Co-op City Times 08/31/13

Co-op City’s official newspaper serving the world’s largest cooperative community.

New program aims to save more than $2 million annually on water

© Copyright 2013 Co-op City Times

Vol. 48 No. 35

BY JIM ROBERTS A new program to save $2 million or more each year on the exploding cost of water in Co-op City due to skyrocketing rate increases will begin soon, starting with an extensive inspection program to find and repair leaks.

Riverbay Corp. spent more than 9% of its total operating budget in the past fiscal year just to pay the water and sewer bills from New York City. Of the total Riverbay operating budget of $205 million, a whopping $18.92 million was for water and sewer costs.

The water bills in Co-op City and throughout New York City just keep climbing higher and higher. The New York City Department of Environmental Protection (DEP) raised water and sewer rates 7% last year following several years of double-digit percentage increases.

The DEP has been raising rates dramati-

cally over the past seven years to pay for massive construction projects to improve the filtration capacity of the New York City water system, which spreads all the way throughout upstate New York State, where the city’s water comes from.

In the fiscal year 2006/2007, Co-op City’s water and sewer expenses were $7.6 million. In 2010, that expense increased to $15.5 million and for fiscal year 2010/2011 was $17 million, a 223% increase in just four years. By fiscal year 2012/2013, those costs rose to $18.92 million.

Because the water rates keep going up so much, they are consuming more and more of the annual Riverbay budget. Six years ago, water took up 6.4% of the budget while last year water accounted for 9.2% of the annual operating costs.

To address these costs, the Riverbay (Continued on page 2)

NYS Taxation and Finance requires registration for Basic STAR tax credits Enhanced STAR recipients not affected

BY ROZAAN BOONE In an effort to protect taxpayers from inappropriate or fraudulent School Tax Relief Exemption (STAR), the New York State Department of Taxation and Finance is requiring recipients of Basic STAR to register by December 31, 2013 in order to receive the credit in 2014 and subsequent years.

Shareholders who receive Enhanced STAR do not have to participate in this registration process with the state and should continue to do what they have been doing all along – either reapply each year for STAR or opt in for automatic annual income verification.

Tuesday is deadline to comment on upcoming 1% carrying charge increase

Saturday, August 31, 2013

STAR is a state tax relief program that reduces your school property taxes if your income is $500,000 or less. Any shareholder of record who earns $500,000 or less, and uses their Co-op City apartment as their primary residence is eligible for Basic STAR. Shareholders eligible to receive Basic STAR should have received a code mailed to their primary residence by the state Taxation and Finance Department. This code is necessary to complete the registration process. If you are currently receiving Basic STAR credit and did not receive

Riverbay Holiday and Deadline Notice (Continued on page 4)

Riverbay’s offices will be closed on Monday, September 2nd in observance of Labor Day. Because of the holiday shortened work week, Directors’ viewpoints and community organizations’ articles must be received by 9 a.m. on Tuesday, September 3rd. Material submitted after this time will not be considered for publication in the Saturday, September 7, 2013 issues of the Co-op City Times.

Material for publication may be emailed to cctimes@riverbaycorp.com; faxed to (718) 320-2595 or slipped under the office door at 2049 Bartow Avenue, Rm. 21.

Although the offices will be closed on Monday, September 2, shareholders may contact Riverbay at (718) 320-3300 and follow the prompts for emergency maintenance, and the Co-op City Public Safety Department at (718) 671-3050, and 9-1-1 with emergencies.

We wish our readers a happy Labor Day. Happy Rosh Hashonah also to those celebrating the New Year 5774.

25¢

State HCR to hold rent conference on Sept. 12 in Dreiser

BY ROZAAN BOONE Shareholders who wish to comment on the proposed upcoming 1% carrying charge increase scheduled to become effective on October 1, 2013, must do so on or before this Tuesday, September 3, 2013.

Written comments should be postmarked by September 3, 2013 and mailed to George Chan, NYS Division of Housing & Community Renewal, 25 Beaver Street, 6th Floor, New York, N.Y. 10004.

In addition to soliciting comments from shareholders on the carrying charge increase, HCR has also scheduled a conference to be held on Thursday, September 12, at 7 p.m. in the Dreiser Auditorium, so that shareholders, their representatives and representatives of the housing company may meet with HCR staff to discuss the proposed carrying charge increase and budget for the Riverbay Corporation.

The rent conference follows Riverbay’s application for an increase in the maximum average monthly room carrying charge, which includes utilities. The application asks for a 1% increase effective October 1, 2013, to be followed by zero percent increase next year.

Riverbay’s Finance Director Peter Merola notified executive management earlier this month that HCR, the state supervisory agency for Mitchell-Lama developments such as Co-op City, had informed him that they are close to finalizing their review of Riverbay’s budget and that so far, pending comments from shareholders, they agree with Riverbay’s application for a 1% increase.

“I am very pleased that DHCR has preliminarily agreed with the two year budget that Riverbay submitted to them which includes only a one time 1% carrying charge increase during this next two year period,” said Merola. “All of the hard work over the past several years to obtain the HUD guaranteed mortgage is already paying off, as demonstrated with such a small increase. And with over $60 million in Reserves being held by Wells Fargo, repairs to the infrastructure of Co-op City will be able to continue.”

In Riverbay’s application for the carrying charge increase, item #5 (Need) states, “The increase in carrying charge is (Continued on page 4)

2013 audited financial reports of Riverbay Corporation now available

The audited financial reports of Riverbay Corporation for fiscal year 2013 and 2012 are published on pages 21-28 of this issue of the Co-op City Times. These documents are also available for inspection by cooperators or their representatives at their respective CSO or at the Riverbay administrative offices, located at 2049 Bartow Avenue, Bronx, NY 10475. The audited financial reports for the previous fiscal year 2012 and 2011 were published in the August 25, 2012 issue of the Co-op City Times, and are also available for inspection.

CCPD Commencement Ceremony

Public Safety Officers sworn in – Co-op City officially welcomed the 22 new members of the force at a Commencement Ceremony on Aug. 30 at Dreiser Auditorium. Master of Ceremonies Lt. James Keappock, Commanding Officer of the Training Division, addressed the graduates. Other officials in attendance included NYPD’s Capt. James McGeown, Commanding Officer of the 45th Precinct; Co-op City Public Safety Chief Frank Apollo, Riverbay Board Directors and officials from Riverbay Corp. and Management.

Photo by Steven Grosvenor.

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Water

Board of Directors approved a contract with American Utility Consultants at its August 14 meeting that aims to save approximately $2 million annually. The consultant will receive 25% of any savings as its fee.

Rather than pay for actual water consumed based on metered usage, American Utility has advised Riverbay that Co-op City can qualify for New York City’s Multifamily Conservation Program (MCP), which is a flat rate. The consultant will help to complete the complex process of applying for the savings program. In order to qualify for MCP, which is intended for densely populated housing, buildings must first show that they are not wasting water.

That is, at least 70% of the toilets must be low flow, and showerheads and faucets must use 2.5 gallons per minute or less, according to Michael Lockhart, President of American Utility.

In addition, Riverbay’s clusters typically have metered water entering one building, which then feeds additional buildings, so underground leaks between buildings must be detected and corrected before qualifying.

Riverbay will be inspecting the apartments to detect and correct leaks in order to qualify for the cost saving program.

“It is important that residents cooperate and allow access, because even though they may have low flow toilets, their usage may be more than it was originally (1.6 gallons/flush) due to parts which have worn down since their installation,” Lockhart

Co-op City Times / August 31, 2013 (Continued from page 1)

said. Most of the toilets are probably more than 10 years old, so it would not be surprising if they need to be “tuned up” and have parts replaced.

Once the leaks are corrected, American Utility will analyze whether each building cluster would be better off staying on metered billing if its usage drops to less than 0.28 HCF (hundred cubic feet/apartment/ day of metered water) or enrolling in MCP. Even when enrolled in the program, properties need to monitor their water usage or be ejected from the program. “MCP is not a license to waste water,” Lockhart said.

Officials from Riverbay emphasized that shareholders will still be asked to conserve water wherever possible, and believe that this new program will help reverse the rising tide of water bills.

“We hope to reduce our costs through this program that New York City offers for multi-family dwellings that allows you to go on a fixed water and sewer rate,” said Peter Merola, Riverbay Director of Finance. “Since that fixed rate is lower than our metered rate, we will save money.

“We will still work toward reducing consumption, but at the same time, if we can enjoy the savings this program offers, we’re going to take advantage of it.”

The DEP’s Multifamily Conservation Program (MCP) is a flat rate program based on a fixed rate of $944/apartment annually (the equivalent of 0.28 HCF (hundred cubic feet)/apartment/day of metered water).

Riverbay is currently billed based on its metered usage, which averages 0.336 HCF/apartment/day ($1,137 annually), significantly higher than the city’s average of 0.19 HCF/apartment/day ($642 annually).

Because Riverbay has no studios and 64% of its apartments have 2+ bedrooms, the average number of people per apartment is higher than the city’s average, partially explaining the higher average usage here.

GFI and Smoke Detector Installation Schedule Week of 9/2/2013 through 9/6/2013

CO-OP CITY FOOT CARE CENTER SECTION 5 • BUILDING 29C 4240 HUTCHINSON RIVER PARKWAY EAST

(718) 671-2233 DR. LOUIS JACOBS, DIRECTOR ALL FOOT CONDITIONS TREATED The in-office surgical correction of BUNIONS • HAMMERTOES • INGROWN TOENAILS PAINFUL CORNS and CALLOUSES The treatment of traumatic foot injuries, heel spurs, bursitis and arthritis of the joints of the feet, toenail and skin infections, as well as other conditions.

Most Union and Insurance Plans Accepted.

HIP CMO (Montefiore) Health Plan Accepted.

We participate in Postal Workers, Mail Handlers, Letter Carriers, Verizon Workers, 1199, GHI, Blue Shield, Empire Plan, Medicare, Travelers, United Health Care and many other union and major medical plans.

Se Habla Español MEDICARE ACCEPTED • HOUSE CALLS BY APPOINTMENT

Diabetic Patients with Medicare may be eligible for shoes.

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Co-op City Times / August 31, 2013

2nd Combing ty p Cinext Co-oDrive Blood Co-op City Community Fair

The Riverbay Fund will be presenting the annual Co-op City Community Fair on the Section 5 Greenway on Sunday, September 8, 12-6 p.m.

There will be lots of great items for sale, as well as food and drinks.

Enjoy music by Pichy Mauras y Su Sabor Latino, games and prizes, and much, much more. Come on down and join the fun.

For information on becoming a vendor, please call (718) 320-3300, Ext. 3532. Applications can be picked up at the Riverbay Administrative Office, located at 2049 Bartow Avenue.

NCNW’s Health Fair

The National Council of Negro Women Co-op City Section’s Health Committee, in conjunction with the Riverbay Fund, will host a Community Health Fair in the Dreiser Auditorium on Saturday, September 21, 1:00 - 4:00 p.m.

In attendance will be a number of specialists in several areas of health and fitness including the American Cancer Society, Bally Total Fitness, Bay Plaza Health Group, Bronx Adult Protective Services, Domestic Violence, EldercareElderplan/ Homefirst, Empire Blue Cross/Blue Shield, Farmer’s Markets, Health First and JASA, to name a handful.

For further information, please call Barbara Smith, R.N., B.S.N. at 917-838-9424 or the National Council of Negro Women Co-op City Section, 718/320-1430.

NCNW’s Back to School Supply Drive

FRONT PA G E

Extension of Riverbay’s Bookkeeping window hours continue through year’s end

BY ROZAAN BOONE In consideration of Riverbay shareholders who work outside of the community and must leave early to travel to their jobs, Riverbay Corporaation will continue the extension of the Finance Department’s Bookkeeping window until the end of the year.

The Bookkeeping window, which is located in the Riverbay administrative reception area in the Bartow Community Center, 2049 Bartow Avenue, will continue to open at 8 a.m., instead of 9 a.m., on the two busiest days of the month for the Finance Department—the 10th of the month which is the last day for shareholders to pay their maintenance charges without the $50 late fee, and the last business day of the month when maintenance charges must be paid before legal action commences and a $200 legal fee is assessed.

“We are happy to be able to provide the extra hour for the shareholders to remit their payments during the two busiest days of the month,” said Riverbay’s Finance Director, Peter Merola. “This added service comes at no additional cost to the corporation’s shareholders because the Bookkeeping employees agreed to change their work schedule to accommodate the extended hours.”

Primarily, shareholders pay their monthly carrying charges by placing their payments in one of the 3 drop boxes located in each community center, but some also

pay at the bookkeeping window. Prior to the extended hours being implemented, shareholders waited in the reception area for the window to open at 9 a.m., usually resulting in a crowded waiting room and sometimes with the line stretching out into the corridor.

Since its implementation, many more shareholders, including seniors and those who are disabled, have been taking advantage of the extended hours which also results in a crowded waiting room. As a result, Riverbay’s Management implemented a ticketing system whereby shareholders take a number upon entering the Riverbay reception area, and then wait in another room down the hall until their number is called over the intercom and they are directed to report to the reception area for service at the Bookkeeping window.

Generally, 5-6 shareholders are called at a time so as not to overcrowd the reception area and create a safety concern.

“It became apparent that the crowd which usually fills the reception area on these two days of the month when the Bookkeeping window is open for extended hours is not a healthy one,” explained Riverbay’s General Manager Vernon Cooper. “In addition to making it difficult for staff personnel to access the Administrative office, it also presents a potential fire hazard, and a safety concern.

As a result, we’ve taken steps to move some of the shareholders to another room

where they can sit and wait more comfortably until they are ready to be seen at the window. This will also eliminate shareholders standing and waiting in the hallway which prevents the free flow of pedestrian traffic through the building.”

The next Bookkeeping window extended hours will be available on Tuesday, September 10 and Monday, September 30.

On Thursday, October 10 and again on Thursday, October 31, extended Bookkeeping hours will be available starting at 8 a.m. and for the following month, November, it will be available on Monday, November 11 and on Wednesday, November 27.

The Bookkeeping window will also be open for extended hours on Wednesday, December 10 and Tuesday, December 31.

In addition to shareholders paying their carrying charges at the bookkeeping window, or dropping them in the boxes in each of the three community centers, carrying charges can also be dropped off at New York Community Bank branch located inside of the Pathmark store in the Bay Plaza shopping mall.

Riverbay does not accept cash; all payments must be made by personal check, bank check or money order. Shareholders should also write their account number and/or building and apartment numbers on any payment to Riverbay and return it along with the stub portion of their bill to ensure proper processing.

CCPD training new recruits

NCNW is collecting school supplies to be donated to the Phipps Town and Country Shelter and to students who reside in other areas of the Bronx who are in need of school supplies. We are collecting backpacks, pens, pencils, pencil cases and sharpeners, marble and spiral notebooks, loose leaf paper, binders, crayons and glue sticks. Donations can be dropped off at the Dreiser Loop Shopping Center, Room 14 on Tuesday, September 3rd and Wednesday, September 4, from 2 p.m.-4 p.m. and 7 p.m.-8 p.m. For further information, please contact Lori Melton, (917) 399-2643, or Michelle Davy, (917) 292-2397.

Next CB#10 Meeting

The next Community Board #10 meeting will be held on Thursday, September 19, 7:30 p.m., at Schuyler House, 3077 Cross Bronx Expressway, Bronx, N.Y. 10465. For further information, please call contact Community Board 10 at (718) 892-1161.

Practice for real life dangers … Detective Joe Monahan and Sgt. Milton Gregory led Public Safety’s new officers in a series of drills designed to simulate real life situations that the officers will encounter during their time on patrol. The situations include breaking up a crowd of intoxicated loiterers, approaching a suspicious person roaming inside a garage or any of a number of hypothetical scenarios. In each case, the officers were taught how to handle the situations as proficiently and professionally as possible in order to avoid unnecessary confrontations which can likely result in injury or worse. Officers were also trained last week on how to handle and break-up unruly, potentially violent crowds and were given first-aid and CPR training prior to the graduation yesterday.

The 22 new officers will begin patrolling the streets of Co-op City Monday.

Photos by Bill Stuttig

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Co-op City Times / August 31, 2013

STAR

your code from the State Department of Taxation and Finance, you should call them at (518) 457-2036 for further directions.

Basic STAR recipients can register for the 2013/2014 STAR tax credit at the New York State Taxation and Finance Department’s website at www.tax.ny.gov, or by calling the department at (518) 4572036, Mondays to Fridays, 8:30 a.m. – 8 p.m. and on Saturdays from 9 a.m. to 1 p.m.

“This new requirement was included in the 2013-2014 state budget to help improve the program and safeguard taxpayer money,” said Assemblyman Michael Benedetto in a recent press release on the issue. “Improper STAR exemptions cost New Yorkers an estimated $13 million in 2010/11, and that could increase to $74 million by 2015/16. To support the registration effort and to discourage fraud and abuse of STAR, individual fines and penalties were incorporated into the program.”

HCR Deadline

needed due to a shortfall in funding for reserve for replacement projects.”

“There were certain projects – Power Plant Water Treatment, Power Plant Boilers, Smoke Detectors/GFI outlets, and Lobby Entrances – these are projects that HUD (and Riverbay) wants to see done and that they allotted money for in the Reserves, however, based on current estimated costs, we felt that we needed additional monies to complete these projects,” said Merola. “Thus, since the Reserves are already funded, Riverbay needs to make up this shortfall, and that’s done via the carrying charge increase.”

In addition to soliciting comments from shareholders on the carrying charge increase, HCR has also scheduled a conference to be held on Thursday, September 12, at 7 p.m. in the Dreiser Auditorium, so that shareholders, their representatives and representatives of the housing company may meet with HCR staff to discuss the proposed carrying charge increase and budget for the Riverbay Corporation.

The rent conference follows Riverbay’s application for an increase in the maximum average monthly room carrying charge, which includes utilities.

The application asks for a 1% increase effective October 1, 2013, to be followed by zero percent increase next year.

(Continued from page 1)

This is a one-time registration.

According to the State Department of Finance and Taxation website, once registration is completed by the December 31st deadline, homeowners who are receiving Basic STAR will not have to re-register every year. Going forward, based on the information provided in the registration process, the Tax Department will monitor homeowners' eligibility in future years.

Shareholders who may be eligible for Basic STAR, but have not yet applied for the credit, should apply by going to the New York City Department of Finance website at www.tax.ny.gov, by calling the city’s Department of Finance at (212) 5044080, or by calling the city’s 3-1-1 hotline.

Completed applications for both Basic and Enhanced STAR should be mailed to NYC Department of Finance, P.O. Box 311, Maplewood, NJ 07040-0311.

All Co-op City shareholders of record are eligible for either Basic or Enhanced

(Continued from page 1)

Presently, the average carrying charge in Co-op City is $205.06 per room, and the proposed 1% increase would raise this figure by $2.05 to an average $207.11 per room in apartments as of October 1, 2013.

Co-op City’s shareholders can submit written statements to comment on figures contained in the Riverbay application for a carrying charge increase. The audited Financial Reports of Riverbay Corporation for fiscal year 2012 and 2011 was published in the August 25, 2012 issue of the Co-op City Times, and 2013 and 2012 reports ending fiscal year March 31, 2013 are published in this issue of the Co-op City Times on pages 21 to 28. These documents are also available for inspection by cooperators or their representatives at their respective CSO office or at the Riverbay administrative offices, 2049 Bartow Avenue. In addition, the notice of the increase are posted in each building lobby and in the townhouse bulletin boards.

As stated in the notice to all cooperators of Riverbay Corporation which has been published in this paper and also posted in the residential buildings, it is customary for comments submitted by shareholders to be reviewed by HCR accountants, attorneys and housing management representatives.

STAR, but this tax reduction must be filed for—it is not automatic. However, once you have been approved by the New York City Department of Finance to receive STAR benefits, there is no need to reapply each year unless you move. In this case, the shareholder should notify the Department of Finance to cancel STAR at the old address and reapply for it at the new address, if it is their primary residence.

Shareholders who are 65 years of age or older as of December 31 of the exemption year, or who are disabled or are veterans, and who have a total income of $79,050 or less, are eligible for Enhanced STAR. Enhanced STAR recipients do not need to register by the December 31, 2013 deadline or reapply each year for the STAR credit as long as they opt in for income verification on their original STAR application.

Enhanced STAR recipients who did not opt in for income verification on their application are required to submit income verifica-

tion annually.

The deadline to file an application with the New York City Department of Finance to receive the STAR exemption is March 15, 2014. If you are approved, your annual benefit will begin on July 1, 2014.

Last year, out of Co-op City’s 15,372 total apartments, 8,714 received either Basic or Enhanced STAR for tax year 2012/2013, totaling $1,121,965.

Last year’s credit for Basic STAR was $99.28 per apartment and for Enhanced STAR, $206.04.

“These are a one-time credit provided to Riverbay for the current tax year and Riverbay, in turn, passes the credit on to the eligible shareholders,” said Peter Merola, Riverbay’s Director of Finance.

“The STAR credits are reflected on the eligible shareholders’ accounts once they are received and listed on their carrying charge monthly statements when disbursed.”

“After receipt of comments, additional analysis may be made of financial aspects of housing company operations and the financial schedules may be revised in light of information obtained,” the notice states.

The notice to shareholders further states that after reviewing cooperators’ comments, HCR staff will then make recommendations to the Commissioner regarding the carrying charge increase and the Commissioner, who has the power pursuant to provisions of the Private Housing Finance Law to fix carrying charges, appliance and parking charges, will make the final determination as to whether or not an increase is necessary and, if so, the amount required.

At its March 13th meeting, the Riverbay Board of Directors approved budgets for the next two fiscal years, 2013/2014 and 2014/2015, which include a 1% carrying charge increase over the span of the two fiscal years and which is to become effective on October 1, 2013. Resolution 13-20, which was submitted by First Vice President Khalil Abdul-Wahhab, and seconded by Director Othelia Jones, was also approved by Directors Eleanor Bailey, Bernard Cylich, Leah Graham, Tony Illis, Andrea Leslie, Evelyn Santiago, Raymond Tirado and Evelyn Turner.

Board Director Daryl Johnson voted against the resolution, Director Francine Jones abstained and Directors Helen Atkins, Calvin Owens and Al Shapiro were absent.

In determining the amount of the carrying charge increase, the HCR Commissioner will consider “the extent to which the present carrying charges are sufficient to enable the housing company to meet its necessary expenditures, the vacancy rate, the size of the waiting list, the economic impact the carrying charge increase would have on the residents and the market demand for apartments in the housing development.”

Once the HCR Commissioner makes a decision on the amount of the increase, each cooperator will receive a copy of the Commissioner’s determination in the form of a Carrying Charge Order, which will state the amount of the carrying charge increase, if any, and the Commissioner’s basis for the decision.

The last mandated carrying charge increase ordered by DHCR was a two 3% increases in September, 2011 which were implemented on October 1, 2011 after a conference was held in the Dreiser Auditorium where cooperators were given an opportunity to comment. The second 3% increase went into effect on October 1, 2012.

Thank you

Found!

An iPod Nano was found on the Bx7 coming to Co-op City from Manhattan on Tuesday morning, Aug. 27. If you lost this item, please call 646-322-2459. You must be able to describe the item in detail, including color and content, although serial number is preferable.

Notice to Shareholders We are presently going building to building and, where necessary, we are plastering and painting the public hallways. We ask that you please be patient with us as we upgrade the property.

We apologize for the appearance and for any inconveniences caused.

—Riverbay Management

On behalf of the family and friends of my sister, the late Mrs. Althea Lloyd Canton, who was a resident of Co-op City for over forty-three (43) years, I would like to thank the Co-op City Times for publishing her obituary. As a result, many residents who knew her (including, but not limited to friends of her son, Dr. David Canton) came to pay their respects at her wake and funeral services last Friday evening. Let me take this opportunity to say thank you to those residents for their presence and support during this difficult time. Your presence was indeed a source of comfort and we really appreciate your taking the time to pay your respects and be with us.

May she rest in eternal peace and may the ancestors continue to find her in their favor.

—Yinka Stanford

Management Report Co-op City Times / August 31, 2013

On Friday, the Public Safety Department held its commencement ceremony for the 22 newly hired Public Safety officers who have just completed their training. In addition, there was a special acknowledgement for Officer Shanta Carpenter, who was promoted to the position of Sergeant early this year. This ceremony, like the others, is well done by Chief Frank Apollo and his staff. In addition to the new recruits and their families being in attendance, these ceremonies are also attended by various guests who have played a part in the training process or who work closely with the Public Safety Department, Board members and Executive Management personnel.

Friday’s graduation was no exception and the entire ceremony was a heartwarming, wonderful event.

This new class of officers was comprised of 21 men and 1 woman; these men and woman now join ranks with our seasoned officers to help meet the challenges that this department faces on a daily basis. I was impressed by the apparent eagerness of our new officers.

This class of 22 represents the second largest class in our history and while these new recruits are relatively young, I believe they have the maturity to take their new positions seriously, and as a result, their youth may serve them well as they try to communicate and work with the residents in the community, particularly the youth.

The training that our new recruits receive is exceptional and Lt. James Keappock, Officer Lou Salegna and the other officers within the department

Marion Scott Real Estate, Inc.

Management Corner

who assist in this regard do a very thorough job of not only teaching the new officers about the rules and regulations of the housing company, but, of course, all about penal law. During a conversation with retired NYPD Sergeant Al Medina, who has played an integral part in the training of our new recruits for many years now, he mentioned that as a consultant for many law enforcement agencies, in his opinion, our training program, which is just a little shorter in duration than that of the New York City Police Department’s, is hands down the most comprehensive he has seen.

Our Public Safety Department was certainly looking forward to having this class of officers graduate and joining the ranks of their work force, as their presence is well needed within the community. Some of the recent incidents that have occurred like the spray painting of five vehicles near the roof level in one of our garages and the vandalism of more than 40 vehicles parked along several city streets early one morning about a week ago is something that we have not experienced before and hopefully is not representative of some new type of trend. That being said, a strong Public Safety presence is always a deterrent. We are also back into school season and the additional officers will be needed to help ensure a safe passage

Wright Agency announces annual scholarship winners

Anthony Wright, owner of the Wright Agency, located at 1435 East Gun Hill Road, Bronx, NY 10469, recently announced the drawing of the 2013 scholarship winners which took place on Aug. 28 and was certified by Hugh W. Campbell, attorney and Counselor at Law. The seven applicants were Alex Ventura, Moses Issifu, Brittany N. Mitchelle, William Hodges, Alexa K. Harris, Autum Clarke and Maxwell Clarke.

The scholarships were awarded to three applicants – Moses Issifu, Autum Clarke and Alexa K. Harris.

for the thousands of children that attend the public schools here in the community, as well as for those children that reside here, but commute every day to get to and from school.

CONCRETE REPAIRS THROUGHOUT THE COMMUNITY Recently, Management received approval to enter into a contract with Abacus Building Innovations, Inc. who have replaced damaged sections of concrete along the walkways and sidewalks throughout the development.

Thus far, they have replaced more than 13,000 square feet of concrete and have done some degree of work in most of the sections, which has included the sidewalks along near the Bartow Shopping Center and near Building 9, in addition to the concrete dumpster pads at Buildings 30 and 31. The Construction Department has also completed the in-house installation of new brick pavers around Building 30, along with a new decorative planter box and benches; all that’s left in this area is the installation of additional light poles and plantings inside the new planter box.

The Construction Department has also supervised the application of asphalt throughout the community as needed, including sections of the Cooper Place Townhouses, along Co-op City Blvd. and between Buildings 30 and 26. Some of this work was badly

5 needed in these areas and now that the work has been done, it has not only improved conditions structurally, but also improved how the property looks aesthetically as well.

INSTALLATION OF SMOKE DETECTORS AND GROUND FAULT INTERRUPTER OUTLETS The HUD-mandated project to install smoke detectors in every bedroom and G.F.I. outlets in the kitchens, bathrooms and on every terrace, in addition to inspecting for asbestos and the painting of the apartment entrance doors, which was not mandated but added by Management, is moving along quickly. The outside contractor, Southside, has now been in Buildings 1 thru 8, 10 thru 14 and will be starting in Building 25 next week.

Our in-house staff has completed Buildings 9 and 15 and will start at the Cooper Place Townhouses next week, along with Building 16 (the townhouses during the day and Building 16 at night). Work is progressing well and our in-house staff is getting acclimated to doing this work quite nicely. It is important to point out that the CSO Department has been very instrumental in getting the word out to the community and also fielding questions and concerns raised by cooperators on a daily basis. Their input and team work has been essential.

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Co-op City Times / August 31, 2013

Letters to the Editor To the Editor: Daryl Johnson missed the point. In fact, I think he missed several points. After reading David Lazaar's Letter to the Editor in last week's Times, and Mr. Johnson's politicallyinspired response, I was incensed. He either ignored the issues raised or sidestepped them. He did not address the issue of his lack of civility in his treatment of Mr. Illis, or for that matter, anyone who disagrees with him, as pointed out by Mr. Lazaar.

Of course, we are all in favor of careful oversight of our finances. That's why we have accountants, auditors and financial directors checking and balancing each other. The argument that the two Directors have is whether or not we should allow Directors to review employee payroll

Director misses point

records. I say even if it may be legal, that doesn't make it right. Director Othelia Jones wrote an excellent Viewpoint last week reminding us all of what happened the last time the Board got involved in Riverbay Corporation business. As she stated in her article, the Board is a policy-making group and should not be involved in day-to-day managing issues. Unfortunately, Mr. Johnson sees it differently, and opponents to his view stand a good chance of being labeled "ignorant," "foolish" or "incredibly dumb."

And how did Mr. Johnson respond to Mr. Lazaar's charge that he manages by "voting 'no' on almost every Board resolution that involves spending money?" He pointed to one example where he voted

"no" to an increase and that's supposed to prove he's acting responsibly. On the very same page of the Times where Mr. Lazaar's letter and Mr. Johnson's response appeared, was printed a Board resolution proposing a contract for purchase of convector parts. All the Directors present voted "yes," except one - Daryl Johnson. This is typical of what he has been doing.

Is preventing the funding of repairs to convectors responsible governing?

Mr. Johnson says that most people who approach him are "fed up." Funny, most people that I speak to are fed up with HIM, not this community! Mr. Lazaar is right. If Mr. Johnson is intent on exposing foolishness, he should first look within.

—Eva Kindaichi-Lazaar

Director responds to cooperator

Dear Ms. Lazar: This paper should not be about gossip and negativity. So, why do you keep writing about me and this nonsense when we have bigger issues to deal with here?

Hey, they lost. So, get over it and move on!

Look, I became a Board member to help this entire community. And, I make sure that my Viewpoints are helpful to everyone. Nevertheless, we have some Board members that want to keep this community covered in complete darkness. "They don't care. So, we can do whatever we want."

Let me tell you something right now.

This is a total disgrace. And, I am deter-

mined to get these people off of this Board.

Payroll? Board members have put their family and their friends on our payroll.

There was even an allegation that some of our workers were punching in and working at another location. Google '2007 NYS Inspector General's Report on Co-op City' and see the tremendous allegations that the state found here.

And yet, we have some Board members and some of their supporters that think that this entire community, of more than 50,000 people, is supposed to continue to support this nonsense.

Voting? There are many things that I point out during our closed-door Board

meetings that's wrong with our spending and our resolutions to purchase items. And, I intelligently fight and vote “no” on those bad resolutions.

Example: Look at how these Board members voted to give two people $910,000 for 9 months of work, a free apartment, $50 a day for food, and free parking. What about our increases? I can proudly say that I voted “no.”

Bottom line: I want everyone here to be ready for our meeting with HCR, the Board, and Management on Thursday, September 12, at 7:00 p.m., in Dreiser.

Thank you.

–Daryl Johnson

My story, Director Johnson and the City News

To the Editor: In July I had tried to communicate with you in person regarding my ordeal with Riverbay and the false eviction proceedings filed against me. I offered to show you all of my documentation. I had asked you to print the attached letter although I knew you probably wouldn’t as any time there is a negative story about Riverbay you either ignore it or dilute it by editing it in some manner. Therefore, you force shareholders like myself with significant stories to tell to go to the City News. This is the only manner our voices are heard and can get help with issues caused and/or ignored by Management. Director Othelia Jones criticized the City News and

Director Johnson for “portraying this community in the worst possible light.”

She is clearly out of touch with what is going on. I have lived here since 1970 and do not want to air out our dirty laundry, but problems do exist and need to be exposed in order to be corrected. It took more than 8 months to clear the accounting problems caused by Riverbay’s negligence and deceptive tactics which have caused a “permanent black mark on my record” with the Housing Court.

I ask you to remember your journalistic code of ethics – objectivity, impartiality, fairness and public accountability – you owe it to the shareholders to print what is going on in our community, not

just what is important to Management or what protects any particular image of Coop City. There are many issues and problems that will only be solved if openly addressed. Again, I will show you or any Director my documentation any time you wish. I think you will find it eye opening to read the attached letter I received in which Riverbay finally admits their full culpability in what they put me through. I have no idea how long it would have taken to get many of my significant issues resolved had it not been for Director Johnson’s courage to intercede on my behalf, speak out on other issues and for the City News for printing my story.

—Mary A. Martinez

(Editor’s Note: In July when Ms. Martinez submitted her letter to the editor, it was not published because her case was pending in Housing Court after she transferred to an “as is” apartment.

(Riverbay Corporation has since discontinued its case against Ms. Martinez and an apology has been issued to her.

(At the time of Ms. Martinez’s complaint, shareholders could transfer to new “as-is” apartments at their old equity rate. Riverbay subsequently discontinued that policy and now all transfers receive a fully restored apartment at the present equity rate.)

Co-op City’s official newspaper serving the world’s largest cooperative community.

(718) 320-3300, ext. 3375 cctimes@riverbaycorp.com

Derek Alger

Director of Communications

Rozaan Boone Editor-in-Chief

Bill Stuttig

Associate Editor

Jim Roberts

Business Manager

Jennifer Piovanetti Operations Manager

Ralph Henriquez

Production Manager

Deborah Harris Editorial Assistant

The Co-op City Times welcomes issue-oriented letters to the editor to be considered for publication. All letters, in prose, not poetry, must be addressed to the editor, not to third parties. All letters must be handsigned by the writers and include their addresses and phone numbers, which will be kept confidential, so that the editor can verify the authenticity of the authors.

Writers will be limited to one letter per topic. And to give everyone a chance, we will limit writers to one published letter every 30 days.

Anonymous or unsigned letters will not be accepted for publication.

Letters cannot exceed 350 words.

Ideally, they should be typed. All letters must be in the Co-op City Times office in Room 21, Bartow Community Center, by 3 p.m. every Monday to be considered for publication in that week’s edition. Views and opinions expressed in letters and Directors’ Viewpoint are solely the writer’s, and not necessarily shared by the Co-op City Times or Riverbay Corp.

Advertisements and classified advertisements in the Co-op City Times do not necessarily reflect an endorsement from Riverbay Corporation of goods and services, but present greater options to cooperators of products and services available.

The Riverbay Corporation does not assume any responsibility nor is it a party to any contract or agreement between the cooperator and the vendor.

All matter published herein is copyrighted by the Co-op City Times.

Permission for reprints of advertising or editorial contents produced by the Co-op City Times must be obtained in writing from Riverbay Corporation, 2049 Bartow Ave., Bronx, New York 10475.

If the Co-op City Times Was Not Delivered: Call 646.261.1761 or 347-440-6377 on Saturdays ONLY, 9 a.m. - 2 p.m.

Letters!

Send us your

Important Notice to Shareholders of Building 3

Article SIXTH of your Occupancy Agreement provides, in part, that your lease automatically renews for an additional three (3) year period. You need to do nothing if you want your lease to extend for another three (3) year period. If you will be moving out at the end of your lease, notify Riverbay, in writing, Attention: Sales Support Office, 2049 Bartow Avenue, Bronx, NY 10475, ninety (90) days prior to lease expiration.

Co-op City Times

Building 3

Current Lease Expiration Date

New 3 yr.

Expiration Date

150 & 170 Dreiser Loop

Nov. 30, 2013

Nov. 30, 2016

s r Edito City Timee.

Co-opBartow Av 5 2049 , NY 1047 Bronx

email: cctimes@riverbaycorp.com

Co-op City Times / August 31, 2013

Public Safety Report

CCPD offers “Back to School” safety tips

BY LIEUTENANT PAM APOLLO As summer draws to a close, the Department of Public Safety would like to remind residents of the following tips to keep everyone safe for the “Back to School” season. Drivers, parents and students each have a role in assuring a safe school year. This is a good opportunity to take time out of your busy schedule to make sure that all members of your household are familiar with the safety rules that pertain to them.

School buses are the safest way to get to school.

School buses are nearly 8 times safer than passenger vehicles. Most school bus accidents occur when kids enter or exit the school bus. Children ages 5 to 7 are at the greatest risk. Children may be in a hurry to enter or exit the school bus. They may have little experience with traffic and be unable to judge the speed of oncoming traffic in order to safely cross streets. Children believe that drivers will see them and stop and allow them to cross. It is essential that motorists never pass a stopped school bus with its red lights flashing. Never, ever pass a school bus on the right side, the results could be fatal.

Children are also in danger of being hit by the school bus itself. The reason for this is because children do not always stay in the driver’s sight. Young children may drop something and run into the path of the bus to pick it up. Parents need to instruct children that they should get the help of the driver or another adult if they drop something. Children should never reenter the danger zone, 10 feet around the school bus on all sides. Teach children to take 5 GIANT steps away from the bus in all directions.

Children should keep all items in their backpack.

Backpacks should weigh no more than one third of the child’s weight. This prevents the backpack from impeding the child’s movement. Send school supplies in to school over the course of several days, if necessary. Backpacks and garments should also not have any long straps or drawstrings that can get caught in the bus’ doors or railings. Older or adult sized sweatshirts that have drawstrings should always be removed when worn by a child. These strings also present a hazard on the playground.

Parents should always make certain that children get to the bus stop on time, wait away from the street and avoid horseplay near the street. Parents should make sure

Public Safety Blotter, August 18 - August 24

August 24, 140 Casals Place CCPD units responded to this location to address complaints of a large and noisy group. While doing so, one male refused to comply with officers’ orders to disperse and was arrested. He was charged with disorderly conduct, issued a summons and community complaint and released. The community complaint fines begin at $125.

August 23, 620 Baychester Avenue CCPD units responded to a report of a noisy party and the odor of marijuana. Units arriving on scene, noticed a smoky haze in the hallway and determined the source to be marijuana use. Upon further investigation, it was traced to an apartment on the floor. As officers issued community complaints for the marijuana smell and for the noise, a fight broke out in the apartment and it was cleared out by officers. No injuries were reported. The noise fine begins at $50, while the second fine begins at $300.

August 20, 119 Einstein Loop Numerous CCPD units responded to a report of a dispute. Upon arrival, the dispute was determined to be over the use of the athletic field between local youths and the organized football leagues. As a result, the local disputants were warned that Riverbay Corp. issues permits for use of these locations and that the permit holder has absolute access during the dates and times as stipulated on the permit and if they were noncomplaint that would subject the offender to arrest.

that an adult arrives at the bus stop early enough to receive young children from the school bus. Motorists should allow extra travel time and avoid areas around schools during arrival, departure and lunch periods. Use extra care to watch for children who may dart out in front of your vehicle to cross the street. Remember that it is always illegal to pass a stopped school bus with the lights flashing from either direction, even on a divided roadway. Children are our greatest resource; we must take every step to keep them safe.

For Labor Day weekend, we remind cooperators of these summer rules. Consumer fireworks of any type are highly dangerous and are illegal in New York State.

Zero-tolerance enforcement will be conducted by the Co-op City Department of Public Safety, as well as the New York City Police Department.

Barbequing is also not permitted on any of the public areas of Co-op City. Strict guidelines set forth by the New York City Fire Department are in effect for barbequing only on terraces or townhouse patios. Propane tanks are strictly prohibited by the New York City Fire Department in any multiple family dwellings. Residents are also reminded that Bike Riding is not permitted near buildings, in shopping malls or anywhere else signs prohibiting bicycle riding are posted.

Have a safe and healthy Labor Day weekend. Use caution near pools, beaches and other bodies of water.

Ocean beaches are particularly dangerous this time of the year due to the effects of offshore tropical storms. The remnants of various hurricanes and tropical storms still cause residual effects along the East Coast. Only swim in areas where and when lifeguards are on duty. After Monday, September 2, some beaches may not have lifeguards present. These areas should be avoided. No one should ever swim alone. Children should always have adult supervision.

If your Labor Day weekend fun includes consuming alcoholic beverages, be sure not to operate a motor vehicle. Also, be sure to buckle your seatbelt, obey speed limits and avoid distractions when driving.

School’s open, drive safely. Never pass a stopped school bus with its red lights flashing.

Always remember, if you see something, say something.

Call 9-1-1 and the Department of Public Safety at (718) 671-3050 or online at www.ccpd.us. Callers may remain anonymous when giving information. The Co-op City Department of Public Safety would like to thank all persons who have called in suspicious activity or sent information via our website. It is by your actions that the crime rate remains low and a high quality of life is maintained.

Co-op City Department of Public Safety (718) 671-3050 www.ccpd.us.

If you SEE something, SAY something!

2049 Bartow Avenue, Bronx, NY 10475 • 718-320-3300

OPPORTUNITIES AT CO-OP CITY

Tell your friends, relatives and employers about: CONTRACT SUMMARY

Contract 2843, Local Law 87 Professional Engineer Survey: Consultant will perform an Energy Audit per ASHRAE Level II and New York City Local Law 87 requirements Pre-Bid Meeting: September 4, 2013 at 2:00 p.m.

Bids Due: September 25, 2013 at 2:00 p.m.

Bonding: Bonding is not required Insurance: Insurance is required Contract 2861, 2862 & 2863, Exterior Renovation for Shopping Center 1, 2 & 3: Exterior restoration of the three (3) shopping centers located in Co-op City Pre-Bid Meeting: August 22, 2013 at 2:00 p.m.

Bids Due: September 12, 2013 at 2:00 p.m.

Bonding: Bonding is required Insurance: Insurance is required

Contract 2864 Window Replacements at Community Centers: The replacement of the existing windows at all shopping and community center buildings and a limited number of doors with new matching windows Pre-Bid Meeting: September 11, 2013 at 2:00 p.m.

Bids Due: October 3, 2013 at 2:00 p.m.

Bonding: Bonding is required Insurance: Insurance is required

7

Contract 2866, Co-op City Lobby Modernization Program: The replacement of the Entrances and Vestibules at the High Rise Buildings including Lobby Storefront Pre-Bid Meeting: August 13, 2013 at 2:00 p.m.

Bids Due: September 10, 2013 at 2:00 p.m.

Bonding: Bonding is required Insurance: Insurance is required

Contract 2874, A/E Services for the Façade Renovation for Bartow Plaza: Furnish design services for the Façade renovation for a single story retail shopping center located at 2031-2093 Bartow Ave., Bronx, New York Pre-Bid Meeting: September 10, 2013 at 11:00 a.m.

Bids Due: September 24, 2013 at 2:00 p.m.

Bonding: Bonding is not required Insurance: Insurance is required Contract P516, Cleaning of Domestic Water Tanks Bid Due: September 6, 2013 at 2 p.m.

Insurance: Insurance is required

For information on CONTRACT OPPORTUNITIES ONLY, please contact: Lenya Garcia at Lgarcia@riverbay corp.com; AND Barbara Penn at Bpenn@riverbaycorp.com. Please note that emails should be sent to both parties.

EMPLOYMENT OPPORTUNITIES

There are no employment opportunities to list this week. Please check back again next week.

Applicants for EMPLOYMENT OPPORTUNITIES must apply IN PERSON at the Bartow Administrative Office, located at 2049 Bartow Avenue, between the hours of 9:00 a.m. and 4:00 p.m., Monday-Friday. *Riverbay Corporation is an equal opportunity employer*

8

HCR hearing is Sept. 12 Co-op City Times / August 31, 2013

I want to start by wishing all my fellow work while every other neighbors and cooperators a happy, Director’s Viewpoint housing with similar floor healthy, and enjoyable Labor Day weektiles gets a pass, and we end. Remember, no drinking and driving, have spent over $20 milSecond Vice President and stay off your cell phones and don't text lion on this unnecessary while driving. A safe holiday is the best asbestos abatement since kind of holiday and we all want to get off to a good start Co-op City was first told by the city and state that such with the beginning of the school year. work must be done. Does that make any sense? Why The upcoming hearing by HCR regarding the prois it still going on? Just think of all the other things that posed 1% carrying charge increase is coming up Sept. $20 million could have been used for! Where are our 12 at 7 p.m. in Dreiser Auditorium and it is important elected officials? Sadly, when it comes to an important for everyone who can to attend. This is the time for issue costing us substantial money each year, some $4 your voices to be heard, we need to come out in force million each year, we hear nothing! and speak our minds. Over the years, unfortunately, As long as I've been on the Riverbay Board of attendance at such hearings has been sparse, with less Directors, I have always been an independent voice and less cooperators showing up. If elected officials who votes the way I think I should to best serve the and government agencies don't hear a resounding chocooperators of Co-op City. I deal with issues and have rus from us, which they see as translating into votes, never felt the need to resort to negativity or name callthen there's no reason for them to pay attention to us. ing, however, I'm not sure the same can be said for Silence may be considered golden by some, however, others. If everyone on the Board of Directors was the it never is when it comes to standing up for our rights same, there would never be the need to vote on anything or for what is proper. Once again, think about the because all would be in total agreement, however, I say unnecessary asbestos abatement work we are being thank goodness we have a diversity of mindsets and required to do even though there is no danger or hazopinions on the Board, just so long as in the final analyard caused to anyone due to the floor tiles we use. sis, we can come together as a body of 15 individuals Still, here we are, still paying some $4 million per year and do what's best for our community and the people for such a selectively enforced financial burden that who live here. I am amazed at how some feel the need we should not be forced to pay, especially when othto stand on a soapbox and wail with self-righteous ers with similar flooring tiles don't have to. Why us? I indignation when anyone disagrees with that person's say it again, and again, but receive no answer. It makes position on anything. If the shoe fits, wear it. There is a one wonder about the difference between what's supdifference between being a diligent Director who recogposedly legal and what's proper when it comes to so nizes their fiduciary responsibility to the community many issues. No one has yet given an acceptable and those who run around as if being a Board member answer or rational explanation about why we are the is no different than participating in the Salem Witch only housing required to do such asbestos abatement Trials or the Spanish Inquisition. Yes, we have prob-

Tony Illis

Saturday Educational Program: Children in Grades 3-6 will receive small group instruction in Reading and Mathematics each Saturday during the school year with certified teachers. Registration: Beginning September 21, & continuing each Saturday as space allows from 10 a.m. to 12 p.m. at Dreiser Community Center, Room 14. Classes start: October 5, 9 a.m. to 1 p.m. Fee for total year: $225 includes non-refundable registration fee of $25. All fees to be paid by December 31. For further information, call (718) 655-9034 or (718) 671-2555.

Back to School Supply Drive: Supplies collected will go to local shelter and students in need. Collecting: pens, pen-

Baychester Visual Arts Assoc.

Our new season will begin on September 10, and we hope your creative juices are yearning for release. As people have seen in the past, you will derive much pleasure from your artwork.

Our 2013-2014 season portends to be one of the most exciting in our history – with art classes, art shows, lecture/ demonstrations and workshops, free and open to the public.

BVA’s classes begin on Tuesday, Sept. 10 in Room 5, Dreiser Community Center. Choose from the 2 class schedules which are 1 – 3 p.m. or 3:30 – 5:30 p.m. The fees are as follows: Annual membership is $35/year and a 10-class session is $60. This is the best bargain in the Bronx – maybe even the city – given the quality of instruction offered.

Mr. Moses Groves, BVA’s own art instructor, will be the artistic guide for these classes. Mr. Groves is an accomplished artist who has studied at the Art Students League and NYU. He has exhibited work in the New York and NJ area and has won awards for his artwork.

You can register by mail by indicating the class time desired. Tuition can be sent to Baychester Visual Arts, P.O. Box 678, Co-op City Station, Bronx, NY 10475.

BVA is a non-profit, self-supporting organization that needs your support to continue offering high level art instruction at these bargain prices. So come join BVA on this fabulous artistic trek, take a class, make a donation, -- tax deductible, and feel the satisfaction of being a creator and/or patron of the arts. All checks should be made out as indicated above.

Science is for the body and art is for the soul.

—Sylvia Lochansky

NCNW

cils, pencil cases, marble notebooks, spiral notebooks, binders, folders, loose leaf paper, crayons, glue sticks, pencil sharpeners and backpacks/book bags. Drop off dates: Tuesday, 9/3, and Wednesday, 9/4, from 2 – 4 p.m., and 7 – 8 p.m., Dreiser Community Center, Room 14. For further information, please call: 917-399-2643 or 917-292-2397.

Community Health Fair: Co-sponsor with Riverbay, Saturday, September 21, from 1:00 p.m. to 4:00 p.m. at Dreiser Community Center. Additional information, call (917) 838-9424.

Start planning now! A wonderful trip to London & Paris, August 14-21, 2014. That gives you a year to complete

lems at Riverbay, but Co-op City is a community of some 50,000 people, a city unto itself, and how could there not be problems? The goal should be to identify and correct problems where we can, however, wasting time under the premise that everyone is guilty of something and all operations at Riverbay are automatically bad until proven otherwise is no way to set policy or effectively run a corporation.

Each week, I receive phone calls and communication from many cooperators and I want to thank everyone for feeling free to contact me and speak their minds.

Whether others want to accept it or not, from the feedback I've been getting, morale among the workers at Riverbay has never been lower. I wonder why? Draw your own conclusions, however I think it's rather apparent why many feel the way they do. Don't get me wrong, everyone should be doing their job, and I know many employees are hard workers, but an oppressive environment is never one in which you get the best productivity and results. Usually, it's the opposite result that occurs because in such an atmosphere, no one feels they can do anything right.

Thank you once again for your enthusiastic response to our call for donations to benefit the village of Abetifi-Kwahu in Ghana. We are asking for donations of light clothing, but no winter coats although light sweaters are needed; pens, pencils, paper, notebooks, t-shirts, shoes, slippers, furniture in good condition, baby products and supplies, pots, pans and cooking utensils, shopping bags, cooking oil, paper goods, hand sanitizer, bottled water, first aid supplies, and other non-perishables.

Give me a call at (718) 32-8035, or e-mail me at tonyshome10475@gmail.com, -- no attachments, please. installment payments of the $3,750 price. To make your reservation, a $500 deposit is due now. Trip insurance is an additional $300. Join us as we see the Tower of London, Buckingham Palace, and cruise on the Thames River and so much more. In Paris, we’ll ascend to Eiffel Tower, Notre Dame Cathedral, cruise the Seine River and much more. Yes, there will be shopping galore. For further information: 718671-4804, 718-655-9034, 718-320-2366.

Please contact Sadie Gilmore, 718-671-3721, to notify us of any birthdays, illness or bereavement.

Enjoy the Labor Day weekend! Happy birthday to our September members!!

–Maxine Sullivan

The Learning Source is re-opening at PS 178 and will be conducting Registration for the After-School Program for ages 5 - 12

September 3rd & 4th 6:30 p.m. - 8:00 p.m.

The Learning Source is accepting ACS vouchers this year.

Registration ongoing.

177 Dreiser Loop, Room 15 Director, Laverne Stevens

Co-op City Times / August 31, 2013

9

10 “We are a community that has a voice and we intend to speak.” The Co-op City community should feel very proud. Our presence at the Dreiser Auditorium the evening of the Mayoral Forum spoke volumes. The turnout was so compelling that even the candidates commented about the attendance, saying it was the largest they have faced throughout the city during their campaign. How would they know unless they have been paying attention to our involvement and voting pattern over the years showing a lack of interest? What did our turnout tell them about us? It said we are a community to be reckoned with. It was reminiscent of years ago when politicians addressed our issues because they knew we cared.

Hopefully, this is just the beginning of rebuilding a voting bloc.

Let this be a resurgence of our strength. Going forward, there will be issues that affect our community and we must remain vocal constituents. On August 28, 1963 there was an historic March on Washington. In commemoration of the 50th Anniversary, many Co-op City shareholders joined the nation in Washington, D.C. Fifty (50) years ago, communities became involved and organizations united for a cause. Let’s show we learned a lesson. It is time to move forward.

On September 10th, Primaries will be held and it is important for you to vote, candidates will be watching to

Co-op City - A community united!

Co-op City Times / August 31, 2013

Leslie Peterson

Director’s Viewpoint Secretary

see if we continue to be involved. We can make a difference.

Continue to show your interest. We still need an Asbestos Abatement Waiver because when touched, the encapsulated material doesn’t crumble and become airborne. According to Attorney Kaufman, “Even if you have a fire, you cannot get it out. You would have to have a fire of at least 1500 degrees Fahrenheit to get it out.” This has been demonstrated by the over 86,000 air monitoring tests that have been done showing no ACM (asbestos containing material).

We want our buses restored (pre-2010 cutbacks) before the Bay Plaza Mall upgrade is completed. There is talk of additional bus lines coming into our community to accommodate shoppers.

New ramps from the highways should be done already. It would be nice to get entrances and exits to and from Bay Plaza done as fast as the construction of the mall. Throughout all of this, we have talked about vehicular traffic, but little about pedestrian traffic. That is an important, sometimes required, stage for cer-

tain construction projects, such as shopping centers. We must continue to contact our politicians.

I must commend the promoters of the forum, Riverbay Corporation, the Co-op City Democratic Club and Transit Forward. Signs were located in our lobbies in advance. As the date got closer, larger signs were put up and calls were made on the day of the forum reminding the community. I would like to see the same done when we are having local meetings on matters important to the community, such as Management Forums and Open Board meetings. Did you know there is an Open Board meeting scheduled for September 11?

Many committees will commence

again in September. The Parking Facility Committee is scheduled to meet on September 30 at 7:00 p.m. The Parking Facilities Department is responsible for supervising the parking needs of Co-op City residents, entertain cooperators’ queries and provide advice and solutions to their parking needs. There are many other committees that discuss a variety of issues involving Co-op City. In order to participate in a committee, you should contact the assigned chairperson. Become active in your building and community at large. If you have any questions, please contact me. I can be reached at: Leslie Peterson, Riverbay Board Director, 2049 Bartow Avenue, Bronx, NY 10475 or email me at daddpeterson@aol.com.

This is to inform everyone in Building 33 with the summer coming to an end, we will be starting the process of collecting building dues. In order to do the nice things for the building, we need your cooperation.

Without it, we have to eliminate some of the activities we have for the building.

All of the cooperators and their children like the Halloween Party. We try to hire a clown and have refreshments. This is very hard to do without the funds.

A few of the cooperators in the building lost loved ones, and did not receive a card from us. We are so sorry for that. The sunshine girl was out of cards and stamps.

I would like to give my condolence to James Williams on the loss of his mother and brother. My sympathy to Roz Dorsey

on the loss of her brother.

The Association is giving a Bus Ride to Atlantic City on Sat., Sept. 28. We will be going to the Tropicana Hotel on the broadwalk. The tickets are $35. You will receive a return of $25, plus a food voucher. The tickets are going quite fast, so see Connie or Pat, Maude or Delores for more information.

The building is in pretty good shape, but we still have a few slobs. On the elevator, someone ate donuts and left the wrappers on the floor. Please instruct your children to use the trash bins in the lobby or hold their garbage until they leave the elevator.

Get well wishes go out to the sick and the shut-in.

—Patricia Bonaparte

Building 33 Association

Co-op Insurance

11

Co-op City Times / August 31, 2013

The Wright Agency: Serving Co-op City for 32 years!

Riverbay Requires Current Co-op Shareholders to Obtain Coverage!

Your Co-op is an Investment Worth Protecting!

Protection to cover your belongings against: • Fire & Smoke • Water damage from plumbing • Vandalism/Riot

We offer:

• Low Premiums

• Protective Device Discounts • Auto-Home Discounts

• 55 & Retired Discounts

• Certain personal liabilities • Guest medical protection • And so much more!

Other Lines of Insurance: • Auto

• Homeowners • Life

The Wright Agency

Agency Owner

We are conveniently located only blocks from Co-op City!

Hours: Monday: 9 a.m. - 5:30 p.m.

Tuesday: 9 a.m. - 8 p.m.

Wednesday - Friday: 9 a.m. - 5:30 p.m.

Saturday: 8 a.m. - 1 p.m.

(near Eastchester Road)

1435 East Gun Hill Road

718-671-8000 Call Us Today!

Courteous Staff!

Convenient Hours!

12

The Evaluation of Management Co-op City Times / August 31, 2013

Did you see the huge amount of people at our political forum in Dreiser on Monday, August 19, 2013? We had more than 1,000 people at this event. Now, if we assembled for the politicians, then we can get together for our upcoming meeting with the state and our management company. But, first, let's talk about our management company.

Management Evaluation The Board is considering a plan to evaluate our current management company, Marion Scott Real Estate, Inc. The criteria for this evaluation is confidential.

However, we have over 50,000 people that live here. So, in my opinion, we should include your viewpoints when we conduct our evaluation.

In fact, your viewpoint should comprise a good part of the evaluation. I say this because we have some Board members that do not want this management company to face any competition.

Additionally, their contract has never been bid out since they've been here.

So, along with other performance areas, I would like to see areas on this evaluation that would encompass the overall sentiments of our community.

Community Input How do you feel about this new increase that we're guaranteed to receive on October 1, 2013? Do you think that Management made any efforts to prevent this increase by reducing our $200 million budget?

What about the previous 3% carrying charge increases in 2011 and 2012? What about the way they spend money?

Example, the Board approved a $910,000 fee for two outside consultants for about 9 months to train our workers at the Power Plant. Plus, they gave these consultants a free apartment, $50 a day for

Daryl Johnson

Director’s Viewpoint

food, new furniture that costs $5,300, and free parking. Was this proposed fee appropriate for just two consultants?

However, this is nothing compared to what one management official said about the huge amount of contractors that work here, periodically.

"We have about 500 contractors here," he said. Of course, these contractors work here at various times.

Nevertheless, how do you feel about the huge amount of contractors that perform work here along with our approximate figure of 950 employees?

And, what about the fact that Management has been here for the last 14 years? Do you think that it was right that their contract has not been out for a competitive bid?

What about the monthly sum of $128,315 that we're paying them? How about the services that you're receiving?

Do you think that this community should be paying out that monthly fee to any group to manage Co-op City?

We could go on and on. But, I'm hoping that everyone can see the importance of having community input for our upcoming evaluation of Management.

HCR Meeting As mentioned before, we're going to have a big meeting with the NYS Homes & Community Renewal (HCR) agency on Thursday, September 12, at 7:00 p.m., in

Dreiser. And, we need for everyone to come on out and let this Board, Management, and HCR know how we feel, in a peaceful way, about the upcoming increase.

So, if you're sick and tired of these increases, then you should come on out and tell everyone how you feel.

Now, please remember that everyone will assume that the entire community will tolerate, welcome, and even graciously accept these increases if we don't speak up.

Commercial and Professional Tenant Resolution As promised, I submitted a resolution to offer free basic maintenance service to our commercial and professional tenants to our Board President. The purpose of this resolution was to show our tenants that they're a part of our community. And, that we will listen to them and help them if they need basic emergency services.

Nevertheless, the resolution went to our legal counselor. Thereafter, part of the response stated, "As part of the Wells Fargo/HUD refinancing, any lease for more than 5,000 square feet, or generating more than $50,000 a year in revenue, can only be modified after an application for the change has been made and accepted by both Wells Fargo and by HUD in accordance with HUD written guidelines and procedures."

Commenting further on these basic services, the counselor wrote, "Your proposed resolution would impact numerous ‘standard’ provisions set forth in each one of [the] lease agreements."

So, unfortunately, this resolution will not go before the Board for a vote for now.

But, I'm going to continue to see how we can help them when they need basic emergency services.

Doggie Rules I received the following complaint from a cooperator. "Each day I am amazed on the number of people--mostly young folks who walk their dogs--[that] let the dogs do their business on the lawns and paths of the greenway!"

Therefore, I want to encourage people that have dogs to please follow the city laws along with their exemptions, and our regulations and clean up after your dog.

Thank you.

Taking it Higher There have been several complaints from cooperators about rude customer service in some of our departments.

Therefore, one Management official suggested that cooperators should "ask to speak to the Director or a supervisor when they have an issue with the manner in which a staff person has addressed them or responded to them."

Therefore, I want all of our workers to know that we appreciate you. And, we appreciate your best efforts while working with the community and displaying a positive attitude. Thanks.

Close I would like to invite everyone to our meeting with HCR on Thursday, September 12, at 7:00 p.m., in Dreiser.

Thank you.

Questions or comments? Please send a message to: Daryl Johnson, Riverbay Board Director, c/o Riverbay Corporation, 2049 Bartow Avenue, Bronx, NY 10475.

Or, please send a message to me at darylhjohnson@optonline.net. (Please doublecheck the spelling of this address.) Also, please call me at 718-671-4544 if you don't receive a response from your message.

Okay, that’s it for now. So, please have a wonderful week. And, may God bless you and your family. Thank you.

Room 45. Contribution is $30 advance.

1- year membership/optional. TICKETS ARE NOW AVAILABLE. Sunday, September 29th - General Membership Meeting at 3 p.m.

June 1st - August 30th - Motive to Educate - School Supply Drive contributions and donation can be mailed to or dropped off at our office.

Community Outreach Food Drive Collection Box: We are accepting nonperishable food items for Church of the Savior Food Pantry (e.g. canned goods, oatmeal, cereal, etc.) Please check expiration dates on all items.

Voter Registration Forms available in

English & Spanish.

Civic engagement, chair and committee members are doing voter registration for the election in 2013. The primary election will be on September 10. It is not enough to only participate in the national election. We must educate our community to vote in all elections, that includes school board.

Join us in signing the NAACP’s petition to the Department of Justice asking them to file civil rights charges against George Zimmerman at https://donate.naacp.org/ page/s/doj-civil-rights-petition. Petitions are also available at the office.

—Brenda Brown

NAACP, Co-op City Branch #2210

National Association for the Advancement of Colored People. Mailing address: P.O. Box 75-3111, Einstein Station, Bronx, NY 10475. President: Jerome Rice. Office telephone: (718) 3203210. Address: 135 Einstein Community Center, Room 36. Office hours: Monday, Wednesday, Friday, 10:00 a.m.-2:00 p.m.

Email: naacpccity2210@gmail.com ANNOUNCEMENTS for Article: Newly elected officers: President: Jerome L. Rice First Vice President: Joyce Wilson Secretary: Brenda Brown Asst. Secretary: Carole Haque Treasurer: Hennena Smith

Asst. Treasurer: Terry Gavin Notice is hereby given that the officers will serve March 2013-2015.

Please direct all correspondence inquiries, etc. to the mailing address.

Application for membership available at all membership meetings and can be requested by mail or phone.

Upcoming Calendar of Events at Einstein Community Center: Wednesday, September 4th -- Executive Meeting at l :00 p.m.

Saturday, September 21st -- Freedom Fund & Membership Committees sponsor “Old School Party” from 8:00 p.m. - 2:00 a.m. at 135 Einstein Community Center,

The Williamsbridge Club of the National Association of Negro Business and Professional Women’s Clubs, Inc. is an organization dedicated to community service in the areas of health, employment, education and economic development.

The Adult Club meets at Dreiser Center on the second Friday of every month.

Young women 18-35, who are in or preparing for a business/professional career, can become members of the Young Adult Club. The Williamsbridge Club will meet Friday, September 13, at 6 p.m. in Dreiser Center. Ombudsmen are men of the community interested in decreasing the drop-out rate of our youth. We are always looking for women and men with a like mind to join us and work in community service.

If you are of a like mind and are interested in community service please join us, call Sylvia Hicks, 917-921-5445, Membership Director, to obtain application and information.

The Youth Club consists of youth 12

to 18 years of age. The Youth Club is dedicated to community service, higher education, technology and activism. If you fit this description, are interested in expressing yourself, obtaining community service credit, developing new programs and leadership skills, you should contact Sandra Hall, 917-972-7732, Youth Advisor. This is your chance, as a young person, to help plan the year’s activities of the club. Don’t delay obtaining your community service credits in a fun and interesting way.

Anyone wishing to render community service, assist with any of our programs or obtain more information, please contact Dr. Beryl Dorsett, First Vice President.

Information concerning the National Association of Negro Business and Professional Women’s Clubs Inc. may be found at www.nanbpwc.org, or our mailing address: Williamsbridge Club, P.O. Box 6, Co-op City Station, Bronx, New York, 10475.

Williamsbridge Club

Integrative Health Massage Therapy

A Little Corner of Heaven

Serving The Community At The Bay Plaza Mall For Info & Appointment Call: 1-917-346-1806

• Diminishes Chronic Pain • Relieves Tired and Aching Muscles • Relieves Pain of Neck and Back Injuries • Increases Range of Motion in Joints Major Medical Auto Accident (No Fault) Workers Comp (upon approval) Debit and Credit

Love

Life

• Express Anti-oxidant Facial • Heaven’s Signature Non-Surgical Face Lift • PCA Hyperpigmentation Peel • Lypo Slim Cellulite Reduction Body Wrap Debit and Credit

www.alittlecornerofheaven.com

Health

Beauty

13

Co-op City Times / August 31, 2013

African-American Association of Co-op City

March on Washington - 50th Anniversary: The AfricanAmerican Association bus got us to and from Washington, DC safely, Amen. Although it was challenging to hear the speeches at the Lincoln Memorial regarding the recent attack on voter rights, against Stand Your Ground and racial profiling, unemployment, poverty, gun violence, immigration, gay rights and other critical issues, it was amazing seeing the multitude of folks that gathered to continue striving for these rights. Four people on our bus, Cheryl AbrahamRichards, Janie Williams, Stuart Edwards and Bernard Cylich, were present at the first March in 1963. It was a pleasure having them with us. I look forward to heightened community involvement as a result of this renewed spirit.

The March will be a topic on the Association's agenda to discuss what we can do to help/urge President Barack Obama to realize the Dream of Dr. Martin Luther King Jr. Join us on Saturday, 9/14, 4:00 p.m., Dreiser Center, Room 15.

Fall Classes: The following are the first days for our ongoing programs. Classes are in Dreiser Center, Room #2, unless otherwise indicated: Zumba Fitness Classes – Monday, 9/9, 6:00 p.m. Call 917-459-4491.

Yoga & Pilates Mat Classes – Tuesday, 9/10, 7:00 p.m.

Call 718-671-8364.

Belly Dancing Classes – Wednesday, 9/25, 7:00 p.m. Call 646-301-9438.

Evening Line Dancing Classes – Thursday, 9/12, 7-9 p.m. Call 917-903-7073.

Computer/Laptop Classes – Tuesday, 9/24, 7:00 p.m., Dreiser, Room 15. Fee: $5; members get one free class. Call 718-379-5555.

Education – The ASCAC Study Group, Monday, 9/9, 7:00 p.m., Dreiser, Room 15. Call 718-379-5555.

Jobs/Entrepreneurial Workshops – Thursday, 9/5, 7:00 p.m., Dreiser, Room 15. Call 718-320-1424.

Central Park Five: Conference hearing, 9/17, 2:30 p.m., Federal Courthouse, 500 Pearl Street, NYC. Please attend.

They need your support.

Justice for Ramarley Graham: The Ramarley Graham family has requested a federal investigation into the NYPD killing of their son.

Justice for Trayvon Martin: The rallying will continue on Sundays at 6:00 p.m., 125th Street and Malcolm X Blvd.

(Lenox Avenue) in Harlem NYC. An "Open Mike" will be provided for those who wish to speak. The rallies were spearheaded by the "not guilty" verdict in the George Zimmerman case in Sanford, Florida. Zimmerman, a neighborhood watchman, fatally shot 17-year-old Trayvon Martin on 2/26/12 after he was instructed not to follow Trayvon.

Trayvon was walking home from the store and had done nothing wrong. Protestors believe that the six jurors were wrong and are calling for an investigation by the U.S. Department of Justice and a boycott of Florida. For more information, call 718-398-1766.

Next Association Meeting: September 14, 4:00 p.m., Dreiser, Room 15. If you are unable to attend, you may obtain updated information by reading this weekly column.

Also, if you wish to join the Association or update your membership, please send your membership check or money order (DO NOT MAIL CASH) of $15 for a single membership and $25 for families, to: African-American Association of Co-op City, P.O. Box 702, Co-op City Station, Bronx, NY

10475. Donations welcomed. Like us on Facebook: "CoopcityAfricanamericanassoc." —Francine R. Jones

Greetings to all of our Post members who are homebound and recovering from various medical operations.

We wish you a speedy recovery.

Happy birthday to all of our members who will be celebrating their birthday in September; Rafael J. Alejandro, Charles A. Bishop. Marvin R. Brown. James Cooke, Hattie B. Harris, Grisela Holiday, Nathan Sherman, Roger M. Smith, Earl E. Watson and Anna T. Swanson. If you don't see your name in this issue, please bring it to my attention and it will be placed in the next issue of the Co-op City Times.

Our Post are always looking for new members to join us so if you are a veteran from any branch of the military, stop by our Post and join. Bring your DD-214 with you.

Post 1871 is located in Section #5 in the Community Center in 135 Einstein Loop, Room 41. Our office telephone number is (718) 320-8165. And our e-mail

address is post1871@optimum.net.

Did you pay your American Legion 2014 dues yet?

By renewing your American Legion membership for 2014, you will get expert assistance from our Post. On September 8th from 12-6 p.m., Post 1871 will have a table on the Greenway in Section 5 for the Annual Fair and we would like to have our members to help and man the table to recruit more members into our Post. Please report to the Post at 11 a.m. sharp to help move our equipment on to the Greenway. Uniform of the day will be your Post shirt and baseball cap.

Yes, September has arrived and all Post meetings and events will resume starting with the EXECUTIVE meeting on September 7th at 11 a.m. sharp. Please arrive on time for all meetings and upon your arrival, sign in and TURN YOUR CELL PHONE OFF OR TO VIBRATE. On September 26th on a Thursday at the Bronx

Library, they will have a veterans program. For more information about the program, contact Evelyn MurielCooper, Unit Head Reference Service Bronx Library Center, 310 East Kingsbridge Road, 10458-4403; 718579-4250 or 718-579-4257. Did you know that the U.S. Union soldier wore Forage cap. The reason why they wore this hat is because when held upside down, it stretches to hold whatever goods can fit inside it as you forage. The hat was adorned with a brass bugle, the symbol of an infantryman in the Union Army. Also worn on the uniform was a Cap box: that held 100-cap box on the belt, along with a bayonet scabbard and a U.S. belt buckle. This was part of their uniform that was worn by all union soldiers.

This information was provided to you by your Post information officer.

–Richard I. Lawson, Jr.

Fall is almost here and our vacation is just about over.

Our first Fall meeting will be held on Wednesday, September 4, 1:30 p.m., in Dreiser Auditorium “A.” Come back rejuvenated and ready to work and play with the RETIREES. (Mark your calendar – monthly meetings, 1st Wednesday.)

Attention! The RETIREES invite you to their HOLIDAY PARTY on Thursday, December 5, from 11:30 a.m. to 4:30 p.m., at Marina del Rey. Price: $70, which includes transportation (first paid, first served) AND free admission to Spring Bash in April, 2014. (Contacts: Beverly Waller, Ida Morton, and Virginia Stewart, 718-379-0377).

TRAVEL EVENTS: ▪ Sept. 16-18 (Mon.-Wed.), WASHINGTON, DC. (3 days/2 nights). Price: $319/double and $399/single. 2 night accommodations in the all new Sleep Inn and Suites Hotel in Upper Marlboro, MD. Transportation in a top-quality motor coach. Photo stops are made at major Washington, DC monuments, including the White House photo opportunity. FYI - The luggage tag and itinerary are ready for pickup, Dreiser, Clubroom 19. Travel insurance encouraged. Full payment due. A few seats are available.

▪ Nov. 12th & 13th (Tues. & Wed.) OVERNIGHT CASINO GETAWAY, CT. Price: $129/double and $179/single. 2 days/1 night. Play at Mohegan Sun and Foxwoods

Casinos and stay overnight at Howard Johnson Inn. (Casino bonuses and 3 meals), eat, stop and shop at Olde Mistick Village. Deposit of $75 required to hold your seat. Final payment due Thursday, Oct. 3rd. Travel contacts: Beverly J., 718-379-0377 and Claudette D, 718-379-4784.

THEATRE COMMITTEE: (Prices include transportation – Van will depart 11:45 a.m. SHARP both dates): ▪ MOTOWN The Musical at the Lunt-Fontanne Theatre for the Wednesday, Sept. 11th, 2:00 p.m. show. Calls will be made when tickets are available for pick-up. See Paisley.

Note: Last MOTOWN show tickets through club.

▪ Thurs., Nov. 21st, 2:00 p.m. – Radio City Christmas Spectacular show. Price: $75. Advance payment due ASAP! Space limited. Calls will be made when tickets are available for pickup. See Paisley.

Thursdays from 3:00-5:00 p.m., Committee members will be in clubroom 19. AFTER 7 p.m., questions regarding Theatre shows, call 718-324-7847 or 718-671-8637.

NOTE: Please include phone numbers when signing up for shows/trips.

GOOD AND WELFARE: Our deepest sympathy to Caroline Damon on the loss of her sister, Claretha Pittman, in Wilmington, NC. Contact: Elinor Gordon, Chair, at 718379-8755 regarding illnesses and bereavements.

BRIDGE CLASSES: Don’t miss a great opportunity to

learn how to play BRIDGE as it keeps your mind alert. The 2013-2014 Bridge Classes resume on September 13th and are held in the RETIREES Clubroom 19 (Dreiser Loop) on FRIDAYS: The (new) Beginners and Advanced class 10:30 a.m.-12:30 p.m., and the Intermediate class - 1:00 p.m.-3:00 p.m. Call Alvin Lisle, the master teacher, at 718671-8852, to pre-register.

“Every morning we wake up we are born again, what we do today is what matters most. Yesterday is but today's memory, but tomorrow is today's dream.”

—Claudette Davis

American Legion Post 1871

Retirees of Dreiser Loop

On Saturday, August 24, members, friends and neighbors of the African-American Association of Co-op City attended the 50th Anniversary of the historic "March on Washington."

Four cooperators participated in the first "March on Washington" in 1963, including Cheryl Abraham-Richards, Janie Williams, Stuart Edwards and Bernard Cylich. We were heartened by their presence.

From the CSO Department:

Noise at night

Every cooperator has the right to enjoy the sanctity of their apartment. We ask all cooperators to be kind and keep noise down during the late evening hours. Those who do not are subject to a community complaint and possible fine. Please be courteous to your fellow cooperators.

Thank you for your cooperation.

14

Collectivism

Co-op City Times / August 31, 2013

A heartfelt thanks to the cooperators and businesses who are very generously Director’s donating their time, resources and funds to ensure your upcoming College, Career and Resources Fair is an astounding success.

Saturday, September 28, Co-op City will be the second time of organizing a unique service for Co-op City youth and their families. This event is open to all communities.

As the Lead Organizer, suggestions from last year have been incorporated this year. However, the format will be the same.

From 10:00 a.m. to 12:00 p.m., the event will host Elementary Students, Grades 3-4 – 5 & 6. We want to get them dreaming early about future career goals. Parents and guardians will be provided with several supportive resources.

For the first time, we will be offering a Free raffle of money orders/checks in the amount of $25 or more to assist parents add to or invest with a 529 Plan.

Why should parents invest in a 529 Plan? The NY State 529 College saving plan is popular because they offer high contribution limits, tax advantages and investment flexibility. New York State allows this contribution to be deducted from state income tax. Saving can be used to pay not only for college expenses later on, but any eligible institution that qualifies under federal guidelines, including graduate school. Just think, parents can reduce taxes as they save for college and career expense. Let’s say you have a 3rd grade student and saved $25 or $100 monthly for 12 months until they graduated from high school? Do the math.

The volunteers are happy to announce that our local “Lion’s Club” has taken the lead in pledging 10 gifs of $25 each to assist lucky winners with funds to add to or start a College Saving Plan. Additionally, $100 gifts have been pledged by cooperators who are planning this event. The volunteers have also reached out to Co-op City clubs and organizations for support.

Two investment experts will be present to provide the winners with information on how to set up the 529

College Saving Program Direct Plan. Questions like investment returns, withdrawals and meeting other requirements will be explained to the winners.

Also this year, our local schools will be involved with the opening ceremony. We will begin each session with an official salute to our flag.

During the morning session, a surprise performance is being planned, as well as a Special Guest to encourage our young people to hold fast to their dreams. For the parents of the elementary students, we will have an array of local and outside resources for them to network with. Some Co-op City organizations have already reserved space.

Our goal for our elementary students is to assist them in unleashing their God-given creativity and keep them ahead of the game with community support.

The evening session (1 p.m. – 6 p.m.) will be for youth in grades 7th – 12th and will be just as awesome as the morning session. Already, volunteers have made contact with 37 of the top local and national colleges and universities, including Historical Black Colleges & Universities. We even had a conversation with Wiley College, “Home of the Great Debaters” who may attend. We have reached out to 22 different organizations offering “Career” opportunities for students who may not enter colleges. Young unemployed or under-employed adults should also attend. Several resources will be available, such as “Mentoring in Medicine,” “Writing,” “Becoming a River Pilot,” “Test Prep Resources,” to name a few.

For this age group, we are asking for a donation of a “Tablet” for the raffle. Our children live in a digital world where pencil and paper have been replaced with iPads, apps, etc. This community will assist our youth get on board and not be left behind. Their educational experience will involve electronic computing and other innovations. It’s a fact that technology can be the hook to get students engaged in learning.

If any cooperator has the means to donate a

“Tablet,” please contact, Michelle Sajous, Director, Community Relations. Remember, collectivism includes all of us. It’s about collective work and responsibility for our next generation.

You will be updated on a regular basis about the progress the awesome volunteers are making. Some of us are working on this community project, 24/7.

Co-op City may be grooming a President for the United States of America. In my opinion, strong communities produce strong youth.

NOT BUYING INTO THE SALES PITCH This Director has the utmost respect for our new President, Bill Gordon, who also serves as President of Building 35. I have personally observed his love and commitment for this community.

However, I respectfully don’t buy into the recommendation, he supports from Management, that we cannot use a “Stand Alone Building” for the youth in this community in 2013. The city has recently approved tax credits in the amount of approximately $4.6 million that was NOT in the past approved budget. (This could pay for a youth center!)

So, 50 years after this Director spent nights in jails in Chapel Hill and Durham, N. C., because of advocacy for THIS generation, I am to suggest putting our Youth in former storage rooms! So 50 years after personally witnessing death and murder based on “colorism” and a desire for decent facilities, etc., I should cave in to a powerful realtor. I don’t think so!

Who would have imagined that in 2013 we are allowing a powerful Gatekeeper, Marion Scott Realty, Inc., to suggest that “we must bring someone in.”

Who!! More paid consultants? Why just the YMCA? Are we still so inferior to some that we don’t have the wherewithal to CARE FOR OUR OWN! In my opinion, structural racism is alive and well.

Management suggested and will get a “Development Committee.” They have enough votes not to develop a stand-alone YOUTH Facility.

However, $90,000 was approved for consultants to advocate Peace Officer Legislation to incarcerate among other perks. We have not overcome!

Contact: Evelyn M. Turner – evelyntinez@ aol.com; 718-320-8088.

on Sunday, September 1, when we will celebrate The Fifteenth Sunday after Pentecost.

Fundraising Event: Many thanks to June Grimes for organizing the St. Joseph's Boutique. Thanks also to all supporters. The proceeds will go to the church.

Save the Date: For our Annual Home Style Dinner Sale - Saturday, September 21.

Outreach Program: We continue to collect non-per-

ishable food for the feeding program at Grace Episcopal Church in West Farms. Please remember to donate.

For additional information on the above, please call the church at 718-320-0844, or visit our website: http://www.stjosephsepcbronx.org.

"Bless the Lord, O my soul, *and forget not all his benefits. " Psalm 103:2 —M. Chambers

Evelyn Turner Viewpoint

St. Joseph's Episcopal Anglican Church

Fr. Taylor and the congregation of St. Joseph's cordially invite you to worship with us in Co-op City at 155 Dreiser Loop, lower level. All are welcome.

Weekly Schedule: Sunday service with Holy Communion and Sunday School are both at 9 a.m. Every 4th Sunday, our children participate in the reading of the lessons and every 5th Sunday, our young adults assist in the service. Bible study is held each Wednesday at 7 p.m.

Choir rehearsal is on Thursday at 7 p.m.

The (ECW) Episcopal Church Women meet immediately after service on the 1st Sunday of each month.

Membership is open to all women of the church and dues are $2 per month.

Fellowship Event: Many thanks to the group of Episcopal Church women who participated in the event on Sunday, August 25. Based on feedback, it was good.

Summer Break: Sunday School and the Bible Study Group will be on break for the summer months of July & August. Choir will be on break for the month of August.

We look forward to welcoming everyone at 9:00 a.m.

Jewish War Veterans Post 500

It was very gratifying seeing all the Nursing Home veterans enjoying their hot dogs, hamburgers, potato and cole slaw, and beverages and cakes at the August 11th Bronx County JWV barbecue held in the Bronx VA Hospital. They all thanked us for a wonderful Sunday afternoon. Of the Bronx posts helping out, from Co-op City Post 500 were Marvin Warm, Alan Kalter, Leon Weinstein and his daughter, Joan.

Post 500 will be holding a Poppy Drive in September. Please, we need volunteers to help out. If you can help, call Alan at 718-671-1144.

Meetings: September 8th, Bronx County JWV at the Bronx VAMC at 10 a.m.

September 15th, Post 500 at the Town House Restaurant on Dreiser Loop September 22nd, Department of New York JWV at the Bronx VAMC, breakfast before meeting at 8:30 a.m.

Have a very happy Rosh Hashona.

—Marvin Warm

Co-op City Times / August 31, 2013

On behalf of our Pastor, Reverend Dr. Calvin E. Owens, and our church family, welcome to Community Protestant Church, a church of love and understanding, located at 1659 East Gun Hill Road, Bronx, NY 10469; telephone: (718) 862-9172.

SUMMER CHURCH SCHEDULE (DRESS-DOWN SUMMER ATTIRE JULY 7 – SEPTEMBER 1) Adult Sunday School - 9:00 a.m.

Worship Service - 10:00 a.m.

Communion Service - Every first and third Sundays Prayer Meeting and Bible Study – Wednesday at 7:00 p.m.

The following programs are at the Church’s Annex: 2053 Asch Loop North (Co-op City) Morning Prayer Services - Tuesday, 6:00 – 8:00 a.m., and 9:00 - 11:00 a.m.

Neighborhood Bible Study - Thursday

Community Protestant Church

at 10:00 a.m.

Extension of Prayer and Worship Service – Every first and second Fridays at 7:00 p.m.

OTHER SCHEDULED EVENTS: Sunday, September 8, at 11:00 a.m. Observance of GRANDPARENTS’ DAY at Community Protestant. Everyone is invited to attend but we especially invite grandparents and their grandchildren to worship with us on their special day.

Sunday, September 15th at the 11 a.m.

Worship Service – Annual observance of the Hospitality Ministry’s Anniversary. Our guest preacher will be Rev. Anthony Lowe, Mt. Carmel Baptist Church, Bronx, NY. September 23-27 – Come away with the Women’s Guild on a fabulous 5-day vacation at the Pine Grove Dude Ranch situated in the picturesque foothills of the Catskills Mountains. Trip includes: Deluxe round trip

motor coach transportation; 4 nights’ accommodations at the Dude Ranch; 3 All You Can Eat Meals daily; fun fest parties, 2hour boat cruise on the Hudson River, nightly entertainment, social programs, indoor and outdoor activities and many more amenities. Cost per person: $585/double; single supplement of $75 additional.

For reservations and additional information, call (718) 671-5961; 320-2608; 379-7867; 320-1435.

Saturday, September 28th – Join the Nurses Ministry on their annual trip to the “Big E” State Fair in Springfield, Mass.

Departure from Church Annex (2053 Asch Loop North, Co-op City) at 7:30 a.m.

Tickets: $65/adults; $35/children (3-10).

For additional information and/or to make reservations, call (718) 671-7935 or 6711754.

Saturday, October 12th at 3 p.m. – We

Evangelical Church of Co-op City UMC

Come & Visit Us – We welcome you to God’s House – Your House – One Family in Christ. We are a congregation with spirit-filled worship, offering a variety of opportunities for spiritual growth, fellowship and service to God and our community. We are a multi-ethnic, multi-cultural and bilingual congregation and all are welcome. Services are at the church at 2350 Palmer Avenue, across the street from Building 30.

Parking is available. Visit our website at www.co-opcityumchurch.org.

Sunday Services – The first Sunday of the month is a bilingual service with communion at 10 a.m. All other Sunday services are as follows: English Service at

Open Doors, Open Hearts and Open Minds 9 a.m. and the Spanish Service at 11:30 theory. Contact Maestro Frank Colon at a.m. There are Bible studies in English (917) 753-3644. The school will be open and Spanish at 10:30 a.m. We also have a from Monday – Friday, 2 p.m. – 8 p.m. children’s service during the English Private and group lessons are available. service.

Earlier lessons can be arranged. All ages Prayer Night: The Lord said, are welcome. We are adding some new “Whenever two or more are gathered in classes to the curriculum, call Maestro to my name I am in the midst of them.” find out about these new classes.

Matthew 18:20. We will be having a Registration for the Fall semester is free prayer night on Tuesday evenings at 7:30 and rates are affordable. p.m. to 8:30 p.m. in the church building.

Men’s Fellowship: Every Thursday Come and bring your prayer needs so we evening at 7 p.m. to 8 p.m., come and can all pray. Also on Thursday mornings share your testimonies, explore your gifts at 10:30 a.m., there is prayer till 11:15 and be blessed in the Word of our Lord. a.m. in Spanish.

Hope to see you there.

Crescendo Christian Music School: Sunday School For Children: Every Learn piano, guitar, percussion, voice and Sunday at 9:15 a.m. – 10:30 a.m. Classes

Rev. Dr. Gladys R. Little, Apostle, and Pastor & Evangelist Vernon Little greet everyone in the name of Jesus, that name which is above every name. We want you to know that you are welcome in this house of the Lord! It is His house by ownership, it is our house by stewardship, and it can be your house by membership.

So, come on in and join with us. May God bless you in this house!

How can we be the strong person that God meant for us to be? Only by putting ourselves in God’s hands and asking Him to make us that way through His power and enablement. True strength is the power of God in the soul. Let’s go into scripture to support this 1 Corinthians 16:9-13 says:

9 For a great and effective door has opened to me, and there are many adversaries.

10 And if Timothy comes, see that he may be with you without fear; for he does the work of the Lord, as I also do.

11 Therefore let no one despise him.

But send him on his journey in peace, that he may come to me; for I am waiting for him with the brethren.

12 Now concerning our brother Apollos, I strongly urged him to come to you with the brethren, but he was quite unwilling to come at this time; however, he will come when he has a convenient time.

13 Watch, stand fast in the faith, be brave, be strong.

Faith in God Church and Bible Institute

Bay Plaza Mall

Next to Modell’s

2240 Bartow Ave., Bronx • 718-320-0388

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Coins $ Silver $ Gold $ Diamonds $ Antiques $ Watches

Invitations: Our Sweet Hour of Prayer will be today at 3 p.m. Sunday School is at 10 a.m. Our Sunday Morning Worship Service is at 11 a.m. Every 3rd Sunday following the morning worship, we serve Holy Communion. Registration is now available for a class on the book of Revelation, beginning on September 21.

The General Bible class has been cancelled due the fact that I couldn’t get an instructor to come in and assist me.

Number eight (#8) represents New Beginnings. This coming September 8, at 5 p.m. we will represent a Jesus New Beginning Talent Night at Faith In God Church, Inc. God has given everyone some kind of talent, so come out and let

15 invite you to a grand performance by the Sepia Players in the entertaining and enlightening play “WHO KILLED THE CHURCH.” Donation: $20. For tickets and/or additional information, call (718) 655-7241; (347) 513-1027 or (718) 6715045.

Saturday, October 26th, 9:00 p.m. - 2:00 a.m.– Enjoy a great evening of entertainment at the South Carolina Committee’s Annual Dance in Dreiser Auditorium, Co-op City. Music by DJ Jimmy Pressley.

Ticket: $20/advance; $25/at door, available by calling (718) 379-8514; (718) 6710425, (718) 671-5493, (718) 671-0231.

The doors of Community Protestant Church are open to all to worship and fellowship with Christian believers of the Gospel of Jesus Christ. You are cordially invited to come in, join in and receive your blessing.

—Evan G. Mitchell are for 3yrs. – 12 yrs. The curriculum being used will be The Super Book.

We are going to Lancaster, Pa. on March 21, 2014 to see Moses at Sight & Sound Theater. We will also be going to Miller’s Smorgasbord for lunch and after the theater, we will continue on to Birdin-Hand Farmers Market and then home.

Cost is $150/adult, $129/teens and $108/child. If you are interested, please call Barbara at (347) 603-7473. If there is no answer, please leave a message.

Deposits must be in no later than October 20. Be aware that even though the trip is in March, the bus fills up fast so get your reservations in as soon as possible.

—Rev. Dr. Milca C. Plaud God use you and make you a blessing for His glory.

I want to accomplish two missions for the glory of God at this time. On December 8, at 5 p.m. will be the beginning of a Holy Spirit End of the Year Blessing Night at Faith In God Church, Inc. Please save these two dates. Both will be on a Sunday this year, and every 2nd Sunday in September and December thereafter.

We are located at 171 Dreiser Loop in Section 1. Our phone #’s are (347) 2764925 & (718) 671-3627. If you will, go to www.datpiff.com and listen to and download ‘The Chance To Tell You’ by Vernon Little. Jesus loves you, and so do we.

—Apostle Gladys R. Little

16

Board makes progress on past issues Co-op City Times / August 31, 2013

Dear cooperators, After approximately 14 years, Board President Bill Gordon and Vice President Khalil Abdul-Wahhab are creating a form for the Board to evaluate the management company, Marion Scott Real Estate.

Board Directors have discussed creating a format for the past two years and some suggestions and drafts were submitted, but never completed. Once the current draft is finalized, I believe we will have a format that we can use. I am pleased that we are finally focusing on Board matters that have been neglected for too long.

Another issue that is being given more attention is the "Orientation for Board Directors," which is also being developed.

Education On September 9, the African-

American Association of Co-op City will begin sponsoring the Staff Development for the Association for the Study of Classical African Civilizations (ASCAC) Institute for Youth. It is designed to awaken our youth to the knowledge of themselves, their place in the world, and to instill the values and pride which will contribute to the restoration and recon-

struction of the Afrikan family, the community, and ultimately, the Afrikan world.

This project will educate a cadre of teachers in the Culture, Philosophy and Spirituality as seen through the eyes of those humans who were the first to walk and populate the earth.

We will begin with The Kemetic Origin of the Universe and end in Meso-America with The Olmec Civilization (approximate 15 lesson plans). At the end of the curriculum, it is anticipated that the trainee will then be equipped to instruct school-age boys and girls.

We invite the Co-op City community to participate in the course and/or in the Institute for Youth on September 9, at 7:00 p.m. in the Dreiser Community

Center, 177 Dreiser Loop, Room 15, the Bronx.

The Community Safety Act I was pleased to be invited to the steps of City Hall on August 22nd to protest Mayor Bloomberg's veto of the Community Safety Act, which would include the appointment of an outside Inspector General, make it easier for citizens to file lawsuits in court, etc.

Council Member Jumanne Williams displayed a chart showing that the NYPD Stop & Frisk practices did not stop crime. Thereafter, I entered the NYC Council Chambers to witness 34 City Council members vote in favor of overriding the Mayor's veto.

I wish all my friends and neighbors a pleasant Labor Day Holiday.

I can be reached at 718-671-5957.

success and thank you in advance for your anticipated support.

Please inform the coalition of any suggestions that you may have. Mrs. Joan Murrell is the President of the Coalition.

Phone number, (718) 379-3494.

The Coalition is a non-profit organization dedicating to maintaining and improving the quality of life of cooperators while providing educational and culturally enriching programs for the community. We also act as one voice for all Coalition members where there are issues of common concern and human rights.

We also sponsor Friends & Family Day

Celebrations and Kwanzaa, free for the community. Members of the Coalition include the following: African-American Association, Co-op City Baptist Church, Retirees of Dreiser Loop, Harriet Tubman Independent Democratic Club, NAACP, Co-op City Branch; St. Joseph’s Episcopal Church and Zodiacs Track Club.

Please support our efforts by sending us a tax deductible contribution made payable to Coalition of African-American Churches and Community Development of Co-op City, Inc., P.O. Box 619, Bronx, NY 10475.

Churches and organizations that desire to join the Coalition may apply for membership by either writing or calling (718) 379-3494 or (718) 671-5957 for a membership application, which should be returned with a letter on your church/organization’s letterhead and signed by the Minister/President. Read Coalition’s weekly column for information about events and issues.

Remember, the Coalition’s motto is: “Coming together is the Beginning, Keeping together is Progress and Working together is Success.”

—Harman T. Leacock

Francine Reva Jones

Director’s Viewpoint

Coalition of African American Churches & Community Organizations

The Coalition’s next general membership Meetings will be held on Tuesday, September 3, at 12 p.m., 177 Dreiser Community Center, Room 15.

On Sunday, October 20, at 3 p.m., the Coalition of African-American Churches & Community Organizations of Co-op City, Inc. will sponsor its 18th Annual Friends & Family Day gathering in the Bartow Community Center, Room 31, 2049 Bartow Ave. in Co-op City, Bronx.

We are planning a day of games, prizes, entertainment, inspirational messages, refreshments, and more. We trust that you will assist us in making this free event a

17

Co-op City Times / August 31, 2013

Black Forum

Defensive driving on hiatus The Black Forum Defensive driving course will resume on September 14 in Rm. 1, Dreiser Community Center, 9 a.m.

- 3 p.m. Lower your insurance cost by 15% and remove up to 4 points from your driver’s license. Please make your check in the amount of $35, payable to “the Black Forum of Co-op City,” and mail to P.O. Box 563, Bronx, N.Y. 10475 at least 1½ weeks before the class, or you can walk in on the day of the class but you must have $35 in cash to pay for the course. Remember, don’t text and drive.

Mt. Airy Casino on Oct. 19 We will be going to the Mt. Airy Casino on Saturday, October 19. Cost is $35 with $25 casino bonus and $10 food.

Pick-up at 8:30 a.m. from in front of the Dreiser Rehab; 8:45 a.m. at Asch Loop

behind the library and 9 a.m. at 135 Einstein Loop. Be on time. Book today.

Call (718) 320-0033 or (917) 209-5334 or (718) 320-8035. Payment must be received to reserve your seat on the bus.

Professional wrestling postponed The professional wrestling exhibition scheduled for Thursday, August 29 in the Dreiser Auditorium has been postponed until further notice.

Notice: All Section 5 food pantry participants All Section 5 residents must pick up their food packages on Wednesdays from 11 a.m. to 1 p.m. at the Evangelical Church of Co-op City. You must bring your white cards to be able to pick up your food. Volunteers needed for Wednesdays and Fridays. For more information, please call (718) 320-8035.

Black Forum Lyon’s Mane Track Club Summer’s here. Register your child(ren) 6-18 years of age for the Lyon’s Mane Track Club. Call for information, (718) 320-8035.

Student volunteers needed The Black Forum is looking for student volunteers between the ages of 16-18 to help out at the food pantry from 11 a.m. to 1:45 p.m. If you are interested, please call (718) 320-8035. We would also like to thank Ashley and Monee for their invaluable assistance this summer.

Emergency Food Program We are open on Tuesdays, Wednesdays, Thursdays and Fridays from 11 a.m. to 12:45 p.m., Room 20 at the Dreiser Community Center. Also, due to budget constraints and shortage of avail-

able food, you must live within zip code 10475 to participate in this program. You must also have your card with you and bring two clean plastic shopping bags. In order to receive food, you must present a current photo ID such as a non or driver’s license or any photo ID card with proof of address. You will then be issued a card in order to pick up food in the future.

We Need You - Join Us Today Membership is $5 per year/person.

Call (718) 320-8035 or write to Black Forum, P.O. Box 563, Bronx, NY 10475; email: coopcityblackforum@gmail.com.

Help us keep independent community organizations alive in Co-op City.

Everyone is encouraged to join. Call or visit us, Room 20 in the Dreiser Community Center.

—Tony Illis

Happy Labor Day to the workers who have contributed to the strength, prosperity, and well-being of our country.

Want to know what’s planned; make sure to attend the Building 13 Association Meeting on Thursday, September 19, at 7:00 p.m. Our first scheduled guest is Mr. Ron Caesar, Director of Risk Management. Risk Management provides professional expertise in analyzing the sufficiency of insurance coverage for the corporation.

This department also deals with shareholder insurance claims. Had a flood or other incident and you want to know how to handle it. This meeting is for you. See you in September.

The Building 13 Association, Inc. Board members met on Saturday, August 24, and discussed scheduling events

through December, 2013. We decided on some activities and will be taking a vote on some of the others. Check out the bulletin board for the return of Game Night at the end of September (Dominoes, LR and Center, Pokeno, etc.), Youth Arts and Crafts facilitated by one of our talented youth, Bria Lemon-Johnson assisted by Ms. Gail and Ms. Denise on Sunday, September 22 from 12 p.m. to 3 p.m. and the adult painting class on Friday, September 27th by Valerie and Lelia from 7-10:00 p.m. Donation: $10. We will vote on October activities such as room decorations on the 19th and 20th by the youth for their party to be held October 26th, Looming Class, November 15th and November 22nd, so you can make your holiday hat (for you or as a gift), Holiday pictures with a photographer on

November 3rd, Decorating Committee dates in December, holiday collection and our after Christmas before New Year’s Party on December 28th. Once we have our meeting in September, additional information on activities from October through December will be forthcoming.

Women Keeping It Real: ...Was held on Saturday, August 24, from 6:30-8:30 p.m., in the Association Room of Building 13 (100 Casals Place). We had a great time. Make sure you don’t miss the next one. The date will be announced at a later date. Remember, you must be 18 and over to participate.

The Sands Casino/Winery/Outlet Shopping/Buffet Bonanza in Bethlehem, Pa.: We want to thank everyone who will be joining us on our trip on Saturday, September 14. The event includes:

Amore Winery, Sands Casino, Sands Outlet Shopping and Old Country Buffet Dinner leaving 8:00 a.m. (Please be prompt) from 100 Casals Place, departing at 7:00 p.m. with a bonus of $15 slot play (offered by casino subject to change).

Cost: $85. The outlet stores are on the premises.

Checks for events should be made payable to Building 13 Assoc., Inc. and mailed to Bldg. 13 Assoc., 100 Casals Place #32K, Bronx, NY 10475. All activities are on a first come basis. For information, contact Leslie Peterson at 718320-1370, Gail Sharbaan at 718-6713801, our website: http://www.bldg13 assoc.com or e-mail us at building13 assoc@yahoo.com. Thanks for making our team work.

—Leslie Peterson

Thank you to the generous neighbors of Broun Place for reaching our collection goal for the March of Dimes.

Broun Place Townhouse Association announces the first meeting of this season: September 26, Rm. 31, 6:30 p.m.

The agenda is to establish an executive committee to work for Broun Place, Co-op City. Flyers will be distributed with tear off – you can indicate the position you volunteer to run for and return the tear off to your acting president, Eva Lazaar, 31B Broun Place. The positions are President, Vice President, Secretary and Treasurer. We also need folks to help out with the set-up for meetings and other neighborly events where help is needed.

We need volunteers for this important role; please offer to share the work.

On September 26th, nominations will be taken from the floor and all Roberts Rules will be adhered to for the election.

Additionally, new dues for the new year will be collected and ongoing collections will commence.

Dues are just $12 per apartment, per year, September to September. Dues are used for meeting needs and to acknowledge a neighbor in the event of illness or death and/or an event in Broun Place.

Congressman Eliot Engel attended the 50th anniversary commemoration ceremony of the March On Washington. We are very proud of that and look forward to his reports and forthcoming efforts for Co-op City. If there are neighbors who also attended this extraordinary anniversary and would like to share their experience, please contact me.

We are looking forward to more reports as consideration and review of the return of the former bus routes are supposed to be ongoing. The Co-op City Times is the best source for accurate information and to follow the day-to-day business of Co-op City.

Broun Place Townhouse Association is very supportive of the return of the former bus lines. Our location makes it a two-fare zone to get to some local areas.

Better bus routes for our needs should be the business of the bus company and supported by the people building the new Bay Plaza.

Neighbors, please keep up the recycling efforts. Let’s pick up what others have dropped to keep our townhouse cluster clean.

Thank you, Building and Grounds, for the return of both street garbage cans at

both corners of Broun Place and Bellamy Loop. More and more neighbors are taking the Greenway offerings seriously, the exercise and play areas for example.

Speaking of Broun Place, the green areas look wonderful. Thank you to our hardworking Groundskeepers. Residents have also had much success with their tomatoes and other planting efforts.

Broun Place success stories are great and

we would love to hear more. Over the summer, several neighbors were ill and it is hoped they are on the mend. To all celebrating an event, congratulations, and please let us know so we can acknowledge.

Again, please consider active participation on the Broun Place Executive Committee.

—Eva Lazaar

Building 13 Association

Broun Place Townhouse Association

HAIRDRESSERS Susan Mauline Claudette

Joining the Staff at Piero from the JC Penney Salon !

MANICURE AND PEDICURE Cynthia

Manicurist Wanted • Hairdresser Wanted with Following.

Jennifer: 718-671-4922

18

Co-op City Times / August 31, 2013

Co-op City Times / August 31, 2013

19

20

An encouraging statement by Mayoral candidates Co-op City Times / August 31, 2013

It was encouraging to hear the candidates running for mayor unanimously support the Director’s restoration of BX 26 and BX 28 buses and Access-A-Ride service, at the forum on Monday, August 19. The candidates went even further and rejected the MTA claim that a study is needed before these sorely needed transportation routes can be restored.

The community has struggled to make that message heard. Last year, 5,000 petition signatures for the restoration of all bus services were submitted to the MTA. This year, another 3,000 were deposited with the agency. The MTA simply ignored the petitions, as well as the demonstration by over a hundred cooperators at its headquarters this summer. And even after it received an additional $40 million from the state, the MTA has failed to restore our services—despite the fact that, in some communities, transit routes have been restored and sometimes enhanced. In fact, Co-op City is the only community that MTA needs to “study” before vital services can be returned. I believe MTA actions are unjustifiable and discriminatory.

MTA is a non-elected agency. Two-thirds of its Board members and its president are appointed by and answerable to the governor. I heartily endorse Co-op City director Leslie Peterson’s encouragement of cooperators and riders to contact Governor Cuomo and demand that he direct MTA to restore our services now.

GOOD NEWS FROM ALBANY A bill recently adopted by both chambers of the legislature in Albany will benefit our community’s finances.

At this writing, it may already have been signed into law by the governor and forwarded to HCR. The law increases the income qualification of new cooperators to 125 percent.

The Mitchell-Lama program, established in 1955, was intended to provide affordable housing for low- and moderate-income families. Under the M-L law, low-cost land

was secured by municipalities for development. Longterm, fixed-interest loans were offered and various tax abatements provided. In exchange, a strict formula for applicants’ maximum income was stipulated. By now, however, that income provision is unnecessarily excluding many families.

For example, the maximum income for a family seeking a one-bedroom apartment is $60,000. Thus an applicant couple, with both working for Riverbay as porters, would be disqualified as earning too much money.

To ease this problem, HCR informed me that they had offered Riverbay a waiver to approve applicants for one-bedroom apartments whose income is 125 percent of the M-L maximum. Incoming cooperators at this income level would be subject to an appropriate surcharge — an additional resource for the corporation. Although Riverbay faces a similar problem with larger apartments, HCR has not offered waivers for them.

THE SQUEAKY WHEEL GETS THE GREASE Board leaders representing 23 M-L co-ops throughout the city pressured State Senator Daniel Squadron and Assembly Speaker Sheldon Silver to draft a bill allowing income eligibility to increase to 125 percent of the maximum. The bill won bipartisan support in Albany, as well as that of major unions and community organizations.

Mayor Bloomberg’s office objected to it and drafted an alternative bill allowing annual maintenance increases based on NYC Rent Guideline Board -- subjecting us to double taxation. If that wasn’t enough, this bill mandated deposit of all surcharge income into reserve accounts instead of into operating accounts. Bloomberg’s proposal received little support, thanks largely to a strong citywide campaign by M-L leaders. Finally, the Squadron/Silver bill was adopted with little or no oppo-

sition. Recognition must be given to leaders of M-L boards who led the fight to get that bill adopted.

The passage of that bill will make more families eligible to move to Co-op City and will bring new surcharge income to Riverbay.

BOARD SETS UP A LEGISLATIVE COMMITTEE As noted by Bill Gordon in his president’s viewpoint, the Board has established a new committee, the Legislative Committee. He has appointed me as chairperson, and Leslie Peterson as co-chair. Such a committee is sorely needed.

I will submit a draft guideline for the structure and activity of the committee to the Board at its meeting on September 11th.

I will also seek the Board’s approval for the following: - A formal endorsement of the petition drive to restore MTA service cuts - A call for legislative actions for government funding of waste-water reclamation - A call for legislative support to freeze or roll back NYC water/sewer taxes, which have increased our taxes from $4 million annually several years ago to $18 million (early twice as much as Riverbay’s present real estate taxes) - A call for legislative support to upgrade a New York City park, Givan Creek Woods, adjacent to Co-op City Boulevard, and construction of a public swimming pool.

Our corporation pays millions of dollars in taxes to the city. Our cooperators contribute millions in city income taxes. Riverbay saves the city millions with our central garbage facilities and our community police force. There is no question that Co-op City deserves a state of the art Parks Department swimming pool.

Happy and healthy New Year - Rosh Hashanah - to our Jewish neighbors.

I CAN BE REACHED By mail at Riverbay Board, 2049 Bartow Ave., Bronx NY; By phone at 718-379-5874; By email at www.lichsr @earthlink.net.

Scholarship Fundraiser: Fish Fry on Saturday, September 7th. All proceeds will go toward the Building 18 Scholarship Fund.

Movie Matinee: Is scheduled for Wednesday, September 25th at 3:30 p.m. in the Association Room.

Newsletter: The newsletters are being published and you should receive them within the next week.

Please send your articles to our e-mail address: BLDG18newsletter@aol.com.

Happy birthday to all with that special day this month.

Enjoy it to the highest, be safe. To the sick and homebound, we wish you a speedy recovery and to the bereaved families, we give our deepest sympathies.

Please stay alert: If you SEE something, SAY something. To report all concerns/safety issues to Public Safety, dial 718-320-3300, press -1- and make your report no matter how small or silly it may seem to you, it may protect one from harm or save a life, and dial 91-1 if the issue is severe. We are security’s eyes and ears.

—Gertie Brown

Bernard Cylich

Hi, neighbors.

Summer is almost over and we are fast approaching the next phase of the seasons. I trust that you all had a safe and wonderful summer. We have a full schedule and we are looking forward to everyone getting involved with helping to make our events a success.

Our next general meeting is Tuesday, September 24th at 7:00 p.m. in the Association Room. New move-ins and young people are welcome, bring a friend, let us hear new ideas, and suggestions. Refreshments will be served and 50/50 drawing as usual.

School Supplies Giveaway: On Wednesday, September 4th, we will be distributing school supplies to our grade school children at 6:00 p.m. in the Association Room (must be a member of the Association).

Building 32 Association

Our first meeting for the 2013-2014 year will be held on Tuesday, September 17 at 7:30 p.m. Our meeting room is located on the first floor rear of the "B" side.

Our special guest for this meeting is our City Councilman, Mr. Andy King. Councilman King is very much involved in Co-op City, which he has expressed in both his thoughts and actions. Come down and listen to Mr. King share his vision for Co-op City. There will be time for questions and answers. Don't get your information second-hand; Find out what you want to know by being at the meeting. There will be special raffle gifts at this meeting in honor of Councilman King.

In addition, it is not too early to plan to join us for our trip to the Westchester Broadway Theatre on Friday, December 6 for the matinee performance of "White Christmas." The price of $80 includes roundtrip transportation, a full course luncheon with a choice of entrees, all taxes and gratuities. To reserve your seat, or to obtain further information, please call Eleanor Bailey at 718-379-7754 or Dolores Rankin at (718) 379-0910. You can mail your check/money order to Ms. Bailey at 4180 Hutchinson River Pkwy. #10A, Bronx 10475 or Ms. Rankin at 4160 Hutchinson River Pkwy. #10E, Bronx, NY 10475.

Seats are being sold so don't miss out on a great day filled with great food and grand entertainment.

—Lorna Smith

Viewpoint

Building 18 Association

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21

Co-op City Times / August 31, 2013

RIVERBAY CORPORATION

Financial Statements

Independent Auditor’s Report

March 31, 2013 and 2012 To the Board of Directors of Riverbay Corporation

We have audited the accompanying financial statements of Riverbay Corporation ("the Company"), which comprise the balance sheet as of March 31, 2013 and 2012, and the related statements of operations and comprehensive loss, changes in shareholders' deficit, and cash flows for the years then ended, and the related notes to the financial statements.

Management's Responsibility for the Financial Statements: Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.

Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control.

Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements.

Balance Sheets - March 31, 2013 and 2012

Statements of Operations and Comprehensive Loss For the Years Ended March 31, 2013 and 2012 Statements of Changes in Shareholders' Deficit For the Years Ended March 31, 2013 and 2012

Statements of Cash Flows For the Years Ended March 31, 2013 and 2012 Notes to Financial Statements

SUPPLEMENTAL INFORMATION: Schedules of Other Revenues and Certain Operating Expenses For the Years Ended March 31, 2013 and 2012

Schedule of Future Major Repairs and Replacements for the Year Ended March 13, 2013

1-2

RIVERBAY CORPORATION Balance Sheets (rounded to nearest thousand) March 31,

Page 3-4 5 6 7

8-22 23 24

ASSETS

PROPERTY, BUILDINGS AND EQUIPMENT: Land Buildings and improvements Building equipment Furniture and equipment Less: accumulated depreciation Construction in progress

CASH AND CASH EQUIVALENTS: Unrestricted ACCOUNTS RECEIVABLE, NET: Tenants - shareholders Commercial tenants Other Receivables Allowance for uncollectible amounts

Photo by Jim Kahnweiler

Independent Auditor’s Report

Table of Contents

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of Riverbay Corporation as of March 31, 2013 and 2012, and the results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted in the United States of America.

Our audit was conducted for the purpose of forming an opinion on the basic financial statements as a whole. The supplemental schedule of other revenues and certain operating expenses for the years ended March 31, 2013 and 2012 (Schedule 1) is presented for purposes of additional analysis and is not a required part of the financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material aspects in relation to the financial statements as a whole.

The supplemental schedule of Future Repairs and Replacements (Schedule 2) is marked as "unaudited" is presented for purposes of additional information. This information is the responsibility of management and was not derived from the underlying accounting and other records used to prepare the financial statements. The information marked "unaudited" has not been subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we do not express an opinion or provide any assurance on it.

Signed Marks, Paneth & Shron, LLP New York, NY, Dated 7/29/2013

OTHER ASSETS: Reserve Fund Mortgage escrow deposits Prepaid expenses Security deposits Mortgage costs, net Other TOTAL ASSETS

2013

2012

$ 24,121,000 408,318,000 317,246,000 24,762,000 774,447,000 (424,083,000) 350,364,000 2,592,000 352,956,000

$ 24,121,000 400,115,000 315,079,000 24,168,000 763,483,000 (405,633,000) 357,850,000 2,479,000 360,329,000

1,878,000 1,878,000

1,454,000 1,454,000

15,865,000 2,507,000 934,000 (10,028,000) 9,278,000

17,183,000 3,672,000 2,447,000 (12,270,000) 11,032,000

62,876,000 3,106,000 7,580,000 903,000 3,614,000 1,824,000 79,903,000

20,063,000 708,000 2,805,000 873,000 2,835,000 1,806,000 29,090,000

$444,015,000

(Continued next page)

$401,905,000

22

Co-op City Times / August 31, 2013

(Continued from preceeding page)

RIVERBAY CORPORATION Financial Statements

RIVERBAY CORPORATION Balance Sheets (rounded to nearest thousand) March 31, Liabilities and Shareholders’ Deficit

2013 LIABILITIES: Mortgage loans payable 618,195,000 Accrued mortgage interest payable 1,236,000 Accounts payable and accrued expenses 29,938,000 Security deposit payable 919,000 Accrued pension liabilities 21,024,000 Self insurance liabilities 16,084,000 Deferred revenue 1,317,000 688,713,000

2012

550,368,000 4,278,000 23,907,000 881,000 25,501,000 17,224,000 1,591,000 623,750,000

SHAREHOLDERS' DEFICIT: Class A common stock, par value $27.78 per share; 3 shares authorized, issued and outstanding Class B common stock, par value $27.78 per share; 1,307,988 shares authorized; 1,306,899 shares (2013) and 1,302,759 shares (2012)) issued and outstanding 36,303,000 Deferred shareholders’ equity (6,642,000) Additional paid-in capital 214,009,000 Accumulated other comprehensive loss - pension (15, 135,000) Accumulated deficit (473,233,000) (244,698,000)

(21,093,000) (441,739,000) (221,845,000)

$ 444,015,000

$401,905,000

TOTAL LIABILITIES AND SHAREHOLDERS' DEFICIT

36,188,000 (2,886,000) 207,685,000

Statements of Operations and Comprehensive Loss (rounded to nearest thousand) For the Years Ended March 31,

2013 REVENUES: Tenant - shareholders' carrying charges $175,553,000 Garage rentals 8,748,000 Shopping center lease income 4,253,000 Interest income 191,000 New York State Energy Research and Development Authority (NYSERDA) income 600,000 Electrical power income 1,208,000 Other 8,964,000 199,517,000 OPERATING EXPENSES: Payroll Utilities Buildings maintenance and repairs Real estate taxes Insurance and risk management Power plant operations and maintenance General, administrative and other expenses INCOME BEFORE MORTGAGE INTEREST, DEPRECIATION AND AMORTIZATION,

73,402,000 42,195,000 16,739,000 13,007,000 2,609,000 10,386,000 6,684,000 165,022,000

2012

$171,447,000 8,688,000 4,308,000 98,000 600,000 1,394,000 9,379,000 195,914,000

71,295,000 42,352,000 14,244,000 12,131,000 4,083,000 9,357,000 8,405,000 161,867,000

34,495,000

34,047,000

INCOME BEFORE DEPRECIATION AND AMORTIZATION

(10,076,000)

3,476,000

NET LOSS

(31,494,000)

(19,386,000)

$(25,536,000)

$(28,542,000)

MORTGAGE INTEREST DEPRECIATION AND AMORTIZATION

OTHER COMPREHENSIVE INCOME (LOSS) - PENSION COMPREHENSIVE LOSS

44,571,000 21,418,000

(5,958,000)

30,571,000 22,862,000

(9,156,000)

(rounded to nearest thousand) March 31, 2012 and 2011 (Restated)

Notes to Financial Statements NOTE 1: ORGANIZATION Riverbay Corporation (the "Company") is a limited profit housing company organized under the Private Housing Finance Law of the State of New York (the "State") for the purpose of owning, maintaining, and operating the low and middle-income cooperative housing development known as Co-op City, located in the Bronx. Certain aspects of the Company's operations are regulated by the New York State Division of Housing and Community Renewal (the "DHCR") pursuant to provisions of the Private Housing Finance Law. On November 28, 2012, the Company refinanced its existing debt (see Note 5) under Sections 207/223f of the National Housing Act. In connection with the refinancing, certain operating policies of the Company are supervised by the U.S. Department of Housing and Urban Development ("HUD") in accordance with its regulatory agreement.

NOTE 2: SUMMARY OF ACCOUNTING POLICIES

SIGNIFICANT

Property, Buildings and Equipment Property, buildings and equipment are recorded at cost and are depreciated over their estimated useful lives on a straight-line basis, as follows: Buildings 50 years Building equipment 10-50 years Furniture and equipment 5 years Repairs and maintenance costs are expensed as incurred.

The New York State Housing Finance Agency (the "HFA") assumed a substantial share of the cost of correcting defects in the original construction of Co-op City. The Company classified the cost of correcting these defects as either a capitalized cost or a building repair based on the nature of the expenditure. On (Continued next page)

23

Co-op City Times / August 31, 2013

RIVERBAY CORPORATION Financial Statements

(Continued from preceding page)

Notes to Financial Statements

September 30, 2004, the Company entered into a settlement agreement with HFA which effectively reduced its debt to provide for its share of correcting the original construction defects. Accordingly, on September 30, 2004, the net book values of the original buildings were offset against the debt reduction in the amount of $92,604,000.

Cash and Cash Equivalents and Concentrations of Credit Risk The Company considers all short-term, highly liquid investments that are readily convertible to known amounts of cash, and that are so near in maturity that there is insignificant risk in change of value due to changes to interest rates to be cash equivalents. Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash and cash equivalents accounts in financial institutions. At March 31, 2013, substantially all of the Company's cash was in three major banks and subject to FDIC's limit of $250,000 per depositor per insured bank. As scheduled, the unlimited insurance coverage for non interest-bearing transaction

accounts provided under the Dodd-Frank Wall Street Reform and Consumer Protection Act expired on December 31, 2012. Deposits held in noninterest-bearing transaction account are now aggregated with any interestbearing deposits the company may hold in the same ownership category, and the combined total insured is up to at least $250,000. As of March 31, 2013 and 2012, the balances in the cash and cash equivalents accounts were in excess of federally insurable limits by approximately $4,694,000 and $78,000, respectively.

In addition, the mortgage escrow deposits and reserves which are held by the lender are federally insured up to $250,000. As of March 31, 2013 and 2012, the balances in the reserve funds and mortgage escrow deposits were in excess of federally insurable limits by approximately $65,732,000 and $20,521,000, respectively.

Accounts Receivable and Allowance for Uncollectible Amounts Accounts receivable are recorded at net realizable value representing the carrying amount less allowance for uncollectible amounts. The Company uses the allowance method to account for uncollectible accounts receivable.

Under the allowance method, an estimate of uncollectible receivable is made based on historical experience and review of individual accounts receivable.

Common Stock Class B common stock is owned by the tenant-shareholders of the Company. The Company, acting as agent for the departing tenant-shareholder, pays the departing tenant-shareholder his or her original purchase price plus a small appreciation in equity, only after it receives payment for the stock from a new tenant-shareholder.

The selling price of the Company's stock to be charged to new entering tenant-shareholders has been determined by the Board of Directors and has been periodically increased. The amount received in excess of the par value is credited to additional paid-in capital. At March 31,2013, the selling price is $4,500 per room. Tenantshareholders that transfer apartments during the year, the transferring shareholder is required to pay the current equity for any unit into which they desire to transfer.

The stock purchased from departing tenant-shareholders, whose apartments are considered unsalable because of construction-defect damage, is being held by the Company until the apartment is restored to salable condition and resold.

Common stock Class A is not owned by tenant-shareholders. Each share has the same voting and distribution rights as each share of Class B common stock.

Accumulated Other Comprehensive Loss Accumulated other comprehensive loss consists of the excess of projected pension plan benefits over fair value of plan assets, unrecognized actuarial gains and losses and unrecognized prior service costs.

Post Retirement Benefit Plans The Company is a sponsor of defined benefit pension and other postretirement benefit plans (collectively, postretirement benefit plans) and is required to recognize the funded status of its postretirement benefits plans in the statements of financial position, measure the fair value of plan assets and benefit obligations as of the date of the fiscal year-end statements of financial position, and provide additional disclosures.

Carrying Charges Tenant-shareholders are subject to monthly assessments to provide funds for the Company's operating expenses, future capital acquisitions, and major repairs and replacements. Carrying charges are subject to DHCR's approval. The DHCR approved an annual carrying charge increase of 3% increase effective October 1, 2012.

Insurance Effective February 1, 2009, the Company changed its insurance coverage so that its general liability insurance program provides standard insurance coverage for risks in excess of$150,000, decreased to $100,000 in 2011.

Provision is made currently for the estimated cost of incurred claims below such limits, based on an actuarial review. The actuarial review provides for projections and analysis which rely on methods and assumptions that are in accordance with standard actuarial practice. Such projections and analysis are generally based on industry loss development factors from loss and exposure information provided by the Company to the actuary instead of the Company's historical loss development patterns.

As of March 31, 2013 and 2012, $15,850,000 and $16,967,000, respectively, has been accrued relating to estimated claims expense below policy coverage.

As of March 31, 2013 and 2012, $235,000 and $257,000, respectively, has been accrued relating to estimated claims expense above workers' compensation policy coverage. The Company was also required to establish a letter of credit in the amount of $131,000, which is secured by restricted investments of $121,000 held by the bank as collateral on its workers' compensation policies.

Because of inherent uncertainty involved in estimating the loss on claims, especially the estimate of claims not yet made, it is reasonably possible that the Company's estimate of the loss will change materially in the near term. The amount of such change cannot be estimated.

Shareholders' Deficit As stipulated in the cooperative agreement, the Company is allowed to apply a respective shareholders' equity balance against unpaid account receivable balances. As of March 31, 2013 and 2012, such shareholders' equity, so applied, amounted to approximately $2,506,000 and $2,875,000, respectively.

(Continued next page)

24

Co-op City Times / August 31, 2013

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements Deferred Shareholders’ Equity During fiscal year 2012, the Company provided an incentive program for its new shareholders. Under the terms of the program, shareholders can defer 75% of the purchase price over the next seven years. The Company charges a 5% premium on the outstanding equity balance. Such premiums are being amortized over the same term. For the years ended March 31, 2013 and 2012, approximately $148,000 and $31,000, respectively, was recognized as interest income in the accompanying financial statements. As of March 31, 2013 and 2012, the outstanding balance of deferred shareholders' equity amounted $6,642,000 and $2,886,000, respectively, which is included in the shareholders' equity of the accompanying financial statements.

Accounting for Uncertaintv in Income Taxes The Company recognizes the effect of income tax positions only when they are more likely than not of being sustained. Management has determined that the Company had no uncertain tax positions that would require financial statement recognition or disclosure. The Company is no longer subject to audits by the applicable taxing jurisdictions for periods prior to March 31, 2010.

Revenue Recognition The Company's revenue is derived primarily from the collection of carrying charges and other resident shareholder charges related to operating a residential housing cooperative. Revenue is recognized on an accrual basis in accordance with resident shareholder agreements.

The Company has recognized contributions received from the Assisted Multi-Family Building Program (AMP), approved by the New York State Energy Research and Development Authority (NYSERDA) for the installation of energy conservation measures when received, rather than over the period for which the Company will recognize the depreciation expense related to the costs of the energy conservation measures. The Company has no obligation to maintain the energy conservation measures in place and management believes that the cost of the energy conservation measures did not exceed ijs benefits, even if the AMP/NYSERDA contributions are not considered.

Fair Value of Measurements FASB ASC 820, "Fair Value Measurements," provides the framework for measuring fair value. That framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). The three levels of the fair value hierarchy under FASB ASC 820 are described as follows: Level 1 - Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Plan has the ability to access.

Level 2 - Inputs to the valuation methodology include: quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the assets or liability; inputs that are derived principally from or corroborated by observable market data by correlation or other means.

If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability.

Level 3 - Inputs to the valuation methodology are unobservable and significant to the fair value measurement.

The asset or liability's fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement.

Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs.

Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.

Accordingly, actual results could differ from those estimates.

HUD Financial Statement Presentation Due to the HUD refinancing described in Note 5, additional separate financial statements, footnotes, and supplemental information has been prepared and issued for The Riverbay Corporation in order to conform with HUD financial statements requirements, which differs from the historical annual financial statements.

The presentation of these financial statements represents the financial statements as historically presented. It is the Company's intention to issue both presentations, HUD and historical, going forward.

Reclassifications Certain accounts in the prior year financial statements have been reclassified for comparative purposes to conform with the presentation in the current year financial statements.

Subsequent Events Management has evaluated, for potential recognition and disclosure, events subsequent to the date ofthe balance sheets through July 29, 2013, the date the financial statements were available to be issued.

NOTE 3: RESTRICTED CASH, CASH EQUIVALENTS The Company has a number of restricted funds which are designated for specific purposes and may require HFA, DHCR, or HUD approval to disburse. The funds are pri-

marily invested in short-term bank certificates of deposit or money market funds and are summarized below. The amounts presented include cash and cash equivalents and accrued interest thereon.

Money market and other funds held as collateral Certificates of deposit

March 31, 2013 2012 $ 265,000 $ 265,000 121,000 247,000 $ 386,000 $ 512,000

NOTE 4: MORTGAGE REFINANCING COSTS Deferred mortgage costs are amortized over the term of the related mortgage.

Cost Less: accumulated amortization Net intangible

2013

March 31,

$3,649,000 (35,000) $3,614,000

2012

$3,048,000 ( 213,000 $2,835,000

For the year ended March 31, 2013, amortization expense is $35,000. In connection with its November 28, 2012 mortgage refinancing the Company wrote-off approximately $2,835,000 of pre-existing mortgage financing costs.

For the year ended March 31, 2012, amortization expense is $213,000. In connection with its June 15, 2011 mortgage refinancing the Company wrote-off approximately $4,406,000 of pre-existing mortgage financing costs. Estimated annual amortization expense is $104,000 for the next five years and thereafter.

NOTE 5: MORTGAGE DEBT On June 15, 2011 the Company entered into a new mortgage loan agreement to refinance its existing loan with NYCB in the maximum amount of $555,000,000. The first mortgage loan in the amount of approximately $534,719,000 matures in fifteen years.

Payments of principal and interest began on August 1, 2011 with an interest rate of 5.75% based on a 30-year amortization schedule. In addition, the Company was entitled to draw down a maximum amount of approximately $20,281 ,000 to finance the construction of building and other capital improvements. In connection with the refinancing described below, the loan with NYCB and any other obligations associated with this debt, including deferred interest expense of approximately $1,641 ,000; resulting from the straight-lining of interest rate increases, have been fully satisfied.

On November 28, 2012, the Company entered into a new mortgage agreement with Wells Fargo Bank, N.A. to refinance its existing loan in the amount of $621,500,000.

The entire principal balance is insured by three different government agencies as follows: $551,500,000 by Federal Housing Administration (FHA), $55,000,000 by State of New York Mortgage Agency ("SONYMA"), and $15,000,000 by New York City Housing Development Corporation. The loan bears interest at a rate of 2.4% per annum.

Commencing January 1, 2013, monthly installments of principal and interest are due.

In accordance with the loan agreement, monthly payments, until the entire unpaid principal balance is fully paid are as follows: January 2013 - March 2015 $ 2,343,000 April 2015 - November 2016 2,231,000 December 2016 - February 2017 2,219,000 March 2017 - November 2017 2,206,000 December 2017- June 2021 2,185,000 July 2021 -January 2023 2,170,000 February 2023- December 2047 2,163,000 The loan matures on December 1, 2047, at which time any remaining principal and accrued interest thereon shall be due. The loan is collateralized by the underlying property and any improvements thereon.

Estimated annual principal mortgage payments for the next five years are as follows: For the Year Ending March 31, 2014 $ 13,422,000 2015 13,747,000 2016 12,722,000 2017 12,971,000 2018 12,961,000

Upon five years from endorsement of the loan and with prior written notice, the remaining principal balance may be prepaid in whole or in part. Prepayment of the loan is subject to a prepaid premium in accordance with loan agreement.

The Company is required to pay an annual mortgage insurance premium to FHA equal to 0.45% of the outstanding principal balance on each anniversary date of January 1. Monthly amounts of $233,000 are being paid by the company to the lender, and the lender agrees to make the annual payment directly to FHA. In connection with the SONYMA insurance of $55,000,000, the Company is required to pay an annual mortgage insurance premium ("MIP") to SONYMA equal to 0.5% of the SONYMA insurance for as long as the SONYMA insurance is intact. In addition, HDC is entitled to an annual maintenance fee equal to 0.5% of HDC's guaranty of $15,000,000 for as long as HDC's guaranty is intact. Both SONYMA's MIP and HDC's maintenance fee are paid monthly by the Company and are held in escrow by the lender, and the lender agrees to make the annual payments directly to SONYMA and HDC, respectively.

(Continued next page)

25

Co-op City Times / August 31, 2013

RIVERBAY CORPORATION Financial Statements (Continued from preceeding page)

Notes to Financial Statements

In accordance with the loan agreement, the Company was required to make an initial deposit to a replacement reserve account with the lender in the amount of $38,430,000, which is to be used to fund approved capital projects. In addition, the Company is required to make monthly contributions of $175,000 to the replacement reserve account. As of March 31, 2013, the balance in the replacement reserve account was $38,363,000. All the requisitions are subject to approval and verification by the lender, DHCR, and HUD. HUD reserves the right to inspect the progress and quality of work performed.

In addition, the Company was required to deposit an aggregate amount of $28,977,000 with the lender into various escrow accounts to be used exclusively for critical and non-critical repairs, general operating reserves, violations, SONYMA's mortgage insurance, and HDC's maintenance fee, all specifically identified by HUD. Monthly deposits to these escrow accounts total $233,000. As of March 31,2013, the balance in the other escrow accounts totaled, $24,513,000. Disbursements from these funds are restricted to specific performance as defined in the loan agreement, and are subject to approval of the lender and HUD. The Company is also required to make monthly escrow deposits with the lender.

Such amounts are determined by the lender to ensure sufficient funds are available to pay real estate taxes and insurance.

As of March 31, 2013, the balance in the escrow deposit accounts totaled, $3,106,000.

NOTE 7: INCOME TAXES The Company is subject to Federal income taxes, but is exemptfrom New York State and City corporation tax as the corporation is organized under Article II of the Private Housing Finance Law. Deferred income taxes relate to the differences arising from the different accounting methods for reporting the basis used for financial reporting and income tax for assets and liabilities using enacted tax rates in effect in the years in which the differences are expected to reverse. The primary temporary differences are depreciation, rent, bad debts, insurance, and net operating losses. The Company also has a deferred tax asset based on its net operating loss carryforward.

The significant components of the Company's net deferred tax asset are summarized as follows: March 31, 2012 2013 Gross deferred tax asset $ 58,895,000) $ 52,610,000 Valuation Allowance (58,895,000) (52,610,000) Net deferred tax asset $$Realization of deferred tax assets is dependent upon future taxable income, the timing and amount of which are uncertain. As a result of management's evaluation of the Company's ability to generate future taxable income that would be offset by its net operating loss carry forwards, the valuation allowance against its deferred tax asset was adjusted to $58,895,000.

At March 31, 2013, the Company has available operating loss carry forwards of approximately $150,881,000 for income tax purposes of which approximately $94,969,000 represents patronage and $55,912,000 represents non-patronage that expire between 2013 and 2033. Approximately $32,842,000 of this amount expires in 2013 through 2017, if not utilized.

NOTE 8: PENSION PLANS The Company maintains two defined benefit pension plans covering its nonunion employees and unionized security personnel, and participates in several multiemployer pension plans covering all other unionized employees. nonunion employees. Benefits are based on years of service and the employee's compensation during the last five years of employment. The Company funds an annual amount which satisfies the minimum requirement for the Employee Retirement Income Security Act of 1974 ("ERISA"). The Management Plan's assets are invested with an insurance company.

The Riverbay Corporation Co-op City Security Department Pension Plan (herein referred to as the "Security Plan") covers unionized security personnel. Benefits are based on years of service applied to a flat-benefit formula. The Company funds an annual amount which satisfies the minimum requirement of ERISA. The Security Plan's assets are invested with an insurance company.

The information presents the funded status as of March 31, 2013 and 2012: Management Plan 2013 2012

Obligation and Funded Status Fair value of plan assests, end of year $21,335,000 Projected benefit, end of year $38,563,000 Funded status $ (17,228,000)

Security Plan 2013 2012

$20,626,000 $6,177,000 $4,910,000 $42,129,000 $9,973,000 $8,908,000 21,503,000)) $(3,796,000) $(3,998,000)

Amounts recognized in the statement of financial position consist of: Accrued pension liabilities

Management Plan Security Plan 2013 2012 2013 2012 $(17,228,000) $(21,503,000) $(3,796,000) $(3,998,000)

Additional information for the years ended March 31, 2013 and 2012 follows: Management Plan Security Plan 2013 2012 2013 2012 Employer contributions Benefits paid, including expenses

$1,909,000

$2,783,000

$2,686,000

$1,519,000

$980,000

$161,000

$675,000

$365,000

The net periodic benefit cost recognized for the years ended March 31 was: Management Plan Security Plan 2013 2012 2013 2012

Service cost $2,499,000 $1,941,000 $492,000 $461,000 Interest cost 1,713,000 1,715,000 390,000 375,000 Expected return on plan assets (1,517,000) ( 1,464,000) (401,000) ( 349,000) Amortization of prior service cost 21,000 21,000 Amortization of net (gain) loss 777,000 364,000 396,000 306,000 Net periodic benefit cost $3,493,000 $2,577,000 $877,000 $793,000 The table below reflects the net gain (loss) and amortization of prior service cost recognized in other comprehensive income for the years ended March 31, 2013 and 2012, respectively.

Management Plan 2013 2012 $ 5,838,000 $ 7,864,000

Net loss (gain) Amortization of prior service cost (21,000) (21,000) Amount recognized in other comprehensive income $ 5,859,000 $ 7,843,000

Security Plan 2013 2012 $ (98,000) $ 1,313,000 -

-

$ (98,000) $ 1,313,000

The table below reflects the amounts recognized as changes in shareholders deficit arising from the Company’s pension plans at March 31, 2013 and March 31, 2012, respectively that have not yet been recognized in net periodic pension cost Management Plan 2013 2012

Unrecognized actuarial loss $ 474,000 Unrecognized prior service cost 20,000 Total $ 494,000

$ 842,000 21,000 $ 863,000

Security Plan 2013 2012

$ 374,000 $ 374,000

$ 491,000 $ 491,000

The estimated net loss and prior service cost for the management plan that will be amortized from accumulated other comprehensive income into the net periodic benefit cost over the year ending March 31,2013 are $474,000 and $20,000, respectively.

The estimated net loss and prior service cost for the security plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over year ending March 31,2013 are $374,000 and $0, respectively.

The Company's pension plans' weighted-average asset allocations at March 31, 2013 and 2012 by asset category are as follows: Management Plan Security Plan 2013 2012 2013 2012 Asset Category Equity securities 52.00% Debt securities 48.00% Other (cash and cash equivalents) 0.00% Total 100.00%

56.00% 44.00%

0.00% 100.00%

54.00% 18.00%

28.00% 100.00%

54.00% 14.00%

32.00% 100.00%

Following is a description of the valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at March 31, 2013 and 2012.

Separate Accounts Separate accounts are proprietary to Mass Mutual Financial Group (the "Custodian") for the Management and Security Plans, and invest exclusively in the underlying mutual fund traded on an established market. The separate accounts begin with a price as determined by the custodian and the number of units issued is calculated to match the current fair market value of the underlying mutual fund holdings. The rate of return of each will be consistent with the market, taking into account any expenses.

General Investment Account General investment account primarily consists of assets that support the insurance and retirement income products of the Custodian to the Management and Security Plans. The general investment account has a conservative investment strategy consisting of primarily bond holdings and debt instruments issued by governments, corporations, and other entities. The general investment account is valued at fair value by discounting the related cash flows based on changes in annual interest rates of similar instruments with comparable durations.

The preceding methods described may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, although the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.

(Continued next page)

26

Co-op City Times / August 31, 2013

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements

The following table sets forth by level, within the fair value hierarchy, the Plan's assets at fair value as of March 31, 2013.

Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

Total separate accounts Total Assets at Fair Value Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

Total separate accounts General investment account

Total Assets at Fair Value

Management Plan’s Assets at Fair Value Level 1 Level 2 Level 3 Total -

-

-

$ 9,319,000 $ 2,949,000 $ 1,157,000 $ 4,256,000 $ 3,653,000

$21,334,000 $21,334,000

-

-

$ 9,262,000 $ 2,291,000 $ 1,157,000 $ 4,256,000 $ 3,653,000

$21,334,000 $21,334,000

Security Plan’s Assets at Fair Value Level 1 Level 2 Level 3 Total -

$ 1,119,000 $ 947,000 $ 371,000 $ 828,000 $ 1,211,000

-

-

$ 4,476,000

-

$ 4,476,000 $ 1,701,000

-

-

-

$ 1,701,000

$ 1,119,000 $ 947,000 371,000 $ 828,000 $ 1,211,000

$ 4,476,000

$ 1,701,000 $ 4,476,000

The following table sets forth by level, within the fair value hierarchy, the Plan's assets at fair value as of March 31, 2012.

Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

Total separate accounts Total Assets at Fair Value Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

Total separate accounts General investment account

Total Assets at Fair Valve

Management Plan’s Assets at Fair Value Level 1 Level 2 Level 3 Total -

$ 10,416,000 $ 2,310,000 $ 947,000 $3,918,000 $3,035,000 $20,626,000 $20,626,000

-

$ 10,416,000 $ 2,310,000 $ 947,000 $3,918,000 $3,035,000 $20,626,000 $20,626,000

Security Plan’s Assets at Fair Value Level 1 Level 2 Level 3 Total -

$ 946,000 $ 575,000 $ 261,000 $ 690,000 $ 884,000

-

$3,356,000

-

$3,356,000

-

-

-

$ 946,000 $ 575,000 261,000 $690,000 $884,000

$3,356,000

$1,554,000 $1,554,000 $1,554,000 $4,910,000

(1) The objective of this class offunds is to provide maximum capital appreciation and current income by investing primarily in debt securities. There are no restrictions or unfunded commitments reported.

(2) The objective of this class of funds is to produce long-term capital appreciation through investing in growth-oriented companies. There are no restrictions or unfunded commitments reported.

(3) The objective of this class of funds is to provide a rate of return consistent with one of the major U.S. indices. There are no restrictions or unfunded commitments reported.

(4) The objective ofthis class offunds is to provide long-term growth of capital by investing in securities of issuers from countries outside the United States. There are no restrictions or unfunded commitments reported.

(5) The objective of this class of funds is to provide long-term capital appreciation by investing primarily in funds which investment managers believe to be undervalued in the market place at the time of purchase. There are no restrictions or unfunded commitments reported.

The following is a reconciliation of the beginning and ending balances for plan assets measured at fair value using significant unobservable inputs (Level 3) during the years ended March 31, 2013 and 2012:

2013

Security Plan Beginning Balance Actual return on held assets Purchases Sales Contributions Expenses

$ 1,554,000 53,000 255,000 (161,000)

Ending Balance

$ 1,701,000

2012

$ 985,000 48,000 886,000 (312,00)

(53,000)

$ 1,554,000

The investment strategy with respect to pension plan assets is to allocate assets so as to maximize returns while preserving capital giving consideration to the weighted expected time until participant retirement.

The Company expects to contribute $1,935,000 to its management plan and $599,000 to its security plan for the year ending March 31, 2014. In accordance with the 2006 pension plan protection act, the Company has made all minimum contributions under the IRS minimum funding rules for the years ending March 31,2013 and 2012.

Future annual benefit payments through fiscal year 2023 which reflect expected future service, as appropriate, are expected to be paid as follows: Year Ended March 31,

2014 2015 2016 2017 2018 Year 2019-2023

Management Plan $ 2,635,000 3,634,000 1,111,000 4,678,000 980,,000 11,957,000

Security Plan $599,000 $189,000 $218,000 $997,000 $383,000 $1,918,000

The Company is required to give financial statement recognition to part of the unfunded status of the defined benefit pension plans it sponsors. The Company adjusts the amount of the additional liability and related intangible asset at the end of each fiscal year on the basis of the unfunded accumulated benefit obligation of the pension plans at such time.

During the plan years ended March 31, 2013 and 2012, the Company recognized pension expense of approximately $4,371,000 and $3,370,000, respectively.

Weighted-average assumptions used to determine benefit obligation as of March 31 are: Discount Rate Rate of Compensation Increase

Management Plan 2013 2012 4.06% 3.00%

4.33% 5.00%

Security Plan 2013 2012 4.22% N/A

4.42% N/A

Weighted-average assumptions used to determine net periodic benefit cost for years ended March 31, 2013 and 2012 as follows: Discount Rate Expected Long-Term Return on Plan Assets Rate of Compensation Increase

Management Plan 2013 2012

4.33%

7.50% 5.00%

5.39%

7.50% 5.00%

Security Plan 2013 2012

4.42%

7.50% N/A

5.22%

7.50% N/A

The expected rate of return is an aggregation of expected returns within each asset category. The return with respect to each asset class considers both historical returns and the future expectations for such returns.

The Company also maintains a defined contribution savings plan, The Riverbay Corporation 401 (k) Plan, which covers certain employees. The plan is subject to the provisions of ERISA. The Company has elected not to match employee contributions for the years ended March 31,2013 and 2012. The Company did not incur any retirement plan expenses in 2013 and 2012.

NOTE 9: LABOR CONCENTRATION AND EMPLOYEE BENEFITS A significant portion of the Company's direct labor is supplied by union employees.

The Company contributes to the Building Service 32B-32J Pension Fund ("32BJ Plan"), Local 94 Central Pension Fund ("94 Plan"), Local 153 Pension Plan ("153 Plan"). All plans are multi-employer, non-contributory defined benefit pension plans. The 32BJ Plan, 94 Plan, and 153 Plan provide retirement benefits to eligible participants who are covered by their respective Collective Bargaining Agreements. The 32BJ Plan, 94 Plan, and 153 Plan are administered by separate Boards of Trustees. The 32BJ Plan, 94 Plan, and 153 Plan are subject to the provisions of the Employees Retirement Income Security Act of 1974.

The risks of participating in multiemployer pension plans are different from singleemployer plans in that: assets contributed to a multiemployer plan by one employer may be used to provide benefits to employees of other participating employers; if a participating employer stops contributing to the plan, the unfunded obligations of the plan may be borne by the remaining participating employers; and if the Company stops participating in the multiemployer plan, the Company may be required to pay the plan an

Co-op City Times / August 31, 2013

27

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements

amount based on the underfunded status of the plan, referred to as a withdrawal liability. The Company has no plans to withdraw.

The Company's participation in the 32BJ Plan, 94 Plan, and 153 Plan is outlined in the table below. The Pension Protection Act ("PPA") Zone Status available in the Company's year ended March 31, 2013 financial statements are, June 30, 2012 for the 32BJ Plan, January 31, 2012 for the 94 Plan, and December 31, 2011 for the 153 Plan.

The Zone statuses are based on information obtained from the individual plans, and are certified by the respective plan actuaries. Among other factors, plans in the green zone are generally more than 80% funded, plans in the orange zone are generally less than 80% funded but more than 65% funded, and plans in the red zone are generally less than 65% funded.

Based on the 32 BJ Plan's annual report on Form 5500, the 32BJ Plan was 58% funded for its plan year beginning July 1, 2011. The "FIP/RP Status Pending/Implemented" column indicates if a funding improvement plan ("FIP") or a rehabilitation plan ("RP") is either pending or has been implemented.

According to the audited financial statements of the 32BJ Plan, on September 28, 2012 the actuary certified that for the plan year beginning July 1, 2011, the Plan is in critical status under the PPA. The significance of entering critical status is that the Plan's Trustees are required by law to adopt a "rehabilitation plan," consistent with the requirements of the PPA, designed to improve the Plan's financial health and to allow it to emerge from critical status. The Trustees adopted a rehabilitation plan consistent with this requirement. In addition, a 10% surcharge remains in effect for each plan year in which the Plaremains in critical status. Surcharges do not generate benefit accruals.

The Company's pension contributions to 32BJ Plan for the year ended March 31, 2013 was $1,474,230.

Based on the 94 Plan's annual report on Form 5500, the 94 Plan was 87% funded for its plan year beginning, February 1, 2011.

According to the audited financial statements of the 94 Plan, on September 25, 2012, the actuary certified that for the plan year beginning February 1, 2011, the 94 Plan is in not in critical or endangered status under the PPA. The Company's pension contribution to the 94 Plan for the year March 31, 2013 was $805,000.

Based on the 153 Plan's annual report on Form 5500, the 153 Plan was 69% funded for its plan year beginning, January 1, 2011. The "FIP/RP Status Pending/Implemented" column indicates if a funding improvement plan ("FIP") or a rehabilitation plan ("RP") is either pending or has been implemented.

According to the audited financial statements of the 153 Plan, on October 2, 2012, the actuary certified that for the plan year beginning January 1, 2011, the 153 Plan is in endangered status under the PPA. The significance of entering endangered status is that the Plan's Trustees are required by law to adopt a funding improvement plan. The Trustees adopted an improvement plan consistent with this requirement.

The Company's pension contribution to the 153 Plan for the year March 31, 2013 was $264,000.

The Company is currently negotiating the terms of a new collective bargaining agreement with Local153.

The terms of the expired agreement are to remain effective until a new agreement is reached.

NOTE 10: FAIR VALUE OF FINANCIAL INSTRUMENTS Accounts Receivable & Accounts Payable The carrying amount of the Company's accounts receivable and accounts payable approximates the fair value based on the short term nature of the investment.

Mortgage Debt The $618,195,000 principal amount of mortgage loan owed to Wells Fargo at March 31, 2013 has been estimated to have a fair value of approximately $525,362,000, based on an increase in market mortgage rates since the inception of the loan.

NOTE 10: FUTURE MAJOR REPAIRS AND REPLACEMENTS The Company's governing documents require that fund be accumulated for future major repairs and replacements. Accumulated funds are held in separate savings accounts and are generally not available for expenditures for normal operations. The Company conducted a study in July 2012 to estimate the remaining useful lives and the replacement costs of the components of common property. The estimates were based on future estimated replacement costs. Funding requirements consider an annual inflation rate of 2 percent and interest of2 percent, "net of taxes," on amounts funded for future major repairs and replacements. The table included in the unaudited supplementary information on Future Major Repairs and Replacements is based on the study.

The Company is funding for major repairs and replacements over the remaining useful lives of the components based on the study's estimates of future replacement costs and considering amounts previously accumulated in the replacement reserve. Annual deposits required to be made to the replacement reserve total $2,106,000. As of March 31, 2013, the replacement reserve balance totaled $38,363,000.

Funds are being accumulated in the replacement reserve based on estimated future costs for repairs and replacements of common property components, actual expenditures

Schedules of Other Revenues and certain Operating Expenses For the Years Ended March 31,

28

Co-op City Times / August 31, 2013

RIVERBAY CORPORATION Financial Statements

and investment income may vary from the estimated amounts, and the variations may be material. Therefore, amounts accumulated in the replacements reserve may not be adequate to meet all future need for major repairs and replacements. If additional funds are needed, the Company may seek increased regular assessments, pass special assessments, delay major repairs and replacements or take other actions until funds are available.

NOTE 11: REAL ESTATE TAXES Real estate taxes are based on a 10% Shelter Rent Formula. Such estimate is subject to change upon review by New York City.

During 2004 through 2010, the Company received J-51 tax abatements in the total amount of $22,778,000. The abatements are applied against the annual shelter rent tax assessments over 10.8 years, approximating $2,109,000 per annum.

Commencing April 2012, the Company received additional J-51 tax abatements in the total amount of $235,000. The abatement will be applied againstthe annual shelter rent tax assessment over 10.8 years, approximately $22,000 per annum.

NOTE 12: COMMITMENTS AND CONTINGENCIES Major Repairs and Improvements The Company has entered into many contracts for replacements, improvements and repairs. Budgeted amounts for major contracts aggregate $81 ,949,000 of which approximately $80,661 ,000 of such work has been completed by March 31, 2013. The details of these projects are shown in the table below Projects

Amounts Expended Through Contract Values 3/31/2013

Window and balcony door replacement 60,456,000 Balcony and façade 12,965,000 Roofs 8,528,000 Totals $ 81,949,000

60,456,000 12,965,000 7,240,000 $ 80,661,000

Litigation The Company is a defendant to a number of lawsuits. The lawsuits that are anticipated to be in excess of policy deductibles are being handled by the Company's insurance carriers (see Note 2). Management believes such claims will be settled within policy limits.

NOTE 13: RELATED PARTY TRANSACTION On August 1, 2010, the Company entered a lease agreement as landlord with the Riverbay Fund Inc., a 501(c) (3) Not-For-Profit Corporation, which shares the same board of directors with the Company.

The lease provides the tenant to possess, use, and access the roofs, exterior walls, power systems, utility risers, electrical and lighting fixtures and related fixtures and improvements of the Company's eight garages. The lease provides an annual rent of $100,000 and expires on July 31, 2020. For the year ended March 31, 2013 and 2012, the tenant did not make any rent payments and such amount was not accrued on the Company's accompanying financial statements as the Company opted to make an inkind contribution.

Amounts Expended Through 3/31/2012 60,127,000 10,049,000 5,917,000 $ 76,093,000

In November 2006, the Company entered into another contract with NYSERDA for its Commercial and Industrial Performance Program. Under this Program, the Company's cogeneration facility was awarded an incentive payment of $2,000,000.

This amount will be paid to the Company based on the cogeneration facility achieving certain milestones. The first milestone of $600,000 was achieved during the fiscal year ended March 2010.

Upon completion of the cogeneration facility, the Company was paid $200,000 in January 2011 and $600,000 in January 2012. The final payment of $600,000 will be in January 2013.

Pastor Anne L. Palmore and the congregation of the Church of the New Vision extend a warm and friendly invitation to everyone to worship with us every Sunday at 8:00 a.m. or 11:00 a.m. We are a church where inspirational messages from the Word of God, the Bible, are delivered every Sunday morning.

The church is designed to meet the spiritual needs of our community by offering anointed singing and preaching and a general atmosphere of Christian love and friendly hospitality. We also invite the youth of our community to attend our Sunday morning services, which are designed to meet the special needs of our young people. Parents, please send your children to learn of the Lord Jesus.

Prayer Service takes place every Wednesday evening from 7:30 p.m. to 8:00 p.m., followed by Bible Teaching from 8:00 p.m. to 9:00 p.m. Be with us to learn the truth from the Word of God. List of Programs and Events: Adult Sunday School is from 9:30 a.m. to 10:30 a.m.

Youth Sunday School is also from 9:30 a.m. to 10:30 a.m.

Holy Communion is served the first Sunday of the month.

Youth Sunday - on the second Sunday of the month.

Missionary Sunday - on the third Sunday of the month Memorial Sunday (Men's Day) - on the fourth Sunday of the month Seniors' Sunday - on the fifth Sunday of the month.

Singles' Ministry meets every third Tuesday evening of the month at 6:00 p.m.

Next Generation Choir & Club meets 1st & 2nd Friday of the month at 6:30 p.m.

Seniors' Ministry meets first Wednesday of the month at 11 a.m.

Mid-day Bible Study meets every Tuesday afternoon from 12:00 to 1:00 p.m.

Come join New Vision’s "Partners in Reading Program" every Sunday afternoon from 1:15 p.m. to 2:15 p.m. Students in Grades 1 through 8 discover the joy of reading while exploring and improving their literacy levels through small groups and reading partners. Parents, we encourage you to bring your children to benefit from this

Church of the New Vision

free program, taught by trained professionals. Registration is ongoing. You could contact the church at the number listed below.

The Church of the New Vision is located at 115 Einstein, Bronx, NY 10475; Telephone: (718) 671-8746 or

(718) 320-1409. Our mailing address is: P.O. Box 753037, Bronx, NY 10475.

Please visit our website at www.churchofnew vision.com.

—Carol Haque

Family Owned and Operated

• Large Chapel on premises

• Ample Parking on premises

• Pre-need counseling

• Casket Showroom on premises

• Out of town services • Cremations

A dignified funeral every family can afford.

All areas are handicapped accessible

Personalized & Professional Care • 48 Years Serving Our Community Worldwide Shipping including Caribbean, Africa & South America

718-231-7647 Call 24 Hours

Fax: 718-231-7665

NOW WEBCASTING TO FAMILY AND FRIENDS ABROAD

www.mccalls.net • director@mccalls.net 4035 Bronxwood Avenue, Bronx, N.Y.

Serving all cultures & faiths

29

Co-op City Times / August 31, 2013

Pentacostal Tabernacle

The Co-op City Pentecostal Tabernacle, 120 Benchley Place, Bldg. 24, Bronx, N.Y. 10475.

You are invited to attend service every Sunday morning.

Sunday School for all age groups begins at 10:30 a.m. Worship Service starts at 11:45 a.m.

Wednesday morning prayer and fasting service will be held at 11 a.m. -1 p.m.

Bible Study and prayer meeting will also be held Wednesday at 7:30 p.m.

Friday evening Youth Service will be held at 7:30 p.m.

Focus Thought: God created mankind with the freedom of choice. His will is that we choose him with a heart of love.

Lesson Text: Joshua 24: 14-16

14 Now therefore fear the Lord, and serve him in sincerity and in truth: and put away the gods which your fathers served on the other side of the flood, and in Egypt; and serve ye the Lord.

15 And if it seemed evil unto you to serve the Lord, choose you this day whom ye will serve; whether the gods which your fathers served that was on the other side of the flood, or the gods of the Amorites, in whose land ye dwell; but as for me and my house, we will serve the Lord.

16 And the people answered and said, God forbid that we should forsake the Lord, to serve other gods.

God desires a relationship with mankind One of the wonderful revelations of scripture is that God longs for a relation-

ship with mankind. He does not need us, but he desires us, He loves us. He wants communion and intimacy with those whom He created and redeemed. It was for this purpose Jesus Christ died on the cross.

When God created mankind, He enjoyed close connection with Adam and Eve. He enjoyed daily fellowship with them, for when He arrived after their sin they were not surprised by his presence, just ashamed for their nakedness. It was evidently common for them to enjoy time with him daily. What a precious thing it must have been to have ongoing, regular, intimate fellowship with Him! It still is.

Some people are more decisive than others and seem not to have a problem making up their minds regarding natural choices both big and small. Others chose

between their options, whether the decision is as significant as which job offer to take or as mundane as “paper or plastic.”

Choices have consequences. We have observed this pattern throughout our lives.

In matters great and small, this principle holds true, and it is no less true, regarding one’s spiritual standing before God. Life and Death hang in the balance of the choice to repent and to obey the gospel. Our decision either to live for God or reject his appeal leads us ultimately either to Heaven or to Hell. It is this knowledge and understanding that should cause us to approach every decision about our spiritual life soberly and in the fear of God. For further information, call Rev. R. Sibblies, 718-320-4218 or 718-324-0334.

Can We Be Friends?—Part 3 That God wants to be your best friend is hard to understand. But he demonstrated his desire to be our friend by sending Jesus to die for us. The Bible says, we were restored to friendship with God by the death of Jesus even while we were still his enemies.

(Romans 5.10) During the past few weeks, I have shared four of the six secrets to developing a strong friendship with God. They are: 1) Talk to Him constantly. 2) Meditate on his Word. 3) Honestly share your feelings with Him. 4) Trust Him when He asks you to do something.

This week, we'll look at the last two secrets:

5. Learn to care about what God cares about. This is what friends do—they care about what is important to the other person.

What does God care about the most? The redemption of his people. 2 Peter 3:9 says: He doesn't want to destroy anyone but wants all people to have an opportunity to turn to him and change the way they think and act.

To be a friend of God you must tell your friends about God. Finally, 6. You must desire it more than anything else. David was a friend of God – he passionately desired to know God above all else. Do you hunger and thirst for God? Do you crave to know him?

Pastors Anthony and Andrée Davis, cofounders of Harvest Restoration Ministries, Inc., extend to you a warm invitation to come and worship the Lord Jesus Christ with us.

We are a community oriented nondenominational church that preaches and teaches the Bible in an exegetical style. Our focus is to teach members of the ministry to use Biblical doctrines in a practical sense to be a blessing to both the home and the community. Pastor Davis has a particular affinity towards the empowerment the youth.

His approach is to meet these young people where they are and to help transform them

to meet their God-given destiny.

We meet at: 135 Einstein Loop Community Center, Room 42.

Order of Services Sunday School – 11:00 a.m.

Sunday Morning Worship – 12:00 p.m.

Tuesday night Prayer Service – 7:30 p.m.

Wednesday night Bible Study – 7:30 p.m.

Thursday night Praise Team rehearsal – 7:30 p.m.

Children’s Church – Sunday at noon (during main service) Communion – Every 1st Sunday of every month —Pastor Anthony Davis

Friendships are important to us. The truth is you are as close to God as you choose to be. Intimate friendship with God is a choice, not an accident. You must intentionally seek it. There is nothing – absolutely nothing—more important than developing a friendship with God. Have you been missing out on the most important thing in your life? You can do something about it starting now - call (718) 320-0518 today.

Draw close to God and God will draw close to you—James 4:8 Message from the Co-op City SeventhDay Adventist Church, 1010 Baychester Avenue, Bronx, NY 10475.

Our Services are open to everyone.

Bread Ministry: Please stop by on Saturdays from 2:30 p.m. - 3:30 p.m. and get some for yourself or a neighbor who

may need food.

Regular Meetings: Wednesday Prayer Meeting: 7:30 p.m.

Saturday Morning Bible Studies: 9:30 a.m. - 11:00 a.m.

Saturday Worship: 11 a.m. - 2 p.m.

Saturday Afternoon Bible Studies: 3 p.m.

Adventist Youth and Pathfinder programs on Saturday at 5:00 p.m. for children ages 6-17.

Children’s Exercise Program Sundays, 11:00 - 12:00 p.m.

Free Adult Exercise Program Sundays, 12:00pm—1:00 p.m.

Our church Pastor, Pastor Terry Giles, can be reached at 718-320-0518. You can also visit us on the internet at www.CoopCitySDAChurch.org.

—Pastor Terry Giles

Hi, neighbors…Well, we are still alive but not kicking. We are holding on because we have some patrons looking forward to going on our adventure.

Incidentally, our numbers consists more of outsiders over cooperators. Sooo, at this writing, we will be trying all week to get more travelers. Don’t let Labor Day hold you back. On our trip, you will have a full day with three (3) things to do – think about that… SMILE. I hope you attend the HUD meeting.

Remember, you live in the apartment -not Riverbay or HUD. They want to do whatever they can to keep you safe.

Remember to look at the notices on every floor and in the lobby for your floor’s schedule. Walls separate apartments and cannot speak, but a “Hello,” “Good Morning” or “Good Night” helps to make living together possible and pleasant. Do unto others as you would have them do unto you.

—Celestine Withey

Co-op City Seventh-Day Adventist Church

Harvest Restoration Ministries

DIVORCE - BANKRUPTCY • ABSOLUTE LOWEST FEES • EVENING APPTS. AVAILABLE • IMMEDIATE FILING

• FREE CONSULTATION • FLEXIBLE PAYMENT PLANS

“COURTEOUS AND PROMPT SERVICE AT AN AFFORDABLE FEE”

633 Lydig Ave • Bronx, NY 1 block from Pelham Parkway & White Plains Road Accessible by #2 & #5 trains • #12, #22 & #39 buses

DAVID BRODMAN,Esq.

718.239.7110

Building 24 Association

30

Co-op City Times / August 31, 2013

Mon., September 2

Bartow

Einstein

Tues., September 3

Blood Pressure On vacation August Word Games, Rm. 31 9:30am - 11:30pm Stay Well Exercise On vacation August Line Dancing w/Voncile 10am-11:30pm, Rm. 31 Bingo 1:00 – 3:30pm, Rm. 31 Card Games 2:00-4:00pm, Rm. 31 Dominoes 2:30pm, Rm. 31

Fri., September 6

Thurs., September 5

Current Events 10 a.m., Rm. 31 Bingo 1-3:30 p.m., Rm. 31 Dominoes 2:30 p.m., Rm. 31 Word Games 9:30 – 11:30 a.m., Rm. 31 Card Games 2-4 p.m., Rm. 31

Wed., September 4

JASA Closed Labor Day

Dreiser

JASA Closed Labor Day

JASA Closed Labor Day

Dominoes 10 a.m., Rm. 49

Library, Exercise Bike, Chat Session 9:30 – 10:30 a.m., Rm. 7 Alert & Alive Rm. 7, 10:30-11:30 a.m.

Mixed Cultural Dance 10:30-11:30 a.m. Aud. B Mind Teasers 12 – 1 p.m., Rm. 4 Zumba 1-2 p.m., Aud. A Tuesday Movie w/ popcorn 2-4 p.m., Rm. 7

Tai Chi 11 a.m., Rm. 45 Bingo 1 p.m., Rm. 49 Matinee Movie w/George 10:00am-12:00pm Rm 45

Dominoes 10:00am, Rm. 45 Spelling Bee 10:00am, Rm. 49 Spanish Practice Class 10:30 am, Computer Lab Bingo 1:00pm, Rm. 49

Library, Exercise Bike, Chat Session 9:30 – 10:30am, Rm. 7 Sewing w/Raymonde 9:30-11:30 a.m., Rm. 7 Tai Chi 11am-12pm, Rm. 2 Mind Teasers 12 – 1pm, Rm. 4 Art Class 1-3pm, Rm. 7 YOGA w/Bhadra, 2-3pm, Rm. 2

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

(Schedule subject to change without notice)

DATES

WEEKLY TRIPS

1st Mondays:

1st Mondays:

Tuesdays

Stew Leonards Super Wal-Mart

Bowling

PRICE

PICK-UP TIMES

Bartow Dreiser 1:15 p.m. 1:30 p.m.

8:30 a.m. 8:45 a.m. $2.50 11:00am 11:30am (for transportation)

$5 $15

Kosher

Non-Kosher

Soups, Breads and Desserts

Mon., Sept.

2

JASA Closed Labor Day

JASA Closed Labor Day

JASA Closed Labor Day

Tues, Sept.

3

Orange juice Chicken cacciatore Wheat spaghetti w/parsley/garlic Braised red cabbage

Spanish style fish Plantains w/onions Broccoli

Whole wheat bread Fresh fruit

Wed., Sept.

4

Orange pineapple juice Braised beef brisket w/pan gravy Kasha & bow ties Carrots

Spanish style beef & vegetable stew Mashed garlic cauliflower potatoes

Whole wheat bread Fresh fruit

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

JASA Closed Rosh Hashana

Thurs., Sept.

5

Fri., Sept.

6

Fee for lunch is $1.50 & $3.50 for guest *Menu subject to change without notice. Lunch must be ordered a week in advance.

ALL meals served w/margarine and fresh milk

Bartow Center (718) 320-2066, Ext. 2010 Dreiser Center (718) 320-1345 • Einstein Center (718) 671-5161 Alternate Kosher meals are also available

Upcoming Events/Trips

JASA Closed Rosh Hashana

WEEKLY TRIPS

Date:

Einstein 1:00 p.m.

9:00 a.m.

11:15am

To register for trips, please call: (718) 320-2066

New Payment Schedule - Payments trips @ the Bartow office can be made Monday – Friday: 9:00 a.m. – 12:00 p.m. & 2:00 p.m. – 4:00 p.m. (Only) Funded by: The NYC Department for the Aging, The NYS Office for the Aging and Riverbay Corporation.

There will be no refunds for all trips.

JASA will be closed – Monday, Sept. 2 for Labor Day & Thursday & Friday, September 5th & 6th, for Rosh Hashana.

Flu Shots – Pathmark will be administering flu shots on the following days: Monday, September 16th at 2049 Bartow Ave. – 3:00 – 7:00 p.m. – Rm. 25 Tuesday, September 10th, 3:00-7:00 p.m. & Monday, September 30th – 10:00 a.m. - noon at 177 Dreiser Loop – Rm. 7 Tuesday, October 1 – 3:00-7:00 p.m. at 135 Einstein Loop – Rm. 34A Importance of immunizations VSNY will make educational presentations regarding the importance of immunizations on the following days: Bartow Sr. Ctr. – Tuesday, September 3rd - 11:30 a.m. – Rm. 31, Dreiser lunchroom – Wednesday, September 4th – 11:30 a.m. – Rm. 4 & Einstein Sr. Ctr. – Wednesday, September 25th – 11:30 a.m. – Rm. 49.

Free Screenings for Nutrition Assistance (SNAP, the program formerly known as Food Stamps) Friday, September 13th - 9:30 a.m. to 3:00 p.m. & Friday, September 20th at the Einstein Senior Center, Room 34A. First come, first served! Please bring documents that verify your identity: Address, income, expenses (rent, medical, etc.). For more information: 718-320-2066.

(NEW) - Walking Club (The big Apple Senior Strollers 2013) JASA is sponsoring a Walking Club beginning September 10. The Walking Club will meet every Tuesday at 10:30 a.m. for 12 weeks at 2049 Bartow Avenue, Room 31.

Stew Leonard’s – Monday, September 9th - $5 - 2 hrs. – includes round trip transportation. Pick-ups: Einstein Loop – 1:00pm – Bartow -1:15pm & Dreiser Loop – 1:30 p.m. WAIT LIST ONLY. Wal-Mart – Monday September 9th $15.00 – includes roundtrip transportation.

Pick-ups: Bartow – 8:30 a.m., Dreiser 8:45 a.m. & Einstein - 9:00 a.m. To register, call 718-320-2066. WAIT LIST ONLY. Bronx Zoo – Wednesday, September 18th - $2 – includes round trip transportation. Pick-ups. Dreiser -9:30 a.m., Bartow 9:45 a.m. and Einstein - 10:00 a.m. ONLY 12 seats available.

Weight Management Support Group – On vacation July & August will return Monday, September 9 – 10:00 a.m., 2049 Bartow Ave., Room 25, facilitated by social workers. Learn techniques and information that can help you maintain a healthy lifestyle. Contact JASA, 718-3202066.

Caregiver Support Group - Meeting for September 3rd is CANCELLED - The next meeting is scheduled for Tuesday, September 17 – 1:00 p.m., 2049 Bartow Ave., Room 31. The group offers resources, as well as an atmosphere of understanding and support, whether you care for a loved one from a distance or in your home. Facilitated by a social worker.

Contact JASA, 718-320-2066.

Grandparent Connection – Next grandparent caregiver support group meeting is scheduled for Wednesday, September 4, 10:30 a.m. at the teen center in Einstein Loop.

Co-op City Times / August 31, 2013

WEEKLY SCHEDULE

Baychester Library Events

AARP Chapter #4997

REMINDER: It’s almost that time -Fall is coming!! Our meeting is scheduled for MONDAY, SEPTEMBER 9, 1 p.m. in Dreiser Loop Auditorium “A.” Bring new members (a neighbor or friend); learn what AARP is planning for the end of 2013 and beginning of 2014; and sign up (w/a deposit) for the below trips.

REMINDER 2: Our Holiday Luncheon is scheduled for Thursday, December 12th at Marina del Rey; 12 p.m.-4:30 p.m. - $75/person. Tickets are available NOW! Call Stella 718-3792088 or the AARP office – 718-320-1946 – leave a message for a return call.

Heartfelt condolences to Caroline Damon on the loss of her sister in North Carolina.

NOTE: To our sick, on the mend and shut-in members, and those bereaved members, please know that you are in our prayers. Contact Frances Wilson, Good & Welfare Coordinator, 718-671-5493.

2013 TOUR ACTIVITIES December 30- January 1, 2014 – New Year’s Eve Gala: 1920’s Great Gatsby – trip includes Deluxe Motor Coach transportation; first stop at the Sands Casino in

31

Bethleham (PA); then to the Desmond Hotel (Malvern, PA) w/dinner after check-in; next day All-American buffet breakfast; side trips for the day include a choice of sightseeing; shopping at King of Prussia Mall; or a 4-hour stay at an Atlantic City Casino; New Year’s Eve entertainment w/surf & turf dinner and an open bar; hats, noise-makers and Champagne toast at midnight; buffet breakfast & show before departure for home -- $100 deposit due at sign-up: $535/person (double); $645 (single); $525/person (triple); travel insurance (to be included w/deposit): $28/person (double or triple); $37/single…contact Jean, 718-379-3742.

SAVE THE DATE March 31-April 1, 2014 – Sands Casino w/a $20 free play & lunch voucher; then to the hotel w/dinner and a show; full buffet breakfast and then to see MOSES at the Millennium Theater; traveling on Deluxe Motor Coach transportation… $295/double; $285/triple; $345/single (travel insurance to be determined)… contact Jean, 718-379-3742.

—Delores Debnam

Goose Island Senior Citizens

Happy birthday and happy anniversary to all who celebrate in the month of September.

Monday, September 2, all Centers will be closed for Labor Day. Wednesday, September 4, NO BINGO. It’s the beginning of Rosh Hashanah, but Wednesday, September 11, we will have Bingo in Room 39 at 1:30 p.m. ADMISSION IS $2 for members only. Refreshments served.

Tuesday, September 24, going to Mt. Airy Casino. Price is $33 slot play and $10 towards food. Pick-up time is 8 a.m. at our 2 usual bus stops: Einstein Loop, Asch Loop (back of library) and Dreiser Loop.

Thursday, October 17, going to New Jersey for show and luncheon, “SHUT UP SIT DOWN AND EAT.” Price is $69.

Pick-up time is 8 a.m. at our 3 usual bus stops.

Luncheon: Salad, pasta with vodka sauce, chicken picata, roast beef, fish with lemon sauce, potato, vegetables, soda, coffee, tea. There will also be dessert. You have a complimentary drink, wine or beer. See Ann for information.

For more information, see Ann or Mary at 135 Einstein Loop in Room 39 from Monday – Thursday, 10 a.m. to 4:30 p.m. In the evenings, call Ann at 347-267-4751 or Mary at 718-379-4899.

Good health to all.

—Mary Pilla

Baychester Branch • 2049 Asch Loop • Bronx, NY 10475 (Fully Wheelchair Accessible) HOURS: Monday & Wednesday, 10-7; Tuesday & Thursday, 10-6; Friday & Saturday, 10-5. Libros En Español (Books in Spanish). HORARIO DE LA BIBLIOTECA: Lunes 10-7, Martes 10-6, Miércoles 10-7, Jueves 10-6, Viernes 10-5, Sábado 10-5, Domingo Cerrado

We are open two days a week, Monday and Thursday. Monday, 9:00 11:00 a.m.; Thursday, 9:30 - 11:30 a.m.

We are now selling jewelry, many choices of necklaces and earrings and bracelets. Our soft covered books are 25¢

each or 5 for $1, hard covered books are 50¢ each. There is also a small selection of canes for $5, walkers for $10.

We are located in Dreiser Community Center, 177 Dreiser Loop, Room #13, second floor.

—Arlene Rodriquez

718.379.6700 FREE ADMISSION TO ALL

A happy Rosh Hashanah to our friends and neighbors celebrating these festive days. Also, happy birthday to all celebrants this month of September.

Tuesday, September 3rd – General membership meeting at 1:30 p.m., Room 38, Einstein Center. Become a member of our organization for our worthy cause in raising funds for our three charities – Memorial Sloan Kettering for Research, Cancer Care Inc. for children’s programs and Calvary Hospital for the care and comfort of the terminally ill. Again, as stated before in our articles, you do have to be a member to attend our trips. All profits go to the three charities.

Tuesday, September 10th – Mohegan Sun Casino, Ct. Cost per person is $33, Casino package $15 wheel play and $15 food. Time of pick-up – 8 a.m., Einstein Loop, followed by Asch Loop and Dreiser Loop.

Saturday, September 21st – Our annual raffle luncheon at the Sea Shore restaurant. Cost per person is $48.

Entrée choice of broiled filet of sole, broiled or grilled salmon, fried shrimp or scampi, prime rib of roast beef, BBQ

chicken, BBQ baby ribs or a combination of both, chicken parmesan. There will be an appetizer, salad, pasta, veggies, and a strawberry shortcake.

Everyone is most welcomed to join us.

“Moses” at the Millennium Theatre Lancaster, Pa. This will be two-day trip, Wednesday, May 14 and Thursday, May 15, 2014. Day 1 Lunch at the Hershey Farm Restaurant on your own. After lunch at 2 p.m. showing of Moses. Room accommodations at the Hawthone Inn and dinner at the Miller Restaurant. Day 2, after breakfast, off to the Sands Casino and a casino bonus of the day.

Cost per person is double $245, triple $235 and single $287. Please send in your deposit to hold your reservation.

All balances or full payments must be made by March 17th, 2014.

Please call Mildred – 718-320-0288, or Lydia – 718-671-3005 for all of the activities above.

Loretta Paul is at Morningside for Rehab and we hope to see her shining face soon. Good health and healings are wished to all.

—Lydia Ruas

VISIT THE LIBRARY - A GREAT WEALTH OF INFORMATION The Library wll be CLOSED Saturday, August 31, in observance of Labor Day WEEKLY EVENTS Wii Gaming - Every Monday, 3:00 p.m.

Toddler Time - Tales for the Teeny Tiny - Every Tuesday, 11 a.m.

Stuff For Teens - Tuesdays, 3:30 p.m.

Teens TAG - Every Tuesday, 4 p.m.

Teen Lounge - Every Wednesday, 3:00 - 4:30 p.m., Chess Club - No Chess in August Teen Lounge - Every Friday, 3:00 - 4:30 p.m.

The New York Public Library

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32

Co-op City Times / August 31, 2013

Reflections

by Rabbi Solomon I. Berl Spiritual Leader of Young Israel Synagogue High Holiday Message

Once again, the pages of the calendar become more sparse as we stand on the threshold of the New Year 5774. We tearfully wave goodbye to the past and joyfully, with courage and unabounding faith, turn away to face the future.

The prayers of the New Year and the Day of Atonement underline the theme of unity and obedience of G-d’s will.

“Veyeiassu Kulam Agudah Achas” – May they all unite to perform Thy will with an upright heart.

This, in brief, must be the purpose of every Co-op City resident. It may be well for us to be reminded that the emphasis is on unity, and not division, and that “an upright heart” is required to meet the challenges of the future. Only if we rise in a new effort above the mediocrity of our average attitude shall we become worthy of every individual’s behavior.

Whether a community enjoys good neighbor relations and conscious identification with the modes of ethical and decent living is determined by the actions and concrete concerns of each individual. Each and every one of us tips the scale.

Let us, therefore, begin in our own homes to mend our own fences and it will not be too long before the care and impact

will be felt in larger circles of human interplay. A kind word, a meaningful smile, a helpful gesture cause untold reactions.

A great philosopher on his deathbed wept profusely. When questioned, he replied, “I cry not for the fear of death, but rather because I always focused the major portion of my life trying to change the world, the country, the community. I justified my own shortcomings by finding fault in others. I failed. Only now, at the end of my life, do I realize that it would have been more beneficial for all had I directed more time improving myself and my immediate beloved ones.”

What a great moral this episode conveys! Let us improve first ourselves – the world, the community, and the synagogue will be a better place for all.

A New Year requires of all of us a new effort. With such aspiration, focused upon the tomorrows for ourselves, our families and our Co-op City community, do we of Young Israel of Co-op City dedicate our efforts and we pray with you that all of our dreams will be realized for a year filled with achievement and success.

May the New Year find all of us closer to each other to enjoy G-d’s blessings of health and life, happiness and peace.

Temple Beth-El

The Jewish New Year, 5774, is about to begin and this is the time when Jews all over the world reflect on the year ending.

Was it a good year? Did I accomplish all that I set out to do? How is my family? Did I treat my neighbor fairly? These are all thoughts that go through our minds.

Chavurah Temple Beth-El of Co- op City will be celebrating the High Holidays in Dreiser Community Center this year for Rosh Hashanah and Yom Kippur.

Tickets are available to the community.

On Wednesday evening, Sept. 4, 8 p.m., you are invited to join Chavurah - Temple Beth-El in worship as we bring in the New Year - 5774. Services will be held in Dreiser Community Center, Room 2, and our doors are open to you.

We will continue services on Thursday morning, Sept. 5 in Dreiser, Rm. 9, 10:30 a.m.

Tickets are available and are FREE to all.

We are asking for a contribution to help defer the costs and our expenses.

The Chavurah is also preparing a Book of

Remembrance for Yom Kippur Yishor. This is a list of those departed, your family members and friends, that you wish to have named in the Yiskor services on Yom Kippur Day, Sept.

14. We do ask for a donation for this.

Yiskor and services all day on Yom Kippur until the blowing of the Shofar at the end of the Neliah service.

There will be 2 - PUBLIC Yiskor services open to the community also.

All services will be held in Dreiser Community Center.

Please call or email us for free tickets, and give us the information for the Book of Remembrance.

Please email us or call us to let us know you are coming to the services.

May you and your families and friends be inscribed in the Book of Life for a healthy, happy and sweet New Year.

Chavurah - Temple Beth El of Co-op City, Bronx, NY; email: RabbiDennisTobin @aol.com; phone: 718-671-9719.

—Rabbi Dennis Tobin

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Traditional Synagogue of Co-op City

The Traditional Synagogue of Co-op City, Young Israel of Baychester, Section 5 (new address) at Bldg. 27B at 120 Erdman Place (behind the lobby), welcomes you to pray with them. Tel. for the Shule (same old number) 1-718-379-6920.

Note: Office hours are on Thursday from 11 a.m. to 2 p.m. and on Sunday from 11 a.m. to 2 p.m.

Candle lighting on Friday, September 6, is before 7:03 p.m. Shabbat ends today, Saturday, August 31, at 8 p.m.

S.O.S. Urgent! Calling all Jewish men to make a Minyon.

High Holiday reservations for Rosh Hashanah and Yom Kippur are ready for purchase. Due to our limited space, I suggest that you reserve your seat early. You will not want to miss the beautiful harmony between Rabbi Daniel Kronengold and Chasin Chaim Holtzer. For further information call Mimi at 1-347-427-4526. We always look forward to greeting you with a warm smile.

For our holiday schedule, please see the Men’s Club of Traditional Synagogue article on this page.

The community is always welcome to attend our various functions and enjoy a great day of fun and friendship.

Good and Welfare: Do you need a tree certificate sent “in honor of” or “in Memory of” a special occasion or a condolence? You can give a living gift for the cost of $15 per tree. For more information, you can call Mimi at 1347-427-4526. We can accommodate you.

If you are feeling under the weather, we wish you all a speedy, painless and complete recovery in double quick time.

Happy birthday to Howard Schwartz on August 19 and to Steven Schwartz on August 24. Happy birthday to Barbara Rose.

Your help is always appreciated. Thank you.

Shalom!

—Miriam Evelyn Berlofsky

High Holiday Prayer Schedule Rabbi Solomon I. Berl will officiate as Cantor and deliver the Holy Day sermons.

Slichos - Saturday, August 31, 9 p.m.

Rosh Hashonah eve, Wednesday, September 4 – Mincha, 7:15 p.m.

1st Day Rosh Hashonah, Thursday, September 5th Morning service, 7:30 a.m.

Mincha, 4:45 p.m. – followed by Tashlech (We meet at the synagogue at 5 p.m. – Maariv, 8:05 2nd Day Rosh Hashonah, Friday, September 6th Morning Service, 7:30 a.m.

Mincha, 7:10 p.m., followed by Maariv evening service.

Sabbath of Repentence – Sept. 7th As an integral part of this Holy Day period,

attendance at the Sabbath of Repentence Service is most important. Services begin Saturday morning, Sept. 7th at 9 a.m. and end at 11:30 a.m. Don’t miss this service!

Mincha, 7:10 p.m., Maariv, 8 p.m.

Yom Kippur, Friday, September 13th, Mincha, 3:15 p.m.

Kol Nidre, 7 p.m.

Yom Kippur Day, Saturday, Sept. 14th Morning Service, 8 p.m.

Public Yizkor – 11 a.m.

Fast ends – 7:50 p.m.

Rabbi Berl and the officers of Young Israel wish all Co-op City residents a happy New Year of good health, good tidings, contentment and fulfillment in the year to come.

May peace and harmony throughout the world become a reality in the coming year.

Young Israel of Co-op City

Men’s Club of Traditional Synagogue High Holidays Schedule 5774 (2013)

SELICHOT— Prayers for Forgiveness, Sat., August 31st after Shabbat at 8 p.m.

The High Holidays Services will be conducted by: Rabbi Daniel Zalman Kronengold; Cantor Chaim Holtzer ROSH HASHANAH - New Year 5774 EREV ROSH HASHANAH Wednesday night, September 4th Light Candles by 7:06 p.m.

Evening Services at 7:10 p.m.

First Day of ROSH HASHANAH Thursday, September 5th Morning Services at 8:00 a.m.

Tashlich at 6:00 p.m.

Afternoon/Evening Services at 6:55 p.m.

Light Candles Not Before 8:04 p.m.

Second Day of ROSH HASHANAH Friday, September 6th Morning Services at 8:00 a.m.

Afternoon/Evening Services at 6:55 p.m.

Light Candles by 7:03 p.m.

SABBATH Evening Services, 7:03 p.m.

SABBATH Day Services, Saturday, September 7th

Morning Services at 9:00 a.m.

Evening Services at 7:05 p.m.

Sabbath End at 8:01 p.m.

Fast of Gedaliah: Sunday, September 8th YOM KIPPUR - Day of Repentance Erev YOM KIPPUR, Friday, Sept.13th Light Candles by 6:52 p.m.

Kol Nidre at 6:55 p.m. (Fast begins before 6:46 p.m.)

YOM KIPPUR Day, Saturday, September 14th Morning Services at 9:00 a.m.

Yiskor at 12 p.m.

Mincha at 4:30 p.m.

Please arrive on time for Mincha so we may end Yom Kippur on time.

Neila at 6:30 p.m., Maariv at 6:49 p.m.

Yom Kippur ends 7:49 p.m.

The Men's Club is providing a Break the Fast (food and drink) at the end of the Services. Next Year In Jerusalem.

For seating information: Call Mimi Berlofsky, (347) 427- 4526 Shalom! —Bruce Gitelson

If you see something, say something!

Co-op City Department of Public Safety (718) 671-3050 • www.ccpd.us

33

Co-op City Times / August 31, 2013

Rev. Dr. Sheldon E. Williams and the Co-op City Baptist Church family invite you to join us tomorrow for worship service at 9:00 a.m. Please note our summer hours began Sunday, August 4.

We will have only one service at 9 a.m.

Summer hours will last through Sunday, September 8. Sunday School is on hiatus for the summer and will resume in the fall. We invite you to worship, study, and pray with us.

The Co-op City Baptist Church is located at 135 Einstein Loop, Room 50 (lower level). Our telephone number is 718-320-3774. Visit us on the web at www.coopcitybaptistchurch.org.

Stop The Violence Prayer Walks are held each Saturday in each section in Co-op City. Please join one of these Rev. Dr. Robert A. Smith, Jr., Pastor; Lady Theresa M. Smith, co-founder; Rev. McMillian, Assistant Pastor, and the Church of the Savior family extend an invitation to every person to worship with us.

We are a non-denominational, inter-racial, inter-cultural, intergenerational fellowship of believers. We care about you, not your W2. We are not church as usual. Come as you are, we leave the judging to God. The Church of the Savior family extends love and affirmation to the Co-op City community; A warm welcome awaits you!! A very special invitation to our new neighbors in Co-op City. We love you for who you are, not what you have. Please call us at 718320-0002 or 917-734-4058 for more information.

Do you want a place that allows you to meet the living God? Do you want to be

Co-op City Baptist Church

walks against violence in our community when you can. The walks begin at 3 p.m. at the following locations: Library (Bartow); Town House Restaurant (Dreiser) and Basketball Court (Bellamy and Benchley). The Section 5 Prayer Walk begins at 4 p.m. in front of the Teen Center.

On Sunday, September 8th at 9:00 a.m., the Co-op City Baptist Church will be celebrating Friends and Family Day in the Einstein Center, Room 45.

Our very own Pastor, Rev. Dr. Sheldon E. Williams, will be the speaker. The theme is “Thank God In Prayer For Family and Friends.” We invite everyone to this celebratory service.

The Scholarship Ministry invites you to join them on their annual shop-

Church of the Savior

connected to people who care about you, not what you have on or how much money you make? A special seat and friend awaits you.

Church of the Savior is located at 120 DeKruif Place – street level, (under Building #7 near Dreiser Loop). Take the 38 to Dreiser Loop and DeKruif Pl. Our mailing address is: P.O. Box 86, Bronx, NY 10475.

Summer Sunday Schedule: Meditation and Adult Bible Study - 9:00 -9:50 a.m.

Divine Worship - 10:00 a.m.

Come and be blessed, we want an opportunity to love you. See you in church.

Our children's Sunday School will teach and nurture your child/children in the word of God. All sessions are during worship service.

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ping spree to the Philadelphia Premium Outlet in Philadelphia, PA on Saturday, October 26. The cost of the trip will be $45. The bus will leave from the Apple Savings Bank, Bartow and Asch Loop, at 7:30 a.m. There will be reserved seating. For additional information or for tickets, call 718-379-0541, 917-6121245 or 718-320-3774.

The Scholarship Ministry invites you to join them next year as they sail to the Caribbean. They will be sailing on the Royal Caribbean’s Explorer of the Seas, going to Kings Wharf, Bermuda, Philipsburg, St. Maarten, San Juan, Puerto Rico and Labadee, Haiti.

This 10-day cruise will be from Thursday, July 17, 2014 to Saturday, July 26, 2014. For additional informaDr. Smith's Sermon Topic: "There's Power in the Name" Reading from Sacred Scripture: Philippians 2:5-11 Thought of the Week: "Three views of suffering you may seek to (a) escape it, as an enemy (b) endure it, as an master of (c) enlist it, as a servant."

Weekly Activities – Every person is welcomed.

Bereavement Group - No meetings during the month of August. We will resume Monday, Sept. 9 at 6:15 p.m. Have a blessed and healthy summer.

No Bible Study during July and August.

Will resume Tuesday, Sept. 3 at 6:30 p.m.

Please join us for our in-depth study of the Gospel of Mark. If you plan to be with us, begin reading the Gospel of Mark now.

Thursdays at 10:00 a.m. - Channel 70,

tion or reservations, please call 718379-0541, 917-612-1245 or 718-3203774.

Rev. Dr. Williams is the author of Principle Centered Living: 9 Reasons To Maintain Your Values in a Pressure Filled World and founder of SEW Universal, Inc. Visit his websites: www.PrincipleCenteredLiving.com or www.RevDrSheldonEWilliams.com.

The Co-op City Baptist Church exists to glorify God and to establish a living community of people who follow the teachings of Jesus the Christ through worship, prayer, Bible study and fellowship. We seek to meet the spiritual and physical needs of the church through ministry.

—Hattie L. Lucas Bronxnet.

Every other Saturday - Food Pantry. For more information in donating or receiving food, please call 718-925-5052. Because of the increase of persons attending our Food Pantry, we are reaching out to the community for assistance. Here's how you can help: WE NEED NON-PERISHABLE FOOD. No soda, potato chips, condiments, etc...Please check expiration date on all items. You can drop off your donations at the church Mon., 6:00 p.m. - 8:00 p.m. or Sun. morning, 9:00 - 10:00. Thank you and God bless you all! For more information, call Dr. Smith, 917-734-4058.

To the community: God bless you and all my prayers is that you had a healthy, safe and relaxing vacation. I look forward to greeting you as I move about in our community. —Rev. Dr. Robert A. Smith, Jr.

Building 20 Association

Greetings to all, I hope that everyone had a great summer and spent time with family and friends. We all know that the economy is still recovering and people are watching their dollars.

Bronxites, as well as many New Yorkers, are doing “staycation” and Co-op City residents are fortunate of having their own recreation, and other venues that are within arms length from Co-op City.

All of these locations are affordable for families to enjoy themselves without breaking their bank accounts. Co-op City is located near famous parks and beaches.

City Island and Orchard Beach are located off the Long Island Sound and these “staycation” hot spots give Co-op City residents a chance to experience that nautical feel, relax in the summer sun, go fishing or eat some seafood that will satisfy that nautical appetite.

Co-op City residents are near Pelham Bay Park, which they can visit via the #6 train or buses leaving Co-op City. Co-op City residents can visit this historical park that is 2,772 acres, and the largest park in NYC – yes, bigger than Central Park. This recreation spot is used for cookouts, family reunions and all sorts of outdoor activities that are affordable and fun. These were just a few recreational locations that are outside Co-op City that our residents have access to for “staycation.”

Speaking of events, Co-op City had

great summer events for all to enjoy sponsored by the Riverbay Fund and hosted by our very own Michelle Sajous. Michelle took her talents to another level this year and instead of just having the “Tunes on Tuesday”, she added the “Open Mic” on every second Thursday hosted by K-Bright.

“Open Mic” allows our residents to express themselves through song, dance and poetry and to share their talents with the community and allow people’s dreams to come true. I know firsthand about dreams becoming true – I was allowed to perform my raw talent with my band “Smooth Jam” and we were a hit!

I would like to thank Michelle, K-Bright and Co-op City residents for giving me the courage to pursue one of my many aspirations. Michelle also hosted the “Movie Night” and it was a very beautiful and enjoyable evening for all. Let me not forget the July 4th fireworks display – people from all over came to see this event and it was spectacular! Also on the agenda for the kiddies was the Water Splash Slides in Section 1 and Section 5 where the kids had a ball!

Next on the agenda is the Co-op City Festival which closes out the summer, but also introduces the fall and winter events.

Building 20 Association would like to thank Michelle for giving us her very best.

Michelle has allowed us to be together in the community that we love, and we love her for that.

—Edwinna Herrera

Garage 8 construction

Please be advised that specific sections of Garage #8 will be under construction as of Thursday, Sept. 5, at 7 a.m.

LOCATIONS ARE AS FOLLOWS: • 1st Floor, D-side, reserve space #’s 43104 will be closed • 1st Floor up ramp, reserve space #’s 130, 131, 132, 165, 166 & 167 will be closed.

• Front entry gates will be closed!! Please use rear entry located on Erskine Place.

• The rear ramp will accommodate 2-

way traffic Please ensure that your vehicle has been removed from the above mentioned location no later than September 5, at 7 a.m. If not, your vehicle may be towed at your expense.

We ask that you please drive slowly, cautiously and adhere to the posted traffic signage. We apologize for the inconvenience and thank you in advance for your attention and cooperation.

—Riverbay Parking Facilities Dept.

34

Co-op City Times / August 31, 2013

CLASSIFIEDS Co-op City Times • cctimes@riverbaycorp.com

Get Top Cash for your Jazz, Soul, R&B and Gospel albums from 50s to 70s. Call Howard 10/5 at 212-873-4016 anytime.

Appliances Repair

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A 7,500 square foot space, comprising a two story attached annex building to St. Paul's Episcopal Church is available for rent.

The space was used as a Pre-School until June 2012. If interested in renting this space, call Father Horton Scott on 914-384-2929 for an appointment. The rental space is at 489 St. Paul's Place between 170 and 171 Washington Ave. in the Bronx.

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Cleaning Service

Painting, Floor Refinishing, Carpet Installation, Wall Paper Removal & Installation, Season Cleaning, Balcony Cleaning, Tiling. All of your interior needs. 8/31

• ALL MAKES & MODELS • Stoves • Washers • Dryers •Lamps • Dishwashers • Refrigerators • Bags • Hoses • Belts • Vacuum Cleaners

Insured NYC License #1233497

11/30

Sales@abrags.org www.abrags.org

L & L APPLIANCE REPAIR

$20 OFF

11/30

www.spoonercleaning.com

Vacuums FREE Pick-up and Delivery!

1058 Morris Park Avenue, Bronx

• • • • •

718-798-4259

EMERGENCY SERVICE

Fully Insured

• Washers • Dryers • Stoves • Refrigerators plus 10% off any repair Senior • Dishwashers Citizen Discount • Vacuums Service Charge only $24.95

NEW STYLE BLINDS

8/31

J&R CERTIFIED APPLIANCE REPAIR

10% DISCOUNT

if you are tired of paying too much for repairs!

718-829-9090

Serving Co-op City for over 25 years

For prompt service call:

(718) 379-8782

(except vacuums and lamps)

SPOONERS DOMESTIC SERVICE

FAMILY BLINDS SERVICE

Refrigerators, stoves, air conditioners, washers, dryers, dishwashers. Free service call with repairs.

L & L APPLIANCE REPAIR

P&R APPLIANCE SERVICE

Blinds

ACE APPLIANCE REPAIR

• Stoves • Washers • Dryers • Refrigerators • Vacuum Cleaners and more

Call

Cleaning Service

10/19

35

Co-op City Times / August 31, 2013

CLASSIFIEDS Painting

Home Improvement

Locksmith

1-800-479-2667

FAMILY LOCKSMITH

• VERTICAL BLINDS • MINI BLINDS • SINK VANITIES • SPACE SAVERS • MATCHING HAMPERS • BATHTUB ENCLOSURES • CLIP-ON MIRROR FRAMES

• RANGE HOODS • LIGHT FIXTURES • KITCHEN CABINETS • CABINET REFACING • COUNTERTOPS • CUSTOM CLOSET MIRROR DOORS • CUSTOM WALL MIRRORS

CO-OP SALES

HIGH SECURITY LOCKS 20% Off Any Lock Job!

Medeco • MultiLock • Wilson

High Quality Labor For a Low Price!

Bugs

1-800-479-2667

Co-op City Resident Specials

CO-OP SALES BLINDS! — since 1969 —

Vertical, Mini, Wood, Pleats

1-800-479-2667 • Don’t Pay More At Your Local Hardware Store •

We BEAT Any Quote!

8/31

Advertise in the Co-op City Times Classifieds!

Call 718-320-3300, x3384 for affordable rates!

Top Quality Work Painting, Plastering, Wallpapering, Floor Sanding & Refinishing.

Also, Floor Waxing.

8/31 Call Wesley 212.996.7347 or 917.325.5334

Serving Co-op City for over 25 years.

“When you see me, You’ll know me.”

Call Anytime • Seven Days A Week

Call Mike at: 718-974-1290

- Grout & Carpet Cleaning Eliminate e Breath Easy

FATHER & SON

Licensed and Bonded

JASON LASH

8/31

Moving

R O N ’S

Trucking Corp.

914.

423.

1773

MOVING Low Low Rates Residential/Commercial Local & Long Distance NO Extra Charge for Stairs, Weekends or Holidays.

FREE Mattress Covers Flat Rate/Free Estimates NYSDOT #T-35528 USDOT #1060058

Products

COFFEE LOVERS! There is a new gourmet coffee in town!

This is very good for you! On Sale Now!!

Go to ganolife.com or call David at 917-698-5663. ID# 1840309055 8/31 Slipcovers

(718) 746-8925 PLASTIC SLIPCOVERS TABLE PADS CUSHIONS REFILLED NEW FOAM RUBBER SOFA PLATFORMS LOW, LOW PRICES

RUBBISH REMOVAL Residential/Commercial Estate Clean-Outs ✔ Construction ✔ Appliances ✔ Furniture ✔ Paint Cans ✔ Wood

ALL STATE DECORATORS 8/31

Advertise in the Co-op City Times Classifieds!

Call 718-320-3300, x3384 for affordable rates!

Anything Non-Hazardous Heavy-Duty Cleaning

Building Management Companies Welcome to Enquire!

Co-op City Times

10/25

20492049 BartowBARTOW Ave. • Room 21 • NY21 10475 AVE. •Bronx, ROOM

BRONX, NY 10475 • 718.320-3380 1.718.320.3300, ext. 3384

Co-op City Times SUBSCRIPTION FORM $52/Year

(Includes postage and handling)

The Co-op City Times is FREE for all Shareholders.

WHO SHOULD SUBSCRIBE? • Local Businesses • Advertisers • Family Members of Shareholders • Former Shareholders • Potential Shareholders • ANYONE! NAME ___________________________________ ADDRESS ________________________________ CITY ____________________ST____ ZIP_______ PHONE __________________________________ Subscribe for #______ year(s).

Send Check or Money Order for $52/year, made out to Co-op City Times 2049 Bartow Ave., Rm 21, Bronx, NY 10475

718.320.3300, ext. 3384 Papers are mailed Monday after issue date.

Laundry Room Etiquette Please be considerate of others when sharing use of the laundry room. While using the machines or waiting for your clothes to finish:

CLASSIFIED AD FORM

Rates: $6 for 20 words or less Over 20 words, $6 plus 30¢ for each additional word. $2.40 per line for bold type (3 words max.)

Display Classified: $8.00 per column inch.

Fee is payable in advance. No exceptions. No refunds. Checks or Money Orders ONLY payable to Co-op City Times must accompany ad. We no longer accept cash.

Deadline is MONDAY at 3 P.M., except when there is a holiday, in which case the deadline is moved up one day or as announced. Classifieds advertising the sale of land, homes, or apartments outside Co-op City or advertising businesses operating within homes in Co-op City cannot be accepted. No blind ads accepted.

PRINT YOUR AD HERE CLEARLY.

• Please refrain from playing loud music;

Attach sheet if needed. Use Pen or Typewriter.

CATEGORY (Required):

• Keep an eye on young children accompanying you;

____________

______________

______________

______________4

____________

______________

______________

______________8

• Do not leave clothes unattended in washers and dryers for long periods of time;

____________

______________

______________

_____________12

____________

______________

______________

_____________16

____________

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_____________20

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• Do not remove carts from laundry rooms; • Do not use the laundry baskets and/or laundry tables to sort dirty clothes.

NAME _________________________________________________________ PHONE ADDRESS

________________________________________________________ ______________________________________________________

CITY ________________________STATE________ ZIP __________________ Insert for (#) _________ times. Starting issue date: _____________.

36

Co-op City Times / August 31, 2013

Co-op Sales Est. 1969

CALL 1-800-479-2667

Need a Facelift?

• Medicine Cabinets • Flooring • Range Hoods • Carpet Cleaning • Light Fixtures

DEEP DOWN CARPET CLEANING!

• In House Shampoo Service • Pre-Spot Included • Dual Steam Extraction Process • Upholstery Cleaning Available • Furniture Moving • Tile & Grout Cleaning

Breathe Easier • Eliminate Bugs

• Window Fashions • Shower Doors • Refacing • Wall Mirrors • Counter Tops

We Beat All Competitor Pricing! www.co-opsales.info Licensed and Insured, NYC Better Business Bureau, NYC Dept. of Consumer Affairs