Good Works spring/SUMMER 2010
H o m e g r ow n P h i l a n t h r o py Fo r e v e r P RESIDENT’S MESSAGE
Letter to the Community from Elizabeth Brazas
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have been at The Community Foundation of Western North Carolina since the beginning of November and in my short tenure, I have learned something important about the people who support and care about this Foundation. You are passionate, willing to tackle difficult problems head-on and unafraid to speak your minds. In my first week here, I was challenged by a donor to carry the torch and maintain the momentum of our work but to think outside the box. This generous philanthropist has the passion and resources to continue to help but wants to give to an organization that is using creative solutions for solving difficult problems. What I heard him ask for was a willingness to challenge the status quo and partner with progressive nonprofits that are developing innovative programs which have the potential to transform our communities. In the 1970s, regional leaders felt that forming a community foundation would help individuals and families give back. The vision was that The Community Foundation would become a permanent resource that would encourage collaboration, provide funds to meet changing needs and respond to unanticipated crises. That vision has borne fruit and their Foundation is now the most trusted philanthropic resource in the region. With that trust comes an obligation to keep the Foundation growing in ways that will enable thoughtful, purposeful and flexible responses when a region-wide effort is called for.
Throughout the Foundation’s history are examples, such as the fundraising effort after the 2004 floods, the development of the Mountain Landscapes Initiative, the formation of the Women for Women giving circle to address the needs of women and families and, just recently, the Recession Response Fund that distributed Elizabeth Brazas more than $1 million to nonprofits CFWNC President addressing critical needs. It is our job to nurture vitality in our communities, to channel financial resources to local nonprofits and to support partnerships and promote collaboration. The Foundation lives at the crossroads of need and assets, and we work to engage our donors and partners to mobilize resources that can continue to support positive change for Western North Carolina. The Foundation’s assets currently stand at $148 million. These funds were placed here by donors to permanently benefit Western North Carolina. We serve these donors by ensuring that their hard-earned money continues to support the causes important to them during their lives and beyond. Other donors make unrestricted gifts and ask us to use our experience and regional knowledge to address the everchanging needs of our communities. Continued on page 2
Recession Response T
he Foundation’s Recession Response Fund announced its final $104,200 in grants in December. These grants bring the total raised and disbursed to more than $1.2 million in Western North Carolina during 2009 and include $100,000 committed by the Cherokee Preservation Foundation. The most recent grants funded $10,000 for start-up costs for the Good Samaritan Clinic of McDowell County, which will provide medical care to uninsured and underinsured residents. The Clinic will replace services that were lost when a clinic in Marion serving the same population closed, leaving many without access to treatment or medication. An additional $30,700 was granted to agencies providing heating assistance to low-income families in eight counties. Another $10,000 was directed
toward preventing homelessness and $8,000 provided fresh produce in some of the hardest hit WNC counties.
69% increase in demand for foreclosure prevention counseling. This grant provides vital counseling services for clients facing the stark reality of longterm reductions in income due to unemployment or underemployment. The funding also means that OnTrack can continue to offer free tax preparation to help low-income families file their income taxes at no charge. In the 2009 tax season OnTrack’s efforts yielded almost $700,000 in tax refunds, saving clients over $100,000 in tax preparation fees.”
OnTrack Financial Education and Counseling received a grant of $45,500 to maintain services that help people manage their finances through financial literacy education and one-on-one counseling. The additional funding will allow OnTrack to continue to serve all eighteen counties in Western North Carolina essentially providing 160 appointments per month that otherwise would not have been available.
…And Recovery
“The Recession Response Fund grant has helped Western North Carolina in two critical areas: foreclosure prevention counseling and free tax preparation,” said Celeste Collins, OnTrack Executive Director. “Comparing 2009 to 2008, we saw a
The business of The Community Foundation continues during this period of recovery. We are here helping donors, making grants and working in other ways to improve our mountain communities. The recession has been tough on everyone and Continued on page 5
Gi ving Back
Converting to a Roth IRA? Giving Can Ease the Tax Bite
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re you considering converting your IRA to a Roth IRA? Starting January 1, 2010, there are no longer income limitations for converting a traditional IRA to a Roth IRA, and the rule against married couples who file separately is lifted. The benefits of a Roth IRA include tax-free IRA growth of assets, future tax-free withdrawals and no minimum distribution at age 70 1/2. However, converting a traditional IRA to a Roth IRA creates additional taxable income in the year of the conversion. Options for paying the tax include electing to pay the tax in 2010 when the conversion is made or to spread the taxes over the 2011 and 2012 tax years. On the other hand, a person could make charitable gifts to offset the tax. If a Roth conversion makes sense for you, the tax savings from a charitable
deduction can result in a dollar-fordollar offset on your income. The Community Foundation has tools and ideas to make the most of charitable planning that complements your Roth IRA conversion: • Use a donor advised fund. You can fund several years worth of annual contributions now, get the benefit of the tax deduction, but recommend grants to organizations on whatever schedule you choose. • Create an immediate or deferred charitable gift annuity (CGA). A gift annuity creates a current tax deduction, but you choose when income payments begin. We can custom-fit a gift annuity to your income and deduction needs. If you donate appreciated securities to
create your CGA, you avoid capital gains tax as well. • If you’re planning to convert a very large IRA, you might consider establishing a “grantor” charitable lead annuity trust that will make payments for a fixed time period to CFWNC, then return assets to you or to family members. Converting your IRA to a Roth IRA is a decision that has far-ranging implications for your current and future financial situation. We are always happy to work with your advisors as you coordinate your financial and charitable plans. Call your advisors to determine if this is the right option for you, and call on us for effective ways to reduce the tax burden.
Letter continued from page 1
Cokie Roberts to Speak at 6th Annual Power of the Purse Luncheon May 24 at the Expo Center at the Crowne Plaza The Community Foundation of Western North Carolina is pleased to announce that Cokie Roberts, Political Analyst for ABC News and NPR Senior News Analyst, will give the keynote address at this year’s Power of the Purse luncheon on Monday, May 24, at the Expo Center at the Crowne Plaza in Asheville. The event celebrates the power of women’s philanthropy in Western North Carolina and attracted nearly 800 attendees last year. In more than forty years in broadcasting, Roberts has won three Emmys and countless awards. She has been inducted into the Broadcasting and Cable Hall of Fame and was cited by American Women in Radio and Television as one of the fifty greatest women in the history of broadcasting. In 2008, the Library of Congress named her a “Living Legend,” making her one of the very few Americans to have attained that honor. She is also the bestselling author of Founding Mothers: The Women Who Raised Our Nation, Ladies of Liberty, We Are Our Mother’s Daughters and From this Day Forward. The event begins with “Coffee with Cokie Roberts” for patrons and sponsors followed by a reception, a unique garden-themed auction, lunch, the keynote address and a question and answer session. Announcement of this year’s Women for Women grant recipients will also take place. Sponsorships are still available. Currently, lead sponsors include Women for Women, Phyllis Patton, Altavista Wealth Management, Asheville Regional Airport, Asheville Savings Bank, Webb Investment Services, WNC Magazine and Blossoms at Biltmore Park. Please contact Becky Davis at bdavis@cfwnc.org or (828) 254-4960 if you are interested in sponsorship or would like to purchase an advertisement in the souvenir program. Tickets to Power of the Purse are $50 per person; patron tickets include “Coffee with Cokie Roberts” and are $125. Advance registration is required. Detailed information and registration materials can be found at www.cfwnc.org or you may call (828) 254-4960. Proceeds from the event benefit The Women’s Fund, a permanent endowment created at The Community Foundation to support the needs of disadvantaged women and girls in our mountain region.
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In order to have the resources to continue to make meaningful investments in Western North Carolina, The Community Foundation needs to develop more unrestricted assets that will allow us the flexibility to be creative in our responses and bold in our endeavors. We also need to reach out and engage a broader base of supporters including people who might not think of themselves as philanthropists. Reaching out, incidentally, was another challenge posed to me during my early weeks here. A longtime donor and former board member looked around during a Foundation gathering and said that he saw lots of people “just like him” and thinks that it is time we developed relationships with new people who can bring us fresh ideas and energy. New resources, a successful track record and the desire to do good for Western North Carolina can combine to create untold potential for our region. This is my vision for taking this incredible permanent resource to the next level. I want to leverage the years of hard work and experience so The Community Foundation can serve this region even more broadly and deeply. I would like to see us using technology and innovation to support sustainable, replicable programs created by enterprising nonprofits that can serve the varying needs of our broad eighteen-county service area. I would say that we are uniquely positioned, even naturally positioned, to help align philanthropic desire and resources with programs that deliver results. Looking to the future, I see more challenges and great opportunities that will come our way in the context of a new economic “normal.” Times like these lead to reinvention and innovation. I look forward to leading The Community Foundation as we embrace our potential and work with generous donors and enterprising nonprofits to impact this region in the most powerful way we can – together.
Don o r Profile
Don and Lisbeth Cooper By Jess Clarke
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“I feel good when I know that I’ve given some funds to help accomplish something of value. And there are enormously more rewards when you match the financial giving with the energy and creativity and efforts that Lisbeth and I have put into CooperRiis,” Don says. “There’s so much more reward when you can ... couple it with your talents and your knowledge and your energies and create something. That broader immersion underscores the feelings of accomplishment that you can’t get just by writing a check.”
isbeth Riis Cooper and Don Cooper have realized that the best gift that keeps on giving is, well, giving. The more the couple has donated their time and money, the more they’re comfortable with giving — and the greater the rewards. The Coopers didn’t stop at founding CooperRiis, a nonprofit therapeutic farm community in Polk County for adults with serious mental illnesses. They’ve overseen the opening this year of 85Z, an Asheville urban version of the Polk farm community. “We’ve all been blessed in one way or another,” Lisbeth says. “It’s our obligation now to give. You can only take so many trips and own so many pairs of shoes. The more you give, the more you get back… There’s nothing greater in this world than to help others and care for others. Giving a gift is a lot greater than receiving a gift.”
The couple’s philanthropy has been noticed. The Coopers were chosen for the annual Outstanding Philanthropist award of the Western North Carolina Chapter of the Association of Fundraising Professionals last November. The couple has donor-advised funds and an endowment for CooperRiis through The Community Foundation, with which they’re establishing a second endowment for scholarships for CooperRiis residents. “The Foundation offers wonderful flexibility and a very worthwhile structure for donation and giving activities,” Don says.
Lisbeth and Don Cooper
The couple’s contributions have included more than money. Don is chairman and treasurer of the board of CooperRiis, and Lisbeth is vice chairwoman and an active volunteer with CooperRiis. At both the farm in Polk County and the new urban setting near the University of North Carolina-Asheville, CooperRiis offers a communitybased, holistic treatment approach that emphasizes life skills, employment training and mental health and nutritional counseling. The Coopers opened the Polk community in 2003 after years of frustration in efforts to help a family member with mental illness.
“There’s nothing greater
The couple is involved with other organizations, in this world than to help others and care for others. too. Don served three terms on the board Giving a gift is a lot greater of The Community than receiving a gift.” Foundation of Western North Carolina and is still involved with the Foundation’s investment committee. Lisbeth served on the board of the Asheville Art Museum, Caring for Children and the Rainbow Mountain Foundation. She’s a council member of the Environmental Leadership Center at Warren Wilson College.
Becoming a philanthropist involves two stages, he notes. “There’s the accumulation of the financial capacity to do so. The second stage is when you move from the accumulation phase and start trying to find a balance between distribution and accumulation of wealth,” Don says. “To be a philanthropist, you have to pass that second stage.” The comfort level with giving builds over time. “It’s a maturing process,” he says. “Instead of being a threat, philanthropy becomes more an experience of consistency with who I am as a human being. I do think we are a social species, and being social means that you don’t ignore the stretches and strains of others.” Retired now, the Coopers are through with any strains from their careers. Don was an insurance executive, and Lisbeth was a manager and teacher in the fashion industry. But they stay active through their philanthropy and other involvements. The couple was featured recently on a CBS “Sunday Morning” show about active retirement. “The worst word in the world is ‘retired.’ That’s for the birds,” Lisbeth says. “I thrive on staying busy and staying involved. Philanthropy is not just giving of your money. It’s giving of yourself.” In addition to giving to organizations, the Coopers give themselves to their nine grandchildren, their standard poodles and activities that include hiking, traveling, skiing, reading and entertaining.
Guests enjoy the diner at the new 85Z facility.
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grant ne ws
Mountain BizWorks
By Jess Clarke
Recession Response Fund Helps Small Businesses
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ast year, Sammy Cox started Grass Routes, a company that distributes publications for clients in electric and hybrid vehicles. He got some rev for his engines from Mountain BizWorks, a nonprofit based in Asheville that helps small start-ups and established businesses with loans and technical assistance in 12 counties in Western North Carolina. Cox enrolled in the Mountain BizWorks’ “Foundations” business planning course. He credits the experience with increasing his confidence in his business plan, enhancing his knowledge of running a company and providing useful feedback from other entrepreneurs. The course is part of the BizWork’s Small Business Recession Recovery Project, funded by the Diana Wortham Endowment Fund at CFWNC and the Recession Response Fund. Cox is among many business owners helped by the grant, which supported training, coaching and monitoring for clients with established companies that had received loans from Mountain BizWorks. “That was what we knew was going to be so important, not just giving the loan but providing ongoing
assistance after the loan was made. And that’s what this grant did,” says Cathy Nielson, development associate with Mountain BizWorks.
technical support that has made the struggle a little easier and provided a level of emotional support that also does that.”
“In early 2009, we realized existing business owners were really struggling. We felt that this was a whole new economic landscape, and we needed to do some things specifically for our existing clients,” Nielson says. “We don’t just loan them money and say, ‘Good luck. Pay us back.’ We’re here to help them figure out how to help their business work even in a recession.”
Cox credits the support from Mountain BizWorks with helping his company’s performance and management. Cox’s distribution service is “a great example of the kind of business that is successful in recessions. It’s a green business, and he brought years of experience in a distribution service into it,” Nielson says.
Mountain BizWorks made 51 loans last year and now has about 110 loan clients involved in the nonprofit’s training and coaching programs. Coaching, customized to address particular problems for each business, can involve help working on cash flow, restructuring a loan and other issues. Without funding through the Recession Response Fund, more of Mountain BizWorks’ clients may have defaulted on loans. “The default rate has gone up, but we kept it lower than we originally thought it might go for 2009,” Nielson says. “We’ve provided a level of
“The whole idea of the work we do is to help business owners achieve a dream,” Nielson says. “But the larger picture is that successful small businesses are a vital part of our regional economy. Those small businesses create jobs. They are jobs that stay. It’s not like a big company that moves in and just as easily moves out. Local businesses are committed to the community that they’re part of and do everything possible to employ locally.” Jess Clarke is a freelance writer and editor based in Asheville.
Summertime Kids Grant Program Supporting Meaningful Experiences for Needy Children
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he Community Foundation’s Summertime Kids grant program has been helping needy children enjoy summer experiences and create lifetime memories since 1995. Nonprofit organizations, churches and schools across Western North Carolina’s 18 counties can request up to $2,000 to provide recreational and enrichment activities for disadvantaged children. Programs funded through Summertime Kids generally serve children who are from low-income families, live in remote areas, are disabled or have been neglected or abused. The Summertime Kids grant program has awarded more than $567,000 to support experiences for more than 20,000 children. Scores of volunteers and dedicated staff members make these camps and programs a success. Last year, we awarded 27 grants to programs serving children across our mountains. Grants funded travel, camping, swimming lessons, art classes, field trips and much more for Western North Carolina youth. Our goal this year is to ensure that 2,000 children in our region are able to enjoy fun and educational activities and, with your support, we can make that happen! Please consider making a tax-deductible contribution to the Summertime Kids program. Your support enables children in need, and sometimes in crisis, to have a fun and meaningful summer experience.
Children enrolled in the Cherokee County Schools Summer Day Camp completed several themed murals during 2009 summer sessions including “Summer Fun.” Weekly activities included health & fitness, technology, swimming, art, field trips and a variety of academic activities to develop skills and increase motivation.
Enclosed is my tax-deductible gift to support Summertime Kids. ______________________________________________________________________
Or for fundholders: I suggest a gift of $______________ from my fund:
Name ________________________________. ______________________________________________________________________ Address ______________________________________________________________________ City, State, Zip My gift of $______________ is enclosed. Please make checks payable to CFWNC – STK.
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_________________________________ Signature The Community Foundation of Western North Carolina is a public charity under section 501 (c)(3) of the Internal Revenue Code. Complete financial and program information is available upon request.
S pecial Initiati v e
MLI Efforts Support “Sustainable Yancey” Collaboration T
he Foundation’s Mountain Landscapes Initiative (MLI) was organized to help residents and communities create a shared plan to guide development and to organize and accelerate access to tools for making decisions about responsible land use in our region. Two of these tools are available through The Community Foundation. The MLI Region A Toolbox of best practices and principles is available for download on our website. The video, Seeking Balance in the Mountains, is also available by request. Until recently, the MLI effort has been focused on the Qualla Boundary and the region’s seven westernmost counties. However, MLI has also inspired other counties, including Yancey County where community leaders have begun work to support watershed protection through land use planning and conservation of local farms. “Sustainable Yancey” is a county-wide collaborative initiated by the nonprofit Rural Southern Voices for Peace (RSVP), local leaders and The Community Foundation.
“Sustainable Yancey” is holding viewings of Seeking Balance in the Mountains followed by a discussion with viewers addressing their hopes and concerns in the context of the development the county was experiencing prior to the recession. Herb Walters of RSVP says that the video is “an excellent resource for opening dialogue and reflection.” Walters feels that with these and other efforts, Yancey County can build local support for sustainable development. For additional information about MLI or to access the Region A Toolbox, visit www.cfwnc.org.
Recession Response continued from page 1 has put enormous pressure on the nonprofit sector. With funding down and demand up, many nonprofits in our region are vulnerable. We are focused on strengthening their capacity and financial sustainability. One way we do this on an on-going basis is through WNC Nonprofit Pathways, which offers training and services that lead to best practices for nonprofits. The goal of Pathways is to link local nonprofit leaders with learning opportunities, resources and support to help them become more effective in serving the community. Sustainability consulting and budgeting workshops have been offered to help nonprofits weather the tough economic times and adapt to a changed environment. Through the new sustainability consulting program, nonprofits receive an assessment and advice from a team that includes an organizational development consultant and a financial professional. The consulting team clarifies financial and organizational priorities and helps the nonprofit’s leadership identify options and/or actions needed in the new economic environment. In addition, in recent months Nonprofit Pathways has facilitated the creation of a Common Grant Approach to simplify the process of applying for funding and enabling nonprofits to conserve valuable staff time and effort. Western North Carolina grantmakers collaborated to develop a format that is easy to use and eliminates unnecessary duplication. The United Way of Asheville and Buncombe County, Mission Hospital Foundation, Cherokee Preservation Foundation and CFWNC
are using, or will soon be using, the Common Grant Approach.
remains broad, Strategy Grants prioritize economic recovery efforts that strengthen the social, financial and environmental fabric of our communities.
Recently twelve nonprofits were chosen as finalists in a very competitive cycle for funding from Each year at this the Melvin R. Lane time, the Women (MRL) Fund, a CFWNC for Women giving grant program that circle evaluates promotes access to proposals from WNC quality health care, nonprofits that work safe and affordable Rachel Blattner is an OnTrack client. to meet the needs housing and social of women and their services for young, families. The 2010 elderly and disabled Women for Women grant program will people living in Western North Carolina. distribute $245,000 for projects that Five to seven of these groups will promote economic self-sufficiency be awarded grants of up to $50,000 for disadvantaged women in Western per year for three years to help North Carolina. Women for Women improve their operations. The funds typically supports programs that are intended to transition key human strengthen job training, the green service organizations to a stronger economy, literacy, education, child infrastructure so that they can more care or financial literacy and that effectively deliver their services. work to overcome barriers to financial The finalists are currently going independence. through an organizational assessment, All the Foundation’s grant programs paid for by the MRL Fund and are listed on the website at www.cfwnc. conducted by Nonprofit Pathways. The org along with details about our other organizational assessment will provide efforts during this period of economic valuable information and perspective, recovery and rebuilding. Our founders even for those nonprofits not awarded wanted this Foundation to be able grants. Final decisions will be made by to respond to the region’s changing July 1. needs and opportunities. While none The Foundation continues to invest of us could have predicted the recent in organizations and programs that economic crisis, the generous response promise to help our region emerge as and willingness to help on the part of a dynamic place to work, live and raise so many Western North Carolinians is a a family. Our Strategy and Opportunity longstanding tradition with deep roots Grant programs have been updated for nourishing our communities. to leverage limited resources. While the focus of Opportunity Grants
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PAID Asheville, NC Permit No. 518
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To receive future newsletters electronically, to subscribe to CFWNC E-News and to enter our contest (see page 3) please send an email with “subscribe” in the subject line to Semadeni@cfwnc.org.
Confirmed in Compliance with National Standards for U.S. Community Foundations
Board of Directors 2008-2009
CFWNC Phone: (828) 254-4960 Fax: (828) 251-2258 www.cfwnc.org
Officers Paul (Bubba) Crutchfield, Chairman Marla Adams, Vice-Chairman Terry Van Duyn, Secretary William N. Lewin, Treasurer
Our Affiliates Black Mountain Community Endowment Fund Cashiers Community Fund The Fund for Haywood County Highlands Community Foundation The McDowell Foundation Foundation for Mitchell County Rutherford County Foundation Transylvania Endowment Yancey Foundation
Calendar
Board Members Louise W. Baker Gene Bell James A. Buckner Ellen Salsbury Burgin Sandra P. Byrd Vincent D. Childress, Jr. David S. Dimling Jennie Eblen Ernest E. Ferguson Thomas Lee Finger
April
June
For Nonprofits
For Organization Endowment Fundholders 11 Workshop: Real Estate Gifts for Your Endowment via the WNC Real Estate Foundation
30 2010 Legal Compliance Update Visit www.nonprofitpathways.org for information and registration
May For Women for Women Members 4 Spring Membership Meeting 4:30 – 6:30 p.m. Living Well Center at The Ramble; $10 per person; call 828-254-4960 or email butler@ cfwnc.org to register
For Professional Advisors 5 Professional Seminar with Christopher Hoyt, JD. 8:30 a.m.-12:15 p.m. Lioncrest on Biltmore Estate; $100/person for registration by April 30; $120 after or at the door. Registration form available at www.cfwnc.org.
For Nonprofits 14 Strategy Grant Letter of Intent Deadline 17 Organizational Development Grant Application Deadline 24 Power of the Purse with Keynote Speaker Cokie Roberts 11 a.m.-2 p.m. Expo Center at the Crowne Plaza
Kate Vogel Laura A. Webb Laurence Weiss John G. Winkenwerder
Executive Staff Elizabeth Brazas, President Sheryl Aikman, Vice President, Development Graham Keever, Vice President, Finance and Administration Bob Wagner, Vice President, Programs
Newsletter Editor Lindsay Hearn, Communications Director
Please visit www.cfwnc.org for a complete list including scholarship deadlines. Unless otherwise noted, grant applications must be received by 5 p.m.
1 Biltmore Lake Charitable Fund Grant Application Deadline
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John N. Fleming Kenneth M. Hughes Harry Jarrett John G. Kelso Virginia Litzenberger T. Wood Lovell Tina McGuire Stephen P. Miller Janet Smith Moore Maria Roloff Ramona C. Rowe Robby Russell George W. Saenger Anna S. (Candy) Shivers James W. Stickney, IV Jerry Stone Michael S. Tanner
Professional Seminar 19th Annual Estate and Tax Seminar
Wednesday, May 5, 2010
10:30 to Noon: No charge
July For Nonprofits 15 Organizational Development Grant Application Deadline
August For Nonprofits 6 Opportunity Grant Application Deadline
September For Nonprofits 15 Organizational Development Grant Deadline 15 Pigeon River Fund Grant Application Deadline 24 Learning Links Grant Application Deadline
October For Nonprofits 1 Biltmore Lake Charitable Fund Grant Application Deadline
November For Nonprofits 15 Organizational Development Grant Application Deadline
Professional advisors are invited to attend the 19th Annual Professional Seminar: Federal Estate Tax Changes and Roth IRA Conversions in 2010 - New rules and their implications. Our presenter, Christopher Hoyt, Professor at the University of Missouri-Kansas City School of Law, is a nationally recognized gift planning expert who delivers technical expertise with trademark humor. CLE, CPE, CFP, CTFA, CFRE and insurance continuing education credit are pending. $100/person for registration by April 30; $120 after or at the door. Registration form available at www.cfwnc.org.