Insurance and Risk Management

The Connecticut Interlocal Risk Management Agency (CIRMA) is the State’s leading provider of municipal risk financing and risk management services. As CCM’s sister organization, CIRMA is member-owned and governed agency which provides high quality insurance for municipalities, school districts and local public agencies. CIRMA provides Workers’ Compensation and Liability-Auto-Property coverage through its two risk-sharing pools.

CIRMA’s coverages, claims services, and risk control services are all tailored to the unique needs of Connecticut municipalities and schools. The agency operates locally in the State and ensures that claims are handled promptly with expert understanding of Connecticut’s insurance and legal environments. In addition, providing vital tools, training and guidance for controlling the many risks town and cities face, thereby better controlling costs.