Blueprint August/September 2019

O F F I C I A L M AGA Z I N E O F T H E B U I L D I N G I N D US T R Y AS SO C I AT I O N O F C E N T R A L SO U T H C A RO L I N A August/September 2019

The exclusive magazine of the Building Industry Association of Central South Carolina

www.BIAofCentralSC.com

BIA Scholarship Recipients page 10

BIA Golf Classic & Bass Classic page 4

2019 TOUR OF HOMES page 8

www.BIAofCentralSC.com

August/September 2019

The exclusive magazine of the Building Industry Association of Central South Carolina

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CONTENTS: 4 BIA GOLF CLASSIC 7 BIA BASS CLASSIC 8 TOUR OF HOMES 9 BUILDER SPEED NETWORKING 10 BIA SCHOLARSHIPS 12 SALES & MARKETING COUNCIL 14 REMODELERS COUNCIL 15 HIGH PERFORMANCE BUILDING COUNCIL 16 LOCAL HOUSING DATA 17 UPCOMING EVENTS 18 WELCOME NEW MEMBERS

10 Follow us on Twitter: @BIAofCentralSC Follow us on Facebook: Facebook.com/ColumbiaBuilders 2 www.BIAofCentralSC.com

8

AssociationNews

AUTO INSURANCE

MADE EASY. NATIONAL ASSOCIATION OF HOME BUILDERS members could save even more on car insurance with a special discount from GEICO. Contact us today for your free quote!

geico.com/disc/nahb 1-800-368-2734 Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction may be available. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko image © 1999-2016. © 2016 GEICO

THE 2020 BIA MARKETING STRATEGIES GUIDE IS COMING SOON. MAKE ROOM FOR THE BIA IN YOUR NEXT MARKETING BUDGET. www.BIAofCentralSC.com 3

AssociationNews

BIA GOLF CLASSIC Prese

Platin

The 34th annual BIA Golf Classic presented by 84 Lumber was held on Thursday, May 16, at the Fort Jackson Golf Club. The annual tournament raises funds for the Building Industry Charitable Foundation and supports their scholarship program and other charitable donations throughout the year.

Over 280 golfers took to the links and were joined by an additional 200 sponsor volunteers for a great day of golf and networking. The tournament was held on two 18-hole courses and features a variety of extra contests with a long-ball drive professional and an air rifle shot contest. Hole sponsors pulled out all the stops and presented golfers with all manner of giveaways, food and beverages as they made their way around both courses.

Big thanks to BIA Golf Committee Chairman Shelton Twine and everyone who served on the committee, the many sponsors who helped make it such a fun day and to all the volunteers who helped set-up, check-in, tear-down and do all the behind the scenes stuff throughout the day.

First Place – Wildcat Brandon Jeffcoat, Chad & Russell Jones and Eddie Yandle with a score of 45.

Second Place – Wildcat Garris Gonce, Cole & Harper Krantz and Chris Stapleton with a score of 46.

First Place – Old Hickory Thom Chumney, Bryan Chassereau, Tom Haycox and Carl Stamps with a score of 49.

Second Place – Old Hickory Travis Blayton, Wesley Dasher, Josh Pozsik and Zack Wheeler with a score of 49.

4 www.BIAofCentralSC.com

Gold S Coldw DR Ho Movem MSI S Red’s S Rite Ru The Bu

Diamo ABC S Carolin Civil E Domin Epilay Lake M Mortg Mungo Piedmo Precisi Synovu TD Ba Wells

AssociationNews Presenting Sponsor

Platinum Sponsors:

Gold Sponsors Coldwell Banker Residential Brokerage DR Horton, Inc. Movement Mortgage MSI Surfaces Red’s Spirits & Wine Rite Rug The Building Center, Inc. Diamond Sponsors: ABC Supply Company Carolina Ceramics Brick Co. Civil Engineering of Columbia Dominion Energy Epilay Synthetic Underlayment Lake Murray Environmental Services Mortgage Network Inc. Mungo Homes Piedmont Plumbers of Columbia Precision Landscaping Synovus Bank TD Bank Wells Fargo

Silver Sponsors: East Coast Molding EconoBug Home Pest Control Huttig Building Products LP Building Solutions Meridian Brick Triangle Brick Bronze Sponsors: Bilt Rite Garage Doors Camp Cole Century Glass Edge City Homes ERA Wilder Realty Fully Promoted / Embroid Me Harvey & Vallini, LLC South State Bank Woodford Plywood Hole Sponsors: Builders 1st Source Lending Path Mortgage Noritz Breakfast Sponsor: CNA Construction Lunch Sponsor: Ed Byrd/SIC Dinner Sponsors: Clark’s Termite & Pest Control Reception Sponsors: SIC & Hartwig Moss Insurance Reception Beverage Sponsor: Stivers Chevrolet Beverage Cart Sponsors: Ameris Bank/Nelson Galbreth, Guild Mortgage, Midland Mortgage Corp., and Mortgage Options Poker Run Sponsor: Culpeper Wood Preserves Shoot the Fort Sponsor: Hanson Law Firm Wacky Game Sponsors: LawyerLisa and Tin Roof Beer for a Year Sponsor: Blair Cato Pickren Casterline, LLC

www.BIAofCentralSC.com 5

AssociationNews

6 www.BIAofCentralSC.com

BIA GOLF CLASSIC cont.

M.P. NIERI BASS CLASSIC

AssociationNews

The M.P. Nieri Bass Classic was held Thursday, May 2 on Lake Murray. Fifty-four two-person teams launched a daybreak from the Lighthouse Marina in search of the five largest bass they could catch. Everyone returned safely to the marina that afternoon and the weigh-in began. Here are the results:

First Place: Mungo Homes (Erich) – 23.27 lbs.

Second Place: Perry Bumgarner (Stuart) – 22.55 lbs.

Third Place: Hood Construction (Sean) – 21.31 lbs. (see picture at top) Largest Junk Fish: Hood Construction (Kevin) – 9.21 lbs.

Biggest Bass: Perry Bumgarner (Stuart) – 6.16 lbs.

Last Place: Owens Fisher – 6.09 lbs.

Special thanks to the sponsors of the tournament: Title Sponsor:

Presenting Sponsor:

Tournament Sponsors: ABC Supply, Inc. Annie Mac Mortgage Builders Wholesale Flooring, LLC

Essex Homes Hood Construction Lake Murray Environmental Services McDonnell & Associates, P.A. Mungo Homes N.W. White & Company NORITZ America PHT Inspections Piedmont Plumbers of Columbia, LLC Sharpe’s Septic Tank & Well Drilling Service Stonequarters Countertops The Building Center, Inc. www.BIAofCentralSC.com 7

AssociationNews

TOUR OF HOMES

Columbia’s Largest Open House of New Homes was the 2019 TOUR OF HOMES. The annual event was held over three consecutive weekends in June and featured new home communities and single-family homes from Columbia’s top builders.

Thank You to Executive Construction Homes, official builder of this year’s Home #1 Showcase Home. Executive Construction Homes also hosted the Sneak Peek Brunch event to kick-off the TOUR OF HOMES at their Northwoods Villas neighborhood in Woodcreek Farms.

The four Featured Communities on the TOUR OF HOMES were Flow, Shoals Landing, Saluda River Club and Sterling Ponds. Builders and Developers in the TOUR OF HOMES were DR Horton, Eastwood Homes, Essex Homes, Executive Construction Homes, Great Southern Homes, Hurricane Builders, Mungo Homes, Saluda River Club and Southern Traditional Homes.

The TOUR OF HOMES Plan Book features all 48 homes and four Feature Communities from the event and can be viewed at BIAofCentralSC.com. It’s a great resource for anyone looking to purchase a new home in the greater Columbia area.

Sponsored by:

8 www.BIAofCentralSC.com

BUI

BUILDER SPEED NETWORKING

AssociationNews

Builder Speed Networking, one of our premiere member networking opportunities, was held in July 16th at Seawell’s. Seventeen associate member firms and 14 builder companies participated the event.

Following a 6-minute session with each participating firm, everyone enjoyed lunch after to continue networking. Space is limited for this popular event so sign-up early next year if your company would like to participate.

www.BIAofCentralSC.com 9

AssociationNews

2019 BICF STUDENT SCHOLARSHIPS

Over the past nineteen years, the Building Industry Charitable Foundation (BICF) has awarded $579,250 in scholarships to children of Association members and other students who meet criteria set for the program. In May 2019, the BICF awarded an additional $57,000 to students. The scholarship program is funded by annual events, including the BIA Golf Classic presented by 84 Lumber and through private contributions to the Foundation.

Congratulations to our 2019 Scholarship Recipients: • Katherine Garrett Arthur, Lander University • Rebecca “O’Neal” Best, University of South Carolina • Meagan Bostic, University of South Carolina • Bethany Boyd, University of South Carolina Upstate • Katherine Bukszar, Midlands Technical College • Perry Bumgarner, University of South Carolina • Robert Byrd, University of South Carolina • William Cate, Clemson University • Mary Elizabeth “Eliza” Cate, Clemson University • Alexandra Chumney, University of South Carolina • Franklin David Clark, University of South Carolina • Pearce Barron Coggeshall, University of Mississippi

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wardwho 00 to lassic

AssociationNews • Meredith Covert, University of South Carolina • Aubrey Delk, Clemson University • Rachel Evatt, Wofford College • Elliot Freeman, Lander University • Kyler Grey Geib, Winthrop University • Griffin Harden, University of South Carolina • Jacob Harding, The Citadel • Alexander Mack Jacobs, University of South Carolina Beaufort • Cailan Jones, University of South Carolina • Tyler Kurtz, University of South Carolina • Caroline LaFitte, University of South Carolina • Elizabeth LaFitte, University of South Carolina • Lawson Leidinger, Clemson University • Natalie Lewis, University of South Carolina • Nathan Edward Long, University of South Carolina • Morgan Elizabeth Lowman, University of South Carolina • Savannah Lucas, University of South Carolina • Caroline MacGillivray, College of Charleston Honors • Dylan Meetze, The Citadel • Luke Meetze, The Citadel • Jonathan David Morgan, Clemson University • Morgan Morrison, University of South Carolina • Benjamin Nicholson, The Citadel • Pauline Nicholson, Clemson University • Garrett Nix, Newberry College • Anna Francis Peacock, Clemson University • Camille Riddle, Winthrop University • Matthew Rush, The Citadel • Andrew Smith, Lenoir-Rhyne University • Harrison Rhodes Sparks, University of South Carolina • Taylor Stephenson, Clemson University • Madison Sterne, University of South Carolina • Addison Twine, Clemson University • Hannah Mackenzie Twine, University of South Carolina • Hampton Williams, Clemson University These students and their families in June were invited to a special reception in their honor at Creative Tile’s new downtown location. Thanks to everyone who attended the event and to Creative Tile for hosting us.

www.BIAofCentralSC.com 11

AssociationNews

SALES AND MARKETING COUNCIL SMC July Quarterly Meeting

The SMC July Quarterly Meeting was held at SEGRA Park in July. Our guest speaker was Doug Grady who is the author of the bestselling book The Ripple Effect.

We welcomed new members Linda Brener, Sam Fiorini, Annie Fowler, Kim Miller, Jeff Lawler, Matthew Sullivan and Rachel Williams.

For our Happy Dollar Time, we raised almost $600 for our friends over at Live Oak Counseling Center which is nonprofit service supported by client fees, local congregations, and individual donations that helps provide professional and affordable mental health counseling and outreach services for persons struggling with life issues and to offer opportunities for spiritual growth and wellness.

Thank you to our meeting Sponsors:

July New Home Bus Tour in Northeast Columbia

Dominion Energy Natural Gas Sales and the Sales & Marketing Council present a series of New Home Bus Tours in 2019. REALTORS® and Real Estate Agents can take the tours for just $10 each and see up to five new home communities in one morning. Our third tour of the year took us to five neighborhoods in the Northeast area of Columbia. Thanks to all of the participating builders, developers and real estate agents. Also, big thanks to our bus sponsor: New American Funding.

Make sure to join us for our next New Home Bus Tour of homes in Southeast/Downtown Columbia on October 23. Register on-line at BIAofCentralSC.com.

Cocktails and Connections

12 www.BIAofCentralSC.com

On the third Wednesday of each month the SMC hosts an event called Cocktails & Connections. We encourage all SMC members and their guest to come mingle and network with their peers. Each month Cocktails and Connections is hosted at a different Venue around the greater Columbia area. Our May Cocktails and Connections was sponsored by Ameris Bank and we were at the Hunter-Gatherer Hangar.

In June we visited COA in Columbia, which was sponsored by Roper Staffing. And in July, Cocktails and Connections ventured out to Keg Cowboy located on Lexington’s Main Street. Thanks to Loan Depot for sponsoring that outing.

Thank you to all of our members that came to these events. To find out where our next Cocktails and Connections will be located please follow us on Facebook or see the calendar at BIAofCentralSC.com.

AssociationNews

Upcoming SMC Meetings Wednesday, Sept. 18 – Pour War and Cocktails & Connections, 5:30 p.m., Tin Roof Columbia Come to Tin Roof Columbia and witness six bartending battles in the quest for drink-slinging greatness and the persuit of tip money for charity. All tip monies collected will go to the Juvenile Diabetes Research Foundation (JDRF) Thursday, Sept. 26 – Midlands Real Estate Forecast, 8:30 a.m., Columbia Metro Conv. Center Attendees will get an in-depth look at local real estate economics and hear insights and forecasts from our esteemed guests, Robert Dietz, PhD of NAHB and Mark Vitner of Wells Fargo. ** FREE for SMC Members with pre-registration at BIAofCentralSC.com ** Thursday, Sept. 26 – Midlands Meet & Mingle, 5:30 p.m., Steel Hands Brewing – Cayce Join us at one of the newest local breweries for a meet-up between the BIA, CCRA and local chambers of commerce.

No charge to attend.

Thursday, October 18 – Chili for Charity, 5:30 p.m., Blair Cato Pickren Casterline, LLC Sign up to show off your best chili or just show up to eat, drink and vote for your favorites. Contact Patty Wise to cook, or show up the night of and enjoy. $15/person at the door.

Wednesday, October 23 – New Home Bus Tour – Downtown and SE Columbia Real Estate professionals are invited to tour new home communities. $10/person with pre-registration at BIAofCentralSC.com Presented by: Dominion Energy Bus Sponsor: Harvey & Vallini, LLC

www.BIAofCentralSC.com 13

AssociationNews

REMODELERS COUNCIL 18th annual Columbia Remodelers Award Entries On-line

We are happy to have received 19 entries in 12 categories for the 18th annual Columbia Remodelers Awards (CRAs). All entries have been uploaded to our website for viewing. Winners will be announced at the September 10 BIA Membership Meeting along with the 2nd annual Custom Building Awards.

Plan ahead for the 19th annual CRAs! Take before photos of your projects and talk to your homeowners about the program. Entries will be due in May 2020 for projects completed between May 2019 and May 2020. All entries will be showcased on our website for years to come and winners are announced in Columbia Metropolitan magazine, Columbia Homes magazine and in local and social media outlets.

Thanks to Columbia Metropolitan magazine for sponsoring this awards program.

We’ve been meeting

The Remodelers Council membership has been meeting over the Summer months. Back in May we had an After Hours event at the newest Century Glass location in Northeast Columbia. It was great to see the new showroom and learn more about what Century Glass has to offer. Big thanks to the Century Glass team for having us!

In June, we had another After Hours event.

We were very happy to visit The Nest – A Cregger Company for the first time. Members were treated to great food and drinks plus a look around the huge space full of lighting, appliances, fixtures and more. Thanks to everyone at The Nest for a great event!

An in July, the membership met for a Quarterly Meeting at Seawell’s. Alysia Kehoe of Kehoe Consultants was our speaker. She talked about The Crazy Cycle in the Workplace and how we can break the cycle and be more productive.

All meetings are free for council members to attend – just register in advance at BIAofCentralSC.com or contact Bin Wilcenski.

After Hours events are open to all members and non-members/potential members. See the calendar at our website for more upcoming meeting dates.

14 www.BIAofCentralSC.com

HIGH PERFORMANCE BUILDING COUNCIL

AssociationNews

Power Lunch

Members of the High Performance Building Council met on Thursday, June 20 at the Mediterranean CafĂŠ in Lexington for a Power Lunch. Members enjoyed lunch and networking, and they learned about exterior insulation

by Huber Engineered Woods.

Upcoming Meetings

We will have a tour of a net zero energy home in West Columbia this year. The home is being built by Epic Homes and is located in West Columbia. It features many high-performance features including solar energy and a Tesla PowerWall. Keep an eye on the calendar at BIAofCentralSC.com and your inbox for details on this meeting.

CONGRATULATIONS Jennifer Harding on being named a 2019 Woman of Influence !

Jennifer Harding, President Building Industry Association of Central South Carolina

www.BIAofCentralSC.com 15

AssociationNews

LOCAL HOUSING DATA The BIA of Central SC tracks building permits across local municipalities to help Members identify market trends. This data is presented to members in the Quarterly Economic Review e-newsletter. We also send monthly permit reports by request. Members can optin or out of each e-mail by logging in at BIAofCentralSC.com and selecting lists under Groups/Interests in your Personal Account Settings.

Building Permits Pulled by Municipality – Through July, years 2015 – 2019 Kersha w County

Lexingto n County

Richlan d County

Sumte r Count y

Cayc e

City of Columbi a

Town of Lexingto n

West Columbi a

Total

YTD Total

2015

42

124

87

23

11

14

21

16

338

1,857

2016

16

99

85

23

0

21

12

9

265

2,023

2017

16

122

83

30

0

42

16

3

312

2,037

2018

28

125

89

19

0

40

31

1

333

2,265

2019

28

146

126

43

0

46

20

*

409

2,314

*Data from West Columbia was not available at time of print

Top 10 Builders by Permits Pulled Through July 2019

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1

Great Southern Homes

510

6

McGuinn Homes

64

2

Mungo Homes

456

7

Ryan Homes, NVR, Rymarc

61

3

Essex Homes

286

8

Hurricane Construction

43

4

DR Horton

189

9

Executive Construction

24

5

Eastwood Homes

69

10 Dean Gainey Construction

22

Scan this QR code to open the Q2-2019 Quarterly Economic Review:

UPCOMING MEETINGS AND EVENTS Here’s a quick look at what we have planned for the coming months. Please note that all dates and times are subject to change. See the calendar at BIAofCentralSC.com for the best information and login in at the site to register for meetings and events.

Tuesday, Sept. 10

BIA General Membership Meeting, 5:30 p.m., Capital City Club Winners of the 2019 Central SC Building & Remodeling Awards will be announced. Please register in advance at BIAofCentralSC.com if you plan to attend. Meeting Sponsors: Columbia Metropolitan magazine and Coldwell Banker Residential Brokerage

Wednesday, Sept.18

SMC Pour Wars and Cocktails & Connections, 4:30 p.m., Tin Roof Columbia No RSVP Required. Bring tip money for your favorite bartender(s) and support JDRF.

Friday, Sept.20

BIA Clay Shoot presented by Comporium, 9:30 a.m., Hermitage Farms – Camden

Thursday, Sept. 26

2019 Midlands Real Estate Forecast, 8:30 a.m., Columbia Metro Conv. Center FREE for SMC Members/$20 all others with pre-registration.

Midlands Meet & Mingle- BIA/CCRA Meet-up, 6P to 9P, Steel Hands Brewing, Cayce No RSVP required – Meet at Steel Hands Brewing in Cayce with fellow industry professionals.

Tuesday, Oct.1

BIA Annual Membership Meeting, 5:30p.m., Seawell’s

Tuesday, Oct. 8

BIA After Hours, 5:00 p.m., Fully Promoted All BIA Members are invited to attend this after hours event at no charge.

Please register in advance.

Thursday, Oct. 17

SMC Chili for Charity, 5:30 p.m., Blair Cato Pickren Casterline, LLC 700 Huger St., Columbia

Monday, Oct. 21

BUILD-PAC Golf Tournament in honor of Dottie LaFitte, Cobblestone Park Golf Club

Wednesday, Oct. 23

SMC New Home Bus Tour – Downtown/SE Columbia Presented by Dominion Energy with Bus Sponsor Harvey & Vallini, LLC

Members are reminded to login at BIAofCentralSC.com to register for meetings. We recently upgraded the on-line member experience so all members will have to re-create login credentials. If you haven’t done so already, follow these steps: 1. Click “Member Login” at the top of any page at BIAofCentralSC.com 2. Click “Not yet registered?

Sign up now.”

3. Enter the e-mail address we have on file for you 4. Open the e-mail the system sends and follow the instructions.

If you have any problems, contact us at (803) 256-6238 or e-mail info@ columbiabuilders.com

www.BIAofCentralSC.com 17

AssociationNews

WELCOME NEW BIA MEMBERS

These are the latest new members in the BIA of Central SC. All of these folks joined the association in May through June 2019.

Builder Members: Great Southern Homes, Inc. Hurricane Builders JAG Contractors Longfield Residential, LLC Red Cottage Construction Zimmerman Homes of Distinction

Jeff Phillips Greg Howell Phillip Roland McLain Manning Adam Kraemer Johnny Del Priore

(803) 699-4734 (803) 936-9686 (803) 603-3475 (843) 518-2830 (803) 574-9038 (803) 513-7879

James Chavez Doug Walker Mike Kerekes Betsy Sheppard Don Connell Colin Thain Brandon Gunter Penny Broach Paul Cowart Doug Kale Sam Fiorini Luke Myllykangus Dan Lutz

(803) 779-4975 (803) 648-3592 (803) 518-2315 (404) 829-4506 (803) 736-9007 (803) 413-0508 (803) 490-1776 (803) 513-6642 (864) 706-6077 (803) 392-0202 (803) 470-1008 (803) 530-8595 (803) 708-3098

Associate Members: Central Electric Power Cooperative Cold Creek Nurseries Creations Electrical Inc. Gilbert & Sheppard Group, LLC, Intech Systems of South Carolina Inc. Jeff Martin Auctioneers Jeffcoat and Jeffcoat Insurance Keller Williams Palmetto P & S Plumbing Service Precision Garage Door Service of Columbia Realty One Group Palmetto Regions Bank Rhea-Daniel, Inc. 18 www.BIAofCentralSC.com

AssociationNews

Roe Consultants, LLC Simply Connected LTD Sincerely Yours Inc. Titan Concrete Pumping Wilson’s Refrigeration and Air

Ron Roe Sean Cooper Victoria Lindemann Adam Miller Rachel Williams

(803) 403-5788 (803) 699-4711 (803) 788-5555 (803) 626-2025 (803) 772-4490

Blueprint advertising opportunities available.

Contact Bin Wilcenski at (803) 256-6238.

Ask about BIA Member discounts!

Sorry to see you go…

These members have dropped their membership in the association.

Let them know you miss them and invite them to come back to the BIA. It’s good business to do business with a member!

24/7 Total Protection Advantage Outdoor Services Carlton Segars Consulting, LLC Catalyst Architects Certainty Home Loans Coldwell Banker Residential Brokerage Coleman Floor Company Concrete Craft of Columbia Culpeper Wood Preservers Edge City Homes England Training, LLC ERA Wilder Realty Gertz & Moore IKO Roofing Products, K W Associates Lamplighter Insurance McAngus Goudelock & Courie, LLC Michael Nemec & Company Middleton’s Painting Next Generation LLC Movement Mortgage NAI Avant, LLC Skye Smart Homes Stier Supply Company The Art of Real Estate Trane

Shirley Towne Eric Walker Carlton Segars D. Rogers Kelley Crimmins Hunt Scott Davis McCrae Gore David Bradberry Keith Harris Jack Taylor John England Demetria Dinkins Fred Gertz Blaise Craft Bryan Moseley Ryan Sussman Barnwell Marks Michael Nemec Herman Middleton TJ Breil Todd Avant Bill Kealey Wallace Steadman Mary Sloan Jay Delbridge

(803) 996-3131 (803) 361-0677 (803) 730-0082 (803) 358-6565 (803) 261-7077 (803) 354-4061 (803) 254-5531 (803) 832-0499 (803) 928-5096 (803) 297-3565 (843) 747-3575 (803) 736-7870 (803) 252-1524 (864) 331-9499 (803) 799-5490 (803) 451-0076 (803) 779-2300 (803) 513-5488 (803) 815-1106 (864) 365-7077 (803) 744-9800 (803) 466-9510 (803) 749-1200 (803) 760-9106 (803) 834-9940 www.BIAofCentralSC.com 19

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