The Coast News, Oct. 19, 2012

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OCT. 19, 2012

Polo likely to remain

By Bianca Kaplanek

THISWEEK The City of Solana Beach has OKs a contract to PAL Engineering, Inc. for improvements on Highland and Lomas B3 Santa Fe drives.

.com

CITY HALL SATIRE Bernard Minster (at podium) addresses resident Garth Murphy (not pictured), portraying Mayor Jerome Stocks, at a mock Encinitas City Council meeting that was attended by about 35 people Wednesday night outside of City Hall. Residents staged their own tongue-in-cheek meeting to protest the actual Council meeting being canceled. A handful of residents at the gathering said the Council meeting was canceled so that Stocks could avoid further fallout from posting campaign signs early, what some residents are calling, “Signgate.” According to City Manager Gus Vina the scheduled Oct. 17 meeting was canceled because there weren’t enough business items to be placed on the agenda. The decision to cancel a meeting does not require Council action, he said. Photo by Jared Whitlock

City won’t issue penalty for early signs

By Jared Whitlock

ENCINITAS — A group of residents are calling it “Signgate.” Whatever the name, punishments aren’t forthcoming.

Campaign signs from five Council candidates went up before they legally should have, violating municipal code.

The city, however, will not conduct an administrative hearing or reprimand any of the candidates, despite calls from some citizens to take action.

A video taken by a local resident that was later posted on YouTube kicked off the campaign sign controversy.

In the video, two incumbent council members vying for reelection, Mayor Jerome Stocks and Councilman Mark Muir, were captured planting their own campaign signs 26 hours before Oct. 7, the opening day for campaign signs.

Campaign signs advocating for candidates Lisa Shaffer and Tony Kranz were also spotted before the deadline. In earlier interviews, both candidates maintained their signs were placed without their knowledge. Candidate Bryan Ziegler also had signs out early because he wasn’t aware of the Oct. 7 start date,

Campaign signs supporting various candidates hang along Encinitas Boulevard. Some residents at last week’s Council meeting said that Mayor Jerome Stocks and Councilman Mark Muir should be punished for a video showing them posting their own campaign signs early. But the city will not discipline any of the five Council candidates for their campaign signs being out prior to Oct. 7. Photo by Jared Whitlock

Patrick Murphy, the city’s planning he said last week.

To deal with those who break munici- and building director, said none of those pal code, the city can issue a fine, charge a options will be pursued, as candidates are misdemeanor, hold an administrative now “in compliance with the code.” hearing on the matter or enforce the code TURN TO SIGNS ON A20 with a lawsuit.

SAN DIEGO — The sport of kings will likely continue at its current location east of the Del Mar Fairgrounds for at least three more years.

Following an Oct. 16 meeting with representatives from San Diego’s real estate assets division, Steve Lewandowski, community relations director for the polo club, said both sides agreed to a 36-month lease and the city will hold off on releasing a request for proposals for a possible new tenant at the 80-acre site on the corner of Via de la Valle and El Camino Real.

“We didn’t ink anything today,” said Lewandowski, who has been a match announcer for the past 22 years.“But we’re very optimistic everything is resolved. They want us and we want to be there.”

Polo began locally in 1906 in Coronado and has been part of San Diego history longer than the Padres or Chargers. It moved to its current location in 1987 with a 25-year lease, which expired and converted to a month-to-month agreement this past March.

Because the property hadn’t been out to bid for more than two decades, city officials felt doing so was “appropriate to see what other proposals might surface,” said Darren Pudgil, a spokesman for Mayor Jerry Sanders.

But an RFP was never issued, primarily because of an ongoing project to widen El Camino Real. Meanwhile, the polo club has been in limbo, hesitant to invest in upgrades or new equipment without the guarantee of a permanent home.

Lewandowski said the club also was recently forced to TURN TO POLO FIELD ON A20

Paid for by Shaffer for Council 2012, FPPC # 1340286

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THE COAST NEWS

OCT. 19, 2012

Poverty in Carlsbad highlighted in group’s annual report

By Christina Macone-Greene

CARLSBAD — In the picturesque coastal town of Carlsbad, it’s hard to believe that some families are stricken with poverty. But a recent Center on Policy Initiatives, or CPI, report on “Poverty, Earnings, and Income in San Diego” highlighted poverty levels in San Diego, including Carlsbad.

CPI is a nonprofit research company and action institute based in San Diego.

“Every year, the Census Bureau releases data collected through the American Community Survey,” said Corinne Wilson, CPI research and policy lead. “CPI analyzes and reports on the data from San Diego County that impacts

working families.”

In this CPI report, 12.4 percent of Carlsbad residents were living in poverty in 2011.

Wilson pointed out that this percentage was substantially higher than at the peak of the business cycle in 2007, when the poverty rate in Carlsbad was at 5.9 percent.

“While Carlsbad is generally doing better than the region as a whole, one in eight residents was living in poverty in 2011. For those 25 and older without a college degree, the poverty rate was much higher, with one in five living in poverty,” she said.

Wilson continued, “Keep in mind that this counts only Carlsbad resident, Gina McBride, established “IT’S IN THE BAGS” food collection program to address the people living below the federal needy and hungry in San Diego County. Pictured here is a collection at St. Peter’s Episcopal Church in Del poverty level, which varies by Mar. Courtesy photo family size, an extremely low level compared to the cost of living.”

What CPI noticed was that while major industries did create more jobs in San Diego, the pay did not reflect the cost of living. Full-time, year-round employees in most of the region’s biggest industries, Wilson said, earned less or roughly the same as five years before.

“As the economy rebuilds for the future, we need real earnings to start to increase and employees need to be able to make ends meet through wages and benefits,” Wilson said.

The federal poverty level in 2011 was listed at $11,484 for a single person and $22,811 for a family consisting of two adults and two children.

And San Diego is considered a high-cost region.

“Imagine trying to live on that amount of money,” she said. “For example, approximately one in five or 8,000 Carlsbad households made less than $25,000 in 2011.”

Carlsbad resident Gina McBride gave herself a “call to action” when she discovered

the percentage of those living in San Diego County who were food-insecure. McBride established “It’s in the Bags” food collection program.

McBride kicked off this program in September 2009 to coincide with National Hunger Action Month.

It’s in the Bags offers an opportunity for all businesses, organizations or faith centers to take part in. It’s ideal for a team-building group project, McBride said, because everyone participates by helping people in their own community.

“We want to provide a turn-key experience that can help them determine the nonprofit organization that provides food assistance in their community and develop the list of the most needed items for that organization they want to benefit,” she said.

“Materials can also be included with the bags regarding hunger action education and advocacy as well as the joys of helping your neighbors in need.”

To date, St. Peter’s Episcopal Church in Del Mar, Del Mar Rotary, and St. Anne’s Episcopal Church in Oceanside have taken part in It’s in the Bags Food Collection.

McBride describes the food collection program as a simple, yet powerful way to give along with their friends and co-workers.

For McBride, the CPI report meant that the face of hunger is not stereotypical.

“One in six means that person who is food-insecure could be your neighbor, a coworker, a friendly senior at your church or the child who plays with your child in school,” she said. “By giving the most basic necessity, food, people can get in touch with the fact that people going hungry in our community is a terrible shame and unacceptable.”

Heebner responds to opponents’ charges

By Bianca Kaplanek

SOLANA BEACH — In a press release explaining why they didn’t participate in an Oct. 8 forum, three of six candidates vying for three City Council seats said they didn’t think the event would allow them “to delve into the poor financial decisions made by (incumbent Lesa) Heebner during her eight years on the City Council.”

“We simply asked for assurances that topics like the (city’s) finances, traffic circulation and business regulations be discussed,” said Paul Frankel, who issued the release with Vickie Driver and Daniel Powell.

Driver, Frankel and Powell state in the document there are “a number of signs of fiscal distress at the city that many residents may not even be aware of.”

They claim the general fund “has run deficits for three out of the last four years,” causing “reserves to decline by more than 35 percent.”

“To meet its ballooning pension obligations last year, the city had to borrow from its Sanitation Fund,” the release states. “The annual payment to the pension fund has grown largely because of a sweetheart pension deal approved by Heebner in 2005.”

Driver accuses Heebner of touting pension reform in 2011. “(B)ut what no one ever talks about is the fact that the reform was needed because of her own actions a few years before,” Driver said. “The fact is, our council gave away the store, and now (we’re) all paying the price.”

The candidates also claim city litigation costs “have increased a whopping 5,000

percent since 2008 consuming $500,000 per year.”

“Not true,” Heebner said of the allegations. “They are thoroughly inaccurate. One year we had a deficit but there was also a national downturn in the economy.

“We were facing a $700,000 deficit (in fiscal year 2010-11) after we had already cut $1 million from the budget,” she said. “We made more cuts and took $300,000 from reserves.The following year we were facing another deficit but the departments shaved and shaved and shaved, found more cuts and we didn’t have to dip into the reserves.

“Reserves are for a rainy day,” she said. “We had a rainy day.”

A comparison between the general fund reserve in 2008 ($10,051,850) and 2011 ($6,533,026) shows a reduction of approximately 35 percent.

But that was caused by a shift of funds that ties in with money borrowed from sanitation, according to Heebner and City Manager David Ott, who crafted the finance plan he said could save the city nearly $1 million in interest payments during a 12-year period.

In 2003, the California Public Employees Retirement System, or CalPERS, required all member agencies with fewer than 100 employees to be combined into a risk-sharing pool to reduce the volatility of employer contribution rates.

Since CalPERS requires cities to have fully funded pension liabilities, side funds were created to account for the difference between the funded status of the pool and that of the each city’s individual plan.

They were amortized for a fixed term at a fixed interest

rate of 7.75 percent. As of June 30, 2011, Solana Beach owed CalPERS about $3.1 million plus an estimated $1.3 million in interest over 12 years.

At the same time there was about $10.1 million in the sanitation fund, invested in the Local Agency Investment Fund, earning about a half percent interest.

In 2011, council members agreed to use $3.1 million from sanitation to pay off the CalPERS side funds and avoid the 7.75 percent interest.

That money is reported as a long-term receivable for sanitation.

Ott said government accounting standards required the city to put an equal amount in a liability fund, so $3.1 million, or about 35 percent, was taken from the general fund reserves in 2011 to meet that mandate. That money, which is earning about 2.25 percent interest from the city rather than the half percent from LAIF, is being used to pay back sanitation.

The $400,000 annual payment that was going to CalPERs is now going back to the general reserve fund.

Ott noted the projected general fund reserve balance for the fiscal year that ended June 30 is $7,072,257, about $400,000 more than the previous year.

Ott said the city could have used general fund reserves to pay off the side funds.“But we didn’t think that was prudent,” he said. “What if we actually needed the money?”

He said in an emergency, however,the city still has access TURN TO OPPONENTS ON A14

Roberts ahead in fundraising, Danon camp disputes

By Jared Whitlock

COAST CITIES — Recently released financial documents show Dave Roberts edging out Steve Danon in campaign contributions from July 1 to Sept.

30 in the race for San Diego County Board of Supervisor’s District 3 seat.

But Danon’s camp says Roberts’ numbers are misleading.

Roberts raised $186,000 and spent $80,000 from July to September.

His campaign contributions totaled $458,000 this year, while he’s spent $373,000.

Of the $458,000 in total campaign contributions, $99,000 comes from loans that Roberts made to his own campaign earlier this year.

A Solana Beach Councilman and Democrat, Roberts began his bid for Supervisor in January of this year. His cash balance at the end of September was $128,000.

Respectively, Danon, chief of staff for Rep. Brian Bilbray and a Republican,

Clarification: In the Oct. 5 article, “Political newcomers eye City Council seat,” it was reported that Barb Yost was president of the Encinitas Homeowners Association in Village Park. Yost is president of the Encinitas Neighbors Association.

Candidates Night brings red, white, blue to Sunset Market

By Promise Yee

OCEANSIDE — A corner of the Sunset Market will be strewn with campaign banners and signs on Candidates Night Oct. 18.

Candidates Night at the Sunset Market has been a tradition linked to November and June elections ever since the Thursday night street market opened five years ago.

The night invites local candidates to attend and provides them with free booth space along side the 108 regular food, goods and services vendors at the market.

“We set up booths, tables, chairs, lights for candidates in an area down at the end of Tremont and Mission,” Rick Wright, executive director of MainStreet Oceanside, said. “It’s quite a little tradition.”

This election 20 local candidates have RSVP’d to the invitation to talk to voters.

U.S. Congress candidate Jerry Tetalman, State Assembly 76th District candidates Rocky Chavez and Sherry Hodges, and Oceanside mayor candidates Jim Wood, Jerry Kern and Terry Johnson will have campaign booths at the market.

Also in attendance will be all six candidates running for Oceanside City Council, and the six running for city clerk. Two Oceanside Unified

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THE COAST NEWS

OCT. 19, 2012

School District candidates will also be present.

The night allows residents to have one-on-one discussions with candidates.

“It’s a tremendous opportunity to have face-to-face communication with candidates,” Wright said. “Looking someone in the eye and asking them a question instead of sitting in the audience.”

The night also benefits candidates by giving them a night to share their campaign message. Market goers can expect to be handed cam-

paign flyers and candidate bumper stickers.

“You meet a lot of people at a relaxed pace,” Kern said.

“You can spend time talking to people at length. Walking precincts you get a minute and need to get on to the next one.”

“You can contact some people who might not have made their mind up,” Wood said.

In past years booths for the pros and cons on local propositions have also been included.

Wright said the intention of the evening market is to be a gathering place for the community.

“The market is very community-oriented,” Wright said.“Candidates Night is one way to be able to do that.”

This year’s event was originally scheduled for Oct. 11 and then moved to Oct. 18 after it was rained out.

The Sunset Market is on Tremont Street between Mission Avenue and Civic Center Drive and is open from 5 to 9 p.m.

raised $131,000 and spent $96,000 from September to July. His tally for campaign contributions this year is $283,000 and he’s spent $352,000. Since he began campaigning in 2009, Danon has raised about $465,000.

Danon’s total does not include any personal loans; he reported a cash balance of $105,000 as of late September.

Danon’s campaign spokeswoman Elise Dufresne argued Roberts’ numbers from July to September are inflated.

She said $38,000 counted from this time period should be deducted from Roberts’ figures for campaign contributions and cash on hand. The $38,000 is being used to pay off debts from June’s primary election, and therefore cannot be used in the general election, Dufresne said.

“He really doesn’t have that much cash on hand,” Dufresne said.

“Digging deeper reveals his totals are overstated.”

Additionally, she stated that $60,000 of Roberts’ loans to himself shouldn’t be included in his campaign contribution and cash on hand totals, even though that money can be used in the general election.

“I don’t think loans should be counted as campaign contributions,” Dufresne said. “It didn’t come from outside supporters.”

Gary Gartner, Roberts’ spokesman, acknowledged that $38,000 of the camTURN TO FUNDS ON A14

Justice, Not Politics

COAST CITIES Character and Experience set judicial candidate Robert Amador apart from his opponent, Jim Miller, in the upcoming election. The San Diego County Bar Association rated Amador “Well Qualified” based on character traits and qualifications necessary for a judicial candidate, including fairness, integrity, and temperament.

Miller was found to be “lacking qualifications.” Miller was also removed from his volunteer position as Judge Pro Tem handling traffic tickets and small claims matters. For failing to disclose that information the Lincoln Club of San Diego revoked their endorsement and endorsed Robert Amador on 10/10/2012.

A veteran prosecutor, Amador has tried over 100 jury trials, and 250 juvenile trials. He has tried and convicted murderers, sex offenders, arsonists, gang members, and child predators. Miller has tried just five jury trials and no felonies.

Amador serves as liaison to county law enforcement agencies and is an expert on constitutional issues in criminal law. He teaches extensively on the subject and is on call 24/7 to provide legal advice to officers conducting investigations.

Sheriff Bill Gore endorses Amador who received a Sheriff’s Merit Award for his efforts on the Chelsea King murder investigation in 2010.

Judicial Candidate Robert Amador -Courtesy photo

Amador has the respect and admiration of those who have worked with him, whether for or against. He has devoted his legal career to keeping the San Diego community safe and, as judge, will continue to do so.

Over 85 San Diego judges support Amador along with law enforcement and victims organizations, prosecutors and defense attorneys, civil lawyers, elected officials, and community leaders.

The Superior Court is no place for politics and the judicial race is nonpartisan. Judges decide cases based upon facts and law using knowledge and judgment gained from years of legal experience, trial experience, and life experience. Amador has that experience.

Amador graduated USD law and is a 29 year prosecutor.

To ensure the just and proper verdict, vote Robert Amador, Superior Court Judge.

For more info visit www.amadorforjudge.com

Paid for by Amador for Superior Court, 2012

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O PINION &EDITORIAL COMMUNITY COMMENTARIES

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This November vote no to permitting pot shops

By Carl Hilliard & Joe Kellejian

In case you think compassionate people are behind the initiative to permit pot shops in Del Mar, Solana Beach, Lemon Grove and Imperial Beach, let us set the record straight.This November you’ll be voting on a measure that in Del Mar (Proposition H) and Solana Beach (Proposition W) was financed and facilitated by a group of current and prospective marijuana shop owners.

In areas where these shops have proliferated, compassion was not the underlying motive. According to Scott Chipman from San Diegans for Safe Neighborhoods, “We have learned from law enforcement, businesses and community members that the pot shops are a front for profiteering and drug abuse. They also create problems for surrounding businesses, like loitering, nuisance behavior, even crimes of opportunity since pot shops are a cash business with an easy-to-sell product.”

Because of the seriousness of this proposed measure, Del Mar prepared a 40-page impact report of violations and repercussions. Here are just some of the findings: • The measure violates state and federal drug laws.

• It also violates California sales tax laws.

• The measure allows convicted felons to operate pot shops.

• The measure has no requirements for recordkeeping, audits, landlord protection or parking provisions.

• If the measure passes, city employees will be in violation of federal law and could face federal prosecution.

• Pot shop permits cannot be

revoked or expire, according to the proposed measure.

• Because it violates federal drug laws, the measure would jeopardize city federal grant funds.

• The measure allows six shops to open in Del Mar and twice that number in Solana Beach.

The measure is clearly illegal, says Del Mar City Attorney Bob Mahlowitz. As written, these pot shop ballot initiatives “contain misrepresentations and illegal and improper uses, meaning it may be beyond the power of a city to enact.” He adds that it doesn’t matter if the measure passes because residents vote it in. “It can’t be done,” Mahlowitz says. “It’s illegal.”

Which is why federal law enforcement officials are shuttering pot shops across the state, including San Diego, as well as those cities that attempted to craft permitting ordinances. In essence, this ballot measure is a waste of money and time.

So how did the measure make it to the ballot in the first place? State election code states that if 10 percent of a city’s registered voters sign a petition regarding an ordinance, it must go to a public vote, even if it is found to contain illegalities.

A loophole of sorts in our state election code got the measure on the ballot. In November, we need to vote it off.

For legal reasons and for the best interests of our neighborhoods, vote no to permitting pot shops.

Thanks, Joe Kellejian, mayor, Solana Beach Carl Hilliard, mayor, Del Mar

THE COAST NEWS

Views expressed in Opinion & Editorial do not necessarily reflect the views of The Coast News

OCT. 19, 2012

Sign violations are a big deal ANDREW AUDET Life, Liberty and Leadership Last week Encinitas Mayor Jerome Stocks and Council Member Mark Muir were caught on videotape at night illegally placing campaign signs to gain an unfair advantage in the election. The video posted online is an embarrassment to the city. When a sitting mayor and council member violate campaign codes, it’s a big deal.

It’s clear to me that the two violated our codes not out of ignorance but selfishness.

Voters would be wise to ask what other codes the two might violate if elected. They are thumbing their noses at residents.The video of their transgressions reveals that they will flaunt the law.

In various emails, the two have tried to spin their dishonest behavior as minor infractions. Just because they are willing to set aside their moral compass I don’t think voters will do the same.Voters like elected leaders to follow the rules, not break them.

At Cardiff Elementary we are teaching our 7 year olds to follow directions. In youth sports we teach our kids to play fairly.That the mayor and former fire chief can’t do either is troubling.

Mr. Muir wrote that this election is about bigger issues than signs. The biggest issue in any election is trust, and on that issue Mr. Muir

and Mayor Stocks get failing grades. In another email Mr. Muir suggested he had to go on the midnight maneuvers so he wouldn’t lose out on prime sign locations to Mayor Stocks.

This is an admission of guilt. At the start of the campaign Muir said he was not running as a partner with Mayor Stocks, yet a few weeks later the two were captured on video working in cahoots with each other violating campaign codes.

Mayor Stocks has not offered an apology.

Perhaps after 12 years in office he believes he is above the law.At last week’s council meeting seven residents spoke against the two and one speaker asked what Mayor Stocks and Muir thought their punishment should be. I suggest voting them out of office.

When interviewed by Channel 10 News to provide an explanation the mayor broke into exaggerated theatrics trying to deflect criticism.The performance was disturbing and can be seen online.The next day Mayor Stocks who sets the agenda and the city cancelled the Oct. 17 council meeting. Canceling the meeting ensures any public speakers against their malfeasance will be silenced that night and not broadcast on television. The Oct. 24 meeting should be interesting.

Growing up my dad Hank told us kids “nothing good comes from being out late at night.”

For Mayor Stocks and Mr. Muir their midnight-run should cost them the election. I am voting for Lisa Shaffer and Tony Kranz. I like my council members doing business in the light of day not the darkness of night.

It’s a big deal.

Ode to Encinitas, 2012

By Darius Degher

Stocks and Muir are busted with their signs but that’s a petty crime these troubled times.

Much worse, the sign their cronyism sends: Power and dollars are our dearest friends.

Forrester of Rotary may be worse, a pro-growth bull who’d be this beach town’s curse.

And Ziegler wants more law out on patrol with no clue as to Encinitas soul.

Barb Yost is dear, her heart in the right place but she and Brophy just can’t win the race.

So, what should Encinitas voters do to keep the spirit of our city true?

Tony Kranz won’t toss you fancy talk but his morals and logic are a rock.

And Lisa Shaffer, too, deserves a seat: her ethics and her mind cannot be beat.

Yes, Encinitas only has one chance.

Vote for Lisa Shaffer and Tony Kranz!

If they can join Teresa on the dais there might still be some hope for this dear place.

Darius Degher is a Leucadia resident

LETTERS TO THE EDITOR Letters to the Editor and reader feedback are welcome.

Unsigned letters and letters without city of residence will not be published.Letters should be no longer than 300 words and include a contact telephone number.Submission does not guarantee publication.Email letters to letters@coastnewsgroup.com. Views expressed in letters do not reflect the views ofThe Coast News Group.If published, please wait one month for next submission.

Shame! Shame! Shame!

On you to the 20 plus restaunters who opposed the popular Food Truck event and cried foul to the Downtown Encinitas Merchant Association.

I can’t determine who is worse, you crying ninnies or the Association for catering to you and came up with the stupid minor-use permit excuse and saying, “Be good and do as we say, cease this activity or be fined.”

You must have frantically spent many-amidnight oil hours searching for whatever

lame excuse you could come up with to accomplish your dastardly deed.

I hope you are proud of yourselves.

Being jealous, selfish and greedy never produces a prosperous business!

However, I am not without hope!

Somewhere the food trucks will continue to bring us foodies good food and happy times despite your selfish objection. Truck on — north of the Black Sheep sounds great.We will TURN TO LETTERS ON A23

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THE COAST NEWS

OCT. 19, 2012

Risks of a debate likely trump reward for Issa

By Jared Whitlock

Solana Beach is the only city in San Diego County without an approved Local Coastal Program Land Use Plan, despite submitting six drafts to the California Coastal Commission since 2001. The most contentious issue is sea walls and how long the permits should be valid. A revised plan is now available for public comment. Photo by Bianca Kaplanek

Land use plan up for public review

By Bianca Kaplanek

SOLANA BEACH — Hoping to submit an approved Local Coastal Program Land Use Plan to the California Coastal Commission before the end of the year, the city has released the revised document for a six-week public review.

Most recently, at the Sept. 26 meeting, council voted 3-2 to continue work on the plan rather than adopt it as it was presented, reject it or adopt it with changes.

The Coastal Commission had made more than 150 recommended changes to a plan council adopted earlier this year.

An LCP is the basic planning tool used by cities to guide development in the coastal zone. It is required by the California Coastal Act of 1976 to ensure coastal areas are used and developed according to statewide public objectives.

Each LCP contains ground rules for future development and protection of coastal resources. It includes a land-use plan and zoning ordinances to implement that plan.

Solana Beach is unique in that the entire city falls within the coastal zone. It is one of a handful of cities

statewide — and the only one in San Diego County — without an approved LCP. The city has submitted six drafts to the Coastal Commission since 2001.

The most problematic issue in Solana Beach’s efforts to obtain a certified LCP is sea walls.

Bluff-top property owners say they should have the right to build the structures to protect their homes.

Environmentalists say the shoreline protection devices prevent the natural creation of a beach and will eventually eliminate land that belongs to the public.

City Manager David Ott said the revised plan includes a request from bluff-top owners that would extend by a year or two the 20-year permit for a sea wall.

Under the new plan most bluff-top owners would also have an opportunity to remodel their homes or expand them when outside the geological setback line.

Chris Hamilton, chairman of the Beach & Bluff Conservancy representing bluff-top owners, described the changes as “very, very minor,” adding that they reflect changes driven by TURN TO LAND USE ON A20

COAST CITIES — In recent weeks, those vying for elected office, whether it be council, mayor or school board, have participated in local debates. No such public forum took place, nor is one scheduled for the race involving the 49th congressional district.

And it’s not because a formal invite wasn’t offered.

Challenger Jerry Tetalman has asked Rep. Darrell Issa to engage in a debate, but never received word back. At first glance, declining a debate only opens Issa, a six-term Republican incumbent, up to criticism.

While that’s true to a minor degree, a debate is largely a liability for someone in Issa’s position, according to UC San Diego political science professor Gary Jacobson.

“Publicity is the first reason that Issa doesn’t want to debate Tetalman,” Jacobson said. “Issa is well known throughout the district and nation. A debate could mean his opponent, who fewer people know, gets a platform to express his views and catch on with a wider audience.”

There’s the potential for a big gaffe from Issa during the debate that changes the race, Jacobson added.

Refusing a debate would cost votes in a close race when the public is familiar with both candidates, due to the public backlash and poor publicity that would ensue, Jacobson said. Yet voters are less critical of an entrenched incumbent turning down a debate. The public may believe “the race is over anyway,” Jacobson said.

Citing Sen. Dianne Feinstein, Jacobson said it isn’t atypical for a debate not to be held between congressional candidates.

“Like Issa, Feinstein is a longtime and well-funded incumbent. She has too much to lose by debating.”

For his part,Tetalman said

49th congressional district candidate Jerry Tetalman has requested a debate with Rep. Darrell Issa, only to be ignored. According to a political scientist, a debate is likely a risk for someone in Issa’s position. File photo

regardless of the explanation, it’s “un-American” for a candidate to decline a public forum.

A democrat, Tetalman’s views sharply contrast with those of Issa.

Tetalman said he’s sought to sway voters to his camp by focusing on jobs for the middle class and by highlighting Issa’s

role in controversial birth control hearings.

“I think the people should have a chance to hear the differences between us,” Tetalman said. “Issa should have to defend his record on a stage. He hasn’t done so in years.”

Tetalman’s calls for a debate haven’t gone completely unnoticed. A public petition on signon.org requesting a debate between Tetalman and Issa has received about 750 signatures. Even if the petition garners more signatures, there’s no requirement that Issa participate, according to Jacobson.

“The only thing that would prompt him to debate is if polling showed the race is contested,” Jacobson said.

In the June 5 primary, Issa took in 59 percent of the votes, while Tetalman secured 33 percent.

Several interview requests were sent to Issa’s spokesperson, but were not returned.

Campaign contributions also factor into the race.

Candidates who spent the most money when running for the U.S. House of Representatives won nine out of 10 races from 2000 to 2010, according to an analysis by opensecrets.org, a nonprofit and nonpartisan campaign funds disclosure website.

Tetalman said he’s raised about $100,000 for his campaign, a fraction of Issa’s total.

According to opensecrets.org, as of the beginning of June,Issa has taken in $1.4 million, a number that’s likely grown since. In addition to leading in campaign contributions, Issa has a personal fortune to draw upon if the race were neck and neck. He is the third richest member in congress, according to a recent study conducted by “Roll Call,” a newspaper covering Capitol Hill.

Adding to Tetalman’s challenges, he’s received hardly any financial support from the national Democratic Party, which is backing closer races.

Further, the 49th congresTURN TO NO DEBATE ON A20

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OCT. 19, 2012

THE COAST NEWS

Naming rights for San Elijo Lagoon open to bidders

Water, sewage rates to rise

By Promise Yee

By Jared Whitlock

ENCINITAS — A wealthy resident, foundation or business now has the chance to leave their mark on the Gateway Property at the San Elijo Lagoon.

For $1 million, the naming rights to the 3.4acre Gateway Property, located at the north end of Solana Beach and on the east side of Coast Highway 101, can be acquired.

“This is a rare opportunity and helps us raise money for the land,” said A sign at the Gateway Park—the coastal open space between Cardiff-by-the-Sea and Solana Beach along Scenic Highway 101 — asking for donations for the San Elijo Lagoon Conservancy. Photo courtesy of the San Elijo Lagoon Conservancy

Doug Gibson, executive director of the San Elijo Lagoon Conservancy (SELC).

The SELC is offering the naming rights as part of a larger effort that began earlier this year to pay back lenders, Gibson said.

The SELC bought the Gateway Property late last year to preserve the wildlife, habitat and corridor views.

Financing for the $3.8 million purchase was provided by private individuals, who the SELC aims to

repay with fundraising.

In addition to the naming rights, the SELC is asking for $2,500 from individuals to secure their name on a monument to be created on the Gateway Property.

“We have determined what form the monument will take,” Gibson said. “No matter what it is, it will be a way to leave a legacy.”

For more than 20 years, those traveling Coast Highway 101 between Cardiff-by-the-Sea and Solana Beach witnessed poles signaling commercial development along the coastal lands.

But the poles are no more, because the SELC bought the property to protect it from developers, Gibson said.

As well as raising money, the SELC is busy trying to encourage wildlife growth and put together an environmental impact report that’s due next spring, Gibson said.

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OCEANSIDE — Despite cuts in department operation costs and ongoing development of local water sources, water and sewage rates will increase for Oceanside ratepayers in January.

City Council voted on Oct. 17 to approve rate increases 41. Councilwoman Esther Sanchez voted no.

The OK by council means the average family of four will have to tack on an extra $4.01 a month to their water bill and $2.71 a month to their sewage bill.

There was lengthy discussion on why water and sewage rates continued to rise.

Water Utilities Director Cari Dale said 46 percent of water costs are paid to the San Diego County Water Authority and Metropolitan Water District for the supply and transportation of water.

The high water transportation costs for San Diego County cities is being disputed in court.

Hopes are this portion of the

bill will be lowered when pending lawsuits against the Metropolitan Water District are settled.

One unwelcome cause for higher wastewater rates for Oceanside residents is the environmental mitigation surcharge added to bills to pay for the Haymar Road sewer line break in December 2010.

The amount of the fine is still being determined. It is estimated the city will be charged $1.5 million. Payment is due in a year.

It is likely that half of the fine charges can be put towards a city environmental project as payment.

In order to pay for the fine households will be charged 55 cents per unit of water consumption. This amount will be adjusted if the total fine is less than anticipated.

A request was made by the senior community to reduce the monthly amount ratepayers are billed and spread the charge over two years.

Lifelong activist hosts lecture

By Promise Yee

ESCONDIDO — Ethel Arrowsmith brings research, personal knowledge and 99 years of wisdom to her lecture on women inventors that will be given at the Escondido-San Marcos American Association of University Women luncheon Oct. 20.

Arrowsmith is a longtime women’s rights activist who has marched with Betty Ford, Gloria Steinem and Bella Epstein for the Equal Rights Amendment.

“I have been involved in women’s rights forever,” Arrowsmith said.

Arrowsmith said she no longer has the physical stami-

na to take part in marches, but she does stay active with speaking engagements. She added that she especially likes to share women’s history with young women.

Her luncheon lecture will highlight women inventors from the 1700s through today.

“She talks basically about women who contributed to society, but who are not well-known and don’t get the credit for it,” Susan Duey, American Association of University Women Escondido-San Marcos Branch president, said. “They are fascinating women that members of our own group

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“The mitigation fee alone will cause us to raise rates $4 per home,” Kay Parker, member of the Oceana No. 3 homeowners association, said. “It’s quite a load to put on at one time. Seniors on a fixed income are not able to absorb the transition.”

To meet the one-year payment deadline the amount ratepayers are charged can only be reduced if the total fine is reduced.

There were additional comments from Councilmen Jerry Kern and Gary Felien on a previous vote by Mayor Jim Wood, Sanchez and former Councilman Chuck Lowery to postpone spending funds to fix an exposed pipe that eventually broke.

“I’m upset to have to pay at all,” Kern said. “It’s the failure of the previous council. Six months later the pipe broke.

Council majority at that time said ‘roll the dice.’”

Kern and Councilman Jack Feller had previously voted to OK funds.

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wouldn’t know.”

“I hear she’s a dynamic speaker,” Sandra Gerard, American Association of University Women member, said.

Arrowsmith will open her lecture with challenges women inventors faced in the 1700s. One challenge was that once a woman married her patent rights went to her husband.

“They could not get patents,” Arrowsmith said.

“They were not given rights.

They could not have children custody and couldn’t vote.”

In spite of these legal limitations, women invented successful products and some gained huge financial success.

In 1870 Margaret Knight invented the flat bottom paper bag and the machine part that automatically folded and glued bags to create square bottoms.

Arrowsmith said the man who constructed the machine part tried to steal Knight’s idea and claim it as his own.

Knight sued him, won the lawsuit and went on to earn $1 million. It was to her advantage to be a single woman and be able to keep the patent and money she earned.

Another inventor success story Arrowsmith shares is the invention of the Maidenform bra and bra company by Russian immigrant Ida Rosenthal in 1928. The bra soon replaced the corset and was a huge financial success.

Arrowsmith stresses that these inventions are widely used, but few people know women invented them.

Arrowsmith will also share some of her experiences as a working woman during the lecture.

She was born in 1813 and went to work right after high school at the time of the Great Depression.

She said her career choices in the 1930s were limTURN TO ACTIVIST ON A23

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OCT. 19, 2012

New Village Arts’ Foundry Studio announces expansion

By Christina Macone-Greene

CARLSBAD — Inside the New Village Arts’ Foundry, fellow artists and visitors discover an artistic core of colorful talent at each studio. Artists green with envy about this unique studio experience now have a chance to secure a spot.

The Foundry, which currently houses 13 working studio spaces, recently announced its 2012 expansion to include seven more new studios. “Throughout 2012, we have seen a significant demand for more working studio spaces, and since we rarely have a vacancy here, the need was evident,� said Jenna Carlson, foundry and special events manager.�

For the expansion, we will be converting our main gallery space into seven new working studio spaces; so far, we have reserved one of the new spaces and are currently taking artists’ submissions for the other six.�

Carlson pointed out that it has 14 professional artists who call the foundry their artistic home. Its artists live in the San Diego region.

Established in 2009, the New Village Arts Foundry has grown more popular over the years.

Carlson calls the foundry a haven for the creative process and allows art, simply, to be.

Professional artist Phyllis Swanson from Oceanside has rented studio space at the foundry since its inception.

Swanson creates paintings and murals.

One of her recent commissions, for the City of Carlsbad Redevelopment, is a mural at the corner of Walnut and Roosevelt in the historic Barrio.

Swanson said she clearly remembers the early foundry days when the building was under construction.

Phyllis Swanson from Oceanside is a professional artist who rents studio space at the Foundry. She is one of many artists who find the Foundry inspirational. Photo courtesy of Neka Rae Photography

“Recycled beams were being used to mark out the studio spaces,� she said. “Being the first in the door, I was able to get a wonderful

corner studio with windows facing State Street and the side street.�

For Swanson, she describes the foundry as a

very inspiring place. “One is surrounded by many different artistic styles and creative approaches.� She continued, “It is a place where an artist has the option to work whenever they would like, as we all have our own key, we can come and go whenever the mood or time allows.�

Swanson said having the other artists around her, with their different approaches and styles, has pushed her artistic limits, as well.

Now, Swanson shares her large studio space with her son, Ben Swanson, a professional photographer.

And being part of the Carlsbad Village experience has been good for Swanson. “Since the foundry is associated with and in the same building with the New Village Arts Theater, we have the added bonus of getting the theater patrons checking out and buying our art,� Swanson said. “Last year I sold a painting to a couple from West Berlin and just recently I sold

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a painting to a playwright who contact Carlson at (310) 779was in-house to see his play.� 4563 or email her at Carlson said the foundry jenna@newvillagearts.org. is there to uplift the artist.

And above all, it doesn’t take commission from their sales.

Instead, the artists are only responsible for their monthly studio rent. “We are not only about the theatrical arts, but the visual arts as well,� Carlson said. “It’s a place where materials are forged into original works of art.�

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No need to cross paths with ‘Alex Cross’

By Noah S. Lee

Thanks to a strict adherence to a procedure we’ve seen too many times in police-oriented stories, “Alex Cross” fails to stand on its own two feet.

Even with James Patterson’s name stamped on the film, my gut kept telling me I was running into a travesty — a travesty no one should have agreed to create. Why director Rob Cohen would perpetuate the use of clichés without striving to incorporate a substantial

amount of creativity baffles me.

There’s not much to be said about the story; if anything, it resembles an extended episode of “CSI” or “NCIS.” The basic premise goes something like this: a Detroit police psychologist/detective named Alex Cross (Tyler Perry) finds himself facing off against a sadistic serial killer (Matthew Fox). When the killer guns down Cross’s wife, he vows to hunt his target down and settle

the score, all the while pushing his moral boundaries to their limits.

Does any of this sound like something you heard on last week’s broadcast of your favorite police procedural?

Because that is what “Alex Cross” makes itself out to be.

Cohen plays it safe with the narrative, never bothering to include material that might have elevated this average time-filler to a more commendable status. Such a tactic may

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eliminate the risk, but taking risks through imagination is what makes creating films an interesting endeavor.

Unfortunately, neither Cohen nor Perry pays attention to these technicalities, opting to take what is publicly known about police procedurals and paste the elements into a theatrical format.

Even the action sequences are mediocre, for lack of a better term.

While I do agree that the office building shootout and final confrontation in the parking garage are well executed, I must confess they don’t contain a distinctive edge of their own.

Perry doesn’t have the ability to waltz right into action hero cop territory. Brawn, weapons and resolve will get you nowhere unless you have a special spark from within to keep them alight, which he obviously lacks.

Tyler Perry stars in “Alex Cross” based on the James Patterson novels. Photo by Sidney Baldwin

Edward Burns tags along as the protagonist’s partner, a character role that he already did in “Man on a Ledge” earlier this year. Matthew Fox’s version of an assassin is little more than a one-dimensional antagonist, all about extremes and no realism. His performance,

along with his tattooed arms and deep-set, emotionless eyes, give way to an over-the-top caricature of a sociopath.

Rachel Nichols functions as the token female cop partner, existing only to drive the plot forward until her usefulness runs its course. And if you think Jean Reno has something worthwhile to offer here, prepare to leave the theater with a frown on your face.

You can go ahead and cross paths with “Alex Cross” if you want, because without an ounce of creativity on this police thriller’s part, you need not fear any retaliation.

In fact, don’t even bother to purchase a ticket; I think catching up on your favorite police investigation TV show might be a better alternative for now.

When: Now playing Where: Wide release Run time: 1 hour 41 minutes Rating: PG-13

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OCT. 19, 2012

A RTS &ENTERTAINMENT

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Artist has modern and vintage twist on green art Finding courage KAY COLVIN A Brush With Art A rising star is blurring the boundaries between fine art and craft. Marcus Papay, winner of multiple awards for innovative designs, continues to push the envelope of contemporary furniture design in his new Leucadia studio.

Having learned threedimensional construction techniques from his father and grandfather, the Camarillo, Calif., native tells that he was “much more interested in how things were put together than in art” before pursuing his bachelor’s degree in applied design at San Diego State University.

With a travel grant awarded during his subsequent graduate studies at San Diego State, Papay studied the furniture design firm of David Trubridge in New Zealand.

“The designers were centered around ecologically responsible design, using recycled material and designing objects using as little as possible … The green and sustainable message they were presenting was legit; however the products seemed to be lacking stability and, I felt, could have been designed differently to last longer but express their ‘green’ statement.”

Papay continues,

ARTS CALENDAR

objects embodied pride that was invested into each detail.”

Incorporating modern aesthetics with traditional design and a sense of hand–made craftsmanship, Papay says that the driving interest in his current “Sinuous” lighting collection is “to create nostalgic forms with a modern edge that enhances the mystery of the connection we have with the generations before.”

Using computer aided modeling programs during the design process, he says, “With the use of modern materials (fiberglass and epoxy), I suggest a vintage product through a modern objects lens, embracing today’s in our design interests and all the l i v e s baggage it comes with.” t h a t Papay says, “Surround should yourself with beautiful out-live things and you will be a the user.” happier person. Make your T h e beautiful things last forever recipient of and you will be a happier the 2009 person forever.”

Niche Awards’ Marcus Papay’s work furniture catecan be seen locally at gory says that a Leaping Lotus in Solana pivotal point in Beach and at Urban his artistic development occurred Marcus Papay displays his 60” x 30” car- Lighting in Downtown San during the MFA pro- bon fiber and mahogany sculpture entitled Diego, as well as at gram at San Diego “Vessel,” from the Karen Fox Collection, at Marcuspapaydesign.com.

State when design the San Diego Contemporary Art Fair. instructor Wendy (Marcuspapaydesign.com) Courtesy photo Maruyama pushed the conceptual content of has been described as “an his work. He says, “One interpretation of recognizathing they don’t tell you ble design, modernized Kay Colvin is an art consultant and about the Masters of Fine with new age composite director of the L Street Fine Art Art program is that … it is a materials that represents Gallery in San Diego’s Gaslamp in Southern Quarter. She specializes in promoting full sensory investigation of lifestyle everything around you, California.” He says, “I pre- emerging and mid-career artists and including yourself, as well fer to make nostalgic bringing enrichment programs to eleobjects we associate with mentary schools through The Kid’s as your past.”

He continues, “I was earlier time periods … A College. Contact her at simply building things time when the creation of kaycolvin@lstreetfineart.com.

“Addressing sustainability and ecological issues is more than just using recycled or ‘up-cycled’ materials, labeling your product ‘green’ and jumping on the sellable bandwagon of the green movement. I make work that stimulates the idea of using the m i n i m a l amount of resources to create t h e functional

concert only.

OCT. 19 CLASSIC

CINEMA

before. I now build things because of emotional meaning and what it means to build it.”

Papay’s aesthetic style

the artists, enjoy live music and refreshments. For more information, visit NC-Photo.org.

BLUES TIME Robin Henkel sings the solo blues from 8 to 10 p.m. Oct. 20 at Zel’s Del Mar, 1247 Camino Del Mar, Del Mar. For more information, call (858) 755-0076.

The French film “Of Gods and Men” will be show for free at 1 p.m.

Got an item for Arts calendar? Oct. 19 at MiraCosta College, San Elijo Campus, 3333 Send the details via email to Ave., Room 204. calendar@coastnewsgroup.com. Manchester English subtitles.The film of 2 hours, 3 minutes is rated PG-13 TICKET TIME and is based on the true story of *The UltraStar Mission Market a small group of Cistercian GET CLASSICAL A concert of Place Theater, offers “Much Ado monks in Algeria in the 1990s. light classical music by New About Nothing” at 7 p.m. Oct. 23 Ground Chamber Music 2 will be held at 3:30 p.m. Oct. 21 at and Oct. 29, and “Doctor Faustus” at 7 p.m. Nov. 8 and TEENS ONLY Cardiff Library First Christian Church, 204 S. Nov. 13, 431 College Blvd., hosts a free “Teen Movie and Freeman St., Oceanside. Tickets Oceanside.Tickets are $12.50. E- Munchies” at 2 p.m. Oct. 20 at are $15. Reservations may be mail jenn@ultrastarmovies.com 2081 Newcastle Ave.. Feature made at ocaf.info. or visit ncfilmclub@gmail.com film is on the big screen, prefor more information. sented by the Friends of the * Feeding the Soul Foundation Cardiff Library. For more infor- GONE FISHING Through the is hosting a holiday concert fea- mation, call (760) 753-4027 or end of 2012, the Encinitas turing Steve Poltz and visit sdcl.org.

Library at 540 Cornish Drive Bushwalla & Friends benefiting PHOTO ART The Encinitas exhibits Robert Wald’s “Lost Canine Companions for Library will host an opening Heritage: The Dorymen of Independence at 6 p.m. Dec. 1 at reception for the North County Cardiff.” Through photography the Star Theatre 402 N. Coast Photographic Society, Members’ and text, the exhibit chronicles Highway, Oceanside. Tickets are Exhibition from 1 to 4 p.m. Oct. the thriving fishing industry in $100 with Italian dinner , $30 for 20, at 540 Cornish Drive. Meet the 1970s. For more informa-

OCT. 21

OCT. 20

OCT. 22

tion, visit TheOceanMag.com.

OCT. 23 FINE, FREE FILMS See a free, critically acclaimed film every Tuesday on the full-size movie screen, with snacks from 4 to 6 p.m. at the Encinitas Library, 540 Cornish Drive. Call the library for specific film titles. For more information, call (760) 753-7376.

ARTISTS OF LONG-STANDING The public is invited to view an exhibit of art and meet the artists from 1:30 to 2:30 p.m.

Oct. 23 at a reception at El Corazon Senior Center, 3302 Senior Center Drive, Oceanside.

Staff members will conduct tours of the facility and provide information available for seniors and members of the community.

OCT. 27 YOUNG MUSICIANS A program of “Kids Playing for Kids” will be held at 1 p.m. in the Carmel Valley library’s community room 3919 Townsgate Drive in Carmel Valley.

through literature

By Jared Whitlock

Leucadia writer Janet Eoff Berend’s job as an English teacher at La Costa Canyon High School got her creative juices flowing. Listening to her teenaged students in her classroom inspired her to write “Vertical,” a book from the perspective of a young skateboarder who slowly finds courage in the face of a gut-wrenching decision. Berend will sign copies of “Vertical” at E Street Café Oct. 20 from 6 to 9 p.m.

Were there any of your students in particular that gave you the idea for your main character and this book?

I had these two boys in my class that were skateboarders. And they just completely fascinated me because they spoke this skater slang. But they would have these really profound moments where they would be talking about things that really matter. But they would still be speaking in their skater slang.I found that really interesting. I wanted to explore that; the novel grew from there.

How did you go about researching and honing that skateboarding voice?

My research had to do with hanging out at the (Magdalena Ecke Family) YMCA Skatepark with my son and watching. And of course, going on the Internet and looking at skateboarding footage on YouTube. I would literally transcribe how they would talk about skateboarding. From there, I would try to capture that in my skate-

boarding scenes. Then I had two former students read those scenes and help me get the words right.

Although skateboarding-centric, the novel is also filled with literary references. For what reason did you choose to incorporate those into the book?

It wasn’t like I’m going to write a skateboarding book and put literary references from “Of Mice and Men” into it. It happened as the story unfolded. Some of the book takes place at school in an English classroom. The main character is on restriction from skating unless he improves his grades. I’m an English teacher, so I know from that point of view what it is we’re trying to get kids to think about when we talk about literature. So that kind of seeped into the novel. It doesn’t feel like those references are being projected onto the story; it feels like they’re planted in and it makes sense. The literature TURN TO BEREND ON A14

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OCT. 19, 2012

THE COAST NEWS

A RTS &ENTERTAINMENT

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From software programer to storytelling entertainer

By Lillian Cox

OCEANSIDE — Charles Johnson was a child prodigy who sold his first software program to an online compa-

ny at the age of 15. In 2015 he plans to quit his job as a software engineer to pursue his dream as a full-time storyteller and family entertainer.

Also known as The Paperbag Cowboy, Johnson will be offering spooky stories and ukulele playing at a free, family-friendly event at 2 p.m.

Oct. 20 at the Oceanside Public Library.

Johnson got interested in storytelling as a child playing Dungeons and Dragons.

During the summer, he fed his imagination by acting out imaginary characters such as Robin Hood or those he’d see in classic movies such as “King Kong” and “Sinbad.”

His performing career was ignited in October 2004 when he read that you lose the ability to learn how to play an instrument if you haven’t done so by the age of 40.

“I was 35, and always wanted to play an instrument so I got a ukulele, and a har-

monica and I started working away at it,” he said. “My goal was to be able to play singalong songs to share at parties.”

By August 2006 he taught himself 12 cowboy songs, and set out to fulfill a lifelong dream of working as a street performer at Balboa Park.

To do that, he participated in a lottery where he was fortunate to draw a low number.

“I knew there were people there who did this for a living, so I took a mediocre spot, near the Morton Bay Fig,” he said.

“I pushed my back up against the fence, made myself as small as possible, stared at the ground and sang quietly, trying not to look at people or attract attention. I played for seven hours — the

same 12 songs, over and over again. I made $6.”

In 2008, Johnson set out to learn the craft of storytelling by taking an evening and weekend job as a haunted walking tour guide in Old Town.

“One night I was the host to 50 Girl Scouts, and we walked through Old Town telling spooky stories about the Whaley House and the Old Adobe Church,” he said.

“It was about that time that I decided this was the life for me. Professional storytelling is not as lucrative as you might think, but it's certainly good for the soul, mine and my listeners.’”

Johnson’s act evolved to the extent that he became a storyteller who played songs in support of his stories.

Then he added jokes and started playing the harmonica, concertina, kazoo, fife, paperbag and a banjo. He also began sewing his costumes.

Marilyn McPhie is president of the nonprofit Storytellers of San Diego.

“Charles is one of the most energetic and engaging storytellers I’ve seen,” she said.

“You are tapping your toe and repeating phrases or a refrain.You’re excited about what’s going to come next. He

Charles Johnson aka the Paperbag Cowboy. Johnson will offer spooky stories and ukulele playing at a free, family-friendly event at 2 p.m., Oct. 20 at the Oceanside Public Library Photo by Charles Johnson

takes possession of the whole space, jumping up and shooting imaginary arrows.”

Today, Johnson is recruited to perform at a variety of venues including house concerts and outdoor events such as the Sam Hinton Folk Festival at Old Poway Park.

“Charles reminds me of the type of performer you used see at Disneyland in the old days,” park supervisor Dave Richards said.

“It’s a very captivating art form, not something you see of anymore and he does it well. Charles has some sort of Disney magic about him.”

Johnson is looking forward to the day when he becomes a full-time performer.

“Storytelling makes me feel the way that I did when I was a boy, when I would pretend that life is a grand adventure,” he said. “I don't just sing songs, I sing cowboy songs that Gene Autry and Roy Rogers would've sung, or I pick up a concertina to play sea chanteys wearing pirate garb.

When I tell stories I throw myself into it, I pretend that I'm the hero rescuing the damsel in distress, or the stalwart adventurer discovering lost worlds. And I hope my audience does the same.”

The Oceanside Public Library is located at 330 North Coast Highway. For more information call (760) 435-5600 or visit oceansidepubliclibrary.org or paperbagcowboy.com.

A11

THE COAST NEWS

OCT. 19, 2012

F OOD &W INE

Local barista takes top spot at Peet’s Coffee & Tea competition DAVID BOYLAN Lick the Plate I will be the first to admit that I’ve only recently been sucked into the whole gourmet coffee movement, if that’s what you call it. It’s hard enough keeping up on the ever-evolving food scene in San Diego so I’ve tended to stick with the basic brews, paying little attention to the nuances of the craft.

That all changed recently when I had an opportunity to sit down with Rebecca Moak, the champion barista from Peet’s Coffee & Tea in Encinitas. Rebecca takes her coffee as seriously as a chef or accomplished bartender. I love that kind of passion and it really came through when I tasted her winning cortado served with blueberries and dark chocolate. It was like a perfect pairing of wine and food. Thanks Rebecca, now I have one more area of my life where the bar has been raised. Will ordinary coffee ever suffice again??

Here is the conversation I had with Rebecca.

Lick the Plate: What was your first experience with good coffee and was there an influence in your life that turned you on to coffee?

Rebecca Moak: I have a nostalgic first memory of coffee. My grandparents always made Chemex coffee before switching to an automatic machine, and I remember being fascinated with the brewing method. It always made a great cup of coffee.

LTP: There are a lot of coffee houses out there, what influenced you to work at Peet’s?

RM: The main motivation was needing a job. I didn’t know a whole lot about Peet’s before working here, but the more I learned, the more impressed I was with the company.

At my second coffee job I had a lot of time to practice and to drink coffee, so I really started to appreciate the skill it takes to pull an excellent shot of espresso or make creamy, velvety foam. As soon as I started at Peet’s, my skills developed exponentially. It’s here that I’ve learned the most drink-making technique and background knowledge related to where the coffee comes from, how it’s processed, and how that contributes to the flavor profile.

LTP: Your winning drink Robecca Moak — champi- is your signature espresso coronbarista from Peet’s Coffee & Tea tado; can you describe how in Encinitas. Photo by David Boylan this is made and what LTP: How long have you been a barista?

RM: I have been a barista for about seven years. I started at my college campus’ coffeehouse for three years, two years at an independent coffeehouse, and two years at Peet’s. Each experience has been totally different. In my first coffee job, we didn’t have a whole lot of training, so I really had no idea what I was doing. We used to drink shots of espresso as a dare because we thought it was so gross. At Peet’s a shot of espresso is what it’s all about, and with the right knowledge and skill it is amazing!

LTP: Did you realize early on that you had a special knack for this?

RM: I don’t think so; I would say that my skills have developed over a lot of time.

www.deepFLING.com - (760) 942-4254 937 S Coast Hwy 101, Encinitas CA 92024

In the Lumberyard Shopping Center

inspired it?

RM: Essentially, a cortado is a really small cappuccino, about 3 ounces. One ounce espresso and 2 ounces foamed milk. The way the milk is poured into the espresso incorporates all the elements together so you get a creamy, very coffee-forward drink. I served blueberries and dark chocolate on the saucer with the intent of bringing out the fruity/pungent/winey/chocolaty flavors of the Arabian Mocha-Java espresso I used.

LTP: You selected the Surfrider Foundation as the recipient of the $1,000 donation that Peet’s provides to the

winner. They must have been stoked about that, what was behind that decision?

RM: Growing up in North County San Diego, the beach has always been a big part of my life. Surfrider is an organization whose values resonate with those of my local community, so I felt it was the perfect organization to pick. I’m stoked for them that I won!

LTP: So what’s next? Is there a higher level competition involved or a career in coffee?

RM: No competitions, but hopefully a career. I feel like I’m in a great place with Peet’s because they are so

focused on finding the best coffees and teas from around the world. I just want to keep on learning, and eventually pass on that knowledge to others. Stop in and sample one of Becca’s award winning cortados at Peet’s in Encinitas located at 119 N. El Camino Real.

Lick the Plate can now be heard on KPRi, 102.1 FM Monday-Friday during the 7pm hour.

David Boylan is founder of Artichoke Creative and Artichoke Apparel, an Encinitas based marketing firm and clothing line. Reach him at david@artichoke-creative.com or (858) 395-6905.

A12

OCT. 19, 2012

THE COAST NEWS

F OOD &W INE

Scenic Santa Lucia Highlands FRANK MANGIO

Taste of Wine Pinot noir wines have had their way ever since the movie “Sideways” glorified this lovely wine in all the wrong ways and in the wrong wine country. This is a stately, royal wine, deserving of all the accolades it gets.

It has “captured the imagination of many wine lovers,” according to James Laube, senior wine writer for Wine Spectator.

The blueprint for this amazing grape varietal is the vaunted Burgundy wine country of France. There, as in other European countries, the wines are named after the district, not the grape, as it is in the U.S. Pinot noir must be farmed carefully under precise conditions of warm days, cool nights and just the right humidity powered by the coastal sites of Central and Northern California and Oregon.

If you have not discovered it yet, I want to reveal a little known but perfectly placed wine country for pinot noir, and that is the Santa Lucia Highlands appellation, west of Highway 101 in Monterey County.

Here the elevation goes sharply up some 3,000 feet, producing about 6,000 acres under vine. Chardonnay is the largest grape varietal coming out of this area.

In total, Monterey wine country has nine designated AVA wine districts with 40,000 acres and 200 vineyards.

Noting the cool breezes from Monterey Bay, missionaries made wine here in the 1790s. Now, Monterey with its 30,000 population, is the hub of activity with its scenic resorts, fine restaurants, Cannery Row and nearby Carmel Village.

Recently, members of the Santa Lucia Highlands AVA paid a road show visit to San

Diego where we could taste through their latest releases of world class Chardonnay and Pinot Noir. Most were 2010 just brought to market.

After sipping through the 14 wineries, I settled in with Morgan Winery and its finely crafted pinots and chardonnays.

“We have 45 acres planted, 27 to pinot noir and 18 to chardonnay in our Double L Vineyard, on the northern end of Santa Lucia,” declared Dan Morgan Lee, the owner.

He’s been planting there since 1996. He went on to say “it captures the breezes from Monterey Bay, allowing the grapes to fully develop by lengthening the growing season and harvest.”

The cool weather-loving pinots and chards are perfectly accommodated. Both are burgundian flavored here than most anywhere else.

The go-to Morgan favorite is the Double L Pinot Noir 2010 for $50. Morgan has a tasting room on the outskirts of Carmel where all wines can be tasted from 11 to 6 p.m. daily. Call (831) 6263700 or visit morganwinery.com.

Bernini’s is La Jolla’s Mediterranean bistro Picture a village in France, Italy or Spain with a small bistro offering indoor/outdoor seating where diners gather to hear the talk of the day and to enjoy a snack or a meal over a glass of wine.

On Fay Avenue La Jolla, this is Bernini’s Bistro.

Bernini’s has been in this busy location for 13 years, growing into a thriving breakfast, lunch and dinner house, and a full bar with live music Thursday through Saturday nights. All pastas are handmade.

Before getting into that delicious entrée, try the Mediterranean Platter, with more garden-fresh vegetables than you can count. Nightly dinner specials always make it a menu discovery. For a value red wine with your meal, I would recommend the Hess Cuvee Block 19 Napa

Carlos DeNarvaez manages Bernini’s Bistro, La Jolla.

Photo by Frank Mangio

Valley. Call (858) 454-5013 or visit berninisbistro.com.

Wine Bytes The DePortola Trail, Temecula Wine Country is having a Wine-Up Festival from 10 a.m. to 6 p.m. Oct. 20 at the Vail Lake Resort & Campground. A chef challenge, great wines and live music will be featured. The cost is $55 per person. Call (855) 398-9463 for details.

San Diego Wine Company has a red blend wine tasting from 11 a.m. to 4 p.m. Oct. 20. Call (858) 586WINE for details.

Meritage Wine Market in Encinitas presents Napa Valley wines from 3 to 6 p.m.

Oct. 20. Cost is $50 each. Call for an RSVP at (760) 4792500.

WineSellar and Brasserie in Sorrento Valley has Rhone Valley wines in a tasting on from 5 to 7 p.m. Oct. 24. Cost is $15. Details at (858) 4509557.

Vigilucci’s on the Coast Highway in Carlsbad is celebrating its 10-year anniversary with a special benefit dinner to help “Cancer Angels.” Time is 6 to 9 p.m.

Oct. 25. Your dinner choice includes a free glass of champagne and petite tiramisu.

RSVP recommended at (760) 434-2580.

Frank Mangio is a renowned wine connoisseur certified by Wine Spectator.

His library can be viewed at www.tasteofwinetv.com. (Average Google certified 900 visits per day) He is one of the top five wine commentators on the Web. Reach him at mangiompc@aol.com.

A13

THE COAST NEWS

OCT. 19, 2012

Science to uplift us all The author's telescope sits waiting for a night of observing in Anza- Borrego Desert State Park. Science is everywhere and everyone can contribute and make discoveries. Photo by Kyle Stock

KYLE STOCK Coastal Cosmos It unites, heals, excites, perplexes, amazes, inspires, motivates and most importantly, teaches. Science is everywhere, all the time.

It drives economies, technologies and cultures. We are born scientists; we begin exploring the world around us and learn through experimentation. “What are these things attached to my body? Fingers!”

“What happens when I push this off the couch? Gravity!”As we grow up, many of us stop asking questions, stop hypothesizing and stop learning.

I have said it before; we are very fortunate in San Diego. The dynamism of our geology, oceanography and ecology provide ample opportunities to explore and cultivate inquisitiveness. We live in a beautiful region with worldclass science research institutions and an abundance of technology innovation.

San Diego science is also making a mark on a national level. Over the past few months, former President Bill Clinton has made the political talk show rounds promoting San Diego as a model for how

cities can grow by fostering science and innovation.

Clinton says, “What's working in America are these cooperative clusters like San Diego. San Diego has become the human genome research capital of America.”

He goes on to say, ‘Qualcomm, the largest computer company there has stimulated 700 computer companies in the region. Why? Because they're all working together.”

Throughout the United States there is much malaise and discontent. Horrific tragedies, rebellion and riots, economic turmoil, joblessness, political drivel, extreme weather disasters etc.Where can society find positivity and hope?

Science. In the midst of all the negativity, recent scientific achievements inspire and excite us.Discoveries we can all be proud of and rally behind, accomplishments to make people smile and wonder. Science has the power to uplift our society and find remedies to our afflictions.

The discovery of the Higgs-Boson at the CERN Large Hadron Collider is one of the most important discoveries of our time. The enormous science experiment, underground the border of France and Switzerland, recently announced the discovery of the particle that gives everything mass.

Downtown Encinitas MainStreet 101 & 101 Artists Colony Present

Wednesday, October 31, 2012 5pm - 8pm Music Games & Activities by the 101 Artists Colony at The Lumberyard

Wishes Granted at

The Queen’s Court SRF Books & Gifts ~ 1150S. Coast Hwy 101

The wildly complicated science done at a place like CERN has long-reaching impacts on humanity. A fraction of us can truly understand it but we will all eventually benefit from it.

We hear about trickle down economics, but trickle down science can truly change the world: medical technology, computing, communications, energy and so on. Remember that the World Wide Web was invented at CERN for scientists to share data. How’s that worked out for us?

The successful landing of the Mars Science Laboratory, named Curiosity, is one of the greatest engineering accomplishments ever.

Curiosity will spend at least two years roving around a crater and mountain searching for signs of habitability past, present and future. The more we learn about Mars, the more

we learn about our own dear planet past, present and future.

Kyle Stock is originally from Ohio, is a passionate surfer, backpacker, astronomer, gardener, backyard scientist, runner, reader and K-6 science teacher at Solana Santa Fe Elementary in the Solana Beach School District. He can be contacted at kbstock23@gmail.com.

One coupon per visit. Expires 10-31-12

Explore your inner Halloween CARDIFF-BY-THESEA — Is your costume just a whimsical choice or are you expressing your alter ego?

Sally Foster, Emeritus Faculty at MiraCosta College will host a discussion on “What Does Your

Halloween Costume Say About You?”at 1 p.m.Oct.26 at the San Elijo Campus, 3333 Manchester Ave., Room 201.

She encourages you to wear a costume to this event and promises to be in costume as well.

A14 OPPONENTS

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to the funds.

Heebner said she has no idea what “sweetheart pension deal” her opponents are referring to.

Ott said in 2005, before he became city manager,

OCT. 19, 2012

THE COAST NEWS council members increased the pensions for the city’s miscellaneous and safety employees to align with formulas used by other nearby jurisdictions.

“Solana Beach was one of only about three cities in the county that was not offering 3 percent at 50,” Ott said.

“They were offering 3 percent at 55. It wasn’t a large increase. They were offering the least-enhanced plan at the time and it was mostly about recruitment. It wasn’t going to cost a lot more.”

According to an Aug. 24, 2005, staff report, the renegotiated contract would result in “a significant cost savings over the long run.”

Ott said he considers it “just a little bit of a stretch” to say litigation costs have increased 5,000 percent since 2008.”

Litigation cost the city around $450,000 annually from 2007-2009 and increased to approximately $815,000 and $1.1 million, respectively, during the past two years.

Heebner and Ott said the spike is primarily because of a lawsuit filed against the city by a property owner who claimed sewer pipes that service Solana Beach homes

above a lot he purchased were leaking into the hillside soil, making it impossible for him to build a home on the site.

The judgment was in favor of Solana Beach.

“If the city had not prevailed the payout costs would have exceeded $2 million,” Ott said. “In addition, we are now seeking reimbursement of a majority of those costs from our pool insurance provider.”

“If someone sues you, you have to defend yourself,” Heebner said.

With the election less than a month away, Driver, Frankel and Powell said they would still like to debate Heebner, Peter Zahn and Dave Zito “on a level playing field so that Solana Beach voters can make an informed choice about the priorities and qualifications of their next City Council.”

BEREND

CONTINUED FROM A9

ends up helping guide him.

Skateboarder and X-Games gold medalist Danny Way reviewed the book. How did that come about?

Danny Way is an acquaintance of a friend of mine. My friend asked him to review the book and he graciously accepted. What’s cool about that is Josh’s (the main character) hero in the story is Danny Way. He has a poster of Danny Way jumping over the Great “Vertical” is the first book from Wall of China.When Josh is at Janet Eoff Berend. Courtesy his lowest moment, he stares photo at this poster of Danny Way review the book and give it and there’s this pivotal the thumbs up was absolutely moment. For Danny Way to thrilling.

FUNDS

CONTINUED FROM A3

paign contributions from the most recent reporting period will repay debts from the primary election.

However, he said the campaign is following rules by including Roberts’ loans in campaign contribution totals.

“That’s what you’re supposed to do; we’re not trying to hide anything,” Gartner said.

Gartner said Roberts’ campaign started at the first of the year; meanwhile, Danon has been running for three years and is “probably concerned he’s being beaten in fundraising.”

Danon took in 34 percent of the primary vote, while Roberts secured 31 percent, according to the

San Diego County Registrar of Voters.

Both candidates are seeking to succeed Supervisor Pam SlaterPrice, who crossed party lines to endorse Roberts in the spring. Among others, Roberts’ endorsements have come from Carlsbad Mayor Pro Tem Ann Kulchin and former city of San Diego Councilwoman Donna Frye.

Danon has received a large number of endorsements that include city of San Diego Mayor Jerry Sanders, former California Governor Pete Wilson and Supervisor Ron Roberts to name a few.

The five-member Board of Supervisors addresses budget matters, parks, policy issues and health concerns in San Diego County.

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TWCBC.COM/WEST INTERNET | PHONE | CABLE TV | ETHERNET Promotional price for new customers who subscribe to Business Class Phone and Internet with a three-year-term agreement. Phone offer requires subscription to at least one phone line on any calling plan. Internet offer requires subscription to 10Mbps x 2Mbps in Los Angeles/San Diego/Desert Cities/Hawaii markets & 8Mbps x 1Mbps in Mountain West market. After promotional period, regular monthly rate will apply. Early-termination fees may apply. Offer is not transferable and may not be combined with any other offer. Time Warner Cable Business Class Phone customer-premise equipment is electrically powered, and in the event of a power outage or network failure, enhanced 9-1-1 (“E911”) services may not be available. Additional charges apply for installation, taxes, fees, surcharges, Directory Assistance, Operator Services, and calls outside the state and to international locations. Offer valid for business customers in Business Class Phone–serviceable areas. Offer ends 12/31/12. Products, offer and services not available in all areas. Actual speeds may vary. Some restrictions apply. Time Warner Cable Business Class is a trademark of Time Warner Inc. Used under license. ©2012 Time Warner Cable. All Rights Reserved.

A15

THE COAST NEWS

OCT. 19, 2012

T HE COAST S PORTS

Broncos quarterback Peyton Manning orchestrates a 24-point comeback, tying an NFL record for most points overcome. The Broncos would shut out the Chargers in the second half and win 35-24 Monday night. Photo by Bill Reilly

Manning’s aim is true in comeback win over Chargers

By Tony Cagala

SAN DIEGO — The time, the place was set for a good old-fashioned duel — Monday night, 5:30-ish at Qualcomm Stadium — between two of the NFL’s most notable quick draw quarterbacks.

On one side there stood the fast and wild Philip Rivers; on the other the rehabilitated sharp shooter Peyton Manning.

In a duel, the advantage lies in the quickness, but the key to survive is the aim. Rivers, 30, was quick to the draw, slinging the ball against the Broncos defense — in his 41 pass attempts Rivers got rid of the ball in an average of 2.32 seconds to Manning’s 2.41 seconds in his 30 pass attempts; but Manning, 36, had the aim.

And that aim proved to be what kept the Broncos alive in a comeback win (overcoming 24 points at the half, tying an NFL record) and tying the Chargers at 3-3 for first place in the AFC West.

Manning completed 24 of his 30 passes; Rivers completed 25 of his 41 passes and would throw four interceptions, a career high. He attributed those interceptions to being mostly just “poor throws.”

Rivers, entering his ninth season, said that he wasn’t fooled once by the Broncos defense.

He said the interception on the third down pass to Robert Meachem in the third was an attempt to “be an incomplete or maybe get interference.”

Turner reduced Rivers’ interceptions to “trying to make a play.”

Every loss hurts, Rivers said. “Regardless of what negative plays or bad plays or how you lose a game. When you lose it’s rough.”

Turner said the loss was as tough as it gets.

“Right now we’re not able to put together a complete game,” he said.

Turner remained high on his team, describing them as an “awfully resilient group.” He added that there are things they have to fix so they can play a complete game.

Monday night’s loss is the second in a row where the Chargers led at halftime and let the game slip away in the second half.

The Chargers led 17-14 at the half against New Orleans in a game that saw the Saints score 17 unanswered points in the second half for the win.

Against the Broncos, Rivers struggled in the first two series to open the game, with each drive resulting in Mike Scifres’ punts.

Special teams was able to give the Chargers’ offense extra opportunities from Dante Rosario’s fumble recovery on a punt and a Corey Lynch fumble recovery on a kickoff. Both plays resulted in Chargers’ scores.

On the defensive side Quentin Jammer intercepted a pass from Manning and ran it back 80 yards for a touchdown in the second quarter, his first points of the season.

“Obviously, we got the turnovers early and it gave us some momentum,” Turner said. “We made big plays. Defensively, we got great pressure.”

Whether Manning had lost anything following his surgeries, one to repair a bulging disk and the other to fuse a nerve in his neck, no longer seems to be a valid question.

He came out in the second half going 85 yards in eight plays, instigating a palpable shift in momentum.

Manning finished the game throwing for 309 yards and three touch-

downs.

Turner didn’t single out any one player or coach for any failings, instead taking the full brunt of the blame. “If you want to make this about somebody, it’s not about one of the guys; make it about me,” he said.

The Chargers head into week seven with a bye, before they resume against the 1-5 Cleveland Browns, Oct. 28.

“I think if you look at our team and you look at the stretches where we play at a high level, we’re capable of becoming a very good team,” Turner said.

Contact us at sports@coastnewsgroup.com with story ideas, photos or suggestions

BASEBALL’S ELITE Beach Cities Elite 11U’s play in an exciting, back-and-forth Championship game at the Triple Crown Sports 10th Annual Fall Classic held Oct. 6 and Oct. 7.

Elite overcame 2-run deficits in the 4th and 5th innings and a 3-run deficit in the 6th to lead 9-8 going into the bottom of the final inning. Their opponent scored 2 runs on a double hit with the bases loaded to take the crown handing Elite their first loss by the score of 10-9. The Beach Cities ELITE Baseball Club primarily draws from top 11 year-old players in Encinitas, Solana Beach and Del Mar. Pictured front left to right: Liam Keoneke, Coley Colleran, Cam Clark, Kai Haseyama. Back row from left: Coach Todd Parker, Austin Machado, Coach Gary Anderson, Grant Anderson, Spencer Jones, T K Parker, Ben Anderson, Coach Danny Colleran, Shane Telfer, Nic Baum. Not pictured: Coach Chaz Gagne and players Pete Gagne, Ethan Kreutzmann and Ryan Mendez. Courtesy photo

Sign up now for Cardiff surf classic CARDIFF-BY-THE-SEA — The Cardiff 101 Main Street will host its annual Cardiff Surf Classic & Green Beach Fair from 7 a.m. to 5 p.m. Oct. 27 at Seaside Reef in Cardiff-by-the-Sea. Activities include a Biz Team Surf Off and Under-17 surf contest, live music, local organic food, a kid’s zone, shows from the San Diego Zoo’s Dr. Zoolittle and a

Green Beach Fair comprised of eco-friendly businesses, government agencies and non-profits bringing education and awareness of sustainability to our communities.

Fair coordinators are now accepting sponsor, vendor and surf contest applications.

Applications are available at cardiffsurfclassic.com.

The Cardiff Surf Classic & Green Beach Fair’s mission

is to bring environmental awareness to the coastal communities.

Local San Diego professionals, government and nonprofit organizations, including architecture, building materials, energy and conservation, food and agriculture, and others will have booths exhibiting their services and products to encourage a more sustainable lifestyle.

A16

OCT. 19, 2012

THE COAST NEWS Legals 800

APN: 214-253-38-00 TS No: CA09001282-12-1 TO No: 5906462 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 3, 2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 15, 2012 at 09:00 AM, Auction.com Room at Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 11, 2007 as Instrument No. 2007-0245038 of official records in the Office of the Recorder of San Diego County, California, executed by KEN SULLIVAN, AN UNMARRIED MAN, as Trustor(s), in favor of JPMORGAN CHASE BANK, N.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" LOT 334 OF CARLSBAD TRACT NO. 72-2.2, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 7476, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, ON NOVEMBER 6, 1972. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 6701 CAMINO DEL PRADO, CARLSBAD, CA 92011 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $400,330.69 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount.

In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee.

In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse.

Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court,

Legals 800

Legals 800

Legals 800

CITY OF ENCINITAS PLANNING & BUILDING DEPARTMENT LEGAL NOTICE OF ENVIRONMENTAL REVIEW AND COMMENT PERIOD Public Review Period: October 19, 2012 to November 8, 2012 Notice is hereby given that a 20-day public review and comment period has been established pursuant to the California Environmental Quality Act (CEQA) for a draft Negative Declaration prepared for the proposed project identified below that is located in the City of Encinitas.

PROJECT NAME: CASE NUMBER: APPLICANT:

Normandy Rd./Urania Ave. Subdivision 11-189 TM/DB/DR/CDP City Ventures Homebuilding, LLC

LOCATION: The project site is located at 680 Normandy Road and 1110 Urania Avenue. The property is situated along the north side of Normandy Road, between Urania Avenue and Piraeus Street, in the R-3 (residential) zone of the Leucadia Community.

DESCRIPTION: The project consists of Tentative Map, Density Bonus, Design Review Permit, and Coastal Development Permit applications to subdivide 7.73 acres into 28 residential lots, one private street lot, one open space lot, and construction of 28 singlefamily homes.

ENVIRONMENTAL STATUS: The City has performed an Environmental Initial Study, which determined that no significant negative environmental impacts would result from the proposed project design. Therefore, a Negative Declaration is recommended for adoption. The draft Negative Declaration is available for public review from October 19, 2012 to November 8, 2012. Written comments regarding the adequacy of the draft Negative Declaration must be received by the Planning and Building Department at the address provided below no later than 6:00 p.m. on November 8, 2012. A final document incorporating public input will then be prepared for consideration by decision-making authorities.

The draft Negative Declaration, Environmental Initial Study, supporting documents, and project application may be viewed or purchased for the cost of reproduction at the Encinitas Planning and Building Department, 505 South Vulcan Avenue, Encinitas, CA 92024. An electronic version of the Draft ND may be reviewed on the City’s website at www.cityofencinitas.org/index.aspx?page=284 under “Environmental Notices”.

For environmental review information, contact Scott Vurbeff at (760) 633-2692. For information regarding the project application and public hearings or meetings on this project, contact Todd Mierau at (760) 633-2693.

10/19/12 CN 14128

pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee's Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09001282-12-1.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: October 15, 2012 TRUSTEE CORPS TS No. CA09001282-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P993912 10/19, 10/26, 11/02/2012 CN 14123 TSG No.: 4188734 TS No.: 20099134003495 FHA/VA/PMI No.: APN: 147-360-38-00 Property Address: 401 NORTH CLEVELAND STREET OCEANSIDE, CA 92054 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 4/14/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/8/2012 at 10:00 AM, First American Trustee Servicing Solutions LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/16/2004, as Instrument No. 2004-0334574, in book , page , of Official Records in the office of the County Recorder of San Diego County, State of California. Executed by: GARY GOVER and TANYA L GOVER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in the above mentioned Deed of Trust APN# 147-360-38-00

The street address and other common designation, if any, of the real property described above is purported to be: 401 NORTH CLEVELAND STREET, OCEANSIDE, CA 92054 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $753,284.29 The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee's sale or visit this Internet Web site

Legals 800

CITY OF ENCINITAS PLANNING AND BUILDING DEPARTMENT LEGAL NOTICE OF PUBLIC HEARING

By The Planning Commission PLACE OF MEETING: Council Chambers, Civic Center 505 South Vulcan Avenue Encinitas, CA 92024 THE ABOVE MENTIONED AGENCY IS AN EQUAL OPPORTUNITY PUBLIC ENTITY AND DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, ETHNIC ORIGIN, NATIONAL ORIGIN, SEX, RELIGION, VETERANS STATUS OR PHYSICAL OR MENTAL DISABILITY IN EMPLOYMENT OR THE PROVISION OF SERVICE. IN COMPLIANCE WITH THE AMERICANS WITH DISABILITIES ACT/SECTION 504 REHABILITATION ACT OF 1973, IF YOU NEED SPECIAL ASSISTANCE TO PARTICIPATE IN THESE MEETINGS, PLEASE CONTACT THE PLANNING AND BUILDING DEPARTMENT AT (760) 633-2710.

It is hereby given that a Public Hearing will be held on Thursday, the 1st day of November, 2012, at 6:00 p.m., or as soon as possible thereafter, by the Encinitas Planning Commission to discuss the following hearing item of the City of Encinitas: CASE NUMBER: FILING DATE: APPLICANT: LOCATION: ZONING:

09-200 TMDB/DR/CDP/EIA December 23, 2009 Woodridge Farms Estates, LLC 1335 Desert Rose Way (APN: 264-010-27) The subject property is located in the Rural Residential 2 (RR-2) zone.

DESCRIPTION: Public hearing to consider a Tentative Map and Design Review Permit application for the subdivision of the subject 7.87-gross-acre property into 16 residential lots and 1 private street lot. The subdivision is a density bonus subdivision in accordance with Section 65915 of the California Government Code and would include 1 affordable dwelling unit to comply with density bonus provisions. The applicant is also proposing to pay a fee in-lieu of providing the one affordable unit required to satisfy the City’s dedication requirement for affordable housing assistance. The project includes grading of the site for building pads and associated retaining walls, construction of a private street, construction of a public recreational trail along the western boundary of the project site, landscaping improvements and the construction of an 8-foot tall freestanding wall for fuel buffer mitigation.

ENVIRONMENTAL STATUS: The City of Encinitas conducted an Environmental Initial Study which determined that the proposed project could have a significant environmental effect in the areas of biological resources. Subsequent revisions in the project proposal create the specific mitigation identified in Section V of the final Mitigated Negative Declaration. The project as revised now avoids or mitigates the potentially significant environmental effects previously identified, and the preparation of an Environmental Impact Report will not be required.

An appeal of the Planning Commission determination, accompanied by the appropriate filing fee, may be filed by 5:00 p.m. on the 10th calendar da y following the date of the Commission’ s determination. Appeals will be considered by the City Council pursuant to Chapter 1.12 of the Municipal Code. Under California Government Code Section 65009, if you challenge the nature of the proposed action in court, you may be limited to raising only the issues you or someone else raised regarding the matter described in this notice or written correspondence delivered to the City at or before the time and date of the determination.

For further information, or to review the application prior to the hearing, please contact Roy Sapa’u, Senior Planner, at (760) 633-2734 or by email at rsapau@encinitasca.gov; or contact the Planning and Building Department, 505 South Vulcan Avenue, Encinitas, CA 92024 at (760) 633-2710 .

10/19/12 CN 14127

Legals 800

Legals 800 CITY OF ENCINITAS

PUBLIC NOTICE INVITING BIDS NOTICE IS HEREBY GIVEN that the City of Encinitas, California, is inviting sealed bids for construction of an Engineering Services Project titled "SECOND STREET, C STREET, AND 3RD STREET SEWER IMPROVEMENTS project". Bids will be received at the office of the City Clerk until 2:00 p.m., Thursday, November 8, 2012, at which time they will be opened and read aloud by the City Clerk.

They shall be submitted in a sealed envelope addressed to: Kathy Hollywood, City Clerk, City of Encinitas, 505 S. Vulcan Avenue, Encinitas, CA 92024. The outside of the envelope shall be written: "ATTN: SECOND STREET, C STREET, AND 3RD STREET SEWER IMPROVEMENTS project, BID, DO NOT OPEN UNTIL 2:00 p.m., November 8, 2012".

Only contractors with a valid Class A State of California Contractor’s License can bid on this project.

Project Description: The work consists of 8,500 feet of sewer main installed using microtunneling method, jack and bore method, and open trench method in Second Street, C Street, Third Street, and in alleys between Second Street and Third Street from B Street to K Street in downtown City of Encinitas. The work includes sawcutting and pavement removal, installation of 8 inch PVC to 12 inch PVC sewer, replacement of manholes, replacement of existing sewer laterals, sewer cleanouts, asphalt paving removal, installation of new asphalt paving and paving overlay, restoration of existing public and private improvements, and related appurtenant work. The cost of construction is estimated to be $4,000,000. Work to be completed within 200 working days.

It is highly recommended that contractor s interested in the project pick up pr oject specifications directl y from the Encinitas Engineering counter at City Hall. Should contractors choose to pick up project specifications at Plan Rooms, the contractors shall still be responsib le for obtaining all addendums for the pr oject and signing and submitting all addendums with their bid . Any contractor that does not acknowledge receipt of all addendums by signing and submitting all ad dendums with their bid shall be deemed a nonresponsive bidder and their bid will be rejected.

The Contractor shall submit a microtunneling certificate which shows they have at least 5 y ears microtunneling experience with their bid. The certificate shall include a list of ref erence microtunneling projects which the Contractor has done o ver the last 5-10 years. Each project will have details on the length and dollar amount of the pr oject, and a reference phone number will be inc luded for each project. At the bid opening on November 8th, any bid which does not inc lude this microtunneling certification will be considered a non-responsive bid and will be rejected.

The City will ans wer questions on this pr oject up to noon on Tuesday, November 6, 2012. After noon on Tuesday, November 6, 2012, no more questions will be ans wered and onl y plan holders list will be either e-mailed or fax ed to interested parties during that time . Technical questions should be directed to Kipp Hefner at (760) 633-2775 or khefner@encinitasca.gov .

Copies of the bid package will be available for $75.00 at the Engineering Services counter, City Hall, 505 S. Vulcan Avenue, Encinitas, CA 92024. One bid package per contractor. Additional bid packages will cost $75.00 each. For further general information, contact the Engineering Services Department at (760) 6332770.

The City reserves the right, after opening bids, to reject any or all bids, or to make award to the lowest responsible bidder and reject all other bids, to waive any informality in the bidding and to accept any bid or portion thereof.

Greg Shields, P.E. Interim Director of Engineering Services/Public Works 10/19/12, 10/26/12 CN 14094

CITY OF ENCINITAS

CITY OF ENCINITAS PLANNING AND BUILDING DEPARTMENT

PUBLIC NOTICE OF PROPOSED ORDINANCE ADOPTION ORDINANCE 2012-14 NOTICE IS HEREBY GIVEN that the City Council of the City of Encinitas will consider adoption of Ordinance 2012-14 entitled “An Ordinance of the City Council of the City of Encinitas, California, Adding Chapter 15.10, Banners in Public Rights-of-Way, to the Encinitas Municipal Code.” This ordinance revises regulations related to the placement of banners in the public rights-of-way. This ordinance was introduced on October 10, 2012.

The City Council will consider adoption of Ordinance 2012-14 at its regular meeting to be held on October 24, 2012, commencing at 6:00 P.M. in the City Council Chambers 505 South Vulcan Avenue.

The ordinance is on file in the office of the City Clerk, 505 South Vulcan Avenue and may be viewed between the hours of 8:00 A.M. and 5:00 P.M. The City of Encinitas is an equal opportunity public entity and does not discriminate on the basis of race, color, national origin, sex, religion, age or disability in employment or the provision of service. Please notify the City Clerk as soon as possible before the meeting if disability accommodations are needed. /Kathy Hollywood, City Clerk.

10/19/12 CN 14103

http://www.priorityposting.com/Pri ority/index.php, using the file number assigned to this case 20099134003495.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A

DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FOR TRUSTEE’S SALE INFORMATION PLEASE CALL 714-573-1965 P993326 10/19, 10/26, 11/02/2012 CN 14122 T.S. No.: 12-46456 TSG Order No.: 02-12002584 A.P.N.: 103-261-15 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/13/2012 at 10:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 03/24/2006 as Instrument No. 2006-0203028 in book -- , page -- of Official Records in the office of the Recorder of San Diego County, California, executed by: ROQUE ROJAS AND MARIA DE LOS ANGELES ROJAS HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR

LEGAL NOTICE OF PUBLIC HEARING CITY COUNCIL PLACE OF MEETING: Council Chambers, Civic Center 505 South Vulcan Avenue Encinitas, CA 92024 THE ABOVE MENTIONED AGENCY IS AN EQUAL OPPORTUNITY PUBLIC ENTITY AND DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, ETHNIC ORIGIN, NATIONAL ORIGIN, SEX, RELIGION, VETERANS STATUS OR PHYSICAL OR MENTAL DISABILITY IN EMPLOYMENT OR THE PROVISION OF SERVICE. IN COMPLIANCE WITH THE AMERICANS WITH DISABILITIES ACT/SECTION 504 REHABILITATION ACT OF 1973, IF YOU NEED SPECIAL ASSISTANCE TO PARTICIPATE IN THESE MEETINGS, PLEASE CONTACT THE CITY CLERK AT (760) 633-2601.

It is hereby given that a Public Hearing will be held on Wednesday, November 14, 2012 at 6:00 P.M., or as soon as possible thereafter, by the Encinitas City Council to discuss the following item of the City of Encinitas: PERMIT NUMBER: APPLICANT: LOCATION:

10977-VA Shea Homes Puebla Street (east of Saxony Road)

DESCRIPTION: Public hearing for a contingent vacation of public road right-of-way on Puebla Street (east of Saxony Road). The final vacation of the right-of-way will be contingent upon the cul-de-sac improvements at the southerly terminus of Eugenie Avenue and Passiflora Avenue.

Permit No. 10977-VA The vacation of pub lic right-of-way on Pueb la Street (east of Saxony Road) will be considered b y the City Council pur suant to City of Encinitas Municipal Code Section 15.16.010, and Streets and Highway Code Section 8320. The City Council will hear this vacation request on Wednesday, November 14, 2012.

Any questions, please contact the City Clerk at (760) 633 -2601.

Under California Government Code Section 65009, if you challenge the nature of the proposed action in court, you may be limited to raising only the issues you or someone else raised regarding the matter described in this notice or written correspondence delivered to the City at or before the time and date of the determination.

For further information, or to review this application prior to the hearing, contact Debra Geishart at (760) 633-2779 or the Engineering Services Department, 505 South Vulcan Avenue, Encinitas, CA 92024 at (760) 633-2770.

10/19/12, 10/26/12 CN 14095

COUNTRYWIDE HOME LOANS INC as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank

See more Coast News Legals Page A21

A17

THE COAST NEWS

OCT. 19, 2012

Taking the roads less traveled can be very adventurous E’LOUISE ONDASH Hit the Road If you think you’re a seasoned traveler, consider the itineraries of adventure-seeker Brad Grant of Del Mar and globetrotter and author Patricia Schultz.

Grant, aka Dr. Adventure, has been to spots on the globe that most of us don’t know exist.

And Schultz, a Manhattan resident, just completed the second edition of “1,000 Places To See Before You Die” (Workman Publishing). Writing both editions has taken her to “approximately 80 percent of the places listed in the book,” she said in a recent phone interview just after returning from Taiwan. “I’ve never kept track of the miles I’ve traveled, nor have I ever counted how many countries I’ve been to. As for frequent flier miles, I spend them as soon as I accumulate them.”

The first edition of “1,000 Places … ” required eight years of travel, research and networking to document the destinations listed in the book.

“A lot of people think that’s enough time,” Schultz said, “but the reality is that you can only scratch the surface in that time.”

Already a veteran traveler when hired in 1995 to write the first edition of “1,000 Places … ,” (she also had lived in Italy, France and Spain and written for Frommers and Berlitz), Schultz decided not to re-visit those places where “I already felt comfortable, like the Louvre and the Grand Canyon, though they still belonged in the book. So as soon as the ink was dry on the contract, I went off on an eight-year odyssey to areas of the world I didn’t know.”

As a kid growing up in a small town on the Hudson River, Schultz’ adventures were limited to summer trips to the Jersey Shore. “It seemed like high adventure at the time,” she recalled. “My parents held sacred the family vacation. You would think we were going to the moon for as excited as we got.”

Then, at age 15, Schultz visited a classmate who lived in the Dominican Republic.

“My parents worked double, triple shifts to buy me that plane ticket. It was two weeks that turned my life around.”

When asked about her favorite destinations, she said, “I often feel that my most recent trip is my favorite. I just returned from Japan and I’m a newborn fan. Tokyo has about 14 million people but it’s an incredible city that’s very organized and easy to navigate. People are remarkably kind, patient and respectful.”

When it comes to adventure travel, you’d be hardpressed to find something that Brad Grant hasn’t done. The Del Mar resident was a family practice/sports medicine physician, marathoner and

Writer Patricia Schultz discovered at age 15 what travel can do for the soul. A trip to the Dominican Republic “turned my life around.”

She also loves coming home to her Midtown Manhattan apartment where she is five minutes from the Brad Grant, a retired family and sports medicine physician, swings from theater district. a vine in the Amazon jungle. The Del Mar resident designs and executes trips in exotic places for the highly competitive athletes with whom he team. “I always go unusual places and never repeat trips. once competed.

Courtesy photos

triathlete who for years also competed on extreme-sport teams.

“Then my wear-and-tear caught up with me,” said the 58-year-old, aka Dr. Adventure. “I had a hip replacement and lost vision in one eye, so I was thrust out of the competitive realms. So I thought it through, and after many years of helping other people get involved, I sold everything and took a leap and created a new business.”

Grant’s “niche” enterprise consists of offering adventure travel to all his past associates and friends with whom he once competed. He designs the expedition, puts together transportation, accommodations and local guides, then puts the word out.

“I have a large database from my years of involvement,” said Grant, who also served as a doctor and drug tester for the U.S. Olympic

And I also act as videographer and doctor — a value-added approach.”

Grant offers up to a dozen trips a year and participants number two to 14; most are Europeans and South Americans in their 40s and 50s.

“The trips are pretty challenging so I want to have a good handle on who I’m taking,” he said, but as his customers age, “we’re starting to run some softer trips that the average person can do.”

Grant gave no definition of “average,” but consider past destinations and activities: climbing the highest mountain in Antarctica; skiing the North Pole; horseback riding in Kamchatka, a peninsula in extreme-eastern Russia where it rains 110 inches a year, and 29 of the 160 area volcanoes are still active; and diving for whale sharks in Mozambique. “We go to areas where there is plenty of food so they aren’t looking to us for food.”Adventures run from three weeks to three months and cost between $2,000 and $80,000, “depending on where we go and how long we stay,” Grant explained.

Checkout Grant’s adven-

tures on YouTube. Next column: Travel tips from Schultz and Grant.

E’Louise Ondash is a freelance writer living in North County. Tell her about your travels at eondash@coastnewsgroup.com.

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A18

OCT. 19, 2012

THE COAST NEWS

M ARKETPLACE N EWS Changes to Medicare: How are your costs affected?

All seniors on Medicare can take advantage of the open enrollment window coming up. The Annual Enrollment Period (AEP) is Oct. 15 to Dec. 7, 2012 when you can switch plans. That’s a short eight weeks. From Jan. 1 to Feb. 15, 2013, there will be a disenrollment period where you can leave your Medicare Advantage plan and go back to original Medicare.

This shorter window may catch people by surprise and many could miss out on great savings opportunities. For example, if you are on United Healthcare Secure Horizons Value Plan 4 because you want to go to Scripps Clinic, but want to enroll in the new Secure Horizons/United Healthcare Plan 4 ($0 monthly premium), which now includes Scripps Clinic and saves $300 annually in premiums, you must do this before Dec. 7, 2012.

Also new in 2013 for United Healthcare/Secure Horizons clients are lower copays with no increase in premiums. Dental is now included as part of the Value/Premier plans.

In 2013, there is more help for those in the “doughnut hole,” too. The initial coverage limit has been raised to $2,970, plus there is a discount of 52.5 percent on brand name drugs once in the doughnut hole.

The time allowed to make critical changes to your Medicare coverage is short.

Are you prepared?

To learn about your new Medicare options and a no-cost Medicare review, contact Douglas Kerr, United Healthcare Advisor (Lic # 0G64783) at (760) 4737721. He will make sense out of all the “stuff” you have been getting in the mail.

Doug@MedicareInsuranceS anDiego.com, or visit Medicareinsurancesandiego. com.

Doug has lived in Encinitas for 23 years, is a member of the Encinitas Rotary Club, the Senior Network of Associated Professionals (SNAP) and the Encinitas Chamber of Commerce. Doug also conducts educational Medicare update presentations for groups. Call now for information on upcoming sessions.

Items on this page are paid for by the provider of the article.

If you would like an article on this page, please call (760) 436-9737

Pharmaca reinvents neighborhood pharmacy experience Building Pharmaca Integrative Pharmacy is celebrating its one-year anniversary in Carlsbad this month — and customers are celebrating right along with them. With a focus on expert customer service from a staff of licensed practitioners, the full-service pharmacy has already become a well-loved spot in the community.

Traditional pharmacy — with a twist Even though customers often come to Pharmaca for their everyday prescriptions, the store is a far cry from your traditional pharmacy. That’s because Pharmaca also offers a variety of alternative options as well. A customer may fill a prescription and pick up aspirin, bandages and cold medication, or explore Pharmaca’s selection of vitamins, herbal supplements or homeopathic remedies.

What’s more, Pharmaca’s staff is made up of naturopathic doctors, herbalists, estheticians and other practitioners who offer free consultations about Pharmaca’s product selection. And customers get advice from these experts every day, free of charge.

“The whole staff is wonderful, knowledgeable and ready to assist in any way they can,” said Lyn, a Carlsbad customer.“Sara (Barth, pharmacy manager) has gone over and above her duties to help get my prescriptions transferred, refilled and worked with me on my insurance issues to make sure I did not overpay.”

blocks of beauty

Pharmaca Integrative Pharmacy, in the Vons Shopping Center at 6985 El Camino Real, is celebrating its oneyear anniversary this month. Photo courtesy Pharmaca

In addition to great customer service, the pharmacy team now offers immunizations for flu, whooping cough, pneumonia and shingles on a walk-in basis; on Saturdays, customers can also request vitamin B12 shots.

Customers also come to Pharmaca to find the best new skin care and beauty products. Pharmaca’s selection features facial care from beloved natural brands such as Dr. Hauschka and Jurlique, and cosmetics from Jane Iredale and Juice Beauty. Customers have learned that these brands offer effective results with only the cleanest natural ingredients. And Pharmaca’s on-staff estheticians can help them find the perfect shade of

lipstick or the ideal moisturizer for their skin type.

Working for the community As part of their mission to serve as a resource in the community, Pharmaca offers ongoing events that educate customers on different health and beauty topics. These include offerings such as last week’s Healthy Living Event, which addressed the needs of aging customers concerned about bone loss, joint pain and cardiovascular health.

In November, customers will flock to the Spa Day Event (Nov. 17, 11 a.m. to 3 p.m.) for mini-makeovers and facials, free product samples and chair massage.

Staff at Pharmaca are thrilled that the store has

been so well received in Carlsbad. “I frequently hear how much customers love having such a diverse knowledge base and product selection available under one roof,” says Eric Bandner, wellness counselor and store manager.

“We’re looking forward to continuing to serve as the community’s trusted source for integrative health and wellness solutions.”

To learn more about Pharmaca, check out pharmaca.com, visit the Carlsbad store or contact them at (760) 444-3800.

And now through the end of November, bring in this article and receive a Pharmaca brand Vitamin D3 (2,000 iu) for only a penny!

Why everyone needs an estate plan ■ Save a fortune on estate taxes,

ensure your assets go to the heirs of your choice

By Angela L. Vehorn,

Author of “Estate Planning and Elder Care”* It’s National Estate Planning Awareness Week!

In 2008 the National Association of Estate Planners & Councils (NAEPC), in conjunction with Rep. Mike Thompson (D-CA) and 49 of his colleagues, co-sponsored and helped pass H.Res.1499,which declared the third week in October National Estate Planning Awareness Week.This means that in 2012, National Estate Planning Awareness Week falls on Oct. 15 through Oct. 21.

Did you know: The majority of Americans over 65 are totally dependent on their Social Security checks. With proper knowledge and planning, future generations can have a more secure retirement.

It is estimated that over 120 million Americans do not have an up-to-date estate plan to protect themselves and their families, making estate planning one of the most overlooked areas of personal financial management. With advance planning, issues such

as guardianship of children, managing bill paying and assets in the event of sickness or disability, care of a special needs child, long-term care needs, and distribution of retirement assets can all be handled with sensitivity and care, a reasonable cost.

The majority of Americans lack the ability to adequately plan for their retirement. This can be changed immediately with knowledge and the right planning tools, such as living trusts, pourover wills, advance health care directives and irrevocable life insurance trusts (ILITs).

Many people mistakenly believe that since they aren’t “rich” they do not need to do any financial and estate planning.Estate planning is not just for the wealthy and is important for everyone. This attitude can be financially harmful in the long-run and can be avoided with proactive action.

You care deeply about your family and you want to ensure the assets you have worked so hard for will go to them when you die. How much of your estate will go to taxes and attorneys? How much will

be left for your heirs? Your estate plan determines the answers to these questions.

Therefore, it is imperative that you take the time to consider which estate-planning options, such as living trusts, are available and which are best for your particular circumstances.

The living trust may also be called a revocable living trust, inter vivos (Latin for “while living”) trust, A-B trust, or the double trust system. It is named the “living trust” because it is in effect during your lifetime and enables you to observe and control the trust, giving you the opportunity to alter or amend any provisions.

This type of control is not possible with a will or an irrevocable trust. Remember that the living trust is a creature that is entirely dependent upon the words within it. Thus, it needs to be carefully drafted to contain the things you want and which are appropriate to you.

Having a living trust means that, since all your assets are inside the trust, you do not hold title to anything.

Since you have nothing in title in your own name, there is nothing to probate upon your death.

With these factors in mind, we are offering estate planning (for those with estates under $2 million) and advanced estate planning

workshops (for individuals with higher net worth) on the following dates: • Tuesday, Oct. 23, 7 p.m. Seascrest Village, 211 Saxony Road, Encinitas • Tuesday, Oct. 30, at 2:30 p.m., The Inn at Rancho Santa Fe 5951 Linea Del Cielo, Croquet Cottage, Rancho Santa Fe Please call (760) 822-2640 to secure a spot. Space is limited.

For more information,visit at our website trustdocprep.com. We look forward to seeing you there! If you are unable to attend the above workshops,please call to schedule a home appointment or one at our convenient Carlsbad office.

Angela has worked with estate planning attorneys, including renowned estate planning attorney Donald J. Burris (author of “Protecting Your Assets”) since 1987. In addition to her book “Estate Planning and Elder Care,” she has co-authored several books on the subject. She’s been participating in estate planning seminars since the early 1990s, and has been a certified paralegal since 1989.

She is licensed to work as a legal document preparer in Arizona and California.

*available on amazon.com

Beauty is not just skin deep.

Beauty is through and through, and the building blocks of beauty are numerous.

The top six building blocks of beauty are a healthy diet, hydration, sleep, life balance, antiaging products, and medical intervention.

To create your healthy diet, limit processed foods (including sugar), preservatives, GMO’s and artificial additives; eat organic, green leafy veggies, yellow, orange and red veggies, lean proteins (grass-fed beef and lamb, free-range chicken, wild salmon, sea bass), a variety of fruits, whole grains (quinoa, oats), and small quantities of healthy oils such as olive, avocado, coconut oils.

I also recommend customizing your food intake to your blood type (refer to “Eat Right for your Type”

by Dr. Peter D’Adamo.)

To maintain adequate hydration, remember to monitor your water intake.

If you are not drinking about eight glasses of water each day, find a way to increase your fluids.

One method is to add some PURE Inventions green tea or antioxidant drops to flavor your water and make it more appealing.

In addition to these essentials of good skincare, we also have non-surgical medical interventions that keep us looking youthful.

Fillers such as Restylane, Perlane, Juvederm, are made of hyaluronic acid, and are a great way to plump up fine lines and wrinkles for about a year.

They can also be used for a liquid facelift.

Botox and Dyport cause muscles to relax so prevent the formation of lines and wrinkles. Their benefit usually lasts 3 to 6 months.

The building blocks of beauty are the building blocks of health and wellness. A more youthful appearance is in the cards for us all.

Stacy Simons is a Registered Nurse, Certified Nutritionist, Herbologist, and Health and Wellness Coach. She has worked with Plastic Surgeons and in Medical Aesthetics for the last twenty years. She is the new owner of Facelogic Spa in the TJMaxx shopping center in Encinitas.

She also provides conservative and precise medical injectables and laser therapies.

Stacy is committed to helping clients achieve their goals of beauty in a holistic manner.

You may contact her stacy.facelogic@gmail.com or (760) 840-3223

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THE COAST NEWS

OCT. 19, 2012

M ARKETPLACE N EWS 11 critical Could this be your solution to numbness, tingling, or burning pain?

Items on this page are paid for by the provider of the article.

If you would like an article on this page, please call (760) 436-9737

home inspection traps to be aware of

According to industry experts, there are over 33 physical problems that will come under scrutiny during a home inspection when your home is for sale.

A new report has been prepared which identifies the 11 most common of these problems, and what you should know about them before you list your home for sale.

Whether you own an old home or a brand new one, there are a number of things that can fall short of requirements during a home inspection.

If not identified and dealt with, any of these 11 items could cost you dearly in terms of repair.

That’s why it’s critical that you read this report before you list your home If you wait until the building inspector flags these issues for you, you will almost certainly experience costly delays in the close time of your home sale or, worse, turn prospective buyers away altogether.

In most cases, you can

Any of these 11 items could cost you dearly in terms of repair. make a reasonable preinspection yourself if you know what your looking for, and knowing what your looking for can help you prevent little problems from growing into costly and unmanageable ones.

To help home sellers deal with this issue before their homes are listed, a free report entitled, “11 Things You Need to Know to Pass Your Home Inspection,” has been compiled which explains the issues involved.

To hear a brief recorded message about how to order your FREE copy of this report call toll free (800) 416-1595 and enter 1003. You can call any time, 24 hours a day, 7 days a week.

Get your free special report NOW to learn how to ensure a home inspection doesn’t cost you the sale of your home.

This report is courtesy of Excel Properties and is not intended to solicit buyers or sellers currently under contract, copyright 2012.

Do you have any of the following symptoms? Pins and needles feeling?

Numbness in the hands or feet? Tingling or burning sensations? Weakness in the arms or legs? Sharp shooting or burning pains?

If so, you may have a condition called Peripheral Neuropathy.

Numbness, tingling, and pain are an extremely annoying problem.

It may come and go...interrupt your sleep...and even make your arms or legs feel weak at times.

Maybe you’ve even been to other doctors and they claim all the tests indicate you should feel fine.

More Drugs Are Not The Solution. A common treatment for many nerve problems is the ‘take some pills and wait and see’ method. While this may be necessary for temporary

You could soon be enjoying life...without those aggravating and life disrupting problems. relief of severe symptoms, using them long term is no way to live. Some of the more common drugs given include pain pills, antiseizure mediations, and anti-depressants — all of which can have serious side effects.

My name is Dr. Jeff Listiak. I’ve been helping people with neuropathy and nerve problems for

being where I will listen…really listen…to the details of your case.

• A posture, spine, range of motion, and nerve function examination.

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• And, if after the thorough analysis we feel we can’t help you, we’ll tell you that right away.

Until Nov. 2nd, 2012 you can get everything I’ve listed here for only $20. So, you’re saving a considerable amount by taking me up on this offer. Call (760) 230-2949 now.

We can get you scheduled for your NeuropathyDR™ Analysis as long as there is an opening before Nov. 2nd.

Our office is located just off Interstate 5 in Cardiff, just a few minutes from you.

When you call, tell us you’d like to come in for the NeuropathyDR™ Analysis so we can get you on the schedule and make sure you receive proper credit for this special analysis.

Don't let neuropathy and pain hold you back from enjoying life.

more than 6 years.

Neuropathy can be caused by Diabetes, Chemotherapy, Toxins, etc.

It may also be compounded by poor posture or a degenerating spine stressing the nerves.

The good news is that NeuropathyDR™ combination treatments have proven effective in helping patients with these health problems.

Here’s what one of my

patients had to say: “I had been feeling very sharp pains in my feet… the y just felt lik e they were on fire. I just couldn’t stand it… every night for the last year or two. I’m so excited today to tell Dr Jeff that four days in a row I have felt no pain whatsoever.” — Marilyn You could soon be enjoying life...without those aggravating and lifedisrupting problems.

Don’t Miss This Limited Time Offer. It’s time for you to find out if NeuropathyDR™ treatment protocols could be your neuropathy solution.

For the next 14 days only, $20 will get you a complete NeuropathyDR™ Analysis that I normally charge $255 for! What does this offer include?

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Why suffer for years in misery?

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Take me up on my offer and call today (760) 2302949.

One-on-one instructional school opens campus in Carlsbad The demand for personalized education is growing across the country and has landed in our backyard.

Halstrom High School, the pioneer of 1:1 instruction, moved its campus from Vista to centrally located Carlsbad to serve more families in the north county area.

At Halstrom High School, classrooms consist of one student and one teacher, offering 1:1 instruction in a caring environment with flexible scheduling options. Students are able to learn their way, on their schedule.

Halstrom provides a designated space called “The Study” where students can chill out, talk to friends, do homework, get help from teachers or sign up for extracurricular activities.

In addition, Halstrom helps students by preparing them for tomorrow’s world through its technology-rich environment.

Halstrom’s iPad pro- Students at Halstrom, a new middle and high school in Carlsbad, benefit from gram gives students access the one-on-one instructional experiences. Photo courtesy of Halstrom

instruction helped me work on areas of my course work that needed the most attention. This year I was fortunate to make it to Olympic trials, and this fall I’m excited to start college at Northern Arizona Kiana University on a swimming “Before coming to scholarship.”

Halstrom, I didn’t take Dallas: school seriously. Now that “I’m a professional goI’m at Halstrom, I’m looking at universities and planning cart driver and aspire to one what I want to do with my day be a professional race life. It means more to me to car driver.

“Through Halstrom’s come to school and turn in my homework and have the flexible scheduling, I’m able teachers be proud of me to go to school Monday because I have the one-on- through Wednesday, then one relationship with them. train and race Thursday Not only have my grades through Sunday.

“Between classes, trainchanged, but my attitude has changed. My outlook on ing and racing, I fit in homelife and my outlook on work and am able to keep school — everything has up in school. Halstrom makes it even easier with all changed for the better.” my books and lessons on the Kendall: iPad. “And the teachers at “As a competitive swimmer, I was having trouble Halstrom make sure that no balancing my training and matter what, you get it. And they try to make sure you studies.

“I found Halstrom’s 1:1 don’t quit — with anything.” to textbooks, lessons, teaching aps, and communication with their teachers — all in the palm of their hand.

A few students share their experience at Halstrom:

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OCT. 19, 2012

THE COAST NEWS

LAND USE

CONTINUED FROM A5

the Coastal Commission and not the residents or city.

He said his group still has concerns about a couple of items, including language on the 20-year permits, access issues affecting condominiums on the south end of the city and clarification of the geological setbacks.

“It would be impossible to get a 30-year loan with a 20-year permit,” Hamilton

NO DEBATE

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SIGNS

CONTINUED FROM A1

“We treat the candidates like anyone else,” Murphy said.

“They have an opportunity to comply. If they don’t, then we look at a more serious course of action.”

Murphy said the city doesn’t jump to fines or other punishments for any municipal code violations without issuing a warning first, with the exception of short-term rentals. Even if there’s proof of the infraction or someone knowingly breaks the code, the city only considers issuing penalties for those who continue to disobey codes after receiving a warning, he said.

“For example, someone who intentionally builds without a permit, we give them a warning, saying they need comply, not a fine off the bat,” Murphy said.

Should fines have been

levied, continually placing signs early amounts to $100 for the first incident, $200 for the second and $500 for the third and any subsequent incidents, according to Code Enforcement Manager Joan Kling.

At last week’s City Council meeting, resident Dennis Lees urged the city to convene an administrative hearing to review Stocks and Muir putting up their signs early.

“Whether or not there’s an administrative meeting will make or break my faith in this city’s government,” Lees said.

Resident Cyrus Kamada also spoke out against Stocks’ and Muir’s behavior and the city’s response at the council meeting.

“The notion that the passage of time rights this mistake is wrong,” said Kamada, adding that Stocks should willingly remove his signs 26 hours

before the election.

Kamada said he hopes the public will penalize Stocks and Muir “at the voting booth.”

“Regardless of party affiliation, you should stand up for rules that create a level playing field,” Kamada said.

In response, Muir questioned why some residents aren’t going after the other candidates whose signs went up sooner than they should have. He also said that he wouldn’t take down his signs prior to the election unless the four other candidates agreed to do so as well.

“We must be doing pretty good as a city if this is the best they can come up with,” Muir said.

In reply to an interview request, Stocks answered via email, which read: “The resolution for any code violation is to come into compliance. That has occurred.”

sional district, which was redrawn and stretches from coastal northern San Diego to southern Orange County and also includes Camp Pendleton, Vista and Rancho Santa Fe, leans Republican. The voter registration is 43 percent Republican, 29 percent

POLO FIELD

CONTINUED FROM A1

turn down a lacrosse tournament on the site because that group needed a three-year commitment.

Polo is played from June through September. The club leases the fields to soccer, lacrosse and rugby teams during the offseason.

“That cost us a lot,” Lewandowski said, adding that local cities lost hotel,restaurant and retail revenue as well.

“Everybody got hurt. Nobody won.”

Those activities have come under fire from environmental groups such as Friends of the

said. “There are also issues with insurance. What’s an insurance company going to do when you only have five years left on a permit?”

Hamilton said he his group will submit its concerns in writing.

The document is available at City Hall, 635. S. Coast Hwy. 101, or on the city website at ci.solanabeach.ca.us.

The public comment period will end at 1 p.m. on Nov. 26. Staff will then

organize all comments received and present them to the council during a public meeting.

Ott said bluff-top owners have made a “strong request” for the current council “to make a decision on this.”

“We really want to make this work,” Councilman Mike Nichols said. “We want this to be our plan, the city of Solana Beach’s plan, and not the state of California’s plan.”

Democrat and 24 percent no party preference, according to the San Diego County Registrar of Voters.

Jacobson said Tetalman has rightfully tried to appeal to independent voters. But it may not be enough to overcome a solidly Republican district. As such, Issa would likely feel more pressure from a Republican challenger should

he win the race and run again next election, Jacobson said.

“Issa may be more vulnerable to a Republican if voter registration remains the same,” Jacobson said.“Though I’m not sure he’s in danger because of his connections and resources.”

“For the time being, Issa will be difficult to unseat,” Jacobson said.

San Dieguito River Valley, which filed a civil action against the club when it began disking the public trail next to river and using the degraded trail and buffer zone as an exercise track for ponies.

Lewandowski said the club “is committed” to completing all required restoration.

He also said Jim Barwick from the real estate assets division told him the widening project may not be complete for three years so the city is willing to “table the RFP” for now.With the promise of a new lease, even if it’s only for 36 months, Lewandowski said the polo club is planning to take on some of its deferred mainte-

nance, such as irrigation, and buy new equipment, rather than lease it, as it has been doing.

“And we can tell these other entities to come on down,” he said. “This is really good news. It’s a big breakthrough and we’re just delighted.”

The club paid the city about $120,000 annually during the past five years.

Lewandowski said a general framework was discussed Oct. 16, but finances were not.

He said he expects to have something in writing from the city within the next 60 days.

Barwick had not returned a phone call at press time.

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OCT. 19, 2012

Legals 800

Coast News Legals From Page A16 specified in section 5102 of the Financial Code and authorized to do business in this state). At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 114 N MISSION RD, FALLBROOK, CA 92028 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $256,571.45 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-46456.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 7/17/2012 Date: 10/18/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 5731965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P993552 10/19, 10/26, 11/02/2012 CN 14121 T.S. No. 12-1890-11 Loan No. 638802 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank,

A21

THE COAST NEWS Legals 800

Legals 800

check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Trustor: HARRY A. BOWMAN, TRUSTEE OF THE BOWMAN FAMILY TRUST DATED DECEMBER 10, 1980 Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 12/28/2005 as Instrument No. 20051107290 of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/9/2012 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $405,913.80, estimated Street Address or other common designation of real property: 4053 MONSERATE TERRACE FALLBROOK, CA A.P.N.: 123-480-08 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-1890-11.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 10/10/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 7209200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P992584 10/19, 10/26, 11/02/2012 CN 14120

Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 05/25/2007 as Instrument No. 2007-0358241 in book --, page -- of Official Records in the office of the Recorder of San Diego County, California, executed by: Magdalena Cortez and Juan Gabriel Castro-Acosta, Wife And Husband, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR GREENPOINT MORTGAGE FUNDING INC as Beneficiary.

WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) At: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 3564 PSO CALIFORNIANO UNIT 151 , OCEANSIDE, CA 92056 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $270,080.23 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-48263.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 7/11/2012 Date: 10/12/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 5731965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P992351 10/19, 10/26, 11/02/2012 CN 14119

T.S. No.: 12-48263 TSG Order No.: 02-12023364 A.P.N.: 165-362-26-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/9/2012 at 10:00 AM, Old Republic Default Management Services, a Division of Old

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No. 5303443039 Title Order No. 110572104-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/26/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/9/2012 at 10:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 01-31-2006, Book N/A, Page N/A, Instrument 2006-0072354, and Rerecorded on 11/14/2006, Book N/A, Page N/A, Instrument 20060809718, of official records in the Office of the Recorder of San Diego County, California, executed by: ROBERT CATALDO AND MARY CATALDO, HUSBAND AND WIFE AS JOINT TENANTS,, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, PLAZA HOME MORTGAGE, INC., ITS SUCCESSORS AND ASSIGNS,, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier's check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $590,891.93 (estimated) Street address and other common designation of the real property: 313 MANZANILLA WAY , OCEANSIDE, CA 92057 APN Number: 161-780-06-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The property heretofore described is being sold "as is". In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/17/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Regina Cantrell, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com 1-800280-2832 or www.auction.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

Trustee Sale No. 753666CA Loan NOTICE TO PROPERTY OWNER:

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The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 5731965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information) or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

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BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-2802832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 5731965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P992722 10/19, 10/26, 11/02/2012 CN 14117

of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $237,565.03 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount.

In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee.

In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee's Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA07000413-12-1.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: October 8, 2012 TRUSTEE CORPS TS No. CA07000413-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Stephanie Hoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-5731965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A ANY INFORMATION DEBT. OBTAINED MAY BE USED FOR THAT PURPOSE.P992115 10/19, 10/26, 11/02/2012 CN 14116

Trustee Sale No. 245499CA Loan No. 0687888503 Title Order No. 624525 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/9/2012 at 10:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/22/2004, Book N/A, Page N/A, Instrument 2004-1201852, of official records in the Office of the Recorder of San Diego County, California, executed by: JOSEPH CAPOZZOLI AND KRISTIE J. CAPOZZOLI, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier's check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $523,375.05 (estimated) Street address and other common designation of the real property: 5727 DARTMOOR CIRCLE , OCEANSIDE, CA 92057 APN Number: 157-841-26 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold "as is". In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/11/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEARRENEE, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL

APN: 158-382-39-00 TS No: CA07000413-12-1 TO No: 5908210 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED May 21, 2008.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 13, 2012 at 10:00 AM, at the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on May 30, 2008 as Instrument No. 2008-0291086 of official records in the Office of the Recorder of San Diego County, California, executed

by JOSEPH A. DELGADO, AND STEPHANIE P. DELGADO, HUSBAND AND WIFE AS COMMUNITY PROPERTY, as Trustor(s), in favor of COUNTRYWIDE BANK, FSB as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 4525 MORNING DOVE WAY, OCEANSIDE, CA 92057 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance

Trustee Sale No.: 20120187405237 Title Order No.: 120205004 FHA/VA/PMI No.: NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/12/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A

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Coast News Legals From Page A21 LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/21/2006 as Instrument No. 2006-0906870 of official records in the office of the County Recorder of San Diego County, State of CALIFORNIA. EXECUTED BY: BILL YASUJI YOSHIDA AND DOROTHY MIYUKI YOSHIDA, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER'S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States).

DATE OF SALE: 11/13/2012 TIME OF SALE: 10:00 AM PLACE OF SALE: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 151 COUNTRYWOOD LANE , ENCINITAS, CA 92024 APN#: 257-230-08-06 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $381,763.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee's sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187405237.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONETUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED

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FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/8/2012 P989677 10/19, 10/26, 11/02/2012 CN 14115

postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE'S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208673 COAST NEWS 10/19/2012, 10/26/2012, 11/02/2012 CN 14106

immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10336739-BM IDSPub #0039058 10/19/2012 10/26/2012 11/2/2012 CN 14102

may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12516217-JB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12516217-JB IDSPub #0038167 10/19/2012 10/26/2012 11/2/2012 CN 14101

Marina, 1380 Harbor Island Drive, San Diego, CA 92101, in the Auction.com Room Amount of unpaid balance and other charges: $133,133.59 The purported property address is: 552 CANYON DRIVE #34, OCEANSIDE, CA 92054-3694 Assessor’s Parcel No. 149-040-40-34 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12514713-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12514713-AL IDSPub #0038149 10/19/2012 10/26/2012 11/2/2012 CN 14100

savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KIMBERLY THOMASSON, AN UNMARRIED WOMAN Recorded: 11/7/2005 as Instrument No. 20050967523 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/9/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $429,703.36 The purported property address is: 1920 ARROYO AVENUE, OCEANSIDE, CA 92056 Assessor’s Parcel No. 162-400-45-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12515526-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through

TSG No.: 6861649 TS No.: CA1200245653 FHA/VA/PMI No.: APN: 303-014-07-00 Property Address: 6842 CIRCO DIEGUENO CRT RANCHO SANTA FE, CA 92067 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 10:00 A.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 01/29/2007, as Instrument No. 2007-0062039, in book , page , and re-recorded 09/12/2011 as Instrument No. 20110469540, in Book , Page , of Official Records in the office of the County Recorder of SAN DIEGO County, State of California. Executed by: DAVID FINKELSTEIN AND HERLINDA TAN, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER'S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the entrance to the East County Regional Center by the statue, 250 E. Main St., El Cajon, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 303-014-07-00 The street address and other common designation, if any, of the real property described above is purported to be: 6842 CIRCO DIEGUENO CRT, RANCHO SANTA FE, CA 92067 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,893,316.84. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchT erms.aspx, using the file number assigned to this case CA1200245653 Information about

NOTICE OF TRUSTEE’S SALE TS No. CA-10-336739-BM Order No.: 100022827-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/21/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CESAR CASTILLO AND KRISTA CASTILLO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 12/29/2006 as Instrument No. 20060928315 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/9/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $312,647.38 The purported property address is: 1003 SANTA ANITA STREET, OCEANSIDE, CA 92054 Assessor’s Parcel No. 144-083-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10336739-BM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not

NOTICE OF TRUSTEE’S SALE TS No. CA-12-516217-JB Order No.: 120214641-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BEVERLY B. JONES, A WIDOW Recorded: 9/11/2006 as Instrument No. 20060642994 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/9/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $395,847.90 The purported property address is: 4081 THOMAS ST, OCEANSIDE, CA 92056-4225 Assessor’s Parcel No. 166-540-18-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which

NOTICE OF TRUSTEE’S SALE TS No. CA-12-514713-AL Order No.: 1201128 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/20/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): REGINA E. JOHN, AN UNMARRIED WOMAN Recorded: 1/24/2003 as Instrument No. 2003-0083772 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/15/2012 at 9:00 AM Place of Sale: At the Sheraton San Diego Hotel &

NOTICE OF TRUSTEE’S SALE TS No. CA-12-515526-VF Order No.: 120205726-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/21/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal

See more Coast News Legals Page B7

ACTIVIST

CONTINUED FROM A6

ited to working as a secretary, stenographer, salesperson or nurse. She chose to work as a secretary.

She also became active in bringing awareness to women’s rights issues and won numerous recognitions for her efforts.

Later in life she enrolled and graduated col-

LETTERS

CONTINUED FROM A4

follow whatever street you park on.

Diane Burton, Cardiff-by-the-Sea Prop. AA: San Dieguito Union bond proposal As the founding member of the 858 Tea party and parent of a Torrey Pines High School student, the San Dieguito Union High School District’s planned $449 Million Bond offering on the November 2012 ballot is exactly what we stand against: increased taxes, wasteful use of tax-payer dollars and a disconnect with/disrespect for the very people the Board is sworn to represent and act in the best interest of: • Pork. The bond is filled with unnecessary pork projects.

Example: $33.9 million for Canyon Crest Academy — a brand new school!

• Shell Game: The bond moves monies from solar projects (with low-interest loans) and the Torrey Pines Football filed improvement into the bond, to be paid-for over the next three generations.

• No Future Monies: If the bond is passed,it will hamstring schools with obsolete equipment while crippling the district from seeking fresh monetary streams down the road • Open Ended Earmarks & Junk: Tens of millions of dollars with open-ended earmarks

A23

THE COAST NEWS

OCT. 19, 2012 lege at the age of 62 and had the opportunity to work internationally.

“In 100 years I have seen everything from the outdoor toilet to going to the moon and Mars,” Arrowsmith said. “And there’s more to come.”

Recently her interest lies in maintaining a woman’s right to Planned Parenthood and the choice to have a medical abortion.

“I’m still active thinking and talking about women’s rights,” Arrowsmith said. “I guess I always will be.”

The American Association of University Women luncheon will be held at 10 a.m. at Redwood Town Court located at 500 E. Valley Parkway, Escondido.

For ticket information, contact Sandra Gerard at scgreads@sbcglobal.net.

that can be spent at will and with no justification • Methodology: The bond consulting company that performed the survey (Dolinka) biased the polling results (favorable to the bond) by asking leading questions and asking non-homeowners if they would approve a bond. It is homeowners who will PAY for the bond — not non-homeowners.

• Tax Rates: Property tax rates will go up significantly to pay for the bond. On a typical North County Coastal home of $1 million dollars, the tax bill would increase some $250 per year. That’s on top of any other new taxes assessed against homeowners.

This board has shown it cannot even balance its own checkbook. In fiscal 2011-12, the board ran a deficit of $3.5 million.For fiscal ‘12-’13,it’s projected that the district will be millions more in the red.

Enough! Image how this board will squander $449 million!

I strongly urge a negative stance and a “no” vote on this bond. I suggest to the board to find another way than a general obligation bond to improve and upgrade schools.

Sincerely, Graham C. Ledger

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A24

THE COAST NEWS

OCT. 19, 2012

B

OCT. 19, 2012

SECTION

JEAN GILLETTE Small Talk

Time for a change, with warts and all As I gazed in fascinated horror at the heirloom pumpkins on display this season, part of me loved the unusual, unexpected color combinations and textures, but part of me wanted to rush them to the closest dermatologist with a laser. I almost buy them, because they are funky and interesting.

Then I decide that some of them look more than a little scrofulous and contagious and kind of make me shudder.

I have always loved a decorative squash with a few warts on it, but somehow when the deformities are pumpkin-sized and take over the entire vegetable, I’m a bit put off.

I have been having fun busting out my autumn and Halloween décor however. It is probably my favorite season and color scheme. I am still devastated that my complexion palette is not autumn and must eschew wearing yellow, green or orange. My coloring apparently screams muddy spring, right down to the “true mousy brown hair.” Gee. Thanks.

I make up for it by decorating like mad right down to the traditional pumpkins on my porch.

While the Cinderella pumpkins and the heirlooms are certainly eyecatching, it’s going to take me a few more seasons to adjust. It will be right TURN TO SMALL TALK ON B15

Volunteer efforts come ‘naturally’

NCHS expands services

By Patty McCormac

By Christina Macone-Greene

RANCHO SANTA FE — Malia Rappaport has been chosen as Outstanding Youth Volunteer and will be recognized during an awards ceremony at the Hilton Bayfront in honor of the 40th annual Philanthrophy Day on Oct. 25.

She was nominated by three of the charities for which she volunteers: Girl Scouts of San Diego and Imperial Counties, the Miracle League of San Diego and Kids Included Together.

“I didn’t even know I had been nominated,” said the 17-year-old Rancho Santa Fe resident. “Then I started getting e-mails.”

She said volunteering comes naturally to her.

“I think I was born with it,” she said. “My parents raised us to be open to new experiences and to make a difference in the community.”

She said her father is an inventor of toys and he

CARLSBAD — In a quest to provide more health care to residents of all ages, North County Health Services, or NCHS, is converting its Pediatrics Services in Carlsbad to a comprehensive Family Medicine Health Center.

This relocation will also include a marked expansion for these services at its 1295 Carlsbad Village Drive address. The new health center, 2,700 square feet in size, will actually double its current space.

“This means we will be able to provide medical services to the entire family as well as adults and seniors from the community who need medical care,” said Irma Cota, president and CEO of NCHS. “Adults who have Medi-Cal and Medicare insurance have a difficult time finding physicians who are accepting new patients with these insurances. Our services will be open to these individuals.”

A recent financial boost,

Rancho Santa Fe resident Malia Rappaport is the Outstanding Youth Volunteer for her efforts with the Girl Scouts of San Diego, the Miracle League of San Diego and Kids Included Together. She said volunteering comes naturally to her and credits her parents raising her to be open to new experiences. Photo courtesy of Bob Ross

has donated hundreds of Scout troop leader.

“It was natural to folbaseball bats every year to the Miracle League of San Diego. Her mother is a Girl TURN TO VOLUNTEER ON B15

which helped make significant project headway, came from a sold-out annual NCHS annual golf tournament. The Crossings in Carlsbad served as the event venue and the festivity raised $102,000.

During the course of the event, Cota said, Ofelia Escobedo and Connie Trejo, longtime owners of Lola’s Market and Deli in Carlsbad, spoke to the crowd. Cota describes the sisters as being the community leaders who were instrumental in getting NCHS to open a medical office in Carlsbad.

Trejo was quick not to take credit, saying that Cota has done all the work. She went on to say that she and sister have supported Cota because NCHS is very much needed in the community.

“We have a lot of young families, adults and seniors that can use this service because we all get sick,” Trejo said. She added, “We are very happy that things TURN TO SERVICES ON B15

Chamber of Commerce steps up to host annual Senior Expo

By Promise Yee

OCEANSIDE — The much-anticipated Senior Expo took place at El Corazon Senior Center on Oct. 13 with one noticeable change — no award for Senior of the Year was given.

This was not due to a shortage of deserving seniors.

The award has been given for the past 14 years and each year there are numerous nominations of seniors who have served the city through outstanding volunteer service.

This year a change in event planners did not allow sufficient time to determine the Senior of the Year.

The city could not afford to host the expo due to budget cuts, so the Chamber of Commerce stepped up and took over the event.

The Chamber of Viessa Ferrell was named Senior of the Year last year. This year no Senior of the Year award was given. Photos by Promise Yee

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The Senior Expo was held at El Corazon Senior Center Oct. 13. There are about 40,000 seniors in Oceanside.

DUMP STOCKS•FIRE MUIR For some really good reasons to DUMP STOCKS and FIRE MUIR, go to EncinitasElection.com, where Muir s actions are called despicable by a 300,000-member firefighters association and Stocks threatens to sue The Coast News, then goes silent. Also check out the Oct.10 Encinitas City Council meeting at EncinitasElection.com/councilmeeting.

Paid for by EncinitasElection.com

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THE COAST NEWS

Amnesty International hosts candlelight walk OCEANSIDE — The 24th annual San Diego Candlelight Walk for Human Rights hosted by the North County Chapter of Amnesty International will be held at 5:30 p.m. Oct. 21 at the Junior Seau outdoor amphitheater and pier.

With this year’s theme, “End the Death Penalty Now!,” Amnesty International is a worldwide, grassroots human rights organization which has long opposed the executions internationally. According to the group’s latest report, adultery, consumption of alcohol, blasphemy, witchcraft, possession of drugs, trafficking of human bones and murder

are just some of the offenses which lead to executions last year in various countries.The methods governments used to end lives included hanging, stoning, beheading, shooting and lethal injection.

The worldwide trend has the vast majority of nations eliminating the death penalty, but in 2011, 20 nations did carry out executions. This November, Californians will address the issue at the ballot box. With a yes vote on Proposition 34 executions will end in our state, replacing it with life without possibility of parole.

Designed as an evening of education, inspiration and action, the human rights

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event begins with a reception of live music, refreshments and opportunity to gather materials from endorsing organizations. The 2012 Digna Ochoa Human Rights Defender Award will also be presented to Death Penalty Focus for the decades of activism toward ending the death penalty. Actor/activist Mike Farrell serves as president and will accept on behalf of the organization. A program follows which includes Elizabeth Zitrin who serves as member of the Executive Board of the World Coalition Against the Death Penalty as well as the Special Projects Director and Director of International Outreach and Communications at Death Penalty Focus, and author and activist Gloria Killian.

The event will culminate with a symbolic candlelight walk on the pier and each participant will receive actions they may take to help in preventing further executions worldwide. For information, call (760) 7240319.

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‘Sister Ida Know’ and Veronica Vasquez, both of San Diego, enjoy the festival. Pride at the Beach celebrates members of the LGBTQ community. Photos by Promise Yee

Local Pride event celebrates ideals of diversity and tolerance

By Promise Yee

OCEANSIDE — A 20-foot pink flamingo on The Strand signaled the Pride at the Beach festival had begun Oct. 13. The annual event supports equal rights and recognizes members of the LGBTQ (lesbian, gay, bisexual, transgender, and questioning) community.

“It’s a family-friendly festival with music, vendors for profit, nonprofits, food, food trucks, an HIV testing unit,” Tina Leight-Roades, event director, said. “We’re anticipating 6,000 (attendees).”

Event goers said they attended the festival to show their support, enjoy the food and music and have fun.

“It’s great to be part of the community and show support,” Sister Ida Know, of The San Diego Sisters of Perpetual Indulgence, said. “It’s not just gay people who go to gay pride.”

Since the event was first held five years ago, the North County LGBTQ Resource Center has opened, and the military changed its policy to allow openly gay and lesbian men and women to serve.

“We have a very diverse population in Oceanside,”

A spin of the MiraCosta College Gay Straight Alliance prize wheel can win you a photo with drag queens Ace of Diamond and Sherri D. Light.

The club meets at the MiraCosta College Oceanside campus.

Councilman Jerry Kern said.

“We’re a typical California city.”

“We’re appreciative to them (North County LGBTQ) for having a center and a place young kids and the military can find some help,” he added.

At this year’s festival dozens of vendors set up booths and live entertainment played all day. Acts included San Diego Gay Men’s Chorus and the headliner group No Angel.

“It allows people in gen-

eral and those who are curious to open up to everybody,” Leight-Roades said. “It opens people’s eyes to see we’re people too.”

Strides toward tolerance have been made, but those in the LGBTQ community still face challenges.

“Some people are still in the closet and not comfortable at work or in the community being who they are,” Leight-Roades said.“They are not open to saying I’m gay or lesbian and face people not being OK with that.”

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City awards contract for Highland project

By Bianca Kaplanek

SOLANA BEACH — After approximately four years of discussions and more than a year of planning, a project aimed at slowing traffic and improving pedestrian and bicyclist safety at the eastern gateway to the city is moving forward.

City Council at the Oct. 10 meeting awarded a $285,780 contract to PAL General Engineering Inc. for improvements on Highland and Lomas Santa Fe drives.

“It’s a great project,” Councilman Mike Nichols said. “This project has had a pretty long history. It started off with a much more comprehensive traffic-calming program. “(The residents) didn’t quite want that much work done so we listened,” he said.

“We got a project together here that I think truly is going to calm traffic, add parking and get that sidewalk on Highland that everybody’s wanted.”

For years area residents expressed concerns about speeding cars and a lack of sidewalks along the roads.

Council began to address the

Area residents have long complained about the lack of a sidewalk along the west side of Highland Drive, next to the golf course. Council members recently awarded a contract for an improvement project that will add a curb, gutter and sidewalk to this section of the roadway.

Photo by Bianca Kaplanek

project in 2008 and identified funding in 2010.

City staff developed conceptual plans before hiring a consultant in October 2010 to develop design alternatives.

In April 2011 plans were presented that included temporarily restriping Lomas Santa Fe to reduce it from four lanes to two from Las Banderas Drive to Highland.

“We took the project to the homeowner association in the east side of the city,” City

Engineer Mo Sammak said.

“It was very clear to us that the community did not want to see any work on Lomas Santa Fe so we removed the work on Lomas Santa Fe.” Although council members supported the lane reduction, they unanimously approved a revised plan at the March 14 meeting that eliminated that traffic-calming element.

The project was advertised for one month begin-

ning this past August and 11 bids ranging from $285,780 to $461,034.90 were received, with PAL’s being the lowest.

Plans on Highland from Sun Valley Road to Lomas Santa Fe include adding a curb, gutter and sidewalk along the west side next to the golf course; widening the east side to add a bike lane south of the San Dieguito Park entrance; replacing an asphalt berm on the east side with a concrete curb; and restriping to add a two-way left-turn median lane.

Painted medians and bike lanes will be added on Highland from Lomas Santa Fe to Via La Senda. A raised median island and curb ramp pop-outs will be built on Lomas Santa Fe west of Highland.

Ladder-type crosswalks will be added on Highland at the intersections of Sun Valley, Lomas Santa Fe and Via La Senda.

If funding allows, a retaining wall may be built west of the proposed sidewalk on Highland. Pavement slurry sealing and raised medians on Highland between Uno Verde Court and Via La

GLORIA “BROOKS” PARRY, 1922-2012

Del Mar resident and community activist Longtime Del Mar resident and community activist Brooks Parry passed away Sept. 21 of natural causes. She was 90.

In the nearly 60 years Brooks lived in Del Mar, she was actively involved in many school and town activities.

In a ten-year effort, she and Jinx Ecke led a school bond campaign that enabled the building of Torrey Pines High School in 1974. At Torrey Pines, she started the Falcon Circle, the parentteacher association, which evolved into the Torrey Pines High School Foundation.

Brooks also worked on the group that built Del Mar Hills School.

Brooks was also instrumental in starting the Mustang Circle at San Dieguito High School, the first parent-teacher association supporting the high school’s students. Prior to that, she was very active in the PTA at the Del Mar Shores School in the 1960s.

Brooks had a lifelong love of hot cars and she could be easily spotted tooling around Del Mar in her second hot Mustang, a 1969 convertible with duals, four-barrel holly and a four-speed Cleveland engine, in which she was known to have “cooled” a couple Corvettes.

During the 1970s and 1980s, Brooks was a member of various Del Mar city committees. She spearheaded the Del Mar Sewer Bond Committee, which led the joining of Del Mar to the Metropolitan Sewer District with an 86 percent public vote in favor of the move. She also worked on the Downtown Traffic Committee,“Greenery in the Scenery” fundraising committee for the development of Seagrove Park and the Ad Hoc Powerhouse Park

Committee. During that time, she worked on many Del Mar City Council campaigns, as well as state and national election campaigns. She was twice nominated to serve on the San Diego County Grand Jury.

From 1975 to 1984, Brooks was a member of the governing board for the North County Family YMCA, which has since been renamed the Magdalene Ecke Family YMCA. In 1978, Brooks joined the Livestock Department at the Del Mar Fair and worked there for nine years. In 1983, she was named Honorary Farmer of the Year for meritorious service to youth in agriculture by the San Diego County Section of the Future Farmers of America.

In 1986, Governor George Deukmejian appointed her to the 22nd Agricultural District Board of Directors, which oversees the fairgrounds. She was reappointed to a second, four-year term by then-Governor Pete Wilson.

In 1992, for her work on the event, she was recognized as the “Person of the Year” by the San Diego Press Club.

She retired after nine years on the Board of Directors.

Brooks and her husband

of 54 years, Will, loved to travel. In 1972, they traveled around the world for two weeks in a specially chartered United Airlines plane prior to the airline expanding into international service.

Brooks was born to Beulah and Earle Brookins on July 10, 1922, in Los Angeles.

She grew up in Glendale and graduated from Glendale High School. Her long love of hot cars began right after high school, when she got her pride and joy — a Chop Model A with pipes. When she moved on to Glendale Junior College, she had a fast 1935 convertible Ford with truckheads.

In Los Angeles, before the U.S. entered WWII, she worked at the Glendale Airport managing contracts with the Royal Air Force (RAF) covering the training of American pilots enlisting in the Eagle Squadron. When the U.S. entered WWII; Brooks handled contracts for the US Air Force to train B-17 pilots.

From 1945-47, Brooks owned a flower shop in Carmel and arranged flowers for local residents and visitors, including Salvador Dali.

William H. Parry, whom she first met at Glendale Junior College before WWII, returned from G-2

Intelligence in the Air Force and they were married in Las Vegas on June 19, 1948. Will went on to be a 33-year veteran newspaperman at the San Diego Union, which later became the Union-Tribune.

They moved to Encinitas in 1951 and in 1953 built a home on Ocean View Avenue in Del Mar, overlooking the Pacific. Will and Brooks raised their three girls there. Will passed on in 2002 and Brooks continued living in their home in Del Mar. She was always extremely proud of the three daughters she and Will raised: Dr. Robin Parry, Professor of Education Philosophy, of San Diego; Piper Parry, Chief Marketing Officer for The Walt Disney Company Australia & New Zealand, of Melbourne, Australia; Jay Parry, recently retired as Senior Vice President of the Phoenix Suns (NBA) and Phoenix Mercury (WNBA), of Del Mar and Phoenix.

Senda may also be added.

With a 15 percent contingency of $43,000 and $29,000 for inspections and testing the total estimated project cost is $357,780.

The city has $403,100 available from stimulus, state and TransNet funds.

Edmond Eugene Arrant Encinitas December 17, 1915 to September 30, 2012

Terrence Michael McNulty Oceanside March 14, 1963 to October 7, 2012

Patsy Jo Bishop Carlsbad August 9, 1928 to September 19, 2012

Denise (Popoff) Moors, 40 Vista September 25, 2012

Jennie Carnahan Oceanside January 21, 1922 to October 3, 2012

David Jeffrey Mountin Vista April 30, 1987 to October 1, 2012

Robert K. Hart Carlsbad March 18, 1936 to September 23, 2012

Ida Lea Roberts, 95 Oceanside September 21, 2012

Thad A. Hoyer June 17, 1933 to October 3, 2012 Donald Jerome “Jerry” Hunter, 84 Rancho Santa Fe September 28, 2012

Harold Alton “Smitty” Smith Oceanside July 24, 1925 to October 4, 2012 Eugene Strube Oceanside October 3, 2012

William N. Krenwinkel San Marcos November 3, 1963 to September 18, 2012

Tokiko Sato Thoma, 82 Oceanside October 1, 2012

Douglas James Mallas, 55 Oceanside October 1, 2012

Ansel Le Minh Thuong Carlsbad May 14, 1997 to October 10, 2012

Lesser Hubert Lefty Martin Encinitas December 19, 1925 to September 30, 2012

William E. Wilson Jr. Vista June 17, 1927 to September 14, 2012

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Timeline

Obituaries should be received by Monday at 12 p.m. for publication in Friday’s newspaper. One proof will be emailed to the customer for approval by Tuesday at 10 a.m.

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THE COAST NEWS

Who’s NEWS? Business news and special achievements for North San Diego County.

Send information via email to community@ coastnewsgroup.com.

30 years for Thrive Dr. Victor Tomassetti of Thrive Physical Medicine will be celebrating his 30th year as a chiropractor from 9 a.m. to noon, with an official cake-cutting at 11:30 a.m., Oct. 26 at 2741 Vista Way, Suite 111, Oceanside, in the El Camino North Shopping Plaza.

Guests will be offered tours of the offices, as well as a meet-and-greet with Dr. Tomassetti.

DM Rotary gets biz assist Elevated Search, a new search marketing agency, is getting involved with local and international charities by supporting the Del Mar Rotary Club. Co-founder Ricardo Figueiredo said he and business partner Steve Peron “take seriously our initiative to partner with charitable organizations.”

Elevated Search will sponsor two of the club’s fundraising events, the Chili & Quackers Challenge from 3 to 6 p.m. Oct. 20 at Powerhouse Park in Del Mar. The company also sponsored and donated a website for the Rotary Club of Del Mar’s Sunset Soiree back in May.

practor Michael Monahan, at 285 N. El Camino Real, Suite 110, will host his annual twoday Patient Appreciation event and community canned food drive for the Encinitas Community Resource Center. Oct. 30 will offer free adjustments to existing patients who bring either five canned food items or a $5 donation for the Resource Center. Nov. 1 welcomes new patients with a free consultation and exam.

For more information, call (760) 634-0232.

New bike store Ride Cyclery will open a new store Nov. 1 at 449 S. Coast Highway, Encinitas, which will feature the brand and products of Pink Peloton, tailored to the female cyclist and multi-sport athlete. The site will include a bicycle fit station and an in-house espresso coffee cafe. For more information, visit RIDEcyclery.com.

Multiple awards

MiraCosta College has been recognized with five Medallion Awards from the National Council for Marketing and Public Relations District 6. The NCMPR District 6 Medallion Awards recognize outstanding achievement in communications. Awards included Gold Medallion Brochure/Flyer — “Arts and Events Spring 2012;” Gold Medallion — Social or Online Marketing — “Student Blogs;” Gold Medallion — Website — “MiraCosta College Official Website;” Gold Medallion — Electronic Publication — “Virtual Tour,” Gates debut Silver Medallion — Class Fairbanks Ranch Schedule — “Summer/Fall Association celebrated the Schedule 2012.” completion of the renovation of its gates with a dedication Renovations New Venture Christian ceremony Oct. 5, acknowledging the work and contribu- Fellowship celebrates is tion of its Gates & Road grand renewal of its worship Improvement committee, center, with 110 feet of Imax board of directors, staff and video viewing screens, new sound system and media cenproject engineers, ter at 5 p.m. Oct. 20 and at Help by hypnosis 8:30 a.m. or 10:30 a.m. Oct. Chiara Marrapodi of 21, at 4000 Mystra Drive, Dance of the Soul Oceanside.

Hypnotherapy announced the opening of an additional Kulchin feted Carlsbad Republican practice at 317 N. El Camino Real, Suite 201, Encinitas. Its Women Federated Member Realizing Your Potential and Carlsbad Mayor ProProgram works to bringing Tem, Ann Kulchin was honindividuals closer to their ored for her 32 years of pubgreatest potential through lic service during the the power of hypnosis. Call Carlsbad Republican Women Federated Luncheon Sept.

(760) 889-4180.

25. The CRWF President Saving those puppies Marlene Towns and its board Last Chance at Life of directors recognized Rescue group opened a new CRWF member Kulchin’s thrift shop at 3296 Mission outstanding public service Ave. in Oceanside Oct. 14. commitment.

Last Chance at Life is an allbreed rescue and adoption organization. Some of the pets are in foster homes, and others are housed at Bark Avenue Resort and Kamp for Pets, 655 Benet Road, Oceanside. Visit barkforpets.com/ or LastChanceAtLife.org.

Bravo California Youth Conservatory Theatre’s production of “Les Miserables” has been nominated for the Bravo San Diego award for Best Amateur Musical this year.

Patient appreciation Encinitas-based chiro-

Tri-City celebrates law to help newborns OCEANSIDE – On Sept.

21, 2010, Casey Peltier walked into the emergency room at Tri-City Medical Center with her three-day-old son, Caleb, who was in shock and barely breathing. Dr. Gene Ma, head of the ER at the time, quickly paged Dr. Hamid Movahhedian, the hospital’s neonatologist and pediatric cardiologist.

Dr. Movahhedian, working with Registered Nurse Nancy Myers, manager of TriCity’s neonatal intensive care unit, and other staff, diagnosed young Caleb with critical congenital heart disease, a potentially fatal condition that often is left undetected.

Caleb was stabilized and transferred to Rady Children’s Hospital for surgery.

A simple, inexpensive test to measure oxygen levels — called a pulse oximetry screening — would have diagnosed Caleb’s illness before he was discharged from the hospital and sent home,

seemingly healthy. Voluntary at the time the Peltiers’ son was born, the test will now become routine thanks to legislation sponsored by Assemblyman Marty Block and signed into law over the weekend by Gov. Jerry Brown. ”We are so pleased the governor signed this legislation and families will now have this simple test to guard against devastating heart problems,” said Larry B. Anderson, chief executive officer at Tri-City Medical Center and president of the San Diego-Imperial Chapter of the March of Dimes. “The Peltier family worked hard to see this bill enacted and we applaud their courage.”

Assembly Bill 1731 requires all California hospitals to use this test to screen newborns for critical congenital heart disease. Tri-City Medical Center staff joined the Peltier family in Sacramento to champion the legislation, as did the March

of Dimes and American Heart Association.

The day before Caleb’s second birthday, the Peltier family celebrated the new law with a party at Balboa Park, joined by those who also had worked so hard to prevent other families from suffering as the Peltiers had.

“I am so happy and excited” the governor signed the bill, said Dr. Movahhedian, “so other babies do not to go through what Caleb and his family went through.” He said he hoped other states would follow California’s lead and enact similar legislation.

The Tri-City Medical Center Neonatal Intensive Care Unit, opened in 1986, cares for 500 to 600 premature infants each year and operates a 20-bed nursery, the largest in North County. It is the only Level III NICU in North County, providing the highest level of neonatal care and most advanced technology available in the region artners with UC San Diego

neonatologists via the county’s only telemedicine program Caleb’s case also prompted Tri-City Medical Center to formalize a process that would ensure all babies get the immediate care they need when they come into Tri-City’s Emergency Department.

The hospital instituted Code Caleb, which sounds an alarm for any baby under 60 days old.The hospital already has a Code Pink for children under 14 who are brought into the emergency room with life-threatening conditions. Six Code Calebs have been called since the new process was instituted in March.

Tri-City Medical Center is a Gold Seal-approved, fullservice, acute-care hospital with two advanced clinical institutes and physicians practicing in 60 specialties.

For more information about Tri-City Medical Center, visit tricitymed.org.

Vietnamese officials in town for water wisdom ENCINITAS — Senior water management officials from Vietnam visited Olivenhain Municipal Water District Oct. 4 to learn how U.S. water agencies employ technologies to manage water systems.

The Vietnamese officials visited as part of a U.S. Trade and Development Agency reverse trade mission regarding water supply and wastewater treatment. The government of Vietnam, financial lenders and other development partners have undertaken a $2.8 billion initiative to strengthen Vietnam’s water system, and the goals of the trade mission include demonstrating how advanced and environmentally sound water and wastewater technologies are being used in the U.S. to support Vietnam’s water and wastewater management efforts.

Pinsuda Alexander, Country Manager of the South and Southeast Asia Region for USTDA, said, “Vietnam is a rapidly growing economy, and we believe through visits like this, we can share the best practices and technologies used in the US in order to help Vietnam meet its water management challenges.This past year, USTDA conducted 35 reverse trade missions in various sectors to introduce project managers and senior decision makers

from our foreign partners with US companies and to observe our best technologies in place, like the use of GIS here at Olivenhain Municipal Water District. In the past twenty years, USTDA’s International Business Partnership Program has led to over $5.7 billion in US exports.”

OMWD hosted at its headquarters in Encinitas, with 30 officials representing such agencies as the Saigon Water Corporation, the Danang Water Supply Company, Ho Chi Minh City’s Urban Flood Control Program, and the Haiphong Water Supply Company.

OMWD operations staff demonstrated how they use

SCADA (supervisory control and data acquisition) and GIS (geographic information system) technology in the treatment and delivery of water and the reclamation of wastewater.

“The technology that you are using here will benefit our water system, protect resources in regard to the loss of water, and protect assets,” said Nguyen Van Thien, president of the Binh Duong Water Supply Sewerage Environment Limited Company. “We have learned from your experience to our benefit, and look forward to mutual cooperation.”

The delegation chose to visit OMWD based on its recent successes in

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reducing “non-revenue water,” or water lost before it reaches the end user due to such challenges as water main leaks or unauthorized consumption. Reducing nonrevenue water minimizes operating costs, stabilizes water pressure, and can reduce risk of contamination as well. While less than 5 percent of OMWD’s water usage is non-revenue, the average non-revenue water rate in Vietnam exceeds 30 percent.

Association OKs funds for Osuna repairs

By Patty McCormac

RANCHO SANTA FE — Anyone who has ever undergone a remodel project on an older house can identify with the Osuna Committee, which is stripping the plaster off the original adobe as part of a restoration process. When the plaster was removed it was revealed that three window headers and two door headers had rotted.

“The rotted condition of the headers is a substantial structural risk that could result in failure of the wall above the windows and doors,” Arnold Keene, field operations manager, told the Association at its Oct. 4 meeting.

“You can literally stick your finger into that rotted wood,” he said.

This latest discovery made it necessary for the Osuna Committee to ask the Association for more money in the amount of $24,720 of Open Space Funds for the structural repairs.

Before giving the OK to the funds, director Ann Boon

said, “I have two words for you: ‘money pit.’”

Director Larry Spitcaufsky asked the Association staff to put together a long-range plan for the completion of the adobe.

“I don’t want to give any more money out of the fund

describe for what the funds are being used.

The fund was originally established to purchase passive open space to protect the Covenant’s rural ambiance, but has since been used to purchase ball parks, parking lots and the Osuna Adobe.

At the meeting resident

I don’t think it is the responsibility of the board to buy real estate for the members.”

John Dodds Association member

without an overall plan,” he said.

“I am comforted by that,” Boon said.

On the subject of Open Space Funds, the Association gave the final approval to updating the name and uses for Open Space Funds. It was decided by the Association at its Oct. 4 meeting that it will now be known as the Covenant Enhancement Policy and Fund to better

Mark Holmlund told the Association it should consider using some of the money for fire mitigation, noting that his neighbor has numerous dead and dying eucalyptus trees, which add to the fire danger of his home.

Member John Dodds also had an opinion.

“I don’t think it is the responsibility of the board to buy real estate for the members,” Dodds said.

The fund will have about $4 million after the sale of the single-family home on the Osuna Ranch.

After the vote, the money can be used for the purchase of critical parcels for use as open space; for the purchase of parcels, which would allow the removal of existing development; the purchase of buildings, land, easements or development rights to preserve the uniqueness of Rancho Santa Fe; to contribute to partnership acquisition of open space by others such as the county, the Rancho Santa Fe Foundation and the Coastal Conservancy; for recreational needs such as parks, playgrounds and sports fields; and to renovate, enhance or improve Covenant resources or the safety of the community.

In other news, the Association voted to set the Association’s Assessment rate at 14 cents per $100 of property valuation with the allocation of 11.5 cents for general services and 2.5 cents for Open Space.

Supporters fix feast for Casa de Amparo SOLANA BEACH — Casa de Amparo and Chef Jeffrey Strauss partnered in September to present a special Crystal Ball Gala preauction item — a Pizza & Paella party at Strauss’s private home overlooking the ocean in the Solana Beach hills. Strauss, Chef/Owner of Pamplemousse Grille in Del Mar, offered a one-of-a-kind dining experience for over twenty guests, raising $10,000 for the nonprofit’s programs and services supporting children and families affected by or at risk of child abuse or neglect.

The evening began with cocktails and gourmet pizzas prepared in Chef Strauss’s outdoor pizza oven.

Lou Ferrero brought along his favorite a capella group,

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OCT. 19, 2012

still available for the 6 p.m.

Nov. 3 gala at Fairbanks Ranch Country Club in Rancho Santa Fe. For tickets and information, see casadeamparo.org or contact Trina Godwin, tgodwin@casadeamparo.org, or call (760) 566-3560.

From left, Kayleen Huffman, Lou Ferrero, Lizbeth Ecke and David Meyer supported Casa de Amparo through an early-auction Pizza & Paella dinner at Chef Jeffrey Strauss’ Solana Beach home. The Crystal Ball Gala will be held Nov. 3 at Fairbanks Ranch Country Club in Rancho Santa Fe. Courtesy photos

Augie & the Side Effects, an elaborate paella dinner and guests enjoyed the sun- and dessert. Guests includset view on the terrace for ed, Honorary Chairpersons of this year’s 14th Annual Bassett Crystal Ball Gala Rick and Kayleen Huffman; Sharon Stein, Gala Chair; Jenny Craig; Lizbeth Ecke and David Meyer; Lou and Judy Ferrero; Lola and Walter Green; Brent Katsakos; Dawn Leeds and Kenneth Sanger; John and Cathy Lynch; Dean and Susie Spanos and Dan and Barbie Spinazzola.

Tickets and underwriting opportunities are

Dean Spanos and Bertrand Hug supported Casa de Amparo through an early-auction Pizza & Paella dinner at Chef Jeffrey Strauss’ Solana Beach home. The Crystal Ball Gala will be held Nov. 3 at Fairbanks Ranch Country Club in Rancho Santa Fe.

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Top jockey guest of honor at riding club RANCHO SANTA FE — Hall of Fame thoroughbred jockey and local resident Julie Krone will be the featured guest at an open house and barbecue at the Rancho Riding Club in Rancho Santa Fe on the afternoon of Oct. 20.

“Julie will be sharing stories of her life-long love of horses and how they can impact our lives in a positive way,” said Debbie Rocha, Rancho Riding Club instructor and co-organizer of the event. “The whole community is invited to hear her inspirational message, and to learn more about the Rancho Riding Club.”

The Oct. 20 event will begin at 3 p.m. at the clubhouse of the Rancho Riding Club, 16924 Rambla De Las Flores, with a barbecue to follow Krone’s remarks. The Riding Club board of directors requests reservations

by Oct. 17 by calling (760) 803-4041.

The Rancho Riding Club, founded in 1946, is an all-purpose equestrian facility on 11 acres in the heart of Rancho Santa Fe. The club offers year-round activities, including horse shows, instructional clinics and social events, plus access to the extensive network of Rancho Santa Fe riding

Come and meet Hall of Fame jockey and Carlsbad resident Julie Krone at an open house and barbecue at the Rancho Riding Club in Rancho Santa Fe Oct. 20. Courtesy photo

trails.

In addition to winning 3,705 races during her career — including the 2003 Pacific Classic at Del Mar — Krone is an experienced equestrian in a variety of riding and training disciplines. After competing the final two years of her racing career in Southern California, she retired in 2004.

She lives in Carlsbad with her husband, Jay Hovdey, and daughter Lorelei.

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L E G E N D A R Y

L O C A L S

O F

ENCINITAS Image Caption:

STUDENT TOURS Santa Fe Christian Middle school students, from left, back row, Nick Cary, TJ Askew, Alexander Hamm, Megan Oitzman, Abby Hernandez, Melissa Thomas, Annika Noel and Logan Okey and from left, front row, Anna Visser, Hannah Rice and Conner Smith, are ready to greet visitors to the campus on Student Visit Day Nov. 12. The event is for incoming sixth- to eighth-grade students to get a feel for the school. Open House dates for the school year are from 10 a.m. to noon Nov. 14, Dec. 12, Jan. 16, Feb. 6, Mar. 6, April 10, May 1 and June 12. For reservations, visit sfcs.net or contact the admissions office at (858) 7558900. Courtesy photo

Family health history: What you should know Lloyd Health Watch By the physicians and staff at Scripps Memorial Hospital Encinitas

It’s pretty clear to most Americans that family history plays a big role in determining their health. A recent survey found that 96 percent realize that knowing their family history is important — yet only one in three Americans have ever bothered to gather and record this information.

Human diseases are usually driven by two main causes: genes inherited through family, and personal lifestyle.

Some diseases have a stronger

lifestyle factor, while others have a more prominent genetic component. What’s important to know is that these factors can work together to cause disease, and due to recent medical advances, also help prevent disease.

Consider diabetes, which is on the rise around the world.Those with a family history of diabetes can have their blood sugar tested to see if they are “pre-diabetic.” If so, people can help control the advance of diabetes by losing or maintaining body weight through diet and exercise.

The same is true for socalled vascular diseases such as heart attack or stroke.

Patients with a family history of such diseases should inform

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their doctors, who can then pay closer attention to indications of high bad cholesterol (LDL) or lower good cholesterol (HDL).With a family history of heart attack and stroke, the bad LDL cholesterol should be lower than would otherwise be recommended. Weight and exercise can also play a role in maintaining these levels.

The medical community now knows much more about the impact of blood pressure and its management in preventing serious disease. It was once thought that a 70 year old with a systolic (top line) of 170 was acceptable – but it’s now widely recognized that the systolic should not be more than 130. This knowledge can prompt changes in care and lifestyle that can prevent many strokes and heart attacks.

Knowing about personal family history is also important with cancer. Almost every form of cancer has a genetic element. Learning about family history and making appropriate lifestyle choices can

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help to prevent these diseases, diagnose them early or head off complications that come with them.

People with a family history of disease should realize the lifestyle choices they make are still important.

People can take vital steps such as earlier, more frequent or more rigorous screening exams, or more disciplined diet and exercise habits.

Similarly, those with relatively healthy family histories can still develop serious disease if they have consistently poor lifestyle habits.

To help people better understand their family health histories, federal health officials have created a useful Web-based tool, called My Family Health Portrait.

This tool helps users organize their family history for sharing with doctors and other family members, and for continual updating. To learn more, go to familyhistory.hhs.gov.

Family gatherings are good time to begin compiling historical health information.

Begin with the immediate family and try to get two generations of information, including both the paternal and maternal branches of the family tree. Start with key areas such as major birth defects, cancer, stroke and cardiovascular problems.

“To Your Health” is brought to you by the physicians and staff at Scripps Memorial Hospital Encinitas. For more information or for physician referral call 1-800-SCRIPPS.

LISA KRUSE

Your OCEANSIDE/CARLSBAD Territory Manager Call Lisa for all your advertising needs.

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O’Connell: Our own Wikipedia I was voted in, earlier this year, as President of the Encinitas Historical Society.

But I have absolutely no illusions as to who the real president is — Mr. EHS himself, Lloyd O’Connell.

Our own personal Wikipedia, Lloyd is the go-to guy when we need reminding of the year that water finally came to Olivenhain or when ALISON BURNS the Santa Fe Railroad sold the train station for just a dollar to eventually morph into Leucadia’s much-loved Pannekin.

Lloyd will celebrate his 88th birthday next March, but he’s still as spry as ever and on every third Saturday of the month can be found leading the EHS walk through downtown Encinitas.

Catch him at 10:30 a.m. this Saturday at the Old Schoolhouse on West F and Fourth Streets as he sets out on the 90-minute perambulation through historical Encinitas.

— Alison Burns is president of the Encinitas Historical Society and author of Legendary Locals of Encinitas

Lloyd O’Connell was a World War II trainee naval officer at a San Diego social when he first saw Gerry Williams across a crowded room.

Seventy years later, he still recalls how it was love at first sight — for both of them.

In 1955, they moved their young family to Leucadia, and shortly afterwards, O’Connell became principal of Pacific View and Ocean Knoll Elementary Schools.

A member of the Encinitas/Leucadia Historical Society since its inception in 1980, O’Connell became totally immersed in the society after he retired in 1984.

By then, the group’s highest priority was to find a new location for the 1883 schoolhouse.

Since 1927, it had ceased to be a school and been moved to H Street and Fourth, where it was converted into a residence. Now the developers had come calling and the owner wanted to build condominiums.

He offered the schoolhouse to the historical society for $1, but there was longdrawn out dissent in town while various parties argued over its new location.

Finally the school board agreed to situate it on the Pacific View property, and a triumphant crowd walked the one-room schoolhouse from H Street to F: not quite the building’s original location, but close enough.

O’Connell thinks it is probably sited on the old 19thcentury outhouse.

As president of the society, O’Connell was responsible for the smooth running of the 1983 move and the building’s refurbishment and eventual establishment as headquarters of the Encinitas Historical Society in 1997. However, he is keen to emphasize that the project was successful only because of the considerable time, talent, and energy donated by so many devoted laborers and board members.

Since that time, others have been just as dedicated as O’Connell, but he remains the indisputable face of the EHS. As the society’s longestserving president, O’Connell’s encyclopedic knowledge — imparted with elegance and humor — has turned him into a walking, talking history book. Which is precisely the role this sprightly octogenarian has played for the last 25 years, on the third Saturday of each month (except August), as he leads a group of spellbound sightseers on one of his famous downtown historical walks. (Image Courtesy of Lloyd O’Connell.)

OCT. 19, 2012

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Coast News Legals From Page A22 bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12515526-VF IDSPub #0038042 10/19/2012 10/26/2012 11/2/2012 CN 14099 NOTICE OF TRUSTEE’S SALE TS No. CA-12-507520-AL Order No.: 1158603 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LAWRENCE SYDNEY DE GUZMAN, A MARRIED MAN Recorded: 6/8/2007 as Instrument No. 2007-0389609 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/15/2012 at 9:00 AM Place of Sale: At the Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101, in the Auction.com Room Amount of unpaid balance and other charges: $436,769.37 The purported property address is: 2029 WILLOWOOD LN, ENCINITAS, CA 92024 Assessor’s Parcel No. 257-200-01-41 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this

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foreclosure by the Trustee: CA-12507520-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12507520-AL IDSPub #0037912 10/19/2012 10/26/2012 11/2/2012 CN 14098

encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12517072-JB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12517072-JB IDSPub #0037833 10/19/2012 10/26/2012 11/2/2012 CN 14097

AND HUSBAND AS JOINT TENANTS Recorded: 11/29/2006 as Instrument No. 2006-0848932 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/9/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $342,383.06 The purported property address is: 4210 FIESTA WAY, #1, OCEANSIDE, CA 92057 Assessor’s Parcel No. 158400-02-33 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11482405-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11482405-CL IDSPub #0037781 10/19/2012 10/26/2012 11/2/2012 CN 14096

AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RAMSEY WILLIAMS, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 07/14/2006 and recorded 7/26/2006, as Instrument No. 20060526317, in Book , Page 7169, of Official Records in the office of the County Re-corder of San Diego County, State of California, will sell on 11/05/2012 at 10:00AM, On the grounds of the Scottish Rite Event Center, located at 1895 Camino Del Rio South, San Diego, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situ-ated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1446 VANESSA CIRCLE, ENCINITAS, CA, 920242440. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designa-tion, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $761,050.30.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Finan-cial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or war-ranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applica-ble, the rescheduled time and date for the sale of this property, you may call 1-800-2818219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0062175. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 2818219 By: Trustee's Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.168228 10/12, 10/19, 10/26/2012 CN 14091

NOTICE OF TRUSTEE'S SALE TS No. 12-0062573 Title Order No. 120111269 APN No. 124-220-64-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/09/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LANCE E ROOT, dated 06/09/2005 and recorded 6/17/2005, as Instrument No. 20050511957, in Book , Page 17993, of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 11/05/2012 at 10:00AM, On the grounds of the Scottish Rite Event Center, located at 1895 Camino Del Rio South, San Diego, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully de-scribed in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property de-scribed above is purported to be: 3182 WESTMONT DRIVE, FALLBROOK, CA, 92028. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The total amount of the un-paid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $572,337.17. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declara-tion from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsi-ble for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-2818219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0062573. Information about postpone-ments that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the tele-phone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

NOTICE OF TRUSTEE’S SALE TS No. CA-12-517072-JB Order No.: 120223912-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/17/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JACKIE A QUILALANG, AN UNMARRIED WOMAN Recorded: 10/27/2005 as Instrument No. 20050931166 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/9/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $470,923.08 The purported property address is: 1411 ENCHANTE WAY, OCEANSIDE, CA 92056-5675 Assessor’s Parcel No. 161-741-44-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are

NOTICE OF TRUSTEE’S SALE TS No. CA-11-482405-CL Order No.: 110545623-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/20/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ANNE MARIE DI NAPOLI AND EDWIN POFFENBERGER, WIFE

NOTICE OF TRUSTEE'S SALE TS No. 12-0062175 Title Order No. 120110409 APN No. 257-330-22-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING

Legals 800 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 2818219 By: Trustee's Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.168878 10/12, 10/19, 10/26/2012 CN 14090 T.S. No.: 2012-02918 Loan No.: 902316597 APN: 257-080-02-02 TRA No.: 19108 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/26/2007 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Matthew Cuevas, a single man and Christine Thompson, a single woman, as joint tenants, Beneficiary Name: ING Bank, FSB, Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 04/30/2007, as Instrument No. 20070294287, in book, page, of Official Records in the office of the Recorder of San Diego County, California.

Date of Sale: 11/02/2012, at 10:00 AM. Place of Sale: At the entrance to the East County Regional Center by the statue, 250 E. Main Street, El Cajon, CA . Amount of unpaid balance and other charges: $489,540.20. The property heretofore is being sold "as is." The street Address or other common designation of real property is purported to be: 260 Gloxina Street, Encinitas, CA 92024. As more fully described on said deed of Trust.

A.P.N.: 257-080-02-02. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

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Coast News Legals From Page B7 NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619) 590-1221 or visit this Internet Web site www.rppsales.com using the file number assigned to this case 201202918. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 10/04/2012.

Integrated Lender Services, a Delaware Corporation, as Trustee, 2411 West La Palma Avenue, Suite 350 – Bldg.

1, Anaheim, CA 92801 (800) 2328787, For Sale Information please call (619)590-1221. Loretta Echols, Assistant Vice President. (10/12/12, 10/19/12, 10/26/12. R-419894) CN 14088 NOTICE OF TRUSTEE’S SALE File No. 7233.23224 Title Order No. 6668648 MIN No. APN 261-254-2500 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/14/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

Trustor(s): DOUGLAS G. SHAW, AN UNMARRIED MAN, Recorded: 03/06/06, as Instrument No. 20060153719 and modified by agreement recorded on 4/6/2007 as instrument # 2007-0234576,of Official Records of San Diego County, California. Date of Sale: 11/02/12 at 9:00 AM Place of Sale: Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA The purported property address is: 1129 WALES PL, CARDIFF BY THE SEA, CA 92007 Assessors Parcel No. 261254-25-00 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $203,933.13.

If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or

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insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee's sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120010600716.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, Trustee Sale No.: 20120010600716 L.L.C. as Trustee Dated: 10/1/2012 Title Order No.: 1192448 P987287 10/12, 10/19, 10/26/2012 FHA/VA/PMI No.: 444151155703 CN 14080 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED Trustee Sale No. 19552CA Title 11/13/2002. UNLESS YOU TAKE Order No. 110195491-CA-MAI ACTION TO PROTECT YOUR NOTICE OF TRUSTEE’S SALE PROPERTY, IT MAY BE SOLD AT YOU ARE IN DEFAULT UNDER A OF TRUST DATED A PUBLIC SALE. IF YOU NEED DEED AN EXPLANATION OF THE 7/28/2006. UNLESS YOU TAKE NATURE OF THE PROCEEDING ACTION TO PROTECT YOUR AGAINST YOU, YOU SHOULD PROPERTY, IT MAY BE SOLD AT CONTACT A LAWYER. NDEX A PUBLIC SALE. IF YOU NEED WEST, LLC, as duly appointed AN EXPLANATION OF THE Trustee under and pursuant to NATURE OF THE PROCEEDINGS Deed of Trust Recorded on AGAINST YOU, YOU SHOULD 12/02/2002 as Instrument No. 2002- CONTACT A LAWYER. On 1078617 of official records in the 11/1/2012 at 10:00 AM, MERIDIAN office of the County Recorder of FORECLOSURE SERVICE f/k/a San Diego County, State of CALI- MTDS, INC., A CALIFORNIA CORFORNIA. EXECUTED BY: PORATION DBA MERIDIAN ROBERT G. HENKEL AND DIANE TRUST DEED SERVICE as the F. HENKEL, WILL SELL AT PUB- duly appointed Trustee under and LIC AUCTION TO HIGHEST BID- pursuant to Deed of Trust DER FOR CASH, CASHIER'S Recorded 08/04/2006, Book , Page , CHECK/CASH EQUIVALENT or Instrument 2006-0553396 of offiother form of payment authorized cial records in the Office of the by 2924h(b), (payable at time of Recorder of San Diego County, executed by: sale in lawful money of the United California, States). DATE OF SALE: 11/5/2012 MATTHEW HAWKINS, A MARTIME OF SALE: 10:00 AM PLACE RIED MAN, AS HIS SOLE AND OF SALE: At the entrance to the SEPARATE PROPERTY as Trustor, East County Regional Center by FIRST CAPITAL MORTGAGE statue, 250 E. Main Street, El CORPORATION, as Beneficiary, Cajon, CA STREET ADDRESS and will sell at public auction sale to other common designation, if any, the highest bidder for cash, of the real property described cashier's check drawn by a state or above is purported to be: 4542 national bank, a cashier’s check BEVERLY GLEN DRIVE , OCEAN- drawn by a state or federal credit SIDE, CA 92056 APN#: 161-423-60- union, or a cashier’s check drawn 00 The undersigned Trustee dis- by a state or federal savings and claims any liability for any incor- loan association, savings associarectness of the street address and tion, or savings bank specified in other common designation, if any , section 5102 of the Financial Code shown herein. Said sale will be and authorized to do business in made, but without covenant or war- this state. Sale will be held by the ranty, expressed or implied, regard- duly appointed trustee as shown ing title, possession, or encum- below, of all right, title, and interbrances, to pay the remaining prin- est conveyed to and now held by cipal sum of the note(s) secured by the trustee in the hereinafter said Deed of Trust, with interest described property under and purthereon, as provided in said suant to the Deed of Trust. The sale note(s), advances, under the terms will be made, but without conof said Deed of Trust, fees, charges venant or warranty, expressed or and expenses of the Trustee and of implied, regarding title, possessthe trusts created by said Deed of sion, or encumbrances, to pay the Trust. The total amount of the remaining principal sum of the unpaid balance of the obligation notes (s) secured by the Deed of secured by the property to be sold Trust, interest thereon, estimated and reasonable estimated costs, fees, charges and expenses of the expenses and advances at the time Trustee for the total amount (at the of the initial publication of the time of the initial publication of Notice of Sale is $118,054.65. The the Notice of Sale) reasonably estibeneficiary under said Deed of mated to be set forth below. The Trust heretofore executed and amount may be greater on the day delivered to the undersigned a of sale. Place of Sale: At the written Declaration of Default and entrance to the East County Demand for Sale, and a written Regional Center by statue, 250 E. Notice of Default and Election to Main Street, El Cajon, CA 92020 Sell. The undersigned caused said Legal Description: As more fully Notice of Default and Election to described in said Deed of Trust Sell to be recorded in the county Amount of unpaid balance and where the real property is located. other charges: $448,935.08 The NOTICE TO POTENTIAL BID- street address and other common DERS: If you are considering bid- designation of the real property ding on this property lien, you purported as: 183 COUNTRYshould understand that there are HAVEN ROAD , ENCINITAS, CA risks involved in bidding at a 92024 APN Number: 257-230-12-20 trustee auction. You will be bid- NOTICE TO POTENTIAL BIDding on a lien, not on the property DERS: If you are considering biditself. Placing the highest bid at a ding on this property lien, you trustee auction does not automati- should understand that there are cally entitle you to free and clear risks involved in bidding at a ownership of the property. You trustee auction. You will be bidshould also be aware that the lien ding on a lien, not the property being auctioned off may be a jun- itself. Placing the highest bid at ior lien. If you are the highest bid- trustee auction does not automatider at the auction, you are or may cally entitle you to free and clear be responsible for paying off all ownership of the property. You liens senior to the lien being auc- should also be aware that the lien tioned off, before you can receive being auctioned off may be a junclear title to the property. You are ior lien. If you are the highest bidencouraged to investigate the exis- der at the auction, you are or may tence, priority, and size of out- be responsible for paying off all standing liens that may exist on liens senior to the lien being aucthis property by contacting the tioned off, before you can receive county recorder's office or a title clear title to the property. You are deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7233.23224. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: October 1, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Bonita Slazar, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USAForeclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7233.23224: 10/12/2012, 10/19/2012,10/26/2012 CN 14081

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encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 5731965 or visit this Internet Web site www. Priorityposting.com, using the file number assigned to this case 19552CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”.

DATE: 10/4/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 Stephanie Garcia, Foreclosure Officer MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P990996 10/12, 10/19, 10/26/2012 CN 14079

are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee's sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 74896.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 10/3/2012 La Costa Loans, Inc., a California Corporation, as Trustee By: RESS Financial Corporation, a California corporation, Its Agent 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800) 343-7377 FAX: (951) 270-2673 Trustee’s Sale Information: (714) 573-1965 www.priorityposting.com P990581 10/12, 10/19, 10/26/2012 CN 14078

property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-1626-11.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 10/3/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 7209200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P990440 10/12, 10/19, 10/26/2012 CN 14076

should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11448363-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11448363-EV IDSPub #0038824 10/12/2012 10/19/2012 10/26/2012 CN 14074

Loan No. 2011-0039 / HAYES RESS Order No. 74896 A.P. NUMBER 165-160-12-00 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/6/2011, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 11/2/2012, at 10:00 AM of said day, At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA, La Costa Loans, Inc., a California Corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by Hayes & Hayes Investments, LLC, a California limited liability company, DBA INCREASE MY SALES recorded on 06/16/2011, in Book n/a of Official Records of San Diego County, at page n/a, Recorder’s Instrument No. 2011-0307211, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 6/29/2012 as Recorder’s Instrument No. 2012-0378828 , in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: LOT 29 PER MAP NO. 4766, FILED MAY 17, 1961 The street address or other common designation of the real property hereinabove described is purported to be: 2333 SNEAD DRIVE, OCEANSIDE, CA 92056 .

The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $454,825.43. In the event that the deed of trust described in this Notice of Trustee's Sale is secured by real property containing from one to four single-family residences, the following notices

T.S. No. 12-1626-11 Loan No. 0012206389 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/19/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: STEVEN A. MATAS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 08/26/2005 as Instrument No. 2005-0739889 of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/2/2012 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $722,370.46, estimated Street Address or other common designation of real property: 2554 DISCOVERY ROAD CARLSBAD, CA A.P.N.: 213-130-10 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the

NOTICE OF TRUSTEE’S SALE TS No. CA-11-448363-EV Order No.: 110271213-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/2/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DOMINGO GONZALEZ AN UNMARRIED MAN AND YURIBIA SANCHEZ A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 4/10/2007 as Instrument No. 2007-0238305 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/2/2012 at 9:00 AM Place of Sale: At the Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101, in the Auction.com Room Amount of unpaid balance and other charges: $478,907.47 The purported property address is: 5756 DARTMOOR CIR, OCEANSIDE, CA 92057 Assessor’s Parcel No. 1578411300 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You

T.S. No.: 2012-20983 Loan No.: 7091445739 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/12/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title,

See more Coast News Legals Page B10

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THE COAST NEWS

OCT. 19, 2012

ODD Hospice auxiliary honors exceptional volunteer FILES

by CHUCK SHEPHERD

Great Art! For September’s Digital Design Weekend at the Victoria and Albert Museum in London, artists Michiko Nitta and Michael Burton commissioned soprano Louise Ashcroft to sing, altering pitch and volume while wearing a face mask made of algae.

According to the artists, since algae’s growth changes with the amount and quality of carbon dioxide it receives, Ashcroft’s voice, blowing CO2 against the algae, should vary the growth’s “taste” as to bitterness or sweetness.

After the performance, the audience sampled the algae at various stages and apparently agreed. The artists said they were demonstrating how biotechnology could transform organisms.

The Entrepreneurial Spirit Jordan and Bryan Silverman’s start-up venture, Star Toilet Paper, distributes rolls to public restrooms in restaurants, stadiums and other locations absolutely free — because the brothers have sold ads on each sheet.

(Company slogan: “Don’t rush.

Look before you flush.”) Jordan, with 50 advertisers enlisted so far, told the Detroit Free Press in August that he came up with the idea, of course, while sitting on the can at the University of Michigan library.

First-World Problems: After an international trade association reported that women bought 548 million pairs of shoes in 2011 (not even counting those used exclusively for sports), the manufacturer Nine West has decided to start its own cable TV channel with programing on “various aspects of footwear,” according to an August New York Times report.

Programs will feature celebrities rhapsodizing about their favorite pair, women who hoard shoes (purchasing many more than they know they’ll ever wear even one time), tips on developing one’s stiletto-walking skills and shoe closet designs.

It’s about a “conversation,” said a Nine West executive, “not about a shoe.”

Habersham Funding of Georgia and its competitors make their money by buying terminally ill clients’ life insurance policies for lump sums, then continuing to pay the policies’ premiums so that they collect as beneficiaries upon death.

The companies’ business model therefore depends on those clients dying quickly; a client who outlives expectations turns the investment sour.

CARLSBAD — Her home office is populated by famous names such as Wedgewood, Waterford, Bose, St. John and a limited edition Mickey Mouse in its original box. Her garage is stacked high with packing materials.

Maxine McIntosh, 87, affectionately known as the Hospice of the North Coast (HNC) eBay Queen, has been named HNC’s 2012 Volunteer of the Year. She will be honored at the North County Philanthropy Council luncheon Nov. 8 at the Sheraton Carlsbad Resort & Spa. HNC’s Resale Shop in Encinitas, which customers often remark resembles a department store more than a thrift shop, accounts for approximately 8 percent of HNC’s annual revenues supporting unfunded programs and services provided to clients and the community. Of that, $20,000 to $25,000 per year is generated by the shop’s eBay operation, which McIntosh single-handedly created in 2002 and continues to run out of her Carlsbad home.

“I handle the bulk of the process,” reveals this modest but capable woman who in 1947 became the first female graduate of the University of Wyoming’s College of Engineering. “After conferring with Resale Shop Manager Jean Cole on potentially valuable donations, I

even more excited when it sells.”

McIntosh confides that her introduction to HNC was quite personal. “My mother died on HNC service in 1992.

She received very good care. I was so grateful that I began volunteering; first with the Auxiliary and then at the Resale Shop. I started out ironing clothes, then was ‘promoted’ to cashier,” she laughs.

In addition to working 20 to 25 hours a week on the eBay operation, McIntosh volunteers at the Resale Shop 10 hours per week, where Cole

Your community is about

Maxine McIntosh was named Hospice of the North Coast volunteer of the Year for 2012. Courtesy photo

research values, photograph items, write descriptions, post eight to ten pieces each week, converse with sellers, finalize sales, then pack everything up, calculate postage and take the boxes to the post office.”

Recently, a 1902 Edison phonograph was purchased by a man in Thailand for $1,700. A rare ceramic of a gorgeous red oriole sold for

Fashion show lines up latest trends Pacific Station will be the site of “Fall Into Fashion” a charity fashion show hosted by Olivenhainbased Fine magazine from 5 to 8 p.m. Oct. 24 at 687 S Coast Highway 101, Suite 229, benefiting Whole Kids.

This show will be emceed by Graham Charles Ledger and will feature the fall collections of the shops in Encinitas’ Pacific Station and other local boutiques including Icons, Bliss 101,Whole Foods, Pink Soul, Queen Eileen’s, Deja Chic Encinitas, Shoes Me PB, Purses by LS Concoit, Pebbles By the Beach, Mister B, Peaches En Regalia. Hair styles will be provided by Beauty Bundles and Headlines for hair.

The event offers a stylish evening of cocktails, appetizers and fashion showing off fall's musthaves Fine fashion and beauty trends.

Along with the fashions, the event will showcase 14 vendor booths consisting of top boutique’s, designers, and health tips in each market to ensure attendees find unique and creative ways to stay up on the latest fashion, and beauty secrets.

There will be goodie bags for the first 100 attendees who pay $20 online.

Tickets are $30 at the door.

This ticket includes a complimentary glass of wine and food from Whole Foods.

General admission will be

says everyone loves and admires her.

HNC Executive Director Nerice Kaufman said recognizing McIntosh is an honor for the organization, “To us, Maxine is a limited-edition treasure; a collectible as rare and valuable as anything you could buy on eBay.” Nonprofit Hospice of the North Coast was established in 1980 to fill the need for comprehensive, compassionate hospice care in North County San Diego. Call (760) 431-4100 or visit hospicenorthcoast.org.

$20 in advance and $30 at the door.

For sponsorship opportunities, donations and booth spaces, contact Heather at (760) 415-7525.

$1,800. Many unique jewelry pieces are appraised by HNC board member Dale Condy, who owns Gems of La Costa.

From apparel to golf clubs, McIntosh selects and sells only the cream of the crop. “Everything must be in pristine condition,” said this woman who knows the eBay business inside-and-out. “I get very excited when I find something wonderful. I get

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OCT. 19, 2012

THE COAST NEWS Legals 800

Coast News Legals From Page B8 and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: CHRISTIAN L MACMILLAN AND SONYA T MACMILLAN, HUSBAND AND WIFE AS JOINT TENANTS. Duly Appointed Trustee: Western Progressive, LLC Recorded 4/19/2006 as Instrument No. 2006-0275086 in book ---, page -- and rerecorded on --- as --- of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/7/2012 at 10:30 AM Place of Sale: At the main entrance to the East County Regional Center by statue, 250 Main street, El Cajon, CA Amount of unpaid balance and other charges: $706,328.99 Street Address or other common designation of real property: 1112 CHAMPIONSHIP ROAD, OCEANSIDE, CALIFORNIA 92057 A.P.N.: 122551-39-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource.com/MortgageServices/Defa ultManagement/TrusteeServices.a spx, using the file number assigned to this case 2012-20983.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 9/26/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach,

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California 92648 Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/Mortgag eServices/DefaultManagement/Tru steeServices.aspx For NonAutomated Sale Information, call: (866) 240-3530 Laterrika Thompkins , Trustee Sale Assistant 10/12/12, 10/19/12, 10/26/12 CN 14073

property, you may call 1-800-2818219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0062466. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee's Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

A-4305548 10/12/2012, 10/19/2012, 10/26/2012 CN 14072

telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12515068-VF IDSPub #0037669 10/12/2012 10/19/2012 10/26/2012 CN 14071

Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-2818219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0011722. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 2818219 By: Trustee's Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.168760 10/05, 10/12, 10/19/2012 CN 14069

premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee's Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA0900278212-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

DATE: 9/29/2012 TRUSTEE CORPS TS No. CA09002782-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Rowena Paz, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.Auction.com AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P989518 10/5, 10/12, 10/19/2012 CN 14058

ings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Place of Sale: AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET, EL CAJON, CA 92020 Legal Description: PARCEL 3 OF PARCEL MAP NO. 5275, IN THE CITY OF ENCINITAS, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, NOVEMBER 4, 1976. Amount of unpaid balance and other charges: $1,257,120.12 (estimated) Street address and other common designation of the real property: 1325 SANTA FE DRIVE ENCINITAS, CA 92024 APN Number: 259-261-22-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold "as is". In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-02-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-2802832 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales and Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority

NOTICE OF TRUSTEE'S SALE TS No. 12-0062466 Doc ID #000603544462005N Title Order No. 12-0111179 Investor/Insurer No. 060354446 APN No. 254-701-2300 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/27/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by PETER H. COTA-ROBLES, AN UNMARRIED MAN, dated 08/27/2004 and recorded 9/2/2004, as Instrument No. 2004-0840251, in Book , Page 13518, of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 11/15/2012 at 9:00AM, SHERATON San Diego HOTEL and MARINA 1380 Harbor Island Drive, San Diego, CA 92101 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 512 VERBENA COURT, ENCINITAS, CA, 92024. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $686,735.62.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee's Sale duly recorded with the appropriate County Recorder's Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this

NOTICE OF TRUSTEE’S SALE TS No. CA-12-515068-VF Order No.: 120199403-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RUSSELL W. BARRETT AND JUSTINE BARRETT HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 3/30/2005 as Instrument No. 2005-0256146 and modified as per Modification Agreement recorded 12/9/2008 as Instrument No. 2008-0626598, in Book XXX, on Page XXX of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/2/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $608,807.79 The purported property address is: 1280 VALENTINE LANE, FALLBROOK, CA 92028 Assessor’s Parcel No. 105-680-26-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12515068-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the

NOTICE OF TRUSTEE'S SALE TS No. 12-0011722 Title Order No. 120019131 APN No. 104-420-13-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by SALVATORE J. FRONTIERO, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, dated 04/10/2006 and recorded 4/17/2006, as Instrument No. 2006-0265955, in Book , Page , of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 10/30/2012 at 10:00AM, On the grounds of the Scottish Rite Event Center, located at 1895 Camino Del Rio South, San Diego, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 163 MISSION OAKS ROAD, FALLBROOK, CA, 92028.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,116,780.57. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California

APN: 122-396-32-00 TS No: CA09002782-12-1 TO No: 5908264 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/3/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/2/2012 at 09:00 AM, Auction.com Room at Sheraton San Diego Hotel & Marina, 1380 Harbor island Drive, San Diego, CA 92101, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 04/11/2006 as Instrument No. 2006-0250146 of official records in the Office of the Recorder of San Diego County, California, executed by ANGELO C. MARANO AND, CHRISTINE E. SEUBERT MARANO, HUSBAND AND WIFE, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 318 LUSTROSOS ST , OCEANSIDE, CA 92057 0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $434,792.15 (Estimated), provided, however, prepayment

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 731391CA Loan No. 3061828335 Title Order No. 090213692-CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03-07-2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10-26-2012 at 10:30 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 03-13-2006, Book N/A, Page N/A, Instrument 2006-0173498, of official records in the Office of the Recorder of SAN DIEGO County, California, executed by: SUSAN MAIN COHEN A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier's check drawn by a state or national bank, a cashier's check drawn by a state or federal credit union, or a cashier's check drawn by a state or federal savings and loan association, sav-

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KENT

HORNER Local Roots

Jeff Grygera (right) and his son Jay with a board they glassed and shaped together in their factory. The Hendrix artwork is by Wade Koniakowsky. Photo by Chris Ahrens

Surfer art goes tandem CHRIS AHRENS Sea Notes When I wrote the word tandem in this title, I didn’t mean the tubes-for-two wave riding practiced by one couple on one massive board. I mean the combined efforts of two artists making one physical surf-related art piece. In this case, the artists are both longtime friends whose names I still have to look up, in order not to misspell them.

I first met Jeff Grygera in the mid ‘70s when he was a 13year-old gremmie with a passion for all things surf. I had just lost my new board from atop my car and watched in the rearview mirror as a VW Bug rolled over it. I had shaped and glassed that board myself and I loved all seven and a half feet of the blue machine. Then, as love often does, my affection turned to tears as it entered the slow lane of the Coast Highway ding factory in Laguna Beach.

Once back in my Leucadia trailer, I took the board from atop my car to assess the open wounds that covered the deck and rails. I placed it in the back yard and forgot about it until young Jeff came by looking for a board to ride. I showed him that board and his eyes lit up.

“I can fix that,” he said, displaying exuberance strictly the domain of the young. I sold him the board for $25 and saw him riding it, looking as good as new, a few weeks later. That was the beginning of a relationship with foam and fiberglass that would lead Grygera to becoming one of this regions best shapers and glassers under the names Grygera Surfboards, or, more commonly Iron Cross.

I met Wade Koniakowsky a bit later,in the mid-80s. He was a stoked surfer and a frustrated painter, paying bills by making his name as an art director. Wade and I surfed together many times over the years.

Eventually he married the love of his life, Lynn.They had children and painting went on hold.But Wade continued perfecting his craft as a painter and one day he launched out with a home/gallery showing which was met by generally good reviews. Never satisfied with being “good enough” Wade applied hard work to his natural talent, learning all

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OCT. 19, 2012

he could about plein air painting before mastering that form and adapting it to the surf culture. Along the way he painted surfboards for various famed shapers including Grygera, John Carper, Craig Hollingsworth, Mike Hynson and Dick Brewer.

Soon his gold leafed images became the gold standard of painted surfboards and collectors paid large sums for a board shaped by a master and painted by another one.

October is finally here and the weather has begun to change ever so slightly.

This is my favorite month of the year. The Santa Ana winds come now, blowing back great plumes of offshore spray as they course up the faces of late summer swells creating giant arching rainbows of seawater.

At this time, the community of Encinitas comes alive after a hot lazy summer and the Pumpkin Patch above Swami’s finally bears fruit in preparation for the coming harvest celebration and Halloween.

Pumpkins, pumpkins everywhere — golden orange, yellow or mixed in color. Children of all ages take wonder at the magic of their growth, their size and the myriad of uses we have found for them.

Pumpkins are a gourdlike squash from the genus Cucurbita and the family Cucurbitaceae. This classification refers to the many different types or cultivars

The history of the pumpkin found in America today.

Thought to be native to North America, the word pumpkin originates from the word “pepon” which is Greek for “large melon.”

The French adapted this word to “pompon” and the

British crafted the term “pumpion” before our colonists finally changed the moniker to “pumpkin” as we know it today.

The largest pumpkins grown are Cucurbita maxima. They have been culti-

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C AMP P ENDLETON N EWS

Pendleton joins campaign to prevent domestic violence

By Cpl. Michelle Brinn

CAMP PENDLETON — On average, three women in the United States lose their lives every day from domesticviolence incidents, according to President Barack Obama's 2012 National Domestic Violence Awareness Month proclamation.

In response, Camp Pendleton joined the national campaign this October to prevent such violence by heightening awareness and advertising intervention resources and programs.

Prevention and education specialist Stacey Willis said the base, with its programs to assist service members and their families cope with personal and family challenges, has adopted the “It takes All of Us” slogan to reinforce that everyone needs to be aware of domestic violence and should speak up when it happens.

“Domestic violence is allowed to continue when we keep silent about the problem. We must not keep silent about this issue,” Willis said.

“We all can strive to live a violence-free life within our homes and our communities.”

Willis said Marines and sailors can aid in prevention by respecting others. She added that leadership roles are critical in establishing a

In response to the devasting effects of domestic abuse, Camp Pendleton joins the national campaign this October to prevent such violence by heightening awareness and advertising intervention resources and programs. The base has adopted the “It takes All of Us” slogan to reinforce that everyone needs to be aware of domestic violence and should speak up when it happens. Help is available online at militaryonesource.com or by phone at (800) 342-9647.

Photo by Cpl. Michelle Brinn

climate in which demeaning behavior is not accepted and offenders are held accountable.

Moreover, uniformed victim advocates at all Marine Corps commands act as liaisons to help those affected by domestic violence or sexual assault.

“For far too long, domestic violence was ignored or treated as a private matter where victims were left to suffer in silence without hope of intervention,” stated the president in his proclamation.

“We stand with all those who

..

Doner!

have been affected by this terrible crime, recognize the individuals and groups who have stepped forward to break the cycle of violence, and recommit to putting an end to domestic violence in America.”

Help is available online at militaryonesource.com or by phone at (800) 342-9647. Help is also available in buildings 1122 and 520512 or by calling (760) 725-9051 and (760) 7636940.

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Pendleton honors Korean War vets

By Lance Cpl. Derrick K. Irions

VOTED “BEST BREAKFAST” THE ORIG INA L

CAMP PENDLETON –In 1950, U.S. President Harry S. Truman authorized a strategic yet dangerous amphibious assault.

U.S. forces navigated the tidal flats of northern Inchon's Red Beach surprising an invading North Korean Army and vaulting themselves into the Korean War. Camp Pendleton hosted the 62nd Memorial Anniversary of the Korean War at the Pacific Views Event Center to honor the veterans who fought during the Landing on Inchon, in the streets of Seoul and in the northern mountains near the Chosin Reservoir, Sept. 22.

The Korean War began on June 25, 1950, when 90,000 North Korean troops advanced across the 38th Parallel, forcing the Republic of Korea’s forces to retreat. Three days later, forces from the United States and United Nations entered the conflict against the North Korean Army.

“Our gathering here today is for a memorial and remembrance of the passing of Col.William E. Barber chapter members who took part in that famous battle, Chosin Reservoir, during November (and) December, 1950,” said Bob Licker, the reunion coordinator and national president of The Chosin Few Association.

By the end of the war, approximately 150,000 troops from South Korea, the U.S. and the U.N. were killed and more than one million South

Volunteers from the United States Marine Corps Historical Company speak to an attendee during the 62nd Memorial Anniversary of the Korean War at Camp Pendleton?s Pacific Views Event Center, Sept. 22.

The event was held to honor the veterans who fought during the Landing on Inchon, in the street of Seoul and in the northern mountains near the Chosen Reservoir. Photo by Lance Cpl. Derrick K. Irions

Korean civilian lives were taken.

“We get together each year to remember the Marines that have fought and died in the Korean War, since the Korean War, those who were (prisoners of war) and those who are now considered missing in action,” said Licker. “We keep their memory alive because, once a Marine, always a Marine, even in the hereafter.”

Each Korean War veteran who passed away during the past year was individually mentioned and honored with a moment of silence and a toll of a remembrance bell.

“The Korean War veterans present today all contributed to the success of the Marine Corps during that conflict and added another chapter in the rich history of the U.S. Marine Corps,” said Col. Paul A. Miller, the assistant chief of staff with G-6, I

Marine Expeditionary Force.

During the ceremony a 21-gun salute from five 105mm Howitzers rang out; in some ways, bringing veterans right back to those famous Korean battles.

These howitzers saved many lives by pushing back enemy assaults, Licker said.

“None of the men knew that the Howitzers were going to do the salute,” said Licker.

“They were as proud as can be to see that the “105s” are still out there and are still firing, because those were the ones that supported us.”

With a peace treaty never being signed by the North and South Korean nations, many look at the war as an inane conflict.

“We won that war,” said Sgt. Maj. (retired) Mike “Iron Mike” Mervosh. “Thinking back on it, South Korea is free today and that proves that we didn’t fight in vain.”

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Advice offered on college financing CARMEL VALLEY — Parents can begin planning now for how to pay for their children’s college education.

A “Show Me The

OCT. 19, 2012

THE COAST NEWS

Money-For College!” seminar is being held from 7 to 8:30 p.m. Nov. 13 at Torrey Pines High School Room 302, sponsored by San

Dieguito Adult School. The cost is $32 and pre-registration is required.

Call (760) 753-7073 or visit sdadulted.com.

community CALENDAR

masks. Go trick-or-treating along the “Haunted Hike” nature trail, plus live animal presentations at 2 p.m. each day.Visit SanElijo.org or call (760) 634-3026.

OCT. 19

wearing pink to support Breast Cancer Awareness. Cancer survivor Pam Bird will share her experience and provide information on prevention and early detection. More information visit unitycarlsbad.org.

BEHIND THE SCENES The Drake Center for Veterinary Care, 195 N. El Camino Real hosts Kids’ Day at the Drake Center for ages 7 through 12 at 3 p.m. Oct. 21. Dress up in a lab coat and help vets perform routine physical examination, use a stethoscope to listen to a pet’s heartbeat, look at slides through a microscope, X-rays and learn about general pet care. For reservations, call (760) 753-9393.

ANCIENT CRAFTS A special teen workshop will be held at 4 p.m. Oct 24 at the Encinitas Library, 540 Cornish Drive to make a Dia de los Muertos sugar skull.Visit SDCL.org or call (760) 753-7376.

Got an item for the calendar? OCT. 21 PUT ON SOME PINK Join Send the details via email to Unity of Carlsbad at 10 a.m. Oct. OCT. 25 calendar@coastnewsgroup.com. 21 at 3096 Harding St., Carlsbad, STUDY ABROAD THAT’S

LIFE LIFE at MiraCosta College, the lifelong learning group,meets at 1 p.m.

Oct. 19 at the Oceanside campus, 1 Barnard Dive., Admin. Bldg.

1000, Room 1068. Call (760) 7218124.

BUYERS AND SELLERS Mira Costa College is sponsoring “Meet the Buyers,” hosted by Assemblyman Martin Garrick from 9 a.m.to 1 p.m.Oct.19 at the Escondido Library, 239 Kalmia St., Escondido. Meet buyers and experts on how to get contracts.

Registration is required at becsandiego.com.

TAKE AT TRIP Sign up for the El Camino Real chapter of Questers bus trip to the Pasadena City College Collectible Flea Market Nov. 4.

Pickup at 6:30 a.m.; expected return is 4:30 p.m. Cost is $45.

Reservations and payment must be received no later than Oct. 26.

Call (760) 591-3581 for details.

OCT. 23

HERITAGE HUNT Scots-Irish Research will be discussed by genealogist Anne Bowman at North San Diego County Genealogical Society from 10 to 11:30 a.m. Oct. 23 in Carlsbad City Council Chambers, 1200 Carlsbad Village Drive, Carlsbad.

For more information e-mail tgorCHILI & QUACKERS Join the dinier@roadrunner.com or call Rotary Club of Del Mar Chili & (760) 435-2536.

Quackers from 3 to 6 p.m. at the beautiful ocean front Powerhouse Park in Del Mar. INVESTMENT CLUB A Join the Ducky Derby followed women’s investment club is curby a Chili Cook-Off. All proceeds rently accepting new members benefit the Rotary Club service and meets at 6:30 p.m. Oct. 24 and every fourth Wednesday in projects.

North County.A prospective new NATURE’S COSTUMES From member may attend up to three 1 to 4 p.m. Oct. 20 and Oct. 21, the meetings before joining. Call San Elijo Lagoon Nature Center, Patti at (760) 448-5086 or 2710 Manchester Ave. offers the Michele at (619) 697-8209 or eNot-So-Scary Estuary. Costumes mail dollarsandsenseforare encouraged and kids can cre- women@cox.net. ate lollipop spiders and animal

OCT. 20

OCT. 24

The International Office at MiraCosta College invites students to explore international education opportunities at the 2012 Study Abroad Expo, 11 a.m. to 2 p.m., Oct. 25, at MiraCosta College’s San Elijo Campus, on the Student Center Walk, 3333 Manchester Ave., Cardiff. Visit miracosta.iip or call (760) 7956897 or e-mail iip@miracosta.edu.

ORCHID FEVER The San Diego County Cymbidium Society will hold its annual orchid plant auction in the Ecke Building at the San Diego Botanic Garden with plant inspection and taco bar start at 6:30 p. m. and bidding at 7 p. m.

Oct. 25.Visitors are welcome. For more information, call (760) 9310502 or email billtcwong@att.net.

POLITICAL EVENT A Town Hall meeting will be held from 7 to 8 p.m. Oct. 25 at the Encinitas Community Center 140 Oakcrest Park Drive, Encinitas. The meeting will focus on the new 49th congressional district, which includes all of the coastal communities of North County.

OCT. 26 COME AS YOU AREN’T Join The Oceanside Museum of Art for its Halloween bash,“Art After Dark: Come as You Aren’t” from 7 to 10 p.m. Oct. 26. Guests are invited to dress as their own altered identity.

Visit oma-online.org or call (760) 435-3721 for reservations, or get tickets at the door.

Guests must be over 21.

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OCT. 19, 2012

Young musicians gather for concert CARMEL VALLEY — FanFaire Foundation Musicians presents a program of “Kids Playing for Kids” sponsored by the Friends of the Carmel Valley Library at 1 p.m. Oct. 27, in the library’s community room, 3919 Townsgate Drive, to help celebrate National Arts Month. The program is free and will last 60 minutes.

The concert will feature pianists Michael Chen, Ursula Hardianto, Clara Truong and Oksana Germain; violinist Kalvin Hibi and French hornist Christine Chen playing music of Mozart, J S Bach, Haydn, Elgar, Chopin,

Brahms and Klaus Badelt that ranges from 18th century Baroque to contemporary film music.

These young musicians, ages 9 to 17, who also love science and math, have been nurtured by the Foundation to be role models for children in San Diego.

The “Kids Playing for Kids” program was launched in October 2011.

It enables musically gifted children to express and share their love of music with other children, further develop their creative skills, and build their self-confidence as performers.

Its youngsters are also encouraged to excel in their studies and to learn the value of community service.

The goal is that their passion for music will spark creativity and a sense of community in other young people so they can compete effectively in our sciencebased society.

In celebration of the program’s first anniversary, the foundation has produced a CD of studio performances of classical and jazz pieces by 10 of its more than 30 musicians.

It should be released in time for this concert.

For further information call (858) 552-1668.

SERVICES

improvements is expected to be approximately $1.5 million. White Construction was hired on to do the work.

Cota said the decision to expand from pediatrics to family medicine was made because families essentially wanted medical services under the same roof.

Traveling to Oceanside, where NCHS has other family medicine locations, was difficult due to time constraints or challenges with transportation.

NCHS has medical and dental offices in the North County and north coastal regions.

Its new Carlsbad office will offer full-service healthcare for children, adolescents, adults and seniors.

“The mission of NCHS is to improve the health status of the diverse communities by providing quality health care that is comprehensive, affordable and culturally sensitive,” Cota said. “With health care reform many working poor and near poor adults will have an opportunity to have health insurance and we want to be their medical home in their community; the entire community benefits from keeping people healthy.”

HOT LICKS Rancho Santa Fe’s Fine Tune Academy presents Michael Jackson’s long-time guitarist Jennifer Batten (right) pictured with guitarist Slash, from 10 a.m. to noon Oct. 20 at the World Famous Big Fish Studios in Rancho Santa Fe. For more information, call (760) 908-4911.

Courtesy photo

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are going as well as they are and we hope that everybody supports the efforts that have gone into bringing health care to the people in Carlsbad.”

Cota wants people to know that NCHS purchased a professional medical office condominium and has already begun the tenant improvements. It hopes to open its doors in December, or at the latest, January of 2013.

The combined cost of the condominium and

VOLUNTEER

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low in their footsteps,” she said.

The common thread in Malia’s charitable activities is “inclusion.”

“I guess I grew up with my own disability, getting bullied and excluded from activities,” she said.

She suffered the physical tics of Tourette’s Syndrome.

“Kids were pretty mean to me, but once I explained to them, they

EXPO

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Commerce filled 50 vender booths and booked an afternoon of live entertainment, but did not have ample time or resources to select the Senior of the Year.

“We don’t run the senior center,” said Kristi Hawthorne, Chamber of Commerce event coordinator. “We don’t know all the seniors there.”

The job of soliciting nominations from the community, reviewing them, and narrowing them down to a final few to be voted on by an ad hoc committee is usually done by the Senior

SMALL TALK

CONTINUED FROM B1

about the time they go out of style.

Speaking of style, I may one day soon simply seize up and carry every piece of furniture I own out to the curb. Then I am going to go into hock turning my house into an airy, breezy, beachthemed creature filled with wicker. Do you sense a theme here? Yep. Our house has hit that post-child age when everything, and I do

were kinder to me once they understood what was going on,” she said.

As a volunteer for Miracle League, she is a buddy for a player on the team.

“I help them with whatever they need,” she said. “I help them get around the bases and bat. I love it, it is a great feeling. It’s such a family there.”

Miracle League is for children with disabilities who otherwise would be unable to play baseball or interact with other chil-

dren, she said.

She has been a Girl Scout since she was a small child and will soon earn her Gold Award, which is the equivalent of Eagle Scout for Boy Scouts. For her project, she feeds homeless once a month on Sunday and organizes birthday parties once a month for homeless children whose birthdays fall within the month.

She also arranges for a special gift for the child, which is given to the mother to present.

Also for her project,

she has organized a curriculum about disability awareness for middle-schoolers that encourages teachers and other students to include children who are different or who have disabilities.

She and 20 other teens created “I am Norm,” to help other teens redefine the word “normal” and promote inclusion.

She chooses her charitable work because it gives much back to her.

“I don’t look at big picture, I just look at the expe-

Commission, which works very closely with the Parks and Recreation Department.

This commission was disbanded by the City Council last year.

“We post notices throughout the city at recreation centers and send press releases to senior communities to enlist people to nominate someone,” Pam Montanez, recreation supervisor, said. “They usually have done city service for years and years and are well known in the community.”

Montanez said she feels it’s a positive that the Senior Expo was able to

continue.

“It’s a great thing to continue the expo seamlessly,” she said. “We’re still very excited to know the Senior Expo is coming.”

Parks and Recreation division manager Eileen Turk said she hopes the tradition of recognizing the Senior of the Year will be reinstated next year.

“We get beautiful letters of support for high caliber people,” Turk said. “A lot of people know how important seniors are.

There are 40,000 seniors in Oceanside. They make a big impact as a voting population.”

Turk said seniors give

their service to remain active and involved in the community and count on city services to avoid isolation and loneliness.

“Seniors are concerned about their quality of life and not having services cut,” Turk said.

Previously the reigning Senior of the Year received a plaque and was recognized during the Senior Expo and the annual volunteer thank you luncheon.

The award was also a way for the community to publicly thank seniors for all they contribute to the community. It is not known if the award will be given next year.

JOIN THE ENCINITAS SHERIFF’S VOLUNTEER PATROL

CHRIS KYDD

Your Encinitas Territory Manager

Call Chris for all your advertising needs.

760.436.9737

x110

ckydd@coastnewsgroup.com

The Encinitas Sheriff's Volunteer Patrol performs home vacation security checks, assists with traffic control, enforces disabled parking regulations, patrols neighborhoods, schools, parks and shopping centers and visits homebound seniors who live alone for the communities of Encinitas and Solana Beach. Volunteers must be 50 or older, in good health, pass a background check, have medical and auto insurance and a valid California driver's license. Training includes a two week academy plus 4 field training patrols. The minimum commitment is 24 hours per month on patrol or in the office, and attendance at a monthly meeting. Contact Laurence Reisner, Administrator 760-966-3579.

or some other HGTV show to drop by because I want it all done right now, right now, right now. But I’ll settle for soon.

If I stagger around looking dazed in the near future, it will be from home improvement sensory overload. Be gentle with me.

mean everything, needs refurbishing and replacing.

I have begun to linger over design magazines and I am very near to giving myself a gorgeous, new kitchen and bathrooms. Or maybe scrape the ceilings and get a new garage door. Or maybe redo the driveway and back patio. Or maybe tear out my lawn and Xeriscape. Or maybe new windows and French doors. Or simply paint. My tummy hurts.

All I really need is that team from “Flip The House”

Jean Gillette is a freelance writer who wants all things shiny, new and dust-repellent. Contact her at jgillette@coastnewsgroup.com

rience,” she said. “If something is going to give me an amazing experience, I am there.”

That might explain one of the ways she raises money for Kids Included Together, an organization she help found. The event called “Over the Edge For Charity,” is an opportunity for anyone who raises $1,000 for the cause to repel down the side of the 33-

story downtown Hyatt as a reward.

“I’ve done it twice, It’s really empowering,” she said.

Malia is a senior at Canyon Crest Academy. She plans to attend art school.

Her long-term plans include becoming an entrepreneur.

“There are a few business ideas going through my head,” she said.

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OCT. 19, 2012

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Coast News Legals From Page B10 Posting and Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for "Advanced Search" to search for sale information), or auction.com at 1-800-2802832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. A-4309732 10/05/2012, 10/12/2012, 10/19/2012 CN 14057 T.S. No. 12-0098-55 Loan No. 1006703159 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/7/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ARMAND VASQUEZ AND JEAN VASQUEZ, HUSBAND AND WIFE AS COMMUNITY PROPERTY Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 10/18/2005 as Instrument No. 2005-0897957 of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/2/2012 at 9:00 AM Place of Sale: In The Auction.com Room, Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101 Amount of unpaid balance and other charges: $327,908.74, estimated Street Address or other common designation of real property: 205 BELFLORA WAY OCEANSIDE, CA A.P.N.: 160-64121-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law

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requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 120098-55. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 9/26/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Foreclosure Dept.

Fax (949) 608-0130 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P988244 10/5, 10/12, 10/19/2012 CN 14053

be responsible forpaying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property bycontacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more thanone mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date forthe sale of this property, you may call telephone number for information regarding the Trustee's Sale or visit the InternetWeb site address on the previous page for information regarding the sale of this property, using the file numberassigned to this case, CA0835790. Information about postponements that are very short in duration or that occur closein time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.The best way to verify postponement information is to attend the scheduled sale.

Dated: 09/26/2012 MTC FINANCIAL INC., DBA TRUSTEE CORPS, as Successor Trustee By: TINA GODOY, AUTHORIZED SIGNATORY TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 FOR SALE INFORMATION CONTACT: (714)573-1965, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: ( 9 4 9 ) 2 5 2 - 8 3 0 0 RPRequests@trusteecorps.com P988292 10/5, 10/12, 10/19/2012 CN 14052

of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource.com/MortgageServices/Defa ultManagement/TrusteeServices.a spx, using the file number assigned to this case 2012-20350.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 9/25/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/Mortgag eServices/DefaultManagement/Tru steeServices.aspx For NonAutomated Sale Information, call: (866) 240-3530 Laterrika Thompkins , Trustee Sale Assistant 10/05, 10/12, 10/19/12 CN 14051

Trustee Sale # CA0835790 Order # 55004160 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/25/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/30/2012 at 10:00 AM, MTC FINANCIAL INC., dba TRUSTEE CORPS as the duly appointed Substituted Trustee under and pursuant to Deed of Trust Recorded on 08/04/2005 as Document No. 20050665993 of official records in the Office of the Recorder of San Diego County, CALIFORNIA, executed by, BRYON LUCAS AND BARBARA LUCAS HUSBAND AND WIFE, as Trustor, BANKUNITED, FSB,, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). AT: the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 The property heretofore described is being sold “as is”. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State describing the land therein: APN # 223-671-06 As more fully described in said Deed of Trust The street address and other common designation, if any, of the real property described above is purported to be: 7353 SITIO LIMA, CARLSBAD, CA 92009 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is: $940,979.96 (estimated amount). Accrued interest and additional advances, if any, will increase this figure prior to sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three months have elapsed since such recordation. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auctiondoes not automatically entitle you to free and clear ownership of the property. You should also be aware that the lienbeing auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may

T.S. No.: 2012-20350 Loan No.: 7090266631 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/2/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Trustor: JOSEPH BROWN AND ROXANNE BROWN, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: Western Progressive, LLC Recorded 6/6/2003 as Instrument No. 2003-0674567 in book ---, page -- and rerecorded on --- as --- of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 11/2/2012 at 10:30 AM Place of Sale: At the main entrance to the East County Regional Center by statue, 250 Main street, El Cajon, CA Amount of unpaid balance and other charges: $288,263.77 Street Address or other common designation of real property: 632 S DITMAR ST,, OCEANSIDE, CALIFORNIA 92054 A.P.N.: 150-311-08-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner

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advances at the time of the initial publication of the Notice of Sale is $662,575.09. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee's sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120159901984.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/27/2012 Trustee Sale No.: 20120159901984 P986130 10/5, 10/12, 10/19/2012 Title Order No.: 1224687 CN 14049 FHA/VA/PMI No.: NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF Trustee Sale No. 252030CA Loan TRUST, DATED 9/11/2006. No. 3013202316 Title Order No. UNLESS YOU TAKE ACTION TO 878023 NOTICE OF TRUSTEE’S PROTECT YOUR PROPERTY, IT SALE YOU ARE IN DEFAULT MAY BE SOLD AT A PUBLIC UNDER A DEED OF TRUST SALE. IF YOU NEED AN EXPLA- DATED 1/26/2007. UNLESS YOU NATION OF THE NATURE OF TAKE ACTION TO PROTECT THE PROCEEDING AGAINST YOUR PROPERTY, IT MAY BE YOU, YOU SHOULD CONTACT A SOLD AT A PUBLIC SALE. IF YOU LAWYER. NDEX WEST, LLC, as NEED AN EXPLANATION OF duly appointed Trustee under and THE NATURE OF THE PROCEEDpursuant to Deed of Trust INGS AGAINST YOU, YOU Recorded on 09/18/2006 as SHOULD CONTACT A LAWYER. Instrument No. 2006-0663212 of On 10/26/2012 at 10:00 AM, CALIofficial records in the office of the FORNIA RECONVEYANCE COMCounty Recorder of San Diego PANY as the duly appointed County, State of CALIFORNIA. Trustee under and pursuant to EXECUTED BY: DARLA S. Deed of Trust Recorded DRESSLER,, WILL SELL AT PUB- 02/06/2007, Book NA, Page NA, LIC AUCTION TO HIGHEST BID- Instrument 2007-0082184, of offiDER FOR CASH, CASHIER'S cial records in the Office of the CHECK/CASH EQUIVALENT or Recorder of San Diego County, other form of payment authorized California, executed by: PHILLIP by 2924h(b), (payable at time of E LIEBERMAN A MARRIED MAN sale in lawful money of the United AS HIS SOLE AND SEPARATE States).

DATE OF SALE: PROPERTY, as Trustor, WASHING10/29/2012 TIME OF SALE: 10:00 TON MUTUAL BANK, FA, as AM PLACE OF SALE: At the Beneficiary, will sell at public aucentrance to the East County tion sale to the highest bidder for Regional Center by statue, 250 E. cash, cashier's check drawn by a Main Street, El Cajon, CA 92020 state or national bank, a cashier’s STREET ADDRESS and other check drawn by a state or federal common designation, if any, of the credit union, or a cashier’s check real property described above is drawn by a state or federal savings purported to be: 1607 CORTE and loan association, savings assoORCHIDIA , CARLSBAD, CA ciation, or savings bank specified 92011 APN#: 215-950-36-00 The in section 5102 of the Financial undersigned Trustee disclaims any Code and authorized to do busiliability for any incorrectness of ness in this state. Sale will be held the street address and other com- by the duly appointed trustee as mon designation, if any , shown shown below, of all right, title, and herein. Said sale will be made, but interest conveyed to and now held without covenant or warranty, by the trustee in the hereinafter expressed or implied, regarding described property under and purtitle, possession, or encumbrances, suant to the Deed of Trust. The sale to pay the remaining principal sum will be made, but without covenant of the note(s) secured by said Deed or warranty, expressed or implied, of Trust, with interest thereon, as regarding title, possession, or provided in said note(s), advances, encumbrances, to pay the remainunder the terms of said Deed of ing principal sum of the note(s) Trust, fees, charges and expenses secured by the Deed of Trust, interof the Trustee and of the trusts cre- est thereon, estimated fees, ated by said Deed of Trust. The charges and expenses of the total amount of the unpaid balance Trustee for the total amount (at the of the obligation secured by the time of the initial publication of property to be sold and reasonable the Notice of Sale) reasonably estiestimated costs, expenses and mated to be set forth below. The

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amount may be greater on the day of sale. Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $461,640.45 (estimated) Street address and other common designation of the real property: 305 RIVER RANCH WAY , OCEANSIDE, CA 92057 APN Number: 158-750-10-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold "as is". In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/1/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEARRENEE, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-2802832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 5731965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P985754 10/5, 10/12, 10/19/2012 CN 14048

bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): APRIL DAWN HOLMAN, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Recorded: 4/25/2007 as Instrument No. 2007-0281546 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/29/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $490,782.07 The purported property address is: 1405 CAMINITO SEPTIM, CARDIFF BY THE SEA CA, CARDIFF BY THE SEA, CA 92007 Assessor’s Parcel No. 260-712-17 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-09272633-PJ . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY

NOTICE OF TRUSTEE’S SALE TS No. CA-09-272633-PJ Order No.: 090273196-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/20/2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings

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INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-09272633-PJ IDSPub #0038070 10/5/2012 10/12/2012 10/19/2012 CN 14047

referred to in parcel 1 above, designated as exclusive use common area open parking space OP-N/A, as appurtenant to parcels 1 and 2 above described. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11455303-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11455303-AB IDSPub #0036825 10/5/2012 10/12/2012 10/19/2012 CN 14046

California, executed by: PETE KESEROVICH, A SINGLE MAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier's check drawn by a state or national bank, a cashier's check drawn by a state or federal credit union, or a cashier's check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Place of Sale: Sheraton San Diego Hotel and Marina, 1380 Harbor Island Drive, San Diego, CA 92101 Legal Description: THAT PORTION OF LOT 25 OF LEUCADIA ACRES, IN THE CITY OF ENCINITAS, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 1704, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAID SAN DIEGO COUNTY, JUNE 5, 1918, BEING IN THE SOUTHWEST QUARTER OF SECTION 4, TOWNSHIP 13 SOUTH, RANGE 4 WEST, SAN BERNARDINO MERIDIAN DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WESTERLY LINE OF NEPTUNE AVENUE IN SOUTH COAST PARK NO. 4, ACCORDING TO MAP THEREOF NO. 2049, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAID SAN DIEGO COUNTY, JULY 26, 1927, WHICH IS DISTANT THEREON NORTH 19°26'45'' WEST, 160.59 FEET FROM THE INTERSECTION OF THE WESTERLY PROLONGATION OF THE NORTHERLY LINE OF PHOEBE STREET WITH SAID WESTERLY LINE OF NEPTUNE AVENUE, THENCE ALONG SAID WESTERLY LINE OF NEPTUNE AVENUE, NORTH 19°26'45'' WEST, 50.00 FEET; THENCE SOUTH 70°33'15'' WEST, 204.62 FEET TO A POINT IN THE EASTERLY LINE OF THE LAND DESCRIBED IN DEED TO THE COUNTY OF SAN DIEGO, DATED JANUARY 10, 1930 AND RECORDED IN BOOK 1731, PAGE 254 OF DEEDS; THENCE SOUTH 21°25'45'' EAST ALONG SAID EASTERLY LINE, 50.03 FEET TO A LINE WHICH BEARS SOUTH 70°33'15'' WEST FROM THE POINT OF BEGINNING; THENCE NORTH 70°33'15' EAST, 202.89 FEET TO THE POINT OF BEGINNING. EXCEPTING ANY PORTION THEREOF LYING BELOW THE MEAN HIGH TIDE LINE OF THE PACIFIC OCEAN. Amount of unpaid balance and other charges: $592,921.36 (estimated) Street address and other common designation of the real property: 1230 NEPTUNE AVENUE ENCINITAS, CA 92023 APN Number: 254-21023-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold "as is".

In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-01-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEARRENEE, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-2802832 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a jun-

ior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales and Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting and Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for "Advanced Search" to search for sale information), or auction.com at 1-800-2802832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. A-4302532 10/05/2012, 10/12/2012, 10/19/2012 CN 14045

mation. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12510586-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12510586-VF IDSPub #0037048 10/5/2012 10/12/2012 10/19/2012 CN 14044

Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $578,731.36 The purported property address is: 1321 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 Assessor’s Parcel No. 158-770-04-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12512757-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12512757-CT IDSPub #0036869 10/5/2012 10/12/2012 10/19/2012 CN 14043

NOTICE OF TRUSTEE’S SALE TS No. CA-11-455303-AB Order No.: 5624624 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BOYD J. THOMAS, A SINGLE MAN Recorded: 1/17/2007 as Instrument No. 2007-0033319 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 11/2/2012 at 9:00 AM Place of Sale: At the Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101, in the Auction.com Room Amount of unpaid balance and other charges: $200,807.64 The purported property address is: 195 AVENIDA DESCANSO #220, OCEANSIDE, CA 92057 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto. Assessor’s Parcel No. 157-370-17-46 The land referred to in this guarantee is situated in the state of california, city of oceanside, county of san diego, and is described as follows: A condominium composed of: Parcel 1: An undivided one-fiftieth (1/50) interest as tenant-in-common in and to the following described real property: Lots 1, 2, and 3 of vista hermosa condominiums, in the city of oceanside, county of san diego, state of california according to map thereof No. 10533 filed in the office of the county recorder of san diego county, december 3, 1982.

Excepting from a portion of said land one-half of all oil, gas, mineral and other hydrocarbon substances below a depth of 500.00 feet from the surface of said land but with no right of surface entry thereon as excepted in deed recorded january 28, 1970 as file No. 15534, official records. Further excepting therefrom the following: (A) All living units shown upon la estancia condominium plan recorded may 31, 2005 as file No. 2005-0452614 and first amendment to la estancia condominium plan recorded july 5, 2005 as file No. 2005-0565467 both in the official records, san diego county, california (“condominium plan”). (B) The exclusive right to possession of those designated areas as exclusive use common area, patio, balcony, covered parking space, and open parking space as shown upon the condominium plan referred to hereinabove and which are conveyed by grantor to the purchaser of any living unit.

Parcel 2: Living unit L-220 as shown on the condominium plan referred to hereinabove. Parcel 3: The exclusive right to the use, possession and occupancy of those portions of the real property referred to in parcel 1 above, designated as exclusive use common area patio and balcony, if applicable, as appurtenant to parcels 1 and 2 above described and bearing the same number designation as the living unit referred to in parcel 2 above. Parcel 4: The exclusive right to the use, possession and occupancy of those portions of the real property referred to in parcel 1 above, designated as exclusive use common area covered parking space CP-88 as appurtenant to parcels 1 and 2 above described.

Parcel 5: The exclusive right to the use, possession and occupancy of those portions of the real property

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 756100CA Loan No. 0033192907 Title Order No. 120148017 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11-17-1999. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-15-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 11-231999, Book N/A, Page N/A, Instrument 1999-0775337, of official records in the Office of the Recorder of SAN DIEGO County,

NOTICE OF TRUSTEE’S SALE TS No. CA-12-510586-VF Order No.: 120163067-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/20/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRUCE LEONARD TILLEY, AN UNMARRIED MAN Recorded: 11/27/2006 as Instrument No. 20060838513 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/29/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $1,013,508.95 The purported property address is: 853 VERA STREET, SOLANA BEACH, CA 92075 Assessor’s Parcel No. 298134-21-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this infor-

NOTICE OF TRUSTEE’S SALE TS No. CA-12-512757-CT Order No.: 1191492 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/13/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FARAHNAZ REZAEI, AN UNMARRIED WOMAN Recorded: 3/20/2006 as Instrument No. 2006-0190125 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/29/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E.

NOTICE OF SALE Notice is herby given that pursuant to Sections 21701-21715 of the Business and Professional Code and Section 2328 of the Commercial Code of California, that Stor Mor Storage Facility 470 N. Midway Dr., Escondido, CA 92027 will sell property listed below by competitive bidding on or after November2,2012. Auction to be held at above address. Property to be sold as follows: personal items, automotive, furniture, tools, clothing, & any misc. items belonging to the following: Richard Kevin Riley #13 Walter Kopyscinski #32, #33 David Joseph Aguirre #122

Legals 800 Anibal Aparicio #133 Auction to be conducted by: Jack Jung Auctions Bond # 00105239610 10/19, 10/26/12 CN 14130 NOTICE OF PETITION TO ADMINISTER ESTATE OF: ROBERT MATTHEW LANWAY Case #37-2012-00152321-PR-LACTL ROA#1 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: Robert Matthew Lanway.

A Petition for Probate has been filed by Jacqueline Lanway in the Superior Court of California, County of San Diego.

The Petition for Probate requests that Jacqueline Lanway be appointed as personal representative to administer the estate of the decedent.

The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representtive to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A hearing on the petition will be held in this court as follows: Date: 11/29/12 at 1:30 P.M. in Dept. PC-2, located at SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN DIEGO, 1409 Fourth Ave, San Diego, CA 92101 If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code Section 9100. The time for filing claims will not expire before four months from the hearing date noticed above.

You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code Section 1250. A Request for Special Notice form is available from the court clerk.

Attorney for Petitioner: Julie A Cardin 1015 Chestnut Ave, Ste G2 Carlsbad, CA 92008 (760) 434-1040 10/19, 10/26, 11/02/12 CN 14126 NOTICE OF PETITION TO ADMINISTER ESTATE OF MARY R. DANIELL (IMAGED FILE) CASE NO. 37-2012-00152294-PRPW-CTL ROA #: 1 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of: Mary R. Daniell A PETITION FOR PROBATE has been filed by David F. Daniell in the Superior Court of California, County of San Diego.

THE PETITION FOR PROBATE requests that David F. Daniell be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests the NON DOMICILIARY decedent's WILL and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless

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Coast News Legals From Page B17 they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held on NOV 13, 2012 at 11:00 A.M. in Dept. PC-1 located at The Madge Bradley Building, 1409 4th Avenue, San Diego, CA 92101.

IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the deceased, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100. The time for filing claims will not expire before four months from the hearing date noticed above.

YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

Attorney for Petitioner: Teresa M. Moore, Hughes & Pizzuto, APC 401 B Street, Suite 2400, San Diego, CA 92101 Telephone: 619-239-1211 10/19, 10/26, 11/2/12 CNS-2394010# CN 14104

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transaction of business began: 10/08/12 This business is hereby registered by the following Wendy Kellogg owner(s): 1.

Machala, 1495 Beechtree Rd, San NOTICE OF APPLICATION Marcos, CA 92078 This statement TO SELL ALCOHOLIC was filed with the BEVERAGES Recorder/County Clerk of San Date of Filing Application: Diego on October 08, 2012.

September 26, 2012 S/Wendy Kellogg Machala 10/19, To Whom It May Concern: The Name(s) of the Applicant(s) 10/26, 11/02, 11/09/12 CN 14113 is/are: FICTITIOUS BUSINESS NAME Y&0 UNLIMITED, LLC The applicants listed above are STATEMENT FILE #2012-027133 applying to the Department of The name(s) of the business: Alcoholic Beverage Control to A. Fassino’s Fine Arts B. SPF sell alcoholic beverages at: Surfboards Located at: 320 2241 S EL CAMINO REAL Grapevine Rd #15, Vista, CA San OCEANSIDE, CA 92054-6318 Diego, 92083 Mailing Address: Type of license(s) applied for: Same This business is conducted 47 - On-Sale General Eating by: A Husband and Wife The Place transaction of business began: The Coast News 10/12, 10/19, 10/26/12 CN 14077 09/10/12 This business is hereby registered by the following owner(s): 1. Sean Fassino, 320 ORDER TO SHOW CAUSE FOR Grapevine Rd #15, Vista, CA 92083 CHANGE OF NAME CASE NUMBER 2. Holly Fasisno, 320 Grapevine Rd 37-2012-00057302-CU-PT-NC #15, Vista, CA 92083 This stateTO ALL INTERESTED PERSONS: ment was filed with the Petitioner(s): MARCIA A COW- Recorder/County Clerk of San DERY and WAYNE D RICE on Diego on October 12, 2012. behalf of minor STEVEN REX S/Holly Fassino 10/19, 10/26, 11/02, COWDERY RICE filed a petition 11/09/12 CN 14112 with this court for a decree chang-

Place The Coast News 10/19/12 CN 14105

ing names as follows: a. Present name STEVEN REX COWDERY RICE changed to proposed name STEVEN REX COWDERY-RICE THE COURT ORDERS that all persons interested in this matter appear before this Court at the hearing indicated below to show cause, if any, why the petition for a change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: In Dept 3 of the Superior Court of California, County of San Diego, North County Division, 325 S Melrose Drive, Vista, CA 92081 on NOTICE TO CREDITORS November 13, 2012 at 8:30 a.m.

OF BULK SALE Date: September 20, 2012 (U.C.C. Sec. 6105) AARON H. KATZ Escrow No. 107-23583-DLH Notice is hereby giventhat a Bulk Judge of the Superior Court Sale is about to be made. The 09/28, 10/05, 10/12, 10/19/12 name(s), and business address(es) CN 14026 to the seller(s) are: Drucker Subway, Inc., a California corporation and Jeff Drucker 344 South FICTITIOUS BUSINESS NAME Twin Oaks Valley Road, San STATEMENT FILE #2012-025166 Marcos, CA 92078 The name(s) of the business: Doing Business as: Subway #23729 A. The Glasserie Located at: 6725 All other business name(s) and Oleander Way, Carlsbad, CA San address(es) used by the Seller(s) within three years, as stated by the Diego, 92011 Mailing Address: Same This business is conducted Seller(s), is/are: None The location in California of the by: A General Partnership The chief executive office of the seller transaction of business began: is: 7664 Concerto Lane, San Diego 11/02/77 This business is hereby CA 92127 registered by the following The name(s) and business owner(s): 1. Gary Lane, 6725 address(es) of the Buyer is/are: Oleander Way, Carlsbad, CA 92011 Smiling Customers, LLC, a 2. Vicki Lane, 6725 Oleander Way, California limited liability compa- Carlsbad, CA 92011 This stateny, Raghu Marwaha and Rohit ment was filed with the Marwaha 2551 W Woodland Drive, Recorder/County Clerk of San Anaheim CA 92801 The assets to be sold are described Diego on September 20, 2012. in general as: the business, trade S/Gary Lane 10/19, 10/26, 11/02, name,leasehold interest,leasehold 11/09/12 CN 14125 improvements,sub lease, goodwill, inventory of stock, franchise rights, FICTITIOUS BUSINESS NAME furniture, fixtures and equipment, STATEMENT FILE #2012-027079 and are located at: 344 South Twin The name(s) of the business: Oaks Valley Road, San Marcos, CA A. Mission Urgent Care & Family 92078 Practice B. Mission Urgent Care The Bulk Sale is intended to be Inc Located at: 2690 Roosevelt St, consummated at the office of: The Carlsbad, CA San Diego, 92008 Heritage Escrow Company, 2550 Fifth Avenue, Suite 136, San Diego Mailing Address: 1618 Burgundy CA 92103and the anticipated sale Rd, Encinitas, CA 92024 This busiA date is November 6, 2012This bulk ness is conducted by: sale IS subject to California Corporation The transaction of Uniform Commercial Code Section business began:10/01/03 This busi6106.2. ness is hereby registered by the fol[If the sale is subject to Sec. lowing owner(s): 1.

Behzad 6106.2, the following information Baniadam, M.D., A Professional must be provided] the name and Corporation, 2690 Roosevelt St, address of the person with whom Carlsbad, CA 92008 This stateclaims may be filed is: The ment was filed with the Heritage Escrow Company, 2550 Fifth Avenue, Suite 136, San Diego Recorder/County Clerk of San 2012.

CA 92103, Attn: Debbie Howe, 107- Diego on October 12, 23583 and the last date for filing S/Behzad Baniadam M.D. 10/19, 10/26, 11/02, 11/09/12 CN 14124 claims shall be November 5, 2012, which is the business day before FICTITIOUS BUSINESS NAME the sale date specified above.

Dated: October 2, 2012 STATEMENT FILE #2012-027006 Smiling Customers, LLC, a The name(s) of the business: California liability company A. BioMedical Data Analysis By: /s/ Raghu Marwaha, Managing Solutions Located at: 4690 North Member Lane, Del Mar, CA San Diego, By: /s/ Rohit Marwaha, Managing 92014 Mailing Address: Same This Member business is conducted by: An 10/19/12 CNS-2395244# CN 14129 Invidivual The transaction of business began: 09/26/12 This business NOTICE OF APPLICATION is hereby registered by the followFOR CHANGE IN OWNERing owner(s): 1. Philipp Jaeger, SHIP OF ALCOHOLIC 4690 North Lane, Del Mar, CA BEVERAGE LICENSE 92014 This statement was filed Date of Filing Application: with the Recorder/County Clerk of October 11, 2012 San Diego on October 11, 2012.

To Whom It May Concern: The Name(s) of the Applicant(s) S/Philipp Jaeger 10/19, 10/26, 11/02, 11/09/12 CN 14114 is/are: PPH, LLC The applicants listed above are FICTITIOUS BUSINESS NAME applying to the Department of STATEMENT FILE #2012-026638 Alcoholic Beverage Control to The name(s) of the business: sell alcoholic beverages at: A. Double Peak Plumeria Located 576 N COAST HIGHWAY 101 at: 1495 Beechtree Rd, San Marcos, ENCINITAS, CA 92024 CA San Diego, 92078 Mailing Address: Same This business is Type of license(s) applied for: conducted by: An Invidivual The 47 - On-Sale General Eating

FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026068 The name(s) of the business: A. T H Western Builders Located at: 1737 Schooner Way, Carlsbad, CA San Diego, 92008 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: 10/01/12 This business is hereby registered by the following owner(s): 1. Timothy Alan Hewett, 1737 Schooner Way, Carlsbad, CA 92008 This statement was filed with the Recorder/County Clerk of San Diego on October 02, 2012.

S/Timothy Alan Hewett 10/19, 10/26, 11/02, 11/09/12 CN 14111 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026448 The name(s) of the business: A. Chicweed Located at: 240 S Cedros Avenue, Solana Beach, CA San Diego, 92075 Mailing Address: 7047 Zubaron Lane, Carlsbad, CA 92009 This business is conducted by: An Individual The transaction of business began: 05/20/06 This business is hereby registered by the following owner(s): 1. Melissa M Teisl, 6515 Paseo Frontera #C, Carlsbad, CA 92009 This statement was filed with the Recorder/County Clerk of San Diego on October 05, 2012.

S/Melissa M Teisl 10/19, 10/26, 11/02, 11/09/12 CN 14110 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026774 The name(s) of the business: A. Adams Run Road Maintenance Group Located at: 3360 Adams Run, Encinitas, CA San Diego, 92024 Mailing Address: Same This business is conducted by: An Unincorporated Association-Other than a Partnership The transaction of business began: 06/14/05 This business is hereby registered by the following owner(s): 1. Craig Lewis, 3410 Adams Run, Encinitas, CA 92024 This statement was filed with the Recorder/County Clerk of San Diego on October 09, 2012.

S/Craig Lewis 10/19, 10/26, 11/02, 11/09/12 CN 14109 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026959 The name(s) of the business: A. California HR Services Located at: 16915 Silver Pine Ct, San Diego, CA San Diego, 92127 Mailing Address: 10531 4S Commons Dr Ste 452, San Diego, CA 92127 This business is conducted by: An Individual The transaction of business began: 10/01/12 This business is hereby registered by the following owner(s): 1. Nadia Ardebili, 16915 Silver Pine Ct, San Diego, CA 92127 This statement was filed with the Recorder/County Clerk of San Diego on October 11, 2012.

S/Nadia Ardebili 10/19, 10/26, 11/02, 11/09/12 CN 14108 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026436 The name(s) of the business: A. Carlsbad Holistic Therapies Located at: 2564 State St #C, Carlsbad, CA San Diego, 92008 Mailing Address: Same This business is conducted by: Co-Partners The transaction of business began: 10/01/12 This business is hereby registered by the following owner(s): 1. Marion Mahoney, 294 Paseo Marguerita, Vista, CA 92084 2. Lucia Delgado, 5100 Los Robles, Carlsbad, CA 92008 This statement was filed with the Recorder/County Clerk of San Diego on October 04, 2012.

S/Marion Mahoney 10/19, 10/26, 11/02, 11/09/12 CN 14107 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026655

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The name(s) of the business: A. Fast Landscaping Located at: 1020 Melba Rd, Encinitas, CA San Diego, 92024 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: 10/01/12 This business is hereby registered by the following owner(s): 1. Elias E Budar, 1020 Melba Rd, Encinitas, CA 92024 This statement was filed with the Recorder/County Clerk of San Diego on October 08, 2012.

S/Elias E Budar 10/12, 10/19, 10/26, 11/02/12 CN 14093

FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026434 The name(s) of the business: A. Accounting by Christa Located at: 275 Trilogy Street, San Marcos, CA San Diego, 92078 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1. Christa Grant, 275 Trilogy Street, San Marcos, CA 92078 This statement was filed with the Recorder/County Clerk of San Diego on October 04, 2012.

S/Christa Grant 10/12, 10/19, 10/26, 11/02/12 CN 14083

FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026712 The name(s) of the business: A. Café Pascalé Located at: 11011 N Torrey Pines Rd #100, La Jolla, CA San Diego, 92037 Mailing Address: Same This business is conducted by: A Corporation The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1. Jabbour Food’s, 11011 N Torrey Pines Rd #100, La Jolla, CA 92037 This statement was filed with the Recorder/County Clerk of San Diego on October 09, 2012.

S/Johnny Jabbour 10/12, 10/19, 10/26, 11/02/12 CN 14092 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026627 The name(s) of the business: A. The Gourmet Girl Located at: 3456 Castle Glen Dr #292, San Diego, CA San Diego, 92123 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: 05/10/11 This business is hereby registered by the following owner(s): 1. Christina Zuber, 3456 Castle Glen Dr #292, San Diego, CA 92123 This statement was filed with the Recorder/County Clerk of San Diego on October 08, 2012.

S/Christina Zuber 10/12, 10/19, 10/26, 11/02/12 CN 14089 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-025316 The name(s) of the business: A. Artists in Ministry Located at: 554 Nantucket Ct, Encinitas, CA San Diego, 92024 Mailing Address: P.O. Box 2800, Carlsbad, CA 92018 This business is conducted by: A Husband and Wife The transaction of business began: 07/07/76 This business is hereby registered by the following owner(s): 1. Charles Francis Butler, 554 Nantucket Ct, Encinitas, CA 92024 2. Carolyn Kay Butler, 554 Nantucket Ct, Encinitas, CA 92024 This statement was filed with the Recorder/County Clerk of San Diego on September 24, 2012.

S/Charles F Butler 10/12, 10/19, 10/26, 11/02/12 CN 14087 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-026103 The name(s) of the business: A. PersonalizeDx Labs Located at: 2980 Scott Street, Vista, CA San Diego, 92081 Mailing Address: Same This business is conducted by: A Corporation The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1.

Autogenomics Inc, 2980 Scott Street, Vista, CA 92081 This statement was filed with the Recorder/County Clerk of San Diego on October 02, 2012. S/Ram Vairavan 10/12, 10/19, 10/26, 11/02/12 CN 14086 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-025540 The name(s) of the business: A. Muck and Mire B. Muck & Mire Located at: 1317 Laurel Tree Ln #144, Carlsbad, CA San Diego, 92011 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: 04/01/12 This business is hereby registered by the following owner(s): 1. Summer Pankopf, 1317 Laurel Tree Lane #144, Carlsbad, CA 92011 This statement was filed with the Recorder/County Clerk of San Diego on September 25, 2012.

S/Summer Pankopf 10/12, 10/19, 10/26, 11/02/12 CN 14085 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-025350 The name(s) of the business: A. Pacific Coast Tile & Marble Located at: 404 Encinitas Blvd #276, Encinitas, CA San Diego, 92024 Mailing Address: P.O. Box 231064, Encinitas, CA 92023-1064 This business is conducted by: An Individual The transaction of business began: 07/09/04 This business is hereby registered by the following owner(s): 1. Miguel Villamil, 404 Encinitas Blvd #276, Encinitas, CA 92024 This statement was filed with the Recorder/County Clerk of San Diego on September 24, 2012.

S/Miguel Villamil 10/12, 10/19, 10/26, 11/02/12 CN 14084

Legals 800

Legals 800

Diego on September 26, 2012. business is hereby registered by S/Robert A Dyson 10/05, 10/12, the following owner(s): 1. Bradley 10/19, 10/26/12 CN 14062 J Breight, 981 N Vulcan Ave #8, Encinitas, CA 92024 2. Luisa M FICTITIOUS BUSINESS NAME Breight, 981 N Vulcan Ave #8, STATEMENT FILE #2012-025884 Encinitas CA 92024 This stateThe name(s) of the business: ment was filed with the A. Earth’s Elements Located at: Recorder/County Clerk of San 559 South Coast Highway, Diego on September 13, 2012.

Encinitas, CA San Diego, 92024 S/Bradley J Breight, 09/28, 10/05, Mailing Address: P.O. Box 3653, Idyllwild, CA 92549 This business 10/12, 10/19/12 CN 14030

is conducted by: An Individual The transaction of business began: 01/11/12 This business is hereby registered by the following owner(s): 1. Hem Rai, 25140 Fern Valley Dr, Idyllwild, CA 92549 This statement was filed with the FICTITIOUS BUSINESS NAME Recorder/County Clerk of San STATEMENT FILE #2012-026471 Diego on September 28, 2012.

The name(s) of the business: S/Hem Rai, 10/05, 10/12, 10/19, A. At Your Service Taxi Cab 10/26/12 CN 14061 Located at: 2605 Jefferson St #A, Carlsbad, CA San Diego, 92008 FICTITIOUS BUSINESS NAME Mailing Address: 300 Carlsbad STATEMENT FILE #2012-025992 The name(s) of the business: Village Dr Suite 108 A #2, Carlsbad, CA 92008 This business A. Victor’s Mobile Mower Repair is conducted by: An Individual The and Service LLC Located at: 727 transaction of business began: Not Castro Street, Solana Beach, CA Yet Started This business is hereby San Diego, 92075 Mailing Address: registered by the following Same This business is conducted owner(s): 1. Bruce Dedrick, 2605 by: A Limited Liability Company #A Jefferson St, Carlsbad, CA The transaction of business began: 92008 This statement was filed 10/01/12 This business is hereby with the Recorder/County Clerk of registered by the following San Diego on October 05, 2012. owner(s): 1. Victor’s Mobile Mower S/Bruce Dedrick 10/12, 10/19, Repair and Service LLC, 727 Castro Street, Solana Beach, CA 10/26, 11/02/12 CN 14082 92075 This statement was filed FICTITIOUS BUSINESS NAME with the Recorder/County Clerk of STATEMENT FILE #2012-025519 San Diego on October 01, 2012.

The name(s) of the business: S/Victor K Uyejl 10/05, 10/12, A. Goldfinch B. Gold Finch C. 10/19, 10/26/12 CN 14060 Babybird D. Little Babybird Located at: 835D Beachfront Dr, FICTITIOUS BUSINESS NAME Solana Beach, CA San Diego, 92075 STATEMENT FILE #2012-025594 The name(s) of the business: Mailing Address: Same This business is conducted by: An A. Aloha Mobile Pet Salon Individual The transaction of busi- Located at: 2376 F Caringa Way, ness began: 09/21/12 This business Carlsbad, CA San Diego, 92009 is hereby registered by the follow- Mailing Address: Same This busiAn ing owner(s): 1. Shante Schwarz, ness is conducted by: 835D Beachfront Dr, Solana Beach, Individual The transaction of busiCA 92075 This statement was filed ness began: 12/03/97 This business with the Recorder/County Clerk of is hereby registered by the followSherilyn P San Diego on September 25, 2012. ing owner(s): 1.

S/Shante Schwarz 10/05, 10/12, Maurina, 2376 F Caringa Way, Carlsbad, CA 92009 This statement 10/19, 10/26/12 CN 14066 was filed with the FICTITIOUS BUSINESS NAME Recorder/County Clerk of San STATEMENT FILE #2012-025289 Diego on September 26, 2012.

The name(s) of the business: S/Sherilyn P Maurina 10/05, 10/12, A. Vixen Productions B. Visen Pop 10/19, 10/26/12 CN 14059 Up Boutique & Fashion Show Located at: 1949 Dove Ln #107, FICTITIOUS BUSINESS NAME Carlsbad, CA San Diego, 92009 STATEMENT FILE #2012-025263 The name(s) of the business: Mailing Address: Same This business is conducted by: An A. Renato Cho B. Finery Located Individual The transaction of busi- at: 1067 Shadowridge Dr #45,Vista, ness began: 09/20/12 This business CA San Diego, 92081 Mailing is hereby registered by the follow- Address: Same This business is ing owner(s): 1. Vanessa Johnson, conducted by: Husband and Wife 1949 Dove Ln #107, Carlsbad, CA The transaction of business began: 92009 This statement was filed Not Yet Started This business is with the Recorder/County Clerk of hereby registered by the following San Diego on September 21, 2012. owner(s): 1. Renato Cho, 1067 S/Vanessa Johnson 10/05, 10/12, Shodowridge Dr #45, Vista, CA 92081 2. Grace Cho, 1067 10/19, 10/26/12 CN 14065 Shodowridge Dr #45, Vista, CA FICTITIOUS BUSINESS NAME 92081 This statement was filed STATEMENT FILE #2012-025544 with the Recorder/County Clerk of The name(s) of the business: San Diego on September 21, 2012.

B. Sweet S/Renato Cho 09/28, 10/05, 10/12, A. Gloria J Mauno Dreams Goodness Located at: 392 10/19/12 CN 14042 Highland Pl, Escondido, CA San Diego, 92027 Mailing Address: FICTITIOUS BUSINESS NAME Same This business is conducted STATEMENT FILE #2012-022998 The name(s) of the business: by: An Individual The transaction of business began: Not Yet Started A. Hoghedz Record Compamy This business is hereby registered Located at: 664 Hymettus Ave, by the following owner(s): 1. Leucadia CA San Diego, 92024 Gloria J Mauno, 392 Highland Pl, Mailing Address: Same This busiEscondido, CA 92027 This state- ness is conducted by: A Trust The ment was filed with the transaction of business began: Recorder/County Clerk of San 08/13/12 This business is hereby Diego on September 25, 2012. registered by the following Richard Kemp S/Gloria J Mauno 10/05, 10/12, owner(s): 1.

Massengill, Trustee, 664 Hymettus 10/19, 10/26/12 CN 14064 Avenue, Leucadia, CA 92024 This FICTITIOUS BUSINESS NAME statement was filed with the STATEMENT FILE #2012-024997 Recorder/County Clerk of San The name(s) of the business: Diego on August 28, 2012.

A. Mobile Physical Therapy & S/Richard Kemp Massengill 09/28, Wellness Located at: 1560 Via Risa, 10/05, 10/12, 10/19/12 CN 14041 San Marcos, CA San Diego, 92078 Mailing Address: Same This busi- FICTITIOUS BUSINESS NAME ness is conducted by: An STATEMENT FILE #2012-024751 The name(s) of the business: Individual The transaction of business began: 08/06/12 This business A. Air Club San Diego Located at: is hereby registered by the follow- 9370 Waples St #100, San Diego, ing owner(s): 1. Robin Bertheler, CA San Diego, 92121 Mailing 1560 Via Risa, San Marcos, CA Address: P.O. Box 711, Cardiff by 92078 This statement was filed the Sea, CA 92007 This business is with the Recorder/County Clerk of conducted by: An Individual The San Diego on September 19, 2012. transaction of business began: Not S/Robin Bertheler 10/05, 10/12, Yet Started This business is hereby 10/19, 10/26/12 CN 14063 registered by the following owner(s): 1. Sunny J Kim, 1260 FICTITIOUS BUSINESS NAME Blue Sky Dr, Cardiff, CA 92007 STATEMENT FILE #2012-025636 This statement was filed with the The name(s) of the business: Recorder/County Clerk of San A. Dyson Real Estate Located at: Diego on September 17, 2012.

437 S Highway 101 Suite 203, S/Sunny J Kim 09/28, 10/05, 10/12, Solana Beach, CA San Diego, 92075 10/19/12 CN 14040 Mailing Address: Same This business is conducted by: A FICTITIOUS BUSINESS NAME Corporation The transaction of STATEMENT FILE #2012-024519 The name(s) of the business: business began: Not Yet Started This business is hereby registered A. North Shore Cleaning Company by the following owner(s): 1. Dyson Located at: 981 N Vulcan Ave #8, & Dyson Real Estate Network Inc, Encinitas, CA San Diego, 92024 437 S Highway 101 Suite 203, Mailing Address: Same This busiSolana Beach, CA 92075 This state- ness is conducted by: A Husband ment was filed with the and Wife The transaction of busiRecorder/County Clerk of San ness began: Not Yet Started This

FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-025063 The name(s) of the business: A. Herbs & More Located at: 388 N El Camino Real, Encinitas, CA San Diego, 92024 Mailing Address: Same This business is conducted by: A Corporation The transaction of business began: 03/01/01 This business is hereby registered by the following owner(s): 1. Steve Marmor Inc, 2513 La Golondrina St, Carlsbad, CA 92009 This statement was filed with the Recorder/County Clerk of San Diego on September 20, 2012.

S/Steve Marmor, 09/28, 10/05, 10/12, 10/19/12 CN 14028 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-024947 The name(s) of the business: A. Cele’s Courier Service Located at: 1390 Bonair Rd Apt 124, Vista, CA San Diego, 92084 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1. Celestino Mercado, 1390 Bonair Rd Apt 124, Vista, CA 92084 This statement was filed with the Recorder/County Clerk of San Diego on September 19, 2012.

S/Celestino Mercado, 09/28, 10/05, 10/12, 10/19/12 CN 14024 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-024057 The name(s) of the business: A. SPARKL Located at: 3010 Segovia Way, Carlsbad, CA San Diego, 92009 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1.

Ednalu Peck, 3010 Segovia Way, Carlsbad, CA 92009 This statement was filed with the Recorder/County Clerk of San Diego on September 10, 2012.

S/Ednalu Peck, 09/28, 10/05, 10/12, 10/19/12 CN 14023 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-024963 The name(s) of the business: A. V.I.P. Services Located at: 9069 Gemini Ave, San Diego CA San Diego, 92126 Mailing Address: Same This business is conducted by: An Individual The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1. Noah K Ehlinger, 9069 Gemini Ave, San Diego, CA 92126 This statement was filed with the Recorder/County Clerk of San Diego on September 19, 2012.

S/Noah K Ehlinger, 09/28, 10/05, 10/12, 10/19/12 CN 14022 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-024469 The name(s) of the business: A. Hardwick Creative Services Located at: 554 Hidden Ridge Ct Suite A, Encinitas CA San Diego, 92024 Mailing Address: Same This business is conducted by: A Corporation The transaction of business began: 01/01/06 This business is hereby registered by the following owner(s): 1. Hardwick & Hardwick Advertising Inc, 554 Hidden Ridge Ct Ste A, Encinitas, CA 92024 This statement was filed with the Recorder/County Clerk of San Diego on September 13, 2012.

S/Nancy Hardwick, 09/28, 10/05, 10/12, 10/19/12 CN 14021 FICTITIOUS BUSINESS NAME STATEMENT FILE #2012-024568 The name(s) of the business: A. Venture Church Located at: 9400 Campo Road, Spring Valley CA San Diego, 91977 Mailing Address: Same This business is conducted by: A Corporation The transaction of business began: Not Yet Started This business is hereby registered by the following owner(s): 1. Faith Chapel, 9400 Campo Road, Spring Valley, CA 91977 This statement was filed with the Recorder/County Clerk of San Diego on September 13, 2012.

S/Brian Ross, 09/28, 10/05, 10/12, 10/19/12 CN 14019

OCT. 19, 2012

B19

THE COAST NEWS

remarkable achievements are possible.

SOUP TO NUTS by Rick Stromoski

By Bernice Bede Osol

FRIDAY, OCTOBER 19, 2012

FRANK & ERNEST by Bob Thaves

The year ahead could turn out to be an extremely favorable period in which you’ll experience many new and exciting developments. It would be a great time to set lofty objectives and pursue them vigorously.

LIBRA (Sept. 23-Oct. 23) — Today could launch an extremely significant cycle for you, especially where your finances and material needs are concerned. If you handle things right, surpluses will abound.

THE BORN LOSER by Art & Chip Sansom

BIG NATE by Lincoln Peirce

MONTY by Jim Meddick

ARLO & JANIS by Jimmy Johnson

THE GRIZZWELLS by Bill Schorr

COW & BOY by Mark Leiknes

PISCES (Feb. 20-March 20) — Something is stirring that could produce an advantageous effect upon your future hopes and desires. Prepare yourself for all your tomorrows and look forward to what they’ll offer.

ARIES (March 21-April 19) — Now is the time to make that move, maneuver or adjustment you’ve been contemplating where your work is concerned.

Everything is looking good for making such a change.

TAURUS (April 20-May 20) — If a significant and necessary decision is staring you in the face, it’s the day to take action.

Depend on your good judgment and common sense to make the right choice.

GEMINI (May 21-June 20) — A smart friend who is concerned about your welSCORPIO (Oct. 24-Nov. 22) — Those fare is likely to offer you some unusual whom you always feel compelled to advice. Even if it sounds strange, think it please may do a role reversal and per- through until you understand its essence. form something nice for you. This change in your relationship will allow you to hold CANCER (June 21-July 22) — This is an excellent day to spend some time sorting the strings.

SAGITTARIUS (Nov. 23-Dec. 21) — out things that have been trying and conThere is a time for sowing and a time for fusing. Once you work things out, you can reaping. You’re now in a period in which reorganize your life for maximum efficienyou will be paid back in large measure by cy. those to whom you’ve given so much.

LEO (July 23-Aug. 22) — There is no CAPRICORN (Dec. 22-Jan. 19) — Some need to allow self-doubts to intimidate exciting new developments could be in you, because you have the answers the offing where your social life is con- needed to produce the end results you cerned. Both a few old and new friends desire. Figure out what you want and will play big roles in your happiness. then do it.

AQUARIUS (Jan. 20-Feb. 19) — It would be a good thing to start elevating your sights in terms of your more ambitious objectives. Once you get on a roll, many

VIRGO (Aug. 23-Sept. 22) — Chance could play a big role in bringing about success. You’re apt to say the right thing at the right time to the right person.

B20

OCT. 19, 2012

THE COAST NEWS

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F.Y.I. 100 FRACKING Please use your favorite search engine to search for fracking or fracing to stop polluting our environment. (330) 961-0095

Garage Sales ANNUAL RUMMAGE SALE Carlsbad Womens Club Sat. Oct. 6 from 7am until 1pm. 3320 Monroe St. Carlsbad, CA 92008 (across from Carlsbad High School). Furniture, Housewares, Toys, Childrenís Clothes, Books, Electronics, Art Work and More.

Items For Sale 200 Antiques ANTIQUE DINNER SERVICE 1940ís Trojan Seebring, 49 pieces, $150 (760) 822-6921

Appliances NIKKEN AIR WELLNESS Power 5 Pro Air Filtration, paid $750, asking $125 (760) 599-9141

THE COAST NEWS GROUP

WASHING MACHINE For Sale: White Frigidare Gallery Front Loader Washer With Stand, Lightly Used, Excellent Condition $425 firm. Val Leucadia (760) 753-4412

Computers/Electronics ATT ROUTER AT&T Router for sale, $50 (760) 839-3115

INDEX F.Y.I..................................... ..100 HEALTH & WELL BEING ....150 ITEMS FOR SALE................200 BUSINESS SERV.............. ...300 FINANCIAL SERV.................310 HOME SERVICES................325 MISC. SERVICES............. ....350 PERSONAL SERV................375

HELP WANTED................ ....400 JOBS WANTED................ ....450 BUSINESS OPPS.................475 ROOMMATES.......................500 RENTALS..............................600 REAL ESTATE.................... ..700 LEGAL/PUBLIC NOTICE.... 800 AUTOMOTIVE..................... 900

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Items For Sale 200

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Miscellaneous

Miscellaneous

BUSHNELL BINOCULARS 7x by 3T, Extra Wide Angle, With Case and Shoulder Strap, excellent condition $25 (760) 599-9141

VIETNAM war battle star collection: apparel / mugs / key chains Visit Online Store www.zazzle.com/sgtskullnstein

CLARINET Excellent Condition with Wood Case, made in USA $100 (619) 277-3961

Sporting Goods

DECORATIVE WICKER BASKET HUGE! Full of Stuffed Fruits and Vegetables $50 (760) 295-6061 DECOY DUCK A Very Old Wooden Mallard, Rare Find $29 OBO Please call Shelly (760) 8094657 FIREWOOD FOR SALE Wheelbarrows full, Oak, Pine and Eucalyptus - $25 per wheelbarrow full (760) 942-7430 HANDMADE QUILT TOP Red/White/Blue Cotton, 82” by 72” USA Vintage 1960 - 1970 $30, also Wood Quilt Rack 30” wide by 32” Tall $15 (760) 599-9141 HOT WHEELS box of fifty hot wheels in original packaging. random models. $40 (760) 7268491 LEATHER SUEDE JACKET Ladies Size Small with Fur Collar, “John Paul Richards” Brand, Camel Color - Never Used, Beautiful $20 (760) 5999141 LIGHT FIXTURES $20. EA 12” satin nickel w/ opaque glass. includes bulbs. never used & in box. (760) 721-7672

SATELLITE RECEIVER WITH DISH An adth satellite receiver #8800ir for european programming is for sale with a globe cast dish. Includes wireless remote and memory card. $95 set (760) 758-8344

LIKE NEW HUNTER AIR PURIFIER. $99.00-hunter 30381 hepatech air purifier features a whisper-quiet fan that draws air into the unit without excessive noise. Operational manual included. Pictures available.

(760) 842-1970

TV COMBO - CLAYBROOKE With Radio/Lantern/Flashlight, Electric or 9C Battery, Yellow, in box, $25 (760) 599-9141

MAPLE BOOKCASE $30. maple laminate with 4 adjustable shelves. never used. 25”w x 35”h x 15”d (760) 721-7672

Furniture HEADBOARD For Single Bed, light blue upholstered in cloth good condition $60 (760) 7588958

Miscellaneous 100 MISC. POST CARDS US & Foreign, Some Real Photos All for $15 (760) 845-3024 1970 KENMORE SEWING MACHINE Sears Model 1250, works good, comes with table (table needs work) $70 (760) 7588958 ARTS AND CRAFTS ITEMS Yarn, Wine Corks, Much Much More - All for $20 (760) 295-6061 BATTLE STAR series, carriers, amphibious, & battleships. 1941 present day. Awesome ship designs onto apparel, mugs, posters,& steins. Honorable gifts. zazzle.com/sgtskullnstein

POOL TABLE AND BALLS Very Good Condition $150 (760) 8226921 TENNIS RACQUET Head Crossbow 10 43/8 grip light weight powerful excellent condition $50 (760) 632-2487

Items Wanted JACK DANIELS Collector looking for old jd or lem motlow bottles and advertising or display items. Up to $149 each (760) 6302480

Items Wanted OLD COMIC BOOKS WANTED. Local collector will pay you big cash $$$. (858) 999-7905 OLYO’S PIZZA MEMORABILIA Anything considered but would love any pictures or t-shirts (adult size). Wanted for my nephew’s Christmas present!

(760) 994-7265 WANTED Wanted Used Saxophones, flutes, clairnets, any condition, will pay cash. 760-3469931 (760) 705-0215.

Wanted To Buy DIABETIC TEST STRIPS WANTED Any Type, Any Brand. Will pay up to $10 a box. Call Ronda at (760) 593-7033.

SAY YOU SAW IT IN THE COAST NEWS

Misc. Svcs. 350 Take time for yourself... let us do the dirty work!

ANGEL’S

Cleaning Service Martha Padilla - Owner Deep cleaning in living areas, kitchen, dining, bathrooms, bedrooms & windows

Cell 760-712-8279 Or 760-580-6857 Se Habla Español

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DREAM WORKSHOP Oct. 20, 2012, $45 includes free organic lunch plus take home materials.

Learn how to work with your dreams for a more successful life.

Limit 15 participants, call for reservation. Dr. Patricia Ariadne, www.transitiontherapist.com (760) 445-0805

PIANO LESSONS in Home, Teaching All Levels, For Information call (434) 321-2227 1st Month Free

HAULING I will haul your trash, yard materials, left behind furniture for move outs, etc. for very affordable rates. call Everett at (760) 893-9184

MEXICAN WALL HANGING Hand Knitted with wood attachment, 70 by 24, $20 (760) 2956061 MIKASA DINNERWARE English Countryside, 40 Piece Place Setting for 8, Excellent Condition, Only Used Twice, $150 (760) 420-7245 NAVY aircraft carriers awesome ship battle star designs onto apparel, mugs, posters,& steins.

Honorable gifts. zazzle.com/sgtskullnstein REGULATOR CLOCK Howard Miller Brand, Beautiful Honey Oak, Key and Pendulum, Great Cosmetic and Working Condition, $89 OBO call Shelly (760) 809-4657 ROYAL TYPEWRITER (Century) model, manual, built in Japan in the 60ís, Pristine Condition, $59 OBO please call Shelly (760) 809-4657

Place your own FREE print ad at coastnewsgroup.com If your item is under $150 dollars or is a vehicle for sale, you can place it FREE!

OCT. 19, 2012

B21

THE COAST NEWS

Help Wanted 400

Automotive 900

Real Estate 700

Cars

2005 TOYOTA COROLLA CE Blue, Good Shape, 75k miles $8500 OBO (619) 247-0954

1984 CORVETTE Black with Tan Interior, 189k miles, new alternator and battery, re-built automatic transmission, Smogged and Registered until April 2013, $5000 or best offer (760) 4208245 2002 HONDA ACCORD LX BLACK 4 Door, Power Steering, Breaks, Windows and Locks, AC, AM/FM Radio, Tape Player, Clean Title, Smogged Last Week, Runs Great, Will buy your car and sell this one $3450 (760) 2745477

Business Opps 475

2004 MCCORMICK MTX120 Tractor ($19,000), 2wd, 16 speed power shift, left hand reverser, 120 engine hp, 100 pto hp, air seat, am/fm, rear wiper, 3 remotes, toplink, very good condition!. For more info/photo: rog.

Perez@aol. Com

AUTO Mb services has been in business since 1996. The co-owners Randy Brinker and Tony Munson have over 60 years combined experience in servicing and restoring vintage, classic, hot rods, motorcycles or anything that has a motor and runs on gas.

(951) 696-1129 MAZDA SPORT Miata, mx, turbo, 2 seater, black soft top with cover, cd stereo, air, manual, (stick 6 speed), performance tires with spare, apprx. 38,000 miles.

(760) 207-0073 San Marcos, $15,950.00 0B0.

Motorhomes 1986 FORD FIREBEAM MOTOR HOME 52k Miles, Smog and Registration up to date, $3900 (760) 415-3883

We can publish your legal advertising

Rentals 600 Want to Rent GUEST HOUSE 1-2 bedrooms in or near Encinitas, long term, Art Student at Watts in Encinitas, References, no live-in boyfriends, no bad habits mariacalifornia@gmail.com (619) 977-8921

• Fictitious Business Names • Name Changes • Lien Sales • Alcoholic Beverages License • Petitions for Probate • Trustee Sales • Summons - Divorce • Annual Report • Non-Responsibility • Dissolution of Partnership

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Make your own Halloween costume SARA NOEL Frugal Living Dear Sara: I’m looking for a Halloween costume idea for a preschool-age boy. Any ideas? — Paige, Ohio Dear Paige: How about dressing him up as a juice box? Cut arm and head openings out of a cardboard box. Decorate the outside of the box to look like a juice box. You can buy plumbing tubing at your local hardware store to make the straw.

You could make a facial tissue box costume along the same lines. Decorate a cardboard box to look like a box of tissues, then use tissue paper to create large facial tissues. Or how about painting a cardboard box to look like a Rubik’s cube? You can make a Lego brick costume out of a box, too. Cut holes for arms and head.

Glue or tape red or blue Solo plastic cups to the box and paint the entire box the same color as the cups. The child can wear a hoodie that matches the color, or make a small Lego hat. For more costume ideas, visit frugalvillage.com/2009/10/ 01/make-frugal-halloweencostumes.

Dear Sara: I need a very small gift idea for multiple co-workers. I want the gifts to be all the same, but cost no more than $5. I need something quick and easy — the gifts aren’t for a holiday or special occasion; I just want to give something little as a morale-booster. — Kathi, Texas Dear Kathi: How about a flowering bulb in a tiny burlap sack? You can wrap it in a tiny gift bag or clear cellophane. Or how about a cookie cutter with a recipe card attached?

You can fill a mason jar with loose (wrapped or unwrapped) candies or dollar-store items such as lip balm, facial tissue or lotion, or fill it with popcorn kernels or coffee beans. You could give large-sized candy bars or boxed theater-type candy, too. Small sections of giftwrap can be used as decorative wrappers (rather than wrapping the

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entire bar or box, simply wrap around and leave the ends exposed), then add a little bow.

Dear Sara: How do I store green onions/scallions? I buy them at WalMart in a sealed plastic bag, but after I open them and use a couple, they go bad quickly. I love fresh green onions, but it can sure be a waste! — Sue, Texas Dear Sue: You can stand them upright in a couple of inches of water in a mason jar and place in the fridge or on a counter.

Cut off what you need and watch them regrow within a few weeks. Be sure to change or top off the water every couple of days. Or, use what you need now and chop and freeze the rest to use for cooked recipes, not raw.

Dear Sara: I tried making cupcake cones. I filled the cones with batter and baked them, but it was messy. Some of them exploded over the sides of the cone. What did I do wrong? — Tina, Illinois Dear Tina: You probably overfilled the cones.

Fill the cones about 3/4 full (roughly 3 tablespoons). Another method is to use cupcake liners in your pan, fill them 3/4 with batter, then insert the cone on top of the batter and bake. Once baked, simple remove the liner and frost.

The cake won’t fill the cone using this method, though. Sometimes I like to make cupcake cones with a very flat top (fill less then 3/4 full before baking). Instead of frosting them, I can add a scoop of ice cream to the top.

Sara Noel is the owner of Frugal Village (www.frugalvillage.com), a website that offers practical, moneysaving strategies for everyday living.

To send tips, comments or questions, write to Sara Noel, c/o Universal Uclick, 1130 Walnut Street, Kansas City, MO, 64106, or e-mail sara@frugalvillage.com.

LOCAL ROOTS

CONTINUED FROM B11

have been granted a legal right to the name “Atlantic Giant” on record as the largest pumpkins in the world.

The world record for one of these gourds was held at 460 pounds until 1981, when Howard Dill of (Nova Scotia) broke the record with a pumpkin weighing in at 493.5 pounds.

Dill then patented the seeds from his giant pumpkin calling them “Dill’s Atlantic Giant Pumpkins.”

By 1994, the Atlantic Giant pumpkins and their progeny had surpassed the 1,000-pound mark.

The current world record holder for size is Chris Steven’s 1,810-pound monster Atlantic Giant. This pumpkin is now recognized as the largest pumpkin ever to be grown in the world today, Pumpkins are typically a warm-weather crop that is usually planted in late June or early July.

It takes approximately 110 days for a pumpkin plant to become mature and produce fruit of significant size.

Soil conditions must be above 60 degrees Fahrenheit, adequately moist and have sufficient nutrients to encourage development.

Too wet of soils from either overwatering or extreme clay like conditions will kill or diminish pumpkin development.

Too dry, on the other hand, will slow the growth of this delicious gourd and shrivel the expansive leafs that capture sunlight and simultaneously guard the moisture within the soils near the root structure of these unusual plants.

A monoecious plant, the pumpkin plant has both sexes represented in the same plant by large yellow flowers.

Flowers of this type either sit atop new round shaped bulbs growing from the pumpkin vines and indicate female flowers and new fruit development.

Otherwise the flowers house the pollen-producing males.

These beautiful flowers can be eaten and are delicious by themselves or battered and fried, also used as decoration for almost any meal.

Most of us have enjoyed carving a pumpkin in our youths for Halloween, however; if you take a nail or small stylus and carve about an eighth-inch into the fruit while it is growing, you can

create a scar that will increase in size proportional to the size of the pumpkin looking very custom upon maturity.

Throughout Britain and Ireland, there has been a long tradition of carving lanterns from vegetables, particularly turnips for Halloween.

Yet it was the Americans who finally began the tradition of carving lanterns first annotated back in 1837.

Plant your pumpkins using seeds or seedlings on small mounds about 3 feet in diameter with a small trench running around the perimeter.

These plants love good

drainage and need regular water because they are so vascular.

A good rule of thumb is to note how wet the soils are after irrigation and water only when the top soils appear to be dry.

As your pumpkins and vines grow, don’t be afraid to thin them or cull the fruit.

The result will be bigger and better produce.

Kent Horner is a local landscape contractor and designer with 30 years of experience in all aspects of your garden. For information concerning your project or questions involving your surroundings, email him at Kent@plantch.com.

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