November Monthly Indicators 2010

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Monthly Indicators A research tool provided by the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS®

November 2010

Contents

There are billions of dollars in capital parked against the wall, skates on, patiently waiting for just the right market song to dance pairs to. Job growth g p g tune for November skaters. With figures alreadyy strummed an uplifting interest rates maintaining at record lows and the 2010 tax credit now yesterday's fashion, let's look at how all of this has impacted our local rink, er, market.

New Listings Pending Sales Closed Sales Days On Market Until Sale

The 209 Pending Sales in the Hilton Head region increased 14.2 percent since last November. New Listings decreased 23.8 percent to 311 and the 3,293 active listings were down 9.3 percent. Months Supply of Inventory—which should ideally fall between five and six—decreased 24.6 percent to 15.6 months. Prices were a bit soft last month. Median Sales Price decreased 12.9 percent versus last November, checking in at $228,750. Market times decreased 10.2 percent and are now at 141 days. The national housing market continued to stabilize on the heels of some of the most positive economic news since the Great Recession began in December 2007. For our region, foreclosures must continue to unlace and exit the arena allowing traditional sales to take a greater share of the market. Coupling that with greater consumer purchasing power and confidence and we should get a lift home prices and foster a balanced marketplace.

Median Sales Price Average Sales Price Percent of Original List Price Received at Sale Housing Affordability Index Inventory of Homes and Condominiums Available Months Supply of Inventory Market Overview Explanation Page

All data provided by Multiple Listing Service of Hilton Head Island ©2010 HHIMLS - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS®

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New Listings From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November 475

6,408 408

5,590

5,396

311

One Year Change:

2008

2009

One Year Change:

- 23.8%

- 3.5%

Two Year Change:

Two Year Change:

- 34.5%

- 15.8%

2010

2008

2009

2010

Historical New Listings 800

700

600

500

400

300

200

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Pending Sales From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

November

Year to Date 209

2,507

183 1,927

2,114

114 One Year Change:

One Year Change:

+ 18.6%

+ 14.2%

2008

2009

Two Year Change:

Two Year Change:

+ 83.3%

+ 30.1%

2008

2010

2009

2010

Historical Pending Sales 300

250

200

150

100

50

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Closed Sales From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November

2,266

214 1,925

182

1,924

100

2008

2009

One Year Change:

One Year Change:

- 15.0%

+ 17.8%

Two Year Change:

Two Year Change:

+ 82.0%

+ 17.7%

2010

2008

2009

2010

Historical Closed Sales 300

250

200

150

100

50

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Days on Market Until Sale From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November

144

157

150 132

141 110

2008

2009

One Year Change:

One Year Change:

- 10.2%

- 12.4%

Two Year Change:

Two Year Change:

+ 28.1%

- 8 4%

2010

2008

2009

2010

Historical Days on Market Until Sale 175

165

155

145

135

125

115

105

95

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Median Sales Price From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November $254,950

$320,000

$262,750 $228,750

$265,000 $233,000

2008

2009

One Year Change:

One Year Change:

- 12.9%

- 12.1%

Two Year Change:

Two Year Change:

- 10.3%

- 27.2%

2010

2008

2009

2010

Historical Median Sales Price $450,000

$400,000

$350,000

$300,000

$250,000

$200,000

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Average Sales Price From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November

$472,304

$450,304

$382,756

$361,187

$346,130

$327,176

One Year Change:

2008

2009

One Year Change:

- 9.4%

- 9.6%

Two Year Change:

Two Year Change:

- 27.3%

- 26 7%

2010

2008

2009

2010

Historical Average Sales Price $650,000

$600,000

$550,000

$500,000

$450,000

$400,000

$350,000

$300,000

$250,000

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Percent of Original List Price Received From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November

88.9% 85.7%

2008

2009

88.4%

86.2%

87.5% 85.2%

One Year Change:

One Year Change:

+ 0.6%

+ 2.7%

Two Year Change:

Two Year Change:

- 3.0%

- 1.0%

2010

2008

2009

2010

Historical Percent of Original List Price Received 94%

92%

90%

88%

86%

84%

82%

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Housing Affordability Index From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

November

The HAI formula measures housing affordability. An HAI of 120 means the median family income in the region is 120% of the necessary income to qualify for the median priced home using a 20% down, 30-year fixed rate mortgage.

132

130 111

110

94

77

2008

2009

One Year Change:

One Year Change:

+ 19.2%

+ 18.2%

Two Year Change:

Two Year Change:

+ 40.0%

+ 69.1%

2010

2008

2009

2010

Historical Housing Affordability Index 140

125

110

95

80

65

50

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Inventory of Homes and Condominiums Available From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

November 4,203 3,631 3,293

One Year Change:

- 9.3% Two Year Change:

- 21.7%

2008

2009

2010

Hi t i l IInventory Historical t off Homes H Available A il bl 5,000

4,500

4,000

3,500

3,000

2,500

2,000

1,500

1,000

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Months Supply of Inventory From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

November 23.7 20.7

15.6

One Year Change:

- 24.6% Two Year Change:

- 34.0%

2008

2009

2010

Historical Months Supply of Inventory 30

25

20

15

10

5

0

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Market Overview From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Monthly Current Prior Year New Listings

Pending Sales

Closed Sales

Days on Market Until Sale

Median Sales Price

Average Sales Price

Percent of Original List Price Received at Sale Housing Affordability Index

Inventory of Homes and Condominiums Available Months Supply of Inventory

Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov Sep Oct Nov

2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010

469 391 311 222 195 209 221 162 182 121 144 141 $218,393 $240,000 $228,750 $347,477 $321,857 $327,176 87.7% 86.4% 86.2% 136 126 132 3,608 3,472 3,293 16.3 16.0 15.6

492 451 408 215 235 183 193 231 214 162 153 157 $239,000 $290,000 $262,750 $344,085 $394,110 $361,187 85.3% 86.4% 85.7% 118 100 111 3,871 3,722 3,631 24.3 22.8 20.7

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

Year to Date +/- 4.7% - 13.3% - 23.8% + 3.3% - 17.0% + 14.2% + 14.5% - 29.9% - 15.0% - 25.3% - 5.6% 5 6% - 10.2% - 8.6% - 17.2% - 12.9% + 1.0% - 18.3% - 9.4% + 2.8% + 0.0% + 0.6% + 14.7% + 26.1% + 19.2% - 6.8% - 6.7% - 9.3% - 32.7% - 29.9% - 24.6%

Current Prior Year

+/-

4,694 5,085 5,396 2,103 2,298 2,507 1,922 2,084 2,266 130 131 132 $232,045 $233,832 $233,000 $349,953 $347,775 $346,130 87.7% 87.6% 87.5% 129 129 130

4,731 5,182 5,590 1,696 1,931 2,114 1,479 1,710 1,924 149 150 150 $263,000 $266,000 $265,000 $384,145 $385,470 $382,756 84.9% 85.1% 85.2% 109 108 110

- 0.8% - 1.9% - 3.5% + 24.0% + 19.0% + 18.6% + 30.0% + 21.9% + 17.8% - 13.0% - 12.5% 12 5% - 12.4% - 11.8% - 12.1% - 12.1% - 8.9% - 9.8% - 9.6% + 3.2% + 2.9% + 2.7% + 18.4% + 19.5% + 18.2%

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Explanation of Methodology From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

New Listings

A count of the properties that have been newly listed on the market in a given month, regardless of what status they're currently in.

Pending Sales

A count of the properties that have offers accepted on them in a given month, regardless of whether or not the sale closes.

Closed Sales

A count of the properties that have closed in a given month.

Days on Market Until Sale

The average number of days between when a property is first listed and when it is closed, sold properties only.

Median Sales Price

The median sales price for all closed sales in a given month month, sold properties only only.

Average Sales Price

The average sales price for all closed sales in a given month, sold properties only.

Percent of Original List Price Received at Sale

The average percentage found when dividing a property's sales price by the original list price, sold properties only.

Housing Affordability Index

Measures the affordability of the region's homes. An index of 120 would mean that the median family income in the region is 120% of what's necessary to qualify for the median priced home.

Inventory of Homes and Condominiums Available

The number of properties available for sale in active status at the end of the month.

Months Supply of Inventory

Compares the number of active listings available to the average monthly pending sales for the last twelve months.

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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