Central Coast Business Review

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Print Post Approved – PP100001854

Vol 28 March 2019 Published monthly (except January)

Rob and Bruce Kay Saratoga Quality Meats $10 million to transform Leagues Club Field Gosford Buyers move into first Denny development at Pt Frederick

Page 8 Edgar Adams’ Editorial The Central Coast – he said he would fix Gosford and he has

$2.8 billion Tuggerah Town Centre masterplan announced

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20,00 0 Cover story 4 Rob and Bruce Kay Saratoga Quality Meats – A cut above in a competitive industry

Business news 7 Surge in investor confidence in Gosford 7 City of Gosford Design Advisory Panel≈appointed 9 Stage 1 Central Coast Quarter opened 9 South End Social brings class to Gosford 10 $10 million to transform Leagues Club Field Gosford 11 Food processing business chooses Coast to expand 12 New planning measures for Darkinjung land 13 New name for two well established businesses 13 Central Coast Grammar School hits new highs with HSC results 14 Aubrey Brown Lawyers launches Erina office 14 Sydney building opens Central Coast office 14 Big win for Erina mortgage broker 15 Retireinvest Gosford now Central Coast Financial Planning Group 15 Nexus Smart Hub welcomes new tenants

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16 $2.8 billion Tuggerah Town Centre masterplan announced 17 Buyers move into first Denny development at Pt Frederick 18 Commercial and Industrial Property For Sale / Lease 19 Landmark decision as Council approves Umina residential development 20 Stevens Group Wyong development selling fast 21 New NSW laws on combustible cladding 21 New life for Erina commercial space 22 Residential Prestige Property Report 23 Supply Chain Finance 24 Eye in the Sky – Drones, employees and surveillance 24 Mind your Business – The business owner’s checklist

Regular features 8 Edgar Adams’ Editorial

He said he would fix Gosford and he has!

11 Manufacturing news 14 Business Briefs 16 Property news 22 Residential Prestige Property Report 23 Business Tips

Front cover: Rob and Bruce Kay – Photo: Jeff McGarn

Hear Edgar Adams’ business comment 8.10am each Monday.

Also follow us on Facebook and Twitter

Central Coast Business Review Central Coast Business Review is a Registered Trade Mark of Adams Business Publications Pty Ltd P.O. Box 3259, Erina, NSW 2250 Phone: (02) 4367 0733 Fax: (02) 4367 0744 Email: info@ccbusinessreview.com.au Typesetting by Graphic by Design ph (02) 4365 6777 Print & Distribution by Bromley Direct ph 0412 439 773 © Adams Business Publications 1994. All rights reserved.

Reproductions in any part prohibited. While every effort has been made to ensure all information in this magazine is accurate, no responsibility will be accepted by the publisher, Adams Business Publications. The producer accepts no responsibility for illustrations or photographs supplied by organisations or individuals and/or typographical errors.

Phone 02 4367 0733 Fax 02 4367 0744 Email info@ccbusinessreview.com.au Web www.ccbusinessreview.com.au FRE E valu SEM ed a INA t $1 R 89

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COV ER S TORY

Rob and Bruce Kay – Saratoga Quality Meats WHEN AN INDEPENDENT retailer is considered an anchor tenant of a shopping centre, it is a very big deal. It is even more significant when you learn that the tenant is part of a sector that has seen almost 75% of its stores close in less than twenty years on the Central Coast.

That tenant is local butchery, Saratoga Quality Meats. Operated by brothers Rob and Bruce Kay, the business has done far more than just stand the test of time for thirty-two years. It continues to grow and prosper at a time when the cost of wholesale meat is high, profit margins are down and supermarket giants, Coles, Woolworths and Aldi are a constant threat to independent fresh food retailers.

This is the story of Rob and Bruce’s business journey, a story of resilience, determination and genuine passion for what they have built and the community they serve.

Raised in a single parent household at The Entrance, the brothers left school early to take on butchery apprenticeships. Rob completed his apprenticeship at Frazer Lee Butchers at The Entrance, the proprietor of which owned twenty-three Central Coast butcheries as well as Wyong Abattoir, which operated on the site now occupied

by Westfield Tuggerah. Bruce also started with Frazer Lee’s before moving to Wadlands Butchers midway through his apprenticeship.

Today none of those butchers exist and the three abattoirs that operated on the Central Coast are all gone.

In the mid-1980s, Rob was asked to fill in at Saratoga Quality Meats while the butcher was on leave. On his return to work, the butcher resigned and Rob was offered the job. Within six months he was managing the store and eight years later was given first option to buy the business. Never having run a business before, Rob took a gamble based on “gut instinct” and bought the butchery in partnership with a local butcher with previous business ownership experience. Four years later, Rob bought his partner out with a goal to build the business on his own terms and take it to the next level.

“My business partner at the time showed me how to structure a business, but he also made me realise what I didn’t want to do, and that was to take shortcuts and be like every other butcher,” said Rob. The business was turning a good profit but staffing issues and extremely long hours had taken their toll on Rob. So he turned to Bruce, offering him the opportunity to buy half the business on the

By Phaedra Pym

proviso that he could reduce his hours to spend more time with his children. “I fitted out the shop with brand new equipment and Bruce and I came to an arrangement. That’s how we became business partners. It was a win/win for both of us,” said Rob. They were well suited as business partners from the start. Bruce said, “Rob is the brains and I am the engine. He is front of house and I’m out the back. Numbers and business management come naturally to him.

We each have our niche.”

Business was thriving, staff numbers were growing, the shop was renovated and the brothers had just engaged a good business manager, Jason Bowden. Then everything changed overnight. “It was 3am on Sunday, February 4, 2006. We had just been celebrating the end of a two-year renovation project when we were called with the news that the centre, including our shop, was on fire,” said Rob. “All we could do when we got there was watch $4 million go up in flames.” They spent the next eight months rebuilding, continuing to sponsor the local football club to keep their name and award-winning sausages in the community. “In hindsight, everything happens for a reason,” said Bruce. “The design of the shop after the fire was far superior to the original.” They reopened and it was business as usual at full speed from day one.

Eighteen months later Rob and Bruce bought and rebranded the butchery at Terrigal, which Bruce ran successfully for seven years.

The brothers’ widespread reputation was such that Coles Property Development Group approached them with an offer to lease a store at the newly renovated Kincumber Village. Rob was concerned that one of his other stores would suffer, however fearing potential competition in the high profile location, Rob knew they had to accept the deal. It proved to be the right decision. Within the first week of opening in 2013, Kincumber surpassed Saratoga’s turnover and kept climbing.

Managing three stores quickly took its toll, so with the lease due for renewal at Terrigal, they sold the equipment and closed the doors.

“65% of Terrigal’s business came across to Kincumber,” said Rob. Finally, after thirty years, he decided to “cut the umbilical cord” and close the doors to the Saratoga shop. Within a matter of weeks 80% of the clientele from Saratoga began shopping at the Kincumber premises, which, despite its location, retains the name Saratoga Quality Meats

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COV ER S TORY

due to the strong reputation of the brand, not only on the Central Coast, but also in Sydney and beyond.

With more than 40% of sales derived from valueadded products, the brothers’ next challenge was to find a location from which to cook, smoke and store their produce (Saratoga had been ideal for this purpose). In August 2016 they were given the opportunity to lease the shop next door, giving them the space they needed to extend their range and install workbenches, smoking ovens and new cool rooms. “It’s unreal now, said Rob. “I’m out the front, Bruce is out the back and Jason From Left To Right: Dave Logan , Jason Bowden, Sam Rockchester,Levi Piper, Shane Younger with Proprietors Bruce Kay & Rob Kay (Bowden) is in the middle.

We’ve got space, the store looks immaculate and everyone is where The brothers source their 100% grass-fed beef from Victoria, sow they want to be and perform their best work.” stall-free pork from Victoria and the south coast, lamb from Cowra Today Saratoga Quality Meats in one of just twenty-two indeand chicken from La Ionica, the only company in Australia that uses pendent butchers left on the Central Coast. And the business is the superior air-chilled processing method. Other points of difference performing better as each year passes. Rob and Bruce employ nine include outstanding product knowledge and service, all sausages staff, including two newly qualified butchers, and are planning to and value-added products – including a range of quality ready-made take on their sixth apprentice. meals and bone broths – made fresh onsite, excellent systems and processes that all staff must adhere to, immaculate store presentation Why are they so successful when others have failed? There are a numand cleanliness, unmatched supplier relationships and a reputation ber of reasons. With a motto of ‘Quality before Profit’, Saratoga Quality as an employer of choice. Rob and Bruce are also very committed to Meats sets the benchmark for selling the highest quality produce supporting the local community and are known for their generosmoney can buy in Australia. “A lot of the butchers that went broke miniity. With no advertising or social media presence, their business is mised their costs at the back door instead of looking after the front door. built on word of mouth referral and repeat clientele. Looking back The front door is most important to us,” said Rob. “We make sure it’s cut on where they started and the challenges they have faced, Rob and right, priced right and don’t worry too much about the cost of goods Bruce are justifiably proud of how far they’ve come. coming in the door. If it isn’t the best, it doesn’t come into our store.”

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BUSINESS NEWS

TUGGERAH 18.24 4,956 2,690 8.2 KM TOWN CENTRE 8,107 Tuggerah STRATEGIC CENTRE Town Centre master plan4.5announced KM deliver:

include:

new dwellings

This equates to 11.9% of the Central Coast Regional Plan 2036 dwellings target.

MASTER PLAN

The Central Coast’s new lifestyle destination

HA

SQM

27%

create:

parklands, conservation area and rooftop parks

civic space

provide:

total active transport connections including

of site area provided as parklands, civic space and rooftop parks

ACCOMMODATION HOTEL AND SERVICED APARTMENTS

WYONG ROA

EK

CREEK

EET

HIGH STR

TONKISS

EET

CIVIC HEART

GAVENL OCK ROA D

WESTFIELD TUGGERAH GREEN LINK

MEDIUM -HIGH RISE RESIDENTIAL

MEDIUM -HIGH RISE RESIDENTIAL

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PACIFIC HIG

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EN

GRE LIN LOW-MEDIUM RISE HILLSIDE RESIDENTIAL

WORKING WITH NEIGHBOURING PARTNERS (DARKINJUNG LOCAL ABORIGINAL LAND COUNCIL)

Tuggerah Town Centre opportunity includes:

70.85HA

of land in single ownership across three sites comprising the Gateway, Westfield and Triangle sites.

MEDIUMHIGH RISE RESIDENTIAL AND SENIOR LIVING

ENVIRONMENTAL CONSERVATION (E2) BUSHLAND

CENTRAL TERRACE

ROOFTOP ENTERTAINMENT, LEISURE AND DINING PRECINCT

WESTFIELD SHOPPING CENTRE SITE

TRIANGLE SITE

Mixed Use Retail, commercial and residential

Mixed Use Retail, commercial, lifestyle centre, health and wellbeing, education and residential

Mixed Use Residential, aged care, health and wellbeing

Site area (HA)

Site area (HA)

Site area (HA)

Total New Dwellings

2,279

25.87

Total New Dwellings

1,872

40

80

120

160

TOTAL NEW JOBS

657

Commercial 10% Big Box Retail 39%

3.32 Commercial 23%

Retail 51%

0

EDUCATION PRECINCT

GATEWAY SITE

41.65

This plan is conceptual and is for discussion purposes only. It is subject to further detail study, Authority approval, engineering input and survey.

ENVIRONMENTAL CONSERVATION (E2) BUSHLAND

WORKING WITH NEIGHBOURING PARTNERS (DARKINJUNG LOCAL ABORIGINAL LAND COUNCIL)

K

ENVIRONMENTAL CONSERVATION (E2) BUSHLAND

LAND BRIDGE

MIXED USE RESIDENTIAL, SENIORS LIVING / AGED CARE & HEALTH PRECINCT

HWAY

LIN K

MEDIUM -HIGH RISE RESIDENTIAL MEDIUM HIGH RISE RESIDENTIAL AND SENIOR LIVING

EN

PACI FIC M OTOR WAY

MARDI

HIGH STR STREET

GREEN HEART - PARKLAND, AMPHITHEATRE AND NATURAL SWIMMING POOLS

10,000

over the life of the project

INTEGRATED TRANSPORT INTERCHANGE

RETAIL WAREHOUSE

MIXED USE - RETAIL, MEDIUMHIGH RISE RESIDENTIAL

The construction effort will create an average circa 335 construction jobs per annum over 35 years which equates to an estimated over

FULL STORY PAGEconstruction 16 jobs

MIXED USE - RETAIL, COMMERCIAL & RESIDENTIAL

MARDI CRE

D

INDOOR ADVENTURE PARK

which equates to 10.9% of the Central Coast Regional Plan 2036 jobs target.

Inclusive of the 2,472 existing ongoing jobs this will result in a total of 5,162 ongoing jobs within the Town Centre.

cycle ways

MIXED USE - HEALTH, COMMUNITY AND RESIDENTIAL

OUTDOOR ADVENTURE PARK

Additionally

new ongoing jobs

PACIFIC HIGHW AY

On completion Tuggerah Town Centre will

GRE

6

TOTAL EXISTING JOBS

2,472

TOTAL NEW JOBS

1,885

Accommodation 17% Community, Health and Education 13% Retail 47%

Total New Dwellings

805

Retail 28% TOTAL NEW JOBS

148

Healthcare 18% Aged Care 8% Commercial 48%

$800M

value of investment in site to date

$2.1B

additional investment

200

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BUSINESS NEWS

Surge in investor confidence in renewed Gosford MINISTER FOR PLANNING and Housing The Hon Anthony Roberts MP has welcomed the surge in investor confidence in Gosford since the implementation of the NSW Government’s revitalisation program for the capital of the Central Coast.

“I am pleased to report that since the release of measures to revitalise Gosford City Centre, including the new State Environmental Planning Policy (SEPP) in October 2018, there has been much interest in the city,” Mr Roberts said “Since October the Department of Planning and Environment has received dozens of enquiries from land owners and their consultants with very real interest in a broad range of developments, including commercial, residential, mixed-use and hospital developments. A number of these are State Significant Development proposals with estimated values over $75 million.

“This week we saw a $350 million private hospital development in Gosford City Centre being announced and last week a $280 million mixed-use development.

“Both still need to undergo a rigorous planning assessment process but they are proof there is a much greater belief that Gosford is a city on the rise and a smart place for people to invest and capitalise on the considerable momentum.”

This follows a recent major State Significant Development proposal on the Kibbleplex site.

“The proposal for the $280 million mixeduse development will include commercial, retail, entertainment and residential uses.

(l to r) Paul Walter, Director, Atlas Urban Strategy, Taylor Martin MLC, The Hon Anthony Roberts MP, Sue Dengate Liberal Candidate for Gosford and Adam Crouch MP Member for Terrigal Prior to lodgement of the application, the proposal will be reviewed by the City of Gosford Design Advisory Panel, to ensure it exhibits design excellence,” Mr Crouch said.

Mr Roberts said that the NSW Government had implemented the Gosford City SEPP to put in place the framework to drive further investment in important infrastructure, as well as attract new residents, business, tourists, cultural activity and jobs to Gosford.

“All proposals in the Gosford City Centre valued at $10 million or more will be rigorously assessed by the Department under the new framework with Design Excellence being of paramount importance.

City of Gosford Design Advisory Panel appointed Addressing the media on the roof of the new Financial Services Building in Gosford Mr Roberts announced the appointment of six expert appointees to the City of Gosford Design Advisory Panel Design Reference Group who will provide advice to the Advisory Panel to ensure new developments achieve design excellence.

The appointees are: • John Choi, Director, Chrofi.

• Re Simon Kilbane, landscape architect and academic at the University of Technology, Sydney, CONTINUED ON PAGE 25

CENTRAL COAST BUSINESS REVIEW MARCH 2019

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EDITORIAL

Edgar Adams discusses local issues

He said he would fix Gosford and he has IT WAS FRIDAY 3rd February 2017, 4.00pm and the launch of the display suite for John Singleton’s Bonython Tower in Mann Street, Gosford. There was a small group of people; architects, engineers people like that plus of course John Singleton himself, former Gosford Council CEO now CEO of the Bonython Property Group Paul Anderson and radio 2GB’s Ray Hadley.

Who should walk through the door to officially launch the Bonython Tower Display Suite that afternoon but the Hon Anthony Roberts MP. He had only been sworn in as Minister for Planning in the new Berejiklian Government a few days earlier.

That afternoon Gosford changed forever.

“Now that I am the Minister for Planning I am going to fix Gosford,” he said. ”I have been coming to the Central Coast since I was a kid and every time I pass through Gosford I shake my head. The place is a disgrace and yet it has so much potential.”

Fast forward to April 2017 and the announcement by Minister Roberts that he had appointed Lee Shearer, former NSW Police Assistant Commissioner, to a brand new role of Central Coast Coordinator General to oversee the delivery of the Central Coast Growth Plan 2036. “We want to breathe new life into the centres of Gosford, Wyong and Tuggerah,” he said.

Within a few months Ms Shearer had worked out that there had been heaps of plans for Gosford CBD and all had gone

nowhere but the Gosford Challenge had had substantial community input so using that plan she called in the Government Architect to come up with a plan to revitalise Gosford.

In April 2018 the Minister announced the first recommendations for the complete revitalisation of the Gosford City Centre as the capital city of the Central Coast Mr Roberts also announced the appointment of Michael Cassel as CEO of the Central Coast Regional Development Corporation (CCRDC) to support delivery of Gosford City Centre’s renewal.

In October he announced to a packed audience of the Gosford Chamber of Commerce a suite of planning controls to ensure the future of the City of Gosford including a Gosford City SEPP effectively stripping Central Coast Council of its planning powers of the CBD along with a Design Excllence Panel to review all Development Applications over $5 mllion.

In addition he announced that the government would invest $42 million in underground infrastructure plus $10 million to rebuild Kibble Park and Leagues Club Park.

Last month he was in Gosford again to announce the appointment of the Design Excellence Panel and to report that in the space of less than six months dozens of investors have come forward with development proposals for Gosford.

And then he was at Tuggerah the follow-

Murrays_Erina-tamworth ad_small_update.pdf

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ing day to make the announcement that will see the Scentre Group (owners of Westfield Tuggerah) transform the whole area into a Town Centre at a cost of some $2.8 billion. (See story Page 7) The point about all that is that in the space of two years this Minister has shown what can be done.

Of course you only have to look at his background to see that he is a no nonsense bloke. He served for nine years in the Australian Army Reserve retiring with the rank of Captain and during this time he was deployed to Bougainville to monitor the cease fire following the civil unrest. Since being elected the Member for Lane Cove in 2003 he has held numerous ministerial portfolios and carried out wide ranging reforms in all of them.

There is an election later in March and hopefully the government will be returned. But regardless the Anthony Roberts’ legacy has changed Gosford forever.

The people of the Central Coast owe him a debt for what he and his team have achieved.

Edgar Adams Editor

10:24 AM

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find us on

CENTRAL COAST BUSINESS REVIEW MARCH 2019

BUSINESS NEWS

Stage 1 Central Coast Quarter opened

South End Social brings class to Gosford

South End Social owners Michael Griffiths and Paul O’Donnell

32 Mann Street, Gosford was officially opened on 27 February 2019 by The Hon. Victor Dominello Minister for Finance, Services and Property BUILT BY StHILLIERS, one of Australia’s leading private, integrated property and construction groups the first A-Grade commercial development to be built in Gosford in 30 years was opened by the Minister for Finance, Services and Property The Hon. Victor Dominello MP on 27th February.

32 Mann Street as the building will be known is the first of four stages in the Central Coast Quarter precinct which overlooks Leagues Club Park and Gosford Boat Harbour The six- storey $50 million office building comprises three levels of car parking space for 105 cars and a Net Lettable Area (NLA) of 7,270 sqm.

The building has been built to a 5 star NABERS Energy and 4 star NABERS water rating.

State Government agencies including anchor tenant NSW Department of Finance, Services and Innovation, Central Coast office of the Department of Premier and Cabinet, Long Service Corporation and the Central Coast office of Member Service Centre for First State Super and StatePlus Superannuation which has a 600 sqm space on the ground floor.

Also on the ground floor is South End Social a coffee shop and eatery that has set a totally new upmarket standard for Gosford which is what StHilliers were wanting.

Michael Griffiths and Paul O’Donnell who ran the highly successful eatery, The Rollerdoor Espresso Bar in the Erina industrial estate for the past three years have snared the lease on 32 Mann Street, Gosford and have opened South End Social a upmarket casual eatery and wine bar.

With a fit-out that aims to lead Gosford into a new era of classy dining the new eatery opens for breakfast and lunch every day and dinner from Thursday to Saturday.

Chef Paul O’Donnell said the food offer would include local produce where possible and extensive range of wines from $9.00 per glass to a Grange for $1,000 bottle along with beers and spirits. “We want to bring the best food, coffee and drinks to Gosford and make a difference,” he said.

Commenting on the style of the premises Mr Griffiths said, “we want to be part of the revitalisation of Gosford. This city has a big future and we want to be in on the ground floor.”

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NEWS

$10 million to transform Leagues Club Field Gosford IN MID 2018 NSW Planning Minister, The Hon. Anthony Roberts MP addressed a gathering of Gosford’s business leaders and announced the Revitalisation of Gosford with a commitment of $10 million to transform Leagues Club Field into a regional park and play space as part of the $52 million package to public domain and underground infrastructure works for Gosford City.

Just eight months later, towards the end of February 2019 he stood in the same place and released stunning plans to transform this field into a beautifully landscaped, nature-inspired park and playground to be enjoyed by people of all ages.

Commenting on concepts for the new Park Minister Roberts said, “The Government Architect’s Gosford Urban Design Framework that I commissioned, the blueprint that shapes the continued development and renewal of the city, identified the need to convert this park into a regionally significant space. A show-stopping destination for activity and recreation that will be a major drawcard for tourists and residents alike at the southern gateway of Gosford’s city centre.”

CENTRAL COAST BUSINESS REVIEW MARCH 2019

“The next-level designs that I release here today for the community to have its say on, fit the bill brilliantly.”

The winning concepts from Mike Scott and his team at Turf Design and Environmental Partnerships were developed incorporating feedback from the Central Coast community.

Image of Leagues Club Field And in particular close consultation with the Darkinjung Local who’s energy, expertise and commitment Aboriginal Land Council, to draw on their has been crucial in driving the revitalisation special knowledge and stories of the region of the City, along with her team headed by to ensure those threads are interwoven into Operations Director Greg Sullivan. the park.

Commenting on the announcement Construction of the new Park will be Peter James, Chairman, Central Coast project managed by Michael Cassel CEO Leagues Club, said “the club is very excited of the Hunter Central Coast Development about the announcement today as it will Corporation and is expected before the secure the future of Ray Maher Field whilst end of the year subject to the results of the renewing it as a waterside park, a meeting Public Exhibition process. place for the community and as an indigIn reaching this stage in the Revitalisation enous ceremonial place for future generaof Gosford the Minister paid tribute to the tions to enjoy beside one of the most picCoordinator General for the Central Coast turesque locations on the Central Coast.”

M A N U FAC T U R I N G N E W S

Food processing business chooses Coast to expand FOOD PROCESSING BUSINESS, Food to Nourish, has chosen the Central Coast as the location for the business to expand and in December 2018 moved into a 600 sqm factory unit at West Gosford after operating from a 69 sqm commercial kitchen at Cromer on Sydney’s northern beaches.

Food to Nourish was founded by Danielle Minnebo, a nutritionist, and five years ago in Mrs Mennebo’s the kitchen of, a nutritionist and now has 36 product lines stocked in more than 700 stores.

Mrs Mennebo had identified a gap in the market for genuinely healthy gluten free foods and with her nutrition background set about developing a range of tasty wholefood products made from nutritious, organic ingredients. Mrs Jirwander came on board to market the new products and has created the vibrant and unique labels that distinguish the product at the point of sale.

The West Gosford production facility is certified organic with NASAA, which ensures the processes and manufacturing standards adhere to strict organic guidelines as well as being HACCP certified.

Having nursed the business through its infancy and recognising the acceptance of their products in the marketplace both Mrs Minnebo and Mrs Jirwander saw that the business had the potential to grow if production could be expanded.

The move to West Gosford has been facilitated by the support of a $330,000 Regional Growth Loan from the NSW Government’s Jobs for NSW initiative.

Food to Nourish founders Natasja Jirwanda and Danielle Minnebo The new facility will boost production by up to 40 per cent allowing it to expand sales including exports and create 27 jobs for the region over four years.

Opening the facility Parliamentary Secretary for the Central Coast Scot MacDonald MLC said, “Food to Nourish is a great addition to the Central Coast’s $300 million food and beverage manufacturing industry, contributing to the region’s growing reputation as a quality food production centre.

“We will hire ten staff immediately and by 2022 we hope to have more than 30 staff.

I could never have predicted we would be here six years ago,” Ms Minnebo said. “Jobs for NSW has been a phenomenal help and we would certainly not have been able to expand at this rate without its fantastic support.

“We aim to be one of Australia’s largest health food producers and are thrilled to be setting up on the Central Coast.”

Since moving to West Gosford Food to Nourish has appointed three state distributors for NSW, Queensland and South Australia.

While sales through retail outlets continue to grow online sales are also growing with the target for sales through this channel set at 20%. With the expanded production capacity of the new facility they are now offering a contract manufacturing service for start up businesses working out of small commercial kitchens and from home.

Asked why they had chosen West Gosford to locate their facility, Mrs Jirwander said rent savings compared with anywhere in Sydney was an important factor along with being close to the Expressway.

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BUSINESS NEWS

New planning measures for Darkinjung land IN EARLY FEBRUARY Minister for Planning and Housing, Anthony Roberts, announced a suite of pioneering planning measures to help the Darkinjung Local Aboriginal Land Council better utilise its land giving greater self-determination for the Darkinjung community through the Darkinjung Delivery Framework which encourages better social and economic results from its land.

The Darkinjung Aboriginal Land Council covers all of the Central Coast region and is one of 120 Local Aboriginal Land Councils (LALCs) in NSW established under the Aboriginal Land Rights (ALR) Act 1983.

The measures announced by the Minister align the planning system more sympathetically with the ALR Act, stimulating improved governance, empowerment, strategic planning and more efficient land use and has been welcomed by the Urban Development Institute of Australia (UDIA).

The package includes a State Environmental Planning Policy (Aboriginal Land) 2019 (SEPP), a Ministerial Direction, an Interim Darkinjung Development Delivery Plan, and a Memorandum of Understanding (MOU) outlining how the NSW Government and Darkinjung will work together.

Speaking to Darkinjung and local business leaders in Gosford the Minister said, “It is a very proud moment to stand here with the Darkinjung people and deliver these inventive measures that will help benefit their communities and the entire Central Coast region,” He said the Darkinjung is the largest non-Government landholder on the Central Coast with 3,700 hectares of land and the new planning framework would allow the land to be used in a variety of ways, including residential development, employment lands and conservation plans.

(L to R )Matthew West Darkinjung Aboriginal Land Council Chairperson, Anthony Roberts MP, Minister for Planning, Lee Shearer, Coordinator General for the Central Coast and Geoff Scott CEO Darkinjung LALC with MoU. Photo courtesy Salty Dingo “This initiative includes revised planning processes, legal changes, ongoing collaboration and education between the NSW Government and Darkinjung that are unprecedented in their depth and breadth.

“Importantly, we see potential for this package to roll out to other Local Aboriginal Land Councils, enabling Aboriginal communities across NSW to better achieve economic self-determination from their lands.”

Member for Terrigal Adam Crouch said the measures would enable Darkinjung to maximise land usage.

A Darkinjung Delivery Framework Consultation Paper outlining the inter-related measures - including an explanation of intended effect of the SEPP - received overwhelming support when exhibited from

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16 November to 14 December 2018 - with more than 90 per cent of stakeholders who wrote submissions supporting the plan.

Darkinjung Chairperson Matthew West praised the NSW Government for developing such a bold set of initiatives.

“The release of this package is a historic moment in the journey to self-determination of Aboriginal people on the Central Coast,” Mr West said.

“These are profound measures with the potential to drive positive results for generations to come.”

Coordinator General for the Central Coast, Lee Shearer, said the package implements a key Direction of the Central Coast Regional Plan 2036 (Regional Plan): strengthening the economic self-determination of Aboriginal communities.

“The Regional Plan recognises that encouraging Aboriginal people to gain economic benefit from their land will support broader regional development, environmental and social outcomes,” Ms Shearer said.

More details https://www.planning.nsw. gov.au/Plans-for-your-area/Regional-Plans/ Central-Coast

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BUSINESS NEWS

New name for two well established businesses FOLLOWING THE MERGER of The Cleaning Supply Shop at West Gosford and True Blue Hunter from Newcastle a new company has been formed to carry the business forward to be known as CleaniQ with their Head Office and Distribution Warehouse for NSW being located in an expanded Cleaning Supply Shop facility.

John Taylor who founded The Cleaning Supply Shop 35 years ago at West Gosford, and is recognised as one of the pioneers and innovators in the specialised cleaning product supply sector over more than fifty years, will remain with the merged company as Business Development and Innovation Manager.

Ryan Macdougall, who established True Blue Hunter seven years ago becomes Managing Director of CleaniQ. The Macdougall Family own True Blue Australia’s leading provider of premium cleaning and hygiene solutions to the healthcare, hospitality and industrial sectors established in Sydney in 1986.

Commenting on the name CleaniQ, Mr Macdougall said, the name symbolises the strengths of the two companies with intelligent cleaning solutions whether it be cleaning chemicals, machines, janitorial tools or bulk toilet paper and hand towels.

“As we service customers all over NSW we believe that West Gosford is the ideal location for our centralised distribution warehouse as it is close to the M1, particularly with NorthConnex soon to be completed, for deliveries into Sydney and very convenient for the larger number

Ryan Macdougall and John Taylor of customers who visit our warehouse,” Mr Macdougall said.

“It is believed that 1 in 11 employed people in Australia have cleaning tasks as part of their work schedule and our aim is to make their task easier.

With the merger CleaniQ has a huge knowledge bank in supplying commercial cleaning products and problem solving services combined with a dynamic team of cleaning product specialists. In addition they partner with the best manufacturers to be the ‘one-stop-shop’ for cleaning products and the expertise in how to use them.

The specialist chemicals supplied by CleaniQ includes products for commercial laundries and kitchens, industrial truck washes, mining chemicals such as dust suppres-

sants, bathroom cleaners, healthcare products and general cleaning and sanitising.

The company also stocks a wide range of commercial cleaning equipment and backs it up with service department employing licensed electricians.

Mr Macdougall also said that cleaners are often forgotten when it comes to training and CleaniQ offers training programmes in the latest cleaning techniques and will be setting up an interactive section in their showroom to demonstrate new products.

To further enhance the CleaniQ name the company will be selling their own BrightiQ products produced to meet their quality standards that include toilet paper and hand towels and commonly used chemicals.

Central Coast Grammar hits new highs with HSC results THE 2018 HSC results for Central Coast Grammar School has seen the school ranked at number 56 in the top 100 schools (SMH), an improvement of 27 places from 2017.

Headmaster Bill Low said that he was particularly pleased with the strong results across all areas. He praised the entire class of 2018 for their efforts and congratulated teaching staff for such strong support and skilled teaching. In addition he acknowledged the very significant role played by parents and families in supporting their students’ wellbeing.

Some of the individual achievements of students include: • Seven students were honoured by inclusion in the NSW Education Standards Authority’s All Rounders list for achieving Band 6 in 10 or more units of study. They are Emily Brooks, Emelia Corlett, Emma Farncomb, Elena

Khoury, Zoe Mitchell, Indigo Neville and Jake Vernon-Elliot.

• Four students were named Top Achievers in eight subjects. Top Achievers represent the students who achieved one of the highest places in their subject. They were Emelia Corlett, Elena Khoury, Zoe Mitchell and Jake Vernon-Elliot.

• Outstanding performances were recorded in Society & Culture with Zoe Mitchell ranking 1st and two other students ranking in the top 7 in the state out of 4,500 students. Max Goring was one of 14 students in this subject to be awarded a High Distinction for his Personal Interest Project, which investigated the erosion of civil liberties in Australia and the United States.

• In the Sciences 26% of students gained Band 6 results in Physics, Chemistry and Biology with Jake Vernon-Elliot ranking 2nd in the state in Biology.

Central Coast Grammar School Headmaster, Bill Low • Within the Performing Arts across the subjects of Music, Drama and Dance 55% of students gained Band 6 results with a record number of 16 nominations from the NSW Education Standards Authority. Stephanie Macdougall, an exceptionally talented dancer received two selections to perCONTINUED ON PAGE 25

CENTRAL COAST BUSINESS REVIEW MARCH 2019

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BUSINESS BRIEFS

Aubrey Brown Lawyers launches Erina Office

College East Gosford; and industrial developments in Fountaindale, West Gosford, North Wyong and Charmhaven.

Commenting on the decision to establish a Charmhaven Office, COWYN Director Kell Portass explained it has been a long-held vision of the Board to establish a strong identify on the Coast and the purchase of a Charmhaven industrial estate in 2015 and recent rebrand has paved the way for the expansion.

“We are excited at the prospect of strengthening our relationship with local business whilst expanding our commercial, institutional, industrial and hospitality portfolio across the region” Big win for Erina mortgage broker

Aubrey Brown Lawyers Director Rod Wicks with Peter Kernan, Anna Cruckshank and Ryan Finch Aubrey Brown Lawyers has officially opened their Erina office with a function at Terrigal Surf Club in mid-February to welcome Peter Kernan to the practice.

Addressing over 150 guests including clients, staff and friends Managing Director, Anna Cruckshank, said, “We are really keen to grow our practice and work with new clients, and continue our strong connection with our local community.”

Aubrey Brown Lawyers has been practising on the Central Coast for 75 years, and has 18 lawyers and 35 parale-

Sydney builder opens Central Coast office Based in Sydney since 1954, COWYN Building Group has recently opened a Charmhaven Office to better serve its evergrowing base of valued clients across the Central Coast.

Whilst their history goes back 65 years, the family owned and operated commer-

gal and support staff specialising in a broad range of practice areas including commercial and business law, property law (including conveyancing and property development), litigation, wills and estates and family law.

“Each of our lawyers is available to clients at the new Erina office, or our head office at Tuggerah Business Park,” said Mrs Cruckshank.

“It was wonderful to have the opportunity to celebrate our new office with so many of our clients and friends,” she said.

cial building company with a head office in Bankstown is no stranger to the Central Coast. Two of its Directors Patrick Cohen and Kell Portass are Central Coast natives that have overseen construction of projects in Warnervale including the GP Clinic, Uniting Church and Mackillop College; the Performing Arts Building at St Edward’s

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Mortgage Choice Chief Executive Officer Susan Mitchell said, Mr Knight continues to grow his business while consistently providing excellent customer service and is well deserving of recognition.

“Mr Knight and his team have raised the bar for our franchise network,” she said.

Speaking about his achievement, Mr Knight said he was thrilled to be recognised by the business at a national level.

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BUSINESS BRIEFS

customer service,” said Mr Knight. “On the back of reaching the national Top 100 mortgage brokers for the fourth year running, 2018 was a massive year – it was our 20th birthday as well!” concluded Mr Knight.

Retireinvest Gosford now Central Coast Financial Planning Group

Nexus Smart Hub welcomes tenants Two more businesses have located in the Nexus Smart Hub at North Wyong in recent months – Wendy White Wound Care.

They join a growing list of businesses who have moved into the facility in the past year, many from home offices, and enjoy the collaboration opportunities that the smart hub offers along with super-fast internet connectivity, state of the art office equipment and facilities.

Daniel Brown and Matthew Simpson-Foster The final transformation of RetireInvest Gosford into Central Coast Financial Planning Group (CCFPG) has been completed with new branding in place and the opening of their modern new space in the former NBN Studio site at Erina.

CCFPG expanded through the acquisition of financial advice provider RetireInvest Gosford in 2018. And is closely related to Newcastle Financial Planning Group of which Mr Brown is also CEO. Matthew Simpson-Foster who has been Senior Financial Advisor Newcastle Financial Planning has been appointed Partner and Senior Financial Advisor at CCFP. “For existing RI customers, it’s the same Advice Team they’ve always had managing their portfolios,” says Daniel Brown, CEO and Managing Director.

Wendy White Wendy White Wound Care is one of Australia’s leading independent wound education & consultancy providers. Ms White founded her private practice in 2007 and has near three decades of qualified clinical & educational experience in the specialty of wound prevention & management.

In October 2018 she relocated her business to Nexus Smart Business Hub after four years of weekly sessional access to clinical practice rooms in a GP practice, and two years of renting clinical office space on the Central Coast.

“This move has provided the business

and our growing team access to a modern, friendly and innovative workspace,” said Ms White. “The dedicated and committed Nexus Hub team along with 24 hr access, super-fast internet connection, technology filled meeting rooms, and a common event space has enabled us to launch a new division of our business WOUNDEd, opening opportunities to work with another Nexus Hub business, Karben Training Solutions.

Talking Wounds with Wendy White & Friends - a monthly WOUNDEd event has enabled her business to offer networking and continuing professional development opportunities to face to face attendees (with remote access options), and support membership access to an online WOUNDEd Learning Centre and to develop a dedicated Facebook community. The 2019 educational calendar will culminate in the inaugural 9-night WOUNDEd Conference Cruise to the South Pacific 3rd – 12th December in partnership with Seminar Cruises.

Correction In our February edition we reported on Page 14 Central Coast Council appoints CIO, will head up new Innovation and Futures Department, in respect to the appointment of Peter Auhl.

This was incorrect.

Mr Auhl was appointed CIO. However the proposed Innovation and Futures Department will be headed up by a new appointment to be announced soon.

CENTRAL COAST BUSINESS REVIEW MARCH 2019

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PROPERT Y

$2.8 billion Tuggerah Town Centre masterplan announced

Stewart White, Scentre Group (owner of Westfield) Director, Development and Strategic Asset Management explains the Tuggerah Town Centre masterplan. Seated (l to r) Matthew West, Chair, Darkinjung Local Aboriginal Land Council, Valentina Misevska Chief Operating Officer, Hunter Central Coast Development Corporation and Minister for Planning The Hon. Anthony Roberts MP THE NSW GOVERNMENT has announced that a combined $2.8 billion proposal to transform Westfield Tuggerah and surrounding area into a major hub of employment, transport, leisure, health and education has become the core focus of a Heads of Agreement signed on 27th February.

The proposal from Scentre Group and its partners includes $2.1 billion for the redevelopment and expansion of its Westfield Tuggerah site in conjunction with $700 million of infrastructure works to transform the broader town centre.

Over the next six months, the Hunter and Central Coast Development Corporation (HCCDC), Darkinjung Local Aboriginal Land Council (Darkinjung) and Scentre Group

will work together to examine how best to deliver the significant project.

Minister for Planning and Housing, Anthony Roberts was in Tuggerah to make the Heads of Agreement announcement, and called the proposal a potential “gamechanger” for the northern section of the Central Coast.

“This proposal has the potential to shape how people live, work, play and move around the area, with 18 hectares of parkland; new dwellings; a transport interchange; new health and education services, and expanded retail and leisure offerings,” Mr Roberts said.

The Liberal candidate for the Entrance Brian Perrem said the project would create

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more than 10,000 construction jobs over its 35-year life, and provide 2,700 ongoing jobs into the future, meaning more of today’s locals and their children can live and work locally.

The multifaceted proposal focuses on creating a strong sense of place for the community to enjoy, with two key focal points: a Civic Heart Plaza and Town Centre Park.

The Town Centre Park would be the centrepiece of a proposed 18 hectare open space, including conservation areas, parklands, a lake, adventure playground, innovative green rooftops and bikeways and walkways.

The proposal includes $700 million for the complete overhaul of Tuggerah Train Station to build an integrated transport interchange and associated town centre infrastructure and high streets.

“Including a new interchange as part of this historic proposal for Tuggerah reflects the importance of integrated, efficient transport in building thriving, liveable cities,” Mr Roberts said.

“The interchange would connect and coordinate train and bus services to an 8.5 kilometre active transport network of pedestrian paths and cycle ways.

“Importantly, this proposal would enable people to leave their cars at home and get to where they need to go by using a seamless public transport network or enjoying active transport options.”

The NSW Government has already committed to building a 220-car multistorey commuter carpark and lifts for Tuggerah Station.

The proposal covers 70.85 hectares of land owned by Scentre Group as well as potentially including nearby land owned by Darkinjung.

Darkinjung Chairperson Matthew West said: “This is an unparalleled opportunity for Darkinjung to achieve both social and economic gains for our communities and ensure that future development is sensitive to the significance of Aboriginal Cultural Heritage.”

“Only three weeks ago Minister Roberts launched the Darkinjung Delivery Framework, a suite of planning measures to assist Darkinjung to achieve improved social and economic outcomes from their land holdings. Today’s announcement has the potential to build greatly on that capacity building.”

Mr Roberts said if re-elected, the Coalition Government would ask the Hunter and Central Coast Development Corporation to focus on negotiating an agreement with Scentre Group that would lock in the enormous public benefits that this proposal could provide.

PROPERT Y

Buyers move into first Denny development at Point Frederick

Marina Development at Point Frederick BUYERS OF THE newly completed Marina Development at Point Frederick are now enjoying panoramic Brisbane Water views from their new homes as Tony Denny’s property development company Central Real hands over its first major Central Coast project.

Central Real’s Design and Construction team worked with acclaimed architects Integrated Design Group to develop the Marina Apartments which were sold off the plan.

Central Real CEO, Richard Ellis said, “The demand for a high-end product catering to downsizers became obvious with

all 29 apartments selling within weeks of the sales launch. Downsizers and owner occupiers are very discerning and generally take longer to make a decision however we didn’t see a lot of hesitation amongst the purchasers. There is a pent-up demand for this level of quality on the Coast.”

The 29 boutique luxury Marina apartments were designed to optimise views over Brisbane Water, which can be seen from every apartment.

The two bedroom apartments ranged in price from $590,000 to $930,000 while the three bedroom apartments started from $695,000 and ranged up to $1.55million

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for the sub-penthouse. A new standard in luxury living has been set with the apartments selling for as much as $12,500 per square metre of internal space, confirming a positive change in a local market that has lay dormant for so long.

“We settled all the apartments. There were no problems and that is a great indication the Central Coast is bucking the current Sydney apartment market trends and why shouldn’t it? The fundamentals on the Coast and proximity to Sydney are perfect for a great outcome,” Mr Ellis said.

Feedback from buyers was overwhelmingly unanimous with all happy with their investment and feeling they got good value for money. The sentiment was echoed by some of the banks valuers who openly spoke about the quality of the building and its finishes, a couple of the apartments now valued between 10 and 20% above the sale price.

Almost half of the Marina buyers were residents of Point Frederick and the Central Coast and looking to downsize in the place they already call home. While others came from as far away as Cowra and Dubbo, many also came from the Northern Suburbs of Sydney looking for a lifestyle change.

Central Real will deliver another five projects this year, including four sold out projects in Gosford as well as their Elysium project located opposite Terrigal Beach.

The next project launch by the Tony Denny lead development group is Peninsula Point Frederick, which will hit the market soon.

Central Real Marketing Manager, Kate Griffith said, “We are putting the final touches on design and the marketing collateral now, Peninsula will offer some innovative upgrades and unique purchasing options we don’t believe have ever been offered in off the plan sales previously”. The Coast is finally experiencing what it has deserved for so long.

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PROPERT Y

COMMERCIAL AND INDUSTRIAL PROPERTY FOR SALE/LEASE

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GOSFORD

175m2 Industrial warehouse with high clearance, small office and mezzanine. Sought after location, plenty of parking & easy access to Pacific Highway FOR LEASE $23,600 Pa + Gross + GST

11 Industrial Units of varying size, each with its own bathroom & kitchenette. Architect design, tilt panel construction, high clearance roller door. All units have DA approved mezzanine level for a small extra cost.

FOR SALE FROM $282,000 + GST

Only 3 units available! 2 x 113m2 & 1 x 173m2, main road exposure, high clearance warehouses, automatic powder coated roller doors with remote control access & 3 phase power FOR SALE FROM $339,000 + GST

NORTH GOSFORD- NOT 1 BUT 2 WAREHOUSES!!

2 separate warehouses on 892m2 of land. Total floor area approx 500m2. Great location in the industrial precinct & a stones throw away from Gosford CBD! FOR SALE $900,000 + GST

GOSFORD- GROUND FLOOR RETAIL SHOP IN CBD 64m2 retail, close to Gosford Train Station, Bus interchange, The Imperial Shopping Centre, Kibble Park & Cafes & located next door to Bonython Tower.

FOR SALE $280,000 No GST Applicable

SOMERSBY- UNDER CONSTRUCTION!

2 full concrete tilt panel units, 591m2 each, internal height approx 6.5m - 7m, motorised roller doors, glass shopfront, disabled unisex bathroom, secure fencing & auto sliding gate with keypad entry.

FOR LEASE $65,000 Pa + GST

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Office/Showroom with good exposure. Approx 94m2 of a/c office. Could be used as office & part showroom/ studio. Water, strata, external maintenance, council rates all included in rent!

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GOSFORD - MODERN, A GRADE, OPEN PLAN OFFICE

Recently refurbished office space, 457m2 spanning over 2 levels with large efficient floor plan. The ground floor has flexible working areas with walls that can be opened to have large meetings FOR LEASE $130,000 Pa Net + GST

BERKLEY VALE - BEST VALUE INDUSTRIAL ON THE COAST! Factory/ warehouse 1621m2 on 3312m2 approx level IN1 zoned land, fully serviced + 2 adjoining sheds with roller doors, LED lighting, storage areas, 3 toilets , huge carpark, close to the M1 Mwy. FOR SALE $1,990,000 + GST

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Ground floor warehouse & amenities approx. 362m2 + storage mezzanine of approx. 78m2. Lots of solar power on the roof to save on electricity bills. Good truck access & 3 allocated parking spaces FOR SALE $925,000 + GST 175m2 Industrial Warehouse with high clearance.

Small office & mezzanine. Sought after location, plenty of parking & easy access to Pacific Hwy. Safe and secure.

FOR SALE $390K + GST / LEASE $23,600 pa gross + GST

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One of the best office/workplace combination business premises in the Tuggerah Business Park. There is flexible work space w/ roller door access + potential to combine your (lease or purchase) w/ additional warehouse/factory right next door!

FOR SALE $989,000 + GST

Gross floor area approx. 448m2 consisting of 79m2 reception & office areas on the ground floor plus 369m2 approx. warehouse FOR SALE $940,000 + GST/ Lease $64,500 Pa Net + GST

Suite 401 / 1 Bryant Drive, Tuggerah NSW 2259 87 Mann Street, Gosford NSW 2250

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CENTRAL COAST BUSINESS REVIEW MARCH 2019

PROPERT Y

Landmark decision as Council approves Umina residential development

SUITE 1C/257-259 CENTRAL COAST HIGHWAY, ERINA $19,500.00 + Outgoings + GST Available now we have a ground floor suite of 40sqm approx. in the Prominent High Point building in Erina.

The suite is open plan with ducted air conditioning and large glass panels allowing lots of natural light flow. Grab this convenient position which also comes with 1 secure undercover parking space.

5 ALISON ROAD, WYONG $3,460.00 PER CALENDAR MONTH + Outgoings + GST

Gallery Precinct is a recently refurbished Shopping Arcade and is on the hunt for motivated business owners to run a boutique type restaurant. This shop offers great street frontage complete with renovated shop front and concertina windows, new internal bathrooms, commercial kitchen with range hood, sinks, preparation benches and access to off street parking.

Unit 1 / 2-4 STOCKYARD PLACE, WEST GOSFORD $65,000 Per Annum + GST

Quality showroom unit on the prominent corner of Manns Road and Stockyard Place. Offering 348sqm of ground floor space, plus heavy-duty mezzanine, with huge glazed frontage to capitalise on the exposure to the main road. The building offers great clearance, internal amenities and office, rear roller door access and the property has great parking on-site. Call for an inspection.

Contact: Mark Davies 0422 442 858 Daniel Mason 0403 889 530 Chris Watson 0402 430 213 Prices shown with * are inclusive of GST.

4325 0208 83 MANN STREET, GOSFORD 2250 www.chapmanfrazer.com.au

Image of 211-213 West Street, Umina Beach AT ITS 11 February 2019 meeting Central Coast Council approved a shop top development comprising two shops and 20 residential units with basement car parking on a 906.6 sqm site at 211-213 West Street, Umina Beach (Corner of Morris Street) in the Umina Beach town centre.

The applicant Sans Filter Pty Limited, owned by property developer Pierre Saab, had spent the last 18 months liaising with Council planning staff leading up to the Council Meeting to ensure that they achieved the best possible urban outcome for the site.

In the end Council approved on the Motion of Clr Mehrtens, Seconded by Clr Best with Councillors Clrs Marquart, Holstein, Mehrtens, Sundstrom, Gale Gollins, Matthews, Pilon, McLachlan, Burke, Hogan and Best voting in favour and Mayor Smith and Clrs MacGregor and Greenway voting against.

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Ideally located on the Pacific Highway within the established Tuggerah Straight Commercial Centre, these Specialist Medical & Professional Suites are perfectly situated.

Neighbours include Healthscope Medical Centre, PRP Radiology, Pathology, Sports & Spinal Physiotherapy, Chiropractor, Dentist, Psycologists & more.

With a variety of suites available and plenty of parking, opportunities include both ground floor and level 1 suites.

Tuggerah Medical & Professional Rooms range from 13m2 to 24m2 and start from as little as $1,250 per month +GST. Level 1 accessed via lift or stairs hosts suites from 59m2 with the East Wing Professional Suites ranging from 73m2 to 103m2 there is a size to suit a variety of Professionals including Medical, Financial, Legal etc...

Other tenants include BCF, Super Cheap Auto and Romi’s Café and make this an ideal location with plenty of parking.

Features include • Flexible lease terms • Very Competitive rentals • Excellent parking • Air-conditioning • Carpets, kitchenette • Balcony access for most suites

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The Approval includes demolition of an existing two-storey commercial building and construction of a four-level mixed use building with two shops on the ground floor level fronting West and Morris Streets with a gross floor area of 200 sqm.

The First and Second Floors will comprise 12 x 2-bedroom units and Third and Fourth Floors 16 maisonette units of 1 and 2 bedroom units and communal area.

Commenting on the approval Peninsula Chamber of Commerce President Matthew Wales said, ““It was important that a high quality design outcome was obtained so that the development of the key corner site set a high benchmark for future development in the Umina Beach town centre”.

“Councillors acknowledged the need for good quality residential accommodation within our town centres where it is close to shops, services, medical facilities and public transport,” Mr Wales said.

“The West Street development achieves all these things and will be a catalyst for the ongoing urban revitalisation of the town centre. With the success of the Umina Beach retail strip, there has been increased demand for good quality residential accommodation close to the town centre.

The applicant acknowledged that the application had a number of variations to Council’s development standards but as the Council highlighted, the variations have led to a much better design outcome than would otherwise have been the case had strict compliance been enforced.

It is understand that the owner of the property intends to proceed to the construction phase as quickly as possible with site works to commence by mid-year.

Mr Wales said that the Council and its staff should be congratulated on the decision which was the best outcome for both the site and the town centre. The decision will result in an $8M investment into Umina Beach by the developer.

CENTRAL COAST BUSINESS REVIEW MARCH 2019

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PROPERT Y NEWS

Stevens Group Wyong development selling fast LEASINGS

Image of Stevens Group development at 1 Dulmison Road, Wyong Erina property developer Stevens Group has started construction at 1 Dulmison Road, Wyong (on the corner of Lucca Road at the entrance to the North Wyong Industrial Estate facing Pacific Highway) which comprises fourteen premium commercial showroom units with B6 Enterprise Corridor zoning, ranging in size from 110sqm.to 430sqm.

Brad Rogers from exclusive selling agents Raine & Horne Commercial reports sales off the plan for four units: Unit 1 174sqm $655,000* Unit 4 142sqm $511,000* Unit 5 94.6sqm $394,290* Unit 9 117sqm $419,750* *plus GST One buyer has bought three units, one to occupy and two as investments

while another investor has bought the other.

Commenting on the buyer interest, Mr Rogers said, “these showrooms have been very popular. The size of the showrooms along with location has been a key factor driving enquiry and being the only showrooms in the area that businesses can buy is one of the fundamental strengths of this project.”

“Exponential growth of the residential market in the area ensures that businesses looking to capitalise on the growth in this area are well positioned to do so. The expanding commercial market has been seeking this type of quality development for some time and we are pleased to be working with the Stevens Group to bring this project to life.”

SALES TUGGERAH - $264 sqm for site at Tuggerah Business Park In an off-market sale to a property developer has paid $1,125,000 plus GST for a 4,296 sqm level, fully serviced block, Lot 305 Reliance Drive, Tuggerah Business Park.

The sale was negotiated by Ty Blanch who commented that land is becoming very scarce across the region NORTH WYONG – Investor buys new industrial unit A Sydney investor has paid $395,000 plus GST for a 200 sqm industrial unit at 21 Amsterdam Circuit, Wyong.

The unit comes with showroom, reception and mezzanine office.

Mark Davies from Chapman & Frazer Commercial Real Estate negotiated the sale.

CHARMHAVEN – Industrial unit sold off the plan A local IT and phone systems company has bought a 163 sqm industrial unit presently under construction at 3 Fairmile Close, Charmhaven paying $380,000 plus GST. CENTRAL COAST BUSINESS REVIEW MARCH 2019

The unit is in the Charmhaven Business Centre comprising 12 units, all with enclosed air-conditioned mezzanine offices due for completion March/April 2019.

Mark Davies from Chapman & Frazer Commercial Real Estate negotiated the sale.

WYONG – Retail shop investment sold A local investor has paid $250,000 (GST not applicable) for a 65 sqm retail shop at 61 Horwath Street, Wyong.

The property is currently leased on a 3 year lease with 3 year option at a rental of $12,452 per annum net plus GST resulting in a 5.0% return to the investor.

Chris Watson from Chapman & Frazer Commercial Real Estate negotiated the sale.

TUGGERAH – Vacant B6 land sold $565 sqm A local business owner has paid $1.53 million plus GST for two lots of level vacant land at 23 and 25 Anzac Road, Tuggerah with a total area of 2,706sqm.

Ben Purdue from Raine & Horne Commercial negotiated the sale.

ERINA - Retailer leases shop in Elizabeth Court Erina Adam McDonald has leased Shop 15, a 200 sqm space in the Elizabeth Court Complex at 30 Karalta Road, Erina.

Terms of lease are 3 years with 3 year option at a rental of $57,500 per annum plus Outgoings and GST. Anthony Scarcella from LJ Hooker Commercial Central Coast negotiated the lease.

GOSFORD CBD - Sydney law firm leases premises in Gosford Sydney lawyers, Lewis & Bollard Solicitors & Migration Experts, have leased a 77 sqm office suite in 107 -109 Mann Street, Gosford.

Terms of lease for Suite 3.03 are 2 years with 2 year option at a rental of $19,000 per annum including Outgoings plus GST. The lease was negotiated by Daniel Mason from Chapman & Frazer Real Estate Gosford.

NORTH WYONG – $118 sqm for gym space Central Coast Gym has leased Unit 2, a 591 sqm industrial unit at 11 Naples Place, North Wyong.

Terms of lease are 3 years with 3 year option at a rental of $70,0000 per annum plus Outgoings and GST. The lease was negotiated by Bernie Nash from LJ Hooke Commercial Central Coast.

INVITATION 2019 UDIA NSW Regional Cities Summit 2 two optional networking events to choose to add to your booking.

These events are the Networking Dinner following the conference on the evening of 2 May; and the Corporate Golf Event the following morning on Friday 3 May. Full details of topics and speakers to be announced soon.

Where: Pullman Magenta Shores When: Thursday 2 May 2019 Time: 12.00 – 5.00pm For more information: http://www.udiansw.com.au/events/ view/448/Regional_Cities_Summit

PROPERT Y

New NSW laws on combustible cladding

By Nathan Corrigan, Account Manager, Insurance House Central Coast THE NSW GOVERNMENT has introduced new requirements for residential and other buildings that have external combustible cladding.

Under the new laws, owners of certain buildings with combustible cladding are now required to register their building with the NSW Government through a NSW Cladding Registration portal.

The requirements apply to the following buildings of two or more storeys: • Residential apartment buildings;

• Other types of residential buildings where people sleep, such as hotels, boarding houses, backpackers accommodation, student accommodation; • Aged-care buildings, hospitals and day surgeries (and any associated single dwellings within the building); • Public assembly buildings such as theatres, cinemas, schools and churches.

The new law applies if the buildings have external combustible cladding made of the following material: • metal composite panels, including products that consist of aluminium, zinc, or copper outer layers and a core material; or • insulated cladding systems including systems comprised of polystyrene, polyurethane, and polyisocyanurate.

The laws require owners of existing buildings that fall within these categories to register their building on the portal by 22 February 2019. Owners of

New life for Erina commercial space

178-184 The Entrance Road, Erina Its known as Forty Winks at Erina but the property at 178-184 The Entrance Road, Erina, was also tenanted at the rear by Fantastic Furniture which relocated to West Gosford last year leaving some 1,500 sqm of space vacant.

Brad Rogers from Raine & Horne Commercial suggested to the owner that three tenancies be created which has resulted in Forty Winks leasing a further 380sqm of space including a mezzanine warehouse for 3 years with 3 year option at a rental of $25,000 per annum including Outgoings plus GST.

GOSFORD CBD - Builder leases Gosford office for Site Office Sydney construction company, EQ Constructions have leased Suite 3, 250 Mann Street, Gosford for use as a site office

Mark Greenwood has leased 727sqm of space and relocating his Anytime Fitness gym from its present location near the corner of Carlton Road and The Entrance Road, Erina signing a lease for 5 years with 2 x 5 year options at an undisclosed rent.

The remaining 400sqm of space has been leased by accountants PKF Central Coast who are relocating from smaller premises in Palm Court nearby signing a 7 year lease with 2 x 7 year options also at an undisclosed rent.

for the development they are building on 277-279 Mann Street, Gosford known as Gosford Central.

Gosford Central is a 10 level plus 2 level car parking development opposite Gosford

new buildings will be required to register their building within four months of the building first being occupied.

More information about these requirements, including a link to the NSW Cladding Registration Portal, is available at the NSW Department of Planning & Environment website: www.planning.nsw.gov.au/cladding Action required: If you are an owner of these types of buildings should discuss the matter with your insurance representatives, also make sure that you registered your building with the NSW Cladding Registration portal as soon as possible. if you would like to discuss this article further and obtain free health check on your insurance program, you can contact Nathan Corrigan on 02 8913 9137.

This article has been reprinted with the authority of NIBA Insurance Advisor February 2019

Railway Station.

Terms of lease for the 130 sqm space are 1 year with 1 year option at a rental of $26,000 per annum including Outgoings plus GST. The lease was negotiated by Daniel Mason from Chapman & Frazer Real Estate Gosford.

TUGGERAH - $245 sqm for office in Tuggerah Business Park Not-for-profit provider of relationship services, Interrelate have leased a 200 sqm office suite at 1 Pioneer Avenue, Tuggerah Business Park.

Terms of lease for Suite 6 are 19 months plus 4 year option at a rental of $49,000 per annum including Outgoings plus GST. Brett Dowling from LJ Hooker Commercial Central Coast negotiated the lease.

SOMERSBY – Manufacturer leases industrial unit A local aluminium and glass window manufacturer has leased Unit 12, a 376 sqm industrial unit at 21 Kangoo Road, Somersby.

Terms of lease are 2 years with 2 year option at a rental of $41,360 plus Outgoings and GST. Chris Watson from Chapman & Frazer Commercial Real Estate negotiated the lease.

CENTRAL COAST BUSINESS REVIEW MARCH 2019

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22

RESIDENTIAL PRESTIGE PROPERT Y REPORT

Relaxed luxury at exclusive San Toy Estate

The property: 5 Bulkara Street, Wagstaffe.

This 5-bedroom luxury waterfront residence is set across a 2,337 sqm north facing lot within the exclusive San Toy Estate. Features include Japanese garden, bespoke library, lounge and media room, open plan living space, indoor pool, boathouse and shared deep-water jetty.

The price: $5.8 million The buyer: A Sydney family who plans to use it as a weekender.

The sale: The agent: The sale of this property was significant enough to be reported in Mansion Australia segment of The Weekend Australian.

State-of-the-art residence for this beachside property

The property: 57 Ocean View Drive, Wamberal. This 5 bedroom beachfront home with 3 bathrooms, parking for 6 cars and separate cottage comes with full DA approval with substantial commencement to build a state-of-the-art home designed

by Thrum Architects, on a 1,012 sqm block.

The price: $3.95 million The buyer: A Central Coast family The sale: The property was on the market for 80 days.

The agent: Tim Andrews and Kieran Easton from LJ Hooker Terrigal

FOR SALE

Eco Friendly Home & Future Dual Occupancy 308 Matcham Road, Matcham Set upon 2.5 park-like acres, this unique property presents an outstanding opportunity to secure acreage with a newly built home and DA approval for a main second residence. The existing eco-friendly home has multiple living zones, deck, galley style kitchen, two bedrooms and an ensuite to the main. The property also has a brand new swimming pool, existing garage, post & rail fencing, play equipment and a sandstone fire pit.

Price: Auction on Saturday 2nd March at 12:15pm Inspect: By Appointment

CENTRAL COAST BUSINESS REVIEW MARCH 2019

Stunning Waterfront Reserve & Single Level Living 25A Edgewater Avenue, Green Point Situated right on the water’s edge this single level brick home, built in 2014 on a 948sqm block, features the highest quality finishes. With polished timber floors, high ceilings and an open plan kitchen, dining and lounge room adjoining the covered alfresco terrace, this is an ideal home for entertaining and enjoying the waterfront lifestyle in a private and quiet location.

Price: New to Market Inspect: By Appointment

BUSINESS TIPS

23

Supply Chain Finance

By Zsolt Bircsak SUPPLY CHAIN FINANCE is a relatively new facility for many Australian businesses – in the recent past it was only available to multi-million dollar businesses – but there are now financiers emerging who are offering variations of these facilities to businesses of all sizes. So what is supply chain finance, and how can it benefit a business?

Supply chain finance is a facility where a financier pays a client business’s creditor invoices, either when they are due, or early, allowing the client to pay the financier at a later date. The effect is a reduction in the amount of working capital required to run their (client) business. The amount of reduction in working capital varies with

each business’s circumstances, however a complete elimination of working capital can be attainable. What does this mean? It means that a business can access their own funds that have been locked away as working capital and re-invest it into their business (thus allowing the seizure of growth opportunities).

Supply chain finance is useful for businesses that would like to provide payment options to their suppliers so that their supply chain becomes robust, leading to greater reliability and certainty of supply. It is beneficial for businesses that would like extended terms with their suppliers but in doing so do not want to upset their suppliers. Depending on the business and facility chosen, supply chain finance can also simplify a business’s accounts payables process by allowing a financier to pay multiple suppliers when payments are due, with the client business settling those invoices with one payment to the financier at a later date.

When searching for a facility to suit yours and your suppliers’ needs, it is important to remember that there are large variations in the facilities available on the market,

so you need to do a little research to find the solution that best suits your business.

Some important questions that need answering include “Is this particular supply chain finance facility a loan (secured - sit on your balance sheet and impacts your total financing needs) or do the funds sit “off balance sheet” (unsecured – debt free finance)?”, “Can I extend my repayment terms to my financier if a supplier doesn’t take early payment?”, “Can I use this facility for suppliers on COD terms?”, “Do I receive a rebate if a supplier takes early payment, and if so, how much?”, “Does the facility allow financing to occur on an invoice-by-invoice basis, or is it an “all or nothing” approach?”, “Do my suppliers have the flexibility to elect which invoices they wish to have paid early and the timing for early payments?”, “Are there any hidden fees and charges?” and “Does this facility require lock-in contracts, or is it a “use as needed” facility?”.

When you understand what you want to achieve and find the right solution for your business, both you and your suppliers will can benefit from the right Supply Chain Finance solution.

Extend Credit Terms, Increase Profits and Strengthen Your Supply Chain Supply Chain Finance is a Generate up What’s in it for new and innovative way What’s in it for you? to manage business cash your suppliers? to 9.75% ROI flows. We connect you and against an your suppliers so you can • Increase gross • Improved cash flow off-balance collaborate, optimising cash margin and EBITDA sheet ‘credit • Access to early flows yourSupply suppliers and Fifofor Capital Finance a new is Fifo CapitalChain Supply Chain Finance a new • is Extend supplier payment on demand fund’*. profit your business, all for you? for your in it for you? What’s in itWhat’s in suppliers? it for your suppliers? andfor clever way to pay your suppliers earlyterms and clever way to pay your suppliers early What’s in itWhat’s credit • Eliminate paperwork in without real time.

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Finance facility. payment payment *Terms and conditions apply to invoice payment CALL Zsolt Bircsak 0432866 866 132866 132 CALL Zsolt Bircsak I 0432 Call Zsolt |I 0432 132 EMAIL zsolt.bircsak@fifocapital.com EMAIL zsolt.bircsak@fifocapital.com Call Kris | 0419 342 637

Supply Chain Finance Invoice Finance BusinessI Loans Supply ChainI Finance I InvoiceI Finance Business Loans Australia’sAustralia’s fastest growing for capitalfor capital fastestmarket-place growing market-place

CENTRAL COAST BUSINESS REVIEW MARCH 2019

24

BUSINESS TIPS

Eye in the sky – Drones, employees and surveillance Devices Act and the Workplace Surveillance Act. However, for the purposes of the workplace, the Workplace Surveillance Act is the relevant law.

By Warwick Ryan, Partner, Hicksons Lawyers

IF YOUR WORK place involves a large site, the use of a drone can be a way monitor many types of risks. But are there any obstacles to using a drone in the workplace. Well…yes … but they can still be a good option as part of any risk mitigation.

The easy part The good news is that the Civil Aviation Safety Authority (CASA), who regulates all things aviation, permits the use of drones by landholders (including lessees) without a licence subject to some simple rules (see: https://www.casa.gov.au/aircraft/ standard-page/excluded-remotely-piloted-aircraft-flying-over-your-own-land) Then it gets slightly messy In NSW, there are two pieces of legislation dealing with drones the Surveillance

Overt v. Covert The Workplace Surveillance Act (NSW) prevents the use of covert (hidden camera) surveillance without first applying to a Magistrate for permission. However, it allows the use of a surveillance camera (i.e. including on a drone) where it is ‘… clearly visible’.

Notifying staff Prior to use of drone surveillance, or indeed any other form of optical surveillance within a workplace, the Workplace Surveillance Act requires that employees be notified in writing at least 14 days before the surveillance commences. The Act outlines what needs to be that notice.

What is a workplace?

The definition of the workplace under the Workplace Surveillance Act is quite broad, being: ‘…the premises of the employer or any other place where the employees would work.’

There are a few more obstacles when seeking to use a drone to film employees at work on someone else’s site.

No scope to monitoring employees out of hours The Workplace Surveillance Act prohibits using a work surveillance device to monitor employees out of hours.

What can you use the video from the drone for?

The Workplace Surveillance Act restricts the use of drone video that shows employees to legitimate business activities or functions of the employer (ie. security) or the employment of employees (ie. WH&S).

This would allow it to be used for training purposes. However, commonsense and discretion need to be used if drone video is to be used for such purposes.

Where employers come unstuck The temptation is for employers to rely too heavily on video evidence when they believe it has exposed misconduct.

Video evidence is rarely conclusive. It: • Can be too distant or the image is dimly lit; or • Does not capture the precise moment of the misconduct; or • Is taken at the wrong angle to clear a clear understanding of their conduct.

It should generally only be part of your evidence. Also, if employers wish to rely on it, they need to show it to the employee as part of their process.

Mind Your Business – The business owner’s checklist account and credit card, and pay yourself a salary. By untangling your personal finances from your business bookkeeping, you may even save time on administration.

By Troy Marchant, Director, Robson Partners Chartered Accountants

Being your own boss can be rewarding, but it’s also incredibly challenging. That’s why it’s important to future-proof your hard work by taking steps today that will prepare your business for tomorrow.

Here are five essentials that every small business owner should factor into their business plan.

1. Give it structure.

Make sure you structure your finances so your personal assets and business assets are kept separate. As a minimum, you should have a separate business bank

CENTRAL COAST BUSINESS REVIEW MARCH 2019

2. Be prepared for the unexpected.

If anything were to happen to your staff, your equipment or your intellectual property, it could have disastrous results for your business. The concept of business insurance is a veritable smorgasbord of safeguards against unexpected events, with options ranging from vehicle and key person insurance to public liability and professional indemnity cover. No matter what type of business you have, your accountant can help make sure it’s protected.

3. Have an exit strategy.

One day you (hopefully) intend to retire – and a time may even come when you decide to leave the business earlier than expected. Regardless of when you eventually exit, it’s important to plan ahead

so it can be done smoothly, with as little financial impact to the business as possible.

4. Plan beyond yourself.

Even with a retirement succession plan in place, there’s always a chance your business could be faced with involuntary succession – for example, if you die unexpectedly. So as well as insuring your business, make sure you’re personally covered against death, disability and serious illness.

5. Work to live, not the other way around.

Your business is a big part of your life, but it’s important to remember that there’s also life beyond work. Many small business owners find it hard to separate work life and home life, which can cause tension with their loved ones. So if you’re looking to secure your business’s finances, your financial adviser can give you the guidance you need to remove some of the stress of business ownership.

BUSINESS TIPS

STP becomes law for all employers Legislation has passed through Parliament that mean employers with 19 or fewer employees will have to report under the Single Touch Payroll (STP) regime by 1 July 2019. Employers with 20 or more employees came under these reporting requirements as from 1 July 2018.

Single Touch Payroll changes the way employers report their employees’ tax

and superannuation information to the Australian Taxation Office.

All businesses will now have to use accounting software that offers STP so that the ATO receives their payroll information every time they run their payroll and pay their employees.

For small and micro businesses who are not digitally ready for STP this will mean

an added cost to running their business.

Some 30 per cent of small businesses are still not on a digital platform.

Recent surveys show that one in five (21 per cent) were still using pen and paper to manage their payroll, likely contributing to the nearly 2 million payroll errors made every year by small businesses.

City of Gosford Design Advisory Panel Design Reference Group appointed

Central Coast Grammar hits new highs with HSC results

CONTINUED FROM PAGE 7

CONTINUED FROM PAGE 13

• G abrielle Morrish, Managing Director and Principal, GMU – a leading urban design and architecture practice.

• Garth Paterson, Director and Principal Landscape Architect at Paterson Design Studio Pty Ltd • Peter Smith, Director, Smith & Tzannes architecture and urban planning practice • Paul Walter, Director, Atlas Urban Strategy – a boutique urban design and architecture firm.

“These appointees are top practitioners in the fields of architecture, urban design and landscape design and are the ideal people to be assessing the broad array of potential developments coming through the pipe, said Minister Roberts.

“I said when I launched the new Gosford City Centre planning measures that it was Gosford’s time to shine. I am delighted in the increased interest in Gosford City Centre. Gosford has fabulous potential and momentum is building towards achieving that potential.”

form in the HSC Dance showcase.

• In Industrial Technology four students received nominations from the NSW Education Standards Authority for the Industrial Technology exhibition. They were Haci Can, Gianni Ferrazzano, Jack Kemp and James Trethewy.

Head of Senior College, Denise McDonough congratulated students on the outstanding achievements across all subject areas. “It’s been an honour to watch our students work collaboratively together and with their teachers towards realising their academic goals.

Equally important, was the students tremendous positive spirit, cohesion and resilience. These important life skills are a testament to their character which will serve them well in the future.

These exceptional results are a wonderful reflection of the significant time, effort and determination of each and

every one of our students. They should be immensely proud of their achievements and confident to now begin their lives outside school, taking with them a wealth of knowledge, experience and the continued support of the CCGS school community,” Ms McDonough said.

HIGHLIGHTS OF THE YEAR • 5% of CCGS students achieved an ATAR over 99 • 18% achieved an ATAR over 95 • 31% achieved an ATAR over 90 • 43% achieved an ATAR over 85 • 55% achieved an ATAR over 80 • 53% CCGS students were noted in the NSW Education Standards Authority Distinguished Achievers list for achieving a Band 6 in 1 or more of their subjects.

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CENTRAL COAST BUSINESS REVIEW MARCH 2019

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FUNNY BUSINESS

WHEN THE OFFICE photo-copies began to look faint, the office manager called in a local repair service.

The friendly technician after inspecting the equipment, informed the manager that the machine was in need of a good cleaning.

The tech suggested that someone might try reading the operator’s manual and perform the job themselves, since it would cost $100.00, if he did the work.

Pleasantly surprised by his candour, the office manager asks, “Does your boss know you are discouraging business?”

“Actually, my boss demands we explain this to all our customers”.

“After people try first to fix things themselves, we end-up making much more money on repairs”

The man started sobbing and said, “You can take anything you want. You can kill me. But please untie the rope and free her.”

Thief: You must really love your wife!

Man: No, but she will be home shortly

A new small business was opening and one of the owner’s friends wanted to send flowers for the occasion.

They arrived at the new business site and the owner read the card; it said “Rest in Peace”.

The business owner was angry and called the florist to complain.

After he had told the florist of the obvious mistake and how angry he was, the florist said.

“Sir, I m really sorry for the mistake, but rather than getting angry you should imagine this: somewhere there is a funeral taking place today, and they have flowers with a note saying, “Congratulations on your new location.”

Young son had just received his brand new drivers license.

To celebrate, the whole family trooped out to the driveway and climbed into the car for his inaugural drive.

Dad immediately headed to the back seat, directly behind the newly minted driver.

“I’ll bet you’re back there to get a change of scenery after all those months of sitting in the front passenger seat teaching me how to drive,” said the beaming boy to his dad.

“Nope,” came dad’s reply, “I’m gonna sit back here and kick the back of your seat while you drive, just like you have been doing to me for sixteen years.”

A thief entered a house mid-afternoon.

He tied up the woman and at knife-point asked the man to hand over the jewelry and money.

The teacher of the Earth Science class was lecturing on map reading.

He spent the class explaining about latitude, longitude, degrees, and minutes.

Recently, the Psychic Hotline and Psychic Friends Network have launched hotlines for frogs. Here is the story of one frog and his discussion with his psychic.

The frog telephones the Psychic Hotline and is told, “You are going to meet a beautiful young girl who will want to know everything about you.”

The frog says, “This is great! Will I meet her at a party, or what?”

“No,” says the psychic. “Next semester in her biology class.”

Towards the end of class, the teacher asked his students, “Suppose I asked you to meet me for lunch at 23 degrees, 4 minutes north latitude and 45 degrees, 15 minutes east longitude...”

A student’s voice broke the confused silence, and volunteered, “I guess you’d be eating alone, sir.”

A popular airline recently introduced a special half rate fare for wives who accompanied their husbands on business trips.

Expecting great feedback, the company sent out letters to all the wives of businessmen who had used the special rates, asking how they enjoyed their trip. Letters are still pouring in asking, “What trip?”

Little Johnny’s kindergarten class was on a field trip to their local police station where they saw pictures, tacked to a bulletin board, of the 10 most wanted criminals.

One of the youngsters pointed to a picture and asked if it really was the photo of a wanted person. “Yes,” said the policeman.

“The detectives want very badly to capture him.” Little Johnny asked, “Why didn’t you keep him when you took his picture?”

Quote of the month If you can’t describe what you are doing as a process, you don’t know what you are doing

W. Edwards Deming

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designs on We are almost a third of the way, how are your big plans shaping up? If you need help getting them on schedule, GBD is here! Our diverse creative team has a proven track record with a passion for excellence. Delivering insightful and imaginative creative solutions to get your plans into shape.

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