Citizen Shh…Your Devices May Be Listening to You — Page 3 Week of Sept. 18, 2019
| Vol. 38 | No. 43 | www.thechicagocitizen.com
SOUTH SUBURBAN
Golden Apple, a nonprofit organization for teachers in Illinois, recently announced the 263 members of it’s 2019 Golden Apple Scholars of Illinois cohort. Photo Credit: Provided by Golden Apple
SOUTH SUBURBAN STUDENT NAMED GOLDEN APPLE SCHOLAR
Golden Apple, an Illinois nonprofit working to prepare, support and mentor teachers, recently announced the 263 members of it’s 2019 Golden Apple Scholars of Illinois cohort. Ashley Coleman, from Harvey, is one of those 263 members and as a result will have access to a variety of resources provided by Golden Apple as she obtains her degree and goes on to become a full-time teacher. PAGE 2
FASHION
BUSINESS
CALENDAR
Cole Haan Teams Up With Rodarte To Disrupt High Fashion With Innovation
Gaining realworld business experience at UIC’s Starbucks PAGE 4
Fifth Annual Fall Fest Returns to Lincoln Park Zoo PAGE 10
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NEWS briefly EDUCATION
U.S. NEWS & WORLD REPORT UNVEILS THE 35TH EDITION OF THE BEST COLLEGES RANKINGS U.S. News & World Report, the global authority in education rankings, recently announced the 2020 U.S. News Best Colleges. Princeton University remains No. 1 among National Universities, while Williams College is once again in the top spot among National Liberal Arts Colleges. This year, public schools in California, Florida and New York excel in enrolling and graduating large proportions of low-income students. Further, the University of California—Los Angeles maintains its spot as the No. 1 Top Public School among National Universities. For more information, visit https://www. usnews.com/best-colleges
HEALTH
6TH ANNUAL HEALTHY CHURCHES 2020 NATIONAL CONFERENCE The Balm In Gilead, Inc. has set the stage again for the only national conference of its kind to bridge faith and public health. As a three-day capacity-building training event, more than 500 influencers from across faith, medical and corporate spectrums are expected to convene in Charlotte, NC for the 6th annual 2019 Healthy Churches 2020 National Conference on Nov. 19-22. The conference takes place at the Sheraton Hotel in downtown Charlotte where some of the nation’s leading public health and faith leaders will forge alliances to strengthen the capacity of faith communities to address the alarming rates of health disparities among African Americans. For registration, hotel and other information, please visit: www.healthychurches2020conference.org
LAW & POLITICS
BLACK MILLENNIALS RANK STUDENT LOAN DEBT, CYBERSECURITY AND CRIMINAL JUSTICE REFORM AS TOP 2020 VOTING ISSUES IN NEW SURVEY Healthcare, immigration, and the state of the economy dominate mainstream conversations on top voter issues in 2020, but new survey data suggests a majority of black millennial voters will choose candidates based on their student loan debt, criminal justice reform, and cybersecurity policy ideas. The survey, completed by Beyond Ideas Group, an integrated public affairs company founded by a former Obama White House and Treasury appointee, received over 400 responses. 94 percent of respondents indicated plans to vote in 2020. When asked about their most critical voting issues in 2020, 57 percent listed student loan debt as the most important economic issue, 36 percent noted criminal justice reform was the most urgent domestic issue, and 59 percent indicated cybersecurity was the most significant international issue.
South Suburban Student Named Golden Apple Scholar Continued from page 1 BY KATHERINE NEWMAN
Golden Apple, an Illinois nonprofit working to prepare, support and mentor teachers, recently announced the 263 members of it’s 2019 Golden Apple Scholars of Illinois cohort. Ashley Coleman, from Harvey, is one of those 263 members and as a result will have access to a variety of resources provided by Golden Apple as she obtains her degree and goes on to become a full-time teacher. The Golden Apple Scholars of Illinois program creates a cohort of college students who are all in school to study education and who have made a commitment to work in challenging school environments upon graduation, according to information provided by Golden Apple. “Golden Apple is thrilled to welcome the
2019 class of Scholars, who come from diverse backgrounds and circumstances and will grow to guide underserved students from the most challenging environments to long-term success,” said Alicia Winckler, CEO of Golden Apple. “In response to the urgent demand for qualified teachers given the teacher shortage throughout Illinois, the Scholars program is poised to deliver exponential growth to meet that need.” While pursuing her degree in education at Illinois State University, Coleman will have the opportunity to participate in Scholar Institutes each summer where cohort-members are able to teach in classrooms and work directly with students. During the summer Scholar Institutes, Coleman will be asked to reflect on her teaching practice, receive additional instruction, and receive mentorship from Golden Apple award-winning teachers.
“When I was a high school principal, I had the privilege of working with teachers who participated in the Golden Apple Scholars program,” said Alan Mather, president of Golden Apple. “I witnessed Scholars who were prepared to both truly connect with students and differentiate their instruction to meet learners’ needs. Most importantly, I witnessed them persist, with the support of their Golden Apple mentors, through challenging teaching moments. They learned so many of these important skills because of the Scholars program.” In addition to the summer Scholars Institute, Golden Apple Scholars receive up to $23,000 in tuition support, academic support, ongoing mentoring, and job placement assistance, according to information provided by Golden Apple. To learn more about Golden Apple, visit www.goldenapple.org.
South Suburban School District Explores Closing Flagship High School BY KATHERINE NEWMAN
Rich Township High School District 227 is currently considering the closure of Rich East High School, 300 Sauk Trail, in Park Forest due to what the board claims to be a decreasing student body population and the need to make significant repairs to all of the district’s three buildings. Rich Township High School District 227 currently includes Rich Central High School, Rich East High School, and Rich South High School. Back in June, the Rich Township High School District 227 board presented several options for repairing and readjusting the school district’s facilities. Six options were presented and they ranged from the most expensive option to repair and upgrade all of the buildings at an estimated cost of $399 million to the cheapest option which would be to purchase a new facility and partially renovate an existing facility for an estimated cost of $105.6 million. The cheapest plan includes the closure of Rich East High School which is the district’s oldest building. “If we do nothing and continue to try to staff all of the schools and make repairs out of operating dollars, then we’ll see declines in revenues, increases in expenditures, and declines in fund balances,” said Dr. Alicia Evans, assistant superintendent for Business and Operations for Rich Township High School District 227. The six options that were presented to the Rich Township High School District 227 board members at the meeting in June were created
Rich Township High School District 227 is currently considering plans to repair or replace the buildings in the district and the potential closure of Rich East High School in Park Forest. Photo Credit: Provided by the Village of Park Forest
as a result of school and community surveys, according to Evans. “Because we gathered information from various groups we had different stakeholders who responded differently based on who they were. Students responded as well as staff and we were able to glean some general information. Based on all of that data, we were asked to provide the Board of Education with some options and they are true options that we are looking at,” said Evans.
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Since then, the Rich Township High School District 227 has hosted a series of community forums to discuss the options at hand. Most recently, the Mayor of Park Forest, Jonathon Vanderbilt made public a letter that he sent to Park Forest residents in which he stated that he is against closure Rich East High School. Vanderbilt said that he believes the closure of Rich East High School would harm the Village’s economic efforts and decrease
property values in Park Forest. “The Village of Park Forest has let School District 227 know that closing Rich East High School is a very bad and near-sighted decision for our community,” said Mayor Vanderbilt “It is my sincere hope that all Park Foresters grasp the magnitude of what is being considered with Rich East High School. Please join me and other Village Officials in making sure that our collective voices are heard.”
CITIZEN | South Suburban | Week of Sept. 18, 2019
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NEWS
Shh…Your Devices May Be Listening to You We have become accustomed to carrying our mobile phones and tablet devices everywhere we go. The mobile phone has essentially become an integral part of our everyday lives, helping us to communicate, make payments and socialize. Unfortunately, the smart devices of today are equipped with many different types of sensors that may be listening in on our conversations. Ragib Hasan, Ph.D., associate professor in the Department of Computer Science at the University of Alabama at Birmingham, says these sensors include accelerometers, GPS, gyroscopes and more. “In reality, we have threats from two directions — malicious apps that hijack the phone sensors to spy on us, and otherwise benign apps secretly listening to or sensing our activities, and then sending the data ‘home’ for advertising and other activities,” Hasan said. Hasan says the first type of threat — malicious apps — are easier to prevent, especially if users install apps only from trusted sources. The second types of threats — otherwise benign apps secretly eavesdropping on us — are harder to identify and prevent. “A tell-tale sign is what kinds of sensors an app is accessing — does it really need access to that for the advertised operation of the app?” Hasan said. “For example, if a user is installing a calculator app, does it need access to the microphone or camera? Most likely, no. However, if the app requests access to such sensors, then it may indicate that the app is going to use that privilege to gather information.” Nitesh Saxena, Ph.D., professor in the UAB Department of Computer Science, says consumers need to be sure they trust the apps downloaded to their devices. “It’s not really the devices, but the apps running on these devices that may gather personal information, if they wish to,” Saxena said. “The Android OS employs a permission-based security model whereby the user is alerted at the time of the app’s installation as to what resources on the device — microphone, camera, GPS, etc. — the app has access to for its overall functioning. So, if the user allows that app to have access to the microphone, that app can turn the microphone on. If that app is benign, it would just do what it is supposed to be doing. For example, a calling app will turn your microphone on only during a call. However, if the app happens to be a malicious one, it could turn the microphone on even when the user is not aware, and it may record the audio and exfiltrate it to a remote attacker.”
The mobile phone has essentially become an integral part of our everyday lives, helping us to communicate, make payments and socialize. Unfortunately, the smart devices of today are equipped with many different types of sensors that may be listening in on our conversations.
Another issue for users lies in checking the permissions an app requests. Some permissions may make a device vulnerable to malicious apps’ accessing resources to which they are not supposed to have access. “A vast amount of security research shows that users do not pay much attention to these permissions while installing the apps on their devices; they don’t have the right mental models for these things or can easily get habituated to accepting without paying attention,” Saxena said. “It is also possible for two malicious apps to collude with each other. For example, app A with user-granted access to a resource can share the data with app B, which may not have user-granted permission to access that resource.” Researchers have also demonstrated side channel attacks in which a malicious app can exploit benign-looking resources — motion sensors such as accelerometer or gyroscope or power consumption readings — for which the Android OS does not explicitly ask any user permission prior to granting access. By doing
this, it can infer personal and sensitive information, including: * The PIN codes entered on the touch screen, an otherwise restricted resource, based on vibrations of finger presses; * Speech/speech characteristics, especially if you use your phone in the speakerphone mode. It picks these up via the speech reverberations; * Tracking your locations when you are driving via vibration information captured from your phone placed in the car; and * Tracking your location based on the power consumptions. Your phone incurs different amounts of power when it is near different cell towers, etc. Although these attacks may not be fully practical today, they definitely showcase the underlying vulnerability. Saxena says some recent research studies have demonstrated that many apps in the Android ecosystem have actually been exploiting Android’s permission model to learn sensitive information, such as the device’s IMEI, MAC address or geolocation
information to track the device/user, and even exploiting and exfiltrating audio and video data. “The security vulnerability of smart speakers, like Amazon Alexa or Google Home, is slightly different,” said Saxena. “Here, the user has installed a device in his home or office, and this device has a microphone that receives and understands users’ vocal commands,” Saxena said. “Ideally, the speaker system should wake up only when the user issues a wake phrase like “OK, Google,” but there is nothing that prevents it from recording the audio at will on regular user conversations. Also, it is likely that, as the speaker listens to our commands, which are often stored on the cloud servers of these companies, the audio could contain sensitive information spoken in the background — music and TV programs played in the background — that may be of interest to some malicious actors. What can users do to prevent the threat to their privacy? • Check all permissions given to various apps. Does each app really need to access sensitive sensors — GPS, microphone, camera — to function? If something has requested and received more access and privileges than it should have, turn that off from the settings. • When installing new apps, do the same check. Do not give permission to all privileges the app is asking for, unless it really needs the privilege to function. • Only install apps from official or legitimate sources. • For sensitive conversations, it might be a good idea to put your phone away or turn it off. • Disable apps from recording and maintaining users’ location history — Google Maps, Facebook. • Utilize anti-virus apps. Research is underway attempting to solve some of these problems. Google is currently working on a project called Project Alias that aims to prevent the smart speaker devices, like Google Home, to eavesdrop on people’s conversations. The device works by inserting random noise into the microphone of the speaker except when the user issues a command to the speaker. The bottom line, Saxena says, is that our phones and tablets now have eyes and ears and they can easily collect very intimate details about our personal lives. “We must be aware of the phone’s capabilities and take proactive actions,” he said.
Get trained in Mental Health First Aid In October A person you know could be experiencing a mental health or substance abuse problem. Learn an action plan to help. Get trained in Mental Health First Aid on Tuesday, October 8, 2019, 8 – 4 p.m. Sertoma Centre, Inc. and NAMI South Suburbs of Chicago will offer a free training at Palos Township, 10802 S. Roberts
Road, Palos Hills, Illinois 60465. Participants will learn – • Risk factors and warning signs of mental health and substance abuse problems • Information on depression, anxiety, trauma, psychosis and substance use • A 5-step action plan to help someone who is developing a mental
health problem or in crisis • Available evidence-based professional, peer and self-help resources. Registration is required by Friday, October 4. Class size is limited to 40. Lunch will be provided and CEUs are available to specific licenses. All participants receive a 3-year certificate and a Mental Health First Aid www.thechicagocitizen.com
manual. This evidence based program is funded by the SAMHSA, the Substance Abuse and Mental Health Services Administration of the U.S. Department of Health and Human Services. To register, contact Lisa Guardiola, Community Mental Health Trainer,
Sertoma Centre, Inc., 708-748-1951 ext. 405, lguardiola@sertomacentre. org, or Alicia Vodicka, Health Service Director, Palos Township, 708598-2441, healthservice@palostownship.org or Marianne Bithos, NAMI South Suburbs of Chicago, 708-3354008, namisouthsuburbsofchicago@ gmail.com.
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BUSINESS
Gaining real-world business experience at UIC’s Starbucks University of Illinois at Chicago business majors Safaa Sarefian, Rosemary Arevalo and Matt Carey are quickly learning that top-shelf brands like Starbucks will attract crowds from sunup to sundown — and if any entrepreneur is to succeed, he or she must be ready for them. The seniors are involved in helping run the new Starbucks store in the Academic and Residential Complex, which opened to students this fall. The Starbucks store, which celebrated its grand opening Sept. 3, is located near the intersection of Harrison and Peoria streets. Alexandre da Silva, associate vice chancellor for student affairs, said he hoped students would take advantage of the opportunity to frequent the coffee shop and that it is a special partnership with the College of Business Administration. He pointed to the role it will have on campus, saying that it represents a “visionary approach” by Vice Chancellor for Student Affairs J. Rex Tolliver. “What is really special about this particular store is not only the national brand that we all recognize but the ingredients of having a staff that is, in its vast majority, students of UIC,” da Silva said. Sarefian, Arevalo and Carey are part of the inaugural group who are
UIC students Matt Carey (from left), Rosemary Arevalo and Safaa Sarefian at the grand opening of the Starbucks in the Academic and Residential Complex at UIC. Photo Credit: Jenny Fontaine
working at the coffee shop as part of an independent study program focusing on entrepreneurship. Most of the workers, except for the manager and assistant manager, are students. As part of their course load this semester, the students in the independent study program were involved in helping set up the store from the very beginning and had a hand in everything from hiring new
staff to helping manage the day-today operations. “Every day, from 7 in the morning until 6 at night, it’s just a nonstop line out of the door,” said Carey, a student in information and decision sciences from Aurora. Charles Farrell, executive director of business development for UIC, said the aim of the endeavor is to provide a “real-life” business situation for
students, warts and all. Students were brought in during the spring semester to begin preparing for the opening. They took part in on-site training in the new store by Starbucks trainers. They also were involved in hiring a full-time manager and assistant manager. The students in the independent study program have and will continue to help the manager and assistant manager train new baristas as they get hired. The students quickly realized that running a store can be difficult — especially with staffing. “That’s part of management too — you hire someone and you think, ‘That’s wonderful; I’m done,’ and then they quit, and you’re like, ‘Oh no,’” Farrell said. “That’s the whole point of all this, rather than sit in a classroom or being taught in a theoretical way by someone who
owns a business, they’re right in there seeing the good, the bad and the ugly of what being an entrepreneur is all about — it’s not easy.” That’s what appealed to Sarefian, a marketing major from Skokie. Eventually, he wants to start his own business, but he knew the best thing for him before he got to that point was to learn how to start a business from scratch. “I believe it’s great exposure to the real world; it’s part of a class, yet we get to interact with real situations, problems and we get to solve them,” Sarefian said. Farrell said that one key takeaway that he hopes students are left with is that entrepreneurs must be flexible and creative problem-solvers. Even though the Starbucks brand is among the strongest out there, there will always be problems. “That’s why this is such a good lesson for these folks; you really couldn’t pick a stronger brand right now than Starbucks, and then they see all of the challenges — we’ve had staffing challenges, we’ve had equipment challenges…that’s part of the learning for the students,” Farrell said. And even though Arevalo, a business administration major from Chicago, has been involved in the hard work so far, she said she’s still focused on starting her own business and maybe even competing against Starbucks after she graduates. “I love the entrepreneurship process of how to create a business, how to open your own business, and I feel that this is the best opportunity for me,” she said. “My dream is to open a business in the coffee industry to export coffee to the United States and open my own brand.”
DOI Helps Illinois Life Insurance Consumers Collect More than $15 Million in 2019 The Illinois Department of Insurance can help you find out if you’re owed a portion of the millions of dollars in life insurance benefits that go unclaimed every year. So far in 2019, IDOI has helped consumers find and collect more than $15 million from lost or unclaimed life insurance policies. According to a press release, an estimated 1-in-4 life insurance policies go unpaid when an insured person dies because family members aren’t aware a policy exists, don’t know which company issued it, or can’t find the paperwork. It’s already the law in Illinois that insurance companies must attempt to locate the beneficiaries of deceased policyholders when life insurance
proceeds remain unpaid, but IDOI makes it simple for consumers to search on their own. Here in Illinois, you can check for unclaimed life insurance policies at these sites: • IDOI: https://insurance.illinois. gov/Applications/LifePolicyLocator/ • Illinois State Treasurer: https:// icash.illinoistreasurer.gov/ • National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator: https://eapps.naic.org/life-policylocator/#/welcome If you need additional assistance, please contact the Illinois Department of Insurance at DOI.LifePolicyLocator@ illinois.gov or call (866) 445-5364.
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CITIZEN | South Suburban | Week of Sept. 18, 2019
Staying Digitally And Socially
Connected To Us Can’t Get Any Easier. . If you miss us in print, you can find us here:
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Let Us Help You Tell Your Story. . . If You Have A News Story Idea That You Would Like To See In The Citizen Let Us Hear About It. Email Us At: editiorial@thechicagocitizen.com.
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FASHION For Online Reviews, Shoppers Believe a Pretty Face
Cole Haan Teams Up With Rodarte To Disrupt High Fashion With Innovation Cole Haan, the iconic American lifestyle brand and retailer has announced its collaboration with famed, independent fashion house Rodarte. Laura and Kate Mulleavy, the sisters behind Rodarte, have put their signature aesthetic on Cole Haan’s groundbreaking Grand Ambition collection that sets a new standard for women’s dress footwear and handbags. Cole Haan and Rodarte have come together to tell a story of two brands united by a common desire for continuous innovation. “The ethos of Cole Haan speaks to everything that we do. When you’re designing, it’s always about innovating and trying to think outside the box to create something new and create a dream that you take people into,” says Kate Mulleavy, co-founding designer of Rodarte. September marks the first collection of the collaboration, with Grand Ambition silhouettes including Pumps, Booties, Shoeties, Slip-On Sneakers, Satchels and Circle Bags, all incorporating pops of True Red, Bubblegum Pink, Optic White and Black colorways in addition to embossed croc leather, neoprene and lace detailing. Cole Haan’s breakthrough engineering combined with Rodarte’s high-fashion design makes for a bold collaboration for extraordinary women. “We wanted to collaborate with Cole Haan because they are such an innovative company that really values the same things we do in terms of design and pushing the boundaries of what is expected in the landscape of fashion. We
were really impressed by the level of innovation that Cole Haan infuses into their product in order to deliver unparalleled comfort,” notes Laura Mulleavy, co-founding designer of Rodarte. In true Rodarte evolution, the November collection features a romantic and soft color palette applied to Cole Haan’s Grand Ambition Bootie, Lace-Up Sneaker, Circle Bag and Bucket Bag styles. Each silhouette is embellished with perforated hearts, while the Bucket Bags are adorned with playful bows, just in time for the holiday season. All footwear styles utilize Cole Haan’s GRANDFØAM technology for superior comfort and flexibility, while the Grand Ambition handbags provide ultimate functionality, perfect for pairing together or even doubling up. “When Cole Haan set out to create this revolutionary women’s collection, we knew we had to partner with Rodarte. Kate and Laura’s independent spirit is singular in the world of fashion. In their capable hands, Cole Haan and Rodarte, together, have delivered an alchemy that blends beauty and engineering in a way that hasn’t been achieved before,” adds Cole Haan’s Chief Marketing Officer & GM of Business Development, David Maddocks. The Cole Haan x Rodarte capsule collection is available on ColeHaan. com and in US and select international Cole Haan stores with additional styles launching in November. The collection is priced from $190-$240 for footwear, and $248-$398 for handbags.
Kate and Laura Mulleavy, Founding Designers of Rodarte
Cole Haan x Rodarte Circle Bag in Bubblegum Pink, $258 and Pump (75MM) in Black - Bubblegum Pink - True Red, $200
Cole Haan x Rodarte Pump (75MM) in White Croc Print - White Lace, $200
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Beauty is truth – or at least, that’s what consumers sifting through online reviews seem to think. New Cornell University research has found that people are more inclined to be swayed by positive recommendations posted online by attractive reviewers. The finding – consistent with ample research showing that, in real life, beautiful people are believed to be more intelligent, likable, competent and trustworthy – has implications for marketers or social media managers seeking to save us from making superficial judgments. “You have to teach people to be more mindful of what’s written in the review than the picture that’s next to it,” said Marie Ozanne, assistant professor of food and beverage management in the School of Hotel Administration and first author of the study. Around 92% of online shoppers read online reviews before placing orders, and consumers are 23 times more likely to trust customer-generated content than marketer-generated copy, market research has found. Yet few studies have explored how real-world biases impact our online interactions. “More often than we think, we are replicating our offline behavior online, and we don’t know the impact of all our general offline thinking on our online thinking,” Ozanne said. “Hopefully, understanding it can help us be more conscious about it and find ways to focus more on the information that matters.” Though consumers were more influenced by positive reviews by attractive people than those posted by less-attractive people, the same did not hold true for negative reviews. This, Ozanne said, is likely because negative reviews require people to think more deeply about their decisions, and once they are thinking more carefully, unconscious cues such as the attractiveness bias become less persuasive. The study also found that the gender of the reviewer didn’t impact the attractiveness bias. To conduct the study, the researchers used a photo-editing tool to modify profile pictures of seven men and seven women, chosen from a database. They asked 119 adults, via crowdsourcing, to evaluate the physical attractiveness of each of the people on a scale of 1-10. They then used the modified pictures to accompany an array of positive and negative reviews of a midrange hotel, taken from a Facebook fan page and given a fake name. In two separate studies, around 600 people were asked to answer survey questions about the hotel after reading reviews from attractive and less-attractive posters. They found that people had a higher opinion of the hotel when the positive review was written by an attractive reviewer, despite the presence of negative reviews. Ozanne suggested social media sites could add language reminding people to focus on the content of a review. This could cause them to think more deeply about it, potentially counteracting the bias. The paper “Are Attractive Reviewers More Persuasive? Examining the Role of Physical Attractiveness in Online Reviews,” published in July in the Journal of Consumer Marketing and was co-authored with Stephanie Q. Liu of Ohio State University and Anna S. Mattila of Pennsylvania State University.
CITIZEN | South Suburban | Week of Sept. 18, 2019
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NEWS
Tackling the Housing Affordability Crisis StatePoint - As housing prices soar nationwide, a growing number of Americans are unable to find affordable housing. Experts say that the problem has reached a crisis point, and is harming the welfare not only of individuals and families, but of communities and the economy at-large. Since 2012, housing prices have increased by 53 percent, according to the Federal Reserve Bank of St. Louis. Unfortunately, salaries have not kept pace. The Joint Center for Housing Studies at Harvard University reports that 18 million Americans commit more than 50 percent of their income toward a safe place to live. America needs 7 million units of affordable housing, according to a March 2019 National Low Income Housing Coalition report, which also found that no state has enough affordable rental inventory. “America’s housing affordability crisis isn’t restricted to cities on the East and West coasts. Families in rural, suburban and urban areas in all 50 states are sacrificing necessities like food, healthcare and education in order to make rent or mortgage payments,” says Brandee McHale, president of the Wells Fargo Foundation. “Only when people can afford to live in their neighborhoods can communities thrive.”
America needs 7 million units of affordable housing, according to a March 2019 National Low Income Housing Coalition report, which also found that no state has enough affordable rental inventory.
Recognizing the extent of the problem, non-profits, think tanks and corporations are stepping in to find solutions that will unlock housing options for more Americans and reduce the cost burden of housing. One largescale effort underway is being spearheaded by Wells Fargo and the Wells Fargo Foundation. Drawing on its resources and expertise, the company is working in collaboration with public- and private-sector organizations to
develop and implement new solutions in communities of need, and is committing a $1 billion philanthropic investment through 2025. The $1 billion will be used to address multiple facets of the U.S. housing affordability crisis, including homelessness, available and affordable rentals, transitional housing and homeownership. Beyond this commitment, programs that increase financial literacy among individuals and create small business growth
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for local entrepreneurs round out an overall strategy to help people and communities find more financial stability. This new philanthropic strategy comes on the heels of previous efforts designed to secure affordable housing for more Americans. Since 2012, Wells Fargo has provided charitable grants for homebuyers and homebuyer education through its philanthropic NeighborhoodLIFT, and other LIFT programs in collaboration with NeighborWorks America, creating more than 22,000 homeowners -- the majority from low- and moderate-income households -- through over $475 million in down-payment assistance grants. In addition, 10-year lending commitments are in place to help more than 170,000 African American and Hispanic individuals purchase homes. “Financial stability starts with a place you can afford to call home, but to help more people find that, it’s going take all of us looking more holistically at the spectrum of housing needs,” says McHale. As markets all over the country struggle with high housing prices, policymakers, advocates, philanthropists and non-profits will need to work together to find long-term solutions that will help millions of Americans meet their most basic needs.
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Chicago Football Classic 2019 Game Day Highlights Community Children Afforded Opportunity To Attend The 2019 Annual Football Classic At Soldier Field
Ashanti Boone of PNC
Tiffany Marshall family and neighborhood children show off their tickets while saying "thank you" to the Citizen Newspaper for making it possible for them to attend the 2019 College Football Classic. Photo by: Fannie McCullough
lds Trustee lympia Fie Photo by O , tz a M J. s. Cassandra issioner Debra Sim m D D with Com CRE
It was all smiles in the ComEd Suite during the Chicago Football Classic. Pictured left to right are: Cory Foster, ComEd, Angel Prez, ComEd, Melissa Washington, ComEd and Michael Fountain, Ambassador to Bahamas. Photo by CREDD
A few members of the Wendell Phillips High School Football Team pose saying "thank you" to Citizen Newspaper for making it possible for us to attend the game. "It was super!" Photo: Fannie McCullough
The Wendell Phillips Band with its Band Leader Ms. Toni Elliott saying "thank you" to The Citizen Newspaper for making it possible for them to attend the game. For some of them it was the first time being in Soldier Field! Photo by: Fannie McCullough
Wendell Phillips High School students saying "thank you" to The Citizen Newspaper for making it possible for them to attend the 2019 Hampton Vs. Howard College Football Classic. Photo by Fannie McCullough
Mayor Lori Lightfoot poses for a photo with CFC Game goers! Photo by CREDD
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CITIZEN | South Suburban | Week of Sept. 18, 2019
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ENTERTAINMENT
JEOPARDY!® channel launched inside the Drivetime mobile app Drivetime, the world’s first entertainment company developing interactive voice games for drivers, recently announced the launch of the JEOPARDY!® channel inside the Drivetime mobile app - available for download on iOS and Android. The company also announced its $11 million Series A financing, led by Makers Fund. This brings total funding to date to $15 million. Hosted by Alex Trebek, JEOPARDY!® on Drivetime brings the Emmy Award-winning show into the car for the first time as an interactive voice experience. Anyone who wants to feel like a JEOPARDY!® contestant has the opportunity to play, completely hands free and safely, while commuting and traveling. Drivetime Premium subscribers get a new episode every day, Monday through Friday, and can access all past episodes on demand. “We are thrilled to work with Sony Pictures Television Games to bring JEOPARDY!®, the greatest game show on the planet, to an underserved audience that desperately needs interactive entertainment the most – the 110 million commuters in North America driving to and from work by themselves every day,” said Niko Vuori, founder and CEO of Drivetime. “Drivetime brings JEOPARDY!® and Alex Trebek into a whole new part of people’s lives, turning their daily commute into a
Drivetime Launches JEOPARDY!® channel, Announces $11M in Funding Led by Makers Fund with Participation from Amazon’s Alexa Fund and Google.
unique quiz show experience,” said Paul Joffe, vice president of Games at Sony Pictures Television. “We look forward to building on JEOPARDY!®’s mobile offerings and entering the in-car entertainment space.” Fuel Capital, Webb Investment Network and Access Ventures all renewed their commitment, along with additional funding from the Amazon Alexa Fund and the Google Assistant Investments Program.
“Social and interactive formats are the next frontier in audio entertainment,” said Makers Fund Founding Partner Jay Chi. “Niko, Justin Cooper and Cory Johnson, with a decade-long history of working together and a proven track record in building new platforms, is the best team to bring this idea to life.” “Gaming and entertainment are among customers’ favorite use cases for Alexa, and we think those categories will only grow in popularity as Alexa is integrated into more vehicles,” said Paul Bernard, director of the Alexa Fund at Amazon. “Drivetime stands out for its focus on voice-first games in the car, and we’re excited to work with them to broaden the Alexa Auto experience and help customers make the most of their time behind the wheel.” Ilya Gelfenbeyn, founding lead of the Google Assistant Investments Program, added, “Drivetime is one of the early pioneers in creating safe, stimulating entertainment for drivers in the car. More and more, people are using their voice to stay productive on the road, asking the Google Assistant on Android and iOS phones to help send text messages, make calls and access entertainment hands free. We share Drivetime’s vision, and look forward to working with their team to make the daily commute more enjoyable.
Celebrity Speakers Announced for Chicago Ultimate Women’s Expo 2019 The Chicago Ultimate Women’s Expo presents a star-studded, empowering and entertaining weekend on October 5-6, 2019 at the Donald E. Stephens Convention Center. Keynote celebrity speakers include: Keke Palmer, Actress, Music Artist, Bestselling Author and Host of GMA Kandi Burruss, Grammy Winning Singer/Songwriter, Entrepreneur and Star of BRAVO’s “Real Housewives of Atlanta” Anne Burrell, Star of Food Network’s “Chef Wanted”, “Worst Cooks in America” and “Secrets of a Restaurant Chef ” Porsha Williams, Co-Host of Dish Nation, Entrepreneur and Star of “Real Housewives of Atlanta” Graham Elliott, Award Winning Chef and TV Personality from MasterChef, Iron Chef, Top Chef MC Lyte, Actress and Legendary Entertainer Dr. Lynn Richardson, Celebrity Financial Coach and Financial Expert on the “Steve Harvey Show” Each celebrity delivers, in their own unique style, motivational messages on “Living Your Best Life.” Prepare to laugh and become inspired as the Keynote Speakers share their personal stories and roadmaps to achieve success and happiness and ultimately live your very best life. Join Keke and Anne on Saturday, October 5th and Kandi, Porsha, Graham, MC Lyte and Dr. Lynn present on Sunday, October 6th. The Chicago Ultimate Women’s Expo also offers women a wealth of memorable, unforgettable experiences: l Tons of Complimentary Beauty
Treatments: Haircuts, Manicures, Spa Services, Free Beauty Samples, Hair Stages l Fashion Shows Every Thirty Minutes: Local designers host Runway Shows Every Hour l Craft Classes & Do-It-Herself Workshops: Complimentary Hands-On Classes Teaching Canvas Painting, Wine Glass Painting, Sign Making, Jewelry Making and more l Get Cooking: Talented chefs showcase their culinary skills at the Cooking Stage l Comedy Showcase: The Very Best Comediennes Appearing on the Showcase Stage l Extraordinary Discount Shopping: Over 450 Pop Up Boutiques with Oneof-a-Kind Finds in Fashion, Accessories, Jewelry, Emerging Designers, Home Décor and Handbags at Sensational Pricing l Rejuvenate: Enjoy Luxurious Complimentary Massages at the Rejuvenation Garden l Get Started: Chicago’s Most Respected Experts in Finance, Healthcare, Career Development, Personal Growth, Style, Beauty will Educate and Inspire as they Share Insights and Reveal Struggles that Propelled them to the top of their fields. The Chicago Ultimate Women’s Expo hours are 10 a.m. to 5 p.m. on Saturday, October 5, and 11 a.m. to 5 p.m. on Sunday, October 6 at the Donald E. Stephens Convention Center in Rosemont. Advance tickets are $5.00 when purchased online at www. ChicagoWomensExpo.com and include all makeovers, tastings, Celebrity Speakers, shows, seminars and more.
Keynote celebrity speakers at the Chicago Ultimate Women’s Expo include: Keke Palmer, Actress, Music Artist, Bestselling Author and Host of GMA Kandi Burruss, Grammy Winning Singer/Songwriter, Entrepreneur and Star of BRAVO’s “Real Housewives of Atlanta” Anne Burrell, Star of Food Network’s “Chef Wanted”, “Worst Cooks in America” and “Secrets of a Restaurant Chef” Porsha Williams, Co-Host of Dish Nation, Entrepreneur and Star of “Real Housewives of Atlanta” Graham Elliott, Award Winning Chef and TV Personality from MasterChef, Iron Chef, Top Chef MC Lyte, Actress and Legendary Entertainer Dr. Lynn Richardson, Celebrity Financial Coach and Financial Expert on the “Steve Harvey Show”
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10 | CITIZEN | South Suburban | Week of Sept. 18, 2019
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The seventh annual Edgewater Arts Festival will take place on Saturday and Sunday, September 28 and 29, 2019, in the 1000 to 1200 block of West Granville from 11:00 AM to 7:00 PM (6:00 PM on Sunday), rain or shine. Lincoln Park Zoo is embracing autumn in Chicago with the fifth annual Fall Fest kicking off Sept. 27. Photo credit: Lincoln Park Zoo/Julia Fuller
Fifth Annual Fall Fest Returns to Lincoln Park Zoo Lincoln Park Zoo is embracing autumn in Chicago with the fifth annual Fall Fest, kicking off Sept. 27. This exciting, FREE admission, family-friendly celebration lets guests experience harvest fun in the heart of the city, from picking the perfect pumpkin to ‘swimming’ in the corn pool. In addition to the free offerings at Fall Fest, including singalong sessions with Mary Macaroni and the Impastas and autumnthemed animal enrichment daily, Fall Fest features ticketed experiences: a corn maze to explore and thrilling rides to conquer, like the obstacle course that features a 12ft slide! The festival will also include a 65-foot Ferris wheel, a large corn pool, multiple bounce houses, professional pumpkin carvers, and educational activities. “Lincoln Park Zoo is dedicated to connecting people with nature,” said events director Josh Rupp. “At Fall Fest, guests can enjoy the changing of the seasons in their urban backyard. It’s a celebration not to be missed!” In true fall fashion, pumpkins will be available for purchase throughout the entire month of October at pumpkin patches located in front of the Gift Shop, at Lionel Train Adventure, and on the Park Place Terrace. Pumpkins vary in price depending on size. Fall Fest is a free event open to the public Sept. 27 – 29, Oct. 4 – 6, 11 –14 (Indigenous Peoples’ Day), 18 – 20 and 25 – 27. The event’s hours are 10 a.m.—5 p.m. Tickets are required for attractions and are available individually for $3 each or in bulk packages of 10 for $27, or 20 for $51. All zoo buildings will remain open with regular hours during
this time and all daily programing will continue as well. Additional Fall Events at the Zoo Lincoln Park Zoo’s Auxiliary Board will host the 33rd annual Spooky Zoo, Saturday, Oct. 26. This FREE event allows children to celebrate Halloween in a safe and familyfriendly environment. It will include an animal education zone, arts and crafts, and, of course, trick-or-treating. Tickets for Fall Fest rides will remain available for purchase during Spooky Zoo as well. Too old for trick-or-treating, but still want to join in on the holiday fun? Adults Night Out: The Great Pumpkin Glow on Thursday, Oct. 24 from 6:30 – 10 p.m. is an ages 18-and-older event for the kid at heart. Enjoy the zoo covered in pumpkins galore, unique animal chats, and a wine, beer, or spirit in hand (for those ages 21+) without kids and crowds. Tickets are available in advance for $15 ($12 for Lincoln Park Zoo members—not a member? Join today at lpzoo.org/membership) or $20 at the door, if tickets remain. Adults Night Out: The Great Pumpkin Glow is sponsored by Fat Tire by New Belgium Brewing. In the mood for something spooky? Join Adam Selzer, host of Mysterious Chicago Tours, for spine-tingling walkabouts that dig into the zoo’s cemetery roots and locations from throughout its allegedly haunted history. Haunted History Tours take place on Tuesdays and Wednesdays throughout October. Events like Fall Fest enable Lincoln Park Zoo to remain free and open 365 days a year. For more information on Lincoln Park Zoo or upcoming events, visit lpzoo.org/events.
Seventh Annual Edgewater Arts Festival Features Over 100 Artists and 25 Musical Acts The seventh annual Edgewater Arts Festival will take place on Saturday and Sunday, September 28 and 29, 2019, in the 1000 to 1200 block of West Granville from 11:00 AM to 7:00 PM (6:00 PM on Sunday), rain or shine. This family-friendly fest features over 100 local and regional artisans with creations in every medium along the two blocks in Edgewater with additional artists featured inside Gallery 1070 http://www.edgewaterartists.com/ gallery-1070.html. Two stages of live music bookend Broadway and Sheridan and feature 25 eclectic musical acts from plugged-in rock and roll to acoustic, flamenco, big band brass horn sounds, and more. A Youth Art Activities Area will offer hands-on art classes for all ages, face painting, a puppet show, and music. The pop-up beer garden will sell Lucky Girl http:// luckygirlbrewery.com/ beer plus wine and food from newly opened Edgewater neighbor Farm Bar https://farm-bar.com/.
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Event Details: What: 7th Annual Edgewater Arts Festival When: September 28 & 29, 2019, from 11:00 AM to 7:00 PM/6:00 PM – rain or shine! Where: Edgewater – 1000 W Granville to 1200 W Granville – Between Broadway & Sheridan Suggested Donation: Edgewater Arts Festival requests a suggested donation of $5 per person to enter. Why: Benefitting Edgewater Artists in Motion Website: http://www.edgewaterartists.com/
CITIZEN | South Suburban | Week of Sept. 18, 2019
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CLASSIFIEDS BID / Notice Barnard Soletanche Bessac JV (BSB) An Equal Opportunity Employer Requests subcontractor bids from qualified WBE/MBE Subcontractors and Suppliers for: Design-Build Services South Airfield Consolidation O’Hare International Airport OWNER: City of Chicago BID DATE: October 29, 2019 at 4:00 PM (CST) BID ITEMS: Earthwork/Excavation; Asphalt Paving; Site Security; Traffic Control; Office Maintenance; Materials Testing; Rebar Furnish & Install; Concrete ReadyMix; Concrete Pipe; Preconstruction & PostConstruction Surveys; Environmental Consulting; Tunnel & Site Survey; Geotechnical Instrumentation and Monitoring; Erosion & Sediment Control; Site Restoration; Muck Disposal; Reservoir Wall Support; Water Pumping/Pipeline; Electrical; Mechanical; Plumbing; HVAC; Trucking & Disposal; Hazardous Material Handling; Tunnel & Shaft Construction Safety; Equipment Rental; Heavy Equipment Mechanics; and Steel Fabrication for the Tunnel Liner. PLANS AND SPECIFICATIONS: Contact Rivers Topping – Barnard Construction at PH: (406) 586-1995 or email: rivers.topping@Barnard-Inc.com for information on obtaining plans and specifications. ASSISTANCE AND QUESTIONS: BSB will provide technical assistance as needed throughout the bidding process. We will work with subs and suppliers to develop a delivery schedule that accommodates the needs of subs and suppliers on non-critical work items. When economically feasible, we will divide total contract requirements into small portions to permit maximum qualified Minority Business Enterprises (MBE) and Women Business Enterprises (WBE) participation. Upon request, we will assist interested businesses in obtaining bonds, lines of credit and/or required insurance. Questions regarding assistance and bids should be directed to Rivers Topping at (406) 586-1995. Questions regarding obtaining bonds should be directed to Austin Neff at (760) 822-2184, or Austin.Neff@TheBondExchange. com. All bids should be faxed to (406) 586-3530 or emailed to bsbjv@Barnard-Inc.com. PROPOSALS: We ask that all subs and suppliers complete this form and return to BSB as soon as possible indicating your interest in the Project. At this time we are asking all subs and suppliers follow the below schedule for submitting cost proposals to insure sufficient time to evaluate all proposals. CITY OF CHICAGO or COOK COUNTY MBE/WBE CERTIFICATION FORM DUE BEFORE: September 27, 2019 SCHEDULE C AND SCOPE DUE BEFORE: October 11, 2019 BID DUE BEFORE: October 25, 2019 __________________________________
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REAL ESTATE AC 9-4-2019 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LPP MORTGAGE INC.; Plaintiff, vs. MICHAEL SPENCER; UNKNOWN OWNER AND NONRECORD CLAIMANTS; Defendants, 18 CH 1771 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Thursday, October 10, 2019 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 2048 W. 135th Pl., Blue Island, IL 60406. P.I.N. 29-06-102-036-0000. The mortgaged real estate is improved with a multi family/apartment residence/commercial building. The property may be made available for inspection by contacting Daniel Hyman of Millennium Properties at (312) 338-3003. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. For information call Mr. John J. Tully, Jr. at Plaintiff's Attorney, Tully Law LLC, 33 North Dearborn Street, Chicago, Illinois 60602. (312) 917-2411. INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I3130337 ________________________________________ AC 9-11-2019 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION NEW RESIDENTIAL MORTGAGE LOAN TRUST 2017-3 Plaintiff, -v.- RITA A. BLAKE Defendants 2019CH02111 14204 SOUTH EDBROOKE AVENUE RIVERDALE, IL 60827 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 15, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on October 17, 2019, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 14204 SOUTH EDBROOKE AVENUE, RIVERDALE, IL 60827 Property Index No. 29-04-406-017-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale,
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other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff's Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 EMail: pleadings@il.cslegal.com Attorney File No. 14-19-01242 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2019CH02111 TJSC#: 39-4569 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2019CH02111 I3130978 ________________________________________
watching TV and staying in touch with friends and family, your Internet and Wi-Fi connections will keep you productive, entertained and informed. Fortunately, you can get a billion bits of information a second—10 to 100 times faster than conventional Internet—with Gigabit Internet service and whole home Wi-Fi. This lets you enjoy uninterrupted HD or 4K streaming video; high-quality online gaming; 100 percent uptime for smart home thermostats, smoke alarms, doorbells; cloud connectivity; and support for your entire digital household. It’s available from Internet service providers (ISPs) in most metropolitan areas across America, led by America’s innovative cable companies. Learn More For further facts and tips, visit www.smartmove.us. ________________________________________
(NAPSI)—Every year, some 40 million Americans move into a new home. If you’re one of them, two tips can help: 1. Pack a first-night box. When you get to your new home, you won’t want to hunt for must-have items like your toothbrush or device chargers. 2. Be prepared for a digital lifestyle. If you’re like most North Americans, you’ve got at least eight different digital devices in the home. They require a lot of bandwidth, especially when connecting simultaneously. So, for a truly 21st century digital lifestyle, you need seriously fast, reliable Internet to power your connected home. From online shopping and food delivery to
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