With around 250sqm of space available, and a building façade that is being freshly renovated, this is a great chance to secure a prominent tenancy in a transforming city! Rent by negotiation.

Call Daniel Mason 0403 889 530

Suite 1C / 257 – 259 Central Coast Highway, Erina. FOR LEASE

Available now we have a ground floor suite of 40sqm approx. in the Prominent High Point Building at Erina. The suite is open plan with ducted air conditioning and large glass panels allowing lots of natural light flow. Grab this convenient position which also comes with 1 secure undercover parking space.

5 Alison Road Wyong For Lease $34,600 PA + GST

Gallery Precinct is a recently refurbished shopping arcade and are on the hunt for motivated business owners to run a boutique type restaurant.

This shop offers approx. 144m2 floor area with great street frontage completed with renovated shop front and concertina windows, new internal bathrooms, commercial kitchen with range hood, sinks, preparation benches, access to off street parking.

Contact: Mark Davies 0422 442 858 Daniel Mason 0403 889 530 Chris Watson 0402 430 213 Prices shown with * are inclusive of GST.

4325 0208 83 MANN STREET, GOSFORD 2250 www.chapmanfrazer.com.au

ONE OF SYDNEY’S leading timber merchants, North Shore Timber and Hardware, have acquired two high profile Erina properties with plans to demolish and build a new “off the grid” store on the amalgamated site.

The sites at 197 and 199 The Entrance Road, Erina have a total land area of 7,838 sqm and back onto Erina Creek.

Price paid for the two sites was $6.85 million plus GST. 199 The Entrance Road site of 2,934 sqm was formerly occupied by a 1st Choice Liquor Superstore which Coles Myer Property Developments acquired in 2007 for $3.57 million and subsequently sold to an investor for $4.5 million (Source: RP Data). 1st Choice closed the store in 2017.

The property was sold by Brad Rogers from Raine & Horne Commercial.

197 The Entrance Road, 3,904 sqm, was acquired by an investor in 2000 for $1.35 million and in recent years has been occupied a furniture retailer.

It was sold off market also through Brad Rogers who negotiated the deal on behalf of North Shore Timbers.

GOSFORD – Office suite sold

Get results!

ADVERTISE YOUR PROPERTY IN CCBR For further information phone 4367 0733 or email info@ccbusinessreview.com.au CENTRAL COAST BUSINESS REVIEW APRIL 2019

SPECIALIST MEDICAL & PROFESSIONAL SUITES

TUGGERAH 154 Pacific Highway

Ideally located on the Pacific Highway within the established Tuggerah Straight Commercial Centre, these Specialist Medical & Professional Suites are perfectly situated.

Neighbours include Healthscope Medical Centre, PRP Radiology, Pathology, Sports & Spinal Physiotherapy, Chiropractor, Dentist, Psycologists & more.

With a variety of suites available and plenty of parking, opportunities include both ground floor and level 1 suites.

Tuggerah Medical & Professional Rooms range from 13m2 to 24m2 and start from as little as $1,250 per month +GST. Level 1 accessed via lift or stairs hosts suites from 59m2 with the East Wing Professional Suites ranging from 73m2 to 103m2 there is a size to suit a variety of Professionals including Medical, Financial, Legal etc...

Other tenants include BCF, Super Cheap Auto and Romi’s Café and make this an ideal location with plenty of parking.

Features include • Flexible lease terms • Very Competitive rentals • Excellent parking • Air-conditioning • Carpets, kitchenette • Balcony access for most suites

54 William Street, Gosford A doctor has purchased Unit 2, a ground floor suite of 144 sqm at 54 William Street, Gosford. The Unit is fully air-conditioned, fitted out with reception area, 4 – 6 separate offices or consulting rooms, modern kitchen and lunch room and has parking at the rear for 4 cars.

Price paid for the suite was $450,000 plus GST. Anthony Scarcella from LJ Hooker Commercial Central Coast negotiated the sale.

For further details please contact Julie Davies on 4355 5111 CENTRAL COAST BUSINESS REVIEW APRIL 2019

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PROPERT Y NEWS

TWO QUALITY INDUSTRIAL PREMISES FOR SALE OR LEASE

LOTS 2 & 5, MEADOWS LOGISITICS COMPLEX 20 LUCCA ROAD, WYONG

New Tuggerah Business Park units popular

WYONG – Industrial unit with cool room and freezer sold A local investor has paid $425,000 plus GST for Unit 1, an industrial unit of 195 sqm at 25 Amsterdam Circuit, Wyong comprising air-conditioned mezzanine office plus cool room and freezer room suitable for a butcher or smallgoods manufacturer.

Mark Davies from Chapman & Frazer Commercial Real Estate negotiated the sale.

LOT 1 SOLD*

LOT 2

FULLY SPRINKLERED

LOT 3 TENANTED

LOT 4 TENANTED

cable - $2,573 per sqm. The complex which comprises 10 industrial units built about 40 years ago has been refurbished and divided into strata units. Unit 6 is one of the first to sell.

Daniel Mason from Chapman & Frazer Commercial Real Estate negotiated the sale.

Demand for warehouse / factory units on the Central Coast has justified this Newcastle property developer’s investment at Tuggerah Business Park with 28 of the 31 units available off-the-plan currently under contract and one owner occupier having exchanged contracts.

LOT 5 LOT 7 SOLD*

LOT 6 SOLD

With unit sizes ranging from 117sqm to 237 sqm the complex at 12 Pioneer Avenue Ty Blanch from LJ Hooker Commercial Central Coast reports that Unit 301 of 233 sqm has sold for $582,000 plus GST to an owner occupier $2,498 per sqm.

LEASINGS WEST GOSFORD – Factory unit leased –

Somersby property sold

18 Stockyard Place, West Gosford A metal fabrication and truck repair business has leased Unit 3, 18 Stockyard Place, West Gosford.

Terms of lease for the 157 sqm unit are 3 years with 3 year option at a rental of $37,500 per annum plus Outgoings and GST. Bill Loxton from Chapman & Frazer Commercial Real Estate negotiated the lease.

OUTLINES INDICATIVE ONLY

Workshop facility at 51 Smiths Road, Somersby Two individual strata-titled industrial premises are now available to lease or purchase within the established Meadows Logistics complex.

The property offers tenants or owner-occupiers quality clearspan warehousing featuring multiple roller doors, excellent truck access and multiple on-site parking areas.

The proposed new link road between Wyong and Warnervale, with $25 million funding for Stage 2 confirmed, will reduce travel time to the M1 Motorway and boost the transport and logistics benefits of the site. Three lots within the complex are already sold/under offer. Great opportunity for those seeking quality business premises and excellent value.

Affordable rental rates and sale prices

Ample parking

*Not sold by Colliers International **Approx.

Ben Curran 0401 208 088 ben.curran@colliers.com

Lot 2 2,976sqm** Lot 5 - 1,779sqm**

Excellent truck access

Occupants include Valspar and Amarcon

Available separately or in-one-line

colliers.com.au/149374 Mark Yazbeck 0408 795 257 mark.yazbeck@colliers.com

Trent Robertson 0401 717 795 trent.robertson@colliers.com

A 7.4 hectare freehold property with 5-bedroom home and established mechanical repair workshop and service station business at 51 Smiths Road, Somersby has sold to a Somersby family who will ultimately reside and run a business from there.

Zoning is RU1 Rural Residential and RU5 Village Rural.

The property, at the Wisemans Ferry Road and Peats Ridge Road interchange is presently operated by Central Coast Tractors who will lease-back and relocate in the next twelve months.

Also comprised on the property is a 1,000 sqm high clearance workshop building, a selfcontained residence and other out-buildings.

The sale was negotiated at over $2 million (GST not applicable) by Sal Musico from L J Hooker Commercial Central Coast who said there had been strong interest in the property.

5-bedroom home at 51 Smiths Road, Somersby CHARMHAVEN – Owner occupier buys unit An owner occupier has purchased Unit 1, a 178 sqm industrial unit with external rear compound of 150 sqm at 4 O’Hart Place, Charmhaven.

Price paid was $450,000 plus GST. Bernie Nash from LJ Hooker Commercial Central Coast negotiated the sale.

WEST GOSFORD – Refurbished industrial unit sold A kitchen and joinery business has purchased Unit 6 a 157sqm refurbished industrial unit at 330 Manns Road, West Gosford.

Price paid was $404,000 plus GST if appli-

TUGGERAH – Freestanding office and warehouse leased A cleaning contractor has leased a 600 sqm freestanding office and warehouse at 4a Reliance Drive, Tuggerah Business Park (corner with Pioneer Avenue).

Terms of lease for the property is 2 years with 2 year option at a rental of $100,000 per annum plus Outgoings and GST. Mark Davies from Chapman & Frazer Commercial Real Estate negotiated the lease.

WYONG – Industrial unit leased $130 psqm A window covering and awning supply business has leased Unit 2 of 200 sqm at 21 Amsterdam Circuit, Wyong.

Terms of lease are 5 years with 5 year option at a rental of $26,000 per annum plus Outgoings and GST. Mark Davies from Chapman & Frazer Commercial Real Estate negotiated the lease.

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RESIDENTIAL PRESTIGE PROPERT Y REPORT

Private oasis and beachside living

Living the life on the waterfront at Green Point

BUSINESS TIPS

Mind Your Business – Structurally Sound

By Troy Marchant, Director, Robson Partners Chartered Accountants

The Property: 17 Amethyst Avenue, Pearl Beach. The 5-bedroom home has been held by the same family for 30 years, Initially as a holiday home. Located on a 675 sqm lot it is a short walk to the beach.

The price: $1,230,000 The buyer: A Sydney family The sale: The property was on the market for 40 days and was sold at auction following an internet, social marketing and print media campaign.

The agent: Stephen Gittoes and Paul Climpson from Gittoes who said that there had been strong investor interest from Sydney with buyers looking to use it as a holiday home and holiday rental property.

The property: 25A Edgewater Avenue, Green Point. This 3-bedroom home, built in 2014 is situated on a perfectly level 948 sqm waterfront reserve lot looking across Brisbane Water towards Point Frederick and Gosford in a private and peaceful location.

The price: $1,565,000 The buyer: A family from country New South Wales The sale: The sale was by Private Treaty. The marketing of the property was a low-key sale method using an internet based campaign. It was on the market for only nine days and in that time 62 enquiries were received.

The agent: Blake Stretton from Gittoes who said that the enquiry level was outstanding.

FOR SALE

221 Wattle Tree Road, Holgate Acreage Living & Lifestyle Business Set upon 1.28 acres amongst tranquil rainforest gardens this property offers both a home and an established business, Bamboo Buddha Café. Known for its friendly atmosphere and high-quality vegetarian and vegan meals, the business is complemented by occasional evening events, a small nursery, gallery and a studio.

The residence has been recently updated and has its own private entry and parking as well as a beautiful outdoor living area.

Expressions of Interest: On or before April 24th 2019 Inspect: By Appointment

Ourimbah – Address Available on Request Tuscan Estate & Serene Lifestyle This exemplary Tuscan inspired private estate spans 38 acres and provides absolute seclusion. The residence offers formal and informal living areas with an exquisite kitchen, relaxed lounge with double sided fireplace, 20ft high ceilings and travertine floors on the lower level. The estate features a tennis court, 17.5m swimming pool, spa and stable with workshop and tack room. An additional heritage listed caretaker’s cottage is suitable for a home business or for extra income.

Tender: Closes 24th April 2019 Inspect: By Appointment

A LARGE PORTION of the advice I give to clients is related to business structure. It is a critical component of your business success and has implications for your taxes, liabilities and general long-term wellbeing as a business owner.

Recently, a new client came to the firm and this was the first thing we looked at.

He didn’t realise that his current business structure put his personal assets (valued at around $5million) at risk, nor did he know he was being subject to the highest marginal tax rate and overpaid tax in 2018 of approximately $91,000.

It is so important to get this right.

So which structure are you in now? And which structure should you be in? There are the four types: 1. Sole Trader – this is most common for start-ups and is the most simple and self-explanatory. i. Tax - Any losses incurred can be offset against other income earned. ii. Liability – Along with complete control of your business, so too comes complete liability.

iii. Finance – It is inexpensive to set up and run but it can be harder to get finance.

Sole traders need to pay themselves superannuation. iv. Wellbeing – It can be harder to take time off. Time off can mean no income.

2. Partnership – this is an appealing option for Sole Traders looking to share the workload, but beware! Partners share more than they should have to. i. Tax – Each partner pays tax on the share of the net partnership income they receive. Partners can offset their share of the business losses against other income earned. ii. Liability – Each partner shares liability, regardless of how much of the partnership they own. If one partner makes a poor decision, such as incurring a major debt or making a costly mistake, and is unable to meet an obligation, the other partner has to compensate for that. iii. Finance – A partnership is also relatively inexpensive to set up and run, and getting finance can be easier due to the security of two or more resources. iv. Wellbeing – While you do have the option of sharing the workload, there can be disagreements around business priorities and ways of working and you are always legally bound together.

Rarely are partnerships a good idea.

3. Company – a Company enables SME business owners to share the running of the business, but the complexity of the business structure is detached from the individual. Often those who are look-

ing at a partnership are better off as a Company. i. Tax – At this stage, there is the benefit of franking credits. That means that the individual only has to pay top-up tax on company taxes already paid. ii. Liability – The Company is set up with the same liability as a person, and can sue or be sued. This protects the individual’s personal assets. iii. Finance – There is more flexibility in distributing profits to shareholders and it is easy to pass on or sell ownership. iv. Wellbeing – It is more complicated to set up a Company, but the long term benefits are worth it.

4. Trust – this is an organisation run by a trustee to listed beneficiaries. i. Tax – Trusts typically do not pay tax, provided they distribute all of the profits. ii. Liability – The trustee is liable for any debts and decisions. iii. Finance – Flexible in distributing profits to beneficiaries. iv. Wellbeing – This is an organised way to manage the wealth of an individual, family or company.

Whether you’re setting up a business, considering expansion options or hoping to simplify your way of working, you should evaluate your structure and enlist the professional support of a lawyer, accountant or a business advisor.

The right structure, can really avoid headaches and restructuring costs down the track.

#1 radio station

for all people on the Central Coast* riety a V c i s u More M

RABBIT & JULIE GOODWIN For Breakfast *Xtra Insights Research, Survey #1 2018 released Oct 9, 2018

CENTRAL COAST BUSINESS REVIEW APRIL 2019

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BUSINESS TIPS

M A N U FAC T U R I N G N E W S

Five good reasons not to manage your own business insurance

By Nathan Corrigan, Account Manager, Insurance House Central Coast

RUNNING A BUSINESS can be stressful and time consuming. Savvy business owners will always look for the simplest and most expedient way to streamline their business, but when it comes to purchasing business insurance, a quick and easy online option is not a short cut, just like ringing around to compare quotes is not an efficient use of your time. In fact not having appropriate business insurance may cost a lot more in time and money when it comes to making a claim.

When it comes to protecting your livelihood and business, insurance brokers are worth their weight in gold. Here’s five compelling reasons to trust a broker with your insurance:

1. Faster comparison and results Your insurance broker can quickly take on the task of shopping around to find the best product for your needs. They can weed out the products which aren’t worth your while and present you with a selection of those that will suit your requirements, saving you hours of time analysing the various PDS documents.

2. Brokers understand your business and the risks Every business is unique and your insurance broker will take the time to understand how yours operates. They can quickly identify exactly what types of insurance you will and if required can do a risk audit to confirm.

Understanding exactly what you need can also mean they may find opportunities to bundle your insurance policies and identify cost savings for your premiums.

3. Brokers can translate for you While it is true that insurance product disclosure statements have come a long way from the jargon they once were, understanding the nuances in language and the inclusions and exclusions in a policy still takes some work. Due to their qualifications, brokers can easily explain your policy to you in plain English as well as act as the

middle man between you and the insurance company.

4. Brokers are there for you and not the insurance company You, as the business owner, engage an insurance broker. They are not aligned to any particular insurance product or company but are there for you. They will find the best products for you, but even better, they will manage the claims process if you need to make a claim.

5. Your broker will manage your claim There is nothing worse than calling an insurance company when making a claim, to be given the run around between departments, or submitting your claim only to discover you haven’t included certain facts or documentation, which could adversely affect the outcome.

Your broker can work to secure you everything you are entitled to in terms of claim pay-out, and ensure that all the relevant information is in order.

In short, brokers make your life easier no matter what your business.

To obtain free health check on your insurance program, you can contact Nathan Corrigan on 02 8913 9137.

This article is reproduced from Need a Broker

The perils of being a director or manager of a business just get keeps getting worse

By Warwick Ryan, Partner, Hicksons Lawyers SOMETIMES A LAW is very complicated (ie. the more of obscure parts of the tax act legislation) but does not particularly affect many of us.

Sometimes, it affects us all, but is realistically straightforward to comply with (i.e. speed limits on the freeway).

And sometimes, penalties are very severe (i.e. anti-competitive behaviour) but only affect every small number of us, ie. petrol retailers and paper manufacturers).

Those circumstances – we can deal with.

But what happens when a law becomes hugely complicated, affects a large swathe of society and the penalties are such that you can lose your house.

CENTRAL COAST BUSINESS REVIEW APRIL 2019

Then we have a problem!

Last month, the Federal Court handed down a decision against two directors who were found to have not intended the breach – but had not followed up on enquiries they should have made.

The finding left the individual directors personally liable for $1.1 million in underpayment. Even more frightening – there is no insurance that will cover underpayments (for policy reasons).

In this case, the judge decided that: • The directors exercised control of the situation •A nd although they did not know the individual details of payments to staff - this was because they did not make specific inquiries.

At a practical level, when you’re running a business - large or small – whether as an owner or a member of management, there are so many matters that demand our attention. Overlooking the complex aspects of awards can arise easily; particularly as awards can be very confusing.

Awards are often very complex, uncertain in their terminology and some businesses – even small businesses - can have 3–4

separate awards applying across their different staff members.

In the particulars of this case, the judge even commented that the directors were: “hard-working and apparently honest people caught up in adverse events beyond their control“.

Despite all of that, the 2 directors were found personally liable (alongside the company) for the payment of $1.1 million. In addition, they will face further sanctions by the court by way of civil penalties.

There are so many ways that management of a company can inadvertently breach an award. A simple example is a company losing track of a remote worker taking a lunch break. That simple oversight – if the pattern were to continue long enough can lead to underpayment and penalties $50,000 or more.

Managers – more than ever - are now vulnerable to an allegation of award breach by other employees. In such circumstances, the manager has few protections and can lose their house.

That points to a system that is simply not working!

Chamberlain Group West Gosford shows the way for Continuous Improvement CENTRAL COAST INDUSTRY Connect (CCIC) held its first event for 2019 on the 21st February at the Chamberlain Group, based at West Gosford. It was the first meeting of the Lean Cluster (Continuous improvement) group for the year.

Chamberlain are a global company and are the largest manufacturer of residential and commercial garage door openers and gate access systems in the world.

They acquired local family company Grifco, in 2007, Australia’s leading brand of commercial door openers. Grifco commenced manufacturing in Australia in 1914.

In 2015 CCIC held a Lean networking event at the Chamberlain site to showcase its work in Continuous Improvement (CI). It was then an impressive site. Four years later and Chamberlain continue to be the benchmark for the region in CI implementation.

“They have been on the lean journey for a number of years and it continues to be the way Chamberlain run their operations. Lean is not a one off event but entails cultural change that is led from the top and needs to be embedded into the business to get its full benefits“ said Executive Office of CCIC Frank Sammut.

Since the first Lean Networking event back in May 2015 Chamberlain have been through a business restructure and a change in management. Graeme Sheekey took over as Head of Operations Oceania for Chamberlain Group, in 2017. “From 2012 to 2015 the site implemented Operational Excellence and started the Grifco Lean Journey and we continued to build on this through 2016” said Mr Sheekey.

CCIC Lean Cluster Group meeting at Chamberlain Group’s West Gosford facility Under his leadership the second phase of lean commenced in 2017 and this phase was inspired by the local lean cluster events and visits to local successful manufacturers through the CCIC network.

He engaged with the local Advanced Manufacturing Business advisor who conducted a business review on the opportunities for the operations. The focus of the review was about how the site was going to do business in the future and what needed to change to make this happen.

As a result of this, a supplier improvement program was put in place with key suppliers to reduce inventory and defect levels. A review of work instructions was conducted, and changes made. A three year strategic quality plan was developed that set a futuristic quality goal. A value stream map of the processes on site was done that was used to develop a new factory layout to include automation. Two

Good result for NSW, but the Coast? ing small business is a lie.

Then there is the issue of the findings of the Hayne Royal Commission and recommendations against the finance broking industry which serves as essential service to small business in particular apart from everyone buying a home.

A Shorten / Union Government will implement Hayne’s recommendations wiping out the finance broking industry and handing the Big 4 Banks (who have proved their willingness to fleece their customers legally and illegally) a virtual monopoly on finance.

Australia cannot operate without the finance brokerage industry and while the Morrison Government understands that Labor doesn’t get it.

Finally, in terms of Labor’s policies on Capital Gains Tax and Negative Gearing, this will wipe out a very large slice of investment in the home building industry

robotic cells have since been installed. Lean training was rolled out for the entire shopfloor personnel providing them a Certificate 3 in competitive systems and practices.

The site’s lean focus goes to all aspects of the operation with the team creating a safety logo and culture that has delivered 12 months without a safety incident, a record that has not been matched by any other operation in the global network. The importance and success of this is due to the employee engagement in the process.

The Chamberlain team are now looking at rolling out a Sustainability / Environmental Strategy, a continuation of training to the next level and importantly to continue to celebrate wins that the Gosford site continues to achieve.

Chamberlain employ 100 people in Australia of which around 40 are employed at the West Gosford site.

CONTINUED FROM PAGE 8

overnight. The building industry is a substantial part of the national economy and watering a major source of investment will go straight to the bottom line of the national economy.

Don’t these people understand where money comes from?

Well, that was a silly question! The Labor Party has always viewed money as something that simply grows on trees and the so called “rich” people (anyone earning over $150,000 per year according the Shadow Treasurer) are the trees. All they have to do is tax them.

And then there is the Dividend Imputation Credits that apply to investors who across the country are just mums and dads and retirees.

Labor Government, the most dysfunctional government Australia has ever seen.

Wages went through the roof, businesses went broke everywhere, the unions ran the show and strikes were an every day occurrence; blackouts, no trains, wharves closed down. It never stopped.

It took the Hawke / Keating / Kelty triumvirate to fix and which the Howard/ Costello government continued and we have been living with that ever since.

Not anymore if we end up with a union led Shorten Government.

Unfortunately no one under the age of 40 remembers the days of the Whitlam

Edgar Adams Editor

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FUNNY BUSINESS

THERE WAS ONCE a young man who, in his youth, professed his desire to become a great writer.

When asked to define ‘great’, he said, “I want to write stuff that the whole world will read, stuff that people will react to on a truly emotional level, stuff that will make them scream, cry, howl in pain an anger”.

He now works for Microsoft writing error messages.

Murphy applied for an engineering position at an Irish firm based in Dublin. An American applied for the same job and both applicants having the same qualifications were asked to take a test by the Department manager. Upon completion of the test both men only missed one of the questions. The manager went to Murphy and said.

Manager: “Thank you for your interest, but we’ve decided to give the American the job” Murphy: “And why would you be doing that? We both got nine questions correct.

This being Ireland and me being Irish I should get the job!”

Manager: “We have made our decisions not on the correct answers, but on the question you missed.”

Murphy: “And just how would one incorrect answer be better than the other?”

Manager: “Simple, the American put down on question #5, “I don’t know.”, You put down “Neither do I.” A job interview is in progress, a bright and experienced accountant is interview-

ing for a position of CFO. He is being interviewed by the members of board of directors and a CEO. During the interview the CEO suddenly asks: “Tell me, what is seven multiplied by three?” The accountant thinks fast and says “22.”

Once the interview is over the accountant goes out, takes out the calculator and finds the answer - 21, disappointed, he goes home. Next morning he gets a call from the CEO, “Hey, you got a job.” The accountant is pleasantly surprised. He cannot but ask, “Thank you very much for the job but what about seven multiplied by three?” The CEO tells him - “of all the candidates we interviewed, you came the closest.”

A nursery school teacher was delivering a station wagon full of kids home one day when a fire truck zoomed past. Sitting in the front seat of the fire truck was a Dalmation dog.

The children started discussing what the dog’s duties might be.

“They use him to keep crowds back,” said one youngster.

“No,” said another, “he’s just for good luck.”

A third child concluded. “No silly, they use the dogs to find the fire hydrant!”

Some people are born great, some achieve greatness, and some hire public relations officers.

The children were lined up in the cafeteria of a Catholic primary school for lunch.

At the head of the table was a large pile of apples. A nun made a note, and posted

on the apple tray: “Take only ONE. God is watching.”

Moving further along the lunch line, at the other end of the table was a large pile of chocolate chip cookies.

One of the children wrote a note, “Take all you want. God is watching the apples.”

There were three men stranded on an island and they found a lamp, so they rubbed it and out popped a genie. The genie told them they all had one wish.

The first man wished, “I wish I was the smartest man on earth”, and poof, the wish was granted.

The second man wished, “I wish I was smarter than the first guy”, and poof, his wish was granted.

It was the third guy’s turn and he wished, “I wish I was smarter than both of them put together”, and poof, he turned into a woman!

Local service.

Global expertise.

For complex office fitouts, you don’t have to look outside the Central Coast region.

Proudly Australian owned, our expert consultants create custom designs, using furniture from the world’s best and Australia’s fastest.

Local Central Coast manufacturer, supporting local jobs

Father: Son, at your age Winston Churchill used be up and out for his morning walk at 5 a.m...

Son: Dad, at your age, he had become the Prime Minister of England.

Quote of the month “I am looking for men who have an infinite capacity to not know what can’t be done.”

Henry Ford

When it comes to furniture, we take care of it all!

How are your

IT and electrical cable management

designs on We are almost a third of the way, how are your big plans shaping up? If you need help getting them on schedule, GBD is here! Our diverse creative team has a proven track record with a passion for excellence. Delivering insightful and imaginative creative solutions to get your plans into shape.

Executive furniture Open plan workstations Conference rooms GRAPHIC DESIGN LOGOS & BRANDING WEB DEVELOPMENT ADVERTISING PHOTOGRAPHY VIDEOGRAPHY

Flexible individual sit/stand workstations Custom storage Soft furnishings

MARKETING & PR DIGITAL & ONLINE

If you need to turn your grand designs into graphic design, email Jeff McGarn at design@gbd.com.au

Breakout rooms

EDITING & MUSIC

See the full range of products and services at: officepace.com.au

suite 3.11 platinum building, 4 ilya avenue, erina

02 4365 6777 • graphicbydesign.com.au EST 1988

CENTRAL COAST BUSINESS REVIEW APRIL 2019

Get in touch: 1300 542 542 Lot 162 Railway Crescent Lisarow NSW 2250

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