Prime your life...your time
ma rc h 2011
Prime health
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onsidering updating your look? there are cosmetic proceedures without surgery.
...page 3
Prime finances
H
ow will the new tax law affect you?
...page 6
Prime people
Meet Loretto’s employee of the month.
...page 7
splash
Make a
this spring at the Y
Cover story
Why not the ‘Y?’
photos by Jennifer Wing
Programs promote physical activity, form friendships By Jennifer Wing Wouldn’t it be great to have a place to go where you can spend time with likeminded people all working towards a goal of keeping fit and active? ● A place that offers enough options for exercise that you can either focus on one discipline that is best suited to your needs and abilities or experience a variety of activities in order to get the most comprehensive workout? ● A place where you can form friendships, if you like, or focus inward, on re-
Membership rates (per month) Family: $69.50
Adult: $49.00 Senior (62-plus): $42.00 Senior Couple (62-plus): $59.50
freshing the mind, body and spirit? The East Area Family YMCA, now officially known as the “Y,” is that place. With activities for all ages and abilities, the bustling building located in Fayetteville seems to always be filled with laughter, friendly staff and, of course, group exercise classes. In the lobby you will find people sitting around tables, talking, working on homework, reading the paper or filling out applications for membership. The lobby desk is where members check in, “oops” cards are handed out to members who forgot their own ticket into the Y, and membership applications and other member-related services are addressed. The administrative offices are located behind the front desk, and that is where you’ll find Nadine Zesky, former Manlius Police officer and current senior coordinator at the Y. Zesky, who is in her early 40s, retired as a family service investigator on the force two years ago and found she missed interacting with the community. In her position with the Manlius Police, she worked with families, kids and also investigated crimes against seniors. “I found that I needed to be busy, and I missed helping people, so when this position came up, I thought it was perfect,” Zesky said. Turns out, she was right. “It is so rewarding,” she said. “The best part is meeting all the seniors. Some of
Prime your life...your time
A monthly publication devoted to Central New Yorker’s in the “Prime” of their lives. Prime is published monthly by Community Media Group LLC, 2501 James St., Suite 100, Syracuse, NY 13206.
ABOVE: Lee Potter, Alice Randal, Mary Lou Pritchett and Agnes Murnane enjoy a cup of joe after class in the lobby of the East Area Family YMCA in Fayetteville. RIGHT: YMCA Senior Coordinator Nadine Zesky, left, and Erin Coelho, total health aquatic fitness coordinator at the Y. them have amazing activities,” Coelho said. She added that life stories.” there are many benefits to the combination Since starting in of water exercise and weight training, and the position in Sep- she has witnessed great improvement in tember, Zesky has seen participants in the program. first hand the benefits of the “They have better balance, are feeling many classes offered at the Y. better and move more,” she said. “They also “The classes are packed,” she said. “The have better mobility in their joints and are seniors really enjoy the classes we offer here finding, in some cases, they can lower their – and the improvements in their health, the medication [doses].” friendships they make, it’s great to see.” These benefits then affect other areas of In agreement with Zesky is Erin Coelho, the members’ lives. “They find, when they total health aquatic fitness coordinator at go on vacation, they can walk around and the Y. see the sights. One woman couldn’t walk up “The students are building a commu- the stairs to get to the fitness area and had nity of friendships while to use the elevator, but moving and having a as she continued to go to good time,” Coelho said. class, she then was able For a description of classes Water aerobics, offered to climb those stairs. It’s and more information visit several times during the inspiring, really.” ymcaofgreatersyracuse.org or week, is particularly popOther popular classcall 474-6851. ular among older adults. es include Silver SneakMorning Movers “It’s a great way to exers and Zumba Gold. Total Health Support ercise that is easier on the “The students love Nia joints,” Coelho said. But them,” Zesky said. “It’s Cycle “Starters” that doesn’t mean it’s not fun.” Monday Marchers a demanding discipline. One group of women Silver Sneakers “When you are in the who participate in classZumba Gold water, there are 360 dees each week agreed. Resist a Ball grees of resistance. Any “I take two classes Deep Cardio and Core way you move, you are every day,” Lee Potter, AOA Strength getting resistance train75, of DeWitt, said. Silver Sneakers Plus Yoga ing.” The time spent in “Including Morning Water exercise the water is also suppleMovers, Zumba Gold, Aqua Blast mented with strength stability ball class, Silver Deep/Shallow Fusion training using weights. Sneakers and pilates. Aqua Pi Yo Chi “As women get older, I’ve been doing it for Aqua Hi/Lo it is important that they almost three years at the Deep Waves also do weight bearing See YMCA on page 7
Senior exercise classes
Arthritis Forever Fit
Publisher David B. Tyler
Editor Jennifer Wing, 434-8889, ext. 340 Sales Heidi Tyler 434-8889 ext. 320 Joan Brockway Griffiths, 662-3690 Jack Gardner, 434-8889 ext. 304
questions, comments, news? email
jwing@eaglenewsonline.com
March
The water aerobics class at the East Area Family YMCA is very popular.
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Baby boomers are entering their “golden years” more active, vital and youthful than virtually any generation before them. So it’s no surprise that many of them want to look as young as they feel. “The baby boomer clientele who come to our practice aren’t necessarily interested in looking like movie stars,” says Dr. Alfred Sofer, a board Certified Plastic Surgeon, who owns the Plastic Surgery Center of Fairfield, Conn. “They eat well and exercise regularly, they take care of themselves, and they want their appearance to be as healthy and youthful as their lifestyle.”
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See Cosmetic on page 4
Insurance news Medicare: Q&A chats scheduled for new enrollees Seniors looking to get the most from their new Excellus BlueCross BlueShield Medicare Advantage coverage, Part D plan or fitness benefit can attend a free, one-hour Q&A Chat with an Excellus BlueCross BlueShield Medicare representative. Q&A Chats are scheduled on the following dates. Refreshments will be served. Monday Feb. 28, 1 p.m., Holiday Inn, 75 North St., Auburn Thursday March 3, 11 a.m., Genesee Grande Hotel, 1060 E. Genesee St., Syracuse Tuesday March 8, 11 a.m., EconoLodge, 70 East First St., Oswego Monday March 28, 1 p.m., Holiday Inn, 75 North St., Auburn Thursday March 31, 2 p.m., Holiday Inn, 6555 Collamer Road, Syracuse For other dates and locations and to register, visit MyExcellusMedicare.com/Chats. Or call (800) 236-5779 Monday through Friday from 8 a.m. to 8 p.m. Through March 1, representatives also are available on weekends from 8 a.m. until 8 p.m. TTY users can call (800)421-1220. Excellus BlueCross BlueShield contracts with the federal government and is a Medicare Advantage organization with a Medicare contract.
AARP: CLASS Program an option to plan for long-term care The Community Living Assistance Services and Supports (CLASS) program is a voluntary insurance option for long-term services and supports created in the Affordable Care Act. “American families are struggling with the staggering cost of long-term care while state governments look to reduce costs in their Medicaid programs—the largest payers of longSee Insurance news on page 4
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Independent Living for Seniors Only (Over 62), beautiful setting in the lovely village of Manlius with a strong community spirit. 7626 Highbridge Rd. Subsidies available for qualified individuals. Manlius 13104 • 682-7001
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Insurance news
78th Annual Tigris Shrine Circus April 1, 2, & 3, 2011
term care,” AARP Executive Vice President John Rother said in a statement about CLASS. “[This program] gives Americans a new option to plan for the cost of longterm services and supports through a voluntary insurance program. At the same time, the program will help take some of the burden off of Medicaid over time as more people are able to plan and pay for their own care. “We know that 86 percent of our members want to live in their homes for as long as possible, yet too few are able
Cosmetic
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2 1/2 hours (includes 1/2 Intermission)
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Purchase Advanced Sale General Admission Tickets at
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March
from page 3 to get the services they need to continue living independently. The CLASS program can help offer peace of mind to American families and help cover some of the costs of services and supports they need to live independently in their homes and communities. AARP is committed to giving our members and all older Americans the information they need in the coming months and years to decide if CLASS is right for them.” For more information, visit aarp.org/ getthefacts.
from page 3
As skin ages it loses elasticity, and many people of the baby boom generation (born between 1946 and 1964) are finding their outward age just doesn’t match their inner age. In addition to wanting to feel better about their appearance, many boomers also realize the value of a youthful look when competing for job opportunities. Many are opting to rectify the situation with cosmetic procedures, from minimally invasive techniques to breast lifts and tummy tucks. More than 12 million elective cosmetic procedures were performed in the U.S. last year, according to the American Society of Plastic Surgeons. Dr. Sofer points to three popular non-surgical procedures that have helped many of his baby boomer clients look younger: Dermal fillers: Loss of facial fullness and the development of wrinkles, especially beneath the eyes (tear Many baby boomers are finding their outward age just doesn’t trough) and in the lines from your match their inner age. nose to the corners of your mouth (nasolabial folds), are early signs of aging. Injectable fillers safely and effectively fill in those lines, without the downtime and discomfort of surgery. Dermal fillers can also make thin lips appear plumper, enhance shallow contours, soften creases and wrinkles, fill and lift the cheeks, improve the appearance of scars and improve the jaw line. Popular fillers include : Restylane, Juvederm and Radiesse, each with their advantages for certain areas. Botox There’s a reason many aging Hollywood stars swear by Botox. Muscle contractions when you squint, frown or smile are the main cause of wrinkles and lines. When facial muscles contract, the skin furrows and folds. Over time and years of repeated contractions, wrinkles can become permanent, even when muscles are resting. Injecting prescription Botox medications into the facial muscles can help improve the appearance of moderate to severe frown lines. Many people like it because Botox reduces lines and wrinkles without causing substantial changes in facial appearance; you won’t look like you’ve had “work done.” Plus, it’s fast – most people see results in just one to ten days after treatment. MicrodermabrasionThe uppermost layer of our skin is exposed on a daily basis to free radicals, toxins and sun damage. Removing that layer can help skin look younger, more supple and refreshed. Microdermabrasion softens and brightens the skin by using suction and crystals to gently resurface the most superficial layer. The procedure also diminishes the appearance of fine lines and wrinkles, enlarged pores and coarse, textured skin. “Baby boomers are working longer, remarrying and practicing healthier lifestyles,” Sofer says. “There is no typical cosmetic procedure client anymore. I’ve worked on mothers and fathers, office workers, sales people and men and women with highprofile jobs. What they all have in common is a desire to have their faces and bodies reflect how they feel and think, not just their chronological age.” For more information on fillers, botox, microdermabrasion and other non-surgical and surgical procedures, drsofer.com
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The Concept of Reserve by Patrick VanBeveren, Physical Therapy Supervisor for The Centers at St. Camillus
You get old, you lose strength, your balance gets worse, you lose stamina and you’re not quite as flexible as you used to be. But, does everyone lose physical capacity at the same rate and end up at the same functional level? Our experience would tell us no. It appears that some people “age� better than others, with some people barely “aging� and others “aging� really quickly. What determines how much physical capacity we lose and at what functional level we end up? It is pretty simple. Physical activity is largely the determinant. Exercise is one form of physical activity. Walking to church, parking the furthest from the store, and walking up the stairs in buildings are all forms of physical activity.
people who are really active and exercise age much more slowly. And then, there is the concept of reserve. When we are young, we have good physical capacity. If we are active, exercise, and work hard we add to that physical capacity and create reserve. The more reserve we develop, the longer it will take to lose as we age. This is true for most body systems including muscles, bones and the cardio-respiratory systems. If we go into older age with strong muscles, strong bones and a robust cardio-respiratory system, it makes sense that we’ll maintain our function for a longer period of time. It’s never too late to build reserve. So, get out and get active. Challenge your endurance, strength, and flexibility, and start building your reserve today.
MOVE IN and be SPECIAL!
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Loss of capacity starts at age 30 and declines about 1% per year on average. After the age of 60, the loss accelWorks for your mind, too! erates to 2 – 3% per year. But that’s average. Very sedentary individuals lose syracuse, ny • 315-488-2951 much more www.st-camillus.org rapidly and
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Prime Finances
Need to boost retirement income? Consider variable annuities Here’s a sobering statistic: 46 percent of workers surveyed had little or no confidence that they will have enough money to live comfortably throughout their retirement years, according to the 2010 Retirement Confidence Survey, issued by the Employee Benefit Research Institute. So you may want to explore all possible retirement savings vehicles — including a variable annuity. Generally speaking, when saving for retirement, it’s a good idea to contribute as much as possible to your Individual Retirement Account (IRA) and your 401(k) or other employer-sponsored retirement plan. But if you’ve fully funded those plans for the year, and you still have some money left to invest, you may want to consider a variable annuity, which offers these benefits: Tax deferred earnings — Your
variable annuity’s earnings have the opportunity to grow tax deferred, which means your investment dollars can accumulate faster than if they were placed in an investment on which you paid taxes every year. When you eventually make withdrawals, your earnings will be taxed at your ordinary income tax rate. (For nonqualified annuities, you won’t have to pay additional taxes on the amount you contributed.) There are no tax advantages to investing in a variable annuity with qualified money. A variety of investment options — Variable annuities allow individuals to invest in several different professionally managed investments, known as “subaccounts.” You can choose the subaccounts that best fit your risk tolerance, time See Income on page 12
Does the new tax law affect me?
Congress and President Obama passed a new tax bill in the last week of December 2010. So, what does it mean to you? In 2001, President Bush, with Congress, enacted massive tax changes that were set to expire on December 31, 2010. Literally, on the eve of the 2001 law expiring, President Obama and Congress extended many of the tax laws implemented by President Bush, and in several areas, even expanded them. If the laws had reverted back to the 2001 levels on January 1, 2011, the top income tax rate would have been 39.6 percent, rather than the current 35 percent, and capital gains could have been taxed as high as 28 percent, rather than the 15 percent maximum in the new law. Perhaps, the greatest changes in the new law, however, related to estate taxes. The new law provides that each individual can die with $5 million in assets before they will be subject to estate tax, and if subject to tax, it is at a 35 percent rate. If the law had expired, the limit would have been only $1 million with a 55 percent maximum tax rate. In addition, the new law increased an individual’s lifetime gift exemption from $1 million to $5 million. Essentially, each person can now give up to $5 million away in their lifetime without any gift tax conse-
David J. Zumpano started the Law Offices of David J. Zumpano, remaining “of counsel” to his former firm. Since, his firm has grown 20fold and is now known as the Estate Planning Law Center, which serves as a “model law firm” for hundreds of law firms across the country. In addition to his law firm, Zumpano owns and operates Medicaid Practice Systems, LLC, which has educated attorneys all over the United States on how to provide successful medicaid planning strategies to clients.
quence. While the federal law made these major changes, New York State has not made changes and taxes individuals who die with estates in excess of $1 Million. Perhaps, the most surprising element in the new federal estate tax law came with the portability of the estate tax to a surviving spouse. Prior to the new law, if one spouse died, he or she would’ve needed to create trusts at death, to utilize the $5 million exemption provided by the government, or it would’ve been lost. Under the new law, the use of trusts are no longer required after death to preserve an exemption, but rather, a surviving spouse may elect to assume the unused credit of the deceased spouse. In essence, this may permit a surviving spouse See Tax law on page 11
Stay Home with Medicaid & VA Benefits Avoid Losing Your Assets!
We Can Help... Keep it Simple! 11461
Attorneys: David J. Zumpano • Ryan F. Coutlèe • Jennifer M. McDonnell • Elizabeth A. Evans Legacy Building • 555 French Road, New Hartford, NY 13413 • 315-793-3622 • Fax 315-793-0076 5789 Widewaters Parkway • Dewitt, NY 13214 • 315-446-3850 • Fax 315-793-0076
Call (315) 446-3850 for a Free Consultation or to Register for a Free Workshop,
“The 7 Threats to Your Family Security”- March 15th, 2:30-4:30 pm @ 5789 Widewaters Pkwy, DeWitt
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Loretto names Employee of the Month Khanh Duong is a 35 year Loretto Health and Rehabilitation Center employee who currently serves as the main housekeeper on the eighth floor of the Cunningham Skilled Nursing building. Duong was chosen as the center’s Employee of the Month for January of 2011 because “he takes pride in his work and is extremely conscientious, making sure that his rooms would be fit for his family.� Duong came to the United States as a refugee from Vietnam. He first moved to Pittsburgh, PA, and then to Jordan and finally made his home in Syracuse. He is married with
Pictured from left is Khanh Duong, of Syracuse, NY, who was recently named the Loretto Health and Rehabilitation Center’s Employee of the Month for January of 2011, with Lisa Maxwell, of Pompey, NY, Loretto Health and Rehabilitation Center administrator.
five children; four sons located throughout the county, and one daughter who lives with him and his wife, Nguyet. Duong cites the reason he applied to the Loretto Health and Rehabilitation Center for employment is that he sees the elderly as his family. Duong states, “They remind me of my family in Vietnam, and I am here to take care of them as my family.� Loretto is grateful for Duong’s 25 years of service and true dedication to his job. For more information about the Loretto Health and Rehabilitation Center call 469-5570 or visit loretto-cny.org online.
Parkrose Pancake Breakfast raises funds for NOVA
YMCA
– Anonymous
from page 2
times it is just women, but a lot of times there are men, too.� Randal does laps three times a week and participates in Zumba Gold classes. “I think my husband likes it as much for the coffee as for the class,� Pritchett said, adding she felt Zumba Gold was a really popular class. “People just love it.� Zesky said that is the purpose of the programs. “The goal is to balance physical and social interaction in order to enhance the participants’ lives,� she said. “It is very rewarding to see such success.�
1 bedroom apartments for those 62 and older or long term mobility impairment Call for Application: 315-476-8630 TDD/TTY 1-800-662-1220 www.christopher-community.org
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Y, which has such a wide variety of opportunities and special events as well.� “It keeps me going so I can travel and hike,� she said. Sitting and enjoying a cup of coffee with Potter in the Y lobby were Agnes Murnane, Mary Lou Pritchett and Alice Randal, who said there is usually a group of varying people who get together after class to enjoy some of the brew along with lively conversation. “There’s a whole group of yoga people at 7:30 a.m. who get together,� she said. “The people who get together vary, and some-
“The twinkle in your eye knows no age�
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The residents and staff of Parkrose Senior Living are so thankful for the services that NOVA, Northern Onondaga Volunteer Ambulance, provides. In order to show their appreciation, Parkrose held a Pancake Breakfast on Jan. 29. Friends, families, staff members and residents all gathered to enjoy blueberry pancakes and hash browns. While enjoying the breakfast, guests were encouraged to tour the ambulance, interact
with volunteers and learn more about the services NOVA provides. The most exciting part was that Parkrose Senior Living raised $365 for NOVA. Juana Ranieri, the executive director at Parkrose, said, “This is our small way of saying thank you to NOVA for all they do for our residents.� NOVA was founded in 1994 and is a local medical transport service. They focus on neighbors helping neighbors and serve the Liverpool area.
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By Kim Goodwin
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Redfield
Spring is coming- are you protected from the bugs in your home?
Village Apartments 380 Salt Springs Rd., Fayetteville
By Jennifer Savastino
1 Bedroom Apartments within a 50 Unit Complex
A person or one member of a couple MUST be at least 62 years of age or physically handicapped with impaired mobility.
637-8280
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For more information and an application, call
Spring is coming in Central New York., With Spring comes green glass, pretty flowers, leaves on the trees and BUGS! The bugs fly around your house, crawl in your house and basically become a nuisance. Often, homeowners believe that bugs are just a natural occurrence and there is nothing that we can do about it. Sometimes you will purchase some bug spray and try to combat the problem on your own. Unfortunately, this is one area that the “do-it-yourself� method is not usually the best option.
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AARP Chapter 243 meeting set
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AARP Onondaga Chapter 243 is holding a meeting at 12 p.m. at the American Legion in East Syracuse, 139 W. Manlius Street. AARP Associate State Director Bill Armbruster will be speaking about Medicare. Refreshments available, free to the public. Call 263-9491 for more information.
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Alzheimer’s
“Bee prepared...�
How much do you know about the signs, symptoms and causes of this debilitating disease? Because of the increasing number of families facing life-altering decisions about Alzheimer’s, Keepsake Village at Greenpoint believes it is important to provide the public with an overview on this subject. We are offering a booklet that we trust will assist seniors and their families to better understand this disease and therefore better cope with its impact on their lives.
helps stop the bees Pay once in the Spring and you are covered ALL SUMMER LONG!!
Gannon’s Bee Preventative Treatment What will this do for you?
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surprised with unexpected costs later in the season. â—? How does the company handle the problem if the insects do get inside your home? â—?What is covered under the warranty? Ensure that everything around your house is covered under the warranty. Most packages should include your deck, shed, mailbox and light fixtures. â—? Will the product that is being used leave any streaks or visible residue on your house? The most important factor in choosing a Pest Control Company is your comfort level. Do you feel that the company has answered your questions thoroughly? Never do business with anyone that you do not feel comfortable with. Jennifer Savastino is part-owner of Gannon Pest Control in Syracuse, NY. Jennifer is a lifelong resident of Central New York. She has owned Gannon Pest Control with her partners for 12 years. Gannon Pest Control is located on West Genesee Street in Syracuse.
02489
SUBSIDIZED HOUSING
Your best defense against insect problems in your home is an exterior barrier treatment outside. When the bugs are kept off and away from the outside of your home, they have no way to get inside your home. This means that you will not have those pesky little critters wondering around your food or children. It also means that you will not need to have pesticides applied inside your home. While interior pesticide treatments are sometimes necessary and unavoidable, it is always best to minimize the amount of pesticides used inside your home. Exterior pest control treatments can be done for Bees, Ants, Spiders, Boxelder Bugs, Cluster Flies and many other insects. When calling a pest control company regarding exterior barrier treatments, be sure to ask the following questions to ensure that your house will be protected: â—? How long is the guarantee period? Make sure that you will be protected for the entire summer/fall season. You do not want to be
info@gannonpestcontrol.com gannonpestcontrol.com
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Audibel Hearing Aids: Hear the world again Central New York, he said. “Most people wait five to ten years before they come in to see us,” said Miller. “The sooner you come see us, the better for your hearing.” Audibel is celebrating 50 years of Anthem Hearing Aids, designed to perform in the most challenging listening situations and every lifestyle. Anthem Intelliflex Technology hearing aids solves the most common complaint from hearing instrument wearers: the annoying whistling referred to as feedback. Anthem’s Whistlefree Feedback Cancellation is proven
to be the best feedback management system in the industry. It virtually eliminates buzzing and whistling. Do you have trouble in noisier surroundings hearing the voices around you? Anthem’s Superior Speech Locator filters out unwanted background noise to significantly improve your understanding of speech anywhere. Additionally, with Anthem’s ClassiFi EA (environmental adapatation), which recognizes and adapts smoothly to optimize different sound environments such as wind, speech,
Estate planning includes the monument purchase
speech in noise, machine noise and other difficult hearing situations, this breakthrough technology will allow you to hear better than ever before. Anthem also provides an industry first: breakthrough technology that allows you to use your cell or touch-tone phone to adjust your Anthem without using additional hardware. Another innovative feature Audibel offers is their free video autoscopic test. See Audibel on page 11
SWEET-WOODS MEMORIAL Co.
Glenn and Jeanne Candee are owners of Sweet-Woods Memorial Company, located in Phoenix, Camillus, and in Brewerton. Sweet-Woods Memorial Company has been serving families throughout Central New York and surrounding areas with their memorial needs since 1932. Their philosophy is simple: they provide you with the best quality granite, workmanship, and service possible, through the selection and personal design of a fitting memorial. They understand that this can be a positive part of the grieving process, to offer families an everlasting and personal tribute to their loved ones. Since the beginning of human history, men have always built monuments for one basic reason… they want to remind present and future generations of the accomplishments of generations past. The very word monument means “to remind” or “to remember.” This “need to remember” is universal. Monuments are built because someone lived, and not because someone died. Their purpose is to encourage respect, hope, and inspiration. Monument designs are very personal and there is no single design than can be declared
Serving all of Central NY EST. 1932
Camillus, NY Phoenix, NY 315-695-3376 315-468-0616 Brewertown, NY 315-676-2333 Cemetery Memorials and Bronze Cemetery Lettering
Home Appointments Welcome
See Sweet-Woods Memorial on page 12
We Participate In The Veteran Discount Program
11474
Audibel Hearing Aids gives the hard of hearing of Central New York a chance to hear the world again. The owner, Guenther Schmid, has been in the hearing aid business in Central New York for 25 years and has three offices located in North Syracuse, Oneida, and Pulaski. The main office in North Syracuse accepts walk-ins as well as appointments in order to accommodate more people, said Joshua Miller, co-owner of Audibel Hearing Aids. The company currently treats over 8,500 patients in
C U S T O M F U L L S H E L L D C U S T O M C A N A L D P R O G R A M M A B L E D I G I TA L
25 YEARS
of Bringing Better Hearing to Central New York
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Schedule Your Appointment TODAY! 452-1600 or 1-800-876-5450
Miller
All Insurance Accepted – Medicaid & Empire Plan
Guenther Schmid BC-HIS & Josh Miller
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North Syracuse 452-1600 903 North Main Street (Route 11) Next to Copper Top Tavern
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March
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*This is not a medical evaluation unless performed by a physician or audiologist. It is to determine amplification requirements for hearing aids. **Payment plan and financing available upon prior approval with Hearing Health Care Card. ***On comparable products only. ****Cannot be accompanied with any other promotion, sales or offer.
996456
C CELEBRATING
Madison County Office for the Aging Inc.
Rethink your drink!
From the Desk of the Executive Director
Help us meet our goal
The Office for the Aging needs your help; our fund drive goal is to raise $75,000 by March 31, 2011. To date we have raised $ 64,901.00 leaving us short by $ 10,099.00. These are troubling times, but no one feels the effects of a struggling economy more than senior citizens living on a fixed income. Programs offered by the Office for the Aging are needed to help our county’s elderly population remain at home as a productive part of their community. These programs are not only supported by local contributions, they depend on them. As Theresa Davis, OFA outlined in the Older Americans Act of 1965, the mission of the executive director Office for the Aging has been and continues to be, to advocate, assist, and provide services that will enrich the quality of life, and promote the independence and dignity of older individuals and their families. Please show your support by sending your tax-deductible contribution of any amount to the Office for the Aging, Inc., 138 Dominic Bruno Blvd., Canastota, NY 13032.
In brief Essay contest held
May 11, 2011 is the 15 Annual Office for the Aging Day. This day is devoted to honoring senior citizens and educates the community about problems many of them face. Along with other activities, the Office for the Aging is sponsoring an essay contest. The essay contest is open to all Madison County students in grades 1-6. Winning essays will be printed in the OFA newspaper, the OFA website, and local newspapers. Every participant will receive a certificate of appreciation from the Madison County Office for the Aging. For more information contact me at 697-5700. Entry rules: Essay should be 50 words or less; Essays finish the following thought: What I can learn from an older person...; Entries will be judged one winner per grade level; Entries should have the child’s name, address, age, grade and school; Entries cannot be returned; Entries must be received by Friday April 22, 2011. Mail or deliver entries to: Office for the Aging in Madison County, 138 Dominic Bruno Blvd, Canastota, NY 13032 th
OFA offers help with CO detectors
Carbon monoxide is an odorless, colorless and toxic gas. Because it is impossible to see, taste or smell the toxic fumes, CO can be detrimental to your health before you are aware it is in your home. At lower levels of exposure, CO causes mild effects that are often mistaken for the flu. The effects of CO exposure can vary greatly from person to person depending on age, overall health and the concentration and length of exposure. As you know, it is now a state requirement that all homes have a carbon monoxide detector. If you are a Madison County senior (age 60 +), do not have a carbon monoxide detector in your home, and need assistance with the purchasing of one, call the Office for the Aging at 315-697-5700. Just ask to speak with a case manager to see if you qualify for assistance.
10
News
Paper checks are being retired
Retirees who apply for Social Security benefits on or after May 1, 2011, will no longer have the option of receiving a paper check in the mail. Seniors can have their entitlement payments directly deposited into a bank or credit union account or loaded onto a prepaid Direct Express Debit MasterCard. “This important change will provide significant savings to American taxpayers who will no longer incur the annual $120 million price tag associated with paper checks and will save Social Security $1 billion over the next 10 years,” says Richard Gregg, Treasury Fiscal Assistant Secretary. Retirees already receiving paper checks will need to switch to direct deposit or the prepaid debit card by March 1, 2013.
Caregiver Respite Program offered
Providing daily care to older members of your family or a friend can, at times, provoke feelings of frustration, guilt and even anger. The Office for the Aging recognizes these feelings as very normal and is available to provide assistance to caregivers. As caregivers, the constant attention given to a loved one may create a great deal of fatigue and stress. Caregivers may experience shortness of temper, sleeplessness, and withdrawal from those close to them, family problems, physical ailments or depression. All are normal reactions and warning signs that caregivers need a break from the care giving routine. Respite, a time off from care giving, is extremely important. It relieves stress, protecting your physical and mental health. Respite prolongs the caregiver’s ability to continue providing care at home. Taking a long weekend or going away on a short vacation can make a big difference in the caregiver’s ability to cope with day-to-day tasks. This grant will help pay for an aide to stay with the older relative while the caregiver takes a break. For some caregivers, it is the first time in years they have had time to themselves. For more information about the Office for the Aging Respite call us at 697-5700.
March
Prepared by: Dina Lawson, Registered Dietitian, Madison County OFA Most people try to reduce calories in their diet by decreasing the amount of food consumed. They often overlook the calories found in beverages. Many people don’t realize just how many calories are in their drinks and how they can add up! The good news is that you have many options for reducing the amount of calories in drinks. Here are some examples: Beverage Item Coffee Soft Drink
Size & Description Calories Option #1 16 oz. Café Latte 265 Made with Whole Milk 20 oz. bottle cola 227
Milk
8 oz. Whole Milk 150
Size & Description Calories Option #2 12 oz. Café Latte 125 Made with Fat-Free Milk 20 oz. diet cola or 0 water 8 oz. Fat-free Milk 90
Calories Saved by Choosing Option #2 140* 227* 142*
*3500 calories is equal to 1 pound! Coffee drinks and blended fruit smoothies sound harmless and even healthy, but the number of calories may surprise you. Many smoothies contain added sugar in addition to the natural sugar found in fruit. Coffee drinks can contain hidden additional fat and sugar when flavored syrups and whip cream is added! Check the nutrition label, the store’s website or in-store nutrition information before buying these specialty drinks. Remember: All calories count, so Rethink your Drink! Source: The Department of Health and Human Services Centers for Disease Control and Prevention, Division of Nutrition, Physical Activity and Obesity, CS112679 Dina Lawson is a Registered Dietitian at Madison County Office for the Aging. If you think you would benefit from nutrition counseling or like more information about our SNACK congregate and home delivered meal program call 697-5700.
March SNACK Menu Tuesday March 1– Chicken ala orange, boiled potatoes, herbed spinach bake, applesauce Wednesday March 2 – Rosemary pork loin, sweet potato, beets, peach crisp Thursday March 3 – Curried chicken & broccoli, rice pilaf, peas & carrots, Mandarin oranges Friday March 4 – Meatloaf w/ketchup, scalloped potato, summer squash, ambrosia Monday March 7 – Tuna noodle casserole, fiesta blend vegetables, tossed salad, cookie Tuesday March 8 – Beef burgundy, egg noodles, herbed spinach bake, jellied pear salad Wednesday March 9 – Chicken spiedie hoagie, onion & peppers, mixed vegetables, fresh fruit Thursday March 10 – Turkey ala king, mashed potato, broccoli, pudding Friday March 11 – Macaroni & cheese, stewed tomatoes, tossed salad, fruit cocktail Monday March 14 – Sloppy Joe on bun, Brussel sprouts, potato salad, pudding Tuesday March 15 – Baked chicken leg, rice pilaf, meadow blend vegetables, Mandarin oranges
Wednesday March 16 – Baked ham w/pineapple, boiled rosemary potato, green beans, fruit cocktail Thursday March 17 – Swiss steak, mashed potatoes, lima beans, peaches Friday March 18 – Cranberry chicken, baked sweet potato, peas & onions, cookie Monday March 21 – Spanish rice, broccoli, beets, low-fat yogurt Tuesday March 22 – Cream chipped beef, boiled potatoes, green beans, pears Wednesday March 23 – Seasoned pork chop, red potatoes, spinach, cookie Thursday March 24 – Creamed chicken & biscuit, dill carrots, was beans, tropical fruit mix Friday March 25 – Chili con carne, corn niblets, Brussel sprouts, pudding Monday March 28 – Vegetable lasagna, peas & carrots, tossed salad, brownie Tuesday March 29 – Sweet & sour pork, brown rice, stir fried vegetables, fruited gelatin Wednesday March 30- Turkey divan, mashed potato, Harvard beets, citrus fruit cup Thursday March 31 – Irish stew w/carrots & potatoes, biscuit, corn, pudding
Visit ofamadco.org The Madison County Office for the Aging website is a valuable resource for any older adult looking for information on topics that affect senior citizens in our county.
Prime 2011
Eaglenewspapers
Madison County OFA News
Tax relief programs offered to seniors Several programs and credits exist to assist older New Yorkers in keeping their tax liabilities within acceptable levels, especially when living on fixed incomes.
Real Property Tax Credit
Provides tax credits or cash rebates to homeowners and renters who pay a disproportionate amount of property tax in relation to their household income. For the credit/rebate, file New York State income tax form IT-214, available through the Department of Taxation and Finance. Madison County Office for the Aging for provides assistance in filling out the forms.
Local Real Property Tax Exemption
Homeowners age 65 and older may reduce their real property tax. Each locality sets its own maximum income standard (within limits set by New York State law). A senior citizen property owner at or below the income standard can qualify annually for an exemption. Contact your local assessor. The number can be found in the “Blue Pages”of your telephone directory.
Veteran’s Exemption
Veterans may be eligible for a reduction in their real property tax. Your assessor can assist in determining if you are eligible for such an exemption. Contact your local assessor or the Madison County Veterans Agency at 366-2395.
Office for the Aging Senior Nutrition (SNACK) Sites Brookfield – Open Tuesday & Thursday, 1st & 7th Day Baptist Church, Elm & Beaver Creek Rd; Activities: Tuesdays & Thursdays – 12:30 p.m. Cards Canastota – Open Monday thru Friday, Stoneleigh Apts, 400 Lamb Ave; Activities: Wednesday – 9 -11 a.m. –Blood Pressure Clinic Cazenovia – Open Monday and Thursday, Cazenovia Village Apts, 24 Nelson St Chittenango – Open Monday, Tuesday & Thurday, Friday, American Legion, 70 Legion Drive; Activities: Fridays – 1 p.m. - Cards Earlville – Open Monday, Wednesday & Friday, American Legion -113 N Main St; Activities: Wednesdays & Fridays – Bingo at 12:30 p.m. and Cards at 1 p.m. Georgetown – Open Friday, Georgetown
Town Hall, 995 Route 26 Hamilton – Open Monday thru Friday, Madison Lane Apts, Bldg 5; Activities: Mondays, Bingo at 12:30; Alternate Wednesdays - Sing Along; Fridays, Banana Bingo at 12:30. Morrisville – Open Monday, Wednesday & Friday, St. Joan of Arc Church, Brookside Dr, Mondays, Wednesdays, Fridays – Cards at 10:30 a.m.; Second Monday each month – Sing Along & Birthday Celebration Oneida – Open Monday thru Friday, Towers II Community Room, 226 Farrier Ave.; Monthly health education topics are provided by a Registered Dietitian. For more information and to sign up to enjoy a hot noontime meal at a SNACK site call Madison County Office for the Aging at 697-5700 or visit ofamadco.org.
School Tax Relief (STAR)
must file a renewal application every year; some assessors will mail it. Contact your assessor for information about STAR. Madison County Office for the Aging can assist in filling out the forms. Call the Madison County OFA at 697-5700.
Senior citizen homeowners with incomes up to $60,000 will receive an exemption on the full taxable value of their homes, resulting in average school property tax savings of $900. You
OFA Outreach & Activities Outreach Visits:
Thursday March 17, 9 – 11 a.m. Carriage House Village Apartments, Community Room, Cazenovia Thursday March 17, 11:15 – 12:15 a.m. Cazenovia Village Apartments, Cazenovia Tuesday March 22, 11:30 a.m. – 12:30 p.m. Town of Sullivan Parks & Rec,701 Legion Dr, Chittenango Wednesday March 23, 11:30 a.m. – 12:30 p.m., Stoneleigh Apts – 400 Lamb Ave, Canastota
Thursday March 3, 11:15 a.m. – 12:15 p.m. First and Seventh Day Baptist Church, Elm & Beaver Creek Rd, Brookfield Monday March 7, 11:30 a.m. – 12:30 p.m. Madison Lane Apts, Bldg 5, Hamilton Wednesday March 9, 11:30 a.m. – 12:30 p.m., Earlville Senior Center - American Legion, 113 Main St Monday March 14, 10 - 11 a.m., Oneida Towers I & II, 226 Farrier Ave, Oneida Wednesday March 16, 11:30 a.m. – 12:30 p.m., St Joan of Arc Church, Brookside Dr, Morrisville
Support Group:
Monday March 28, 2 – 3:30 p.m., CCYAA Caregiver Support Group, Oneida Public Library
Tax law
from page 6
to have up to $10 million of assets at their death, without having to pay an estate tax. The new tax law virtually eliminates any worry of gift or estate taxes for 99.9% of Americans. But beware: the new law passed in December 2010, is only effective until December 31, 2012. What happens after that date is anyone’s guess. So, while you may no longer have to worry about the estate tax, be
careful not to ignore the more relevant elements to planning, such as protection from a spouse’s remarriage, children’s creditors, divorce, and lawsuits, or even the threat of going into a nursing home, and New York estate tax. Proper estate planning ensures all issues, including taxes, asset protection, Medicaid, and most importantly, your family, are provided for.
In memoriam In Memory of Ruth Musacchio Given by: Patricia & Rolfe Ferrara Moise & Virginia Seminaroti Judith Cotsovites James & Jean Musacchio George & Donna Smith John & Joan Valoze Patricia & Bob Mastro Carmen & Phyllis Musacchio Nancy & Anthony Musacchio In Memory of Frank Pacicca Given by: James & Judith Becker
Audibel
In Memory of Charles DeFazio Given by: Sandra Bonaventura In Memory of Mildred Murphy Given by: Vincent Paone Kelly Origlio Margaret Argentine Samuel Vavonese In Memory of Frances Eick Given by: Rotary Club of Sterling Virginia In Memory of Jean Reed Given by:
As they examine your ears, you can see, on the flat screen television, what your audiologist is seeing simultaneously. It is a great diagnostic tool, and helps the doctor and patient communicate more easily. Audibel can also create custom ear molds for musicians, hunters and i-pod listeners to protect their hearing. The program that Audibel Hearing Aids is most proud of is the Audibel Hearing Foundation. This foundation sends hearing aids to children with hearing loss in places where this technology would not be available, said Miller. The program has sent over 700,000
Eaglenewspapers
Joan Boston Ann Holling Kim Goodwin Sandra Merkle Gail & Richard Snider Pamela Mitchell Connie Eastman Gertrude DeSantis Thomas Richmond David Fort Nicole Marland Jane Kroneck Janet Frost Fred Marshall Shirl Oatman Beulah Reed Office for the Aging Staff Donna Young Carl & Freida Griffith Lois & Louie DesJardins
EQUAL HOUSING OPPORTUNITY
ONEIDA HOUSING AUTHORITY
Safe, Affordable Living for the Elderly and Disabled • On-Site Laundry • Community Room with
monthly activity calendar
• Snack program with hot meals, Monday - Friday
• Hair Salon (in Towers II) available for all tenants
• Free parking for tenants and their visitors
March
ONEIDA TOWERS I 100 unit high rise w/1 Bedroom units
from page 9
hearing aids to children and is always looking for more donations. People can either donate money or their old hearing aids to the program said Miller. Guenther Schmid has been on two missions that have delivered these hearing aids to children, according to Miller. Audibel Hearing Aids is located at 903 N. Main St., North Syracuse. They are open from Monday to Friday and have appointments from 8:30 a.m. to 5 p.m. If you would like to make an appointment or want more information, call 452-1600.
ONEIDA NEW YORK
Close and convenient to banks, the post office and some downtown stores. Transportation available to Wal-Mart and Price Chopper. Call today for income eligibilty requirements and more information!
ONEIDA TOWERS II 100 unit high rise w/ some handicapped units
Prime 2011
363-8450
226 Farrier Ave., Oneida, NY TDD-TTY 1(800) 545-1833, ext.800
02482
The Office for the Aging gratefully acknowledges contributions to honor the memory of beloved relatives and friends.
11
Sweet-Woods Memorial appropriate for every memorial. When purchasing a monument, keep in mind that this will last forever. The monument you create may serve as a source of genealogical reference for future generations. As such, it should be made without hurry, using great care and consideration. Pre-planning for your memorial is assuming a more important role in our lives. Why pre-plan for your monument? There are several reasons: You and your spouse can be the decisionmakers on what type, style, size, and color of granite you prefer. Lower cost today as compared with future prices; select what you are financially comfortable with, rather than financially burdening your family after you are gone. Protects your family from high-pressure sales tactics that can occur at a time when they are under emotional stress, and relieves their emotional burden. Peace of mind. In addition to personal memorials, the companies design many civic and community projects. Some of the more notable features are: Fowler High School’s memorial homage to the Columbia Space Shuttle; the statue of St. Joseph located at St. Joseph’s hospital entrance;
from page 9
the Korea-Vietnam memorial in downtown Syracuse; the Onondaga County Sheriff and Fire Department memorial at the Public Safety building in downtown Syracuse; the Taras H. Shevchenko memorial on Tipperary Hill; and the Kenneth Brand memorial at Moyers Corners Fire Station 1. Most of the carving on monuments is done in their shop, where you will find state-of-theart equipment for design and sandblasting. Their professional staff provides the installation. Each of these employees has been with the company in excess of 25 years. The sales staff at each location has had several years in the monument industry. Their gentle guidance and recommendations assist families when planning for a memorial at time of need. As a testimonial to their commitment of providing quality in memorialization, you will find their memorials in just about every cemetery in Syracuse and surrounding counties. Glenn and Jeanne Candee invite you to stop in at one of their three locations. The locations are open Monday through Saturdays, and home appointments and after-hour appointments are welcome. Call 695-3376, 468-0616 or 676-2333 for more information.
Nursing Solutions Services -- Home Health Care -Beth O’Connor
Nurse/CPR Instructor
Retirement Living Assisted Living Memory Care
Caring for Generations Since 1851
from page 6
horizon and long-term objectives. Keep in mind, though, that diversification does not guarantee a profit or protect against loss. No contribution limits — Each year, you can contribute far more to a variable annuity than you can to your 401(k) and your IRA. In fact, you can contribute virtually unlimited amounts to your annuity. Payout flexibility — A variable annuity provides you with flexibility in gaining access to your money. You could, for instance, collect a lump sum. But you might find it more advantageous to take your payments over a specified number of years. You could even choose to receive a lifetime income stream. Guaranteed death benefit — When you die, your beneficiary is usually guaranteed the amount originally invested, minus previous withdrawals. Some variable annuities offer death benefit options, which may increase the death benefit over time. Guarantees are based on the claims-paying ability of the issuing insurance company. While variable annuities do offer some key advantages, there are also some considerations to discuss with your financial advisor before investing. For one thing, variable annuities are not suitable for everyone. A variable annuity is unquestionably a long-term investment. In fact, you may be assessed a surrender charge if you pull money out of the contract within the first several years after you purchase it. However, some variable annuities allow you to withdraw a portion of your investment, such as 10 percent of your purchase payments, without incurring a surrender charge, while others allow full withdrawals. Another point to keep in mind is that if you tap into your annuity before you reach age 59 1/2, you may be hit with a 10 percent early withdrawal penalty. One final note: A variable annuity is just that — variable. The value of your annuity will go up and down, based on what’s happening in the financial markets, and there’s no guarantee that your annuity won’t lose principal. Also, variable annuities vary greatly in their terms, features and fees, so before investing, consider shopping around. Consult with your financial advisor to determine which variable annuity may be appropriate for your needs. Ultimately, though, you may well find that a variable annuity may be the final piece to your retirement income puzzle. Kevin Wall is an Edward Jones Financial Advisor serving the Greater Baldwinsville community from his office at 15 E. Genesee St., Suite 250 in Baldwinsville. To contact Kevin, call 635-0327 or visit edwardjones.com.
08636
(315) 256-3210 elizabetha.oconnor@yahoo.com Madison/Onondaga/Oneida/Cortland Counties
Income
Skilled Nursing Care Short-Term Rehabilitation
A Leader in Short-Term Rehabilitation
After my car accident, I never thought I would walk again.
- Michelle Rurka of Baldwinsville
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Specialized care plans focus on your individual needs. If you are planning short-term rehab for hip or knee replacement, neuromuscular disorder, injury, stroke, illness, surgery or other diagnosis, please call:
315-638-2521
08182
Syracuse Home Health & Rehabilitation Center 7740 Meigs Road, Baldwinsville, New York 13027 www.syracusehomeassn.org
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I canâ&#x20AC;&#x2122;t say enough about my experience at Syracuse Home. The nurses went above and beyond their normal duties to address my individual needs. The atmosphere is warm, welcoming and cheerful. The therapists are well-trained, supportive and committed to helping us return home to our families. I highly recommend Syracuse Home for short-term rehab!