BBNIA's
SHOWS YOU THE WAY!
DISHA 4 6
A publication of
MARCH 2011
COVER STORY
Inclusive Growth: A Necessity of Our Times
ESI Corporation Jubilee
12
One person Company
14
Production Insurance
15
Palliative Care goes beyond Medication
BBN Industries Association
Patrons PATRONS Mr. Sachit Jain Mr. R.K. Rewari Mr. N.K. Juneja Mr. Joginder Khanna Mr. A.R. Singh Mr. Amir Singh EXECUTIVE COMMITTEE 2011-12 President Mr. Rajender Guleria
Sachit Jain Patron
R.K. Rewari Patron
N.K. Juneja Patron
Joginder Khanna Patron
Amir Singh Patron
Atma Ram Singh Patron & Immediate Past President
Office Bearers
President Elect Mr. Arun Rawat Advisor Mr. Deepak Bhandari Sr. Vice Presidents Mr. Vijay K. Arora Mr. C. N. Dhar
Rajinder Guleria President
Arun Rawat President Elect
Deepak Bhandari Advisor
Vijay K. Arora Sr. Vice President
C.N. Dhar Sr. Vice President
Sanjay Bhasin Vice President
Y.S. Guleria General Secretary
Ashwany Sharma Organising Secretary
H.C. Maheshwari Vice President
Ashok Agrahari Vice President
Shailesh Aggarwal Vice President
Vipin Gupta Secretary Finance
Rajiv Aggarwal Vice President
M.P. Sharma Vice President cum-Chairmen
Manohar Tegta Vice President cum-Chairmen
Rajesh Bansal Vice President cum-Chairmen
Mukesh Jain Vice President cum-Chairmen
Sumeet Sharma Vice President cum-Chairmen
Sanjay Khurana Secretary Media
Sandeep Verma Joint Secretary
A.K jain Joint Secretary
General Secretary Mr. Y.S Guleria Organizing Secretary Mr. Ashwany Sharma Vice Presidents Mr. H.C. Maheshwari Mr. Ashok Agrahari Mr. Shailesh Aggarwal Mr. Sanjay Bhasin Mr. Rajiv Aggarwal Vice-Presidents-cum-Chairmen Mr. M.P. Sharma Mr. Manohar Tegta Mr. Rajesh Bansal Mr. Mukesh Jain Mr. Sumeet Sharma Joint Secretaries Mr. A. K. Jain Mr. Sandeep Verma Secretary Finance Mr. Vipin Gupta Secretary Media Mr. Sanjay Khurana Legal Advisor Mr. Brajesh Saklani Advocate EXECUTIVE MEMBERS Mr. Agosh Gopalan Mrs. Bhavana Dogra Mr. Jagdeep Singh Mr. L.K. Sharma Mr. M.L. Sharma Mr. N.P. Kaushik Mr. Pardeep Sharma Mr. Rajesh Sood Ms. Poonam Sharma Mr. Ram Gopal Aggarwal Col. S.K. Tarnach Dr. S.K. Dixit Mr. Vishal Thakur Mr. Vinod Khanna Mr. Yogesh Thakur Mr. Manohar Tegta Mr. S.K. Thakur Maj. Sachan Kr. Saini Mr. Karun Kashmiri Mr. Anil Sharma Mr. Harish Sharma Mr. M.S. Rizvi Mr. Anmol Rattan Sharma Mr. Mahendra Tandon Mrs. Madhuri Bansal Mr. Vivek Sharma Mr. Amit Sharma Mr. Dinesh Jain
Committee Chairs PHARMA COMMITTEE Mr. Rajesh Bansal Mr. Sanjay Dhadwal Mr. S.D. Dixit.
TEXTILE COMMITTEE Mr. Vijay K. Arora Mr. S.K. Thakur
PACKAGING COMMITTEE Mr. Mukesh Jain, Convenor Mr. R. Kochhar
Functional Committee Convenors HR & CSR COMMITTEE Mr. Manohar Tegta Mr. Agosh Gopalan Ms. Poonam Sharma Mr. Chandan Dogra Mr. Pradeep Sharma Mr. L.K. Sharma Mr. Ajay Bhasin Mr. G.S. Mann TAXATION COMMITTEE Mr. Sumeet Sharma Mr. M.S. Rizvi Mr. H.C. Marwaha Mr. Ashok Kumar Jain. TRANSPORT COMMITTEE Mr. Deepak Bhandari Mr. Vijay K. Arora
POWER COMMITTEE Mr. Shailesh Aggarwal Mr. Rajiv Aggarwal Mr. Anmol Rattan Sharma Mr. Puneet Passi SAFETY & ENVIRONMENT COMMITTEE Mr. Ashok Agrahari Mr. Yash Pal Singh Mr. Neeraj Pathak INFRASTRUCTURE COMMITTEE Mr. C.N. Dhar Mr. Sanjay Bhasin Mr. Vipin Gupta Mr. Mahendera Tandon
COMMITTEE ON MSME MR. M.P. SHARMA MRS. MADHURI BANSAL MR. KARUN KASHMIRI MR. N.P. KAUSHIK MR. VISHAL THAKUR MR. RAJESH SOOD MR. VISHAL THAKUR MR. J.B. GOEL PRINTING & PUBLICATION COMMITTEE Mr. Sanjay Khurana Mr. Sandeep Verma Ms. Poonam Sharma Mrs. Bhavana Dogra
FROM THE DESK OF THE EDITOR
When we meet and have nothing special to say March 2011 Published monthly by Baddi Barotiwala Nalagarh Industries Association (BBNIA)
EDITORIAL TEAM Mr. Atma Ram Singh, Advisor 098726-86731 drishnlg@drish.com Mr. Arun Rawat, Advisor 98160-45135 kanhaar@gmail.com Mr. Mahesh Bhasin, Editor 94180-44137 mb9418044137@gmail.com Mr. Sanjay Khurana, Chairman Printing & Compilation 98160-25491 skhurana@airtelmail.in Ms. Poonam Sharma poonam_sharma@colpal.com Ms. Bhavna Dogra 93189-80500 bhavana.dogra@ap.csplc.com Mr. Ashok Tandon 98151-64247 ashok_tandon@fastmail.fm Mr. Rajesh Dhingra 9876426013 rajeshdhingra69@gmail.com
For Editorial material or advertising please mail to : bbnia.corepr@gmail.com
CorePR Editorial Team C.J. Singh Veeni Sharma Production : M.S. Rawat Layout : Sunil Kumar Core Communications Pvt Ltd
When we meet and have nothing special to say, we simply talk about the weather, the deteriorating political scene, increasing corruption, inflation, our families, movies and other subjects that are routine in nature and on which we cannot contribute to bring a change. That is what we call talking out of the cuff. We have written the above lines in the hope that what was intended to be conveyed in Disha was not taken as casually because we were discussing matters of serious concern. For instance in November issue we said “Everything becomes possible the moment you cross the boundaries of impossibility” and we have proved it by bringing out “Disha” every month which was believed to be simply impossible. In December issue we brought out under “BBNIA – The Helping Hands”, instances whereby BBNIA as an Association could reach out to the society. On similar lines in January, we took up a case where our fellow members were engaged in social activity as a part of their CSR. Contributions for CSR may soon be made mandatory as is now discussed in our cover story. The February issue stressed about maintaining our dignity and lifestyle to show “The rich must live more simply so that the poor can simply live”. And in all the issues above the material included was of the nature which was appreciated by our own members and outsiders including governmental organizations. We are thankful to one and all individually and collectively. The March issue, now in your hands is intended to raise an “Open House Discussion” on a topic not discussed in any paper before. “PRODUCTION INSURANCE” requires a detailed discussion to enable the Industry to broach the subject with the authorities. It is easy to say it is difficult or not possible. But let us give it a trial. We are also discussing important matters regarding “Social Security” and “One Person Company” and request the readers to forward their opinion to Editor, Disha.
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Mahesh Bhasin
All editorial and advertising material should be forwarded to Core Communications Pvt. Ltd. for publication, with a copy to the BBN Office.
Published by Rajender Guleria, President, on behalf of BBN Industries Association (Regd) c/o Single Window Clearing Agency Industrial Area, Baddi 173 205 HP Phones: 01795-246495 . Mobile: 098160-46495 Email: bbnia@sancharnet.in
Copyright © 2011 Disha. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine
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In this issue COVER STORY 4 Inclusive Growth A Necessity of Our Times 6 ESI Corporation Jubilee
BBNIA NEWS IN BRIEF 9 Pre-Budget Memorandum to Government of Himachal Pradesh 9 Responding to CSR
THINK TANK 2 From the desk of the president 2 President Elect writes
BBNIA Point of Intrest 12 One person Company 12 Transaction cost in Exports
Aspiration 7 CII Suggestions for Budget
Social Health 13 Wellness Van Service for ESI
Monthly Quiz 7 Monthly Quiz March 2011
LIFE MATTERS 15 Learn to say “No” 15 Wood Cutter Story 15 Sacred Space
Tourism in HP 8 Home stay for Tourists
www.bbnia.com
CASE IN POINT 14 Production Insurance
The key to happiness is having dreams. The key to success is making your dreams come true.
HEALTH MATTERS 16 Palliative Care goes beyond Medication
March 2011
1
Pre- Budget Memorandum to Government of Himachal Pradesh.
Rajender Guleria President, BBNIA
B
BN area has emerged as major investment destination for who's who of industry in last 7 years. Every major consumer goods industry including pharmaceutical has established their works
in this area but apprehensions about their future plans are often aired by media after expiry of package. The government has taken significant steps to make this investment sustain for long term but quite a lot is still to be done to make the industry competitive in long run. Some of these issues have been presented to the Himachal Pradesh government as a part of our pre-budget memorandum, which focuses primarily on connectivity to the town, empowerment of BBN Development Authority, delegation of powers to Deputy Director Industries Single Window Clearing Agency, Barrier Management, revamping of various other infrastructural issues, etc. One of the major issue had been hiking of electricity duty by the state government recently, which is one of the highest compared to many other states in the country at 20 percent, which would be a disincentive for the investors and hamper further industrial development in BBN. The socio-economic growth and new investments can only be attracted in this area once the infrastructural bottlenecks are removed whether it is four-laning of Pinjore Nalagarh road which is pending since long, or the new linkage to NH22 from Barotiwala, railway and metro link to Chandigarh, etc. It is also high time that BBNDA is made into an autonomous authority and provided a seed capital of Rs.200 crore to initiate development projects. Similarly the Deputy Director Industries Single Window Clearing Agency at Baddi requires more power for better administration and prompt action. BBNIA has also requested concerted cleanliness drive with strengthening of sewerage system, putting into place municipal solid waste management, provision of exhibition ground, a sports stadium, a good school and a hospital, truck parking areas, labour hostel at Nalagarh, etc. The creation of a subdivision at Baddi would further help in easing the inconvenience and harassment that industry faces to get their work done at Nalagarh. There are host of issues which have been comprehensively been dealt in the memorandum presented to the state government, and we do hope that firm action would be taken to keep the momentum of development in BBN area.
2
Rajender Guleria March 2011
...........................................................................................................
THINK TANK
Mahatama Gandhi has said to the policy makers that “when we formulate any policy we should imagine the face of the poorest that what benefit he is getting on its implementation”. Unfortunately it's other way round.
Arun Rawat President Elect, BBNIA
M
ost of us were worried of the budget for 2011-12
and it was felt that we are in for a heavy dose of
taxes. But what has now come out is generally
accepted as a forward looking and a balanced budget for many reasons. Some of logics advanced to say budget is good relate to retaining of levy of service tax and excise duty at 10 per cent. Reduction of custom duty on iron ore and yarn, stress on infrastructure development, allocations for agriculture and related products, Capital infusion in Banks, Women's self help group Development Fund, Environmental Schemes, Education, Clean Energy, relief in Corporate surcharge and a few other have been talked about in the budget as is always done. Small time relief is given to Aanganwari workers, salaried persons, old age persons, pension to BPL categories, cash payment of subsidy on LPG and Kerosene to BPL families, and some more. What is not evident from the budget is the way the “aam aadmi” stands to gain who is presently reeling under heavy cost of eatables and items of everyday use. Nothing has also been said about the manner in which rise in cost of Petrol and Diesel in the current global market is to be offset when there is no reduction either in customs duty or excise duty. Increase in cost of Petrol in general and diesel in particular will cause a spurt in price of consumable and other inputs. It is also obvious that when subsidy on LPG and Kerosene is to be allowed to the BPL families only, cost of LPG Cylinder for majority of users will go as high as Rs. 700 per cylinder. The Budget 2011-12 may have to be examined in detail to find where all we stand to gain (or loose). The preliminary reading suggests that the industry is not discussed in the budget and as such it is not understood as to how the Industrial growth targeted at 11 per cent in 2011-12 will be achieved. Mahatama Gandhi said “when we formulate any policy we should imagine the face of the poorest and see what benefit he is getting on its implementation”. Unfortunately it's other way round.
The two hardest things to handle in life are failure and success.
Arun Rawat
COVER STORY
INCLUSIVE GROWTH
A Necessity of Our Times be raised to match with the privileged class so that each one of us works for the growth of
our nation irrespective of the caste,
cadre, creed or the state to which one belongs. The irony of our country is that Top 10 Billionaires holds 12% of India's wealth, against 9% in Germany, 5% in Brazil and meager 1% in China. The need of hour is to unlock this wealth concentrated among few so that the entire society is able to participate in growth process. One of the foremost steps needed in our country for inclusive growth to succeed
I
For a country like India which is still growing, it cannot be expected that the government can meet all the requirements of every citizen of the country. Its economy is insufficient to provide for bare necessities leave alone the luxuries.
nclusive Growth no more means CSR nor does it means Corporate Philanthropy, in present times it means availability of an
equal opportunity to all sections of the Society so as to excel together and contribute towards growth of a country. This can only happen where the rich are compassionate to the sufferings of poor: where the educated wish to educate the illiterate; where those who eat a wholesome meal think of those who remain hungry and fatigued. Why necessary? It is of paramount importance to understand by each stake holder of the society and Corporate Houses in particular, that we need to narrow the gap between class and mass, lower the disparity levels between the rich and the poor. The level of the less & under privileged sections need to
It is easy to get to the top after you get through the crowd at the bottom.
is to empower our women, tribal and rural, by increasing their education levels. We must also try to develop manufacturing & service industry near our villages so as to provide necessary opportunity for our rural population to grow professionally and financially. Another step required is to increase their awareness about health and sanitation. It is equally necessary that in addition to education of the masses we should be able to sensitize our society about corruption so that people do not indulge in it and those who do so are discouraged not under force of law but under pressure from those who are forced to offer gratification. Corruption is eating at the roots of our democracy added to which is our legal system that takes years to decide cases of default. But all said and done, we have to continue with our efforts to go up the ladder rather than
March 2011
3
COVER STORY
stand at the bottom and count the steps
our society and can raise the stature of all
form of public-socio-private partnership as
we are yet to climb. The corporate sector
those who presently fail to help in our
alternatives for supplementing the on-
can help the country to achieve optimum
growth, the progress of the nation shall
going efforts of the government.
results by their participation.
remain retarded. In the present days of
In social terms, CSR means a
What is holding?
global competitions, we cannot allow any
responsibility that is a liability on us which
The government, both at the centre
retardation in our economy at the social or
needs to be discharged as meticulously as
and the state are seriously devoted to uplift
the professional level and have to ensure
we do so in our profession. CSR is a liability
those left behind due historical or hereditary
that as we grow so does the nation. It is a
because of a moral obligation we owe to
reasons, by introducing a number of welfare
responsibility that we cannot ignore.
our consumers who purchase and promote
schemes so that all those left behind can
Situation abroad
our products and they are from all sections
become useful members of the society
The countries of the western world and
instead of being a burden as they are today.
even China are able to grow inclusively only
grow and that can happen only when the
Unfor tunately, these governmental
because the population of those countries
consumers know that we care for them.
schemes are at times initiated not because
has lesser disparity level among themselves
CSR is thus a medium for us to advance our
of the society. We want our business to
of a real necessity but only to garner vote
and more or less have equal opportunities
products and activities.
bank of the party that governs. And still
available for each due mainly to the
Government View Point
more unfortunate is the fact that a chunk of
awareness of education among the citizens
As more countries and corporate
the allocated funds go down the drain due
of these countries, specially the women.
organizations continue to embrace
mainly to high rate of corruption and /or
Every individual is the arm of the
Corporate Social Responsibility (CSR), India is
wrong selection of the beneficiaries.
administrative or the corporative wheel of
recommending a bill to the parliament to
For a country like India which is still
progress which is missing in our case.
compel corporate bodies to set aside 2% of
growing, it cannot be expected that the
Corporate Social Responsibility- defined
their total earnings for CSR every year. CSR
government can meet all the requirements
In professional terms CSR means that
under the proposed Companies Bill 2009 is
of every citizen of the country. Its economy
the Corporate Sector should take on
designed to make it mandatory for the
is insufficient to provide for bare necessities
business responsibilities which in addition
Companies to spend money towards CSR activities.
leave alone the luxuries. This being so, it is
to being profitable for them are also
undoubtedly incumbent on the affluent
profitable to those who provide the where-
individuals or a group of such individuals to
withal to grow.
Corporate Affairs Minister Salman Khurshid said that the Ministry has put up a
share responsibilities of the State for the
For instance, those in the Corporate
progress of its citizens and the country. Such
Sector can make capital investments in
corporate governance on its website for
a sharing borne out of a feeling for growth
agriculture sector in addition to what is
discussion and to elicit response and added,
for our nation when matched with help
being given by the public sector. Similarly,
"The response to our voluntary guidelines
from the Corporate Sector is what inclusive
targeted development of rain fed areas,
has indicated that some people think in
growth means.
linking farmers to the market through a milk
some areas we should move towards
set of voluntary guidelines on CSR and
The biggest anomaly of our country is
co-operative kind of model, investments in
instructions, and in some areas the
that 80% of our population in the
food processing, cold chains, packaging of
voluntary guidelines are adequate,"
agriculture sector is just able to contribute a
processed foods, increasing livestock
He further said that the government will
maximum of 4% to our growth and that too
farming, fisheries, horticulture etc. are the
look at all options, including legislation, to
when we have a reasonably good
fields in which the corporate sector can
make more companies adopt CSR and
monsoon. The balance 20% population,
come in to contribute. Likewise we can
added, "You can't hope that everything will
which is engaged in manufacturing, trade
think of Information and technology which
work without a basic legislative line drawn.
or services, contributes 8 to 9% meaning
enhance the productivity levels and help in
But where that line should be drawn must
thereby that the entire population is
achieving inclusive growth by application in
come by way of consensus from industry". Corporate Response
dependant on the revenue generated by
fields as diverse as Education, Humanities,
20%. Unless we are in a position to reduce
Healthcare, SMEs, e- Gover nance,
Rather than legislate on CSR, corporate
the disparities between different sectors of
outsourcing, agriculture and so on in the
organizations believe that it should be a
4
March 2011
Do something everyday that you don't want to do. This is the golden rule for acquiring the habit of doing your duty without pain.
COVER STORY
moral burden on corporations to see CSR as
for law making covering futuristic issues
supplementing government revenue. Its
part of their business culture. The Indian
such as environmental pressures, impact of
utilization for any defined or un-defined
government asked all companies to provide
global operations of Indian firms on
activity can always raise questions as in the
details of their investments made as part of
domestic stakeholders, technological
case of expenditure on its other welfare
their CSR initiative during the last fiscal year.
collaborations, free movement of capital
schemes. Keeping in mind the track record
But for all what we know, the response was feeble and not conclusive to convince
etc.
of gover nmental functioning, the
Our Objections
entrepreneurs are not sure that the
that CSR could work voluntarily. As the
In India, as expected, corporate
matter stands, we as entrepreneurs remain
organizations are against the legislation on
that it should.
highly insensitive to what is happening
the ground that it is another tax on
Results
around us and fail to cash on the
corporate bodies but the Indian
amounts so charged will reach the hands
Opposition to mandatory deductions
opportunities that peep at us behind our
Government is insisting on going ahead
of CSR as a tax is all too obvious. The fall
backs.
with the legislation. India may make CSR a
back of this will retard voluntary welfare
law.
activities presently being undertaken by
Whether the CSR activities or Corporate Philanthropy should be optional or
A similar bill before the Nigerian
most of the business houses everywhere in
compulsory was a question posed by the
National Assembly to force corporate
the country. Levy of CSR tax will discourage
BBNIA to all its members who were
bodies to set aside 3.5% of their annual
the existing contributors for the reason that
subsequently requested to intimate details
profit for CSR was recently dropped because
the funds are being taken by the
of such activities performed by them in the
of vehement opposition by corporate
government to do so. This shall result in a
recent past. Barring a couple of units like
bodies which view the CSR Bill as a
feeling of neglect by the recipients of such
Cipla and Torrent Pharmaceuticals, all
misnomer and another kind of taxation on
benefits who take these for granted for the
others ignored our request, as was also
corporate bodies.
last many years. Withdrawal will only result
done in a few earlier cases. Yet when we
Where the administration decides to
meet and discuss, we know of such
collect funds from affluent houses by force
activities by majority of us that go un-
of law to provide for funds for over all benefit
in ill will. Suggestions All of us, who are concerned with the
reported. And once the CSR bill becomes
of the masses, it amounts to levy of some
industrial development in H.P. or in any
the law none of us will be in a position to
tax even if it is earmarked for use on welfare
other state, take up our assignment as self-
resent. May be you can say that the bill does
activities. The government functions as a
employment. That we earn some profit for a
not effect you. But may be it will do when
welfare state and there are so many
respectable living is the natural corollary and
your business flourishes. Then what?
functions that are being attended to by it
feel comfortable in doling out employment
Effect of the Bill
out of its collections or from the borrowings.
to many. No project, as it is, can be taken up
Collection of CSR funds will only mean
as a social service project. If some such
The thrust on delegated legislation will allow the ministry to push the Companies Bill — revised af ter receiving the suggestions of the Parliamentary panel and legal vetting — during the ensuring Budget session of Parliament. The session begins on February 21. Once the bill is passed, it shall be made applicable to all companies with a net worth of Rs 500 crore or more, or a turnover of Rs 1,000 crore or more. The third criteria was a net profit of Rs 5 crore or more unless the government allows more flexibilities on this account. Delegated legislation also becomes necessary as the Bill intends to allow scope
We Cannot Judge Anybody By What Others Say About Him, Because He May Have Impressed Different People, Differently.�
March 2011
5
COVER STORY
benefit accrues to the society it is incidental.
are necessary to be known. We believe
realized and expenditure made from such
We are also aware of the professional
none in the corporate sector will perhaps be
fund can be subjected to periodical scrutiny.
benefits which accrue by entering in a
averse to choose a profit earning project
All deductions from CSR should be
business venture involving sectors like
that helps inclusive growth and/or
made exempt from tax on the lines of
Agriculture, Health. Education etc etc , but
contribute the desired amount, even when
donations to certain institutions to enable
to do this we are bound to investigate the
it is collected on principles enunciated in the
the corporate houses and others to
input costs and its sources plus other
proposed bill or on similar lines. The only
contribute funds even when these are
operational conveniences. What happened
cause of concern with us is that money be
recovered under the law or voluntarily.
recently to the “Nano car” project of Tatas in
properly utilized.
Calcutta is an example of what all can
It is suggested that as many projects of
happen if the public and the governmental
the government at present are being
support is lacking. In the circumstances if the government
Any other suggestions please? Appeal We appeal to all our readership to do a
administered on PPP mode, all activity of
real introspection and understand that in
inclusive growth can be experimented first
present times even CSR is a redundant
sincerely believes that the corporate houses
on private-socio-public management
phrase as we now need to move towards
and others can be partners to inclusive
system and made user driven project
Corporate Philanthropy, where each one of
growth, start-up and operational hic-cups
through SPV. In that case we believe all will
us engaged in business has to dedicate
are required to be attended to in
join hands to make the program of inclusive
some percentage of our earnings towards
consultation with the prospective partners. We hasten to add that the idea of
growth a success. In case such an
this cause , may be in whichever way one
experiment does not succeed, the
wants to do the same
so as to make
government for inclusive growth of all the
government has all the moral right to
Inclusive Growth a reality in our country or
sectors with the participation of corporate
enforce levy under the law.
else the day is not far when even we have to
houses is highly laudable. It is also
In the event of mandatory recovery of
face a revolution from our under privileged
understandable that for any activity to be
CSR, separate fund be created as distinct
brethrens, hence lets take a pledge to avoid
undertaken, funds required and its source
from consolidated fund so that revenue
such a situation………….
ESI Corporation Jubilee
E
SI Corporation Himachal Pradesh Region
that all Medical Claims of IPs be put on the
more number of industrial workers get
organized Jubilee celebration on 24th of
Website of ESIC so as to make the concerned
benefit under the scheme.
February 2011 at Baddi under the
chairmanship of Sh. B.S. Negi Regional Director, Himachal Pradesh Parwanoo. BBNIA was
employees/authorities accountable for delay if
Software for E-payment through egenerated Challan was repor tedly
any. He further suggested that owners of Small
developed and facility would be available
represented by Sh. Rajender Guleria, President,
and Micro Enterprises as well as Executives of
from the month of March 2011. Mr. Negi
Sh. Y.S. Guleria General Secretary and Sh.
Companies be given option to register under ESIC
informed that all pending medical claims
Ashwany Sharma Organizing Secretary along
Act so that they too can avail benefit of health
have been cleared by the team of ESIC. In
with member industries.
services provided in the Hospital of ESIC. He
addition, Mr Negi intimated that ESI had
Sh. B.S. Negi in his opening remarks detailed
congratulated the ESI Corporation for its Golden
organized one Health camp at Vardhman
the improved services being provided by ESIC in
Jubilee celebrations and thanked for opening
which was very successful and that the next
Himachal Pradesh and went to the extent to add
Model Hospital at Baddi which is expected to
Health Camp was proposed for March 10,
that the motto of ESIC is that IP is VIP. He also
become operational by September 2011.
in Dabur at Baddi.
intimated that those covered under the ESI
Sh. Y.S. Guleria, General Secretary and Sh.
Briefing the press conference, Shri B.S.
scheme and are retired from service will continue
Ashwany Sharma Organizing Secretary of BBNIA
Negi also informed that taking in account
to avail medical facilities for themselves and their
also expressed their views on this occasion and
increasing population in BBN area, it has
congratulated the ESIC on the occasion of its
been decided to provide treatment facilities
Sh. Rajender Guleria in his address
Jubilee. Captt. Alok Sharma also suggested that
to the general public in ESI hospitals on
appreciated the increase in performance of ESIC
industries which have les than 10 workers may
payment of some user charges.
during the last three to four years. He suggested
be given option to enroll under ESI so that
families on payment of Rs. 10 per month.
6
March 2011
Don't use time and words carelessly. Neither can be retrieved,
Aspiration
CII
Suggestions for Budget
To boost investment in infrastructure, it will be necessary to do away with the levy of MAT on infrastructure companies.
A
accelerate the investment
which provided tax exemption of interest
interest rates are increasing to provide for
momentum by introducing certain
and Long Term Capital Gains in the hands of
heavy requirement of funds by this sector.
innovative fiscal measures in budget for the
infrastructure capital companies helped in
To introduce higher investments in
financial year 2011-12. It suggests urgent
addressing the issue of funds for
industrial sector, the provisions of the direct
need to boost investment in:
infrastructure sector.
ccording to CII, there is a need to
Agriculture n
Section 10 (23G) of the Income Tax Act,
The provision was withdrawn in the
provision should be re-introduced as the
tax code need to be modified, like enhancement of rate of charging
Infrastructure Development n
announcement of the Budget 2007-08 on
depreciation on Plant & Machinery;
Industrial sectors. n
the ground that tax rates and interest rates
extending R & D incentives available under
on borrowings had come down. The
section 35 (2AB) to all sectors.
For Agriculture Sector, there is a need to encourage private sector participation through various tax measures by providing tax exemption on expenses incurred on new technology and inputs, best crop raising practices, mobile vans exclusively used for conducting awareness programs, soil testing, residue analysis and diagnostics. To boost investment in infrastructure, it will be necessary to do away with the levy of MAT on infrastructure companies. The definition of infrastructure under Section 80-IA should be widened to include ruralbased initiatives like water harvesting, IT products, solar panels. The third party developers of infrastructure projects can also be granted tax holiday under Section 80-IA(4) as is admissible to the developers or the company that operates and maintains an infrastructure facility.
Monthly Quiz March 2011
a) Name the other substance of earth harder than the hardest of the Gems. b) Name the country of origin of Christopher Columbus. c) What is the name given to the Parliament in Japan? d) What is “Ikebana� and to which country it is related.?
e) Name the National Bird of India. f)
What is the medical name of study of muscles.
g) Who gives away Nobel Awards?
................................................ Answer to Monthly Quiz February 2011 a) Anju Boby George
e) Oneirology
b) Karnam Maheshwari
f) R.K. Narayan
c) Leander pace
g) Maxim Gorky
d) Vishwanathan Anand
Don't be afraid to learn. Knowledge is weightless, a treasure you can carry easily.
March 2011
7
To u r i s m i n H P
Home stay for Tourists
The promoters can submit fresh proposals for approval of home stay permissions in the countryside at anytime. Such a step will not only improve inflow of tourists but shall also result in de-congestion of urban areas that can no longer support further tourism or have lost the interest of tourist to be retained as tourist resorts. rof. Prem Kumar Dhumal, Chief Minister of
P
Application for registration of premises for home
Himachal Pradesh, who also holds the tourism
stay in rural or tribal areas is to be sent to the district
portfolio asked unemployed rural youth of the
tourism development officer.
facilities to the visiting tourists.
incentives to such units in the nature of exemption for
state to adopt the scheme of providing home stay
8
The government is providing a number of
Prof. Dhumal said, that the basic idea of
house tax and VAT on lodging and boarding charges.
introducing home stay facility scheme in rural and
Charges on change in land use are levied by the Town
tribal areas is to provide a clean and affordable place
& Country Planning Department are exempt and only
for foreign and domestic tourists who visit Himachal
domestic consumption charges on consumption of
Pradesh in large number. A directory of all approved
electricity and water are applied. The promoters can
establishments that are eligible to extend such a
submit fresh proposals for approval of home stay
facility has been prepared by the department to
permissions in the countryside at anytime.
enable domestic as also the foreign tourists to live in a
Such a step will not only improve inflow of tourists
homely environment and be accustomed to
but will also result in de-congestion of urban areas
Himachali customs and traditions. This information of
that can no longer support further tourism or have
such establishments is also available on the web-site
lost the interest of tourist to be retained as tourist
of the tourism department.
resorts.
Elaborating on the scheme, the Chief Minister
Tourism can obviously come up in a big way in
said that private houses located in the rural areas of
Himachal Pradesh by introduction of standard world
the state as are easily accessible in the countryside are
class services in the name of “Incredible India – Bed
eligible to register as tourist residential units. Such
and Breakfast Scheme.”
houses covered under the scheme should have one or
Can some of us think of contributing to make
more room's accommodation subject to a maximum
India “Incredible” and favourite tourist destination
of three rooms, with attached toilet facility.
under this scheme?
March 2011
Don't run through life so fast that you forget not only, where you have been but also where you are going.
BBNIA News in Brief
Pre-Budget Memorandum to Government of Himachal Pradesh
B
Responding to CSR
BNIA has sent a pre-budget memorandum to the state government for the financial year 2011-12 broad lining our expectations from the budget. Stress has been laid for
improving connectivity of three roads from Pinjore to Nalagarh (NH21A)
Barotiwala to
Parwanoo and Nalagarh to Ghanauli. In
addition, the government has been requested to prevail upon the centre to provide a Railway link from Baddi to Chandigarh and beyond and Metro link between Chandigarh to Baddi and Nalagarh. The state government has also been requested to provide adequate powers and financial support to the BBNDA to make it a strong entity and make it autonomous on the lines similar to the functioning of Noida. BBNIA has also desired that additional powers be vested with
Drawing competition in Govt Primary School, Malpur
C
ipla organized several awareness programmes on diverse topics of relevance as a part of CSR initiatives during the year 2010-2011. Competitions like safety posters, safety
Quiz, and Essay competition for school children was conducted on
the Deputy Director Industries at Baddi so that the industrialists do
the eve of Safety Week to inculcate the safety awareness among the
not have to run around Baddi and Shimla to obtain sanctions like
school children. Drawing competitions for Primary School, Malpur
extension in period of implementation, permission for renting out a
and B. L Central Public School, Baddi was organized in the month of
portion of their building and to get their central investment subsidy
February 2011. First three students from each School will be
cases dealt with and decided. Other demands placed before the
awarded a prize during the safety week celebration in March 2011.
government among other things include provisions for a mini-
On the Power Front
secretariat, exhibition ground, a reputed school and multi-specialty hospital at Baddi in addition to up-gradation of Fire Brigade at Baddi and Nalagarh. Electricity Duty in Himachal Pradesh is highest as compared to Punjab, Tamil Nadu, Gujrat, Delhi, Haryana, Maharashtra and Uttar Pradesh. A request has been made to the government to roll back the Electricity Duty to compensate the industry for withdrawal of benefits and levy of additional taxes.
Art of Living Camp
H
BBNIA before the HPSEBL on 10 July 2010, considered
again on 15 September 2010, was arranged on 15
February 2011 at Baddi. Er. R.K. Sharma Chief Engineer along with Er. Rajesh Thakur SE (OP), Solan, the Xens from Baddi and Nalagarh and the Asstt,
imachal Pradesh Laghu Udyog Bharti, Rotary Club Baddi and the BBNIA jointly arranged a seminar on the Art of
Living at Baddi on 15 January 2011 addressed by senior
disciples of Sri Sri Ravi Shankar. This was followed by a three day camp at Hotel Best Western Royal Park, Baddi in which more than 300 people participated.
Executive Engineers of the Sub-Divisions were present. Er. R. K. Sharma informed the members of the BBNIA that action on all the matters was already taken and implementation is at the advanced stage. It was informed that additional manpower of ten persons each has already been placed at the disposal of Barrotiwala, Baddi and Nalagarh Sub-Division to attend to complaints of consumers. Elaborating on the repeated tripping in the area, the reason
Health Camps
A
A
meeting to assess follow up action on the issues raised by
given was that the supply is routed through Punjab and Haryana
health camp for handicapped persons was organized by
and at times when some fault occurs in those areas, the supply to
BBNIA with the kind help of Shri Deepak Bhandari, Advisor.
us is disconnected. With distribution of power through Upparla
Other than routine examination, artificial limbs, caliper and
clutches and even tricycles, free of cost, are being provided to the
Nangal, likely to start in June 2011, the regular power supply is assured.
needy persons. Shri Bhandari also informed that an eye check-up
The HPSEBL and BBNIA jointly expressed necessity to continue
camp is proposed for second week of March 2011 and an amount
with such assessments in future for better management of power
of Rs.30,000 has been donated by him.
supply in the state.
Don't be afraid to encounter risk. It is by taking chances we learn how to be brave.
March 2011
9
BBNIA News in Brief
Convention Center-CumClub house at Baddi and Working Men Hostel
Communication and Time Management for Risk Management
W
M
e need a Convention Center for holding conferences
and exchange of knowledge to keep ourselves abreast
with the day to day developments in the industrial
fields. We also do not have for us and our families a place for frequent meetings and day to day recreational activities. These issues were highlighted in Disha in the recent past. Mr. Rawat informed that we are continuing with our efforts to have a Convention Center (& a Club House) as also to construct Working Men Hostel and that the members are being impressed upon to
r. Manohar Tegta, Chairman HR and CSR committee of
the BBNIA organized on 10th February, 2011 a
workshop on time management for risk management
at Hotel Sarover Portico Baddi. Mr. Pratap Verma, Labour cum conciliation Officer Baddi who was the Chief Guest and key speaker urged upon the HR Managers to develop requisite skills to handle challenges to insulate their businesses from various types of Risk. Mr. Verma was of the opinion that HR outsourcing through mediocre consultants is spoiling the image of industry in BBN area.
extend their whole hearted support in the matter. Brochure for booking of rooms in the Hostel has been issued.
Pharma Drugs Withdrawal of Licences
S
tate Drug Controller, Licensing-cum-Controlling Authority, Baddi has issued an order dated 16 February, 2011 withdrawing forthwith all manufacturing and loan licenses
granted for the following drugs: n Nimesulide Formulations 50 mg in any form. Dosage of the drug on 100mg or above must carry a warning “Not for use below 12 years of age�. n Cisapride and its formulations for human use. n Phenylpropanolamine and its formulation for human use. n Human Placental Extract and its formulations for human use. n Sibutramiune and its formulations for human use. n R-Sibutramine and its formulations for human use. The above orders follow prohibition of manufacture, sale and distribution of these drugs by the Ministry of Health and Family Welfare to the government of India by their notification dated 10.02.2011.
He highlighted the following main area of concerns. n HR Managers were complacent in their approach and failed to gauge the 'under current' amongst its employees which eventually led to IR problem in their organization. n HR Managers have a tendency to carpet the issues and are averse of sharing the problems within the HR fraternity and also with the labour department so as to evolve an effective strategy to deal with the issues. He felt that labour department was consulted only when situation turn ugly and critical. n Liaison and rapport with local community was found wanting.
Street Lighting
He emphasized that HR must work to win the confidence of the local community
M
r. Arun Rawat informed the members that the Govt. is
n Mr. Verma also felt that lack of interest by many industrial units
envisaging a scheme under which the Electric Poles
in CSR initiatives results in having very few 'well wishers' in the
provided by the Govt. will be installed in the premises
neighborhood. HR must work and improve this area.
of industry with direction of lamps towards the road. As long as it
Office Bearers of BBNIA and all members of HR forum were
does not involve extra burden on the industrialists they agreed for
highly appreciative of the passion exhibited by Mr. Pratap Verma for
installation of these poles in their premises. The members, however,
promoting conducive and peaceful business environment in BBN
desired that if the supplier department shifts the poles
area.
subsequently for any reason or for convenience of operation, it should ensure repair of the damage resulting from such works.
10
March 2011
Meeting was attended by a record number of 75 participants representing different industries.
Don't be afraid to admit you are less than perfect. It is that fragile thread that binds us together.
BBNIA News in Brief
Entry Tax Fortnightly Deposits
Office Building for BBNIA
M
M
r.Sumeet
r. Arun Rawat informed that an application for the
Sharma,
allotment of 1000 Square Meters of land on nominal
Chairma
lease or sale at a discounted rate has been moved to
n B B N Ta x a t i o n
Department of Industries to enable the BBNIA to have its own
Committee informed
office premises. He said he was hopeful of a positive response
that Section 6A which
because it is in the interest of the government and the Association
has now been
to work together for development of this industrial belt.
inserted provides that
Mr. Rawat further informed that a management Institute has
those industries
agreed to give Rs.10 lacs for the building. A letter of appreciation
which carry out stock
and thanks to them is under issue.
or branch transfers and are not making sales within or outside the State of HP are liable to deposit entry tax on all the industrial inputs brought by them from outside the state as per the rates specified in the Act on fortnightly basis failing which the defaulting industry is liable to pay penalty. However the industries that are not making any stock transfers are exempted from these provisions.
Uncertainty in supply of Power
M
r. Deepak Bhandari, Advisor to BBNIA informed that
Controller of Stores, Himachal Pradesh
T
he Controller of Stores, Himachal Pradesh has recently
circulated a list of items to be procured by government
departments. Details have been circulated and can also be
obtained from the BBNIA office. The items manufactured in the state are given price preference and the vendors are registered on annual basis. The annual rate contract is likely to be decided by early March on dates earmarked against each item.
four feeders in Baddi are not working properly and
every month 40 to 60 hours cut is imposed with and
without prior notice. He further informed that another transformer of the HPSEBL has gone out of order in Baddi because of which power supply position will further deteriorate after 1st March 2011. It was decided that request may be made to the Chairman, HP.SEB Limited for
Law & Order Situation
T
he members of the BBNIA voiced a serious concern on law
and order situation in the industrial areas with increase in
number of cases of theft, dacoity, murder and accidents
month after month. The members desired that a request be made
interaction with the member industries to work out a via-media of
to the concerned authorities to take immediate corrective
correction in supply
measures and if need be the matter may be taken up with the DGP
India festival & Trade fair in USA
and the Chief Minister.
I
ndia Festival and Trade Fair in Atlanta and New Jersey USA is
The Atlanta and New Jersey are thickly populated with the
being organized in the month of August 2011 from 12_ 16 at
Indian Diaspora and there is a big craze and demand of Indian
Atlanta and 20 – 24 at New Jersey in association with Indian
products.
American Associations
The India Festival is very famous amongst Indians and non-
in Atlanta and New
Indians who come to see the Indian cultural shows, Indian
Jersey. This exhibition
traditional costumes and products and networking events will also
will focus on the
be organized with the American Industrialists and business
products of small,
community. Those interested need to plan their journey now as Air
medium industries and
Journey now booked will cost less.
the handicrafts of India.
Don't give up when you still have something to give. Nothing is really over until the moment you stop trying.
March 2011
11
BBNIAPoint of Intrest
One person Company
T
he Draft Companies Bill (Bill No.59 of
2009) was introduced in Lok Sabha
on August 3, 2009 introducing One
Person Company (OPC) concept for the first time in India. “One Person Company” means a company which has only one person as a member and can be registered under the Companies Act to carry the suffix “OPC
proprietorships, the liability is not restricted
But being one person company, the
Limited” after its name.
and extends to the individual and his or her
proprietor can implement his decisions and
entire assets.
ideas for furtherance of its business at a level
It is understood that the Draft Bill will provide substantive legal framework while
Thus, the important feature for a start
as that of a company and all other benefits
leaving the procedural issue to the rules to
up that registers as an OPC is that it de-risks
of being a Company. The only rider is that
be notified subsequently.
the business by transferring the promoter's
such decisions are to be reported to the
Difference
liability to the company.
Registrar of Companies as is done by other
Advantages of OPC
registered units.
between
a
Sole
Proprietorship and an OPC The fundamental difference between a
Most small companies are actually
Summing up, it can be said that once
sole proprietorship concern and the OPC is
owned by a single individual, but currently
the Bill is enacted, it will help single
the way liability is treated in the latter.
are required to bring other shareholders to
entrepreneurs currently operating under a
OPC carries a separate legal entity that
be registered as companies under the
proprietorship model, move to the
distinguishes the company from the
Companies Act. This increases compliance
corporate structure with benefits of limited
promoter. The promoter's liability is limited in
requirements such as presence of
liability and minimal compliance.
an OPC in the event of a default or legal
shareholders in the meeting of shareholders
issues. On the other hand, in sole
and other decision making matters.
“Disha” is keeping a track and will keep on informing the readers on the subject.
Transaction cost in Exports
T
he government has announced an
Shri Chandrajit Banerjee, director-
action plan to cut transaction cost
general, CII said “reducing transaction cost
and time in exports to make export
is the key to export development as global
more competitive and benefit small and
competitiveness today depends on being
medium exporters who find the procedures
able to be a low cost producer and at the
difficult to manage.
same time a reliable supplier.
Commerce Minister Anand Sharma said
Shri Amit Mitra, secretary general, FICCI
that the average cost to an exporter in India
said, “This will make India's exports more
on account of transaction costs has been
competitive and help us in mitigating
account, trade facilitation through an
estimated at a level of $945 per container as
transaction costs to the tune of Rs. 2,100
efficient EDI system, 24x7 Customs
compared to $460 in China, $450 in
crore.
Malaysia and $625 in Vietnam. “….the benefit of reduction of
clearance system, streamlining of various
Given the budgetary and revenue
forms of levies and taxes and reduction in
constraints, it is encouraging to see that
freight costs and port charges, and
transaction cost will primarily benefit
adequate emphasis has been given on
simplification of various export/ import
the small entrepreneurs.” he said.
timely refund of credit balance in the Cenvat
procedures.”
12
March 2011
Don't let your life slip through your fingers by living in the past or future.
Social Health
Wellness Van Service for ESI
State ambulance service
E
Ambulance service for all
T
the Industrial areas on
has been introduced in his name all over India to honour his
24 Febr uar y 2011.
contribution to the nation.
SI Corporation
he state ambulance service marked as “108 Ambulance Service”
inaugurated its
also known as “Atal Swasthya Sewa Ambulance Service” was
national level
launched in Himachal Pradesh on December 25, 2010. The date
of birth of Shri Atal Behari Bajpai falls on 25 December and this service
Known as wellness van,
Dr. Rajeev Bindal, Health Minister informed that by adding 25
it has all the inbuilt
ambulances on February 25 and another 25 due by the end of March
facilities to serve as a mobile hospital. The doctor and paramedical
2011, the number of such vans will be as many as 100 making it possible
staff on duty in this wellness van provide preliminary treatment and
for the government to provide service to every part of the state.
record the case history by the time a patient is moved to the main
According to Dr. Bindal, “108 ambulance service” responds to a call in 3-
hospital so that the treatment required in the case can be given
5 seconds, leaves for its destination in about 70-90 seconds and helps
soon after arrival of the patient in the hospital.
to remove the patient to the nearest hospital in less than one hour. It
The medical service so provided is free of cost but is available
was further intimated that since the launch of this service on 25
only for the industrial workers and their dependants who are
December to the period ended February, 1, the ambulance call centre
covered under the ESI Scheme. In Himachal, the service of wellness
listed as a toll free number received 55773 service calls.
van is available in the first instance at BBN and Parwanoo industrial
The ambulances are fully equipped with advanced technology to
areas as ESI hospital is already operational at Parwanoo and is under
provide assistance even in emergency cases. The fitments in the
construction at Baddi. It is reliably learnt that after construction of
ambulance include life-saving equipments like automatic external
ESI Hospital at NerChowk in district Mandi, wellness van service
defibrillator and drugs like anti-snake venom. It is understood that the
facility can be made available to 20 industrial areas in the state.
delivery of the vans has almost been obtained by the state and
The wellness van service is almost similar to the free Atal health
presently the training of drivers and other staff members is in progress.
Ambulance scheme introduced in the state on 25 December 2010,
Himachal Pradesh is the 10th state to launch this service and is second in
the only difference being that the service earlier introduced was
North India after Uttarakhand. With Wellness Van service for the
intended to transport a patient to the hospital as against the
Industrial workers covered under ESI and 108 ambulance service for
present scheme where a doctor and the paramedical staff are on
one and all, the state has done a remarkable job in the field of health-
duty in the van itself for urgent aid to the patient. According to a
care for its residents. Our thanks are due to Dr. Bindal, Health Minister of
report, there are approximately 1.78 lakh workers in Himachal who
the State and of-course to the Chief Minister, Prof. Prem Kumar Dhumal
are covered under the ESI scheme.
who is extending a number of facilities for all of us in every field of our existence.
Social Security
R
epresentatives of micro, small,
"When an entrepreneur falls sick or
and medium enterprises (MSMEs) an industry becomes sick, nothing is
have demanded a social security done to help them. A media report
program for entrepreneurs running these referred to the entrepreneurs stating "we need social security and the
units.
Small and medium industries government should formulate a policy in contribute to the economy in a big way this regard," stated the entrepreneurs, by paying taxes and duties, but when it adding that the Government should
“Disha” awaits suggestions from its
comes to their security, nothing also take steps to ensure that small readers of the manner in which those in substantial had been done, they entrepreneurs get their payment from the industrial sector can be provided maintained.
big industries on time.
Don't take for granted the closest things to your heart. Cling to them as you would your life, for without them life is meaningless.
relief / security in their hours of distress.
March 2011
13
CASE IN POINT
Production Insurance The farmers are required to pay 50 per cent of the total premium and the rest is to be shared equally by the Centre and the state governments.
V
arious Insurance schemes are available to safeguard any loss that
the details that make the agriculturists
such a choice is not available to the
eligible to such benefits and by whom.
entrepreneur.
may arise to a party taking up a
The implementing agencies for
Cause of loss: External. For farmer it is
policy. These schemes cover loss of property
theproposed scheme of insurance for the
unforeseen weather but for Entrepreneur
by fire, earthquake, and theft or for any
agriculture sector are the Agriculture
causes of loss can be many unforeseen
other specified reason. We also can secure
Insurance Company of India Limited; the
reasons- like sudden increase in cost of in
future of our family by taking personal
ICICI Lombard and GIC Limited. The scheme
puts, additional governmental restrictions,
insurance and can even secure our old age
is to be operated on the principle of “area
change in tax structure, change in
approach” based on weather data for the
import/export duties, lack of manpower
purpose of assessment of compensation.
availability, strike by workers and what all.
for funds through pension schemes. Funds for education of children can also
While a farmer has only himself and his
be so provided by planning various years of
Abnormal temperature variations, high
their curriculum. Those, who enter public
speed wind and excess or scanty rainfall
family to feed, an entrepreneur has in addition, his employees and their families to
sector, are indirectly insured as they become
which cause “adverse weather incidence”
eligible for pension as also family pension.
leading to crop loss are being covered under
feed. The government at the state or the
Others in the private sector who join the ESI
the scheme. The scheme is reportedly
Centre needs therefore to assess the
Scheme can avail benefits there under,
mandatory for all farmers who have raised
manner in which security of an honest
subject to specified conditions.
loans from banks and other financial
entrepreneur can be safeguarded on lines
Ironically, owner of a private sector
institutions and also for those who have
similar to those for the agriculturists, when
entity is not covered under any of the
been sanctioned credit limit for the notified
he suffers unexpected production loss or is
schemes and has no saviour clause in the
crops. It is voluntary for non-loanee farmers.
thrown out of reckoning because of heavy
event of any unforeseen misery that may
The farmers are required to pay 50 per
over take his business at some stage. Fate of
cent of the total premium and the rest is to
those in the Private Sector and of those in
be shared equally by the Centre and the
the Agriculture Sector was similar in nature
state governments.
increase in production cost of inputs for reasons beyond his control. Is it not an irony that those who toil to provide bread and butter to many stand
as all of them suffer heavy loss due to
The comparative study in the two cases,
discarded when they suffer loss in
outside circumstances which are at times
the Agriculturists and the owners of a
production and need someone to help? Do
beyond their control. Now for those in the
private sector give the following results in
we not need to safeguard against such an
agriculture sector, Weather-Based Crop
activities common to both:
eventuality by governmental help, social
Insurance Scheme is proposed to be
Raising of loans a condition: Both are
help, or by help of a policy to safeguard
implemented on a pilot basis in selected
raising loans for their production.
against production loss? Once the element
areas of Himachal Pradesh for tomato and
Availing Credit Limit: Like some farmers
of uncertainty in production loss is secured,
potato crops in the rabi season as per news
availing credit limit for the crop most
all those in the private sector can take bold
in the press. To bring out a comparison
entrepreneurs get WCL for their production.
decisions and contribute more towards national economy.
between the players in the private sector
Production procedures: Both are
and those in the agriculture sector for
engaged in optional production. While a
insurance benefits, it is necessary to know
farmer has a choice for alternative crop;
14
March 2011
All will agree that no one really wishes to butcher the hen that gives a golden egg.
Don't set your goals by what other people dream important. Only you know what is best for you.
LIFE MATTERS
Learn to say “No”
Sacred Space
There can be many examples justifying the correctness of saying “yes” when you need to say “no”.
W
they do not seem workable. After all, they say,
which gave him undying fame. It is said, India as
there is no harm in trying. And when you say “no”
“Bharatvarsh” in hindi is named after Bharat.
e are told that it is always nice to see
n When everyone around, and even when the
the positive side of a problem and to
elder brother of Bharat Rama advised Bharat to
say “yes” to suggestions even when
take over as King of Ayodhya, Bharat said “no”
directly, it creates ill will that needs to be avoided. But, in practical terms, by saying “yes”, you
n Mirza Galib refused to teach Persian as a teacher in a government college, but he preferred
tend to compromise with your principles, with
to starve and live with his meager resources and
your goals in life and with the happiness that you
followed what was close to his heart. Till this day
want to have from a profession or activity. We
he is regarded as the father of Urdu poetry.
may therefore have to learn to say “no” at times.
n In 1939, Albert Einstein, on persuasion from
Practical examples of this are many in our own
his colleagues, wrote to President Roosevelt to
history. Some of these are:
speed up the nuclear program. After August 6
n Subhas Chandra Bose went to England for
and August 9, 1945 when atom bombs were
taking Indian Civil Service Examination and
hurled on Hiroshima and Nagasaki respectively,
qualified. But he said “no” to the job and etched
the eminent scientist termed his letter as the
his name in the history of freedom to be
biggest mistake of his life and wished he had said
remembered always. Most of the ICS officers
“no” to his colleagues.
have died and are forgotten.
There can be many examples justifying the
n Rama knew that the “Golden Deer” of
correctness of saying “yes” when you need to say
Ramayana fame was a myth but could not say
“no”. We leave it for you to decide. All the same,
“no” to the pleadings of Sita his wife. The rest we
we hope, we can have the courage to say “NO”
all know.
when we must.
Wood Cutter Story
A
strong wood cutter asked for a job with a
apologized, saying that he could not understand what
timber merchant, and he got it. The pay was
was going on. “When was the last time you sharpened
really good and so were the work conditions.
your axe?" the boss asked. "Sharpen? I had NO TIME to
For that reason, the wood cutter was determined to do
sharpen my axe. I have been very busy trying to cut
his best. His boss gave him an axe and showed him the
trees...”
area where he was supposed to work.
Moral of the story......
The first day, the wood cutter brought 18 trees.
n When you spend your time just working and being
"Congratulations," the boss said. "Go on that way!" Very
busy not planning your life then you will end up like the
motivated with the boss' words, the wood cutter tried
wood cutter having NO TIME! But on the other hand if
harder the next day, but he only could bring down 15
you put in a little bit of effort and plan and organize your
trees. The third day he tried even harder, but he only
life then you will realize that you have time for
could bring down 10 trees. Day after day he was bringing
everything.
down less and less trees."I must be losing my strength",
n All work and no play makes jack a dull boy
the wood cutter thought. He went to boss and
SPIRITUAL CONCEPT You gave me strength to carry on, When my body was so torn. And lifted me on wings of love, When my spirit was so worn. Through all the times when in despair, When I hung my head in shame. You came to me when I knelt down, As I called upon your name. And when my heart was troubled, With more heartache than I could bear. You caught each and every tear I shed, In a bottle you have up there. And when I get to heaven, I'll kneel before your feet. You'll wipe away all my tears, For my soul is yours to keep.
OM VIGHNESWARAYA NAMAH !
is an old English saying.
Don't undermine your worth by comparing yourself with others. It is because each of us is special.
March 2011
15
HEALTH MATTERS
Palliative Care goes beyond Medication Palliative care goes beyond giving medication for a particular illness. It calls for a team approach among doctors, nurses, family members and surgical workers. There is need to understand that the patient is nearing the end.
D
r. Gayatri Palat is faculty member
With barely 1 per cent of the terminally ill
based care.
of Education in Palliative and
having access to psychological support and
When the family of such patients is
End-of-Life Care (EPEC), India.
care in the country, the concept of palliative
willing to co-operate, the patients are given
She launched a pilot project at Mehdi
care, care for the dying, is yet to gain ground
medication for symptoms and pain
Nawaz Jung Institute of Oncology and
in the country. According to experts, there is
management and sent back home.
Regional Cancer Centre (MNJ), Hyderabad,
need to have a “living will” which would
Dr. Bidhu Kalyan Mohanti, Professor of
in 2006. The Centre has established a task
allow the patient to lead the last days of his
radiation oncology (IRCH) said that
force within the National Cancer Control
life in a dignified manner.
morphine is avoided for the fear of addiction
Program for the implementation of palliative care. Palliative care goes beyond giving medication for a particular illness. It calls for
Dr. Bhawana Sirohi, Head of the
of the patients.
medical and hematology oncology unit of
Ms. Harmala Gupta, founder and
Artemis Health Institute, said “Living Will”
President of CanSupport, an NGO working
should be made legal.
towards reaching out to the advanced-
a team approach among doctors, nurses,
According to her “The patient has the
stage cancer patients, said that the country
family members and surgical workers. There
right to decide about the treatment and
has ver y few NGOs, with more
is need to understand that the patient is
know about the medical records so that he/
concentrated in the South, with limited
nearing the end. Age does not matter in
she can settle all affairs before death. It is
resources fail to provide counseling to the
such conditions. Even doctors and nurses
about facing fears and coming to terms
families to learn the system of extending emotional support to the patient.
have to answer questions like, am I going to
with them. It is important for the family to
die tomorrow? And, will I live for another six
accept the disease and help the patient to
months? So, all people attending to the
live the remaining days comfortably.”
patients – professionals, volunteers or family
Out of the terminally ill patients, over 60
– need a deep understanding of the state of
per cent succumb to their chronic ailments
mind of the patient and to provide
in the hospitals even as a majority prefers to
appropriate care. The idea of palliative care
die at home.
is to add more life to days rather than add days to life.
Dr. Sushma Bhatnagar, head of the anesthesiology department of the Institute
EPEC includes pain management.
Rotary Cancer Hospital (IRCH) of the All
There is a shortage of opioids, such as
India Institute of Medical Sciences (AIIMS)
morphine, which are effective in cancer pain
said, most of the patients at advanced stage
control. Weaker analgesics are often used,
of cancer want to die at home and hence 90
which are of little benefit to patients.
per cent of the patients are opting for home
16
March 2011
If the path is beautiful, first confirm where it leads. But if the destination is beautiful, don't bother how the path is...
Smile - A - While Happily Married
against the law! I will lose my license……
“Now, that looks like a happily married
They'll throw both of us in jail and all kind of
couple”, remarked the husband. “Don't be
bad things can happen!” Then the woman
too sure, my dear. They are probably saying
reached for her purse and pulled out a
the same thing about us”, replied his wife.
picture of her husband having dinner in a
Long Marriage
restaurant with the pharmacist's wife. th
On their 50 wedding anniversary, a
The pharmacist looked at the picture
couple summed up the reason for their long
and replied, “Well, now… you didn't tell me
and happy married life. The husband said, “I
you had a prescription”.
have never tried to be selfish After all, there
A cause to Lament
is no “I” in the word marriage,” The wife said.
A man was crying over a grave and
“For my part, I have never corrected my
repeating, “Why did you have to die?”
Politician Defined
husband's spellings.”
Another man approached him and said, “Sir,
When someone asked Sir Winston
Drug prescription
I don't wish to interfere with your private
Churchill what qualities were required in a
A woman walked into a drug store and
grief but for whom do you mourn so
politician, he replied: “He should have the
told the pharmacist that she needed some
deeply?” Your child or your parent?
ability to foretell what is going to happen
cyanide to poison her husband. The
The mourner took a moment to collect
tomorrow, next week, next month and next
pharmacist was shocked. He said, “I can't
himself, then replied,
year. And to have the ability afterwards to
give you cyanide to kill your husband! That's
“My wife's first husband.”
explain why it didn't happen.”
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Elin Appliances Pvt. Limited, Village Belikhol, PO Manpura, Tehsil Nalagarh, Distt. Solan (HP) Winner of 11th Global Environment Excellence Award-2010 Elin has won 11th Global Environment Excellence Award-2010 (Gold Award) in a
................................................................
renowned Environment conference and prize distribution ceremony held at Hyderabad on 12 Dec-2010. The award was conferred to Elin Appliances Pvt. Limited for its efforts towards environment protection by Hon'ble Shri Mohandas, IAS, Secretary, Ministry of Shipping, Government of India. The assessment was made on the following points by the Greentech foundations: n Environment Performance Indicators and its targets as well as National and International Benchmarks. n Quantity of Solid Waste generated & its utilization (Hazardous/Non-Hazardous) n Initiatives taken for Environment Protection & improvement and also abatement of green house gases. n Details of Pollutants discharged into the environment and pollution control technology adopted. n Significant points (5 Points) in support of claim for the Award highlighting “Best Environment Management Practices�.
.......................................... Mr. Manoj Sharma and Mr. Jas Dev Singh received the prestigious 11th Global Environment Excellence Gold Award-2010 on behalf of ELIN.