Co-op City Times 12/04/10 by Co-op City Times

Vol. 45 No. 48

Saturday, December 4, 2010

Board ratifies last two remaining labor contracts; all unions under contract until 2013 BY BILL STUTTIG Co-op City can look forward to at least three years of labor peace after the Riverbay Board of Directors ratified the final two contracts between Riverbay and the five major labor unions that represent the bulk of the workers serving the community. A five-year agreement between Riverbay and Local 94 of the International Union of Operating Engineers, representing 39 engineers helping to operate the Power Plant and its related services, was reached in November and ratified unanimously by the Riverbay Board of Directors on November 22nd. Also on November 22nd, the Board unanimously ratified a three year agreement with Local 153 of the Office and Professional Employees International Union representing 51 clerical and office

workers for Riverbay. Earlier this year, Riverbay reached agreements with Local 282 of the Teamsters Union which represents approximately 25 employees of differing job descriptions from various departments throughout Riverbay, the Patrolman’s Benevolent Association, representing Riverbay’s Public Safety Officers and Detectives, and Local 32BJ, representing more than 500 maintenance workers. Each of the five unions signed on for at least a three year agreement meaning that Co-op City will not face the prospect of a labor stoppage until at least 2013. This past June, the more than 500 Riverbay employees belonging to Local 32BJ went on strike for eight days, forcing management and other employees to perform the essential daily tasks of operating (Continued on page 5)

Public Safety arrests man for holdup of cab driver BY BILL STUTTIG Responding to a call for help from a cab driver who claimed he was held up at gun point by four males after dropping them off in the Debs Place vicinity near Building 10, Public Safety officers quickly chased down and arrested one of the suspects who allegedly car-

ried out the potentially deadly attack. Public Safety dispatchers were alerted to the crime at approximately 7 p.m. Sunday night after the victim placed calls to Public Safety’s central office claiming that he had just been (Continued on page 2)

Thieves break into eight cars in Garage 6 over Thanksgiving holiday BY JIM ROBERTS The ongoing problem of car break-ins, which had slowed in recent weeks, flared up again over the long Thanksgiving weekend when thieves broke into eight vehicles in Garage 6 and stole GPS systems from many of the cars. During the midnight shift of Nov. 28, the Sunday after Thanksgiving Day, the cars were broken into, according to the Co-op City Public Safety Department (CCPD). The criminals seemed to target Chrysler vehicles, according to Chief Frank Apollo of CCPD. “For a little while it seemed to have stopped, but that night, it resurged,” he said. “We are asking cooperators to assist us and report any suspicious people they see around the garage,” Chief Apollo said. “We really need their assistance to report

anything that looks out of the ordinary.” Cooperators can report any suspicious activity they see by calling 718-320-3300 and going through the prompts to Public Safety or by calling the Public Safety emergency directly at 718-671-3050. Reports can also be made at the Public Safety website at www.ccpd.us The Co-op City Public Safety Department is working closely with New York City Police in the 45th Precinct and both departments are increasing patrols in the parking garages to provide a high profile police presence. Police have noted that the Town and Country Chrysler model car seems to be the target of choice by criminals in the recent series of break-ins. According to (Continued on page 4)

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Cogeneration savings, reduced operating costs highlight annual financial report BY JIM ROBERTS This fiscal year’s audited financial statements of Riverbay Corporation released this month highlight the economic success that cogeneration has provided to Co-op City’s shareholders. The audited financial report, which covers the Riverbay fiscal year from April 1, 2009 through March 31, 2010, also shows that Riverbay management has restrained operating expenses, cutting nearly $2 million from the money spent the previous year while still providing all the daily services needed in the community. Thanks to Co-op City’s innovative cogeneration plant, which now produces nearly all of the community’s electrical needs, payments to Con Edison dropped by more than 33% in the past fiscal year. Riverbay saved Co-op City shareholders $8.5 million last year by reducing the electrical costs from $24.56 million to just $16.08 million. That $16.08 million figure will continue to fall in the future as cogeneration

eventually eliminates the need to purchase any electricity from Con Edison. In fact, increased savings from cogeneration is continuing to grow each month. This past August, energy costs were $1.64 million lower than budgeted. The September savings were $1.29 million and the October figure was $1.53 million, providing a total of $4.3 million of cogeneration savings over the past three months. On the operating expense budget, Riverbay spent $156.35 million in fiscal year 2010, a decrease of more than $2 million compared to fiscal year 2009’s operating budget of $158.50 million. The operations budget is comprised of all day-to-day expenses to operate Co-op City. The main items are the mortgage debt payments; utility costs, such as fuel, electricity, water, insurance, real estate taxes; and all of the expenses related to providing services to shareholders, for example, maintenance, cleaning of the buildings, operation of the power plant, (Continued on page 2)

NYS Regulations precise on application/reduction of mandated surcharges in city and state M-L developments BY ROZAAN BOONE In response to the anonymous flyer posted in several Co-op City buildings this week on maintenance surcharges, Riverbay’s Finance Department notes that New York State regulations are very specific concerning the application, reduction, suspension and rescission of surcharges. In addition, the regulations also specify the notification procedures that are required to initiate adjustments to a shareholder’s surcharges. As reflected in the flyer, which was posted on the lobby wall by the elevator and brought to Riverbay’s attention by a shareholder in Building 3, many Co-op City shareholders pay a monthly “surge charge” in addition to their regular monthly maintenance charge because their annual income is above the maximum allowable income limit when they purchased their apartment. The flyer, which was also posted in other residential buildings in Co-op City, continues: “However, if your income goes below Co-op City’s maximum income for the apartment you have, the ‘surge charge’ should be removed. (sic)

And the maintenance charge (rent) should go back to the regular rent for that apartment. In other words pay what everyone else pays for that apartment.” Shareholders are then told that if their surcharge has not been “eliminated” since their income has decreased, they should notify the Riverbay Bookkeeping Office and if there is no response from Riverbay, then HUD representatives suggests the Attorney General’s office be contacted, “and possibly prepare a class action for retroactive compensation lawsuit.” Gail Badger-Morgan, Riverbay’s Assistant General Manager, notes that the surcharge process is mandated by the New York State Housing and Community Renewal (HCR), formerly known as the Division of Housing and Community Renewal, the agency that supervises New York State aided Mitchell-Lama developments such as Co-op City. Riverbay’s surcharges are assessed in the same manner as all other city and state Mitchell Lama developments, as the surcharges are a provision of the Mitchell-Lama statute. (Continued on page 4)

Co-op City Times / December 4, 2010

Financial Report

(Continued from page 1)

garbage removal, elevator maintenance contract, public safety, garages, Cooperator Services Office (CSO) and other administrative costs and support. In a memo to Riverbay Board Directors, Herbert Freedman, principal of Marion Scott Real Estate, Inc., Riverbay’s managing agent, noted the strong results reported in this year’s audited financial report. “The financial statement surely shows that we have held the line and performed very well indeed thanks to cogeneration and, of course, management,” Freedman wrote. “In fact, operating expenses have dropped from $158 million last year to $156 million this year.” Freedman also noted that the financial success of cogeneration here in Co-op City

has helped to soften the blow facing Riverbay because of soaring water and sewer costs from New York City. “One can also see the big jump in water and sewer from $11.356 million in 2009 to $15.598 million in 2010 and these charges will increase further in the next year with New York City water rates increased by 13.9% on July 1, 2010.” Looking ahead, Freedman wrote: “We can only expect this year to be better with regard to cogeneration benefits, but worse on water and sewer.” The fiscal year 2010 Riverbay financial report, which was audited and certified to be correct by the independent auditing firm of O’Connor, Davies, Munns, Dobbins LLP of New York City, shows that revenues increased in the fiscal year by $8 mil-

Arrest

lion, providing the necessary income to keep up with increasing operating costs and maintain Riverbay’s solid financial position. Residents’ carrying charges revenue increased from $155.17 million in 2009 to $164.03 million in 2010. Revenues from the 5% carrying charge increase that was mandated by DHCR and implemented on Feb. 1, 2010, are used primarily to pay the community’s mortgage. In October of 2009, as Riverbay began paying down the principal on its $480M mortgage that was secured in 2004, the interest rate increased from 5.2% to 6.2%. This prompted the Riverbay Board to approve a resolution authorizing management to explore the community’s recapitalization options through a HUD/Freddie Mac loan, a process that is ongoing.

Representatives from Wells Fargo/ Wachovia Bank met with officials from the federal Department of Housing and Urban Development in November to continue discussion about a government guarantee of a mortgage refinancing that would lower the interest rate on the Co-op City mortgage. The 2010 audited financial results also show a sharp drop in the amount of resident turnover in Co-op City, another sign of the community’s stability. In 2009, a total of 1,938 rooms were bought back and then sold to new shareholders, but in 2010 that figured dropped to 1,628 rooms, a decline of nearly 16%. (The March 31, 2010-2009 Riverbay financial statement is published on pages 15-17 and pages 20-22 of this issue of the Co-op City Times.)

ing to the victim, pulled the trigger twice. The gun misfired both times, the victim reported to the investigating officers. The apprehended suspect is a 23-year-old resident of Building 5. The three remaining wanted suspects are described as being between ages 20 and 25. Deputy Chief Gerardo Blanco described last Sunday’s arrest as “one in a series of good apprehensions our officers have been

making over the past several months as we continue to strive to maintain this community as one of the safest in the city. It is because of the diligence and bravery of our officers that Co-op City remains safe.” Just last Thursday afternoon, three Public Safety officers successfully chased down and apprehended a gun man moments after he fired at two other individuals near Building 11.

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robbed at gun point. Numerous Public Safety officers rushed to the scene. According to the Public Safety report, the victim gave chase also, pursuing the alleged gun man to Building 13 until he lost sight of him. At the same time, Public Safety officers spotted the other suspects running from the rear of Building 14. Giving chase, the officers were able to catch and

arrest one suspect near the loading dock of the Dreiser Shopping Center. The suspect was positively identified by the victim at the scene and then arrested. According to the Public Safety report, the victim gave a chilling account of the crime, stating that the four suspects, as they were being dropped off at their destination by the driver, instead of paying the fare, one of the suspects pulled out a black gun, and accord-

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Co-op City Times / December 4, 2010

2nd Combing ty Blood p Cinext Co-oDrive 14th Annual Kwanzaa celebration set for December 28 The Coalition of African American Churches and Community Organizations will present their 14th Annual Kwanzaa Celebration on Tuesday, December 28, at 5:00 p.m. in the Bartow Community Center, Room 31, located at 2049 Bartow Avenue (Co-op City), Bronx NY. This event is free, and everyone is invited to attend.

Bereavement support Church of the Savior’s Bereavement Support Group meets every Monday, 7-8:15 p.m., at 120 DeKruif Place (Building 7, street level). This is a free service and anyone may attend for confidential counseling and support. This service is open to all residents, as well as members of the faith community and social agencies within Coop City, who would like to attend or refer their members or clients to the bereavement support group. The Holiday season is generally a very difficult time for those who have suffered the lost of a loved one, and anyone who would like to take advantage of this service is asked to contact Rev. Dr. Robert A. Smith, Jr. of the Church of the Savior at (718) 3200002 or (917) 734-4058.

City Island Craft Fair today Grace Episcopal Church, 116 City Island Avenue in the Bronx, will be holding its 7th Annual Christmas Cafe and Craft Fair on Saturday, December 11th, from 10 a.m. to 5 p.m. Vendors will be offering handmade items including arts and crafts and homemade foods. A continental breakfast will be served from 10 to 11:30 a.m. and lunch from 11:30 a.m. to 3 p.m. There will be home baked goods for sale, as well as a 50/50 raffle.

FRONT PA G E

What’s Cookin’?. -- The Teen Publication Is Causing Excite-Ability On Saturday, November 27th, the teens of Building 18’s Scholarship Incentive Awards Program (SIAP), their director Ruth Edwards, parents and neighbors were in the meeting room and lobby of Building 18 for the book signing and reception for What’s Cookin’?, the book cooked up by Kids who Cook. Dressed in their Kids who Cook t-shirts, the young people signed and wrapped books for folks throughout Co-op City. Yes, we said ‘wrapped’ which is a key part of the book’s presentation as the book is placed in a flour sack dish towel and bound with a wooden spoon. As people left with their packages, they were overheard with comments like, “What a neat wrapping,“ “I don’t have to do any Christmas wrapping now,” “This is a ter-

rific and unique idea and I will probably have to come back for more when people see it,” “Not only is the wrapping great, the cause is too--helping teens.” The young people not only signed, but wrapped the books. When patrons left the meeting room, they went into the lobby for the reception, and it was jammed. Two of the kids had carved vegetables to look like palm trees and a bouquet of flowers which got lots of attention while guests were asking of the hors d’ouerves, “is this recipe in the book?” Patrons also came from New Jersey, Queens and Manhattan and others are calling for copies from out-of-town. One gentleman who bought a book on Saturday, called Ms. Edwards early Sunday morning with a request for 7 additional copies.

Clearly, the book is a bestseller for SIAP which took in more than $2,300 on the first day. More than half of the 330 books in stock have already been sold. The book will be available for sale every Thursday in the Building 18 lobby from 5 p.m. until 7 p.m. It’s $18 a copy. For further information and to reserve a copy, contact Ruth Edwards, SIAP founder and director at 718-671-9475. Quantities are limited and it is suggested that orders be placed early. It is possible that there will be a reprint based on the response and reaction we’re getting to the book, but the new books will take 6 weeks to arrive. “Thanks to everyone who purchased books on Saturday,” said Ms. Edwards. “Your support is greatly appreciated.”

Truman High School Football Team Wins City’s Bowl Championship! Supported by Truman High School’s outstanding senior running back Issayah Muller and his two touchdown and 295 rushing yards, Truman High School varsity football team won the PSAL’s Bowl Division championship Sunday with a 23 to 20 win over Beach Channel High School. The varsity football team, led by head coach John-James Shepherd and assistant coach John O’Brien, worked hard to maintain a 10 and 2 record the entire season. They finished a great regular season with a 8 wins in ten games and then earned a chance to play for the championship with a 20 to 8 victory over August Martin High School on November 21st. The championship win at Sunday’s game against Beach Channel was a culmination of dedication, perseverance, and true sportsmanship, said the team’s coaches and school administrators. “I am incredibly proud of the varsity football team!” states Principal Sana Q. Nasser. “Over the last few years, these young men have grown athletically and personally. I am proud of them because of their obvious athletic abilities, but also because of their academic and personal accomplishments—they conduct themselves well both on and off the field, and they are cordial to members of opposing teams.” “I am honored to have been a part of this team,” beams Coach Shepherd. “There is no greater reward to a coach than to see his team’s hard work and perseverance result in a championship victory. I, along with the rest of the faculty and staff, congratulate the 2010-2011 Mustangs on this monumental achievement. I cannot express how proud I am of my boys.” “Year after year I am privileged to witness the bond forged by these young men.

The Truman High School Mustangs with the New York City Bowl Championship trophy following last week’s championship game.

This year’s success will strengthen that bond even more. Pride is too weak a word to describe how I feel about this team,” states Coach O’Brien. Highlight performances for the game included Muller’s rushing for 295 yards and two touchdowns, senior Xavier Hamilton scoring 1 touchdown and senior Andrew Reid recording 11 tackles. Muller got the Mustangs off to a good start with an 80-yard touchdown run in the first quarter and then another 53-yard run which helped set up Hamilton’s eight yard touchdown which enabled the Mustangs to grab a one-point led just before halftime. Later in the game Muller run for an 82-yard touchdown to give the Mustangs a nine-point lead in the final quarter. After Beach Channel pulled within three, Muller ran for three straight first downs to eat up the game’s remaining minutes and close out the victory. A school spokesman said this week that throughout the halls of Truman High, one

can feel the immense pride everyone feels for the Mustangs! “One of the best things about Truman High is the support students feel from each other. Whether students are involved in athletics is irrelevant because everyone is celebrating this huge accomplishment—and that is true Mustang pride,” states Principal Nasser. Harry S Truman High School is committed to excellence by offering a variety of programs that build success in academics, the arts, and athletics. Truman’s administrators, faculty, and staff believe that scholastic success and extracurricular activities will prepare students to become well-rounded and productive adults beyond their high school years. While many large neighborhood schools have been replaced with smaller schools, Truman has remained intact, serving more than 2,800 students. Truman’s success is attributed to its specialized programs and academically rigorous curriculum across the content areas.

Co-op City Times / December 4, 2010

Amended Second Reading Resolution #10-59 (Revised) SUBM I T T E D BY: E lea n or Ba iley SE C ONDE D BY: H elen At k in s BOAR D O F DI R E C T O R S M E E T I NG: Novem b er 22n d , 2010 W h er ea s, The Division of Housing and Community Renewal (“DHCR”) Management Manual for Housing Companies (9 NYCRR 1727-4.1) states, “Payment of rent promptly by tenants can be made a matter of habit” and that managers must diligently follow procedures to ensure timely monthly payments; and W h er ea s, Management, in a report dated September 8, 2010, advised the Board that for the one year period from July 2009 to June 2010 the average num-

Surcharges “Surcharges are calculated by Riverbay based on a formula as required by the New York State Mitchell-Lama program regulations,” said Peter Merola, Riverbay’s Director of Finance. “The maximum income limit for an apartment is based on carrying charges, size of apartment, equity amount paid when moving in, and how many people live there.” “The formula can be found in Section 1727-4.1 of the official compilation of the Codes, Rules and Regulations of the State of New York,” Ms. Badger-Morgan added. This formula is also included in the income affidavit package that shareholders receive annually in the Spring. Each new incoming cooperator provides Riverbay with an affidavit at their closing listing each resident who will be residing in the apartment, and if applicable, their respective income. Based on this information, the total household income is calculated and if it is within the minimummaximum income limit for the apartment, the family is eligible to move into Co-op City. Each year thereafter, every household must complete an Annual Affidavit of Income, and report to Riverbay who

Garage Thefts information that Riverbay’s Legal Department received from Chrysler Corp., over the last year Chrysler dealers have been giving away free navigation systems with the purchase of a new vehicle. Thieves know about such dealer incentives, and target the cars accordingly. Chrysler said that each GPS system has a unique number so it can be traced back to the vehicle it was stolen from if the stolen devices are recovered. Noel Ellison, Riverbay’s Director of Parking Facilities, has directed garage attendants to pay increased attention to activities going on in their garages and to report any suspicious activities. During the past month, a number of vehicles have been broken into and the navigation systems stolen, Ellison said. The perpetrators seem to be targeting late model Chryslers (especially the Town & Country van). So far, these incidents have occurred in Garages 3, 4, 6 & 8. The Parking Facilities Department is also posting flyers in the parking garages asking

ber of Co-op City’s 15,372 shareholders who did not pay their carrying charges by the 10th of the month was 1,900; and W h er ea s, Management reports the late payments by these 1,900 shareholders causes Co-op City to have an average monthly negative cash flow of $1.9 million and impacts the housing company’s ability to pay bills on time , avoid late fees and interest and lose discounts available for early payments; and W h er ea s Management recommends that the present $30 late fee , which was approved by the Board on October 9, 1996 by Resolution #96-75, be increased to $50 as a method to influence shareholders to pay their carrying charges on time and to cover the administrative costs incurred; and

W h er ea s Management has notified the Board that legal action will also be taken against shareholders who are found to be chronically late if three non-payment actions have been started against them in a 12 month period and that the legal fee for non-payment actions is being increased from $150 to $200. NO W T H E R E F O R E , B E I T R E SOLVE D, that Board of Directors approves increasing the late fee from $30 to $50 for those shareholders who have not paid their carrying charges by 10th of the month and such late fee will be collectible as additional rent; and BE I T F URT HE R R E SO LVE D, that this Resolution will take effect no sooner than January 1, 2011 and that manage-

ment will advise shareholders of the new late fee and legal fee by publication in a minimum of three (3) consecutive issues of the Co-op City Times. BE I T F URT H E R R E SO LVE D, that the legal fees for Non-payment actions is increased from $150 to $200 BE I T F URT H E R R E SO LVE D, that resolution 96-75 is hereby rescinded. YE S: At k in s, Ba iley, G or d on , F. J on es, M or a les, Sa n t ia go, T ir a d o, Ab d u l-Wa h h a b NO : C ylich , L eslie ABSE NT F O R VOT E : Sh a p ir o, Tor r es ABSE NT: O . J on es, O wen s, R od r igu ez Pa ssed

Once the shareholder submits the required documentation, their surcharge is adjusted and reflected on their next month’s maintenance statement. “Anyone who is concerned that Riverbay may be unjustly withholding a reduction in their maintenance surcharge must first come into the Bookkeeping office and report the matter in writing and if they are still not satisfied, they may contact HCR,” said Badger-Morgan. Every year, during the income affidavit process, state law requires Riverbay Corporation to examine the household income of shareholders to determine their continued eligibility for residency in a Mitchell-Lama apartment, and/or the assessment of a surcharge. “Each spring, during the income affidavit period, shareholders are required by state law to complete and submit their income affidavits to Riverbay which, in turn, submits them to HCR for verification of income against filed New York State income tax returns,” said Merola. “If there is a discrepancy, HCR contacts Riverbay Corporation, which, in turn, contacts the shareholder who is asked to submit documentation and failure to do so could result

in a maximum 50% surcharge being assessed on the apartment, again, all in accordance with HCR guidelines.” Badger-Morgan said: “NYSHCR reviews and initiates income matches based on the Income Affidavits that are submitted. Discrepancies generate a requirement that the shareholder must submit a certified copy of their New York State tax return. It should be pointed out that in addition to failure to provide the additional required documentation, failure to do so within the allotted time frame also results in the assessment of the maximum surcharge.” “Action is taken after HCR informs Riverbay of a discrepancy between the income on a cooperator’s Income Affidavit and the income on their NYS tax return,” reiterated Michael Munns, Riverbay’s Senior Attorney. Changes to a shareholder’s household income can be reported in writing to Riverbay any time during the income affidavit calendar year, not only during the income affidavit verification period in the spring. If anyone has questions or concerns about their maintenance surcharge, they may contact the New York State HCR.

“You also shouldn’t leave any type of wiring that looks like it might belong to an iPod because they may think your iPod is in the car,” the Chief said, “or any other kind of wiring that looks like it’s going to hook up to

other systems in the car.” Cooperators are also reminded not to leave their garage access cards visible in their cars. Thieves can use the cards to gain access to the garages, Chief Apollo said.

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resides in the apartment. This information should match what is reflected on the New York State tax return filed each year. If the household income is below the maximum, no surcharge is applied. In the event that the total household income exceeds the maximum allowable income limit for the apartment, a surcharge is assessed for that particular apartment, in accordance with the state regulations. New York State regulations entitle residents to an income reexamination to reduce or remove surcharges, if required, if any of the following circumstance occurs: • tenant or member of family is placed upon public assistance by the Human Resources Administration; • a full-time employed member permanently leaves the family; • death or retirement of a member of the family who had income; or • long-term unemployment of a member of the family which had been continuous for at least three months. In the event of any one of the above life experiences, the shareholder is required to provide Riverbay with written notification and appropriate documentation in order for a surcharge reassessment to be made. (Continued from page 1)

cooperators to help prevent further break-ins by reporting anything out of the ordinary. “To help address this matter, we are requesting that you be vigilant during your travels through the garage and report any suspicious activity to the Attendant and/or call the Co-op City Public Safety Department at (718) 320-3300, Option #1,” the flyers say. Public Safety officials are also reminding cooperators of the steps they can take to help prevent having their cars broken into by thieves. GPS systems should be taken out of parked cars whenever possible. Drivers can leave the arm rests open if they are empty to deter break-ins. Another important tip is to not leave loose coins visible as a target for a break-in. “Don’t keep small change in your car don’t have anything of any value visible in the car itself,” Chief Apollo said. “If you keep small change out visible in the car, people, when they are down and out, will break in.

Congratulations on your retirement It is with much pride that we announce the retirement of our son, MSgt. David A. Thomas from the U.S. Air Force after 20 years of service. During his tenure, David obtained an Associate degree in Avionics Systems Management and a Bachelor’s degree in Professional Aeronautics (magna cum laude), along with other academic achievements. In his formative years, David was a Little Leaguer. He is a graduate of Truman High School, Class of 1988. As a student, he was on the track and field team, running the one-quarter and one-half mile and cross country. In his senior year, he was voted the first “Mr. Truman Lightweight” in a body building competition. It is our prayer, along with tons of love, that God will grant him a future that shines as bright as the North Star. To God be the Glory. —Gr a t efu lly su b m it t ed b y h is p a r en ts, C h a r les a nd Novella T h om a s

Co-op City Times / December 4, 2010

Contracts Ratified and maintaining the buildings and grounds until the labor impasse was resolved. Of the five unions whose existing labor agreements expired in 2010, Local 32BJ was the only one that went on strike. Scott Trivella, the labor attorney who represented Riverbay during negotiations with all five unions, gave credit for each of the five new agreements reached this year to the union leaders and members, the Board of Directors, and especially Riverbay’s management, for striking a balance between the harsh realities of today’s economic conditions and their effect on the financial needs of the community while appreciating the workers in giving them the wages and benefits that they both need and deserve. He said that these last two ratified agreements, along with the three from earlier this year, are beneficial to both the community and the workers because they are financially feasible for the shareholders while demonstrating an appreciation for the efforts and needs of the workers. Board Director Eleanor Bailey, who chairs Riverbay’s Labor Committee of the Board as a whole, and who submitted the resolutions to ratify the two contracts at the November 22nd Board meeting, said: “I am very happy that we were able to handle these negotiations with class. We realize that these are tough economic times for every-

Co-op City’s garages net record high transient income during Thanksgiving holiday BY ROZAAN BOONE The Riverbay Parking Facilities Department pulled in approximately half of its monthly income from transient parking over the Thanksgiving holiday last week, netting $13,572 from the community’s 8 parking garages. Over the five days, beginning on Thanksgiving eve, Wednesday, November 24, through Sunday, November 28, $13,572 was collected. During the course of a normal month, the garages bring in $25,000-$30,000 in transient parking charges. Comparatively, last year, during this same period, $11,947 was collected from transient parkers-$1,625 less, reflecting an increase of 13.6% this year. Noel Ellison, Riverbay’ Director of Parking Facilities, said: “We are quite pleased with all of the progress in our efforts to accommodate visitors to our community. Clearly, many family members and friends came to visit and celebrate Thanksgiving with shareholders in Co-op City which gives evidence of the welcoming culture of this community. Over the five-day holiday period, we took in more than half the revenue we normally take in for a full month. It is especially pleasing that the visitors were extremely courteous and complied with all of our regulations during their visits.” Ellison pointed out that the holiday season has historically been a high activity time for Co-op City’s garages, but this year’s Thanksgiving numbers far exceeded expectations. “Traditionally, the winter holiday season has been the top income generating period for the (Continued on page 23)

Deepest Condolences We extend our heartfelt sympathy to Nicole Allen and Dwayne Walker on the passing of their dearly beloved baby son, GheShaun Quincy Walker, on Monday, November 22. Nicole is a contingent employee in the Riverbay Parking Facilities Department. Please join us in keeping Nicole, Dwayne and their families in your thoughts and prayer during this most sorrowful time.

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body, but I think we came up with contracts that are fair and allow the staff to have a wage and benefits package that is up to the standards of this new 21st Century. I am happy that we were able to get the contracts ratified and very proud of everyone involved. I thought it was particularly important that our power plant engineers have a new longterm contract with Riverbay, ensuring their skilled services over the next five years because our co-generation operations are vital to the future financial and physical wellbeing of this community.” The Board ratified both contracts unanimously. Director Bailey submitted both resolutions for ratification and Director Bill Gordon seconded each resolution. Both resolutions were approved by Board President Helen Atkins, and Directors Bailey, Bernard Cylich, Gordon, Francine Jones, Andrea Leslie, Leticia Morales, Evelyn Santiago, Al Shapiro, Raymond Tirado, Manny Torres, and Khalil Abdul-Wahhab.

According to the Memorandum of Agreement between Riverbay and Local 94, the new contract runs from November of this year through October 31st of 2015. The 39 union engineers received a 10% pay raise this year, a 5% raise in 2011, and a 3% raise each of the last three years of the contract. Riverbay will also increase payments into the union’s health benefits, pension and annuity funds. Payments will increase by 10% this year and by 3% each of the next four years. The agreement between Riverbay and the 51 office and clerical workers of Local 153 calls for no raises of weekly salaries over the next three years, but instead an annual bonus of $250 will be paid to each Riverbay employee in the union each November for the next three years beginning with this year and continuing through 2012. The agreement also calls for increasing payments by Riverbay into the union’s pension and health funds over the next three years. This new contract expires January 31, 2013.

Co-op City Times / December 4, 2010

Letters to the Editor

Co-op City Times

Fiduciary responsibility of the Board To t h e E d it or : I wholly agree with Board President Helen Atkins’ words in the Nov. 20, 2010 Co-op City Times. “There is no room for personal animosity on this Board of Directors.” Therefore, I was shocked by her use in her next paragraph of personal attack terms and innuendos against “some” (Directors) including “antics,” “grandstanding,” “scoring personal points,” “complain about everything,” “put politics first,” etc. Please, Ms. Atkins, avoid substituting such words for revealing what the issues are. You did say earlier that there were “controversial issues,” a goal to “resolve outstanding issues.” I don’t want to be reminded of the

champion of personal attack terminology, our past board president who succeeded for years in distracting attention from what was going on by such innuendos (before she was tried, convicted and served prison time for her financial shenanigans with our money). I wish Board meetings were open, giving us the right to know what actually goes on, and I wish first readings of resolutions were printed here (as they were with the original boards). Transparency allowed community feedback and comments before final decisions, a far more democratic method. The Board’s purpose is to oversee everything, both to advance necessary projects and, too, to protect us from behaviors which harm our living conditions or

housing affordability. This last is especially touchy since we contract management to a private-profit corporation which contracts out to other for-profit companies. Co-op City is a lucrative investment for them. Marion Scott Corporation does business all around New York: profit, of course, their primary objective. Our Board’s undeniable job is to look at everything, see that necessary jobs are done well and at justifiable cost, as well as to initiate programs which benefit all ages in our community. All of this requires serious discussions, with open minds (and ears), and fair resolution of controversy in the interests of us, the cooperators who own Co-op City, and our families here. —Ha r r iet Silver

Where is the “civic” in this activist? To t h e E d it or : From all the improvements in Co-op City in the last few years, second only to the new windows, the creation of the garbage plant at Peartree really stands out. The new program of removing garbage from the buildings every day and the associated recycling program make for a clean-

er environment. And now I read in some paper that a certain "civic activist" wants us to go back to the old ways of the city sanitation service. I guess he misses the smell, the rats on the garbage pads, the bing bang clanks from the garbage trucks at 6 a.m., and don't forget about the flies! Maybe he should

first ask the people living in the front part of the buildings what they think about it. The New York City administration has always treated us like stepchildren and this was a good way to help ourselves. Complaining about all and everything may be "activist," but it doesn’t look too —J ose Ver scha ffel "civic" to me!

Not ice of n on -d eliver y of t h e Co-op City Times The Co-op City Times is the official newspaper of the residents of Co-op City. It is distributed to every residential building and townhouse cluster on Saturdays. If you do not receive the paper, it is imperative that you call the distributor between 9 a.m. and 2 p.m. at (646) 479-1041 or (646) 261-1761. You should also contact the Co-op City Times office at (718) 320-3300, Ext. 3375, or email us at cctimes@riverbaycorp.com, to notify us so that we can followup with the distributor to ensure that the situation is addressed and corrected, especially if it is an ongoing problem. Thank you for your cooperation.

See pa ge 23 for River ba y’s policy a n d pr ocedu r es for cooper a tor s u sin g ou tside ven dor s/con tr a ctor s

Co-op City’s official newspaper serving the world’s largest cooperative community. (718) 320-3300, ext. 3375 cctimes@riverbaycorp.com

Derek Alger Director of Communications

Rozaan Boone Editor-in-Chief

Bill Stuttig Associate Editor

Jim Roberts Business Manager

Jennifer Flynn Operations Manager

Ralph Henriquez Production Manager

Mary Ann Sowah Graphic Artist

Deborah Harris Editorial Assistant The Co-op City Times welcomes issue-oriented letters to the editor to be considered for publication. All letters, in prose, not poetry, must be addressed to the editor, not to third parties. All letters must be handsigned by the writers and include their addresses and phone numbers, which will be kept confidential, so that the editor can verify the authenticity of the authors. Writers will be limited to one letter per topic. And to give every one a chance, we will limit writers to one published letter every 30 days. Anonymous or unsigned letters will not be accepted for publication. Letters cannot exceed 350 words. Ideally, they should be typed. All letters must be in the Co-op City Times office in Room 21, Bartow Community Center, by 3 p.m. every Monday to be considered for publication in that week’s edition. Views and opinions expressed in letters and Directors’ Viewpoint are solely the writer’s, and not necessarily shared by the Co-op City Times or Riverbay Corp. Advertisements and classified advertisements in the Co-op City Times do not necessarily reflect an endorsement from Riverbay Corporation of goods and services, but present greater options to cooperators of products and services available. The Riverbay Corporation does not assume any responsibility nor is it a party to any contract or agreement between the cooperator and the vendor. All matter published herein is copyrighted by the Co-op City Times. Permission for reprints of advertising or editorial contents produced by the Coop City Times must be obtained in writing from Riverbay Corporation, 2049 Bartow Ave., Bronx, New York 10475.

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Letters!

Important Notice to Shareholders of Building 6 Article SIXTH of your Occupancy submit your completed form for a short- lease, notify Riverbay, in writing, Agreement provides, in part, that your lease term lease no later than thirty (30) days Attention: Sales Support Office, 2049 automatically renews for an additional before the expiration of your present lease. Bartow Avenue, Bronx, NY 10475, ninety three (3) year period. You need to do noth- If you will be moving out at the end of your (90) days prior to lease expiration. ing if you want your lease to extend for another three (3) New Three (3) Year Last Date to Request Current Lease year period. If you desire a either a One (1) or Expiration Date Expiration Date lease of less than three (3) Two (2) Year Lease years, you may call 718-3203373 to request a form to subBuilding 6 February 28, 2011 February 28, 2014 January 30, 2011 mit for either a one (1) year or 140 DeKruif Place two (2) year lease. You must

r es Edito City Tim e. p o A Co Bartow v 5 2049 , NY 1047 x Bron

email: cctimes@riverbaycorp.com

Co-op City Times / December 4, 2010

Public Safety Report

CCPD urges drivers and passengers to Buckle Up for Safety BY LIEUTENANT PAM APOLLO During the holiday season, it may be likely that drivers might be taking more trips and transporting children or other passengers in their vehicles. It is very important that all drivers are aware of the rules and regulations regarding the appropriate restraint system for passengers of all ages. Using the proper car seat greatly increases children’s safety when they ride in a vehicle. Every person riding in a vehicle should be appropriately buckled up every time you drive your vehicle. Never put a rear facing infant seat in the front seat of an auto that has a passenger side airbag. The airbag can propel the car seat into the seat back with enough force to seriously injure or kill the child. Never hold a child on your lap while driving or while seated in the front seat. The force of the airbag throwing the child against you could be fatal. You should never take a child out of a car seat if they are fussing. Car seat in the rear seat is always the way to go, never regard not sitting in a car seat or sitting in the front seat as a reward. Children need to be buckled up in the rear seat of the vehicle properly restrained. Children aged 8 or over, weighing 100 pounds or more or taller than 4 feet, 9 inches may use a seat belt. Children between 4 and 8, 40 to 100 pounds should use a booster seat. Children 1 to 4 years of age should be in a child safety seat with a five point harness. Children younger than 1 should be placed in a rear facing infant seat in the back

seat of the auto. Never use a car seat that has been in an accident, it may have sustained damage that is not visible. Car seat installation can seem difficult at first. It is very important that you carefully read the owner’s manual for both the car seat and for your auto. The LATCH system is an attempt to simplify car seat installation and make it universal from one car to another. The acronym LATCH stands for Lower Anchors and Tethers for CHildren. It includes Lower Anchorage points and top tether straps to fasten car seats. All vehicles manufactured after 2003 must have at least 2 LATCH points in the rear seat. Seat belts can still be used to install car seats. This is an option for a third seat or if installation in the center seat is desired. Information regarding the LATCH system and the installation of car seats may be found at the National Highway and Transportation Safety Administration at 1(888)DASH2DOT or on their website at www.nhtsa.dot.gov/. Certified child passenger safety technicians are available at various locations to check for the proper installation of car seats. To find out about car seat check locations, call 1(866) SEAT CHECK or at their website at www.seatcheck.org. Every person riding in an automobile should wear a seatbelt. Seatbelts save lives. Airbags are not a substitute for seatbelts and are designed to be used in connection with seatbelts. An airbag comes out of the steering wheel or dashboard at a speed of 250 miles per hour. Without a seatbelt the force of an airbag can cause serious injuries to the

front seat passenger and driver. Wearing a seatbelt in a vehicle equipped with airbags will minimize injuries in otherwise life threatening collision. Seatbelts will prevent the wearer from being thrown from the automobile in the case of a collision. Today’s automobiles are designed to keep the passenger compartment intact in the event of a collision. Without a seatbelt, you will not remain within that safety zone. Unsecured persons in a vehicle continue to travel at the vehicle’s speed until they strike a solid object within or outside the vehicle. Internal organs of the unbelted person then collide with the skeletal system causing serious internal injuries. An unbelted person also serves as a projectile and can cause injuries to other persons in the vehicle. A person properly restrained stays within the vehicle’s safety zone and comes to a slower stop thereby minimizing injuries. Drivers should consider taking a Defensive Driver Training Course. These courses teach drivers tactics in becoming a safer driver, plus provide an insurance discount and possible point reduction. Riverbay Corporation is happy to announce a $5 discount on the National Safety Council’s new online 6 hour course. Enter referral code #664 at www.ddcnsc.org/ ny to receive your $5 discount off the Online Driving Course. The course is regularly $44.95, but comes out to $39.95 with the discount. The course is an interactive, informative course. You have one month to complete the course in as many sessions as you desire. Users have three attempts to score at least

75% on the exam at the end to receive credit. The online course offers the same benefits as the live course. A computer with a flash drive is required. Visit the website for more information. School is open, DRIVE CAREFULLY. Never pass a stopped school bus with a STOP sign displayed or its red lights flashing. This means children are loading or unloading. Be aware of pedestrians and bike riders when operating a motor vehicle. Bike riders must refrain from riding bicycles near buildings and shopping centers. Bicycle riders must give pedestrians the same level of respect that they expect from motor vehicles. Everyone needs to share the road safely. If consuming alcoholic beverages is a part of your holiday festivities, be sure to designate a driver who will not drink. Never operate a motor vehicle if you have consumed alcoholic beverages. Always buckle your seatbelt; it will save your life in a serious collision. Avoid distractions and excess speed when driving; these are the two leading causes of collisions within New York State. Always remember, if you see something, say something. Call 9-1-1 and the Department of Public Safety at (718) 6713050 or online at www.ccpd.us. Callers may remain anonymous when giving information. The Co-op City Department of Public Safety would like to thank all persons who have called in suspicious activity or sent information via our website. It is by your actions that the crime rate remains low and a high quality of life is maintained.

Co-op City Times / December 4, 2010

What About The Children? At the closed meeting of the Board, a Director’s resolution (10-78) was passed renewing the lease for the non-for-profit NAACP Children’s Day Care Center for three years, but increasing the cost to $6 per square foot — a 20% jump, with annual increases to follow. Just before voting to impose those terms on the NAACP facility, another Board resolution gave a six year lease to a new, private children’s day care center at a $4 per square foot with biannual increases to follow. The NAACP center serves the children of our own cooperators. Will the Center have to increase its fees for those children? I don’t know any cooperator whose income is going to rise by 20%. Why are child care facilities being priced out of existence? Aren’t they essential services that contribute to employment and to the social well-being of the community? When will we stop talking about support for childcare and youth services and actually begin supporting them? WHAT’S THE REAL ISSUE? Board passage of resolution 10-79 increases laundry room fees. The measure was justified as a way to subsidize laundry service. Yes we are subsiding the vendor services. We supply the rooms, electricity, gas and the hot and cold water, as well as a host of other necessities for keeping the service going. The vendor makes a profit, and now we’ll be paying more so that the vendor can have an even better deal. We cooperators are charged not just for the service but for increasing a vendor’s profit.

HARD TIMES WHO PAYS? Board passage of Resolution 10-59 increases the penalties and the legal fees for late carrying charges, from $30 to $50 and from $150 to $200, respectively. These penalties and fees earned the corporation $57,000 and $17,000 each month during the past year. Once again, additional hardships are being placed on families already struggling to keep a roof over their heads as they cope with the double-digit carrying charge increases of the past few years. It seems to me that management finds these ways to nickel and dime us while making sure to sustain—and add to—the profits of vendors.

Viewpoint

Andrea Leslie

Public Safety Blotter: November 21-27 Novem b er 24, 100 C a sa ls P la ce CCPD officers responded to a report of persons loitering in a stairway. One male was arrested and charged with Criminal Trespass when he could not provide a legitimate reason for being at this location. Novem b er 23, 140 C a r ver L oop A CCPD officer on patrol was notified by a passing motorist that an individual was observed firing a gun in front of 140 Carver Loop. As the officer arrived on the scene, the male displayed a firearm and attempted to flee the scene. A chase ensued and the male was apprehended on Tillotson Avenue. The firearm was recovered and the individual faces a range of charges including attempted murder for firing several shots at his intended victim who was not hurt. Novem b er 23, 100 Alcot t P la ce The CCPD Emergency Services Unit assisted federal agents to carry out an arrest warrant for a fugitive hiding out in the building. After making entry and searching the premises, the fugitive was found hiding in a closet and placed under arrest by the agents to face federal charges. Novem b er 22, 120 Dr eiser L oop CCPD officers arrested a male for disorderly conduct after he was observed being involved in a fight with another male who fled the area. He was issued a ticket and released. Novem b er 21, 920 C o-op C it y Bou leva r d An off duty New York City Corrections Officer was arrested by NYPD officers after he allegedly pulled a gun and threatened another person. There were no injuries and the matter is still under investigation. Novemb er 21, 2043 Ba r t ow Aven u e CCPD officers subdued an individual who had been acting violently toward others and appeared to be under the influence of a narcotic. The man was turned over to NYC EMS to be taken to a hospital for evaluation. It was later learned that he was apparently under the influence of cocaine.

WHAT HAPPENED TO 10-86? Emergency Resolution 10-86 was passed at a closed Board meeting on October 27, 2010. This resolution requires management to prepare and make public (with provision for protection of confidential information) a waiting list of townhouses, apartments, regular and reserved garage spaces, and the spaces in storage and hall closets. These waiting lists have never been published, and it is not known, to date, what, if anything has been done by management to implement this resolution. The townhouse debacle we are currently dealing with sheds a bright light on what can happen in the absence of the transparency and accountability a measure like Resolution 10-86 would introduce if it were actually applied. Keep you r eyes on t he p r ize. You may contact me at the Boardroom, 2049 Bartow Ave., Bronx, NY 10475.

Co-op City Times / December 4, 2010

The Apartment Transfer Investigation Allegations of an improper transfer of a townhouse apartment to a Board member have occupied the Board since September. The allegations came to light when a Board member learned that he had been bypassed on the townhouse waiting list by another Board member, Leticia Morales. Board president Helen Atkins promptly ordered an investigation, which the full Board endorsed. The investigation was undertaken by Riverbay general counsel Jeffrey Buss and his law firm, without authority to subpoena witnesses or take sworn depositions, and without the ability to protect potential witnesses such as sales and restoration department personnel. T E ST IM O NIE S & C O NC L USIO NS Despite these handicaps, many documents and voluntary interviews provided the basis for a report that identified the violation of laws and regulations and offered a list of conclusions and recommendations. When interviewed by Buss, Steve Gold, director of the Sales Department, admitted that he had moved Morales’ name to the top of the waiting list for a much-sought-after three-bedroom townhouse apartment, ahead of others including two Board members and other shareholders. Extensive work was performed in the apartment by Riverbay’s Restoration Department, although – ironically – a resolution submitted by Morales in 2008 stipulated that all transferred units were to be turned over in “as is” condition. C O NT R ADI C T I O NS Morales testified that she applied for a townhouse in 2008 and did not remember visiting the Cooper Place townhouse. She

Director’s Viewpoint

Bernard Cylich insists she was unaware that her application was placed ahead of others on the waiting list. Yet, contradicting herself, she told the Daily News (October 26, 2010) Board member Torres was not eligible, and Board member Raymond Tirado didn’t want to move to Cooper Place. How could she have known this? Such information is available only in records of the Sales Department. How could Morales have obtained it other than from that department? Such procurement of information could be considered “interference with the performance of official duties” and subject the violator to removal from the Board for malfeasance. A New York State Inspector General’s report (September 2007) criticized the Department of Housing and Community Renewal for inadequate monitoring of apartment sales in several Mitchell-Lama developments – although not in Co-op City. DHCR issued regulations requiring all its housing companies to establish waiting lists with clear guidelines and restrictions. But when Riverbay’s counsel Buss examined the records of the townhouse waiting list provided by Gold, he found that they failed to meet most of those requirements. There were actually two lists; one of them was not accessible to anyone outside Gold’s office. Transfer applications were not recorded in ink, in a permanently bound book, and application forms were not properly dated. I T M I G H T H AVE BE E N E XP E C T E D After the DHCR directive, followed

by arrests of two Sales Department employees for illegally selling apartments in 2008, one would have expected management to tighten that department’s practices. Yet General Manager Vernon Cooper told Buss that, in July or early August 2010, he met with the director of the Restoration Department, Corey Jones, and Steve Gold to review the condition of the townhouse being transferred to Morales. At this meeting, “he [Cooper] did not have a copy of the waiting list, did not have access to the list, did not have reason to consult nor review the list.” W H E R E I S T H E T RUT H ? Earlier, on September 22, 2010, Cooper responded to a memo in which I asked whether Riverbay had an apartment waiting list in compliance with DHCR regulations. In his reply, Cooper said yes, Riverbay has an active waiting list that is in compliance with the DHCR’s regulation that it be publicly posted. The issue is not addressed in Buss’s report, but, in my opinion, either Cooper had access to that list and was complicit with Gold in the Morales transfer, or he failed to implement a proper waiting list. Then there is the question of restoration of that townhouse. Gold testified that the meeting with Cooper and Jones was unusual. Cooper had never called a meeting concerning a transfer. During any fiscal year, there are over 600 move-ins or move-outs, and perhaps in 400 of these moves, no restoration is performed. Cooper, Gold, and Jones each stated, in separate interviews, that the Morales townhouse was to be transferred “as is.” Nevertheless, that transfer received Cooper’s special attention. Yet there was a caveat: some work

needed to be done. Why? In his interview, Jones said he “messed up” and failed to tell his crew that the Morales townhouse was a transfer and was not to be restored. But was it really a miscommunication between Jones and his three workers? Although townhouses are usually turned over “as is,” exceptions are made in cases of fire damage or serious code violations. The restoration of the Morales townhouse involved minor code work but also included flooring, plastering, countertop, and closet doors. Such work could not have been done in one day or without material received from and signed off by the department. A NO D AND W I NK M E SSAG E ? If Jones had been insubordinate, why didn’t Cooper suspend or terminate him? Or was Cooper’s action one of those “nod and a wink” messages by which, as Gold has claimed, Cooper allowed the Morales transfer? Some of these questions may never be answered. But the Board must take firm actions to restore moral authority to our shareholders. A first step was taken when management was directed to post all waiting lists for apartments, townhouses, and other facilities. It is worrisome, though, that the resolution was not reported in the Co-op City Times and cooperators heard nothing about management enforcement. There is an urgent need for the Board to initiate a bidding process from prospective general managers and managing companies to end the eight-year month-to-month MSI reign in Co-op City. To get in touch with me, call 718-3795874, write me c/o Board of Directors, 2049 Bartow Ave., Bronx, NY 10475, e-mail www.lichsr@earthlink.net.

National Council of Negro Women Our General Membership meeting is scheduled for Saturday, December 11th, 2:30 p.m. in Room 11. We will be celebrating our 75th Founder Day Anniversary; chairperson: Roberta Booze. Following the meeting, we will have our Holiday Party. Light refreshments will be served; Chairpersons Vivian Wescott & Eleanor Donnley. Please come out and join our

year end program. Saturday school registration for new students; Space is still available in 2nd, 3rd and 4th grades. “Our Canada Cruise in July 2011 is booked, however, we are keeping a waiting list in case there are any last minute cancellations. You may still join our waiting list if you are interested in

our cruise. Please call 718-671-4804 or 718-671-6910. Kathy Rolle, our budget chair, final call for all committee chairs to turn in their 2011 budget reports at the December 11th general membership meeting. We sadly announce the passing of our life member Barbara Albright. To the family, please accept our heartfelt sym-

pathy for your loss. To our sick and shut-in, you are not forgotten. You are in our thoughts and prayers daily. Please contact Sadie Gilmore, 718-671-3721, to notify us of birthdays, illness or bereavement. Happy birthday to our December members. —M a xine Sulliva n

Co-op City Branch of the NAACP Thanksgiving 2010 has been celebrated by all but the turkeys are in the house. The wonderful thoughts of Thanksgiving bring warmth and renewal to us all. The NAACP is committed to communicating and working with organizations to achieve mutual goals. We move forward into December and the month of many different religions celebrating some of their most significant and miraculous holiday events. We hope you were there with the Co-op City community and the Co-op City Branch of the NAACP as we paid our respect to Chanukah, Kwanzaa and Christmas at the community’s tree lighting celebration last Wednesday. Congratulations and good luck to the newly elected branch executive commit-

tee: President, Jeannette Graves; First Vice President, Joyce Wilson; Second Vice President, Brenda Brown; Secretary, Eva Lazaar; Assistant Secretary, Clotilda Hartfield; Treasurer, Lisa Solomon. With this executive committee and you, the NAACP will continue to prosper in Co-op City. Thank you to the Election Committee that stayed till 6 p.m. to conduct the proceedings: Elayne Cole, Lottie Townes, Alfred Lynch Jr., Marie McCants and Regina Usher. The Executive Committee will be sworn in at the next branch meeting December 19th. Please put the date on your calendar and come congratulate the new board, and celebrate the joy and brotherhood we believe in. Truly, your presence is the gift that never stops giving. Visit the NAACP national and newly

redesigned website: http://action. naacp.org/. On the site, you will see many of the areas we are involved with. The NAACP takes an aggressive position in reviewing national spending, education and other issues in the United States and participates in legal actions. With that in mind, the NAACP Daisy Bates Education Summit honoring the late Daisy Bates, former president of the Arkansas State Conference of the NAACP and advisor in 1957 to the Little Rock Nine, will be announced. Despite threats of violence, Mrs. Bates persisted. The 2010 Daisy Bates Summit will bring grassroots organizers from all over the U.S.A. to focus on moving the NAACP’s agenda forward with a combination of traditional and innovative events and seminars. This summit is part of our year-round train-

ing regimen for state and unit Education Chairs and focuses on the four-part agenda developed at our retreat in 2009 and focused on throughout 2010. This weekend seminar ends today and we look forward to the report. By now, we hope, Mr. Len Murrell has been able to recover his good health. And again, the branch sends deep condolence to the family of life member Barbara Albright, who transitioned November 18, 2010. May they know no more sorrow. Join the NAACP at: http://action.naacp.org/BeAMember, monthly meetings are held at 3:00 p.m., 100 Erskine Place, Bldg. 31A, Gr. Fl., dates published here. Phone: 718-6717856 with questions and announcements. —E va L a za a r

Kung-Fu competition today in Dreiser Today, Saturday, December 4th, the Martial Way Kung-Fu Training Center located in Dreiser Shopping Center is hosting its annual in-house competition and martial arts demonstration. Students

of all ages through adult will go headto-head against one another in martial arts competition, including Kung-Fu forms, board breaking, and sparring. There will also be a demonstration of a

traditional Chinese culture Lion Dance. If you are interested in martial arts, you don’t want to miss this event! The school will also be giving away 20 free one-month enrollments at the

competition. The competition/demonstration will be in Dreiser Auditorium C at 12 p.m. sharp. There will be food, entertainment, and prizes.

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Co-op City Times / December 4, 2010

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Co-op City Times / December 4, 2010

Building 30 Association The Building 30 Association (A & B) is here for you! There is always an advantage to becoming a member of your association. Won’t you please join? Be sure to read the Building 30 Bulletin Board located in your lobby to learn of future get together events. Attention : We have an email address. It is: Building30@hotmail.com. Join the Crochet Club this fall. We meet every Wednesday from 1 to 3 p.m. in our meeting room on the “B” side. Learn how to crochet with Linda. Her students have progressed very nicely. She has patience and teaches you with feeling. Give it a try! It’s a great way to exercise your mind and fingers. We have discovered that this crochet class is helping our mental attitudes as well. It is stimulating and relaxing too. Throw away the tranquillizers and join in the fun.

C oming E vents: We are so happy to congratulate the winners of the turkey raffle which was drawn at our Association Meeting on Wednesday, November 17. The winners were: Carlos Moray (30A), Jose DeJesus (30B) and Jesus Morales (30B). I hope everyone had a happy Thanksgiving. We had the 50/50 raffle at this meeting and Ruth Jacob was the lucky winner. The date has been set for the association’s Holiday Party. It will be in the Association Room on (New Date) Sunday, Dec. 19 from 8 p.m. to ?? We are looking for your participation to make this party a complete success. Can you bring a side dish and/or a homemade dessert? This is sure to be a fun evening. Please give me a call at 1-347-427-4526 and let me

know what you will bring. I will also put a sign up list on the association door on the “B” side of the building. Please help! We will continue to run our 50/50 raffle at our meetings. Refreshments always follow at the end of the meeting. Check the Association Bulletin Board in your lobby for dates and times of events. Get involved and make a difference!! We are looking forward to meeting and greeting you at the meetings. Due to hustle and bustle of the upcoming holidays, we have cancelled the Pokeno game nights until January 2011. The Festival of Lights also known as the holiday of Chanukah begins on Wednesday evening on December 1 and continues through December 9th. A joyous holiday wish to all Jews celebrating this special occasion. —M ir ia m E. Ber lofsky

Building 13 Association Part II of "Women Keeping It Real" is TODAY, Saturday, December 4, in the voting room of Building 13 (100 Casals Place) from 6:00-8:00 p.m. The first gathering was absolutely fantastic. This promises to be as lively. It's truly an enlightening experience. You don't want to miss this! Must be at least 18 years old to participate. Join us and bring a friend, you'll be glad you did! We are collecting for our building porters, lobby attendant, maintenance workers and supervisor who have worked to keep our building looking good and our meeting room kept clean and ready for all our activities. Volunteers from the Association will be sitting in the lobby Friday, December 3rd and Saturday, December 4th, between the hours of 4:00-7:00 p.m. Please give generously to show your appreciation. The last session of our ARTS AND CRAFTS WORKSHOP, facilitated by Ms. Gail and Ms. Denise, will be held on Saturday, December 18, from 12 p.m. to 3:00 p.m. Tap into your creative mind or just have fun. Come join the fun kids, adults and volunteers. All are welcome. Building 13 Association Social Committee is hosting a

bus trip to Harrahs Chester Casino and dinner and live Blues and Jazz at WARMDADDYS, Pennsylvania. The trip is scheduled to leave from Casals Place at 9:00 a.m., Saturday, April 16, 2011 and depart from Warmdaddys at 9:00 p.m. The cost will be $100 and can be paid in two installments, $50 due December 1, and the second deposit, $50 due February 1, 2011. Money orders can be made payable to Building 13 Association Inc. Mail to Mr. Olubiyi Sehindemi (Mr. B) at 100 Casals Place, #29F, Bronx, NY 10475. For additional information on any events, contact Leslie Peterson at 718-320-1370 or Gail Sharbaan at 718-671-3801. The Holida y sea sons ar e her e and we r emind you of danger s a ssocia ted with this time of yea r : a) Christmas trees that are not properly secured in place. b) Careless use of candles c) Overloading electrical outlets d) Smoke detectors with no or dead batteries Please, AVOID these and other dangers. Don't let "the birth" turn to a “funeral.” Also, don't let pick-pockets ruin your holidays. Be aware

of your surroundings and secure your wallets in your pocketbooks. Remain vigilant. Remember, "If you see something, say something" is not just a slogan. Please observe speed limit and STOP for yellow school buses. Building 13 Association reminds all the drivers/ passengers that SEAT BELTS SAVE LIVES. Always buckle up. “It is not an option, it is the law.” P lease obser ve the following quality-of-life r egula tions: a) NO DOG is allowed in the apartment; b) NO LOITERING in the lobby and on the stairways. c) NO SELLING in the lobby. Period. d) NO VANDALIZING the stairs and the elevators. Unannounced police sweeps are conducted day and night to enforce these rules. Report any criminal activities to the 45th Precinct at (718) 822-5411 and/or Riverbay Public Safety at (718) 320-3050. For all NYC non-emergency inquiries, call 3-1-1. For traffic updates, call 5-1-1. "If you see something, say something." —Olubiyi Sehindemi (Mr. B)

Co-op City Times / December 4, 2010

Broun Place Townhouse Association Our “Holiday Party” is scheduled on Friday, December 17, at the Bartow Center, Room 31, from 7-9 p.m. We are still receiving notices from those committing to attending and bringing a dish for all to enjoy. This is not just for members only, but for all of Broun Place and family members they wish to bring. Please indicate how many adults and/or children are attending and place in my mail slot or speak to any of the Executive Board. We’d like to thank Romelle Gonzalez for the beautiful Thanksgiving holiday theme she displayed at our last meeting and the refreshments she donated. It was beautiful! Thanks also to Gloria Abdul and Tasha McKie who assisted her. I must mention Iris Sanchez who has been wonderful in making sure that our neighbors receive greeting cards from the association expressing whatever sentiment the occasion calls for. A card can put a smile on your face or warm your heart just to know that others are thinking about you. What awesome talent we have in Broun Place. You can submit poetry, recipes or helpful tips you may have for the “Broun Place Bulletin.” Anything that is uplifting and contributes positive vibes to anyone who reads it is especially welcomed. Jokes are accepted too. There is nothing like laughter for the soul! We will soon begin collecting for our Groundskeeper, Dennis. We will advise you of the dates. Dennis is a gem and we are blessed to have him. The catch basin that was damaged in the back of townhouses 1-6 has been repaired. Thanks to everyone who called 3-1-1 to report it. We are pleased with the positive responses we have received of how our association is moving forward. That’s what teamwork is all about. Make every effort to attend the meetings to voice your concerns about anything that you observe that needs to be corrected and to keep up with what is happening in our area and in Co-op City. Thank you to all the newest members who have joined. We need everyone’s participation. At our “Holiday Party,” we have a surprise announcement to make. Come join us at this special event and enjoy each other’s company. The purpose is not only to have fun and feast on great food, but to recognize who our neighbors are. This is very important in many ways. We ask that you please remain alert and aware of your surroundings at all times, whether you’re in the bank, entering your building/apartment/elevator or townhouse. I reiterate, if you observe anything out of the ordinary, please call 3-1-1 and Public Safety at 718-671-3050 immediately. What you may think is nothing could turn out to be a situation that needed to be reported. Be safe and be careful. We pray for a speedy recovery for those experiencing health issues and to the homebound. Congratulations to those celebrating a special event. You can contact me by email:brounplaceassoc@hotline.com. —M a r jor ie Helm s

Donizetti Building 4 Assoc. Our next general building meeting will be held on December 9, at 7:30 p.m. in the meeting room in rear of Building 4B. Our guest speaker will be Registered Nurse Juliet Dunn. Her information will be both informative and useful, especially regarding medication and prescriptions for seniors. We are pleased to announce the winners of the turkey raffle held on November 22nd are: Mr. S. Adams of Building 4A, Mr. G. Mullins of 4B and Ms. E. Watson of Building 4C. Congratulations to our winners! Members of the Building Association will be seated in each lobby on Friday, 12/10, from 4:00 p.m. to 7:00 p.m. to collect donations for our building personnel. We will also be available on Saturday, December 11th while we decorate our building lobbies for the holiday. Please donate your time and/or decorations in helping to beautify our buildings. We hope to see you there! Save-The-Date - End of year Holiday Party… Thursday, December 30. Get well wishes are sent to our sick and shut-in. Let’s show our concern and compassion by continuing to check on our sick, elderly and handicapped neighbors. Remember, this is our home…IF YOU SEE SOME—Yvon n e Bu r r u s THING, SAY SOMETHING.

Building 18 Association Hi, neighbors. Thank goodness we can see the light now that all the scaffolds around our building have been removed. No more maze when coming into the building. Come spring, the Building and Grounds Department should restore the greenery, flowers, grass and trees. Please note: due to a heavy schedule, there will be no general meeting in December. Our next general meeting is scheduled for Monday, January 17, 2011. We will have a guest speaker. Please attend this meeting; we need your support and input on issues of concern and how we can enhance our association membership for the new year. Also, there will be no movie matinee this month, please check bulletin board for updates. Our HOLIDAY PARTY is scheduled for Thursday, December 30, at 7:00 p.m. in the association room. Food, music and a good time will be had by all. ASSOCIATION MEMBERS ONLY! Membership dues are $5 per family for the whole year. Please call Gertie Brown at 347-275-2995 to

pay dues. To all the new move-ins, we welcome you, come and enjoy the food and meet your neighbors. To our Decorating Committee, Ms. Dionne and her children and all others that involve themselves in making the lobby look so beautiful doing the holidays, we thank you. Starting the new year, we will have "GAME NIGHT" Bingo, cards and other table games will be available. Please continue to send your articles to e-mail address: BLDG18newsletter@aol.com. Deadline for January and February newsletter is Wed., December 15. Lawson men's meetings continues every other Tuesday, all are welcome. We wish all of you and your families happiness during this Holiday Season, be safe and to all with a special day this month, may it be all you want it to be. Our deepest sympathies to the bereaved families and to the sick and homebound, we pray for a speedy recovery. Remember: If you see something, say something! Together, we can make a difference. —Ger tie Br own

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Co-op City Times / December 4, 2010

Black Forum Defen sive Dr ivin g Our defensive driving course will be back on Saturday, December 11, Rm. 1, Dreiser Community Center, 9 a.m. 3 p.m. Call today to register, 718-320-8035. Please mail check in the amount of $35 to P.O. Box 563, Bronx, N.Y. 10475. All money must be received at least one week prior to the class. No personal checks will be accepted on the day of the class, only cash. Bla ck For um Aer obics in session Aerobics classes have begun. Classes are held every Monday and Wednesday, Dreiser, Aud. A, 7:30 p.m. Salsa classes to begin in early October. Call today. Belly dancing, dance classes for children and Tai Chi will also begin in October. To register for any of the above classes, please call us at (718) 320-8035. There is a nominal fee for each of these classes. E n d of yea r celeb r a t ion On December 31, we will be having a big New Year’s

Eleanor Roosevelt Democratic Club The Eleanor Roosevelt Democratic Club will hold its Regular Monthly Meeting on Thursday, December 16, in the Bartow Center, Room #31 at 7:30 p.m. It is requested that all members be present for this very important meeting. This will be the last meeting of the year and it will be good to see each of you before the year comes to an end. Primarily, this meeting will be our annual celebration and observance of the Holidays. So, please attend. The Eleanor Roosevelt Democratic Club cordially invites you to attend the 8th Annual St. Valentine's Day Dance on Saturday, February 12, 2011 in the Dreiser Loop Auditorium B. The cost is $30 per person. The time is 4:00 p.m. to 10 p.m. Music will be provided by DJ Carol Productions. For ticket information, please contact Barbara Irby at 379-9294, Sylvia Polite at 320-2837or Gloria Clarke at 379-5430. As usual, a good time will be had by all on this annual observance of Valentine's Day. The club extends happy holidays to all our members and members of the community who are observing the Hanukkah seasons. Best wishes to you and your families for a successful observance of the Holidays. The club extends get well wishes to those members who have been ill and are recovering. This message is also extended to those members who are home-bound and recovering from various medical procedures. Our prayers are with you all for a full recovery. Best wishes are also extended to those members who are celebrating a birthday, anniversary, or special event during the month of December. I would like to thank the membership and the community for their continued support. —G eor ge T. C la r k e

Spanish-American Community Club The Cultural and Social Committees of the SpanishAmerican Community Club of Co-op City invites everyone to attend its Annual Holiday Bash on Saturday, December 11, 177 Dreiser Loop Auditorium, 7:00 p.m. to 2:00 a.m. Tickets are $30 in advance and $35 at the door. BYOB. There are no refunds. Dance the evening away to the sounds of La Excelencia, David Cedeno & his Orchestra and DJ Salsero. For tickets, please contact Alfonso Gonzales, (718) 671-5922; Delia Anaya, (917 587-7143, or the Spanish American Clubroom at (718) 379-7017. Feliz Navidad y prospero ano nuevo. —Na n cy Vega -Sa n t ia go

The deadline for submitting club articles is Mondays at 3 p.m.

Eve party at Dreiser, Aud. B, 9 p.m. to 3 a.m. Midnight champagne, live band, DJ. Tickets: $25/pp. BYOBB. Tickets available, call now, 718-320-8035. C a llin g a ll men Beginning in January, we will be having workout sessions for men. Activities include exercise, health awareness classes, open discussions. Einstein and Dreiser Community Centers. Call to register today, (718) 3208035, or email us at coopcityblackforum@gmail.com. Bla ck For u m ’s Lyon s M a ne Tr a ck C lu b Try-outs are ongoing Mondays and Wednesdays, Dreiser Auditorium. A small fee is required for participation. For further information, please call (718) 320-8035. E mer gency Food Pr ogr a m - New Hour s & Da ys We are now open on Tuesdays, Wednesdays, Thursdays and Fridays from 11 a.m. to 12:45 p.m. in Room 20 at the Dreiser Community Center. Also, due to budget constraints and shortage of available food, you must live within zip code

10475 to participate in this program. You must also have your card with you and bring two clean plastic shopping bags. In order to receive food, you must present a current photo ID such as a non or driver’s license or any photo ID card with proof of address. You will then be issued a card in order to pick up food in the future. New em a il a d d r ess Coopcityblackforum@gmail.com. For membership applications, inquiries or to join the Black Forum, you may call anytime and leave a message or email us. We Need You - J oin Us Toda y Now is the time for us to get involved. Membership is $5 per year/person. Call (718) 320-8035 or write to Black Forum, P.O. Box 563, Bronx, NY 10475; email: tonyshome10475@gmail.com. Help us keep independent community organizations alive in Co-op City. Don’t wait until it’s too late. Everyone is encouraged to join. Call us or visit us in Room 20 in the Dreiser Community Center.

Co-op City Times / December 4, 2010

RIVERBAY CORPORATION

Financial Statements March 31, 2010 and 2009

Independent Auditor’s Report To the Board of Directors of Riverbay Corporation, We have audited the accompanying balance sheets of Riverbay Corporation (the “Company”) as of March 31, 2010 and 2009 and the related statements of operations, changes in shareholders' deficit and cash flows for the years then ended. These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company's internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements and assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial state-

ment presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of Riverbay Corporation as of March 31, 2010 and 2009, and the results of its operations and its cash flows for the years then ended in conformity with accounting principles generally accepted in the United States of America. Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedule of other revenues and certain operating expenses for the years ended March 31, 2010 and 2009 are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has been subjected to the auditing procedures applied in our audits of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic 2010 and 2009 financial statements taken as a whole. O’Connor, Davies, Munns & Dobbins, LLP New York, NY October 28, 2010

RIVERBAY CORPORATION Balance Sheets March 31,

Table of Contents Independent auditors’ report

ASSETS

Balance Sheets - March 31, 2010 and 2009

2010

Statements of Operations and comprehensive loss - For the Years Ended March 31, 2010 and 2009 Statements of Changes in Shareholders' Deficit - For the Years Ended March 31, 2010 and 2009

P R O P E RT Y, BUI L DI NG S AND E Q UI P M E NT: Land Buildings Building equipment Furniture and equipment

Statements of Cash Flows - For the Years Ended March 31, 2010 and 2009 Less: accumulated depreciation

Notes to Financial Statements SUPPLEMENTARY INFORMATION: Schedules of Other Revenues and Certain Operating Expenses - For the Years Ended March 31, 2010 and 2009

Construction in progress

C ASH AND C ASH E Q UI VAL E NT S: Restricted Unrestricted

C E R T I F I C AT E S O F DE P O SI T: Restricted Unrestricted

Photo by Jim Kahnweiler

AC C O UNT S R E C E I VABL E , NE T: Tenants - shareholders Commercial tenants Other Allowance for uncollectible amounts

OT H E R ASSE T S: Mortgage escrow deposits Prepaid expenses Security deposits Mortgage refinancing costs, net Deferred tax asset Other

T OTAL ASSE T S

2009

$24,121,000 272,738,000 313,056,000 23,103,000 633,018,000 (376,554,000) 256,464,000 98,077,000 354,541,000

$24,121,000 266,115,000 311,476,000 22,599,000 624,311,000 (367,856,000) 256,455,000 94,066,000 350,521,000

38,000 1,980,000 2,018,000

9,927,000 9,927,000

331,000 743,000 1,074,000

331,000 331,000

10,365,000 2,422,000 1,301,000 (7,662,000) 6,426,000

9,231,000 2,048,000 2,066,000 (6,059,000) 7,286,000

4,165,000 371,000 773,000 4,732,000 13,634,000 1,910,000 25,585,000

4,312,000 804,000 776,000 5,058,000 13,634,000 2,508,000 27,092,000

389,644,000

$395,157,000

(Continued next page)

RIVERBAY CORPORATION Financial Statements

(Continued from previous page)

RIVERBAY CORPORATION Balance Sheets March 31, Liabilities and Shareholder’s Deficit 2010 L I ABI L I T I E S: $478,847,000 Mortgage loans payable Loan payable 4,365,000 Accrued mortgage interest payable 13,542,000 Accounts payable and accrued expenses 31,931,000 Construction payable 2,827,000 Security deposit payable 782,000 Accrued pension liabilities 13,327,000 Accrued Self insurance liabilities 15,767,000 Deferred revenue 561,388,000

$480,000,000 10,927,000 33,777,000 2,818,000 785,000 10,001,000 15,517,000 179,000 554,004,000

SH AR E H O L DE R S' DE F I C I T: Class A common stock, par value $27.78 per share; 3 shares authorized, issued and outstanding Class B common stock, par value $27.78 per share; 1,312,125 shares authorized; 1,306,179 shares (2010) and 1,306,728 shares (2009) issued and outstanding 36,281,000 Additional paid-in capital 198,806,000 Accumulated other comprehensive loss - pension (9,930,000) Accumulated deficit (396,901,000) (171,744,000) TOTAL LIABILITIES AND SHAREHOLDERS' DEFICIT

RIVERBAY CORPORATION Statements of Operations For the Years Ended March 31, 2009 2010 R E VE NUE S: Tenant - shareholders' carrying charges $164,030,000 $155,172,000 Garage rentals 8,696,000 8,558,000 Shopping center lease income 3,863,000 3,866,000 Interest income 13,000 393,000 New York State Energy Research and Development Authority (NYSERDA) income 600,000 445,000 Other 8,067,000 8,838,000 185,269,000 177,272,000

2009

O P E R AT I NG E XP E NSE S: Payroll, benefits and taxes Utilities Buildings maintenance and repairs Real estate taxes Insurance and risk management Power plant operations and maintenance General, administrative and other expenses

63,170,000 57,101,000 14,901,000 8,651,000 3,905,000 4,959,000 5,822,000 158,509,000

I NC O M E BE F O R E M O RT G AG E I NT E R E ST, DE P R E C I AT I O N AND AM O RT I Z AT I O N, AND I NC O M E TAXE S 28,913,000

18,763,000

M O R T G AG E I NT E R E ST

23,381,000

28,225,000

DE P R E C I AT I O N AND AM O RT I Z AT I O N NE T L O S S

(6,837,000) (382,097,000) (158,847,000)

$389,644,000

67,317,000 52,236,000 14,035,000 5,175,000 3,696,000 6,963,000 6,934,000 156,356,000

I NC O M E (L O SS) BE F O R E DE P R E C I AT I O N AND AM O RT I Z AT I O N AND I NC O M E TAXE S

36,296,000 193,791,000

OT H E R C O M P R E H E NSI VE L O SS P E NSI O N C O M P R E H E NSI VE L O SS

$ $395,157,000

RIVERBAY CORPORATION Statements of Changes in Shareholders’ Deficit For the Years Ended March 31, 2010 and 2009 Common Additional Accumulated Stock Paid-in Other Accumulated Class B Capital Comprehensive Loss Deficit

688,000

(4,618,000)

15,492,000 (14,804,000)

14,716,000 (19,334,000)

(3,093,000)

(3,236,000)

$(17,897,000)

$(22,570,000)

Notes to Financial Statements Total Shareholders' Deficit

180,000

1,088,000

1,268,000

NOTE 2: SUMMARY OF ACCOUNTING POLICIES

(3,236,000)

(19,334,000)

(382,097,000)

(158,847,000)

BALANCE - End of year

36,296,000

193,791,000 (6,837,000)

Purchase of units from existing tenants (1,628 rooms*)

(814,000)

(1,351,000)

(2,165,000)

Sale of units to new tenants (1,628 rooms*)

814,000

5,812,000

6,626,000

(152,000)

(509,000)

(661,000)

137,000

1,063,000

1,200,000

(3,093,000) -

(14,804,000)

(3,093,000) (14,804,000)

Yea r E n d ed M a r ch 31, 2010

Purchase of units by Riverbay (303.5 rooms*) Sale of units by Riverbay (273 rooms*) Accumulated other comprehensive loss - pension Net loss BALANCE - End of year

$36,281,000 $198,806,000 $(9,930,000)

* Each room represents 18 shares of common stock at par value of $27.78 per share.

$(396,901,000) ¨ $(171,744,000)

(13,314,000)

(7,200,000)

(1,153,000) 4,365,000 7,826,000 (2,826,000)

7,646,000 (3,009,000)

8,212,000

4,637,000

$25,599,000

(566,000)

Net cash flows used in investing activities

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION: Cash paid during the year for interest $25,755,000

(33,888,000) (937,000) (331,000) 464,000 (14,641,000) 39,696,000 2,437,000

$9,927,000

Net loss

(12,718,000) 147,000 (743,000) -

$2,018,000

(408,000)

Accumulated other comprehensive loss - pension

C ASH F L OW S F R O M I NVE ST I NG AC T I VI T I E S: Additions to property, buildings and equipment Net mortgage escrow deposits Purchases of restricted certificates of deposit Maturities of restricted certificates of deposit Purchases of unrestricted certificates of deposit Maturities of unrestricted certificates of deposit Decrease in restricted cash and cash equivalents

CASH AND CASH EQUIVALENTS, END OF YEAR

(158,000)

Sale of units by Riverbay (360 rooms*)

4,339,000

8,151,000

Purchase of units by Riverbay (316 rooms*)

(2,443,000)

(1,028,000) (560,000) 9,008,000 (3,037,000)

9,927,000

6,377,000

14,716,000 39,000 4,887,000 (302,000) (50,000)

(2,807,000)

C ASH F L OW S F R O M F I NANC I NG AC T I VI T I E S: Payments on mortgage loan Proceeds from loan Proceeds from issuance of common shares Repurchase of common shares

SIGNIFICANT

Accounting Changes In July 2009, the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (the “ASC”) became the single source of generally accepted accounting principles (“GAAP”) in the United States. The ASC did not change GAAP; however, it introduced a new structure to the accounting literature and changed references to accounting standards and other authoritative accounting guidance. Application of the ASC did not have an effect on the Company’s financial position, change in net assets or cash flows. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Accordingly, (Continued next page)

(Continued from preceding page)

Notes to Financial Statements actual results could differ from those estimates. Property Buildings and Equipment Property, buildings and equipment are recorded at cost and are depreciated over their estimated useful lives on a straight-line basis, as follows: Buildings 50 years Building equipment 10-50 years Furniture and equipment 5 years Repairs and maintenance costs are expensed as incurred. As more fully described in Note 5, the New York State Housing Finance Agency (the "HFA") assumed a substantial share of the cost of correcting defects in the original construction of Co-op City. The Company classified the cost of correcting these defects as either a capitalized cost or a building repair based on the nature of the expenditure. On September 30, 2004, the Company entered into a settlement agreement with HFA which effectively reduced its debt to provide for its share of correcting the original construction defects.

ed prices for similar assets or liabilities or other inputs which can be corroborated by observable market data. Level 3 inputs are unobservable inputs and are used to the extent that observable inputs do not exist. Accounts Receivable and Allowance for Uncollectible Amounts

CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR

$(19,334,000)

1,776,000

(1,474,000)

Net cash flows from by operating activities

2009

(7,909,000)

5,408,000

(969,000)

RIVERBAY CORPORATION Statements of Cash Flows For the Years Ended March 31, 2010 CASH FLOWS FROM OPERATING ACTIVITIES: Net (loss) $(14,804,000) Adjustments to reconcile net loss to net cash from operating activities: Noncash items included in net (loss): Depreciation and amortization 9,024,000 Amortization of intangible pension asset Mortgage interest expense 2,615,000 Provision for self insurance 250,000 Bad debts 1,603,000 Increase (decrease) in cash flows due to changes in operating assets and liabilities Accounts receivable, net (743,000) Other assets 1,034,000 Accounts payable and accrued expenses (1,846,000) Deferred revenue and other liabilities 60,000

INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

969,000

$36,274,000 $189,177,000 $(3,601,000) $(362,763,000) $(140,913,000)

RIVERBAY CORPORATION Financial Statements

Net cash from financing activities

Sale of units to new tenants (1,938 rooms*)

BALANCE - Beginning of year Purchase of units from existing tenants (1,938 rooms*)

(Continued from previous page)

March 31, 2010 and 2009 NOTE 1: ORGANIZATION Riverbay Corporation (the "Company") is a limited profit housing company, which was organized under the Private Housing Finance Law of the State of New York (the "State") for the purpose of owning, maintaining and operating the low and middle-income cooperative housing development known as Co-op City, located in the Bronx. Certain aspects of the Company's operations are regulated by the New York State Division of Housing and Community Renewal (the "DHCR") pursuant to provisions of the Private Housing Finance Law.

Yea r E n d ed M a r ch 31, 2009

Co-op City Times / December 4, 2010

Accordingly, on September 30, 2004, the net book values of the original assets were offset against the debt reduction in the amount of $92,604,000. Cash and Cash Equivalents and Concentrations of Credit Risk Cash equivalents consist of bank deposits, money market accounts and highly liquid U.S. Government securities with original maturities of three months or less. Financial instruments that potentially subject the Company to concentrations of credit risk consist principally of cash and cash equivalents, deposits in financial institutions and accounts receivable. The Company invests its cash and temporary cash investments with high credit quality institutions. At times, such amounts may be in excess of the FDIC insurance limit. Fair Value of Measurements The Company follows Financial Accounting Standards Board (FASB) guidance on Fair Value Measurements which defines fair value and establishes a fair value hierarchy organized into three levels based upon the input assumptions used in pricing assets. Level 1 inputs have the highest reliability and are related to assets with unadjusted market prices in active markets. Level 2 inputs relate to assets with other than quoted prices in active markets which may include quot-

Accounts receivable are recorded at net realizable value representing the carrying amount less allowance for uncollectible amounts. The Company uses the allowance method to account for uncollectible accounts receivable balances. Under the allowance method, an estimate of uncollectible receivable balances is made based on historical experience and review of individual account receivable balances. Common Stock Class B common stock is owned by the tenant-shareholders of the Company. The Company, acting as agent for the departing tenant-shareholder, pays the departing tenant-shareholder its original purchase price plus a small appreciation in equity, only after it receives payment for the stock from a new tenant-shareholder. The selling price of the Company's stock to be charged to new entering tenant-shareholders has been determined by the Board of Directors and has been periodically increased. The amount received in excess of the par value is credited to additional paid-in capital. At March 31, 2010 equity is $4,500 per room. The stock purchased from departing tenant-shareholders whose apartments are considered unsalable because of construction-defect damages, is being held by the Company until the apartment is restored to salable condition and resold. Class A common stock is not owned by tenant-shareholders. Each share has the same voting and distribution rights as each share of Class B common stock. Post Retirement Benefit Plan Plan sponsors of defined benefit pension and other postretirement benefit plans (collectively, postretirement benefit plans) are required to recognize the funded status of their postretirement benefits plans in the statement of financial position, measure the fair value of plan assets and benefit obligations as of the date of the fiscal year-end statement of financial position, and provide additional disclosures. The Company has adopted the measurement date provisions for the year ended March 31, 2009 and will include fifteen months of pension expenses in the financial statements for that year end. Carrying Charges Tenant-shareholders are subject to monthly assessments to provide funds for the Company's operating expenses, future capital acquisitions, and major repairs and replacements. Carrying charges are subject to DHCR's approval. In early 2009 the DHCR approved an annual carrying charge increase of 6% effective February 1, 2009, and a 5% increase effective February 1, 2010. Insurance Effective February 1, 2009, the Company changed its insurance coverage so that its general liability insurance program provides standard insurance coverage for risks in excess of $150,000. Provision is made currently for the estimated cost of incurred claims below such limits, based on an actuarial review. The actuary review provides for projections and analysis which rely on methods and assumptions that are in accordance with standard actuarial practice. Such projections and analysis are generally based on industry loss development factors from loss and exposure information provided by the Company to the actuary instead of the Company's historical loss development patterns. As of March 31, 2010 and 2009, $15,414,000 and $15,126,000, respectively, has been accrued relating to estimated claims expense below policy coverage. As of March 31, 2010 and 2009, $353,000 and $390,000, respectively, has been accrued relating to estimated claims expense above workers' compensation poli(Continued on page 20)

Co-op City Times / December 4, 2010 (Continued from previous page)

RIVERBAY CORPORATION Financial Statements

2009 $(19,334,000)

Accounts Receivable and Allowance for Uncollectible Amounts 14,716,000 39,000 4,887,000 (302,000) (50,000)

(1,028,000) (560,000) 9,008,000 (3,037,000)

(2,807,000)

4,339,000

(12,718,000) 147,000 (743,000) -

(33,888,000) (937,000) (331,000) 464,000 (14,641,000) 39,696,000 2,437,000

Net cash flows used in investing activities

(13,314,000)

(7,200,000)

(1,153,000) 4,365,000 7,826,000 (2,826,000)

7,646,000 (3,009,000)

8,212,000

4,637,000

INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

(7,909,000)

1,776,000

CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR

9,927,000

8,151,000

CASH AND CASH EQUIVALENTS, END OF YEAR

$2,018,000

$9,927,000

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION: Cash paid during the year for interest $25,755,000

$25,599,000

C ASH F L OW S F R O M F I NANC I NG AC T I VI T I E S: Payments on mortgage loan Proceeds from loan Proceeds from issuance of common shares Repurchase of common shares Net cash from financing activities

(Continued from preceding page)

Co-op City Times / December 4, 2010

RIVERBAY CORPORATION Financial Statements

(Continued from page 17)

Notes to Financial Statements cy coverage. The Company was also required to establish a letter of credit in the amount of $331,000, which is secured by restricted investments of $331,000 held by the bank as collateral on its workers' compensation policies. Because of inherent uncertainty involved in estimating the loss on claims, especially the estimate of claims not yet made, it is reasonably possible that the Company's estimate of the loss will change materially in the near term. The amount of such change cannot be estimated. Shareholders' Deficit As stipulated in the cooperative agreement, the Company is allowed to apply a respective shareholders' equity balance against unpaid account receivable balances. As of March 31, 2010 and 2009, shareholders' equity so applied amounted to approximately $1,816,000 and $1,044,000, respectively. Accounting for Uncertainty in Income Taxes The Company recognizes the effect of income tax positions only when they are more likely than not of being sustained. Management has determined that the Company had no uncertain tax positions that would require financial statement recognition or disclosure. The Company is no longer subject to audits by the applicable taxing jurisdictions for periods prior to March 31, 2007. Revenue Recognition The Company has recognized contributions received from the Assisted Multi-Family Building Program (AMP), approved by the New York State Energy Research and Development Authority (NYSERDA) for the installation of energy conservation measures when received, rather than over the period for which the Company will recognize the depreciation expense related to the costs of the energy conservation measures. The Company has no obligation to maintain the energy conservation measures in place and management believes that the cost of the energy conservation measures did not exceed its benefits, even if the AMP/NYSERDA contributions are not considered. Reclassifications Certain accounts in the prior year financial statements have been reclassified for comparative purposes to conform with the presentation in the current year financial statements. Subsequent Events Evaluation by Management Management has evaluated subsequent events for disclosure and/or recognition in the financial statements through the date that the financial statements were available to be issued, which date is October 28, 2010. NOTE 3: RESTRICTED CASH, CASH EQUIVALENTS AND INVESTMENTS The Company has a number of restricted funds which are designated for specific purposes and may require HFA or DHCR approval to disburse. The funds are primarily invested in short-term bank certificates of deposit, money market funds and U.S. securities and are summarized below. The amounts presented include cash and cash equivalents, investments and accrued interest thereon.

Funds held as collateral Other funds

NOTE 7: LOAN PAYABLE The Company entered into a firm commitment with New York Community Bank and was granted a cooperative bridge loan non-revolving line of credit secured by an underlying second mortgage on the Company’s property. The loan balance as of March 31, 2010 was $4,365,000. The line of credit facility is $6,000,000. It will mature in three years with payments during the first year based on interest only, thereafter, payments based on a two year period. The interest rate for the term shall be 6.75%. Proceeds of the bridge loan were used to help finance the balcony, facade, windows and power plant capital projects. NOTE 8: INCOME TAXES The Company is subject to Federal income taxes, but is exempt from New York State and City corporation tax as the corporation was organized under Article II of the Private Housing Finance Law. Deferred income taxes relate to the differences arising from the different accounting methods for financial reporting and the income tax basis of assets and liabilities using enacted tax rates in effect in the years in which the differences are expected to reverse. The primary temporary differences are depreciation, prepaid rent, bad debts, insurance, and net operating losses. The company has recorded a deferred tax asset based on its net operating loss carryforward.

$331,000

$369,000

$331,000

Net deferred tax asset

2009

NOTE 5: MORTGAGE REFINANCING COSTS Mortgage costs are as follows: March 31, 2010

2009

Cost Less: accumulated amortization

$6,364,000 (1,632,000)

$6,364,000 (1,306,000)

Net intangible

$4,732,000

$5,058,000

Estimated annual amortization expense for the next five years as follows:

$326,000 $326,000 $326,000 $326,000 $326,000

Accordingly, as of March 31, 2010 and 2009, $2,615,000 and $4,886,000, respectively, of deferred interest expense has been recorded and included with accrued mortgage interest in the accompanying financial statements. In addition, for the years ended March 31, 2010 and 2009, $1,655,000 and $7,104,504 of interest cost incurred related to construction in progress costs and accordingly has been capitalized to the related assets. The mortgage loan matures on October 1, 2024, when the remaining balance is due. Prepayment of principal is permitted, without penalty, after the first ten months of the fifteenth year of the loan term, unless the Company elects the option to fix the interest rate during the adjustable rate period (years sixteen to twenty). The Company is required to make monthly real estate tax escrow deposits in the amount of $497,000 for the period April 2009 through September 2009 and $433,000 for the period October 2009 through March 2010 to insure cash is available to pay real estate taxes when they become due. The escrow balance at March 31, 2010 was $4,165,000.

2010 $ 38,000 $331,000

NOTE 4: CERTIFICATES OF DEPOSIT Certificates of deposit are recorded at cost and increased for accrued interest. The certificates mature within one year of the balance sheet date.

For the Year Ended March 31,

NOTE 6: MORTGAGE DEBT On September 30, 2004, the Company refinanced existing mortgage loans with New York Community Bank ("NYCB") in the maximum amount of $480,000,000. The mortgage loan matures in twenty years with amortization during the initial five years based on an interest only schedule, then with principal amortization during years six through twenty based on a forty-year period. The loan bears interest for the first five years at 5.2%; then 6.2% for years six through ten; then 6.7% for years eleven through fifteen; then 2% over the Prime Rate as published on the New York Times for years sixteen to twenty. Interest expense has been recorded using the blended rate of 6.218% for the years ended March 31, 2010 and 2009.

The significant components of the Company’s net deferred tax asset are summarized as follows: March 31, 2010 2009 Gross deferred tax asset $ 34,189,000 $34,189,000 Valuation Allowance ($20,555,000) ($20,555,000)

March 31,

2011 2012 2013 2014 2015

Co-op City Times / December 4, 2010

$13,634,000

Realization of deferred tax assets is dependent upon future taxable income, the timing and amount of which are uncertain. For the year ended March 31, 2007, the Company recorded a full valuation allowance against its deferred tax assets. For the year ended March 31, 2008, as a result of management's evaluation of the Company's ability to generate future taxable income that would be offset by its net operating loss carry forwards, the valuation allowance against its deferred tax asset was adjusted to $20,555,000. At March 31, 2010, the Company has available operating loss carryforwards of approximately $111,250,000 for income tax purposes of which approximately $75,650,000 represent patronage and $35,600,000 represent non-patronage that expire between 2011 and 2030. Approximately $7,779,000 of this amount expires in 2011 through 2019, if not utilized. NOTE 9: PENSION PLANS The Company maintains two defined benefit pension plans covering its nonunion employees and unionized security personnel, and participates in several multiemployer pension plans covering all other unionized employees. The Riverbay Corporation Retirement Plan (herein referred to as the "Management Plan") covers nonunion employees. Benefits are based on years of service and the employee's compensation during the last five years of employment. The Company funds an annual amount which satisfies the minimum requirement for the Employee Retirement Income Security Act of 1974 ("ERISA"). The Plan's assets are invested in pooled separate investment accounts at an insurance company. The Riverbay Corporation Co-op City Security Department Pension Plan (herein (Continued next page)

(Continued from previous page)

Notes to Financial Statements referred to as the "Security Plan") covers unionized security personnel. Benefits are based on years of service applied to a flat-benefit formula. The Company funds an annual amount which satisfies the minimum requirement of ERISA. The Security Plan's assets are invested in pooled separate investment accounts of an insurance company. The information presented below for the Security Plan is for its most recent fiscal years, as reported, which ended on March 31, 2010 and 2009. The information presented below for the Management Plan is for its prior fiscal year, which ended on December 31, 2010 and for the fifteen month period ended March 31, 2009. Management Plan 2010 2009

Security Plan 2010 2009

Obligation and Funded Status Projected benefit, end of year $27,413,000 $20,700,000 $6,276,000 $3,695,000 Fair value of plan assests, end of year 16,780,000 12,081,000 3,583,000 2,313,000 Funded status

Employer contributions Benefits paid, including expenses

Security Plan 2010 2009

$1,605,000

$1,147,000

$598,000

$478,000

$331,000

$722,000

$133,000

$840,000

$(10,633,000) $(8,619,000) $(2,693,000) $(1,382,000)

The table below reflects the amounts recognized as changes in shareholders deficit arising from the Company’s pension plans at March 31, 2010 and March 31, 2009, respectively that have not yet been recognized in net periodic pension cost and the portion of such amounts that are expected to be recognized in net periodic pension cost during the year ending March 31, 2011 and March 31, 2010, respectively.

Unrecognized actuarial loss Unrecognized prior service cost Total

$262,702 $20,920 $283,622

$190,280 $20,920 $211,200

Security Plan 2011 2010 $293,645 $293,645

$170,337 $170,337

The Company’s pension plans’ weighted-average asset allocations at March 31, 2010 and 2009, by asset category are as follows: Management Plan 2011 2010 Asset Category Equity Securities Debt Securities Other (cash and cash equivalents) Total

29.00% 64.00% 7.00% 100.00%

36.00% 58.00% 6.00% 100.00%

Security Plan 2011 2010 44.00% 0.00% 56.00% 100.00%

42.00% 0.00% 58.00% 100.00%

The following are major categories of plan assets at fair value as of March 31, 2010:

Separate Investment Accounts

General Investment Account Separate Investment Accounts

Security Plan $332,000 1,327,000 204,000 477,000 152,000 2,350,000

During the plan years ended March 31, 2010 and 2009, the Company recognized pension expense of approximately $2,463,000 and $2,131,000, respectively. Weighted-average assumptions used to determine benefit obligation as of March 31:

Weighed-average assumptions: Discount Rate Rate of compensation increase

Management Plan 2010 2009

Security Plan 2010 2009

5.86% 5.00%

5.58% N/A

7.40% 5.00%

Level 1 -

Management Plan Level 2 Level 3 Total $16,779,560 - $16,779,560

Level 1 -

Security Plan Level 2 Level 3 Total - $1,253,000 $1,253,000 $2,330,000 $2,330,000 $2,330,000 $1,253,000 $3,583,000

The investment strategy with respect to pension plan assets is to allocate assets so as to maximize returns while preserving capital giving consideration to the weighted expected time until participant retirement. The Company expects to contribute $503,000 to its security plan in the year ended March 31, 2011, and $963,000 to its management plan in the year ended March 31, 2011. The future annual benefit payments which reflect expected future service, as appropriate, are expected to be paid as follows:

7.25% N/A

Weighted-average assumptions used to determine net periodic benefit cost for years ended December 31, 2010 and 2009 as follows: Management Plan 2010 2009

Amounts recognized in the statement of financial position consist of:

Management Plan 2011 2010

Management Plan $2,484,000 1,603,000 971,000 1,657,000 2,820,000 12,576,000

The Company is required to give financial statement recognition to part of the unfunded status of the defined benefit pension plans it sponsors. The Company adjusts the amount of the additional liability and related intangible asset at the end of each fiscal year on the basis of the unfunded accumulated benefit obligation of the pension plans at such time.

$(10,633,000) $(8,619,000) $(2,693,000) $(1,382,000) Management Plan 2010 2009

Accrued benefit cost

Year ended December 31, 2010 2011 2012 2013 2014 Years 2015-2019

Weighed-average assumptions: Discount Rate 7.40% Expected long-term return on assets 7.50% Rate of compensation increase 5.00%

6.5% 7.50% 5.00%

Security Plan 2010 2009 7.25% 7.50% N/A

6.25% 7.50% N/A

The expected rate of return is an aggregation of expected returns within each asset category. The return with respect to each asset class considers both historical returns and the future expectations for such returns. Pursuant to union agreements, the Company contributes to union-sponsored multiemployer plans on behalf of its unionized employees excluding security personnel. The multiemployer plans provide defined benefits to their members and expire in 2010. New collective bargaining agreements are expected to be negotiated at that time. Amounts contributed to the plans for pension costs approximated $2,196,000 and $2,024,000 for the years ended March 31, 2010 and 2009, respectively. The Company also maintains a defined contribution savings plan, The Riverbay Corporation 401(k) Plan, which covers certain employees. The plan is subject to the provisions of ERISA. The Company has elected not to match employee contributions for the years ended March 31, 2010 and 2009. The Company did not incur any 401(K) retirement plan expenses in 2010 and 2009. During the year ended March 31, 2009, the Security Plan made approximately $727,000 of lump-sum payments to settle pension obligations. This constituted a plan "settlement" and resulted in approximately $351,000 of previously unrecognized actuarial losses to be recorded in pension expense during 2009. NOTE 10: FAIR VALUE OF FINANCIAL INSTRUMENTS The following methods were used to estimate the fair value of each class of the financial instruments: Cash and Cash Equivalents As the result of the short-term maturities of these instruments, the carrying value approximates fair value. Mortgage Debt - NYCB The $478,847,000 principal amount of debt owed to NYCB at March 31, 2010 has been estimated to have a fair value of $478,847,000. This approximates the principal based on comparable mortgage rates in the market since the inception of the loan. NOTE 11: FUTURE MAJOR REPAIRS AND REPLACEMENTS The Company's governing documents do not require the accumulation of funds to finance estimated future major repairs and replacements. As described in Notes 5 and 11, the Company is aware of certain construction related defects that require repair work. The Company has not estimated the remaining lives and replacement costs of common property. The Company has refinanced its existing debt which provides for substantial funds needed in order to implement the Company's improvement program. The effect on future assessments has not been determined. NOTE 12: REAL ESTATE TAXES Real estate taxes are based on a 10% Shelter Rent Formula. Such estimate is subject to change upon review by New York City. Commencing April 2004, the Company received J-51 tax abatements in the total amount of $14,653,000. The abate(Continued next page)

Co-op City Times / December 4, 2010

RIVERBAY CORPORATION Financial Statements

(Continued from page 17)

Funds held as collateral Other funds

$331,000

$369,000

$331,000

Net deferred tax asset

2009

NOTE 5: MORTGAGE REFINANCING COSTS Mortgage costs are as follows: March 31, 2010

2009

Cost Less: accumulated amortization

$6,364,000 (1,632,000)

$6,364,000 (1,306,000)

Net intangible

$4,732,000

$5,058,000

Estimated annual amortization expense for the next five years as follows:

$326,000 $326,000 $326,000 $326,000 $326,000

2010 $ 38,000 $331,000

NOTE 4: CERTIFICATES OF DEPOSIT Certificates of deposit are recorded at cost and increased for accrued interest. The certificates mature within one year of the balance sheet date.

For the Year Ended March 31,

March 31,

2011 2012 2013 2014 2015

Co-op City Times / December 4, 2010

$13,634,000

(Continued from previous page)

Security Plan 2010 2009

Employer contributions Benefits paid, including expenses

Security Plan 2010 2009

$1,605,000

$1,147,000

$598,000

$478,000

$331,000

$722,000

$133,000

$840,000

$(10,633,000) $(8,619,000) $(2,693,000) $(1,382,000)

Unrecognized actuarial loss Unrecognized prior service cost Total

$262,702 $20,920 $283,622

$190,280 $20,920 $211,200

Security Plan 2011 2010 $293,645 $293,645

$170,337 $170,337

29.00% 64.00% 7.00% 100.00%

36.00% 58.00% 6.00% 100.00%

Security Plan 2011 2010 44.00% 0.00% 56.00% 100.00%

42.00% 0.00% 58.00% 100.00%

The following are major categories of plan assets at fair value as of March 31, 2010:

Separate Investment Accounts

General Investment Account Separate Investment Accounts

Security Plan $332,000 1,327,000 204,000 477,000 152,000 2,350,000

Weighed-average assumptions: Discount Rate Rate of compensation increase

Management Plan 2010 2009

Security Plan 2010 2009

5.86% 5.00%

5.58% N/A

7.40% 5.00%

Level 1 -

Management Plan Level 2 Level 3 Total $16,779,560 - $16,779,560

Level 1 -

Security Plan Level 2 Level 3 Total - $1,253,000 $1,253,000 $2,330,000 $2,330,000 $2,330,000 $1,253,000 $3,583,000

7.25% N/A

Weighted-average assumptions used to determine net periodic benefit cost for years ended December 31, 2010 and 2009 as follows: Management Plan 2010 2009

Amounts recognized in the statement of financial position consist of:

Management Plan 2011 2010

Management Plan $2,484,000 1,603,000 971,000 1,657,000 2,820,000 12,576,000

$(10,633,000) $(8,619,000) $(2,693,000) $(1,382,000) Management Plan 2010 2009

Accrued benefit cost

Year ended December 31, 2010 2011 2012 2013 2014 Years 2015-2019

Weighed-average assumptions: Discount Rate 7.40% Expected long-term return on assets 7.50% Rate of compensation increase 5.00%

6.5% 7.50% 5.00%

Security Plan 2010 2009 7.25% 7.50% N/A

6.25% 7.50% N/A

Co-op City Times / December 4, 2010

RIVERBAY CORPORATION Financial Statements (Continued from previous page)

Notes to Financial Statements ments will be applied against the annual shelter rent tax assessments over 10.8 years, approximating $1,357,000 per annum. Commencing April 2006, the Company received additional J-51 tax abatements in the total amount of $7,733,000. The abatements will be applied against the annual shelter rent tax assessments over 10.8 years, approximately $716,000 per annum. NOTE 13: COMMITMENTS AND CONTINGENCIES Major Repairs and Improvements The Company has entered into many contracts for replacements, improvements and repairs. Budgeted amounts for major contracts aggregate $288,898,000 of which approximately $263,787,000 of such work has been completed by March 31, 2010. The details of these projects are shown in the table below: Amounts Expended Through Projects Contract Values 3/31/2010 Elevator modernization Window and balcony door replacement Garages Balcony and facade Roofs Power Plant Totals

$12,500,000

59,883,000 80,199,000 37,780,000 11,445,000 87,091,000

44,266,000 80,199,000 32,039,000 11,445,000 83,338,000

$288,898,000

$263,787,000

The Company is in the final stages of constructing a 40 megawatt cogeneration facility. This consists of two gas turbines, a steam turbine, a high pressure boiler and two heat recovery system generators. This facility will enable the Company to produce all of its electric needs, as well as produce excess electricity which can be sold. This project has entered a testing phase and is expected to be fully operational in early 2011. The approximate cost of this project is $87,091,000 and is being funded from the construction loan. Several of the Company's major repairs and improvements included energy conservation measures. The New York State Energy Research and Development Authority (NYSERDA) has approved a contribution from the Authority's Assisted Multi-Family Building Program (AMP) for the installation of energy conservation measures in CoOp City in the total amount of $4,812,000. For the year ended March 31, 2009, the Company did not complete any projects which qualified for contributions from the AMP however as a result of work completed in prior years NYSERDA paid the Company additional amounts of $445,000 as a reimbursement for prior installations. In November 2006 the Company entered into another contract with NYSERDA for their Commercial and Industrial Performance Program. Under this Program, the Companyâ&#x20AC;&#x2122;s cogeneration facility was awarded an incentive payment of $2,000,000. This amount will be paid to the Company based on the cogeneration facility achieving certain milestones, the first of which was achieved during the fiscal year ended 3/31/2010 and was paid $600,000. The remaining balance is expected to be received over the next two year period. Litigation The Company is a defendant to a number of lawsuits. The lawsuits that are anticipated to be in excess of policy deductibles are being handled by the Company's insurance carriers (see Note 2). Management believes such claims will be settled within policy limits.

RIVERBAY CORPORATION Schedules of Other Revenues and certain Operating Expenses For the Years Ended March 31,

Co-op City Times / December 4, 2010

Policy & Procedures for cooperators using outside vendors to follow Management is aware that many cooperators use outside vendors/contractors to perform kitchen and bathroom renovations, painting, cabinetry as well as other services, such as carpeting and furniture delivery, in their respective apartments. In order to help maintain the interior of our buildings while work is being done by these vendors/contractors, cooperators need to be mindful of the housing company’s rules, regulations, policies and procedures with respect to such contractors. The following is a listing of the relevant procedures that vendors/contractors hired by cooperators should adhere to: 1. Vendors may not leave any trash, debris and/or waste material in the compactor/chute room and/or in the staircases. All such materials must be brought to the basement. 2. Vendors may not leave any large pieces of wood, metal and/or other bulk items in the compactor/chute room and/or in the staircases. All bulk items must be brought to the basement. 3. Vendors may not throw any trash, debris, plaster and/or paint down the compactor chutes; They must be brought to the basement. 4. Vendor must not drag any items, i.e., trash bags, bulk items and/or any other material, on the public corridor floors. All items must be lifted to and/or dollied to the elevators. 5. Vendor must break down ALL boxes and they must be brought to the basement or be removed by the vendor. 6. Vendor must be careful to not scratch and/or damage the walls and/or the floors of the elevators and cover walls as needed. 7. Vendor must be careful not to slam, bang and/or smack the front lobby doors. They must use a wedge at the bottom of the door (not the top) to keep the doors open when entering and leaving the building. 8. Vendor must cover lobby and public corridor flooring

Garage Income (Continued from page 5)

garages and so we budget accordingly,” said Ellison. “Even though last year we had good receipts, we were less ambitious in our income projections this year given the current state of the economy. As such, we were pleasantly surprised when we saw these numbers. If this trend continues through the remainder of the season, perhaps we can view this as a positive indicator for the economy of Co-op City, if not the nation as a whole.” “I’m at a loss for words,” said Director Bill Gordon, Chair of the Parking Facilities Committee. “Just the fact that the garages are able to generate this type of income over such a short period of time given the state of the economy to help the community with its financial responsibilities, I think is a wonderful thing. I’m sure we’ll all be looking forward to the upcoming holiday season to see if we can make another record in terms of generating revenue for the corporation. I’d like to congratulate everyone in the Parking Facilities Department for the excellent job they are doing to help provide additional revenue which, in the end, helps the shareholders of Co-op City to save money.” Overall, the top grossing garages were Garage 7, 6, 8 and 2, with Garage 7 generating more than $4,000 over the five days period. Ellison said that for the past 4 months, the possibility of a much needed garage access system was being explored, as well as the modernization of the process for accommodating transient parkers. “This increased demand for garage parking as evident over the Thanksgiving holiday may prove that the system upgrade is warranted and affordable,” said Ellison.

Speedy Recovery We wish Co-op City’s Ombudsman, Joe Boiko, a speedy and full recovery after suffering a mild heart attack on Friday morning. In the meantime, please continue to keep Joe in your prayers.

when necessary in order to prevent dirt and debris from collecting thereat. 9. Any and all dust, dirt and/or waste material on the public corridors, and/or elevator floors must be swept and cleaned before leaving. 10. Vendor is not to hold the elevator(s) for an inordinate amount of time – preventing other cooperators from using them. 11. If large bulk items, such as furniture, cabinets and the like, are to be delivered and/or removed from your apartment, it is mandatory that the cooperator notify the Sales Department to arrange padding to be installed in the elevator(s) to prevent damage. 12. All vendors are to be licensed and insured. 13. Vendors may not knock down, alter and/or change the structure of the apartment for any reason. 14. Cooperator is responsible for any damages that are caused by the hired vendor/contractor, e.g., drilling through gas

and/or water lines, etc. 15. Riverbay is not responsible for any items (e.g. sinks, counters, vanities, floors, etc) that are not Riverbay issued and/or installed by outside vendors/contractors. The housing company will hold cooperators responsible and accountable for the action of these vendors, and failure on the part of the vendors to follow said procedures may result in the issuance of community complaints and fines against the cooperator in question. We suggest that cooperators give these individuals a copy of this notice so that they are well aware of the procedures and the expectations of the housing company. If there are any questions regarding this matter, please do not hesitate to contact your respective Cooperator Services Office for clarity. As always, thank you for your cooperation. —R iver bay Ma na gement

Co-op City Times / December 4, 2010

Coalition to Save Affordable Housing T H ANK F UL NE SS, G E NE RO SI T Y, P E AC E AND R E NE WAL We are in that time of the year when a succession of holidays emphasizes the themes of thankfulness, generosity, peace and renewal. In that spirit, as we move toward closing out the 2010 year, the Coalition to Save Affordable Housing renews its commitment to the challenge of keeping Co-op City affordable. We encourage everyone to join us in this effort. NE W SL E T T E R , UP C OM I NG BOAR D E L E C T I O N AT NE XT M E E T I NG Our next general meeting will be on December 6th, at 7:30 p.m. in Room 28 at the Bartow Community Center. Coalition committees will report on work that has been done in the past months. A Candidate Search Committee has discussed the upcoming 2011 Board of Directors election with an eye to potential candidates. A committee has met to produce and distribute an issue of the Coalition newsletter. A Fundraising Committee will report on the events that have

been held to make the work of the Coalition financially possible. C O M M UNI C AT I ON The Coalition to Save Affordable Housing has a website that provides cooperators with news and views on community issues—information that may not be easily available from other sources. Our website, for example, may discuss Co-op City finances or explain the way carrying charges are spent. In addition, communicating via the web helps reduce wasteful consumption of natural resources, such as trees, and represents a local contribution to the public movement for environmental responsibility. Visit our website, www.CTSAH.net . T H E O N-G OI NG O P P O SI T I O N TO M TA SE RVI C E C UT S The Co-op City Coalition Against MTA Cuts—which our Affordable Housing group is a part of – met on November 23 to report to the community and to plan for moving the campaign forward. A representative from Assemblyman Bennedetto's office told us at the meeting

American Legion Post 1871 Post 1871 is located in Section #5, 135 Einstein Loop Community Center; our phone number is 718-320-8165, and we are located in Room 41 on the 2nd floor. If you have a computer, you can also reach us by using our email address: post1871@optimum.net. Post 1871 has a new website for all Post members, www.mylegion.org. You must register to use this site, and the only people who can change this information are the Commander and the Adjutant of the Post. Greetings to all our comrades who are residing in the Bay Park Nursing Home. Our minds and hearts are with you each and every day hoping that you will have a blessed day. Happy birthday to all our comrades who have a birthday in the month of December: Vernon N. Frazer, Jose Pacheco, Carl C. Ash, Irwin Rudman, John E. King, Jr. Vernon C. Taylor, Wesley Banks, Lloyd R. Johnson, John McMillan, Michael D. O'Livas, Rafael Echevarria, Herbert H. Kantrowitz, Willie A. Thompson, John E. King, Jr. Bettie J. Storey, Andre R. Green, Fernando Hernandez, Ear Bruer, Jasmin A. Lirio, Alfonso Rodriguez, David Walker, Lucius Kennedy and Michael D. Olivas. A reminder to all Post members that on Tuesday, December 7, 9:00 a.m. sharp, our beloved Senator Ruth Hassell-Thompson will have a breakfast for all veterans at the Eastwood Manor. Please contact the Post if you want to attend this affair; it's "FREE." I hope all our Post members had a great Thanksgiving

with their family and friends and remember that on December 4th, our executive meeting will take place at 11:00 a.m. sharp at Post 1871, Einstein Loop, Room 41 on the 2nd floor. Everyone should receive their raffle books in January, so start getting your customers lined up to buy your raffle books. On December 11th, our Post would like to get 100% volunteers to give out Christmas presents to our veterans in the Bronx VA Hospital from 9:30-12 p.m., Rm. D322. If you need a ride, come to the Post at 8:30 a.m., and transportation will be available to all who would like to help our veterans on that day. Please contact the Post and leave your name for transportation to the VA Hospital. At the last general meeting, Joshua Reyes, who is an agent of Well Care gave instructions on joining Well Care to all of our Post members. This is an insurance to cover 20% of your hospital bill and Medicaid will pick up 80% of your bill, but you must have Part A and B to join Well Care. Please make sure that your home phone is current so that you can receive your Robot Calls to inform you of current and new events in our Post. Which kitchen utensil has a pilot's license? Answer: The flying pan. A bad attitude is like a car with a flat tire, if you don't change it, you will never get anywhere. This information was provided to you by your Post —R ich a r d I . L a wson , J r. information officer.

No Co-op City Times? Call 646.479.1041 or 46.261.1761; Saturday: 9 a.m. - 2 p.m.

that MTA officials considered a survey registering community disapproval of the MTA service cuts to be vague and unclear. Assemblyman Benedetto's office will, therefore, generate a new survey in the community. Assemblyman Benedetto’s survey forms when they are completed can be dropped off at the office of the Retirees which is located in Room 19 at the Dreiser Community Center. They also may be brought to the next meeting of the Coalition Against MTA Service Cuts which will be on December 7th. Watch for announcement of the room number, and for information, call Sebastian at 347-231-4821. P H O NE P ROT E ST START I NG An additional protest over the MTA service began at noon on Monday, November 29th with phone calls to MTA at 877-323-7433, and will continue every Monday at noon as long as necessary. At 11 a.m. on Thursday, December 16th, cooperators will deliver petitions protesting the service cuts and picket the MTA office at 347 Madison Avenue. —Seb a st ia n Ula n ga

To Choose Salvation over Self-Destruction Let not circumstance banish thy thoughts of Paradise. Let not the dis-illusion and morbidity of this era subdue the aspirations of thy future. Oh why must the pure of heart seek thrills of insignificance and decay as carrion when left to the elements? Oh Lord God, I know of they sagacity of judgment upon all sinners that use the powers thou hath given them in jest and mockery. For them, life will remain fruitless, without cause, without meaning. And after the evil cobra-like venom hath been sucked into their veins, they will go in sequence to their graves, their souls un-restored. Oh mis-led fools of temptation, let not evil enticements blacken thy hearts and destroy thy dreams. For a man who has distorted his sense of logic by entering the realm of deception, shall unwillingly grope through a labyrinth of fear. But yea, it is wiser to forget obsessions of the past. Consider thyself a new born child, with memories of Heaven close behind thee – and you shall walk in a worldly grace – and goodness shall enrich the very essence of thy soul. Take heed and eternal peace shall be the aftermath of thy fulfillment. —Allen Sha n d r off

C O-OP C ITY BA PTIS T CH UR CH

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135 EINSTEIN LOOP (Section 5) • Rooms 50-51 Rev. Dr. Sheldon E. Williams, Pastor

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Co-op City Times / December 4, 2010

African-American Association of Co-op City We hope that all our friends and neighbors had an enjoyable and safe Thanksgiving. The Association sponsors the following programs, and invites you to participate: Business Op p or t u nity Wor k shop - Wednesdays, 7:00 p.m., Dreiser Center, Room 15. Call Kevin Lambright, 646-721-8185. Belly Da n ce C la sses – Mondays at 7:00 p.m., Dreiser Center, Room 2. This is a fun and healthy way to stay in shape. No experience is needed. The fee: $15, per class or 5 classes for $65; plus $15 membership. Call Ms. Barnes, 646-281-4570. Yoga & P ila t es M a t C la sses – Tuesdays and Thursdays, 7:00 p.m., Dreiser Center, Room 2. This class consists of exercises to promote weight loss, tone and strengthen muscles. Call Ms. Sharpe-Hicks, 718-6718364. C onver sa t iona l Sp a n ish C la sses – Meets on Saturdays at 3:00 p.m. for beginners and 4:00 p.m. for intermediate and advanced students in Dreiser Center, Room 15. Call 718-379-5555. C ub Scout s Pa ck – The next Pack meeting will be

Baychester Visual Arts Association If you’ve ever wanted to learn how to draw and paint, this is the time to get expert instruction at BVA. The instructors teach drawing skills, as well as painting. You will be able to complete original paintings worthy of exhibiting. On Saturday, December 18, we will have an in-house art show and boutique from 12 p.m. until 5 p.m. in our permanent room 5 in the Dreiser Community Center. Dinners will also be available. BVA members will once again exhibit their beautiful artwork and boutique items will also be on sale. We hope you can stop by since you will be impressed by the beautiful artwork. BVA offers art classes in our permanent room 5, Dreiser Center. Tuesday classes have 3 sessions to choose from: 1 – 3 p.m., 3:30 – 5:30 p.m. or 5:45 – 7:45 p.m. with Mr. Groves, an award winning artist who studied at NYU and the Art Student’s League, as the instructor. Membership dues are $35 for the year and a session of 10 classes is $60. BVA’s art instructor will guide you along a creative path that will bring hours, weeks and years of joy into the life of those who avail themselves of this opportunity. Science is for the body, but art is for the soul. —Sylvia L och a n sk y

Saturday, Nov. 20, was the fourth and final class in which 17 young students (ages 8-14) participated in “Introduction to the Basic Beginner’s Class in Karate.” The expression of achievement could be seen on their smiling faces and pride in their stride. The three students in the front row received Certificates of Achievement for their attendance and effort. This program was sponsored by the Co-op City Grandparents Connection. John W. Covington, Jr., a Co-op City resident who teaches the Grandparents Connection self-defense/karate, instructed the children in selfdefense. Congratulations, young people and keep up the good work. Starting from bottom row, left to right, are Jermaine Antonetty, Lauryn Woods, Legend Bowen, Eleanor Donnley (JASA senior student assisting), Victoria Boddie, Alicia Tyson, Amanda Byrd, Shannon Standford, Aaron Gibbs, Dominique Wilkins, Tia Rooney, Joseph Delbridge, Sean Standford, Amara Sanchez, Ashley Carter, Lewis Anderson (JASA senior student assisting), David Hammer (JASA senior student assisting), Joshua Turner, Christopher Gibbs, Tremaine Brown. Photo by Hattie Lucas

Thursday, December 16, 6:30 p.m., Dreiser Center, Room 4. Boys, ages 6-11, are welcome to join. They will get the experience of developing new skills, working on projects together, going places together, being in a friendly/safe environment, making friends, having fun, and much more. If you have not already registered your son, please arrive early. The fee: $30. Call 718-379-5555. C hild r en’s E a r ly M or n in g P r ogr a m – If you need childcare in the morning before school begins, we are available to care for your child on school days starting in September. Call Ms. Hinds at 347-283-3809. C hild r en’s Aft er Sch ool P r ogr a m – The Learning Source is available to care for your children, assist them with homework and offers other enrichment activities. To register, call Ms. Stevens at 914-907-7936. Book Discussion s – The Communiversity of AfricanCentered Education will meet on Monday, December 13th, 7:00 p.m., Dreiser Center, Room 15 to discuss chapters

from “Egypt Revisited” by Ivan Van Sertimer. The group is led by Brother Kaba Hiawatha Kamene, a/k/a Dr. Booker T. Coleman, a retired educator. All are welcome. Call 718379-5555. G en er a l M emb er sh ip M eet in g/Holida y Pa r ty – The next meeting is scheduled for Saturday, December 11th, 6:00 p.m. when there will be a holiday party for members, including good food, music and entertainment. If you would like to show off your talents, please let us know by calling 718-379-5555 or 718-320-1424. You can join or renew your membership at any time. If you cannot attend a meeting, you may mail your check or money order (DO NOT SEND CASH) of $15 for a single membership and $25 for families to: African-American Association of Co-op City, P.O. Box 702, Co-op City Station, Bronx, NY 10475. Your membership helps to support this organization that sustains our community. —F r a n cine R eva J ones

Co-op City Times / December 4, 2010

St. Joseph’s Anglican Episcopal Church St. Joseph’s Anglican Episcopal Church is located at 155 Dreiser Loop, Bronx, NY 10475 on the lower level. Telephone: (718) 320-0844. Weekly Schedule: Sunday: Service 9 a.m., Sunday School 9 a.m. Wednesday: Bible Study 7 p.m. Thursday: Choir Rehearsal 7-8 p.m. Friday: Youth Group 4-6:00 p.m. Young Adults 6:30-9 p.m.

The Sunday School leads services every fourth Sunday and the Young Adults lead services every fifth Sunday. Upcoming Event s: Tentative Calendar of Services and Events for December, 2010. 1. Saturday, December 4th - TBA 2. Sunday, December 5th - Second Sunday in Advent (A service of Advent Songs and Readings.)

3. Saturday, December 11th - Mutual Study of Ministry, 10 a.m.-2 p.m. 4. Sunday, December 12th- Third Sunday in Advent 5. Saturday, December 18th – All Church Christmas Party sponsored by the Men’s Club 6. Sunday, December 19th – Fourth Sunday in Advent (A Service of Christmas Carols and Lessons) 7. Friday, Dec. 24th - Christmas Eve;

Mass with Carols & Lessons, 7 p.m. 8. Saturday, December 25th-Christmas Day – No Service. 9. Sunday, December 26th – First Sunday after Christmas (Sunday School Children Leading the Service; Christmas Pageant in place of Sermon.) My help comes from the Lord, the maker of heaven and earth (Psalm 121). —Kevin Wa llace

Coalition of African-American Churches & Community Organizations The Coalition of African-American Churches & Community Organizations of Co-op City, Inc.’s next general membership meeting will be held on Tuesday, December 7, at 7 p.m., 177 Dreiser Community Center, Room 15. Our 14th Annual Kwanzaa celebration will be held on Tuesday, December 28, 5:00 p.m., Bartow Community Center, Room 31, 2049 Bartow Avenue (Co-op City), Bronx, NY. This event is free. The Coalition continues to plan activities that will enhance the quality of life in our

community. Please inform the Coalition of any suggestions that you may have. Patricia Bonaparte is the President of the Coalition. Phone number, 1-718-320-1861. The Coalition is a non-profit organization dedicated to maintaining and improving the quality of life of cooperators and providing educational and culturally enriching programs for the community. We also act as one voice for all Coalition members where there are issues of common concern and human rights. Members of the Coalition include the following: African-American Association;

Co-op City Baptist Church; Faith @ Work Christian Church; Harriet Tubman Independent Democratic Club; NAACP, Coop City Branch; Retirees of Dreiser Loop; St. Joseph Episcopal Church, and Zodiacs Track Club Please support our efforts by sending us your tax deductible contribution, made payable to: Coalition of African-American Churches & Community Organizations of Co-op City, Inc., Post Office Box 619, Bronx, N.Y. 10475. Churches and organizations that desire to join the Coalition may

apply for membership by either writing or calling (718) 320-1861 or (718) 671-5957 for a membership application which should be returned with a letter on your church/organization’s stationery and signed by the minister/president. Read Coalition’s weekly column for information about events and issues. Remember the Coalition motto is: “Coming Together is a Beginning, Keeping Together is Progress, Working Together is Success.” —Ha r ma n T. Lea cock

Retirees of Dreiser Loop Today is GAMES DAY (1 p.m. in Clubroom 19, Dreiser Loop). We play card and board games. Come laugh and have fun. Light refreshments will be served. Donations: $2. Contacts: Susie Fuzzell and Marie Williams at 718-379-0377. The RETIREES’ annual dues are $20. Circle the date! Join us for some festive fun on Thursday, December 16th. The RETIREES’ Holiday Party will be held in the Dreiser Loop Community Center Auditorium from 4 – 9 p.m. Ticket price: $45. For your holiday pleasure, we will have drinks, dining, and dancing. Music provided by DJ Carol Productions. Tickets are available, see Beverly Waller in Clubroom 19 or call her at 718-379-0377. T R AVE L AC T I VI T I E S: New and exciting 2011 trips. Join us as we travel to: (a) Harrah’s Chester Casino and Racetrack in PA on Monday, Jan. 17, 2011 – Price: $45. Sign up with your phone number and a deposit. Your contact is Lorraine Parker, 718-671-6403. (b) Cape Cod MA, May 23 to 27th (5 days/4 nights). Price: $529/double and $619/single. (c) Dover DE and Crab Feast-Aug. 9 to

11th (3 days/2 nights). Price: $409/double and $499/single. Note: $100 deposit due now (price per person) to hold your seat. Check/Money Order (only) payable to: RETIREES of DREISER LOOP, along with your name, address and phone number. Your contact is Dolores Shivers at 917-282-0320. Pick up your flyers in Clubroom 19. T HEAT RE C OM MI TTE E: Come with us to see the following 2011 shows at Lehman College: Sat., Jan. 15, Doo Wop Forever, Price: $53. Sat., April 9th, the Temptations and the Marvelettes. (Price-to be announced). Sat., May 21st, Johnny Mathis. Price: $82. If interested in any show – SIGN UP ASAP with your name and phone number and a deposit is required. Committee members meet in Clubroom 19 on Thursdays after 3 p.m. or call them at 718-379-0377. GOOD AND W EL FAR E: We support all of you on the mend and send warm and bright wishes for a speedy recovery, and a subsequent long and healthy life. We sadly announce the passing of our Fred Lewis and our Barbara Albright, both of whom passed within the week. And to the

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families, please accept our most heartfelt sympathies for your loss. Our thoughts are with you during this difficult time. Contact Elinor Gordon at (718) 379-8755 regarding illnesses and bereavements. RETIREES and Friends, keep in mind that our Clubroom 19, (718-379-0377), con-

tinues to be available for your weekday socializing pleasure to have fun and laughs, play cards, board games, or just watch one of your favorite TV programs with friends. Don’t be alone, come join us. Good health and good fortune to all! —Cla udette Davis

FUNDRAISER FOR HAITI! Dear Friends, Family and Neighbors, My name is Minister Dianne Thomas and I have lived in Co-op City for 33 years. I am now retired from Early Childcare, which I did for more than 30 years. I am now an Associate Minister with the Church of New Vision and a member for about 18 years. I also am a prison minister with the church - The Co-op City Baptist Church which goes to Rikers Island every second Sunday for over 7 years. Pastor Anne Palmore is my Pastor. At present, I am going to school to become a chaplain now known as a para-chaplain - a chaplain in training. My passion now is to work full-time in the missionary field. I have travelled much to many countries. “The Harvest is plentious, but the Labors are few!” God has called me into ministry, so I “GO” wherever He sends me! I a m wr iting to you beca u se one of m y mission s is goin g to Ha iti. We will be leaving Dec. 7-11, 2010. We, (M ANA) a n or ga n iza t ion loca t ed in Amit yville, L I , un der t he lea der ship of P a stor R oy Kir ton , will b e going t her e a s a r elief mission, a n d t o ca r r y m oney a nd su pp lies th er e. W E NE ED YOUR FI NANC IAL H E L P TO HE L P HAI T I! There are only 12 of us going this time, but we hope to go back soon and help out as much as possible. Haiti is going through a really hard time now and really needs our prayers and monetary help. We will also be feeding the people and want to buy food when we get there, so please help us if you can. We are also helping to build a school back up, and by taking some supplies for the children, such as pencils & paper, which is heavy, so we have to buy some of the things when we get there. So we can use all the help we can get! Haiti is going through a very hard time since the earthquake, and all the storms they are having and dealing with. Because of this there is a health issue as well, so they have asked for vitamins. We are trying to get as many as we can to take with us. So Please Help! M AT T HE W 25: 35-40, talks about, do for t he p oor, sick , p r isoner s, st r a nger s, t hose with ou t cloth es a n d th e t hir st y, “In that you have done it unto the LEAST of these people, you have done (or given) it unto ME!” It’s what you do for others that will last! “Give and it will be given to you good measures, pressed together and running over!” I have tried this rule of the Bible and IT WORKS! So please help us help Haiti! You ca n con ta ct m e a t m y cell p h on e 1-917-957-4719 or I will be at my Church, Sunday at 8 a.m. or 11 a.m. “ TH ANK YOU AND GOD BLE SS YOU F OR YOUR GI VI NG! ” L ove, Pea ce a nd J oy! - M in ist er Dia nn e T h om a s

Co-op City Times / December 4, 2010

Community Protestant Church On behalf of our Pastor, Reverend Dr. Calvin E. Owens, and our church family, welcome to Community Protestant Church, a church of love and understanding, located at 1659 East Gun Hill Road, Bronx, NY 10469; telephone: (718) 862-9172. CHUR CH SC HEDUL E Sunday School - 9:00 a.m. Worship Service - 11:00 a.m. Communion Service - Every first and third Sundays Prayer Meeting & Bible Study – Wednesday at 7:00 p.m. THE F OL LOW I NG PROGR AMS ARE AT T HE C HUR C H’S ANNE X: 2053 ASC H L OOP NORT H (C O-OP CI TY) Morning Prayer Services - Tuesday, 6:00 a.m. – 7:30 a.m. and 9:00 a.m.-10:00 a.m. Neighborhood Bible Study - Thursday at 10:00 a.m. Fellowship, “Life on God’s Terms” - Every Friday (except 4th Friday) 7:00 p.m. – 8:30 p.m.

Faith @ Work Christian Church Meeting at 177 DREISER LOOP/DREISER COMMUNITY CENTER, ROOM 8, 9:30 a.m. (SUNDAYS). Church telephone: (718) 644-0951; email: fatwcc@aol.com. Week ly Wor sh ip E xp er ien ces: Thursday Bible Study - 6:30 p.m. Sunday Morning Worship, 9:30 a.m. Children's Church, 9:00 a.m., 2nd through 4th Sundays. C h u r ch M ot to: "We are Christ-Centered, FamilyFocused with, Power and Authority." C h u r ch M ission : To empower, educate and motivate men, women, boys and girls to reach their full potential and live abundant lives through preaching and teaching the Gospel of Jesus Christ. Come worship with us--where we honor tradition but are not bound by it! We thank the community for allowing us to serve you during the church's Pre-Thanksgiving Dinner. We served approximately 80 community residents including about 15 teens/young adults-what a blessing! We look forward to serving you again very soon. DECEMBER 31st--WATCH NIGHT SERVICE: Join us for our first Watchnight Service where Pastor and Minister Jenkins will do a tag-team sermon exalting God entitled, "God's Promises and our Dreams." You don't want to miss it as we bring in the New Year 2011 at 10 p.m. We are not ashamed of the Gospel of Jesus Christ for it is the power of God unto salvation of everyone who believes! (Rom 1:16) What great power that is when you realize that you are not in this alone. Our witness is to God's goodness and not our personal accomplishments. Remember, it's never about us, but always about the —P a st or Deb or a h J en k in s goodness of the Lord.

OTHER SC HEDUL ED EVENT S: The Willing Workers Annual Pecan sale will be held after service tomorrow. Stop by their table and pick up a great holiday gift of pecans. Sister to Sister Women’s Ministry hosts two regularly scheduled events on the first Saturday of the month at the Annex – Soul Sisters Reading Network and CRAFTworkshop. At 10:00 a.m., December 4, they will be reading BRING ON THE BLESSINGS, by Beverly Jenkins. It will be followed by the wildly popular knitting and crocheting sisterhood of women and girls at 12 p.m. Nominal fee for new crafters, $8; and $5 for returning artists. Light refreshments. RSVP your attendance for one or both by November 29 at cpcsisters@aol.com or (718) 320-1193. C P C TO UR S SP ONSOR S T H E F O L L OW I NG TR IPS. CALL (718) 671-1182 F OR TI CKE TS AND/OR ADDITI ONAL INFORM ATI ON. 1. Tuesday, December 7th CPC Tours’ trip to Foxwoods

Resort and Casino to see “Home for the Holidays,” featuring Herb Reed and The Platters. Tickets: $59 include $15 rebate and $10 food voucher. 2. Saturday, December 11th, CPC Tours’ Annual Christmas Shopping Spree to Tanger Outlet Center in Riverhead, LI. Stock up on gifts from Banana Republic, Gap, Coach Factory Store, Jones NY, J. Crew, Easy Spirit, Timberland, London Fog. Tickets: $40. Come celebrate the Holiday Season with our Community Protestant Church Family at our Christmas Party on Saturday, December 18th, 3:00 p.m. – 8:00 p.m., Bartow Community Center, Room 31. Donation: $15/adults; $10/children 12 years and younger. For tickets, call (718) 379-4237 or the church officer, (718) 862-9172. The doors of Community Protestant Church are open to all to worship and fellowship with Christian believers of the Gospel of Jesus Christ. You are cordially invited to come in, —E va n G. M itch ell join in and receive your blessing.

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Co-op City Times / December 4, 2010

Baptist Church Rev. Dr. Sheldon E. Williams and the Co-op City Baptist Church family invite you to join us tomorrow for worship service at 8:00 a.m. and 11:00 a.m. Sunday School for adults and children is held at 9:15 a.m. Bible class and prayer service is held on Wednesdays at 1:00 p.m. Bible study is held on Wednesdays at 7:30 p.m. and every other Wednesday at 5 p.m. Prayer Service is held on Fridays at noon and at 7:30 p.m. We invite you to worship, study, and pray with us. The Co-op City Baptist Church is located at 135 Einstein Loop, Room 50 (lower level). Our telephone number is 718-320-3774. Visit us on the web at www.coopcitybaptistchurch.org. If you are unable to attend, you may dial in to listen on PODCAST. Call (646) 9292953 at 12 p.m. to hear the service. The podcast is also available on our website. Feast Delivers,” hosted by the Just For Men Ministry, invites everyone to participate. This month, the feast has a Christmas Day Special, a 7 to 9 lb. ham with all the trimmings at a cost of $21. The deadline for payment is

Sunday, December 5 and distribution will be at the church on Saturday, December 11 from 11 a.m. to 12 p.m. Call the church at 718-320-3774 for additional information. The Missionary Ministry will celebrate their anniversary on Sunday, December 12 at the 11:00 a.m. service. Rev. Dr. Kris Erskine of Bethany Baptist Church, Harlem, NY will be the guest speaker. Please join us for this joyous occasion. Please join Co-op City Baptist Church for midweek worship service on Wednesdays from 12 p.m. to 1:00 p.m. for a mid-week spiritual pick-up. On Wednesday, December 15 at our noon day service, come with songs of praise in your mouth and the Christmas spirit in your heart. Ann Sinclair of Community Protestant Church will join us and lift us up with Christmas music. Everyone is invited to join us. The Christian Education Ministry invites you to attend their annual Christmas Program on Saturday, December 18 at 10:00 a.m. as we celebrate the birth of Jesus. The Co-op City Intergenerational Outreach Center, Inc. Saturday Tutoring Program will resume in January, 2011.

Our tutoring sessions are semi-private. The fee has been significantly reduced to $30 a month. For additional information, call 917-620-2859 or 718-671-8449. Rev. Dr. Williams has a radio show on WMCA 570 AM every Friday at 1:30 p.m. Rev. Dr. Williams is the author of Principle Centered Living: 9 Reasons To Maintain Your Values in a Pressure Filled World and Founder of SEW Universal, Inc. Visit his websites: www.PrincipleCenteredLiving.com or www.RevDr SheldonEWilliams.com. Have you considered where you will go on your next vacation? The Scholarship Ministry invites you to travel with them to Orlando, Florida on August 13, 2011 for nine days. Visit the Holy Land Experience-a recreation of ancient Jerusalem, Arabian Nights for a Dinner Show, visit many attractions and sightseeing on the way to and from Florida. Prices are $765/pp/double occupancy. For additional information, call 718-671-1918, 718-671-7507 or 718-320-3774. —H a t t ie L . L u ca s

Church of the New Vision Pastor Anne L. Palmore and the congregation of the Church of the New Vision extend a warm and friendly invitation to everyone to worship with us every Sunday at 8:00 a.m. or 11:00 a.m. We are a church where inspirational messages from the Word of God, the Bible, are delivered every Sunday morning. The church is designed to meet the spiritual needs of our community by offering anointed singing and preaching, and a general atmosphere of Christian love and friendly hospitality. We also invite the youth of our community to attend our Sunday Morning services, which are designed to meet the special needs of our young people. Parents, please send your children to learn of the Lord Jesus. Prayer Service takes place every Wednesday evening

from 7:00 p.m. to 8:00 p.m. followed by Bible Teaching from 8:00 p.m. to 9:00 p.m. Be with us to learn the truth from the Word of God. L ist of P r ogr a m s a n d E vent s: Adult Sunday School is from 9:30 a.m. to 10:30 a.m. Youth Sunday School is from 9:30 a.m. to 10:30 a.m. Holy Communion served the first Sunday of the month. Youth Sunday - the second Sunday of the month. Missionary Sunday - the third Sunday of the month Memorial Sunday (Men's Day) takes place on the fourth Sunday of the month Seniors' Sunday - the fifth Sunday of the month. Singles' Ministry meets every third Tuesday evening of the month at 6:00 p.m. Kids For Christ Choir & Club meets 1st & 2nd Friday

of the month at 6:30 p.m. Seniors' Ministry - 1st Tuesday of the month at 11a.m. Mid-day Bible Study meets every Tuesday afternoon from 12:00 to 1:00 p.m. Come join New Vision's "Partners in Reading Program" every Sunday afternoon from 1:40 p.m. to 2:30 p.m. Students in Grades 1 through 8 discover the joy of reading while exploring and improving their literacy levels through small groups and reading partners. Parents, we encourage you to bring your children to benefit from this free program, taught by trained professionals. The Church of The New Vision is located at 135 Einstein Loop, Room #33, Bronx, NY 10475; Telephone: (718) 671-8746 or (718) 320-0409. —C a r ole H a q u e

Evangelical Church of Co-op City – UMC Open Doors, Open Hearts and Open Minds C om e & Visit Us – We welcome you to God’s House – Your House – One Family in Christ. We are a congregation with spirit-filled worship, offering a variety of opportunities for spiritual growth, fellowship and service to God and our community. We are a multi-ethnic, multicultural and bilingual congregation and all are welcome. Services are at the church at 2350 Palmer Avenue, across the street from Building 30. Parking is available. Su n da y Ser vices – The first Sunday of the month is a bilingual service with communion at 10 a.m. Every other Sunday, the services are as follows: English Service at 9 a.m. and the Spanish Service at 11:30 am. There are Bible studies in English and Spanish at 10:30 a.m. We also have a children’s service during the English service. Website - Visit our new website at www.co-opcityumchurch.org to learn more about our church and worship. Also learn about Buy for Charity on our website and learn how to support our church while shopping online for no extra cost to you. Neos P r ogr a m s – The teens, tweens and children’s programs every Friday night at 8 p.m. at the church. We also have for girls & boys liturgical dancing, ages 5 to 12, 8 p.m. on Fridays. M usic Sch ool – The church is happy to announce the start of the Crescendo Christian Music School at the church. Learn piano, guitar, voice and theory. You can contact Maestro Frank Colon at (917) 753-3644. The school will be open from Monday – Thursday, 2 p.m. – 8 p.m. Private and group lessons. Earlier lessons can be arranged. Come and register if you are interested in learning music. All ages welcome. Free registration and affordable rates. After School Pr ogr a m – The after school program will be starting again and anyone wishing to send their children to a safe environment, where they can do homework, learn what’s in God’s word and just have some fun, please call (718) 671-1033. The after school program is held in the Room 43 of Einstein Community Center. L ight ing of t he M a nger – Tonight, December 4th is the Lighting of the Manger on the church lawn at 6:30 p.m. There will also be caroling. After, we will be serving

hot chocolate, cake and other goodies. Come and bring a friend and share a blessing as we honor the Lord’s birth. Bilin gu a l Ser vice Tom or r ow – Tomorrow, December 5th will be a bilingual service with Holy Communion at 10 a.m. Come and be blessed. C om e t o t he M a nger – Saturday, December 18th at 5 p.m. to 8 p.m. and Sunday, December 19th at 1 p.m. to 3 p.m., we will be displaying many manger scenes of differ-

ent sizes, textures, and from different countries. Very unique!! Come and enjoy these beautiful mangers and bring a friend. C h r ist m a s E ve C a n d leligh t Ser vice - Friday, December 24th will be our Christmas Eve Service at 8 p.m. – 9 p.m. Come get a blessing for the holiday season. Remember, Jesus is the Reason for the Season. —R ev. Dr. M ilca Alva r ez-P la ud

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Co-op City Times / December 4, 2010

Church of the Savior Rev. Dr. Robert A. Smith, Jr., Pastor; Lady Theresa M. Smith, co-founder; Rev. McMillian, Assistant Pastor, and the Church of the Savior family extend an invitation to every person to worship with us. We are a non-denominational, inter-racial, inter-cultural, intergenerational fellowship of believers. We care about you, not your W2. We are not church as usual. Come as you are, we leave the judging to God. The Church of the Savior family extends love and affirmation to the Co-op City community; A warm welcome awaits you!! We love you for who you are, not what you have. Please call us at 718-320-0002 or 917-734-4058 for more information. Do you want a place that allows you to meet the

living God? Do you want to be connected to people who care about you not what you have on or how much money you make? A special seat and friend awaits you. Church of the Savior is located at 120 DeKruif Place – street level, (under Building #7 near Dreiser Loop). Take the 38 to Dreiser Loop and DeKruif Pl. Our mailing address is: P.O. Box 86, Bronx, NY 10475. Su n d a y M or n in g Sch ed u le: Adult Bible Study – 9:15 a.m. Divine Worship 10:30 a.m. Divine message will be delivered by Dr. Smith, Pastor - "Rest from the Race." Reading from God's Word is Psalm 84:410.

Good news! Our children's Sunday School is ready to teach and nurture your child/children in the word of God. All sessions are during worship service. Week ly Act ivit y – • Church of the Savior worship at 10:30 a.m. Come and be blessed, we want an opportunity to love you. See you in church. • Tune In!!– Each Thursday at 10:00 a.m., Channel 70, Bronxnet. Tune in and be blessed. If this program has lifted you, please let us know. Dr. Smith can be contacted at 718-320-0002. If you prefer to drop a personal note: P.O. Box 86, Bronx, NY 10475 is our mailing address. • New Hours - Bereavement Support Group meets Monday evenings at 7:00

p.m. Are you grieving the loss of a loved one? Come, our arms and hearts are open to you. God bless you! • New Hours - Every Thursday evening, 6:00-7:30 p.m., Bible Study in session. The dynamic Evangelist and gifted teacher, Dr. Margaret Watson, is the instructor. Do you know what the scriptures are saying, instead of what's been passed down from tradition and culture? Come join us, bring a friend, everyone is welcome! The truth shall set you free! Ad vent T hou gh t: "This is not a time to hide or become lazy and complacent, because God is bringing the world to its goal, and God calls the church into that mission!" —R ev. Dr. R ob er t A. Sm it h, J r.

Circle of Christ Church - Hearts of Love Ministry of NY Reverend Elisamuel “Sam” Colon and the Congregation of Circle of Christ Church would like to extend an invitation of love and peace in the name of our Lord and Savior, Jesus Christ. Please join us for a time of adoring worship, praise and the Word of God. Allow the Lord to reach into your heart and help you see the road of light and joy. Circle of Christ Church is a beacon which the Lord has lit onto Co-op City and it is our purpose as a church and as children of God to serve, teach and bring forth the Gospel for all to hear and witness. F OC US SC R I P T UR E F OR T HE W E E K: Above all, clothe yourselves with love, which binds everything together in perfect

harmony. —Colossians 3:14 An n ou ncement s: New Location: 147 Dreiser Loop, lower level, Bronx, NY 10475. Communion Service on Sunday, December 5th at 11 a.m. Join us at the Lord’s Table for a time of worship and praise. All are welcome. Services on Cable – You can watch portions of our Sunday Services on Cablevision’s Bronxnet, Channel 70, Saturdays at 4 p.m. SC H E DUL E OF SE RVI C E : Sundays: Discipleship Class - 9:15 – 10:30 a.m. Worship Service** - 11 a.m. start ** First Sunday of each month is our Communion Service.

Children’s Church (4-12 yearrs old) - 11 a.m. start Little Lambs (2–4 yrs old) - 11 a.m. start Wednesdays: Prayer Service & Bible Study - 7 p.m. start Fridays: Youth Fellowship & Bible Study - 7 p.m. – 9 p.m. Children’s Fellowship & Bible Study 7 p.m. – 9 p.m. F Y I: • You can now see portions of our services and worship on our website www.circleofchristchurch.org, Facebook and YouTube. • All Sunday services are recorded on CD for a donation of $5. Please see Elder Raul Torres after service or place your order online. You can also see part of our

messages on Facebook. Look us up and become a fan. • Circle of Christ Church helps support missions in Peru, Colombia, Puerto Rico, Mexico, Bronx and Africa. Join us in our goal to expand God’s work throughout the world. Please make all donations to Circle of Christ Church – memo Missions. • You can submit your prayer request online at prayer@circleofchristchurch.org or give your request to an usher during Friday or Sunday services. Please mail all your inquiries or donations to the following address: Circle of Christ Church, 147 Dreiser Loop, lower level, Bronx, NY 10475; 718-864-4002 or 203559-1494. www.circleofchristchurch.org. —E lder J a y R a mos

Building 24 Association Hi, neighbor: This is not going to be long; only to the point about what has happened to this date. Yes, we had our meeting on November 9th - were you there??? Oh you forgot; Well, we had an informative meeting with the Supervisor of our Porters; and Security Agent Peebles. The conversations were well handled by both guests and information received was rewarding to those who asked questions.

Of course, you have no questions, that is why you did not attend!!! Next, our turkey raffle went well. We had many interesting cooperators, but unfortunately, only two persons could win. One was apartment 6H and the other was 29M. At least, it was divided by both sides. Thanks to all who participated. NOW HEAR THIS: we will be collecting monies for the porters’ Christmas. To the new

cooperators, we give our porters cash presents for Christmas. We collect in the lobby and divide it up among the workers. The amount you give is not recorded; it is your choice on the amount. O.K., that's all the information, the rest is up to you. We are trying to decide if we dare to suggest a celebration for the holiday. If we do, you will be given a choice; so think about it and get in touch with one of

YOUR Officers. Oh, you know who we are, try and see if you remember. (smile) This coming BIG HOLIDAY is for Giving and Receiving - So let's at least give our neighbor a shout out for a Happy Holiday - you might receive an answer. We wish you continued good health, prosperity and the will to do something constructive and kind everyday. —C elest in e Wit h ey

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Co-op City Times / December 4, 2010

Mon., December 6

Bartow

Dreiser

Library 9:30 a.m.-1 p.m.,

Crochet & Knitting

Rm. 49

9 a.m., Rm. 7

Bingo 11 a.m. in Rm. 31

Dominos 10 a.m., Rm.45 Around the Lunch Table

Library, Exercise, Chat Session

Dominos 2 p.m., Rm. 25

11:30 in Rm. 49

Rm. 7, 9:30 a.m. – 1 p.m.

Word Games

Bingo1:00 in Rm. 49 Internet Café

Stay Well Exercise

Rm. 34, 2-4 p.m.

Afternoon Movie

Walking & Exercise w/Ms. Gaskill 2-4 p.m. Line Dancing Rm. 45

2-4 p.m., Rm. 7

Library 9:30 a.m.-1 p.m., Rm.31

9:30 – 11:30, Rm. 31

10 a.m. in Rm. 2

Canasta 2-4 p.m. Card Games 2– 4 p.m., Rm. 25

Current Events

Tues., December 7

Einstein

10 a.m. in Rm. 31

Bingo 9 a.m. in Rm. 31

Rm. 7, 9:30 a.m. – 1 p.m.

Dominos

10:30 a.m., Rm. 7

Mixed Cultural Dance Bingo 1 p.m. in Rm. 49

10:30 a.m. in Aud. A

Internet Café in the Computer Lab 2-4 p,m, in Rm. 34

2-4 p.m. in Rm. 7

Tuesday Movie w/popcorn

2:30 p.m., Rm. 25

Word Games 9:30 –11:30 a.m. in Rm. 31

Card Games

Mind Teasers

2:30-4 p.m. in Rm. 25

12-4 p.m., Rm. 7

Thurs., December 9

Wed., December 8

Stay Well Exercise 10 a.m., Rm. 31

9:30 a.m. – 1 p.m.

11 a.m., Rm. 31

Spelling Bee

Dominos

10 a.m., Rm. 49

2:30 p.m., Rm. 25 Word Games Rm. 31 9:30 a.m. – 1:30 p.m. Bingo 2 p.m. in Rm. 25

Tai Chi 11:00 a.m., Rm. 2

Spanish Practice Class 10:30 a.m. in Computer lab

Art 1-4 p.m., Rm. 7

Bingo

Sewing w/Raymonde

1 p.m. in Rm. 49

9:30-11:30 a.m., Rm. 7

Internet Café

Mind Teasers

Rm. 34, 2-4 p.m.

12-4 p.m., Rm. 7

Library

Dominos

9 a.m.-1 p.m., Rm. 31

10 a.m., Rm. 45

Library, Exercise, Chat Session Rm. 7, 9:30-1 Belly Dancing

Blood Pressure 1st & 3rd 9-10 a.m., Rm. 31

Card Games 2-4 p.m., Rm. 25

Chat Session 9:30 a.m. – 1 p.m., Rm. 31

12:30 p.m. Aud. A

Stay Well Exercise

Line Dancing

10-11 a.m., Rm. 45

10:00 a.m., Aud. A. Handi-Flex 1pm, Aud. A Drama Rm. 7 Blood Pressure 1st & 3rd Thurs. 10-11:30 a.m., Rm. 7

Dominos 2:30 p.m., Rm.25

Spelling Bee

Word Games

11:00 a.m., Rm. 49

9:30 -11:30 a.m., Rm. 31

Bingo

Bingo 2 p.m. in Rm. 25

1:00 p.m. in Rm. 49

Card Games

Internet Café

2:30-4 p.m., Rm. 25

Rm. 34, 2-4 p.m.

Thursday Movie w/ popcorn 2-4 p.m., Rm. 7 Mind Teasers 12-4 p.m., Rm. 7

“Movie Madness” 9:30 a.m., Rm. 31

Fri., December 10

Library, Exercise, Chat Session Rm. 7,

Dominos 10 a.m., Rm. 45

Line Dancing

Spelling Bee 11 a.m., Rm. 31

Dominos 2:30 p.m., Rm. 31

Word Games 9:30 – 11:30 a.m., Rm. 31

Crochet & Knitting Dominos 10 a.m., Rm. 45

9:00 a.m. in Rm. 2

Art 10:00 a.m. in Rm. 45

Self Defense

Day at the Movies w/popcorn

10 a.m., Rm. 45 Bingo 1 p.m. in Rm. 49

10:00 p.m., Rm. 7

Internet Café

11:00 a.m. in Rm. 8

Rm. 34, 2-4 p.m.

Whist Card Game/ Scrabble 2-4 p.m., Rm. 7 Mind Teasers

Card Games

Bingo

Rm. 49, 2-4 p.m.

2 p.m. in Rm. 25

Blood Pressure 2nd & 4th Friday

Card Games 2-4 p.m., Rm. 25

Kosher

Non-Kosher

Soups, Breads and Desserts

Mon., Dec. 6

Pineapple juice Beef & meat sauce Rice French style beans

Cheese burger French fries Lettuce & tomatoes w/ Carrots

Whole wheat bread Apricot halves

Pork chop w/onions White rice Carrot/cauliflower/ broccoli medley

Rye bread Fresh tangerines

Lemon salmon Mexican corn Harvard beets

Whole wheat bread Fruit cocktail

Beef turkey loaf Baked potato Mixed vegetables

Rye bread Bananas

Chicken stew Egg noodles Peas/carrots

Whole wheat bread Apple

Tues., Sweet & sour chicken Dec. Red bliss potato in skin Buttered carrots 7 Wed., Dec. 8

Apple juice Salmon loaf Cocktail sauce Spaghetti, Italian blend

Orange juice Thurs., Lime taragon turkey leg Dec. Mexicorn 9 Spinach

Alert & Alive

Tai Chi 11 a.m. in Rm. 45

Advanced Self Defense 10 a.m. in Rm. 31

12-4 p.m., Rm. 7

Library, Exercise, Chat Session

Dominos 10 a.m. in Rm. 49

10 a.m. in Rm. 31

Beginner’s Self Defense

Mind Teasers

Date:

Meditative Moments

12-4 p.m., Rm. 7

10:00-11:30 a.m., Rm. 49

*Schedule subject to changes without notice*

We ask that members please call their center at least one day in advance to register for lunch. WEEKLY TRIPS DATES

WEEKLY TRIPS

PRICE

PICK UP TIMES

1st Mon., Dec. 6: 4th Mon., Dec. 27: 1st & 3rd Mondays: Fridays Tuesdays

Fairway Fairway Super Wal-Mart Swimming Classes Bowling

$3 $3 $12 $3 $10

Bartow Dreiser 1:15 p.m. 1:30 p.m. 9:15 p.m. 9:30 p.m. 9 a.m. 9:15 a.m. 1 p.m. 1:15 p.m. 11 a.m. 11:30 a.m.

Einstein 1:00 p.m. 9:00 p.m. 9:30 a.m. 1:30 p.m. 11:15 a.m.

To register for trips and classes, please call: (718) 320-2066 Monday – Friday: 10:00 a.m. – 4:00 p.m. Funded by: The NYC Department for the Aging, The NYS Office for the Aging and Riverbay Corporation

Fri., Dec. 10

Orange pineapple juice Pollack fish w/peppers and onions, Mashed potatoes, Oriental blend

All meals served w/margarine and fresh milk *Menu subject to change without notice. We ask that members please call their center at least one day in advance to register for lunch:

Bartow Center (718) 320-2066, Ext. 2010 Dreiser Center (718) 320-1345 • Gloria Wise Center (718) 671-5161

Upcoming Events/Trips I NTE R NE T C AF É E VE RYDAY AT TH E EINSTEI N SENI OR CENT ER, 135 Einstein Loop, from 2:00-4:00 p.m. in room 34. You can explore on the web, check your email, etc. NOTE: THIS IS NOT A COMPUTER CLASS. YOU NEED TO BE ABLE TO USE THE COMPUTER ON YOUR OWN. AFT ERNO ON M OVI ES AT DR IESE R fr om 2:00 – 4:00 p.m . in r oom 7, Monday, Tuesday, Thursday & Friday. Popcorn will be served. Come to the Dreiser Senior Center to participate in a game of Bid Whist and for all Scrabble fanatics, come join us every Friday afternoon, 2:00 p.m. – 4:00 p.m., Room 7. Come & join us to play Bingo, Word Games, Card games & Dominoes in the Bartow Senior Center from 2-4 p.m. on Monday and Friday and 2:30 p.m.-4 p.m. on Tuesday-Thursday in Room 25. Monday, December 6th schedule for shopping at Fairway has been changed to the afternoon, price $3. Transportation – Pick-ups: Einstein Loop at 1:00 p.m.; Asch Loop at 1:15 p.m. and Dreiser Loop at 1:30 p.m. C ent r a l Avenu e Sh opp in g Tr ip – Monday, December 20th - Transportation/box lunch, $13. Three stops – 1st stop-Christmas Shop-2 hours; 2nd Stop-Trader Joe’s-1 hour; 3rd stop-Amazing Savings-2 hours of shopping. Pick-ups: Bartow-9:00 a.m., Dreiser Loop-9:15 a.m., Einstein Loop-9:30 a.m. Departure time: 3:00 p.m. Monday, December 27th, the schedule for shopping at Fairway is changed back to the morning, price $3. Transportation - Pick-ups: Einstein Loop at 9:00 a.m., Asch Loop at 9:15 a.m. and Dreiser Loop at 9:30 a.m. C h r ist m a s H olid a y Par t y –Thursday, December 23, 10 a.m.-2 p.m. at the Einstein Loop Senior Center, Room 45. Cost is $4 in advance. $5 at the door. Please register early. Pick-ups: Bartow, 9:30 a.m.; Dreiser, 9:45 a.m. You can register at the senior centers. If you have any questions, please call (718) 3202066. Registration begins immediately. Flyers

will be located at the senior centers. Do You Need Suppor t For An Older Per son? A caregiver support group can offer an atmosphere of understanding and support for caregivers to discuss issues and problems. Whether you care for a loved one from a distance or in your home, you are most welcome. The group meets every other Tuesday at: 2049 Bartow Avenue, Room 31 from 1-2 p.m. Next session is scheduled for Tuesday, December 7th. The support group is facilitated by a social worker. If you have any questions, please contact JASA at: 718-320-2066. J ERSE Y GARDENS MALL & IK EAMonday, December 13th - 3 hours of shopping at mall & 2 hours at IKEA for only $12. Price includes transportation/boxed lunch. Pick-ups will be as follows: Bartow-8:00 a.m., Dreiser8:15 a.m. and Einstein-8:30 a.m. Walmart trip has been scheduled for Monday, December 6th and Friday, December 17th – $ 12. Price includes transportation/boxed lunch. Pick-ups: Bartow – 9:00 a.m., Dreiser – 9:15 a.m. and Einstein – 9:30 a.m. Senior Center Field Trip Permission Slip – Effective immediately all senior center participants will be required to fill out a Senior Center Field Trip Permission Slip before going on any JASA senior center trips. The driver should have a copy of the permission slip in the van at all times. All forms must be filled out prior to going on the trip. If you have not filled out a form prior to the trip, the driver will have blank forms in the vehicle. DI SABI LI TY SUPPO RT/ SOCI ALI ZATI ON GRO UP The Disability Support/Socialization group meets every 1st Friday of the month at 2049 Bartow Avenue, Room 25 at 1 p.m. For more information and to register, please call: John Sullivan, (718) 671-2090, Ext. 3010. Transportation will be provided if required.

Blood Pressure screenings Trained volunteers are providing FREE blood pressure screenings to the 60+ community conveniently located at all three of the Co-op City Community Centers. All you need is to become a member by simply filling out a short application form available at any of the local centers. L O C AT I O NS & SC H E DUL E : 135 Einstein Loop, Room 45, every 2nd & 4th Friday at 10:00 a.m. – 11:30 a.m.; 177 Dreiser Loop, Room 7, every 1st & 3rd Thursday at 10:00 a.m. – 11:30 a.m.; 2049 Bartow Avenue, Room 31, every 1st & 3rd Wednesday at 9 a.m. – 10:00 a.m.

Co-op City Times / December 4, 2010

WEEKLY SCHEDULE BUILDING & TOWNHOUSES ASSOCIATIONS Coalition of Affordable Housing “Meeting”: Mon., 12/6; 7:30 pm (Bartow Room 28)

CULTURE & ARTS The Drammeh Institute, “Meeting”: Thurs., 12/9 6:00 pm (Dreiser Room #8)

HOBBIES African American Association: “Belly Dance Class” Mon., 12/6; 7:00 pm (Dreiser Room #2) “Yoga/Pilates” Tues., 12/7; & Thurs., 12/9; 7:00 pm (Dreiser Room #2) Co-op City Duplicate Bridge Club: “Bridge Training Class” Wed., 12/8; 4:00 pm (Dreiser Room #9), “Bridge Game” Wed., 12/8; 6:00 pm (Dreiser Room #9)

POLITICAL Co-op City Democratic Club: “Meeting” Tues., 12/7; 6:00 pm (Bartow Room #28)

RELIGIOUS Deeper Life Church: Tues., 12/7; 7:00 pm (Dreiser Room #1) Church of the New Vision: “Bible Studies” Sun., 12/12; 9:30 am (Einstein Room #38) Faith @ Work Christian Church: Thurs., 12/9; 6:30 pm and Sun., 12/12; 8:00 am both dates in (Dreiser Room #8) Iglesia Cristiana Marcos 16:15: Sun., 12/12; 10:00 am (Einstein Rm #35) Harvest Restoration Ministries: Wed., 12/8; 7 pm & Sun., 12/12; 10:00 am (Dreiser Room #10) Mt. Calvary Baptist Church: Thurs., 12/9; 5:30 (Dreiser Room #9) Circle of Christ Church: “Children’s Bible Class” Sun., 12/12; 10:00 am Dreiser Room # 2

SCOUTS Girls Scouts of New York: “Meeting” Fri., 12/10; 5:00 pm (Dreiser Rooms #1, 2, 4, & 9)

SENIORS JASA Senior Services: “Luncheon” Mon-Fri 12/6;-12/10; 8:00 am (Bartow Room #31) Retirees of Dreiser Loop: “Holiday Party” Thurs., 12/9; 4:00 pm (Dreiser Aud. B) Handicapped Adults: “Executive Meeting” Fri., 12/10; 11:00 am (Dreiser Room #1)

SERVICE & CIVIC Weight Watchers Nutrition Program: Tues., 12/9; “Meeting Time” 6:00 pm (Dreiser Room #4) Williamsbridge Club: “Meeting” Fri., 12/10; 5:00 pm (Dreiser Room #8) Einstein Cancer Fund: “Meeting” Tues., 12/7; 1:30 pm (Einstein Room #38)

SOCIAL Spanish American Club: “Holiday Dance” Sat., 12/11; 8:00 pm (Dreiser Aud. A<B)

Baychester Library Events VISIT THE LIBRARY — A GREAT WEALTH OF INFORMATION

AARP Chapter #4997 F YI: Peachtree Holiday Celebration at Villa Barone Manor, Thursday, December 9, 1 p.m.-5 p.m. Transportation: (2 buses) available on a “first come, first serve”” basis, leaving from Asch Loop (in front of the library) at 11:45 a.m. Please be on time… Get well wishes extended to our member, Margaret Watson. To notify Peachtree Chapter of illness or bereavement, contact Frances Wilson, Good & Welfare Coordinator, 718-6715493. 2010 TOUR COMMITTEE ACTIVITIES December 30 (Thurs.) - January 1 (Sat.), 2011 – New Year’s Eve at the Desmond Hotel (Malvern, PA); includes 4 hour stay at the Sands Casino (Bethlehem, PA) or free time in the town of Bethlehem; after checking-in, dinner & show at the Desmond Hotel; buffet breakfast at the hotel; choice for the day (New Year’s Eve): 4 hour stay in Atlantic City or a narrated tour of Philadelphia or shopping at the King of Prussia Mall or a day at the Desmond (playing cards, a movie, Bingo or swimming); attend the New Year’s Eve Cocktail Party and Surf & Turf Dinner w/Open Bar, champagne toast, hats, noise makers, music & dancing & more; New Year’s Day Brunch w/music & dancing and a show before departing for home – $530/person - double; $630 single; $520/person - triple; ($50/person trip insurance – optional) — There are a few seats available w/full payment – IMMEDIATELY!!…contact Delores – 718-379-2176.

— 2010/2011 Book Discussion — Thursday, Dec. 9 • 1:30 p.m. Titles can now be reserved through the library. Participants should read each selection in advance and be prepared to take part in the discussion. Admission is free. Please sign up at the Information Desk. Free Computer Classes: Pre-registration required, please drop in to register; Class size is limted to 8; All classes are one session only; All classes are hands on. Internet Search Basics: Tuesday, December 7, 10:30 am to 11:30 am; Pre-requiste: Mouse and Keyboard Skills E-Mail Basics: Friday, December 10, 10:30 am to 11:30 am; Pre-requiste: Mouse and Keyboard Skills Intro to Microsoft Word: Thursday, December 16, 10:30 am to 11:30 am; Pre-requiste: Mouse and Keyboard Skills Have Faith!: Tuesdays, December 7, 14, 21 & 28, 4 pm; Bring your beliefs to life as you work with our expert theater team to explore religion, faith and more. Uncover NYC’s rich heritage and put on a great show with your friends! For ages 12 to 18. KIDS Game On! - Every Monday, 3:00 p.m. • Three Faiths for Ages - 12-18 Every Tuesday, 4 p.m. • KIDS Reading Aloud - Every Wednesday, 3:30 p.m. • Storytelling/ Poetry Group 1st Wednesday, 4 p.m. • Teen Book Café - 3rd Wednesday, 4 p.m. • Chess Club - Starting Dec. 9th, Every Thursday, 3:30 p.m. • Teen Card Games - 3rd Friday, 3:00 p.m. • Teen Book Group - 1st Friday, 3:00 p.m. • Teen Book Group - 3rd Friday, 3:00 p.m.

The Baychester Branch Library presents the following programs:

Sing for Life, Sing for Joy — Pamela Warrick-Smith A Ten-Session Workshop To Promote Enjoyment of Choral Singing Class Dates: 1:30 - 2:30 p.m.: Tuesdays, Dec. 14

2011 TOUR COMMITTEE ACTIVITIES: January 19 – 29 – “No-Fly” Cruise Winter Escape; 11 days/10 nights; depart from New York via Deluxe Motor Coach w/overnight stops; arriving in Charleston (SC) to board the ship to Key West (FL); Nassau & Freeport (Bahamas); returning with overnight stops; pricing to be announced; trip insurance optional (recommended) – contact Jeanne – 718-379-3742. February 15 – Try your “New Year’s Luck” at the Tropicana Casino (Atlantic City, NJ); roundtrip deluxe Motor coach - $38 — (bonus to be announced) – contact Daisy, 718-671-3241. April 7 – 19 (12 days) – TRIP CANCELLED…. May 2nd & 3rd – It Just Doesn’t Get Better Than This – 2 days/1 night (at Comfort Inn - Mystic, CT); Shopping in Olde Mistick Village; Live Musical Theater at the Cornerstone Playhouse; 5 hour stay at Foxwoods Casino (meal voucher & Keno); Breakfast at Comfort Inn; off to Mohegan Sun w/lunch meal voucher and casino bonus; back to Cornerstone Playhouse w/shopping and show time and home w/a box lunch — $165/double & $195/single – $50 deposit due w/registration/balance due by March meeting – contact Delores, 718-379-2176. May 24 (Tues.) – Chubby Checker & the Wildcats at the Twin River (MA) Casino; roundtrip motor coach; $10 slot bonus; gourmet box sandwich @ the Casino - $90/person – contact Delores, 718-379-2176. —Delor es Deb n a m

Einstein Cancer Fund A Happy Chanukah is wished to all friends and their families. Reminder — Tuesday, December 7th – General membership meeting at 1:30 p.m. in room 38. Bring your friends to this bingo meeting. This will be our last meeting until March 1st. Let’s make this meeting a celebration of the holidays. Refreshments will be served. Tuesday, December 14th, Showboat Casino. The cost is $27 with a bonus of

$30 slot play. Please bring your casino plus a valid photo ID. Pick-up is 8 at a.m. starting at Einstein Loop, followed by Asch Loop and Dreiser Loop. For the above trip, please call Mildred at 718-320-0288, Loretta at 718-6712958, or Lydia at 718-671-3005. For memorial cards, please call Loretta. Our prayers of good health and healing go out to all. —Lyd ia R u a s

Goose Island Seniors Happy birthday and happy anniversary to all who celebrate in the month of December. Wednesday, December 8—Bingo game in Room 39 at 1:30 p.m. Admission is $2, for members only. Members may bring a guest. Refreshments served. There will not be a trip to Atlantic City during the month of December beecause it’s too close to Christmas. There will, however, be a trip to Atlantic City on

January 25. More details will be given later. Tuesday, December 7—Don’t forget Pearl Harbor Day. We should say a prayer for all our service men and women. For more information, call Ann or Mary 718-379-9613 or come to 135 Einstein Center, Monday-Thursday, from 10 a.m. - 4:30 p.m. GOOD HEALTH TO ALL. —Mary Pilla

Performance and Reception/Sat., Dec. 11 • 2 p.m.

at Room 31 in Bartow Community Center

The New York Public Library Baychester Branch • 2049 Asch Loop • Bronx, NY 10475 (Fully Wheelchair Accessible) NEW HOURS: Monday & Wednesday, 10-7; Tuesday & Thursday, 10-6; Friday & Saturday, 10-5 Libros En Español (Books in Spanish) Horario de la biblioteca: Lunes 10-7, Martes 10-6, Miércoles 10-7, Jueves 10-6, Viernes 10-5, Sábado 10-5, Domingo Cerrado

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Co-op City Times / December 4, 2010

Reflections by Rabbi Solomon I. Berl Spiritual Leader of Young Israel Synagogue We are now celebrating Chanukah, the Festival of Lights. We light candles to cut through the winter darkness. In doing so, they symbolize for us a hope for spiritual illumination. The lighting of the Menorah occurs during the shortest days of the year. At this moment of seasonal darkness, we turn toward the light yearning for the conquest of bleakness, despair and apathy. The light of the Menorah reminds us that the darkness can be transcended with the new commitments to the free-

dom for which the Maccabees fought. Since the Maccabees overthrew the Greeks, Jews have seen many dark days. They have witnessed persecutions and the cruelest brutalities. They have faced virtual extermination, but they have always survived. The light from the Menorah is the light of survival, the light of hope, the light of our certainty that we will rise above the darkness of the season or the darkness of the moment. It is the light of our salvation.

Co-op City Jewish Center The Co-op City Jewish Center is located at 900 Co-op City Blvd., Bronx, N.Y. 10475. Saturday services are continuing, thanks to those people who attend. Please try to attend whenever possible. We would like to remind our members and any Jewish people in Co-op City

looking for a conservative synagogue, we are still here, and all are welcome. Try to take a Saturday and come to services when you can. A HAPPY CHANUKAH TO ALL. DONATIONS OR DUES CAN BE SENT TO THE OFFICE. —F r ied a E pst ein

Co-op City Jewish Community Council The Coop City Jewish Community Council is pleased to announce two upcoming events in celebration of Hanuka. The first will be the Boro President's annual menorah lighting which will take place Monday, December 6. A bus will pick us up in front of Dal Hardware in the Dreiser Community Center at 12:45 on that date, and we will return about 3 p.m. As always, there will

be holiday refreshments for all! The second event will be our annual Hanuka luncheon on Tuesday, December 7 at 1 p.m. in room #9 of the Dreiser center. Please come into the office (room 18) to reserve a seat or call the Council at 718320-1234. The cost is $4. Please do not leave a message on our machine over the weekend. We will take calls starting Monday, Nov. 29 after 9 a.m.

Not ice of n on -d eliver y of t h e Co-op City Times The Co-op City Times is the official newspaper of the residents of Co-op City. It is distributed to every residential building and townhouse cluster on Saturdays. If you do not receive the paper, it is imperative that you call the distributor between 9 a.m. and 2 p.m. at (646) 479-1041 or (646) 261-1761. You should also contact the Co-op City Times office at (718) 320-3300, Ext. 3375, or email us at cctimes@riverbaycorp.com, to notify us so that we can follow-up with the distributor to ensure that the situation is addressed and corrected, especially if it is an ongoing problem. Thank you for your cooperation.

Traditional Synagogue

The Traditional Synagogue of Co-op City, Young Israel of Baychester, Section 5 at 115 Einstein Loop, welcomes you to pray with them. Tel. 718-379-6920 Note: Office hours are on Thursday from 11 a.m. to 2 p.m. and on Sunday, we are here from 10:00 a.m. to 1:00 p.m. Candle lighting on Friday, December 10, is before 4:09 p.m. Shabbos ends today, Saturday, December 4, at 5:13 p.m. We recite Havdallah (The Recital over the Wine) at the end of Shabbos. Mincha services on Saturday, December 4 are 12 p.m./12:16 p.m. The community is always welcome to attend our various functions and enjoy a great day of fun and friendship. Rabbi Kronengold is encouraging you all to attend his most informative classes on the “Codes and Customs of Jewish Prayers”. Coming Events Saturday, December 4 at 9 a.m. Morning services. The Parsha is: Miketz. Join us at the Shabbat services. Mincha is 12 p.m./12:16 p.m. The Rabbi’s class is at 4:10 p.m. Shabbat ends at 5:14 p.m. Chanukah: Wednesday evening December 1st through Thursday, December 9th. As the Torah commands us not to light fires on the Shabbos day (December 3rd), we light Chanukah candles before Shabbos candles, and we light larger candles. Sunday, December 5 from 12:30 p.m. to 4:30 p.m. – A Chanukah celebration sponsored by the Jewish Community Council of Pelham Parkway. Let’s get together for a fun afternoon of latkes, applesauce, etc. This is a game after-

noon, too! Bring your favorite game(s) and bring your friends. The cost is $5 per person. Reservations are necessary. Make your reservations by calling Mimi at 1-347-427-4526. Rosh Chodesh (The beginning of the month) Tevet commences on December 6th (nightfall) through the 8th. Monday, December 6 at 1 p.m.-Sisterhood General Membership Meeting and drawing of the annual raffle. Sunday, December 12- Sisterhood Bingo at 1:30 p.m. The cost of admission is $3/person which includes refreshments. It’s really a fun afternoon, so please join us. Good and Welfare: Happy birthday and anniversary greetings to all who are celebrating during the month of December. For Sale: Metal folding chairs reasonably priced at $2.50/chair. The holidays are coming and you may need extra seating. This is a great bargain! Call Mimi at 1-347-427-4526. Do you need a tree certificate sent in “Honor or in Memory” of a special occasion or a condolence? You can call the shule at 1-718-379-6920 and we can accommodate you. Happy birthday wishes for December to Robert Linder on the 21st; to Albert Abel on the 23rd; to Jerry Berlofsky & Gary Schwartz on the 26th and to Sheila Linder on the 28th. Please! Support the Synagogue. We always need your help. Thank you. Shalom! —Miriam Evelyn Berlofsky

Young Israel of Co-op City Young Israel of Co-op City (lower level of the Dreiser Loop shopping center) is a house of worship that opens its doors every morning from 6 a.m. until Anyone who wishes to start the daily routine with prayers, during which our spiritual leader, Rabbi Solomon I. Berl, offers a brief Bible teaching is welcome. On Friday evening, Sabbath services begin at 10 minutes after the candle-lighting time. Saturday morning services start

at 9 a.m. Rabbi Berl delivers his sermon at 10:30 a.m. The Rabbi's class on the Torah reading of the week begins one hour before sunset every Saturday afternoon. For office hours or any information you may seek, feel free to call (718) 671-2300 and leave your name, phone number and a brief message on the synagogue's answering machine, and your call will be returned as soon as possible.

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Pentecostal Tabernacle The Pentecostal Tabernacle welcomes everyone to attend worship service at 120 Benchley Pl., Building 24, Bronx, N.Y. 10475. Sunday School for all age group begins at 10:30 a.m. Midday services starts at11:30 a.m. Wednesday evening prayer meeting begins at 7:30 p.m. Bible study on Friday evening at 7:30 p.m. Focu s: The Miracle in the stormJesus walks on the things that cause us to fear. And when the disciples saw him walk-

ing on the sea, they were troubled, saying, It is a spirit; and they cried out for fear: But straightway Jesus spake unto them, saying, Be of good cheer, it is I; be not afraid. And Peter answered him and said, Lord, if it be thou, bid me come unto thee on the water And he said, come. And when Peter was come down out of the ship, he walked on the water to go to Jesus. But when he saw the wind boisterous he was afraid; and beginning to sink, he cried saying, Lord save me.

And immediately Jesus stretched forth his hand, and caught him, and said unto him O thou of little faith, wherefore didst thou doubt? And when they were come into the ship, the wind ceased. Then they that were in the ship came and worship him saying, of a truth thou art the Son of God. (Matthew 14:26-33) Life is much like the ocean in that it is seldom calm, As quickly as the winds of one storm subside, the horizon dances with the clouds of another one approaching. Just as Jesus was the key to the disci-

Faith In God Church & Bible Institute

Pastor, President, and Founder, Rev. Dr. Gladys R. Little, and Assistant Pastor, Minister Vernon Little, extend to everyone a healthy, happy, prosperous welcome! Let’s keep the faith. Most of the time, you’re going to feel like you’re in the minority when it comes to standing up for righteousness, but don’t waver. Remember, our road is narrow. Let’s go into the Word of God. Today,

we’re coming from 2nd Timothy 2:20-22: 20 But in a great house there are not only vessels of gold and silver, but also of wood and clay, some for honor and some for dishonor. 21 Therefore if anyone cleanses himself from the latter, he will be a vessel for honor, sanctified and useful for the Master, prepared for every good work. 22 Flee also youthful lusts; but pursue

righteousness, faith, love, peace with those who call on the Lord out of a pure heart. Invitations: Church doors open this morning at 10:30 for Dr. Little to teach an Evangelism class. We have a ‘Sweet Hour of Prayer’ at 3 p.m. Tomorrow morning, at 10 a.m., we have a Sunday School class. Morning Worship is at 11 a.m. If you will, go online and listen to

ples, security on the sea that faithful night, He is our miracle in the storm of our lives. The storm that arose frightened the disciples, and when they saw Jesus walking on the water, they thought they were seeing a ghost. They cried out in fear, and Jesus revealed himself to them We should always keep our eyes on Jesus and not on the storms of life For further information, call 718-3240334 or 718-320-4218. —R ev. R . Sibb lies Min.Vernon Little’s new song: ‘Double Minded.’ It talks about Christians who have one foot in the world, and one foot in the church. Also, go to YouTube and see Min. Vernon Little’s video for his song ‘Proverbs.’ We are located at 171 Dreiser Loop in Section 1. Our phone numbers are (347) 276-4925 & (718) 671-3627. Jesus loves you, and so do we. —Min. Vernon Little

Harvest Restoration Ministries Pastors Anthony and Pastor Andrée Davis, co-founders of Harvest Restoration Ministries, Inc., extend to you a warm invitation to come and worship the Lord Jesus Christ with us. We are a community oriented non-denominational church that preaches and teaches the

Bible in an exegetical style. Our focus is to teach members of the ministry to use Biblical doctrines in a practical sense to be a blessing to both the home and the community. We meet at: 177 Dreiser Loop Community Center, Room 10. O r d er of Ser vices

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Sunday School – 11:00 a.m. Sunday Morning Worship – 12:00 p.m. Wed. Night Bible Study – 7:30 p.m. Children’s Church – Every 2nd Sunday of every month. Communion – Every 1st Sunday of every month.

Pastor Anthony Davis is currently being mentored by one of the most prolific preacher’s in America, Bishop Noel Jones of the City of Refuge, Gardena, CA. Pastor Davis will be speaking at the City of Refuge on January 16th at 6:00 p.m. —P a st or Ant h on y Davis

Co-op City Times / December 4, 2010

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Building Management Companies Welcome to Enquire!

914.423.1773 12/25

12/25

71 8 . 8 8 1. 7 69 1

Anything Non-Hazardous

FIRST JACK

Verizon Charges $201/Jack

917-482-5135

•CAT 5-Wiring • No Dial Tone • Static On Line • Hum On Line Verizon Trained 12/25

Rates: $6 for 20 words or less

Display Classified: $8.00 per column inch.

718.320.5270

TABLE PADS

CLASSIFIED ADS: 718-320-3300, x3380 Over 20 words, $6 plus 30¢ for each additional word. $2.40 per line for bold type (3 words max.)

Call Bill

Slipcovers

Moving

Call For Consultation

1/8

ESTIMATE!

Dec. 4, 12:30-4:30 p.m. Bilingual Christian Service at 4:40 p.m. Please join us on City Island 190 Fordham Street 718-502-5562.

Hair

A-1 PAINTING PLUS TWO DAY SPECIAL: BATHROOMS $69.95

Ministry

Hardwood floors installed - Sanding & Refinishing. Polyurethane, Fabulon & Moisture Cure Finishes. Staining in all colors. Free estimates. 10% Co-op City resident discount.

Painting

Call Mike at: 718-974-1290

Floors

12/4/10

Advertise! Call: 718.320.3300 ext. 3380

Window Cleaning

GEORGE’S CLEAN WINDOWS • WINTER SPECIAL • $6 OLD, $5 NEW Per Window

Cell:

1-203-482-6337

12/25

Co-op City Times / December 4, 2010