You Can THRIVE Financially Series – THRIVE – Part 4 Pastor Chuck Bernal – 01-18-15 Of
the
“Five
Wellbeing”
Essential
defined
by
Elements the
of
Gallup
organization in a global study of more than 150 countries — none is more important than
FINANCIAL
WELLBEING.
What
differentiates a thriving financial life from one spent simply surviving? Gallup concluded that those who thrive financially all have three important things in common: 1. Financial Security, enough to afford basic needs – 2. Buying experiences rather than stuff - 3. Spending on others instead of solely on material possessions. Unfortunately, all three - financial security, buying experiences and spending on others - require the same thing: MONEY! To be in a place where a thriving financial life is a possibility requires intentional planning and management on our part. Developing sound financial management is important to living a vibrant life and putting those principles in place can be the difference between a life of financial survival or a thriving adventure. Which describes you?
The enemy comes to steal and kill and destroy. I came so they can have real and eternal life, more and better life than they ever dreamed of. (John 10:10 – Msg)
1. To thrive financially you must _______________________________ God first! GIVE YOUR ____________________________ Jesus said, “Give to Caesar what belongs to Caesar, and give to God what belongs to God.” (Mark 12:17 - NLT) Begin by being honest. Do honest people rob God? But you rob me day after day. You ask, “How have we robbed you?” The tithe and the offering—that’s how! And now you’re under a curse—the whole lot of you—because you’re robbing me. Bring your full tithe to the Temple so there will be ample provisions in my house. Test me in this and see if I don’t open up heaven itself to you and pour out blessings beyond your wildest dreams. (Malachi 3:8-10 – Msg) The purpose of tithing is to teach you to always put God first in your lives. (Deuteronomy 14:23 - TLB)
REMEMBER THE 2 G’S: ____________________ & ________________________ 2. To thrive financially you must cultivate _______________________________!
LIVE WITHIN YOUR ____________________________ I’ve learned by now to be quite content whatever my circumstances. I’m just as happy with little as with much . . . I’ve found the recipe for being happy whether full or hungry, hands full or hands empty. (Philippians 4:12 - Msg) Let your lives be without love of money, and be content with the things you have. (Hebrews 13:5 - MEV) There is a real profit, of course, but it comes only to those who live contentedly as God would have them live. We brought absolutely nothing with us when we entered the world and we can be sure we shall take absolutely nothing with us when we leave it. (1 Timothy 6:6 – Ph) We buy things we don't need with money we don't have to impress people we don't like. (Dave Ramsey)
3. To thrive financially you must work to ________ ________ ____ _________ BREAK FREE FROM FINANCIAL ________________ Poor people are slaves of the rich. Borrow money and you are the lender's slave. (Proverbs 22:7 - GNB) An evil person borrows and never pays back. (Psalm 37:21 – CEV) THE DEBT SNOWBALL: List your debts in order. The smallest balance should be your number one priority to pay off. The point is simply this: You need some quick wins in order to stay pumped up about getting out of debt! Getting out of debt is not about math, it’s about motivation – it’s 20% head knowledge and 80% behavior. When you start knocking off the smaller/easier debts, you will see results and you will stay motivated to dump the rest of your debt. (Dave Ramsey)
4. To thrive financially you must have a strategic _________________________ CREATE A ___________________________ Those who are trusted with something valuable must show they are worthy of that trust. (1 Corinthians 4:2 - NCV) A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks and suffers the consequences. (Proverbs 27:12 – LB) Your biggest wealth-building tool is your income, and the best way to harness the power of your income is the budget. A budget is simply a plan, and this plan is the fastest way to wherever you want to go, from simply taking control of your money to getting out of debt. (Dave Ramsey)
A ________________________ PLAN - A ________________________ PLAN
1. To thrive financially you must honor God first! GIVE YOUR TITHES REMEMBER THE 2 G’S: GRATITUDE & GENEROSITY 2. To thrive financially you must cultivate contentment LIVE WITHIN YOUR MEANS 3. To thrive financially you must work to Get Out Of Debt BREAK FREE FROM FINANCIAL BONDAGE 4. To thrive financially you must have a strategic plan CREATE A BUDGET
A SPENDING PLAN – A SAVINGS PLAN