Aspire by The Columbus Dispatch/Dispatch Magazines

THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

Baldwin-Wallace College Capital University Chamberlain College of Nursing Columbus College of Art & Design DeVry University Franklin University Hondros College School of Nursing Mount Carmel College of Nursing Ohio University Otterbein College

Typical college graduate’s debt increases, but slowly Bachelor’s degree recipients were more likely than others to have relied on loans Although student debt increased rapidly for students in some sectors of higher education during the last four years, the amount of debt accumulated by graduates of public and private four-year colleges grew relatively slowly from 2003-04 to 2007-08. This information and other insights are the focus of a policy brief released this fall by the College Board based on new data from the U.S. Department of Education’s National

Postsecondary Student Aid Study (NPSAS). “How Much Are College Students Borrowing?” analyzes information in NPSAS, which reveals that among all students who completed a degree — associate, bachelor’s or a certificate — in the 2007-08 academic year, 41 percent graduated with no debt. Among all students, those completing any undergraduate degree with education debt increased from 54 percent in

2003-04 to 59 percent in 200708. The most rapid increases were within the for-profit sector and for all students earning certificates and two-year degrees. The median debt level of 2007-08 bachelor’s degree recipients at public four-year colleges was $17,700, a 4 percent ($710) increase in inflation-adjusted dollars over five years. The median debt level of 2007-08 bachelor’s degree recipients at private four-year institutions was $22,375, which is a 5 percent ($1,137) increase in infla-

Let Capital University help you make things happen

| THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

students and 54 percent of all full-time students took out an education loan. Bachelor’s degree recipients were more likely than other graduates to have relied on education loans. In 2007-08, 66 percent of bachelor’s degree recipients graduated with debt, including 62 percent who had federal loans and 33 percent who had borrowed from nonfederal sources. A much larger fraction of graduates of for-profit institutions relied on private loans. Source: The College Board

Finding your way through the financial aid process (MS) — As scores of high school seniors across the country ready themselves for their final year of high school, many of those students and their parents are getting acquainted with the financial aid process. With college on the horizon and the economy in flux, more and more families are expected to seek financial aid to help finance their kids’ college educations. Even for parents who have done it before, the financial aid process can be confusing. For parents of high schoolers about to begin their secondary school swan song, consider the following tips to successfully navigate your way through the financial aid process. ● Don’t stall or procrastinate: Financial aid partially works on a first-come, first-serve basis, so it’s best to apply as soon as you can (Jan. 1). You can estimate income or simply look at your final W-2 for the year to answer questions regarding yearly earnings and finances. ● Begin with the Free Application for Federal Student Aid (FAFSA). This should be the first form you complete, even if you’re aware you don’t qualify. Other types of financial aid, such as state grants and loans, typically require that you fill out

Will you … Make beautiful music? Skydive? Sing a song? Write a play? Be inspired? Win a championship? Report the news? Offer care? Organize a show? Learn a new language? See the world? Make money? Write a brief? Take over a company? Debate a professor? Be accepted? You know there are things you’re meant to do — both big and small. At Capital University, you’ll find the support, encouragement and resources to make those things happen. We’re here to bridge who you are now and who you’re about to become. We believe. You will. Founded in 1830, Capital University has the Just because we’re the oldest university in distinction of being the oldest university in central Ohio doesn’t mean we’re stuck in a central Ohio. stodgy style of learning. From the time this institution was founded by the Lutheran Church your character. And character is just what in 1830, Capital has embraced liberal arts learn- Capital provides. ing and professional education. It’s who we are. Capital educates nearly 3,700 students each We think relationships matter. Our profesyear, awarding undergraduate and graduate sors are both accessible and without ego. Maybe degrees in more than 60 majors and 38 minors because they are as passionate about teaching as through the Conservatory of Music and School they are about research. Possibly because they of Communication; School of Humanities; run every classroom, not teaching assistants. School of Management and Leadership; School Perhaps it’s due to our intimate class size (25 of Natural Sciences, Nursing and Health; School students on average). We just think it’s easier to of Social Sciences and Education; and the Law learn from someone you can easily engage in School. conversation. If you are looking for an interactive place to At Capital, every day is a new experience. learn, an exciting place to live and a defining And each makes our students more mature. New place to grow — a place where we’ll help you friendships are abundant. New challenges make things happen — Capital University is the abound. Whether it’s bonding over a late-night place for you. movie or volunteering to fulfill a political pasFor information, call (614) 236-6101 or visit sion, every action you take will start to define www.capital.edu.

tion-adjusted dollars over five years. “Many students borrow at some point in their college careers, but not every year,” said Sandy Baum, coauthor of the policy brief and senior policy analyst at the College Board. “Borrowing moderately is a responsible way to pay for college, but students should consider how much they can expect to earn when they graduate and whether they will be able to afford the required monthly payments,” said Baum. In 2007-08, 39 percent of all

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the FAFSA, so this should be done first and as soon as possible. ● Go for the gold: Students should apply for all types of available aid, be it a loan from Uncle Sam or individual grants and scholarships. Each school has a number of unique scholarships and grants, and parents and students will never know about them unless they ask. It’s typically free to apply, so it can’t hurt to apply for anything and everything. ● Seek help and advice: Particularly for parents going through it for the first time, the college and financial aid application process can be overwhelming and even intimidating at times. High schools have counselors who have been through the process numerous times and who are more than glad to help. If your child has a particular school in mind, don’t be afraid to contact that school’s financial aid office and ask for help as well. That’s why such offices exist.

GO Ohio University GREEN for high-quality education in central Ohio Ohio University, the state’s first university, now offers parttime programs in Central Ohio that make it possible for motivated individuals to meet their educational goals without career interruption. Earning an “A” for accessibility, Ohio University’s respected professional MBA is offered at three central Ohio locations on the campuses of Columbus State Community College in Dublin, Groveport and at the downtown Columbus main campus. The program also earns A’s for accreditation, applicability to career and affordability. Ohio University’s College of Business is accredited by Association to Advance Collegiate Schools of Business International (AACSB). It is one of only two AACSB

International accredited MBA programs in central Ohio. Payback begins immediately, as students apply what they learn and learn what they apply. Put it all together, it’s a real value at a cost that is almost 40 percent lower than the most directly comparable program in central Ohio. “With the challenging economic situation, a solid business education gives professionals a competitive edge in the marketplace,” said Ed Yost, executive director of graduate executive education in the College of Business. “Prospective students should think of the MBA as an investment in themselves and their career.” The Master of Financial Economics, or MFE, emphasizes applied and empirical skills, as

well as theoretical background. It is designed for professionals in the financial services field who desire advancement. The curriculum is based on the Candidate Body of Knowledge developed by the CFA Institute (formerly The Association for Investment Management and ResearchAMIR). Practitioners who pass a series of demanding examinations are awarded the Chartered Financial Analyst-CFA-designation by the CFA Institute. Classes are taught on Saturdays at Ohio University’s Pickerington Center just off I-70. Both programs currently are accepting applications for a January 2010 start date. To learn more, visit www.outreach.ohio. edu/centralohio

Career paths to consider (MS) — The adage, “do what you love, and love what you do” can be the words of wisdom students rely on when selecting potential career paths. Building upon the classes and courses of study enjoyed in school, they can select careers that fit with these concentrations. According to the admissions department at Pennsylvania’s Waynesburg University, many students are unsure what career path to choose, with some not declaring a major until they explore their options a little further. The U.S. Bureau

of Labor Statistics offers a list of potential careers based on preferred areas of schoolwork or interests. Here are some to consider. If you like...

LAW ● ● ● ● ●

Police officer Attorney Court reporter Paralegal Judge

MATH ●

Statistician ● Electrical engineer ● Physicist ● Cost estimator ● Actuary ● Surveyor

READING ● ● ● ● ●

Writer Desktop publisher Librarian Reporter Secretary

SCIENCE ●

Environmental scientist ● Chemist ● Pharmacist ● Engineering Tech ● Carpenter ● Architect ● Automotive mechanic ● Civil engineer

COMPUTERS ●

Database administrator ● Software engineer ● Webmaster ● Systems analyst

MONEY MANAGEMENT ●

Accountant Bookkeeping clerk ● Real estate agent ● Financial analyst ● Loan officer ●

SOCIAL STUDIES ● ● ●

Economist Psychologist Urban planner

Think Graduate Education • Think Quality • Think Central Ohio

Think

GREEN

Beginning January 2010 in Central Ohio: • Professional MBA • MFE | Financial Economics • Engineering Management

www.outreach.ohio.edu/centralohio

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SUNDAY, OCTOBER 11, 2009 | SPECIAL ADVERTISING SECTION | THE COLUMBUS DISPATCH |

HONDROS COLLEGE SCHOOL OF NURSING

Nursing is the perfect career for making a difference Demand for nursing professionals continues to grow Looking for a career where you’ll be in demand and make a difference? Nursing is a great career option; it is recession-proof with unlimited growth potential. If you enjoy helping people and making a difference, nursing is a fulfilling and exciting choice for your future. If you decide to pursue a career in nursing, you will make a difference in the world and in your own life. Whether you mend a broken arm or save someone’s life, you are responsible for changing that person’s life for the better. As Dr. Deborah Ulrich, Dean of Hondros College’s Nursing School, explains, “Nursing is an excellent career because you go to work everyday knowing that you are not

just shuffling papers. It’s a great feeling knowing your patients will remember your kindness because you changed their life.” Nurses are involved in many aspects of patient care that directly improves their patients’ lives. Nursing duties include helping execute diagnostic tests, reviewing medical histories, and overseeing treatments and medications. Nurses also educate the community and share their knowledge in order to encourage positive health practices. In addition, nursing is a rewarding career because it enables you to work with other health-care providers, such as podiatrists, chiropractors, optometrists, dentists and doctors. Nurses must complete educational courses that will help them become either a licensed practical nurse (LPN) or a registered nurse (RN). As a LPN, you will take care of patients while supervised by a RN or a physician. An RN is responsible

| THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

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for guiding LPNs, coordinating care plans for patients, providing education about disease prevention, and more. Students will learn about the profession through online classes and classroom instruction, and gain real world experience through clinical courses. If you are interested in a nursing career, Hondros College offers a great educational atmosphere that will ensure your success in the nursing field. Hondros College’s main campus is located in Westerville with other campuses throughout Ohio. Hondros College also offers career entry programs such as real estate, insurance, appraisal, home inspection, mortgage industry, securities, associate degrees and nursing. If you are interested in attending a nursing information session or you would like to set up an appointment, call 1-888-HONDROS or visit www.hondros.edu.

FRANKLIN UNIVERSITY

Master your future with a graduate degree Franklin offers three graduate programs that provide students with a solid framework of knowledge.

Earning a master’s degree can help you distinguish yourself and develop the skills needed to increase your credibility, confidence, and career opportunities. Yet pursuing a graduate degree can be a big commitment, especially when you have other obligations.

TAILORED TO THE NEEDS OF WORKING ADULTS While many central Ohio institutions only recently have tried to accommodate the unique needs of these students, it’s what Franklin University has always done. Since 1902, Franklin University has provided opportunities for busy professionals to expand their knowledge and enrich their lives, all while balancing their job-related and personal responsibilities. Franklin’s three Graduate Programs — Master of Business Administration (MBA), Master of Science (M.S.) in Computer Science, and Master of Science (M.S.) in Marketing & Communication — are flexi-

LOCALLY RESPECTED, NATIONALLY RECOGNIZED

ble in availability, balanced in structure, and thorough in knowledge development. These relevant and respected programs expose students to a broad range of problem-solving techniques and methods of inquiry that help construct a solid framework of knowledge and understanding. Franklin’s 16-month MBA program will help you acquire the high-level administrative and quantitative skills required of successful executives. The M.S. in Computer Science will equip you for advanced roles in the computer science industry in as few as 20 months, while the 17-month M.S. in Marketing & Communication teaches you how to strategically integrate the two fields for maximum impact.

Employers and students alike turn to Franklin for its convenience and quality of education. Both the MBA and M.S. in Marketing & Communication can be completed entirely online, while taking classes one night a week on campus is an option for all three graduate programs. Plus, Franklin’s online MBA was awarded a “Best Buy” designation from GetEducated.com in 2009. A survey administered by Saperstein Associates measured the perceptions of Franklin among local employers, and the results ranked Franklin as the best college or university for working adults in central Ohio as well as the school employers were most likely to recommend to an employee seeking further education. Additionally, in a national survey of 165 distance-learning, accredited MBA programs, Franklin’s ranked in the Top 25. For more information, visit www.franklin.edu.

Find out how to create a path to success with a master’s degree from Franklin University. GRADUATE PROGRAMS OPEN HOUSE

GRADUATE PROGRAMS ONLINE INFO SESSION

Thursday, Oct. 15 5-7 pm Alumni Hall Ross Auditorium Main Campus (downtown Columbus)

Thursday, Oct. 29 7-7:45 pm EST

Mary Mazik “My MBA helped me become a more perceptive, strategic business professional.”

Choose which event works best for you.

RSVP to

MBA (Master of Business Administration)* M.S. in Computer Science

www.franklin.edu/events

M.S. in Marketing & Communication* *can be completed online or on campus

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SUNDAY, OCTOBER 11, 2009 | SPECIAL ADVERTISING SECTION | THE COLUMBUS DISPATCH |

CHAMBERLAIN COLLEGE OF NURSING — COLUMBUS

Nursing: A growth sector for people with passion While the economy is difficult, pursuing a degree in nursing is still a strong field with a good career outlook. According to a 2009 report by the Ohio Department of Job and Family Services, health care industries account for nearly one of every eight jobs in Ohio today, and employment in health care is expected to grow by 20.4 percent by 2016. However, three-quarters of all health-care jobs in our state will require some sort of postsecondary education by 2016. “My advice to those individuals who are unsure about whether nursing is the right path for them would be to volunteer or work a part-time job at a health care organization.

It’s a great way to get your feet wet and see what people in the industry actually do,” said Samantha Zulliger, a student at Chamberlain College of Nursing’s Columbus campus. “I first realized that I had a passion for nursing when I worked with neonatologists at a hospital,” said Zulliger. “I was thinking about medical school, but when I saw how nurses had the most hands-on jobs — caring for the babies and interacting with their families — I knew that’s what I wanted to do.” With Chamberlain’s flexible scheduling, Zulliger works at Riverside Methodist Hospital as a patient support assistant and volunteers weekly at Nationwide Children’s Hospital’s neonatal

intensive care unit. At Chamberlain, she is a member of the Student Senate and a peer tutor. In March 2010, Zulliger will be part of the first class of students to graduate with a bachelor’s degree in nursing from Chamberlain College of Nursing’s Columbus campus. Chamberlain’s campusbased Bachelor of Science in Nursing (BSN) degree program enables students to earn a degree in as few as three years, allowing them to enter the workforce sooner than traditional four-year programs. Chamberlain’s BSN degree program incorporates general education, nursing coursework and clinical experience, provid-

ing the knowledge and skills necessary for a lifetime of professional and personal growth. Chamberlain College of Nursing is accredited by The Higher Learning Commission of the North Central Association www.ncahlc.org, one of the six regional agencies that accredit U.S. colleges and universities at the institutional level. The bachelor’s degree program in nursing at the

Columbus campus is accredited by the National League for Nursing Accrediting Commission (NLNAC) and the Commission on Collegiate Nursing Education (CCNE). For more information about Chamberlain College of Nursing’s Columbus campus, located at 1350 Alum Creek Dr., call (614) 252-8890 or visit www.chamberlain.edu/columbus

I JUST NEEDED A PLACETO HELP ME GET THERE. I FINALLY FOUND IT HERE.

I KNEW I WANTEDTO MAKE A DIFFERENCE.

Few career paths offer the rewards and opportunities for advancement like nursing. Chamberlain College of Nursing will get you there quickly with a 3-year Bachelor of Science in Nursing degree program.With expert faculty, state-of-the-art nursing labs, high pass rates,* and accredited degree programs,** we don’t just talk about excellence, we live it every day. Chamberlain College of Nursing — be inspired, find a calling and make the world a better place. Visit chamberlain.edu/coldispatch or call 866.423.5852. Chamberlain College of Nursing invites high school juniors and seniors*** to “Experience Nursing Day” at our Columbus Campus on November 12, 2009, from 9:30am to 1:00pm. Visit chamberlain.edu/beanurse or call 614.252.8890. | Where learning meets life 1350 ALUM CREEK DRIVE, COLUMBUS, OH 43209 *Based on the St. Louis BSN program October 2007-March 2008 NCLEX data **Chamberlain College of Nursing is accredited by The Higher Learning Commission of the North Central Association www.ncahlc.org, one of the six regional agencies that accredit U.S. colleges and universities at the institutional level. The associate and bachelor of science in nursing degree programs at the Columbus campus are accredited by the National League for Nursing Accrediting Commission (NLNAC). The bachelor of science in nursing degree program at the Columbus campus is accredited by the Commission on Collegiate Nursing Education (CCNE). Accreditation provides assurance to the public and to prospective students that standards of quality have been met. ***Open to High School Juniors and Seniors by application only. Space limited. Visit chamberlain.edu/beanurse for program details.

| THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

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Baldwin-Wallace College prepares students for a global society Baldwin-Wallace College has been described as a â&#x20AC;&#x153;best valueâ&#x20AC;? in higher education, not only because it is consistently ranked among the top colleges in the Midwest but also because its affordable, innovative programs produce accomplished graduates. Every B-W student develops a personal Action Plan that integrates academic studies with experiential learning and co-curricular activities to provide a truly customized education. An emphasis on the traditional liberal arts gives B-W grads the flexible skills in critical thinking, communication, and problem solving that are necessary in an increasingly global society. B-W is the first Ohio college to offer an undergraduate major in sustainability. Its programs in neuroscience, music theatre, education and athletic training are highly regarded.

plan for regionalizing fire and safety services. Non-verbal children are taught to communicate by undergraduate students in the campus Speech Clinic. B-W students can hone leadership skills in more than 100 campus groups and organizations, from Greek life to the marching band to the campus radio station, WBWC. They contribute thousands of hours each year to community outreach programs. And they are perennial winners in 21 NCAA Division III varsity sports for both men and women. Add a tree-lined, suburban campus that is just 20 minutes from downtown Cleveland and all of the arts, business, educational and recreational resources of a major metropolitan center, and it becomes evident why students, parents, educators and businesses alike are watching Baldwin-Wallace.

B-W is the first Ohio college to offer an undergraduate major in sustainability The Center for Innovation and Growth works to develop an entrepreneurial spirit across all College programs and the undergraduateonly Conservatory of Music is internationally renowned. Theory is put into practice on a daily basis at Baldwin-Wallace. Arts Management students collaborate with Clevelandâ&#x20AC;&#x2122;s PlayhouseSquare to market professional theatre to young adults. Chemistry students partner with working chemists on projects for Sherwin-Williams. Sports Management majors intern with the Indians and the Cavaliers. Other students work with local communities to develop a workable

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(MS) â&#x20AC;&#x201D; Most adolescents anxiously await their first year of college. In addition to the new people theyâ&#x20AC;&#x2122;re about to meet and the new friends theyâ&#x20AC;&#x2122;ll no doubt make, kids look forward to the first time theyâ&#x20AC;&#x2122;ll be away from home and free to do as they please without the supervision of Mom and Dad. While freshman year of college is a time for many firsts, itâ&#x20AC;&#x2122;s also the first time many kids are trusted to handle their own money. With that trust comes great responsibility, and oftentimes a few financial mishaps as well. Students about to enter their first year of college should consider the following financial tips in the hopes that some of the common pitfalls college

freshmen face can be avoided. â&#x2013; Choose a bank account wisely. Typically, most universities host representatives of the local bank branches on campus during their orientation weekend. Kids should be told to look for the bank that offers the best deal. A good deal for college kids is a checking or savings account that does not penalize for low balances. Those that offer no minimum balance are often the best for college freshmen. Look for an account that doesnâ&#x20AC;&#x2122;t charge fees for too many ATM withdrawals or debit card purchases. Itâ&#x20AC;&#x2122;s also wise to advise incoming freshmen opening their first checking Continued on Page 10

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SUNDAY, OCTOBER 11, 2009 | SPECIAL ADVERTISING SECTION | THE COLUMBUS DISPATCH |

MOUNT CARMEL COLLEGE OF NURSING

College’s commitment to diversity enhances learning beyond to include English as a second language (ESL) students, first generation (first in the family to attend college) students, and male nursing students.

“Mount Carmel College of Nursing (MCCN) creates a learning environment that consistently strives to enhance diversity and produce professional nurses prepared to deliver culturally competent care to our global community,” said Kathy Espy, Director of Diversity and Community Initiatives. MCCN is committed to the appreciation, recognition and celebration of diversity, to being responsive and supportive to its diverse student population, and to increasing diversity in its student body, faculty and staff.

REALIZING DREAMS RECORD MALE ENROLLMENT

DIVERSITY INITIATIVES Ongoing initiatives at MCCN include counseling, mentoring, and learning strategies to support underrepresented student populations. “Lunch and Learn” presentations feature diversity themes. There are cultural immersion

that they feel valued and welcomed into the nursing profession and supported by their female classmates,” she said.

experiences, such as collegesponsored medical mission trips to Mexico; a dedicated diversity area in the college library; and student/faculty study groups promoting a dialogue about diversi-

ty and cultural competency. Embracing diversity and inclusion is a decades-long commitment at MCCN, where our welcome extends to all races, cultures, lifestyles, religions, and

Like other minorities, males are made to feel welcome at MCCN. Making up approximately 10 percent of the total enrollment, a record 75 males currently are studying nursing at MCCN. Mount Carmel’s male students are involved with activities designed just for them. Featured speakers include male MCCN alumni now working in the nursing profession. The college schedules these events as an opportunity for male students to connect with each other, organize study groups and create a feeling of camaraderie,” said Espy. “The men attending indicate

At MCCN, students are pursuing their dreams of becoming professional registered nurses. Educating students for more than a century, Mount Carmel offers both undergraduate and graduate programs — all in preparation for rich and rewarding careers in nursing. MCCN promotes a diverse and inclusive environment that respects all students as individuals and empowers them to reach their full potential as professional nurses. Discover your potential as a nursing professional at Mount Carmel College of Nursing. For more information, visit www.mccn.edu or call (614) 234-1338.

I never dreamed of being a teacher. I never dreamed of being an astronaut, an artist or a movie star. I dreamed of being a nurse. Dreamers make the world a better place. Mount Carmel College of Nursing invites you to take the first step in realizing your dream. To learn more about the programs offered at Mount Carmel College of Nursing or to register for an Open House, please visit www.RealizeNursing.com or call 614.234.1338.

PROGRAMS

Bachelor of Science in Nursing: Four-Year Traditional Program, RN-BSN Completion Program, Second Degree Accelerated Program, Advanced Placement Program. Master of Science in Adult Health, Nursing Administration and Nursing Education. Graduate Certificate in Nursing Education. Online RN Refresher Course.

| THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

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COLUMBUS COLLEGE OF ART & DESIGN

Our students influence ideas and the world through their art Located right in downtown Columbus, the Columbus College of Art & Design (CCAD) is one of the largest and oldest private art and design colleges in the U.S. We are constantly growing in strength, quality, reach, and reputation. You can see it in the impact our students, faculty, and alumni make on our culture and economy every day. You can experience it on a campus tour or through one of the many great programs and events we offer. Here’s a snapshot of who we are: At CCAD, we believe that the ability to think and do is an art form. Students here do both, thinking conceptually, with originality. And doing, with great skill. We call it applied creativity.

And it means our students are prepared to take their gifts out into the world with purpose and impact. After 130 years, it’s simply in our DNA. Our foundation year is rooted in basic, classic elements of art practice: drawing, design, and color theory. In their sophomore year, students begin to “deep dive” into their majors. We have a responsibility. Rich, raw talent arrives here. We mold it; shape it; encourage it. We offer it a safe place where it can grow. We help students find the sweet spot where guts and talent intersect. But they do the rest. Our students have strong points of view. And they’re not afraid to share them, express them, and explore them.

We also see the world a bit differently. We know that art and design are such important parts of the everyday. CCAD alumni are successful professionals who create the clothes we wear, the things we read, the movies we watch, the buildings we walk into, the technology we interact with, and the brands we know. Our students ultimately influence trends. Tell stories. Shape ideas. Improve lives. Make an impact. DO GOOD. It’s a big role and it starts here. That’s pretty cool, huh? Columbus College of Art & Design is located at 60 Cleveland Ave., Columbus. For more information, visit www.ccad.edu or call (614) 224-9101 or toll-free (877) 997-CCAD

WE SEE THE WORLD A BIT DIFFERENTLY. We’ve created a space where the arts, new ideas, and diverse and interesting perspectives are encouraged and explored. This space takes shape as a discussion, as a classroom, as a building, as several city blocks, and at CCAD as an entire district. Come see for yourself. www.ccad.edu

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SUNDAY, OCTOBER 11, 2009 | SPECIAL ADVERTISING SECTION | THE COLUMBUS DISPATCH |

Education plays important role in climbing career ladder By Lindsey Pettit Career advisor at DeVry University As many of us know, today’s working world isn’t what it used to be. It is extremely difficult to get a job that can support a family right out of high school. In a recent survey conducted by CNN Money, the average person with a bachelor’s degree will make an astonishing $23,000 a year more than a person with a high school diploma only. Moreover, getting a college education allows a person to learn skills pertaining to a specific trade that will give them a leg up on the overseas competition in the workforce. For many Americans

According to that same CNN Money survey, if a person has the means to earn a master’s degree while working in a position related to the degree they are pursuing, they will make $26,539 more than —CNN Money survey those with a bachelor’s degree only, and approximately $1 million more in who hold a bachelor’s degree, having a job during a lifetime. Two years doesn’t seem school was never an option like that much but on a due to heavy class schedresume, it stands out, espeules. cially if it is for the same The current American workforce is faced with yet company. Also, after two years, many employers another challenge of having a significant number of begin offering education reimbursement benefits to college graduates with no employees. real life experience to back In the end, having an up their education. The advanced degree with at solution for some is to conleast two years actual work tinue on with their educaexperience can help you tion to obtain a master’s land that dream position. degree.

A person with a master’s degree will make $26,539 more than those with a bachelor’s degree only.

Money tips Continued from Page 7 account to take the minimum number of checks. More checks typically cost money, and most kids will end up paying their bills online nowadays anyway, making those extra checks an unnecessary expense. ● Pay bills on time. Lurking on many a college campus are credit card company representatives encouraging students to apply for a line of credit. While it’s not necessarily a bad thing for you to open a line of credit, you should have a strong knowledge of what credit is and how it works before heading off for college. Pay your credit card bills on time. Late fees can be heavy, and interest charges can really add up if you aren’t careful. ● Look online for textbooks. Thanks to the

Internet, it’s now easier than ever for college kids to save money on textbooks and other required reading. As soon as they receive their class schedules, incoming freshmen can check their professors’ homepage for what books and materials will be necessary. The syllabus, particularly for 100 level courses, rarely changes, so you should find the appropriate homepage as soon as possible and then search for required materials on such Web sites as Amazon, Overstock and eBay. ● Use the meal plan. Many schools require non-commuter freshmen to purchase a meal plan. While the campus dining halls might not boast cuisine as good as Mom’s homecooking, it’s already paid for and can save you from spending their money on pizza and fast food.

● Shop as a student. College kids often are eligible for student discounts, particularly at establishments surrounding the campus. Incoming freshmen should ask about student discounts before spending a dime. Movie theaters, restaurants and even appliance stores offer student discounts. Purchasing a new computer for school? Inquire about student discounts, which could potentially save you hundreds of dollars. ● Work with your roommate. Schools send out roommate information a couple of months in advance of the first day of school. This is so roommates can split what’s needed to make their room as comfortable as possible. Contact your roommate and decide who’s bringing what. This will end up saving money and valuable room space.

TAKE THE NEXT STEP

toward a great career At DeVry University we offer degree programs designed to meet the needs of today’s fastest-growing industries and prepare you for careers in Business Management, Information Systems or Healthcare Technology. In fact, over 30 years, 90% of all DeVry graduates in the active job market had careers in their fields within 6 months*.

2 Columbus area locations

| THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

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Invest in yourself at Otterbein College What’s different about going back to school as an adult? At Otterbein, we recognize that our graduate and continuing studies students bring experiences, ideas, and knowledge of their own. We take that and enhance it. Shape it. Challenge it. We give you different ways to look at what you already know. So you not only take away new knowledge — but skill and perspective that matter in your career and your life.

EARN YOUR MBA The Otterbein College Master of Business Administration program combines the strengths of a liberal arts education with sound business fundamentals and the latest technology to offer an innovative and flexible graduate program. As a cutting-edge business education program, students are prepared for lifelong learning to provide value to themselves, their workplace, and society. Our small class sizes and flexible class schedules allow you to receive

Take away knowledge, skills and perspective that matter in your life the personal attention you deserve while completing your degree on your time. By taking only two courses a quarter, you can work full time and complete your MBA in just two years. You also can use our accelerated scheduling option to complete your degree in as little as 18 months without sacrificing quality or content. Finally, we realize the economy is difficult, but that does not mean you should have to sacrifice earning a high quality education. We have priced our graduate tuition to be one of the best values in Ohio; we encourage you to compare. To find out more or to apply go to www.otterbein.edu/mba.

BACHELOR DEGREE PROGRAMS Perhaps you’ve decided it’s the right time to complete a bachelor’s degree or earn a second one.

Being in college as an adult is different.

Otterbien’s bachelor degrees programs are designed to meet the unique needs and special interest of continuing studies students. By attending evening/weekend classes, you can earn a bachelor’s degree in: ■ Accounting ■ Business Administration ■ Computer Science ■ English ■ Organizational Communication ■ Psychology ■ Public Accounting And because we realize that adults come to the table with knowledge, ideas and experiences of their own, we offer the PACE program (Professional Adult Continuing Education). This degree completion program features an accelerated schedule that maximizes transfer credit so you can complete a degree in as little as 23 months. Six Bachelor of Arts majors are offered in this format. For more information or to register for the next Program Preview, visit our Web site: www.otterbein.edu.

Avoid diploma mills on the road to an online degree (MS) — The Internet has revolutionized daily life in many ways. Online learning, once called distance learning, has grown by leaps and bounds. A diploma mill is actually a business that makes a profit by selling bogus degrees. It may by an institution that offers low-quality programs and issues a degree, or just a place that prints a diploma for a price. It is not difficult for a business to register a domain name with the .edu suffix and design a professional looking Web page, and the anonymity of the Internet makes it difficult to tell diploma mills from reputable schools. Here’s what to look out for:

● The “school” may have a similar name to a well-known college or university. ● The school is not accredited. Reputable U.S. colleges and universities will be accredited. ● Degrees can be earned in less time than normal, such as one month. ● Degree requirements are vague or unspecified, lacking class descriptions and without any mention of how many credit hours are required to complete a program. ● Tuition or fees are charged on a per-degree basis rather than per credit. ● Admissions selectivity is virtually nil, and there is no question of grades or previous test scores.

Being in college as an adult is different. It’s about being able to put what you learn into context. Challenging yourself—and your peers—to look at what you know in new ways. So what you leave with isn’t just additional knowledge, but skill and perspective that moves with you into your career, and your life. Learn more at our Program Preview. Sign up today to be entered in a drawing to win a $100 tuition voucher! •

YOU GET THE “WHY,” NOT JUST THE “WHAT.”

November 10, 5:30 p.m., Roush Hall Master of Science in Nursing Master of Business Administration (MBA) Master of Arts in Education 13 evening/weekend Continuing Studies majors

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Take it with you. www.otterbein.edu/programpreview

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SUNDAY, OCTOBER 11, 2009 | SPECIAL ADVERTISING SECTION | THE COLUMBUS DISPATCH |

Will you? Ask big questions

Help others

Make an impact

We believe. You will. We’re a bridge between who you are now and who you’ll become. At Capital University, our students have goals large and small – and they work hard toward achieving them. Our students major in one or more of 67 diverse concentrations. But there’s one thing we all share – purpose.

To learn more, go to capital.edu. or give us a call at 614-236-6011.

| THE COLUMBUS DISPATCH | SPECIAL ADVERTISING SECTION | SUNDAY, OCTOBER 11, 2009

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