Co-op City Times 08/25/12

Co-op City’s official newspaper serving the world’s largest cooperative community. © Copyright 2012 Co-op City Times

Vol. 47 No. 34

Saturday, August 25, 2012

Public Safety begins training 8 new officers to be deployed in October

BY BILL STUTTIG The Department of Public Safety this week began training 8 new recruits who are expected to join the force in late October at the conclusion of the eight week training program.

Chief Frank Apollo, commanding officer of Public Safety, said this week that the 8 new officers will replace officers who have left the nearly 100 officer force over the last 18 months.

These are the first new recruits to be hired and trained since January of 2011. Apollo said to lose 8 officers to Lt. James Keappock, training director for the other jobs or retirement over an 18- Department of Public Safety, leads a class for the month period is a slow rate of attrition eight new recruits earlier this week.

Photo by Bill Stuttig but nevertheless one that needs to be addressed if the community is going to ately after graduation from the current retain its full complement of officers. eight week training program. Graduation “These new recruits were chosen from ceremonies are scheduled for the third more than 200 who took a comprehensive week in October.

The new officers will be assigned to entrance exam two years ago,” Apollo explained. “These new officers also went patrol both day and night shifts with expethrough an extensive background check, rienced Public Safety officers during their physical ability and agility tests, and psy- first weeks on the job to gain first-hand chological exams.”

The officers will begin patrols immedi(Continued on page 2)

Monthly Management forums to explain operation of individual Riverbay departments

BY ROZAAN BOONE Beginning next month, a series of public Management forums will be held within the community to explain the workings of individual departments within the Riverbay Corporation so as to familiarize shareholders with each office and its function.

Earlier this summer, Management sought and received approval from Riverbay Board President Helen Atkins to schedule the series of public forums where a different department will be featured each month.

25¢

Riverbay operating expenses stayed under inflation rate in past fiscal year

BY JIM ROBERTS While the price of goods and services that consumers nationwide paid went up by almost 3% last year, Riverbay’s operating costs came in 25% below that inflation rate in the twelve month fiscal year, thanks in part to reductions in administrative and insurance expenses.

In the financial statements of Riverbay Corp. for the fiscal years 2012 and 2011, reviewed by the independent auditing firm of Marks Paneth & Shron LLP, the company’s operating expenses for the 12 months ending March 31, 2012 totaled $161,867,000 compared to $158,727,000 in the 2011 fiscal year.

The increase in Riverbay operating expenses of $3,140,000 is just under 2%, while inflation grew at a rate of 2.7% during the period, according to the Consumer Price Index for the time period released by the federal Bureau of Labor Statistics.

Operating expenses are comprised of all day-to-day costs to operate Co-op City. The main items are payroll and benefits costs, utility costs such as fuel, electricity, water, insurance, real estate taxes; and all of the expenses related to providing services to shareholders, for example, maintenance, cleaning of the buildings, operation of the power plant, garbage removal, elevator maintenance contract, public safety, garages, Cooperator Services Office (CSO) and other administrative costs and support.

The largest cuts in spending came in two categories. Expenses in the general,

administrative and other expenses category dropped from $10.09 million in 2011 to $8.4 million in 2012, a reduction of 15%. Costs in insurance and risk management were reduced by nearly $1.2 million in 2012, a cut of approximately 20%.

Total payroll costs of $71.29 million in 2012 increased by $2.5 million, 3.6% higher than in 2011. Payroll costs equaled 44% of total operating expenses in 2012.

Total building maintenance and repairs spending dropped to $14.244 million in 2012, down from $15.09 million in the previous year. Janitorial and groundskeeping expenses dropped by $192,000. Painting and apartment repairs and restorations costs decreased by $445,000. And power plant maintenance and operations costs increased by $600,000 from the prior year, coming in at $9.35 million.

Real estate taxes, which Co-op City pays under the shelter tax formula that allows for deductions based on utilities costs, rose by $4.4 million.

Mortgage interest payments for the period increased from $29,888,000 in 2011 to $30,571,000 in 2012.

Total revenues for the fiscal year rose by $3.2 million. Electrical power income increased by $653,000 and shareholders’ carrying charges increased by $602,000.

Shopping center lease income rose by $116,000 and income from grants through the New York State Energy (Continued on page 4)

(Continued on page 4)

Housing Court awards Riverbay possession of an apartment previously used for drug sales

BY BILL STUTTIG In a clear and important victory in Riverbay’s long-standing battle to have drug dealers removed from the community following an arrest, Bronx Housing Count Judge Brenda Spears recently ruled in favor of Riverbay by granting it possession of an apartment in Building 21A where police previously arrested its occupants for possessing and selling illegal drugs.

Riverbay began holdover proceedings against the home’s shareholder of record in January of this year. This action came in the aftermath of the execution of a search warrant by NYPD in March of

2010 in which the officers found what they believed to be clear evidence of an ongoing drug operation including various amounts of crack cocaine, marijuana, the prescription painkiller Oxycodone, materials used to process drugs for sale, several rounds of varying types of ammunition, an unlicensed weapon, 10 cell phones, and a large amount of cash under a bed.

The two men in the apartment at the time, sons of the shareholder of record, were arrested.

Subsequently, as Riverbay attempted (Continued on page 2)

Another successful blood drive…Cheryl Scarver of Building 27 donates a pint of blood to Hudson Valley Blood Services during the second very successful blood drive held in Co-op City this month. Three weeks ago, 96 pints of blood were donated and on Wednesday in Room 31 of the Bartow Community Center, 91 pints of blood were collected. A spokesman for Hudson Valley Blood Services said that 40 pints of blood usually makes for a successful blood drive so Co-op City came through with phenomenal numbers twice. Riverbay Ombudsman Joe Boiko thanked all of the many residents who participated and made both drives such a big success. Each of the donors walked away with two free tickets to an upcoming Mets game.

Photo by Bill Stuttig

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Co-op City Times / August 25, 2012

Public Safety

(Continued from page 1)

knowledge of the community and then will be added to the regular patrol shift schedule.

But before they do that, they must successfully complete their eight weeks of training.

Lt. James Keappock, Public Safety’s Training Director, said that recent classes, aside from the material featured in other training programs, have put a renewed emphasis on community relations, courtesy and carrying out patrol duties in a professional caring manner.

Keappock added that in the past few years, Public Safety’s training curriculum has been altered slightly to include an emphasis on domestic cases (family disputes) and techniques for questioning persons in the field.

“I am always firm on the officers’ behavior in the field and maintaining a pro-

fessional image to the public,” Keappock said. “We are also impressing on the new officers, attention to quality of life issues in the community such as loud noise, groups, and public consumption of alcohol.”

In addition to the academics, there is additional physical training in handcuffing, searching, use of batons, restraint holds and takedown methods and the use of aerosol subject restraint spray (OC).

Spray training takes place in the third week of the eight weeks of training. Each trainee will be sprayed with the OC spray they are will be required to use if necessary once they are on the streets as a member of the Public Safety Department.

Each new recruit is also required to train in the use of batons and fending off attacks and defending themselves.

Despite the previous experience that many of the officers bring to the job, each

Eviction

new recruit is required to successfully complete eight weeks of full time training before being placed in the field.

Compared to the state requirements, which call for 35 hours of training to become a state-certified peace officer, officers recruited for Riverbay’s Department of Public Safety go through nearly 360 hours of training and 80 hours of field training before they are allowed to begin protecting the community. In addition, the new officers will then receive an additional 60 hours of firearms training.

The daily regimen of training for the new recruits takes in a wide variety of policing skills and situational preparation designed to make the recruits ready for almost any situation that can occur when on patrol.

The curriculum includes training in report writing, the ethics of law enforce-

ment, preliminary investigations, domestic violence, laws of arrest, civil liability, the proper use of physical force and deadly force, search and seizure laws, understanding the New York State court system and understanding penal law, civil law and criminal law.

Apollo and Keappock have also decided to add four days of classes in first aid and CPR and required occupational safety training, and a thorough explanation of Riverbay Corporation, its structure and how Public Safety plays a vital role in the corporation and serving the community.

Extensive training is also provided on Public Safety’s partnership with the NYPD in reporting what occurs within the community and providing invaluable assistance to the NYPD, specifically the 45th Precinct, during its investigations into criminal activities within this community.

sion of the apartment back to Riverbay.

A Riverbay spokesman said that the Court’s decision was beneficial to and consistent with the community’s ongoing quality of life efforts to evict shareholders who allow criminal activities and/or anti social behavior to take place in their homes. The spokesman added that this litigation was initiated by the Bronx District Attorney’s Eviction Unit who, along with the NYPD, played a key role in the proceedings leading to the Court’s decision.

A spokesman for Bronx DA Robert Johnson said regarding this case, “The Bronx District Attorney’s Office worked

hand-in-hand with Co-op City, their legal staff and their independent counsel to insure that justice was served. Our Office secured the necessary evidence, prepared the witnesses and assisted Co-op City’s counsel in presenting the case and conducting the trial in a clear and cogent manner. Although no actual narcotics sales were witnessed by the police officers who executed the search warrant, the possession of cocaine, marijuana, a gun, ammunition, a scale, gun powder and Oxycodone was sufficient evidence for the Court to conclude that the premises were being used for the purposes of illegal trade or business.”

(Continued from page 1)

to evict the shareholder of record for allowing such illegal activity to take place in her home, the shareholder claimed that she was away from the home for an extended period of time and had no knowledge and no way of knowing of the activity that was taking place in her home and therefore should not be evicted.

During the holdover proceedings, each of the NYPD officers involved in executing the search warrant and subsequently carrying out the arrests, testified to what they saw as being consistent with the illegal sale of drugs from a home.

Each of the officers who testified had well over 50 previous drug arrests to his

or her credit with one supervising sergeant with well over 100 drug arrests to his credit.

Following testimony from both sides of the case, Judge Spears, in making her decision, stated in writing that it was clear that the shareholder was not living in the apartment at the time of the arrests and it was also clear that she had spent little time in the home during the extended period prior to the search warrant’s execution and subsequent arrests. But Judge Spears nevertheless decided and stated “Yet she is no less responsible for what occurs in her apartment.”

Judge Spears then awarded posses-

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Co-op City Times / August 25, 2012

2nd Combing ty p Cinext Blood Co-oDrive Audition for The Wiz today Black Forum, in conjunction with the Bronx Children’s Theatre, is planning on staging a production of The Wiz starring the community’s children. The cast requires about 25 young actors and actresses between the ages of 6-18: 15 youngsters between the ages of 6-11; 5 from the age of 12-15; and 5 between 16-18 years old are needed.

Auditions will be held today, Saturday, August 25, 10 a.m. sharp in Dreiser Community Center. No experience necessary. Space is limited. Please call 718-320-8035 as soon as possible to register. Each child must be accompanied by a parent/guardian.

Summer Meal Program at P.S. 153 The City of New York provides free breakfast and lunch to all children up to age 18 weekdays during the summer until August 31. This program is offered at approximately 300 public schools, pools, parks and other sites. Some pools also offer meals on the weekends.

Children do not need to show registration, documentation, or an ID to receive their meals. The meals consist of delicious sandwiches, tasty salads, fresh fruit and cold milk.

Here in Co-op City, the nearest location for the free Summer Meal Program is P.S. 153 Helen Keller School, located at 650 Baychester Avenue, Bronx, N.Y. Breakfast is provided from 8 a.m.

– 9:15 a.m. and lunch is provided 11:00 a.m. - 1:15 p.m.

For more information or for additional locations, please call 3-1-1 or visit www.nyc.gov.

Farmer’s market in Co-op City until Nov. 17 The Farmer’s Market in the park beside the Firehouse at the corner of Asch Loop and Aldrich Street will be there every Saturday from 8 a.m. to 3 p.m. until November 17. WIC & Seniors’ Farmer’s Market coupons are accepted. This program, which offers fresh fruits and vegetables to the community, is a collaboration of the Riverbay Fund and Harvest Home. Please come out and support our local farmers.

FRONT PA G E

Co-op City author uses Sherlock Holmes’ reasoning to solve modern day crimes

BY BILL STUTTIG Long-time Co-op City resident and esteemed author and police investigator Tom Walker is offering a new twist on his renowned collection of writings detailing the challenges and rewards of police work.

The former NYPD commander of the famous 41st Precinct of the 1970s and also the 43rd Precinct and the subsequent author of Fort Apache, and Return to Fort Apache, recently brought to life the mind of one of the world’s great fictional detectives, Sherlock Holmes, showing the reader how the deductive reasoning techniques brought to life by Holmes’ creator Sir Arthur Conan Doyle more than a century ago, has assisted him in helping investigative authorities catch some of the most heinous criminals of the 20th and 21st centuries.

The 77-year-old Walker, who has been a resident of Co-op City since 1971, insists that his latest book is not a work of fiction in any way, but an actual account of his delving into six famous cases, some of which he claims to have helped solve by relying on his keen love and understanding of the reasoning applied by the Holmes character in 56 short stores and four novels written by Doyle.

The book has a rather long title which Walker said he now regrets: How Sherlock Holmes Deduced “Break the Case Clues” on the BTK Killer, the Son of Sam, Unabomber and Anthrax Cases.

Aside from the four major cases mentioned in the title, the book also includes

chapters on the investigation into the Mad Bomber which plagued New York City in the 1950s and the ongoing investigation into the Long Island Gilgo Beach Murders involving the remains of several women being found in the wilds of Long

Author Tom Walker

Island over the past several years, all thought to be committed by the same person or persons.

Walker shares with the reader actual information and reasoning that he shared with the FBI and other investigating authorities which possibly led to identifying and apprehending the killer or culprit in many of the five famous closed cases discussed in the book.

Walker said in cases such as the BTK killer, the man responsible for a particular heinous set of murders which struck Wichita, Kansas beginning in the mid1970s, he studied letters written by the killer to media outlets and investigators at the time to find hidden clues to the man’s identity such as his occupation or his area of residence.

In his chapter about the Son of Sam murders, some of which took place in the 45th Precinct right in the shadow of Coop City, he writes about missed clues in the letters David Berkowitz sent to newspapers and investigators, which if taken into serious consideration by police commanders at the time, could have led to the discovery of Berkowitz’ whereabouts months earlier, possibly saving some of the young lives that were lost in the latter stages of his infamous carnage in the summer of 1977.

As a retired investigator, Walker said his natural curiosity about police matters led him to delve into both the Unabomber case and the BTK killer case based in Wichita. Walker claims both in the book and in person that the scenarios he sent to investigating authorities in both cases, including the FBI, proved to be correct when the killers were eventually caught.

Two of the cases dealt with in the book, the Mad Bomber of the 1950s and the Son of Sam killings of the mid to late ‘70s where both active cases while he was still in the NYPD and in the book he revisits those cases and applies the reasoning (Continued on page 4)

Some Bay Plaza bus stops relocated due to indoor mall construction Bx12 SBS buses, bus stops and terminal have been relocated at Bay Plaza due to the long term indoor mall construction. SBS fare machinery will be relocated to the new westbound stop at Applebee’s. Bx29 and Bx38 bus stops will be relocated from Applebee’s to Raymour and Flanigan located immediately east.

R oute Pa th Eastbound: Regular route to the New England Thruway Bartow Avenue exit ramp, continue straight ahead on Bay Plaza Boulevard to the end. Turn left into parking lot behind Raymour and Flanigan, then layover.

Westbound Loop through parking lot from layover area, turn right

onto Bay Plaza Boulevard-continue straight on Bay Plaza Boulevard to Co-op City Boulevard and continue route as usual.

Ter mina l Sta nd Layover area in designated on east end of Raymour and Flanigan parking lot.

Bus Stops New SBSBx12 Eastbound On Bay Plaza Blvd., far side, Co-op City Blvd. (across from Pier 1/Daffys) On Bay Plaza Blvd., far side Co-op City Blvd. (across from Applebee’s/Raymour and Flanigan) New SBSBx12 Westbound On Bay Plaza Blvd. at Applebee’s (First Stop) Relocated Bx29 & Bx38 Stop is relocated from Applebee’s to Raymour and Flanigan.

Summer Tennis Season Ends …. Today will be the last day of the Co-op City Tennis Club’s free summer tennis program as participants head to the National Tennis Center in Flushing to take part in the annual Arthur Ashe Kids Day. Yesterday, each participant received certificates and trophies for their participation handed out by State Senator Ruth Hassell-Thompson and Tennis Club Director Lorraine Alexander. Director Alexander said it was another great summer for the program as more than 300 children took part in the free program held from 9 a.m. to noon each week day. The program averaged more than 100 participants each day. Special events included three tournaments named for Senator Thompson, State Assemblyman Mike Benedetto and a memorial tournament named for the program’s beloved founder, the late Milton Alexander. At the end of the summer, Co-op City’s best players faced off against the best players from other youth tennis program throughout the city and the Co-op City team ended up coming in second. A fall program will begin on Saturday, September 1st on the Co-op City Tennis Courts behind M.S. 181.

Photo by Bill Stuttig

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Co-op City Times / August 25, 2012

Walker of the Holmes character into those investigations to prove that those cases were very much solvable using the Holmes reasoning and investigation techniques.

A Sherlock Holmes aficionado since his childhood, Walker said that the reasoning and the investigative skills that those stories taught him as a child never left him and in fact served him well during a long career as a police commander and investigator. It also served him well as a game show contestant as he once won $32,000 as a Sherlock Holmes expert on “The $128,000 Question.”

Mgt. Forums Based on a tentative schedule, the Coop City Public Safety Department will be featured at the first forum, which will take place on Tuesday, September 11 in the Einstein Community Center at 7 p.m.

The following month, October, the Power Plant will be the subject of the Tuesday, October 16th forum which will be held in the Dreiser Community Center.

Financials Research and Development Authority added an additional $400,000 over the previous year.

Laundry room income increased by $875,000, rising to $3.21 million in 2012. And income from professional office leases rose by $72,000 to a 2012 total of $1.15 million.

Utility costs fell in several categories, but charges for water and

(Continued from page 3)

“Sherlock Holmes and the modern day police investigator think a lot alike,” Walker explained to the Co-op City Times during an interview this week, “because they both rely heavily on deductive reasoning. But when suspects write things, even though those suspects are trying to be deceptive, they give clues as to where they might live, what their occupation is and these things can be found using the Holmes method of reasoning and thought.”

Walker added that the modern day police investigator will often overlook those clues that are right there in the cor-

respondence from the anonymous suspects while the follower of the Holmes method of reasoning might catch them through careful study and thought.

Walker said that he is trying to market the book to Sherlock Holmes fan clubs, many of which are based in England. He said that he hopes to travel to England later this year to speak on his theories to fellow fans of the famous detective stories.

In the United States, the self-published book is available through Amazon.com and other outlets such as Barnes and

Noble for $13.95.

Walker, who has had one of his books, Fort Apache, turned into a movie and others turned into television productions said he is ultimately hopeful that this book can also translate to the screen one day and he said he has an agent now looking into it.

He added, “Particularly if you are in law enforcement, it is a good book to read because it will sharpen your instincts.

“In this book,” which he called probably his last book, “there are some lessons to be learned for investigators.”

forum will be held in the Dreiser Community Center, followed by the Maintenance Department on Tuesday, February 5 in the Bartow Center, and Construction on Tuesday, March 12 in the Einstein Center.

Each forum will begin at 7 p.m. with a presentation by the department head and Management which will provide a

detailed overview of the respective department, personnel and operations.

After the presentation, there will be an opportunity for shareholders to ask questions about the department being featured. Following this segment, the audience will then have the chance to ask any other questions or raise any other issues they would like addressed.

The company reported a positive cash flow for the year with $1.9 million in cash and cash equivalents at the end of the fiscal year. Accounting rules treat depreciation of buildings and other “paper losses” in a category called comprehensive loss. This year’s financial statement reports those figures which include the start of depreciation of the cogeneration plant and less than

anticipated gains in the pension fund.

Figures from the previous year’s financial statements were restated this year based on the auditing firm recommendation that prepaid real estate taxes be counted in a different manner.

(The March 31, 2012 and 2011 Riverbay Corp. financial statement is published on pages 21 to 27 of this issue of the Co-op City Times.)

(Continued from page 1)

On Tuesday, November 13, the Finance and Budget process will be discussed in the Bartow Community Center, and on Tuesday, December 11, in the Einstein Center, the Restoration/Sales Departments.

In the new year, the forums will resume on Tuesday, January 15 with the Buildings and Grounds Department. That (Continued from page 1)

sewage by New York City rose again.

Electricity costs dropped by $888,000, fuel oil was reduced by $525,000 and gas charges dropped to $21.67 million, down by $3.56 million, or 12%, from the previous year.

However, the exploding costs of water continued. Water and sewer charges went up to $18.19 million, a 28% increase over the cost in 2011.

Defensive driving course sponsored by Riverbay available online and open to general public

BY ROZAAN BOONE The defensive driving course offered by Riverbay Corporation to its employees to enhance their driving skills and lower points on their licenses is also available online and open to the general public at a reduced cost.

The 6-hour course, which is offered through the National Safety Council of which Riverbay is a member, has been open only to Riverbay’s employees, their family members and friends for the past 10 years, and were generally held once every three months over two evenings during the week or on weekends. Now, the program is online at a cost of $44.96, and anyone in the general population can take advantage of the reduced price by entering Riverbay’s referral code.

During the registration process, applicants who use referral code #664 will receive a $5 discount which brings the cost down to $39.95. For participating in the program, Riverbay Corporation, in turn, will receive a rebate of $11.39 per participant which goes back into the corporation’s general fund to help offset the expenses of

the corporation.

“It is important to point out that anyone interested in taking advantage of this opportunity should contact their respective insurance company first to ensure that they will be eligible to receive credit for taking the defensive driving course online, which in most cases, will result in a reduction of their insurance premiums,” said Vernon Cooper, Riverbay’s General Manager. “It is also a plus that the housing company can receive credits for those taking the course when they use our referral code to register and I invite everyone in the development to let their family members, friends and co-workers know about this program. I also thank them because having more conscientious drivers on our roadways benefits everyone.”

Cooper noted that Riverbay has been providing defensive driving courses to its employees for the past decade precisely because the corporation recognizes the importance of safety, especially among those staff members who operate vehicles.

“We realize how vital it is that the people who drive vehicles for the corporation are in fact operating them safely and are

fully aware of the State’s traffic laws particularly as they relate to the work that they do, and this includes the individuals who drive our trucks, vans, construction equipment and passenger vehicles,” Cooper said.

“Therefore, I am all for any policy that promotes defensive driving courses and anything that can be done to encourage people to take these courses is beneficial.”

Monica Williams, Riverbay’s Loss Prevention Manager in the Risk Management Department, was instrumental in organizing this course offering.

“We’ve been a member of NSC for more than a decade and we’ve been providing defensive driving classes to our employees to help enhance their driving skills and reduce points off their licenses, which also reduces their automotive insurance premiums,” said Williams. “Now, we are able, through this program, to offer it throughout the community so we’re inviting everyone to encourage their friends and family members to take advantage of it.”

Williams emphasized that registrants for the course must input the referral code #664 or else they will not receive the discount.

To purchase the online version of the NSC’s defensive driving course, log onto its website at www.ddcnsc.org/ny. The program uses Adobe Flash Player to deliver the course and if a student exits the program before completing it, their progress is bookmarked. There is also no limit to the number of times you may log in to complete the course, however you must complete the course within 30 days from the date of purchase or else you have to repurchase it.

Applicants must complete a minimum of 320 instructional minutes, answer 25 questions at the end of the course and achieve a score of 75% or better to pass the course. Each applicant is allowed three attempts to pass the course, after which it must be repurchased.

After successfully completing the course, the defensive driving certificate is mailed to the applicant.

The NSC offers support and service via online email help and a toll-free telephone help desk which is open MondayFriday, 8 a.m. to 5 p.m., and on Saturdays, 8 a.m. to 4 p.m.

If You See Something, SAY SOMETHING!!! Co-op City Public Safety - 718-671-3050

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Co-op City Times / August 25, 2012

Management Report River ba y C ell P hones There are approximately one hundred and fifty-four (154) Riverbay supervisory and managerial employees who use cell phones to keep in touch with each other, speak to vendors and check their corporate email during business hours. These same employees also carry radios with which to communicate with their staff.

Riverbay employees widely use email as a way to communicate with each other.

Without the use of cell phones with the ability to receive email, managerial employees who primarily work outside of their offices are not able to receive important corporate information until they return to their offices.

Riverbay employees, such as Maintenance utility men, building porters, Public Safety employees on patrol and grounds workers carry radios to communicate with their supervisors.

They are not issued Riverbay cell phones.

In order to simplify the management of Riverbay cell phone use, Riverbay is seriously considering a plan that will reimburse employees for using their own cell phones rather than supplying employees with cell phones and plans. This option would save the corporation money by setting a maximum amount that each person would receive based on an historical analysis of usage and would benefit the employee by allowing them to choose the phone and service that best meets their needs.

By paying a monthly stipend to employees who provide Riverbay with their cell phone numbers, Riverbay will eliminate the need for paying for overuse.

We will know each month how much we will pay for cell phone charges. In addition, we will eliminate one position that is devoted to the management of the system.

By allowing employees to select a phone with the features they prefer, as well as a plan with a cellular service provider that will give them the coverage they need, Riverbay will avoid the prob-

Management Corner

Marion Scott Real Estate, Inc. lem of employees not being able to be reached off property because the cell phone service where they live is poor.

Reliable communication is one of the foundations of any organization. Modern companies rely on cell phones and email as ways of keeping managerial and supervisory personnel connected even while away from their offices. Many Riverbay managers spend more time in the field and away from their office phones and computers than they spend in their offices.

River ba y Vehicles When you consider the size of Co-op City, you have to realize that we truly are a small city and in every city, its workers need the proper equipment and vehicles necessary to provide and oversee the services the residents of the city require and pay for. We have approximately 125 Riverbay owned vehicles that are needed and driven by people in various departments which include: Buildings and Grounds, Commercial Leasing, Maintenance, Office Services, Parking Facilities, the Power Plant, Public Safety, Restorations, Risk Management and the Sales Department.

It is important to note that the vehicles include trailers, Bob Cats and a back hoe that are not operated by everyone or necessarily every day.

Gas cards are issued to the Directors of these departments and they are disseminated to their respective staff as needed in order to do the work necessary for the corporation.

We have placed a GPS system on almost half of the Riverbay owned fleet of vehicles, which is monitored on a regular basis by our Automotive Services Department to ensure that these vehicles

New Director at The College of New Rochelle Co-op City Campus Dr. Arleen Hogan has been istrative team, all the while appointed as Campus Director maintaining a strong commitof The College of New Rochelle ment to the academic excelSchool of New Resources Co-op lence of her students and City Campus. Dr. Hogan sucupholding the tenets of student ceeds Dr. Kristine D’Onofrio centeredness. According to the Southard. statement, included in her many A statement from the college contributions to the campus and said that Dr. Hogan first came to Dr. Arleen Hogan to the school is her outstanding the School of New Resources service on the Curriculum Co-op City Campus as an adjunct in the Committee. spring of 2003. By the summer of 2004, She is called a strong advocate for adult she was enthusiastically recommended for learners. She earned a B.S. in Psychology a position as a member of the Instructional from Fordham University, an M.S. in Staff Team, Co-op City Campus, in the General Psychology from NYU, and a area of Psychology. Since then, she has Ph.D. in Psychology from The New become a vital member of Co-op’s admin- School.

Respect your neighbors.

Please keep the noise level down.

are not driven off of the premises unless there is a need for these vehicles to leave the premises in order to conduct business for the Riverbay Corporation, and if so that there is knowledge and/or approval by the respective department directors and executive management.

We cannot reduce the size of our inventory because of the needs of the corporation. In fact, we have an aging fleet and every effort is made to maintain and keep them running on a day-to-day basis, particularly when you consider that some of our departments operate on a twenty-four hour schedule. When it becomes absolutely necessary to replace vehicles, we try to find a used vehicle with low mileage on it that can, in some cases, serve multiple functions, depending upon the nature of its use. For example, many of the vehicles used by the Buildings and Grounds Department’s supervisors are 4x4 vehicles that can accommodate a plow so that the supervisors can help remove snow while simultaneously supervising and inspecting the grounds during snow fall.

In an article written in the City News this week, reference is made to the number of vehicles and the amount of money spent on gas as being excessive, and that there is a possibility that there is a theft of gas as was referenced by the comments that two vehicles were filled up with gas on the same day by the same gas card within a very short period of time. I think it is important to point out that we pay a premi-

um for gas in the Bronx. That being said, we’ve recently entered into a new agreement with the Exxon gas station that will give us a discount of up to 5% of what we pay for gas, depending upon the volume.

We know that there is no wholesale abuse of the use of the gas cards, because they are assigned to specific department heads who have staff members who issue them out when required; however, we know that there is always room for improvement in terms of how we monitor the use of the system.

We did an investigation of the use of the gas cards during the period that included the use of the same gas card for two different vehicles on the same day and based upon our investigation, we have disputed the charge by the former company, which we are no longer doing business with.

In addition, we have issued new gas cards with pin numbers that are assigned to specific individuals, which includes personal data which in turn, makes it easier to identify the individual using the card. We also have two different departments reviewing the monthly bills as a check and balance.

We will continue to make changes that help to increase the level of accountability by the employees of this corporation, not just with respect to the use of vehicles and cell phones but for all aspects of our daily operation and it is a work in progress.

Advertising works!

Call 718.320.3300 x3384 for our affordable rates.

6

Co-op City Times / August 25, 2012

Co-op City Times

Second Reading: Resolution #12-34 SUBM I T T E D BY: R ev. O wen s SE C O NDE D BY: E lea n or Ba iley & E velyn Tur n er BOAR D O F DI R E C TO R S M E E T I NG DAT E D: Au gust 22n d , 2012 W HE R E AS, Studio8, Inc. has requested a lease from Riverbay Corporation for the premises at 2035 Bartow Avenue (1,522 sq. ft.), Bronx, New York, to be used as a jewelry store, buy gold, repairs, collateral loans and gifts and

W HE R E AS, the term of the lease is six years with two six year renewal options and annual rental rates are within the provisions of Resolution #85-16 as amended by Resolution #95-44; and W HE R E AS, an inquiry was requested with the Better Business Bureau which resulted in no negative findings; and NOW, T H E R E F O R E , BE I T R E SO LVE D, that the lease agreement for the premises at 2035 Bartow Avenue, Bronx, New York, by and between

Riverbay Corporation, Owner, and Studio8, Inc., Tenant, containing the terms as negotiated by Riverbay Corporation’s management is hereby approved as submitted by management in accordance with Resolution #85-16 as amended by Resolution #95-44; and be it F URT H E R R E SO LVE D, that the President of the Corporation is authorized to sign the lease agreement and related documents on behalf of Riverbay Corporation.

TABL E D

Co-op City’s official newspaper serving the world’s largest cooperative community.

(718) 320-3300, ext. 3375 cctimes@riverbaycorp.com

Derek Alger Director of Communications

Rozaan Boone Editor-in-Chief

Bill Stuttig Associate Editor

Jim Roberts Business Manager

Second Reading: Resolution #12-58 SUB M I T T E D BY: BE R NAR D C YL I C H SE C O NDE D BY: Al Sh a pir o BOAR D O F DI R E C TO R S M E E T I NG : Au gu st 22n d , 2012 W H E R E AS, Directors are provided the opportunity to have their Viewpoints published in the Co-op City Times subject to guidelines imposed by the Board of Directors; and W H E R E AS, Viewpoints that contain internal documents, reports, letters, invoices, bills or third party inserts or letters are prohibited by Resolution #224 of 1977 and

Resolution #87-34; and W H E R E AS, At times an accurate quotation from a third party document may help a Director express his or her opinion in their Viewpoint.

N OW T H E R E F O R E B E I T R E SO LVE D, that notwithstanding Resolution #224 of 1977 and Resolution #87-34, Directors may include in their Viewpoints third party quotations of up to 50 words provided that the Director provides verifiable documentation of the quotation and that the third party quotation does not violate the Director’s duty not to disclose confidential information; and

Jennifer Piovanetti BE I F F URT H E R R E SO LVE D, That this Resolution is to be narrowly interpreted as not amending any other Board imposed guideline or restriction for Viewpoints and shall not take effect until thirty days after approved by the Board of Directors.

YE S: At k in s, C ylich , J ohn son , L eslie, O wen s, Sh a p ir o, T ir a d o, Tu r n er NO: I llis, O. J on es ABSTAI N: Ba iley ABSE NT F O R VOT E : Sa n t ia go ABSE NT: Gr a h a m , F. J on es, Ab d u lWa h ha b PASSE D

Second Reading: Resolution #12-60 SUBMI TT ED BY: R ev. Owens SEC ONDED BY: Al Sha pir o & Evelyn Tur ner BOARD OF DI R EC TOR S M E ET ING, DAT ED: August 22nd, 2012 W H E R E AS, The Contracts Administration Department sent out 25 request for proposals for Bid 2759, A/E Services for Upgrade of Entrance Lobbies; and WHE RE AS, we received five (5) proposals, which were sent to management for review; and WHE RE AS, the first phase as part of the

bids is the design concept; and W HE RE AS, the resolution is for the design concept phase only where three (3) companies (Robert J. Stahl - $15,000.00, Ivan Brice Architecture - $12,500.00 and WASA/Studio - $25,740.00) will provide design concepts for each lobby type prior to awarding the contract.

NOW T H E R E F O R E , L E T I T BE R E SOLVED: that Management seeks permission to spend $53,240.00 (spreadsheet attached) for design concepts from the referenced companies be approved as submitted

by Management in accordance with Board of

Directors Resolution #85-16 and amended

by Board of Directors Resolution #95-44 and the President is hereby authorized to execute the contract and Management is authorized to take all steps necessary to make this action effective.

YES: C ylich, Leslie, Owens NO: Atkins, Illis, J ohnson, O. J ones, Sha pir o, Tir a do, Tur ner ABSTAIN: Ba iley ABSE NT FOR VOTE : Sa ntiago ABSE NT: Gr a ham , F. J ones, AbdulWa hha b DEF EAT ED

Emergency Resolution #12-60 (B) SUBM I T T E D BY: R a y T ir a do SE C O NDE D BY: Ot h elia J on es BOAR D O F DI R E C TO R S M E E T I NG , DAT E D: Au gu st 22n d , 2012 W H E R E AS, The Contracts Administration Department sent out 25 request for proposals for Bid 2759, A/E Services for Upgrade of Entrance Lobbies; and W H E R E AS, we received five (5) proposals, which were sent to management for review; and W H E R E AS, the first phase as part of

the bids is the design concept; and W H E R E AS, the resolution is for the design concept phase only where two (2) companies (Robert J. Stahl - $15,000.00, Ivan Brice Architecture - $12,500.00 will provide design concepts for each lobby type prior to awarding the contract.

NOW T H E R E F O R E , L E T I T B E R E SO LVE D: that Management seeks permission to spend $27,500.00 (spreadsheet attached) for design concepts from the referenced companies be approved as submitted by Management in accordance with Board of Directors Resolution #85-16

and amended by Board of Directors Resolution #95-44 and the President is hereby authorized to execute the contract and Management is authorized to take all steps necessary to make this action effective.

YE S: At k in s, Ba iley, C ylich , I llis, O .

J on es, L eslie, O wen s, Sh a p ir o, T ir a do, Tu r n er NO: J oh n son ABSE NT F O R VOT E : Sa n t ia go ABSE NT: Gr a h a m , F. J on es, Ab d u lWa h ha b PASSE D

• #12-64 - Pump Repairs - Frontline Industries Contract 2777 • #12-65 – Design Water Treatment Installation • #12-66 – Lease for Dr. Benjamin

Katayev @ 140 DeKruif Unit A • #12-67 – Mirror Closet Doors Contract P188 C/O 1 • #12-68 – Royal Waste Services Contract 2765

First Readings F I R ST R E ADI NG S—R I VE R BAY BOAR D OF DIR EC TOR S’ M EE TI NG, DATE D: August 22, 2012 • #12-63 – Lease for Genial Management

Dom est ic Wa t er Sh u t d own a ffect s Bu ild in gs 12, 13 & 14 The last of the wood roof tanks will be changed on Thursday, September 6, on the roof of Building 13. This work will affect shareholders in Buildings 12,

13 and 14.

Hot and cold domestic water will be turned off at 5 a.m. and will be restored by early evening.

Operations Manager

Ralph Henriquez Production Manager

Deborah Harris Editorial Assistant The Co-op City Times welcomes issue-oriented letters to the editor to be considered for publication. All letters, in prose, not poetry, must be addressed to the editor, not to third parties. All letters must be handsigned by the writers and include their addresses and phone numbers, which will be kept confidential, so that the editor can verify the authenticity of the authors.

Writers will be limited to one letter per topic. And to give everyone a chance, we will limit writers to one published letter every 30 days.

Anonymous or unsigned letters will not be accepted for publication.

Letters cannot exceed 350 words.

Ideally, they should be typed. All letters must be in the Co-op City Times office in Room 21, Bartow Community Center, by 3 p.m. every Monday to be considered for publication in that week’s edition. Views and opinions expressed in letters and Directors’ Viewpoint are solely the writer’s, and not necessarily shared by the Co-op City Times or Riverbay Corp.

Advertisements and classified advertisements in the Co-op City Times do not necessarily reflect an endorsement from Riverbay Corporation of goods and services, but present greater options to cooperators of products and services available.

The Riverbay Corporation does not assume any responsibility nor is it a party to any contract or agreement between the cooperator and the vendor.

All matter published herein is copyrighted by the Co-op City Times.

Permission for reprints of advertising or editorial contents produced by the Co-op City Times must be obtained in writing from Riverbay Corporation, 2049 Bartow Ave., Bronx, New York 10475.

If the Co-op City Times Was Not Delivered: Call 646.261.1761 on Saturdays ONLY, 9 a.m. - 2 p.m.

Send us your

Letters! s r Edito City Timee.

Co-opBartow Av 5 2049 , NY 1047 Bronx

We thank you for your patience as we work to complete these repairs.

—M a in t en a n ce Dep a r t m en t

email: cctimes@riverbaycorp.com

7

Co-op City Times / August 25, 2012

Public Safety Report Co-op City Department of Public Safety offers “Back-to-School” safety tips

BY LIEUTENANT PAM APOLLO As summer draws to a close, the Department of Public Safety would like to remind residents of the following tips to keep everyone safe for the “Back to School” season. Drivers, parents and students each have a role in assuring a safe school year. This is a good opportunity to take time out of your busy schedule to make sure that all members of your household are familiar with the safety rules that pertain to them.

School buses are the safest way to get to school.

School buses are nearly 8 times safer than passenger vehicles. Most school bus accidents occur when kids enter or exit the school bus. Children ages 5 to 7 are at the greatest risk. Children may be in a hurry to enter or exit the school bus. They may have little experience with traffic and be unable to judge the speed of oncoming traffic in order to safely cross streets. Children believe that drivers will see them and stop and allow them to cross. It is essential that motorists never pass a stopped school bus with its red lights flashing. Never, ever pass a school bus on the right side, the results could be fatal.

Children are also in danger of being hit by the school bus itself. The reason for this is because children do not always stay in the driver’s sight. Young children may drop something and run into the path of the bus to pick it up. Parents need to instruct children that they should get the help of the driver or another adult if they drop something. Children should never reenter the danger zone, 10 feet around the school bus on all sides. Teach children to take 5 GIANT steps away from the bus in all directions. Children should keep all items in their backpack.

Public Safety Blotter: August 11- August 18 Augu st 18, 120 C a sa ls P la ce A male reported that he was assaulted and robbed by three unknown males. This matter is currently under investigation.

Au gust 18, 111 Dr eiser L oop One individual was arrested and charged with disorderly conduct after he was fighting with another person and refused to stop when instructed to do so.

Augu st 17 CCPD units observed a male yelling at a female and attempted to defuse the situation. The individual refused to stop his behavior and began cursing at the officers. The male was arrested and charged with disorderly conduct.

Backpacks should weigh no more than one third of the child’s weight. This prevents the backpack from impeding the child’s movement. Send school supplies in to school over the course of several days, if necessary.

Backpacks and garments should also not have any long straps or drawstrings that can get caught in the bus’ doors or railings. Older or adult sized sweatshirts that have drawstrings should always be removed when worn by a child. These strings also present a hazard on the playground.

Parents should always make certain that children get to the bus stop on time, wait away from the street and avoid horseplay near the street. Parents should make sure that an adult arrives at the bus stop early enough to receive young children from the school bus. Motorists should allow extra travel time and avoid areas around schools during arrival, departure and lunch periods. Use extra care to watch for children who may dart out in front of your vehicle to cross the street. Remember that it is always illegal to pass a stopped school bus with the lights flashing from either direction, even on a divided roadway. Children are our greatest resource; we must take every step to keep them safe.

For Labor Day weekend, we remind cooperators of these summer rules. Consumer fireworks of any type are highly dangerous and are illegal in New York State.

Zero-tolerance enforcement will be conducted by the Co-op City Department of Public Safety, as well as the New York City Police Department.

Barbequing is also not permitted on any of the public areas of Co-op City. Strict guidelines set forth by the New York City Fire Department are in effect for barbe-

Co-op City Department of Public Safety (718) 671-3050 • www.ccpd.us. If you SEE something, SAY something!

Celebrating 32 Years of Quality Instruction Call For A Brochure Register Online

Dance & Gymnastic Classes for All Ages Susan O’Hanlon Mendogni, Director

Au gu st 16, 140 Ben ch ley P la ce CCPD units responded to this area to move a disorderly group. Three individuals were arrested for various charges ranging from disorderly conduct to consuming alcoholic beverages in public.

Au gu st 12, 100 E r d m a n P la ce CCPD officers arrested three males at this location for various charges ranging from disorderly conduct to consuming alcoholic beverages in public.

Au gust 12, 140 E lga r P la ce A male was arrested for disorderly conduct after he refused an order to disperse from the area.

Augu st 12, 2061A Ba r tow Avenu e Two youth were taken into custody after they were found on the roof of a supermarket. Juvenile reports were prepared and both youth were released to the custody of relatives.

quing only on terraces or townhouse patios. Propane tanks are strictly prohibited by the New York City Fire Department in any multiple family dwellings. Residents are also reminded that bike riding is not permitted near buildings, in shopping malls or anywhere else signs prohibiting bicycle riding are posted.

Have a safe and healthy Labor Day weekend. Use caution near pools, beaches and other bodies of water.

Ocean beaches are particularly dangerous this time of the year due to the effects of offshore tropical storms.

The remnants of various hurricanes and tropical storms still cause residual effects along the East Coast. Only swim in areas where and when lifeguards are on duty.

After Monday, September 3, some beaches may not have lifeguards present. These areas should be avoided.

No one should ever swim alone. Children should always have adult supervision.

If your Labor Day weekend fun includes consuming alcoholic beverages, be sure not to operate a motor vehicle. Also be sure to buckle your seatbelt, obey speed limits and avoid distractions when driving. School’s open, drive safely. Never pass a stopped school bus with its red lights flashing.

Always remember, if you see something, say something. Call 9-1-1 and the Department of Public Safety at (718) 671-3050 or online at www.ccpd.us. Callers may remain anonymous when giving information. The Co-op City Department of Public Safety would like to thank all persons who have called in suspicious activity or sent information via our website. It is by your actions that the crime rate remains low and a high quality of life is maintained.

Classes In: • Ballet • Tap • Jazz/Hip-Hop • Gymnastics • Mommy & Me • Creative Movement • Point • Salsa • Combo • Lyrical • Modern • Workout FX

Early Registration: Tuesday, August 28th, 4:00-7:00 p.m. & September 4, 5, 6, 7, 4:00-8:00 p.m.

www.f ancyfeet.com THREE CONVENIENT LOCATIONS: Pelham Bay: 1628 Crosby Ave.

718.824.1981 Eastchester Road: 1295 Allerton Ave.

718.405.5136 Castle Hill/Parkchester: 1306 Unionport Road

347.691.3443

• National Dance Champions • Certified and Professional Instructors from Broadway, ABT & MTV • Beginner Through Advanced • 12 Months Through Adult Boy • Caring Family Environment Hip Hop • Limited Class Size Auditions • 2 Professional Classrooms w/Observation window Sat. Sept. 8th • Age Appropriate Curriculum 3:30 p.m.

• We’re #1 with Parents • Performed in Disney, July 1998 & 2003, 2009 • Performed on Norwegian Cruise, July 2006

8

Co-op City Times / August 25, 2012

Prospective HUD Loan Concerns I commend Director Bernard Cylich on his initiative to call a Special Board Meeting on August 15th. Because eight Directors are needed to make a quorum for an official Board meeting and only six were available, Director Cylich convened a Special Meeting to address any updates on the particulars regarding the prospective HUD guaranteed loan, as we have not yet received a commitment letter. The information that was received since the August 1st closed Board meeting was reviewed and discussion ensued regarding the requirements for the loan negotiations to proceed in order to meet the September 14, 2012 deadline. Much was clarified and it was decided that a memo would be sent regarding questions on the environmental report, the final underwriting, and formal approval of waivers by appropriate authorities within HUD. Other Board Directors in attendance were Directors Leah Graham, Daryl Johnson, Andrea Leslie and Evelyn Turner. This was a very worthwhile meeting and there should be executive sessions on a regular basis for purposes such as this.

K n ow You r Neigh b or s I received a call from a shareholder who had serious problems in her apartment. She had taken several days off in order to be available for the Riverbay Maintenance and Restoration staff to make the necessary inspections and repairs. Due to certain complications, this shareholder was asked to be available yet again. She had recently started a new job and felt that her job would be in jeopardy if she was absent again. I

Director’s Viewpoint

Francine Reva Jones Secretary

asked this shareholder if she had a family member or friend who could be available to assist her, to which the response was negative, stating that they all work during the daytime. I then asked her about a neighbor who might be available, possibly one who was retired.

She knew one neighbor, but that person also works during the daytime. Finally I asked about the members in her building association, to which she responded that she was not involved. I gave her the name and telephone number of her building association president and also encouraged her to be involved because, as she experienced, you will never know when you might need a helping hand. No one wants strangers in their home for these purposes. Therefore, get to know your neighbors and assistance might be right next door.

C h ild r en ’s P la y Ar ea s A couple of weeks ago, I wrote about the hole in the blue turf at the play area near Building 21 where little children were breaking up and pulling out the black substance under the surface. I reported the hole to Management and ask that it be repaired. When I returned to this play area last week, it had been repaired and I express my

appreciation to the Management Dept. for taking immediate action on making this important repair for the safety of our children.

New Wa sh in g M a ch in es I have used the new washing machines twice and found them to be satisfactory. My clothes washed cleaner than they did in the older machines, which I have heard other cooperators point out as well. The clothes are washed and rinsed in 37 minutes, which is a longer cycle than the former washing machines provided. Even though I use less high efficiency detergent, the clothes come out cleaner.

Also, the clothes wring better in the final spin cycle and, in some cases, cooperators save time and expense for the dryer. It is not always easy to change with the times and technology, however, I hope that all cooperators will follow the instructions and adjust to the new high efficiency washing machines.

Please note that on Tuesdays and Thursdays, the cost of the new washing machines is discounted by $.25. It appears that all the machine prices did not change on the day I used them and was charged the full price. All the machines indicate a Coinmach telephone number that cooperators can call if there is a problem. I called and was informed that I would receive a $.75 refund and will inform Management so that this problem can be resolved.

Be sure to collect your $5 Coinmach laundry card. All shareholder households where the new washing machines

NOT I C E O F E L E VAT O R NOTICE SH UT DOOF W N BELEVATOR UI L DI NG # 7, C AR #4 SHUTDOWN BUILDING #7

CAR # 4

An unforeseen mechanical breakdown to elevator #4 in Building 7 has necessitated the removal of the car from reseen service. mechanical breakdown to elevator #4 in Building 7 has ated the removal of the car from service.

The repairs require that the car is hung and the elevator’s counter-weight sheave is removed and sent out to the airs require that the car is hung and the elevator’s countermachine shop to be re-grooved. Unfortunately, this piece of heave is removed sent out the and machine to be reequipment needsand a special team to to remove replace it shop as . Unfortunately, this it weighs 1,500 lbs. piece of equipment needs a special team ve and replace it as it weighs 1,500 lbs.

As a result, the elevator is expected to be out of service Thursday, August 30.toIn be the out eventofthere are anythrough ult, the through elevator is expected service changes, update the residents Building y, August 30.we Inwill the event there of are any 7.changes, we will he residents of Building 7.

Every attempt is being made to restore the elevator back to service as soon as possible. tempt is being made to restore the elevator back to service as

possible.We do apologize for any inconveniences caused, and thank you for your patience and understanding. pologize for any inconveniences caused, and thank you for ience and understanding.

—R iver b a y M a n a gem en t --Riverbay Management

have been installed are eligible to receive a $5 Coinmach laundry card.

Call the Cooperator Services Offices (CSO) for information as to where to get it.

R iver b a y Boa r d C om m it t ees The topic of Committee selections is on the agenda for the August 22nd closed Board meeting and an announcement should appear in the August 25th edition of this newspaper. Hopefully, you have reviewed the various committees and are ready to make your selection as to the one or two committees on which you would like to serve. They include the Buildings & Grounds Committee, Commercial Leasing Committee, Community Relations/Seniors/Handicap ped Committee, Cooperator Appeals Committee, Contract Compliance Committee, Construction Committee, Garage Committee, Inventory & Purchasing Committee, Sales Committee, Security Committee and Youth Committee. Kindly take the time to review these committees and select one or two that you would like to join and when they are offered, you will be ready.

P a r t icip a t e Most of the building associations and organizations take a summer break.

In September, meetings will resume and you should participate. Should you be unable to resolve any issue through your Building Association or CSO, you may contact me for help: Francine Jones, Board Director, c/o Riverbay Corporation, 2049 Bartow Avenue, Bronx, NY 10475 or call me at 718671-5957. Thank you and enjoy the rest of the summer.

9

Co-op City Times / August 25, 2012

American Legion Post 1871 Greetings to all of our Post members who are homebound and recovering from various medical operations. We wish you a speedy recovery.

Happy birthday to all of our Post members who have a birthday in the month of August: H. Alford, W.J. Bond, D. Chavis, A. Dixon, A. C. Jackson, G. McKay, L. Hochfeld, J.W. Mckenzie, R.I. Lawson, Jr., L. Menchise, J.M. Ozunga, J. Mosley, E.J. Nell, J.A. Sheffield, P. Winfrey, P.G. Roy, J. Session, M. Winn, W.A. Scott and H.L. Ayala. If I don't have your name down for this month, contact me ASAP and it will be in the next issue of the Co-op City Times.

Our Post is located in Section 5 Community Center, 135 Einstein Loop, Room 41. Our office number is 718-320 8165 and you can also reach us by e mail at post 1871@optimum.net.

The Executive meeting will take place on September 5th, Wednesday, at 2:00 p.m. sharp. Please mark this date on your calendar as a reminder. This is for all of our military retired persons in our Post.

On January 1, 2013, you will receive an increase of 1.7% in your monthly check. This was voted in place on August 2 by key Senate Committee. The Senate Approbations Committee helped pass a $604.5 billion defense spending bill for the fiscal that begins October l. I bet you will receive the same increase in your Social Security check, too. On September 15, all of our newly appointed officers will be sworn in to start performing their new duties in the Post to keep our operation at 100%. So as a member, please attend this meeting so you will know who your leaders are in the Post.

A good movie to see is “Total Recall.” The special effects are outstanding along with lots of action. If you can recall the old “Total Recall,” well, this one is more up-todate. So if you get a chance, take the family or your friend to catch this move.

Well, the children will be heading back to school soon.

Remember, a lot of children will suffer back injuries due to heavy backpacks. A backpack should weigh no more than 15% of the child's weight, not to injure your child's back.

Air conditioning is a life saver because by using it, it will reduce strokes.

What are two things people never eat before breakfast?

Answer: Lunch and supper.

This information was provided by the post information —R icha r d I. L a wson, J r. officer.

Harriet Tubman Independent Democratic Club We would like to encourage all shareholders to assist us in getting people registered to vote. If you know of new 18 years olds, please encourage them to get registered. Just think what is in store for Americans if we don't get President Barack Obama re-elected. Republicans will repeal Obamacare, slash all Pell Grants, eliminate tax credits, slash support for Head Start and Early Childhood Education, Medicare would be turned into a voucher program, raising costs for seniors, make sure millionaires and billionaires get massive tax cuts. We have not worked so hard to allow the clock to be turned back in time. If you are able to make a donation to the campaign, please do so.

Please save the date as we are planning an exciting Youth/Parent Summit On Cultivating Success, "Skills Pay

Bills" to be held on October 15. We are so proud to see our young men step up to the plate to plan this event. The President has also made contact with Harlem Mothers S.A.V.E. whose mission is to prolong life among New York City's youth by preventing gun violence and its social causes and cost. You will be able to hear from a mother, Jackie Rowe-Adams, who has lost two sons to gun violence. Also invited will be Craig Young from Hudson Link who has experienced the criminal justice system and will provide youth and parents with a wake up call if young people don't get on the right track and mind the company they keep.

We would like to also suggest to parents/grandparents & guardians to begin, if they haven't already, their own "stop and frisk at home program." One way for the older youth is

to conduct your own search while they are asleep. As long as they are under your roof, they have no rights you have to respect. We must take control of what our children leave home with that may harm another human being or is illegal to smoke/ingest.

As an organization, we are committed to allowing our new young male leaders the opportunity to provide stimulating activities for our club beginning in October. We also have a "Republican" male working with us. Hence, we are non-partisan when it comes to saving our youth in Co-op City & supporting parents/grandparents & guardians. To volunteer, just call: 718-320-8088. Republican volunteers are welcome!

—E velyn M . Tur ner

Retirees of Dreiser Loop BR IDGE C LASSES. Learn to play Bridge - keep your mind alert. First (2012-2013) class will begin on Friday, September 7th. To register for a BRIDGE CLASS, call Alvin Lisle at (718) 671-8852. Classes will be held in the RETIREES Clubroom 19, Dreiser Loop. Beginner’s class: 11:00 a.m.-1:00 p.m./Intermediate class: 1-3 p.m.

WE AR E GOING FISHI NG! Leaving Tuesday night, Sept. 11, at 11:30 p.m. Upon arrival, we’ll go directly to CAPTAIN LEROY’S big boat for deep sea fishing in New Bedford, MA. Price: $140 includes: coach bus ride, fishing boat, bait, fishing bag and rod and reel. REMEMBER to bring lunch and your rain gear. FINAL PAYMENT WAS DUE AUGUST 21st. Contacts: Carl Tyler, 917-579-1178/ Celeste Collier, 917-744-3413.

WI LDW OOD (NJ ) SE AF OOD FEAST on Sept. 24th to 27th is closed. Wait list only.

Hey, ever ybody! Ma r k your calenda r : November 1315 (3 days/2 nights), we are going to the Atlantic Club

From the Warfront to the Homefront From the Warfront to the Homefront Foundation Inc., a Co-op City based 501(c)(3) I.R.S. approved tax-exempt charitable organization established to assist Afghanistan and Iraq veterans and their families, is sponsoring “Circle of Lights: In Remembrance of September 11th, 2001.”

This solemn event will be held on Tuesday night, September 11th, on what will be the 11th anniversary of that horrific day when over 3,000 U.S. citizens were murdered when 4 hijacked planes crashed into the Pentagon, Shankesville, PA and World Trade Center towers 1 and 2.

The event will take place on the Section 1 Greenway circling around the main stage and will begin at 6:00 p.m. sharp. We ask that community residents begin to gather at 5:30 p.m. and remember to not only bring a candle, but something safe to hold it in. We will end this solemn ceremony at approximately 8:00 p.m.

We are not only remembering ALL who died that awful day, but ALL who have passed away since as a result of their exposure to Ground Zero hazards.

Flyers will be distributed throughout the community and if your organization would like some, you can contact me at 646-359-7723, or Mark.Bruh@gmail.com. We —M a r k P. Br u h are also in need of a church choir.

Casino (formerly The Hilton) on a deluxe coach bus.

Double occupancy: $200 and singles: $265. Come join in the fun. We depart on November 13th at 10:00 a.m. sharp! ($10 slot bonus + $10 food credit + $10 casino rebate).

Flyers available in Clubroom 19. Reservations: Beverly James and Virginia Stewart, 718-379-0377 (after 3 p.m.).

AARP DRIVER SAFETY (1 day) CLASS is closed.

T H E AT R E C O M M I T T E E : All program prices include transportation. (Van departs 8:30 a.m. SHARP.) Sat., Nov. 10th, 10 a.m. “RADIO CITY CHRISTMAS SHOW.” Price: $75. On Thursdays from 3 p.m., see Committee members in clubroom 19 for info. regarding new shows.

GOOD AND WE LFARE : Sad news! We offer our

deepest sympathy to Virginia Bolling on the loss of her brother in Virginia. We also send best wishes to all members on the mend for a speedy recovery and a subsequent long and healthy life. “Sending a little sunshine to sprinkle in your day, reminding you that you're thought of in a warm and special way!” Contact Elinor Gordon at 718-379-8755 regarding illnesses and bereavements.

ATTENTION! Our summer vacation is almost over, and we plan to pick up where we left off. Therefore, we suggest that you mark your calendar to show that the next RETIREES’ General Membership meeting will be held on Wednesday, Sept. 5th, 1:30 p.m. in the Dreiser Auditorium.

“Yesterday is history. Tomorrow is a mystery. Today is a gift. That's why it’s called the present.” —Cla udette Davis

10

Co-op City Times / August 25, 2012

Taking our responsibilities as Directors seriously To the shareholders who called me during the last week, I appreciate your confidence in me as a new Board member. Know that I am grateful for the voices of experience.

Here are some of the issues you would like for me to bring to other members of the Board of Directors.

1. We should have term limits for Riverbay Board members not to exceed two terms, six years. A concern is that we have people who have been on the Board for years and may not have any new ideas.

2. Why not consider having a “General Manager” as opposed to paying so much for a Real Estate Firm to run Riverbay?

3. Why has the Management company increased storage fees when they boast about money being saved? Will we have an increase in maintenance charges in October, 2012?

Another concerned shareholder is annoyed about the toxic chemicals spayed because of the ongoing geese problem. It was suggested that we need to make sure notices are prominent throughout so that precautions can be taken as needed. How do we handle large groups of noisy individuals who hang out near the building late at night?

Answers to these concerns will be addressed in my next article. Again, thanks for calling/e-mailing me.

Another great suggestion from a shareholder is that organizations should plan to assist the disabled and elderly

Director’s Viewpoint

Evelyn Turner Assistant Secretary

to the polls in November, 2012.

This is an excellent idea and my suggestion would be that Building Associations include this as an agenda item in September. I will also follow-up with the political club that I am affiliated with and encourage other clubs, civic organizations and faithbased organizations to follow-up with a plan to assist those in our community who may need assistance for the upcoming Presidential election.

Also, I would like to clarify my concern about the downsizing of your Community Relations Department and the recommendation for a “Development Department.” What has happened, that was NOT discussed with ALL Board members, and this Department will have two individuals, a Director and a Grant Writer. The Director will be reporting to work only three days a week. During the week, I sent a Memo to my fellow Directors questioning if professional “outside” training had been made available to this department Director. New York City has one of the best Foundation Centers on the east coast that trains proposal writers

from all over. Did we utilize this resource? If not, why not? My argument is that other departments are receiving support from the outside. I commend them for knowing how to get what they wanted for their particular department.

As mentioned previously, one department has been allowed to have paid Lobbyists to assist them in what they want to accomplish. All departments of this corporation are important and play a vital role in our lives. Hence, all department Directors should have the same benefit of the best of training available before partially dismantling the entire department before the FULL Board can even make a suggestion. I will be recommending a Resolution to have a full time Community Relations Department in Co-op City based on the need, demographics and the services this department provides. I am also in agreement that we should be about more than just approving expenditures on a monthly basis. We, Directors, should be about having our Management company allowing Department Heads to attend our meeting to discuss their reorganizations, downsizing, challenges, pending lawsuits, etc. on a monthly basis. We get wonderful detailed professional reports after the fact. In my opinion, our Management company needs to understand that Board members may be able to connect some of their Department heads with resources they may not be aware of without interfering in their dayto-day operations. We need to do more

than throw our hands up because we pay them to run this corporation. So much for this Director’s slight tantrum about transparency, an election time buzz word until we get elected.

Congratulations to all shareholders who are getting your children off to college. Since they will miss our upcoming College Fair, here is some scholarship information that they may explore.

Many corporations, unions and not-for-profits organizations offer college scholarships. I encourage students and their parents/guardians to check with their school's college guidance office or check the internet for scholarship information. You may also contact me for potential scholarship information. Along with a wonderful, talented group of shareholders, we will be working with the Community Relations Department in sponsoring Co-op City’s first and hopefully annual College/Career Fair on November 17. Our goal is to have a wealth of information on where parents can find money to assist with college in 2013.

More information is forthcoming.

Please encourage young people especially to register and vote.

Please continue to call and e-mail me about issues that are important to you.

Thanks to all of you for the weekly feedback and encouragement.

I can be contacted at 917-324-1033, 718-320-8088; or by email at evelyntinez@aol.com.

Co-op City Times / August 25, 2012

11

Temple Beth-El of Co-op City Temple Beth-El is located at 920-1A Baychester Ave., Bronx, NY 10475.

Week ly P a r sh a h : SHOFTEIM, from the Book of Deuteronomy.

"Appoint Judges and officers in each tribe and let them judge the people righteously and fairly.

"Do not accept a bribe, for the bribe makes blind even a wise man.

If a difficult case should arise, take it to the place chosen by the Lord your God; and the priests, the Levites and the chief judge will tell you of their decision, and you must carry out the judgment just as they tell you.

When you come to the promised land and you wish to appoint a king over you, then choose one of your own people, and one whom the Lord your god shall approve. Let him not, however, gather military strength, nor shall he introduce

idol-worship by taking many wives from foreign nations, nor shall he become rich at the expense of the people.

When you besiege a city and conquer it, you shall not destroy the trees in it by wielding an axe against them. You may eat of their fruit, but do not cut them down. Only those trees which are not fruit bearing trees may you cut down."

Thus did the Lord continue to create laws for Israel so that it might live as an honorable and upright nation.

H igh H olid a y Sch ed u le: 5773 - 2012 Erev Rosh Hashonah, Sunday, Sept.

16, 8:00 p.m.

Morning Rosh Hashonah, Monday, Sept. 17, 10:30 a.m.

Erev Yom Kippur, Tuesday, Sept. 25, 7:30 p.m.

Morning Yom Kippur, Wednesday, Sept. 26, 10:00 a.m.

Public Yiskor, Wednesday, Sept. 26, 1:00 p.m.

Public Yiskor, Wednesday, Sept. 26, 2:30 p.m.

Mincha & Neliah, Wednesday, Sept.

26, 4:00 p.m.

Services will be in Dreiser Community Center, Room 9.

For tickets, call the Temple, 718-6719719, and leave your name and phone number.

There is NO CHARGE for tickets. You may make a donation if you wish to have names listed in the Book of Remembrance.

Temple Beth-El is preparing its annual Book of Remembrance. When you get a letter in the mail about it, please fill out the forms with your donation.

We know many of you have different email addresses. We are trying to update

our mailing list with your best email.

Please reply to: RabbiDennisTobin @aol.com, and let us know your best email address and your current CELL PHONE number for emergencies only.

Thank you.

Please call the Temple, 718-671-9719, after 3:30 p.m. to confirm that we are having services. If the weather is questionable, we will be canceling services.

We ask prayers for: R’fuah Shlemah, Karen Malvica, David Wasserman, Louise Weinstein, Joan Weinstein, Marilyn Rosenbaum, Rose Marie Becker, Amy Srebnick, Carol Weiner, Marcia Brager, and any other names that are in your heart.

Please note: All mail for the Temple goes to Temple Beth-El of Co-op City, P.O. Box 264, Maplewood, NJ 07040.

—R a bb i Den n is Tob in

Church of the Savior Rev. Dr. Robert A. Smith, Jr., Pastor; Lady Theresa M. Smith, co-founder; Rev. McMillian, Assistant Pastor, and the Church of the Savior family extend an invitation to every person to worship with us. We are a non-denominational, interracial, inter-cultural, intergenerational fellowship of believers. We care about you, not your W2. We are not church as usual. Come as you are, we leave the judging to God. The Church of the Savior family extends love and affirmation to the Co-op City community; A warm welcome awaits you!! We love you for who you are, not what you have. Please call us at 718-320-0002 or 917-734-4058 for more information. Do you want a place that allows you to meet the living God? Do you want to be connected to people who care about you, not what you have on or how much money you make? A special seat and friend awaits you.

Church of the Savior is located at 120 DeKruif Place – street level, (under Building #7 near Dreiser Loop). Take the 38 to Dreiser Loop and DeKruif Pl. Our mailing address is: P.O. Box 86, Bronx, NY 10475.

Su m m er Su n d a y Sch ed u le: J u ly 1 - Sep t em b er 2

Prayer and Meditation - 9:05 a.m.

Devotion - 9:40 a.m.

Divine Worship - 10:00 a.m.

Come and be blessed. We want an opportunity to love you. See you in church.

Our children's Sunday School will teach and nurture your child/children in the word of God. All sessions are during worship service.

R e a d i n g f r o m S a c r ed S c r i p t u r e : Psalm 27:1-5.

Week ly Act ivit y: No Bereavement group during August.

We will resume Mon., Sept. 10 at 6:30.

Each Thursday at 10:00 a.m., Channel 70, Bronxnet, tune in and be blessed. If this program has lifted you, please let us know. Dr. Smith can be contacted at 718320-0002. If you prefer to drop a personal note: P.O. Box 86, Bronx, NY 10475 is our mailing address. " I wa s h u n gr y a n d you fe d me" …Church of the Savior is reaching out to individuals and families who need nutritious food. Our food pantry, coordinated by First Lady Theresa Smith, is just a phone call away. For more information in donating or receiving food, please call her at 718-925-5052.

Our Health and Wellness Ministry

would like to assist every member of the community to have and maintain a healthy lifestyle. We have all natural products that addresses your needs. Call Lady Theresa Smith, 718-925-5052, she looks forward to assisting you or place your order at www.ardysslife.com/ healthyyou25. Here's to your health!

Career opportunities also available.

Up com in g I n vit a t ion s t o t h e C om m u n it y: • Saturday, October 6, Noon - 5:00

p.m. - Come celebrate a milestone with Church of the Savior's 10th Anniversary, Eastwood Manor, Bronx, NY. Tickets: $80. Reserve your table NOW. Journal ads also available. Call Lady Theresa Smith, 718-925-5052, for more information. Please make your reservation by August 30.

T h ou gh t of t h e Week : "God has two dwellings - one in heaven and the other in a meek and grateful heart."

—R ev. Dr. R ob er t A. Sm it h , J r.

12

Co-op City Times / August 25, 2012

We Need to Tighten Things Up As cooperators, we need to make sure that our money is spent in a productive manner. Also, we need to know that sound financial controls are in place to protect our money.

Now, before I start, you're going to have to understand that everyone is not interested in having financial controls in place here. Therefore, we have situations whereby some people feel that they can spend our money in any manner that they want. However, we're going to put a stop to a lot of these negative business practices.

Fill it Up Directors need to be diligent, yet, not too intrusive. Therefore, we're supposed to put policies in place that must be carried out in a proper manner.

How do you know that policies are being followed? We check.

One check I did was for vehicle fuel charges. Two items, among many, should help you to see that we need to make changes in the way that we conduct business.

Example #1: Driver A allegedly purchased 35 gallons of fuel for a vehicle in June, 2012. One hour later, Driver B allegedly purchased 19 gallons of fuel for this supposed same vehicle.

Now, how was it possible that the first driver purchased 35 gallons of fuel, then one hour later, another driver purchased 19 gallons of fuel for this same vehicle?

Then, most of the other separate fuel purchases, for different days, under this same plate number, had the same odometer reading of 29,980 miles.

Example #2: Driver C allegedly purchased 14 gallons of fuel, odometer 39,522, in June, 2012. Then, Driver D

Director’s Viewpoint

Daryl Johnson Assistant Treasurer

allegedly purchased 13 gallons of fuel, odometer - 6,532 (it dropped from 39,522), for the same vehicle, at the exact same time.

Now, how was it possible that both of these individuals were able to make separate purchases for this supposed same vehicle at the same exact time?

Okay, before you answer, these are only two of many questionable items on this bill. (I will share the findings with the Board and the Management team if these two representative items are officially challenged.)

Okay, this matter was brought to the attention of our Management company.

And, they have promised to make some changes.

Bottom line: I have proposed that we limit the hours that vehicles can be filled up. Therefore, vehicles should be filled up within a 3-hour period on the first shift, only with a supervisor present. All of the other gas cards that were given to employees must be destroyed.

Cell P hon es We are paying a very high amount for cell phone usage, in my opinion.

Anyway, one user had an extraordinary usage with data and 3rd party services. (Now, I received a message that said a new phone was included in this amount.)

For instance, another person had thou-

sands of messages and two others had hundreds, and this went on. (Again, I will share my findings with the Board and the Management team if my findings are official challenged.)

Now, Directors, shareholders, and managers of any corporation should be or become familiar with best employment practices regarding employee cell phone use.

Therefore, I pointed these matters out to our Management company, and they have agreed to severely limit cell phone use here.

Bot t led Wa ter Ser vice I went online and did a cost comparison between this monthly bottled water service, which Riverbay uses, and the cost of having regular water fountains, without the bottles.

Thereafter, I presented my findings, and Management is going to look into this matter.

Bottom line: You can buy inexpensive water fountains, install them, and then change the filters (about $50 each) every few months, depending on use.

Okay, that was easy, right?

Over t ime From April, 2011 – March, 2012, our fiscal year, we spent $729,051 on overtime.

Here are the highest amounts: Power Plant = $351,162; Maintenance: Shops and Construction = $182,407; Public Safety = $56,470; Buildings: Grounds = $49,953; Buildings: Janitorial = $35,953; and Maintenance: Office Services = $20,784.

Several departments filled the gap with various sums that were less than $10,000, on overtime. We have to make

some changes here. Again, $729,051 was spent on overtime.

L egal For this same fiscal year, we spent $614,419.66 on outside lawyers. So, this is another area that needs to be reviewed.

C u ts How do you feel about getting a 3% increase now? Also, do you honestly think that we cannot or should not make some changes to the way that we spend our money?

Look, space is limited for this article.

However, we need to discuss employee productivity and the millions of dollars that we spend on our independent contractors. However, we'll cover these points in a future article. Nevertheless, do you still believe that nothing in our budget can be cut? No waste, huh?

Look, we can save over a million dollars if we just implement the proven ideas in this article. Okay, please stay tuned because we're not finished yet.

Close Please be assured that I will keep you informed about our business matters.

Thank you.

Questions or comments? Please send a message to: Daryl Johnson, Riverbay Board Director, c/o Riverbay Corporation, 2049 Bartow Avenue, Bronx, NY 10475.

Or, please send a message to me at darylhjohnson@optonline.net. (There should not be any problems with this email address if it is typed correctly.)

And, finally, you can call me at 718671-4544.

Okay, that’s it for now. So, please have a wonderful week. And, may God bless you and your family. Thank you.

Co-op City Times / August 25, 2012

13

14

Co-op City Times / August 25, 2012

The fish stinks from the head down Fellow cooperators, the long hot days of summer are still here, and while it's a great time of year, especially for the young, I fear too many problems are being ignored or allowed to continue because many are bamboozled by Management here. Yes, all is not bad, however sometimes I wonder whether the Riverbay Board of Directors sets policy or Management successfully, at least in some cases, manipulates the Board. Like many things, involvement and information, accurate information, is the answer before you can begin to solve problems or improve operations.

Many times, I see examples of Management placing a ball under a middle cup and then expertly doing a sleight of hand so everything looks okay but no one knows which of the three cups the ball is under. I don't know what will happen this week when the Board meets, but I can only hope my colleagues don't agree to simplistic moves while larger problems continue, and in fact, may even be getting worse from the complaints I've been getting.

What's going on in the Restoration Department? I honestly don't know if anyone can say. I do know there are many complaints about delays in making repairs or appointments that aren't kept, and frustrated cooperators ask me why they are not treated like actual

Director’s Viewpoint

Tony Illis human beings. I'm said it before, those in the Riverbay offices may forget people live here, however, I am always aware that actual, three-dimensional, real live folks live in this community, and they deserve timely services and respect. I don't want anything, and I don't owe anyone anything, I just want to do what's best for the people of Coop City, and that doesn't mean spouting or rambling political talking points or generalized nonsense with no substance. No, people who know me, who truly know me, know I say what I feel and what I believe, and I've learned a great deal during the many years I've been fortunate enough to serve as a Director on the Riverbay Board.

Divide and conquer, I fear that is the strategy that has been used by Management for far too long. It's amazing how some will be willing to act against the best interests of cooperators simply for mere crumbs. I, for one, don't care about titles, and never did, and it's important to remember that the Board is made up of 15 resident shareholders and each Director has only one vote on any given issue or resolution. I

have to admit I've been pleased with the way the Board has come together in support of trying to finalize the guaranteed HUD loan, however, I fear that is the exception more than the rule.

Looking at the total overall operation at Riverbay one has to wonder whether Management is aware of a recession or continuing to live high on the hog. We have an over bloated Management company that’s paid a lot of money and spending our hard earned dollars like there's no tomorrow, while regular cooperators are struggling to try and make ends meet month to month, and all this at a time when I feel services are definitely below par or at the bare minimum of what should be expected. The cussing and fussing of Board members lead to mistrust and as you can see, nothing gets done and the Board ends up in total chaos with cooperators being the ones who ultimately suffer. Too many Directors pontificate about putting Co-op City first and promising to do what's best for cooperators when elected, but if you look under a microscope, self-interest seems to be the order of the day. And it looks to me that if an employee is considered persona non grata, or perceived by Management as such, forget it. I'm not involved in dayto-day operations at Riverbay, and never have been, but some of the moves Management has been pushing lately

makes no sense, and this is why I have to say the fish always stinks from the head.

My vision for a new undertaking with the Black Forum and the community, and the help of Gladys Osei, is to reach out and help a village in Ghana to donate clothing to the village of AbetifiKwahu for those less fortunate than we are in Co-op City. We are working to come up with a plan. Keep your eyes open for future details of where you can donate clothing, pens, pencil, paper, tshirts, slippers, but no winter overcoats, although light sweaters are needed.

We're not asking anyone to donate anything expensive, but let's show how big Co-op City's heart is to those in need.

We will be reaching out to churches and community organizations to help us in this worthy endeavor.

I encourage the children of Co-op City to attend the audition for the Bronx Children’s Theatre’s production of The Wiz, today, Saturday, August 25, at 10 a.m. sharp in Room 9 of the Dreiser Community Center. Each child must be accompanied by their parent/guardian.

The Black Forum is also forming a chorus for 13-17 year olds. If you are interested, come to Room 9 today, Saturday, August 25.

Give me a call at (718) 320-8035, or email me at tonyshome10475 @gmail.com -- no attachments, please.

Gregory S. Gang D.D.S., M.S. Complete Family Dental Care Cosmetic Bonding Periodontal (Gum) Treatment Endodontics (Root Canal) Dentures / Crowns / Bridges Wet and wild … Hundreds of Co-op City children line up and patiently wait

their turn to ride down one of two water slides brought to the Section 5 Greenway on Wednesday afternoon. The two slides were on the north sector Greenway last week. Community Relations Director Michelle Sajous said she was very pleased with the response to the idea for refreshing summer fun right in the community and said she hopes to have many more similar events next summer.

The fun-filled afternoons were sponsored by the Riverbay Fund and coordinated through Riverbay’s Community Relations Office.

Photo by Bill Stuttig

M et r oC a r d Bu s t o visit C o-op C it y n ext m on t h The MetroCard Bus will be visiting all three Co-op City locations next month, enabling customers to sign up for or refill their ReducedFare MetroCard, purchase or add money to an existing Metrocard, and purchase E-Z Pass On the Go tags.

On Thursday, September 6, and again on Thursday, September 20, the MetroCard bus will be at the Bartow Mall on Co-op City Blvd. (in front of the Bingo Hall and the eyecare center), from 9 a.m. to 10:30 a.m.; at Dreiser Loop (Park on Debs Place) from 11 a.m. to 12:30 p.m. and at Einstein Loop (Elgar Place) from 1 p.m. to 2:30 p.m.

Participating Dentist UFT • Oxford • CSA • Con Edison Guardian • BC/BS • Aetna Cigna • HIP/Dental • PBA Most other dental plans as full or partial payment

Evening and Saturday Appointments Available

140-1 Casals Place, Co-op City Building 14, Section 2 - Bronx, NY 10475 Visit our website G r e g o r y G a n g D D S . c o m or email us at: smileggdds@aol.com

(718) 671 - 6000

Co-op Insurance

15

Co-op City Times / August 25, 2012

The Wright Agency: Serving Co-op City for 31 years!

Riverbay Requires Current Co-op Shareholders to Obtain Coverage!

Your Co-op is an Investment Worth Protecting!

Protection to cover your belongings against: • Fire & Smoke • Water damage from plumbing • Vandalism/Riot

We offer:

• Low Premiums

• Protective Device Discounts • Auto-Home Discounts

• 55 & Retired Discounts

• Certain personal liabilities • Guest medical protection • And so much more!

Other Lines of Insurance: • Auto

• Homeowners • Life

The Wright Agency

Agency Owner

We are conveniently located only blocks from Co-op City!

Hours: Monday: 9 a.m. - 5:30 p.m.

Tuesday: 9 a.m. - 8 p.m.

Wednesday - Friday: 9 a.m. - 5:30 p.m.

Saturday: 8 a.m. - 1 p.m.

(near Eastchester Road)

1435 East Gun Hill Road

718-671-8000 Call Us Today!

Courteous Staff!

Convenient Hours!

16

Co-op City Times / August 25, 2012

NAACP - Co-op City Branch We look forward to a great rehearsal today for the September 29th Co-op City Branch of the NAACP Fashion Show/Luncheon Extravaganza, this afternoon in Room 36, 2:15 p.m. - 5 p.m. All models should be there with their 2” inch heels. Designer Leslie Monique will be in Rm. 36 with Staff Stylist Thomas Powell and Fashion Coordinator Luis Worrell. Models from Crusade Production and Management Company, including professional model in training: Andrew Hassen, and other professional models: Bryan Swanstson and Franklin Burns are expected. Professional models from RC Productions, Christian Ruart, CEO and President, could also be attending. Models will be modeling clothes from these popular designers: Isolife.

NYC.com; Coogie.com, Raif Atelier,

Leslie Monique, Willie Kloss and Wendy Williams.

The cut-off date for submitting journal ads has been extended to September 10. Please get your ads in ASAP; September is not that far off. Send ad payments in care of the Journal Committee to P.O. Box 753111 and email the ads to marilynt1@msn.com.

The Co-op City Branch needs everyone, member or not, to bring in an ad for our journal and purchase your ticket(s) for the Freedom Fund Luncheon and Fashion Show A.S.A.P. Journal Ads can be submitted today and tickets picked up.

Remember, when you support your branch, you support the NAACP. Now, the NAACP really needs your support as our commitment for the November election requires financial assistance to sus-

tain it. Currently, the NAACP is involved in court battles for equality in voting; a commitment in support of President Obama’s education initiative, these need financial support to continue. Information on the education initiative is also available on our Facebook page.

For tickets, call L. Townes: (718) 3793504. The incentive for selling tickets has been modified. You will get a free ticket if you sell two tables or more. The tickets are $85 each. No tickets will be sold at the door. Raffle book proceeds can be mailed c/o Ms. Eleanor Donnley, Co-op City Branch of the NAACP, P.O. Box 753111. The program includes entertainment, plus a DJ for dancing.

This event promises to be an amazing and memorable afternoon. For new raffle books, call: J. Brown at (718) 671-8915

and for tickets: E. Donnley at (718) 379129.

Help us make the NAACP Luncheon and Fashion Show Extravaganza the sell-out it should be.

To share news and to contact us, write the Co-op City Branch of the NAACP, P.O. Box 753111, Einstein Station, Bronx, NY 10475 or email evalazaar@gmail.com.

Please remember to renew your NAACP membership and enter your membership number. For everyone going through a healing process, we hope for your total recovery and if you should need some assistance or have a question, do contact our branch.

This press release is submitted with the approval of President of the Co-op City Branch of the NAACP, Jeannette Graves.

—Eva Lazaar

Donizetti Building Four Association B A K E S A L E T O D AY At noon today, Building 4 will be sponsoring a bake sale. This event will kick off our first fundraiser for the building’s 2013 Scholarship Award.

Edible items on sale will be chicken sandwiches, fish sandwiches, cakes, pies, cookies and beverages. We hope

to see you at 120 Donizetti Place for this delicious event! Everyone is welcomed.

Also, our regular monthly meeting will resume on Thursday, September 13, at 7:30 p.m. in the meeting room in the rear of Building 4B. All cooperators are encouraged to attend this informal

gathering. Come meet and greet our neighbors…old and new. Let’s share ideas about what you would like to see happen in and around your building and community in the coming year. Focused agenda, “How do we improve the quality of life where we live?”

If you know someone in need of spe-

cial attention for any reason at any time, please let an association member or just another neighbor know. Get well wishes are sent to our sick and shut-in neighbors.

Remember, this is our home. “IF YOU SEE SOMETHING, SAY SOMETHING.” —Yvon ne Bur ru s ( dw)

NCNW Come see the cherry blossoms in Washington, DC. Join us for a guided tour of Washington, DC, April 5 – 8, 2013 featuring tours of Martin Luther King, Jr. Memorial, Arlington National Cemetery, Iwo Jima Memorial, WW II Memorial, Korean War Veterans Memorial, Vietnam Veterans Memorial, Smithsonian Institution, US Capital, Embassy Row, Lincoln Memorial, and the White House.

Motor Coach transportation. Pick-up location: Dreiser Community Center in

front of Dal Paint Store. Cost: doubles, $419, singles: $539. Deposit of $75 is due November 30. For more information, contact: Roberta, 718-671-4804; Joyce, 718-655-9034 or Yvonne, 718-320-9694.

Book Club next meets today, Saturday, August 25, at 3:30 p.m. at Barnes & Noble. We will de discussing: “The Girl Who Played With Fire” by Stieg Larsson.

Please come out and join us.

It’s that time of year again where we will be collecting school supplies for

those students living at a local shelter.

School supplies will be donated to Phipps Town and Country Residence Home. We are collecting marble notebooks, loose leaf paper, binders; pens, pencils, pencil sharpeners, and book bags. If you would like to donate items, please drop off school supplies on Wednesday, August 29 & Thursday, August 30 from 6:00 p.m. – 7:30 p.m. at Dreiser Community Center, Room 14.

Heartfelt condolence to our sister,

Sadie Gilmore, on the loss of her sister, Hilda Hagins; and to our sister, Kathleen Rolle, on the loss her mother.

To our sick and shut-in, you are not forgotten. You are in our thoughts and prayer daily.

Please contact Sadie Gilmore, 718671-3721, to notify us of any birthdays, illness or bereavement.

Happy birthday to our August members.

— M a x i n e S u l l iva n

Building 30 Association We have an email address. It is: Building30@hotmail.com.

This organization cannot work without the participation of the cooperators of Building 30 A&B. I hope that we can help each other.

Comi ng Events:

The next meeting of the Association is Wednesday, September 5. Doors open at 7:00 p.m. and the meeting commences promptly at 7:30 p.m. Dues for the Association will be collected at this meeting. Have a safe summer!

G o o d & We l f a r e :

We want to “Thank you” for attending our monthly meetings and for your continued support which makes our meetings interesting and meaningful. We are going on summer hiatus and will return on Wednesday, September 5.

Have a very happy and safe summer.

Speedy get well wishes to all who are under the weather. If you are celebrating a special occasion, an anniversary or a birthday, we hope that you enjoy your day.

SEE YOU SOON. —M ir iam E. Ber lo fs ky

C l u b a r t i c l e s a r e d u e b y 3 p . m . e a c h M o n d a y f o r S a t u r d a y ’s i s s u e

Co-op City Times / August 25, 2012

17

Black Forum Au dit ion for p r od u ct ion of Th e Wiz Black Forum, in conjunction with the Bronx Children’s Theatre is planning on staging a production of The Wiz starring the community’s children. Audition today, Saturday, August 25, at 10 a.m. sharp at 177 Dreiser Loop Center, Room 9. Each child must be accompanied by a parent/guardian.

Bla ck For u m C h oir Register for the Black Forum Chorus for 13-17 year olds today, August 25 in Room 9.

Defensive Dr ivin g r esu mes in Sept em ber Our next defensive driving course will be held on Saturday, September 8, Rm. 1, Dreiser Community Center, 9 a.m. - 3 p.m. Call today to register, 718-320-8035.

Lower your insurance cost by 15% and

remove up to 4 points from your driver’s license. Please make your check in the amount of $35, payable to “the Black Forum of Co-op City,” and mail to P.O. Box 563, Bronx, N.Y. 10475 at least 1½ weeks before the class, or you can walk in on the day of the class but you must have $35 in cash to pay for the course.

Aqu educt Wor ld R esor t, her e we come!

Join us on Saturday, September 15 as we travel to Aqueduct Casino. Cost: $20 per person; must be received by Friday, September 7, Rm. 20, Dreiser Center.

Payments can be made Tues.- Fri., 9:30 a.m. – 1 p.m. Pick-up: 12:45 p.m. - front of the Dreiser Rehab Center; 1:10 p.m.

–front of 2050 Bartow Avenue; 1:20 p.m.

- front of 135 Einstein Loop. Be punctual! Must bring government issued ID to collect winnings. If this is your first visit

What an amazing surprise for our first attempt to host a Children's Party. On Saturday, August 18th beginning at 12:00 p.m., we had a marvelous turnout of kids from our building accompanied by their parents. We all enjoyed them as they made playful balloon creations, ate many hot dogs along with some popcorn.

Delicious and nutritious juices were pro-

vided for all guests. One volunteer painted faces during the festivities and was the most popular event. After a few games, we had a raffle with prizes for all. It could not have been a better beginning for our attempt to offer something special for the children of our residents. We owe a debt of gratitude to Associated Supermarket and Modell's. They contributed most of

Welcome back from your summer vacation. Hope you had a great time.

Our building meetings will resume on Tuesday, September 11th at 7:30 p.m.

Come and hear of our plans for the fall/holiday season. We are going to have an election of officers.

Come out and participate in the selection of the board. Some of us will be in both lobbies collecting building association fees ($5 for one year). In the Spring, we had great celebrations for Mother’s Day and Father’s Day. It was a blast and everyone - young and old - had such a

to Aqueduct, bring another casino card and receive a $10 rebate.

For information, please call (917) 2095334, (718) 320-0033 or (718) 320-8035.

Bla ck For u m Aer ob ics in session Aerobics classes are held every Monday and Wednesday, Dreiser, Aud. A, 7:30 p.m. To register, please call (718) 320-8035. Nominal fee for each class.

E m er gency Food P r ogr a m We are open on Tuesdays, Wednesdays, Thursdays and Fridays from 11 a.m. to 12:45 p.m., Room 20 at the Dreiser Community Center. Also, due to budget constraints and shortage of available food, you must live within zip code 10475 to participate in this program. You must also have your card with you and bring two clean plastic shopping bags.

In order to receive food, you must

present a current photo ID such as a non or driver’s license or any photo ID card with proof of address. You will then be issued a card in order to pick up food in the future.

Volu n t eer s wa nt ed We need volunteers for Wednesdays and Fridays, 11 a.m. to 12:45 p.m. Call (718) 320-8035.

We Need You - J oin Us Tod a y Now is the time for us to get involved.

Membership is $5 per year/person. Call (718) 320-8035 or write to Black Forum, P.O. Box 563, Bronx, NY 10475; email: coopcityblackforum@gmail.com. Help us keep independent community organizations alive in Co-op City. Everyone is encouraged to join. Call us or visit us in Room 20 in the Dreiser Community —Ton y I llis Center.

Building 27 Association the food and drinks and many prize items.

It was so much fun for all, we even went an hour longer than scheduled. I think the parents got a better understanding of the work of the Association Board. All of them worked very hard to prepare this day and deserve our sincere gratitude.

Participants were encouraged to attend the regular house meetings. Everyone

was happy to experience the pleasure of knowing and sharing some nice moments with their neighbors and their kids. Looks now like we will certainly have another day for them in the future. Don't forget to look for the announcement about our house meeting in September and make a note to come join us. Enjoy the upcoming —Don Doh er ty Labor Day weekend.

Building 2 Association

CO-OP CITY FOOT CARE CENTER SECTION 5 • BUILDING 29C 4240 HUTCHINSON RIVER PARKWAY EAST

(718) 671-2233 DR. LOUIS JACOBS, DIRECTOR ALL FOOT CONDITIONS TREATED The in-office surgical correction of BUNIONS • HAMMERTOES • INGROWN TOENAILS PAINFUL CORNS and CALLOUSES The treatment of traumatic foot injuries, heel spurs, bursitis and arthritis of the joints of the feet, toenail and skin infections, as well as other conditions.

Most Union and Insurance Plans Accepted.

HIP CMO (Montefiore) Health Plan Accepted.

We participate in Postal Workers, Mail Handlers, Letter Carriers, Verizon Workers, 1199, GHI, Blue Shield, Empire Plan, Medicare, Travelers, United Health Care and many other union and major medical plans.

Se Habla Español MEDICARE ACCEPTED • HOUSE CALLS BY APPOINTMENT

Diabetic Patients with Medicare may be eligible for shoes.

good time.

We would like to show movies on Friday nights - with free popcorn. It would be appreciated if someone could donate a television they are not using to the Building Association. We need some new ideas on the holiday decoration of

the lobbies. Come out and give us a hand.

We will be having guest speakers in the coming meetings. Let us know what your concerns are and who you would like us to invite to discuss your issues.

Take care and keep well.

—C a r lyn J on es

18

Co-op City Times / August 25, 2012

Co-op City Times / August 25, 2012

19

20

Co-op City Times / August 25, 2012

African American Association of Co-op City Marcus Garvey (1887-1940) – August 17th was Marcus Mosiah Garvey’s birth date and, during August, the Association acknowledges the accomplishments of this remarkable man. Garvey was a PanAfricanist who established the Universal Negro Improvement Association and built a worldwide membership of 12 million people; was editor of the Negro World newspaper; and began a shipping company called the Black Star Line.

Examine the legacy of achievements of this great leader, which you and your family should recognize.

The following are some of the ongoing programs which the Association supports and encourages your participation: Z u m b a F it n ess C la sses – Zumba fitness incorporates the movements of calypso, salsa, tango, meringue, samba, hip hop, reggae, African dance, and much more. Classes begin Monday, September

17th, 7:00 p.m. in Dreiser Community Center, Room #2. Lots of fun!

E ven in g L in e Da n cin g C la sses – Dance to Soul, Latin and Gospel music.

The dance steps will be broken down, making it possible for all to learn. Classes begin Thursday, September 13th, 7:00 p.m., Dreiser Community Center, Room #2. Come and enjoy!

J ob /E n t r ep r en eu r ia l Wor k sh op P r ogr a m – Meets every first Thursday.

Next meeting: September 6th, 7:00 p.m., Dreiser Center, Room 15. The mission is to help anyone who wants to work and to assist individuals in starting a small business. You can obtain information about job openings and add your name to our roster to receive updated information.

Call 718-320-1424.

C om p u t er /L a p t op P r ogr a m – Classes resume on Tuesday, September 11th, 7:00 p.m., Dreiser Center, Room

15. Call 718-379-5555.

E du ca t ion – On September 17th, the Per Ankh African-Centered Study Group will present a geographical review of all the nations on the African continent. Our knowledge of classical African history is essential for the survival of people of color.

All are welcome. Call 718-379-5555.

Yoga & P ila t es M a t C la sses – Will resume on Tuesday, September 25th, 7:00 p.m., Dreiser Center, Room 2. Call 718671-8364.

J u st ice for R a m a r ley G r a ha m – On July 19th, the final vigil was held for the slain Ramarley Graham. For those who don’t know, on February 2, 2012, NYC Police Officer Richard Haste illegally entered Graham’s home and shot and killed the unarmed 18-year-old. On June 13, 2012, Haste was indicted at the Bronx Courthouse and arraigned on $50,000 bail. The indictment was motivated by the

many Thursday night vigils and rallies at the 47th Precinct where Haste was still employed. The trial will begin on September 13th. Your presence in the courtroom is needed. The Association will continue its vigilance.

G en er a l M em b er sh ip M eet in g – Saturday, September 8, 6:00 p.m., Dreiser Center, Room 15. (The meeting time was changed from 6 p.m. because members would like to attend the Co-op City Fair.)

Bring your ideas and suggestions and, if approved, we will make it happen. If you cannot attend, you may send your membership check or money order (DO NOT MAIL CASH) of $15 for a single membership and $25 for families to: AfricanAmerican Association of Co-op City, P.O. Box 702, Co-op City Station, Bronx, NY 10475. Your membership helps to support this organization that sustains our com—F r a n cin e R . J on es munity.

St. Joseph’s Episcopal Anglican Church Fr. Taylor and the congregation of St. Joseph's cordially invite you to worship with us in Co-op City at 155 Dreiser Loop, lower level, (718) 320-0844. All are welcome.

Weekly Sch edule: Sunday service and Sunday School are both at 9 a.m. Every 4th Sunday, our children participate in the reading of the lessons and every 5th Sunday, our young adults assist in the service. Bible

study is held each Wednesday at 7 p.m. and Choir rehearsal is on Thursday at 7 p.m.

P lea se n ote: Sunday School, Bible study and Choir will be on break during the month of August. The class for Confirmation and new members will resume the second week of September.

We look forward to welcoming everyone at service on Sunday, August 26, at 9:00 a.m.

F u n d r a isin g E ven t : Our Annual Dinner Sale will take place at the church on Saturday, September 22, beginning at 12 p.m. until sold out.

On Saturday, October 6, we will celebrate Rev. Canon Williamson Taylor’s 10th Anniversary as our Priest-in-Charge.

Please join us at a luncheon planned in his honor at the Eastwood Manor Banquet Hall, 3371 Eastchester Road, Bronx, NY

10469, starting at 12 p.m. Tickets are $75 per person.

Summer Stor e: Final opening dates to be announced.

For additional information on all of the above, please call the church at 718-3200844.

“Taste and see that the Lord is good; happy are they who trust in him!” (Psalm —M . C ha mber s 34:8)

Zodiacs Track Club On Sunday, August 19th, Zodiacs had its end of the season annual BBQ at FDR Park. It was a great day; we were blessed with great weather. With funds from our successful fundraising campaigns, we were able to provide food, juices, water, soda, cakes and pay for all the children to go swimming. We catered food, plus we had the privilege to have grill masters George Samuels and Vette Swift-Henry on the grill.

The children played football, jump rope, basketball and rode bikes. The adults played card, dominoes and enjoyed the peaceful atmosphere of friends and family.

We also gave lovely shirts to all of the children who went to the USATF National Junior Olympics.

Zodiacs also added three more parents to their staff, Vette Swift-Henry (EMS),

Sean Coley (Parent Committee) and Qaasim Wajid (Assistant Coach). Vette, Sean and Qaasim watch their children become excellent student athletes on the Zodiacs and now they requested to volunteer their time to help advance our program. The board overwhelmingly voted to allow them to become part of our staff. It’s great to have anyone volunteer their time to help our children. Once they pass their background check, they will be allowed to assist us. We thank your (Vette, Sean and Qaasim) for your commitment to our children.

If you know any child between the age of 6 and 16 years old who may benefit from track and field, the Zodiacs will be having their semi-annual orientation on Friday, August 24th at 7:00 p.m. at 2049 Bartow

DIVORCE - BANKRUPTCY • ABSOLUTE LOWEST FEES • EVENING APPTS. AVAILABLE • IMMEDIATE FILING

• FREE CONSULTATION • FLEXIBLE PAYMENT PLANS

“COURTEOUS AND PROMPT SERVICE AT AN AFFORDABLE FEE”

633 Lydig Ave • Bronx, NY 1 block from Pelham Parkway & White Plains Road Accessible by #2 & #5 trains • #12, #22 & #39 buses

DAVID BRODMAN,Esq.

718.239.7110

Ave. (Community Center of Co-op City), Bronx, NY 10475 in Room 28. This opportunity only comes every 6 months. Parent or guardian must attend orientation for their child to join the team. We compete all year round in multiple events from Cross Country to Indoor and Outdoor Track and Field meets. Our chilstaff, left to right: Winston Dinkins, Diana dren learn how to balance Zodiacs Kendall, Qaasim Wajid, Edith Tolbert, Tanya Ingram, sports and education.

Sean Coley, Thomas Francis and George Cherry. Missing For additional informa- from the picture are Vette Swift-Henry and Felicia tion visit our website, Anderson. www.Zodiacstrack.org or contact President Thomas Francis at 718at 914-441-6196, email watclt@aol.com.

—Winston Dinkins 679-2060 or co-President Winston Dinkins

21

Co-op City Times / August 25, 2012

RIVERBAY CORPORATION

Financial Statements March 31, 2012 and 2011

Independent Auditor’s Report To the Board of Directors of Riverbay Corporation We have audited the accompanying balance sheet of Riverbay Corporation ('the Company") as of March 31, 2012 and the related statements of operations and comprehensive loss, changes in shareholders' deficit, and cash flows for the year then ended. These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements based on our audit. The financial statements of the Company as of March 31, 2011, were audited by other auditors whose report dated December 9, 2011, expressed an unqualified opinion on those statements. As discussed in Note 14, the Company has restated its March 31, 2011 financial statements during the current year to correct an error in the Company's real estate tax expense and deferred income tax. The other auditors reported on the March 31, 2011 financial statements before the restatement.

We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of Riverbay Corporation as of March 31, 2012, and the results of its operations and its cash flows for the year then ended, in conformity with accounting

Table of Contents Independent Auditor’s Report Balance Sheets - March 31, 2012 and 2011 (Restated)

Page 2-3

ASSETS 4

Statements of Changes in Shareholders' Deficit For the Years Ended March 31, 2012 and 2011 (Restated)

5

Statements of Cash Flows For the Years Ended March 31, 2012 and 2011 (Restated)

6

2012

7-20

21

P R O P E RT Y, BUI L DI NG S AND E Q UI P M E NT: Land Buildings and improvements Building equipment Furniture and equipment Less: accumulated depreciation Construction in progress

C ASH AND C ASH E Q UI VAL E NT S: Restricted Unrestricted

AC C O UNT S R E C E I VABL E , NE T: Tenants - shareholders Commercial tenants Other Allowance for uncollectible amounts

Photo by Jim Kahnweiler

SUPPLEMENTAL INFORMATION: Schedules of Other Revenues and Certain Operating Expenses For the Years Ended March 31, 2012 and 2011 (Restated)

RIVERBAY CORPORATION Balance Sheets (rounded to nearest thousand) March 31,

1

Statements of Operations and Comprehensive Loss For the Years Ended March 31, 2012 and 2011 (Restated)

Notes to Financial Statements

principles generally accepted in the United States of America.

We also audited the adjustments described in Note 14 that were applied to restate the March 31, 2011 financial statements. In our opinion, such adjustments are appropriate and have been properly applied.

Our audit was conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedule of other revenues and certain operating expenses for the year ended March 31, 2012 is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material aspects in relation to the financial statements as a whole.

As discussed in Note 10, the Company has not estimated the remaining lives and replacement costs of the common property and, therefore, has not presented the information on future major repairs and replacements that is required by accounting principles generally accepted in the United States of America to supplement, although not required to be a part of the basic financial statements.

Signed Marks, Paneth & Shron, LLP New York, NY, Dated 8/16/2012

OT H E R ASSE T S: Replacement reserve Mortgage escrow deposits Prepaid expenses Security deposits Mortgage costs, net Other

T OTAL ASSE T S

$ 24,121,000 400,115,000 315,079,000 24,168,000 763,483,000 (405,633,000) 357,850,000 2,479,000 360,329,000

(Restated) 2011

$24,121,000 368,644,000 314,637,000 23,462,000 730,864,000 (388,684,000) 342,180,000 7,126,000 349,306,000

512,000 1,454,000 1,966,000

338,000 424,000 762,000

15,664,000 3,672,000 2,447,000 (12,270,000) 9,513,000

13,702,000 2,989,000 2,087,000 (10,291,000) 8,487,000

20,063,000 708,000 2,805,000 873,000 2,835,000 1,294,000 28,578,000

2,575,000 3,257,000 833,000 4,406,000 1,813,000 12,884,000

$400,386,000

$371,439,000

(Continued next page)

22

Co-op City Times / August 25, 2012

(Continued from preceeding page)

RIVERBAY CORPORATION Financial Statements

RIVERBAY CORPORATION Balance Sheets (rounded to nearest thousand) March 31, Liabilities and Shareholders’ Deficit 2012 L I ABI L I T I E S: $550,368,000 Mortgage loans payable Accrued mortgage interest payable 4,278,000 Accounts payable and accrued expenses 23,907,000 Construction payable Security deposit payable 881,000 Accrued pension liabilities 25,501,000 Self insurance liabilities 17,224,000 Deferred revenue 72,000 622,231,000 SH AR E H O L DE R S' DE F I C I T: Class A common stock, par value $27.78 per share; 3 shares authorized, issued and outstanding Class B common stock, par value $27.78 per share; 1,307,988 shares authorized; 1,302,759 shares (2012) and 1,303,371 shares (2011) issued and outstanding 36,188,000 Deferred shareholders’ equity (2,886,000) Additional paid-in capital 207,685,000 Accumulated other comprehensive loss - pension (21,093,000) Accumulated deficit (441,739,000) (221,845,000) TOTAL LIABILITIES AND SHAREHOLDERS' DEFICIT

$ 400,386,000

2011 $479,633,000 13,542,000 37,763,000 1,449,000 842,000 16,336,000 17,389,000 104,000 567,058,000

36,202,000 202,469,00(11,937,000) (422,353,000) (195,619,000)

$371,439,000

Statements of Operations and Comprehensive Loss (rounded to nearest thousand) For the Years Ended March 31, 2010 2011 R E VE NUE S: $171,447,000 $170,845,000 Tenant - shareholders' carrying charges Garage rentals 8,688,000 8,696,000 Shopping center lease income 4,308,000 4,192,000 Interest income 98,000 4,000 New York State Energy Research and Development Authority (NYSERDA) income 600,000 200,000 Electrical power income 1,394,000 741,000 Other 9,379,000 8,042,000 195,914,000 192,720,000 O P E R AT I NG E XP E NSE S: Payroll Utilities Buildings maintenance and repairs Real estate taxes Insurance and risk management Power plant operations and maintenance General, administrative and other expenses

71,295,000 42,352,000 14,244,000 12,131,000 4,083,000 9,357,000 8,405,000 161,867,000

68,778,000 43,032,000 15,092,000 7,705,000 5,272,000 8,755,000 10,093,000 158,727,000

I NC O M E BE F O R E M O RT G AG E I NT E R E ST, DE P R E C I AT I O N AND AM O RT I Z AT I O N, AND I NC O M E TAXE S 34,047,000

33,993,000

M O R T G AG E I NT E R E ST

30,571,000

29,888,000

3,476,000

4,105,000

22,862,000

17,010,000

(19,386,000)

(12,905,000)

(9,156,000)

(2,007,000)

$(28,542,000)

$(14,912,000)

I NC O M E BE F O R E DE P R E C I AT I O N AND AM O RT I Z AT I O N DE P R E C I AT I O N AND AM O RT I Z AT I O N NE T L O S S OT H E R C O M P R E H E NSI VE L O SSP E NSI O N C O M P R E H E NSI VE L O SS

Notes to Financial Statements (rounded to nearest thousand) March 31, 2012 and 2011 (Restated) NOTE 1: ORGANIZATION Riverbay Corporation (the "Company") is a limited profit housing company organized under the Private Housing Finance Law of the State of New York (the "State") for the purpose of owning, maintaining, and operating the low and middle-income cooperative housing development known as Co-op City, located in the Bronx. Certain aspects of the Company's operations are regulated by the New York State Division of Housing and Community Renewal (the "DHCR") pursuant to provisions of the Private Housing Finance Law. NOTE 2: SUMMARY OF ACCOUNTING POLICIES

SIGNIFICANT

Property, Buildings and Equipment Property, buildings and equipment are recorded at cost and are depreciated over their estimated useful lives on a straight-line basis, as follows: Buildings 50 years Building equipment 70-50 years Furniture and equipment 5 years Repairs and maintenance costs are expensed as incurred.

The New York State Housing Finance Agency (the "HFA") assumed a substantial share of the cost of correcting defects in the original construction of Co-op City.

The Company classified the cost of correcting these defects as either a capitalized cost or a building repair based on the nature of the expenditure. On September 30, 2004, the Company entered into a settlement agreement with HFA which effectively reduced its debt to provide for its share of correcting the original construction defects. Accordingly, on September 30, 2004, the net book values of the original buildings were offset against the debt reduction in the amount of $92,604,000.

(Continued next page)

23

Co-op City Times / August 25, 2012

RIVERBAY CORPORATION Financial Statements par value is credited to additional paid-in capital. At March 31 2012, the selling price is $4,500 per room.

Tenant-shareholders that transfer apartments during the year, retain their original equity amount upon the completion of the transfer.

The stock purchased from departing tenant-shareholders, whose apartments are considered unsalable because of construction-defect damage, is being held by the Company until the apartment is restored to salable condition and resold.

Common stock Class A is not owned by tenantshareholders. Each share has the same voting and distribution rights as each share of Class B common stock.

Accumulated Other Comprehensive Loss Accumulated other comprehensive loss consists of the excess of projected pension plan benefits over fair value of plan assets, unrecognized actuarial gains and losses and unrecognized prior service costs.

Post Retirement Benefit Plan The Company is a sponsor of defined benefit pension and other postretirement benefit plans (collectively, postretirement benefit plans) and is required to recognize the funded status of its postretirement benefits plans in the statements of financial position, measure the fair value of plan assets and benefit obligations as of the date of the fiscal year-end statements of financial position, and provide additional disclosures.

Carrying Charges Tenant-shareholders are subject to monthly assessments to provide funds for the Company's operating expenses, future capital acquisitions, and major repairs and replacements. Carrying charges are subject to DHCR's approval.

The DHCR approved an annual carrying charge increase of 3% increase effective October 1, 2011.

(Continued from preceding page)

Notes to Financial Statements Cash and Cash Equivalents and Concentrations of Credit Risk The Company considers all short-term, highly liquid investments that are readily convertible to known amounts of cash, and that are so near in maturity that there is insignificant risk in change of value due to changes to interest rates to be cash equivalents. Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash and cash equivalents accounts in financial institutions. At March 31, 2012, substantially all of the Company's cash was in three major banks and subject to FDIC's limit of $250,000 per depositor per insured bank. Under the Dodd-Frank Act, beginning December 31, 2010 through December 31, 2012, all noninterest-bearing transaction accounts are fully insured, regardless of the balances of the account and the ownership capacity of the fund. At March 31, 2012, the balances in the cash and cash equivalents accounts were in excess of federally insurable limits by approximately $78,000.

In addition, the mortgage escrow deposits and reserves

which are held by the lender are federally insured up to $250,000. At March 31, 2012, the balances in the reserve funds and mortgage escrow deposits were in excess of federally insurable limits by approximately $20,521,000.

Accounts Receivable and Allowance for Uncollectible Amounts Accounts receivable are recorded at net realizable value representing the carrying charge amount less allowance for uncollectible amounts. The Company uses the allowance method to account for uncollectible accounts receivable. Under the allowance method, an estimate of uncollectible receivable is made based on historical experience and review of individual accounts receivable.

Common Stock Class B common stock is owned by the tenant-shareholders of the Company. The Company, acting as agent for the departing tenant-shareholder, pays the departing tenant-shareholder his or her original purchase price plus a small appreciation in equity, only after it receives payment for the stock from a new tenant-shareholder.

The seliing price of the Company's stock to be charged to new entering tenant-shareholders has been determined by the Board of Directors and has been periodically increased. The amount received in excess of the

Insurance Effective February 1, 2009, the Company changed its insurance coverage so that its general liability insurance program provides standard insurance coverage for risks in excess of $150,000. Provision is made currently for the estimated cost of incurred claims below such limits, based on an actuarial review.

The actuarial review provides for projections and analysis which rely on methods and assumptions that are in accordance with standard actuarial practice. Such projections and analysis are generally based on industry loss development factors from loss and exposure information provided by the Company to the actuary instead of the Company's historical loss development patterns. As of March 31, 2012 and 2011, $16,967,000 and $17,099,000, respectively, has been accrued relating to estimated claims expense below policy coverage, As of March 31, 2012 and 2011, $257,000 and $290,000, respectively, has been accrued relating to estimated claims expense above workers' compensation policy coverage. The Company was also required to establish a letter of credit in the amount of $247,000, which is secured by restricted investments of $247,000 held by the bank as collateral on its workers' compensation policies.

Because of inherent uncertainty involved in estimating the loss on claims, especially the estimate of claims not yet made, it is reasonably possible that the Company's estimate of the loss will change materially in the near term. The amount of such change cannot be estimated.

Shareholders' Deficit As stipulated in the cooperative agreement, the Company is allowed to apply a respective shareholders' equity balance against unpaid account receivable balances.

As of March 31, 2012 and 2011, such shareholders’ equity, so applied, amounted to approximately $2,875,000 and $2,388,000 respectively.

Deferred Shareholders’ Equity During fiscal year 2012, the Company provided an incentive program for its new shareholders. Under the terms of the program, shareholders can defer 75% of the purchase price over the next seven years. The Company (Continued next page)

24

Co-op City Times / August 25, 2012

RIVERBAY CORPORATION Financial Statements March 31,

(Continued from preceding page)

Notes to Financial Statements charges a 5% premium on the outstanding equity balance. Such premiums are being amortized over the same term. For the period ended March 31, 2012, approximately $31,000 was recognized as interest income in the accompanying financial statements.

As of March 31, 2012, the outstanding balance of deferred shareholders' equity amounted $2,886,000, which is included in the shareholders’ equity of the accompanying financial statements.

Accounting for Uncertainty in Income Taxes The Company recognizes the effect of income tax positions only when they are more likely than not of being sustained. Management has determined that the Company had no uncertain tax positions that would require financial statement recognition or disclosure. The Company is no longer subject to audits by the applicable taxing jurisdiciions for periods prior to March 31, 2009.

Revenue Recognition The Company has recognized contributions received from the Assisted Multi-Family Building Program (AMP), approved by the New York State Energy Research and Development Authority (NYSERDA) for the installation of energy conservation measures when received, rather than over the period for which the Company will recognize the depreciation expense related to the costs of the energy conservation measures. The Company has no obligation to maintain the energy conservation measures in place and management believes that the cost of the energy conservation measures did not exceed its benefits, even if the AMP/NYSERDA contributions are not considered.

Fair Value of Measurements FASB ASC 820, "Fair Value Measurements," provides the framework for measuring fair value. That framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy under FASB ASC 820 are described as follows: Level 1 - Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Plan has the ability to access.

Level 2 - Inputs to the valuation methodology include: quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the assets or liability; inputs that are derived principally from or corroborated by observable market data by correlation or other means.

If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability.

Level 3 - Inputs to the valuation methodology are unobservable and significant to the fair value measurement.

The asset or liability's fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement.

Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs.

Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.

Accordingly, actual results could differ from those estimates.

Reclassifications Certain accounts in the prior year financial statements have been reclassified for comparative purposes to conform with the presentation in the current year financial statements.

Subsequent Events Evaluation by Management Management has evaluated, for potential recognition and disclosure, events subsequent to the date of the balance sheets through August 16, 2012, the date that the financial statements were available to be issued.

NOTE 3: RESTRICTED CASH, CASH EQUIVALENTS The Company has a number of restricted funds which are designated for specific purposes and may require HFA or DHCR approval to disburse. The funds are primarily invested in short-term bank certificates of deposit or money market funds and are summarized below.

The amounts presented include cash and cash equivalents and accrued interest thereon.

March 31, 2012 2011 Money market and other funds held as collateral $ 265,000 $ 15,000 Certificates of deposit 247,000 323,000 $ 512,000 $ 338,000 NOTE 4: MORTGAGE REFINANCING COSTS Mortgage costs are as follows:

Cost Less: accumulated amortization Net intangible

2012

2011

$3,048,000 (213,000) $2,835,000

$6,364,000 (1,958,000) $4,406,000

For the year ended March 31, 2012, amortization expense is $213,000. In connection with its June 15, 2011 mortgage refinancing the Company wrote-off approximately $4,406,000 of pre-existing mortgage financing costs.

Estimated annual amortization expense is $203,000 for the next five years and thereafter.

NOTE 5: MORTGAGE DEBT On September 30, 2004, the Company refinanced its mortgage loan with New York Community Bank (“NYCB”) in the amount of $480,000,000. The mortgage loan matured in twenty years with amortization during the initial five years based on an interest only schedule, then with principal amortization during years six through twenty based on a forty-year period. The mortgage loan would have matured on October 1, 2024. The loan bore interest for the first five years at 5.2%; then 6.2% for years six through ten; then 6.7% for years eleven through fifteen; then 2% over the Prime Rate as published on the New York Times for years sixteen to twenty. Interest expense has been recorded using the blended rate of 6.218% for the years ended March 31, 2011.

On June 15, 2011, the Company entered into a new mortgage loan agreement to refinance its existing loan with NYCB in the maximurn amount of $555,000,000. The first mortgage loan in the amount of approximately $534,719,000 matures in fifteen years. Commencing on August 1, 2011, consecutive monthly payments of principal and interest are due based on a 30-year amortization schedule. The loan bears interest for the first two years at 5.75%; then 6.0% for year's three to five; then 6.25% for years six to eleven; then 6.5% for years twelve to fifteen. Interest expense has been recorded using the blended rate of 6.129% for the year ended March 31, 2012. The mortgage loan matures on July 1, 2026, when the remaining balance is due.

During the refinancing, the Company was entitled to draw down a maximum amount of approximately $20,281,000 to finance the construction of certain building improvements and other capital improvements.

On the anniversary date as defined in the loan agreement, these advances will be consolidated with the first mortgage under the same terms and conditions. These advances bear interest at a fixed rate of 5.75% through July 1, 2013. Monthly payments of principal and interest are due through July 1, 2013. Thereafter, the terms and conditions of the first mortgage will apply. As of March 31, 2012, the Company drew down the entire $20,280,000 which is included with mortgage payable in the accompanying financial statements. All the requisitions were subject to approval and verification by a construction consultant provided by NYCB and DHCR. As of March 31, 2012 and 2011, deferred interest expense amounted to approximately $1,641,000 and $11,083,000, respectively. Deferred interest expense has been recorded and included with accrued mortgage interest in the accompanying financial statement. In addition, for the year ended March 31, 2012, $565,000 of interest cost incurred related to construction in progress costs has been capitalized to the related assets accordingly.

Estimated annual principal mortgage payments for the next five years are as follows: Year Ended March 31, 2013 2014 2015 2016 2017

$ 7,419,000 7,663,000 8,033,000 8,528,000 8,805,000

Prepayment of principal is permitted, subject to a prepayment premium, with prior written notice for at least 30 days, but not more than 60 days prior to the intention of prepayment.

In accordance with the mortgage loan agreement, the Company made an initial deposit to a replacement reserve account with the lender in the amount of $20,000,000, which can only be utilized for the Company's capital projects. During the term of the loans, the Company agrees to maintain a minimum balance equal to $12,300,000, not to exceed $20,000,000. The Company is required to obtain written consent from the lender prior to any withdrawal. In the event the reserve balance falls below the minimum balance, the Company must replenish the reserve account to the minimum required balance within twelve to thirtysix months from the date of any approved withdrawal. The reserve balance at March 31, 2012 was approximately $20,063,000. In addition, the Company is required to make monthly real estate tax escrow deposits to insure cash is available to pay real estate taxes when they become due. The escrow balance at March 31, 2012 was approximately $708,000.

NOT E 6. L OAN PAYABL E On October 26, 2009, New York Community Bank granted a line of credit to the Company of $6,000,000. The line of credit balance as of March 31, 2011 was $3,678,000. The line of credit will mature in November 2012. Payments during the first year were based on interest only, thereafter, payments based on a two year period with annual equal payments of the balance for the remaining two years. The interest rate for the term should be 6.75%. Proceeds of the line of credit were used to help finance the balcony, façade, windows and power plant capital projects. The entire balance due was (Continued next page)

25

Co-op City Times / August 25, 2012

RIVERBAY CORPORATION Financial Statements (Continued from preceeding page)

in other comprehensive income for the years ended March 31, 2012 and 2011, respectively.

Notes to Financial Statements

Management Plan Security Plan 2012 2011 2012 2011 $ 7,864,000 $ 2,047,000 $ 1,313,000 $ (19,000)

paid in June of 2011.

NOT E 7: I NC O M E TAXE S The Company is subject to Federal income taxes, but is exempt from New York State and City corporation tax as the corporation was organized under Article II of the Private Housing Finance Law. Deferred income taxes relate to the differences arising from the different accounting methods for reporting the basis used for financial reporting and income tax for assets and liabilities using enacted tax rates in effect in the years in which the differences are expected to reverse. The primary temporary differences are depreciation, rent, bad debts, insurance, and net operating losses. The company has recorded a deferred tax asset based on its net operating loss carryforward.

The significant components of the Company’s net deferred tax asset are summarized as follows: March 31, 2012 2011 Gross deferred tax asset $ 52,610,000 $ 36,240,000 Valuation Allowance ($52,610,000) ($36,240,000) Net deferred tax asset $$Realization of deferred tax assets is dependent upon future taxable income the timing and amount of which are uncertain. As a result of management's evaluation of the Company's ability to generate future taxable income that would be offset by its net operating loss carry forwards, the valuation allowance against its deferred tax asset was adjusted to $52,610,000.

At March 31, 2012, the Company has available operating loss carry forwards of approximately $122,753,000 for income tax purposes of which approximately $78,392,000 represents patronage and $44,361,000 represents non-patronage that expire between 2012 and 2031. Approximately $23,229,000 of this amount expires in 2012 through 2016, if not utilized.

NOTE 8: PENSION PLANS The Company maintains two defined benefit pension plans covering its nonunion employees and unionized security personnel, and participates in several multiemployer pension plans covering all other unionized employees.

The Riverbay Corporation Retirement Plan (herein referred to as the "Management Plan") covers nonunion employees. Benefits are based on years of service and the employee's compensation during the last five years of employment. The Company funds an annual amount which satisfies the minimum requirement for the Employee Retirement Income Security Act of 1974 ("ERISA"). The Management Plan's assets are invested with an insurance company.

The Riverbay Corporation Co-op City Security Department Pension Plan (herein referred to as the "Security Plan") covers unionized security personnel. Benefits are based on years of service applied to a flat-benefit formula. The Company funds an annual amount which satisfies the minimum requirement of ERISA. The Security Plan's assets are invested with an insurance company.

The information presents the funded status as of March 31, 2012 and 2011 Management Plan 2012 2011

Security Plan 2012 2011

Obligation and Funded Status Fair value of plan assests, end of year $20,626,000 $18,906,000 $4,910,000 $4,477,000 Projected benefit, end of year $42,129,000 $32,676,000 $8,908,000 $7,043,000 Funded status $ (21,503,000) $(13,770,000)) $(3,998,000) $(2,566,000) Amounts recognized in the statement of financial position consist of:

Accrued pension liabilities

Management Plan Security Plan 2012 2011 2012 2011 $(21,503,000) $(13,770,000) $(3,998,000) $(2,566,000)

Additional information for the years ended March 31, 2012 and 2011 follows: Management Plan Security Plan 2012 2011 2012 2011 Employer contributions Benefits paid, including expenses

$2,686,000

$1,309,000

$675,000

$799,000

$1,519,000

$1,183,000

$365,000

$330,000

The net periodic benefit cost recognized for the years ended March 31 was: Management Plan Security Plan 2012 2011 2012 2011 Service cost $1,941,000 $1,772,000 $461,000 $357,000 Interest cost 1,715,000 1,599,000 375,000 341,000 Expected return on plan assets (1,464,000) ( 1,265,000) (349,000) (288,000) Amortization of prior service cost 21,000 21,000 Amortization of net (gain) loss 364,000 293,000 306,000 280,000 Net periodic benefit cost $2,577,000 $2,420,000 $793,000 $690,000 The table below reflects the net gain (loss) and amortization of prior service cost recognized

Net loss (gain) Amortization of prior service cost (21,000) (21,000) Amount recognized in other comprehensive income $ 7,843,000 $ 2,026,000 $ 1,313,000 $ (19,000) The table below reflects the amounts recognized as changes in shareholders deficit arising from the Company’s pension plans at March 31, 2012 and March 31, 2010, respectively that have not yet been recognized in net periodic pension cost Management Plan 2012 2011 Unrecognized actuarial loss $ 842,000 Unrecognized prior service cost 21,000 Total $ 863,000

$ 368,000 21,000 $ 389,000

Security Plan 2012 2011 $ 491,000 $ 491,000

$ 271,000 $ 271,000

The estimated net loss and prior service cost for the management plan that will be amortized from accumulated other comprehensive income into the net periodic benefit cost over the year ending March 31, 2012 are $842,000 and $21,000, respectively.

The estimated net loss and prior service cost for the security plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over year ending March 31, 2012 are $491,000 and $0, respectively.

The Company's pension plans' weighted-average asset allocations at March 31, 2012 and 2011 by asset category are as follows: Management Plan 2012 2011 Asset Category Equity securities 56.00% Debt securities 44.00% Other (cash and cash equivalents) 0.00% Total 100.00%

Security Plan 2012 2011

66.00% 34.00%

54.00% 14.00%

63.00% 15.00%

0.00% 100.00%

32.00% 100.00%

22.00% 100.00%

Following is a description of the valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at March 31, 2012 and 2011.

Separate Accounts Separate accounts are proprietary to MassMutual Financial Group (the "Custodian") for the Management and Security Plans, and invest exclusively in the underlying mutual fund traded on an established market. The separate accounts begin with a price as determined by the custodian and the number of units issued is calculated to match the current fair market value of the underlying mutual fund holdings. The rate of return of each will be consistent with the market, taking into account any expenses.

General Investment Account General investment account primarily consists of assets that support the insurance and retirement income products of the Custodian to the Management and Security Plans. The general investment account has a conservative investment strategy consisting of primarily bond holdings and debt instruments issued by governments, corporations, and other entities. The general investment account is valued at fair value by discounting the related cash flows based on changes in annual interest rates of similar instruments with comparable durations.

The preceding methods described may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, although the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.

The following table sets forth by level, within the fair value hierarchy, the Plan's assets at fair value as of March 31, 2012.

M a n a gem en t P la n ’s Asset s a t F a ir Va lu e Level 1 Level 2 Level 3 Total Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

$ 10,416,000 $ 2,310,000 $ 947,000 $3,918,000 $3,035,000

-

$ 10,416,000 $ 2,310,000 $ 947,000 $3,918,000 $3,035,000

Total separate accounts Total Assets at Fair Value

-

$20,626,000 $20,626,000

-

$20,626,000 $20,626,000

(Continued next page)

26

Co-op City Times / August 25, 2012

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements Secu r it y P la n ’s Asset s a t Fa ir Va lu e Level 1 Level 2 Level 3 Total Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

$ 946,000 $ 575,000 $ 261,000 $ 690,000 $ 884,000

-

$ 946,000 $ 575,000 261,000 $690,000 $884,000

Total separate accounts General investment account

-

$3,356,000

-

$3,356,000

-

-

$1,554,000 $1,554,000

Total Assets at Fair Valve

-

$3,356,000

$1,554,000 $4,910,000

The following table sets forth by level, within the fair value hierarchy, the Plan's assets at fair value as of March 31, 2011.

M a n a gem en t P la n ’s Asset s a t Fa ir Va lu e Level 1 Level 2 Level 3 Total Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

Total separate accounts Total Assets at Fair Value

-

-

$ 9,262,000 $ 2,291,000 $ 866,000 $ 3,556,000 $ 2,931,000

-

$ 9,262,000 $ 2,291,000 866,000 $ 3,556,000 $ 2,931,000

$18,906,000 $18,906,000

-

$18,906,000 $18,906,000

expected time until participant retirement.

The Company expects to contribute $1,054,000 to its security plan and $2,128,000 to its management plan for the year ending March 31,2012. In accordance with the 2006 pension plan protection act, the Company has made all minimum contributions under the IRS minimum funding rules for the year ending March 31. 2012 and 2011.

Future annual benefit payments through fiscal year 2021 which reflect expected future service, as appropriate, are expected to be paid as follows: Year Ended December 31, 2013 2014 2015 2016 2017 Year 2018-2022

Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

$ 988,000 $ 601,000 $ 345,000 $ 650,000 $ 908,000

-

$ 988,000 $ 601,000 345,000 $ 650,000 $ 908,000

-

$ 3,492,000

Total separate accounts General investment account

-

$ 3,492,000

-

-

$ 985,000

$ 985,000

Total Assets at Fair Value

-

$ 3,492,000

$ 985,000

$ 4,447,000

(1) The objective of this class of funds is to provide maximum capital appreciation and current income by investing primarily in debt securities. There are no restrictions or unfunded commitments reported.

(2) The objective of this class of funds is to produce long-term capital appreciation through investing in growth-oriented companies. There are no restrictions or unfunded commitments reported.

(3) The objective of this class of funds is to provide a rate of return consistent with one of the major U.S. indices. There are no restrictions or unfunded commitments reported.

(4) The objective of this class of funds is to provide long-term growth of capital by investing in securities of issuers from countries outside the United States. There are no restrictions or unfunded commitments reported.

(5) The objective of this class of funds is to provide long-term capital appreciation by investing primarily in funds which investment managers believe to be undervalued in the market place at the time of purchase. There are no restrictions or unfunded commitments reported.

The following is a reconciliation of the beginning and ending balances for plan assets measured at fair value using significant unobservable inputs (Level 3) during the years ended March 31, 2012 and 2011: Security Plan Beginning Balance Actual return on held assets Purchases Sales Interest Income Expenses Ending Balance

2012

2011

$ 985,000 48,000 886,000 (312,00) (53,000)

$ 1,253,000 (285,00) 62,000 (45,000)

$ 1,554,000

$ 985,000

The investment strategy with respect to pension plan assets is to allocate assets so as to maximize returns while preserving capital giving consideration to the weighted

Security Plan

$ 1,619,000 2,854,000 3,703,000 1,118,000 4,871,000 12,343,000

$235,000 $566,000 $175,000 $204,000 $928,000 $2,019,000

The Company is required to give financial statement recognition to part of the unfunded status of the defined benefit pension plans it sponsors. The Company adjusts the amount of the additional liability and related intangible asset at the end of each fiscal year on the basis of the unfunded accumulated benefit obligation of the pension plans at such time.

During the plan years ended March 31, 2012 and 2011, the Company recognized pension expense of approximately $3,370,000 and $3,110,000, respectively.

Weighted-average assumptions used to determine benefit obligation as of March 31 are: M a n a gem en t P la n 2012 2011 Discount Rate Rate of Compensation Increase

Secu r it y P la n ’s Asset s a t Fa ir Va lu e Level 1 Level 2 Level 3 Total

Management Plan

4.33% 5.00%

5.39% 5.00%

Secu r it y P la n 2012 2011 4.42% N/A

5.22% N/A

Weighted-average assumptions used to determine net periodic benefit cost for years ended March 31, 2012 and 2011 as follows:

Discount Rate Expected Long-Term Return on Plan Assets Rate of Compensation Increase

M a n a gem en t P la n 2012 2011

Secu r it y P la n 2012 2011

5.39%

5.86%

5.22%

5.58%

7.50% 5.00%

7.50% 5.00%

7.50% N/A

7.50% N/A

The expected rate of return is an aggregation of expected returns within each asset category. The return with respect to each asset class considers both historical returns and the future expectations for such returns.

Pursuant to union agreements, the Company contributes to union-sponsored multiemployer plans on behalf of its unionized employees excluding security personnel.

The multiemployer plans provide defined benefits to their members and expire in January 2013, June 2014, and November 2015.

Amounts contributed to the plans for pension costs approximated $2,451,000 and $2,390,000 for the years ended March 31, 2012 and 2011, respectively.

The Company also maintains a defined contribution savings plan. The Riverbay Corporation 401 (k) Plan, which covers certain employees. The plan is subject to the provisions of ERISA. The Company has elected not to match employee contributions for the years ended March 31, 2012 and 2011. The Company did not incur any retirement plan expenses in 2012 and 2011.

NOT E 9: FAI R VAL UE O F F I NANC I AL I NST R UM E NT S Accounts Receivable & Accounts Payable The carrying amount of the Company's accounts receivable and accounts payable approximates the fair value based on the short term nature of the investment.

Mortgage Debt The $550,368,000 principal amount of mortgage loan owed to NYCB at March 31, 2012 has been estimated to have a fair value of approximately $667,832,000, based on decrease in market mortgage rates since the inception of the loan.

NOTE 10: FUTURE MAJOR REPAIRS AND REPLACEMENTS The Company's governing documents do not require the accumulation of funds to finance estimated future major repairs and replacements. The Company has not conducted a study to determine the remaining useful lives of the components of common property and current estimates of the costs of major repairs and replacements that may be required in the future. The Company has refinanced its existing debt which provides for substantial funds needed in order to implement the Company's improvement program. The effect on future assessments has not been determined.

NOTE 11: REAL ESTATE TAXES Real estate taxes are based on a 10% Shelter Rent Formula. Such estimate is subject to change upon review by New York City.

27

Co-op City Times / August 25, 2012

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements During 2004 through 2010, the Company received J-51 tax abatements in the total amount of $22,778,000. The abatements are applied against the annual shelter rent tax assessments over 10.8 years, approximating $2,109,000 per annum.

Commencing April 2012, the Company received additional J-51 tax abatements in the total amount of $235,000. The abatement will be applied against the annual shelter rent tax assessment over 10.8 years, approximately $22,000 per annurn NOTE 12: COMMITMENTS AND CONTINGENCIES Major Repairs and Improvements The Company has entered into many contracts for replacements, improvements and repairs, Budgeted amounts for major contracts aggregate $81,949,000 of which approximately $76,093,000 of such work has been completed by March 31, 2012. The details of these projects are shown in the table below: Amounts Expended Through Projects Contract Values 3/31/2012 Window and balcony door replacement Balcony and faรงade Roofs Totals

60,456,000 12,965,000 8,528,000 $ 81,949,000

60,127,000 10,049,000 5,917,000 $ 76,093,000

In November 2006, the Company entered into another contract with NYSERDA for its Commercial and Industrial Performance Program. Under this Program, the Company's cogeneration facility was awarded an incentive payment of $2,000,000.

This amount will be paid to the Company based on the cogeneration facility achieving certain milestones. The first milestone of $600,000 was achieved during the fiscal year ended March 2010.

Upon completion of the cogeneration facility, the Company was paid $200,000 in January 2011 and $600,000 in January 2012. The final payment of $600,000 will be in January 2013.

Riverbay Fund lnc., a 501(c) (3) Not-For-Profit Corporation, which shares the same board of directors with the Company.

The lease provides the tenant to possess, uses and access the roofs, exterior walls, power systems, utility risers, electrical and lighting fixtures and related fixtures and improvements of the Company's eight garages. The lease provides an annual rent of $l00,000 and expires on July 31, 2020. For the year ended March 31, 2012, the tenant did not make any rent payments and such amount was not accrued on the Company's accompanying financial statements as the Company opted to make an in-kind contribution of the entire $100,000 in support of the nonprofit.

NOT E 14: P R I O R P E R I O D ADJ UST M E NT S AND R E STAT E M E NT O F R E P O RT E D NE T L O SS Accumulated deficit at the beginning of 2011 has been adjusted to correct errors in the Company's prepaid real estate taxes, which were incorrectly expensed in 2010, and deferred income tax expense in which deferred income tax asset was not properly valued and therefore, a deferred income tax provision should have been recorded in 2010. The effect of the prior period adjustment to record the prepaid real estate taxes was an increase of $1,087,000 to prepaid expenses and a decrease of $1,087,000 to the beginning accumulated deficit. In addition, the statement of income for the year ended March 31, 2011 has been restated to record 2011 prepaid real estate taxes. The effect of this adjustment was an increase to prepaid real estate taxes of $1,306,000 and a decrease to real estate tax expense of $1,306,000. The total effect on the Company's prepaid real estate taxes as of March 31, 2011 was an increase of $2,393,000. The effect of the prior period adjustment to record the deferred income tax expense was a decrease to deferred tax asset of $13,634,000 and an increase of $13,634,000 to the beginning accumulated deficit as of March 31, 2011.

The accompanying March 31, 2011 financiai statements were restated as a result of the adjustments in the preceding paragraphs as follows: As Originally Reported Balance sheet: Prepaid expenses Deferred tax asset Accumulated deficitbeginning of year

Adjustment

As Restated

864,000 13,643,000

2,393,000 (13,643,000)

$ 3,257,00 -

(396,901,000)

(12,547,000)

(409,448,000)

Litigation The Company is a defendant to a number of lawsuits. The lawsuits that are anticipated to be in excess of policy deductibles are being handled by the Company's insurance carriers (see Note 2). Management believes such claims will be settled within policy limits.

Statement of operations: Real estate taxes 9,011,000 Net loss (14,211,000)

(1,306,000) (1,306,000)

(7,705,000) (12,905,000)

NOTE 13: RELATED PARTY TRANSACTION On August 1, 2010, the Company entered a lease agreement as landlord with the

Statement of cash flows Net loss $ 14,211,000 Other assets (396,000)

$ 1,306,000 ($ 1,306,000)

(12,905,000) ($ 1,702,000)

RIVERBAY CORPORATION Schedules of Other Revenues and certain Operating Expenses For the Years Ended March 31,

28

Co-op City Times / August 25, 2012

Co-op City Seventh-Day Adventist Church Seventh-Day Adventists around the world have in common our daily Bible study of 1 and 2 Thessalonians for the months of July, August and September. These two letters to the Thessalonians, among the first written by Paul, shares the idea of the spiritually strong looking out for those who are new to the experience of serving God in holiness. In his letters, Paul openly declares his love and concern for his neighbors and fellow believers. As we study these principles of the Bible, we too are desirous of sharing in this non-condemning philadelphias – brotherly love.

“We who are strong ought to bear with the failings of the weak and not to please ourselves. Each of us should please our neighbors for their good, to build them up. For even Christ did not please himself but, as it is written: “The insults of those who insult you have fallen on me.”

For everything that was written in the past was written to teach us, so that through the endurance taught in the Scriptures and the encouragement they provide we might have hope. May the God who gives endurance and

encouragement give you the same attitude of mind toward each other that Christ Jesus had, so that with one mind and one voice you may glorify the God and Father of our Lord Jesus Christ.” Romans 15:1-6 NIV. Not only are we commissioned to teach and preach the truth in compassion but as Galatians 6:1 warns us about self-righteousness, “Brothers and sisters, if someone is caught in a sin, you who live by the Spirit should restore that person gently. But watch yourselves, or you also may be tempted.” We are thankful to serve a God who is fair and claims Lordship all to himself. We invite you to join us for worship and study of the Bible. Please see below for details.

C o-op C it y SDA Bet t er L ivin g H ea lth & F it n ess E d u ca t ion C en t er • Children’s Exercise Program, Sundays, 11 a.m. - 12 p.m.; Free • Adult Exercise Program, Sundays, 12-1- p.m.; Free Br ea d M in ist r y: Pick up on Saturdays between (2:30 p.m.—3:30 p.m.). Please take one for a neighbor.

Used C lot h es Dr ive: The Children’s Department of Co-op City SDA are requesting donations for either used or new children’s clothing to be given to the needy in the community.

Weekly Wednesday Prayer Meeting @ 7:30 pm.

Sa t u r d a y: • Sabbath Worship Services, 9:30 a.m. and 11:00 a.m.

• Afternoon Bible Studies at 3:00 p.m.

• Children’s Story Hour every 3rd Sabbath of each month at 3:00 p.m.

• Adventist Youth program at 5:00 p.m.

• Math enrichment XP classes Sundays, 10-11:30 a.m.

The Co-op City SDA Church is located at 1010 Baychester Ave., Bronx, NY 10475. Pastor Okezie Erondu can be reached at 718-320-0518. You can reach us on the web at www.CoopCitySDAChurch.org.

I have come that they may have life, and that they may have it more abundantly. John 10:10, New King James Version (NKJV) —C her yl C . Silver a

Church of God’s Children Church of God’s Children and its pastors, Bishops Angelo and Nancy Rosario, invite you to worship with us at 127 Dreiser Loop next to Montefiore Clinic.

Sunday Services: 9:30 a.m., Spanish; 1 p.m., English Sunday, September 2 - Labor Day weekend – 10 a.m. SERVICE ONLY. Have a safe and blessed weekend. Holy Communion on Sunday, Sept. 9 at 9:30 a.m. and 1 p.m.

Wednesday – Prayer Hour – 7:30-8:30 p.m.

Bible Studies will resume Thursday, Sept. 13 at 7 p.m.

Women’s Fellowship – Saturday, Sept. 15 – 11 a.m.

12-step program every Wednesday, 7:00 p.m. at 159 Dreiser Loop We are distributing Free Discount Prescription Cards, no registration necessary. Discount card accepted at all major pharmacies. Call church for information.

Qu ot es for t h ou ght : Prayer changes things, beginning with the person who is praying.

Jeremiah 29:11 For I know the plans I have for you, declares the LORD, plans for welfare and not for evil, to give you a future and a hope. (Don’t worry about tomorrow – God is already there).

“Negative minds full of fear and doubt produce negative lives, which can ultimately destroy your life.” ~ Joyce Meyer “What we need now for quickening is not so much money and wisdom as the spirit of supplication. Pray for yourself until the new life is infused. When that new life comes, it will lead you to pray for others.” ~ A.C. Dixon Don't judge each day by the harvest you reap but by the seeds that you plant.

God always gives His best to those who leave the

choice with him Your beliefs don’t make you a better person, your behavior does.

Be STRONG when you are weak. BRAVE when you are scared. HUMBLE when you are victorious.

Put God first and everything will follow. If God is for us, who can be against us.

God gives order in our messy lives.

Happiness comes when we stop complaining about the troubles we have, and say thanks to GOD for the trouble we DON’T have.

(Just for fun: “Of course I talk to myself - sometimes I need expert advice.)

Continue to have a blessed summer and pray for our troops.

—Bish op Na n cy R osa r io

Iglesia Cristiana Marcos 16:15 Pastor Fernando Figueroa and Pastor Thomas Garrett and the congregation of Iglesia Cristiana Marcos extend an invitation for you to come together and celebrate the day that the Lord has made, worshipping his precious and holy name.

T h e Wor d of Tr u th "For the Word that God speaks is alive and full of power [making it active, operative, energizing, and effective]; it is sharper than any two-edged sword, penetrating to the dividing line of the breath of life (soul) and [the immortal] spirit, and of joints and marrow [of the deepest parts of our nature], exposing and sifting and analyzing and judging the very thoughts and purposes of the heart." ~ Hebrews 4:12 Nothing compares to the Word of God. It is Active, Operative, Energizing and Effective.

The work that the Word of God does is like no other.

There is something about God's Word that reaches into the unreachable places of our spirits and exposes what needs exposing. God's Word brings into alignment our thoughts, actions and our plans - with His truth.

Whatever there is within us contrary to the Word of Truth, it will be exposed so we can make changes.

Sometimes this can be a painful time, if it is a past hurt or a painful memory we have long before buried deep within. We often don't want to revisit the past, when it brings us so much pain.

God's Word can bring healing, restoration, comfort and hope. It builds up our faith to be able to stand firm.

We need to allow God's word to do a thorough work within, and align our lives to God's truth.

The world disguises lies as truth, but God's Word will stand and expose it for what it is. Don't get caught up in what the world says, but measure it up with what God's Word of Truth says.

C HUR C H H OUR S: Sp a n ish Tuesday: Prayer Service, 8:00 p.m.

Friday: Bible Study, 8:00 p.m.

Sunday: Sunday School, 10:00 a.m.--Evangelistic Service: 12:00 p.m.

C HUR C H H OUR S: E n glish

Sunday: Evangelistic Service, 4:00 p.m.

All are welcome. We are located in the Section 5 community center, Room 42.

—Pa stor s F igu er oa /Ga r r et t

Family Owned and Operated • Large Chapel on premises

• Pre-need counseling

• Ample Parking on premises

• Out of town services

• Casket Showroom on premises

• Cremations

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All areas are handicapped accessible

Personalized & Professional Care • 46 Years Serving Our Community Worldwide Shipping including Caribbean, Africa & South America

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www.mccalls.net • director@mccalls.net 4035 Bronxwood Avenue, Bronx, N.Y.

Serving all cultures & faiths

Co-op City Times / August 25, 2012

29

Co-op City Baptist Church Rev. Dr. Sheldon E. Williams and the Co-op City Baptist Church family invite you to join us tomorrow for worship service at 9:00 a.m. We invite you to worship, study, and pray with us.

Please note, effective Sunday, August 5, there will be one worship service held at 9 a.m. This summer schedule will remain in effect through Sunday, September 9.

The Co-op City Baptist Church is located at 135 Einstein Loop, Room 50 (lower level). Our telephone number is 718-320-3774. Visit us on the web at www.coopcitybaptistchurch.org.

Mid-week worship service, Bible study classes and prayer services are on hiatus for the summer and will resume in

September.

F a m ily a n d F r ien d s’ Da y will be held on Sunday, September 9 in Room 45 (2nd floor, Einstein Center). The theme is "Let us give the Lord thanks for our family and friends." The scripture is Psalm 118:1, give thanks to the Lord, for He is good, His love endures forever (NIV). We invite you to join us for this celebratory service.

O n Sa t u r d a y, O ct ob er 6, we will celebrate our Pastor’s 20th Pastoral Anniversary at the Greentree Country Club at 12 p.m. The Greentree is located at 538 Davenport Ave., New Rochelle, NY. The guest speaker will be Rev. Dr. James A. Thornton, Pastor of Salem Missionary Baptist Church, Brooklyn,

NY. Ticket price for adults is $90; children 3 to 12 years, $60. For tickets or additional information, call 718-6711918, 718-320-1825.

F a sh ion a b le sh oes a n d P h illy ch eese st ea k s – what could these two items possibly have in common, you might ask? It’s the Philadelphia Premium Outlet in Philadelphia, PA. The Scholarship Ministry invites you to join them on Saturday, October 27.

Ticket price is $45. The bus will leave from the Emigrant Savings Bank, located at Asch Loop and Bartow Ave. at 7:30 a.m. sharp! For tickets or additional information, call 718-379-0541, 718671-7507, 718-671-1918 or 718-3203774.

Rev. Dr. Williams has a radio show on WMCA 570 AM every Friday at 1:30 p.m. Rev. Dr. Williams is the author of Principle Centered Living: 9 Reasons To Maintain Your Values in a Pressure Filled World and founder of SEW Universal, Inc. Visit his websites: www.PrincipleCenteredLiving.com or www.RevDrSheldonEWilliams.com.

The Co-op City Baptist Church exists to glorify God and to establish a living community of people who follow the teachings of Jesus the Christ through worship, prayer, Bible study and fellowship. We seek to meet the spiritual and physical needs of the church through ministry.

—H a t t ie L . L u ca s

Community Protestant Church On behalf of our Pastor, Reverend Dr. Calvin E. Owens, and our church family, welcome to Community Protestant Church, a church of love and understanding, located at 1659 East Gun Hill Road, Bronx, NY 10469; (718) 862-9172.

SUMMER CHURCH SCHEDULE (DRESS-DOWN SUMMER ATTIRE JULY 1 – SEPTEMBER 2) Adult Sunday School - 9:00 a.m.

Worship Service - 10:00 a.m.

Communion Service - Every first and third Sundays Prayer Meeting and Bible Study Wednesday at 7:00 p.m.

THE FOLL OWING PROG RAMS ARE AT THE C HURCH’S ANNE X: 2053 ASCH LOOP NORTH (CO-OP CITY)

Morning Prayer Services - Tuesday, 6 a.m. – 8 a.m., and 9 a.m.-11 a.m.

Neighborhood Bible Study - Thursday at 10:00 a.m.

Extension of Prayer and Worship Service – Every first and second Fridays (beginning August 3rd) at 7:00 p.m.

OT HER SC HE DUL ED E VENT S: Saturday, September 15th – Join the Nurses Ministry on their Annual Trip to The Big “E” State Fair in Springfield, Mass. Departure from Church Annex (2053 Asch Loop North, Co-op City) at 7:30 a.m. Tickets: $60/adults; $35/children (3-10). For additional information and/or to make reservations, call (718) 671-7935 or 671-1754.

Saturday, October 6th, 10 a.m. – 4 p.m.

– The Missionary Ministry sponsors a FLEA MARKET at the church. Featuring best pre-owned items at great prices, with hourly giveaways. Vendors are invited to

join this event. All vendors’ tables are $50 each. For additional information and/or to reserve a space, call (718) 379-4237, (718) 671-6922 or the church, (718) 862-9172.

Saturday, October 13th, 3:00 p.m. – The Sepia Players present THE GLORY TRAIN, sponsored by The North Carolina Team. Donation: $20. For further information or to purchase tickets, call: (718) 6557241 or (718) 994-3751.

Saturday, October 20, 9:00 p.m. - 2:00 a.m. – Enjoy a great evening of entertainment at the South Carolina Committee’s Annual Dance in Dreiser Auditorium, Coop City. Music by DJ Jimmy Pressley.

Ticket: $20/advance; $25/at door, available by calling (718) 379-8514; (718) 6710425, (718) 671-5493, (718) 671-0231.

Wednesday, October 24 – Friday, October 26 – CPC FALL FOLIAGE

TOUR IN THE BEAUTIFUL SHENANDOAH VALLEY. Includes a visit to the Martin Luther King Memorial, Washington, DC; drive on the Skyline Drive along the crest of the Blue Ridge Mountains, visit to Luray Caverns, a wine tasting experience and shopping at Charlottesville’s Historic Downtown Mall. 3 breakfasts, 2 dinners, accommodations and transportation. Cost: $395/double occupancy; $495/single. For additional information and/or reservations, contact CPC Tours at (718) 671-1182.

The doors of Community Protestant Church are open to all to worship and fellowship with Christian believers of the Gospel of Jesus Christ. You are cordially invited to come in, join in and receive your blessing.

—Eva n G. M it ch ell

Evangelical Church of Co-op City – UMC Open Doors, Open Hearts and Open Minds Come & Visit Us – We welcome you to God’s House – Your House – One Family in Christ. We are a congregation with spiritfilled worship, offering a variety of opportunities for spiritual growth, fellowship and service to God and our community. We are a multi-ethnic, multi-cultural and bilingual congregation and all are welcome. Services are at the church at 2350 Palmer Avenue, across the street from Building 30. Parking is available. Visit our website at www.coopcityumchurch.org.

Sunda y Ser vices – The first Sunday of the month is a bilingual service with com-

munion at 10 a.m. All other Sunday services are as follows: English Service at 9 a.m. and the Spanish Service at 11:30 a.m. There are Bible studies in English and Spanish at 10:30 a.m. We also have a children’s service during the English service.

P r a yer Night: The Lord said, “whenever two or more are gathered in my name I am in the midst of them.” Matthew 18:20.

We will be having a prayer night on Tuesday evenings at 7:30 - 8:30 p.m. in the church building. Come and bring your prayer needs so we can all pray and become prayer warriors. Bring a friend who would

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like prayer. Also on Thursday mornings at 10:30 a.m., there is prayer till 11:15 a.m. in Spanish.

C r escendo C hr istia n Music School: Learn piano, guitar, percussion, voice and theory. Contact Maestro Frank Colon at (917) 753-3644. The school will be open from Monday – Friday, 2 p.m. – 8 p.m.

Private and group lessons are available.

Earlier lessons can be arranged. All ages are welcome. Summer registration is free and rates are affordable.

M en ’s Fellowsh ip : Every Thursday evening at 7 p.m. to 8 p.m. Come and share

your testimonies, explore your gifts and be blessed in the Word of our Lord. Hope to see you there.

Flea M a r ket: Come and have an enjoyable time shopping. We are having our second annual flea market on September 22nd from 11 a.m. to 5 p.m. (rain date is 9/29). If you are interested in being a vendor, the cost is $30/space and $5 extra for a table. Call Pauline at (718) 320-1552 (mornings & evenings, 5-8 p.m. only), or call Priscilla at (347) 987-8219 or call Barbara at (347) 603-7473. (If no answer, leave a message).

—Rev. Dr. Milca C . Plaud

Co-op City Times / August 25, 2012

Bartow

Einstein

Dreiser

Library 9:30 a.m. - 1:00 p.m., Rm. 31

Library 9:30 a.m. – 1:00 p.m., Rm. 49

Bingo 11a.m., Room 31

Dominoes 10 a.m., Rm. 45

Dominoes 2 p.m., Rm. 25

Advanced Line Dancing 10-11 a.m., Rm 45

Word Games 9:30 – 11 a.m., Rm. 31

Around The Lunch Table 11:30 a.m., Rm. 49

Crochet and Knitting 10 a.m.-12 p.m., Rm. 7 Library, Exercise Bike, Chat Session 9:30-10:30 a.m., Rm. 7 Stay Well Exercise 10-11 a.m., Room 2 (on vacation until Sept.)

Mind Teasers 12–1 p.m., Rm. 4 Gentle Yoga w/Anne 2–3 p.m., Rm. 2 Afternoon Movie 2–4 p.m., Rm. 7

Card Games 2–4 p.m., Room 25 Current Events: 10 a.m., Rm. 31

Walking and Exercise w/Ms. Gaskill 2-4 p.m., Room 45

Library, Exercise Bike, Chat Session: 9:30 – 10:30 a.m., Rm. 7

Bingo: 10 a.m., Rm. 31

Dominoes: 10 a.m., Rm. 49

Dominoes: 2:30 p.m., Rm. 25

Tai Chi: (will resume Sept 4)

Word Games: 9:30 –11:30 a.m., Rm. 31

Bingo: 1 p.m., Rm. 49

Wed., August 29

Stay Well Exercise: (on vacation until September) Line Dancing (on vacation until September) Dominoes: 2:30 p.m., Rm. 25 Word Games: 9:30 a.m.

– 1:30 p.m., Rm. 31 Bingo: 2 p.m., Rm. 25 Blood Pressure: 1st & 3rd Wed., (on vacation until September 5) Card Games: 2-4 p.m., Rm. 25

Thurs., August 30

Card Games: 2:30 - 4 p.m., Rm. 25

Library 9:00am-1:00pm Rm. 31 Chat Session 9:30am-1:00pm, Rm. 31 Dominoes 2:30pm, Rm. 31 Word Games 9:30am-11:30am, Rm. 31 Bingo 2:00pm, Rm. 31 Card Games 2:30pm-4:00pm, Rm. 31

Fri., August 31

Tues., August 28

Mon., August 27

30

Movie Madness: 9:30 am, Rm. 31 Men’s Line Dancing: 9:00am-10:00am, Rm. 31 Women’s Line Dancing 10:00 – 11:00 am, Rm. 31 Spelling Bee: 11am, Rm. 31 Dominoes: 2:30pm, Rm. 31 Word Games: 9:30am – 11:30am, Rm. 31 Bingo: 2:00pm, Rm. 25 Card Games: 2:00pm4:00pm, Rm. 31

Alert & Alive: 10:3011:30 a.m., Rm. 7 (on vacation until Sept.)

Matinee Movie w/ George: 2-4 p.m., Rm. 45

Mixed Cultural Dance: 10:30-11:30 a.m., Aud. B Mind Teasers: 12 pm - 1 p.m., Rm. 4

Spelling Bee: 10 a.m., Rm. 49 Spanish Practice Class: 10:30 a.m., Computer lab Bingo: 1 p.m., Rm. 49

Dominoes 10:00am Rm. 45 Stay Well Exercise 10:00 -11:00am, Rm. 45 Spelling Bee 11:00am, Rm. 49 Bingo 1:00pm, Rm. 49

Dominoes: 10:00am, Rm. 45 Art: 10:00am, Rm. 45 10:00 -11:00am, Rm. 36 Bingo: 1:00pm, Rm. 49 Card Games: 2:00pm 4:00pm, Rm. 49 Blood Pressure: 2nd and 4th Friday, 10:00 11:30am, Rm. 49

Kosher

Non-Kosher

Soups, Breads and Desserts

Mon., August 27

Apple juice Sweet & sour meatballs Toasted barley Sauteed cabbage & carrots ALT: Hot Baked Fish

Turkey leg Sweet potato Spinach

Whole wheat bread Fresh or canned pears in juice

Tues., August 28

Orange juice Baked chicken Francaise Mashed potatoes Green peas ALT: Cold Gefilte Fish

Chicken cacciatore Tri-Color pasta Brussel sprouts

Whole wheat bread Apple

Cheese burger Baked potato wedge Garden salad

Whole wheat bread Banana

BBQ chicken Rice Carrot

Whole wheat bread Orange

Tilapia fish Orzo California blend

Whole wheat bread Fruit cocktail packed in juice

Wed., August 29 Thurs., August 30 Fri., August 31

Apple juice Baked salmon/parsley sauce Quinoa Mixed vegetables ALT: Hot Roast Chicken Orange juice Turkey leg, Green beans Whole baked sweet potato in the skin ALT: Cold Egg Salad Orange pineapple juice Spanish style roast chicken Red beans & brown rice Cream spinach & garlic ALT: Cold Tuna Salad

All meals served w/margarine and fresh milk *Menu subject to change without notice. We ask that members please

Tuesday Movie w/popcorn: 2-4 p.m., Rm. 7

Dominoes: 10 a.m., Rm. 45

Date:

Library, Exercise Bike, Chat Session: 9:30 – 10:30 a.m., Rm. 7 Sewing w/Raymonde: (on vacation until Sept.)

Tai Chi: Vacation July 23-September 4 Mind Teasers: 12-1 p.m., Rm. 4 Art Class: 1-3 p.m., Rm. 7 Yoga w/Bhadra: 2-3 p.m., Rm. 2 Library, Exercise Bike, Chat Session 9:30-10:30 a.m., Rm. 7 Blood Pressure 1st & 3rd Thursday 10-11:30 a.m., Rm. 7 Line Dancing Every Thurs 10 am - 11 am, Aud. A Mind Teasers 12-1 p.m., Rm. 4 Drama (on vacation til Sept.)

Piano Sing Along 11 a.m. – 12 p.m., Rm. 7 Crochet and Knitting 10:00am-12:00pm, Rm. 7 Library, Exercise Bike, Chat Session 9:30-10:30am, Rm. 7 Meditative Moments (on vacation until Sept.)

Mind Teasers 12:00pm-1:00pm, Rm. 4 Therapeutic Yoga 1:302:30 pm, Rm. 8 Card Games, Dominoes 2:00pm-4:00pm, Rm. 7 *Schedule subject to changes without notice*

We ask that members please call their center at least one day in advance to register for lunch.

WEEKLY TRIPS DATES

WEEKLY TRIPS

PRICE

PICK-UP TIMES

As scheduled: 1st Mondays:

Stew Leonards Super Wal-Mart

$3 $12

TBA

Bowling

TBA

Bartow Dreiser 1:15 p.m. 1:30 p.m.

8:30 a.m. 8:45 a.m.

11:00am 11:30am

Einstein 1:00 p.m.

9:00 a.m.

11:15am

To register for trips and classes, please call: (718) 320-2066 Monday – Friday: 10:00 a.m. – 4:00 p.m.

Funded by: The NYC Department for the Aging, The NYS Office for the Aging and Riverbay Corporation.

call their center at least one day in advance to register for lunch:

Bartow Center (718) 320-2066, Ext. 2010 Dreiser Center (718) 320-1345 • Einstein Center (718) 671-5161

Upcoming Events/Trips Att en tion a ll sen ior s: T h er e will b e n o r efu n ds for a ll t r ip s.

C e n t r a l Aven u e – Wed n e sd a y, Au gu st 29t h - $13 – 2 hrs. XMAS Tree store, 1 hr. Trader Joe’s & 2 hrs. in Amazing Savings. Trip includes round trip transportation/boxed lunch. Pick-ups: Bartow – 9:00 a.m.; Dreiser – 9:15 a.m.; Einstein – 9:30 a.m. (No refunds.)

F R E E – BRO NX Z OO . T h ur sd a y, Au gu st 30 – (Only 20 seats available!)

Trip includes round trip transportation/boxed lunch, general admission to the following exhibits: Butterfly Garden, Congo Gorilla Forest and more. Pick-ups: Bartow, 10:00 a.m.; Dreiser, 10:15 a.m. and Einstein, 10:30 a.m. Return: 2 p.m.

J ASA will be closed on M on d a y, Sep t em b er 3.

Fa ir wa y – Tuesd a y, Sep t em ber 4t h $3 – 2 hrs. Trip includes round trip transportation. Pick-ups: Bartow -11:00 a.m., Einstein – 11:15 a.m. & Dreiser – 11:30 a.m. (No refunds).

Ta n ger O u tlet M a ll – (Deer P a r k ) – Wed n esda y, Sept em ber 5 - $12 – Trip includes round trip transportation/boxed lunch. Pick-ups: Bartow, 8:30 a.m.; Dreiser – 8:45 a.m. & Einstein - 9:00 a.m.

Only 20 seats available (No refunds).

St e w L e on a r d s – M on d a y, Sep t em b er 10t h - $3 – 2 hrs. Trip includes round trip transportation. Pickups: Einstein – 1:00 p.m., Bartow – 1:15 p.m. & Dreiser - 1:30 p.m.

Wa l-M a r t – M on d a y, Sep t em b er 10t h - $12 – Includes transportation/boxed lunch. Pick-ups: Bartow – 8:30 a.m.; Dreiser - 8:45 a.m. & Einstein - 9:00 a.m.

E m p ir e C a sin o – Wed n e sd a y, Sep t em b er 12, $3 per person. Trip includes round trip transportation/boxed lunch. Pick-ups: Einstein - 10:00 a.m., Bartow - 10:15 a.m. and Dreiser -10:30

a.m. (NO REFUNDS).

Wa n t t o pa r t icip a t e in a focu s gr ou p a b ou t r et ir em en t ? We would like to hear about your experience! JASA is holding focus groups for persons age 50 and older. Refreshments will be served. If interested, call the Co-op City Senior Services office: 718-320-2066.

Weigh t M a n a gem en t Su p p or t G r ou p – M on d a y, Sep t em b er 10t h , 10:00 a.m., Bartow Avenue, Room 25, every Monday. Maintaining a healthy weight is not easy, but with knowledge and practice, it can be. Come join the Weight Management Support Group to learn techniques and information that can help you maintain a healthy lifestyle.

C a r egiver Su p p or t G r ou p - A Caregiver Support Group can offer an atmosphere of understanding and support for caregivers to discuss issues and concerns. Whether you care for a loved one from a distance or in your home, you are most welcome. The group meets every other Tuesday at: 2049 Bartow Ave., Rm. 31 from 1-2 p.m. Next meeting is August 28. The support group is facilitated by a social worker. If you have any questions, please contact JASA at 718-320-2066.

DI SABI L I T Y SUP P ORT /SO C I AL I Z AT I O N G R O UP – The group meets every 1st Friday of the month. For more information, contact John Sullivan at 718-671-2090 (Ext. 3010).

Transportation is provided, if available.

Dom in oes P la yer s Wa n t ed . The Bartow Senior Center is looking for dominoes players. If interested, come to the Bartow Center, Rm. 31 from 2-4 p.m. every day.

L ost & Foun d on t he J ASA BUS – Black sun visor, a pair of black shades (plastic), a pair of prescription glasses with brown plastic frames & a purple plastic telephone cover.

Stay indoors on hot days, and drink plenty of water!

31

Co-op City Times / August 25, 2012

WEEKLY SCHEDULE

AARP Chapter #4997 F YI : Summer is coming to a close; hope you all enjoyed your vacation…

Time to get back to work… Our first Fall meeting is scheduled for MONDAY, SEPT. 10, 1 p.m. in Dreiser Auditorium “A.” Come early to sign up (or pay balance) for below listed trips, pay dues and show pictures from your summer trips.

New members welcomed…

F YI -2: Driver Defensive Class is scheduled for SATURDAY, SEPT. 29, 8:30 a.m. at Community Protestant Church, 1659 East Gun Hill Road, Bronx (NY). Call AARP office, 718-320-1946 – speak slowly and clearly, leaving your name and phone number – someone will return your call as soon as possible.

F YI -3: Annual Holiday Celebration is scheduled for THURSDAY, DECEMBER 13, 12 p.m.-5 p.m. at Villa Barone—donation - $65, includes transportation. Call the office, 718-320-1946, to get tickets and reserve your seat on the bus.

GET WELL WISHES to President Collins…

NOT E : To our sick, on the mend and shut-in members, and those bereaved members, please know that you are in our prayers. Contact Frances Wilson, Good & Welfare Coordinator, 718-671-5493.

2012 TOUR AC T I VI T I ES Oct. 15-17 – Rocking Horse Resort w/a stop at Monticello Raceway Casino (on the way) – NOTE: SEATS STILL AVAILABLE; SEND YOUR PAYMENTS ASAP!!!…trip includes dinner & live entertainment and dancing after check-in;

complete resort activities including indoor/outdoor pool; horseback riding; hayride; games, contests and prizes during the day; and much more; 5 meals w/coffee, tea & cake all day… $349/person, double; $409/single; $343/person, triple – contact Jean, 718-379-3742.

Dec. 30, 2012 – Jan. 1, 2013: New Year’s Eve Masquerade Ball at the Desmond – includes a stop at the Sands Casino w/$30 slot play & $5 food or leisure time in Bethlehem (PA); next day, after a full breakfast buffet, choice of activities for the day; New Year’s Eve Masquerade Ball w/Open Bar & Surf & Turf Dinner; masquerade masks, noise makers, entertainment, music & dancing; New Year’s Day Brunch & show before leaving for home....$524/person, double; $634 single; $514/person triple; $28/person travel insurance available; $100 deposit/person ($128 deposit/person if taking the insurance)…contact Delores, 718379-2176.

2013 TOUR AC T I VI T IE S Jan. 10-20, 2013 – The Hawaiian Island Cruise Tour (11 days) – includes 5 ports of call: Honolulu, Maui, Hilo, Kana & Kauai; on the Norwegian Pride of America; airfare and tours included in the price…inside state room - $3,599/person; outside state room - $3,899/person; outside balcony - $4,669/person (new price); $500/person deposit (plus insurance payment) due at sign-up…contact Jean, 718379-3742.

—Delor es Debn a m

Einstein Cancer Fund

Baychester Library Events VISIT THE LIBRARY - A GREAT WEALTH OF INFORMATION Tuesdays: Toddler Time @ 11 a.m.; Kids Tech Time @ 3 p.m.

Wednesdays & Fridays: Kids Read Aloud @ 11 a.m.

Adult End of the Summer Celebration: Saturday, August 25 @ 12:30 p.m.

Children’s End of the Summer Celebration (Birds of Prey): Monday, August 27 @ 3:30 p.m.

Young Adult End of the Summer Celebration: Tuesday, August 28 @ 4 p.m.

WEEKLY EVENTS KIDS Game On Nintendo Wii! - Every Monday @ 3:30 p.m.

Teens TAG - Every Tuesday @ 4 p.m.

Read Aloud - Every Wednesday @ 3:30 p.m.

Teen Book Café - Every Wednesday @ 4 p.m.

Chess Club - Every Thursday @ 3 p.m.

CR Arts/Crafts - Every Thursday @ 4 p.m.

Teen Time - Every Friday @ 3:30 p.m.

Film - Every Saturday, 2:00 p.m.; Aug. 25, Standing in the Shadows of Motown

The New York Public Library Baychester Branch • 2049 Asch Loop • Bronx, NY 10475 (Fully Wheelchair Accessible)

HOURS: Monday & Wednesday, 10-7; Tuesday & Thursday, 10-6; Friday & Saturday, 10-5.

Libros En Español (Books in Spanish). HORARIO DE LA BIBLIOTECA: Lunes 10-7, Martes 10-6, Miércoles 10-7, Jueves 10-6, Viernes 10-5, Sábado 10-5, Domingo Cerrado

718.379.6700 FREE ADMISSION TO ALL

Our first meeting after our summer hiatus will be on Tuesday, Sept 4th, at 1:30 p.m. in Room 38. New members are always welcomed to join us and are surely welcomed. Dues are still $12. If anyone has not paid up for the annual raffle luncheon, please do, so that we may have an accurate count for the luncheon. Refreshments will be served.

Because of the anniversary of Sept.11, we will be going to the Resort Casino on Monday, Sept. 10th. Cost per person $33 casino bonus, slot play $25. Time of pickup: 8:00 a.m. starting at Einstein Loop, followed by Asch and Dreiser Loop. Don’t forget your photo I.D and casino card.

Saturday, Sept, 8th, Annual raffle luncheon at the Seashore Restaurant at 12:30

p.m. Cost per person, $48, which includes appetizers, salads, main entrée and a delicious dessert. You will have a choice of the entrées. Everyone will receive a raffle ticket for the gift card drawings, which will enable everyone to go home with a gift.

Everyone is invited. You don’t have to be a member. Come and spend an afternoon of good food, friendship and a day of goodwill. Payments are due by August 31st.

For the above agendas, please call Mildred at 718-320-0288, Loretta at 718671-2958 or Lydia, 718-671-3005. You can reach us in the morning hours up to noon or in the evening after 5:00 p.m., Monday through Saturday.

Stay healthy and safe.

—Lydia R ua s

Goose Island Sunday, August 26, Bingo game in Room 39 at 1:30 p.m. Everyone is welcome to join our game. Refreshments served. Price is $3 admission.

Tuesday, August 28, going to Mt. Airy Casino, in Poconos. Price is $30. Rebate is $25 slot play, plus $10 towards food.

Pick-up time is 8 a.m. at our 3 usual bus stops—Einstein Center, Asch Loop (back of library) and Dreiser Loop. Make sure you have your picture ID card with you.

Tuesday, November 13, going to THE FIESTA in WOODRIDGE, N.J. Price is $60. Pick-up time is 9 a.m. for an INTERNATIONAL JAMBOREE with plenty of music, dancing, comedy, and a surprise

guest. MENU: Chicken Francese, roast beef, filet of sole. Everyone can have a glass of wine, special dessert, coffee, tea, soda. If you have your name on the list, we would like you to give a deposit or pay in full. Thank you.

Next month, we are going to SHOWBOAT CASINO in Atlantic City.

September 25. Price is $30. Pick-up time is 8 a.m. at our 3 usual bus stops.

For more information, call Ann or Mary at 718-379-9613, or come to 135 Einstein Center, Monday - Thursday, 10 a.m. - 4:40 p.m. or Mary at 718-3794899; also call Ann at 347-267-4751.

GOOD HEALTH TO ALL. —M a r y P illa

32

Co-op City Times / August 25, 2012

Traditional Synagogue of Co-op City

Reflections

by Rabbi Solomon I. Berl Spiritual Leader of Young Israel Synagogue Many of us have the tendency to put off until tomorrow those things we already have put off until today. We are all too often like the undisciplined young man who prayed to God to make him better, but he prayed softly for fear that God might hear him and answer his prayer too soon. Like too many of us, he wanted to discharge his obligations with a dated check.

We will be good, O God, but please do not press us too hard. We need more time.

We will become honest in our business, but not right now. First, we have to take care of all our needs - real and imaginary.

We will spend more time with our chil-

dren when economic pressures are lighter and other obligations are fewer. We will start coming to worship for weekly renewal and some interior redecorating, but not right now. When we retire - yes, then we will have plenty of time.

Oh, the things we are going to do when we have time - the classes we will join, the services we will render, the passions we will conquer. We live in a world that gives us one day at a time without any assurance of tomorrow.

We do not know how soon it will be too late. But today is ours to do all the good things for which this was made, the things that need doing 'now.'

Co-op City Jewish Center The Co-op City Jewish Center is located at 900 Co-op City Blvd., Bronx, N.Y. 10475.

Saturday services are continuing thanks to those people who attend. Please try to attend whenever possible.

We would like to remind our members and any Jewish people in Co-op City looking for a conservative synagogue, we

are still here, and all are welcome. Try to take a Saturday and come to services when you can.

Donations can be mailed to the Co-op Jewish Center.

Tickets are available for the High Holy days.

Rabbi Barmash & Cantor Schneider will be with us again. —M a r vin Seid ma n

Co-op City Jewish Community Council The Co-op City Jewish Community Council announces a trip to Lehman College's Lovenger Theater on Tuesday, Sept. 11. The program, sponsored by the Folksbiene Yiddish Theater, will be a solo performance of the life and times of Itzik Manger, his songs and poetry. Avi Hoffman stars, and this promises to be a

moving and entertaining event! There is no charge for this program, but you must call Lynn Levine at the Council office (718320-1234) to reserve a seat on the bus. We will be picked up in front of the hardware store at 1:15 and should be back home by about 4:15 p.m.

—Lynn L evin e

Men’s Club Traditional Synagogue Traditional Synagogue of Co-op City is located in Section 5, at 120 Erdman Place, Building 27B. We would like to invite all Jewish residents of Co-op City to join us for: Rosh Hashana 5773 on September 17, 18, and Yom Kippur, September 26.

It is with great pleasure that CANTOR JOSH JAY and CANTOR CHAYIM GREENBERG are going to assist RABBI KRONGOLD for the upcoming holidays.

Please join us in celebrating Rosh Hashana and Yom Kippur and listen to their wonderful & inspiring voices.

We would also like to thank everyone who came with us on our last bus trip for making it a great success, and to let you know we are planning to have our next trip in October.

Everyone is invited to all our functions.

We hope you will join us.

–Br u ce Git elson Shalom!

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The Traditional Synagogue of Co-op City, Young Israel of Baychester, Section 5 (new address) at Bldg. 27B at 120 Erdman Place (behind the lobby), welcomes you to pray with them. Tel. for the Shule (same old number) 1-718-379-6920.

Note: Office hours are on Thursday from 11 a.m. to 2 p.m. and on Sundays during July and August, the office is closed only for the summer. We will be open on the Sundays that we have Bingo. Please honor your Yizkor pledges. Your support is greatly appreciated.

Candle lighting on Friday, August 31, is before 7:11 p.m. Shabbat ends today, Saturday, August 25 at 8:21 p.m.

Men, you are needed for a Minyon. A Minyon is the number of men needed to read the Torah. The important number needed is 10. Please be counted as part of the 10 men and make the Minyon. You will be doing a Mitzvah (a good deed). Thank you!

The community is always welcome to attend our various functions and enjoy a great day of fun and friendship.

C oming E vents: Saturday, August 25 at 9:00 a.m. – Morning Services.

Good a nd Welfa r e: Happy August birthday wishes to Barbara Rose on the 18th; to Steven Schwartz on the 24th and to Esther Waxman on the 30th. Many more happy and healthy years to come.

C ondolences: Sadness befalls Traditional Synagogue as I report to you the passing of our Past President Al Abel. We are all left with a heavy heart as he was an integral part of our lives. He was very forward and told things in a strong, but useful way always seeking the

best for the shul. Our sincere condolences to his beloved wife, Anita, and to his daughters, Sharon and Marcia. May you know no more sorrow.

At tention: Would you like to learn to read Hebrew? Ladies and gentlemen, we are planning to start a Hebrew class so that you will be able to read and say your prayers in Hebrew. We are trying to gather for these classes on Tuesday afternoons from 1:30 p.m. ’til to be announced. Do not miss out on the opportunity to learn the Aleph Bas. To sign up, please call Mimi at 347-4274526. Please leave your name and phone number and I will return your call as soon as possible. I’m happy to say that the list is growing, but we need to accommodate more people.

Do you need a tree certificate sent “in Honor” or “in Memory” of a special occasion or a condolence? For information, you can call Mimi at 1-347-427-4526 and we can accommodate you.

If you are feeling under the weather, we wish you all a speedy and painless recovery in double quick time.

Holida y Tickets We are anticipating the forthcoming High Holidays in September. We are happy to report that we have engaged two cantors, Josh Jay and Chayim Greenberg, to assist Rabbi Daniel Kronengold for Rosh Hashanah and Yom Kippur. We are sure that you will enjoy the uplifting services. Your donation of $100 per person will insure you of a seat. Call Mimi at 347-427-4526 to reserve your place in shul. Let’s bring in 5773 together.

Please! Support the Synagogue. We always need your help. Thank you.

Shalom! —Mir iam E velyn Ber lofsky

Young Israel High Holy Day Services Young Israel of Co-op City is pleased to once again inform the residents of the Coop City community that tickets for the forthcoming High Holy Services are now available.

Rabbi Solomon I. Berl, Young Israel's Spiritual Leader and Cantor, will conduct the High Holy Day Services and deliver inspiring and meaningful sermons. For a full meaning of the High Holy Days, don't miss experiencing Rabbi Berl's chanting of the liturgy and his thoughtful Holiday messages. You will enjoy Rabbi Berl's elo-

quent sermons and cantorial renditions.

Holy Day seat reservations can be made on Sunday, August 26, from 11 to 1 p.m. and 4 to 7 p.m.

If you require additional information, please call (718) 671-2300 and leave a message and a number where you can be reached on our answering machine and your call will be returned. Seats are limited, so please respond as soon as possible.

Thank you and we look forward to welcoming you to our High Holy Day Services.

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Medicare and many insurances accepted.

Services from Our Chapel, Graveside or Synagogue Parking Facilities • Pre-Arrangements

718-379-8029 DOCTOR’S HOURS: MONDAY: 1:30 - 7:30 PM • WEDNESDAY: 2:00 - 7:00 PM FRIDAY: 11:00 AM - 5:00 PM • SATURDAY: 8:30 AM - 2:00 PM CALL FOR AN APPOINTMENT!

Co-op City Times / August 25, 2012

33

Pentacostal Tabernacle The Pentecostal Tabernacle invites everyone to Worship Service every Sunday morning at 120 Benchley Pl., Building 24, Bronx N.Y. 10475.

Services for this week are as follows: Sunday School for all age groups begins at 10:30 a.m. Mid-day Service will be from 11:45 a.m. - 2 p.m. Wednesday Prayer meeting starts at 7:30 p.m. Friday Bible study at 7:30. We are extending a special invitation to everyone who would like attend these services.

Focus: The Christian’s Warfare. The victory over the devil is accomplished only when we obediently put on the armour of God and come against him in the power of the Spirit.

Ephesians 6:11-18 Put on the whole armor of God, that ye may be able to stand

against the wiles of the devil. For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.

Wherefore take unto you the whole armor of God that ye may be able to withstand in the evil day, and having done all stand.

Stand therefore, having your lion’s girt about with truth, and having on the breastplate of righteousness.

And your feet shod with the preparation of the gospel of peace; Above all, taking the shield of faith, wherewith ye shall be able to quench all the fiery darts of the wicked.

And take the helmet of salvation, and the sword of the Spirit, which is the word

of God. Praying always with all prayer and supplication in the Spirit, and watching thereunto with all perseverance and supplication for all saints.

It is vital to put on the whole armor of God, not just part of it. Every piece of the armor is vital for the spiritual soldier if he is to keep fighting the fight of faith.

Winning a single battle against Satan does not win the war. It’s continuing to fight the wicked one that ultimately wins the spiritual war. Fortunately, God has given the Christian everything he needs to keep on fighting if he will use all of his spiritual armor. The term “that ye may be able to stand” reveals much about early warfare.

The soldier still standing in the end is the winner. Christians do not have to lie dying

in the dust of this life. It is God’s will that they be “standing” winners in the contest of life (Ephesians 6:14). When a person has fought his last battle, the Lord will take his dented helmet of salvation, scarred shield of faith, and worn breastplate, and replace them with a crown of life-a crown for the victorious faithful soldier. A wile is a “strategy or trick intended to deceive and cause defeat.” The Scriptures are explicit how the devil works. Paul wrote, “Lest Satan should get an advantage of us: for we are not ignorant of his devices” (2 Corinthians 2:11). His devices are the “tricks of the devil” that the enemy of our soul uses against us.

For further information, call (718) 3240334 or 718-320-4218.

—R ev. R . Sibblies

Church of the New Vision Pastor Anne L. Palmore and the congregation of the Church of the New Vision extend a warm and friendly invitation to everyone to worship with us every Sunday at 8:00 a.m. or 11:00 a.m. We are a church where inspirational messages from the Word of God, the Bible, are delivered every Sunday morning.

The church is designed to meet the spiritual needs of our community by offering anointed singing and preaching, and a general atmosphere of Christian love and friendly hospitality.

We also invite the youth of our community to attend our Sunday Morning services, which are designed to meet the special needs of our young people. Parents, please send your children to learn of the Lord

Jesus.

Prayer Service takes place every Wednesday evening from 7:00 p.m. to 8:00 p.m., followed by Bible Teaching from 8:00 p.m. to 9:00 p.m. Be with us to learn the truth from the Word of God. L ist of Pr ogr a ms a nd Events: Adult Sunday School is from 9:30 a.m. to 10:30 a.m.

Youth Sunday School is also from 9:30 a.m. to 10:30 a.m.

Holy Communion is served the first Sunday of the month.

Youth Sunday takes place on the second Sunday of the month.

Missionary Sunday takes place on the third Sunday of the month.

Memorial Sunday (Men's Day) takes

A. Singh, DDS

DENTAL CARE Dentures Repaired & Relined While You Wait Custom Dentures • Toothache • Can’t Sleep at Night • Root Canal • Extractions • Crown & Bridges • Cosmetic Bonding Laminates • Emphasis on Gum Disease (Bleeding Gums) We Accept Insurance including: 1199 & 1180 Union, PBA, CSEA, MetLife, Con Edison, NY Nursing Assn., 32BJ, HIP Dental, U.F.T., SIDS, GHI, Healthplex, Blue Cross/Blue Shield, Aetna.

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place on the fourth Sunday of the month Seniors' Sunday takes place on the fifth Sunday of the month.

Singles' Ministry meets every third Wednesday evening of the month at 6 p.m.

Next Generation Choir & Club meets 1st & 2nd Friday of the month at 6:30 p.m.

Seniors’ Ministry meets 1st Wednesday of the month at 11:00 a.m.

Mid-day Bible Study meets every Tuesday afternoon from 12:00 to 1:00 p.m.

Come Join New Vision's “Partners in Reading Program” every Sunday afternoon from 1:15 p.m. to 2:15 p.m. Students in Grades 1 through 8 discover the joy of reading while exploring and improving their literacy levels through small groups and reading partners. Parents, we encourage you to

bring your children to benefit from this free program, taught by trained professionals.

Registration is going on now.

The Men’s Fellowship is sponsoring a concert on Saturday, September 22nd at 3:00 p.m. Tickets for adults are $15 and children 12 years and under $10. For tickets, please call the church at the number listed below.

Church of the New Vision is located at 115 Einstein Loop, Bronx, NY 10415; Telephone #: (718) 671-4746 or (718) 3200409. Our mailing address is: Church of the New Vision, P.O. Box 153037, Bronx, NY 10475.

Please visit our website at www.churchofnewvision.com.

—Ca r ol Ha que

34

Co-op City Times / August 25, 2012

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36

Co-op City Times / August 25, 2012