September Monthly Indicator Report

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Monthly Indicators A research tool provided by the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS®

September 2010

Contents

With this month’s report, be mindful of the fact that activity was uniquely strong last year at this time due to the approaching deadline for the 2009 tax g an apples-to-oranges pp g comparison p credit. This means that we’re entering period which may make this year’s activity look especially slow for the next few months. Combine that with the fact that this time of year typically endures slowed sales activity and that buyers in 2010 were driven to enter contracts by April 30, 2010, and you'll see that September 2010’s numbers should be taken with a grain of proverbial salt.

New Listings Pending Sales Closed Sales Days On Market Until Sale

Pending Sales in the Hilton Head region increased by 2.3 percent from last September to arrive at 220. New Listings decreased by 6.7 percent since last September and the overall inventory of 3,558 decreased by 8.0 percent. Median Sales Price decreased by 8.6 percent compared to last September, registering in at $218,393. Average Days on Market, at 121, decreased by 25.3 percent versus last year. Months Supply of Inventory decreased by 33.9 percent to weigh in at 16.0 months. For the sake of long-term market stability, be wary of an overabundance of listing activity. If homes aren't selling like they used to, but listings remain fairly flat, inventory will climb and prices may adjust downward. Balanced supply and demand, as always, is the ultimate goal.

Median Sales Price Average Sales Price Percent of Original List Price Received at Sale Housing Affordability Index Inventory of Homes Available Months Supply of Inventory Market Overview Explanation Page

All data provided by Multiple Listing Service of Hilton Head Island ©2010 HHIMLS - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS®

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New Listings From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September 552 492

2008

2009

5,406 4,730

459

4,665

One Year Change:

One Year Change:

- 6.7%

- 1.4%

Two Year Change:

Two Year Change:

- 16.8%

- 13.7%

2010

2008

2009

2010

Historical New Listings 800

700

600

500

400

300

200

Jan-07

Jan-08

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

Jan-09

2


Pending Sales From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

September

Year to Date 220

215

2,119

163

1,697

1,696

One Year Change:

One Year Change:

+ 24.9%

+ 2.3%

2008

2009

Two Year Change:

Two Year Change:

+ 35.0%

+ 24.9%

2010

2008

2009

2010

Historical Pending Sales 300

250

200

150

100

50

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Closed Sales From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September 221 179

193

1,922 1,664 1,479

2008

2009

One Year Change:

One Year Change:

+ 14.5%

+ 30.0%

Two Year Change:

Two Year Change:

+ 23.5%

+ 15.5%

2010

2008

2009

2010

Historical Closed Sales 300

250

200

150

100

50

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Days on Market Until Sale From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September 162

146

149

146

130 121

2008

2009

One Year Change:

One Year Change:

- 25.3%

- 13.0%

Two Year Change:

Two Year Change:

- 17.2%

- 11.0%

2010

2008

2009

2010

Historical Days on Market Until Sale 175

165

155

145

135

125

115

105

95

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Median Sales Price From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September $319,000

$325,000 $263,000

$239,000

2008

$232,045

$218,393

2009

One Year Change:

One Year Change:

- 8.6%

- 11.8%

Two Year Change:

Two Year Change:

- 31.5%

- 28.6%

2010

2008

2009

2010

Historical Median Sales Price $450,000

$400,000

$350,000

$300,000

$250,000

$200,000

Jan-07

Jan-08

Jan-09

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

Jan-10

6


Average Sales Price From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September

$474,313 $482,700

$384,145 $349,953 $347,477

$344,085

One Year Change:

2008

2009

One Year Change:

+ 1.0%

- 8.9%

Two Year Change:

Two Year Change:

- 28.0%

- 26.2%

2008

2010

2009

2010

Historical Average Sales Price $650,000

$600,000

$550,000

$500,000

$450,000

$400,000

$350,000

$300,000

$250,000

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Percent of Original List Price Received From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September

88.4%

87.7%

87.4% 85.3%

2008

87.7% 84.9%

2009

One Year Change:

One Year Change:

+ 2.8%

+ 3.2%

Two Year Change:

Two Year Change:

+ 0.3%

- 0.8%

2008

2010

2009

2010

Historical Percent of Original List Price Received 94%

92%

90%

88%

86%

84%

82%

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Housing Affordability Index From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Year to Date

September

The HAI formula measures housing affordability. An HAI of 120 means the median family income in the region is 120% of the necessary income to qualify for the median priced home using a 20% down, 30-year fixed rate mortgage.

129

136 118

109

75

76

2008

2009

One Year Change:

One Year Change:

+ 14.7%

+ 18.4%

Two Year Change:

Two Year Change:

+ 78.9%

+ 72.8%

2010

2008

2009

2010

Historical Housing Affordability Index 140

125

110

95

80

65

50

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Inventory of Homes Available From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

September 4,199 3,868 3,558

One Year Change:

- 8.0% Two Year Change:

- 15.3%

2008

2009

2010

Historical Inventory of Homes Available 5,000

4,500

4,000

3,500

3,000

2,500

2,000

1,500

1,000

Jan-07

Jan-08

Jan-09

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

Jan-10

10


Months Supply of Inventory From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

September 24.3

23.0

16.0

One Year Change:

- 33.9% Two Year Change:

- 30.2%

2008

2009

2010

Historical Months Supply of Inventory 30

25

20

15

10

5

0

Jan-07

Jan-08

Jan-09

Jan-10

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Market Overview From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

Monthly

New Listings

Pending Sales

Closed Sales

Days on Market Until Sale

Median Sales Price

Average Sales Price

Percent of Original List Price Received at Sale Housing Affordability Index

Total Active Listings Available at Month End Months Supply of Inventory

Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep Jul Aug Sep

2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010

Year to Date

Current

Prior Year

+/-

Current

Prior Year

+/-

489 510 459 265 228 220 220 215 221 126 126 121 $275,145 $214,000 $218,393 $401,054 $300,997 $347,477 87.6% 88.3% 87.7% 109 138 136 3,645 3,630 3,558 17.0 16.1 16.0

479 475 492 195 222 215 198 204 193 150 151 162 $255,000 $260,000 $239,000 $361,904 $467,169 $344,085 84.7% 86.3% 85.3% 108 109 118 4,119 4,009 3,868 26.5 25.6 24.3

+ 2.1% + 7.4% - 6.7% + 35.9% + 2.7% + 2.3% + 11.1% + 5.4% + 14.5% - 16.5% - 16.9% 16 9% - 25.3% + 7.9% - 17.7% - 8.6% + 10.8% - 35.6% + 1.0% + 3.5% + 2.3% + 2.8% + 0.9% + 26.5% + 14.7% - 11.5% - 9.5% - 8.0% - 36.0% - 36.9% - 33.9%

3,696 4,206 4,665 1,671 1,899 2,119 1,486 1,701 1,922 132 131 130 $237,180 $234,000 $232,045 $357,383 $350,276 $349,953 87.6% 87.7% 87.7% 124 128 129

3,763 4,238 4,730 1,259 1,481 1,696 1,082 1,286 1,479 146 147 149 $267,000 $266,000 $263,000 $375,892 $390,206 $384,145 84.6% 84.9% 84.9% 104 107 109

- 1.8% - 0.8% - 1.4% + 32.7% + 28.2% + 24.9% + 37.3% + 32.3% + 30.0% - 10.0% - 11.0% 11 0% - 13.0% - 11.2% - 12.0% - 11.8% - 4.9% - 10.2% - 8.9% + 3.5% + 3.3% + 3.2% + 19.6% + 19.6% + 18.4%

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All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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Explanation of Methodology From the Multiple Listing Service of Hilton Head Island and the Hilton Head Area Association of REALTORS速

New Listings

A count of the properties that have been newly listed on the market in a given month, regardless of what status they're currently in.

Pending Sales

A count of the properties that have offers accepted on them in a given month, regardless of whether or not the sale closes.

Closed Sales

A count of the properties that have closed in a given month.

Days on Market Until Sale

The average number of days between when a property is first listed and when it is closed, sold properties only.

Median Sales Price

The median sales price for all closed sales in a given month, month sold properties only only.

Average Sales Price

The average sales price for all closed sales in a given month, sold properties only.

Percent of Original List Price Received at Sale

The average percentage found when dividing a property's sales price by the original list price, sold properties only.

Housing Affordability Index

Measures the affordability of the region's homes. An index of 120 would mean that the median family income in the region is 120% of what's necessary to qualify for the median priced home.

Total Active Listings Available at Month End

The number of properties available for sale in active status at the end of the month.

Months Supply of Inventory

Compares the number of active listings available to the average monthly pending sales for the last twelve months.

All data provided by Multiple Listing Service of Hilton Head Island - powered by 10K Research and Marketing and sponsored by the South Carolina Association of REALTORS速

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