Florida Courier - July 21, 2017

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PRESORTED STANDARD MAIL U.S. POSTAGE PAID DAYTONA BEACH, FL PERMIT #189

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JULY 21 – JULY 27, 2017

VOLUME 25 NO. 29

WHAT’S YOUR SCORE? Lack of knowledge about playing the credit game costs Black Americans billions of dollars in higher interest rates, fees, and other costs. FROM THE TRICE EDNEY NEWS WIRE

Sharae Newton (not her real name) has made many mistakes that damaged her credit score. They include running up debt as a college student, especially student loans. After Newton earned a second master’s degree and began working with the federal government, she thought she was secure. She now admits that she still has an

uncomfortable relationship with money, largely because of her lack of credit literacy.

Financial uncertainty Like many middle-class African-Americans, Newton makes a concerted effort to monitor her credit score and learn all she can about how to protect it. Yet Newton – who asked that her identity be kept confidential for the sake of financial privacy – lives with a great deal of uncertainty, especially when something unusual happens that affects her regular financial life. “I’m the only income earner in my household, but I had a series of medical issues that lost me money and cost me money,” said Newton, who owns a home in Northeast Washington, D.C., but has no significant savings.

ANTON SAMSONOV/DREAMSTIME/TNS

Credit cards use credit scores to determine how whether you qualify to get a card and much you pay to use it.

Health issues “I never expected the medical problems I’ve had over the last five years. I’ve had multiple orthopedic surgeries because of

a condition that causes my tendons to tear. I earned my second master’s, got out of whatever credit quandary I was in prior, but my medical expenses got me

right back into it.” Her most recent surgery was in January. The portion she’s required to pay is $14,000. See SCORE, Page A2

Targeting Obama’s legacy

‘MUSLIM TRAVEL BAN’

Trump loses, wins

So far, Trump’s largely failed BY DAVID LAUTER TRIBUNE WASHINGTON BUREAU / TNS

WASHINGTON – Rarely has a president taken office so focused on undoing his predecessor’s works as Donald Trump. Six months in, he has little to show. Monday brought twin blows. Not only did the Affordable Care Act survive another Republican repeal effort, maintaining President Barack Obama’s signature domestic achievement, but Trump was forced to certify that Iran continues to comply with the nuclear deal that was the biggest foreign policy accomplishment of Obama’s second term.

Still remaining

OLIVIER DOULIERY/ABACA PRESS/TNS

The Trump administration’s travel ban suffered another legal setback Wednesday when the U.S. Supreme Court sided with a federal judge in Hawaii, temporarily exempting grandparents and other extended family members from the directive. Other disputed parts of the ban stand until the court meets in October.

Beyond those two headlines, Obama’s program to shield some 750,000 so-called Dreamers from deportation continues intact, much to the frustration of some of Trump’s most ardent backers. The tax hikes on upper-income earners, which were among the hardest-won battles of Obama’s first term, remain in effect. U.S. relations with Cuba remain open, following Obama’s normalization policy, despite Trump’s public show last month of tightening some travel and trade restrictions. See LEGACY, Page A2

Military members boost concealed-weapons licenses BY JIM TURNER THE NEWS SERVICE OF FLORIDA

TALLAHASSEE – Florida has fasttracked concealed-weapons licenses to 82,000 military members and honorably discharged veterans since terror-related shootings at a pair of military installations in Tennessee two years ago. The fast-tracking for military members, who don’t have to wait until they’re age 21 as do civilian applicants, was established as part of Florida’s reaction to the July 16, 2015, terrorist-motivated shootings in Chattanooga, Tenn., that resulted in the deaths of four Marines, a Navy sailor and the gunman.

ALSO INSIDE

Florida also upgraded security at National Guard recruitment centers, including arming guard members. State Agriculture Commissioner Adam Putnam, who along with Gov. Rick Scott helped expedite the permitting process, made an appearance Tuesday to discuss the effort, which has played a part in Florida’s increased number of people allowed to carry concealed firearms.

Large increase Since Putnam first won statewide office in 2010, the number of concealed-weapons licenses has soared from about 800,000 to more than 1.78 million. Putnam’s Department of Agriculture and Consumer Services is-

sues the licenses. The tens of thousands of activeduty military members and veterans getting expedited permits has come as the state has seen “heavy” demand for concealed-weapons licenses, Putnam said. During his appearance at the armory, Putnam said the Legislature “continues to wrestle with the right way to get there” when asked about allowing concealed-weapons license holders to carry firearms on college and university campuses or to openly carry handguns. Efforts to pass such proposals have failed in the Senate in recent years. But with Putnam running for govSee WEAPON, Page A2

SNAPSHOTS ADOPTIONS | A3

Meet Iyanna and Solomon

FLORIDA | A3

Another term for Johnson as education board chair HEALTH | B3

Studies: Coffee drinkers live longer

NATION | A6

Blacks lead in Bible beliefs

COMMENTARY: MARGARET KIMBERLEY: AMERICA SHOULD LEAVE NORTH KOREA ALONE | A4 GUEST COMMENTARY: DR. BOBBY E. MILLS: ORGANIZED CHAOS IS STILL CHAOS | A5


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