Senior Life 2011

s e n i o r June 2, 2011

Life

The Cheshire herald, June 2, 2011

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Life s e n i o r

BCI Financial Made Stronger By Combining Forces

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ast year, when BCI Financial Mortgage Corporation combined forces with Constitution Mortgage Company, the resulting organization became a full service mortgage firm. The staff can now handle any mortgage need from FHA, CHFA

and conventional products. They also specialize in Reverse Mortgages. With the anticipated increase of home sales, BCI/Constitution feels that they are the right choice for Cheshire, in that they know the community and will work to always get the consumer the

On Our Cover…

Clockwise, from top left: 1. Paul Robillard (right) shows Ben Villa how to work a model train at the Train Show. 2.

Nina White works on a landscape painting. 3. Francesco DiTuri pours a vintage sampling at the Cheshire Lions Club Wine Tasting. 4. Thomas Briggs entertains at the Cheshire Public Library in March. 5. Eleanor Romano lines up a Wii Bowling shot at the Cheshire Senior Center.

best possible mortgage for their needs.

When you go to a bank, you ONLY get their product. When you go to BCI/ Constitution, the qualified staff will help you pick the right mortgage for your needs from many different sources.

In the Reverse Mortgage field, BCI is considered one of the foremost lenders in Connecticut. BCI offers an on-going series of informational seminars on this very subject. Every homeowner over the age of 62 should at least find out about this product, so they know the alternatives that are available to them.

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All are welcome at Elim Park. 140 Cook Hill Road, Cheshire, CT • 203-272-3547 • elimpark.org

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203-235-5588

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With a Reverse Mortgage, did you know that: •You never have to move out of your home •The title to the home always stays in your name •You can use one to pay off your existing mortgage •Fees have become more reasonable in the last year due to new legislation •They are insured by the Federal Housing Authority (FHA) •There are NO income or credit requirements Ken Penfield, VP of BCI states, “We know that the

Reverse Mortgage changes people’s lives. However, it is not for everyone, but having good information will help you to know if a Reverse Mortgage is something that will help you (or a friend or family member) to plan for the future.”

Call BCI today at (203) 439-9400, ext. 427 to “get the facts.”

Learning To Live On A Fixed Income

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ifficult financial times have forced many people young and old to alter their lifestyles in order to stay afloat financially.

Though unemployment has garnered most of the headlines as the economy has struggled the last several years, it’s not just men and women of working age who have felt the pinch.

In a 2010 study from the University of Michigan Law School, researchers found that people age 65 and older are the fastest-growing segment of the U.S. population seeking bankruptcy protection. While there’s no

single culprit for the rise in bankruptcy filings among seniors, the state of Florida could offer valuable insight as to why the nation’s older citizens are increasingly filing for bankruptcy.

Many retirees call Florida home, and in the past such retirees could tap into their home equity whenever they began to struggle financially. However, like most of the country, Florida’s housing market is depressed, making it less viable for seniors to access their home equity to solve their financial problems. In fact, according to a study by See FIXED, page 9 Pangaro Wealth Management Jeffrey Pangaro Pangaro Wealth Management Pangaro Wealth Management Principal Investment Jeffrey Pangaro Strategist Jeffrey Pangaro Pangaro Wealth Management Principal Investment Strategist

IT’S OKAY IT’S OKAY IT’S OKAY IT’S OKAY TO ASK TO ASK TO ASK TO ASK FOR FOR IT’S OKAY FOR FOR DIRECTIONS DIRECTIONS TO ASK DIRECTIONS DIRECTIONS With so many paths to choose, it’s easy to FOR get lost on your way to a secure retirement.

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Call forcan more information The right directions make all the or to Call today for more information or to schedule a consultation.

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Call today for more information or to schedule a consultation.

PrincipalPangaro Investment Strategist Jeffrey 475 S. Main St, Ste 1 Principal Investment Strategist Pangaro Wealth Management 475 S. Main St, Ste 1 Cheshire, 475 S. MainCT St,06410 Ste 1 Cheshire, CT 06410 Jeffrey Pangaro (203) 439-2626 Office Cheshire, CT 475 S. Main St,06410 Ste 1 Office (203) 439-2626 Principal Investment (203) 439-2727 Fax Strategist (203) 439-2626 Office Cheshire, CT 06410 (203) 439-2727 Fax Jeff@PangaroWealthManagement.com (203) 439-2626 (203) 439-2727Office Fax Jeff@PangaroWealthManagement.com 475 S. Main St, Ste 1 (203) 439-2727 Fax Jeff@PangaroWealthManagement.com Jeff@PangaroWealthManagement.com Cheshire, CT 06410 (203) 439-2626 Office (203) 439-2727 Fax Jeff@PangaroWealthManagement.com

Securities offered through LPL Financial, member FINRA/SIPC. Securities offered through LPL Financial, member FINRA/SIPC.

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The Cheshire herald, June 2, 2011

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Life s e n i o r

Serving Seniors Since 1986

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Exciting Expansion At Whitney Center

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hitney Center, located in Hamden, is a place of sophistication and creativity, both in and of itself and in its nearness to the cultural offerings of neighboring New Haven. It is a place where independence, wellness, and health care are woven into the life of the community and the lives of its residents.

At any given time, Whitney Center is busy with a spectrum of entertainment, recreation, and learning opportunities. Classes, lectures, performances, exhibitions, social gatherings and celebrations dot the inhouse calendar throughout the year. The location of the 15-acre campus on the west side of Lake Whitney with its trails and walkways offers daily enjoyment of fresh air and nature.

Now an exciting expansion — slated to open in the fall of 2011 and showcasing 88 new residential apartments, a new Cultural Arts Center, new dining venues and a host of other wonderful amenities — is about to add even more character to this well established community.

As a nationally accredited Continuing Care Retirement Community, Whitney Center serves as a beacon for nonprofit communities in terms of its ongoing successful operations, upholding its unwavering mission to offer excellence in senior living through a continuum of care that promotes independence while meeting housing, social, cultural,

health care and security needs.

Originally conceived and built by a group of Hamden and New Haven business people and Yale academics, Whitney Center operates under the guidance of a local volunteer Board of Directors and the leadership of Greg Gravel, President and CEO. It continues to strive toward maintaining a dynamic senior living community by creating a “person-centered” experience that places emphasis on those who truly make Whitney Center great — the residents and staff.

Whitney Center, 200 Leeder Hill Drive, Hamden, CT 06517, (203) 848-2641 or (800) 237-3847, www.whitneycenter.com.

heshire Physical Therapy and Sports Medicine has been serving the senior population of Cheshire since 1986.

Our practice is not limited to sports related injuries. We work closely with the physicians of Cheshire and surrounding towns in the treatment of many arthritic conditions, joint replacements, fractures, gait, and balance disorders.

We are convenient-

Courtesy of Cheshire Physical Therapy

ly located just north of Cheshire High School at 475 South Main Street. Call (203) 272-2928 to sched-

ule an appointment.

A physician referral is required for Medicare patients.

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Retirement living in a whole new light.

There is light at the end of our exciting new Expansion. Gleaming new apartments and exciting amenities are transforming the entire Whitney Center experience. Between now and this fall, a host of special events, tours and programs will introduce you to an entirely new vision of retirement living. Call (203) 848-2641 or visit our website to learn more.

The New Whitney Center Opens Fall 2011 www.whitneycenter.com

Call to learn more about our 100% money-back guarantee.

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The Cheshire herald, June 2, 2011

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Life s e n i o r

Caregivers Coping With Alzheimer’s Have Support

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s a caregiver of a loved one with Alzheimer’s Disease, it can be an emotionally charged experience. Mulberry Gardens of Southington offers a monthly support group to provide suggestions and advice along with resources to help you cope.

Mulberry Gardens of Southington offers an Alzheimer’s Caregiver Support Group led by Jennifer Doty, BSW and Lori Pisani.

Mulberry Gardens has

built a successful group in assisting many caregivers throughout the years.

Individuals who have attended the support group in the past and those who continue to attend, have created a family-friendly environment. By leaning on each other for support, they are able to get through their most difficult situations. At the support group, you are provided with advice, suggestions and educational resources to help you cope.

As a caregiver for some-

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“ randma, you never told me G you were a card shark!”

It can be a delightful surprise how Assisted Living at Masonicare at Ashlar Village brings out the best in someone you love . . . such as new interests, new friends and renewed vitality.

We make it easy to enjoy life to the fullest with support for everyday living. Spacious apartments . . . healthy and delicious dining . . . a bass-stocked, 9-acre pond . . . scenic walking paths. . . activities to fulfill longtime interests or spark new ones — and there’s never a community fee.

And, Masonicare’s unsurpassed range of healthcare options — from routine medical services to long-term care, even a specialized memory care neighborhood — are all on our campus.

For more information or to schedule a tour, call 1-800-382-2244 or go to www.MasonicareAssisted.org

one with dementia, please take the following Alzheimer’s Association’s Caregiver Stress Check: •Do you feel like you have to do it all yourself?

•Do you withdraw from family, friends and activities?

•Are you worried that the person you care for may not be safe?

•Do you feel anxious about money or healthcare decisions?

•Do you deny the impact of the disease?

•Do you feel grief or sadness that your relationship with the person isn’t what it used to be?

•Do you get frustrated or angry when the person with dementia continually

repeats themselves?

•Do you have health problems of your own?

If you find yourself answering “yes” to any of these questions, please call Marie Terzak to ask about attending the Alzheimer’s Caregiver Support Group.

The Alzheimer’s Association also offers a 24/7 Helpline which provides reliable, trained and knowledgeable staff to support all those who need assistance.

Call toll-free anytime at 1-800-272-3900.

The Mulberry Gardens of Southington Support Group meets on the second Tuesday of the month. For more information, please call Marie Terzak at (860) 276-1020.

New Hope For Those At Risk For Alzheimer’s

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cientists are still racing to find a cure for Alzheimer’s disease. Although there currently is no cure for Alzheimer’s, evidence points to strategies individuals can take to help slow the onset of the disease or help prevent memory loss.

Although the symptoms and onset of Alzheimer’s disease are most notable during a person’s senior years, scientists say that the neurological changes of Alzheimer’s actually may start much earlier — as early as when a person is in his or her 20s. A frantic lifestyle, poor dietary choices and inactivity can contribute to Alzheimer’s over one’s lifetime. Recognizing behaviors that may contribute to Alzheimer’s is the first step to making changes to prevent the condition.

Here are some facts to consider.

See RISK, page 13

Where the Heart Is - 07-06.qxp

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Where The Heart Is

“Caring People Caring For People”

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(203) 720-9311 • 246 Rubber Ave., Naugatuck, CT A Subsidiary of Naugatuck Ambulance

The Cheshire herald, June 2, 2011

MidState Medical Enriching Lives Of Cheshire Seniors

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s the population ages and more seniors face debilitating health conditions, MidState Medical Center has become increasingly aware of how important it is to offer health services and education in the community.

In 1979, MidState’s predecessor hospital established the LaPlanche Clinic in collaboration with the Meriden Senior Center to provide accessible nursing services to seniors in the hospital’s community. For over 30 years, seniors there have benefited from health screenings and consultation. Then in 2008, after a need for similar support was identified in Cheshire, MidState further extended its geriatric outreach services.

Jackie Hackbarth, RN, a certified gerontological nurse, started her work in Cheshire in the summer of 2008. Jackie instantly formed bonds with the seniors and helped to determine the type of health services people needed.

“Many were asking for education on a variety of topics, as well as on weight

management, so I thought it was important to address their needs,” said Jackie.

Jackie soon began a program called Diet Watch, an 8-week series that focuses on the basic principles of nutrition and healthful eating habits. Jackie’s class was full from the start, and as result, continues to be offered once a year.

This year, a second session will be added in the fall.

She also started a 6-week Walk for Wellness program at the Cheshire Senior Center, where seniors can get in more exercise at the linear trail, while enjoying the company of their peers.

In addition, MidState nurse Victoria (Tori) Moore, RN, also provides free weekly blood pressure screenings at the Cheshire Senior Center on Tuesday afternoons.

“I love what I do, and I love interacting with the seniors at the Cheshire Senior Center. Helping them and answering their questions is the best part of my job,” said Tori.

For more information, visit Geriatric Outreach at www.midstatemedical.org.

“I love what I do, and I love interacting with the seniors at the Cheshire Senior Center.”

MidState nurse Victoria (Tori) Moore, RN

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Life s e n i o r

Get Your Smile Back At The Dental Group

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o cost for exam and consultation. Premium dentures starting at $960. With over 35 years of experience, dentures from the Dental Group will fit better and improve your ability to eat and speak properly. Patients already compromised by heart disease, diabetes and other systemic diseases must be able to eat a nutritious diet. Poorly fitting dentures can compromise your health.

Dental implants are ideal for patients with compromised ridges. Loss of bone height and width can make wearing dentures difficult. Locater implants are relatively easy to place. Your denture will snap onto the implants and stay securely in place.

We have helped denture patients of all ages. You are never too old! Go to our web site at www.dentalgroupct.com or call us at (203) 235-5588.

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VISITING NURSE ASSOCIATION OF WALLINGFORD, INC. 135 north Plains industrial rd., Wallingford

203-269-1475 Fax 203-265-5357

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Support Groups Parkinson’s

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Adol./Child Counseling Bereavement Counseling Community Health Ed. CPR Certification Day Care/Nursery School Consultation

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Children’s Clinics

Dental Health Health and Wellness Hearing and Vision Immunization Nutrition Counseling / WIC

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Your Community Health Agency Since 1919

Safety, Security....

Peace of Mind.

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he lifestyle you enjoy, and the peace of mind you deserve, are waiting for you at Mulberry Gardens. As a full service rental community, Mulberry Gardens offers: • 24 Hour Assisted Living and Memory Care Services • Studio and One Bedroom Apartments • Adult Day Program Seven Days a Week with Extended Evening Hours • Activities, Cultural and Special Events • Good Life Fitness Program Call Marie Terzak at (860) 276-1020 for a complimentary lunch and tour.

Ask about rarely available apartments now open!

Attend Our Open House Sat., June 19, 10am-2pm 58 Mulberry St., Plantsville, CT 06479 www.mulberrygardens.org A not for profit member of Central CT Health Alliance.

THE CHESHIRE HERALD, JUNE 2, 2011

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Voelker Begins New Chapter In His 28-Year Judicial Career

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n January 2011, Attorney Raymond F. Voelker, after serving as Cheshire Probate Judge for 28 years, commenced a new chapter in his professional career.

During the latter years of his judicial career, Judge Voelker also served as Administrative Judge of the Waterbury Regional Children’s Court.

Judge Voelker, more comfortably known as Ray, started his career as a Special Agent for the Federal Reserve Bank. Ray has been engaged in the general practice of law for almost 40 years. Ray joined the Law Offices of Kevin J. Hecht, P.C., at 220 South Main Street in Cheshire, in January 2011, and continues to engage in the general practice of law, concentrating in the following areas of practice: •Estate Planning including Wills and Trusts; •Residential Real Estate including Purchases, Sales and Refinances; and •Probate Matters, including the administration of Decedents’ Estates, Conservatorships, Trusts and other probate matters in area Probate Courts including the newly created Cheshire-Southington Probate

Court.

Ray is admitted to practice before the Connecticut Superior, Appellate and Supreme Courts; the Federal District Court, and the United States Supreme Court. He is a member of the Connecticut Bar Association, including the Estates & Trust and Elder Law Sections; the Waterbury Bar Association; the National College of Probate Judges; and the Connecticut Estate & Tax Planning Council, Inc. Ray has enjoyed his time spent in public service. He has served as Chairman of the Cheshire Housing Authority during the construction of the Beachport Housing Complex; Member, Chairman and Honorary Mayor of Cheshire Town Council; Town of Cheshire Parking Violation Hearing Officer; and Counsel for Cheshire Interfaith Housing.

Ray is a member of the Mattatuck Drum Band of Waterbury, and still enjoys participating in the Cheshire Men’s Basketball League.

Ray looks forward to continuing representing Cheshire area residents with their legal needs.

Connecticut’s #1 Preferred Choice for Home Care

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s the “Baby Boom” generation retires or is looking ahead to it in the coming years, they should be thinking “green.”

Senior citizens can stay active in many ways—travel, family activities, exercise, joining associations, volunteering, and taking up a hobby. How about “growing” a green thumb?

Whether in a large yard or plants in pots, gardening allows seniors to remain active and outdoors.

While creating beauty and helping to leave a positive eco-footprint, they also can get essential exercise for both body and mind as well as share the fruits of their labors with family and friends. Grow flowers, trees, shrubbery, and even edible crops, using the space and time they have, showing their dedication to love of earth and beauty.

Pasqualoni’s Plants ‘R’ Us on Route 70 in Cheshire sells plants at wholesale prices to retail customers.

The general public is al-

ways welcome there, where they will find a wide array of greenery to offer every level of gardener—from hanging terrariums and small to large potted flora to vegetable plants and herbs for cooking. Walk through their extensive selection outdoors and then stroll through greenhouses full of plantings ready for someplace to call home.

Go further—why not volunteer to become a “Master Gardener” to help spread a love of gardening and all things green! Pasqualoni’s Plants ‘R’ Us can assist with making any size yard (or patio!) a showcase on its own, and a real-life learning tool for any Master Gardener ‘in training’ or experienced.

Stop by and visit Pasqualoni’s Plants ‘R’ Us at 150 South Meriden Road (Route 70) any day of the week: Monday through Friday 9–6, Saturday and Sunday 8–5, to get “down and dirty” and make the yard “purdy,” while giving Mother Nature a hand.

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The Cheshire herald, June 2, 2011

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Make A Multigenerational Household Hazard-Free

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ince the economy began to slip, a notable and often newsworthy trend reported on across the country was the growing number of “boomerang” kids. After a brief period living on their own, boomerang kids return to live with their parents, mimicking an actual boomerang that returns to where it started after a brief period away.

While boomerang kids might get the most publicity, another trend has also been steadily growing.

According to the Pew Research Center, 20 percent of individuals age 65 and older lived in a multigenerational household in 2008.

That marked a 3-percent increase from 1990. While there’s no single reason why more and more elderly residents are moving in with their adult children, the still-struggling economy has likely played a significant role. Elderly men and women who lost retirement savings as the market tumbled can no longer afford the costly expense of an assisted living facility, causing many of those people to move back in with their children.

For adult children welcoming a parent or an inlaw into their home, a common priority is to ensure the home is safe for an elderly resident. Some safety measures might be easier to plan than others, but the following guidelines should help adults prepare

their homes for the arrival of an elderly housemate.

Reduce Risk of Injury in the Bathroom Perhaps no room can be more difficult for seniors to navigate than the bathroom. Wet tiled floors can greatly increase the risk of falling, so men and w o m e n s h o u l d make sure to have bathroom rugs that are slipresistant. Slip-resistant rugs typically have a rubber bottom and won’t move even if the floor is wet.

Another step to secure the bathroom is to install grab bars on the walls, including in the bathtub and next to the toilet. Also, make sure the towel bars are secure, as seniors might grab onto towel bars if they feel they are about to fall or need to regain their balance.

As for the bathtub, be sure to place a non-skid mat or strips on the standing area.

This can help secure arguably the riskiest part of a home not just for elderly residents but all inhabitants of a home. According to the National Safety Council, most falls in the home occur in the bathroom. Securing a slippery tub with non-skid mats or strips can greatly reduce the risk of a fall.

Keep the Home Illuminated Understandably, many homeowners look to save money around the house, and turning off the lights at night is both common and financially savvy. However,

PASQUALONI’S PLANTS “R” US

Wholesale Prices To The Public

According to the Pew Research Center, 20 percent of individuals age 65 and older lived in a multigenerational household in 2008, a 3-percent increase from 1990. when a home has an elderly resident, it’s best to ensure the home is at least partially illuminated. Nightlights should be used in hallways and along the staircase as well as in the bathroom and the kitchen. Elderly residents likely won’t be familiar with where the light switches are, at least not immediately. So keep the house at least partially illuminated overnight in case a senior housemate must wake up to use the restroom or get a glass of water in the middle of the night.

Clear Out All the Clutter A cluttered home is a fire hazard regardless of whom is living inside. However, a cluttered home is also a

considerable safety risk for seniors. When preparing a home for an elderly resident, be sure the bedroom is not overcrowded. Make certain there is a clear path in which elderly residents can walk around the bed.

Clutter can also collect in the living room. Ideally, elderly residents should have a clear path on which to walk from room to room. Make sure cords from the entertainment system are bundled and not lying open on the floor.

In addition, magazine or newspaper baskets should be moved away from where

residents will be walking.

Clutter can also collect outside the home, particularly in homes with young children. Explain to kids that their toys need to be put away and kept off of walkways to help Grandma and Grandpa avoid injury. Homeowners who love to work around the house should also clean their work areas thoroughly and put everything away before calling it a day.

These are just a few of the many steps homeowners can take to make their homes safer for their elderly residents.

Carefree Living at its Best.

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he Orchards at Southington offers a service-rich environment which allows you the freedom to do the things you enjoy most without all the worry of upkeep, security, or unexpected financial burdens of owning your own home. As a full service rental community, The Orchards offers: • • • • • •

Independent & Assisted Living Studio, One & Two Bedroom Apartments Full Kitchen Apartments Fine Dining Good Life Fitness Program Social & Cultural Activities

Call Edesa Ciscar, Retirement Counselor at (860) 628-5656 for a complimentary lunch and tour today!

Open House Saturday, June 18th, 10am-2pm

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150 South Meriden Road Cheshire, CT 06410

Hours: Mon-Fri 9 am - 6 pm, Sat/Sun 8 am - 5 pm

Hanging Baskets 4 inch Herbs Vegetable Plants Assortment of Perennials Combination Planters AND MORE!

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Ap N plic o Ac w B atio ce ei ns pt ng ed !

The Orchards at Southington 34 Hobart Street, Southington, CT 06489 www.southingtonorchards.org A not for profit member of Central CT Senior Health Services.

The Cheshire herald, June 2, 2011

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Life s e n i o r

Looking For Assisted Care In A Home-like Environment?

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he Bradley Home is a private non-profit organization that provides an assisted care environment for men and women age 65 and over. As a private foundation, the Home accepts for residency men and women from the Greater Meriden area. Admission is based upon appropriateness of care.

The Bradley Home and Pavilion has been a part of the Meriden community since 1935. Seventy five years later, it continues to provide a quality, home-like environment for the elderly. Seventy-four residential care rooms provide a warm and comfortable background. Meals are served restaurant-style in the dining room. From

music programs to tai chi, there’s something for everyone here at Home.

The Bradley Home and Pavilion does not exclude, deny benefits to, or otherwise discriminate against any person on the ground of race, color, or national origin, or on the basis of disability or age in admis-

sion to, participation in, or receipt of the services and benefits under any of its programs and activities.

For more information, contact The Bradley Home & Pavilion, 320 Colony Street, Meriden, CT at (203) 235-5716 or visit our web site at www.thebradleyhome.com.

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As the financial markets and economy begin to recover, retirees continue to express deep concern about protecting their wealth and ensuring it lasts throughout their retirement years. As healthcare costs and inflation continue to rise, obtaining experienced guidance in retirement income planning has become more important than ever before.

As an independent financial professional, I’ve focused my practice on understanding the challenges people face in preparing for retirement and sustaining their lifestyles throughout retirement.

That’s why I employ a comprehensive and personalized approach that takes all of your needs, tolerance for risk, and goals into perspective before making recommendations or proposing strategies.

When you call or visit my office, you’ll meet with someone who will listen in an effort to understand your needs and desires. As an independent advisor, I have no sales quotas to meet, or company agendas to promote—ensuring your goals always come first.

Please call me at your convenience and allow me to introduce myself and learn more about your concerns. It would be my pleasure to help you protect and sustain the retirement lifestyle you envision for yourself and your family.

Sincerely, Jeffrey M. Pangaro Principal Investment Specialist Pangaro Wealth Management 475 South Main St., Ste. 1 · Cheshire CT 06410 Phone: (203) 439-2626 · Fax: (203)439-2627

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Take a new look at an old friend!

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For more information about making a reservation contact:

Rosanne Mondrone, Director of Community Relations Phone: (203) 562-7222 Email: rmondrone@marywade.org

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If You Need A Ride…

Greater Waterbury Transit District (GWTD) DialA-Ride Free Transportation is available to seniors and disabled adults every Tuesday, Friday and the third Saturday of the month. Passengers may go anywhere from 9 a.m. until 3:15 p.m. in Cheshire, Wolcott, Waterbury, Watertown, Naugatuck, Middlebury, Prospect and Thomaston. This is a great opportunity to go shopping, go to a restaurant, browse a bookstore, take in a movie or visit a friend. Call (203) 272-0047 for an application.

The Cheshire herald, June 2, 2011

Nine

Life s e n i o r

Fixed Income Living May Require Budget Cuts continued from page two

William H. Warner Village Lucy Street, Woodbridge Independent, Garden Style Apartments.

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the Administrative Office of the U.S. Courts, bankruptcy filings increased by 118 percent in states where the home price index decreased.

For many seniors fearful of financial struggles, living on a fixed income can be a helpful way of ensuring their future does not involve filing for bankruptcy. Though living on a fixed income is a definite challenge, it does provide a framework seniors can rely on to keep their heads above water during difficult economic times.

•Make an honest assessment. Living on a fixed income involves being honest with yourself and admitting what your resources truly are. Write down any sources of income, including Social Security payments, pension payouts, investments, etc. Then write down how much money you have in savings or print out a statement of all savings accounts.

Once you have an accurate figure of both income and savings, write down all your monthly expenses, including all expenses, no matter how minute they may seem. From here you

can determine just how much you can spend each month.

•Prioritize spending habits. Some expenses, including medications and monthly utility bills, will always remain a top priority. However, men and women who must begin living on a fixed income need to prioritize how they spend their discretionary funds.

For instance, a membership at the local country club can cost several thousands of dollars per year, whereas the local public golf course only charges players each time they play. While the country club might have a better course, it could be more prudent to choose the public course and save the cost of a private membership instead.

•Find it for free. Many people pay for services each month that they could very well find for free. For example, many local libraries now allow members to check out CDs and DVDs at no cost. The same also goes for magazines. Instead of paying a monthly subscription cost, visit the local library and read the magazines there for free. If the local library does not have your favorite periodical, the content could very well

The Cheshire herald, June 2, 2011

Ten

Life s e n i o r

There Are Many Reasons To Work After Retirement

T

here’s no longer a magic number for retirement.

Some people find that they want to work past the traditional retirement age, while others discover they need to.

In addition, some retirees discover that they actually liked working and want to return to work rather than settle into retirement.

Sixty-five is no longer the required age to stop working. In fact, many people are foregoing retirement and staying with the workforce. Why? No single reason applies to everyone, but finances often come into play.

Thanks to a troubled economy that has carried over into the workplace, pensions and severance packages are no longer the norm for retiring workers.

When faced with the prospect of reduced funds and dwindling Social Security

benefits, many choose to simply keep on working.

Furthermore, individuals who retire before 65 are often faced with finding their own health insurance plans because Medicare doesn’t start until age 65.

Even still, high prescription costs for chronic conditions can exceed the allowance of Medicare. Employee insurance plans tend to have better options, and that often factors into an employee’s retirement decision.

There are many people who continue working because they actually enjoy it, and not because of some financial necessity.

Working tends to keep the mind sharp and helps seniors feel like contributing members of society. According to a study conducted by the American Psychiatric Association, retirees who continued to work in a bridge job (meaning part

time or temporary employment) experienced fewer major diseases and fewer functional limitations than those who fully retired. Researchers considered only physician-diagnosed health problems, such as high blood pressure, diabetes, cancer, lung disease, heart disease, stroke and psychiatric problems.

Those thinking of remaining in the work force can check with employers to see if retirement is mandatory or voluntary. Seniors re-entering the workforce may want to brush up on some skills and reconnect with former employers or colleagues to make the transition easier. Here are some other strategies to consider.

•Refurbish your resume.

Focus on what things you can do rather than what you did in the past. You may be up against younger See JOB, page 12

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Infinity Home Care: Healthcare At Home

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nfinity Home Care Services, located in Southington, is a collaboration of over 15 years of healthcare services throughout the state of Connecticut and New England. The mission of Infinity is to help people receive the care they need, and to provide this care in a comfortable and dignified setting. Infinity professionals understand and appreciate the challenges associated with providing care to their loved ones in their homes.

Home care is care that allows a person with special needs to stay in their home. It might be for people who are getting older, are chronically ill, recovering from surgery or disabled.

Home care services Infinity provides include: •Personal care, such as help with bathing, washing your hair or getting dressed •Homemaking, such as cleaning, chores and laundry •Cooking or delivering meals •Transportation and errands •Health care, such as having a home health aide come to your home •Nursing Services •Therapy •Respite Care •Almost any care imaginable.

Infinity is currently licensed to provide a multitude of non-medical services. Their affiliation with associated healthcare companies makes them a one call reference for all of your healthcare needs. Infinity care providers are all strictly credentialed. The majority of the care providers are local. We are your caring neighbors. Please call our local professionals at (860) 628-3662 for a free consultation.

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The Cheshire herald, June 2, 2011

Eleven

Life s e n i o r

Breast Center At Leever Earns National Recognition

T

he Breast Center of Greater Waterbury at the Leever Cancer Center has been awarded full, threeyear accreditation by the National Accreditation Program for Breast Centers (NAPBC), a program administered by the American College of Surgeons.

“NAPBC accreditation is a meaningful achievement that reflects not only our commitment providing state-of-the art, comprehensive care for patients with breast disorders, but the recognition that we effectively deliver that care in accordance with the industry’s highest quality standards,” explained Kevin Kniery, Executive Director of the Leever Cancer Center.

Accreditation by the NAPBC is given to specialized, breast health centers that are committed to providing the highest level of quality breast care and that undergo a rigorous evaluation process and review of their performance. During that process, the center must demonstrate compliance with standards established

by the NAPBC for treating women who are diagnosed with the full spectrum of breast disease. Standards are established in 27 different areas, including center leadership, clinical management, research, community outreach, professional education, and quality improvement. The Breast Cancer Center of Greater Waterbury at the Leever Cancer Center achieved proficiency in all 27 areas, thereby exceeding NAPBC requirements for full accreditation.

All of the center’s individual service areas, from imaging to breast surgery, have achieved individual specialized accreditations, as well.

NAPBC accreditation is the gold standard for breast health centers, and reflects a firm commitment to offering patients every significant advantage in their battle against breast disease.

Receiving care at a NAPBCaccredited center ensures that a patient will have access to: •Comprehensive care, including a full range of stateof-the-art services;

•A multidisciplinary team approach to coordinate the best treatment options; •Information about ongoing clinical trials and new treatment options; and, most importantly: •Quality breast care close to home.

For more information, visit the Leever Cancer Center website at www.leevercancercenter.org or the NAPBC site at www.accreditedbreastcenters.org.

File photo

Many Treasures To Behold Mrs. M. Greene (left) discusses an item of jewelry with Pat Gorski, just one of myriad treasures on display at the 36th Annual Cheshire Academy Parents’ Association Spring Antique Show, which was held in March.

Delivering Healthcare You’ll Feel Good About

Dr. William Farmer would like to extend his services to you and your family for all your healthcare needs. We are now accep ng new pa ents for the following services: • General medical care • Tradi onal and non-tradi onal medica on choices • Comprehensive cardio vascular evalua ons and treatment op ons • Comprehensive diabetes educa on and treatment • Superficial surgical procedures such as cosme c, lacera on repairs, biopsies and skin lesion removal

“Dr. Farmer has always made me feel like I’m part of the family and not just a number.

He is compassionate and I’m thankful to call him my family doctor.”

A. G. - Cheshire

Internal Medicine and Family Practice, LLC 2447 Whitney Ave. • South Building • Suite 2A Hamden, CT 06518 • 203-230-5888

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The Cheshire herald, June 2, 2011

Twelve

Life s e n i o r

Check Out The Senior Center

T

he Cheshire Senior Center is located at 240 Maple Avenue and is open to all senior residents of Cheshire who are 55 years of age or older. Spouses who are over 55 may qualify a younger

spouse. The Senior Center is open Monday thru Friday, between the hours of 8:30 a.m. and 4 p.m.

The elderly nutrition program serves lunch at noon. Reservations must be made at least two days

in advance before 11:30 a.m. The donation is $2.50 per meal. Menus are posted on the bulletin board at the Center, in the local newspapers including The Cheshire Herald, and on the Senior Center website. Go

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to http://www.cheshirect. org/SeniorCenter/default. html and click on “Monthly Menu” in the column on the far left.

For the Senior Center Van Service, call (203) 2720047. The mini bus operates Monday thru Saturday, reserving Saturday for grocery shopping only. Reservations must be called in by 11 a.m. one day in advance.

There is a donation of $.25 for each pick-up.

The mini bus is available for out-of-town medical ap-

For more information, or to arrange a tour of Marbridge Retirement Center, please contact or visit us at:

pointments for a fee of $4 per round trip. The schedule is as follows: Mondays: Meriden and Southington Tuesdays and Thursdays: New Haven, Hamden and North Haven Wednesdays: Wallingford Appointments should be made between ® 10 a.m. and 2 p.m. and Tuesdays between 10 a.m. and noon.

The Senior Center Handbook describes policies and procedures. Stop by and pick one up.

“KeepMeHome keeps home where I belong

Job Hunting In Retirement

KeepMeHome® helps you or your loved one stay at h in their retirement community – with as little or as much needed. From cooking and cleaning to personal care, erra ning, and appointment escorts, KeepMeHome can do it a Be it an hour a day or live-in care, we can fit your ind needs. We’re dependable, responsive continued from page 10 and very affordable.

applicants and will have to make a case for your hire.

•Be flexible. You may www.keepmehome.com 866-533-7 Beautifully need health benefits more A C A R E & C O M PA N I O N A G E N C Y www.marbridgeweb.com Remodeled & Renovated so than a high salary. You can work with an employer to develop a compensation package that is mutually beneficial.

•Develop computer skills. Today’s work environment relies heavily on computer skills. It is unwise The Breast Center of Greater Waterbury at the Leever Cancer for you to think you’ll get Center, in partnership with Saint Mary’s Hospital and Waterbury by on experience alone. ObHospital, has been awarded a full, three-year accreditation by the American College of Surgeons’ National Accreditation Program tain a rudimentary educafor Breast Centers (NAPBC). As the gold standard for breast health tion in computer usage and centers, NAPBC accreditation ensures that our patients will have the advantage of: common office programs, Comprehensive care, including a full range of which can set you apart state-of-the-art services from other older applicants.

A multidisciplinary team approach •Know there’s nothing The leadership of our exceptional surgical team to prove. Retirees have the The very best treatment options Leading the surgical team at the Breast Center of Greater Waterbury are (left to right): Information and education about breast health, Dr. Nicole Sookhan, Dr. Scott Kurtzman, Dr. Ellen Polokoff and Dr. Beth Sieling. benefit of taking their time clinical trials and new treatments and finding the right fit in And, most importantly, a post-retirement job. Un High quality breast care close to home. less money is an issue, shop To learn more, visit the Leever Cancer Center website at around until you find the 1075 Chase Parkway Waterbury, CT 06708 203-575-5555 leevercancercenter.org www.leevercancercenter.org or the NAPBC job that appeals to you, site at www.accreditedbreastcenters.org even if it’s part-time or for a lower salary.

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Local Breast Surgeons Lead The Way Earning National Breast Health Center Accreditation

The Cheshire herald, June 2, 2011

Thirteen

Life s e n i o r

Travel Tips Ensure Safe Trips For Older Jet-Setters

Activities such as reading, puzzles, and exercise can help promote brain health.

Risk For Alzheimer’s Can Be Reduced

continued from page 4

•Obesity can increase risk for Alzheimer’s.

•Smoking after the age of 65 makes a person almost 80 percent more likely to develop Alzheimer’s.

•Diabetics are twice as likely to get the disease.

•Genetics are only responsible for about onequarter of Alzheimer’s cases.

Although there aren’t any magic pills or potions, there are easy things anyone can do to reduce risk of Alzheimer’s disease.

•Stop smoking and greatly reduce alcohol intake.

•Manage diet to control or prevent diabetes.

•Avoid activities that can lead to head injuries.

•Eat a balanced diet that limits processed foods.

•Enjoy brain-friendly foods, such as those high in Omega fatty acids.

•Make attempts to reduce stress.

•Avoid a sedentary lifestyle and behaviors that lead to obesity.

•Prevent high cholesterol and hypertension.

•Get plenty of sleep and restorative rest.

•Keep the mind active with puzzles, reading and other thought-inducing activities.

The Mayo Clinic reports that exercise is very important to keeping Alzheimer’s at bay. In fact, it may be the most important component of preventing the disease. Scientists have documented that physical activity effectively reduces the probability of Alzheimer’s and other dementias over time, making exercise an essential part of anyone’s lifestyle.

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visit and what your travel itinerary is. Different locales call for different precautionary measures that your doctor can discuss with you.

The Centers for Disease Control and Prevention lists various required and recommended vaccines based on certain travel destinations. For more information, visit www.cdc. gov/travel.

When speaking with your doctor, it’s also best to ask when to take medications.

While this is less of a concern for travelers who are staying within their own time zones, it’s important for travelers changing time zones to learn if they should stick to their home-timeSee PLAN, page 14

Welcome

June Special! $

elers, who must take several safety precautions to ensure the trip will be safe as well as enjoyable. The American Geriatric Society’s Foundation for Health in Aging offers the following travel tips to older adults who still love the adventure of travel.

•Talk to your doctor in advance. If you have already made travel plans, consult your physician, who may suggest a full checkup, before your trip.

Explain any travel plans, particularly which cities or countries you plan to

‘‘

F

or many people, the allure of travel never wears off. Be it a young person’s first trip to a foreign land or an older couple’s return to their honeymoon destination, recreational travel remains a favorite hobby of people of all ages.

Though travel appeals to people of all ages, the carefree “pack a bag and go” attitude shared by many a young traveler is not prudent for older trav-

midstatesurgery.org

The Cheshire herald, June 2, 2011

Fourteen

Life s e n i o r

F

Going Green: Some Tips From The Orchards

rom recycling to using environmentally preferred cleaning products to cooking freerange eggs and organic vegetables, The Orchards at Southington practices green and shares ideas for you to do the same.

K a t h y Johnson, director of housekeeping at The Orchards reviewed numerous products that conform to the Green Seal standard - products made of more natural ingredients with fewer odors and products less irritating to staff and residents with lung, pulmonary and com-

GENERAL

promised immune systems.

Residents at The Orchards have been recycling their newspapers, plastic and cans and donating the cans to The Orchards to be used for the Serenity Garden—a beautiful outdoor garden area with benches, tables, walking path, bird bath, bridge and Koi pond.

The Orchards offers tips for going green: •Replace five conventional light bulbs with Energy Star light bulbs. If every household in the U.S. took this one simple action we would prevent greenhouse

PRACTICE

OF

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gases equivalent to the emissions from 10 million cars.

•Pre-packaged foods, fast food, and soft drinks are fast and convenient, but the production of these highly processed foods uses large amounts of materials and energy. Consider growing a garden or buying locally-grown items as well as cooking smaller portions to not waste.

•Consider a walk or bike ride, it uses less energy than

driving a car. If you have to drive, consider a carpool.

•Recycle your newspapers, beverage containers (plastic, metal and glass), paper and other goods.

•Drink filtered tap water and a reusable bottle instead of plastic bottled water. Plastic bottles take 1,000 years to biodegrade and an estimated 27 percent of bottles get recycled by consumers.

•Conserve water: water your lawn in the morning

for better absorption, turn off the faucet while shaving or brushing your teeth, and fix any leaky faucets and toilets: a leaky toilet can waste 200 gallons of water per day.

•Compost food and yard waste to reduce the amount of garbage that you send to landfills and reduces greenhouse gas emissions.

For more information about The Orchards, call Edesa Ciscar at (860) 6285656.

Plan Ahead To Avoid Travel Hassles continued from page 13 zone schedule or adapt it to the time zone they’ll be visiting. Even travelers who are staying within their time zone should ask their physician if it’s best to take certain medications before or after a flight.

•Pack all necessary medications in your carry-on bag. Many travelers have horror stories about losing checked baggage. For older people on medication, this

can be especially troubling if their medications are packed in bags that were checked. When traveling, make sure all medications are in your carry-on bag to avoid losing medication while away from home.

•Make a list. Before leaving home, make a list with your physician’s help and carry it with you at all times.

This list should include: –any existing medical conditions, –current treatment for

those medical conditions, including the names of any medications you are on, the doses and how these medications are administered, –the amount of the drug you need to take on the trip—important if any medications are lost or damaged while traveling.

•Take steps to avoid deep-vein thrombosis.

Deep-vein thrombosis, or DVT, occurs when blood clots form in the veins. This typically takes place in the legs because of a lack of blood flow. Older adults are at risk of DVT when traveling because it often requires sitting in one place, such as on an airplane or train, for long periods of time. Research has indicated that compression stockings are effective at preventing DVT. Older travelers might want to consider such stockings if their travels require a long flight, drive or train ride.

•Don’t transfer pills to new containers. Veteran travelers know getting through Customs is no fun.

It’s even less enjoyable for those who must carry prescription medications with them. To make your trip through Customs as stressfree as possible, keep all medications in their original containers.

Learn more about traveling safely at the American Geriatrics Society at www. americangeriatrics.org.

The Cheshire herald, June 2, 2011

Fifteen

Life s e n i o r

Simple Hobbies Get Arthritis Sufferers Moving

I

ndividuals with arthritis are often stuck between a rock and a hard place. Doctors want those who suffer with arthritis to exercise to keep up the range of motion in affected joints. However, even some limited movements can cause pain to those with the condition.

Furthermore, individuals with arthritis may shy away from the activities they once enjoyed because the pain is just too overwhelming.

Instead of simply sitting still on the couch watching television, there are a number of different things arthritis sufferers can do to pass the time and reconnect with past hobbies and interests. It might only take a little re-outfitting of the tools that are needed to participate.

Gardening Gardening is a popular pasttime for people of all ages. But the repetitive motions of digging and tilling, as well as gripping different tools, can take the joy out of the hobby. People with arthritis can make some changes. Raised garden beds or container gardening eliminates most of the the stooping and bending associated with traditional gardening. Gardeners can place containers on a counter or table and do all the work at a comfortable height.

Choose low-maintenance plants that don’t require as much pruning or repotting.

Also, look for gardening tools with larger grips and handles that will be easier on arthritic hands.

Crafting Many people with arthritis find the fine-detail work they grew accustomed to is not very comfortable with arthritis. Instead, there are many other crafts that can be practical.

Ceramics is one craft where the activity can also be the exercise. Using a pottery wheel or handmolding doughs can be a way to stretch and work the hands and fingers. Using paintbrushes equipped with wider grips can make painting possible.

Mural painting is another option. Again, those with arthritis can choose tools with wide handles to make grasping easier. Large designs on walls or canvases will be easier to handle than smaller pieces.

Cooking Cooking and baking are art forms that can be enjoyed by anyone. Ergonomic kitchen tools now make these pasttimes more convenient and less laborintensive.

For those who love to bake but have trouble kneading and working dough, food processors, bread machines, and kitchen stand

mixers can take the work out of those processes.

Cooking is not only a rewarding hobby but also an activity that can benefit the household.

Having arthritis doesn’t mean a person has to give up on the activities he or she enjoys. It merely involves a few tweaks that can still make these hobbies enjoyable.

COULD YOU USE A HELPING HAND?

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653 Main Street, Plantsville, CT 06479

sixteen

Life s e n i o r

The Cheshire herald, June 2, 2011

Riverbend construction is about to begin at

.

Be part of the excitement! Plan your dream retirement now.

June Open House Thursday, June 23, 2011 Program begins at 10am

Seating is limited. RSVP 203.272.7550 x141.

Riverbend is Elim Park’s final phase of residential apart-

ments. The luxury apartment homes were designed with you in mind. Come to the Open House on June 23 at 10pm. You’ll learn about: • Summer incentives — significant savings for a limited time.

• Existing apartment availability • Tours • Reception and conversation with Elim Park Place residents.

Susan 5x8 June 2 $836.7

Come, join the fun. The June 23 Open House will include an optional tour of the new community garden.

Seating is limited.

150 Cook Hill Road, Cheshire, CT www.elimpark.org

RSVP 203.272.7550 x141.