Pensions Excellence At Gonet & Cie

Nelson Santschi Wealth & Investment Solutions Officer Gonet & Cie SA

Vesting solutions are frequently required to deal with employment mobility, job changes, early retirement, divorce, and career breaks before retirement in a workplace that is constantly becoming more dynamic. The retirement capital that an employee has built in one or more pension plans during their working life may be released in the form of vested benefits whenever any of these circumstances arises.

By submitting an application to a vested benefits institution, it is possible to keep these benefits under the second pillar system.

The lemania-pension hub is a fully digitalised platform that was created at the initiative of Gonet & Cie SA with the support of the Mirabaud Group. It was the first pension platform to include a dedicated pension fund. Both the Lemania-pension hub and the Lemania-Pension Fund, backed by the Pictet Group, were launched the 26th September 2018.

The Lemania-Pension Hub was the first pension platform to introduce a digital onboarding solution in 2019 thanks to its DCOB technology (digital client on-boarding). It has developed relationships through white labeling with reputable partners within Switzerland.

Its unique concept was envisioned by the three hereby foundations operating in the Swiss pension industry:

• the FLLP vested benefits Foundation;

• the FCDE extra mandatory Foundation;

• the FRPI private pension Foundation;

End users are entirely independent throughout the entire process thanks to the utilization of automated procedures such as our RPA and APIs, from the moment they click to begin the digital onboarding process, using our digital signature mechanism, to the point at which new accounts are created in our database. Depending on the user’s risk level, a variety of investment choices will be offered to them.

Gonet & Cie SA was awarded as the best “Investment Management Platform” in 2022 during the WealthBriefing Swiss Awards. Ever since, lemania-Pension Hub has established additional standards to encourage expansion and streamline operations in order to keep its position as the market leader.

We are proud of our progress and of our latest achievements. For instance with the integration of our new RPA process (Robotic Process Automation) which allows us to onboard clients at a tenfold rate.

Commenting on the firm’s triumph, Alexandre Michellod, Member of the Executive Committee and Head of the Wealth and Investment Solutions department, Gonet & Cie SA said:

"We are proud of our progress and of our latest achievements. For instance with the integration of our new RPA process (Robotic Process Automation) which allows us to onboard clients at a tenfold rate. We are looking forward to our exponential growth in 2023 and our future partnerships within the market.”

The platform offers a comprehensive range of individual and occupational pension solutions. The qualitative objective of the platform is to enable end beneficiaries to build up their pension savings on the basis of an open structure of investment funds as well as offer a digital interface for pension advisors and their clients that is easy to use and understand using of a “weather forecast” for mutual funds.