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Vol 26 February 2017 Published monthly (except January)

business review SANDRINE GAYMARD Soaring to new heights Stevens Construction to build Bonython Tower Gosford CCGS moves up the Top 100 NSW Schools ranking Plateau Chamber backs Harvest Trail

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Read ersh ip

20,00 0 Cover story

14 Oyster Festival biggest on record

4 Sandrine Gaymard, Ecoline – Soaring to new heights

14 Council increases tourism marketing funding

Business news

15 Gosford development squeaks through the JRPP

7 Stevens Construction to build Bonython Tower Gosford

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9 Plateau Chamber backs Harvest Trail

16 Commercial Industrial properties for sale / lease

10 North wins tender for stage one of Tuggerah Sports Complex

17 Property sales and leasing reports 20 What’s the goss?

10 Central Coast Logistics Forum celebrates 12 months

20 What do I want to achieve in 2017?

11 CCGS moves up the Top 100 NSW schools ranking 11 Macron Music reports record Christmas sales

21 NSW Coastal Management SEPP 2016 – A challenge to property rigfhts

Regular features 6

Edgar Adams Editorial

12 NSW Department of Industry appoints Business Development Manager

Are we a p art of Sydney? Or a stand alone region

12 Caine King elected Chair UDIA Central Coast Chapter

15 Property News

13 Now owners for New York Pizza Bar & Grill Erina

20 Business Tips

12 Business Briefs 19 Residential Prestige Property Report

13 Kelly Cork buys Quattro Restaurant

21 Comment

14 Government funding for two local festivals

22 Funny Business

Contact

Front cover: Sandrine Gaymard

23 BUSINESS SERVICES DIRECTORY

Hear Edgar Adams’ business comment 8.10am each Monday.

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Central Coast Business Review Central Coast Business Review is a Registered Trade Mark of Adams Business Publications Pty Ltd P.O. Box 3259, Erina, NSW 2250 Phone: (02) 4367 0733 Fax: (02) 4367 0744 Email: info@ccbusinessreview.com.au Typesetting by Graphic by Design ph (02) 4365 6777 Print & Distribution by Bromley Direct ph 0412 439 773 © Adams Business Publications 1994. All rights reserved.

Reproductions in any part prohibited. While every effort has been made to ensure all information in this magazine is accurate, no responsibility will be accepted by the publisher, Adams Business Publications. The producer accepts no responsibility for illustrations or photographs supplied by organisations or individuals and/or typographical errors.

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COV ER S TORY

Sandrine Gaymard, Ecoline – Soaring to new heights

By Phaedra Pym

• Resilience, passion and visionary thinking are key traits of the entrepreneur.

• Innovators overcoming obstacles to build what is now a multi-award-winning company • Do something you are passionate about. That way you’ll always be motivated and excited to go to work.

WITH AN INFLUX of tourists hitting the Central Coast over the summer holidays, Central Coast tourism operators like TreeTop Adventure Park at Wyong Creek have just experienced one of their best seasons on record. More than 5,000 visitors over 5 weeks enjoyed the adrenalin rush adventures on offer at TreeTops, including their newest innovation, the Crazy Rider (the world’s first and longest rollercoaster zip line) with similar numbers expected over the remainder of January. TreeTop Adventure Park and its parent company Ecoline Pty Ltd founders and directors Sandrine Gaymard and her husband Frederic Galimard first came to Australia from France as young tourists in 1996 with a hunger for adventure and inspiration. They found both in abundance and two years later returned to embark on a quest to fill a gap in the Australian market for quality, unique and widely accessible outdoor activities and the safety systems to enable this to happen.

True innovators and entrepreneurs, Gaymard and Galimard have successfully combined their shared passion for the environment and adrenalin-fuelled activities through the company they founded in 1998. This followed a “challenging ride” trying to convince the government and the banks that their ideas were legitimate and safe. It took another 10 years before the couple opened TreeTops on the Central Coast, Australia’s first tree-based high ropes course open to the general public.

Since 2009, Ecoline has won a string of awards, including back to back wins from 2013 to 2015 of the Australian Business Award for Innovation and a Highly Commended Regional Exporter accolade in the 2016 Premier’s NSW Export Awards on the back of significant overseas interest in their unique eco-adventure systems, most notably EcoZip®, their patented zip line rollercoaster system. Designed and built by Galimard two years ago, the Crazy Rider allows participants of all ages and physical abilities (even those who are norCENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

Tree Top Adventure Park mally wheelchair-bound) to soar through and around the trees at great height and speed. The first YouTube video released

by Gaymard of the Crazy Rider went viral worldwide and the Central Coast site has since seen a marked increase in overseas visitation. Gaymard and Galimard have also received numerous expressions of interest from overseas tourism operators to have the system built on their sites.

Exporting and building the system internationally for the last eight months, the couple’s first international build was an 800m rollercoaster zip line in La Bresse, France, which opened in June last year.

They have since built a zip line in Fiji and have secured another two builds in France.

Internationally, there is also strong interest from Chinese and US markets.

Today the couple owns and operates four TreeTop Adventure Parks – on the Central Coast (opened 2008), in Newcastle (opened 2009), Western Sydney (opened 2012) and in the Cumberland State Forest, Baulkham Hills (opened December, 2016).

They also designed and operate ‘Wild Ropes’ at Taronga Zoo and have plans to build and operate their first interstate park in Melbourne, hopefully sometime this year.

The couple employs a growing staff of 120 and the company has an annual turnover of $5 million and an impeccable safety record.

They also play a strong role in giving back to the community and have been proud supporters of Camp Quality and Clean Up Australia for many years. All of this certainly keeps the pair, who have four children, extremely busy. In fact Gaymard says her

number one challenge is finding the right balance between work and family/leisure time. But it’s clear that this business is so much more than just a moneymaking venture to this couple. They are genuinely passionate about the benefits it delivers to the community and love what they do.

The Ecoline journey began when Galimard, an experienced mountaineer and graduate in sports management met Gaymard, a marketing manager with a Masters in Sport Management and an MBA, in Vietnam while both were working for a French aid agency. As a marketer, Gaymard is the face of the business. While she focuses on administration, marketing and operations, Galimard focuses on design, construction and safety. Both have an ongoing passion for research and development in their quest to continually improve their products.

Key lessons for innovators • Don’t give up your day job and have more funds on hand than you think you will need It took years for Gaymard to resign from her job as marketing manager for the French Tourism Office in Sydney while Galimard built ropes courses for school camps, both which helped build up their financial resources as they grew the business. “The best advice I ould give anyone starting a business is to have access to more funds than you need and be frugal with your money. We didn’t pay ourselves for years,” said Gaymard.

COV ER S TORY

• Have faith that certain challenges happen for a reason The couple had their sights set on the Cumberland State Forest site for many years before it came to fruition. Missing out on the site in 2010 was seen as a massive blow at the time, however Gaymard feels the rejection was a blessing in disguise. “I don’t think we would have created the rollercoaster zip line had we secured the Sydney site back then because I believe we would have been content with what we had. The decision pushed us to diversify.”

• Appreciate competition “Competition is good because it promotes growth of the industry and creates a bigger market - as long as it’s safe. We actually sell competitors our safety gear because we know it’s the best on the market,” said Gaymard.

• Employ staff based on attitude rather than skills “You can’t teach attitude,” said Gaymard.

“But you can teach the skills as long as you have rock solid systems, procedures and training in place.”

• Be resilient – learn to love the challenges It took many years of battling with the banks, the government and insurance companies before anyone was prepared to listen, let alone back them. They understand all the boxes that have to be ticked so all the hard work and red tape eventually paid off when Ecoline was successful in securing a $200,000 Federal Government grant to build the Crazy Rider.

• Know when to say no When faced with the chance to expand on an enormous scale, it takes discipline to make strategic decisions and learn when to say no.

• Be strategic and resourceful The couple has learned to work with the ebb and flow inherent in any tourism business. “We do our maintenance in the lull after summer, the staff take their leave, and we have our Christmas party in February as that is the only time we can all come together,” said Gaymard. They have also diversified into facilitation, corporate and school groups and unique conference venue hire in their purpose-built suspended tree house at the Central Coast site.

• Cater to cultural difference This is particularly true for anyone looking to export Tree Top Crazy Rider or for those attracting a large number of foreign tourists. By listening to customers, Gaymard has learned to improve international marketing and has recently put two of her managers through Chinese lessons.

• Do something you are passionate about “If you love what you do, you’ll always be motivated and excited to go to work,” said Gaymard.

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EDITORIAL

Edgar Adams discusses local issues

Are we a part of Sydney?

Or a stand alone region THIS IS A conversation that needs to be had. Why? Because no one really knows or understands who, what or where we figure in the scheme of things.

This has come home to me in recent months following the publication of our annual Investment Prospectus which for the past 20 years has focused on the Central Coast being its own region.

With our 201617 Investment Prospectus we took a different view, having spoken to Sydney based investors and property developers.

All took the view that we should focus on being part of Sydney. After all Penrith and Parramatta, while calling themselves Western Sydney see themselves as part of Sydney. They have always seen the advantages of leveraging off what is a global brand while promoting themselves to very good effect.

It is a good point. And so this year’s Prospectus highlights the fact that we are Sydney’s Central Coast.

The aim is to leverage off the fact that we are just an hour from a city that ranks in the

Top 10 Global Cities. A wealthy city of over four million people. Australia’s international gateway, Australia’s main financial centre, a real estate market that continues to attract foreign investors. And on it goes.

The Central Coast has long been part of the Greater Sydney Metropolitan Area but governments both state and federal have always seen us differently when it comes to politics and funding.

Perhaps its our fault because we see ourselves differently.

Undoubtedly part of the problem is the no-mans-land that exists between Wahroonga and Kariong and the river that runs through the middle. It has always been a psychological barrier.

Anyway its time for us to stop looking inwardly and think globally After all with all the new residential developments that are now underway and the investment that is taking place, it is happening.

Our article on Page 14 Council increases tourism marketing funding raises an interesting question.

Whatever happened to the Business / Tourism Development Levy that Gosford Council has been charging all the business ratepayers for the past 25 years?

This levy had always been shown on the Rate Notice separately until a few years ago when that ceased and all the levies were

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grouped together with the general or business rate.

The Business / Tourism Levy is calculated at 1.5% of the business ordinary rate and Council collects better than $200,000 per year.

When introduced this levy was to be applied 50% towards economic development and 50% to tourism marketing and that was the case with Wyong Council contributing an equal proportion which they took from the General Rate.

The economic development share of the levy originally was paid to the Central Coast Regional Development Corporation which morphed into Business Central Coast and when that organisation fell apart one would suppose that council pocketed the funds.

We know that Central Coast Tourism received the funds from Gosford although over the years Wyong’s contribution was always smoke and mirrors and came with strings attached.

We know that CCT did an excellent marketing job however the money that went to the CCRDC and BCC went straight down the drain.

Edgar Adams Editor

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BUSINESS NEWS

Stevens Construction to build Bonython Tower Gosford STEVENS CONSTRUCTION, MULTI award winning Central Coast builder, has been successful in securing the construction contract for Bonython Tower, the first world class residential building in the heart of the Gosford CBD. Commenting on securing the contract Directors, Jason Lewis and Steven Mailey said, “This is a tremendous and exciting opportunity for Stevens Construction, being able to work alongside the developers responsible for kickstarting Australia’s best kept secret.”

Demolition of existing site structures is intended to commence within the first half of 2017, with the construction phase expected to be completed late 2018.

The construction phase is forecast to create work for around 700 tradespeople.

Bonython Tower will be a major boost to the local economy supporting local trades, suppliers and the community.

The appointment of Stevens Constructions follows the approval in midDecember by Central Coast Council of amendments under Section 96 to the original Development Approval in late 2015.

It was subsequent to the 2015 approval that businessman John Singleton acquired the site which he is developing through his property development company, Bonython Property and Investment Pty Ltd. Executive Chairman of Bonython Property and Investment, Paul Anderson, said that the S96 amendments were aimed at creating a beautiful building in the centre of Gosford CBD. “The new design incorporates a groundfloor restaurant café within the building that will be as good as you experience in Melbourne or Sydney,” Mr Anderson said.

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Artist’s image Bonython Tower at Mann Street Gosford Local architect Caine King from CKDS Architecture has worked on the design and redesign of the project from the start.

Gittoes appointed Sales and Marketing Agents East Gosford real estate agents, Gittoes Real Estate were appointed sales and marketing agents for the project prior the Christmas.

Commenting on their appointment Stephen Gittoes said, “Gittoes are proud and excited to be chosen by the Singleton Group as the agency to promote and sell their Bonython

Bonython Tower Display Suite at 26 Adelaide Street, East Gosford Real Estate projects. These standalone developments are backed by John Singleton who has always had a passion and drive to see the Central Coast come of age.

A Display Suite in Adelaide Street, East Gosford has opened to promote the project.

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BUSINESS NEWS

Plateau Chamber backs Harvest Trail The process to gain local THE CENTRAL COAST government start up fundPlateau Chamber of ing, as has been the case Commerce, in a farsighted with all the harvest trails and gutsy move to proconnected to Hawkesbury mote local food production Harvest Inc. to date, has and tourism, has launched been challenging. The value the Central Coast Plateau of a Central Coast Plateau Harvest Trail. The brand Harvest Trail to the local launch, held in late October economy and development at The Springs, Peats Ridge, of jobs and new agricultural was attended by a large production opportunities is number of agricultural, not always understood at resource and community government level. project supporters.

Perhaps the Destination The Central Coast Plateau NSW grant announced Harvest Trail will work in conjust prior to Christmas to junction with Hawkesbury the Central Coast Council Harvest Inc, which promotes a events team for a CC Plateau number of other harvest trails Harvest Festival will give in the Sydney Basin area to momentum ensuring the the Sydney market. This netsupport of the Central Coast work already has a broad folCouncil in the near future. lowing and gives operational A successful outcome flexibility to participants not to this innovative new available previously.

Central Coast Plateau Harvest festival entrant to the local Well known avocado Trail promotion banner calendar will require a subfarmer, Stephen Peruch says stantial amount of input that fresh fruit grown at his from the farm sector to be sustainable into Somersby farm, gives taste value to his custhe future. tomers and he is looking forward to adding The potential for a new era of growth in to his customer base via the harvest trail agricultural development tied to job and website and app. economic growth is there for those who are Tied to the number of interested harvest prepared to look outside the square. trail participants at several community Lorraine Wilson, Chairman of the Central gatherings to discuss the Project since June coast Plateau Chamber of Commerce, last year, the Central Coast Plateau Chamber believes that the CC Plateau Harvest Trail is of Commerce Board believes this Project just one avenue to be taken on the journey has enormous potential to provide a farm to increase the agricultural and tourism experience by direct selling tied to harvest potential to a region which for many dectimes, farm information walks and talks. ades has been known for its sustainable The scope of what can be offered will only agricultural production. be restricted by lack of imagination.

Scot MacDonald appointed Parliamentary Secretary for Central Coast Scot MacDonald MLC has been appointed Assistant Minister for Planning and Parliamentary Secretary for the Central Coast.

In the previous Baird Government Mr MacDonald was Parliamentary Secretary for the Hunter and Central Coast.

The fact that Premier Berejiklian has separated the two roles is a big positive for the Central Coast indicating that she recognises there is a big difference in the two regions and each needs a dedicated representative.

Mr MacDonald said “I am very pleased to be continuing my role on the Central Coast. It is an important region, with a rapidly growing population and newly amalgamated Council to bed down. With my added responsibilities in assisting the Minister for Planning, I believe I will be in a strong position to support the Coast in the years ahead.

“I am calling on the Labor MPs on the Central Coast to use this opportunity to rise above being protest representatives focused on local government issues. We need a positive vision for the region rather a continual negative narrative from the ALP. The NSW Government has put the State in a strong position. We now need members of parliament pulling together for the benefit of the community.”

Another very important move on the part of the Premier is that she has given the job of Minister for Western Sydney formerly held by Premier Baird, to someone else (Stuart Ayers).

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NEWS

North wins tender for Tuggerah Regional Sport Complex CENTRAL COAST COUNCIL has awarded the contract for the construction of stage one of the Tuggerah Regional Sport and Recreation Complex to North Construction.

The $23.71 million sporting complex will include a premier ground with another 9 playing fields, cricket pitches, public amenities including change rooms, canteen facilities, store rooms and parking at Lakes Road, Tuggerah. The project was made possible with the support of the Australian Government’s $10 million National Stronger Regions Fund and Council’s $13.71 million.

The final stage of this project will see construction of an indoor sporting centre incorporating six basketball courts, amenities, sporting offices, a kiosk and a 3000 seat grandstand to bring the total value of the complex to $53 million.

Norths Construction also built The Art House in Wyong for which they won a 2016 Master Builders Association Award.

Local architects, CKDS Architecture were selected to design the complex.

Site plan of the proposed Tuggerah Regional Sport Stadium (Courtesy CKDS Architecture)

Central Coast Logistics Forum celebrates 12 months The Central Coast Logistics Forum was founded twelve months ago and provides an opportunity to meet like-minded people in the logistics sector to share challenges, brainstorm solutions and develop positive relationships with other logistical organisations based on the Coast.

The forum is co-ordinated by Forsythes Recruitment and supported by the NSW Department of Industry.

Join the Central Coast Logistics Networking Forum on Friday 17th March 2017 from 8am to 10.30am hosted by TrendPac, Berkeley Vale.

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NEWS

Macron Music reports record Christmas sales ONE OF THE Central Coast’s best known retail brands, Macron Music has reported the best trading period for the business in fifteen years.

Owned by Anthony Ursino, who bought the business in 2015 after working for the previous owners Peter and Kerry Rohr since 2009, the business operates from premises at Erina Plaza, Erina.

Since buying the business Mr Ursino has substantially increased stock levels adding fifteen globally recognised musical instrument brands to an extensive range of guitars, drums, keyboards and other instruments along with accessories.

Macron also offers a guitar repair service and operates the Macron Music School offering lesson in guitar, bass, piano, vocals and drum. The School currently has 200 students.

Macron Music store – Erina Plaza Mr Ursino said that Macron Music’s Online Music Store which he introduced since buying the business, is now con-

Anthony Ursino tributing to the business’s turnover as well as serving to drive personal shoppers to the store.

CCGS moves up the Top 100 NSW Schools ranking Central Coast Grammar school report that they are delighted to again be ranked in the Top 100 NSW schools based on this year’s HSC results.

Headmaster Bill Low said, “The rank of 70 is a significant improvement for the school and testament to a wonderful team effort by teachers and students. Our school community can deservedly feel very proud of the 2016 HSC results.”

“The teaching staff were delighted to see five students honoured in the NSW Board of Studies All Rounders List. Staff, students and parents should be very pleased that the high level academic performance was across all Departments in

the school. A number of students achieved very high ATARs in excess of 98 with Dux Yeji Kim scoring 99.7. One third of our students achieved an ATAR over 90 and 16% achieved an ATAR over 95.”

“I thank the Year 12 cohort for their very significant contribution to the school, not only in the academic area but in building high expectations and a strong sense of community and wellbeing.

All of our talented and hardworking teaching staff from Kindergarten to Year 12 have contributed to this success and I congratulate them all. These fantastic results build on continually improving academic performance over a number of years.”

“As impressive as our academic performance is, we are also very focused on providing the broadest range of opportunities for students including sport, performing arts, public speaking, debating and international programs. Central Coast Grammar School is not a selective school and our students enjoy a balanced education in an industrious and supportive environment that develops character, leadership and resilience.”

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BUSINESS BRIEFS

NSW Department of Industry appoints Business Development Manager

Mark McClean THE NSW DEPARTMENT of Industry has announced the appointment of Mark McClean as Business Development

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Manager with a prime responsibility for the Central Coast region.

Mr McClean is a highly skilled marketing and business development professional, with experience across a range of industry sectors including industrial construction, shipbuilding, defence, mining, infrastructure, manufacturing, oil & gas, information technology, and retail.

Originally from Northern Ireland, he holds a First Class Honours Degree in Business Studies from Newcastle Business School, Northumbria University (UK). He has worked with a number of international organisations including assisting in expanding Norwegian SMEs to establish operations in the UK’s Oil and Gas sector as part of the North East of England’s inward investment strategy.

Over the last five years, since moving to Australia, Mr McClean has been developing a number of corporate brands within some of Australia’s largest construction and naval shipbuilding companies.

He has a wide experience specialising in corporate strategy, advertising, digital marketing, brand development, product development, customer engagement, communications, business planning, media and government relations, industrial relations, event management and tendering.

He has been involved in the establishment of many successful regional initiatives, and is passionate about creating economic growth within the Hunter & Central Coast region

Caine King elected Chairman UDIA Central Coast Chapter

Caine King Well known Central Coast architect Caine King from CKDS Architecture has been elected Chair of the Urban Development Institute of Australia (UDIA) Central Coast Chapter.

Mr King was formerly Vice Chair. He succeeds Pauline Wright who was Chair for the past four years.

Chris Smith, Senior Town Planner at ADW Johnson was elected Vice Chair.

The UDIA is Australia’s leading development industry body representing over 500 member companies in NSW. The Central Coast Chapter was established some fifteen years ago.

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BUSINESS BRIEFS

Kelly Cork buys Quattro Restaurant at Platinum Erina

New owners for New York Pizza Bar & Grill Erina

Kelly Cork Having sold her Erina Subway Franchise, Kelly Cork has bought Quattro Restaurant at Platinum Erina.

Ms Cork bought the Subway Franchise in 2008 and operated until November 2016.

She also owns the Coffee Guru Franchise at Kincumber Village Shopping Centre which she opened in 2012 and intends retaining it.

Ms Cork said that she wants to reestablish Quattro as a ‘place to meet’ for business people and professionals. “We will also cater for board meetings and business functions,” she said.

Justin and Maryane Rendel Justin and Maryane Rendel have purchased the New York Pizza Bar & Grill at Fountain Plaza Erina.

Mr Rendel will be remembered from the time he operated To Go Burgers at North Gosford from 2009 to 2012 which was highly successful.

The New York Pizza Bar & Grill was established by Tim Gunasinghe and

Nicole Schweitzer-Gunasinghe and Michael and Diana Jones three years ago to create a new food offering in Erina.

Formerly from California Mr Rendell said his plan for the business is to simplify the menu and introduce an American lunch menu and make the New York Bar great again.

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TOURISM NEWS

Government funding for two local festivals PARLIAMENTARY SECRETARY FOR the Central Coast, Scot MacDonald MLC, announced in December that Gosford’s newest food and wine events, the Harvest Trail and Toast the Coast Festival, will be awarded up to $20,000 each from the NSW Government’s new 2017 Incubator Event Fund.

Mr MacDonald said the Fund, managed by the State’s tourism and major events agency Destination NSW, assists regional events in their infancy by growing attendance and boosting the local visitor economy.

“Events play an important role in reflecting the unique character of our region and

Oyster Festival biggest on record Meanwhile the Brisbane Water Oyster Festival held in midNovember last year saw a record 30,000 plus visitors pouring through the event reports Peninsula Chamber of Commerce President Matthew Wales.

Established in 2000 by the Peninsula Chamber this Festival Is one of the most successful and longest running festivals on the Central Coast.

"We were absolutely amazed at the record crowds with over 30,000 people visiting the Oyster Festival", said Mr Wales.

The reconfigured event has continued to break records each year it is held. With the old TESROL site closed for construction, the event layout was changed to include the Ettalong Diggers car park".

Combined with a 30% increase in stalls, the new layout proved a huge success.

Mr Wales said, "The event also saw big increases in the number of visitors using the Palm Beach Ferry with big queues at the Palm Beach Ferry Wharf".

"The importance of such events cannot be underestimated as a way of promoting the local oyster industry, boosting the local economy and spotlighting the Woy Woy Peninsula".

"There is no doubt that the Brisbane Water Oyster Festival has become truly iconic with the capacity to showcase the local area like no other event", he said.

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

I am delighted that both the Harvest Trail Festival and Toast the Coast Festival will receive funding in Round One of the 2017 Incubator Event Fund,” Mr MacDonald said.

NSW Minister for Trade, Tourism and Major Events Stuart Ayres said the festivals were two of six successful events in Regional NSW being held in January to June 2017 that will receive grants through the new Fund.

“Tourism is booming across our State, with Government support for Regional NSW higher than ever before,” Mr Ayres said.

The 2017 Incubator Event Fund offers a one-off annual grant of up to $20,000 to

those staging an event for the first or second time to fund elements such as staging, venue hire, research, marketing and publicity activities. Round Two applications for events held in July to December 2017, are due to open in February next year.

The Fund is part of the expanded Regional Flagship Events Program which also includes the Flagship Event Fund and the Event Development Fund. For more information on the Program, go to http:// www.destinationnsw.com.au/rfep.

The Toast the Coast Festival will be held on 1 April 2017 and the Harvest Trail Festival will be held on 10 & 11 June 2017.

Council increases tourism marketing funding Central Coast Council is looking to increase its direct funding for tourism marketing for the Central Coast and will seek to engage an organisation to deliver on a three year regional strategy.

Council’s Administrator, Mr Ian Reynolds, said that the timing was right for Council to examine its approach to tourism.

“Destination NSW’s new regional tourism model and the projected population growth expected on the Central Coast has changed the tourism landscape. Council is looking to find the most effective strategy to deliver better economic returns and jobs for our growing community,” Mr Reynolds said.

“Tourism is a significant industry on the Central Coast employing over 12,500 people and generating $912 million a year for the regional economy.

“Around five million visitors visit the Central Coast each year and visitor growth trends tell us that the Central Coast also has the potential for far greater capacity, which we need to harness.

Central Coast Council is committed to investment in tourism for the region.

Council currently delivers this through direct funding to the external organisation, Central Coast Tourism Inc. to conduct destination marketing and management activities in collaboration with the tourism industry. Additionally, Council contributes financially towards stimulating the visitor economy through events, sponsorship, major infrastructure projects and care of the region’s natural attractions.

Council’s current funding arrangements with Central Coast Tourism are due to expire on 30 June 2017. Council has been in discussions with Central Coast Tourism for some time about what future models might look like. Administrator Ian Reynolds said “Tourism is most successful when there

is collaboration among the private sector, industry interests and government”.

“Together with industry, Central Coast Tourism has helped support growth in the visitor economy, drive awareness and visitors to the Central Coast region, and particularly lead an increase in the Sydney short breaks market.”

Mr Reynolds added that Council was not waiting for the impacts of recent changes to Destination New Wales regional tourism model to take effect but was going to act in the best interests of the Central Coast now.

“The roll-up of the Central Coast into a collection of visitor destinations that includes the Hunter Valley, Blue Mountains, Lake Macquarie, Port Stephens, Hawkesbury, Newcastle and Penrith for consumer marketing activities, gives even more impetus for the Central Coast to continue its own strong positioning and capitalise on the projected visitor growth being driven by Destination New South Wales,” Administrator Ian Reynolds said.

Central Coast Tourism will continue to deliver activities through to June 2017, including working on the region’s next Destination Management Plan.

“I encourage the tourism industry to get involved in helping build the Destination Management Plan and help better shape the tourism potential of the Central Coast,” Administrator Ian Reynolds said.

The Expression of Interest for tourism marketing and management is open to all suitably qualified organisations including Central Coast Tourism. Applicants will be required to demonstrate how marketing will be delivered in collaboration with industry and other partnerships; and that activities can meet performance indicators around visitor growth rates, intentions to travel and industry satisfaction.

NEWS

Revised Gosford development squeaks through the JRPP AT ITS DECEMBER 15, 2016 meeting the Hunter Central Coast Joint Regional Planning Panel approved the mixed use – Retail, Commercial, Restaurant, Residential development and demolition of existing structures at 27 – 37 Mann Street, Gosford, incorporating the old Creighton building which is Local Heritage listed.

However the approval by the JRPP only just got through with the vote going 3: 2 in favour. JRPP Chairman Jason Perica and Ken Greenwald (a former Wyong Councillor) voted against while Abigail Goldberg, Lindsay Fletcher and Bob Ward (a former Gosford Councillor) voted in favour.

Having been deferred by the JRPP one year earlier, at its December 2015 meeting, the developers Rola Property Group Pty Ltd, engaged the services of COX Architects to work in collaboration with Thrum Architects who subsequently prepared new plans following a comprehensive analysis and considered response to the issues raised by the JRPP in December 2015.

The new design resulted in a complete overhaul of the original plans with a number of significant changes some of which are: • The full retention of the Creighton Building and garage, • Retention of the southern garage wall, • Height of the main building has been reduced by 4 floors, • Height of the podium has been reduced by 1 level • The footprint has been significantly reduced,

Proposed development at 27 – 37 Mann Street, Gosford looking north east from Mann Street.

• The proposed tower has now been visually detached from the Creighton Building, The proposed development will see the erection of a new 19 storey (plus 2 basement levels) mixed use building of gross floor area 13,204.6m2 comprising: • Two Basement car parking levels (with total 130 spaces + car wash); • Ground Floor – retail (455.63m2) and

car parking (47 spaces) and the old Creighton building; • Level 1 - commercial (644.49m2) and 28 car spaces; • Level 2 – residential apartments; enclosed heated swimming pool; garbage storage and collection; and external podium; • Levels 2 to 18 – 132 residential apartments and a total of 205 car spaces.

• Outdoor & Building Signs • A-Frames, Banners & Flags • Vehicle Graphics & Magnets • Indoor & Exhibition Signs

Bann ers

SPECIALIST MEDICAL & PROFESSIONAL SUITES

• Full Colour Digital Printing

TUGGERAH 154 Pacific Highway

Ideally located on the Pacific Highway within the established Tuggerah Straight Commercial Centre, these Specialist Medical & Professional Suites are perfectly situated.

Neighbours include Healthscope Medical Centre, PRP Radiology, Pathology, Sports & Spinal Physiotherapy, Chiropractor, Dentist, Psycologists & more.

With a variety of suites available and plenty of parking, opportunities include both ground floor and level 1 suites.

Tuggerah Medical & Professional Rooms range from 13m2 to 24m2 and start from as little as $1,250 per month +GST. Level 1 accessed via lift or stairs hosts suites from 59m2 with the East Wing Professional Suites ranging from 73m2 to 103m2 there is a size to suit a variety of Professionals including Medical, Financial, Legal etc...

Other tenants include BCF, Super Cheap Auto and Romi’s Café and make this an ideal location with plenty of parking.

• Lasercut Letters • Boat & Trailer Graphics le Vehic

ps Wra

• Lightboxes & LED Signs • Retail Shop Fronts • Expo Signs & Displays • Business Cards & Flyers • Safety & Real Estate Signs

3D Signs

Features include • Flexible lease terms • Very Competitive rentals • Excellent parking • Air-conditioning • Carpets, kitchenette • Balcony access for most suites

tuggerah.signarama.com.au

For further details please contact Julie Davies on 4355 5111

Unit 16/10 Pioneer Ave, Tuggerah Business Park

Mon - Fri: 8.30am - 5pm

CALL FOR A

FREE QUOTE

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

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PROPERT Y

COMMERCIAL AND INDUSTRIAL PROPERTY FOR SALE/LEASE

ERINA - PLATINUM SUITE

51m2 (approx) commercial office suite with ducted a/c & secured parking space. There is a lift & disabled access, male & female amenities on each floor & meeting rooms, lounge area & shared kitchen facilities.

LEASE $20,000pa net + GST

TUGGERAH

Large 288m2 high clearance industrial unit with IN2 zoning. It has a 70m2 mezzanine & male & female toilets. Easy access to M1 Mwy & Tuggerah Straight.

FOR LEASE $600 Gross pw + GST

9-11 TATURA AVENUE, NORTH GOSFORD – HUGE PRICE REDUCTION FOR SALE

THE COMMERCIAL AND INDUSTRIAL SALES, LEASING AND PROPERTY MANAGEMENT SPECIALISTS.

Price further reduced by $90,000.00, heavy duty freehold warehouse in North Gosford Industrial Estate. Total net lettable area 1,421m2 approx on 2,737m2 of land zoned IN1 industrial, fully clear span, regular in shape with multiple automatic high and wide roller shutters, rear yard and natural gas $1,400,000.00 + GST.

19 FAUNCE STREET, WEST GOSFORD FOR LEASE $96,000 NET + GST

Last remaining 1 acre block in this estate & its only $160psm + GST! Positioned on a bend, vehicle access for any future development, couldn’t be better! Total site area 4,231m2.

Big price reduction for large manufacturing facility.

Rental was $144,000.00 net + GST now $96,000.00 net + GST. Full brick premises approx 1,381m2 in two sections + 4 mezzanine offices and meeting room 87m2 approx, high internal clearance, 2 monorail cranes, multiple roller doors, internal reception and amenities block. Total land area 2,900m2 with large external hardstand areas.

Operating in Gosford CBD since 1984, Citicoast Realty has a long history of delivering sound advice and reliable, friendly and efficient service.

TUGGERAH - MARINERS BUILDING

20 DELL ROAD, WEST GOSFORD

to discuss your property requirements

VACANT LAND IN WYONG

We have quality commercial office space for sale & lease (office spaces) from 20m2 to 1400m2 (approx).

Centrally located at Tuggerah, close to Tuggerah railway station & the M1 Sydney/ Newcastle Motorway.

WEST GOSFORD - EXCEPTIONAL COMMERCIAL INVESTMENT!

Premium quality office with an excellent tenant on a long term lease with director guarantees & only a few years old in the heart of the Riverside Park.

The Moneywise Building has good depreciation benefits available.

FOR SALE $2,585,000 NO GST

WEST GOSFORD - LARGE FREESTANDING WAREHOUSE & OFFICE High clearance warehouse approx 1383m2 on 4819m2 site, 2 large automatic roller doors, large a/c administration area approx 637m2 with reception, 15 partitioned offices, 2 boardrooms & open plan office space. heavy duty mezzanine approx 337m2 & 3 phase power.

LEASE $239,700 + Outgoings + GST

WEST GOSFORD - FREESTANDING WAREHOUSE

Approx 975m2 of quality freestanding warehouse in a battle axe location. 2 roller doors, clearspan design, existing office accommodation & a very workable & user friendly design. Less than 10 years old.

LEASE $84,000pa net + GST

Ph 4324 1322

FOR LEASE

Two stand alone factory warehouses in West Gosford. Metal clad construction, large open warehouse space with high internal clearance, amenities, sliding doors and roller shutter access, administration area, hardstand area and plenty of parking. Gantry crane can be available in one of the premises subject to terms.

87 Mann Street, Gosford NSW 2250

www.citicoastrealty.com.au

PART LEVEL 2/153 MANN STREET, GOSFORD FOR SALE $500,000 + GST IF APPLICABLE

One strata title office divided into 3 separate suites, totalling 467m2. Two of the suites are currently tenanted with the smallest being vacant and available to lease. Full details available on enquiry.

FOUNTAINDALE INDUSTRIAL UNIT FOR LEASE

255m2 net lettable area, concrete construction, regular in shape, container height roller shutter with high internal clearance and 3 phase power available.

Secure estate with great truck and container access, $27,000.00 including Outgoings + GST. Prices shown with * are inclusive of GST.

4325 0208 83 MANN STREET, GOSFORD 2250 www.chapmanfrazer.com.au

Get results!

ADVERTISE YOUR PROPERTY IN CCBR For further information phone 4367 0733 or email info@ccbusinessreview.com.au

WEST GOSFORD

Excellent high clearance warehouse approx.

220m2 with reception/ showroom area + amenities downstairs & nice a/c mezzanine offices upstairs, positioned in one of West Gosford’s most sought after Industrial complexes.

LEASE $30,400 pa + GST

FUNCTIONAL FACTORY WITH 10 TONNE CRANE 1,057m2 factory/warehouse with small office. High power availability & 3 high clearance doors.

This property benefits from exposure to John Renshaw Dr & is among well established national companies in the popular Beresfield Industrial Area.

LEASE $108,000 pa net + GST

ERINA RETAIL OPPORTUNITY

Approx 113.9m2 retail with on site parking for approx 71 cars. Quality tenants surrounding - Plush, L J Hooker, National Paint & Electricity Co. Includes own toilet & kitchenette.

LEASE $40,000pa gross + GST

STAR HOUSE GOSFORD

125m2 1st floor office suite facing directly onto Erina Street. Carpeted with 3 reverse cycle a/cs, plenty of windows providing great natural light & multiple entry points! Common amenities, tea prep area, minutes to public transport & multi-level council car parks!

LEASE $20,000 pa net + GST

FOR SALE

39 Advantage Avenue, Morisset

12/237 Mann Street, Gosford

Outstanding Freehold Industrial Opportunity available for the Investor or Owner Occupier! & Freestanding, freehold property providing a combination of high yielding return, flexibility and control. & Zoned IN2 industrial & Currently owned and occupied by Power Projects International, astute purchasers will take full advantage of the 12 month lease back. & The property consists of a ground floor office, 4 bedroom caretakers residence and 2 large warehouses with excellent clearance. & Options to lease to single or multiple tenants.

Andrew Dunn 0458 864 236 Brad Rogers 0459 921 122

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

FOR LEASE

Premises now available including full fit out, desks, furniture, chairs and partitions included. & Prime location directly opposite train station and bus interchange & Previously a government department (fair trading and NCAT) extensively fitted out the property and includes: • • • • •

19 workstations 3 executive offices 5 interview rooms/offices Kitchen Amenities

PROPERT Y

SALES

LEASES

Local consortium buys Wyoming investment on 5.67% return

Recycling company leases at West Gosford

Waste and recycling services company JR Richards & Sons has leased an industrial property at 6 Grieve Road, West Gosford.

The property comprises 894 sqm standalone factory with extensive hardstand and offices on a 1,565 sqm security fenced lot.

Terms of lease are 2 years with 1 year option at a rental of $80,000 per annum plus Outgoings and GST. Chris Watson from Chapman & Frazer Pty Ltd negotiated the lease.

A LOCAL DEVELOPMENT consortium has acquired an industrial property at 457 Pacific Highway, Wyoming paying $500,000 (GST not applicable). The property which comprise a 187 sqm factory

Local investor buys West Gosford industrial unit A local investor has paid $310,000 (GST not applicable) for a 144 sqm factory unit at 15 Stockyard Place, West Gosford.

Unit 2 is leased to a sign company at a current rental of $18,583.56 net plus GST. This is the first time that this unit has traded since it was bought in 2005 when the price paid was $302,500 (Source: RP Data).

The sale was negotiated by Tony Myers and Ben Purdue from Raine & Horne Commercial.

North Gosford vacant industrial site sold A Sydney investor has paid $235,000 (GST not applicable) for a 424 sqm industrial lot at 110 Showground Road, North Gosford.

Chris Watson from Chapman & Frazer Real Estate negotiated the sale.

Owner occupier buys West Gosford unit An owner occupier has purchased Unit 7 at 10 Enterprise Close, West Gosford paying $375,000 plus GST. The 228 sqm unit is part of a eleven unit complex built in 2004.

Chris Watson from Chapman & Frazer Real Estate negotiated the sale.

building on a 487 sqm lot is leased to a dance studio at a rental that provides the new owners with a return of 5.67% net per annum. Brad Rogers from Raine & Horne Commercial negotiated the sale.

Sydney investor buys Gosford retail strata A Sydney investor has paid $142,500 (GST not applicable) for a 54sqm retail strata property divided into two tenancies in Central Plaza Arcade, 153 Mann Street, Gosford.

Dan Mason from Chapman & Frazer Real Estate negotiated the sale.

North Wyong industrial lots sold Bernie Nash from LJ Hooker Commercial Central Coast reports that they have sold a fully serviced vacant industrial lot of 3,135 sqm at Lot 12 Amsterdam Circuit, North Wyong.

Price was $502,680 plus GST - $162 per sqm.

Also sold was Lot 30 Palm Tree Road, North Wyong, a level industrial lot of 3,000 sqm for $490,000 plus GST - $163 per sqm Investor buys Erina industrial A local investor has purchased Unit 1 at 13 Bonnal Road, Erina part of a 5 unit complex built about 25 years ago.

The unit comprises 150 sqm warehouse space plus 110 sqm partitioned office and 110 sqm mezzanine.

Price paid was $580,000 plus GST. Craig McMullen from Citicoast Realty negotiated the sal.

Career management company leases at Highpoint Erina Career management company Total Focus Australia has leased a 64 sqm commercial suite in Highpoint, 257-259 The Entrance Road, Erina.

Terms of lease are 3 years with 3 year option at a rental of $25,000 per annum including Outgoings plus GST. Dan Mason from Chapman & Frazer Real Estate negotiated the lease.

Food manufacturer leases kitchen Food manufacturer Nutmeg Cakes & Cookies has leased a 92 sqm commercial kitchen on the first level of the Palm Court retail complex at 172-176 The Entrance Road, Erina. The premises includes cool room and goods lift.

The lease is for a term of 14 months at a rental of $14,500 including Outgoings and GST. Ben Purdue from Rain & Horne Commercial negotiated the lease.

Subway releases at Erina Fast food restaurant, Subway, has negotiated a new lease on Shop 1 at 172-176 The Entrance Road, Erina, a 98 sqm retail space.

Terms of lease are 3 years with 3 year option at a rental of $57,500 per annum including Outgoings plus GST. Ben Purdue from Raine & Horne Commercial negotiated the lease.

Fitness business expands at Erina leases Fitness business, Cohort Crossfit, has leased Unit 3, 217 The Entrance Road, Erina, of 505 sqm to allow for its consistent growth and gain maximum exposure.

CONTINUED ON PAGE 18

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

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PROPERT Y

CONTINUED FROM PAGE 17

Terms of lease are 3 years with 3 year option at a rental of $75,000 per annum plus Outgoings and GST. Brad Rogers and Andrew Dunn from Raine & Horne Commercial negotiated the lease.

Telco leases in Gateway Centre Gosford National telco company, TPG has leased a 150 sqm street level suite in the Gateway Centre, 237 Mann Street, Gosford.

Terms of lease are 5 years with two 5 year options at a rental of $12,000 per annum including outgoings plus GST. Andrew Dunn from Raine & Horne Commercial negotiated the lease.

Disability services organisation leases at Erina Central Coast Disability Network has leased a 313 sqm commercial building at 4 Karalta Lane, Erina formerly occupied by the Roads and Maritime Services.

Terms of lease are 5 years with 5 year option at a rental of $90,000 per annum plus Outgoings and GST. Dan Mason from Chapman & Frazer Real Estate negotiated the lease in conjunction with Nicole Gunasinghe from CommercialHQ.

Restaurant operator leases at Green Point Village Chefs Marco Jager and George Nouri who operate the Engage Restaurant at North Gosford have leased Shops 1 and 2 of 166 sqm at Green Point Village on the corner of Avoca Drive and Sun Valley Road, Green Point and will relocate.

The lease is for 10 years with no option at a rental of $56,000 per annum plus Outgoings and GST. Andrew Dunn from Raine & Horne Commercial negotiated the lease.; Eye surgery leases at Woy Woy An eye surgery practice has leased medical premises at 109 Blackwall Road, Woy Woy. Terms of lease for the 95 sqm space are 5 years with two 5 year options at a rental of $35,000 per annum plus Outgoings and GST. Andrew Dunn from Raine & Horne Commercial negotiated the lease.

Fairlite Plastics leases at Somersby Plastics suppliers and fabricators Fairlite Plastics has leased Unit 1, 58 Pile Road, Somersby, an 807 sqm industrial unit.

Terms of lease are 000000000 at a rental of $74,782 per annum plus Outgoings and GST.

Andrew Dunn from Raine & Horne Commercial negotiated the lease.

Tyre company leases at Berkeley Vale Supa Cheap Tyres has leased Unit 1 a 398 sqm high clearance factory/warehouse unit at 1 Apprentice Drive, Berkeley Vale.

Terms of lease are 1 year with 2 year option at a rental of $35,820 per annum including Outgoings plus GST. Mark Davies from McGrath Central Coast negotiated the lease Technology company leases at West Gosford A technology company has taken a 2 year lease with no option on Unit 1, 15 Stockyard Place, West Gosford at a rental of $19,000 per annum including Outgoings plus GST David Tawyer from Citicoast Realty negotiated the lease.

Graphic designer leases at West Gosford A graphic designer has leased part of Unit 2, 10 Stockyard Place, West Gosford.

Terms of lease for the 115 sqm space are 3 years with no option at a rental of $18,000 per annum including Outgoings plus GST. The lease was negotiated by Craig McMullen from Citicoast Realty

Get results!

ADVERTISE YOUR PROPERTY IN CCBR For further information phone 4367 0733 or email info@ccbusinessreview.com.au CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

RESIDENTIAL PRESTIGE PROPERT Y REPORT

Umina beachfront luxury with ocean views

The property: 218 The Esplanade, Umina Beach. This brand new architect designed full brick luxury residence with 5 very large bedrooms and huge livings areas feature ocean views from most rooms. Features include gourmet kitchen, ‘in-slab’ heating, ducted air conditioning, ducted vacuuming, custom built marble bathrooms, 3 car garage, comprehensive landscaping with

lighting and automated watering.

The price: $3,580,000 The buyer: A Sydney businessman The sale: The property was on the market for 6 weeks and was marketed using PRD Nationwide’s specialised prestige marketing programme.

The agent: Stuart Gan from PRD Nationwide Ettalong Beach

Sydney investor sees Umina Beach opportunity

“Wallara Beach House”, the ultimate holiday property

The property: 2A Tourmaline Avenue, Pearl Beach. This superbly designed and magnificently styled luxury beach house is comprised of 2 “Hamptons style” pavilions each with its own living area, this 4 bedroom residence on a 750sqm block is almost on the beach. It features three separate living areas, parent’s retreat with ensuite and living, air-conditioned, fireplaces and integrated sound system.

The property has established holiday letting returns of over $140,000 per annum.

The price: $2,250,000 The buyer: A French investor The sale: The property sold in 9 days utilizing PRD Nationwide’s specialised prestige marketing programme.

The agent: Stuart Gan from PRD Nationwide Ettalong Beach

From Forresters Beach in the north to Patonga in the south we have been writing and rewriting the record books since 1998!

• Over 20 years personal experience in prestige property sales!

• Waterfront and beachfront properties • Development sites

The property: 204 The Esplanade, Umina Beach. Recently completed architect designed absolute beachfront duplex each with 3 bedrooms and 180 degree ocean views has endless investment and living options.

The price: $3,150,000 The buyer: A Sydney investor The sale: The property was on the market for 8 weeks and sold after auction.

The agent: Stuart Gan from PRD Nationwide Ettalong Beach

Contact: Stuart Gan PRDnationwide Ettalong Beach www.prdettalong.com Office: 02 4344 5580 Mobile: 0407 454 974

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

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BUSINESS TIPS

ADVICE What’s the Goss?

MPLOYERS

ur arge can anage rce, r trade reduce s comp

By Warwick Ryan, Partner, SWAAB Attorneys

ck Ryan com.au SOME THINGS ARE so obvious that

they go without saying. In the employ-

s ment sphere, it’s obvious that employees um Building, shouldn’t steal from you or be violent RINA NSW 2250

there’s no need to have a workplace policy to establish that.

The use of social media, however, is one of those areas that without clear guidelines there is a potential for employees to misunderstand what is expected of them. The advantage of putting such rules in a policy, rather than an employment contract, is that as a matter of law, a contract cannot be changed without both parties agreeing. A properly drafted policy can be amended at the employer’s discretion.

This fact is especially important for an area like social media where it rapidly changes all the time. For example, it would have been unforeseeable a few years ago that rule would have been in place to forbid employees from “tweeting” about the workplace or posting pictures on Instagram.

The kind of matters a good social media policy will cover are: 1 When can employees use social media?

Is it ok for them to be checking their Facebook whilst at work? Should this be only permitted whilst on breaks and only on their mobile phone?

2A re employees allowed to post comments on social media about their employment or that identifies them as an employee? This is important for protecting the business’ reputation. It is also important because employers can be liable for the actions of their employees.

If an employee was not informed that it wasn’t ok to express a negative opinion about a customer online - even in the employee’s own time - it would be difficult for an employer to avoid being held liable for the employee’s actions should

that customer take legal action against the business.

3 Bullying and harassment - it is a fact of modern life that individuals can be targeted and victimised online. Comments made on social media which are made in jest can often be misconstrued and be extremely hurtful. If an employee is unable to work because of the stress of being “cyberbullied” this can be a huge issue for an employer to deal with (and obviously is also terrible for the employee concerned). It is therefore very important to have clear guidelines about what is and is not ok to say about others on social media, even if such comments are made in an employee’s own time.

4 Disciplinary action - it is important to make clear that misuse of social media can lead to disciplinary action and, in severe cases, termination of employment.

This will give the employer the tools to swiftly deal with individuals who deliberately breach the policy.

We would strongly recommend that every workplace implements a social media policy, even it just deals with the four matters above.

What do I want to achieve in 2017?

By David Evers, Director, Robson Partners IT REALLY DOES help to write down what you want to achieve.

Defining your goals will give you a clearer direction and help you make savings and investment decisions with confidence.

Each goal will need to be clear, specific and have a deadline to achieve it.

Once you have a goal, you will need to consider what savings you need to achieve it.

Most of us have great intentions when it comes to saving, but somehow we never seem to get around to making things happen.

Unfortunately, unless you have the discipline to put together the numbers, you’re unlikely to make much headway. What should I do?

A good advisers help can be invaluable.

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

Step 1 – Understand your financial position This involves comparing what you own (your assets) with what you owe (your liabilities or debts). Total assets – Total liabilities = Net worth

When your salary hits your account, you are not tempted to spend it. We often suggest 10% of your income is a good place to start.

Savings can also be directed to reduce debt. Consider:

Step 2 – Prepare a Budget Write down your income and expenditure.

This will give you a picture of your spending patterns and can help you identify areas where you can cut back your spending and use that money to reduce debt.

Paying off non-tax deductible debt first Interest payments on debt used to purchase income producing assets such as an investment property, are generally tax deductible. Interest payments on debt such as your home mortgage, credit card or car loan are generally not tax deductible. If you have both deductible and nondeductible debt, reducing the non-deductible debt first should will minimize the after-tax cost of your interest payments.

Step 3 – Prepare a Plan to Save A popular way to do this is setting up a regular automatic transfer with a pre- determined amount. This is often described as ‘paying yourself first’.

Successfully building wealth is a commitment you make to yourself. The key isn’t about having lots of money, it is consistency and discipline.

Successful savers don’t rely on staying motivated – instead they devise a system to keep their savings plan on track, no matter what.

Many people have their savings deducted directly from their everyday bank account to a separate savings account.

Pay off high interest credit cards Interest charged on credit cards is high, so do your best to pay the balance of any credit card debt in full every month.

A quality advisor can help can help you implement strategies to meet your goals, whether it be to increase income, reduce tax, or even save for a family holiday.

Whatever you goals are, now is a great time to take action, and make a difference in 2017!

MOTORING

The Nature of Competition

BMW HAS ACTED decisively to counter the popularity of Mercedes-Benz’s V8-powered, C63 sedan and coupe.

They have built enhanced `Competition’ versions of the iconic, six cylinder M3 sedan and M4 coupe and rag top convertible. All three have a seven speed, dual clutch (auto) called DCT with six speed manual, a no cost option for purists.

Prices start at $144,615 for the M3, $154,615 for the M4 coupe and $165,515 for the M4 convertible. All prices represent a $5000 premium over the lesser 3-series M cars.

Essentially what you have is an M3/4 with upgraded suspension, steering and differential, recalibrated chassis dynamics and a revised engine computer that makes the twin turbo, 3.0-litre, straight six crank 331kW, an additional 14k over the standard M3/4. Peak torque remains the same at 550Nm. This delivers gains in acceleration and sporty driving performance at a moderate fuel consumption increase with the most economical of the three, the M3 with seven speed dual clutch transmission, capable of sipping premium at just 8.8-litres/100km.

Balanced against that is the four door M3’s ability to clock 0-100kmh sprint in an alarmingly rapid 4.0-seconds.

Apart from huge 20-inch forged alloy wheels and a super aggressive stance you can pick the Competition models by their gloss black body hardware – grille, mirrors, exhaust tips, and they all get an upgraded exhaust for sporty acoustics – in other words, a louder bark punctuated by more snap, crackle and pop when you turn up the wick.

Not much has changed inside between standard M3/4 and the Competition models suffice to say precious little is missing from the list of luxury and safety technology.

By Peter Barnwell

You get head-up display, surround view camera, professional navigation with traffic bulletins, leather upholstery, cruise control with brake function, multi-mode M–Drive for a selection of alternate car set-ups, lane change assist, park distance control front and rear and a 16 speaker Harman-Kardon audio system.

A form of autonomous emergency braking is included along with tyre pressure monitoring and adaptive headlights but this is by no means the extent of goodies on board.

It’s worth drawing attention to the slimline, lightweight sports seats the likes of which haven’t been seen on any other production car to date. How could something so thin, so `abbreviated’ be so comfortable?

But as the name suggests, the Competition models are all about…. well, competition of sorts or more specifically, possible track day excursions for the more enthusiastic owners of which our estimate

would be at least 50 per cent, otherwise why would you buy one?

And on the track is where the Competition M3/4 really shines as it’s a scalpel sharp tool capable of putting down quick times even in the hands of rank amateurs. It has stupendous engine performance available virtually at will, a rapid fire gear change through large wheel mounted paddles and the suspension and special differential combine to hold the car rock solid on the road at ridiculously fast speeds… inherently safe?

Yes. Out on the road, Dr Jekyll becomes Mr Hyde as the M3/4 drives like a (firm) sporty sedan/coupe, trundling along in traffic, cruising on the freeway, making the milk run to the shops.

And it looks amazing with subtle pointers to what lies underneath.

Is it as good as the Benz?

Absolutely.

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

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FUNNY BUSINESS

A WEALTHY INVESTOR walked into a bank and said to the bank manager, “I would like to speak with Mr. Reginald Jones, who I understand is a tried and trusted employee of yours.”

The banker said, “Yes he certainly was trusted. And he will be tried as soon as we catch him.”

As the plane was flying low over some hills near Athens, a lady asked the stewardess: “What’s that stuff on those hills?”

“Just snow,” replied the stewardess.

“That’s what I thought,” said the lady, “but this fellow in front of me said it was Greece.”

A young man asked an old rich man how he made his money.

The old guy fingered his worsted wool vest and said, “Well, son, it was 1932. The depth of the Great Depression. I was down to my last penny.

“I invested that penny in an apple. I spent the entire day polishing the apple and, at the end of the day, I sold the apple for threepence.

“The next morning, I invested money in three apples. I spent the entire day polishing them and sold them at 5:00 pm for one shilling. I continued this system for a month, by the end of which I’d accumulated a fortune of five pounds.”

“And that’s how you built an empire?” the boy asked.

“Heavens, no!” the man replied. “Then my wife’s father died and left us two million dollars A minister told his congregation, “Next week I plan to preach about the sin of lying.

To help you understand my sermon, I want you all to read Mark 17.”

The following Sunday, as he prepared to deliver his sermon, the minister asked for

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a show of hands. He wanted to know how many had read Mark 17. Every hand went up. The minister smiled and said, “Mark has only 16 chapters. I will now proceed with my sermon on the sin of lying.”

An accountant dies and goes to Heaven.

He reaches the pearly gates and is amazed to see a happy crowd all waving banners and chanting his name.

After a few minutes St. Peter comes running across and says, “I’m sorry I wasn’t here to greet you personally. God is looking forward to meeting such a remarkable man as yourself.”

The accountant is perplexed. “I’ve tried to lead a good life, but I am overwhelmed by your welcome,” he tells St. Peter.

“It’s the least we can do for someone as special as you are. Imagine, living to the age of 123 and still looking so young,” says St. Peter.

The man looks even more dumbfounded and replies, “123 years old? I don’t know what you mean. I’m only 40.”

St. Peter replies, “But that can’t be right we’ve seen your time sheets!”

Quote of the month “The superior man is modest in his speech, but excels in his actions.”

Confucius

Partner 4325 9862

CENTRAL COAST BUSINESS REVIEW FEBRUARY 2017

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THE BMW SUMMER SALES FESTIVAL AT WORTHINGTON BMW. FREE ON-ROADS ACROSS THE RANGE.* Own the Ultimate Driving Machine of your dreams with free on-roads across the BMW range,* including free 12 months registration and CTP and stamp duty, but excluding dealer delivery.

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