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THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

Private vs. Public Schools What’s the right choice?

A timeline for applying to grad school

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How to pay off student loans faster

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008 ∑

Sooner is better for gaining experience

By Terese Corey Blanck and Peter Vogt There’s a rampant career myth out there that college students can (and, some folks believe, “should”) wait until their junior year to begin obtaining hands-on work experience through internships, co-ops, community service activities, volunteering and the like.

Bad idea.

In today’s crowded entrylevel job market, your college student is going to be competing with other students and recent graduates who began building their experience starting sophomore or, in a few cases, even freshman year. That’s reason enough to encourage your son/daughter to get started sooner vs. later where obtaining experience is concerned.

But that’s not the only reason. Here are three morethree that are frequently overlooked by students and parents alike: 1. Through experience, your student can explore career options thoroughly.

If your student is like most, he has no true grasp on what careers exist in the world of work. Many college students, for example, think that health-care careers are limited to doctors and nurses.

But there are literally hundreds of career options in health care, jobs your student likely won’t discover unless and until he seeks out relevant experience in the health-care field.

Once that hands-on exploration begins, another benefit unfolds: Your student will be able to try a career on and see how it fits. You wouldn’t buy a house until you’d toured through it and had it inspected, right? Well, the same idea holds true with your college student and careers. By getting a little experience in a field of interest, your student will have the necessary confidence to know whether he should buy into that careeror not because he will have done his due diligence!

2. Experience allows your student to show prospective

employers the skills she’s acquired.

Today’s employers want the new college grads they hire to bring something tangible to the table, starting on their very first day of work.

As importantly, hiring managers demand to see proof of what a new college grad can do, the kind of proof that emerges from what the new grad has done in the past through internships and other experiential activities.

All employers have been burned at least once by a college student or recent grad who claimed to have skills and traits she didn’t really possess.

Remember, too, that hiring managers aren’t looking sole-

ly for technical skills in their entry-level employees. They also seek out the college students and recent grads who shine in the area of soft skills such as communication (written and verbal), problem solving, working well on teams and demonstrating self-motivation and initiative.

There’s no better way for your college student to demonstrate both her technical skills and her soft skills than through the accumulation of hands-on experience.

3. Experience gives your student concrete examples to share in future job interviews.

Many of today’s employers use a technique called behavioral interviewing to assess job candidates. In a nutshell,

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the interviewer who is using a behavioral interviewing strategy will ask the candidate for examples of what he has done in the past instead of asking him what he would do in a hypothetical situation. For example, if the interviewer wants to assess a candidate’s problem-solving skills, a traditional interview question might go something like this: Suppose you were having a problem with a colleague at work. What would you do to solve it?

But a behavioral approach to that same question would look like this: Tell me about a time when you were having a problem with a colleague at work.

What did you do to solve it?

The idea behind behavioral interviewing is that past behavior predicts future behavior. And so the typical interviewer will grill your student about real situations from his past and ask for concrete examples of how he handled those situations. If your student has a variety of experiences to pull from, his examples are going to be much richer — and have much more impact — than those of the student or recent grad who has little or no experience.

Think of it this way: The more experience your student accumulates during college, the more evidence he’ll have to back up his claims in future interviews. And these days, evidence is everything to employers. They’re just not interested in — let alone swayed by — what your student can do.

So encourage your college student to start looking-nowfor ways to build experience.

The best, and easiest, way to begin is for your student to head for the campus career center or internship office.

Provided by College Career, helping college students — and their parents — make decisions with direction. Visit www.collegetocareer.net.

Want More Information?

Check the boxes for the schools from which you would like to receive more information, then complete this form and return it to the address below.

❑ Baldwin-Wallace College

Name

❑ Capital University

Address

❑ Chamberlain College of Nursing ❑ DeVry University

City

State

❑ Franklin University

Phone Number

❑ Hondros College School of Nursing

E-Mail Address

❑ Mount Carmel College of Nursing

Age Range ❑ 12-17

❑ Ohio Northern University

Mail to: Eric Owens The Columbus Dispatch 5300 Crosswind Drive, Columbus OH 43228 Fax to: Eric Owens at The Columbus Dispatch at (614) 469-6087

Zip

❑ 18-24 ❑ 25-34 ❑ 35-45 ❑ 46-54

❑ 55+

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THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

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Fall Open House - Nov. 8

ARTS & SCIENCES BUSINESS ADMINISTRATION ENGINEERING PHARMACY LAW

www.onu.edu

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Ohio Northern University’s distinctive, quality education blends excellent liberal arts and professional programs

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THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

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OHIO NORTHERN UNIVERSITY

A world-class education can be affordable Too often, families read only about stated tuition costs. They may never learn what many people actually pay out of pocket. Their college search and selection often get derailed because of sticker shock.

There are, however, ways to pay for an outstanding education that many families never discover. With the number of outside scholarships available and the help of a proactive financial aid staff, a private education should not be ruled out because of initial price.

At Ohio Northern University, outside scholarships bring over $1 million to new students each year. This helps round out other awards being made to the student, and that can produce a great deal!

Sample Financial Package Often times, families will find that a typical financial aid package from Ohio Northern can greatly reduce the higher stated costs and show more realistic out-of-pocket costs.

For example, given a “sticker cost” of $38,000-$40,000, the University provides an estimated aid package of $20,000-$25,000, which includes grants, loans and work options.

This means, on average, nearly two-thirds of the stated cost can be covered. That’s a private college education at a public institution price!

“As a private institution, we are committed to helping a wide range of families utilizing a variety of resources,” says Karen Condeni, vice president and dean of enrollment at Ohio Northern University.

An ONU education offers: ■ Value that represents quality: Students pursue their personal “true north” in an environment that offers a unique blend of excellent arts and sciences and professional programs rich in cross-learning opportunities.

■ Value that is affordable: More than 90 percent of our students receive financial help in the form of aid, grants and scholarships.

■ Value that reflects national reputation: Ranked No. 2 in the Midwest among baccalaureate colleges, Ohio Northern University continues to be

Meet Mathile• Scholar Austin Moyer New Washington, Ohio Mechanical Engineering major Society of Automotive Engineers (SAE) Mini Baja Competition Habitat for Humanity American Society of Mechanical Engineers Phi Eta Sigma (honors fraternity) With the tuition assistance, I have more time to focus on school and more time to get involved with organizations. I can afford my tuition without having to spend time working a job. After college, I will not have to experience the debt load that many graduates face, and I will be financially able to pursue my dreams.

•Mathile Scholars receive renewable $30,000 scholarships each year; a selection committee determines the recipients. For information about the many generous merit scholarships and need-based financial assistance available from ONU, visit www.admissions.onu.edu/scholarships/scholarships.shtml

the highest ranked Ohio university in its category in the U.S. News & World Report annual look at higher education (2009).

■ Value that endures: Motivated students come to ONU and are supported by individual attention from a close-knit community where they are prepared to lead successful lives in a changing world.

Private or public, the choice is yours Oftentimes, helping your children decide on what colleges to apply to can be a fun, yet trying, process. Finding an academic program, in addition to an appropriate social environment that will be (hopefully) a once-in-a-lifetime experience for your child, makes sifting through college catalogs rewarding, yet tiring.

But once those acceptance letters start rolling in, an even more difficult process begins. Many times, money plays a large role in where a student will be spending his college years. While many state schools offer an overwhelming amount of fields your child can study at relatively low prices, typically private schools boast more specialized, recognizable and renowned individual programs, albeit at a far greater financial burden.

The debate over public or private college has been going on since higher education became the norm. But with costs now escalating rapidly on both sides of the fence, comparing potential debts between public and private schools is like comparing six of one and a half a dozen of another.

One common misconception in the debate of public versus private is that public schools will always be cheaper. If your child stays in-state while attending public school, then, yes, tuition is almost always cheaper. But if your child is thinking of going to a public institution outside of his home state, expect tuition costs to be nearly as expensive as if he were to attend a private institution.

The University of Michigan, for instance, one of the most highly regarded public institutions in the nation, nearly triples its tuition for out-of-state students. Also, since in-state students attending public schools are awarded significant financial aid, students hoping to attend public schools outside of their home state can expect a far smaller offer.

While money is a consideration for students, it also must be looked at as a consideration for schools as well. State schools are dependent almost entirely on state budgets, which fluctuate on a constant basis. Unfortunately, history has shown that when budgets decrease, school funding typically takes the

biggest hit. While this won’t necessarily lead to a decrease in your child’s aid, it could affect his education. In order to keep up appearances, many public schools, when hit with a drastic decrease in budget, will not remove programs entirely, but will greatly reduce the number of courses offered in a particular program. This will not only deny your child certain courses that will further his education, but the courses that are left will likely feature larger classes, meaning less attention available for each individual student.

Private schools face no such issue, as the funding from private schools comes entirely from alumni donations, endowments and tuition, meaning state budget cuts will have no effect on the quality of your child’s education at all.

The issue of public versus private has also taken root in the everincreasing middle class. The fastest growing sector of American society, the middle class has traditionally been a difficult place to be for those looking to finance a college education. In the 2002-03 school year, the average cost (tuition, books, room and board, etc.) for undergraduate students at public institutions was nearly $13,000 per year, while private institutions was more than double that at $28,000.

For students in the middle class, little or no choice was available to them with respect to public or private. Families in the middle class have traditionally failed to qualify for need-based aid, therefore, attending private universities was largely out of the question because of the higher cost.

However, that trend has changed quite a bit over the last decade, perhaps due to the middle-class’ unprecedented growth. Such growth has seen financial aid trends making it far easier for middle class students to attend private universities. In the 1990s, funding for Federal Pell Grants, the largest federal aid program that provides assistance to only the neediest students, rose just 23 percent. Meanwhile, institutional aid, which colleges have traditionally set aside for the middle-class students whose parents are caught in the difficult middle ground of too much income to earn aid but too little to afford college, grew 84 percent.–MS

The first test that college applicants face is selecting schools to apply to. Considering that there are some 3,800 colleges in the USA, narrowing your choices down to the four to eight you want to apply to can be no easy task.

Experts suggest that applicants should concentrate on what feels right for them — not what rankings tell you, where your friends are applying or where other people you know have gone.

Here are some questions to ask that may help narrow down your college search: ■ Would you prefer to go to col-

lege in a large city, midsized college town or on a rural campus?

■ Do you want to be on a large campus with lots of students and things to do? Or a smaller campus with a more intimate feel?

■ Do you want to go to school close to home or far away? Many Web sites, such as the College Search on www.collegeboard.com, allow you to search for colleges in a certain state, or within a given distance of your ZIP code.

■ Also think about what type of environment you enjoy-for example, near the ocean, in the mountains or in the desert.

■ Do the schools you are researching offer the college majors in which you have an interest? The College Board’s “Book of Majors” or the MyRoad.com Web site can help you research majors and find colleges that offer them.

■ Would you rather go to a college where you’ll get a broad, rounded education and meet people who are all studying different subjects-like a university or liberal arts college? Or would you prefer a college that prepares you for a specific career-such as an engineering institute, music conservatory or health sciences college?

Once you’ve developed a short list

of colleges that meet your criteria, you should research those colleges more thoroughly by talking to your school counselor about them, visiting their Web sites, and, if possible, visiting campuses while classes are in session.

Another resource that’s available is the College Board’s College Handbook.

It’s designed to help applicants develop a short list and learn more about different schools. It has indexes of colleges by type, size and sports offered, as well as detailed information on academic programs offered, how hard it is to get in and extracurricular activities on campus.—NAPSI

Do self-assessment when deciding on a major should take advantage of that leeway and pursue whatever classes interest you the most. If you find you genuinely like a certain class more than others, research that field and see if it might be right for you.

■ Do some self-assessment. Look back on your academic career and try to assess what courses have come easy, and what courses you with which you might have struggled. For

instance, if you’ve always done well in English classes, perhaps pursuing a degree in English or education could be right for you. If math’s always been your strong suit, consider something in the school of sciences. Whatever you do, don’t lie to yourself.

■ Know the requirements. If you’ve waited until your junior year to declare a major, that’s fine. However, it could be limiting if your goal

is to graduate in four years. If you take one psychology course during your sophomore year and decide that’s the major for you, there might be a host of prerequisites to take before beginning to take any upper-level classes.

This can force you to take more credits per semester or even some summer classes to graduate on time. Before choosing a major, investigate all the requirements of that major first.—MS

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For those stuck at the collegiate fork in the road and wondering which path to take, consider the following before making the call on a college major: ■ Personal interest. Most professionals will tell you going to work is a lot easier if you like what you do. The same can be said for going to class.

Since many colleges don’t require you choose a major until junior year, you

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

Tips on selecting the right college

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Baldwin-Wallace is ‘a school to watch’ “A school to watch.� That’s how U.S. News and World Report describes Baldwin-Wallace College. Not only because B-W is consistently ranked among the top colleges in the Midwest or because the magazine considers it a “best value� in higher education, but because of the College’s innovative programs and accomplished graduates.

Every B-W student develops a personal Action Plan that integrates academic studies with experiential learning and co-curricular activities to provide a truly customized education. An emphasis on the traditional liberal arts gives B-W grads the flexible skills in critical thinking, communication and problem-solving that are necessary in an increasingly global society.

This year, B-W is the first Ohio college to offer an undergraduate major in sustainability. Its programs in neuroscience, music theatre, education and athletic training are highly regarded. The Center

for Innovation and Growth works to develop an entrepreneurial spirit across all College programs and the undergraduate-only Conservatory of Music is internationally renowned.

Theory is put into practice on a daily basis at BaldwinWallace. Arts Management students collaborate with Cleveland’s Playhouse Square to market professional theatre to young adults. Chemistry students partner with working chemists on projects for Sherwin-Williams. Sports Management majors intern with the Indians and the Cavaliers. Other students work with local communities to develop a workable plan for regionalizing fire and safety services. Non-verbal children are taught to communicate by undergraduate students in the campus Speech Clinic.

Primary research in all disciplines is conducted through the Faculty-Student Collaboration program.

Students work with faculty

mentors to discover the genetic basis of multiple sclerosis. They measure the influence of religious affiliation on political engagement or help to develop a multi-media theatrical event about the Holocaust.

B-W students participate in more than 100 campus groups and organizations, from Greek life to the marching band to the campus radio station, WBWC. They contribute thousands of hours each year to community outreach programs.

And they are perennial winners in 21 NCAA Division III varsity sports for both men and women.

Add a tree-lined suburban campus that is only two and a half hours from Pittsburgh and just 20 minutes from downtown Cleveland and all of the arts, business, educational and recreational resources of a major metropolitan center, and it becomes evident why students, parents, educators and businesses alike are watching Baldwin-Wallace, too.

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THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

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Where learning meets life “When I graduated from high school, I wasn’t really sure where I wanted to go to school or what career I wanted to pursue.”

The above statement describes the majority of young Americans who graduate high school with a lot of daunting decisions and uncertainties as to their future career path. But for Emily Garrett, an opportunity of a lifetime solidified her passion for helping others and led her directly to Chamberlain College of Nursing in Columbus.

“I was fortunate to know an amazing family from church who invited me to help with their missionary work in the Philippines at a birthing house and a medical clinic,” said Garrett. “I learned how to truly give of myself and fell in love with nursing.”

Garrett, 21, began classes at Chamberlain in March of 2007 and plans to graduate in March of 2009.

“I chose Chamberlain because unlike many other nursing schools in the area, Chamberlain didn’t have a waiting list for new students. I knew this was my career path, and I was ready to start my degree so I could do what I love,” she said.

Chamberlain’s small class sizes, state-ofthe-art nursing labs, expert faculty and clinical coordination have helped Garrett work toward her goals. Garrett also works

part time and volunteers at Faith Mission Medical Clinic and Big Brothers Big Sisters.

“I hope to work as an international nurse, perhaps with a non-profit organization such as Doctors Without Borders. I know my future holds many new places to travel to and beautiful cultures to learn about. I can’t wait to meet more amazing people and give them the experienced and compassionate medical care I’ve learned through Chamberlain.”

Based on the October, 2007 — March, 2008 NCLEX data, Chamberlain’s BSN program is ranked within the top 10 percent nationally for pass rates.* Chamberlain College of Nursing is accredited by The Higher Learning Commission of the North Central Association. The ASN program is accredited by the National League for Nursing Accreditation Commission (NLNAC). Its BSN program is accredited by NLNAC and the Commission on Collegiate Nursing Education (CCNE).

Chamberlain is now accepting applications. To learn more about Chamberlain College of Nursing and the degree programs available at its Columbus campus, visit www.chamberlain.edu or call 1-800200-4438. *Based on St. Louis Campus October 2007-March 2008 NCLEX data.

Personal achievements are a must-have on all MBA applications Even with top business schools rejecting more than 85 percent of applicants, you can manage the admissions process if you avoid a few mistakes, said Stacy Blackman, co-author of The MBA Application Roadmap and an admissions consultant. Here are some top mistakes often encountered by Blackman: ■ Failing to address obvious weaknesses. Admissions officers may be interested in what you learned from a mistake.

■ Focusing only on career and professional achievements. Reveal your unique qualities through activities outside of work.

■ Having too many people review and comment on your application essay can water it down.

■ Not preparing adequate-

A good business school application reveals passions and unique qualities through activities outside of work. ly for the admissions interview. Anticipate questions and practice.—NAPSI

7 THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

CHAMBERLAIN COLLEGE OF NURSING

1350 ALUM CREEK DRIVE, COLUMBUS, OH 43209

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A rewarding career, in great demand, that brings out the best in you. It all starts at Chamberlain College of Nursing. Chamberlain’s Associate or 3-year Bachelor of Science in Nursing degree programs will help you answer the call to caring — quickly and with the quality nursing education health care employers look for. With program accreditation from both NLNAC and CCNE,* we don’t just talk about excellence, we live it every day. Chamberlain College of Nursing - be inspired, find a calling, make the world a better place. To launch your nursing career, call 888.556.8CCN or visit chamberlain.edu/coldispatch. Now enrolling for the spring semester starting March 2nd. | Where learning meets life

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

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DEVRY UNIVERSITY

Making a difference in Columbus DeVry University, one of North America’s leading career-oriented institutions for business, technology and management education, has a campus located at 1350 Alum Creek Dr. in Columbus, as well as its Columbus North location at 8800 Lyra Dr., Ste. 120. DeVry offers undergraduate degree programs in business administration, computer information systems, technical management, electronics engineering technology, health information technology, network and communications management and network systems administration among others. Additionally, it offers graduate degree programs in accounting and financial management, business administration, human resource management, information systems management, network and communications management, project management and public administration through its

Keller Graduate School of Management. It also offers 12 graduate certificates, including entrepreneurship.

DeVry University understands the challenges faced by adults who are going back to school. As a result, DeVry offers flexible class schedules to help these students balance their professional and personal commitments.

DeVry allows students to take courses on-site and online, creating a schedule that best fits their lifestyle. Plus, with two locations, classes aren’t far from home or work.

In addition to meeting the needs of mid-career students, DeVry University offers a number of programs for high school students to get a taste of college life and hit the ground running at no cost.

DeVry’s Advantage Academy allows high school juniors and seniors to take on-campus classes and graduate with both a diploma and an associate degree in network sys-

tems administration. Students can then go on to earn a bachelor’s degree in as little as one year. DeVry University’s Passport2College program allows high school students to experience college by taking courses over the summer for college credit such as networking, business administration or accounting. From university services, library and lab access, tutoring, mentoring and more, you’ll get the individual support you need. DeVry also offers a number of Community Scholars scholarships for those who qualify, worth $1,000 per semester to help students reach their goals.

DeVry University is also proud to support our country’s men and women in uniform. Members of the military, whether at home or abroad, can take classes online toward their degree.

To supplement the flexibility of online education, DeVry University, like many col-

leges and universities, has hired specially trained individuals to work with military students. DeVry University’s military admissions, finance and student services teams have more than 135 years of combined military experience. As part of DeVry’s ongoing dedication to the military service, the school also offers tuition benefits to military students, their spouses and children.

DeVry University focuses on the future careers of its graduates. For example, 92 percent of DeVry Columbus graduates between June 2007 and February 2008 in the active job market were employed in their chosen field within six months of graduation. The average starting salary for these graduates was $42,000.

For more information about DeVry University or to register for classes, please call (614) 253-7291 or visit www.devry.edu.

Tips for paying off loans ■ Consolidating your loans can reduce your monthly payments and potentially lower your interest rate. When you consolidate, you’ll get just one bill per month, which makes it easier to keep track of your payments.

■ If possible, make payments during your sixmonth grace period. This is a great way to save money on your subsidized loans because any payments you make will be applied directly to the principal balance.

This lowers the amount of interest you will owe after the grace period expires.

■ Use direct debit to help you pay your loans on time every month. If you use this service, you also may qualify for an interest rate reduction after a specified number of on-time payments.—NewsUSA

Your Future Starts Here.

With DeVry University and its Keller Graduate School of Management, you’ll find many undergraduate and graduate degree programs that can help you get started on a rewarding career. Choose from a range of undergraduate degree programs including Business Administration and Computer Information Systems. You can also choose from graduate degree programs such as Human Resource Management, Public Administration, Accounting & Financial Management, and many more, all taught by working professionals.

Find it all with DeVry and Keller. For more information and for your complimentary guide to today’s top careers, call 877.518.6485 or visit us at www.devrynow.com.

Classes start soon. Sign up today!

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DeVry University is accredited by The Higher Learning Commission of the North Central Association, www.ncahlc.org.

Program availability varies by location. © 2008 DeVry University. All rights reserved.

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1350 Alum Creek Dr. Columbus, OH 43209 8800 Lyra Dr. Columbus, OH 43240 (I-71 & Polaris Parkway)

Stepping through the gates on your first day at Capital University begins your higher education journey and membership into a closeknit community known as the Capital family. This community is rooted in a rich heritage of providing a caring learning environment and the support that is essential to ensure student success. Capital’s picturesque campus is located in Bexley, Ohio, just minutes from downtown Columbus, giving students a small-town feel with all the benefits of Ohio’s capital city.

Capital provides students with meaningful educational experiences and the resources to foster

lifelong mentorship, fellowship and friendship. Having a 9:1 student-tofaculty ratio facilitates strong individual advising relationships that open doors to internships, graduate school and successful careers. Of Capital’s 2007 graduates, 95 percent were employed in a degreerelated position or in graduate school, or were satisfied with employment, within six months of graduation.

Founded by the Lutheran Church in 1830, Capital has provided generations of students with a quality, values-based education.

Capital is regularly in Barron’s 300 Best Buys in College Education and is

annually among the top 20 schools in the Midwest in the master’s category of U.S. News & World Report’s ranking of America’s best colleges.

Capital educates nearly 3,700 students each year, awarding undergraduate and graduate degrees in more than 60 majors and 38 minors through the Conservatory of Music and School of Communication; School of Humanities; School of Management and Leadership; School of Natural Sciences, Nursing and Health; School of Social Sciences and Education; and the Law School.

Capital students can choose from more than 80 student organizations

in which to get involved, from theater and academic clubs to Greek life and peer mentoring. They also are involved with the Central Ohio community through various service opportunities. Capital students stay physically active by using The Capital Center fitness facility or participating in one of the 16 NCAA Division III varsity sports or any number of intramural sports.

If you are looking for an interactive place to learn, an exciting place to live and a close-knit place to grow, Capital University is the place for you. For information, call (614) 236-6101 or visit www.capital.edu.

Choosing the right student loan begins with research Financing a higher education is an investment that will pay a lifetime of dividends. It is important, however, to be sure your up to speed on the many choices you have on how to pay for college.

1. Find free money first. Most importantly, they should also apply for financial aid that does not have to be repaid such as scholarships

and grants.

2. Explore federal student loans.

Consider borrowing under the federally subsidized student loan programs, which provide consumerfriendly loan rates, benefits, and repayment options for students and parents. Parents and graduate/professional students can borrow up to the cost of attendance under the

Parent PLUS and Graduate PLUS programs, respectively.

3. Use private student loans to fill any remaining funding gap. Private loans are designed to supplement federal loan programs and are available from schools, banks and education loan organizations. The terms of these loans vary based on the lender and the credit history.

Securing a credit-worthy co-signer can significantly reduce your interest rate.

“Students and parents should first check with the financial aid office on campus for recommendations on student loan providers,” said Martha Holler, spokesperson for Sallie Mae, the nation’s leading saving- and paying-for-college company.—NewsUSA

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

Learn, live, grow at Capital University

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Whether you want to begin your college education, complete your bachelor’s degree through our adult learning program or further your career through graduate studies, Capital has a program that can meet your needs.

Center for Lifelong Learning

• More than 60 majors and 40 minors

• Bachelor’s Degree Completion Program

• Internships available in every major • Small classes • Faculty mentors who are dedicated to teaching • 80 student organizations

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• Intimate campus setting coupled with the opportunities and excitement of the state’s capital city

Business • Master of Business Administration (MBA)

- Accounting - Business Administration - Criminology - Professional Studies

Law • Juris Doctor • Master of Laws

- Instrumental emphasis

- Taxation

- Jazz Pedagogy emphasis

- Business and Taxation

- Kodály emphasis

• Master of Taxation • Certificate Programs - Legal Nurse Consultant

- Public Administration

- Life Care Planner

- Social Work

- Mediation and Dispute Resolution

- Post-Degree Teacher Licensure Program - Accounting Certificate

(614) 236-6011 • www.capital.edu

• Master of Music in Music Education

- Business

- Psychology

- Sociology

Music

Nursing • Master of Science in Nursing • Bachelor of Science in Nursing Degree Completion (for RNs) • Bachelor of Science in Nursing Accelerated Program

- Paralegal

Reach Your Educational and Career Goals at

CAPITAL UNIVERSITY

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Traditional Undergraduate Program

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

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Franklin University continues to lead the way Ohio ranks well below the national average in the number of citizens with bachelor’s or associate’s degrees. Gov. Ted Strickland’s ambitious 10-year Strategic Plan for Higher Education was created to improve Ohio’s educational standing, and the state’s universities have been challenged to achieve three primary objectives: graduate more students, keep them in Ohio, and attract more degree holders from out of state.

As Ohio’s third-largest private university and a leading educator of working adults, Franklin University is dedicated to aiding the state’s new plan and is already significantly contributing to the achievement of all three goals. Recognizing the vital role accessibility to education plays in Governor Strickland’s plan, Franklin has launched its “Impact Ohio” initiative to increase enrollment around the state by ensuring ample opportunities for further education.

The centerpiece of Impact Ohio is increasing collabora-

tion with community colleges and adult career/technical centers. By continuing to have one of the most transfer- friendly policies in the state, students are able to transfer more of their previously earned college credits to Franklin and save money and time toward earning their bachelor’s degree. Through Franklin’s innovative Community Col-

lege Alliance (CCA) program, the University has formed relationships with over 250 community colleges across the nation, including 24 in Ohio.

Through CCA, students can seamlessly transfer their associate’s degree credits and take Franklin classes online while staying in their communities and maintaining professional and personal

TIMELINE SOPHOMORE AND JUNIOR YEARS Actively enhance your resume by becoming a leader in various organizations and clubs on campus. Attend your faculty’s office hours, join research projects, or make internship connections to gain valuable references for your future application.

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SUMMER BEFORE SENIOR YEAR Write a statement of purpose, this draft should include why you want to be admitted to the program you’re applying to. Browse directories and graduate programs. Study for the GRE, take a prep course or simply buy a book, familiarize yourself with its structure and time constraints.

responsibilities. Expanding formal articulations with adult career education centers statewide will provide new educational pathways for more students.

Another aspect of Impact Ohio is the introduction of Franklin’s benefits to high school students, particularly those who work full or part time while they pursue further education. As an initial

step in this process, Franklin partnered with Columbus City Schools as part of Gov. Strickland’s Seniors to Sophomores Program designed to permit high school seniors to complete their final year of high school while simultaneously earning college credits.

This dedication to making education more accessible is nothing new for Franklin.

Since 1902, the University has provided opportunities for busy professionals to expand their knowledge and enrich their lives.

Addressing attendees at the installation of Franklin’s new president, Dr. David Decker, Chancellor Eric Fingerhut expressed admiration for Franklin. “A lot of what we propose to do here in Ohio is right out of the Franklin University playbook,” Fingerhut said. “We seek to follow Franklin’s example across the state.”

With a rich history as a pioneer in higher education, Franklin is once again poised to lead the way and continue to make an impact in Ohio.

FOR APPLYING TO GRAD SCHOOL

write them thank you letters if they agree. By now you should also have signed up for the GRE. OCTOBER Take your GRE. Continue working on your statement of purpose. Narrow your list of graduate programs to 6 to 8. Be aware that each school has their own admissions policies, procedures and deadlines. For example, every school may require you to send a statement of purpose, but you should carefully tailor it to each program that you are applying to.

NOVEMBER Give your references the forms they need, allow them plenty of time to write your recommendation, along SENIOR YEAR — SEPTEMBER You should meet with your faculty with the addresses they’ll need and postage. Order your transcripts from and mentors to discuss receiving a your registrar’s office and have them reference letter from each of them (typically 3 to 5 references). Be sure to sent to the appropriate schools.

DECEMBER Complete your final statement of purpose for each school. Finish your applications and make copies for yourself.Take note of when you sent them out and ask for confirmation from the mailing service that the school has received the application.

By now you should have narrowed your list of programs to three to four schools.

JANUARY All applications should be mailed in by now and completed. Schools often times do not receive certain parts of your application (or they lose them!). Call every school and make sure they have your GRE scores, references, transcripts and completed application. Also fill out all financial aid that you may qualify for, including special grants, and most importantly the FAFSA. Contact schools about

their interview process, and make arrangements accordingly. Many schools have an interview process for obtaining an assistantship.

FEBRUARY Typically, most programs conduct interviews during the month of February for assistantships. Prepare to interview, take advantage of mock interview sessions at your school’s career center.

MARCH/APRIL Most programs and employers will begin to notify candidates during this time period. Make your final decision and commit to the program of your choice!

Reprinted with permission by University of South Carolina, Residence Education, www.housing.sc.edu

MOUNT CARMEL COLLEGE OF NURSING

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In today’s fast-paced and everchanging health-care environment, the opportunities for registered nurses are virtually unparalleled. At Mount Carmel College of Nursing, students are being educated to meet the demand and to pursue nursing paths that align with their interests and professional goals.

Today, students who earn a Bachelor of Science in Nursing (BSN) degree can enter the ranks of health care knowing they have many possibilities from which to choose. “Professional nursing is an exciting and rewarding career,� says Ann E. Schiele, PhD, RN, president and dean of Mount Carmel College of Nursing. “In fact, there are so many opportunities now that men and women who enter this profession can select from numerous career paths ranging from direct patient care and working within a physician office setting to health-care administration and working in outpatient and school settings.�

Those who attain a Master of Science degree in nursing have even wider choices available, including teaching in academic institutions or hospitals.

Academic Programs A small, private Catholic college, Mount Carmel College of Nursing takes a comprehensive approach to health-care education. Programs include: â– Prelicensure Program, leading to a Bachelor of Science in Nursing (BSN) degree. This is a traditional four-year program designed for students without previous nursing experience. Also, new in 2008 is a satellite program in Lancaster called Mount Carmel College of Nursing at Fairfield Medical Center. â– Advanced Placement Program, which also leads to a BSN, is for students who have completed all nonnursing course work in the first two years of the nursing curriculum.

Students can earn a degree in five semesters. ■RN-BSN Completion Program is designed for licensed registered nurses who wish to obtain a BSN. ■Second Degree Accelerated Program, a 13-month program that leads to a BSN and is designed for students who have earned at least a bachelor’s degree in another major. ■Master of Science Degree in Adult Health, Nursing

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

Preparing students for exciting careers in nursing Administration and Nursing Education is for baccalaureate prepared licensed registered nurses who wish to enhance career opportunities and levels of professionalism.

Additionally, comprehensive certification and non-degreed programs are offered. They include a Graduate Certificate in Nursing Education for master’s prepared nurses who wish to teach in academic or health-care settings. The Online Nurse Refresher Course is designed for licensed nurses who have been out of the field for at least five years and wish to return to practice.

Enriching Experience Mount Carmel College of Nursing has developed a number of programs that are in keeping with the institution’s commitment to fostering respect for all persons, holistic development of individuals and encouragement of social responsibility.

These include Success in College courses and the highly successful Learning Trails program, which provides one-on-one guidance and counseling for students of various cultural backgrounds.

To learn more about Mount Carmel College of Nursing, please visit www.mccn.edu or call (614) 234-4CON.

PROGRAMS

Bachelor of Science in Nursing: Four-Year Traditional Program, RN-BSN Completion Program, Second Degree Accelerated Program, Advanced Placement Program.

Master of Science in Adult Health, Nursing Administration and Nursing Education. Graduate Certificate in Nursing Education. Online RN Refresher Course.

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12 THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 12, 2008

Franklin Makes it Possible!

“I’m really happy about how many of my Columbus State Community College credits transferred to Franklin! It saved me money and time toward earning my bachelor’s degree.”

- Ekaterina Cihy Accounting Student

Winter Registration Begins October 27

■ Online and on campus at four central Ohio locations - Main Campus (downtown) - Dublin - Westerville - Delaware

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■ Ranked by central Ohio employers as the #1 choice for working adults

www.franklin.edu 614.797.4700 1.877.341.6300

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■ Associate’s, bachelor’s, and master’s degree options