Elected Officials Reintroduce Bill to Take on Firearm Violence Epidemic — Page 3
Citizen Week of Aug. 7, 2019
| Vol. 52 | No. 26 | www.thechicagocitizen.com
SOUTH END
SOUTH SIDE PHOTOGRAPHER RECEIVES LEADER FOR A NEW CHICAGO AWARD FROM THE FIELD FOUNDATION
BUSINESS
Half Of Americans Would Take A Job With No Paid Time Off For A Higher Salary PAGE 4
The Field Foundation recently announced 14 winners of the inaugural Leaders for New Chicago Awards. Amongst the winners was Englewood resident, Tonika Johnson. Johnson was born and raised in Englewood, works as the programs coordinator for the Resident Association of Greater Englewood (RAGE), and is the creator of the groundbreaking Folded Map photography project.
NEWS
3 Reasons Preschoolers Should Play with Building Blocks PAGE 6
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REAL ESTATE Check out our real estate listings for important foreclosure information PAGES 8-10
Tonika Johnson (pictured) recently received the Leader for a New Chicago award from The Field Foundation for her groundbreaking work as a photographer. Photo Credit: Philip Dembinski
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NEWS briefly EDUCATION
UNIONS REPRESENTING 32 MILLION EDUCATORS STAND IN SOLIDARITY WITH WOMEN REPRESENTATIVES Education International, the global body representing the world’s teachers, recently voted unanimously to condemn U.S. President Donald Trump’s attack on four women members of the U.S. Congress including Alexandria Ocasio-Cortez (D-N.Y.), Ilhan Omar (D-Minn.), Ayanna Pressley (D-Mass.) and Rashida Tlaib (D-Mich.) By telling the Congresswomen to “go back,” the organization further added in a press release that, “Trump enshrined his status as a clear and present danger to the ideals of democracy and universal human rights upon which EI was founded.” “With his latest attack on U.S. Congresswomen of color, the very future of democracy is at stake. That’s why unions representing 32 million educators took the lead to condemn him before his virulence further stains the international community. President Trump’s actions and words stand in direct opposition to our shared values of decency, democracy, and human and civil rights. And today, the world’s teachers let him know we won’t stand idly by while our common humanity is trashed,” said AFT President Randi Weingarten.
HEALTH
OFFICIALS TEAM UP TO HIGHLIGHT THE DANGERS OF CHILDREN DYING IN HOT CARS In light of recent tragedies locally and nationally, and as part of an effort to raise awareness for National Heatstroke Prevention Day which was recognized on July 31, government representatives, first responders, health professionals, safety advocates and other partners joined together recently at the Edgewood Fire Station to raise awareness and discuss ways to prevent child deaths and injuries in hot vehicles. Congresswoman Jan Schakowsky recently introduced the HOT CARS Act, H.R. 3593, along with Congressmen Tim Ryan (D-OH) and Peter King (R-NY). The bill would require new vehicles to be equipped with an alarm system to alert the driver if a child or a pet might be in the backseat. For more information on preventing child heatstroke deaths, please visit noheatstroke. org and www.safekids.org/heatstroke.
LAW & POLITICS
ABA HOUSE AGENDA INCLUDES MEASURES ON MARIJUANA, COLLEGE FREE SPEECH AND IMMIGRATION The American Bar Association House of Delegates, which determines association-wide policy, will consider proposals at the upcoming ABA Annual Meeting that urge free speech on college campuses, leadership in resolving the “current stalemate” between federal and state marijuana laws, and a host of recommendations related to immigration laws. The House — made up of 594 delegates from state, local and other bar associations and legal groups from across the country — will meet at the San Francisco Marriott Marquis Aug. 12-13 to close the 2019 ABA Annual Meeting, which begins Aug. 8. Altogether, nearly five dozen proposals are on the House’s agenda. All proposed and filed resolutions and reports can be found at https://www.americanbar.org/ news/reporter_resources/annual-meeting-2019/ house-of-delegates-resolutions/
South Side Photographer Receives Leader for a New Chicago Award From The Field Foundation Continued from page 1 BY KATHERINE NEWMAN
The Field Foundation recently announced 14 winners of the inaugural Leaders for New Chicago Awards. Amongst the winners was Englewood resident, Tonika Johnson. Johnson was born and raised in Englewood, works as the programs coordinator for the Resident Association of Greater Englewood (RAGE), and is the creator of the groundbreaking Folded Map photography project. In her neighborhood, Johnson is known by many because of her life-long residency and volunteerism but across the city, she is arguably most known for her icon Folded Map photography project that bridges racial and class divides between the north and south sides of Chicago. The photography project connects residents with their “map twin” which is the person that lives at the same address on the opposite side of the city. For example, Folded Map connected residents living at 6900 North Paulina and 6900 South Paulina. Johnson photographs both homes along
with the residents and encourages them to travel across the city to meet so they can learn more about each other. “What’s so funny is, I never would have considered to call myself a leader. I just was really replicating the concern and passion that so many of my friends, who are fellow residents of Englewood, have and inserting my own personal passion of art into all of the work that we were doing together,” said Johnson. The Leaders for a New Chicago award was created to recognize a variety of leaders in the city who are breaking down barriers and bridging gaps to build a more equitable Chicago. Johnson was named a Leader for a New Chicago because of the creative ways she has found to expose the economic disparities that exist in the city through photography. “What it comes down to is just me being a concerned and committed resident, not only of Chicago but of my home neighborhood in Englewood. I did not realize that the level of concern and commitment that I had would be defined as a leadership trait,” said Johnson.
Growing up, Johnson said she had a strong community of artists surrounding her both in her friend group and in her family. She said that being creative and making art was always something that she was naturally drawn to and at a young age she was exposed to photography. From that point she began documenting everyday life in Englewood with photos and has really never stopped. “Ultimately, I believe what I do is use my art and my photography as a tool to amplify issues that deeply impact my home neighborhood which is Englewood. The progression of that into my project, Folded Map, was not only a result of me growing up here but also living here as an adult and then deciding to work in the community,” said Johnson. Johnson said that the recognition from the Field Foundation means a lot to her and has reinforced the fact that there is a strong and active audience for the art she is creating in Chicago. To explore the Folded Map project visit www.foldedmapproject.com
City Council Approves Chicago Fair Workweek Ordinance Guaranteeing Schedule Stability BY KATHERINE NEWMAN
Chicago’s City Council and Mayor Lori Lightfoot recently approved the Chicago Fair Workweek Ordinance which ensures that hourly workers in Chicago are guaranteed fair working conditions and requires employers to release work schedules at least 10 days in advance. The goal of this ordinance is to create greater financial stability for working families in the city. “The Fair Workweek Ordinance that we passed will touch thousands of Chicago’s working families by providing the certainty that is vital to not only their financial stability but also their capacity to live their lives as parents and caretakers,” said Mayor Lightfoot. The Chicago Fair Workweek Ordinance requires predictive scheduling from city employers and employees covered by this ordinance will now receive compensation for changes an employer makes to a work schedule or be able to decline a schedule change that is given with less than 10 days notice. Employees covered by this ordinance will also get first dibs on additional shifts that are available and will not be required to work a shift that is less than 10 hours after the end of
Mayor of Chicago, Lori Lightfoot, (pictured) recently announced that City council has passed the Chicago Fair Workweek Ordinance which helps to guarantee predictable scheduling for people in several select industries. Photo Credit: Office of the Mayor of Chicago
the previous day’s shift, according to information provided by the Chicago Mayor’s office. Chicago’s Fair Workweek legislation includes protections for those working in building services, healthcare, hotels, manufacturing, restaurants, retail, and warehouse services. The ordinance will go into effect July 1, 2020, with an exclusion for safety-net hospitals that will be included on January 1, 2021, according to information provided by the Chicago Mayor’s Office. “This is a process that started
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two and a half years ago and in the two and a half months of this administration, we have worked very hard to bring as many voices as possible to the table as we could [to] get this right. It’s not a perfect ordinance and we haven’t made everybody happy but I think that we have struck the right balance and really laid the foundation on which we can build from going forward. I’m very proud of the work from everybody who was at the table,” said Lightfoot. The City of Chicago’s De-
partment of Business Affairs and Consumer Protection will be tasked with implementing and enforcing the Chicago Fair Workweek Ordinance and will monitor the compliance of employers to make sure that fair, safe and equitable conditions are maintained for all covered workers. The Department of Business Affairs and Consumer Protection will also investigate complaints of employers violating the ordinance once it has gone into effect. It is also written into the ordinance that the Department of Business Affairs and Consumer Protection will study the effectiveness and economic impact of the Chicago Fair Workweek Ordinance and report their findings back to the City Council. “As a newly minted alderman, it’s an absolute honor to be the chief co-sponsor of the Fair Workweek ordinance,” said Michael Rodriguez, 22nd Ward Alderman and vice-chair of the Workforce Committee. “The effort will have a positive impact on thousands of city residents who will no longer be forced to choose between their job and family priorities. Mandating fair scheduling is an important step to honor and respect our working-class citizens.”
CITIZEN | South End | Week of Aug. 7, 2019
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NEWS
Elected Officials Reintroduce Bill to Take on Firearm Violence Epidemic
Walmart and Sam’s Club Provide Accessible Prescription Labels
U.S. Representative Bobby L. Rush (D-Ill.) and U.S. Senator Tammy Duckworth (D-Ill.) reintroduced the Blair Holt Firearm Licensing and Record of Sale Act recently to help reduce firearm violence in Illinois and across the country. This legislation would prohibit unlicensed firearm ownership and the transfer of firearms without a valid firearms license, as well as direct the U.S. Attorney General to establish and maintain a federal record of sale system and conduct fingerprint-based nationwide criminal background checks — which could have prevented the gunman who killed five people in Aurora, Illinois, in February from acquiring the firearm he used that tragic day. Rush first introduced this legislation in 2007 and subsequently reintroduced it in 2009, 2013, and 2018. This bill is named after Blair Holt, a Chicago Julian High School honor student who was gunned down protecting his friend when a gunman opened fire while they were riding home from school on a crowded public transit bus. “The students of the nation are crying out for commonsense gun control laws to help protect them in their schools, homes, and playgrounds,” stat-
To enhance their commitment, Walmart and Sam’s Club pharmacies provide En-Vision America’s ScripTalk audible (i.e. “talking”) prescription labels at Walmart and Sam’s Club pharmacies across the United States. The ScripTalk labeling system, the industry leader in audible prescription labels, was developed by En-Vision America. To provide ScripTalk labels to their patients, the pharmacy places a RFID label on the bottom of a patient’s prescription bottle. The patient then places the bottle on a small, battery operated device called a ScripTalk Station, which is provided at no charge to the patient. The ScripTalk Station reads the prescription information out loud to the patient, including patient name, prescription number, drug name, dosage, use instructions, warnings, educational leaflets, and pharmacy information. “The American Council of the Blind is excited Walmart and Sam’s Club are showing their dedication to the safety and accessibility for the visually impaired through ScripTalk availability, setting an important standard in accessibility in healthcare. Our relationship with Walmart has flourished over the years, and we look forward to continued growth,” says Eric Bridges, executive director of the America Council of the Blind. Since 2012, Walmart and Sam’s Club have equipped almost 1,200 of their pharmacies to provide ScripTalk audible prescription labels at a patient’s request. More than 750 pharmacies have been equipped in just the past three years with 25 additional Walmart and Sam’s Club pharmacies (on average) set up to provide ScripTalk labels each month. Walmart and Sam’s Club equips a pharmacy to provide ScripTalk upon a single patient’s request for audible prescription labels. Once a pharmacy is equipped, usually within 7-10 days, the pharmacy provides ScripTalk labels to patients requesting them at no charge and without lengthy delays. “The ScripTalk system is important to providing convenient and safe healthcare for our customers,” said JoAnn Stevens, senior director of health & wellness compliance at Walmart. “We are proud this technology is available at Walmart and Sam’s Club locations across the nation, and we look forward to adding more locations as patients ask for this free service at their local Walmart or Sam’s Club pharmacy. This service is free and available at all U.S. locations upon request.”
Bobby L. Rush
Tammy Duckworth
ed Rush. “We cannot continue to fail them by allowing our streets to be flooded by untold numbers of unaccounted for handguns, assault weapons, and other firearms. Working with Senator Duckworth, I look forward to reintroducing the Blair Holt Firearm Licensing and Record of Sale Act as a way to honor the memory of this brave student who gave his life protecting a friend from a senseless act of gun violence. I urge all of my colleagues to put politics aside and do what’s right for our nation’s children by supporting this bill and making it the law of the land.” “I don’t want my daughters to have to grow up in a country that won’t protect them from firearm violence,”
Duckworth said. “We owe it to the countless and growing number of firearm violence victims to take action, which is why I’m proud to continue to work with Congressman Rush on this commonsense solution to help prevent firearms from falling into the wrong hands. We will keep pushing until our nation’s schools, offices, and public spaces are safe from gun violence.” The Blair Holt Firearm Licensing and Record of Sale Act is modeled, in part, after the Illinois Firearm Owners Identification Card (FOID) statute and would: l Protect the public against the unreasonable risk of injury and death associated with the unrecorded sale or transfer of qualifying firearms
to unlicensed individuals; l Ensure that owners of qualifying firearms are knowledgeable in the safe use, handling, and storage of those firearms; l Restrict the availability of qualifying firearms to criminals, children, and other persons prohibited by federal law from receiving firearms; l Require universal background checks for all purchases or transfers of firearms; and l Facilitate the tracing of qualifying firearms used in crime by federal and state law enforcement agencies. According to the Brady Campaign to Prevent Gun Violence, an average of 310 people are shot with a firearm every day in the United States — 100 of whom die. The gunman who killed five individuals in February at Aurora’s Henry Pratt Company was prohibited from having a firearm license because of a prior felony in Mississippi but was able to slip through the system and his application was accepted. This legislation would address this loophole by requiring individuals seeking a firearm license to submit their fingerprints along with their firearm license application.
COMMENTARY
Black Women Taking on the Fight Against Diabetes BY LINDA GOLER BLOUNT MPH, President and CEO, Black Women’s Health Imperative
The cost of insulin is skyrocketing and people—especially Black women—are dying because they cannot afford or don’t have access to vital medication. There is not enough being done to lower the prices of prescription medications that could mean life or death for so many African Americans that depend on it to live. Over 30 million people in the United States have been diagnosed with both Type 1 and Type 2 diabetes—including nearly 13% of all non-Hispanic Black people. According to the Office of Minority Health at the Department of Health and Human Services, African Americans are 80% more likely to be diagnosed with diabetes and the majority of them are women. Many of those suffering from diabetes depend on insulin to regulate their blood sugar to remain
healthy so that the food they eat does not threaten their lives. Instead of ensuring that people with diabetes can have access to this life-saving drug, some political leaders have put up road block after road block to make it harder for patients to receive care, despite bipartisan outrage by the excessively high cost of prescription drugs. This isn’t just bad politics: this is a life or death issue for working families across the country, and African Americans are disproportionately paying the price. Instead of focusing on lowering drug costs for all Americans, some lawmakers continue to attack the Affordable Care Act and its health care protections for those that have pre-existing conditions. While they do this, as many as one in four people skips insulin doses or ration prescriptions because of the rising cost. Sadly, some of these people are dying as a result—and many black women are specifically at risk. African Americans are more likely to develop Type 2 diabetes and unfortunately suffer
fatalities from type 2 diabetes at twice the rate of their white counterparts. Black people are overwhelmingly more likely to suffer from debilitating complications caused by diabetes such as amputations, blindness and kidney failure more than their white counterparts. Due to lack of health resources in predominately African American communities, black people receive poorer quality care and get care later when the disease has progressed. The risk for getting type 2 diabetes increases with age with the highest incidence occurring between 65-75. This is precisely the point in life when income decreases. African American women are especially affected. They are likely to be care-givers and spend their hard-earned money on ensuring family members are healthy making access to insulin a greater challenge. The health and wellness of Black women must be a top priority so we must take action. Recently, a coalition of health care, social justice, and faith organizations launched “Affordable
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Insulin NOW,” a campaign demanding lower drug costs for those suffering from diabetes. Together, we are raising our voices, amplifying each other’s stories, building on-the-ground teams, and demanding our policymakers and pharmaceutical companies work together to provide access to high quality and affordable insulin. We need affordable insulin now. Too many lives depend on it. Linda Goler Blount, MPH, is President and CEO of the Black Women’s Health Imperative (BWHI). Blount oversees BWHI’s strategic direction and is responsible for directing the organization toward achieving its mission of leading efforts to solve the most pressing health issues that affect Black women and girls in the United States. Before joining BWHI, Blount served as the vice president of programmatic impact for the United Way of Greater Atlanta, where she led the effort to eliminate inequalities in health, income, education and housing through place- and population‐based work.
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BUSINESS Half Of Americans Would Take A Job With No Paid Time Off For A Higher Salary
Americans Put a Price Tag on Vacation Days, source: Allianz Global Assistance
Half (49 percent) of working Americans would accept a job with no vacation time if they were paid more, according to the 11th annual Vacation Confidence Index* released by Allianz Global Assistance. Millennials (63 percent, compared to 47 percent of Gen X’ers and 32 percent of Baby Boomers) and men (57 percent, versus 41 percent of women) are the most likely to sacrifice paid time off for higher salaries. The average American who would give up paid vacation time for a salary increase would require a 48 percent raise to do so, though a sizable one in five were willing to give up their paid time off for an increase of 24 percent or less. One-third (29 percent) would need 25 – 49 percent more, 35 percent would need 50 – 99 percent more and 16 percent would need double their salary to take this offer. On the flip side, the Vacation Confidence Index also explored the worth of unlimited vacation time, an increasingly popular workplace trend. One in three Americans (34 percent) would give up a portion of their paycheck for unlimited vacation, with Millennials (41 percent) even more likely to do so. Millennials are the most likely to both give up vacation time for salary, and give up salary for vacation time, highlighting how important professional success and personal flexibility are to this generation.
Pending Home Sales Climb 2.8% in June Pending home sales continued to ascend in June, marking two consecutive months of growth, according to the National Association of Realtors®. Each of the four major regions recorded a rise in contract activity, with the West experiencing the highest surge. The Pending Home Sales Index,* www. nar.realtor/pending-home-sales, a forwardlooking indicator based on contract signings, moved up 2.8% to 108.3 in June, up from 105.4 in May. Year-over-year contract signings jumped 1.6%, snapping a 17-month streak of annual decreases. Yun notes June’s contract signings indicate that buyers are both enthusiastic about the market and of the potential wealth gain, but he added that home builders need to increase inventory. “Homes are selling at a breakneck pace, in less than a month, on average, for existing homes and three months for newly constructed homes,” he said. “Furthermore, homeowners’ equity in real estate has doubled over the past six years to now nearly $16 trillion. But the number of potential buyers exceeds the number of homes available. We need to see sizable growth in inventory, particularly of entry-level homes, to assure wider access to homeownership.”
Pending Home Sales - June 2019
June Pending Home Sales Regional Breakdown All regional indices are up from May and from one year ago. The PHSI in the Northeast rose 2.7% to 94.5 in June and is now 0.9% higher than a year ago. In the Midwest, the index grew 3.3% to 103.6 in June, 1.7% greater than June 2018. Pending home sales in the South increased 1.3% to an index of 125.7 in June, which is 1.4% higher than last June. The index in the West soared 5.4% in June to 96.8 and increased 2.5% above a year ago.
Hourly Earnings and Weekly Hours Worked Increase at Small Businesses in July The Paychex | IHS Markit Small Business Employment Watch for July shows a slight decline in job growth and a fourth consecutive month of accelerated wage growth. The national jobs index stands at 98.18, down 0.15 percent from last month and 1.18 percent below its pace in July 2018. The deceleration in job growth follows a 0.45 percent decrease in June. Hourly earnings growth reached its strongest rate in more than a year at 2.70 percent in July, and weekly earnings growth improved to 2.57 percent. Additionally, one-month annualized growth for weekly hours worked, up 1.19 percent, is the highest it’s been since 2017. “The further decline of the jobs index to 98.18 in July validates the sharp fall in small business employment growth seen in June,” said James Diffley, chief regional economist at IHS Markit. “It’s not surprising to see continued lower job growth and wage increases in this tight labor market,” said Martin Mucci, Paychex
president and CEO. “While finding good candidates continues to present hiring challenges for small employers, the data shows that employees are seeing steady increases in hourly earnings.” Broken down further by geography and industry, the July report showed: l The South remains the top region for employment growth; the West leads regions in hourly earnings growth. l Texas maintains the lead among states in small business job growth; Illinois remains the top state for wage growth. l Dallas is again the top metro for job growth; San Diego maintains its lead among metros in wage growth. l Financial Activities was the only industry sector to increase the pace of job growth in July. The complete results for July, including interactive charts detailing all data at a national, regional, state, metro, and industry level, are available at www.paychex.com/ employment-watch.
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CITIZEN | South End | Week of Aug. 7, 2019
8th WARD SPORTS IN ACTION
CITIZEN On The Move
The 8th Ward Annual Summer Program celebrated it’s 28th Year of giving kids an alternative to the unfriendly streets of Chicago. The program was started by the Late 8th Ward Alderman Lorraine Dixon. The 8th ward presented trophies and medals of honor to kids from ages 6 to 17 at Avalon Park. Participants of the six week program where from neighborhoods around the city. Hats off to Ald. Michelle Harris, State Rep Marcus Evans (33), Curtis Franklin, Greg Bell, Tiara Cosby, Tasia Clark and the entire 8th Ward staff.
“Better Love Yourself Foundation” Annual Trunk Party “Better Love Yourself Foundation” President and CEO Treasa Griffin rencently presented the “Trunk Party” at the DuSable Museum. 136 Trunks were given to Chicagoland area students and 400 trunks total will be given in 2019 across four cities, Cleveland, Ohio, Chicago, Monroe, Louisiana and Houston Texas. Photo by Sheila Jackson
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NEWS
3 Reasons Preschoolers Should Play with Building Blocks StatePoint - Playtime is important to a child’s development. Offering many social and emotional benefits, it helps lay the foundation for children’s future success and prepares them for school. One classic toy -- building blocks -- should be incorporated into every child’s playtime. Here are three reasons why: • Building blocks build skills: Playing with building blocks hones hand-eye coordination, while helping to strengthen hands and grip, skills that will be needed in the classroom, when playing sports and beyond. Additionally, building blocks encourage kids to be creative and to learn how to problem solve. When working together with a friend or caregiver, they also offer opportunities for cooperation, which can foster language development and communication skills. Be sure to talk to your kids about what they are building! • Building blocks are getting smarter: Like so many household items, building blocks are getting smarter and more innovative, and this means more opportunities for both fun and learning. In fact,
One classic toy -- building blocks -- should be incorporated into every child’s playtime.
LeapFrog’s first-ever line of smart building blocks -- LeapBuilders -- was just introduced. Combining technology and interactive, curriculum-based content, these playsets
feature an electronic Smart Star cube and double-sided learning blocks that respond with fun sounds and educational songs on topics such as colors, animals, numbers, letters and
more. Among those in the new line-up is the ABC Smart House, an interactive 61-piece house-themed block set that enhances building play with learning
content for a unique, engaging experience. A fun way to familiarize kids with their ABCs, kids can also use the learning blocks from other sets in the interactive Smart Star to unlock additional responses. Recommended for ages 2 and up, LeapBuilders is available at major retailers. For more information, visit leapfrog.com/leapbuilders. • Building blocks grow with a child: Unlike many toys that children outgrow, building blocks will grow with your child through various stages of development, and you will likely notice your children interact with building blocks differently as they acquire new skills and knowledge. For example, at a younger age, kids may use building blocks to test the concept of gravity. Later, they will use building blocks to create larger complicated structures. Preparing a preschooler for school success can be fun, especially when you put an emphasis on playtime. When seeking out toys that help children reach developmental milestones, be sure to include building blocks, especially those that take learning a step further.
CITIZEN | South End | Week of Aug. 7, 2019
NEWS
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Four Seasons Announces 2021 Itineraries Aboard All-New Private Jet Four Seasons Hotels and Resorts recently announced four exclusive journeys available for guests jetting off in 2021 on its new custom-built aircraft. Featuring two newly crafted itineraries, the Four Seasons Private Jet will touch down for the first time in Angkor Wat, Mexico City, Easter Island and Athens, among an enviable list of locales. Wherever the new state-of-theart private jet visits, the world’s leading luxury hospitality company’s exclusive network of local partners promises an end-to-end Four Seasons experience exploring new cultures, flavours, landscapes and perspectives delivered with singular care and comfort. “Guests journeying with us in 2021 will be the first to travel aboard our brand new, industry-leading aircraft, featuring a modern, guest-centric design, including a spacious lounge area,” says Christian Clerc, president, Worldwide Hotel Operations, Four Seasons Hotels and Resorts. “We have added new destinations including Jordan, Egypt, Eas-
ter Island and Angkor Wat, as well as stops at two new Four Seasons properties in Athens and Madrid.” Clerc continues, “Combining unparalleled luxury air travel, exclusive access and legendary Four Seasons service into one seamless journey is why more than a third of our Private Jet travellers are returning guests. Through extensive research and first-hand feedback, we’ve created a truly unique experience across all touchpoints that will continue to evolve in years to come.” Four Seasons Private Jet Itineraries begin at USD 163,000 per person based on double occupancy. While visiting remote destinations including Easter Island, Great Barrier Reef and Rwanda, guests will stay at luxury accommodations selected by the Four Seasons team. Travellers interested in booking the luxury adventure of a lifetime are invited to visit fourseasons.com/privatejet for a closer look at the exclusive journeys on offer in some of the world’s most captivating destinations.
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CLASSIFIEDS SERVICE
SERVICE
AUTOMOTIVE 5 Basic Things Everyone Should Know About Their Car (StatePoint) Driving can be expensive if you lack basic car-care knowledge or proper insurance. Regular maintenance can prevent costly breakdowns and extend your car’s life, and the right coverage can protect your wallet in the event of an accident. Here are five need-to-know basics: 1. Know car insurance basics. Before getting behind the wheel, know these terms:
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EMPLOYMENT - DRIVERS
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• Liability. Every state requires you to carry liability insurance, which covers injuries to others or damage to others’ property. You may hear it referred to as Property Damage (PD for short) or Bodily Injury (BI for short). • Collision vs. comprehensive. Collision pays for repairs to your car if you hit another vehicle or crash into an object. Comprehensive covers other incidents. For example, hitting a deer, hailstorm damage, vandalization or theft. • Deductible. This is the amount you’ll pay out-of-pocket for repairs before insurance kicks in. • Endorsement. Sometimes referred to as a “rider,” an endorsement refers to a change or addition to existing coverage. For example, Erie Insurance has an endorsement called ERIE Rate Lock which customers can add to policies so their rates will increase only if they change their policy, drivers, vehicles or their address, even if they file a claim. “Car insurance can be complicated, so we don’t expect drivers to know everything, but we do recommend understanding a few basics,” says Jon Bloom, vice president, personal auto, Erie Insurance. “Working with an insurance agent can help you get the right coverage for you, based on your car and budget.” 2. Read the owner’s manual. Learn the car’s bells and whistles and how often to rotate tires, check belts and hoses and change the oil. Check dashboard warning lights. Red typically indicates your car may be unsafe to drive. Yellow or orange usually means you should get it checked but it’s not urgent. Green generally indicates a feature is working. 3. Check tires monthly. Proper tire pressure promotes good gas mileage and can extend tire life. Reference the sticker found inside the driver’s door for the recommended pressure. Don’t over inflate. Consider learning how to change a tire, a handy skill when assistance isn’t available. 4. Get regular oil changes. Some companies, like GM and Ford, equip vehicles with oil monitors so owners know when to change oil. If you don’t have this feature, reference your owner’s manual. Most manufacturers recommend changing oil between 5,000 and 7,500 miles, while synthetic oils are likely good for 10,000 to 15,000 miles. 5. Master the jump-start. Usually a car battery needs to be replaced every five years. While a dead battery is never convenient, it’s easy to jump start a car. Attach one red clamp to the positive terminal of the dead battery. The other red clamp goes on the positive terminal of the live battery. The black clamp attaches to the negative terminal of the live battery. The final clamp goes onto an unpainted metal surface on the dead car’s engine block to prevent hazardous sparking. Turn on the live car. Allow the dead car to run for at least a half hour to charge. Always double-check your owner’s manual to be sure your vehicle doesn’t require special jump-starting procedures. By knowing the basics, you can hit the road with confidence. __________________________________
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Janice Garth
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Editorial
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12 | CITIZEN | South End | Week of Aug. 7, 2019