Portland Metro HOME & LIFESTYLE GUIDE
VOL 24 ISSUE 2
REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 TO ADVERTISE: CIRITA @ 360.991.5065
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COVER HOME LISTED BY: NANCY RASMUSSEN 503.320.3771 RE/MAX EQUITY GROUP SEE PAGE 14
12/18/2017 10:53:00 PM
1.28 ACRES LEVEL & FULLY FENCED Wide open floor plan with all big rooms. Giant covered front porch. New paint (Sept.), New plumbing throughout 3 years ago. 2050 SF, 3BD/2BA, Built in 1995. Giant living & family room. Big windows, lots of natural light.Vaulted & high ceilings. Beautiful back deck w/peaceful view. $450,000
Cindy Ludwig “Loving What I do!”
Call Cindy for Property Info & Cristie for Finance Options
Text R582897 to 52187 For More Photos & Info
POPULAR LAKE OSWEGO CONDO - DON’T WAIT!
TM
This one is especially adorable! Sparkly clean & updated 2BD/1.5BA w/wide open floor plan & balcony overlooking nature. Completely private! Kitchen with lots of cabinets, easy care counters, role around island for more space & storage. Washer, dryer & ‘fridge stay.
REAL ESTATE BROKER Multi-Million Dollar Producer
cindyludwig@comcast.net
503.422.5186
$195,000 Call Cindy for Property Info & Cristie for Finance Options
Text R634278 to 52187 For More Photos & Info
PANORAMIC VIEWS, COME DEVELOP!
PENDING
Opportunity for six five acre lots, available for development. Amazing panoramic mountain & coastal range views. Water & power available at the road. Permit obtained & paid for from the Gaston Water Cooperative. Great time to develop this beautiful property! PENDING - $1,500,000 Call Cindy for Property Info & Cristie for Finance Options
Cristie Stevens SENIOR LOAN OFFICER Top Producer - Residential Mortgage
SOLD
SOLD
SOLD - $840,000
SOLD - $749,000
cristie@mtgcafenw.com
503.307.9735 Mortgage Cafe NW LLC | NMLS 1482278 | 9295 SW Electric St. Suite B, Tigard, OR 97223
Learn More: MtgCafeNW.com
2 | REALESTATEBOOK.COM
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www.DaveHrabal.com • SOLD OVER $50 MILLION IN 2015 & 2016 • Sold over 1888 homes since 1991 • Masters Circle member for the past 21 years
Windermere Stellar
503.525.6686
Text the CODES to 52187 to Instantly View More Photos & Info! Text P459314 to 52187 for more pics
Text P201955 to 52187 for more pics
Text R124134 to 52187 for more pics
Text R508095 to 52187 for more pics
GORGEOUS WEST HILLS CRAFTSMAN nestled in trees on private drive, open kitchen/ great room, fabulous master, wine & media rooms & possible separate quarters. 4480 Sf, 5Bd/4Ba $949,500
CLOSE IN .87 AC RETREAT Stately AE Doyle hm w/ a private drive, panoramic views, fabulous kitchen, gorgeous new mstr bath & spacious level lawns just a short stroll to NW 23rd Ave & downtown. 8483 Sf, 5Bd/7Ba $2,495,000
CUSTOM BUILT HOME on 18 acres in the Stafford area! Open kitch w/lg cook island, vaulted ceilings, spacious liv & fam rooms. Newer presidential comp roof, ext paint, stonework & decks. 3341 Sf, 3Bd/2Ba $800,000
GORGEOUS RENOVATED 20’s HOME Set on a picturesque .35 ac lot backing to Errol Heights Park w/ character & fabulous new kitchen & master suite close to Woodstock neighborhood! 2329 Sf, 3Bd/2Ba $459,900
Text R548926 to 52187 for more pics
Text R158369 to 52187 for more pics
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MID CENTURY MODERN STYLE Hardwood floors, great fireplace, remodeled kithen w/ hi end stainless appliances & newer windows & roof on a park-like .27 ac lot. 1854 Sf, 4Bd/2Ba $349,900
BETTER THAN NEW Gorgeous Old Portland remodeled from top to bottom w/ a terrific kitchen, hardwood floors, full basement & a detached garage close to shops & eateries. 2300 Sf, 3Bd/2Ba $649,000
TIDY SINGLE LEVEL Classic home built in 1959 with updates throughout, nice fenced yard & an oversize single car garage on a nice street of well maintained properties. 936 Sf, 3Bd/1.5Ba. $299,900
BEAUTIFUL GLENDOVEER Spacious home w/ a fabulous isl kit on an oversize 100’ x 100’ lot just 2 blocks to the golf course. 3198 Sf, 5Bd/3Ba $399,900
Text R374459 to 52187 for more pics
Text R374469 to 52187 for more pics
Text P196424 to 52187 for more pics
Text P459337 to 52187 for more pics
BEAUTIFUL RIVERFRONT CONDO Terrific sunny south facing unit at Willamette Shores with new carpet, fresh paint, large balcony, firepl & carport. One of the best for the price. 1170 Sf, 2Bd/2Ba $339,900
CUL-DE-SAC SINGLE LEVEL Immaculate home w/ a nice kitchen w/ breakfast bar, fireplace, new carpet, 2 car garage & an oversize backyard close to schools in a terrific neighborhood. 1562 Sf, 3Bd/2Ba $375,000
FABULOUS TERRITORIAL VIEWS Terrific home in a park-like setting w/ updated kit, 2 firepl, potential for 4th bdrm, 4 car tandem garage & newer roof, furnace & lg deck. 2428 Sf, 3Bd/3Ba $399,900
BACKS TO GREENSPACE Newer traditional style cul-de-sac home w/ vaulted ceil, isl kitchen w/ brkfst nook, fam rm w/ firepl, nice master w/ jet tub, bonus rm, hdwd flrs & huge deck. 3348 Sf, 4Bd/2.5Ba $525,000
Charles Arnell Branch Manager | NMLS ID:91663
503.680.1477
charles@portlandhomeloans.com easy on-line loan applications @
www.portlandhomeloans.com
First Time Home Buyers Are My Specialty
GENEVA FINANCIAL,
LLC
NMLS 42056 BKBR 0910215
REALESTATEBOOK.COM | 3
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Omni Realty Group 503-649-1000 | www.OmniRG.com 3835 SW 185th Ave, Suite 150 Beaverton, OR 97078
For ALL Your Sales & Management Needs 4BD/2.5BA, 2-STORY HOME $539,900 1763sf with beautiful wooden floors, high ceilings, & upgraded amenities. Near Alberta & Fremont areas! CALL RACHAEL @ 503-330-1437 Text R635202 to 52187 for More Photos!
INVENTORY IS LOW & THERE’S A BUYER FOR EVERY HOME!!
Text R212395 to 52187 for More Photos!
OVERLOOKS THE GOLF COURSE! 3BD/2BA | $325,000 Beautifully updated onelevel. Vaulted ceilings, completely remodeled throughout!
If you could sell your house for the price you want, would you sell today?
CALL RACHAEL 503.330.1437
CALL RACHAEL 503-330-1437
MT HOOD RECREATIONAL AREA $59,900 Buildable lot minutes from skiing & fishing. HOA includes rec center, sport courts, pool & hot tub. CALL JOHANNA @ 503-460-7400 Text R605915 to 52187 for More Photos!
AV E L LO E DAVID FEATHERS
PRESIDENT
P . 503-752-2357 F . 503-200-1326
M O RT G A G E C O R P O R AT I O N
AVELLOE.COM DAVID@AVELLOE.COM
415 N. STATE ST # 190, LAKE OSWEGO, OR 97304 Av e l l o e N M L S # 7618 81 Pe r s o n a l N M L S # 29 9 6 47 4 | REALESTATEBOOK.COM
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Omni Management, Inc.
For ALL Your Property Management Needs If you own rental property in the Greater Portland Area, you owe it to yourself to ensure you are earning the rent you deserve. We Offer: • Dedicated Staff • Low Management Fees • Consistent Drive-By’s • Complete Background Checks • Reliable, Professional Maintenance Team • Bi-Annual Interior Inspections
www.OmniRG.com - Call (503) 649-1000 12/14/2017 12:18:19 PM
“We Are Your Locals!” 503.344.4554 |
realestatenetworkgroup.harcourtsusa.com 12550 SE 93rd Ave., Suite 340, Clackamas, OR
TEXT R634188 TO 52187 FOR PHOTOS!
TEXT R592745 TO 52187 FOR PHOTOS!
1940 SF SPLIT-LEVEL + 36’x24’ SHOP! HIGHLY DESIRABLE ONE-LEVEL! Shop has 14’x12’ Door, 220V air compressor, Amazing area just mins to hwy! Spacious dust collec. sys & 100amp panel. 3BD/2.1BA 4BD/2BA w/Dining, Fam & Liv Rms! ImpresHome has newer siding, roof & gutters! sive Brick FP. Fantastic landscaping! $359,900 $495,000 NANCY KELLY 503-805-5887comes JENNIFER MABEN 503-349-4365co
TEXT R603001 TO 52187 FOR PHOTOS!
TEXT R606228 TO 52187 FOR PHOTOS!
6BD/2BA, 2902 SF TOTALLY REMODELED! Fam Rm w/Hi-ceil & marble frplc open to Lg Dining Rm w/big windows & beautiful views! Kitch w/quartz & SS aplncs! $549,900 JENNIFER MABEN 503-349-4365co
CLAREMONT NEIGHBORHOOD! Gorgeous home in prestigious nbrhd does not disappoint! 4BD/3.1BA, 4130sf w/ Lg windows, hi-ceilings & Chef’s kitchen! $799,900 JENNIFER MABEN 503-349-4365co
P TEXT R610491 TO 52187 FOR PHOTOS! IMMACULATE HOME IN CUL-DE-SAC! 3BD/2.1BA, 1734sf. Light & bright Living Rm has charming gas frplc. Dining space w/ deck access. Laundry conveniently upstairs! $389,950 NANCY KELLY 503-805-5887coon-
TEXT R627347 TO 52187 FOR PHOTOS!
TEXT R628661 TO 52187 FOR PHOTOS!
NEW SINGLE-LEVEL CONSTRUCTION! BEAUTIFUL 3BD/2.1BA TOWNHOME! Quality built 3BD/2.1BA, 1731sf Townhome Located in great community w/park! Hdbacks Eagle’s Landing Putting course! Spacious wds, granite, gas frplc, master suite, A/C. floor plan, low maint living, great location! Fncd bkyd w/low maint. turf yard! $299,900 $375,000 JENNIFER MABEN 503-349-4365tion. JENNIFER MABEN 503-349-4365construc-
Mortgage Advisor
IN D N E
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TEXT R536861 TO 52187 FOR PHOTOS! GORGEOUS CUSTOM HOME! 5BD/3.1BA. New siding, trim, paint, deck railing & much more. Oversized kit & fam rm. Tons of storage. Lower level w/yd access. $649,950 VICTORIA WRIGLESWORTH 503-780-6607
tstinson@financeofamerica.com FOAmortgage.com/tstinson
12550 SE 93rd Ave. Suite 350 | Clackamas, Oregon 97015
© Finance of America Mortgage LLC | Equal Housing Lender
| NMLS 1071
BEAUTIFUL NEW HOMES! Built by TA Liesy Homes Northwest For Community Details, Please Contact:
JENNIFER MABEN 503-349-4365 A
BLACK HORSE ESTATES: 12699 Yoakum Lane, Happy Valley $750,000 - Text R316888 to 52187 for Photos & Info!
B
BLACK HORSE ESTATES: 12277 Yoakum Lane, Happy Valley $629,000 - Text R329656 to 52187 for Photos & Info!
C
CASCADIA RIDGE: 1430 NE Currin Creek Dr, Estacada $349,900 - Text R617082 to 52187 for Photos & Info!
BEVERLY LIESY NMLS# 241577 Senior Loan Officer
Clackamas Home Loan Center
503-475-8125
Beverly.Liesy@homestreet.com
www.homestreet.com/bliesy
A
A
C
B
All loans subject to underwriting approval
REALESTATEBOOK.COM | 5
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East Side
HAVE YOU WAITED LONG ENOUGH?
TEXT R358027 TO 52187 FOR PHOTOS
TRULY A WORK OF ART! Top notch 5BD/3BA home! New 500sf update w/outdoor kitchen & fireplace almost complete! Stairway & most shelving from reclaimed wood. Radiant floors, Media w/wetbar, & much more! CALL BUZI 503-318-5784
SELLER WANTS OFFER!
TEXT P304883 TO 52187 FOR PHOTOS
TEXT R625402 TO 52187 FOR PHOTOS
TEXT R267971 TO 52187 FOR PHOTOS
FORMER GRANGE HALL ON NEARLY 1 ACRE Sutherlin, OR. 2 nice buildings - one is Historic school house. Lg kitch, din rm, baths & storage in one, the other lg meeting rm w/ stage! Buyer to do their due diligence. CALL BUZI 503-318-5784
$299,9000 - GREAT MID-CENTURY SINGLE LEVEL! 3BD/2BA, 1800sf ready for your updates! Hdwd under front carpet. 2 gas frplcs. Large Master w/slider to deck. Nice covered patio + big deck! Quiet dead-end street. CALL BUZI 503-318-5784
$220,000 - 2 ACRES WITH NICE VIEWS! Could be more with lot line adjustment. Possible easement from neighbor for better road access. CALL BUZI 503-318-5784
NG
pENDI
TEXT R337486 TO 52187 FOR PHOTOS 2 ACRES ON LIGHT RAIL! 1.5 Blocks to station. Possible annexation into Hillsboro? Zoned R24-40. Older home with many outbuildings & beautiful trees! CALL BUZI 503-318-5784
INVENTORY IS VERY LOW
NOW might be the BEST time to sell...
Call Us!
BACK ON THE MARKET
TEXT R218077 TO 52187 FOR PHOTOS $119,000 - FORMER FRANKLIN GRANGE HALL ON 1.32AC! Building has been cleaned up a bit. Large dining & meeting halls, 2 restrooms, large stage w/backrooms. Buyer to do their due diligence. CALL BUZI 503-318-5784
PILOT ROCK, OR LOT
NG
SOLD
SOLD
TEXT R528780 TO 52187 FOR PHOTOS
TEXT T60175 TO 52187 FOR PHOTOS
TEXT R93073 TO 52187 FOR PHOTOS
JUST SHY OF 4 ACRES! Nice level land. Very handy location, not too far from Sandy yet nice proximity to Fishing, Hunting, Skiing, Snow Boarding for both summer & winter recreation. CALL ANN 503-704-1617
$13,150 - .11 ACRE CORNER LOT W/NICE VIEW! All proceeds from this sale go to Dove Lewis Emergency Animal Hospital in Portland to help our furry friends! Mfg homes OK per city ordinance. CALL BUZI 503-318-5784
$149,000 - FORMER GRANGE! 3200sf Building with Territorial Views! Buyer to do their due diligence. For more details, CALL BUZI 503-318-5784
pENDI
6 | REALESTATEBOOK.COM
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17 ON YOUR SIDE.
GREG CARNESE
+ YEARS OF KNOWLEDGE
Call Today for a FREE Market Analysis! TEXT R578903 TO 52187 FOR PHOTOS!
503-998-4135
TEXT R613154 TO 52187 FOR PHOTOS!
BIG 1/3 AC LOT COMPLETELY REMODELED! 1209 SF w/NEW kit & bath cabs, cntrs, Elect, Refin hdwds, windows, ducts, fixtures! $314,997
TEXT R512858 TO 52187 FOR PHOTOS!
BEAUTIFULLY MAINTAINED IN RIVERGROVE. 3BD Ranch on .23 AC cul-de-sac lot! Open floorplan. Newer roof, Elec. panel & more! $439,900
GREG CARNESE 503.998.4135
GREG CARNESE 503.998.4135
EASTMORELAND MID-CENTURY MOD! Corner lot of dead-end 1Blk to park! 4BD, 2946 SF w/HW flrs, Bonus Rm & Bmnt w/sep ent! $569,900
GREG CARNESE 503.998.4135
TEXT R433107 TO 52187 FOR PHOTOS! GORGEOUS LAKE OSWEGO CONDO! 2BD/2BA, Kitch & BA Remod. Newer paint & windows. Deck & Mt. Park Amenities! $219,900
GREG CARNESE 503.998.4135
Charles Arnell
Branch Manager | NMLS ID# 91663
503-680-1477
EMILIO FONTANA 503.793.2612 | PRINCIPAL BROKER
BEAUTIFULLY REMODELED ON 11.22 ACRES! Mt. & Territorial views surround this 2736sf home w/Marketable Timber! New triple pane windows. Vaulted Living, Kitchen, Dining & Master! Hdwd & tiled floors. 3 stall, 36x36 Barn w/200 amp power. 36x40 Shop. Large animal barn + dog run. $890,000
First Time Home Buyers Are My Specialty!
Charles@PortlandHomeLoans.com Easy On-line Loan Applications! VISIT: www.PortlandHomeLoans.com
GENEVA FINANCIAL, LLC NMLS 42056 BKBR 0910215
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HELLO!
Licensed in the State of Oregon
Broker
971.563.7373 I just wanted to take a little space to say THANK YOU to everyone making it possible for this magazine to be in your hands. Behind the scenes, we’re a small team making a lot happen! Every 4 weeks, our drivers (self included!) deliver THOUSANDS of copies to literally HUNDREDS of local businesses in a matter of days, all so we can help you Find a Place Called Home. Many thanks go out to our faithful drivers & local businesses who allow you to find us! To our loyal Real Estate related clients, THANK YOU for being professionals we are proud to showcase & work with... We appreciate you! NEXT AD DEADLINE:
FRIDAY, JANUARY 5TH Open to all Home & Lifestyle related businesses! LOCALLY OWNED & OPERATED:
BRANDON & CIRITA GRAHAM 360.991.5065
CIRITA@REALESTATEBOOKADS.COM
26201.24.2.GREGb.indd 1
Bringing Your Dreams Home!
OREGON CITY
OREGON CITY
BEDS: 3 | BATHS: 2.1 SQUARE FEET: 2897 $489,000
BEDS: 4 | BATHS: 3 SQUARE FEET: 2854 $537,000
Quality built Former Model Home w/spacious open floor plan & great detail! Kitchen has Brazilian hdwds, cherry cabs & lg cook island. 9’ ceilings w/coved in the Liv & Din Rm. Lg vltd Master w/TWO walkin closets! Lg Bonus Rm (poss 4th BD). A/C, fenced bkyd & sprinkers!
Immaculate & Stately home on .41 of an acre in est. neighborhood. Warm Brazilian hdwd floors & wood windows thru-out Open Concept floor plan. Master on Main. Fam Rm w/access to cvrd pa�o, plus a Bonus Rm too! Lndscpd, RV pking w/hook-up & a shop too!
TEXT R637829 TO 52187 FOR PHOTOS
TEXT R637831 TO 52187 FOR PHOTOS
12/17/2017 11:29:29 PM
TM
.................................................... Sellers...
Yes, you can have the Very Best Quality & Service for the Same Price. Don’t Settle for Less! . . . Text R338712 to 52187 for Price, Pics & Info! . . . BREATHTAKING VIEWS & 75’ OCEAN FRONTAGE!
Enjoy calling the most desireable street in Seaside,YOUR Home. Gated Cape Cod w/ 4BD & 3 Full Bath in 3236 sf. MLS# 17365087
D L O
D L O
S
S
PINK DOT. GET SEEN. GET SOLD!
BULL MTN MID-CENTURY
4+BD/3BA, 3236sf. Floods of natural light, wood vltd ceilings, Lg open kitchen.
PINK DOT. GET SEEN. GET SOLD!
MURRAYHILL ONE LEVEL
Meticulously maintained atop Murrayhill. 3BD, Den/4th BD, 2849 sf MLS# 17601546
In this market, most brokers are doing less for Sellers. Pink Dot Properties was built on the foundation that clients deserve the best in guidance, protection, strong communication & a cutting-edge marketing package. Sadly, Sellers have voiced the feeling that the majority of real estate brokers do little to earn their paycheck & that they disappear once a contract is signed. That is what makes Pink Dot Properties so different & so welcome! First of all, I respect the paycheck! Secondly, when you sign a contract with me, you work with me & you are not handed off to another team member. Pink Dot Sellers receive a top of the line marketing plan that is customized to their special property. We only use the best professional photographers & we create marketing flyers, brochures & postcards that bring to life the inviting features & emotion of the home. That’s how Buyers connect, whether standing in front of the home, sitting at a desk or with a laptop on the couch. Call me to find out more!
Portland Sellers, BE PREPARED!
On Jan 1st, 2018 a new mandate goes into effect requiring you to obtain a Home Energy Score for your property. This will cause some issues & delays In listing your property.
. . . Text R614358 to 52187 for Price, Pics & Info! . . . RIVERCREST TRADITIONAL W/ MASTER ON MAIN
5 Bdrms & 3 Full Bths in 2688sf. 3 Car garage, RV parking, New ext. paint & more! MLS# 17354804
Call me to discuss! I am here to help you be ready.
503.351.9716
Heidi Torkko Principal Broker • Owner Office 503.438.Pink Cell 503.351.9716 E Fax 888.581.6121 Heidi@PinkDotProperties.com PinkDotProperties.com
There is a reason for the Pink Dot...
Winner of the 5-Star Real Estate Agent Award, 2013-2017 Based on Client Satisfaction Surveys
Our signs never blend in or go unnoticed as drivers pass by. Pink Dot signs are bright & reflective. They are seen & remembered!
Isn’t that what you want, if you’re selling your home?
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BUYING A HOME? FACTOR THESE INTO YOUR INTEREST RATE CALCUL ATIONS By Liz Dominguez The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.
CREDIT CAN MAKE OR BREAK YOU. Your credit score will determine how reliable you are in the lending world. The higher your score, the lower your interest rate will likely be. Check your credit on one of the three major credit reporting agency sites—TransUnion, Experian and Equifax—or your credit card company may have a free credit report service (although these aren’t as reliable). Improve your FICO score for a better chance at a lower interest rate.
FACTOR IN SIZE & LOCATION State or County: Even your place of residence can affect your rate. Local Mortgage Lenders: Shop around. Interest rates can vary from company to company even if they’re located in the same town.
Loan Size: The size of your home can also impact your interest rate. The bigger the loan, the higher your interest rate will be if you’re not putting more money down. Down Payment Size: Your mortgage interest rate may also depend on how much
you’re putting down and if your loan includes closing costs and private mortgage insurance (PMI). Putting down less than 20 percent can increase your risk factor and may require PMI, but your interest rate may be lower depending on the loan.
NOT ALL LOANS ARE CREATED EQUAL Loan Length: Your loan terms play a bigger role in interest rate calculations than you think. Have you decided whether you want to pay off your loan in 15 or 30 years? You may pay more per month with a shorter term, but you’ll be paying less interest over the life of your loan. Short-term loans may also have a smaller interest rate. Fixed or Adjustable: You’ll also have to consider whether a fixed, or adjust-
able-rate, loan is right for you. Your interest rate can change over time if you choose an adjustable-rate loan. It may start off low or fixed, but can increase over time depending on market conditions. Fixed-rate loans, however, will have a higher interest rate attached to them. Loan Type: Interest rates can also vary according to your loan type. Choosing a loan can be overwhelming, but a local lender should be able to provide you with
the best options. Some of the more popular loans are conventional, FHA and VA loans. While FHA loans have less down payment restrictions and a smaller interest rate, your monthly payment can be more expensive due to the required PMI added on. VA loans can have smaller interest rates and don’t require PMI like FHA does. Conventional loans are widely accepted in the real estate industry as dependable, but your interest rate may be higher.
Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com Reprinted with permission from RISMedia. ©2017. All rights reserved.
Appraisal Disappointing? STEPS TO TAKE
A
r e you disappointed by the results of your appraisal? If so, don’t fret too much, you have options to explore, according to the Appraisal Institute.
“Homebuyers and sellers should first understand what an appraisal is and how it’s used,” says Jim Amorin, president and acting CEO of the Appraisal Institute. “Real estate appraisals for mortgage finance applications are prepared for the bank or financial institution so they can better understand the collateral risk in making the loan. This can be confusing, because homebuyers typically pay for the appraisal and receive a copy of it.” In some cases, the appraisal may not match the contract price— but just because an appraisal comes in below (or above) the listing or contract price doesn’t mean it’s flawed, Amorin says. The agreed-upon contract price may be above market value, for example. In those situations, the buyer and seller often renegotiate the contract at more favorable or balanced terms. “Homebuyers should ask their lender for the qualifications of the appraiser, including whether they are designated by a professional association like the Appraisal Institute,” says Amorin. Only a qualified and competent appraiser should be chosen, as they know how to conduct a thorough market analysis and how to make appropriate adjustments.
Homebuyers also can ask whether the appraiser is employed directly by the bank or whether the bank utilizes an appraisal management company, and what their procedures are for engaging qualified appraisers. “The best way for consumers to combat potential problems with appraisals is to ensure the appraiser hired by their lender is highly qualified and competent,” Amorin says. “Consumers have every right to demand the use of a highly qualified appraiser, someone with field experience in their market and knowledge and experience to handle the assignment properly.” “Contrary to incorrect interpretations of appraiser independence requirements, appraisers welcome information that would assist the development of credible assignment results,” says Amorin. If lender policies permit, consumers can accompany and follow along appraisers as they conduct the property inspection and may provide the appraiser with any information they consider important. Amorin suggests consumers ask their lender for permission to do so, and confirm the appointment. Consumers should also take note of whether an adequate inspection is performed. Did the appraiser spend enough time at the property to observe important features or improvements or potential problems?
“Homebuyers should take advantage of their right to obtain a copy of the appraisal report,” Amorin says. Even though the appraisal is ordered to help assess lender collateral risk, buyers are entitled to a receive copy of the appraisal report to review and keep for their records. Federal regulations require lenders to provide property buyers with free copies of appraisal reports no later than three days before the loan closes, so homebuyers should definitely obtain one before then. “Although appraisal review is best performed by qualified appraisers, consumers should examine the appraisal for potential deficiencies,” says Amorin. According to “Appraising the Appraisal: The Art of Appraisal Review,” common errors in appraisals include: misuse of adjustments to comparables; disregarding special financing and concessions; or miscalculation of gross living area (GLA). Amorin suggests consumers ask themselves: 99 Do adjacent homes add or detract from the value of the subject property? 99 Is the subject property equal to or lower in price than surrounding homes?
99 Does the floor plan have any functional problems? 99 Does the house (particularly the kitchen and bathrooms) require major remodeling to make it comparable with similar homes in the same price range? If so, how much would that remodeling cost? 99 Is the number of bedrooms and baths in the home comparable to similar homes in the same price range? 99 Did the appraiser perform an adequate inspection? “Most lenders have appraisal appeal procedures, known as ‘Reconsiderations of Value,’” says Amorin. “If you’re aware of recent, comparable sales information or items that may not have been available or considered by the appraiser, provide those to the lender. If problems were found with the first appraisal, you can and should obtain a second appraisal.”
IS YOUR HOME PREPARED FOR AN EMERGENCY? If there’s anything we’ve learned over the years, it’s that Mother Nature is unpredictable and fierce, and that no one is safe from her path. Despite your best efforts to prevent it, sometimes disaster strikes. That means you should always be prepared for the unexpected. The right preparations and supplies will help you protect your family and your home. There are steps every homeowner could and should take to prepare for a natural disaster. Gold Medal Service, a New Jersey-based heating, cooling, plumbing and electrical service company advises taking the following steps to make sure your home is storm-ready: Waterproof low-lying areas. Basements are particularly susceptible to water issues such as flooding and leaks. Look into a variety of solutions, such as submersible sump pump systems, door and window sealing, waterproof sprays and interior drainage systems. If you live in an area with a propensity for flooding or rising water, have sandbags readily available in a shed or garage in case you need to build a dam around doors or windows. Install or inspect generators. While going without power may seem like an inconvenience, it’s actually a serious safety issue. For example, a HVAC system going out, or the inability to run fans in extreme heat can prove dangerous or deadly. A backup generator is a great alternative power source, however, make sure it’s professionally installed and periodically inspected. Also when running it, make sure it’s being run in a well ventilated or outdoor area to prevent carbon monoxide build-up.
Have your heating system inspected. Make sure the flues and vents throughout your heating systems are clean and clear of debris. Blocked vents can cause a dangerous carbon monoxide build-up in your home. Have a professional conduct the inspection if you’re unsure how to do so. Install and inspect alarms. Carbon monoxide and smoke alarms are a life-saving must; however, if they’re not functioning properly, it defeats the purpose. Make sure the batteries are fresh so they can run in case of a power outage, and bring in a professional inspector to ensure everything is working properly. In addition to having your home’s systems inspected and ready to go, have the following in place for you and your family: Water, flashlights, extra food and other necessities, such as medicines and eyeglasses A solar charger for your cell phone A battery-powered radio A list of your city’s emergency shelters An updated insurance policy with adequate coverage, especially flood coverage A rehearsed plan for what your family will do in the event of an emergency
kris cochran
Principal Broker in Oregon
503.260.2180 | kris@kriscochran.com
www.KrisCochran.com First American Title™ 503-659-0069
9200 SE Sunnybrook Blvd #400, Clackamas, OR 97015
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BEAUTIFUL CUSTOM CAPE COD! Fairview Village - Property runs to the middle of creek. 3BD/2BA, 1856sf w/ fresh paint in/out. Master on the main & huge bdrms up. Addl 540sf “roughed in”; ADU/Studio? $445,000
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DARLING HAWTHORNE AREA VINTAGE 1902 HOME! 1BR/1BA + Loft/attic area. Loads of potential for this home & lot! Fantastic location only 2 Blocks off Hawthorne’s great shops & restaurants! $399,000
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MAGNIFICENT DAMASCUS ESTATE! Superior craftsmanship & the tranquility of 5+ac! Light filled Main home w/timeless finishes: granite, Brazilian cherry flrs, custom kitchen. Guest cottage w/private bath. Sweeping views from deck. Co-Listed with John Spencer 503-317-8705. $1,295,000
SUPURB 43.98 AC COUNTRY ESTATE! 8,125sf 5BR/4.5BA custom home w/Mt. Hood views from nearly every room. Lower level w/shop area & sep gar. Pool, extensive decking. Finished 40x60 (84x56 w/overhang) shop w/BA. High quality soil EFU. Close in! $2,500,000
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FINE HOMES & LIVING
WOODSTOCK CLASSIC! Very well maintained home in the desirable Woodstock neighborhood. 2,800sf, 4BD/2BA, includes finished basement with original woodwork and hardware in mint condition. Fresh paint and Hi-efficiency gas furnace. A detached garage with shop area. Located very close to Woodstock park and business district. Listed at $499,000
rve !
DONALD HANNA
PRINCIPAL BROKER
503.774.8893
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PICTURESQUE 7.26 ACRES Stunning 4BD/4.1BA, 4205sf home with picturesque setting on 7.26 acres! Master on the main w/fireplace & fabulous master bath. Upscale finishes & impeccable details in this Great Room custom design. An abundance of natural light fill the spacious rooms. Warm wood details & hardwoods flow thru-out the home. Huge bonus room w/wet bar. Wrap around deck w/views of private pond/lake. 3 car garage plus shop. A must see! $1,175,000
NANCY RASMUSSEN
PRINCIPAL BROKER
503.320.3771
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PRIVATE & SERENE SETTING Exceptional entertainer on private 33 AC filled with light & large open spaces. Extensive remodel in 1996 w/open great room on the main floor, kitchen w/ large cook islands plus a wood burning pizza oven! Gorgeous views of the meticulous gardens, pond/lake and endless views. Includes Guest house, equestrian center, mobile home, treehouse play structure, multiple storage/shop buildings & pasture! $1,650,000
NANCY RASMUSSEN
ON THE COVER
PRINCIPAL BROKER
503.320.3771
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#Mt Retreats TEXT THE R-CODE TO 52187 FOR MORE PHOTOS & DETAILS $299,950
$219,950
$534,900
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UNBELIEVABLE VIEWS!
Rare 3BD/2BA, 1603sf condo w/Golf Course & Mt Valley views from almost every window! Open spacious floor plan w/Vaulted ceilings. Stone frplc. Master w/private bath. Lg deck. Attached 2 car garage. Furnishings included!
TREMENDOUS VIEWS!!!
Ground level studs out remodeled condo, just steps away from Resort Spa & Golf! 2BD/2BA, 1321sf open flr plan w/Lg rooms throughout. New plumbing, elec., drywall, paint & carpet. New kitchen & baths! Lg Liv Rm w/Stone FP & slider to covered deck.
TODD LUCERO
TODD LUCERO
503.348.1331
503.348.1331
LICENSED OR BROKER
REAL ESTATE PERFORMANCE GROUP
LICENSED OR BROKER
REAL ESTATE PERFORMANCE GROUP
COME ENJOY THE MTN LIFE!
Amazing high-end nbrhd w/pool, hot tub, tennis, park & (3) 9-hole courses out your door! This 3BD/3.1BA, 3400sf home has top finishes, & impeccable craftsmanship, walking dist. to stores, coffee, restaurants. 20 min to slopes! Cannot be duplicated!
MARTI BOWNE
LICENSED OR BROKER PDX METRO & MT. HOOD SPECIALIST
503.516.4494
MERIT PROPERTIES, INC.
$439,000
$332,000
$336,900
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NESTLED IN THE FOREST!
NEW custom designed home in Rhododendron w/2 Master Suites/3BA on almost an acre of forest. Open floor design built with luxury in mind. Patios, covered hot tub pad, 480sf finished attic. Close to ski resorts yet off the beaten path. Perfect rental or getaway!
DAVID LYTHGOE LICENSED OREGON PRINCIPAL BROKER
503.622.3141
MERIT PROPERTIES, INC.
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MUST SEE TO APPRECIATE!
Come see this beautiful 3BD/2BA w/Vaulted ceilings in great room, open kitchen for entertaining, & big wood stove. Huge 2nd bedroom! Lg master w/private covered deck w/hot tub. Would be great for a family, retirement, or getaway home!
MOTIVATED SELLER!
Beautiful setting in The Cedars. 4BD/2.1BA w/Formal Living & Dining Rooms all on a private fenced double lot!! Watch the deer while drinking your coffee on the back deck! Seller offering $5k carpet allow. OR $5k in buyer’s pre-paids & closing costs.
KRISTINA MOLINA
KIM WHEELER
503.668.3178
503.320.9739
THIS OFFICE INDEPENDENTLY OWNED & OPERATED
THIS OFFICE INDEPENDENTLY OWNED & OPERATED REALESTATEBOOK.COM | 15
LICENSED OR BROKER
JOHN L. SCOTT SANDY
LICENSED OR BROKER
JOHN L. SCOTT SANDY
12/17/2017 11:39:57 PM
NEW HOMES + communities 1
DUNDEE, OR
2 3
BLACK HORSE ESTATES 1 Starting Mid $550's | HAPPY VALLEY, OR HARCOURTS RE NETWORK GROUP - PAGE 5
VINEYARD ESTATES 2 Starting Upper $400's | DUNDEE, OR
CASCADIA RIDGE 3 Starting Upper $300’s | ESTACADA, OR
HARCOURTS RE NETWORK GROUP - PAGE 5
NEW HOME REALTY - SEE NEXT PAGE
Aimee Davis Principal Broker DBA
27955 S. HWY 213, Mulino, OR 97042
503.829.8328 ESTACADA
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BRING THE HERD, YOUR FRIENDS & FAMILY TO DODGE IN THE NEW YEAR! Lots of Living indoors & outdoors on This Fabulous Gated 19.4 +/- Acre Farm. Designed with efficiency, This property has lots of special features to make farm life more enjoyable: Updated 4BD/2BA Home, Heated Shop, Huge Indoor Arena, 12 Stall Barn, Antique Barn, Chicken Coop, Woodworking Shop, documented livestock watering ponds. All this & more, only $720,000!
OPEN HOUSE: 1-7-18 | 1pm - 4pm
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Wishing You & Your Family a Happy New Year filled with Joy, Peace, & Prosperity! We would like to THANK ALL OF YOU for the business & support you have given us over the last year. We value your confidence in us!
7856 TO
TEXT R63
52187
- 21.29 ACRES IMAGINE THE POSSIBILITIES!
13 Acres of cranberries with established plants & trellis’s. 3 acres Black Diamond, 5 acres Kotata, 5 acres Sylvan. Domestic well on property. Scotts Mills area. $280,000
owner/broker
KIRK BRIAN JASON DAVID deignan volk phillips f. schiedler 3777 Portland Rd. Newberg, OR 97312
26201.24.2.012.indd 2
broker
503.932.4846 971.506.6505
broker
503.318.7477
broker
503.991.1242
Preferred Lender:
Kyla Sliger
503.210.4510 pacresmortgage.com
MLO# 1113849 | NMLS ID # 1477
12/18/2017 10:13:51 AM
YAMHILL COUNTY
Conveniently Tour Homes by Phone! Text the codes below to 52187 for more photos & information.
Text R631469 to 52187 for Photos!
DAYTON
$2,075,000
80 AC! Hwy 154 & Stringtown Rd access. 54ac tilled. 49ac Woodburn & 3.9ac Amity class 11 soils. 49+ac of Blueberries. 2ac w/shop. Aprvd bldg site. ML#17236024. Ron 503-550-0188 Text R573830 to 52187 for Photos!
MCMINNVILLE
$269,000
Charming early 1900’s farmhouse. Solid oak hrdwds on main. 4BD/1.1BA w/many updates. Short walk to popular Granary District & Dwntn! ML#17494791 Donna 503-312-7538 Text R573209 to 52187 for Photos!
MCMINNVILLE
$85,000
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NEWBERG
$329,000
Charming 3BD/2BA+Den/Guest Rm, 1522sf & RV pking. Remod baths, kitch w/ island, Lg cvrd deck, play structure. Newer roof ML#17449918. Rob 503-476-8777 or Kenn 503-679-8200 Text R610505 to 52187 for Photos!
GASTON
$485,000
3BD/1BA, 1368sf on 1.98 level acres! NEW Roof, gutters, windows, H20 heater, furnace, flring, & MORE! 100’x30’ Shop! ML#17267705 Denise 828-335-6902 / David 971-284-2758 Text R610503 to 52187 for Photos!
MILWAUKIE
$350,000
3BD/2BA, 1500sf in Estab. Family Park. Fncd w/2 storage units. Kitch w/Dinette. New flring. Newer H20 Heater, Aplncs, Heat Pump. Cvrd Deck. ML# 17288113 Shirley 503-434-0567
3BD/2BA, 1388sf One-Level on Lg .18 level lot w/RV parking. Great bones & floor plan. Great location w/easy access to 205. ML# 17683913 Kenn 503-679-8200 / Rob 503-476-8777
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MCMINNVILLE
$389,900
TRUE GEM! 3BD/2.1BA,+Den & Bonus Rm, 2629sf. Original Owner, quality custom built in quiet area. Workspace in garage. ML#17121959 Penny 971-241-3141 or Dennis 503-435-7555
GASTON
$500,000
Private paradise on 3.74 AC! Enjoy a peaceful lifestyle at this well maintained 4BD home, recently upgraded w/new cabs & flooring. ML#17470155 Benjamin Ulloa 503-538-2101
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YAMHILL
$645,000
Multi-gen home w/spectacular views! In-law qtrs above gar & apt in bsmt. 5BD/4BA, 5,000sf, & 3 kitchens. Lg Shop w/loft. ML#17633652 Paul 503-434-2966 or Donna 503-312-7538 Text R631470 to 52187 for Photos!
CARLTON
$349,000
Great chance to own your own home in the heart of a Charming town! 4BD/2BA, 1552sf just waiting for your touch! ML# 17299598 Chris 503-939-7481 or Retta 971-237-0905 Text R631471 to 52187 for Photos!
WOODBURN
$307,000
Beautiful 3BD/2.1BA on gorgeous corner lot! Warm & welcoming w/Living & family room on main level, & Lg bedrooms upstairs. Plus a big backyard! ML#17383103 Katie 971-237-6415 Text R631481 to 52187 for Photos!
WILLAMINA
$164,900
Well maintained 3BD/2BA open concept home w/Vltd ceilings, newer carpet, bamboo flrs, & updated baths! Fncd bkyd w/sprklrs & deck w/ view! ML#17400116 Stephanie 503-435-7049
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MCMINNVILLE
$369,000
LIKE NEW! Beautiful 4BD/2.1BA, 1843sf built in ‘16. Great kitchen w/SS aplncs, open Living Rm w/gas frplc, & lg fenced backyard. Vaulted Master! ML#17181859 Hannah 503-538-2101 Text R610504 to 52187 for Photos!
CARLTON $367,000
3BD/2.1BA,+2 Bonus Rms, 1888sf. Cul-de-sac w/pastoral views! Beautiful custom finishes, cherry cabs, SS aplncs, & oak flrs. ML#17058295 Denise 828-335-6902 / David 971-284-2758 Text R426004 to 52187 for Photos!
DUNDEE
$424,900
3BD/2BA, 2,298sf Ranch. Nicely updated w/ hrdwds & granite. Big gar w/shop area & heated rm, great for office or storage. Private bkyd, RV parking. ML#17137717 Dixie 503-550-4465 Text R631970 to 52187 for Photos!
NEWBERG
$359,900
NEW Davis built home! 4BD/2.1BA, 1737sf Modern plan w/2 car gar. Custom kitch w/ quartz, backsplash & SS applncs. Vltd Master! ML# 17676937 Mike Wiltshire 503-789-3875
© 2013 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. 18 | REALESTATEBOOK.COM
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$545,000
$249,000 & 265,000
MT. HOOD VIEWS! 1) 17 AC - $265,000 2 4+AC - $245,000 Power, Septic Aprvd, Shared Well & priv drive. Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
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$425,000
SANDY RIVER FRONTAGE!!! Beautiful 4BD/3BA, 3616sf home on .80 AC in private gated community. Huge decks to enjoy the peace & serenity! Michelle Way 503.349.1667
WINDERMERE SANDY
503.668.4131
38720 Proctor Blvd. #101 | Sandy, OR
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$425,000
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$565,000
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$515,000
NEW CONSTRUCTION! 4BD/2.1BA, 2278sf home in area of established neighborhood. Call for more info! Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
NEW CONSTRUCTION! 3BD/2.1BA + Bonus, 2311sf on good sized lot in established neighborhood. Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
ONE OF A KIND PROPERTY! 2 Buildings; 1-3BD/1BA w/ADA features + Larger 3BD/2BA on park in quiet location. Great investment/ rental. Carl Exner 503.799.0987
UNIQUE FARMHOUSE ON 2 ACRES 2740sf home ready for farm & animals! Multiple outbuildings, 2 Bay shop/gar, garden. Robert Frank 503.730.6436 / Sandra Kurtz 503.962.9960
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$275,000
$253,000
$199,999
$559,000
NEAR MT. HOOD AMENITIES! Nice one-level, 3BD/2BA home on lg fully fenced lot w/RV pking. Hot tub & lg patio. Community club house, pool, & more! Michelle Way 503.349.1667
COZY MT. HOOD AREA CABIN 2BD/1BA, 1107sf on .4 AC lot. Frplc, deck, & new septic. Near skiing & recreation! Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
BAUMAN COMMONS - GRESHAM Ground floor Condo in convenient location! 3BD/2.BA, 1260sf w/Open living. Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
STUNNING CUSTOM HOME ON 2+ AC! 3076sf w/2 sep living areas! 3BD/3BA Main Home + Private 1BD/1BA Apt w/ sep ent. Sandra Kurtz 503.962.9960 / Robert Frank 503.730.6436
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$899,000
PRIVATE 9.66 CLOSE-IN ACRES Beautiful, top quality 4BD/4BA, 5766sf w/Views, LG Gar, deck, pond & more! Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
$569,900
STUNNING 3550sf EXECUTIVE HOME 4BD/2.1BA, Gourmet kitchen opens to Fam Rm. Frml Dining & Living Rm + Big Vltd BonusRrm. Tandem 6 car gar/shop! Jack Knautz 503.964.3415
$950,000
2ND RESIDENCE Spacious 4BD/4BA, 4529sf on almost 3 AC w/fabulous light filled floor plan! Trendy grmt kitchen! Beautifully ldscpd. Sonya Jackson 503.341.5363
$175,000
7.95 AC PRIVATE HOMESITE Come build your dream home within the trees w/year round stream, close to Sandy! Alan Fleischman 503.781. 8715 / Ashley Warren 971.235.0808
NOW IS THE TIME
to get in on this Seller’s Market!
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PRINCIPAL BROKER
503.314.6524
MULTI-MILLION $ MEMBER
SEALS
JACKSON 503.341.5363 REALESTATEBOOK.COM | 19
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12/18/2017 12:42:59 AM
503
496-4283
205 Corporate Center • 12901 SE 97th Ave, Suite 220 • Clackamas, OR 97015
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NEW PRICE! ONE-LEVEL RANCH Close to nature cul-de-sac in a wonderful peaceful neighborhood. 3BD/2BA, 2 patios, fire pit, new paint & new appliances. A must see! MLS#17213143
$419,900
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CUL-DE-SAC CHARMER
Master on the main w/full bath. New exterior paint. Unfin storage above garage approx. 460sq.ft. Fully fenced backyard, deck & firepit to enjoy. MLS#17477902
$334,900
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BEACH ACCESS IN FLORENCE!
Farmhouse Vacation Rental w/ Direct access to Baker Beach, Dunes & Mountain trails on horseback. 2BD/1BA home on .35 acre lot. MLS#17371717
$264,000
20 | REALESTATEBOOK.COM
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ENTERTAINER’S DELIGHT!
Move-In Ready w/engineered wood flrs on the main, new carpet & tile upstairs! Spacious kitchen w/island, SS aplncs, 4bdrms & Large bonus room. MLS#17643474
$495,000
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BEAUTIFUL HOME ON 5.4 AC!
Tranquil creek, fenced, 4 car garage, large deck, large master w/2nd deck, Huge 37x16 bonus rm, great rm & bedroom, plus office. This is getaway style living! ML#7525270
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MID-CENTURY DELIGHT!
MID-CENTURY OPEN FLR PLAN!
$375,000
$846,455
Cozy kitchen, lots of natural light, gorgeous hdwd flrs, darling original light fixtures. Lg liv rm, brick frplc & slider to big bkyd w/Room to garden! MLS#17453113
Renaissance built home with 2859sf of spacious living spaces, gleaming Chef’s kitchen, central vac system + private yard, its hard to imagine not living here! MLS#17034034
$605,000
$846,455
Text ANY code on this page to 52187 for instant information and more pictures!
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STUNNING & HARD TO FIND
Open dining rm & updated kitch w/ eat bar. Gleaming hdwds! Original brick frplc. Slider to covered patio & spacious bkyd retreat. Walk to Metzger Park! MLS#17264918
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IMPECCABLE VICTORIAN!
4,298sf, 4BD/4BA, 3 level home stunningly maintained. Incredible views, laid-back luxury. Entertainer’s delight; in-ground pool w/waterfall feature. MLS#17415340
$899,999
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CHARM & CHARACTER!
Classic Foursquare w/original builtin’s & many updates! 3BD/2BA, 2 level w/finished bsmnt, boxed beam ceiling, oak hdwd flrs, & modernized new kitchen! MLS#16694654
$535,000
www.OregonRealty.com 12/18/2017 12:59:38 AM
Improve Your Home’s Air Quality You may think about air pollution while you’re running alongside a busy road or strolling to your favorite coffee shop, but do you ever think about the pollutants inside your home? Between sleep and home hangouts, the majority of your time is spent between your own four walls. According to Aire Serv, you should regularly change the HVAC filter in your home to help improve indoor air quality. For ease, stock up on a few filters at a time and plan to check the filter monthly. Other considerations to keep in mind include:
1
Dust and vacuum often. It’s easy to put off dusting and vacuuming, but removing dust means you get rid of one of your home’s most prevalent pollutants. Instead of a feather duster, use a wet rag or electrostatic cloth to trap dust instead of spreading it around. When you vacuum, turn the thermostat setting to ON so the fan blows continuously, drawing up dusty air and filtering it before sending it back into the air you breathe.
2
Avoid chemicals. Everything from cleaning products and air fresheners to personal care items give off harmful vapors that become trapped in your home. Avoid chemically laden products and choose non-toxic, non-aerosol, unscented products instead to promote good indoor air quality.
3
Utilize existing spot ventilation around your home. For example, run the bathroom exhaust fan when you shower and clean; flip on the kitchen range vent when you cook and clean; and turn on the laundry room exhaust vent when clothes are drying. These habits help you eliminate pollutants at the source.
4
The air filter in your furnace should be cleaned or replaced at least once every three months. Irritants and allergens such as pollen, pet dander, dust mites and more build up in dirty filters, increasing exposure and worsening the effects on those with sensitivities.
5
If your furnace uses natural gas, propane or oil to keep your house warm, the air quality in your home could become contaminated by dangerous carbon monoxide gas. If not properly and adequately ventilated, its build-up in your home can be deadly.
6
Run an air cleaner. A small portable air cleaner is perfect for your bedroom at night while you sleep. This device collects airborne dust and debris, leaving the air cleaner than ever. If you opt for a whole-house model, it replaces the air filter. This type of installation is known to decrease asthma and allergy symptoms.
Guide to Choosing Siding & Shutters That Don’t Clash By Megan Wild
It’s time to redo the exterior of your home. The place is looking a bit worn, and you’ve seen how a fresh coat of paint and updated colors can transform a structure. You’re considering going bold, maybe it’s time to shake things up. Then again, you don’t want to overstep bounds and glaringly stand out either. You begin to notice the color combinations on other houses. In fact, you’re kind of obsessed. You note a soft sage green home with butter yellow trim and realize that — while you would never have chosen those colors — you love the way they look. You pass a stately white home with long black shutters and consider how that classic combination enlarges the home’s appearance. We’ve compiled several tips to help you choose the siding and shutter color combination that’s right for you and lends the updated look you desire.
Style First, look at your home objectively and identify its architectural style. Is it a simple, boxy home with clean lines? Or perhaps ornate with lots of decorative detailing? Plain, uncluttered exteriors look best when painted with a straightforward one-two color combination. Uniformity of color matches the regularity of home construction. More elaborate house styles may call for between 4-6 different colors. Next, observe your home critically in the outside light. Does the house stand in full sun much of the day? Are there sections of perpetual shadow? How do you expect bright light or shade might alter the appearance of your color choice?
Location Do you live in a beach community? Does your home sit on rural land, or in suburbia? Certain color combinations look best depending on the geographic location of your structure. You wouldn’t paint a farmhouse teal, for example, but against the backdrop of water teal perfectly complements a marine palette. If your home is rural, take color cues from the earth. Bronze-brown, russet red and deep forest green all reflect natural surroundings, and confirm their place in it. Dark colors also tend to make a structure appear smaller. In a rural setting, this leaves more visual space for the beauty of adjacent fields and woodlands. Suburban home color combinations can go bold, but remember that community feel comes into play. You don’t want to stick out significantly from your neighbors. In fact, some homeowner associations won’t allow it. And if you are thinking about putting your home on the market, you want to stay with colors that appeal to a wide variety of potential buyers.
History Consider the history of your home. Do you know there are color charts designated explicitly for historic structures? If your house is old, honor its origin with color combinations unique to the period in which it was built. And if you reside in a historically preserved area, your home’s updates will play an essential role in enhancing the entire district.
Trial Once you’ve come up with likely color combination candidates, it’s time for a trial run, or two. After all, this is a decision you’ll be living with for a while. First, print out pictures of your house in broad daylight. Bring those images to the paint store and compare color chips directly. Seeing small-scale combinations right up against the image of your home may narrow your final contenders. Next, buy tester-size canisters and paint small areas of the house. You’ll probably be surprised to see hues change as the paint dries. You may also note significant color differential in shady spots as opposed to areas with full sun. Most homeowners choose different shades, either lighter or darker, after direct application tests. Once you’ve finally determined the siding and shutter color combination that’s right for you, you can rest assured knowing it also ties together your home’s unique style, location and history. Now, that’s a good vibe!
HOW-TO UPGRADE YOUR E N T R Y W AY BY ZO E EIS EN BER G They say first impressions matter, and the entryway of your home is the perfect example. As a part of your foyer area, an entryway can make or break your home’s appearance. Below are some helpful tips for making sure your space wows you--and your guests-- every time you enter. K ILL C LU TTER. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from the moment you set foot in the door. However, this can be hard, as the entryway is the space you dump your keys, mail, boots and coat. To remedy this, make sure you have designated, tucked away spaces for everything you store at the entrance of your home. Hooks for coats, baskets for mail, a covered bin for shoes can all work wonders. As a bonus, this will also prevent you from losing the things you need the most when the time comes to head out. A DD A S TATEMEN T. Placing a beloved piece of art or furniture in the mouth of your home is a great way to appreciate it every time you enter, and can offer a fantastic conversation starter between you and guests. Decorative mirrors, abstract art, and pictures are all ways to implement a statement piece. H AVE A S EAT. Whether it’s a plush chair or a simple bench, a seat in your entryway is great for roosting as you tie your shoelaces, and makes a perfect place for attractive accent pillows. LIGH T IT RIGH T. Good lighting in your entryway is a must. Add an attractive lighting fixture, set up a dimmer for mood, and a floor or table lamp for added options. P ERS O N A L TO U C H ES . Placing photos of your family and pets in your entryway can add a nice personal element and warm your heart every time you pass by.
RUTH
CAROL
CHAUSSE
ANNALA
541.490.4850
541.490.5099
LICENSED OR & WA BROKER
LICENSED OR & WA BROKER
Your Columbia River Gorge Experts!
Photo Captured by Peter Roome
$599,000
$99,000 - $125,000
TANAWASHEE SUBDIVISION
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New Home, New Neighborhood! 1015 TANAWASHEE CT | MOSIER, OR
Stunning River Views from all north facing rooms and all bedrooms! 3BD, 2.5BA, 2 car garage, hardwoods, wood windows, real wood fireplace. Thoughtful and tasteful finishes throughout. Shown by appointment only - Call Ruth Chausse 541.490.4850
COME SEE THIS NEW NEIGHBORHOOD IN MOSIER, OR!
Delightful River Views... Charming Little City... CC&R’s & HOA to protect your invesetment! All lots have Columbia River Views! Currently 3 lots available.
Call Ruth @ 541.490.4850 Text P1042572 To 52187 for More Photos!
$240,000
$1,250,000
MT HOOD / PARKDALE
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The BEST Mt. Adams View! 81 SUNNYSIDE RD | TROUT LAKE, WA
Custom 4223sf home with every imaginable detail, on approx 21+ acres with 2400’ of River Frontage! 3BD/3BA w/Master Suite on main, TV room, loft/office & lots of storage. Cherry floors, quartz counters, & vaulted ceilings. Plus, a 40x40 steel shop/garage, & campground with power & water! Call Carol Annala 541.490.5099
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LAST & BEST LOT AVAILABLE!
6.84 AC at end of Rd water, power, & phone underground, + aprvd septic design & fire hydrant. Lg building envelope offers several good home sites. Fir Mtn range & Bald Butte views w/Mt. Hood at the top bordering County Forest. Easy access to town or Mtn! Call Carol @ 541.490.5099 Text R636372 To 52187 for More Photos!
12/17/2017 10:06:14 PM
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9/24/17 2:32 PM
Marie Teune PRINCIPAL REAL ESTATE BROKER Broker, ABR, CRS | RE/MAX Equity Group
503.312.1006
503.680.6227
OFFICE - 503.826.9000
www.RobinCook.net
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STUNNING VIEWS ON ALMOST 1/2 ACRE
OVER 3,000 SF - ALL ON A SINGLE LEVEL
Contemporary 3159/sf 4BR/2.5BA + bonus home on almost a half acre! Features vaulted ceilings, abundant Brazilian Cherry floors, a gorgeous gourmet kitchen w/ cherry cabinets, granite counters and wet bar. 3 car gar+RV.
Only 7 homes in this stately 7 Acre Subdivision on Cooper Mountain. 3BR/3BA & Den. Cherry, Quartz, Hardwoods, Custom Window coverings, Built-ins. Wet Bar. New deck, plumbed for BBQ. Shop with electricity & A/C.
$654,900
$697,500
M i r a c l e
H o m e
A portion of my commissions supports our LOCAL Doernbecher Children’s Hospital!
CRYSTAL MEZA,
$350,000
THE PERFECT GETAWAY!
S A N D Y, O R
+ “RESORT AT THE MOUNTAIN” AMENITIES! This property offers a great view from the backyard of the Fairway from the Resort at The Mountain Golf Course! 3BD/2BA, 1772sf w/Open floor plan, vaulted ceilings & huge windows to let the daylight shine in! Trex deck & hot tub face the fairway. New carpet, newer roof, double wall oven. New furnace, heat pump, & exterior stain too!
Text R573599 to 52187 for photos & info! This Office Independently Owned & Operated
broker
503.577.2610
PENDING IN 1 DAY... HOW CAN I HELP YOU?
Why Choose Me?
“A very professional, motivated Realtor who gets the job done. She always went beyond what was required. I wouldn’t hesitate for a moment in using her again.” - Laura S.
$263,900
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LOOK NO FURTHER - THIS HOME HAS IT ALL!
All 1,835sf of open & spacious layout is filled w/natural light. 2BD/2.1BA, granite kitchen counters, hdwd flrs, marble tile entry, stained glass windows, & VIEW OF ST. HELENS! Lg covered patio excellent for entertaining all year. Location is key w/easy access to 205, I-84 & PDX!
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LISA JANE HANSON Licensed Oregon Real Estate Broker
503.741.5526
EQU IT Y GROU P
12/18/2017 1:16:12 AM
Ask me about being featured!
Learn More About Me:
POHLREALESTATE.COM 2187 SW Main St. #12 |Portland, OR
503.888.1897 mobile 503.488.5848 office
FEATURED CONDO INCREDIBLE VALUE, SCHOOLS & LOCATION!
TEXT PRE40 TO 79564 FOR INFO!
1BD/1BA ground floor unit across from pool w/secluded green space, 1 deeded parking space & detached garage! Featuring new paint, hardware, light fixtures, bathroom remodel, windows, doors + more! Mins to Nike, Intel, Timberland & Downtown! HOA includes H20, garbage, sewer, pool, rec room, tennis courts, pond & hiking trails.
DO YOU HAVE WHAT WE NEED OR WANT WHAT WE HAVE? NEED: A 3BD/2BA home in Hillsboro or Banks area under $400,000 NEED: A house or townhouse under $500,000 w/3BD/2.5BA in NE, Rose City, or Irving area. NEED: A home from $600,000-$800,000 in nice neighborhood, good lot size in zip code 97225 w/at least 3BD/2BA with yard.
HAVE: 4BD/2BA/2 car garage in Garden Home area coming soon in great condi�on on quiet cul-de-sac! Call today for sneak peek. HAVE: 2 Acre parcel coming up in Gresham that has been updated nicely, 2000sf, 4BD/2.5BA off Hogan Rd. near Persimmon. HAVE: A client who needs a home under $600k in Lake Oswego or West Portland School Districts on oversized lot w/room for trailer & long driveway.
Geoffrey Pohl PRINCIPAL BROKER
Do you feel like you keep missing the home of your DREAMS? CALL ME TODAY, we have new lis�ngs that could be just what you’ve been looking for!
Troy Wilkerson, ABR, SRES, CNE, HCS
503-484-7817
www.TheBrokerNetworkRealty.com troysellshouses@yahoo.com “2017 REALTOR OF THE YEAR” - Portland Metro Association of Realtors & “BROKER OF THE YEAR” 2014, 2015, 2016, & 2017 - The Broker Network SE Portland Office
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20143 SPYGLASS CT - OREGON CITY
FANTASTIC ONE-LEVEL ON QUIET CUL-DE-SAC | $390,000 Plenty of spaces inside and outside for living and entertaining! 3BD/2BA, 1613sf w/Traditional floor plan offering formal Living Room & generous bdrms. Vaulted Great Rm combining an open Kitchen, spacious Family Rm w/gas FP, & Dining Rm w/Slider to the large, fenced bkyd. Located just minutes to many amenities!
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NICE SIZED LOT!
12/18/2017 1:22:04 AM
Vicki Arnold
Broker, ABR, CRS, E-Pro, GRI, Licensed in Oregon
503.313.5366
SANDY - $1,160,000
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Bring Your Horses! 7.13 AC w/Covered Riding Arena, 4 Stall Barn & Tack Room, a Huge Shop & Fenced Pasture. All this + Beautiful 4BD/3BA home! Den/Office & Bath on main floor. Master has Sitting room w/Mt. Hood View. Lots of windows for great natural light. Full unfinished basement w/high ceilings & separate entrance. 8 fruit trees! This would make a fabulous “Hobby Farm”.
Desirable Cedar Lake!
GRESHAM - $425,000
TEXT R571018 TO 52187 FOR MORE INFO
Meticulously Maintained 3BD/2BA Single Level Home. Beautiful hardwoods in Entry & Kitchen. Open Kitchen, Nook & Family Rm w/natural light. Lg Master w/walk-in closet. French doors off Fam Rm lead to multi-level deck. Walk-in unfin basement could be shop. 3 Car Garage!
Now is a Great Time to List...
CALL ME TODAY FOR A MARKET ANALYSIS OF YOUR HOME! REALESTATEBOOK.COM | 29
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12/13/2017 11:50:38 AM
NATE Allbritton
As a premier real estate agent serving the greater Portland area, I’m here to provide you with all the resources and information you need to buy or sell real estate with fantastic results. I work with both buyers and sellers and I pride myself on knowing the in’s and out’s of our entire city and all our suburbs so I can help you find the perfect home, wherever it is…Want an expert opinion of your home’s current value? I offer free valuation analysis and profit maximizing walk-throughs for anyone interested in possibly selling down the road.
Call, text, or email me today!
Licensed in Oregon & Washington
503-999-3333 NateAllbritton@cbbain.com
www.NateAllbrittonRealtor.com Allbritton Real Estate Inc. MOLALLA
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BREATHTAKING 5 ACRE ESTATE OFF HWY 213! Custom built by owner, w/features unlike any other home I’ve seen, CALL & ASK! 5 total bedrooms, 2 addl Bonus Rms, Master on Main! 5251 SF of Living Space + Bonus Art Studio Room & oversized multi-level Pool House w/kitchen & bath. Freestanding Pool w/filter system. Bolivian cherry hrdwds, extensive woodwork throughout. Live off the grid if you want; generator setup ready, 500 gallon propane tank, extra deep well w/water rights, chicken coop, & room for a farm. Can also be an income source from small crops as property is zone EFU. All in luxury w/some of the finest finishes & styling available. Take advantage of decades of craftsmen expertise w/a unique opportunity, owner will build custom outbuilding upon request! Workshop? Pole Barn? Greenhouse? Call for details and full features list!
BUYERS & SELLERS THERE IS NO QUESTION OR PROPERTY TOO BIG OR TOO SMALL
I AM HERE TO HELP!
“We have purchased and sold several homes and Nate
is by far the best Realtor we have ever worked with! He’s knowledgeable, easy to reach, and very thorough! I can’t say enough good things about Nate, and we will definitely use him in the future again!” - Bobbi R., Canby, OR “If you’re looking for a quick sale for your house, call Nate Allbritton. He gave us tips on how to prepare for the sale and what people are looking for. We had an offer less than a week after he listed it!” - Reggie O., Gresham, OR
30 | REALESTATEBOOK.COM
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12/13/2017 12:09:08 PM
WM the
Kim Wheeler
WHEELER MOLINA group
Kristina Molina
503.320.9739
kimwheeler@johnlscott.com
SANDY, OR |503-826-9000
This Office Independently Owned & Operated
503.668.3178
kristinamolina@johnlscott.com
Home is Where Your Story Begins MOTIVATED SELLER!
g n i d en
P Text R158296 to 52187 for pics!
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EQUESTRIAN DREAM HOME Custom home w/equestrian facilities found on a 19+AC parcel. 3BD/2.1BA + bonus rm, master w/wood fireplace & bath w/jetted tub. A 60 x 120 arena w/8 stalls & 3 car garage. Too much to list, you must see! ML# 17291966 REDUCED - NOW $850,000!
COME SEE THIS BEAUTIFUL RANCH home w/vltd ceilings in great m, open kitchen for entertaining, & big wood stove. 2nd bdrm is huge! Lg master has private covered deck w/hot tub. Must see to get full appreciation for all this home has to offer! Great for a family, retirement or vacation home! REDUCED - NOW $332,000!
ACREAGE!! Lovely property w/territorial views on almost 8 AC! 3BD/2BA mfg. home, w/ oversize decks, new carpet & paint inside & out! Lg shop, garden, pool, 2 green houses, 4 stall barn & 200+ blueberry bushes! So much to list! $499,000
BACKS TICKLE CREEK TRAIL! Large & lovely 3BD/3BA, 1984sf home. Great Room with nice size kitchen stove. Living Room w/FP. Laminate flrs. Newer roof, vinyl windows. Lg deck w/hot tub. Fire pit backs to trees & trail. ML# 17483238 $367,000
CANNON BEACH
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5 ACRE PARCEL! Beautiful, peaceful property with creek meandering through. A couple of areas are perfect for your custom home, come take a look! Shared driveway. Community water & power available. ML# 17664644 $295,000
2 LOTS AVAILABLE! Awesome location near downtown Cannon Beach, Ecola State Park & Les Shirley Park! Come build your getaway home today! Adjacent lot also listed. ML# 17692484 & ML# 17414482. $105,000 each
NICE SIZED HOME - LOTS OF ROOM! 4BD/3BA, 2100sf, Vaulted ceilings, granite counters, remodeled bthrms, large bedrooms + office/den. Fully fenced bkyd w/room for RV parking & toys! Lg covered deck, great for entertaining! ML# 17436082 $375,000
MOTIVATED SELLER! Beautiful setting in The Cedars. This home features 4BD/2.1BA w/Formal Living & Dining Rooms on a private fenced double lot!! Watch the deer while drinking your coffee on the back deck. A Must See! ML# 17349469 REDUCED - NOW $336,900!
HOME
LOANS 26201.24.2.023.indd 1
JOHNJMAYER
• USDA 100% FINANCING
NMLS# 250140 | 853689 | 1850
• DIRECT LENDER = FAST RESULTS
Sr. Loan Officer, Branch Manager
• FHA, VA, CONVENTIONAL
Call any hour, I answer my phone! East Side: 503-720-4814 West Side: 503-730-9014 Hurt by the Economy? New programs may help!
ESTABLISHED. STRATEGIC. STRONG.
APPLY ONLINE:
www.JohnMayerLoans.com
“Through your referrals & trust; I proudly enjoy 26+ years of mortgage lending!” Sincerely,
John J. Mayer
12/13/2017 2:33:15 PM
Murray Property Group
LORNA murray
#1 Agents at RE/MAX Sunset Corridor
Licensed in OR & WA Principal Broker, CRS, GRI, Hall of Fame
equity group, inc.
REALTOR
SARAH murray Broker SAMurrayREMAX@gmail.com
503.680.1221 www.PORTLANDLISTINGS.net 503.680.2331
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LARRY STEEL’S BASKETBALL CAMP & RETREAT! A rare piece of local history! 32 AC w/17+ buildings; Main Lodge, 4 Bunk Houses, Dining Hall, Covered Picnic Area, Conference Cetner, 6 Cabins, Pool & More! Right on Rock Creek! $3,200,000
STUNNING & RARE LAKE OSWEGO WATERFRONT HOME! 2984sf on .24 AC Lake Front Lot! Tie up your boat right behind your home! This home is beautiful! High Ceilings, Large Bonus Rm, Amazing Kitchen, Waterfront Back Patio! $1,198,000
3.66 AC - WILLAMETTE RIVER WATERFRONT! RARE DEVELOPABLE PROPERTY, Zoned for up to 25 Townhomes, flat ground next to PARK, blocks to MAX line, & only 10 min to DT Portland! HURRY!! Nothing like this on the market! $1,143,000 2 RENTALS!
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NW PORTLAND DUPLEX - COMMERCIAL STOREFRONT ZONE! Desirable corner lot in NW w/Great Rental history! 3BD Main Unit, & Remodeled 2 BD/DEN on Lower level. Zoned for full range of retail, service & biz uses- OPPORTUNITY!! $699,000
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15 ACRES IN SKYLINE/WEST HILLS AREA! Panoramic Views from this private yet close-in setting only 10-15 min to Beaverton/Hillsboro & 20 min to DT Portland! BUILDING READY! Several approvals already obtained. $439,000.
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STUNNING 2.32 WATERFRONT ACRES IN R5 ZONE! Also includes 2BD Fixer Home - Sold As Is. Walk out your back door to play in the River! Next to Spring Park in quiet residential area, only 10 min to DT Portland! Many possibilities! $668,000
Text the Property R-Code to 52187 to Instantly Receive More Photos & Information!
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UNIQUE RIVER FRONT HOME ON 1.34 AC! Updated 3BD/2BA, 2404sf home w/Full Basement & private entrance to separate guest quarters. Income & Development Potential! Zoned R5. 10 min to DT Portland! $475,000
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REMODELED IN 2016! LARGE 5BD/2BA & 2 partial bath. Den, living, family, & 2 bonus Rooms/2nd office. Remodeled kitchen w/maple cabs, granite, & SS applncs. New gutters, newer roof & windows! $437,900
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GORGEOUS HOME IN DESIRABLE QUATAMA PARK/ORENCO! 3BD/2.5BA Home w/Fresh Paint & beautiful landscaping. Open concept kitchen, Spacious Bdrms & nook on upper level. Vaulted Master Suite! Near Nike, Intel, MAX & Tanasbourne! $350,000
BEAUTIFULLY REMODELED HOME W/LG BACKYARD! Very well priced home, perfect for first time homebuyer or investor! Garage could be finished for additional square footage. This will go quickly, don’t wait! $238,000
PRIVATE SETTING JUST OVER THE BRIDGE IN VANCOUVER! Only 5 min to Portland & 6-7 min to Airport! Upstairs Corner Unit is beautiful inside w/2BD/2BA, & new paint. Pool & Clubhouse across driveway. GREAT LOCATION! $174,900
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