Expertise Across Borders Wins For Lombard International Assurance

Lombard International Assurance is the leading European provider of customised insurance-based wealth, estate, and succession planning solutions for upper affluent, high net worth and ultra-high net worth individuals, families and institutions.

multiple jurisdictions cover more than 30 different languages.

Simon Gorbutt Director, Head of Wealth Planning Lombard

We design multi-jurisdictional unit-linked life insurance (also known as wealth assurance or private placement life insurance globally), with a deep understanding of local regulations, cultures, and requirements, that offer flexibility, portability, asset diversification and protection. Our wealth structuring solutions department includes a team of experienced lawyers, tax and estate experts, actuaries, and insurance and investment professionals, who are recognised as thought leaders and create tailor-made solutions that we deliver across all the geographies where we operate.

Our 30 + years’ experience means we understand what matters when it comes to protecting and preserving wealth today, so that it can be passed on to future generations. That’s the very essence of our value proposition with exceptional technical experts to manage cross-border complexities, individual needs and unique requirements.

Where in the world do you operate - are you mainly a domestic player or international?

HNW clients have family, wealth, and interests in numerous different jurisdictions across Europe and the world, and with global lifestyles come a host of sophisticated needs which are further complicated by continually evolving legal and tax frameworks.

With a presence in 10 cities, we have an internationally diversified footprint serving over 20 markets across Europe and the wealth hubs of Asia and Latin America via our European carriers. Our 400+ colleagues specialising in

Our solutions are adaptable to the most complex of situations, and their robustness and flexibility make them highly complementary to other international wealth management solutions.

What are the key trends you’re seeing that are impacting your industry?

The last few years have seen a demonstrable increase in the complexity that wealthy individuals and families face as they navigate an uncertain global economy.

These complexities have led HNW and UHNW families to re-evaluate their existing planning. This is where we come in. Our innovative solutions provide flexibility and choice to our partners and clients.

Non-traditional and alternative assets continue to be recognised as a diversification tool, and as a means of investing in the real economy.

Finally, we have also witnessed a growing awareness and interest in ESG from HNW clients. Our role as specialist cross-border wealth planners is to guide our clients through their current hesitation and secure a wealth plan suitable for their lifestyle.

How is your company positioned in the wealth management industry?

We are in a privileged position to further wealth management practices and we partner with clients’ trusted advisors, whether they be private banks, family offices, independent wealth and/or financial advisors, tax lawyers, investment managers, etc., providing them with a unique platform to structure, protect and invest their clients’ assets in a sustainable way and to grow and pass them on over generations.