5T H A N N UA L E D I T I O N
ALTERNATIVE LENDERS FALL 2021
BROUGHT TO YOU BY
2021-22 NATIONAL ALTERNATIVE LENDER LISTINGS
+ ALTERNATIVE & PRIVATE LENDERS
+ COMMERCIAL LENDERS
+ SERVICE PROVIDERS CMBA-ACHC.CA
What would make your clients happy... Commitments in 1 day? Exceptional rates.
1st Mortgage Financing Greater Vancouver / Victoria • Greater Toronto Area / Hamilton • Calgary / Edmonton
Maximum Loan Amount up to: $1,500,000
Up to 50%
Up to 60%
Up to 65%
4.79%
5.44%
5.89%
1% Lender Fee (Minimum $2,000) / Broker can charge any amount
Our Lending Criteria is less strict than the banks Minimum Beacon Score: 600
Call to ask about Specials on 2nd Mortgages, Other lending areas
BRITISH COLUMBIA Greg Kakuno Business Development Manager 604-430-1498 gkakuno@capitaldirect.ca
ALBERTA Donna Hunter Business Development Manager 403-874-6348 dhunter@capitaldirect.ca
On approved credit - rates and fees subject to change
ONTARIO Cheryl Smith Business Development Manager 905-299-1706 csmith@capitaldirect.ca
t. 866.441.3775 | f. 866.477.8897 | e. brokerpartner@cwbank.com Broker login Username: broker Password: #1lender
OPTIMUMMORTGAGE.CA OBSESSED WITH YOUR SUCCESS™
We’re one of Canada’s Top Growing Companies. Thanks to you.
Together $1 billion
...we’ve put more than in private mortgage funds in the hands of Canadian homeowners since 2015. ...we’ve provided a lifeline to borrowers who don’t fit in the traditional lending box. ...we’ll continue to help Canadians realize their financial dreams.
Experience the CMI Difference 9 We work exclusively with mortgage brokers 9 Exceptional service, from beginning to end 9 Transparent, fair and ethical lending practices 9 Quick, efficient digital deal submissions
Thank you for choosing CMI as your preferred private lending partner info@canadianlending.ca | canadianlending.ca/brokers
(888) 465-7888
9 One-hour approvals and same-day commitments
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
ALL ISLAND EQUITY MIC
3 Brad Rembold 250.729.9781 | brad@allislandequitymic.com | www.allislandequitymic.com
We provide 1st and 2nd mortgage financing for residential, commercial, construction and development projects throughout Vancouver Island.
ALPHA AUGUST REAL ESTATE ADVISORY INC.
3
3
Shannon August 855.830.7452 | mail@aarea.ca | www.aarea.ca Brokers: access relationship based pricing and priority service. Residential Private Lender and Loan Administrator.
ALTA WEST CAPITAL
www.awcapital.ca
3 Armando Diseri, National Sales Director / Agent Francis Lee, BDM, Ontario West / Agent Justin Theriault, BDM, Ontario East / Agent
3
3
647.915.1932 | armando@awcapital.ca 647.705.9480 | francis@awcapital.ca 416.557.7572 | justin@awcapital.ca
Lending to 85% LTV on 1st and 2nd mortgages in major centres in British Columbia, Alberta and Ontario. Flexible solutions when turned away from traditional lenders.
ANTRIM INVESTMENTS LTD.
3
3
3
Will Granleese 604.530.2301 | 416.898.5692 | 1.888.550.6039 | will@antriminvestments.com www.antriminvestments.com Antrim provides residential First and Second Mortgages in major centres of BC, Alberta and Ontario. Open Terms Standard. FSCO#13198
ARMADA MORTGAGE CORPORATION
3
3
3
Gordon Hone 604.467.6449 | sales@armadamortgage.com | www.armadamortgage.com Residential 1st and 2nd mortgages in major urban areas of BC, AB & ON. Competitive/Flexible rates and fees, low docs, no minimum beacon. Armada is here to help you achieve your funding goals by offering excellent service and guidance throughout the underwriting process.
ATRIUM MORTGAGE INVESTMENT CORPORATION
3
3
Phil Fiuza, Managing Director, Single Family Mortgages 416.607.4209 | phil.fiuza@atriummic.com | www.atriummic.com We are a mortgage lender filling the lending gap caused by the limited number of financial institutions operating in Canada. We lend in major urban centres where the stability and liquidity of real estate is high.
BAYFIELD MORTGAGE PROFESSIONALS Gord Wintrup Inder Matharu Monique Tirshman
3 gord@bayfield.ca inder@bayfield.ca monique@bayfield.ca
3
3
604.533.4478 | www.bayfield.ca
Providing alternative 1st and 2nd mortgage financing on residential and commercial properties.
BLOOM FINANCE COMPANY
3 Sarah Andrews Ben McCabe
416.566.4948 | sarah@bloomfin.ca 647.548.9055 | ben@bloomfin.ca
www.bloomfin.ca
Offering: Reverse mortgage solutions for 55+, across Ontario. Up to 55% LTV, no minimum credit score or GDS/TDS restrictions. 5 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BRIDGEWATER BANK
BC AB SK MB ON QC ATL 3
3
3
3
3
Contact your local BDM for product information at BwBbrokerinfo.ca/contact-us |BwBbrokerinfo.ca Schedule 1 Bank offering alternative solutions for clients with non-traditional income, rental properties and clients re-establishing credit after a significant life event. Now offering the Peak Performance Program designed to maximize broker earnings.
BRIGHTPATH CAPITAL CORPORATION
3
3
Dan Pauls 519.500.3330 | dan@brightpath.ca | www.brightpath.ca Brightpath provides a common-sense approach to alternative lending, offering flexible 1st and 2nd mortgages with competitive interest rates. We pride ourselves on service excellence and our ability to process and close applications QUICKLY.
CAN TERRA FINANCIAL INC.
3
3
1.888.869.4912 | underwriting@canterra.net | www.canterra.net We have been operating for over 30 years providing equity financing in big towns, small towns and everything in between.
CANADIAN MORTGAGES INC.
3
3
3
3
3
3
1.888.465.7888 | info@canadianlending.ca | www.canadianlending.ca Canada’s Premier Private Mortgage Lender | Broker-Focused | Access to $1 Billion in Capital | CMP 5-Star Certified Mortgage Products
CAPITAL DIRECT LENDING CORP.
3 Greg Kakuno (BC) 800.625.7747 | gkakuno@capitaldirect.ca Donna Hunter (AB) 800.959.9290 | dhunter@capitaldirect.ca Cheryl Smith (ON) 800.814.2578 | csmith@capitaldirect.ca
3
3
3
www.capitaldirect.ca
Equity Counts. We don’t rely upon income, credit or age.
CAPLINK FINANCIAL CORPORATION
3 Jason Brown 780.702.9219 | jason@caplink.ca Chantelle Hanratty 780.702.9215 | chantelle@caplink.ca
3
3
3
3
www.caplink.ca
Residential 1st & 2nd’s to 85% LTV. Ask about our InversaTerm Mortgage (hybrid reverse). We are also a Lender Direct for financing on U.S. properties to Canadians in select U.S. states.
CENTURION MORTGAGE CAPITAL CORP.
3
3
3
3
3
3
3
Stephen Stewart, Executive Vice President, Mortgage Investments and Joint Ventures 416.733.5609 | sstewart@centurion.ca | www.centurion.ca Centurion Mortgage Capital Corporation is an experienced private lender and equity investor specializing in providing financing for multifamily rental and condo projects as well as other commercial properties.
COMMUNITY TRUST
3
3
Grant Armstrong 416.738.1706 | garmstrong@communitytrust.com Mortgage advisory team 888.649.1169 | partners@communitytrust.com www.communitytrust.com/better One of Canada’s leading providers of alternative mortgages, offering better service and better tech to help brokers succeed with their clients. 6 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
CONSUMERS CHOICE MORTGAGES INC.
BC AB SK MB ON QC ATL 3
Kurt Madsen 604.996.4629 | consumerschoice@mornet.ca | www.consumerschoicemortgages.ca Consumers Choice Mortgages offers private residential and small commercial mortgages on properties in BC with a focus on Greater Vancouver.
COSMAN MORTGAGE CAPITAL CORP.
3
Jason Cosman 647.968.1396 | jason@cosmanmortgage.ca| www.cosmanmortgage.ca Cosman Mortgage Capital is a direct lender for commercial 1st and 2nd mortgages across Ontario.
COVE MORTGAGE LTD.
3 Heather Briglio | heather@covemortgage.com Carly Erickson | carly@covemortgage.com
604.929.8156 | www.covemortgage.com
Our common sense approach allows us to adapt to your clients’ needs.
DOMAIN FUNDING
3
3
Sam DaSilva, Vice President Commercial Lending 604.681.3000 | sdasilva@domainfunding.ca | www.domainfunding.ca Private mortgage financing of commercial properties and developments in BC & AB. Complex loan structures and fast fundings.
DRAKE FINANCIAL LTD.
3
3
3
Terri Fisher, Branch Manager 604.855.6661 | terri@drakefinancial.com | www.drakefinancial.com Our company specializes in customized lending to the borrower’s situation; has individual investors as well as long-established MICs.
EQUITABLE BANK
3
3
3
3
3
3
3
3
3
3
3
3
3
3
866.407.0004 | www.equitablebank.ca We provide mortgage financing solutions for your clients from all walks of life..
FIRM CAPITAL CORPORATION Justin Kowal | jkowal@firmcapital.com Lucas Wright | lwright@firmcapital.com
416.635.0221 | www.firmcapital.com
1st & 2nd Mortgages. Residential Mortgages, including Revolving Line of Credit, Infill Construction & Bridge Loans. Boutique Mortgage Lenders® – Since 1988
FIRST CIRCLE FINANCIAL
3 Kyle Williams Stephen Cross
604.314.1587 | kyle@firstcircle.ca 604.986.9770 | stevecross@firstcircle.ca
www.firstcircle.ca
First Circle Financial work closely with mortgage brokers to provide residential, construction and commercial alternative mortgage solutions to a myriad of borrowers.
FIRST NATIONAL FINANCIAL LP
3
3
3
3
3
3
416.593.1100 | www.firstnational.ca First National is one of Canada’s largest non-bank lenders, originating and servicing single-family residential mortgages for over 30 years and home to Excalibur alternative lending. 7 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
FIRST SOURCE MORTGAGE CORPORATION
3
David Mandel, President and Co-Founder Steven Walters, Senior Vice President 416.221.2238 | www.firstsourcemortgage.ca
ext 22 | david@firstsourcemortgage.ca ext 25 | swalters@firstsourcemortgage.ca
First Source is a boutique mortgage lender, providing financing up to $50 million for projects in the Greater Toronto Area and surrounding areas.
FISGARD ASSET MANAGEMENT
3 Hali Noble, SVP Broker Relations Reaza Ali, Broker Relations - Ontario www.fisgardmortgage.com
3
3
3
3
250.480.8883 | hali.noble@fisgard.com 416.712.9680 | reaza.ali@fisgard.com
Fisgard provides flexible and creative 1st and 2nd mortgage solutions for residential, commercial and construction financing from BC to Ontario.
FREEDOM CAPITAL
3
3
3
Pip Dhaliwal 866.944.7778 | info@freedomcapital.com | www.freedomcapital.com Specialists in innovative and creative mortgage solutions for all situations. Commercial, Private and Construction. Cobroker now in BC, Alberta, Ontario.
GENTAI CAPITAL CORPORATION
3 James Kim Rachel Rogerson www.gentaicapital.com
3
3
647.972.9872 | james.kim@gentaicapital.com 587.434.0729 | rachel.rogerson@gentaicapital.com
We provide flexible 1st and 2nd mortgages financing solutions over commercial or residential properties in major urban area of BC, AB and ON. Preserve your future with Gentai.
GINKGO MORTGAGE INVESTMENT CORP Alexandra Zhang – BDM Underwriting Team
3
3
416.722.2682 | alex.zhang@ginkgomic.com 416.901.5133 | underwrite@ginkgomic.com
3
3
www.ginkgomic.com Fast · Friendly · Flexible
Fast, Friendly and Flexible service in private lending. Minimal documents required!
GRAYSBROOK CAPITAL LTD.
3
3
Ryan MacNeil 902.222.2670 | ryan@graysbrookcapital.ca | www.graysbrookcapital.ca Graysbrook Capital has been providing common sense mortgage solutions in Atlantic Canada since 2006. Graysbrook is now lending in Ontario, with a focus on Southwestern Ontario up to 75% LTV.
GREAT PACIFIC MORTGAGE & INVESTMENTS LTD. Damian Sowa | damian@greatpacificmortgage.com Walt Neufeld | walt@greatpacificmortgage.com
3 250.361.4775 www.greatpacificmortgage.com
Our offering: 1st & 2nd mortgage financing on residential & commercial properties, construction & development in BC. Including inter-alia and creative financing solutions. Vancouver Island experts. Quick responses.
HAVENTREE BANK
3
3
3
3
3
3
3
Doug Kenny, Associate Vice President, Sales 437.239.2107 | dkenny@haventreebank.com | www.haventreebank.com Haventree Bank specializes in residential mortgage financing for borrowers coast to coast who are in business for themselves, have bruised credit, or are new to Canada. 8 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
BROKER Equity Based Lending Solutions FOCUSED VISIT US ONLINE AT VWRCAPITAL.COM
1st, 2nd, & 3rd Mortgages
Loans up to $2,500,000
No Income Qualification
No Minimum Beacon Scores Purchase, Refinance, ETO Up to 75% Loan to Value Single Family Detached, Condos, Townhouses, Multi-Family, Serviced Land, and Raw Land.
Lending in British Columbia, Alberta, Saskatchewan, Manitoba & Ontario
Jennifer Peters
BC Business Development Manager
jennifer@vwrcapital.com 604–803–7430
Paula Hutton
Prairies Business Development Manager
paula@vwrcapital.com 403-828-6252
Pratheesan Rathnapala Ontario Business Development Manager
pratheesan@vwrcapital.com 416-629-2219
Find us on Filogix, Velocity, Lendesk, or by email at:
deals@vwrcapital.com or call us at 1–866–907–5407
COMMERCIAL, CONSTRUCTION, RESIDENTIAL MORTGAGES Private lending you can trust. hillmount.ca
416.849.0322
deals@hillmount.ca
CMB_halfpage2021.indd 1
License #10453
2021-09-15 9:51:29 AM
What’s your alternative plan?
We’re helping entrepreneurs get back on track. We Make It Happen awcapital.ca
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
HILLMOUNT CAPITAL
3
Yitz Levinson, President Catalin Popa, Manager, Underwriting 416.849.0322 | deals@hillmount.ca | www.hillmount.ca Hillmount Capital is a direct lender that provides first and second mortgages for commercial, construction, and residential properties. FSRA #10453
HOME TRUST
3
3
3
3
3
3
3
3
3
3
Rose Butera 647.678.4432 | rose.butera@hometrust.ca Sebastien Kuperhause 416.775.5082 | sebastien.kuperhause@hometrust.ca www.hometrust.ca The Home Trust Classic Mortgage is ideal for your clients that are self-employed, new to Canada, or have bruised credit.
HOMEEQUITY BANK
3 Clive Coke 1.877.914.2447 | ccoke@heb.ca | www.chipadvisor.ca
3
3
Leading national provider of the CHIP Reverse Mortgage for Canadians 55+
IC SAVINGS
3 Joe Rosati, Vice-President Sales and Marketing 647.668.2807 | jrosati@icsavings.ca | www.icmbs.ca
IC Savings is an Ontario based credit union that specializes in Alternative “A” and “B” lending. Our mortgage broker lending channel provides you with a dedicated underwriter and BDM. Contact us today at icmbs.ca
INSTAFUND
3
Adam Korbin 604.687.2020 | adam@instafund.com Chris Delisle 604.687.2020 | christopher@instafund.com www.instafund.com Lending in BC for 40 years on residential, commercial, land and interalia. 1st and 2nds to 75% Ltv. Put our experience to work for you!
INTERFINANCE MORTGAGE CORP.
License #12004
3 Monica Gairola | monica@interfinance.ca Kiran Kaushal | kiran@interfinance.ca Vince Oppedisano | vinceo@interfinance.ca
416.445.4890 | www.interfinance.ca
Interfinance offers 1st and 2nd mortgages with competitive rates and fees. We specialize in Residential, Commercial and Construction financing. All in house private funds and we facilitate closings within 24 hours. Lending in Ontario.
KING CAPITAL MORTGAGE INVESTMENT CORPORATION
3
Ashley Levy 647.292.8074 | alevy@kingcapitalmic.ca | www.kingcapitalmic.ca King Capital MIC is an equity-based lender providing alternative financing on 1st and 2nd mortgages throughout Ontario.
LANYARD FINANCIAL CORPORATION Financial
Corporation
3
3
3
3
3
Sam Fogell, Senior VP 604.688.5388 ext 103 | sfogell@lanyardgroup.com | www.lanyardgroup.com
Lanyard Financial offers jumbo residential 1st mortgages & commercial financing, on most assets (including land) in Western Canada and Ontario.
LIAHONA MORTGAGE INVESTMENT CORP.
3
Ken Macken 705.725.8252 | solutions@liahona.ca | www.LiahonaMIC.ca Liahona MIC provides residential, commercial and construction financing throughout Ontario, while specializing in small towns & rural areas. 11 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
M12 CAPITAL MORTGAGE INVESTMENT CORP.
3
George Moutsouroufis, President & CEO 416.778.1914 x101 | george@m12mic.com | www.m12mic.com We provide seconds to 85% LTV., We go behind collateral charges & Reverse Mortgages.
MAGENTA CAPITAL CORPORATION
3 1.888.267.1744 | brokers@magentainvestment.ca | magentainvestment.ca
For almost 30 years, Magenta has partnered with brokers to provide custom solutions for their clients with short-term credit challenges.
MANDATE MANAGEMENT CORPORATION
3
Alan Long 604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com
www.mandatemortgage.com
Since 1982, Mandate has established itself as a trusted source of private mortgage funds providing mortgage brokers with innovative mortgage solutions for their clients. Mandate specializes in land, commercial, industrial, and residential loans in BC.
MOUNTAIN INVESTMENT CORP.
3 Bob Edwards Phil Briddon
587.500.4951 | bob@micorp.ca 403.620.7736 | phil@micorp.ca
3
3
3
3
www.micorp.ca
Custom residential mortgages, specializing in credit recovery equity take-outs - BC to Ontario, 24-hour approvals and timely funding!
NORTHLAND MORTGAGE & INVESTMENT CORP.
3
3
Mark Eikeland, Director 250.923.0719 | C: 250.287.0373 | mark@northlandmortgage.com | www.northlandmortgage.ca We specialize in 1st and 2nd commercial mortgages from $250,000 to $25 million (as high as $50 million) throughout BC and Alberta. We have access to both institutional and our own private funds giving us a wide range of products and pricing to choose from for the right financing solution.
NPX (A PRODUCT OF MERIX FINANCIAL)
3
NPX Sales Desk 416.522.6179 | NPXsalesdesk@merixfinancial.com | www.merixfinancial.com NPX (A Product of MERIX Financial) is an innovative, solution-based, full-suite alternative product offering extended ratios and contract rate qualifications. Available in BC and Ontario, NPX focuses on borrowers that need more taken into account than just credit.
OPPONO LENDING COMPANY
3 Ajay Kaith 416.669.9274 | ajay.kaith@oppono.com | www.oppono.com
Residential Equity lender with no income verification or beacon score requirements. We fund deals up to 80% LTV, “If the deal makes sense we will fund it”.
OPTIMUM MORTGAGE
3
3
866.441.3775 | Brokerinfo@cwbank.com | www.optimummortgage.ca Alternative lending solutions for self-employed, commissioned, or bruised credit clients. Backed by a Schedule 1 bank. 12 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
3
3
3
3
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
OVERLAND CAPITAL CANADA INC.
3 604-343-3711 | info@overlandcapital.ca | www.overlandcapital.ca
Overland provides mortgage financing from the Fraser Valley to Vancouver Island. Let Overland provide your capital solution.
OZ CAPITAL
3 Jesse Town, Business Development Manager 905.925.8787 | jesse@ozcapital.ca | www.ozcapital.ca
OZ Capital is a residential private lender in Ontario offering 1st and 2nd mortgages and bridge loans. We feature specific programs for Real Estate Investors and Rent-to-Own clients.
PHL CAPITAL CORP.
3 Aaron Duhra 604.579.0847 | aaronduhra@phlcapital.com | www.phlcapital.com
PHL Capital Corp. is one of British Columbia’s premier alternative lenders.
PILLAR FINANCIAL SERVICES INC.
3 Jo-Anne Fleming, BDM, Southwestern Ontario Tony Cook, BDM, Eastern Ontario www.pillarfinancial.ca
519.495.2455 | jo-anne@pillarfinancial.ca 613.229.9903 | tony@pillarfinancial.ca
We offer brokers a versatile alternative to banks, providing residential mortgages for construction, rural, self-employed, and debt consolidation.
PMB PROFESSIONAL MORTGAGE BROKERS INC. Melissa Reinhardt, Mortgage Broker Ken Reinhardt, Principal Broker
3 905.985.4029 | melissa@powergate.ca 877.985.4029 | ken@powergate.ca
Private Mortgages East of Toronto – Durham, Kawartha, Peterborough & Northumberland Counties | Residential, Recreational, Land & Agricultural Fast. Simple. Trusted.™ | Proudly Celebrating Over 40 Years of Mortgage Lending | Please Request Our Guidelines & Area Servicing Map
PREMIERE MORTGAGE
3
3
3
Lindsay Munif | Monica Leggett | Tamara Lawrence | John Mercuri 866.460.4409 | lending@premhome.ca | www.mortgagescanada.net At Premiere Mortgage we specialize in equity based, residential mortgage financing on urban and small town/rural properties throughout BC, Alberta, and Manitoba. Flexible rate/fee options available.
RESCO MORTGAGE INVESTMENT CORPORATION
3
905.886.8786 | www.rescomic.ca Residential 1st and 2nd mortgages in major urban centres in Ontario, up to 80% LTV.
RICHVIEW CAPITAL MIC INC.
3 Guido Di Franco 416-617-7717 | guido@richviewcapital.com Maurizio Sera 416-450-0080 | maurizio@richviewcapital.com www.richviewcapitalmic.com
Specializing in 1st and 2nd mortgage loans, along with construction, commercial and bridge financing with flexible terms available with 24-48 hour closings. 13 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
RIVERROCK MORTGAGE INVESTMENT CORPORATION
3
Anthony Pistillo, Senior Vice President | anthony@riverrockmic.com Alissa Lintner, Director of Business Development | alissa@riverrockmic.com
416.504.1886 riverrockmic.com
RiverRock Mortgage Investment Corporation is an alternative residential lender in Ontario. We offer 1st & 2nds up to 80% on urban and suburban properties in Ontario.
ROYAL CANADIAN ASSET MANAGEMENT INC. Kelly Slinn Helen Gadsby
3 647.998.6246 | kelly@royalcanadianmortgage.com 289.264.2473 | helen@royalcanadianmortgage.com
www.royalcanadianmortgage.com
Royal Canadian MIC (FSCO #12846) offers 2nd mortgages up to 80% LTV. Approvals are within 24 hours. Non-income qualifier, no TDS/GDS, no minimum beacon score. GTA, and expanded areas of Ottawa to Niagara, Collingwood, Wasaga, Kitchener-Waterloo, London. Call your BDM!
RYDAN MORTGAGE CORPORATION
RYDAN
MORTGAGE CORPORATION
3 Stan Schwartz 416.453.7826 | stan@rydanfinancial.ca | www.rydanfinancial.ca
Rydan Mortgage Corporation specializes in equity based residential and commercial mortgage financing and mortgage administration. Quality service and quick closing.
SHELTER LENDING CORPORATION
3 Grant Plunkie | grant@shelterlending.ca Jayson Zilkie | jayson@shelterlending.ca
3
3
866.777.9567 www.shelterlending.ca
Shelter specializes in residential first and second mortgages, with an emphasis on higher LTV seconds.
SPECTRUM-CANADA MORTGAGE SERVICES INC.
3
3
3
James Christopherson, Residential Mortgage Manager 416.821.6745 | 877.909.6266 | Jamesc@spectrum-canada.com | www.spectrum-canada.com Open term residential seconds from 6.95% in BC, ON, & AB. Flexible solutions for your clients. Private Lending with Institutional Service.
THREEPOINT CAPITAL
3
3
3
3
Brad Graham | Kate Ormond | Tanya Rousseau | Loren Hawkins 800.979.2911 | uDrive@threepointcapital.ca | www.threepointcapital.ca Residential 1st and 2nd mortgages in residential locations. Up to 75% LTV. No-fee and fully open options available.
TRIBECCA FINANCE CORPORATION
3 Amit Anand 416.225.6900 ext 223 | amit.anand@tribecca.ca | www.tribecca.ca
Residential First and Second Mortgages and Construction Mortgages. Our common sense approach to lending gets your deals done.
VWR CAPITAL CORP.
3 Jennifer Peters 866.907.5407 ext 117 | jennifer@vwrcapital.com | www.vwrcapital.com
VWR Capital Corp is a MIC specializing in 1st, 2nd, and 3rd mortgages up to 75% LTV from BC through Ontario. 14 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
3
3
3
3
TYPES OF LOANS OFFERED
Commercial Real Estate Financing: pre-development land, multi-family residential development, retail, office, industrial, multi-tenant income producing properties and construction projects.
LOAN PARAMETERS & FEATURES
Brokerage Lic#10160
• Minimum loan size of $2,000,000 • Property located in Greater Golden Horseshoe • Loan-To-Value of up to 75% • Zoned or Non-Zoned • Interest Only • Fixed or Floating Rate • Terms up to 36 months • Interest and Soft Costs Reserves • Quick and easy draw processing
MORTGAGE BROKERS WELCOME Vector Financial manages a diverse portfolio of mortgages. Much of our growth, and the success of our clients, have come from longterm relationships with Mortgage Brokerages and individual Mortgage Brokers and Agents.
NOAH MINTZ 416-483-4367
noah@vectorfinancialservices.com
MORTGAGE BROKER Lic#M08006173
Take your income to new heights. Want to earn even more? Make us your alternative lender of choice and take your earnings to the top with our Peak Performance Program. The sky is the limit. BwBbrokerinfo.ca/Peak
NOW YOU’RE IN THE DRIVER’S SEAT.
With uDrive, you’re in control. As an alternative MIC mortgage lender, we focus on being a good business partner to our broker community. We work diligently to find creative solutions for your clients who don’t qualify for traditional financing. • uDrive: No Fee or Lower Rate • Residential 1st and 2nd mortgages • Fully open options available • Lending in BC, AB, MB and ON • One or two year terms available • Maximum LTV of 75% • Submissions can be made via Expert, Velocity or Lendesk
INVEST. LEND. GROW. threepointcapital.ca uDrive@threepointcapital.ca | 1.800.979.2911
Lending a Helping Hand to You and Your Clients for Over 30 Years. Bayfield Mortgage Professionals • Innovative lending solutions since 1982 • 1st and 2nd Private Mortgage Funds • British Columbia, Alberta, Manitoba • Experienced Underwriters • Fast straightforward approvals
SUBMIT VIA - FILOGIX - VELOCITY - LENDESK FIND US UNDER BAYFIELD T 604.533.4478
START THINKING OUTSIDE OF THE BOX. Get the flexibility you need with ROYALFLEX LOC by Royal Canadian MIC. Need a little extra cash on hand? Borrow for any reason. ROYALFLEX LOC is designed for your client who doesn't wish to be locked in a fixed term or amount. Quick, easy advances. 1st or 2nd secured position up to 80% LTV (Residential. Owner Occupied/Rental) No minimum beacon score, No income, No GDS/TDS. 24 hour turnaround time for commitment letters, usually same day. Ontario Only. Call us! You won’t be disappointed. Helen Gadsby (GTA North) helen@royalcanadianmortgage.com 289.264.2473
Andrew Roper (GTA Core) andrew@royalcanadianmortgage.com 647.268.6146 Vee Dave vee@royalcanadianmortgage.com 647.241.1226
Michelle Nakada (GTA Core) michelle@royalcanadianmortgage.com 437.970.3001
Sue Wong swong@royalcanadianmortgage.com 416.856.4242
Wati Omar (GTA West) wati@royalcanadianmortgage.com 416.930.9117
James Oshodi joshodi@royalcanadianmortgage.com 416.566.2559
Kelly Slinn (GTA East) kelly@royalcanadianmortgage.com 647.998.6246
RESIDENTIAL LENDING PROGRAM To learn more, contact us today:
Firm Capital Corporation T: (416) 635-0221 Ext. 303 E: info@FirmCapital.com www. FirmCapital.com
RESIDENTIAL MORTGAGES: REQUIRED DOCUMENTS
FEATURES
Mortgage application
1st MORTGAGE
Quick Closings 6 month - 2 year terms Interest Only Fully Open 2nd Mortgage top up on purchases to 75% LTV
Serviceability by one of the following: NOA / TI Gen. / 6 month bank statements Approved Appraisal
*These are Guidelines Only - Rate and fees can be adjustable • Stated income deals must pass a reasonability test
• Owner occupied, Rentals and Investor • Bridge financing available • Call for details.
LTV Rate Starting from
Fees Starting from
up to 75%
2nd MORTGAGE
up to 80% on case to case basis*
up to 75%
5.00%
7.00%
1.00%
1.25%
BOUTIQUE MORTAGE LENDERS®
Committed to funding. • 1st, 2nd and HELOC mortgages • rimarily GTA, Golden Horseshoe and Ottawa focussed
BDM contact
• p to 80% LTV
Ajay Kaith
• Common sense equity lending
416-669-9274 ajay.kaith@oppono.com
• o GDS/TDS requirements • o income required • e work with any beacon score • Open 7 days a week
BDM contact
• 8 hour closing
Danilo Savo
• Easily submit deals through Filogix or Velocity
647-296-6114 danilo.savo@oppono.com
*Subject to review based on mortgage amount and LTV Appraisals must be from Oppo o s approved appraisers list
www.oppono.com
1-866-318-7222
info@oppono.com
675 Cochrane Drive, Suite 104 West Tower, Markham, ON, L3R 0B8, License # 12558/11887
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
CONTACT INFORMATION
BC AB SK MB ON QC ATL
WESTBORO MORTGAGE INVESTMENT CORP.
3
3
Derek Serra, President ext 226 | dserra@westboromic.com Paula Meldrum, BDM Central & Southwestern Ontario ext 250 | Paula@Westboromic.com Darren Campbell, BDM Eastern Ontario & Quebec (Outaouais) ext 242 | dcampbell@westboromic.com 613.729.5764 | Toll free 844.729.5764 | www.westboromic.com | @westboromic Your first call for private 1st, 2nd, construction, commercial in Ontario since 2004.
WESTCAN MORTGAGE SOLUTIONS INC.
3
Cheryl Kirstien, Credit Manager Joanne Quigley, General Manager www.westcanmortgage.ca
3
250.434.2321 | cheryl@westcanmortgage.ca 250.434.2315 | joanne@westcanmortgage.ca
“Your Small Town Lender” – Lending on 1st and 2nd mortgages and mobiles on pad in most locations of BC and Alberta.
XMC MORTGAGE CORPORATION
3
3
3
3
3
Avish Buck, VP Residential Lending 416.644.7240 | abuck@xmcmortgage.com | www.xmcmortgage.com XMC Mortgage Corporation is a boutique mortgage lender offering insured and uninsured solutions across Canada through an exclusive partner broker network.
ALTERNATIVE & PRIVATE LENDERS ALPHABETICAL LISTINGS COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
1 City Financial Ltd.
604.912.0207
1city.ca
3
460 Mortgage Investment Corporation
250.591.4601
460mic.com
3
Accepted Financial Corporation
604.937.7269
acceptedmic.com
3
Accountable Mortgage Investment Corp.
778.668.1972
accountablemic.com
3
Advanced MIC
613.656.0869
advancedmic.com
All Harmony Financial Services Ltd.
778.829.8766
All Island Equity MIC
250.729.9781
allislandequitymic.com
3
Alpha August Real Estate Advisory Inc.
855.830.7452
aarea.ca
3
ALT Mortgages
778.840.7464
altmortgages.ca
3
3
Alta West Capital
888.554.9075
awcapital.ca
3
3
Alteman Financial Inc.
778.990.5781
altemanfinancial.com
3
3
Alternative Financing Options
855.499.4061
alternativefinancingoptions.ca
Alternative Mortgage Solutions
506.854.5626
amortgages.co
Amber Financial Services Corp.
778.297.4999
amberfinancial.com
3
3
Antrim Investments Ltd.
604.530.2301
antriminvestments.com
3
3
AP Capital Mortgage Investment Corp.
778.328.7401
apcapital.ca
3
3
Armada Mortgage Corporation
888.467.6449
armadamortgage.com
3
3
Aroi Mortgage Investment Corporation
902.681.1100
mic.aroi.ca
Astina Mortgages Group Ltd.
604.726.1424
astina.ca
Atlantic Signature Mortgage & Loan
902.406.1250
atlanticsignature.com
Atrium Mortgage Investment Corporation
416.607.4209
atriummic.com
3
Aveo by CMLS Financial
604.367.5626
cmls.ca/brokers/aveo
3
3
3
3
3
B2B Bank
800.263.8349
b2bbank.com
3
3
3
3
3
3
3
3
3 3 3 3
3
3
3 3
3 3
3 3
3 3 3 3
3
19 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
Bancorp Financial Services Inc.
888.966.2717
bancorpfinancial.com
3
3
Bayfield Mortgage Professionals
604.533.4478
bayfieldonline.com
3
3
BDP Capital Limited
647.952.0828
feintuchlaw.com
3
Bloom Finance Company
866.882.5666
bloomfin.ca
3
BlueShore Pacifica Alternative Mortgage Centre
604.899.3780
blueshorepacifica.com
Breakwater Investments Inc.
905.806.2292
breakwaterinvesatments.ca
Bridgewater Bank
3
3 3
bwbbrokerinfo.ca
3
3
3
3
3
Brightpath Capital Corporation
519.500.3330
brightpath.ca
3
Brilliant Phoenix Mortgage Investment Corp.
778.386.3262
phoenixmortgage.ca
3
Brookstreet Mortgage Investment Corp.
416.922.1200
brookstreetmic.com
Builder’s Capital Management Corp.
403.685.9888
builderscapital.ca
Burke Financial Corp.
905.770.0036
burkefinancial.ca
Calvert Home Mortgage Investment Corp.
403.278.0249
chmic.ca
Cambridge Mortgage Investment Corporation
604.484.8199
cambridgemic.com
3
Can Terra Financial Inc.
888.869.4912
canterra.net
3
3
Canada Mortgage and Financial Group
888.501.2076
CMFG.ca
3
3
3
Canada Penfund Mortgage Corporation
250.727.3500
canadapenfund.ca
3
Canadian Mortgage Capital Corporation
416.867.1053
cmcapitalcorp.com
3
3
3
Canadian Mortgages Inc.
888.465.7888
canadianlending.ca
3
3
Canadian Northwest Mortgage Corp.
604.897.7723
northwestmortgage.ca
3
Canfund Mortgages Corporation
778.706.6690
canfundmortgages.com
3
Canguard Mortgage Investment Corporation
604.595.2625
canguard.ca
3
Capital Direct Atlantic
855.571.7700
capitaldirect.ca
Capital Direct Lending Corp.
800.625.7747
capitaldirect.ca
3
3
Caplink Financial Corporation
888.429.0114
caplink.ca
3
3
Casb Management Group Inc
519.649.2502
casbmanagementgroup.com
Cash Loans Canada Inc.
844.291.9300
cashloanscanadainc.com
Castleton Mortgages
877.245.4646
castletonmortgages.com
Cedar Peaks Mortgage Services Ltd.
403.850.3373
cedarpeaksmortgage.ca
3
Centrex Financial
604.831.7670
centrexfinancial.ca
3
Centum One Financial Group Inc.
905.830.9997
centum.ca/onefinancialgroupinc
Centurion Mortgage Capital Corporation
416.733.5600
centurion.ca
Cherokee Financial Inc.
416.252.9000
CLN Finance
416.494.1144
clnfinance.com
3
3
Comat Mortgage Corporation
604.558.3360
comat.ca
3
3
Community Trust Company
800.268.1576
communitytrust.ca
3
Consumers Choice Mortgages Inc
604.996.4629
consumerschoicemortgages.ca
3
Cooper Pacific MIC
877.475.2669
cooperpacific.ca
3
Corwin Mortgage Capital Inc.
416.727.2003
corwincapital.ca
3
Cosman Mortgage Capital Corp.
888-594-5326
cosmanmortgage.ca
3
Cove Mortgage Ltd.
604.837.5889
covemortgage.com
3
CWB Trust Services
800.663.1124
cwt.ca
3
CYR Funding Inc.
905.731.1111
cyrfunding.com
20 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
3 3
3
3
3 3
3
3
3
3
3
3
3
3
3 3
3
3 3
3
3 3
3
3
3
3
3
3
3
3
3
3 3
3
3
3
3
3
3
3
3 3
3
3
3
3 3
3
3
3
3 3
3
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
PHONE
WEBSITE domainfunding.ca
BC AB SK MB ON QC ATL
Domain Funding
604 681 3000
Donald William Karn
416.960.2236
Drake Financial Ltd.
604.855.6661
drakefinancial.com
DUCA Financial Services Credit Union
866 900 3822
duca.com
Dundarave Mortgage Investment Corporation
604.985.5626
dmic.ca
DV Capital
416.839.5874
dvcapitalcorp.com
East Coast Mortgage Brokers
709.754.0422
Eclipse Residential MIC
866.260.3786
Effort Trust
416.924.4680
efforttrust.ca
3
Elle Mortgage Corporation
416.961.0001
ecmb.ca
3
Equitable Bank
866.407.0004
equitablebank.ca
Equity Financial Trust Company
855.272.0050
equityfinancialtrust.com
3
Fast Access Financial
855.367.9191
fastaccess.ca
3
FC Mortgage
833.FC.LENDS
fcmortgages.ca
3
Finn Larsen Mortgage Services
250.809.9999
Firm Capital Corporation
416.635.0221
firmcapital.com
First Capital Corp.
416.456.2588
firstcapitalcorp.com
First Circle Financial Services Ltd
604.986.3200
firstcircle.ca
3
First Island Financial Services Ltd.
250.388.5441
firstisland.com
3
First National Financial LP
800.465.0039
firstnational.ca
First Source Mortgage Corp.
416.221.2238
firstsourcemortgage.ca
Fisgard Capital Corporation
866.382.9255
fisgardmortgage.com
Force 10 Capital Management Inc.
905.815.9062
force10capital.com
Freedom Capital
866.944.7778
freedomcapital.com
3
3
3
Funding Centre
604.830.7080
fundingcentre.ca
3
3
3
Funds2Go Inc.
416.444.4252
Funds2Go.ca
Gateway Capital – Feisal Panjwani
604.671.7619
gatewaylending.ca
3
Gentai Capital Corporation
604.638.1580
gentaicapital.com
3
Ginkgo Mortgage Investment Corporation
855.901.5133
ginkgomic.com
3
Gold Capital Corp.
778.386.7264
GoldCapital.ca
3
Graysbrook Capital Ltd.
902.222.2670
graysbrookcapital.ca
Great Pacific Mortgage & Investments Ltd.
800.667.0440
greatpacificmortgage.com
HarbourEdge Mortgage Investment Corporation
705 443 8156
harbouredge.com
Haventree Bank
855.272.0050
haventreebank.com
3
Hera Investment Funds Inc.
604.339.4422
herafunds.com
3
Highland Mortgage Investment Corp.
604.986.1002
highlandmortgages.ca
3
Hillmount Capital Inc.
416.849.0322
hillmount.ca/services
Hi-Rise Capital
416.865.3398
hirisecapital.com
Home Trust
855.270.3630
hometrust.ca
3
3
HomeEquity Bank (CHIP)
866.536.2447
chipadvisor.ca
3
3
Hosper Mortgage Investment Corp.
888.495.4906
hospermortgage.com
3
IC Savings
416.253.4007
icmbs.ca
3
ICICI Bank Canada
844.484.8497
icicibank.ca
3
3 3
3
3
3
3 3
3
3 3 3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3 3
3
3
3
3 3
3 3 3
3
3
3
3
3 3
3 3
3 3
3
3 3
3 3 3
3
3
3
3
3 3
3
3
3
3
3
3
3
3
3
3
3
3
21 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
IEC - Interior Equities Corp.
800.663.1575
interiorequities.com
3
iMortgage Canada
604.649.0419
iMortgagecanada.com
3
Indigoblue Mortgage Investment Corporation
416.400.3977 x1
ibmic.ca
Indocan (Ontario) Investment Corporation
416.918.4751
Infinity Mortgage Fund Ltd
250.878.0445
infinitylending.ca
3
InstaFund Financial Services Ltd.
604.687.2020
instafund.com
3
Integrity Mortgage Inc.
604.839.3890
kimstrynadka.ca
3
Interfinance Mortgage Corporation
416.445.4890
interfinance.ca
Invis-Mortgage Network™
604.868.0902
mortgagenetworkcanada.com
Jaycap Financial Ltd.
780.641.0555
jaycapfinancial.com
Jin-Ocean Mortgage Investment Corporation
778.384.0930
jin.oceanmic.com
JV Capital
416.572.7337
jvcapital.ca
JW Capital Inc.
902.456.6525
jwcapital.ca
King Capital Mortgage Investment Corporation
888.341.5464
kingcapitalmic.ca
Kingsmen Capital Investments
800.822.3998
kingsmen-capital.com
3
3
3
3
3
Kokanee Mortgage MIC Ltd.
250.828.2849
kokaneemortgage.com
3
3
3
3
3
KV Capital Inc.
780.433.1222
kvcapital.ca
Lanyard Financial Corporation
604.688.5388
lanyardgroup.com
3
3
3
Liahona Mortgage Investment Corp.
705.725.8252
liahona.ca
3
M12 Capital MIC
416.778.1914
m12mic.com
3
Macquarie Financial Ltd.
604.605.3944
macquariefinancial.com
Magenta Capital Corporation
888.267.1744
magentainvestment.ca
Magnum Mortgage & Realty Corp.
780.467.6393
mmrc.ca
Mandate Management Corporation
604.731.2899
mandatemortgage.com
3
MCAP.com
3
MCAP
3 3 3
3 3
3 3
3
3 3 3 3 3
3
Yukon
3 3
3
3
3
3
3
3 3 3
3
3
3
MCF Mortgages
416.272.0494
mcfmortgages.com
Mercury Mortgages
905.273.4234
kotharigroup.com
Meridian Credit Union
866.592.2226
meridiancu.ca
3
Merit Valor Asset Management Corp
416.283.2377
meritvalor.com
3
MERIX Financial
888.637.4920
merixfinancial.com
3
3
Morrison Financial Mortgage Corporation
416.391.3535
morrisonfinancial.com
3
3
Mortgage Alliance Mortgage Solutions
416.617.7300
Mortgage Power Canada
416.674.2424
mortgagepower.ca
3
Mortgage Broker Store
416.499.2122
mortgagebrokerstore.com
3
MortgageMeister.com Ltd.
416.635.1010
mortgagemeister.com
3
MortgagePRO Ltd.
403.253.2022
mymortgagepros.com
3
3
Moskowitz Capital
416.781.6500
moskowitzcapital.com
3
3
3
3
3
Mountain Investment Corp.
403.764.0517
micorp.ca
3
3
3
3
3
Nation Capital Corp.
604.681.7772
nationcapital.ca
3
National Equity Lending Corp.
604.800.1660
nationallending.ca
3
Neufeld Capital Inc.
403.531.2513
neufeldcapital.com
New City Financial Corp.
604.738.5422
newcityfinancialgroup.com
New Haven Mortgage Corporation
416.636.0000
newhavenmortgage.com
22 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
3
3
3
3
3
3
3
3 3
3
3
3
3
3 3 3
3
3 3
3
3 3
NOW LENDING IN
BRITISH COLUMBIA NPX, the alternative solution behind MERIX Financial, offers: Qualification at contract rate Extended ratios Fixed, ARM and interest-only options Loan amounts up to $3.6 million Lending in Ontario and British Columbia
For details or to get signed up, email NPXSalesDesk@merixfinancial.com
ai16321636607_FN_ResidentialBroker_2021_CMBA_Half_September_2021.pdf 1 9/20/2021 2:47:41 PM
Being your best in 2021 means being there We aren’t simply lenders, brokers or clients. We are people. And at First National, we believe that every person should have the opportunity to access a mortgage and own a home, even if they fall outside of traditional credit requirements. Excalibur helps you make that a reality for more of your clients.
C
M
Y
Being your best means being there for your clients as they share their story. Your purpose, your perspective, your intention and your actions have to reflect who your clients are as people, what they’ve experienced and their hopes and worries about the future.
CM
MY
CY
CMY
Everything you’ve come to expect from Excalibur – turnaround times, collaboration, updates, tools, education, transparency and engaged leadership – will persist. Because at First National, we remain committed to being there for you, so you can be there for your clients.
K
firstnational.ca
NEW HAVEN MORTGAGE CORPORATION
WHY WORK WITH US? • • • • • • •
Transparent & Reliable Pricing Ontario-Wide True Equity Lending Exceptional Customer Service Fixed Renewal Fees No Income or Credit Qualifications Broker-Borrower Retention Quick Turnaround Time
WE ARE YOUR GOOD LENDER. Lauren Chappell
Manager, Business Development C: 249-288-3482 E: lauren.chappell@newhavenmortgage.com
Jodi Whitehead
Broker Relations Representative P: 416-636-000 Ext. 214 E: jodi.whitehead@newhavenmortgage.com
Ethan Vyner
Broker Relations Representative C: 647-278-7937 E: ethan.vyner@newhavenmortgage.com
| www.newhavenmortgage.com | marketingnhmc@gmail.com | Broker’s License No: 11284 | Administrator’s License No: 10588 |
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
Nexus Investment Corp.
604.664.7075
nexusinvestment.ca
3
Northern Alliance Financial Corp.
587.432.5906
nafinancial.ca
3
3
Northland Mortgage & Investment Corp.
250.923.0719
northlandmortgage.ca
3
3
NPX (a product of MERIX Financial)
416.427.5274
merixfinancial.com
Olympia Trust Company
403.261.0900
olympiatrust.com
Ontario Wealth Management Corporation
866.901.1555
owemanco.com
3
Oppono Lending Company
416.669.9274
oppono.com
3
Optimum Mortgage
866.441.3775
optimummortgage.ca
3
Overland Capital Canada Inc.
604.343.3711
overlandcapital.ca
3
OZ Capital
905.532.9288
ozcapital.ca
Peet & Cowan Financial Services
604.684.6420
peetcowan.com
3
Peoples Trust Company
855.683.2881
peoplestrust.com
3
PHL Capital Corp.
604.579.0847
phlcapital.com
3
Phoenix Financial Inc.
902.406.7616
phoenixfinancialinc.net
Pillar Financial Services Inc.
877.279.2116
pillarfinancial.ca
Pioneer West Acceptance Corp.
604.679.9447
pioneerwest.com
PMB Professional Mortgage Brokers Inc.
877.985.4029
Pocrnić Realty Advisors Inc.
905.522.7936
pracommercial.com
Premiere Mortgage
866.460.4409
mortgagescanada.net
3
3
Private Lending Hub
855.55.Funds
privatelendinghub.com
3
3
3
3
3
Providus Mortgage Investment Corporation
604.662.8003
providus.ca
3
Quahold Corporation
416.214.1114
quahold.ca
Radius Financial Inc.
877.369.6398
radiusfinancial.ca
3
3
3
3
3
Rala Investments Ltd.
866.732.5865
ralainvestments.com
3
Raven Financial Services
905.361.7122
ravenfinancialservices.ca
3
REA Lending Corp.
905.856.4220
REAlending.ca
3
Ready Capital Mortgage Investment Trust
905.305.8499
readycapital.ca
Real Capital Corp.
587.430.0658
realfastcapital.com
Reciprocal Opportunities Inc.
519.755.6252
roigroup.ca
Reliable Mortgages Inc.
778.293.1912
reliablemortgages.ca
RESCO Mortgage Investment Corporation
905.886.8786
rescomic.ca
Richview Capital MIC Inc.
905.893.1700
richviewcapitalmic.com
RiverRock Mortgage Investment Corporation
416.364.5999
riverrockmic.com
RMG Mortgages
3 3
3
3
3
3
3
3
3
3
3
3
3
3 3
3 3 3
3 3 3 3 3
3
3
3
3
3 3 3 3 3
3 3 3
RMGMortgages.ca
3
3
3
3
3
3
3
3
Romspen Investment Corporation
416.966.1100
romspen.com
Royal Canadian Asset Management Inc
289.264.2473
royalcanadianmortgage.com
3
Rydan Mortgage Corporation
416.453.7826
rydanfinancial.ca
3
Secure Capital MIC Inc.
905.709.8633
securecapitalmic.com
Seven Lending
604.260.6900
sevenlending.ca
3
Shelter Lending Corporation
866.777.9567
shelterlending.ca
3
Sierra Mortgage Fund Ltd.
250.558.1111
sierramortgage.ca
3
Spectrum-Canada Mortgage Services Inc.
877.253.4377
spectrum.canada.com
3
Sterling Bridge Mortgage Corp.
403.298.0638
sterlingbridge.ca
3
3
3
3
3
3
3
3 3
3
3
3
3
3 25 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
ALTERNATIVE & PRIVATE LENDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
Stewart Mortgage Corp.
250.372.1995
stewartmortgage.ca
3
Street Capital Bank of Canada
877.416.7873
streetcapital.ca/brokers
3
Syndicate Lending Corporation
604 829 7007
syndicatelending.com
3
Tallinn Capital Partners Corp.
604.329.8732
tallinncapital.com
3
3
Terrafund Financial Inc.
604.684.8394
terrafund.com
3
Terrapin Mortgage Investment Corp.
604.684.8394
TMIC.ca
3
Terri Smith Holdings Ltd
250.724.9907
The Nova Team
604.831.6682
wemortgagecanada.ca
3
ThreePoint Capital
800.979.2911
threepointcapital.ca
Timbercreek Financial Corporation
844.304.9967
timbercreekfinancial.com
Timberlee Financial Ltd
250.769.7490
Titus Financial Inc.
778.786.7225
titusfinance.com
3
3
Tri City Mortgage Fund Ltd.
604.569.2015
tricitygroup.ca
3
3
Tribecca Finance Corporation
416.225.6900
tribecca.ca
3
TriLend Inc.
905.851.5565
trilend.com
3
Tudor Mortgage Investment Corp.
604.536.0503
Unimor Capital Corporation
519.255.9505
unimorcapital.com
Union Capital Lending
289.371.3300
unioncapital.ca
3
Vault Mortgage Corporation
416.571.6980
vaultmortgage.ca
3
Vector Financial Services Limited
416.483.9552
vectorfinancialservices.com
3
Vector Pacific Mortgage Corporation
604.986.3377
vpmc.ca
3
Verifund Capital Corp.
604.757.9460
verifundcapital.com
3
Versatile Mortgage Corporation
403.538.6666
VWR Capital Corp.
866.907.5407
vwrcapital.com
Westboro Mortgage Investment Corp
844.729.5764
westboromic.com
WestCan Mortgage Solutions Ltd.
877.559.1005
westcanmortgage.ca
Westpoint Capital Corporation
780.433.5516
westpointcapital.ca
WJE Mortgage Corp. dba RMEF
604.524.1912
XMC Mortgage Corporation
888.811.6660
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3 3
3 3
3
3 3
3
3
3
3 3
3
3
3 3
3 xmcmortgage.com
3
3
3
3
3
COMMERCIAL MORTGAGE LENDERS 2021-22 COMPANY
PHONE
CENTURION MORTGAGE CAPITAL CORP.
WEBSITE
BC AB SK MB ON QC ATL 3
3
3
3
3
3
3
Stephen Stewart, Executive Vice President, Mortgage Investments and Joint Ventures 416.733.5609 | sstewart@centurion.ca | www.centurion.ca Centurion Mortgage Capital Corporation is an experienced private lender and equity investor specializing in providing financing for multifamily rental and condo projects as well as other commercial properties.
DOMAIN FUNDING
3
3
Sam DaSilva, Vice President Commercial Lending 604.681.3000 | sdasilva@domainfunding.ca | www.domainfunding.ca Private mortgage financing of commercial properties and developments in BC & AB. Complex loan structures and fast fundings. 26 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
COMMERCIAL MORTGAGE LENDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
LANYARD FINANCIAL CORPORATION Financial
Corporation
3
3
3
3
3
Sam Fogell, Senior VP 604.688.5388 ext 103 | sfogell@lanyardgroup.com | www.lanyardgroup.com
Lanyard Financial offers commercial financing on most assets (including land) & jumbo residential 1st mortgages in Western Canada and Ontario.
MANDATE MANAGEMENT CORPORATION
3
Alan Long 604.813.7532 | mandate.national@gmail.com Derek Chappell 778.989.4050 | derek.mandate@gmail.com
www.mandatemortgage.com
Since 1982, Mandate has established itself as a trusted source of private mortgage funds providing mortgage brokers with innovative mortgage solutions for their clients. Mandate specializes in land, commercial, industrial, and residential loans in BC.
ROMSPEN INVESTMENT CORPORATION
3
3
3
3
3
3
3
Blake Cassidy 800.494.0389 | blakecassidy@romspen.com | www.romspen.com Romspen is a leading Canadian non-bank mortgage lender specializing in commercial and industrial real estate mortgages.
COMMERCIAL MORTGAGE LENDERS ALPHABETICAL LISTINGS COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
All Harmony Financial Services Ltd.
778.829.8766
BT Advisory / Biricz Taylor Investments Ltd.
416.830.9167
btinvest.ca
Cedar Peaks Mortgage Services Ltd.
403.850.3373
cedarpeaksmortgage.ca
3
3
Centurion Mortgage Capital Corporation
416.733.5600
centurion.ca
3
3
City Mortgage Investment Corporation
604.763.3346
citymortgage.ca
3
Community Trust Company
800.268.1576
communitytrust.ca
3
3
Domain Funding
604.681.3000
domainfunding.ca
3
3
East Coast Mortgage Brokers
709.754.0422
ecmb.ca
First Capital Corp.
416.456.2588
firstcapitalcorp.com
3
First Source Mortgage Corp
416.221.2238
firstsourcemortgage.ca
3
Fisgard Capital Corporation
866.382.9255
fisgardmortgage.com
Force 10 Capital Management Inc.
905.815.9062
force10capital.com
3
Foremost Financial Corporation
416.488.5300
foremost-financial.com
3
Funds2Go Inc.
416.444.4252
Funds2Go.ca
3
Gentai Capital Corporation
604.638.1580
gentaicapital.com
3
Gold Capital Corp.
778.386.7264
GoldCapital.ca
3
I.C. Funding Financial Corporation
855.673.3528
icfunding.com
3
InstaFund Financial Services Ltd.
604.687.2020
instafund.com
3
JW Capital Inc.
902.456.6525
jwcapital.ca
Lanyard Financial Corporation
604.688.5388
lanyardgroup.com
3
Mandate Management Corporation
604.3731.2899
mandatemortgage.com
3
Morfund Financial Inc.
800.966.6680
morfund.com
3
3
Morrison Financial Mortgage Corporation
416.391.3535
morrisonfinancial.com
3
3
Nexus Investment Corp.
604.664.7075
nexusinvestment.ca
3
Optimum Mortgage
866.441.3775
optimummortgage.ca
Pioneer West Acceptance Corp.
604.987.1420
pioneerwest.com
Pocrnić Realty Advisors Inc.
905.522.7936
pracommercial.com
3 3
3
3
3
3
3
3 3
3
3
3
3
3
3 3
3
3
3
3
3 3
3
3 3 27 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
COMMERCIAL MORTGAGE LENDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
Reliable Mortgages Inc.
778.293.1912
reliablemortgages.ca
3
Romspen Investment Corporation
800.494.0389
romspen.com
3
Rydan Mortgage Corporation
416.453.7826
rydanfinancial.ca
Shinhan Bank Canada
416.250.3520
shinhan.ca
3
The Financing Hub
905.507.8383
thefinancinghub.com
3
Timberlee Financial Ltd
250.769.7490
Tri City Group Monthly Income Mortgage Trust
604.569.2015
3
3
3
3
3
3
3
3
3 3 3
3
3
3
3 tricitygroup.ca
3
3
3
MORTGAGE INDUSTRY SERVICE PROVIDERS 2021-22 COMPANY
PHONE
WEBSITE
ALPHA AUGUST REAL ESTATE ADVISORY INC.
BC AB SK MB ON QC ATL 3
3
Shannon August 3 855.830.7452 | mail@aarea.ca | www.aarea.ca/loan-servicing Mortgage Administration and Servicing for MICs, syndicates, and private lenders; focus on your core business and outsource the administration.
LAWRENSON WALKER REAL ESTATE APPRAISERS LTD.
3
3
Leigh Walker, CRA 866.535.1494 | info@lawrensonwalker.com | www.lawrensonwalker.com Providing exceptional real estate appraisal services in Vancouver - Victoria - Okanagan - Peace Region - Calgary - Edmonton.
LENDESK
3
3
3
3
3
3
3
hello@lendesk.com | lendesk.com/alternative-lending Lendesk enables mortgage professionals with a complete end to end digital mortgage solution, the best of its kind in the Mortgage industry.
VALUE CONNECT INC.
3 Bonny Clarke John van Oosterhout www.valueconnect.ca
3
3
3
3
3
3
844.383.2472 x4257 | bonny@valueconnect.ca 844.383.2472 x4256 | johnv@valueconnect.ca
Value Connect is changing the way everybody feels about property appraisals by making them ridiculously simple and efficient.
MORTGAGE INDUSTRY SERVICE PROVIDERS ALPHABETICAL LISTINGS COMPANY APPRAISALS A-1 Appraisals Ltd. Adlaw Appraisals Ltd. Aedis Appraisals Ltd. Campbell & Pound Ltd. D Fritz Appraisals Inc. Ecom Appraisals Inc. Lawrenson Walker Real Estate Appraisers Nationwide Appraisal Services - NAS 28 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
PHONE 250.861.8440 604.809.8506 604.682.7585 604.270.8885 250.413.7319 604.423.3266 604.535.1494 604.417.7130
WEBSITE kelownaa1appraisals.com adlawappraisals.com aedisappraisals.com campbell-pound.com dfritzappraisals.ca ecomappraisals.com lawrensonwalker.com tngoc.com
BC AB SK MB ON QC ATL 3 3 3 3 3 3 3 3
3
3 3
3
3
3
3
3
MORTGAGE INDUSTRY SERVICE PROVIDERS 2021-22 COMPANY Niemi LaPorte & Dowle Appraisals Ltd. Palmer Appraisals Value Connect ASSOCIATIONS ACHQ Appraisal Institute of Canada BC Notaries Association Canadian National Association of Real Estate Appraisers CIMBC CMBA-Atlantic Canada CMBA-BC CMBA-ON EDUCATION Mortgage Brokers Institute of BC UBC Sauder School of Business INSURANCE AON Risk Solutions Canada Guaranty Mortgage Insurance Company Canada Mortgage & Housing Corp. (CMHC) Chicago Title Insurance Company Canada First Canadian Title Genworth Financial Canada Lions Peak Financial Group Manulife Mortgage Protection Plan Prolink Insurance Group Inc. Stewart Title Guaranty Company IT Applied Business Software Brokrbindr Dolphin Enterprises Ltd Filogix Lendesk Mortgage Arena (Technology Company) myBrokerBee Inc. Newton Connectivity Systems Solidifi Inc. Strategic Matches Inc. SYNDi Group Technicost LAND REGISTRY Teranet LAWYERS Campenella McDonald LLP Cobbett & Cotton Law Corporation Delaney’s Law Firm Grechi Carter PC Harper Grey LLP Indigoblue Legal Group
PHONE
WEBSITE
BC AB SK MB ON QC ATL
604.438.1628 250.744.0505 844.383.2473
nldappraisals.com palmerappraisals.com valueconnect.ca
888.551.5521 604.681.4516 888.399.3366 866.448.3343 902.789.7805 604.408.9989 877.564.4622
cmba-achc.ca/quebec aicanada.ca notaries.bc.ca cnarea.ca cimbc.ca cmbaatlantic.ca cmbabc.ca cmbaontario.ca
877.371.2916 888.776.7733
mbibc.ca sauder.ubc.ca
3 3
416.868.5500 877.244.8422 800.668.2642 604.355.7086 800.307.0370 778.839.1752 855.349.7968 866.677.4366 800.663.6828 888.667.5151
aon.com/canada/ canadaguaranty.ca cmhc.ca chicagotitle.ca fct.ca genworth.ca lionspeakfg.ca manulife.ca prolink.insure stewart.ca
3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3
800.833.3343 888.345.0288 604.685.6721 403.827.2284 604.379.7979 416.400.3977 x15 416-655-2274 416.626.2723 866.583.3983 604.351.4194 647.291.6578 250.487.2192
themortgageoffice.com brokrbindr.com dolphinent.com finastra.com lendesk.com mortgagearena.ca myBrokerBee.com newton.ca solidifi.com strategicmatches.com syndi.ca technicost.com
3 3 3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3 3 3
416.360.5263
teranet.ca
289.813.0097 604.299.6251 613.233.7000 416.900.3865 604.895.2801 416.400.3977 x2
cmllp.com cobbett-cotton.com ottawalawyer.com gclaw.ca harpergrey.com iblegal.ca
3 3 3
3 3 3 3
3
3
3
3
3
3
3
3
3
3
3 3
3
3 3
3 3
3 3
3 3
3 3
3 3 3
3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3
3 3 3 3 3 3
3 3
3 3 3
3 3 3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3 3 3
3 3 3 3 3 3 3 3 3 3 3 3
3
3
3 3
3 3 3 3 3 3
29 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
MORTGAGE INDUSTRY SERVICE PROVIDERS 2021-22 COMPANY
PHONE
WEBSITE
BC AB SK MB ON QC ATL
Levy Zavet PC Lawyers Nexera Law Prudent Law Rubinoff Law Spagnuolo & Company Real Estate Lawyers Walman, Catre, Wise & Stone, In Association Yetmans Law Corporation MORTGAGE ADMINISTRATION Advanced Alternative Lending Alpha August Real Estate Advisory Inc.
877.777.8977 855.252.8100 905.361.9789 905.415.1933 604.777.7406 416.961.0001 x102 604.484.2121
levyzavet.com nexeralaw.ca prudentlaw.ca rubinofflaw.com bcrealestatelawyers.com
3
YetmansLaw.com
3
855.442.7835 855.830.7452
advancedalternativelending.com privatemortgageservicing.com
Elle Mortgage Corporation
416.961.0001
ecmb.ca
FNF Canada Paradigm Quest Inc. NOTARIES David Watts Notary Corporation Notaries on Douglas Patricia Wright & Associates Notary Public VALUATION Landcor Data Corporation RPS Real Property Solutions
877.526.3232 855.288.4855
fnf.ca paradigmquest.com
3 3
604.685.7786 250.382.8880 604.682.8988
davidnotary.com notariesondouglas.com vancouvernotary.com
3 3 3
604.606.7914 604.406.6004
landcor.com rpsrealsolutions.com
3 3
3 3 3 3 3
3 3
3
3 3 3
3
3
3
3
3 3
3 3
3 3
3
3
3
3
ADVERTISER INDEX 2021-22 COMPANY
PAGE
BC AB SK MB ON QC ATL
Alta West Mortgage Capital Corporation
10
3
3
Bayfield Mortgage Professionals
17
3
3
Bridgewater Bank
16
3
3
Canadian Mortgages Inc.
3 3 3
3
3
4
3
3
2, 31
3
3
Community Trust Company
32
3
CWB Optimum Mortgage
3
3
3
3
3
3
Firm Capital Corp.
18
3
3
3
3
3
First National Financial LP
24
3
3
3
3
3
Capital Direct
3
3
First Source Mortgage Corp
15
3
10
3
New Haven Mortgage Corp.
24
3
NPX / MERIX Financial
23
3
Oppono Lending Company
18
3
Royal Canadian Mortgage Investment Corp.
17 16
Vector Financial
15
VWR Capital Corp.
9
3 3
3 3
*EACH ABOVE ENTITY IS SOLICITING BUSINESS ONLY IN THE LOCATIONS INDICATED FOR THAT ENTITY 30 | FALL 2021 ALTERNATIVE LENDERS SPECIAL EDITION
3
3 3
3
3 3
3
Hillmount Capital
Three Point Capital Corp.
3
3
3
3
3
3 3
3 3
What would make your clients happy... Commitments in 1 day? Exceptional rates.
1st Mortgage Financing Greater Vancouver / Victoria Greater Toronto Area / Hamilton Calgary / Edmonton Maximum Loan Amount up to: $1,500,000
1 Year Term Max LTV
Closed
50%
4.79%
60%
5.44%
65%
5.89%
1% Lender Fee (Minimum $2,000) Broker can charge any amount On approved credit - rates and fees subject to change
Our Lending Criteria is less strict than the banks Minimum Beacon Score: 600
Call to ask about: Specials on 2nd Mortgages Other lending areas BRITISH COLUMBIA Greg Kakuno Business Development Manager 604-430-1498 gkakuno@capitaldirect.ca ALBERTA Donna Hunter Business Development Manager 403-874-6348 dhunter@capitaldirect.ca ONTARIO Cheryl Smith Business Development Manager 905-299-1706 csmith@capitaldirect.ca
appavailable! now available! MobileMobile app now
obile app now available!
360-Service approach
InstaShare
InstaValue